JP5924202B2 - Cash management device, cash management system and cash management program - Google Patents

Description

  The present invention relates to a cash management device, a cash management system, and a cash management program, and is applied to, for example, a cash management device, a cash management system, and a cash management program that perform cash management based on transaction data from one or more cash processors. It is possible.

  FIG. 2 is a configuration diagram showing a configuration of a conventional cash management system. FIG. 2 shows, for example, a system configuration in a branch office where a transport organization is located. In FIG. 2, one or more cash processors 2-1 to 2-n are arranged in each branch.

  Before delivery, the person in charge withdraws change from the cash processing machines 2-1 to 2-n, and after delivery, the person in charge adds the change and sales to the cash processing machines 2-1 to 2-n. . The cash processors 2-1 to 2-n calculate sales by subtracting the withdrawal amount from the deposit amount.

  In addition, the cash processors 2-1 to 2-n manage the withdrawal amount and the deposit amount in association with each person in charge. Accordingly, the cash processors 2-1 to 2-n calculate the withdrawal amount, the deposit amount, and the sales amount obtained by subtracting the withdrawal amount from the deposit amount for each person in charge (see Patent Document 1). ).

  And cash processing machines 2-1 to 2-n are transaction data for each person in charge, transaction data of total transactions, cash on-hand cash data, change cash data, sales data, trouble data, etc. at a predetermined timing. Is transmitted to the cash management device 9.

  Further, the person in charge registers the settlement data related to the transaction in the settlement management server 3, and the settlement management server 3 transmits the settlement data to the cash management device 9 at a predetermined timing.

  Thereby, the cash management apparatus 9 matches transaction data and settlement data from the cash processors 2-1 to 2-n, and performs cooperative management of transactions.

  As shown in FIG. 2, a branch office may arrange a plurality of cash processors 2-1 to 2-n depending on the number of employees, the number of transactions, and the like. Even in such a case, conventionally, one cash management device 9 manages transaction data of a plurality of cash processors 2-1 to 2-n and transaction data for each person in charge.

JP 2010-257311 A

  However, when one cash management apparatus performs cash management of a plurality of cash processors, the following problems may occur.

  1stly, management of the cash stored as change in one cash processing machine is very difficult, and the subject that unnecessary cash will generate | occur | produce or may run out may arise.

  The conventional cash management system only manages the current amount of change, unpaid amount of change, and sales. Therefore, since it is not possible to determine whether the change is insufficient or excessive, excess cash is also stored in the cash processing machine so that the change is not insufficient at each branch.

  However, because each branch stores surplus change, the total amount of surplus change becomes enormous when combined in all branches, and unnecessary cash is generated that is not used as change for the entire transport organization.

  In order to manage the surplus change other than the change used, the responsibility of the manager is increased. Further, since unnecessary cash is used as change, there may be a problem that cash cannot be effectively used as a transport organization. Therefore, it is desired to find the most suitable change amount to be stored in the cash processor.

  Secondly, when one cash management device manages a plurality of cash processors, there may be a problem that the balance of change in cash balance is lost between the cash processors before and after the transaction.

  When one cash processing machine is arranged at the branch, the person in charge performs the deposit / withdrawal processing using the cash processing machine. Accordingly, the change that has been withdrawn is always returned upon deposit. Therefore, there is no change in the amount of change.

  However, when a plurality of cash processors are arranged, the cash processor used by the person in charge for withdrawal may be different from the cash processor used for deposit. In such a case, the cash amount of each cash processing machine may change, and the amount of change may change.

  That is, even if the administrator plans the amount of change to be stored in each cash processing machine, there may be a case where there is insufficient change or there is excessive unnecessary cash. As a result, the balance of change in money has been lost, and there are cases in which withdrawal cannot be made due to a lack of change.

