JP6261160B2 - Trading device - Google Patents

Description

The present invention relates to a transaction device, for example, an automated teller machine: it is capable of applying to the drawing device preparative performing financial transactions using (ATM Automatic Teller Machine).

  Patent Document 1 describes a service method using an online system of a financial institution in which a host computer performs a lottery when using an ATM or the like used in a financial institution. Further, the technology described in Patent Document 1 displays a lottery result performed by a host computer on a screen or prints a lottery result on a medium such as a receipt.

  By the way, when an ATM of a financial institution performs a passbook entry, when the entry field of the current passbook is completed, the ATM issues a new passbook and returns the passbook used so far.

JP-A-8-202783

  However, when an ATM issues a new passbook, there is a problem that even if the old passbook used so far is returned, the customer does not receive the old passbook or forgets to take the passbook.

  Originally, the passbook is an important medium describing the contents of financial transactions. The passbook is a medium in which a lot of personal information is recorded. For this reason, from the viewpoint of security, when issuing a new passbook, it is desirable to have the customer bring back the old passbook that has been used so far and perform strict management.

  Conventionally, there is a technique for printing a lottery result on a display screen, a receipt, or the like. However, in the case of screen display, the usage time for the customer to use the automatic transaction apparatus becomes longer, and the waiting time for the customer becomes longer. In addition, when printing on paper such as a receipt, the receipt becomes thermal paper and is not suitable for long-term storage.

Therefore, by effectively utilizing the passbook is returned, the customer taken can improve the frequency of take home a passbook drawing device is required.

In order to solve this problem, according to the first aspect of the present invention, when a transaction involving a book entry in a passbook is selected , the transaction device makes a request to obtain privilege information when the transaction information is a passbook for printing privilege information. And passbook entry information acquisition means for acquiring privilege information together with a response of the passbook entry information from the server, and a passbook entry for printing on the inserted passbook based on the passbook entry information acquired by the passbook entry information acquisition means And the passbook entry part inserted by the passbook entry means, and when carrying over to a new passbook, the benefit information acquired together with the passbook entry information from the server to the passbook entry means And a display control means for displaying, on the display unit, a display screen indicating that specific information is printed on the passbook before being carried over when carrying over the passbook to the new passbook. A transaction and wherein the door.

According to the second aspect of the present invention, (1) when a transaction involving a book entry in a passbook is selected , the transaction device makes a request to obtain privilege information when the transaction information is a passbook to which privilege information is to be printed. A passbook entry information acquisition means for acquiring privilege information together with a response to the entry information; and (2) a passbook entry means for printing on the inserted passbook based on the passbook entry information acquired by the passbook entry information acquisition means. (3) When the passable entry part of the passbook inserted by the passbook entry means is terminated and the passbook is carried over to a new passbook, and the passbook is a passbook for printing privilege information, the passbook entry means In addition, the transaction apparatus includes a bookkeeping control unit that prints the privilege information acquired together with the passbook entry information from the server on the passbook before being carried forward.

  According to the present invention, it is possible to improve the frequency with which a customer returns with a passbook by effectively using the returned passbook.

It is an internal block diagram which shows the internal structure of the automatic transaction apparatus of embodiment. It is a whole lineblock diagram showing the whole financial transaction system composition of an embodiment. It is an external appearance perspective view which shows the external appearance structure of the automatic transaction apparatus of embodiment. It is an internal block diagram which shows the internal structure of the server of embodiment. It is a sequence diagram which shows the operation | movement of the process in the transaction system of embodiment. It is a block diagram which shows the screen structure of the lottery result printing screen which concerns on embodiment. It is explanatory drawing explaining the printing to an extraction result on the passbook which concerns on embodiment.

(A) In the following principal embodiment, the embodiment of the transactions of the present invention will be described in detail with reference to the drawings.

  In this embodiment, the case where this invention is applied to the financial transaction system of a financial institution, the automatic transaction apparatus which comprises the said financial institution system, and a host computer server is illustrated.

(A-1) Configuration of Embodiment (A-1-1) Overall Configuration FIG. 2 is an overall configuration diagram showing the overall configuration of the financial transaction system of this embodiment. As shown in FIG. 2, the financial transaction system 10 of this embodiment includes a plurality of automatic transaction apparatuses 1-1 to 1 -N (N is a positive integer) that can be connected to a network 4, a server 2, and a management terminal 3. It is comprised.

