JP6681088B2 - Coupon distribution mediation system and coupon distribution mediation device for cashing bartering through coupons - Google Patents

Description

  Instead of paying cash to the product provider as a consideration for the product or service by the product purchaser, bartering for the product or service provided by the product purchaser is performed on the virtual distribution network using electronic information communication network and electronic data. The present invention relates to a coupon distribution mediation system and a coupon distribution mediation device for making electronic coupons for distribution.

Gift certificates, coupons, discount tickets, etc. (hereinafter referred to as “coupons”) that can be exchanged for goods and services are used in the hospitality business such as the food and drink business, hotels, beauty salons, amusement facilities, and retail businesses including supermarkets to attract customers and secure repeaters. It is used. In recent years, when consumption is particularly sluggish, free booklets and information magazines full of coupons are placed on the premises of stations, stores, and distributed on the streets. Many people who use this coupon are focused on discounts, so some people think that even if a coupon is issued, it is the source of deflation simply by giving a discount. In the end, it results in discounts and profit reductions, which also results in the wages of those who work at the stores that issue coupons not increasing. In addition, many people who work in the hospitality business may be unable to take holidays on Saturdays, Sundays, and holidays or have a long detention time. The value of coupons will increase if profits and job seekers can be increased at the same time through coupons that are simply discounted. The motivation behind this invention was that there were surplus promotional items, unsold items, near-expired items, etc. at each company or business site, free time zone, free day of the week, free day, vacant place, etc. However, there is a problem for the operator side in dealing with it, so I wanted to solve this. However, if these products and services are sold at a cost or higher, they will not be wasted, so there is no loss. There is a merit that the profit does not decrease because it does not become a loss. The translated product or translated service is converted into a coupon and used as a consideration for payment when purchasing the product. The merchandise provider of the customer who received the coupon as consideration needs to redeem the coupon. It is necessary to increase the number of applicants for purchasing as many coupons as possible in order to increase the cash conversion rate. Those who wish to purchase the product are the specific organization and its members, employees of the product provider, family, friends and acquaintances, customers and members (hereinafter, “employee, family, friends and acquaintances, customers and members, etc.” “)) And the business partner of the product provider and the persons related to the business partner are registered in the database by the product provider. The person who purchases the product also registers the related person of the company. Further, the product purchaser can register the product purchaser who is another business partner, and each product provider can register and increase the related parties. By registering related persons as users of this system in this way, it becomes a network of people who are connected by related mutual aid bonds. Selling what was previously wasted will improve productivity. This will lead to levitating consumption, breaking out of deflation, and breaking down the economic downturn. In addition, wages are expected to improve due to increased sales and profits of businesses, and if the coupons that can be used cheaply on weekdays are distributed, the disadvantage that the hospitality business cannot take holidays on weekends and holidays is the opposite. The advantage is that holidays can be taken on weekdays. As a result, it will lead to an increase in job seekers in the distribution industry. At the coupon distribution site, devising and implementing an effective mechanism will be a great business opportunity for individuals.
With this awareness, I searched the patent electronic library for prior patent applications, but found no related inventions.

  First, as a general problem, the present invention is to pay with a coupon instead of money as compensation for the price of a product or service usage fee. Therefore, the obtained coupon must be sold to another person and can be redeemed for cash. That is, the purpose is to cash out the coupon. Next, as an individual issue, the objective is to solve the employment problems of the hospitality industry by responding to the unique circumstances of employees in the hospitality industry.