  FIG. 3 is a diagram for explaining the change in the amount of money and the amount of cash in the two cash processors before the transaction. As shown in FIG. 3, the cash handling machine 2-1 stores 50,000 yen as a change before the transaction, and the cash processing machine 2-2 stores 100,000 yen as the change before the transaction. ing. Of course, the amount of cash before the transaction is the same as the amount of change in cash.

  In this state, as shown in FIG. 4, the person in charge 1 and the person in charge 3 withdraw cash with the cash processor 2-1, and the person in charge 2 and person 4 withdraws with the cash processor 2-2. . Further, it is assumed that the person in charge 4 deposits with the cash processor 2-1 and the persons in charge 1, 2, and 3 deposit with the cash processor 2-2.

  In this case, as shown in FIG. 4, the change amount of cash processing machine 2-1 is 10,000 yen, and the change amount of cash processing machine 2-2 is 140,000 yen. It does not match the high, and the balance of the change of money will be lost.

  Therefore, there is a need for a cash management device, a cash management system, and a cash management program capable of optimizing the change stored in a cash processing machine and balancing the change in the amount of change among a plurality of cash processing machines. ing.

In order to solve such a problem, the first aspect of the present invention provides (1) storage means for storing past money-type change amount data in a plurality of cash processors, and (2) each of the plurality of cash processors. Management data acquisition means for acquiring current money type change amount data stored, and (3) a change value of money type change amount in each cash processor over a predetermined period, A money value change amount comparison / determination means for comparing money value and money value to be stored in each cash processing machine based on the comparison result by comparing the fluctuation value and past money value change data. And (4) a determination result output means for outputting a determination result of money type change amount.
The second aspect of the present invention is: (1) storage means for storing past denomination change amount data in a plurality of cash processing machines; and (2) current denomination change money stored in each of the plurality of cash processing machines. Management data acquisition means for acquiring high-price data, and (3) comparison of current cash-type change-price data of each cash processing machine and past cash-type change-price data of the cash processing machine corresponding to the storage means And, based on the comparison result, a denomination change denomination comparing means for determining the denomination change and denomination to be stored in each cash processing machine, and (4) a determination to output a determination result of denomination change denomination A result-type output means, and the money-type change amount determination means predicts the money-type change amount to be prepared for each cash processor based on the sales data acquired from each cash processor, and the predicted money Type change price and current money type A cash management apparatus comprising a money type change amount prediction determination unit that compares money amount data and determines the money type change amount to be stored in each cash processor based on the comparison result. It is.

The second aspect of the present invention includes (A) a plurality of cash processing machines and (B) a cash management device that performs cash management of the plurality of cash processing machines based on management data acquired from the plurality of cash processing machines. In the cash management system, the cash management device includes (1) storage means for storing past money type change amount data in a plurality of cash processing machines, and (2) current storage in each of the plurality of cash processing machines. Management data acquisition means for acquiring money-type change amount data, and (3) a change value of money-type change amount in each cash processor over a predetermined period, (4) a denomination change value comparison type denomination unit for denomination of denomination change according to denomination for denomination of denomination change denomination to be stored in each cash processor based on the comparison result. Judgment result of money type change A cash management system characterized by comprising a determination result output unit that force.

According to a third aspect of the present invention, in a cash management program for a cash management apparatus that performs cash management of a plurality of cash processing machines, the cash management apparatus stores past denomination change amount data in the plurality of cash processing machines. (1) management data acquisition means for acquiring current cash amount data stored in each of a plurality of cash processing machines, and (2) the money type cash amount of each cash processing machine. The fluctuation value is obtained over a predetermined period, the fluctuation value of the money type change amount is compared with the past money type change amount data, and the money type to be stored in each cash processor based on the comparison result denomination exact change Aridaka variation value comparing determining means for determining the change due Aridaka is the cash management program characterized by functioning as a determination result output means for outputting a result of determination in (3) denomination change due Aridaka

  According to the present invention, it is possible to optimize the change stored in the cash processing machine and to balance the change in the amount of change among a plurality of cash processing machines.