  The network 4 is a communication network capable of communicating data related to financial transactions. For example, a dedicated network can be applied to the network 4. The network 4 may be a public network as long as it can communicate data related to financial transactions.

  The automatic transaction apparatus 1-n (1 ≦ n ≦ N) is, for example, an automatic teller machine (ATM) provided in a financial institution, a station, a convenience store, a hotel, or the like. The automatic transaction apparatus 1-n can communicate with the server 2 as a host computer via the network 4. The automatic transaction apparatus 1-n performs various financial transactions such as a transfer transaction, a deposit transaction, a withdrawal transaction, and a passbook entry transaction.

  Moreover, when issuing the new bankbook, the automatic transaction apparatus 1-n prints and returns the privilege information acquired from the server 2 to the existing bankbook. Thus, it can be expected that the establishment of having the existing passbook take home will be increased by printing the privilege information on the passbook, which is an important medium.

  Here, the privilege information is information printed on the existing passbook that has been used until then when the passbook is carried over. The privilege information corresponds to, for example, a lottery result by lottery, campaign information, guidance information, coupon information, an advertisement, and the like. In this embodiment, a case where the privilege information is a lottery result is illustrated.

  The server 2 is a host computer of a financial institution. When the server 2 receives the book data request and the lottery request from the automatic transaction apparatus 1-n, the server 2 performs a predetermined lottery process, and gives the book data and the lottery result to the requesting automatic transaction apparatus 1-n.

  In addition, when the server 2 receives the fact that the lottery result has been printed on the bankbook from the automatic transaction apparatus 1-n, the server 2 stores the history of the lottery result printed on the bankbook, periodically totals the lottery result, Is given to the management terminal 3. For example, the server 2 may aggregate the lottery results for each day and transmit the results to the management terminal 3 by batch processing.

  The management terminal 3 acquires the result of the lottery result from the server 2 and outputs a predetermined total vote. Thereby, the total vote of the lottery result for every day can be managed and put out.

(A-1-2) Automatic transaction apparatus FIG. 3 is an external perspective view showing an external configuration of an automatic transaction apparatus 1-n of this embodiment. In FIG. 3, the automatic transaction apparatus 1-n of this embodiment includes a printing unit 11, an operation display unit 12, a card entry / exit 13, a bill entry / exit 14, a coin entry / exit 15, and a passbook entry / exit 16.

  The printing unit 11 is mounted inside the automatic transaction apparatus 1-n, and is a printing apparatus that prints transaction contents on a passbook inserted from the passbook entry / exit 16 or the like.

  The operation display unit 12 displays, for example, a transaction type selection menu screen, an operation screen for each transaction, a confirmation screen for transaction details, and takes in input information input by a customer. For example, a touch panel type operation display unit can be applied to the operation display unit 12. The operation display unit 12 is not limited to the touch panel type in which the operation unit and the display unit are integrated, and the operation unit and the display unit may be physically different from each other.

  The card entry / exit 13 is for a customer to insert a cash card or take out a cash card.

  The banknote entrance / exit 14 is for a customer to insert a banknote or take out a banknote. The coin inlet / outlet 15 is used by the customer to insert coins or take out coins.

  The bankbook entry / exit 16 is for a customer to insert a bankbook or take out a bankbook.

  FIG. 1 is an internal configuration diagram showing an internal configuration of the automatic transaction apparatus 1-n of this embodiment. In FIG. 1, an automatic transaction apparatus 1-n of this embodiment includes a control unit 21, a storage unit 22, a communication unit 23, a printing unit 11, a passbook control unit 24, an operation display control unit 25, a card control unit 26, and a cash control. Part 27.

  The control unit 21 governs the overall function of the automatic transaction apparatus 1. For example, the control unit 21 implements the function of the automatic transaction apparatus 1 by executing a processing program stored in the storage unit 22.

  FIG. 1 shows main functional units executed by the control unit 21 of this embodiment. As shown in FIG. 1, the control unit 21 includes a passbook information acquisition unit 211, a book data request unit 212, a lottery result acquisition unit 213, a passbook carry-over determination unit 214, a passbook entry unit 215, a print page confirmation unit 216, and a passbook issue unit. 217.

