JP6997896B1 - Information processing equipment and information processing method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a technique for shortening the time until payment of a plurality of users is completed. SOLUTION: An information processing apparatus 1 receives a payment method designation by a plurality of users from an application user who applies for payment of a product, and receives user identification information for identifying a plurality of payment users. The billing unit 132, which sets the partial price so that the sum of the partial price paid by each of the payment users 131 and the payment for the product is the price for the product, and charges the payment user terminals, and the payment user terminal. A payment unit 134 that makes payment of an amount corresponding to a part of the payment corresponding to a payment user who uses the payment user terminal by accepting a payment process that pays a part of the payment from, and a plurality of payment units after the payment is requested. It has a privilege granting unit 135 that grants at least one of the paying users a privilege of the content based on the time until the payment of the price for the product is completed by the payment corresponding to each of the paying users. [Selection diagram] Fig. 2

Description

The present invention relates to an information processing apparatus and an information processing method.

At the time of electronic payment, when each user terminal of multiple users receives a partial charge for the payment amount corresponding to the product purchased jointly by multiple users, and the payment by all users is completed, the product is purchased. A split bill settlement method, which is a complete settlement method, is known (see, for example, Patent Document 1).

Japanese Patent No. 6618164

In the conventional split bill payment method, if the payment of some of the plurality of users is delayed, there is a problem that the purchase of the product is delayed. Further, if a third party requests the purchase of the product while the payment of some of the plurality of users is delayed in the store, there is a problem that the response at the store becomes complicated.

Therefore, the present invention has been made in view of these points, and an object thereof is to shorten the time until payment by a plurality of users is completed.

The information processing apparatus according to the first aspect of the present invention accepts from an application user who applies for payment of a product to specify a payment method for paying the price by a plurality of users as a payment method for the product. When the reception unit that accepts user identification information that identifies a plurality of paying users who pay the price and the reception unit receives the user identification information, the total of a part of the price paid by each of the plurality of payment users is for the product. A billing unit that sets the partial price so as to be the price and charges the set price to the user terminal used by each of the plurality of paying users, and the partial price from the user terminal. A payment unit that setstles an amount corresponding to the partial price corresponding to a paying user who uses the user terminal by accepting payment processing, and a plurality of payment units after the billing unit charges the price. The content of the privilege is determined based on the time until the payment of the price for the product is completed by the payment corresponding to each of the paying users, and the privilege of granting the privilege of the determined content to at least one of the paying users. It has a granting part and.

The information processing method according to the second aspect of the present invention is a specification of a payment method executed by a computer in which a plurality of users pay the price as a payment method for the product from an application user who applies for payment for the product. And the step of accepting the user identification information that identifies a plurality of paying users who pay the price, and when the user identification information is received, the total of a part of the price paid by each of the plurality of paying users is for the product. A step of setting the partial price so as to be the price and charging the set partial price to the user terminal used by each of the plurality of paying users, and the partial price from the user terminal. A step of settling an amount corresponding to the partial price corresponding to the paying user using the user terminal by accepting the payment process to be paid, and corresponding to each of the plurality of paying users after the price is charged. The payment includes a step of determining the content of the privilege based on the time until the payment of the price for the product is completed by the payment, and granting the privilege of the determined content to at least one of the paying users.

According to the present invention, there is an effect that the time until the payment of a plurality of users is completed can be shortened.

It is a figure explaining the outline of the information processing apparatus which concerns on 1st Embodiment. It is a figure which shows the structure of the information processing apparatus which concerns on 1st Embodiment. It is a figure which shows an example of payment management information. It is a figure which shows an example of the billing page displayed on a payment user terminal. It is a sequence diagram which shows the flow of the process at the time of designating the split bill payment method in the information processing apparatus, application user terminal, and payment user terminal which concerns on 1st Embodiment. It is a sequence diagram following FIG.

<First Embodiment>
[Overview of information processing device 1]
FIG. 1 is a diagram illustrating an outline of the information processing apparatus 1 according to the first embodiment. The information processing device 1 is a device for supporting the purchase of products in a store by a plurality of people. The information processing device 1 is, for example, a computer such as a server, and is communicably connected to the store server 2, the application user terminal 3, and the payment user terminal 4 via a base station or a wireless LAN. The application user terminal 3 and the payment user terminal 4 are computers such as tablet terminals and smartphones.