It is a whole lineblock diagram showing the whole cash management system composition of an embodiment. It is a block diagram which shows the structure of the conventional cash management system. It is a figure explaining the change of money and the amount of cash of two conventional cash processing machines before dealings. It is a figure explaining the change of money and the amount of cash of the conventional cash processing machine. It is an internal block diagram which shows the internal structure of the cash processing machine of embodiment. It is an internal block diagram which shows the internal structure of the cash management apparatus of embodiment. It is explanatory drawing explaining the method of operation | use of the whole cash management system in a transport organization. It is a flowchart which shows the comparison discrimination | determination process with the past change amount of money of embodiment. It is a flowchart which shows the comparison discrimination | determination process of the change amount change value of a change of embodiment. It is a flowchart which shows the prediction process of change amount of money of embodiment. It is a flowchart which shows the adjustment process of the cash of embodiment. It is explanatory drawing explaining the amount of change and the amount of cash before the transaction of the cash processing machine of embodiment. It is explanatory drawing explaining the management data after the transaction of the cash processing machine of embodiment. It is an external view which shows the external appearance of the cash processing machine of embodiment.

(A) Main Embodiments Hereinafter, embodiments of a cash management device, a cash management system, and a cash management program of the present invention will be described in detail with reference to the drawings.

(A-1) Configuration of Embodiment (A-1-1) Overall Configuration FIG. 1 is an overall configuration diagram showing the overall configuration of the cash management system of this embodiment. FIG. 1 exemplifies a system configuration constructed in a branch where a transport organization such as a postal company is located.

  In FIG. 1, a cash management system 10 of this embodiment includes a plurality (two in FIG. 1) of cash management apparatuses 1-1 and 1-2, and a plurality (two in FIG. 1) of cash processors 2- 1 and 2-2, payment management server 3, terminal 4, portable terminal 5, network device 6, and printer 8.

  The cash processors 2-1 and 2-2 store money such as coins and banknotes in denominations, and perform a withdrawal process and a deposit process according to a user instruction. The cash processors 2-1 and 2-2 manage the withdrawal amount and the deposit amount for each person in charge such as a transport organization (hereinafter also referred to as a user). Furthermore, the cash processing machines 2-1 and 2-2 manage the number of money types as change amount, and record the sales for each person in charge.

  Here, the withdrawal process refers to a process of dispensing the denomination and number specified by the user as change before delivery. Also, the deposit process is a process of counting the amount of money input by the user according to the denomination and counting the sales based on the deposit data obtained thereby and the withdrawal data of the user.

  In addition, in FIG. 1, although the case where the two cash processing machines 2-1 and 2-2 are provided is illustrated, three or more may be sufficient.

  The cash management apparatuses 1-1 and 1-2 correspond to upper terminals of the corresponding cash processors 2-1 and 2-2, respectively.

  The cash management apparatuses 1-1 and 1-2 obtain change amount data, withdrawal data, deposit data, sales data, etc. from the corresponding cash processors 2-1 and 2-2, and each cash processor Cash management of 2-1 and 2-2 is performed.

  Here, the cash management apparatus 1-1 performs cash management of the cash processing machine 2-1. The cash management apparatus 1-2 performs cash management of the cash processor 2-2. In addition, in FIG. 1, although the two cash management apparatuses 1-1 and 1-2 are provided, you may make it provide the number of cash management apparatuses according to the number of cash processing machines.

  The cash management devices 1-1 and 1-2 perform cash management of the corresponding cash processors 2-1 and 2-2, respectively, and are in charge of deposit / withdrawal data of the cash processors 2-1 and 2-2. Can be managed for each person, and the recording of sales and the amount of change of money of each cash processing machine 2-1 and 2-2 can be managed.