  The passbook information acquisition unit 211 acquires passbook information read by the passbook control unit 24 when a passbook is inserted from the passbook entry / exit 16. Here, the passbook information includes information such as passbook data such as financial institution name, branch name, and account number, and information indicating whether the passbook is a lottery target. For example, if you make a lottery with a customer at the time of carrying over the bankbook when you open an account or after opening an account, and if you conclude a contract to print the lottery results on the passbook, whether or not it is the bankbook that is the subject of the lottery The information indicating is valid. When the contract is not concluded with the customer, information indicating whether or not the passbook is a lottery target is invalidated.

  The book entry data request unit 212 requests the server 2 for book entry data to be entered in the passbook via the communication unit 23. Further, when the information indicating whether or not the passbook is a lottery target is valid, the book entry data request unit 212 makes a book entry data request to the server 2 and also makes a lottery result acquisition request to the server 2.

  The lottery result acquisition unit 213 acquires a lottery result from the server 2 via the communication unit 23 and gives the acquired lottery result to a passbook entry unit 215 described later.

  The passbook carry-over determination unit 214 determines whether or not there is an entry field for the inserted passbook when making a book entry into the passbook. When there is an entry field, the passbook carry-over judging unit 214 allows entry into the passbook. When there is no entry column, the passbook carry-over judging unit 214 judges that the bankbook is carried over.

  When the passbook carry-over determination unit 214 determines not to carry over the passbook, the passbook entry unit 215 performs the book entry for the inserted passbook. When it is determined that the passbook entry unit 215 carries over the passbook, the passbook entry unit 215 makes a entry in the newly issued passbook.

  The print page confirmation unit 216 confirms a page on which a lottery result is printed when the lottery result is printed on an existing passbook. For example, a page on which a passbook lottery result is printed is preliminarily attached with a one-dimensional code such as a barcode, a two-dimensional code, or the like. The print page confirmation unit 216 confirms the page for printing the lottery result based on information such as a one-dimensional code or a two-dimensional code read by a code reader or the like.

  When the passbook issuing unit 217 determines to carry over the passbook, it issues a new passbook. For example, a passbook storage unit that stores a new passbook is provided in the vicinity of the printing unit 11, and the passbook issuing unit 217 issues a new passbook stored in the passbook storage unit.

  The storage unit 22 stores a processing program executed by the control unit 21, screen information to be displayed on the operation display unit 12, and the like.

  The communication unit 23 transmits and receives transaction information and information related to lottery with the server 2 as a host computer via the network 4.

  The printing unit 11 prints predetermined printing information based on the control of the control unit 21. The printing unit 11 prints the book data on a passbook or paper based on the book data. The printing unit 11 prints the lottery result on the passbook based on the lottery result data.

  The passbook control unit 24 takes in or discharges the passbook from the passbook entry / exit 16 under the control of the control unit 21. Further, the passbook control unit 24 reads passbook information (for example, magnetic stripe data) stored in a passbook storage unit (for example, a magnetic data storage unit or an IC chip) inserted from the passbook entry / exit port 16. The passbook information is given to the control unit 21.

  The operation display control unit 25 controls the operation of the operation display unit 12 under the control of the control unit 21. The operation display control unit 25 causes the operation display unit 12 to display a screen based on the screen information from the control unit 21. In addition, the operation display control unit 25 gives information input from the operation display unit 12 to the control unit 21.

  The card control unit 26 takes in or discharges the cash card from the card slot 13 under the control of the control unit 21. Further, the card control unit 26 reads card information stored in a storage unit (for example, a magnetic storage unit, an IC chip, etc.) of a cash card inserted from the card entry / exit 13, and sends the card information to the control unit 21. To give.

  The cash control unit 27 controls the operations of the banknote slot 14 and the coin slot 15 under the control of the control unit 21. Further, the cash control unit 27 counts the amount of money inserted from the banknote entrance / exit 14 and the coin entrance / exit 15 and gives the amount to the control unit 21. Further, the cash control unit 27 discharges money to be refunded to the customer from the banknote entrance / exit 14 and the coin entrance / exit 15 according to the instruction of the control unit 21.

(A-1-3) Server FIG. 4 is an internal configuration diagram showing an internal configuration of the server 2 of this embodiment. In FIG. 4, the server 2 of this embodiment includes a control unit 31, a storage unit 32, a communication unit 33, a lottery result history unit 34, and a totaling result storage unit 35.

  The control unit 31 governs overall functions of the server 2. For example, the control unit 31 realizes the function of the server 2 by executing a processing program stored in the storage unit 32.