In order to achieve the above object, the invention according to claim 1 is a coupon distribution intermediary system, which provides means for registering a product provider, a coupon issuer and a coupon purchase applicant in a database, and a product for the coupon issuer. Acquiring coupon registration means for registering information on coupons acquired by the product provider as consideration for product provision in a database, and information on coupons sold to coupon purchase applicants by the product provider for converting the acquired coupons into cash. Sales coupon registration means for registering in the database, coupon usage condition registration means for registering the usage conditions of the coupon including payment method (cash payment, salary deduction, postpaid payment such as credit) when purchasing the coupon in the database, and sales Register the redemption information when the already used coupon is used in the database Characterized in that it comprises means scrubbing coupons.
Although various kinds of information are registered in the database in the present invention, the registration subject may be a coupon issuer or a product provider, or a person who manages and administers the system of the present invention, depending on the registered information.
A person who can be a coupon purchaser (which can include both an individual and a corporation), that is, a coupon purchase applicant, may be the commodity provider itself or a person who is directly or indirectly associated with the commodity provider. Moreover, although the product purchaser is also a coupon issuer, it may be possible to purchase a coupon issued by another person. Therefore, the product purchaser (= coupon issuer) is directly or indirectly associated with the product purchaser. Those who have it should be included in the applicants for coupon purchase.
In this way, if there are many coupon purchase applicants, the risk that the issued coupon cannot be sold and cannot be redeemed can be reduced.

First, the "coupon" will be described. The "coupon" is a medium that carries a monetary value mainly for the purpose of discounting, and may be called a service ticket, a gift certificate, or a discount ticket. It is distributed in the form of small pieces of paper, or printed on leaflets, brochures, free magazines, etc., and cut out for use. There is also a coupon that can be downloaded as electronic data from a website on the Internet and that is printed by the user.
"Merchandise" is not limited to tangible things, but also includes intangible things such as application software (actually electronic data), and also includes outsourcing of services such as payroll agency. Further, the coupon may be received as a part of the total amount of consideration. Next, the main constituents of the system of the present invention will be described. The "commodity provider" receives a coupon from the "commodity purchaser" (hereinafter referred to as "coupon issuer") as consideration for the provision. The “coupon use applicant” becomes a “coupon purchaser” by purchasing a coupon from the “commodity provider”, but the two are not distinguished unless there is confusion. The product provider plays a central role in the system of the present invention.

  The product provider redeems the received coupon by selling it to the coupon applicant. Coupons may be sold online or offline, but information about a series of transactions related to coupons is registered in a database for smooth operation of the system. Thereby, matching between the coupon issuer and the coupon purchaser can be realized through the system of the present invention, and the liquidity of the coupon can be enhanced.

  The invention according to claim 2 is the coupon distribution intermediary system according to claim 1, wherein the value of the coupon is evaluated based on reference information including the supply and demand record. It is characterized by comprising a coupon value evaluation means. "Reference information" means the supply and demand record, that is, the ratio of coupons received as consideration for the product and the coupons sold to others, requests from the coupon purchaser side, etc. Evaluate the value. As a result, it is possible to reduce a situation where a coupon that is in demand and a coupon that is not in demand are ejected, and the coupon received by the merchandise provider cannot be redeemed, resulting in loss.

  In order to achieve the above object, the invention according to claim 3 is the coupon distribution intermediary system according to claim 1 or 2, wherein the coupon issuer terminal is connected via a communication network to the coupon issuer terminal. It is characterized by comprising coupon information acquisition means for receiving from the coupon issuing terminal electronic data that can be used as a coupon that can be exchanged for the product or service. As a result, the coupon can be received as electronic data, which reduces the clerical work that occurs when the coupon is received in the form of a printed paper medium.

  In order to achieve the above object, the invention according to claim 4 is the coupon distribution intermediary system according to claim 3, characterized by comprising a coupon printing means for printing the received electronic data. As a result, even if the coupon is received in the form of electronic data, the coupon of the paper medium can be shipped to the purchaser of the coupon.

  In order to achieve the above object, the invention according to claim 5 is the coupon distribution intermediary system according to claim 3, wherein the coupon distribution intermediary system is connected to a coupon purchaser terminal via a communication network, and the received electronic data is the coupon. It is characterized by comprising a coupon selling means for transmitting to the purchaser terminal. Thus, when the coupon is received in the form of electronic data, it can be sold as electronic data without being printed.