  Moreover, the cash management apparatus 1-1 manages the management data of all the cash processing machines collectively. That is, the cash management apparatus 1-1 acquires the management data of the other cash management apparatus 1-2, and the cash amount data, sales data, and the person in charge of the plurality of cash processing machines 2-1 and 2-2. The deposit / withdrawal data, etc. for each is managed in a lump.

  The terminal 4 receives user operation and registers payment data relating to the transaction in the payment management server 3. The terminal 4 is used, for example, by a person in charge at a branch office, and corresponds to, for example, a personal computer (PC).

  The mobile terminal 5 receives user operation and registers settlement data related to the transaction in the settlement management server 3 through wireless communication. The mobile terminal 3 is, for example, a mobile terminal having a communication function, and corresponds to a so-called smartphone, a so-called tablet terminal, a mobile phone, a PHS terminal, or the like. For example, the portable terminal 5 is used by a person in charge of going out or a person in charge who guides using the portable terminal 5 in a branch office. Data from the portable terminal 5 is given to the network device 6 through the mobile communication network 7 and registered in the payment management server 3.

  The payment management server 3 manages payment data from the terminal 4 and the mobile terminal 5. The settlement management server 3 gives settlement data to be managed to the cash management apparatuses 1-1 and 1-2 at a predetermined timing.

  The printer 8 outputs management data from the cash management apparatuses 1-1 and 1-2.

(A-1-2) Configuration of Cash Processing Machines 2-1 and 2-2 Hereinafter, the cash processing machines 2-1 and 2-2 will be described as the cash processing machine 2 because both have the same configuration.

  FIG. 14 is an external view showing the external appearance of the cash processing machine 2 of this embodiment. In FIG. 14, the cash processing machine 2 includes a display unit 103, an operation unit 104, a card reader 105, a coin deposit port, a coin reject port 117, a bill deposit / withdrawal port 221, a coin processor 100, and a bill processor 200.

  FIG. 5 is an internal configuration diagram showing an internal configuration of the cash processing machine 2 of this embodiment.

  In FIG. 5, the cash processing machine 2 is roughly classified into a coin processing machine 100, a banknote processing machine 200, a display unit 103, an operation unit 104, a card reader 105, a slip recording unit 106, a storage unit 107, a main control unit 108, a communication. Part 109.

  The display unit 103 is a display unit that displays various processing operation guidance, an input screen, input information, a deposit amount of money or a withdrawal amount of money type, and the like on a liquid crystal display (LCD), for example.

  The operation unit 104 is operated by a user. For example, a physical input unit such as a keyboard or a numeric keypad or an input unit such as a touch panel arranged on the display unit 103 can be applied.

  The card reader 105 reads information stored in an ID card used by a user and gives read information to the main control unit 108. Thereby, the person-in-charge identification information stored in the ID card is read, and the deposit data and withdrawal data can be managed in association with the person-in-charge identification information. Note that the person-in-charge identification information may be input by the user via the operation unit 104 instead of being read by the card reader 105.

  The slip recording unit 106 records the amount of money, the number of money types, and the like of the deposit process or the withdrawal process performed by the coin processor 100 or the banknote processor 200 and outputs the slip. For example, a printer or the like can be applied to the slip recording unit 106.

  The storage unit 107 has a counter table that stores a deposit / withdrawal processing history, a collection box exchange history, a change storage deposit / withdrawal history, a collection box deposit history, and the like, and a control executed by the main control unit 108 to be described later A program is stored, and further, a processing result by the main control unit 108 is also stored.

The main control unit 108 controls processing of the cash processing machine 2 as a whole based on a control program stored in the storage unit 107 . The main control unit 108 has a deposit / withdrawal processing function for performing a change / withdrawal process and a deposit / withdrawal process, and a change amount management function for managing the change in the amount of change.

  The coin processing machine 100 stores and manages coins by denomination.

