JP6225476B2 - Cash transaction equipment - Google Patents

Description

  The present invention relates to a cash transaction apparatus, and can be applied to, for example, a cash transaction apparatus including a banknote recognition unit that determines whether a banknote is a genuine note or a forged ticket.

  When a customer conducts a withdrawal transaction or a deposit transaction, a malicious person may perform the following illegal acts.

  For example, when a customer conducts a withdrawal transaction, a malicious person skillfully replaces some or all of the dispensed banknotes with a counterfeit ticket in the deposit / withdrawal section that receives the banknotes withdrawn, and forges them as they are. Leaving the banknote including the ticket, it leaves the cash transaction apparatus. Thereafter, a malicious person may declare to the financial institution that he / she has forgotten to withdraw the withdrawal banknote and receive the banknote for the forgotten withdrawal from the financial institution.

  Further, for example, when a customer performs a deposit transaction, a malicious person inserts a banknote including a forged ticket into the deposit / withdrawal unit, does not perform the operation as it is or performs only a simple operation, and temporarily leaves the cash transaction apparatus. Thereafter, a malicious person may report to a financial institution for reasons such as forgetting to remove the deposited banknote and receive a considerable amount of banknote from the financial institution.

  There is a technique described in Patent Document 1 for the above fraud. In the technology described in Patent Document 1, when a banknote that a customer forgets to collect is collected, the banknote recognition unit discriminates the banknote, and when the banknote is a forged ticket, the cash transaction apparatus reports to another system. Alternatively, the banknotes are collected in the designated banknote storage unit and reflected in the customer's account information.

International Publication WO2009 / 150701 Pamphlet

  However, even the technique described in Patent Document 1 described above is not sufficient for dealing with the above-described fraud.

  The technology described in Patent Document 1 described above is for storing a collected counterfeit ticket in a banknote storage. Banknote storage is like a safe. Therefore, only authorized personnel and specific security maintenance personnel can regularly manage the banknote storage, and bank employees and general maintenance personnel can check banknotes in the banknote storage. Can not.

  The conventional cash transaction apparatus continues the transaction operation of another customer after storing the counterfeit ticket in the banknote storage. Then, there is no means to specifically prove which customer has physically replaced which counterfeit ticket. Therefore, when a malicious person requests delivery of banknotes, there may arise a problem that sufficient evidence cannot be presented to the person.

  Therefore, there is a demand for a cash transaction apparatus that can specify a forged ticket included in a remaining banknote during a deposit transaction or a withdrawal transaction.

In order to solve this problem, the cash transaction apparatus of the present invention is a work for storing a counterfeit ticket discriminating unit that discriminates a counterfeit ticket and a bill before being stored in a bill storage or a bill sent out from a bill storage. A storage unit, a deposit / withdrawal unit that stores at least banknotes to be received from customers, a banknote detection unit that detects residual banknotes remaining even after a predetermined time has passed, and a banknote detection unit A transport control unit that transports the detected residual banknotes to the counterfeit ticket determination unit, and transports all residual banknotes that are determined to be included by the counterfeit ticket determination unit to the work storage unit . The storage unit includes a temporary storage unit that temporarily stores banknotes and a deposit / withdrawal unit, and the transport control unit causes the temporary storage unit to transport all residual banknotes including counterfeit tickets or counterfeits. Insert all remaining banknotes including tickets A cash transaction apparatus, characterized in that for transporting the money unit.

  ADVANTAGE OF THE INVENTION According to this invention, the forged ticket contained in the remaining banknote can be specified in the case of a deposit transaction or a withdrawal transaction.

It is a block diagram which shows the structure of the control system of the cash transaction apparatus which concerns on 1st Embodiment. It is a block diagram which shows the external appearance structure of the cash transaction apparatus of 1st Embodiment. It is explanatory drawing explaining the conveyance path of the banknote in the cash transaction apparatus of 1st Embodiment. It is a flowchart which shows the storage process of the residual banknote in the case of the payment transaction in the cash transaction apparatus of 1st Embodiment. It is explanatory drawing explaining the structure of the log history information which concerns on 1st Embodiment. It is a flowchart which shows the storage process of the remaining banknote in the case of the payment transaction in the cash transaction apparatus of 2nd Embodiment. It is explanatory drawing explaining the structure of the log history information which concerns on 2nd Embodiment. It is a block diagram which shows the structure of the control system of the cash transaction apparatus which concerns on 3rd Embodiment. It is a flowchart which shows the storage process of the residual banknote in the cash transaction apparatus of 3rd Embodiment. It is a block diagram which shows the structure of the control system of the cash transaction apparatus which concerns on 4th Embodiment.

(A) 1st Embodiment Below, 1st Embodiment of the cash transaction apparatus of this invention is described in detail, referring drawings.

  The first embodiment exemplifies a case where the remaining banknotes are separated, particularly when the cash transaction apparatus performs a withdrawal transaction.

(A-1) Configuration of First Embodiment FIG. 2 is a configuration diagram showing an external configuration of the cash transaction apparatus according to the first embodiment. In FIG. 2, the cash transaction apparatus 1 </ b> A according to the first embodiment includes a deposit / withdrawal unit 51, a card entry / exit 52, a passbook entry / exit 53, and an operation display unit 54.

  The deposit / withdrawal unit 51 accepts a bill inserted by a customer or sends out a bill to be received by the customer. As the deposit / withdrawal unit 51, for example, a bucket type having an openable / closable body can be used. In 1st Embodiment, the case where the deposit or withdrawal part 51 is a bucket type is illustrated.

  When the deposit / withdrawal part 51 is a bucket type, when inserting a banknote, a customer inserts a banknote into the opening part of a bucket. Thereafter, the opening / closing body of the deposit / withdrawal unit 51 is closed, and the deposit / withdrawal unit 51 sends the inserted banknotes to the transport path in the cash transaction apparatus 1A. Moreover, when returning a banknote to a customer, a banknote is sent to the bucket of the deposit / withdrawal part 51 from the conveyance path in 1 A of cash transaction apparatuses. Thereafter, in order to return the banknote to the customer, the opening / closing body of the deposit / withdrawal unit 51 is opened.