The invention according to claim 6 is the coupon distribution intermediary system according to claim 3, wherein the target of the issued coupon is an unsold product that is conventionally lost or wasted by the coupon issuer, a product that is about to expire, It is characterized by good products, free time zones, free days of the week, free days, and vacant places. As a result, what was previously lost or wasted by the coupon issuer becomes money and can be monetized.
The invention according to claim 7 is the coupon distribution intermediary system according to claim 3, wherein a lot CD is attached to each issue unit when a coupon is issued, and a branch number is attached to each ticket in the lot to obtain a ticket CD. CDs and ticket CDs are linked and managed. In this way, by assigning a unique number to each ticket, it is possible to change the expiration date for each ticket even if the tickets are sold at the same time with the same coupon. Further, when the coupon is transferred to a third party, it is possible to manage which ticket is transferred. As a result, this coupon can be given to a third party. It is also possible to give a privilege only to a specific coupon.

  The inventions relating to the coupon distribution mediating apparatus according to claims 8 and 9 also achieve the above object.

  Conventionally, coupons were used only for discounting, but according to the present invention, profits and job seekers in the hospitality business can be simultaneously realized by using coupons, and the value of the coupon itself can be increased. You can

It is a figure explaining the system outline of an embodiment. It is a figure explaining the mode of the coupon which distributes of an embodiment. It is a functional block diagram of a system configuration and a system management device of an embodiment. It is a figure which illustrates the data structure stored in the coupon issuer information database of embodiment. It is a figure which illustrates the data structure stored in the coupon information database of embodiment. It is a figure which illustrates the data structure stored in the coupon purchaser information database of embodiment. It is a figure which illustrates the coupon purchase application screen of embodiment.

  A system according to an embodiment of the present invention (hereinafter, referred to as “present system”) will be described with reference to the drawings.

<< Outline of this system >>
An outline of this system will be described with reference to FIG. The main subjects of this system are the product provider A, the coupon issuer B, and the coupon purchaser C. The coupon purchaser C includes a wide range of people. If the product provider A is a company, its related parties (employees, employee's family, friends and acquaintances, customers, members, etc.), the company or place of business of the product provider A, and their relationships. Person, the member organization such as the association or association to which the product provider A belongs, and the affiliated companies and establishments, the coupon issuer B and its affiliates, the coupon issuer B's business partners and their affiliates are all coupons. Can be the purchaser C. The merchandise provider A receives a coupon instead of cash from the coupon issuer B, which is the other party of the offering, as a consideration for the merchandise. The product provider A can sell the coupon to the coupon purchaser C by cash payment, instant payment of electronic money or the like, or deferred payment such as credit or payroll deduction. The product provider A can redeem the coupon received as the consideration for the offer. When the coupon purchaser C is a company, business establishment, union or association, the purchased coupon can be sold in-house to employees of the company as a part of welfare by a method such as salary deduction. Of course, you may distribute it free of charge. The coupon purchaser C, who has obtained the coupon, receives the provision of the product or service by the coupon issuer B in exchange for the coupon. The solid arrows in FIG. 1 indicate the flow of coupons.

  There are cases where coupons are mainly printed and distributed on tangible objects such as paper (paper coupons) and cases where they are distributed in the form of electronic data (electronic coupons). FIG. 2 shows forms of coupons distributed between (1) coupon issuer / commodity provider, (2) commodity provider / coupon purchaser, and (3) coupon purchaser / coupon issuer. In the distribution pattern (a), electronic data is distributed on all routes. Coupons can be linked as electronic data in each of the coupon issuer B, the product provider A, and the coupon purchaser C with their own database or accounting software. The coupon purchaser C can display or retrieve the electronic coupon stored in the database on his / her personal computer or mobile terminal via the network, but by storing the electronic coupon in the storage means of the system management device 1. Then, it can be displayed on the screen of the mobile terminal and presented to the coupon issuer B to receive the service. In the pattern (b), the electronic coupon is obtained from the website of the product provider A or the like and printed. Bring a printed paper coupon to receive the service from coupon issuer B. In pattern (c), when the product provider A sells to the coupon purchaser C, the electronic coupon is printed and handed over. In the pattern (d), the coupon issuer B sends a paper coupon printed as a consideration for the product to the product provider A offline. Any form of coupon may be used, but in this embodiment, description will be made assuming that pattern (a), that is, a case where electronic data is distributed without being printed.