  The coin processing machine 100 separates coins received from the coin deposit port 111 that accepts all the coins to be input, and the coins received into the coin deposit port 111 one by one, and identifies and identifies the coin denominations. A coin discriminating unit 112 that counts each denomination, a coin temporary holding unit 113 that temporarily holds the coins discriminated and counted by the coin discriminating unit 112, and a plurality of coins that are used as change reserves and stored in different denominations. Coin processing based on a coin storage box 114 for change, a coin collection box 115 for storing deposit coins by type, a coin safe 116 for dispensing change coins, a coin reject port 117, and a control program It has the control part 118 which performs operation | movement control of the whole machine 100. FIG.

  For example, the inside of the coin temporary storage unit 113, the coin storage box 114 for change, the coin collection box 115, and the coin dispensing safe 116 is divided so that coins can be collected and stored for each denomination.

  Further, for example, a conveyance path such as a conveyance belt that conveys the coins separated by the separation unit is provided between the coin deposit port 111 and the coin discrimination unit 112. Further, between the coin storage box 114 for change, the coin recovery box 115 and the coin withdrawal safe 116, the coins discharged from the coin storage box 114 for change are guided to either the coin recovery box 115 or the coin withdrawal safe 116. Distribution means and counting means for counting coins passing through each denomination are provided.

  The banknote handling machine 200 stores and manages banknotes by denomination.

  The banknote handling machine 200 accepts banknotes that are inserted at the time of depositing processing at the same time, and discharges banknotes as change during the withdrawal process, and one banknote received at the banknote depositing / dispensing port 221. Banknote discriminating unit 222 that separates the banknotes and discriminates the denominations of the banknotes and counts the banknotes that have been discriminated for each denomination, and the banknote temporary that accumulates and temporarily holds the banknotes that have been differentially counted by the banknote discrimination unit 222 A banknote storage 224 for storing a banknote of a specific denomination (for example, 5,000 yen, 1,000 yen) used as a change reserve, in a denomination, and a banknote collection storing a received banknote in a denomination The cabinet 225, the bill reject unit 226, and at least a control unit 227 that performs operation control of the entire bill processing machine 200 based on the control program are configured.

Here, for example, the banknote temporary storage unit 223 is provided with a feeding means for feeding out banknotes. In addition, for example, the change banknote storage 224 is provided with banknote stacking means together with feeding means for feeding the banknotes to the transport path.

  Note that the control unit 118 of the coin processing machine 100 and the control unit 227 of the banknote processing machine 200 control the coin processing machine 100 and the banknote processing machine 200 according to instructions from the main control unit 108.

  The communication unit 109 exchanges information with the corresponding cash management apparatuses 1-1 and 1-2 via a network (for example, LAN), and includes at least change amount data, sales data, Management data such as deposit / withdrawal data for each person in charge is given to the corresponding cash management apparatuses 1-1 and 1-2.

(A-1-3) Internal Configuration of Cash Management Device 1-1 FIG. 6 is an internal configuration diagram showing the internal configuration of the cash management device 1-1 of this embodiment.

  In FIG. 6, the cash management apparatus 1-1 of this embodiment includes a management data acquisition unit 310, a database 320, a past change amount comparison determination unit 330, a change amount change value comparison determination unit 340, and a change amount prediction unit 350. , A cash balance adjustment unit 360 and a discrimination result output unit 370.

  The management data acquisition unit 310 acquires management data related to cash management of the cash processors 2-1 and 2-2 and stores the management data in the database 320. The management data includes, for example, change amount data, sales data, deposit / withdrawal data for each person in charge in each of the cash processors 2-1 and 2-2.

  The database 320 stores management data (change amount data, sales data, deposit / withdrawal data for each person in charge, etc.), past change amount data, etc. of each cash processor 2-1 and 2-2. is there.

  The past change amount comparison determination unit 330 compares the previous change amount with the current change amount, and determines the shortage or excess number of money type of change amount.