The application user terminal 3 is a terminal used by an application user who applies for payment of a product. The payment user terminal 4 is a terminal used by a payment user who pays a part of the price for a product. The information processing device 1 receives the designation of the payment method for the product from the application user who applies for payment of the product sold by the store server 2 via the application user terminal 3.

The payment method for the product includes a payment method in which the price of the product is paid by a plurality of users. When the information processing apparatus 1 receives the designation of the payment method for paying the price of the product by the plurality of users, the information processing device 1 receives the user identification information for identifying each of the plurality of paying users who pay the price for the product from the application user terminal 3. The payment user may also include an application user. In this case, the application user terminal 3 also functions as a payment user terminal 4.

When the information processing apparatus 1 receives the user identification information of each of the plurality of paying users, the information processing apparatus 1 sets the partial price so that the total of the partial price paid by each of the plurality of paying users becomes the price for the product. The paying user terminal 4 is charged with a part of the price paid by the paying user. The information processing apparatus 1 accepts a payment process for paying a part of the price from the paying user terminal 4, and then setstle a part of the price corresponding to the paying user who uses the paying user terminal 4.

The information processing device 1 determines the content of the privilege based on the time from billing the payment to the plurality of payment user terminals 4 to the completion of payment of the price for the product by the payment corresponding to each of the plurality of payment users. .. Then, the information processing apparatus 1 imparts a privilege of the content determined to at least one of the paying users. By doing so, each of the plurality of paying users will pay for a part of the goods charged to them so that the privilege is given. Thereby, the information processing apparatus 1 can shorten the time until the payment of the plurality of paying users is completed.
Subsequently, the configuration of the information processing apparatus 1 will be described.

[Configuration example of information processing device 1]
FIG. 2 is a diagram showing a configuration of the information processing apparatus 1 according to the first embodiment. The information processing device 1 includes a communication unit 11, a storage unit 12, and a control unit 13. The control unit 13 includes a reception unit 131, a billing unit 132, a transmission unit 133, a settlement unit 134, and a privilege granting unit 135.

The communication unit 11 is an interface for connecting to a communication network such as a mobile phone line or an Internet line.
The storage unit 12 is, for example, a ROM (Read Only Memory), a RAM (Random Access Memory), or the like. The storage unit 12 stores various programs for operating the information processing device 1. For example, the storage unit 12 stores a program that causes the control unit 13 of the information processing device 1 to function as a reception unit 131, a billing unit 132, a transmission unit 133, a settlement unit 134, and a privilege granting unit 135.

The control unit 13 is, for example, a CPU (Central Processing Unit). The control unit 13 controls the functions related to the information processing device 1 by executing various programs stored in the storage unit 12. The control unit 13 functions as a reception unit 131, a billing unit 132, a transmission unit 133, a settlement unit 134, and a privilege granting unit 135 by executing a program stored in the storage unit 12.

The reception unit 131 accepts a payment method for paying a product by a plurality of users as a payment method for the product from an application user who applies for payment for the product, and identifies a plurality of payment users who pay the price. Accepts identification information. The user identification information is, for example, the telephone number of the payment user terminal 4 used by the payment user. The user identification information is not limited to the telephone number of the paying user terminal 4, but may be the e-mail address of the paying user or the account name of the SNS.

For example, a product purchase application program capable of purchasing a product by any of a plurality of payment methods is pre-installed on the application user terminal 3. The application user terminal 3 executes the product purchase application program. When the product purchase application program is executed, the application user terminal 3 displays a list of stores and accepts a store selection from the application user. The application user terminal 3 accesses the store server 2 corresponding to the selected store and displays a list of products sold at the store.

The application user terminal 3 requests the information processing apparatus 1 to purchase a product in response to the selection of the product in the product list and the purchase operation of the product by the application user. Upon receiving the purchase request for the product, the reception unit 131 causes the application user terminal 3 to display a payment method selection screen that accepts the selection of one of the payment methods among the plurality of payment methods.

Multiple payment methods include a payment method in which the applicant user pays for the product independently using a credit card, a payment method for the product using the convenience store, and a payment method for the product by multiple payment users. Includes payment method to pay. When the price for a product is paid by a plurality of paying users, the amount paid by each of the plurality of paying users is the amount obtained by dividing the price of the product by the number of paying users. In the following description, a payment method in which a plurality of payment users pay for a product is referred to as a split bill payment method.

When the application user terminal 3 receives the designation of the payment method, the application user terminal 3 transmits the payment method designation information including the information indicating the product to be paid for and the information indicating the designated payment method to the information processing apparatus 1. The information indicating the product for which the price is to be paid includes, for example, a product ID which is product identification information for identifying the product, an amount of the product, and a store ID which is store identification information for identifying the store where the product is sold. include.

