JP6810213B1 - Asset management method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an asset management method which does not require dangerous asset management aiming at a gain on a rise in stock price. SOLUTION: A user terminal used by a user for a purchase / sale order and a server device for recording securities information and receiving purchase / sale order information are connected via a network from the user terminal. , The purchase order acceptance process that accepts the purchase order of the issue before the dividend right settlement date, the purchase process in which the server device receives the purchase order acceptance process and purchases the issue, and the dividend right of the issue after the purchase process. After the confirmation date has passed, if the prescribed conditions are met, the user terminal will be selected from the presentation process presented to the user terminal and the stocks that can accept sales orders presented by the presentation process as stocks that can accept sales orders. It has a sale order acceptance process that accepts sale orders at, and the prescribed condition is the dividend profit of the issue purchased in the purchase process minus the purchase fee, from the purchase amount of the purchased issue. It can be sold for more than the deducted amount. [Selection diagram] Fig. 2

Description

The present invention relates to an asset management method in which users of stock trading, including beginners, "do not lose or lose" in the current situation where the negative stereotype of "stock = loss" in stock trading remains persistent. Is.

Under the current system of a mature capitalist economy, it is natural that people are highly interested in the movement of stocks, which are said to be "children" born from the capitalist economy. On the contrary, if you are not interested, you are missing out on the opportunity to make a profit.
Japan's industry is steadily advancing its steady development through the effects of innovation in a wide range of fields, and it is a great opportunity for stock investment activities.
However, many people have made a big mistake in stock trading so far due to gambling-like transactions that dream of making a fortune, and it has been considered to be high risk, and there are high barriers for the general public to start.
On the other hand, the remarkable development of the IT industry has made it easier to obtain a lot of various information, and it has become possible to trade stocks on personal computers and mobile terminals using the Internet. In addition, the enhanced systemization of stock trading has made it possible to keep stock trading fees low, and it can be said that an environment has been created that enables speedy stock trading based on advanced judgment.

By the way, when trading stocks, it is important to keep an antenna on recent social conditions and technological innovations and catch information. Especially, the analysis of information with an eye on the near future is the key to stock trading.
For example, the following is an example in which an antenna should be installed in recent years.
(1) AI technology The development of AI technology, which continues to grow exponentially, gives us a sense of the evolution to a bottomless future.
The capabilities of AI will exceed what humans can do in various fields. If that happens, how will humans make good use of this? How do companies incorporate this AI into their corporate activities and connect it to growth? The success or failure of that activity will determine the next generation of industry champions, so companies that are currently focusing on these should pay close attention.

(2) Industry 4.0 (Fourth Industrial Revolution)
With the arrival of Industry 4.0 (the Fourth Industrial Revolution), the Japanese industry is expected to make a breakthrough.
The Japanese industry is now making full use of basic technologies such as AI and big data, including the development of IoT that connects everything via the Internet, mobility (automation), robotec (robotization), 5G (next). With the birth of new products, new systems, and new services such as (generational high-speed communication systems) one after another, the base of related industries, including parts manufacturers, is steadily expanding.
In the flow of growth of the industrial world, which can be said to be the Industrial Revolution, companies that are focusing on ensuring their own growth potential by advancing management policies in order to take the initiative as soon as possible should check.
I hope that these new demands will stimulate new demands, start a new industrial cycle, and make a leap forward in Japanese industry.

(3) Tourist attractions and resorts The IR (Integrated Resort) Promotion Law was enacted in 2016, and the idea of developing Japan into one of the world's leading tourism nations has become a reality. It seems that the Japanese version of the casino concept is included in this, and it is thought that resort development in Japan will accelerate at once. The recent surge in inbound tourists and the approaching Tokyo Olympics are major factors behind this.
In addition, it is certain that Japan's unique tourism resources and the customer service technique that values the repeater of "Come again" from ancient times will be very popular with inbound tourists who are closed to tip attacks.
Recently, the number of individual applicants for accommodation is increasing rapidly, and the Housing Accommodation Business Law (private lodging) is scheduled to come into effect in 2018.
In addition, REITs (real estate investment trusts) are listed on the market, and their asset scale is expanding rapidly.
With the enforcement of this IR promotion law, the resort industry has been developing large-scale resorts one after another, and the number of domestic and foreign tourists is increasing rapidly. In response to this, the rapid development of resort-related brands is expected.

(4) Robot technology Robots that have been doing simple tasks in factories have been replaced by human labor in various workplaces in the city due to recent rapid technological innovation and progress of labor shortage. The movement to incorporate it has become apparent.
For example, even among the operations performed in hospitals, cardiac surgery, which requires advanced technology, can be performed accurately with the robot arm. Furthermore, it is said that if this robotic surgery is covered by insurance in the future, this surgery will spread explosively.
In addition, some companies have already adopted robot technology in service industries such as hotels and restaurants, and it is highly expected that robots will be used in industries that are suffering from a shortage of human resources.
In this way, in the future, we believe that the use of robots will not be limited to factories, but will have a dramatic effect on improving productivity by becoming the hands, eyes, and feet of each company and business establishment, including service industries and medical / nursing care. Be done.

(5) A sharp drop in the Nikkei Stock Average is a great opportunity to buy excellent stocks Even if you want to buy excellent stocks in daily stock trading, the stock price is always sticking to a high price because it is a good stock, so if it is quite cheap I can't get my hands on it.
If the stock price of such stocks plummets due to some event, all the stocks will fall, so the stock price of good stocks will also fall, which may lead to unexpectedly low prices. Therefore, it can be said that this is a great opportunity to obtain excellent stocks.
In this case, since you do not know how much the stock price will go down, if you think that it has fallen considerably, you can buy at a price close to the lowest price by buying down the buying price step by step like a human going down the stairs instead of buying in bulk at once. It will be possible.
In addition, in order to distinguish the limit of the downside in the down market, it is generally said that if a long lower beard is formed on the candlestick on the stock price chart, the stock price will turn upward.
The Nikkei Stock Average tends to fall sharply two to three times a year, so in order to take advantage of this opportunity, it is necessary to constantly prepare a certain amount of purchase funds.
In addition, it will be helpful to obtain information on excellent stocks that have strong resilience (resilience) after the decline in some of the core stocks on the Tokyo Stock Exchange.
It can be said that this plunge investment method is a low-risk investment method that makes it relatively easy to make a profit.

(6) Use of the national excellent system In the era of concerns about the tapering of pensions due to the declining birthrate and aging population and the era of ultra-low interest rates on finance, several preferential systems have been introduced under the guidance of the Financial Services Agency so that the second life of the people can be greeted with peace of mind and prosperity. Has been done.
Since each of the preferential treatment systems has its own characteristics and limits, the user selects and uses a system that suits his / her lifestyle.
The royal road to asset building is to keep a certain amount of money every month for a long period of time, even if it is a small amount. All of the above systems were created in line with this purpose, and if they are used by the whole family, for example, great results can be expected. In addition, you can create more efficient assets by having money work as well as you work.