  In this embodiment, the case where the past change in amount of money is the change in amount of money on the same day of the previous year is exemplified. However, the past change in monetary value is not limited to the change in monetary value on the same day of the previous year. For example, the previous year's New Year period (January 1 to January 3), the previous year's Bon Festival period (August 10 to For example, a specific event period such as August 15) or a specific period designated by the user may be used as an average value of the number of denominations of change in the past specific period.

  Moreover, the past change amount comparison judgment part 330 may discriminate | determine the change amount of money type for each cash processing machine 2-1 and 2-2, or all cash processing machines 2-1 and You may make it discriminate | determine the total amount of change of money amount of 2-2 money type.

  The past change amount comparison determination unit 330 includes a past data acquisition unit 331 that acquires the change amount of the previous day's change stored in the database 320, and the change amount and current change amount of the same day of the previous year. And a past data comparison unit 332 that obtains a deficient number or an excessive number of current monetary changes for each denomination.

  The change value comparison / determination unit 340 obtains the average change value of the change amount in the past predetermined period by the denomination and compares the average change value of the denomination with the change amount of the denomination on the same day of the previous year. Thus, the required number of money types with change is determined.

  Moreover, the change amount comparison value determination part 340 of a change may discriminate | determine the change of money type of each cash processing machine 2-1 and 2-2, or all the cash processing machines 2-1. And 2-2, the total amount of change in money type may be determined.

  The change amount change value comparison determination unit 340 includes a period setting unit 341, an average change value calculation unit 342, a required number calculation unit 343, and a change replenishment determination unit 344.

  The period setting unit 341 sets a period for obtaining the average fluctuation value of the change amount. The period setting may be, for example, the previous day, or one week before today, one month before, or the like. Also, the period setting may be set by specifying a specific month or week, such as the current month, last month, this week, last week, or the like. It may be today or the previous day for entering the period.

  The average fluctuation value calculation unit 342 obtains the average fluctuation value of the change in cash amount within the period set by the period setting unit 341 for each denomination.

  Here, various methods can be applied as a method of obtaining the average fluctuation value by the average fluctuation value calculation unit 342. For example, it may be an average value (for example, an arithmetic mean value, a geometric mean value, etc.) of the number of denominations within a set period, a standard deviation, or a maximum value of the number of denominations in the set period. The minimum value may be obtained and the difference between the maximum value and the minimum value divided by the set number of days may be used. In this embodiment, the case where the average fluctuation value calculation unit 342 applies a method of calculating a value obtained by dividing the difference between the maximum value and the minimum value of the denomination by the set number of days as an average fluctuation value is illustrated.

  The required number calculation unit 343 determines the type of money based on the change type average change value obtained by the average change value calculation unit 342 and the change amount of the current change or change of the previous change type. The required number is obtained.

  The change replenishment determination unit 344 determines whether or not the change in the number of denominations of change according to the required number calculation unit 343 should be replenished.

  The change amount prediction unit 350 determines the required number of change types according to the change amount based on the sales.

  Moreover, the change amount prediction part 350 may determine the change amount of money of each money processing machine 2-1 and 2-2, or all the cash processing machines 2-1 and 2-. You may make it discriminate | determine the total amount of change amount of money of 2 types of money.

  The change amount prediction unit 350 includes a sales amount acquisition unit 351, a denomination number calculation unit 352, and a change replenishment determination unit 353.

  The sales proceeds acquisition unit 351 reads sales data from the database 320.

  The denomination number calculator 352 calculates the number of denominations of change based on the sales data acquired by the sales acquisition unit 351. Here, a specific calculation method by the denomination number calculation unit 352 will be described in detail in the operation section.

  The change replenishment determination unit 353 determines whether or not the change in the number of denominations of the change should be replenished based on the required number of denominations by the required number calculation unit 353.

  The cash balance adjustment unit 360 adjusts the amount of change between the plurality of cash processors 2-1 and 2-2. The cash balance adjustment unit 360 calculates the amount of sales and change based on the amount of change before the transaction of the plurality of cash processors 2-1 and 2-2, the total value of sales and the total value of change after the transaction. It has a cash appropriation processing unit 361 for appropriating cash.