  FIG. 3 is a block diagram showing a configuration example of a coupon distribution mediation system (hereinafter, “this system”). This system includes a system management device 1, a coupon issuer terminal 2, and a coupon purchaser terminal 3. In this system, the product provider A of FIG. 1 acquires a coupon from the coupon issuer B as a consideration for the sold product, and sells the acquired coupon to the coupon purchaser C for cash. That is, the product provider A plays a central role in the present system as an intermediary for the coupon issuer B who desires to attract customers by coupons and the coupon purchaser C. Therefore, the information processing apparatus itself used by the product provider A or a server communicably connected to the information processing apparatus is referred to as the system management apparatus 1. This server may be operated by the product provider A, or may be operated by an administrator of this system other than the product provider A, and is not particularly limited. The system management device 1 corresponds to the “coupon distribution mediation device” in claims 8 and 9.

  The coupon issuer terminal 2 is an information processing device used by the coupon issuer B, and includes an internet connection unit, an input unit, a screen display unit, and the like. The information processing device may be a personal computer or a mobile terminal. Online product purchase and electronic coupon payment with the product provider A are performed between the coupon issuer terminal 2 and the system management device 1. The coupon issuer terminal 2 registers information of issued coupons in the storage unit (purchase history information DB 118 described later) of the system management device 1. This information includes the lot CD of the issued coupon, the ticket CD, the coupon issuer ID, each coupon ID (may be a combination of the lot CD and the ticket CD), the issue date, the service content / expiration date, the service provision date, etc. included.

  The coupon purchaser terminal 3 is an information processing device used by the coupon purchaser C, and may be a personal computer or a mobile terminal as long as it has an internet connection means, an input means, a screen display means, and the like. Online coupon purchase application and electronic coupon acquisition with the product provider A are performed between the coupon purchaser terminal 3 and the system management device 1. The coupon purchaser terminal 3 stores a database of purchased coupon information in the purchase history information DB 118 of the system management device 1. This information includes lot CDs of purchased coupons, ticket CDs, coupon issuer IDs, coupon IDs, issuance dates, service contents / expiration dates, service provision dates, purchase dates, payment methods, payment methods, payment deadlines, It includes purchase and usage information such as payment date, payment status, usage date, usage completion status, and the like. Further, the coupon purchaser terminal 3 may execute the sale processing of the coupon to the employee and the withdrawal processing from the salary at the same time by linking this database with the salary management system of the employee of the company. The information processing device used by the coupon purchaser C may be a personal computer, a mobile phone (including a multifunctional mobile phone also called a smartphone) or a tablet terminal as long as it is communicably connected to the system management device 1. The coupon purchaser C accesses the system management device 1 from the coupon purchaser terminal 3, selects a desired coupon from the coupon list screen on sale, and purchases the purchased electronic coupon information of the coupon purchaser terminal 3. The coupons can be redeemed for the goods and services of the coupon issuer B by loading and storing them in a memory or a storage medium, displaying and removing the information of the system management device 1. The information that the redemption is completed is stored in the purchase history information DB 118 of the system management device 1 and can be freely viewed by the coupon issuer B and the coupon purchaser C.

  The system management device 1 includes a CPU (Central Processing Unit) having an arithmetic function, a work RAM (Random Access Memory), an internal memory such as a ROM (Read Only Memory) that stores various data and programs, and an external such as a hard disk drive. The storage device constitutes the storage unit 11 and the control unit 12. In addition, a communication interface unit 13 for communicating with the coupon issuer terminal 2, the coupon purchaser terminal 3, and the like via various networks including the Internet, an input unit (not shown) such as a keyboard, a mouse, and an operation panel, An output unit (not shown) such as a display or a printer is also provided. Although only one device is illustrated in FIG. 3, one device does not always execute the process, and a plurality of information processing devices may cooperate to execute the process. For example, the storage unit 11 may be provided in a built-in hard disk or an external hard disk connected by a cable, but a computer different from the system management device 1 may be used as a database server. It may also be placed on a virtual server.

