JP6854684B2 - Payment systems, payment terminals, and payment methods - Google Patents

Description

The present invention relates to a payment system, a payment terminal, and a payment method for making payment of electronic money.

Conventionally, there is a payment system that allows payment by electronic money in addition to payment by cash when purchasing a product. As a payment system for making payments using electronic money, for example, a payment system in which an electronic money terminal device that provides goods or services is connected to the payment device via an intranet and a payment server is connected to the intranet via the Internet. (See, for example, Patent Document 1).

Japanese Unexamined Patent Publication No. 2009-265991

However, in the payment system shown in Patent Document 1, since the payment device is connected to the intranet, it is assumed that one payment device is used in one facility. Therefore, when a user uses a payment device to change settings (for example, price change) for an electronic money terminal device in a facility, it is necessary to provide a payment device on the intranet of the facility for each facility. .. As a result, it is necessary to provide a payment device in each facility, which increases the introduction cost. In particular, when a payment system is introduced at a plurality of facilities belonging to the same group company, a payment device must be installed at each facility despite being the same group company. Further, as described above, in the payment system shown in Patent Document 1, since it is necessary to provide a payment device on the intranet of the facility for each facility, setting information (for example, price information, etc.) in each electronic money terminal device is used. Must be managed individually by each facility.

The present invention has been made in view of such circumstances, and an object of the present invention is to provide a payment system, a payment terminal, and a payment method capable of suppressing the introduction cost and the operation cost of the payment system.

In order to solve the above-mentioned problems, one aspect of the present invention includes a payment server connected to the Internet and a management terminal for managing the management target device, and the payment server is connected to at least one of the management target devices. Facility information in which facility identification information that identifies a facility where one payment terminal is provided, payment terminal identification information that identifies the payment terminal, and payment service identification information that identifies a payment service available at the facility are associated with each other. And the payment information in which the payment terminal payment information, which is information related to the payment performed in the payment terminal, and the payment terminal identification information of the payment terminal are associated with each other, and the setting contents in the payment terminal or the setting contents in the management target device. The management terminal has at least one of the setting information and a storage unit for storing the setting information, and the management terminal has at least one of the payment terminal and the managed device based on the setting information acquired from the payment server. It is a payment system having a management execution unit that executes the setting management of.

Further, one aspect of the present invention is the payment system, in which the management terminal generates setting update request information for requesting update of the setting information of the managed device, and the setting update request information is settled. The payment server includes a setting update request unit for transmitting to the server, and the payment server includes an update unit for updating the setting information stored in the storage unit based on the setting update request information.

Further, one aspect of the present invention includes a payment medium RW unit that reads payment medium identification information that identifies a payment medium from the payment medium and writes amount information based on the payment amount to the payment medium, and the payment. When the setting information corresponding to the own payment terminal is received from the signal transmission unit that transmits the signal indicating the amount of money to the managed device and the payment server connected to the Internet, the setting information is stored in the own storage unit. Communication for transmitting payment terminal payment information including payment terminal identification information that identifies the payment terminal and the amount information based on the payment amount to the payment server when the payment medium RW unit writes to the payment medium. It is a payment terminal equipped with a department.

Further, one aspect of the present invention is a payment method using a computer of a payment server connected to the Internet and a computer of a management terminal that manages a managed device, and a storage unit of the payment server is connected to the managed device. The facility identification information that identifies the facility where at least one payment terminal is provided, the payment terminal identification information that identifies the payment terminal, and the payment service identification information that identifies the payment service available at the facility are associated with each other. The facility information, the payment information associated with the payment terminal payment information which is the information related to the payment performed in the payment terminal, and the payment terminal identification information of the payment terminal, the setting contents in the payment terminal, or the managed device. Based on the storage step that stores at least one of the setting contents and the setting information, and the setting information acquired from the payment server by the management execution unit of the management terminal, the payment terminal or the management target device It is a payment method having a management step of executing at least one of the setting managements.

As described above, according to the present invention, the introduction cost of the payment system is suppressed by providing the payment device for performing the payment processing in a plurality of facilities on the Internet, and the setting information (for example, for example) in each electronic money terminal device is suppressed. By managing the price information, etc.) by the payment device, the operating cost of the payment system can be suppressed.