The reception unit 131 receives the payment method designation by receiving the payment method designation information from the application user terminal 3. When the reception unit 131 receives the designation of the split bill payment method as the payment method for the product, the application user terminal 3 displays a payment user selection screen for receiving the user identification information for identifying the paying user. Accepts user identification information for each of multiple paying users. The application user terminal 3 receives the name of the paying user in addition to the user identification information on the paying user selection screen.

Here, the reception unit 131 may accept the application user as a paying user without receiving the user identification information corresponding to the application user. Further, the reception unit 131 may receive an instruction from the application user to prevent the application user from being included in the paying user via the user selection screen. By doing so, the applicant user can set only a plurality of paying users by the split bill payment method and prevent himself / herself from paying the price.

When the reception unit 131 accepts the designation of the split bill payment method as the payment method and receives the user identification information of the plurality of payment users and the names of the payment users, the billing unit 132 receives a part of the payment paid by each of the plurality of payment users. Set a part of the price so that the total is the price for the product. For example, the billing unit 132 sets a part of the price corresponding to the product by dividing the price corresponding to the product by the number of paying users. In addition, after setting a part of the price paid by the plurality of paying users, the billing unit 132 determines that the total of the part of the price paid by each of the plurality of paying users will be the price for the product from the application user. As a condition, a change in a part of the price paid by each of the plurality of paying users may be accepted. Further, the billing unit 132 may notify the paying user of the payment amount of the paying user and accept the change request from the paying user before billing a part of the price.

The billing unit 132 charges the paying user terminal 4 used by each of the plurality of paying users for a part of the price paid by the paying user. For example, the billing unit 132 uses SMS (Short Message Service) to charge a part of the price paid by the paying user to the telephone number of the paying user terminal 4 as user identification information. Send a message containing. The billing page is generated and provided by the information processing device 1, and the URL of the billing page indicates the address of the information processing device 1. The billing unit 132 may allow each of the plurality of paying user terminals 4 to accept approval for a portion of the bill from each of the plurality of paying users before billing the portion of the bill. Then, the billing unit 132 may charge a part of the price to each of the plurality of payment user terminals 4 on condition that the approval of the request is received from each of the plurality of payment user terminals 4.

In addition, the billing unit 132 sets a payment deadline for the settlement unit 134 to accept the settlement of a part of the price. The billing unit 132 sets the payment deadline based on at least one of the amount of the price of the goods, the amount of a part of the price charged to the paying user, and the number of paying users. The billing unit 132 may set the payment deadline later as the price of the product is larger, or may set the payment deadline later as the number of paying users increases. For example, the price of the product, the amount of a part of the price charged to the paying user, and the range of the number of paying users are stored in association with the time from the start of billing to the payment deadline, and the billing unit 132. May specify the amount of money for the goods, the amount of some money charged to the paying user, and the time to payment deadline corresponding to at least one of the number of paying users. Then, the billing unit 132 may set the payment deadline as the time obtained by adding the time until the specified payment deadline to the current time (billing time).

Further, in order to manage the payment status by a plurality of paying users, the billing unit 132 includes information indicating the product to be paid for, the payment deadline, the application user identification information for identifying the application user, and the payment user. The storage unit 12 stores payment management information in which the name, the user identification information of each of the plurality of payment users, and the date and time when the payment user paid a part of the payment are associated with each other.

FIG. 3 is a diagram showing an example of payment management information. As shown in FIG. 3, the payment management information includes a store ID, a product ID, an amount of the product, which is information indicating a product for which payment is to be made, a payment deadline, an application user ID, which is application user identification information, and the like. It can be confirmed that the information is associated with the payment user's telephone number, the payment user's name, the payment flag, and the payment date and time, which are the user identification information of each payment user.

The payment flag is information for identifying whether or not the paying user has paid a part of the price. If the paying user has not paid a part of the price, "0" is stored in the payment flag, and if the paying user has paid a part of the price, "1" is stored in the payment flag. At the time when the payment management information is stored in the storage unit 12, the payment date and time is blank because the payment is not made by the paying user. The payment date and time is input according to the fact that a part of the payment has been settled by the settlement unit 134.