  The storage unit 11 includes a coupon issuer information database 111 (hereinafter, “coupon issuer information DB 111”), a coupon information database 112 (hereinafter, “coupon information DB 112”), a coupon purchaser information database 113 (hereinafter, “coupon purchaser”). Information DB 113 "), organization information database 114 (hereinafter" organization information DB 114 "), employee information database 115 (hereinafter" employee information DB 115 "), family information database 116 (hereinafter" family information DB 116 "), member A customer information database 117 (hereinafter, “member / customer information DB 117”), a purchase history information database 118 (hereinafter, “purchase history information DB 118”) and the like are stored.

  In the coupon issuer information DB 111, information about the coupon issuer B who agrees to settle all or part of the product price with the coupon with the product provider A is registered. As illustrated in FIG. 4, the coupon lot ID and the ticket CD are registered in association with the coupon issuer ID, together with the contact information such as the name, address, telephone number, and e-mail address of the coupon issuer B. For example, if a coupon issuer B issues 10 redemption coupons for dinner, the lot CD will be a lot CD with the date and issue order tied to 20120223-01 to prevent duplication, and the ticket CD will be from 01 to 10. Is assigned to each piece as a branch number. For example, three coupon purchaser X's have 201201020-01-01-03, four coupon purchaser Y's have branch numbers 04-07, and three coupon purchaser Z's have branch numbers. If a ticket with a number of 08 to 10 is purchased and registered in the purchase history information DB, it can be erased by using the ticket number one by one when using the ticket. You will be able to figure out which ticket has the expiration date. Even if the coupon information is downloaded to the coupon purchaser terminal 3 of the merchandise purchaser C and the information of the coupon purchaser terminal 3 is lost due to some accident, it is better to provide a recovery function that can be newly downloaded from the system management device 1. Even when transferring a coupon to a third party, each ticket has a unique number, so you can control which ticket you transferred. As a result, the coupon can be given to a third party. Also, even when the expiration date is determined from the purchase date of each coupon, it is possible to change the expiration date for each one because it has a unique number. Further, it is possible to provide a privilege only to a coupon having a specific number for the purpose of activating the coupon. This improves the liquidity and added value of the coupon.

  In the coupon information DB 112, product information and service information that the product provider A exchanges with the coupon purchaser C for a coupon are registered. As illustrated in FIG. 5, the registered information is associated with the lot CD and the ticket CD and the outline of the coupon and the like are registered. The outline of the coupon includes products and service contents that can be exchanged for the coupon, conditions, sales price (= price per coupon when sold to the coupon purchaser C), and the like.

In the coupon purchaser information DB 113, as illustrated in FIG. 6, the organization (company, establishment) ID to which the coupon purchaser C belongs, the purchaser's name, address, telephone number, in association with the coupon purchaser ID. A lot CD and a coupon CD of the purchased coupon are registered together with the contact information such as an email address. In addition, the purchase date, the number of purchases, the purchase price, etc. of each coupon may be registered.
In the organization information DB 114, a name, an address, a contact including a person in charge, and the like are registered in association with the ID of the organization (company, establishment).
In the employee information DB 115, the names, addresses, email addresses, etc. of employees who belong to the organization registered in the organization information DB 114 are registered in association with the employee ID.
In the family information DB 116, the family name of the employee registered in the employee information DB 115, the relationship, the mail address, the employee ID, and the like are registered in association with the family ID.
In the member / customer information DB 117, names or names of members or customers of the organization registered in the organization information DB 114, addresses, mail addresses, organization IDs, etc. are registered in association with the member / customer IDs.

  The control unit 12 includes a coupon acquisition unit 121, an acquisition coupon registration unit 122, a coupon sales unit 123, a coupon printing unit 124, a sales coupon registration unit 125, a coupon value evaluation unit 126, a coupon usage condition registration unit 127, and a coupon erasing unit 128. And so on.

When the product provider A provides the product to the coupon issuer B, the coupon acquisition unit 121 acquires the electronic coupon as all or part of the product price.
The acquisition coupon registration means 122 registers the information regarding the coupon acquired from the coupon issuer B in the coupon information DB 112. Also register the date of acquisition and the service provided in exchange for the coupon.