It is a schematic block diagram which shows the structure of the payment system by 1st Embodiment of this invention. It is a block diagram which shows the functional structure of the payment server of the payment system by 1st Embodiment of this invention. It is a block diagram which shows the functional structure of the payment terminal of the payment system by 1st Embodiment of this invention. It is a figure which shows an example of the table of facility information stored in the storage part of the payment server of the payment system according to the 1st Embodiment of this invention. It is a figure which shows an example of the table of payment information stored in the storage part of the payment server of the payment system according to the 1st Embodiment of this invention. It is a sequence diagram which shows an example of the operation of the payment system by 1st Embodiment of this invention. It is a block diagram which shows the functional structure of the management terminal of the payment system by 2nd Embodiment of this invention. It is a figure which shows an example of the table of the setting information stored in the storage part of the payment server of the payment system by the 2nd Embodiment of this invention.

<First Embodiment>
Hereinafter, the payment system 1 according to the first embodiment of the present invention will be described with reference to the drawings.

[Payment system configuration]
FIG. 1 is a schematic block diagram showing a configuration of a payment system 1 according to the first embodiment of the present invention. The payment system 1 shown in the figure is a payment terminal 15 (15A1, 15A2, ...) In which a payment server 10 and management target devices 16 (16A1, 16A2, ... 16An, 16B1, ... 16Bn) are connected to each. 15An, 15B1, ... 15Bn), the management terminal 17, and the brand server 30 (30a, 30b) are connected by a communication network. The communication network is composed of an Internet 40 and an intranet 50 (50A, 50B) laid at each store 20 (20A, 20B) and connected to the Internet 40 by communication. A payment server 10, a management terminal 17, and at least one brand server 30 are communicated and connected to the Internet 40. Further, at least one payment terminal 15 installed in the store 20 where the intranet 50 is laid is connected to the intranet 50 by communication.

The payment server 10 receives a payment request from the payment terminal 15 and processes the payment. Further, the payment server 10 generates payment information indicating the payment made and stores it as log data, and periodically (for example, every day or every week) distributes the log data to the brand server 30. ..
The payment server 10 includes a server device, for example, a general-purpose computer, a personal computer, or the like.

The payment terminal 15 is a terminal that accepts payment of fees paid by the user for the use of the managed device 16. For example, when the payment medium (for example, an IC card) is brought close to the payment medium RW (reader / writer) unit 152 provided in the payment terminal 15, payment is made from the payment medium to the payment medium RW unit 152. The payment is accepted by transmitting the payment medium identification information that identifies the medium.
Further, the payment terminal 15 periodically acquires setting information from the payment server 10 and changes the settings. The setting information is, for example, information related to the entire payment system 1 such as update information of software operating in the payment terminal 15 or the managed device 16, or setting information for each brand used in the payment terminal 15 (for example, an image). Information, voice information, information indicating a connection protocol, etc.).

The payment terminal 15 includes a card reader, for example, a contactless IC card reader and the like. The payment medium is a payment card, for example, a contactless IC card, or a portable terminal (PDA) having a built-in function of a contactless IC card, such as a smartphone or a mobile phone. As the contactless IC card, for example, a transportation IC card, a distribution IC card, or the like can be used.

The managed device 16 is a device that provides a service to a user according to a fee paid by the user by the payment terminal 15.
The managed device 16 is, for example, a game machine, a capsule toy sales device, a vending machine or an automatic ticket vending machine, a coin locker payment machine, or a payment machine in a bicycle parking lot or a parking lot.

In the managed device 16 in which the service to be provided is predetermined, the user can select in advance the quantity (for example, the number of times, the time, etc.) to receive the service provision. For example, when the quantity of service provision is determined by the number of times or time, the user can settle the amount according to the quantity after designating the amount before receiving the service provision. When the managed device 16 is a game machine, for example, the user can select 200 yen, which is the amount of money for three games, and settle in advance.
In addition, when the amount of money is calculated according to the usage time, the user can make a payment after confirming the charge calculated according to the usage time after receiving the service provision.

The management terminal 17 provides image information indicating an image for each brand (payment service) displayed by the display unit 154 described later on the payment terminal 15 when payment is made on the payment terminal 15, and audio output of the payment terminal 15 described later. The voice data or the like indicating the voice for each brand to be reproduced by the unit 155 is managed in association with the brand. Further, the management terminal 17 manages the information indicating the connection protocol (interface) for each brand on the payment terminal 15 side, which is used when the payment is made in the payment terminal 15, in association with the brand.