  The card entry / exit 52 accepts a cash card inserted by a customer or outputs a cash card to be returned to the customer.

  The passbook entry / exit 53 accepts a passbook inserted by the customer or outputs a passbook to be returned to the customer.

  The operation display unit 54 receives, for example, input by a customer, displays a transaction type selection menu screen, an operation screen for each transaction, a confirmation screen for transaction details, and displays customer input information. is there. In the first embodiment, the operation display unit 54 may be a touch panel type operation display unit. Note that the operation display unit 54 is not limited to a touch panel type in which the operation unit and the display unit are integrated, and the operation unit and the display unit may be physically different from each other.

  FIG. 1 is a configuration diagram illustrating a configuration of a control system of the cash transaction apparatus 1A according to the first embodiment.

  In FIG. 1, a cash transaction apparatus 1A according to the first embodiment includes a control unit 10A, an operation display control unit 14, a card mechanism control unit 15, a passbook mechanism control unit 16, a transport mechanism control unit 17, a banknote detection unit 18, and a banknote. It has a recognition unit 19.

  The control unit 10A governs the overall function of the cash transaction apparatus 1A. The control unit 10A includes, for example, a CPU, ROM, RAM, EEPROM, an input / output interface unit, and the like. 10 A of control parts implement | achieve the function of 1 A of cash transaction apparatuses, when CPU runs the processing program memorize | stored in ROM, for example. The processing program can be constructed by installation, and even in that case, the processing program can be functionally shown in FIG.

  FIG. 1 shows main functional units executed by the control unit 10A. As shown in FIG. 1, the control unit 10 </ b> A includes a transaction processing unit 110 and a remaining banknote storage control unit 120.

  The transaction processing unit 110 performs a deposit transaction and a withdrawal transaction in the cash transaction apparatus 1A. The withdrawal transaction is a transaction for paying cash to the customer, and includes, for example, a withdrawal transaction. The deposit transaction is a transaction for depositing cash received from a customer, such as a deposit transaction or a transfer transaction.

  The transaction processing unit 110 performs a deposit transaction and a withdrawal transaction according to a procedure corresponding to each transaction type. The transaction processing unit 110 stores transaction information regarding various completed transactions in the storage unit 130. The first embodiment exemplifies a case where a withdrawal transaction is performed. Therefore, the transaction processing unit 110 performs at least a withdrawal transaction.

  The remaining banknote storage control unit 120 controls processing for the remaining banknotes remaining in the deposit / withdrawal unit 51 when banknotes remain in the deposit / withdrawal unit 51. The remaining banknote storage control unit 120 performs different banknote storage control depending on whether the remaining banknote is a normal banknote (hereinafter also referred to as a genuine note) or includes a forged ticket.

  That is, when a residual banknote is a normal banknote, the residual banknote storage control part 120 conveys a residual banknote to the storage 62 (namely, banknote storage part 56-1 to 56-4) mentioned later. On the other hand, when a residual banknote contains a forged ticket, the residual banknote storage control part 120 is made to convey to the work storage part 61 (namely, temporary storage part 55 or the deposit or withdrawal part 51) mentioned later.

  Thereby, when the banknote containing a forged ticket remains in the deposit or withdrawal part 51, a residual banknote can be stored in the work storage part 61 which a bank employee, a general maintenance person, etc. can work. The vault 62 is like a safe and can be handled only by authorized personnel such as authorized managers and specific maintenance personnel. On the other hand, the work storage unit 61 can handle personnel in charge of financial institutions, general maintenance personnel, and the like. Therefore, when a residual banknote contains a forged ticket, a forged ticket can be identified immediately. Further, since the counterfeit ticket is not transported to the storage 62, the counterfeit ticket can be prevented from being mixed into the storage 62.

  Moreover, the residual banknote storage control part 120 stops the transaction processing in the said cash transaction apparatus 1A, after conveying a residual banknote to the storage part 61 for work. Thereby, after ensuring the residual banknote containing a forged ticket in the work storage part 61, transaction operation using the said cash transaction apparatus 1A can be stopped.

  The remaining banknote storage control unit 120 includes a remaining banknote confirmation unit 121, a forged ticket confirmation unit 122, a remaining banknote conveyance control unit 123, and a log history control unit 124.

  The remaining banknote confirmation unit 121 confirms whether or not there is a remaining banknote in the deposit / withdrawal unit 51. The remaining banknote confirmation unit 121 confirms whether there is a remaining banknote in the deposit / withdrawal unit 51 based on, for example, banknote detection information acquired from the banknote detection unit 18 provided in the deposit / withdrawal unit 51.

  The forged ticket confirmation unit 122 confirms whether or not the remaining banknote is a normal banknote or includes a forged ticket when the depositing / withdrawing unit 51 has a remaining banknote. The forged ticket confirmation unit 122 acquires a bill recognition result from the bill recognition unit 19 and confirms whether or not the forged ticket includes a forged ticket based on the bill recognition result.

  The remaining banknote transport control unit 123 controls the transport operation of the transport mechanism 171 that transports banknotes according to the confirmation result regarding the remaining banknotes by the forged ticket confirmation unit 122. The remaining banknote transport control unit 123 can control the transport operation of the transport mechanism 171 to transport the remaining banknote including the counterfeit ticket to the work storage unit 61 when the residual banknote includes the counterfeit ticket. . That is, the remaining banknote including the counterfeit ticket can be isolated in the work storage unit 61.

  When the remaining banknote includes a forged ticket, the log history control unit 124 stores the log information related to the remaining forged ticket in the storage unit 130 as history information (log history information 131). When performing a withdrawal transaction, the log history control unit 124 can acquire information about the customer based on the card information acquired from the customer. Therefore, the log history control unit 124 temporarily stores information about the customer in the storage unit 130.