In addition, the billing unit 132 includes information indicating that the content of the benefit is determined based on the time until the payment of the price for the product is completed in the message transmitted to the telephone number of the paying user terminal 4. You may do it. By doing so, the information processing apparatus 1 makes the paying user aware that the content of the privilege is determined based on the time until the payment of the price for the product is completed, and pays the price early. Can be made.

The transmission unit 133 provides information for displaying the time elapsed since the billing unit 132 charges the payment to the payment user terminal 4 after the billing unit 132 charges the payment user terminal 4 for a part of the product. , Sent to the payment user terminal 4. For example, when the billing unit 132 charges the payment user terminal 4 for a part of the product and then the URL of the billing page for the part of the product is selected in the payment user terminal 4, the transmission unit 133 causes the billing unit 132. Generates a billing page that displays the elapsed time since the billing was made, and sends the billing page to the payment user terminal 4.

FIG. 4 is a diagram showing an example of a billing page displayed on the payment user terminal 4. As shown in FIG. 4, the billing page displays the elapsed time since the billing unit 132 billed the price, along with information indicating that the content of the benefit is determined according to the time until payment. Can be confirmed.

As a method of displaying the elapsed time after charging the price corresponding to the product on the billing page, for example, the time when the price was charged is included in the billing page, and the payment user terminal 4 elapses from the time. Examples thereof include a method of calculating the time and displaying it on the billing page, and a method of the payment user terminal 4 acquiring and displaying a billing page displaying the elapsed time calculated by the information processing apparatus 1 at predetermined time intervals.

Further, the transmission unit 133 informs the payment user terminal 4 of the payment status of a part of each of the plurality of payment users for which the billing unit 132 has requested a part of the payment after the billing unit 132 has requested a part of the payment. Information to be displayed is transmitted to the payment user terminal 4. For example, when the URL of a billing page for a part of the payment is selected in the payment user terminal 4, the transmission unit 133 is a part of each of the plurality of payment users based on the payment management information stored in the storage unit 12. Generate a billing page that includes the payment status. The transmission unit 133 transmits the generated billing page to the payment user terminal 4. At the top of the billing page shown in FIG. 4, a "payment" tab and a "payment status" tab are displayed, and when the "payment status" tab is selected, a part of the payment for each of the plurality of paying users is displayed. The payment status of is displayed. By doing so, the paying user can check the payment status of some of the payments of other paying users.

In addition, the transmission unit 133 may enable the payment user to send a message to urge the payment user who has not settled a part of the payment on the billing page. For example, on the screen showing the payment status of the payment, a message transmission button indicating "message transmission" may be provided in relation to the unpaid paying user.

In this case, the paying user terminal 4 has a message including identification information of the paying user of the paying user terminal 4 and identification information of the paying user to whom the message is to be sent, in response to the selection of the message sending button. The transmission request is transmitted to the information processing device 1. When the transmission unit 133 acquires the message transmission request, the transmission unit 133 transmits the message input screen to the payment user terminal 4, and causes the payment user terminal 4 to display the input screen. When the payment user terminal 4 receives a message transmission operation from the payment user after a reminder message or the like is input to the input screen, the payment user terminal 4 transmits the message to the information processing device 1. When the transmission unit 133 receives the message, the transmission unit 133 transmits the message to the paying user who input the message as the sender and the identification information of the paying user included in the message transmission request as the destination. By doing so, the paying user can send a message to the effect that the payment status prompts other paying users who have not paid.

Further, the transmission unit 133 may enable the applicant user to send a message addressed to a paying user who has not settled a part of the price. Further, the transmission unit 133 does not accept an operation from the application user or the payment user at the time when the payment deadline has passed or a certain time before the payment deadline (for example, one day before), and the payment status is unpaid to the paying user. A message prompting payment may be automatically sent to the user.

The payment unit 134 accepts a payment process for paying a part of the payment from the payment user terminal 4, and then setstle the amount corresponding to the part of the payment corresponding to the payment user of the payment user terminal 4. For example, the payment user terminal 4 has information indicating the selected payment method and a price when the payment button indicated as "pay" is pressed while the payment method is selected on the billing page shown in FIG. Information indicating the product to be paid, information indicating the selected payment method, and user identification information of the paying user are transmitted to the information processing apparatus 1.

The payment unit 134 receives from the payment user terminal 4 payment method designation information including information indicating a product to be paid for, information indicating a selected payment method, and user identification information of a payment user. Accepts payment processing corresponding to the paying user. When the payment process is received, the payment unit 134 setstles an amount corresponding to a part of the payment corresponding to the payment user. Here, the amount corresponding to a part of the price is the amount obtained by subtracting the discount amount from the part of the price when the privilege given by the privilege granting unit 135 is a discount from the part of the price performed at the time of settlement. be. Further, when the privilege given by the privilege granting unit 135 is given after the payment of the price for the product is completed, for example, cash back or point grant, the amount corresponding to a part of the price is a part of the price. That is it.