For example, the management terminal 17 transmits the above-mentioned setting information for each brand (for example, image information, voice information, information indicating a connection protocol, etc.) used in the payment terminal 15 to the payment server 10, and the setting information. Is stored in the payment server 10.
Then, the payment terminal 15 makes an inquiry to the payment server 10 on a regular basis (for example, every day, every week, etc.) as to whether or not the setting information is updated.
When the setting information is updated, the payment terminal 15 downloads the setting information from the payment server 10 and updates the setting information stored in its own payment terminal 15.
The above setting information for each brand is setting information related to the setting of software components constituting the payment environment (for example, display screen, connection protocol, etc.) peculiar to the brand, and is the setting information peculiar to the brand.

The store 20 is a store (facility) in which the payment terminal 15 and the managed device 16 are installed. The store 20 is, for example, a game center, a retail store, a transportation station, a bicycle parking lot, a parking lot, or the like. Here, the store 20 is not limited to a building for the purpose of selling products or providing services, but may be at least a facility capable of selling products or providing services. For example, it may be a facility such as a commercial complex or a theme park in which a plurality of stores are accommodated.
The "facility" referred to here may be a facility controlled by a corporation, a facility controlled by a branch office in each region, or a facility controlled by a building. The unit in which the facility is controlled and the scale of the facility are arbitrary.

The brand server 30 acquires payment information transmitted from the payment server 10 on a regular basis (for example, every day or every week). The brand server 30 is a server device managed by a company that operates each brand (payment service). The brand is, for example, a prepaid electronic money brand operated by a distribution company or a railway company, a postpaid electronic money brand operated by a credit company, or a prepaid electronic money brand dedicated to Internet payment. And so on.

The brands that can be settled by the payment terminal 15 differ depending on the store 20 in which the payment terminal 15 is installed. In each store 20, a brand that can be settled by a payment terminal 15 installed in its own store 20 is predetermined. The user can make a payment using the payment medium of the brand.
In principle, the payment terminals 15 installed in the same store 20 have the same brand that can be settled. Therefore, if the store 20 in which the payment terminal 15 is installed is specified, the brand that can be settled by the payment terminal 15 can also be specified.

[Payment server configuration]
Next, the functional configuration of the payment server 10 will be described with reference to the drawings.
FIG. 2 is a block diagram showing a functional configuration of the payment system 1 payment server 10 according to the first embodiment of the present invention. The payment server 10 shown in the figure includes a storage unit 101, a payment processing unit 102, and a communication unit 103.
The payment server 10 may be composed of one server device or may be a server configured on the cloud.

The storage unit 101 stores facility information and payment information.
The facility information includes facility identification information that identifies the store 20 and payment terminal identification that identifies the payment terminal 15 for each store 20 (facility) in which at least one payment terminal 15 connected to the managed device 16 is provided. The information is associated with the payment service identification information that identifies the brand (payment service) that can be used in the store 20.
Further, the payment information is information in which the payment terminal payment information, which is information related to the payment performed by the payment terminal 15, and the payment terminal identification information of the payment terminal 15 are associated with each other.

Further, the storage unit 101 provides image information indicating an image for each brand to be displayed by the display unit 154 of the payment terminal 15 described later when the payment is made in the payment terminal 15, and an audio output unit 155 of the payment terminal 15 described later. A table in which the brand is associated with the voice data or the like indicating the voice for each brand to be reproduced by the management terminal 17 is transmitted in advance from the management terminal 17 and stored.
Further, the storage unit 101 manages in advance a table in which the brand is associated with the information for identifying the connection protocol (interface) for each brand on the payment terminal 15 side, which is used when the payment is made on the payment terminal 15. It is transmitted from the terminal 17 and stored.

The storage unit 101 is a storage medium, for example, an HDD (Hard Disk Drive), a flash memory, an EEPROM (Electrically Erasable Programmable Read Only Memory), a RAM (Random Access read / write Memory; a readable and writable memory). ), ROM (Read Only Memory), or any combination of these storage media.

When the payment processing unit 102 receives a payment request from the payment terminal 15, the payment terminal 15 is provided with reference to the storage unit 101 and based on the payment terminal identification information transmitted from the payment terminal 15. The store 20 is specified, the brands that can be used in the specified store 20 are specified, and the payment process corresponding to the payment request is performed by the corresponding brand among the specified brands.
The payment processing unit 102 includes, for example, a CPU (Central Processing Unit).