(7) Innovation stocks that lead the productivity revolution of companies While the labor shortage is currently becoming more serious in the Japanese industry, cutting-edge technologies such as IoT and AI that utilize big data are being developed at a remarkable pace. is there.
There is concern that the future Japanese economy will be weakened due to the declining birthrate and aging population, and as a countermeasure, the national government will take measures to strongly support the Japanese economy while causing a productivity revolution by utilizing the advanced technology of various companies. It cites the steady growth of Japan.
Inove stocks (innovation stocks) related to advanced technologies such as IoT and AI, which are being developed at a remarkable pace today, are worth noting.

(8) Realization of 5G 5G is an abbreviation for 5th generation (5th generation) high-speed mobile communication system, and AI, IoT, robotics, mobility (autonomous driving), etc., which are expected to grow dramatically in the next 10 years. It is a communication technology that evolves. In other words, the advent of 5G will significantly change the world's industry in the near future. In addition, the advancement of 5G not only in the industrial world but also in the daily lives of ordinary people is expected to cause major changes. Careful attention should be paid to the trends of related companies.

(9) Realization of lunar exploration and sightseeing trips In the space industry, where ventures continue to take on challenges, the Japanese space industry in the future has advanced technological development, and the feasibility of lunar exploration and sightseeing trips has increased in the near future.
Affiliated companies that support the Japanese space industry, which is expected to develop endlessly toward the future, are now accelerating their efforts to put them into practical use. High technology and systems are required to survive the harsh environment of space. Such conditions are also a field that Japanese companies are good at, and there are great expectations for the Japanese space industry in the future.

With such an antenna and a lot of notable elements, stock trading in the future is considered to be an advantageous business utilizing the Internet rather than "investment." If it is possible to utilize stock trading for advantageous asset management as part of business, it will be possible to dispel the negative stereotype of "stock = loss".
For example, if it is possible to use a little time in the morning and evening to make stock trading routine and commercialize it as if you were a trading company man, remove the high wall of stock trading. It can also lead to the activation of the stock market.
In addition, if stock trading is possible easily and at low risk without obtaining advanced knowledge and complicatedly intertwined information, stock trading will be possible regardless of age, and investment activities according to the funds and environment that can be managed. By doing so, you can build a richer and more enjoyable life base.

In stock trading, you may experience that you missed a profit at a later date because you did not take the action of buying stocks that are clearly known to increase in the near future (inaction). This "lost profit" is the lost profit.
When it was found that the price would rise, if the buying action was carried out immediately, a profit of tens of thousands of yen or hundreds of thousands of yen could be secured at a later date, but no action was taken, resulting in no income. Since the income that should have been received was not received, it is considered that the amount was lost, that is, "lost profit = loss". Judgment as to whether or not to take action is also important in the commercialization of stock trading.

However, beginners do not know what kind of stock to buy even if they want to buy it.
You can start searching from individual stocks from the beginning, but it would be extremely difficult to select only one or two stocks out of the approximately 3,600 stocks listed on the Tokyo Stock Exchange alone.
It is a mistake to "look at the trees and not the forest" to judge things in our daily lives.
Choosing a brand is exactly the same. If you look at the stock market section of the newspaper, all stocks are classified into various industries and listed. Considering this industry as each forest, it is necessary to first consider which forest will grow vigorously and become a large forest in 5 to 10 years.
Once you have decided on a forest, select the tree (brand) that grows in that forest that is the thickest and is likely to grow in the future, and the promising brand will be quicker without making a big mistake. Can be selected.

It has long been said that "the darkness is one step ahead of life," but the same is true for stock prices, and no one knows whether future stock prices will rise or fall. Everything in the future is uncertain. If we take this reality straightforwardly, we need to reassess how the current investment for capital gains crosses a dangerous bridge.
There is a need for a way to obtain stable profits by commercializing stock trading rather than such high-risk investments.

One idea of the commercialization of stock trading, that is, the stock business, is, for example, to take in the difference between the high price and the low price that occur in the daily market price as profit.
Pick up low-priced stocks of about 150 to 200 yen and place a buy order at the limit price that seems to be the lowest price in the morning and go to work.
Then, after returning home in the evening, if the contract (transaction is completed) is confirmed, the next morning, the limit sale is made at a high price of 1 yen or more and the profit is confirmed.
This method is repeated every morning and evening. In other words, if it is commercialized and continued for a long time, it will be a side business with almost no problem in the main business.

One of the features of the stock business is
1. 1. The stock business only profits the opening of the market on the day, and there is no need to worry about the stock price falling.
2. 2. Since transactions are extremely simple and clear, it is easy to handle and routine.
3. 3. From children to the elderly over 90 years old, you can enjoy age-appropriate trading with low risk, and the family of stocks will spread.

In this way, the stock business is a new stock investment method that is clearly different from general investment for the purpose of increasing profits. Today, where side businesses are encouraged, the stock business can be easily used as a very effective side business.
The basic principles of the stock business are as follows.
(1) In the stock business, which focuses on low profits and high sales, do not make a fool of even if the profit per transaction is small, but sell it immediately and cash it to secure profits. Trade this over and over again, or increase the number of stocks traded, that is, try to secure a certain amount of profit by selling a lot.
(2) Continue trading for as long as possible with the motto "Continuation is power".
Considering that the stock business is the same as doing business in a general trading company, if you continue trading every morning and evening for a long period of 5 to 10 years, you will get unexpected results.
(3) Setting a low-priced standard price Set a low-priced standard price for a trading stock as a measure for determining whether the stock price to be purchased is really low and how low it is.
To purchase shares, place a limit order in stages at a stock price below the standard price.
Experience points will help you learn how low you can place an order with a stock price within the contractable range.

In the stock business as described above, the negative stereotype of "stock = loss" can be dispelled, and the user "does not lose, does not lose" stock trading is based on "easy to make profit and hard to lose" stock. Trading becomes possible.
For these reasons, a secure and stable asset management method for stock trading in the stock business is desired.

By the way, the key to implementing the stock business is online trading using the Internet.
With the maturity of the online stock trading system, commissions for buying and selling stocks have fallen, creating an environment where even beginners can easily start stock trading.
For example, in Patent Document 1, it is difficult for a beginner who is about to start buying and selling stocks to determine what kind of stock should be bought and sold at what price and at what timing. In order to facilitate trading, a securities trading solicitation device for presenting offering conditions to a customer, soliciting securities trading, and accepting an application for securities trading from a customer is disclosed.
Specifically, "the first means for requesting solicitation by displaying on the client terminal the solicitation conditions including the stock, the purchase price for purchasing the stock, and the selling price for selling the purchased stock. A second means of receiving the information that the applicant wants to apply for the offer and the application quantity from the client terminal, and a message for ordering the issue related to the application at the purchase price for the application quantity. 3rd means to send to the stock exchange server, and when a message to the effect that the buy order has been executed is received from the stock exchange server, the issue related to the application is sold at the selling price for the quantity of the application. A securities trading solicitation device provided with a fourth means for transmitting a telegram for selling and ordering to the stock exchange server. "

JP-A-2007-334571

If it is a securities trading solicitation device described in Patent Document 1, the solicitation conditions are displayed, solicitation for securities trading is performed, applications for securities trading based on the solicitation conditions are accepted, and valuables are valuable according to the contents of the accepted application. You can buy and sell securities. Then, the customer can apply for the sale and purchase of securities according to the displayed offering conditions, and even a beginner can easily buy and sell the securities.