When the settlement of the amount corresponding to a part of the price is completed, the settlement unit 134 displays the information indicating that the settlement is completed on the billing page. Further, the settlement unit 134 refers to the payment management information stored in the storage unit 12, and sets the payment flag associated with the information indicating the product to be paid for the received price and the user identification information to "0". Is updated to "1", and the payment date and time is updated to the current date and time. Further, the settlement unit 134 determines that the payment for the product is completed when the payment corresponding to the plurality of payment users is performed and the payment flag of all the payment users becomes "1".

When the settlement unit 134 determines that the payment for the product has been completed, the settlement unit 134 pays the price for the product to the store. For example, the settlement unit 134 pays the amount of the product to the store corresponding to the store ID based on the store ID included in the payment management information stored in the storage unit 12 and the amount of the product. To execute.

The privilege granting unit 135 determines the content of the privilege based on the time from the billing unit 132 billing the price to the completion of payment of the price for the product by the payment corresponding to each of the plurality of paying users. Then, the privilege granting unit 135 grants the privilege of the content determined to at least one of the paying users. In the following explanation, the privilege whose content is determined based on the time until the payment for the product is completed is called the early settlement privilege.

For example, the privilege granting unit 135 is early when the time from the billing unit 132 billing the price to the completion of payment for the product by the payment corresponding to each of the plurality of paying users is within one day. The content of the payment privilege is determined by discounting a predetermined percentage of the payment amount from the payment amount. Further, the privilege granting unit 135 may set the monetary value indicated by the privilege to be higher as the time from the billing unit 132 billing the price to the completion of payment of the price for the product is earlier. Further, the content of the early settlement privilege is not limited to discounting a predetermined percentage amount from the settlement amount, and may be a point having a monetary value corresponding to the discount amount.

In addition, the privilege granting unit 135 makes an early payment to all payment users for which the billing unit 132 has requested a part of the payment, provided that the payment for the product is completed by the payment corresponding to a plurality of payment users. Benefits may be granted. For example, when the content of the early settlement privilege is to discount a predetermined percentage of the settlement amount, the privilege granting unit 135 controls the settlement unit 134 to refund the amount corresponding to the discount.

In addition, the privilege granting unit 135, in addition to the early payment privilege, is a privilege associated with the completion of payment (hereinafter referred to as a normal privilege) according to the completion of payment for the product by payment corresponding to a plurality of paying users. .) May be added.

Further, the privilege granting unit 135 grants an early payment privilege to at least one of the applicant user and the paying user when the payment of the price for the product is completed within a predetermined time by the payment corresponding to a plurality of paying users, and the privilege granting unit 135 grants the early payment privilege to the product. If the payment of the price is not completed within the predetermined time, the early payment privilege may not be given to the applicant user and the payment user.

Here, the predetermined time is assumed to be a predetermined time, but is not limited to this. The predetermined time may be determined for each of one or more products to be sold, for example, by a person concerned with the store selling the products. Further, the reception unit 131 may receive the setting of the predetermined time from the applicant user and determine the predetermined time. Further, the privilege granting unit 135 may determine a predetermined time based on the number of paying users for which the billing unit 132 has requested the price of a part of the product. By doing so, the information processing apparatus 1 can set a predetermined time to an appropriate time according to the sales situation of the product.

Further, when the privilege granting unit 135 grants the early settlement privilege only when the payment of the price for the product is completed within the predetermined time, the transmitting unit 133 after the billing unit 132 charges the price of the product. Information for displaying at least one of the payment deadline to which the privilege based on the predetermined time is given and the remaining time until the payment deadline on the payment user terminal 4 may be transmitted to the payment user terminal 4.

For example, when the URL of a part of the billing page for the payment is selected on the payment user terminal 4, the transmission unit 133 sets the payment deadline for which the early payment privilege based on the predetermined time is given and the remaining time until the payment deadline. The displayed billing page is generated, and the billing page is transmitted to the payment user terminal 4. By doing so, the information processing apparatus 1 can increase the probability that the payment user confirms the payment deadline to which the privilege is given and performs the payment processing by the payment deadline.