  When the remaining banknote includes a counterfeit ticket, the log history control unit 124 stores, for example, information including information on the customer, date / time information, and information on the remaining banknote as the log history information 131. That is, the log history control unit 124 has a function as a customer information acquisition unit that acquires at least information about a customer. Then, the log history control unit 124 stores information obtained by associating the acquired information related to the customer with the counterfeit ticket specifying information acquired from the serial number reading unit 191 of the banknote recognition unit 19 in the storage unit 130.

Here, the customer-related information can be, for example, the customer name, account number, or the like. Method of acquiring information about the customer, for example, be obtained from the card information and the passbook information stored in the inserted card or passbook cash transaction apparatus 1A also rather good, operation of customer cash transaction apparatus 1A Information input via the display unit 54 may be used. A detailed description of the log history information 131 will be described in the operation section.

  The storage unit 130 stores a processing program executed by the control unit 10A, screen information displayed on the operation display unit 12, transaction information performed by the transaction processing unit 110, log history information 131, and the like.

  The operation display control unit 14 controls display operations, input operations, and the like of the display screen displayed on the operation display unit 54 under the control of the control unit 10A. That is, the operation display control unit 14 displays the screen on the operation display unit 54 based on the screen information from the control unit 10A, or gives the control unit 21 the information input from the operation display unit 54. is there.

  The card mechanism control unit 15 takes in or discharges the cash card from the card slot 52 under the control of the control unit 10A. Further, the card mechanism control unit 15 reads card information stored in a storage unit (for example, a magnetic storage unit or an IC chip) of a cash card inserted from the card insertion / exit 52, and uses the card information as the control unit 10A. To give.

  The bankbook mechanism control unit 16 takes in or discharges the bankbook from the bankbook entry / exit 53 under the control of the control unit 10A. Further, the passbook mechanism control unit 16 reads passbook information (for example, magnetic stripe data) stored in a passbook storage unit (for example, a magnetic data storage unit or an IC chip) inserted from the passbook entry / exit 53, The passbook information is given to the control unit 10A.

  The transport mechanism control unit 17 controls the transport operation of the transport mechanism 171 that transports banknotes under the control of the control unit 10A.

  The transport mechanism 171 transports banknotes under the control of the transport mechanism control unit 17. The transport mechanism 171 includes, for example, a roller, a roller driving mechanism (for example, a motor), a solenoid, and the like.

The banknote detection unit 18 detects whether or not banknotes exist in the bucket of the deposit / withdrawal unit 51. The bill detector 18 can apply an infrared sensor, a weight sensor, or the like. The banknote detection unit 18 detects a banknote inserted into the bucket of the deposit / withdrawal unit 51 or detects a banknote dispensed to the bucket of the deposit / withdrawal unit 51. Further, the bill detecting unit 18, when the banknote is present in the bucket deposit or withdrawal section 51, when even after the lapse of a predetermined time continues to detect the paper money, and notifies the control unit 10A that the paper money is left .

  The banknote recognition unit 19 takes in banknotes related to withdrawal or banknotes one by one under the control of the control unit 10A, and determines the denomination of the banknotes or authenticity determination (whether the banknotes are normal banknotes). Or is it a counterfeit ticket), a judgment of damage, a counting process, and the like are performed. The banknote recognition part 19 is also called a discrimination part. The banknote recognition part 19 can apply the existing discrimination method widely. Various methods can be widely applied as a method of determining whether or not a bill is a forged ticket.

  Here, the banknote recognition part 19 has the serial number reading part 191 as a forged ticket specific information acquisition part which acquires the forged ticket specific information which specifies a forged ticket. The serial number reading unit 191 as the counterfeit ticket specifying information acquisition unit reads, for example, the serial number of a banknote that passes, and whether or not the serial number of the banknote is a serial number registered in a preset counterfeit ticket database. It is possible to apply a method for determining whether or not. The counterfeit ticket database may be prepared in advance in the storage unit 130 of the cash transaction apparatus 1A, or may be prepared in advance in a storage unit included in the banknote recognition unit 19. The counterfeit ticket specifying information is information for specifying the counterfeit ticket, and may be, for example, a serial number, a denomination, a currency type, or the like.

  In addition, when there is a remaining banknote in the deposit / withdrawal unit 51, the banknote recognition unit 19 receives the banknotes remaining in the deposit / withdrawal unit 51 one by one under the control of the control unit 10A, and whether the banknote is a forged ticket. Determine whether or not. The banknote recognition unit 19 notifies the control unit 10A of the discrimination result of the remaining banknotes.

  Drawing 3 is an explanatory view explaining the conveyance way of the bill in cash transaction device 1A of a 1st embodiment.

  In FIG. 3, the cash transaction apparatus 1 </ b> A includes a deposit / withdrawal unit 51, a banknote recognition unit 19, a temporary storage unit 55, a plurality (four in FIG. 3) of banknote storage units 56-1 to 56-4, and a conveyance path 57. Have.

  In FIG. 3, one including the deposit / withdrawal unit 51 and the temporary storage unit 55 is referred to as a work storage unit 61, and one including a plurality of banknote storage units 56-1 to 56-4 is referred to as a storage 62.

  The work storage unit 61 stores banknotes before being stored in the banknote storage or banknotes sent out from the banknote storage. Further, the work storage unit 61 can be handled by a person in charge of a financial institution or a general maintenance person.

  The work storage unit 61 includes the deposit / withdrawal unit 51 and the temporary storage unit 55, but has one or more residual banknote storage units dedicated to storing residual banknotes including counterfeit tickets. Also good.

  The storage 62 stores banknotes with high security like a safe and can be handled only by authorized persons such as authorized managers and specific maintainers.

  The temporary storage unit 55 temporarily stores deposited banknotes. When a banknote is deposited, the deposited banknote is given to the banknote recognition unit 19 via the conveyance path 57. The banknotes determined by the banknote recognition unit 19 are temporarily stored in the temporary storage unit 55. When the deposit transaction is completed, the banknotes in the temporary storage unit 55 are conveyed to the banknote storage units 56-1 to 56-4 designated via the banknote recognition unit 19.