The communication unit 103 is a communication interface for communicating with the Internet 40.
The communication unit 103 transmits / receives data between the payment server 10 and the brand server 30 via the Internet 40. Further, the communication unit 103 transmits / receives data between the payment server 10 and the payment terminal 15 via the Internet 40 and the intranet 50 by the connection protocol (interface) described above.

[Payment terminal configuration]
Next, the functional configurations of the payment terminal 15 and the managed device 16 will be described with reference to the drawings.
FIG. 3 is a block diagram showing a functional configuration of a payment terminal 15 of the payment system 1 according to an embodiment of the present invention. The payment terminal 15 shown in the figure includes a control unit 150, a storage unit 151, a payment medium RW (reader / writer) unit 152, a lighting unit 153, a display unit 154, an audio output unit 155, and a communication unit. 156 and a pulse transmission unit 157 are included.

The control unit 150 controls the processing performed by each functional block of the payment terminal 15. The control unit 150 includes, for example, a CPU (Central Processing Unit). The control unit 150 causes the payment server 10 to specify the facility where its own payment terminal 15 is provided based on the payment terminal identification information included in the payment terminal payment information, and the payment service that can be used in the specified facility. Is specified, and an instruction is given to make a payment corresponding to the payment request by a payment service that can handle the specified payment service.

The storage unit 151 previously transmits from the management terminal 17 the brand information about the brand that can be settled by the payment terminal 15, the connection protocol (interface) for each brand on the payment terminal 15 side used when the payment is made, and stores it. doing.
The storage unit 151 is composed of a storage medium, for example, an HDD, a flash memory, an EEPROM, a RAM, a ROM, or any combination of these storage media.

The payment medium RW unit 152 reads the payment information from the payment medium (for example, an IC card) and writes the payment information to the payment medium.

The lighting unit 153, the display unit 154, and the voice output unit 155 are user interfaces for giving notifications, warnings, and the like to the user who uses the payment terminal 15 by lighting, images, and voice.
The lighting unit 153 includes, for example, an LED (Light Emitting Diode), an incandescent lamp, a fluorescent lamp, or the like. The display unit 154 includes a display, for example, an LCD (Liquid Crystal Display) or an organic EL (electroluminescence) display. The audio output unit 155 is configured to include a speaker.

The communication unit 156 communicates with the payment server 10 and the management terminal 17 via the intranet 50 and the Internet 40.

The pulse transmission unit 157 generates a pulse signal according to the amount of the settlement made, and transmits the pulse signal to the management target device 16. For example, the pulse signal is the same pulse signal as the pulse signal input to the managed device 16 when a coin (cash) of the same amount as described above is inserted in the managed device 16. As a result, the managed device 16 can perform the same processing regardless of whether the payment is made by electronic money or cash when the amounts are the same.

[Structure of facility information]
Next, the structure of the facility information described above will be described with reference to the drawings.
FIG. 4 is a diagram showing an example of a table of facility information stored in the storage unit 101 of the payment server 10 of the payment system 1 according to the first embodiment of the present invention.

The facility information is composed of the table shown in FIG. 3 (A) and the table shown in FIG. 4 (B). The table shown in FIG. 4A is data in which the payment terminal ID that identifies the payment terminal 15 and the store ID that identifies the store 20 are associated with each other. Further, the table shown in FIG. 4B is data in which a store ID and a brand ID that identifies a brand that can be used in each store are associated with each other. In this way, the facility information is data in which the store ID (facility identification information), the payment terminal ID (payment terminal identification information), and the brand ID (payment service identification information) are associated with each other by these two tables. is there.
The facility information is stored in the storage unit 101 in advance by the administrator of the payment server or the like.

[Composition of payment information]
Next, the configuration of the payment information described above will be described with reference to the drawings.
FIG. 5 is a diagram showing an example of a table of payment information stored in the storage unit 101 of the payment server 10 of the payment system 1 according to the first embodiment of the present invention.

The payment information is composed of the table shown in FIG. The table shown in FIG. 5 is data in which the payment terminal ID and the payment terminal payment information are associated with each other. The payment terminal payment information includes data indicating a payment amount, a date and time, a medium type, and a medium ID.
The payment information is settled based on the payment terminal ID of the payment terminal 15 and the payment terminal payment information transmitted from the payment terminal 15 to the payment server 10 when the payment terminal 15 requests the payment server 10 to make a payment. It is generated by the server 10 and stored in the storage unit 101.