As described above, online trading using a computer can be easily performed even by a user who is not particularly accustomed to stock trading. However, since the purpose of the transaction itself is to obtain a gain (capital gain), which is the difference between the purchase price and the sale price, we decided to buy when the stock price is as low as possible and sell when the stock price is as high as possible. , Will be from beginning to end.
Therefore, once you start stock trading, you will always check the business performance, economy, exchange trends, etc. of the company, follow the price movements of various stocks, and forecast price increases and decreases.
Furthermore, there are many cases where undesired results are not expected, and the risk of starting stock trading is high, which is a major obstacle to the activation of stock trading.

For such obstacles, investment for the purpose of income gain (interest, dividends, distributions, etc.) can be mentioned.
Stocks have shareholder dividends, and as the operating profit of companies has increased along with the improvement in productivity due to the remarkable innovation effect in recent years, companies that increase shareholder dividends have become conspicuous.
If the investment is for the purpose of this dividend, the planned dividend amount is announced in advance, so it is easy to make an investment plan and there is no need to worry about daily fluctuations in the stock price.
In this respect, it can be said that this is a safer and more secure investment than the current capital gains investment aimed at gaining uncertain stock price increases in the future.
For example, hold stocks with high dividend yields, which are generally called excellent stocks, and gradually increase the number of stocks held according to income, including dividends. By repeating this for a long period of time, the number of shares held will increase, and the dividend will increase accordingly. By allocating the dividend to the purchase of new shares, the number of shares held can be further increased, and the dividend will generate new dividends and the shares can be purchased. In this way, by accumulating stocks for many years and continuing to purchase, you can become a major shareholder and earn a large dividend income.
If you are very worried about future pension tapering, this major shareholder strategy as described above will result in stable stock trading without major risk.
In the present invention, for stable stock trading without paying attention to such fluctuations in stock prices, even people who are unfamiliar with stock trading or beginners can easily secure low-risk and stable profits. Provide a method.

The present inventor has solved the above problems by the following means.
(1) An asset that is executed by connecting a user terminal used by a user for a purchase / sale order and a server device that records securities information and receives purchase / sale order information via a network. The operation method is a purchase order acceptance process for receiving a purchase order for a brand before the dividend vesting date from a user terminal, and a purchase process for the server device to receive a purchase order acceptance process and purchase a brand. After the purchase process, after the vesting date of the dividend right of the issue has passed, if the prescribed conditions are met, the issue that can accept the sale order is presented to the user terminal as the issue that can accept the sale order, and the issue that can accept the sale order presented by the presentation process. An asset management method having a sale order acceptance process for accepting a sale order on a user terminal for a brand selected from.
(2) The prescribed condition is that the dividend gain, which is obtained by subtracting the commission for the purchase from the dividend of the stock purchased in the purchase process, can be sold at the amount obtained by subtracting the purchase price of the purchased stock. The asset management method according to (1) above.
(3) The asset management method according to (2) above, wherein the predetermined condition is a stock price obtained by adding a predetermined amount to the purchase price of the stock purchased in the purchase process.
(4) The asset management method according to (3) above, wherein the predetermined amount is 1 to 5 yen.
(5) A server device that records securities information and accepts purchase / sale order information and a user terminal that the user uses to place a purchase / sale order can communicate with each other via a communication line. It is a stock trading support system that supports stock trading.
The server device is
A securities information storage unit that stores securities information of at least multiple issues,
The Securities Information Processing Department, which extracts stocks to be purchased or sold from securities information,
It is equipped with an investment fund information recording unit that manages user's investment fund information and a purchase / sale issue information recording section that records information on purchase / sale issues.
Securities Information Storage Department
A securities information database that records securities information for at least multiple issues,
Equipped with a market value database that records market value information
Securities Information Processing Department
From the information in the securities information database
Dividend vesting date information acquisition means, which extracts stocks that correspond to the predetermined dividend vesting date
Market value information acquisition means for extracting market value information of a predetermined brand,
Stocks that correspond to the specified dividend right vesting date are extracted from the dividend vesting date information acquisition means, collated with the investment fund information managed by the investment fund information recording department, and the stocks that can be purchased are extracted. Brand extraction processing means and
A purchase order acceptance processing means that displays a list of stocks that can be purchased by the purchase issue extraction processing means based on the user's instructions, allows the user to select them, and accepts the purchase order.
A sellable stock extraction processing means for extracting stocks whose dividend vesting date has passed under predetermined conditions from the purchase / sale stock information recording unit.
A sell order acceptance processing means that displays a list of sellable issues extracted by the sellable stock extraction processing means based on the user's instruction, allows the user to select, and accepts the sale order.
A stock trading support system characterized by being equipped with.
(6) Predetermined conditions for extracting stocks whose dividend vesting date has passed by means of stock extraction processing means are
Of the information on the purchased stocks recorded by the Purchase / Sale Stock Information Recording Department, the "dividend" obtained by vesting the dividend right of the purchased stock and the "commission" for the purchase of the purchased stock are "dividends". The minimum selling amount is the dividend gain obtained by subtracting the "commission" from "gold" and the amount subtracted from the "purchasing amount" of the purchased stock, and the condition is satisfied because the minimum selling amount is exceeded and the dividend vesting date has passed. The stock trading support system according to (5) above, wherein the stock is extracted by a sellable stock extraction processing means.
(7) Predetermined conditions for extracting stocks whose dividend vesting date has passed by the means for extracting stocks that can be sold
Of the information on the purchased stocks recorded by the purchase / sale stock information recording department, the stock price obtained by adding a predetermined amount to the "purchased stock price" of the purchased stock is used as the standard selling stock price.
It is a stock that has passed the dividend vesting date and has exceeded the standard selling price.
The stock trading support system according to (5) above, wherein the stocks satisfying the conditions are extracted by the sellable stock extraction processing means.

According to the asset management method according to the present invention, it is not necessary to check stock price fluctuations and trends, corporate management details, etc. in detail, and only select dividend vesting date information from the list displayed by collating the investment funds. You can sell only stocks that meet certain conditions so that there is no negative impact on trading, so you can trade low-risk, safe and reliable stocks at your own pace without worrying about daily stock trends. be able to.
For example, the cycle of purchasing stocks with monthly dividend rights by the due date, satisfying the prescribed conditions, and selling when the purchase amount is close to the purchase amount can be repeated with monthly purchases and sales, ensuring monthly dividends without risk. You can earn money.
And it is an extremely simple and clear transaction method that only buys and sells according to the dividend vesting date, and since it only repeats buying and selling with a certain amount of principal, there is no need to add much funds. You can start stock trading regardless of age, from students to the elderly.
It is also possible to maximize the annual dividend income by selecting a stock with a high dividend yield, buying and selling it monthly, and switching.