  Moreover, the temporary storage part 55 stores the residual banknote containing a forged ticket, when a residual banknote contains a forged ticket.

  Each of the banknote storage units 56-1 to 56-4 stores banknotes related to withdrawal and banknotes related to deposit. The banknote storage units 56-1 to 56-4 are also called banknote cassettes. The banknote storage units 56-1 to 56-4 store banknotes for each predetermined denomination or store counterfeit tickets. In FIG. 3, although the case where the banknote storage parts 56-1 to 56-4 are four is illustrated, the number of the banknote storage parts 56-1 to 56-4 is not specifically limited.

  The conveyance path 57 is a conveyance path which conveys a banknote mutually between the depositing / withdrawing part 51, the banknote recognition part 19, the temporary storage part 55, and the banknote storage parts 56-1 to 56-4. The conveyance direction and the conveyance destination of the conveyance path 57 are determined by the operation of the conveyance mechanism 171.

(A-2) Operation of the First Embodiment FIG. 4 is a flowchart showing a storage process for residual banknotes during a withdrawal transaction in the cash transaction apparatus 1A of the first embodiment.

  First, in the cash transaction apparatus 1A, the customer selects “withdrawal transaction” from the menu screen displayed on the operation display unit 54 (S101).

  The operation display unit 54 displays a screen related to the withdrawal transaction, and the transaction processing unit 110 of the control unit 10A acquires the withdrawal amount and information about the customer (S102).

  Specifically, the customer inserts a card such as a cash card into the card entry / exit 52 or inserts the passbook into the entry / exit 53 according to the guidance displayed on the operation display unit 54. At this time, the card mechanism control unit 15 reads the card information stored in the card and gives the card information to the transaction processing unit 110. Further, the passbook mechanism control unit 16 reads passbook information stored in the passbook and provides the passbook information to the transaction processing unit 110. Thereby, transaction processing part 110 acquires card information and passbook information as information about a customer.

  In addition, the operation display unit 54 acquires the withdrawal amount specified by the customer, and gives the withdrawal amount to the transaction processing unit 110. Thereby, the transaction processing unit 110 acquires the withdrawal amount.

  Transaction processing unit 110 conveys the banknote of the specified withdrawal amount from banknote storage unit 56-1 to 56-4 to banknote recognition unit 19 (S103). The banknote recognition part 19 takes in the banknotes from the banknote storage parts 56-1 to 56-4 one by one, and determines whether or not the banknotes are normal (S104).

  And when the discrimination | determination result by the banknote recognition part 19 is normal, the transaction process part 110 conveys a normal banknote to the deposit or withdrawal part 51, and accumulate | stores the banknote of the designated money amount in the deposit or withdrawal part 51 (S105). .

  On the other hand, when the discrimination | determination result by the banknote recognition part 19 is not normal, the transaction processing part 110 conveys the said banknote which is not normal to the designated banknote storage parts 56-1 to 56-4, and makes them accumulate | stack (S106). At this time, if the banknotes that are not normal are accumulated in the banknote storage units 56-1 to 56-4, a shortage occurs in the designated amount. Therefore, the banknotes for the insufficient amount are conveyed from the banknote storage units 56-1 to 56-4 to the banknote recognition unit 19.

  Here, the banknote storage units 56-1 to 56-4 may also include cases in which abnormal banknotes (for example, counterfeit tickets or fouled tickets) are mixed. In such a case, a banknote storage unit for accumulating abnormal banknotes is determined in advance. When banknote storage units 56-1 to 56-4 are mixed with banknotes such as counterfeit bills, transaction processing unit 110 specifies banknote storage units 56-1 to 56-4 that specify the banknotes that are not normal. So that it can be collected. Thereby, circulation of the banknote which is not normal which is not a forged ticket etc. can be prevented.

  In S <b> 105, when the banknotes to be dispensed are accumulated in the deposit / withdrawal unit 51, the banknote detection unit 18 detects the banknotes in the deposit / withdrawal unit 51. At this time, the residual banknote confirmation part 121 of the residual banknote storage control part 120 monitors the detection information from the banknote detection part 18, and confirms whether the banknote remains in the deposit or withdrawal part 51 (S107).

  By removing the banknote from the deposit / withdrawal unit 51 within a predetermined time, the banknote detection unit 18 does not detect the banknote. In this case, the withdrawal transaction ends and the cash transaction apparatus 1A accepts the next transaction.

  On the other hand, if a banknote is not taken out from the deposit / withdrawal unit 51 even after a predetermined time has elapsed, the banknote detection unit 18 continues to detect the banknote. In this case, the remaining banknote confirmation unit 121 determines that banknotes remain in the deposit / withdrawal unit 51 (S108).

  At this time, the customer may have forgotten to take the banknote, or the customer may intentionally replace all or part of the banknote withdrawn with a counterfeit ticket.

  Therefore, when banknotes remain in the deposit / withdrawal unit 51, the remaining banknote transport control unit 123 instructs the transport mechanism control unit 17 to transfer the banknotes remaining in the deposit / withdrawal unit 51. It is made to convey to the banknote recognition part 19 (S109).

  The banknote recognition unit 19 takes in the remaining banknotes conveyed from the deposit / withdrawal unit 51 one by one, and determines whether or not the banknotes are normal. At this time, the discrimination result of the remaining banknotes by the banknote recognition unit 19 is given to the control unit 10A. And the forged ticket confirmation part 122 confirms whether the forged ticket is contained in the remaining banknote based on the discrimination result of the remaining banknote from the banknote recognition part 19 (S110).

  When the remaining banknote includes a counterfeit ticket, the remaining banknote transport control unit 123 transports the remaining banknote to the work storage unit 61 (that is, the deposit / withdrawal unit 51 or the temporary storage unit 55) (S111). As a result, the remaining banknotes including counterfeit tickets can be isolated to the work storage unit 61 that can be immediately confirmed by a person in charge such as a financial institution, so that the counterfeit tickets were used in this transaction. Can be identified.