[Payment system operation]
Next, the operation of the payment system 1 will be described with reference to the drawings.
FIG. 6 is a sequence diagram showing an example of the operation of the payment system 1 according to the first embodiment of the present invention.

(Step S001) A screen for selecting an amount to be paid by the user is displayed on the payment medium RW unit 152 of the payment terminal 15, and the user selects the amount by touching a button representing the amount on the screen. Then, when the payment medium is brought closer to the payment medium RW unit 152 by the user within a communicable distance (for example, it is held), the payment medium is transferred from the payment medium to the payment medium RW unit 152. Information indicating the type and a medium ID (payment medium identification information) for identifying the payment medium are transmitted. The information indicating the medium type includes information indicating the brand of the payment medium.

In addition, information indicating the usage fee (payment amount) of the managed device 16 connected to the payment terminal 15 is transmitted from the payment medium RW unit 152 to the payment medium. The payment medium updates the information regarding the amount of money stored in its own payment medium based on the received information indicating the usage fee. For example, the payment medium reads out the information indicating the charged amount, which is stored by itself, and updates the information with the information indicating the amount obtained by subtracting the payment amount from the charged amount.
The payment terminal 15 generates payment terminal payment information based on the payment amount, the date and time when the payment medium was approached, the information indicating the medium type, and the medium ID.

(Step S002) The payment terminal 15 transmits the payment terminal ID that identifies its own payment terminal 15 and the generated payment terminal payment information to the communication unit 103 of the payment server 10, together with information indicating a payment request.

(Step S003) The communication unit 103 of the payment server 10 receives the information indicating the payment request, the payment terminal ID, and the payment terminal payment information transmitted from the payment terminal 15. The payment processing unit 102 of the payment server 10 updates the payment information stored in the storage unit 101 based on the received payment terminal ID and payment terminal payment information.

(Step S004) The payment processing unit 102 of the payment server 10 refers to the facility information (for example, the table shown in FIG. 4A) stored in the storage unit 101, and the payment terminal ID transmitted from the payment terminal 15. Based on (payment terminal identification information), the store 20 (facility) in which the payment terminal 15 is provided is specified.

(Step S005) The payment processing unit 102 of the payment server 10 refers to the facility information (for example, the table shown in FIG. 4B) stored in the storage unit 101, and the store 20 (facility) specified in step S004. Identify available brands (payment services) in.

(Step S006) The payment processing unit 102 of the payment server 10 processes the payment corresponding to the payment request based on the information received in step S003 by the compatible brand among the brands (payment service) specified in step S005. Do it. Here, among the brands that can be supported by the store 20, which brand is used for payment is determined by the payment terminal 15 based on the medium type included in the payment terminal payment information transmitted from the payment terminal 15. The brand of the payment medium is identified, and payment is made by this identified brand.

(Step S007) The communication unit 103 of the payment server 10 transmits a payment completion notification indicating that the payment process is completed to the payment terminal 15.

(Step S008) When the payment terminal 15 receives the payment completion notification transmitted from the communication unit 103 of the payment server 10, the payment terminal 15 transmits the payment completion notification to the managed device 16.

(Step S009) Upon receiving the payment completion notification transmitted from the payment terminal 15, the managed device 16 provides a service to the user (for example, the game machine is switched to a state available by the user).

<Second embodiment>
Hereinafter, the payment system 1 according to the second embodiment of the present invention will be described with reference to the drawings.
The range in which the configuration is common to that of the first embodiment will not be described.

[Management terminal configuration]
The functional configuration of the management terminal 17 will be described below with reference to the drawings.
FIG. 7 is a block diagram showing a functional configuration of the management terminal 17 of the payment system 1 according to the second embodiment of the present invention. The management terminal 17 shown in the figure includes a management execution unit 171, a setting update request unit 172, and a communication unit 173.

The management execution unit 171 generates setting information based on an operation input by a user (for example, a facility manager of any store 20). The setting information includes information on the settings of the payment terminal 15 and the managed device 16 (for example, settings related to the usage fee of the managed device 16) and setting information for each brand (for example, image information, audio information, and connection protocol). Information etc.). An example of the configuration of the setting information will be described later.

The setting update request unit 172 transmits the generated setting information to the payment server 10 via the communication unit 173.

The communication unit 173 is a communication interface for communicating with the Internet 40.
The communication unit 173 transmits / receives data between the management terminal 17 and the payment server 10 via the Internet 40.