The coupon selling means 123 accepts the purchase application from the coupon purchaser terminal 3, registers the electronic data of the coupon in the purchase history information DB 118, can access the coupon purchaser terminal 3 at any time, and can display and retrieve the information at any time. . It can also be transmitted to the coupon purchaser terminal 3.
The coupon printing means 124 outputs electronic data to a printer (not shown) when the coupon purchaser C desires to obtain it in a form printed on paper or the like. The sales coupon registration means 125 registers the information about the coupon sold to the coupon purchaser C in the coupon information DB 112 and the information about the coupon purchaser C in the coupon purchaser information DB 113.

Coupon value evaluation means 126 evaluates the value of the coupon with reference to information such as supply and demand records. First, the maximum sales price and the minimum sales price of the coupon of lot CD2010-10-02 = C003 in FIG. 5 are registered in the coupon information DB 112. The product provider A selects a sales strategy and sells it as high as possible to increase the profit margin. For example, a sales strategy is a method of starting from the sales lower limit price and increasing it to the sales upper limit amount considering the end of sale date when the inventory is less than a certain number, starting from the sales upper limit amount and ending the sales end date. There are methods such as lowering the sales lower limit and setting a fixed amount when approaching. The coupon value evaluation means 126 registers the sales results of various sales strategies in the purchase history information DB 118, sells days of the week, hours of sales, days and hours from the start of sales to the sold-out date, average discount rate, and sales of maximum sales amount. Calculate the appropriate value of the product or service using the sales rate and the sales rate of the minimum sales amount.
In this way, the appropriate selling price of the coupon can be calculated and the number of coupons that the product provider A receives from the coupon issuer B can be determined. This can reduce the loss of the product provider A. Further, the coupon issuer B is less likely to lose. When unsold, for example, the product provider A sells 20 coupons of the coupon issuer B but 12 unsold, the product provider A sells only 40% of the sales volume, You have lost. In such a case, the number of coupons that the coupon issuer B exchanges with the product provider A who lost the previous time as compensation for the product or service is increased by the ratio calculated by the algorithm of the coupon value evaluation means 126. It Naturally, the set price of the coupon will also be lowered. Coupon value evaluation means 126 rates coupons.
The coupon usage condition registration means 127 stores the usage conditions of coupons, such as products and services that can be exchanged for coupons, conditions, sales price (= price per coupon when selling to coupon purchaser C) in a database. to register.
The coupon erasing means 128 registers the erasing information when the coupon is used in the database.

Next, the operation of this system will be described. Referring again to FIG.
In order for the product provider A and the coupon issuer B to exchange the product and the coupon (step S1), the coupon issuer B applies to the product provider A in advance to use the system, and the product provider A Registers information about coupon issuer B in coupon issuer information DB 111. The coupon issuer "X Beauty Salon" in FIG. 4 decides that 10 coupons of "weekday limited haircut (2000 yen)" can be exchanged for the service of the product provider A for 20,000 yen. This exchange value can be reviewed by the product provider A as needed. Assuming that the “X beauty salon” has received a service of 20,000 yen from the product provider A, 10 coupons are recorded in the coupon information DB 112 acquisition number column. The price per coupon when the product provider A sells to the coupon purchaser C is recorded in the coupon information DB 112. This selling price may also be changed by evaluating the value of the coupon. The value of this coupon may be evaluated at a predetermined timing (eg, midnight at the end of every month). This timing is recorded in a parameter file, and the control unit 12 that has read the predetermined program automatically batches it. Processing may be executed.