  Further, the log history control unit 124 stores the log history information 131 including information about the customer who has made the withdrawal transaction in the storage unit 130 (S112), stops the operation of the cash transaction apparatus 1A (S113), and performs processing. Ends.

  The log history control unit 124 stores not only information related to the customer but also the denomination and serial number of the banknote determined by the banknote recognition unit 19 in the log history information 131.

Generally, transaction information is stored when a transaction is completed. When banknotes remain in the deposit / withdrawal unit 51, the withdrawal transaction is not completed. Therefore, transaction information is not stored as history information. However, the log history control unit 124 stores the log history information 131 as information relating to the remaining banknotes, although the withdrawal transaction is not completed.

  FIG. 5 is an explanatory diagram illustrating the configuration of the log history information 131 according to the first embodiment. As shown in FIG. 5, the log history information 131 includes “management number”, “date / time information”, “customer name”, “account number”, “store name”, “transaction type”, “serial number”, “gold”. "Species" is an item. Of course, the items of the log history information 131 are not limited to these.

  For example, in FIG. 5, “management number” is a number for managing that a banknote including a forged ticket remains. In the case of the example of FIG. 5, “management number: 1111” is assumed. The log history control unit 124 logs the “customer name: XXX”, “account number: 123-456789”, and “store name: XX branch” based on the information about the customer acquired as card information or the like. The information 131 is stored. Further, since the current transaction is a withdrawal transaction, the log history control unit 124 sets “transaction type: withdrawal”. Further, the log history control unit 124 selects “serial number: AB123456” and “gold” based on the serial number and denomination of each banknote acquired from the serial number reading unit 191 as the counterfeit ticket specifying information acquisition unit of the banknote recognition unit 19. Species: 10,000 yen "is memorized. Further, based on the counting result of the banknote recognition unit 19, the log history control unit 124 stores “total amount: XX 10,000 yen”.

  As shown in FIG. 5, by leaving, as history information, information on a person who has left a banknote including a forged ticket in the deposit / withdrawal unit 51, a person who has performed an illegal act can be identified.

  On the other hand, if all the remaining banknotes are normal in S110, the remaining banknote transport control unit 123 transports the remaining banknotes to the designated banknote storage units 56-1 to 56-4 and accumulates them (S114).

(A-3) Effect of First Embodiment As described above, according to the first embodiment, in the withdrawal transaction in the cash transaction apparatus, the remaining banknote in the deposit / withdrawal unit is determined again, and the counterfeit ticket is obtained. When it is determined that the banknote is included, the operation of the cash transaction apparatus can be stopped after the banknote is not conveyed to the banknote storage unit and is separated from another banknote. As a result, a person in charge such as a financial institution can specify the counterfeit ticket that has been intentionally replaced, and thus can obtain clear evidence. In addition, according to the first embodiment, customer fraud can be prevented.

(B) 2nd Embodiment Next, 2nd Embodiment of the cash transaction apparatus of this invention is described in detail, referring drawings.

  In 2nd Embodiment, the case where the isolation | separation process of the remaining banknote is performed especially when a cash transaction apparatus performs a deposit transaction is illustrated.

(B-1) Configuration of Second Embodiment An external configuration and a banknote transport path of a cash transaction apparatus 1B according to the second embodiment are the same as or correspond to those of the first and second embodiments. Therefore, also in 3rd Embodiment, it demonstrates using FIG.2 and FIG.3.

  Moreover, the structure of the control system of 1 C of cash transaction apparatuses of 3rd Embodiment can use the structure which is the same as or corresponds to 1 A of cash transaction apparatuses of 1st Embodiment. Therefore, the third embodiment will be described with reference to FIG.

(B-2) Operation | movement of 2nd Embodiment FIG. 6: is a flowchart which shows the storage process of the remaining banknote in the case of the deposit transaction in the cash transaction apparatus 1B of 2nd Embodiment.

  First, in the cash transaction apparatus 1B, the customer selects “payment transaction” from the menu screen displayed on the operation display unit 54 (S201).

  The operation display unit 54 displays a screen related to the deposit transaction, and the transaction processing unit 110 of the control unit 10B acquires information about the customer (S202).

  Specifically, the customer inserts a card such as a cash card into the card entry / exit 52 or inserts the passbook into the entry / exit 53 according to the guidance displayed on the operation display unit 54. At this time, the card mechanism control unit 15 reads the card information stored in the card and gives the card information to the transaction processing unit 110. Further, the passbook mechanism control unit 16 reads passbook information stored in the passbook and provides the passbook information to the transaction processing unit 110. Thereby, transaction processing part 110 acquires card information and passbook information as information about a customer.

  Transaction processing unit 110 conveys the banknote deposited in deposit / withdrawal unit 51 to banknote recognition unit 19 (S203). The banknote recognition part 19 takes in the banknote from the deposit or withdrawal part 51 one by one, and determines whether or not the banknote is normal. Moreover, the banknote recognition part 19 discriminates the money type of the deposited banknote, and counts the deposit amount of the deposited banknote (S204).

  And when the discrimination | determination result by the banknote recognition part 19 is normal, the transaction process part 110 conveys a normal banknote to the temporary storage part 55, and stores the banknote temporarily received (S205).

  On the other hand, when the determination result by the banknote recognition part 19 is not normal, the transaction processing part 110 returns the banknote which is not normal to the deposit or withdrawal part 51 (S206), and a process is complete | finished.

  In S207, under the control of the control unit 10B, the operation display unit 54 displays the deposit amount counted by the bill recognition unit 19, and requests the customer to confirm the deposit amount (S207).

  Then, in the operation display unit 54, when confirmation OK is selected by a customer operation within a predetermined time, the transaction processing unit 110 uses the banknote stored in the temporary storage unit 55 as the designated banknote storage unit 56-1. Are transported to -56-4 and accumulated (S208). This completes the deposit transaction.

  On the other hand, in the operation display unit 54, when confirmation is not made even after a predetermined time has elapsed, or when cancellation is selected by a customer operation, the transaction processing unit 110 transfers the banknote stored in the temporary storage unit 55 to the deposit / withdrawal unit. It is conveyed to 51 (S209).