The communication unit 103 of the payment server 10 receives the setting information transmitted from the communication unit 173 of the management terminal 17. Then, the payment processing unit 102 of the payment server 10 updates the setting information stored in the storage unit 101 based on the setting information.

[Configuration of setting information]
Next, the configuration of the above-mentioned setting information will be described with reference to the drawings.
FIG. 8 is a diagram showing an example of a table of setting information stored in the storage unit 101 of the payment server 10 of the payment system 1 according to the second embodiment of the present invention.

The setting information is composed of the table shown in FIG. The table shown in FIG. 8 is data in which the payment terminal ID and the charge information in the managed device 16 are associated with each other. The charge information includes data indicating "charge", "presence or absence of set discount", "number of sets", and "set charge".
The setting information stored in the storage unit 101 is updated based on the setting information transmitted from the management terminal 17 to the payment server 10. The setting information is generated on the management terminal 17 based on an operation by a user (for example, a facility manager of the store 20).

The management terminal 17 has setting information associated with the payment terminal 15 (setting information in the payment terminal 15 and setting information in the management target device 16 connected to the payment terminal 15, for example, a setting related to a usage fee of the management target device 16. Management information).
For example, the management terminal 17 transmits the setting information to the payment server 10, and the setting information is stored in the payment server 10.
Then, the payment terminal 15 makes an inquiry to the payment server 10 on a regular basis (for example, every day, every week, etc.) as to whether or not the setting information is updated.
When the setting information is updated, the payment terminal 15 downloads the setting information from the payment server 10 and updates the setting information stored in its own payment terminal 15.

In addition, as the setting information, a charge rule may be set, and the payment server may appropriately set a charge that matches the conditions based on the charge rule. For example, on a specific day of the week, the charge on the predetermined payment terminal ID is settled by applying the discount price according to the discount rate, or the condition is settled by applying the discount price in a specific time zone. A charge rule in which the price is associated with the price may be set from the management terminal 17.

As described above, according to the payment system 1 according to the first embodiment of the present invention, since the payment server 10 is connected to the Internet by communication, payment processing at a plurality of stores 20 (facility) can be performed by one. It can be done by the payment server 10. As a result, each store 20 does not need to install the payment server 10 in its own facility, so that the introduction of the payment system is required as compared with the conventional case where the payment server is provided in the intranet of each facility. It is possible to prevent the cost from increasing.

Further, as described above, according to the payment system according to the first embodiment of the present invention, since the payment server 10 is connected to the Internet by communication, the store 20 (facility), the payment terminal 15, and the management target Setting information and the like in the device 16, the payment terminal 15, and the managed device 16 can be linked and managed. Further, according to the payment system according to the embodiment of the present invention, the setting information in the store 20 (facility) and the setting information in the managed device 16 can be linked and managed, so that the information related to the payment of electronic money can be managed. And the setting information in the management target device 16 can be managed together.
Further, according to the payment system according to the first embodiment of the present invention, the brands that can be used for each facility, not for each payment terminal, are collectively managed, and the brands that can be used for each facility, not for each payment device. Since the types of payment systems are unified and operated, it is possible to suppress an increase in the cost of operating the payment system.

Further, according to the payment system 1 according to the second embodiment of the present invention, since the payment server 10 is connected to the Internet by communication, the setting information of the payment terminal 15 or the managed device 16 in the plurality of stores 20 (facility). Can be managed by one payment server 10. As a result, the cost of introducing the payment system can be suppressed as compared with the case where the payment server is provided on the intranet of the own facility for each facility as in the conventional case.

Further, according to the payment system 1 according to the second embodiment of the present invention, an administrator, for example, a facility manager of a store 20 (facility), can send a payment terminal 15 or a management target from a payment server 10 via a communication network. Since the setting information of the device 16 can be acquired and the setting of the payment terminal 15 or the managed device 16 can be changed based on the setting information, the cost for operating the payment system can be suppressed.

Further, according to the settlement system 1 according to the second embodiment of the present invention, a 10-yen coin, a 50-yen coin, a 100-yen coin, or the like is inserted into a coin insertion device by performing settlement with electronic money. Compared to the case of payment, it is not necessary to set the amount in consideration of the number and combination of coins to be inserted (for example, set 200 yen for two 100 yen coins), so set the amount flexibly. be able to.