It is an overall block diagram of the asset management method of one Embodiment of this invention. It is a detailed block diagram of the asset management method which concerns on embodiment of FIG. It is a flowchart which shows the flow of purchase order processing based on the stock purchase flow of one Embodiment in the asset management method which concerns on this invention. It is a flowchart which shows the flow of the sale order processing based on the stock sale flow of one Embodiment in the asset management method which concerns on this invention. It is a figure which shows an example of the securities information database stored in the securities information storage part in the asset management method which concerns on this invention. It is a figure which shows an example of the dividend vesting date information calculated by the securities information processing department in the asset management method which concerns on this invention. It is a figure which shows an example of the securities purchase information calculated by the securities information processing department in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention. It is a block diagram which shows an example of the database of the purchase / sale issue information recording part which recorded the issue which the purchase order was executed and executed by the purchase order acceptance processing means in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention. It is explanatory drawing of one Embodiment in the asset management method which concerns on this invention.

A mode for implementing the asset management method according to the present invention will be described with reference to the figures of Examples.
FIG. 1 is an overall configuration explanatory diagram of the asset management method according to the present invention, FIG. 2 is a detailed configuration diagram of the asset management method according to the embodiment of FIG. 1, and in the figure, 1 is a stock trading support system and 2 is a server. Device 3 is a user terminal, 4 is a securities company system, 5 is a securities market system, and 100 is a network. In addition, 210 is a securities information storage unit, 211 is a securities information database, 212 is a market value database, 220 is a securities information processing department, 221 is a dividend vesting date information acquisition means, 222 is a market value information acquisition means, and 223 is a stock that can be purchased. Extraction processing means, 224 is a purchase order acceptance processing means, 225 is a sellable issue extraction processing means, 226 is a sale order acceptance processing means, 230 is an operating fund information recording unit, and 240 is a purchase / sale issue information recording unit. ..

In the figure, the stock trading support system 1, which is a form for implementing the asset management method according to the present invention, is a server that records various securities information, receives purchase / sale order information, and records investment fund information. The device 2 and the user terminal 3 used by the user for ordering purchase / sale are configured to be able to communicate with each other via the network 100.
Further, a securities company system 4 and a securities market system 5 that transmit and receive various information and accept and process purchase / sale orders are connected to the network 100 so as to be able to communicate with each other via the network 100.
The network 100 is a wired or wireless communication line capable of transmitting and receiving information, and is not particularly limited to an Internet line, an intranet line, a LAN, and the like.
Further, the user terminal 3 is an electronic terminal operated by a user who can connect to the network 100, and a mobile information terminal, a computer device, or the like receives information from the server device 2 and displays the information on the screen. From the information on the screen, the user can send instructions for a buy order or a sell order. The transmission / reception, display, order instruction, etc. of the above information may be performed from the application software derived from the function of the user terminal 3 or from the website provided on the network 100.

In the figure, the server device 2 is shown as an independent computer device, but is managed on the Internet by an independent institution or company that operates a stock trading support system for implementing the asset management method according to the present invention. However, it may be a server system that is incorporated and managed in the system of a securities company or a financial institution.
The server device 2 includes a securities information storage unit 210 that stores securities information of a plurality of issues, a securities information processing unit 220 that extracts and processes purchase / sale issues from the securities information of the securities information storage unit 210, and a user. It is provided with an operating fund information recording unit 230 that manages the operating funds of the above, and a purchasing / selling issue information recording unit 240 that records information on issues purchased / sold by the user.
The securities information storage unit 210 is provided with a securities information database 211 that records securities information of at least a plurality of issues and a market value database 212 that records market value information.

On the other hand, the securities information processing unit 220 has at least dividend vesting date information acquisition means 221 and market value information acquisition means 222, purchaseable stock extraction processing means 223, purchase order acceptance processing means 224, and sellable stock extraction processing means 225. , The sale order acceptance processing means 226 is provided. The dividend vesting date information acquisition means 221 extracts a stock corresponding to a predetermined dividend vesting date from the information recorded in the securities information database 211 based on the instruction from the user terminal 3.
Then, the market value information acquisition means 222 extracts the market value information of the issue extracted by the dividend right vesting date information acquisition means 221.

In addition, the purchaseable stock extraction processing means 223 operates with the market price information extracted by the market value information acquisition means 222 for the stocks corresponding to the predetermined dividend right vesting date extracted by the dividend right vesting date information acquisition means 221. The stocks that can be purchased are extracted by collating with the operating fund information managed by the fund information recording unit 230.
Then, the purchase order acceptance processing means 224 transmits the purchaseable stocks extracted by the purchase brand extraction processing means 223 to the user terminal 3 based on the instruction from the user terminal 3, displays the list, and displays the list. Let the user select the brand to be purchased and execute the process of accepting the purchase order.
The purchase order acceptance processing means 224 places a purchase order and instructs the securities company system 4 to perform the purchase process in the acceptance process via the network 100. When instructing from the user terminal 3, the purchase can be selected from either a market order without specifying a price or a limit price for ordering a price. When the issue ordered for purchase is executed, information is sent from the securities company system 4 to the server device 2. Therefore, the server device 2 records the issue executed for purchase in the purchase / sale issue information record 240.

The sellable stock extraction processing means 225 extracts stocks whose dividend vesting date has passed from the purchase / sale stock information recording unit 240 based on the instruction from the user terminal 3 under a predetermined condition.
Then, the sale order acceptance processing means 226 displays a list of the sellable stocks extracted by the sellable stock extraction processing means 225 on the user terminal 3 based on the user's instruction, causes the user to select the stock to be sold, and orders the sale. Execute the reception process of.
The sale order acceptance processing means 226 issues a sale order to the securities company system 4 via the network 100 and instructs the securities company system 4 to process the sale in order to accept the sale order.
When the issue ordered for sale is executed, information is sent from the securities company system 4 to the server device 2. Therefore, the server device 2 records the information of the issue executed for sale in the purchase / sale issue information record 240.

The investment fund information recording unit 230 collects and records information on the purchase price and sale price of the contracted purchase / sale issue recorded by the purchase / sale issue information recording unit 240, and calculates the balance from that information. Manage operating funds. Then, when the purchaseable stocks are extracted by the purchaseable stock extraction processing means 223, the investment fund information is provided to the purchaseable stock extraction means 223 in accordance with predetermined conditions.

In the stock trading support system 1 for implementing the asset management method according to the present invention, securities information of a plurality of issues stored in the securities information database 211 of the securities information storage unit 210 is transmitted to the securities market system 5 via the network 100. It is periodically acquired and stored from a database such as a securities company system 4 or a securities company system 4, or information is acquired and stored by a reception instruction.
The information acquired by the securities information database 211 is at least the issue name data and the settlement date data, and the market value database of the securities information storage unit 210 stores the market value data related to the issue information acquired by the securities information database 211. ..
The stock trading support system 1 for implementing the asset management method according to the present invention is a system that can secure stable profits with low risk even for beginners and people who are not accustomed to stock trading, and is expected to raise the price of each stock. Information on index values (number of transactions, sales, etc.) for evaluation of stocks to be purchased is not essential because it does not require.
The stocks to be purchased have a dividend vesting date set by a predetermined date, and only stocks with a market price that can be ordered for purchase with manageable funds are traded.
Therefore, the securities information database 211 records the settlement date data for calculating the dividend vesting date, and the securities information processing unit 220 collects the dividend vesting date information and extracts the stocks that can be purchased from the settlement date data. The process is executed.
The flow of purchase order processing will be described below based on the flowchart of FIG.