  When the bills are accumulated in the deposit / withdrawal unit 51, the bill detection unit 18 detects the bills in the deposit / withdrawal unit 51. At this time, the residual banknote confirmation part 121 of the residual banknote storage control part 120 monitors the detection information from the banknote detection part 18, and confirms whether the banknote remains in the deposit or withdrawal part 51 (S210).

  By removing the banknote from the deposit / withdrawal unit 51 within a predetermined time, the banknote detection unit 18 does not detect the banknote. In this case, the withdrawal transaction ends, and the cash transaction apparatus 1B accepts the next transaction.

  On the other hand, if a banknote is not taken out from the deposit / withdrawal unit 51 even after a predetermined time has elapsed, the banknote detection unit 18 continues to detect the banknote. In this case, the remaining banknote confirmation unit 121 determines that banknotes remain in the deposit / withdrawal unit 51 (S211).

  At this time, the customer may have forgotten to take the banknote, or the customer may intentionally replace all or part of the banknote withdrawn with a counterfeit ticket.

  Therefore, when banknotes remain in the deposit / withdrawal unit 51, the remaining banknote transport control unit 123 instructs the transport mechanism control unit 17 to transfer the banknotes remaining in the deposit / withdrawal unit 51. It is made to convey to the banknote recognition part 19 (S212).

  The banknote recognition unit 19 takes in the remaining banknotes conveyed from the deposit / withdrawal unit 51 one by one, and determines whether or not the banknotes are normal. At this time, the remaining banknote discrimination result by the banknote recognition unit 19 is given to the control unit 10B. And the forged ticket confirmation part 122 confirms whether the forged ticket is contained in the remaining banknote based on the discrimination result of the remaining banknote from the banknote recognition part 19 (S213).

  When the remaining banknote includes a counterfeit ticket, the remaining banknote transport control unit 123 transports the remaining banknote to the work storage unit 61 (that is, the deposit / withdrawal unit 51 or the temporary storage unit 55) (S214). As a result, the remaining banknotes including counterfeit tickets can be isolated to the work storage unit 61 that can be immediately confirmed by a person in charge such as a financial institution, so that the counterfeit tickets were used in this transaction. Can be identified.

  Further, the log history control unit 124 stores the log history information 131 including information about the customer who has made the withdrawal transaction in the storage unit 130 (S215), stops the operation of the cash transaction apparatus 1B (S216), and performs processing Ends.

  The log history control unit 124 stores not only information related to the customer but also the denomination and serial number of the banknote determined by the banknote recognition unit 19 in the log history information 131.

  FIG. 7 is an explanatory diagram illustrating the configuration of the log history information 131 according to the second embodiment. 7 has the same or corresponding items as the log history information 131 illustrated in FIG.

  In the case of FIG. 7, since the transaction type is a deposit transaction, “transaction type: deposit” is stored. Similarly to the case of FIG. 5, the log history control unit 124 sets “management number: 1111” as a number for managing that banknotes including forged tickets remain. In addition, the log history control unit 124 sets “customer name: XXX”, “account number: 123-456789”, and “store name: XX branch” based on information about the customer acquired as card information or the like. Stored in the log history information 131. Further, the log history control unit 124 stores “serial number: AB123456” and “denomination: 10,000 yen” based on the serial number and denomination of each banknote acquired from the banknote recognition unit 19. Further, based on the counting result of the banknote recognition unit 19, the log history control unit 124 stores “total amount: XX 10,000 yen”.

  As shown in FIG. 7, by leaving, as history information, information regarding a person who has left a banknote including a counterfeit ticket in the deposit / withdrawal unit 51, a person who has performed an illegal act can be identified.

  On the other hand, if all the remaining banknotes are normal in S213, the remaining banknote transport control unit 123 transports the remaining banknotes to the designated banknote storage units 56-1 to 56-4 and accumulates them (S217).

(B-3) Effect of Second Embodiment As described above, according to the second embodiment, in the deposit transaction with the cash transaction apparatus, the remaining banknote in the deposit / withdrawal unit is determined again, and the counterfeit ticket is When it is determined that the banknote is included, the banknote is not transported to the banknote storage unit and is separated from another banknote, and then the operation of the cash transaction apparatus can be stopped. As a result, a person in charge such as a financial institution can specify the counterfeit ticket that has been intentionally replaced, and thus can obtain clear evidence. In addition, according to the second embodiment, customer fraud can be prevented.

(C) 3rd Embodiment Next, 3rd Embodiment of the cash transaction apparatus of this invention is described in detail, referring drawings.

  In the third embodiment, when a residual banknote includes a counterfeit ticket during a deposit transaction or a withdrawal transaction, when a normal banknote and a counterfeit ticket are mixed, the normal banknote And counterfeit tickets are segregated in the work storage.

(C-1) Configuration of Third Embodiment An external configuration and a banknote transport path of a cash transaction apparatus 1C according to the third embodiment are the same as or correspond to those of the first and second embodiments. Therefore, also in 3rd Embodiment, it demonstrates using FIG.2 and FIG.3.

  FIG. 8 is a configuration diagram showing the configuration of the control system of the cash transaction apparatus 1C according to the third embodiment. In FIG. 8, the cash transaction apparatus 1 </ b> C according to the third embodiment includes a control unit 10 </ b> C, an operation display control unit 14, a card mechanism control unit 15, a passbook mechanism control unit 16, a transport mechanism control unit 17, a banknote detection unit 18, and a banknote. It has a recognition unit 19.

  In FIG. 8, the control unit 10 </ b> C includes a remaining banknote confirmation unit 121, a forged ticket confirmation unit 122, a remaining banknote conveyance control unit 125, and a log history control unit 124 as functional units.

  In 3rd Embodiment, the process of the residual banknote conveyance control part 125 differs from 1st and 2nd embodiment. Therefore, in the following, the process of the remaining banknote conveyance control unit 125 of the third embodiment will be described in detail.