  FIG. 4 shows main functional units executed by the control unit 31 of this embodiment. As shown in FIG. 4, the control unit 31 includes a transaction information acquisition unit 311, a transaction control unit 312, a lottery lottery processing unit 313, a print result acquisition unit 314, a lottery result totaling unit 315, and a totalization result notification unit 316.

  The transaction information acquisition unit 311 acquires transaction information from the automatic transaction apparatus 1-n via the communication unit 33. Moreover, the transaction information acquisition part 311 also acquires the request | requirement of performing book data request | requirement and a lottery from the automatic transaction apparatus 1-n.

  The transaction control unit 312 performs transaction management based on the transaction information acquired by the transaction information acquisition unit 311. For example, when the transaction type is a deposit transaction, the transaction control unit 312 manages the transaction information by associating the transaction type, the transaction date / time information, the customer account number, the deposit amount, and the like.

  Further, when the transaction control unit 312 obtains the book data request together with the transaction information, the transaction control unit 312 responds to the automatic transaction apparatus 1-n with the book data related to the transaction to the automatic transaction apparatus 1-n. Further, when the transaction control unit 312 acquires the lottery result acquisition request together with the transaction information, the transaction control unit 312 causes the lottery lottery processing unit 313 to execute the lottery, receives the lottery result from the lottery lottery processing unit 313, and receives the lottery result from the requester's automatic Responds to transaction device 1-n.

  When the lottery processing unit 313 receives a request for lottery from the transaction information acquisition unit 311, the lottery processing unit 313 performs a predetermined lottery process and gives a lottery result to the transaction control unit 312.

  The print result acquisition unit 314 acquires the print result that the automatic transaction apparatus 1-n has written in the passbook based on the book data via the communication unit 33. Further, the print result acquisition unit 314 also acquires a print result (for example, information such as a hit is included as the lottery result and information such as a loss) obtained by the automatic transaction apparatus 1-n printing the lottery result on the passbook.

  The lottery result totaling unit 315 stores, in the lottery result history unit 34, the lottery result history printed on the bankbook by the automatic transaction apparatus 1-n based on the print result acquired by the print result acquisition unit 314.

  The counting result notifying unit 316 performs a predetermined counting process based on the lottery result history stored in the lottery result history unit 34 and notifies the management terminal 3 of the counting result. The count result notification unit 316 periodically counts the lottery results for a preset period such as one day, and notifies the management terminal 3 of the count results. The notification method is not particularly limited. For example, the notification can be performed by batch processing that collectively notifies the aggregation result at a preset time.

  The storage unit 32 stores a processing program executed by the control unit 31.

  The communication unit 33 transmits / receives transaction information to / from the automatic transaction apparatus 1-n via the network 4 and transmits / receives information related to the lottery.

(A-2) Operation | movement of embodiment Next, operation | movement of the process in the transaction system 10 of this embodiment is demonstrated in detail, referring drawings.

  FIG. 5 is a sequence diagram showing an operation of processing in the transaction system 10 of this embodiment.

  In FIG. 5, the customer operates the operation display unit 12 of the automatic transaction apparatus 1-n to select a transaction for bankbook entry. At this time, the automatic transaction apparatus 1-n is in a state waiting for insertion of a passbook (S101). When the passbook brought by the customer is inserted into the passbook entry / exit 16 of the automatic transaction apparatus 1, the automatic transaction apparatus 1-n The inserted bankbook is fetched (S102).

  In the automatic transaction apparatus 1, the passbook control unit 24 reads passbook information stored in a storage unit such as a magnetic data storage unit of the inserted passbook, and gives the passbook information to the control unit 21 (S103).

  At this time, the passbook information includes passbook data such as a financial institution name, a branch name, and an account number, and information indicating whether or not the passbook is a lottery target. Along with the data, information indicating whether or not the passbook is a lottery target is also given to the control unit 21.

  The control unit 21 performs transaction processing of the selected transaction type based on the input information input by the customer through the operation display unit 12.

  And the control part 21 performs the message | telegram data containing the request | requirement of the accounting data registered in a passbook, and the lottery result acquisition request | requirement in the case of the passbook used as a lottery object with respect to the server 2 as a host computer ( S104).

  In the server 2, when the control unit 31 acquires a book data request and a lottery result acquisition request (S105), the control unit 31 performs a lottery with a predetermined lottery (S106). And the control part 31 returns the message | telegram data containing a book data response and a lottery result response to the automatic transaction apparatus 1-n of a request origin (S107).