[Share purchase flow]
FIG. 3 is a flowchart showing a flow of purchase order processing based on the stock purchase flow of one embodiment in the asset management method according to the present invention.
In one embodiment shown in FIG. 3, when the stock transaction support system 1 for implementing the asset management method according to the present invention is started (step 1), the dividend vesting date information of the securities information processing unit 220 of the server device 2 is acquired. The means 221 acquires the settlement date data stored in the securities information database 211 of the securities information storage unit 210, calculates the dividend vesting date, and extracts the stock data corresponding to the predetermined dividend vesting date (step). 2).

Next, the market value information acquisition means 222 of the securities information processing unit 220 of the server device 2 applies to the issue data corresponding to the predetermined dividend vesting date extracted in step 1 from the market value database 212 of the securities information storage unit 210. Acquire market value data (step 3).

Then, the purchaseable stock extraction processing means 223 of the securities information processing unit 220 of the server device 2 collates the operating fund information managed by the operating fund information recording unit 230 with the market value data acquired in step 3, and purchases. The stocks that can be purchased are extracted (step 4) and displayed as a list of stocks that can be purchased on the screen of the user terminal 3 (step 5).

The user selects a purchase issue from the list of purchaseable issues displayed on the screen of the user terminal 3 and executes a purchase order instruction (step 6).
According to the above instruction, the purchase order acceptance processing means 224 of the server device 2 processes the acceptance of the purchase order, records the purchase issue data in the purchase / sale issue information recording unit 240, and records the purchase issue data in the securities company system 4. The purchase order instruction is transmitted via the network 100.
Then, the securities company system 4 that has received the purchase order instruction executes the purchase process in the securities market system 5, and the purchase is executed (step 7).
The information on the purchased issue executed by the execution of the purchase is recorded in the purchase / sale issue information recording unit 240 (step 8).

As described above, the stock trading support system 1 for implementing the asset management method according to the present invention is purchased from the dividend vesting date data, the market value data and the user's investment fund information with the current user's investment fund information. Since the possible stocks are automatically extracted and displayed on the user terminal 3, the user simply selects an arbitrary stock from the list of stocks that can be purchased displayed on the user terminal 3 and determines the predetermined dividend right. It is structured so that you can buy and order stocks of the stock of the day.

[Stock sale flow]
FIG. 4 is a flowchart showing a flow of sale order processing based on the stock sale flow of one embodiment in the asset management method according to the present invention.
In one embodiment shown in FIG. 4, when the stock transaction support system 1 for implementing the asset management method according to the present invention is started (step 1), the sellable stock extraction processing means of the securities information processing unit 220 of the server device 2 225 extracts stocks whose dividend vesting date has passed under predetermined conditions from the purchase / sale stock information recording unit 240 (step 2).

Then, the sellable stock extraction means 225 collates the stocks extracted in step 2 with predetermined conditions (step 3), and transmits the stock data satisfying the predetermined conditions to the user terminal 3 as a list of sellable stocks (step 3). Step 4).

The user selects a stock to be sold from the list of stocks that can be sold displayed on the screen of the user terminal 3 and executes a sell order instruction (step 5).
In response to the sale order instruction, the sale order acceptance processing means 226 of the server device 2 processes the acceptance of the sale order, records the sale issue data in the purchase / sale issue information recording unit 240, and the network 100 in the securities company system 4. Send sales order instructions via.
Then, the securities company system 4 that has received the sale order instruction executes the sales contract processing in the securities market system 5, and the sale order is executed (step 6).

In addition, the sale order receiving processing means 226 sends information on the operating funds generated by the selling order to the operating fund information recording unit 230 (step 7). The investment fund information recording unit 230 obtains a gain on sale from the purchase price, commission, and sale price of the sold issue, calculates the investment fund (step 8), and saves the investment fund information (step 9). As a result, the investment fund information that can be collated with the purchase price is always saved.

[Database]
In the stock trading support system 1 for implementing the asset management method according to the present invention, the securities information database 211 of the securities information storage unit 210 is provided from a database such as a securities market system 5 or a securities company system 4 via a network 100. The securities information of multiple stocks obtained is stored.
FIG. 5 is a diagram showing an example of the configuration of the securities information database.
As shown in the figure, at least the issue name data and the settlement date data are stored in the securities information database 211. In the figure, other information such as the market price (stock price) recorded in the market value database of the securities information storage unit 210, the dividend yield, and the dividend per share, which is useful when the user selects a stock, is recorded. ing.

In FIG. 6, a predetermined dividend vesting date is extracted from the securities information database 211 by the dividend vesting date information acquisition means 221, and the final date with rights and the ex-rights date for which management is vested are calculated from the dividend vesting date. It is a list.
In FIG. 6, information is collected from the user terminal 3 in response to an instruction to extract a dividend vesting date of "January".
The "vesting date" is recorded in the securities information of each issue stored in the securities information database 211 obtained from the securities market system 5 or the securities company system 4. In the example shown in FIG. 6, the stocks whose "settlement date" data corresponds to "January" are extracted by the dividend vesting date information acquisition means 221 and the "vesting date" is collected to obtain the "vesting date". The "last day with rights" and "ex-rights date", which are the last days when the right to receive dividends can be held, are calculated based on. The "last day with rights" is three business days before the "vesting date", and the "ex-rights date" is the business day following the last day with rights. Therefore, the user selects a stock that does not pass the "last day with rights" from the stocks that will reach the settlement in "January".
It should be noted that the processing such as extraction and calculation performed by the securities information processing unit 220 such as the dividend right vesting date information acquisition means 221 and the market value information acquisition means 222 and the purchaseable stock extraction means 223 is provided inside the server device 2. It is realized by a central processing unit (CPU) or one or a plurality of programs that control the operation procedure of the CPU incorporated in the server device 2.

In FIG. 7, the stocks corresponding to the predetermined dividend vesting date previously extracted by the dividend vesting date information acquisition means 221 are collated with the manageable funds of the investment fund information recording unit 230, and the stocks that can be purchased are extracted. Information on the stocks that can be purchased is calculated and displayed by means 223.
The investment fund information recording unit 230 manages the investment fund information from the deposit / withdrawal information of funds based on the information of the contracted purchased and sold issues, and calculates the amount that can be used for investment from the balance as appropriate. There is.
The purchaseable stock extraction processing means 223 includes data of the operating fund information recording unit 230, information acquired by the market value information acquisition means 222 from the information of the market value database 212, and preset conditions, for example, the number of unit shares, and forecast. Based on the lower limit of dividends to be paid, the stocks that can be purchased are extracted and recorded by collating with the currently manageable funds.

In the stock trading support system 1 for implementing the asset management method according to the present invention, as described above, the user is not particularly aware of the ups and downs of the stock price of the stock under consideration, the comprehensive chart, etc., from the user terminal 3. The configuration is such that an arbitrary brand is selected from the brands extracted and displayed according to the instruction of the user terminal 3 and instructed from the user terminal 3.