  The remaining banknote transport control unit 125 causes the banknote recognition unit 19 to transport banknotes remaining in the deposit / withdrawal unit 51. Moreover, the remaining banknote conveyance control part 125 sorts and isolates the banknote (counterfeit ticket) judged to be a forged ticket by the banknote recognition part 19 and a normal banknote. At this time, the remaining banknote transport control unit 125 is the same as the first and second embodiments in that the remaining banknote is isolated to the work storage unit 61.

  Specifically, the remaining banknote transport control unit 125 transports normal banknotes to the deposit / withdrawal unit 51 that constitutes the work storage unit 61, and transports counterfeit tickets to the temporary storage unit 55. Alternatively, the remaining banknote transport control unit 125 transports the counterfeit ticket to the deposit / withdrawal unit 51 constituting the work storage unit 61 and transports the normal banknote to the temporary storage unit 55. Thereby, mixing of a normal banknote and a forged ticket can be prevented.

(C-2) Operation of the Third Embodiment Next, the operation of the third embodiment will be described in detail with reference to the drawings. The third embodiment can be applied to both the case of a deposit transaction and the case of a withdrawal transaction. Hereinafter, a case of a withdrawal transaction will be described as an example.

  FIG. 9 is a flowchart showing the storage process of the remaining banknotes in the cash transaction apparatus 1C of the third embodiment. 9, processes that are the same as or correspond to the processes shown in FIG.

  In FIG. 9, the processes from S101 to S110 are the same as the processes described in the first embodiment.

  That is, in S105, after the banknotes are transported and accumulated in the deposit / withdrawal unit 51, if the banknotes remain even after a predetermined time has elapsed, the remaining banknote confirmation unit 121 causes the banknotes to remain in the deposit / withdrawal unit 51. (S108).

  When banknotes remain in the deposit / withdrawal unit 51, the remaining banknote transport control unit 125 instructs the transport mechanism control unit 17 to transfer the banknotes remaining in the deposit / withdrawal unit 51. It is made to convey to the banknote recognition part 19 (S109).

  The banknote recognition unit 19 takes in the remaining banknotes conveyed from the deposit / withdrawal unit 51 one by one, and determines whether or not the banknotes are normal. At this time, the discrimination result of the remaining banknotes by the banknote recognition unit 19 is given to the control unit 10C. And the forged ticket confirmation part 122 confirms whether the forged ticket is contained in the remaining banknote based on the discrimination result of the remaining banknote from the banknote recognition part 19 (S110).

  Based on the determination result from the banknote recognition unit 19, the remaining banknote transport control unit 125 transports the forged ticket to the deposit / withdrawal unit 51 or the temporary storage unit 55 (S301).

  Moreover, the remaining banknote conveyance control part 125 conveys a normal banknote to the temporary storage part 55 or the deposit or withdrawal part 51 based on the discrimination | determination result from the banknote recognition part 19 (S302).

  Thereby, in the working storage part 61, a forged ticket and a normal banknote can be separated and isolated. As a result, a person in charge such as a financial institution can specify only a forged ticket in the work storage unit 61.

  Thereafter, as in the first embodiment, the log history control unit 124 stores the log history information 131 including information about the customer who has made the withdrawal transaction in the storage unit 130 (S112), and the operation of the cash transaction apparatus 1C. Is stopped (S113), and the process ends.

  On the other hand, if all the remaining banknotes are normal in S110, the remaining banknote transport control unit 123 transports the remaining banknotes to the designated banknote storage units 56-1 to 56-4 and accumulates them (S114).

(C-3) Effects of the Third Embodiment As described above, according to the third embodiment, in addition to the effects of the first or second embodiment, all banknotes that the customer forgets to take, A counterfeit ticket and a normal banknote can be stored separately after being separated by a work storage unit different from the storage. Thereby, when the person in charge, such as a financial institution, checks a banknote, it can distinguish easily which banknote is a forged ticket.

(D) 4th Embodiment Next, 4th Embodiment of the cash transaction apparatus of this invention is described in detail, referring drawings.

  In the fourth embodiment, the operation of the cash transaction apparatus can be continued even after the remaining banknote including the counterfeit ticket is isolated.

  The fourth embodiment can be applied to both cases of deposit transactions and withdrawal transactions.

(D-1) Configuration and operation of the fourth embodiment The external configuration and bill transport path of the cash transaction apparatus 1D according to the fourth embodiment are the same as or correspond to those of the first to third embodiments. . Therefore, the fourth embodiment will be described with reference to FIGS.

  FIG. 10 is a configuration diagram showing the configuration of the control system of the cash transaction apparatus 1D according to the fourth embodiment.

  In FIG. 10, the cash transaction apparatus 1D of the fourth embodiment includes a control unit 10D, an operation display control unit 14, a card mechanism control unit 15, a passbook mechanism control unit 16, a transport mechanism control unit 17, a banknote detection unit 18, and a banknote. It has a recognition unit 19.

  10, the operation display control unit 14, the card mechanism control unit 15, the passbook mechanism control unit 16, the transport mechanism control unit 17, the banknote detection unit 18, and the banknote recognition unit 19 are the same as those in the first to third embodiments. Since it corresponds, detailed description here is abbreviate | omitted.

  The control unit 10D is responsible for the overall function of the cash transaction apparatus 1D. The control unit 10D includes, for example, a CPU, ROM, RAM, EEPROM, an input / output interface unit, and the like. Control part 10D implement | achieves the function of cash transaction apparatus 1D, when CPU runs the processing program memorize | stored in ROM, for example. The processing program can be constructed by installation, and even in that case, it can be functionally shown in FIG.

  FIG. 10 shows main functional units executed by the control unit 10D. As illustrated in FIG. 10, the control unit 10 </ b> D includes a transaction processing unit 110 that performs the same or corresponding processing as in the first to third embodiments, and a remaining banknote storage control unit 120.

  Similar to the first to third embodiments, the remaining banknote storage control unit 120 controls the processing for the remaining banknotes remaining in the deposit / withdrawal unit 51 when the banknotes remain in the deposit / withdrawal unit 51.