Further, when the fee is paid using the coin insertion device, it is necessary to physically change the setting of the coin insertion device when the set amount is changed. On the other hand, according to the payment system 1 according to the second embodiment of the present invention, since it is premised that the payment is made using electronic money, the coins are made based on the request for setting change from the management terminal 17. You can flexibly set any price that is not tied to the number or combination.
Further, according to the payment system 1 according to the second embodiment of the present invention, even when it is necessary to change the set amount frequently, only the set amount is registered (updated) in the server from the management terminal 12. Therefore, it is possible to change the amount in a relatively short period of time.

The payment server 10 in the above-described embodiment may be realized by a computer. In that case, the program for realizing this function may be recorded on a computer-readable recording medium, and the program recorded on the recording medium may be read by the computer system and executed. The term "computer system" as used herein includes hardware such as an OS and peripheral devices. Further, the "computer-readable recording medium" refers to a portable medium such as a flexible disk, a magneto-optical disk, a ROM, or a CD-ROM, or a storage device such as a hard disk built in a computer system. Further, a "computer-readable recording medium" is a communication line for transmitting a program via a network such as the Internet or a communication line such as a telephone line, and dynamically holds the program for a short period of time. It may also include a program that holds a program for a certain period of time, such as a volatile memory inside a computer system that serves as a server or a client in that case. Further, the above program may be for realizing a part of the above-mentioned functions, and may be further realized for realizing the above-mentioned functions in combination with a program already recorded in the computer system. It may be realized by using a programmable logic device such as FPGA (Field Programmable Gate Array).

Although the embodiments of the present invention have been described in detail with reference to the drawings, the specific configuration is not limited to this embodiment, and includes designs and the like within a range that does not deviate from the gist of the present invention.

1 ... Payment system, 10 ... Payment server, 15 ... Payment terminal, 16 ... Managed device, 17 ... Management terminal, 20 ... Store, 30 ... Brand server, 40 ... Internet, 50 ... Intranet, 101 ... Storage unit, 102 ... Payment processing unit, 103 ... Communication unit, 150 ... Control unit, 151 ... Storage unit, 152 ... -Payment medium RW unit, 153 ... Lighting unit, 154 ... Display unit, 155 ... Audio output unit, 156 ... Communication unit, 157 ... Pulse transmission unit

Claims (4)

Equipped with a payment server connected to the Internet and a management terminal that manages managed devices
The payment server
Facility identification information that identifies a facility where at least one payment terminal connected to the managed device is provided, payment terminal identification information that identifies the payment terminal, and a payment service that identifies payment services available at the facility. Facility information associated with identification information and
The payment information in which the payment terminal payment information, which is information related to the payment performed in the payment terminal, and the payment terminal identification information of the payment terminal are associated with each other,
Setting information that is at least one of the setting contents in the payment terminal or the setting contents in the managed device, and
A memory unit that memorizes
Have,
The management terminal is
A payment system having a management execution unit that executes setting management of at least one of the payment terminal and the managed device based on the setting information acquired from the payment server. The management terminal is
A setting update request unit that generates setting update request information that requests update of the setting information of the managed device and transmits the setting update request information to the payment server.
With
The payment server
The payment system according to claim 1, further comprising an update unit that updates the setting information stored in the storage unit based on the setting update request information. A payment medium RW unit that reads the payment medium identification information for identifying the payment medium from the payment medium and writes the amount information based on the payment amount to the payment medium.
A signal transmission unit that transmits a signal indicating the payment amount to the managed device, and
When the setting information corresponding to the own payment terminal is received from the payment server connected to the Internet, the setting information is stored in the own storage unit, and the payment medium RW unit writes the setting information to the payment medium. A communication unit that transmits payment terminal payment information including payment terminal identification information that identifies the payment terminal and the amount information based on the payment amount to the payment server.
Payment terminal equipped with. It is a payment method using a computer of a payment server connected to the Internet and a computer of a management terminal that manages managed devices.
The storage part of the payment server
Facility identification information that identifies a facility where at least one payment terminal connected to a managed device is provided, payment terminal identification information that identifies the payment terminal, and payment service identification that identifies payment services available at the facility. Facility information associated with information and
The payment information in which the payment terminal payment information, which is information related to the payment performed in the payment terminal, and the payment terminal identification information of the payment terminal are associated with each other,
Setting information that is at least one of the setting contents in the payment terminal or the setting contents in the managed device, and
And the memory step to memorize
The management execution unit of the management terminal
A management step that executes setting management of at least one of the payment terminal and the managed device based on the setting information acquired from the payment server.
Payment method with.

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