An embodiment of the asset management method according to the present invention will be described in detail with reference to FIGS. 8 to 15.
FIG. 8 is an example of the initial screen of the user terminal 3 when the stock trading support system 1 for implementing the asset management method according to the present invention is logged in with the user terminal 3.
The stock trading support system 1 according to the present invention may be activated by an application installed on the user terminal 3 or operated by a website installed on the network 100, and is operated in FIG. As shown in (a), software that can be operated intuitively may be displayed on the user terminal 3.
In FIG. 8A, the currently manageable amount 2301 is displayed as the information of the operating fund information recording unit 230. This allows the user to confirm how much money the purchase can be made.
Then, the input screen 301 displayed on the initial screen is displayed so that the user can input any "vesting month", "purchase amount", and "number of purchases" desired to be purchased. In particular, if you do not specify the "purchase amount" or "number of purchases", you may leave it blank. By specifying only the "vesting month" and sending the "search" instruction to the server device 2, you can trade the shares. Assist system 1 is activated.

In order to obtain dividend rights at an appropriate time, the stock trading support system 1 for implementing the asset management method according to the present invention, for example, for stocks whose "last day with rights" arrives in the current month, is from the beginning to the middle of the month. Place a purchase order.
Generally, not limited to a specific stock, the stock price tends to rise for the purpose of acquiring rights immediately before the "last day with rights". However, the stock trading support system 1 for implementing the asset management method according to the present invention allows the user to place a purchase order without being aware of stock price fluctuations such as a rise or fall of each stock. Therefore, the user only needs to have enough information to place a purchase order from the beginning to the middle of the month.
In the input screen 301 shown in FIG. 8A, the vesting month is set to "January", the "purchase amount" is set to the range of the investment fundable amount 2301, and an appropriate number of purchases is input.

When the condition input on the input screen 301 of FIG. 8A is transmitted to the server device 2 via the network 100, the securities information processing unit 220 of the server device 2 uses the dividend right vesting date information acquisition means 221. Stocks whose dividend vesting date is "January" are extracted from the information in the securities information database 211. At the same time, the market value information acquisition means 222 of the securities information processing unit 220 extracts the market value information of the issue extracted by the dividend vesting date information acquisition means 221 from the information of the market value database 212.
Then, based on the information extracted by the dividend right vesting date information acquisition means 221 and the information extracted by the market value information acquisition means 222, the purchaseable stock extraction processing means 223 collates the information of the investment fund information recording unit 230. A stock that can be purchased is selected and transmitted to the user terminal 3.

In the example shown in FIG. 8B, the "brand" information, "purchase deadline" information, and "purchase deadline" information of the purchaseable stocks extracted by the purchaseable stock extraction processing means 223 are displayed on the display screen 302 of the user terminal 3. "Purchase amount" information and "dividend" information are displayed in a list.
As the "stock" information, stock information extracted from the securities information database 211 of the securities information storage unit 210 is described. For the "purchase deadline" information, the "last date with rights" is calculated from the "vesting date" acquired by the dividend vesting date information acquisition means 221 of the securities information processing department 220, and the "buying" is made easy for the user to understand. It is displayed as "deadline".
Further, the "purchase amount" information displays the market value information acquired by the market value information acquisition means 222 of the securities information processing unit 220 as the "purchase amount" based on the information in the market value database 212 of the securities information storage unit 210. There is. Further, on the display screen 302 shown in FIG. 8B, as one of the useful information for the user to select the stock to be purchased, the “dividend” when the extracted stock that can be purchased is purchased is displayed. It makes it easy to check whether the dividend is high.

When an arbitrary stock is selected from the list of stocks available for purchase displayed on the display screen 302 of the user terminal 3 of FIG. 8B, the server device 2 relates to the stock extracted from the securities information database 211 and the market value database 212. The information is transmitted to the user terminal 3.
On the user terminal 3, as shown in FIG. 9A, regarding the selected stock (here, company E), in addition to the "last day with rights" information and the current "stock price" information, the "dividend yield" information and " Ancillary information such as "1 share dividend" information, "unit number of shares" information, "dividend" information, and "after-tax dividend" information is displayed as the company information screen 303.
When the stock information is displayed on the company information screen 303 and "to order screen" is selected, the purchase order for the selected stock is ordered by the purchase order acceptance processing means 224 of the securities information processing unit 220 of the server device 2. The reception information is transmitted to the user terminal 3, and the purchase order reception screen 304 is displayed.

FIG. 9B is a purchase order acceptance screen 304 shown on the user terminal 3. On the purchase order acceptance screen 304, the selected brand (company name) is displayed as "company E" so that the order details can be input. Here, when the number of shares desired to be purchased and the ordering method are input by the user, the securities information database 211, the market value database 212, and the operating fund information recording unit 230 are used by the purchase order receiving processing means 224 of the server device 2. The related information is extracted from the above, and the order confirmation screen 305 for confirmation is displayed on the user terminal 3.
The order confirmation screen 305 shown in FIG. 10A shows the "stock" information, the "order acceptance date" information, the "last date with rights" information, the "market order current stock price" information, and the "number of shares" information selected by the user. "Purchase amount" information, "commission" information, and "balance" information are displayed.
The purchase order acceptance processing means 224 extracts the "market order current stock price" information from the market price database 212, calculates the purchase amount, and calculates the "balance" from the information of the investment fund information recording unit 230.

The server device 2 that receives the instruction of "order" from the order confirmation screen 305 displayed on the user terminal 3 transmits the purchase order information via the network 100 by the purchase order acceptance processing means 224, and the securities company system 4 At the same time, the user terminal 3 displays on the order completion screen 306 that the purchase order has been completed.
On the order completion screen 306 displayed on the user terminal 3 shown in FIG. 10B, the "brand" information, the "order acceptance date" information, the "market purchase stock price" information, and the "number of shares" information instructing the purchase order are displayed. , "Commission" information, "Purchase amount" information is displayed.

As described above, in the stock transaction support system 1 for implementing the asset management method according to the present invention, each screen displayed on the user terminal 3 is the securities information database 211 of the securities information storage unit 210 of the server device 2, and the market price. Information on various stocks in the database 212 and investment fund information managed by the investment fund information recording unit 230 are appropriately acquired and displayed by the securities information processing unit 220. Therefore, for example, there is a shortage of investment funds, that is, the balance. There is no error due to shortage, and there is no fear of selecting a stock that has passed the last day with rights, and the user can select any stock and place a purchase order without obtaining or confirming information from others. Can be executed.

In the server device 2 of the stock trading support system 1, the purchase / sale issue information recording unit 240 records the information of the issues that the user has made a purchase / sale order and executed.
The order completion screen 306 is displayed on the user terminal 3 in FIG. 10B described in the embodiment, and the purchase order acceptance processing means 224 records the information in the purchase / sale brand information recording unit 240. ..

FIG. 11 is a configuration diagram showing an example of a database of the purchase / sale issue information recording unit 240 that records the issues in which the purchase order is executed and executed by the purchase order acceptance processing means 224.
The purchase / sale issue information recording unit 240 records information in the database of "issue" information, "purchase date" information, "purchase amount" information, and "stock price" information when the issue for which the purchase order has been processed is executed. ..
The purchase / sale issue information recording unit 240 uses the information and the information acquired from the securities company system 4 and the securities market system 5 stored in the securities information database 210 to obtain information on the amount of "1 share dividend" and "dividend". "Obtain information and calculate the" dividend yield ". At the same time, record the "commission" incurred at the time of purchase.
Then, the purchase / sale issue information recording unit 240 calculates the dividend gain obtained by subtracting the "commission" from the "dividend" recorded in the purchase / sale issue information recording unit 240, and calculates the dividend gain as the "purchase amount". Record the "minimum selling price" by subtracting from.
The amount of the dividend obtained by deciding the dividend right by the purchase minus the commission as an expense is the dividend gain obtained by the purchase of the stock. Then, the amount obtained by subtracting the dividend gain from the "purchase amount" can be regarded as the amount incurred by this purchase.
That is, if you sell at a price higher than this amount, the transaction itself will not be negative. In the database shown in FIG. 11, this "minimum selling price" is recorded, and the "minimum selling stock price" corresponding to this amount is calculated and recorded.