  The remaining banknote storage control unit 120 is the same as or corresponding to the first to third embodiments, in addition to the remaining banknote confirmation unit 121, the forged ticket confirmation unit 122, the remaining banknote transport control unit 123, and the log history control unit 124. An operation continuation unit 126 is included.

  The operation continuation unit 126 receives a predetermined transaction process after conveying the remaining banknotes to the temporary storage unit 55 when the remaining banknotes include counterfeit tickets.

  In the first to third embodiments described above, a case where residual banknotes including counterfeit tickets are stored in the work storage unit 61 (the deposit / withdrawal unit 51 or the temporary storage unit 55) and the operation of the cash transaction apparatus is stopped is described. did.

  In the fourth embodiment, when the remaining banknote is isolated in the temporary storage unit 55, the operation continuation unit 126 accepts a predetermined transaction process without carrying the residual banknote to the temporary storage unit 55. On the other hand, when the remaining banknote is isolated in the deposit / withdrawal unit 51, the operation continuation unit 126 operates the predetermined transaction process after conveying the remaining banknote from the deposit / withdrawal unit 51 to the temporary storage unit 55.

  Thereby, even if the residual banknote containing a forged ticket is discovered, since the cash transaction apparatus 1B can be operated, the utilization efficiency of cash transaction apparatus 1D can be improved.

  Here, the predetermined transaction process permitted by the operation continuation unit 126 is preferably a withdrawal transaction. The reason is that in the case of a deposit transaction, the temporary storage unit 55 temporarily stores the deposited banknote after the banknote recognition unit 19 determines the deposited banknote. For this reason, if the deposit transaction is permitted, counterfeit tickets are mixed with banknotes stored in the temporary storage unit 55. Therefore, the operation continuation unit 126 does not permit the deposit transaction, but permits only the withdrawal transaction.

  In addition, when the work storage unit 61 includes a dedicated residual banknote storage unit that stores residual banknotes including counterfeit tickets, the mixed operation of counterfeit tickets as described above cannot occur. May be allowed.

(D-2) Effects of Fourth Embodiment As described above, according to the fourth embodiment, in addition to the effects of the first to third embodiments, even when there is a residual banknote including a forged ticket. The transaction in the cash transaction apparatus can be continued.

(E) Other Embodiments Although various modified embodiments of the present invention have been described in the first to fourth embodiments described above, the present invention can also be applied to the following modified embodiments.

(E-1) The cash transaction apparatus of the present invention can be applied to various cash processing apparatuses as long as it includes a banknote recognition unit that determines whether or not a banknote is a forged ticket.

(E-2) In the first to fourth embodiments, the case where the remaining banknotes are stored in the work storage unit is illustrated. Here, it can be arbitrarily set in accordance with the operation of the cash transaction apparatus which of the deposit / withdrawal unit and the temporary storage unit to isolate the remaining banknotes.

  In other words, since the deposit / withdrawal unit is one in which a customer inserts or receives banknotes, there is an advantage that a person in charge such as a financial institution can immediately identify a remaining banknote including a counterfeit ticket. Since the temporary storage unit is provided in the cash transaction apparatus, there is an advantage that the operation of the cash transaction apparatus can be continued. The isolation destination can be set according to which of the merits of the both is prioritized.

DESCRIPTION OF SYMBOLS 1A, 1B, 1C, and 1D ... Cash transaction apparatus, 10A, 10B, 10C, and 10D ... Control part, 110 ... Transaction processing part, 120 ... Residual banknote storage control part, 122 ... Counterfeit ticket confirmation part, 123 and 125 ... Residual banknote Transport control unit 124... Log history control unit 17. Transport mechanism control unit 171 Transport mechanism 18 Banknote detection unit 19 Banknote recognition unit 191 Serial number reading unit 61 Work storage unit 51 ... Deposit / withdrawal unit, 55 ... Temporary storage unit, 62 ... Storage, 56-1 to 56-4 ... Banknote storage unit.

Claims (6)

A forged ticket discriminating unit for discriminating forged tickets;
A work storage unit for storing banknotes before being stored in the banknote storage or banknotes sent out from the banknote storage;
A deposit / withdrawal unit that stores at least bills to be received from customers;
In the deposit / withdrawal unit, a banknote detection unit that detects a remaining banknote remaining even after a predetermined time has elapsed, and
The residual banknote detected by the banknote detector is transported to the counterfeit ticket discriminating section, and all the residual banknotes determined to be included by the counterfeit ticket discriminating section are transported to the work storage section. and a transfer control unit for,
The work storage unit includes a temporary storage unit for temporarily storing banknotes and the deposit / withdrawal unit,
The transport control unit causes all the remaining banknotes including counterfeit tickets to be transported to the temporary storage unit, or causes all the remaining banknotes including counterfeit tickets to be transported to the deposit / withdrawal unit. Trading device. The cash transaction apparatus according to claim 1, wherein the work storage unit is handled by a maintenance person. After the transport control unit is allowed to carry the above residual banknote in the storage unit for the work, cash transactions of claim 1 or 2, characterized in that it has a transaction stop unit stopping the transaction operation of the cash transaction apparatus apparatus. After the transport control unit is allowed to carry the above residual banknote in the temporary storage section above, cash transaction apparatus according to claim 1 or 2, characterized in that it comprises a transaction proceeding unit for continuing the predetermined cash transactions. It further includes a customer information acquisition unit that acquires information about the customer,
The forged ticket determination unit includes a forged ticket specifying information acquiring unit for acquiring forged ticket specifying information for specifying a forged ticket,
History that stores history information that associates information about the customer by the customer information acquisition unit and the forged ticket identification information by the forged ticket determination unit when it is determined that the residual bill includes a forged ticket cash transaction device according to any one of claims 1-4, characterized in that it comprises an information storage means. The cash transaction apparatus according to claim 5 , wherein the counterfeit ticket specifying information includes a serial number of a banknote.

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