Further, the privilege granting unit 135 is limited to the case where the number of paying users who have requested a part of the price by the billing unit 132 is the predetermined number or more, or the price for the product is the predetermined amount or more. Early payment benefits may be granted to at least one of the paying users. By doing so, the information processing apparatus 1 grants the early payment privilege only when the number of paying users is large or when the price of a part paid by the paying user is high due to the high price of the product. can do.

[Operation sequence]
FIG. 5 is a sequence diagram showing a flow of processing at the time of designating a split bill payment method in the information processing apparatus 1, the application user terminal 3, and the payment user terminal 4 according to the first embodiment. FIG. 6 is a sequence diagram following FIG. FIG. 5 describes the flow of processing from the time when the split bill payment method is designated as the payment method. Further, in the description of this sequence diagram, it is assumed that the two paying user terminals 4 and the user of the application user terminal 3 become paying users and pay the price of the product.

First, the reception unit 131 of the information processing apparatus 1 receives payment method designation information indicating that the split bill payment method has been designated from the application user terminal 3 (S1). The reception unit 131 transmits the payment user selection screen to the application user terminal 3 and displays the payment user selection screen on the application user terminal 3 (S2). The reception unit 131 accepts telephone numbers of a plurality of payment users as user identification information via the payment user selection screen (S3).

When the receiving unit 131 receives the telephone numbers of a plurality of paying users, the billing unit 132 divides the price corresponding to the product by the number of paying users, thereby paying a part of the price paid by each of the plurality of paying users. Set (S4). The billing unit 132 uses SMS to charge a part of the price paid by the paying user to each telephone number of the plurality of paying user terminals 4 (S5 to S7).

The explanation is transferred to FIG. When the payment unit 134 receives the payment method designation information including the designated payment method from the plurality of payment user terminals 4 including the application user terminal 3 after the billing unit 132 requests a part of the payment to be paid by the payment user. , Perform payment processing corresponding to the payment user using the payment user terminal 4 (S8 to S13).

Subsequently, the privilege granting unit 135 determines whether or not the time from the billing unit 132 billing the price to the completion of payment of the price for the product by the payment corresponding to each of the plurality of paying users is within a predetermined time. Is determined (S14). When the privilege granting unit 135 determines that the time from the billing unit 132 billing the price to the completion of payment of the price for the product is within a predetermined time, the privilege granting unit 135 determines at least one of the plurality of paying user terminals 4 at an early stage. A payment privilege is given (S15).

[Modification example]
In the above-described embodiment, the privilege granting unit 135 is based on the time from when the billing unit 132 charges the price to when the payment for the product is completed by the payment corresponding to each of the plurality of paying users. Was decided, but it is not limited to this. For example, the attributes of each of the plurality of paying users may be specified, and the content of the privilege to be given to each of the plurality of paying users may be determined based on the respective attributes of the specified plurality of paying users.

In this case, for example, it is assumed that the storage unit 12 stores the user-specific attribute information in which the identification information of the paying user and the attribute of the paying user are associated with each other. The attributes of the paying user are, for example, age, gender, etc., but are not limited to this, and may include the usage record and usage frequency of the split bill payment method. For example, the privilege granting unit 135 limits the discount rate of some payments to female paying users and paying users whose usage frequency of the split billing method exceeds a predetermined threshold, and is higher than that of other paying users. You may set it. In this case, the transmission unit 133 may transmit information for displaying the content of the privilege determined by the privilege granting unit 135 on the payment user terminal 4 to the payment user terminal 4. For example, even if the transmission unit 133 sends to each of the plurality of payment user terminals 4 the billing page shown in FIG. 4, in which the content of the privilege determined for the payment user of the payment user terminal 4 is displayed. good.

[Effect in the first embodiment]
As described above, the information processing apparatus 1 according to the first embodiment receives from the applicant user the designation of the split bill payment method for paying the price by a plurality of users, and also receives the user identification information for identifying the plurality of paying users. Then, the partial price is set so that the total of the partial prices paid by each of the plurality of payment users is the price for the product, and the plurality of payment user terminals 4 are charged for the partial price. The information processing device 1 accepts a payment process for paying a part of the price from the paying user terminal 4, and then setstle the amount corresponding to the part of the payment corresponding to the paying user who uses the payment user terminal 4, and pays the price. Is invoiced, and at least one of the paying users is given a benefit based on the time from when the payment is made until the payment of the price for the product is completed by the payment corresponding to each of the plurality of paying users. By doing so, the information processing apparatus 1 can shorten the time until the payment of the plurality of users is completed.