  In this way, information indicating whether or not it is a passbook to be a lottery in advance is set as passbook information, and the lottery is executed during the transaction process, so that the lottery is executed again after the transaction process is completed. , It is possible to improve the efficiency of the transaction time performed by the customer using the automatic transaction apparatus 1.

  In the automatic transaction apparatus 1-n, when the control unit 21 acquires the book data and the lottery result (S108), the printing unit 11 prints the unbooked data related to the transaction on the book in response to an instruction from the control unit 21 (S109). ).

  At this time, if there is a page that can be booked in the passbook in which the printing unit 11 is inserted, the control unit 21 determines that the passbook is not carried over (S110), and the control unit 21 does not have a page that can be booked in the passbook. Printing based on book data. That is, the printing unit 11 automatically turns to the page specified by the response message data from the server 2 and prints the unrecorded data on the book so that the unrecorded data can be printed. Then, the process proceeds to S116.

  On the other hand, when there is no bookable page in the passbook in which the printing unit 11 is inserted, the control unit 21 determines that the passbook is carried over (S110), and is the control unit 21 a passbook to be selected by lottery? It is determined whether or not (S111).

  Then, when the inserted bankbook is not a lottery passbook, the process proceeds to S116, and when it is a lottery passbook, the process proceeds to process S112.

  In S112, the control unit 21 displays the lottery result print screen 51 illustrated in FIG. 6 on the operation display unit 12 (S112), and the customer selects the confirmation button 52 on the lottery result print screen 51 in FIG. Execute printing.

  The control unit 21 confirms the page on which the lottery result is printed (S113), and prints the lottery result on the passbook as shown in FIG. 7 (S114).

  Here, as a method for confirming the location where the lottery result is printed, for example, the passbook is automatically turned up to the page specified by the response message data from the server 2, and the lottery result is printed on the corresponding page. Good.

  Also, for example, after the control unit 21 automatically turns to the page specified by the response message data from the server 2, as shown in FIG. 7, it is a page for printing the lottery result that is given to the corresponding page in advance. By reading a one-dimensional code or a two-dimensional code indicating this, it may be confirmed that the page is a page for printing a lottery result.

  Moreover, the location where the lottery result is printed may be any location on the passbook as long as it is a page on which no transaction data is printed. For example, it can be a back cover of a passbook, a page on which a passbook usage description is written, a blank space in a book entry column, or the like. If possible, it may be a cover of a passbook.

  When the lottery result is printed on the passbook, the control unit 21 issues a new passbook (S115). Here, it is desirable to issue a new passbook after printing the lottery result. This is to prevent the lottery result from being printed on a page that is not the target page for printing the lottery result due to a passbook turning error or the like.

  Further, the control unit 21 displays a lottery result printing screen as shown in FIG. 6 on the operation display unit 12 during the lottery result printing. This is to make the customer aware that the lottery result is printed on the passbook and to encourage the customer to see the lottery result printed.

  When the bookkeeping process is completed (S116), the control unit 21 discharges the inserted passbook and the new passbook from the book entry / exit port 16, and when the transaction is completed, the automatic transaction apparatus 1 prints the printed result ( Result) is transmitted to the server 2 (S117).

  Upon receiving the print result from the automatic transaction apparatus 1-n, the server 2 stores the print result data in the lottery result history unit 34 as a history (S118).

  Then, the server 2 performs totalization by, for example, daily batch processing based on the lottery result history stored in the lottery result history unit 34, and stores the totalization result in the totalization result storage unit 35. Then, the operation manager operates the management terminal 3 and periodically creates and outputs a total vote based on the total result stored in the total result storage unit 35.

(A-3) Effect of Embodiment As described above, according to this embodiment, when carrying over the bankbook, the customer brings back the bankbook, which is an important medium, by printing the lottery result on the existing bankbook. Since the probability is improved, security is enhanced.

  Conventionally, there is a technology that prints the lottery results on a display screen, receipt, etc. instead of a passbook. However, in the case of screen display, the customer uses the automatic transaction device for a long time, and the customer's waiting time is prolonged. Therefore, when printing on a paper such as a receipt, the receipt becomes thermal paper and is not suitable for long-term storage.

  On the other hand, according to this embodiment, since the bankbook is suitable for long-term storage, the customer can check the lottery result at any time, and can improve customer service.