  The discrimination result output unit 370 displays the discrimination result by any of the past change amount comparison determination unit 330, change amount change value comparison determination unit 340, change change prediction unit 350, for example, the cash management device 1-1 Output to a display unit or the like). Further, the discrimination result output unit 370 outputs the cash allocation result by the cash balance adjustment unit 360 to the display unit.

(A-2) Operation | movement of embodiment Next, the processing operation | movement in the cash management system 10 of this embodiment is demonstrated in detail, referring drawings.

  In this embodiment, for example, a case where the cash management system 10 is used in a transport organization such as a postal company will be described as an example.

  FIG. 7 is an explanatory diagram for explaining the overall operation of the cash management system 10 in a transport organization.

  As shown in FIG. 7, before delivery, a user such as a staff member or a contact person withdraws changes from the cash processor 2 (S1). Then, the users such as the staff and the person in charge of the window perform the work in charge (S2). For example, when an outside staff member delivers, the staff member sends the settlement data to the settlement management server 3 by the mobile terminal 5 and registers the settlement data. Further, for example, when the person in charge at the counter performs business, the person in charge of the counter transmits the settlement data from the terminal 4 at the counter to the settlement management server 3 and registers the settlement data (S3). Thereafter, after delivery, the user deposits change and sales money into the cash processor 2 (S4).

  The cash management units 1-1 and 1-2 receive at least change amount data, sales data, and deposit / withdrawal data for each person in charge from the corresponding cash processors 2-1 and 2-2, respectively, at a predetermined timing. Get management data.

  Furthermore, the cash management unit 1-1 that performs collective management acquires the management data of the cash management unit 2-1 acquired by the other cash management unit 1-2 at a predetermined timing, and stores the acquired management data in the database 320. Save to.

  Next, the comparison determination process with the past change of money amount in the cash management part 1-1 is demonstrated in detail, referring drawings.

  FIG. 8 is a flowchart showing a comparison / determination process with the previous change in cash amount according to this embodiment.

  In the past change amount comparison determination unit 330, the past data acquisition unit 331 acquires the past change amount data stored in the database 320 (that is, the change amount data of the same type of the previous year). . In addition, the past data acquisition unit 331 also acquires from the database 320 data on the amount of change in the current cash processor 2-1 and 2-2.

  When the past data acquisition unit 331 acquires the data of the change in cash amount of the same day in the previous year, the past data comparison unit 332 determines the change in the money type of the same day in the previous year, the current cash processor 2-1 and Or, the amount of change in money type in 2-2 is compared.

  Specifically, if the amount of change in money type on the same day of the previous year is “A” and the amount of change in money type in the current cash processor 2-1 and / or 2-2 is “B”, The comparison unit 332 obtains a difference C between the “current cash amount 2-1 and 2-2 change in cash amount B” and “the change in money type A on the same day of the previous year” (S101). .

  When the difference C is “C> 0”, the past data comparison unit 332 determines that the change amount of the denomination is excessive. That is, it outputs that only the difference C is collected from the cash processor 2-1 or 2-2 (S103).

  When the difference C is “C <0”, the past data comparison unit 332 determines that the change amount of the denomination is insufficient. That is, it is output that the difference C is replenished from the cash machine 2-1 or 2-2 (S104).

  Further, when the difference C is “C = 0”, the past data comparison unit 332 determines that there is no shortage or excess of the change amount of the denomination and ends the process. At this time, a message indicating that there is no shortage or replenishment may be output.

  In addition, the shortage or excess in each cash processing machine 2-1 and 2-2 can be discriminate | determined by determining for every cash processing machine 2-1 and 2-2. Furthermore, it can be discriminate | determined whether the amount of change which should be prepared in the said branch is insufficient or excessive by comparing using the sum of the amount of change of money of the cash processing machine 2-1 and 2-2.