<Second Embodiment>
[Determine the content of benefits based on the payment order of some of the products]
Subsequently, the second embodiment will be described. The information processing apparatus 1 according to the first embodiment determines the content of the privilege based on the time from when the price of the product is charged until the payment of the price for the product is completed by the payment corresponding to each of the plurality of paying users. However, the information processing apparatus 1 according to the second embodiment is different from the first embodiment in that the content of the privilege is determined based on the payment order of a part of the product. Hereinafter, the information processing apparatus 1 according to the second embodiment will be described. The same parts as those of the first embodiment will be omitted as appropriate.

In the second embodiment, the transmission unit 133 provides the payment user terminal 4 with information for displaying the payment order among the plurality of payment users on the payment user terminal 4 after the billing unit 132 charges a part of the payment. Send. For example, when the URL of a billing page for a part of the payment is selected in the payment user terminal 4, the transmission unit 133 has a name and one for each of the plurality of payment users based on the payment management information stored in the storage unit 12. Generate a billing page that includes the payment status of the department and the payment order. By doing so, the paying user can confirm the payment order of each of the plurality of paying users.

The transmission unit 133 may not display the lowest rank and the lowest previous rank on the paying user terminal 4 until the payment of the price for the product is completed. By doing so, it is possible to prevent the lowest-ranked paying user from recognizing that the lowest-ranked paying user is motivated to pay a part of the price.

The privilege granting unit 135 according to the second embodiment specifies the payment order of a part of the payment among the plurality of paying users based on the time when the plurality of paying users have paid the part of the price. Specifically, the privilege granting unit 135 specifies the payment order of a part of the payment among a plurality of payment users based on the payment date and time included in the payment management information stored in the storage unit 12. ..

The privilege granting unit 135 assigns to each of the plurality of paying users a privilege having a higher monetary value as the payment order corresponds to the payment order of the paying user. For example, the privilege granting unit 135 determines the value of the privilege given to the paying user having the first payment order as the first value, and determines the value of the privilege given to the paying user having the second highest payment order. , Determine a second value that is lower than the first value. When the payment of the price for the product is completed by the plurality of paying users paying a part of the price, the privilege granting unit 135 grants the privilege of the content determined based on the payment order to the plurality of paying users.

[Effect in the second embodiment]
As described above, the information processing apparatus 1 according to the second embodiment specifies the payment order of a part of the payment among the plurality of payment users based on the time when the plurality of payment users have paid the part of the price. Then, each of the plurality of paying users is given a privilege corresponding to the payment order of the paying user, and the higher the payment order, the higher the monetary value. By doing so, the information processing apparatus 1 according to the second embodiment can shorten the time until payment by a plurality of users is completed, similarly to the information processing apparatus 1 according to the first embodiment. ..

It should be noted that the present invention makes it possible to contribute to Goal 9 "Let's lay the foundation for industry and technological innovation" of the Sustainable Development Goals (SDGs) led by the United Nations.

Although the present invention has been described above using the embodiments, the technical scope of the present invention is not limited to the scope described in the above embodiments, and various modifications and changes can be made within the scope of the gist. be. For example, the specific embodiment of the distribution / integration of the device is not limited to the above embodiment, and all or a part thereof may be functionally or physically distributed / integrated in any unit. Can be done. Also included in the embodiments of the present invention are new embodiments resulting from any combination of the plurality of embodiments. The effect of the new embodiment produced by the combination has the effect of the original embodiment together.

1 ... Information processing device, 11 ... Communication unit, 12 ... Storage unit, 13 ... Control unit, 131 ... Reception unit, 132 ... Billing unit, 133 ... Transmission unit, 134 ... Payment department, 135 ... Bonus granting department, 2 ... Store server, 3 ... Application user terminal, 4 ... Payment user terminal

Claims (15)