Then, the stock trading support system 1 purchases the stocks of the relevant stocks by the vesting date of the dividend right to secure the rights, and sells the stocks satisfying the predetermined conditions after the ex-rights date to minimize the negative in the transaction. It is a system that is executed to limit and ensure profits, and the "minimum selling stock price" recorded in the purchase / sale stock information recording unit 240 is necessary in the selling procedure described later as this predetermined condition. It becomes data.

Further, in the database shown in FIG. 11, the "standard selling stock price" is recorded.
This is the stock price at the time of purchase of the purchased issue plus a predetermined amount, and in FIG. 11, the stock price at the time of purchase is plus 1 yen.
In the stock trading support system 1 for implementing the asset management method according to the present invention, in order to realize investment that is not easily affected by a significant rise or fall in stock prices, with the aim of achieving profits with less risk and certainty. Sell when conditions are met to secure a certain amount of profit. The standard selling stock price is calculated as this condition.
Generally, the day after the vesting date of dividend rights, they are sold all at once due to ex-rights, and the stock price drops sharply. By selling, we support transactions that can definitely make a profit. The selling system will be described below with reference to the figure.

[Sale flow]
FIG. 12A is a purchase stock selection screen 307 in which the information of the purchase / sale stock information recording unit 240 is displayed by the sellable stock extraction processing means 225 of the securities information processing unit 220.
On the selection screen 307, it is possible to select a list display of "owned stocks", "vested stocks", and "saleable stocks" for the stocks that the user has instructed to purchase and executed.
When the "owned stocks" list is selected, a list of stocks currently owned is displayed regardless of whether or not the rights are vested among the stock data recorded in the purchase / sale stock information recording unit 240. Will be done.
FIG. 12B is a owned brand list display screen 308 displayed on the user terminal 3, and the “owned brand” is displayed in a list. On the owned stock list display screen 308, "stock" information, "purchase date" information, "purchase amount" information, and "dividend" information acquired from the purchase / sale stock information recording unit 240 are displayed.

When the "vested stocks" list is selected on the selection screen 307, a list of stocks for which dividend rights have been vested is displayed among the stock data recorded in the purchase / sale stock information recording unit 240. ..
FIG. 13A is a vested issue list display screen 309 displayed on the user terminal 3, and the “vested issues” are displayed in a list. The vested stock list display screen 309 also displays "stock" information, "purchase date" information, "purchase amount" information, and "dividend" information acquired from the purchase / sale stock information recording unit 240. ..

In addition, when the "saleable stocks" list is selected on the selection screen 307, the predetermined sale of the stock data recorded in the purchase / sale stock information recording unit 240 by the sellable stock extraction processing means 225. A list of stocks that meet the conditions is displayed.

In the asset management method according to the present invention, when stocks whose dividend vesting date has passed are extracted as sellable stocks by the sellable stock extraction processing means 225, stocks satisfying a predetermined condition are extracted and displayed in a list. ..
This predetermined condition is the dividend gain obtained from the "dividend" and "commission" of the information on the purchased issue recorded by the purchase / sale issue information recording unit 240, that is, the dividend right of the purchased issue. The minimum selling amount is the amount obtained by subtracting the "commission" for the purchase of the purchased issue from the "dividend" obtained by confirmation, and subtracting the "purchase amount" of the purchased issue. The stocks that have exceeded the dividend vesting date and whose dividend vesting date has passed are extracted as sellable stocks by the sellable stock extraction processing means 225.

In addition, as another condition of the above-mentioned predetermined conditions, among the information of the purchased stocks recorded by the purchase / sale stock information recording unit, the stock price obtained by adding the predetermined amount to the "purchased stock price" of the purchased stocks is used as a reference. It is also possible to set the stock price as the selling price and to make the stock price that exceeds the standard selling price after the dividend vesting date has passed.
Further, the predetermined conditions may be equal to or more than the minimum selling amount obtained by subtracting the "commission" from the "dividend" from the "purchase amount" and not more than the stock price obtained by adding the predetermined amount to the "purchase stock price". Under this condition, it is suitable for continuously and stably securing profits from sales without seeking high profits.

FIG. 13B is a sale brand list display screen 310 displayed on the user terminal 3, and a list of “sellable issues” is displayed. On the sellable stock list display screen 310, "stock" information, "purchase date" information, "purchase amount" information, and "sale gain" information acquired from the purchase / sale stock information recording unit 240 are displayed. Will be done.
The displayed "gain on sale" information is the gain on sale recorded in the database of the purchase / sale issue information recording unit shown in FIG.
The gain on sale is calculated from the current stock price obtained from the market value information database 240 of the securities information processing department 220 as the "sale amount", and from the calculated sale amount, from the "purchase amount" amount. It is calculated by subtracting the amount obtained by subtracting the "dividend" and the "commission".
That is, here, the "gain on sale" is not simply the amount of sale minus the purchase amount, nor is it the amount of dividends. Shows the amount obtained by subtracting the commission amount, which is an expense, from the actual amount obtained by subtracting the amount of dividends from the purchase amount allocated for investment from the investment funds, and subtracting the amount of sale calculated from the current stock price. ..
The stocks listed as sellable stocks in this way satisfy the above conditions in advance, so that the user can confirm the profit on sale displayed on the screen without making any calculation from other information. So, it is structured so that you can check the net profit at a glance if you sell it now.

The sellable stock list display screen 310 shown in FIG. 13B displays a list of vested stocks, and among them, stocks exceeding the standard selling stock price (“Company W” in the figure) are marked with “◎”. However, for stocks that exceed the minimum selling stock price but are less than the selling maximum stock price (“Company S” and “Company P” in the figure), “○” indicates a stock that is less than the minimum selling stock price (“Company S” in the figure). "Company N", "Company E", "Company F", and "Company X") are displayed with "x", and only the stocks with "○" or "◎" are displayed in a selectable manner.

When it is desired to change the conditions of the stocks displayed on the sellable stock list display screen 310 shown in FIG. 13 (b), the conditions are changed on the sale condition change screen 311 shown in FIG. 14 (a). The server device 2 that has received the change instruction from the user terminal 3 calculates according to the content of the change instruction on the database of the purchase / sale brand information recording unit 240, and sends the calculation result to the user terminal 3 for display.
In FIG. 14A, select “No” for whether or not to consider the tax on the gain on sale, and select “Brass 1 yen” for how much the upper limit of the sale consideration should be added to the purchase price. There is.
It is also possible to change whether or not to display the stocks that do not satisfy the selling conditions on the sellable stock list display screen 310 according to the setting conditions. In this embodiment, "display" is used.