  Coupons acquired by the product provider A in exchange for products are redeemed for cash, except for the amount used by the product provider A. Therefore, the coupons are sold to those who want to purchase the coupons on the same day such as cash, or after payment of credits or payroll deduction (step S2). Information about the coupon purchaser C is registered in the coupon purchaser information DB 113 by the system management device 1. The type of coupon purchased by the coupon purchaser C can be useful marketing information by keeping a history in the purchase history information DB 118. The coupon purchase applicant C accesses the website established by the system management device 1 and displays the purchase application screen illustrated in FIG. 7 on the screen of the coupon purchaser terminal 3. When a purchase application is made by designating the number of coupons to be purchased, the coupon is registered in the purchase history information DB 118 and the coupon purchaser terminal 3 can display or call electronic data of the coupon at any time. When the coupon purchaser C does not handle the coupon he / she desires, that is, when the coupon is not posted on the screen of FIG. 7, the coupon issuer B makes a request for reissuance and the coupon issuer B directly sells the coupon. You may. The coupon purchaser C may use the coupon purchaser terminal 3 to reserve a desired coupon.

  If the coupon purchaser C is a company or organization that has an employee, the coupon purchased by himself / herself can be sold internally to the employee by a method such as payroll deduction (step S3). If an employee desires to purchase a coupon, he / she can refer to the employee's organization (company / office) DB 114 and employee information DB 115, and if he / she confirms that he / she is a payroll, he / she can automatically perform payroll deduction processing. By being able to deduct salaries, employees can save money on transfer fees. Further, there is an advantage that the product provider A can save the fee paid to the credit or electronic money business operator. Further, the product provider A can know which company the coupon purchaser C is an employee of, so that the product provider A can use it for credit, and it is safe to collect the product even if it is sold. Also, if the transfer fee and automatic withdrawal fee paid by employees at the time of payroll deduction are processed together in a month, it can be saved compared to transferring each time. Companies that employ employees can also improve their benefits. The amount deducted from the salary can be registered as a deduction item in the payroll register and the remaining amount after deducting this amount from the total amount paid can be paid to the employee. In the case of an organization (company / business office) that transfers salaries, the amount of money transferred to the employee can also be automatically transferred or deducted from the employee's account after being deposited in the employee's account. The employee can visit the coupon issuer B, display the acquired coupon on the screen of the coupon purchaser terminal 3, and receive the service provision (step S4). For personal authentication at that time, the employee ID or employee ID of the employee can be input to coupon issuer terminal 2 of coupon issuer B. This is because the storage unit 11 of the system management device 1 has coupon issuer information, coupon purchaser information, and coupon purchase history information. The authentication method also includes IC card authentication and biometric authentication. If the coupon issuer B is a music distribution service provider, the website of the provider is accessed, the coupon ID is input, and then the music corresponding to the service content of the coupon is downloaded. That is, the service received by the coupon is not limited to the service provided at the actual store, and may be electronic data obtained through the communication network.

  The above embodiment is merely an example. For example, various modifications are conceivable with respect to the processing flow, data structure, screen layout, etc., and these are also within the scope of the present invention. The present invention can envision a wide range of objects as the coupon purchaser C. Further, if limited to the customer service company, a great effect will be produced.

  Although the case has been described where the coupon value is evaluated in consideration of the supply and demand record, many algorithms are possible. For example, there are qualitative analysis for investigating requests from the coupon purchaser C, regression analysis and factor analysis using the actual value of supply and demand and the result of qualitative analysis. The point is that the value of the coupon can be evaluated appropriately.

  A number of product providers A, coupon issuers B, and coupon purchasers C share an application placed on an Internet cloud server and the system management device 1 that is a component of the application, so that everyone can issue a coupon. It can be B, a product provider A, or a coupon purchaser C. Also, a plurality of servers in a remote environment may be connected by a network for operation.

  In commercial transactions, it is common sense that a person who purchases a product or service from a product provider pays the price for the purchase. However, according to the present invention, it is possible to improve bargainability by converting products and services, which are exchanged using the IT technology, into barter exchanges in which goods and services of a merchandise purchaser are paid instead of paying money by converting the goods and services into electronic coupons. It is what In addition, if the product or service is about to be lost or wasted, it has a social significance that is completely different from the coupon distributed for the purpose of attracting customers, and a high economic effect different from conventional coupons. Can be expected.