  Furthermore, according to this embodiment, since the lottery result can be printed on a page that is not a book entry target, the use efficiency of the passbook can be improved.

(B) Other Embodiments In the above-described embodiments, various modified embodiments have been described, but other modified embodiments as described below can be applied to the present invention.

(B-1) In embodiment mentioned above, the server as a host computer illustrated the case where the lottery lottery result is transmitted to an automatic transaction apparatus as privilege information. However, the privilege information is not limited to the lottery lottery result, but instead of the lottery lottery result or in addition to the lottery lottery result, for example, in cooperation with a CRM (Customer Relationship Management) database, It is possible to obtain information on campaign information, advertisements, and coupons in cooperation with a bank's Web server, for example, a service guidance message that narrows down the target.

(B-2) In the above-described embodiment, a case where a one-dimensional code, a two-dimensional code, or the like is given to a page on which a lottery result as privilege information is printed is illustrated. However, it is not limited to a one-dimensional code or a two-dimensional code as long as it can be confirmed that the page is a page on which a lottery result is printed. For example, it may be a character string made up of numbers, characters, symbols, and the like.

(B-3) In the above-described embodiment, the case where the automatic transaction apparatus is an ATM has been exemplified. However, as long as it is a device that can at least passbook, it can also be applied to a passbook entry machine, a passbook issuing machine, and the like. can do.

DESCRIPTION OF SYMBOLS 10 ... Transaction system, 1-1, 1-2, 1-N ... Automatic transaction apparatus, 2 ... Server, 3 ... Management terminal, 4 ... Network,
21 ... Control part, 22 ... Storage part, 23 ... Communication part, 24 ... Passbook control part, 11 ... Print unit, 16 ... Passbook entry / exit,
31 ... Control unit, 32 ... Storage unit, 33 ... Communication unit, 34 ... Lottery result history unit, 35 ... Total result storage unit.

Claims (7)

When a transaction involving a book entry in the passbook is selected, when the transaction information is a passbook for printing the benefit information, the transaction device makes a request for obtaining the benefit information, and sends the privilege information together with a response to the passbook entry information from the server. A passbook entry information acquisition means to acquire;
Based on the passbook entry information acquired by the passbook entry information acquisition means, passbook entry means for printing on the inserted passbook;
When the passable entry part of the inserted passbook is terminated by the passbook entry means and the passbook is carried over to a new passbook, the privilege information acquired together with the passbook entry information from the server is sent to the passbook entry means. Bookkeeping control means for printing on the bankbook before carry-over,
A transaction apparatus comprising: display control means for displaying on the display unit a display screen indicating that the privilege information is printed on the passbook before the carry-over when the passbook is carried over to the new passbook.   The transaction apparatus according to claim 1, wherein the display screen indicating that the privilege information is printed has a confirmation button for requesting confirmation of whether or not to print the privilege information. When a transaction involving a book entry in the passbook is selected, when the transaction information is a passbook for printing the benefit information, the transaction device makes a request for obtaining the benefit information, and sends the privilege information together with a response to the passbook entry information from the server. A passbook entry information acquisition means to acquire;
Based on the passbook entry information acquired by the passbook entry information acquisition means, passbook entry means for printing on the inserted passbook;
When the passable entry part of the inserted passbook is completed by the passbook entry means and the passbook is carried over to a new passbook, and when the passbook is a passbook for printing privilege information, the passbook entry means And a bookkeeping control means for printing the privilege information acquired together with the bankbook bookkeeping information from the server on the bankbook before carrying over. The passbook entry means prints the privilege information by turning the passbook before carrying over based on the print instruction information for printing the privilege information acquired from the server,
The transaction apparatus according to any one of claims 1 to 3, wherein the bookkeeping control means does not print the privilege information acquired together with the passbook bookkeeping information on the passbook when not carrying over the bankbook to a new bankbook. In the passbook, page confirmation information is given in advance to the page on which the privilege information is printed,
The transaction apparatus according to any one of claims 1 to 4, wherein the bookkeeping control unit reads the page confirmation information and confirms the page on which the privilege information is printed.   6. The transaction apparatus according to claim 1, wherein the passbook entry means issues a new passbook after printing the privilege information on the passbook before carrying over.   The transaction according to any one of claims 1 to 6, wherein the bookkeeping control means transmits at least a print result to the passbook before the carry-over to the server after the passbook entry is completed. apparatus.

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