FIG. 14B is a sale selection stock detail screen 312 displayed when the stock “Company W” is selected from the sellable stock list display screen 310 of FIG. 13 (b).
On the sale selection stock detail screen 312, the "purchase date" information, "purchase price" information, "dividend yield" information, "dividend" information of the stock acquired from the purchase / sale stock information recording unit 240, "Current stock price" information acquired from the information in the market price database 212, "sale amount" information calculated from it, and "gain on sale" calculated and recorded in the database of the purchase / sale stock information recording unit 240. Information is displayed.

When "To the sale screen" is selected on the sale selection stock detail screen 312 of FIG. 14B, the sale instruction screen 313 that matches the sale instruction is displayed by the sale order acceptance processing means 226 of the securities information processing unit 220 of the server device 2. Is displayed.
On the sale instruction screen 313 shown in FIG. 15A, the number of shares to be sold, the sale order method, and the like are input, and an instruction is sent to the server device 2. Then, the sale order acceptance processing means 226 of the server device 2 displays the sale instruction confirmation screen 314 as shown in FIG. 15B on the user terminal 3.
On the sale instruction confirmation screen 314, "stock" information, "sale instruction acceptance date" information, "current stock price of market order" information, "number of shares" information, "sale amount" information for the specified number of shares, and "sale amount" related to the sale The "balance" information of the operating funds calculated from the "fee" information and the information of the operating fund information recording unit 230 is displayed.

The server device 2 that receives the instruction of "sell order" from the sale instruction confirmation screen 314 displayed on the user terminal 3 transmits the sale order information via the network 100 by the sale order acceptance processing means 226, and the securities company system 4 And displays on the "sell order completion screen" 315 that the sale order has been completed on the user terminal 3.
On the sell order completion screen 315 displayed on the user terminal 3 shown in FIG. 15 (a), the "stock" information, the "sell order acceptance date" information, the "market sell order stock price" information, and the "number of shares" instructing the sell order are displayed. Information, "commission" information, and "sale amount" information are displayed.
The sale order acceptance processing means 226 of the server device 2 displays the sell order completion screen 315 on the user terminal 3 and records the information in the purchase / sale brand information recording unit 240.
Then, when the sale order is executed, the information is sent to the investment fund information recording unit 230, and the investment fund information is updated.

In the investment fund information recording unit 230, the dividend profit obtained by selling as described in the above embodiment is incorporated into the investment fund, and the incorporated amount is displayed as the investment fund at the time of the next purchase consideration. Therefore, the asset management method according to the present invention can increase the investment funds by selling the stocks that can surely generate a profit on sale, and further, by using the increased investment funds, the stock trading with less risk can be continued. It is configured so that it can be done.
Then, stocks that are close to the dividend vesting date are purchased every month, for example, stocks that meet the selling conditions are sold in sequence to obtain a gain on sale, and the gain on sale is used as operating funds to continue the purchase, thereby stabilizing the situation. You can earn income from stock trading.
Furthermore, among the stocks with close dividend vesting dates, stocks with high dividends are selected and purchased on a monthly basis, and stocks that meet the specified conditions are sold in sequence to maximize annual dividend income. It can also be.

As for the stock price, it does not always rise to the price at which a gain on sale can be obtained. It may be possible to select whether to cut the loss and sell it, and to process it by the sale order acceptance processing means 226.

The stock trading support system 1 described as one embodiment of the above embodiment realizes the following asset management method.
That is, a purchase order acceptance process for receiving a purchase order for a brand before the dividend vesting date from the user terminal 3, a purchase process for the server device 2 to receive a purchase order acceptance process, and a purchase process for purchasing the issue. After the process, after the vesting date of the dividend right of the issue has passed, if the prescribed conditions are met, the issue that can accept the sale order is selected from the presentation process presented to the user terminal and the issue that can accept the sale order presented by the presentation process. This is an asset management method including a sale order acceptance process for accepting a sale order on the user terminal 3 for the stock.

The above-mentioned predetermined condition is that the dividend gain obtained by subtracting the commission for the purchase from the dividend of the stock purchased in the purchase process is equal to or greater than the amount obtained by subtracting the purchase price of the purchased stock. The stock price is the purchase price of the stock purchased in the incidental process plus a predetermined amount, and it is also possible to combine both conditions.

The asset management method according to the present invention is a method that allows even beginners and those who are not accustomed to stock trading to secure low-risk and stable profits, does not require a price increase forecast for each stock, and provides dividend vesting date information. Since it is only necessary to collate the investment fund information with the investment fund information and select the stock to be purchased / sold, it is possible to automatically purchase / sell by setting the selling conditions and the like.

The above-described embodiment is an example of implementing the present invention, but in addition to the above-mentioned stock trading, it is operated in combination with a major shareholder strategy of holding a stock with a high dividend yield and gradually increasing the number of shares held. May be good. This is especially suitable for months when the dividend vesting date is short.

In this way, with the asset management method according to the present invention, stock trading can be carried out with peace of mind without worrying about stock price drops or business conditions, and monthly dividend income can be obtained with a fixed amount of principal. It is possible, and it is possible for the user to carry out a stock business that is "easy to make money and hard to lose" based on stock trading that "does not lose or causes loss".

1 Stock transaction support system 2 Server device 3 User terminal 4 Securities company system 5 Securities market system 100 Network 210 Securities information storage department 211 Securities information database 212 Market value database 220 Securities information processing department 221 Dividend vesting date information acquisition means 222 Market value information acquisition Means 223 Purchaseable stock extraction processing means 224 Purchase order reception processing means 225 Sellable stock extraction processing means 226 Sale order reception processing means 230 Operating fund information recording unit 240 Purchase / sale stock information recording unit 301 Input screen 302 Display screen 303 Company information screen 304 Purchase order acceptance screen 305 Order confirmation screen 306 Order completion screen 307 Selection screen 308 Owned stock list display screen 309 Right-vesting stock list display screen 310 Sale stock list display screen 311 Sale condition change screen 312 Sale selection stock details Screen 313 Sale instruction screen 314 Sale instruction confirmation screen 315 Sell order completion screen

Claims (4)

An asset management method in which a user terminal used by a user for a purchase / sale order and a server device that records securities information and receives purchase / sale order information are connected via a network and executed. There,
The server device, from the user terminal, and rights with the last day or more before the process purchase orders accepted to accept the purchase orders of stocks,
The server device receives the purchase order acceptance process and purchases the brand.
A presentation step of presenting the server device to the user terminal as a stock that can accept a sale order when a predetermined condition is satisfied after the purchase process and after the lapse of the last day with rights of the brand.
An asset management method in which the server device has a sale order acceptance process of accepting a sale order from a user terminal for a brand selected from the issues that can accept the sale order presented by the presentation process. The predetermined condition is that the dividend gain obtained by subtracting the commission for the purchase from the dividend of the stock purchased in the purchase process can be sold at an amount equal to or more than the purchase amount of the purchased stock. The asset management method according to claim 1, which is characteristic. The asset management method according to claim 2, wherein the predetermined condition is a stock price obtained by adding a predetermined amount to the purchase price of the stock purchased in the purchase process. The asset management method according to claim 3, wherein the predetermined amount is 1 to 5 yen.