1: System management device 11: Storage unit 111: Coupon issuer information database 112: Coupon information database 113: Coupon purchaser information database 114: Organization information database 115: Employee information database 116: Family information database 117: Member / customer information Database 118: Purchase history information database 12: Controller 121: Coupon acquisition means 122: Acquired coupon registration means 123: Coupon sales means 124: Coupon printing means 125: Sales coupon registration means 126: Coupon value evaluation means 127: Coupon usage condition registration Means 128: Coupon erasing means 13: Communication interface unit 2: Coupon issuer terminal 3: Coupon purchaser terminal N: Internet

Claims (7)

A system in which a product provider receives a coupon from a coupon issuer as consideration for product provision, and sells the coupon to a coupon purchaser for cash.
Information about the coupon issued by the coupon issuer to the product provider and the coupon issuer who agrees to settle all or part of the product price with the coupon with the product provider. A stored coupon issuer information storage means,
Coupon information storage means, wherein the product provider stores information about coupons acquired from the coupon issuer as consideration for product provision,
At least as information about the coupon purchaser who purchases a coupon from the product provider, a coupon purchaser information storage unit that stores information relating to the salary of the coupon purchaser,
Acquisition coupon registration means for registering the coupon acquired by the product provider from the coupon issuer in the coupon information storage means,
Purchase application receiving means for receiving a coupon purchase application from the coupon purchaser stored in the coupon purchaser information storage means,
With reference to the coupon purchaser information storage means, deduction processing means for deducting salary of the purchase cost of the coupon,
A coupon distribution mediation system comprising: The coupon distribution mediation system according to claim 1, further comprising a coupon value evaluation unit that evaluates the value of the coupon based on reference information including the supply and demand record of the coupon. The coupon distribution intermediary system according to claim 1 or 2, further comprising: a coupon printing unit that prints a coupon composed of electronic data. The target of the issued coupon is unsold items that were previously lost or wasted by the coupon issuer, near-expired products, products with translation, leisure time zones, leisure days, leisure days, and vacancy. The coupon distribution intermediary system according to any one of claims 1 to 3, which is a place or the like. 5. A lot CD is attached to each issue unit at the time of issuing a coupon, a branch number is attached to each ticket in the lot to make a ticket CD, and the lot CD and the ticket CD are linked and managed. The coupon distribution intermediary system described in that section. A method in which a product provider receives a coupon from a coupon issuer as consideration for product provision, and sells the coupon to a coupon purchaser for cashing,
Information about the coupon issued by the coupon issuer to the product provider and the coupon issuer who agrees to settle all or part of the product price with the coupon with the product provider. A stored coupon issuer information storage means,
Coupon information storage means, wherein the product provider stores information about coupons acquired from the coupon issuer as consideration for product provision,
At least as information about the coupon purchaser who purchases a coupon from the product provider, a coupon purchaser information storage unit that stores information relating to the salary of the coupon purchaser,
The system with
A process of registering the coupon acquired by the product provider from the coupon issuer in the coupon information storage means;
A process of accepting a coupon purchase application from the coupon purchaser stored in the coupon purchaser information storage means;
With reference to the coupon purchaser information storage means, payroll deduction of the purchase cost of the coupon,
A coupon distribution intermediary method characterized by executing. A computer program for a product provider to receive a coupon from a coupon issuer as a consideration for providing a product, and sell the coupon to a coupon purchaser for cash.
Information about the coupon issued by the coupon issuer to the product provider and the coupon issuer who agrees to settle all or part of the product price with the coupon with the product provider. A stored coupon issuer information storage means,
Coupon information storage means, wherein the product provider stores information about coupons acquired from the coupon issuer as consideration for product provision,
At least as information about the coupon purchaser who purchases a coupon from the product provider, a coupon purchaser information storage unit that stores information relating to the salary of the coupon purchaser,
For systems with
A process of registering the coupon acquired by the product provider from the coupon issuer in the coupon information storage means;
A process of accepting a coupon purchase application from the coupon purchaser stored in the coupon purchaser information storage means;
With reference to the coupon purchaser information storage means, payroll deduction of the purchase cost of the coupon,
A computer program that executes.

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