The application user who applies for payment of the product accepts the designation of the payment method for paying the price by a plurality of users as the payment method for the product, and also provides the user identification information for identifying the multiple payment users who pay the price. The reception desk that accepts
When the reception unit receives the user identification information, the partial price is set so that the total of the partial prices paid by each of the plurality of payment users is the price for the product, and the plurality of payment users A billing unit that charges the set price to the user terminal used by each, and
A payment unit that accepts a payment process for paying a part of the price from the user terminal and pays an amount corresponding to the part of the price corresponding to the paying user who uses the user terminal.
The content of the privilege is determined based on the time from the billing unit billing the price to the completion of payment of the price for the product by the payment corresponding to each of the plurality of paying users, and the payment user's content is determined. The privilege granting department that grants the privilege of the content decided at least one of them,
Information processing device with. Further having a transmission unit that transmits information for displaying the time elapsed since the billing unit charges the price to the user terminal after the billing unit charges the price for the part. ,
The information processing apparatus according to claim 1. The privilege granting unit grants the privilege to all paying users for whom the billing unit has requested the partial price.
The information processing apparatus according to claim 1 or 2 . A reception unit that accepts payment methods by a plurality of users as a payment method for a product from an application user who applies for payment of the product, and also receives user identification information that identifies a plurality of payment users who pay the price.
The partial price is set so that the total of the partial price paid by each of the plurality of payment users corresponding to the user identification information received by the reception unit is the price for the product, and the plurality of payments are made. A billing unit that charges the set price to the user terminal used by each user, and
A payment unit that accepts a payment process for paying a part of the price from the user terminal and settles an amount corresponding to the part of the price corresponding to the user of the user terminal.
Based on the time when the plurality of paying users paid the amount corresponding to the partial price, the payment order of the amount corresponding to the partial price among the plurality of paying users is specified, and the payment order of the partial price is specified. A privilege granting unit that corresponds to the payment order of the paying user and grants a privilege having a higher monetary value as the payment order is higher, to each of all the paying users who have requested the payment.
Information processing device with. The billing unit further includes a transmitting unit that transmits information for displaying the payment order among the plurality of paying users to the user terminal after the billing unit has charged the partial price.
The information processing apparatus according to claim 4 . After the billing unit charges the partial price, the billing unit displays on the user terminal the payment status of the amount corresponding to the partial price of each of the plurality of paying users who have requested the partial price. Further having a transmission unit for transmitting information for transmitting to the user terminal.
The information processing apparatus according to any one of claims 1 to 5 . When the payment of the price for the product is completed within a predetermined time by the payment corresponding to the plurality of paying users, the privilege granting unit grants the privilege to at least one of the applicant user and the paying user.
The information processing apparatus according to any one of claims 1 to 6 . After the billing unit charges the price, the user displays information for displaying at least one of the payment deadline to which the privilege is granted based on the predetermined time and the remaining time until the payment deadline on the user terminal. It also has a transmitter to send to the terminal,
The information processing apparatus according to claim 7 . The privilege granting unit determines the predetermined time based on the number of the paying users who have requested the partial price, and pays the price for the product by the payment corresponding to the plurality of paying users. However, when completed within the determined predetermined time, the privilege is given to at least one of the applicant user and the paying user.
The information processing apparatus according to claim 7 . The privilege granting unit is the application user and the application user when the number of the paying users who have requested the partial price by the billing unit is a predetermined number or more, or when the price for the product is a predetermined amount or more. Granting the above benefits to at least one of the paying users,
The information processing apparatus according to any one of claims 1 to 9 . The reception unit accepts the application user as the payment user, and also receives user identification information that identifies a plurality of payment users different from the application user.
The information processing apparatus according to any one of claims 1 to 10. The privilege granting unit grants the privilege on condition that payment of the price for the product is completed by the payment corresponding to the plurality of paying users.
The information processing apparatus according to any one of claims 1 to 11. The privilege granting unit identifies the attributes of each of the plurality of paying users, and further determines the content of the privilege to be granted to the paying user based on the respective attributes of the identified plurality of paying users.
The information processing apparatus according to any one of claims 1 to 12. Further having a transmission unit for transmitting information for displaying the content of the privilege determined by the privilege granting unit on the user terminal to the user terminal.
The information processing apparatus according to claim 13. Computer runs,
The application user who applies for payment of the product accepts the designation of the payment method for paying the price by a plurality of users as the payment method for the product, and also provides the user identification information for identifying the multiple payment users who pay the price. Accepting steps and
When the user identification information is received, the partial price is set so that the total of the partial price paid by each of the plurality of paying users is the price for the product, and the payment is used by each of the plurality of paying users. The step of billing the user terminal for the set partial price, and
A step of accepting a payment process for paying a part of the price from the user terminal to settle an amount corresponding to the part of the price corresponding to the paying user using the user terminal.
The content of the benefit is determined based on the time from the billing of the price to the completion of payment of the price for the product by the payment corresponding to each of the plurality of paying users, and the payment is made to at least one of the paying users. The step of granting the above-mentioned benefits of the decided contents and
Information processing method with.

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