  Next, the operation of the comparison / determination processing of the change in change value of the change in this embodiment will be described in detail with reference to the drawings.

  FIG. 9 is a flowchart showing the change determination process of the change amount of change in this embodiment.

  In the change amount change comparison determination unit 340, the average change value calculation unit 342 obtains the change amount change amount of each day in the set period by denomination (S201).

  For example, an arbitrary date n is set. Here, the arbitrary date n is a date within the period set by the period setting unit 341.

  At this time, regarding the set period N, the date of today may be included in the set period and may be set to N days retroactively from the date of today, or the date of today may not be included in the set period and may be set to N days from the date of the previous day. .

  The average fluctuation value calculation unit 342 reads the management data of the cash processors 2-1 and 2-2 from the database 320, and changes the maximum number of change types (maximum value) Bn (max) on the date n, The minimum and maximum number (minimum value) Bn (min) of change money type is acquired.

  Then, the average fluctuation value calculation unit 342 determines whether there is a change in the money type on the date n based on the maximum change amount type Bn (max) in the change n and the change amount high / minimum number Bn (min). The high fluctuation number Wn is obtained.

  Here, for example, for any date n of the cash processing machine 2-1, the data of the change amount “X” before the transaction, the data of the change “Y” change after the change is dispensed. Assume that it is stored in the database 320.

  At this time, the average fluctuation value calculation unit 342 sets the change amount “X” before the transaction on the date “n” as the change amount maximum number Bn (max), and changes the change after the change is dispensed “ Assuming that “Y sheets” is the minimum change amount type Bn (min), the change number Wn of the change amount type on the date n is obtained.

  The average fluctuation value calculation unit 342 repeats the process of S201 until it obtains the fluctuation number Wn of the change amount type change amount for N days which is the set period (S202).

  Then, when the change number Wn of the change amount type for the set period N days is acquired (S202), the average change value calculation unit 342 obtains the change type average change number I (S203).

  For example, the average fluctuation value calculation unit 342 adds the change amount Wn of change amounts Wn for each day within the set period, and obtains the value divided by the number N of days of the set period as the change type I average change number I.

  Next, the required number calculation unit 343 compares the current change type I average change number I obtained by the average change value calculation unit 342 with the current change type change amount (number) B, It is determined whether or not the type of change is insufficient (S204).

  Here, the average change amount I of recent change in change money type and the current change in change type B of the change in money amount are compared with the number of sheets corresponding to the current transaction trend of the cash processors 2-1 and 2-2. This is in order to determine whether or not to make money change.

  In S204, when the change amount A at the current time B is equal to or less than the average change amount I of the change in the current change (BI ≦ 0), the change replenishment determination unit 344 is insufficient (BI). ) Is loaded into the corresponding cash processors 2-1 and 2-2 (S205).

  On the other hand, in S204, when the current change amount A change amount B exceeds the current change amount type change amount I (B-I> 0), the required number calculation unit 343 displays the average change value calculation unit 342. Whether or not the amount of change in the money type is insufficient by comparing the average change number I of the change in the change amount obtained in the past with the amount of change A in the change amount (number) A in the past (for example, the previous year) Is discriminated (S206).

  In S206, when the change A in the past change money type exceeds the recent change money type average fluctuation number I (that is, A-I = D> 0), the change replenishment determination unit 344 determines the corresponding cash D is recovered from the processors 2-1 and 2-2 (S208).

  On the other hand, in S206, when the change A in the past change money type is less than the recent change in change money type average I (that is, A−I = D <0), the change replenishment determination unit 344 has an insufficient D The minutes are loaded into the corresponding cash processors 2-1 and 2-2 (S209).

  In S206, when D = 0, the change replenishment determination unit 344 determines that there is no shortage or excess change in the change money type, and ends the process.

  Next, the operation of the change / prediction prediction process of this embodiment will be described in detail with reference to the drawings.

  FIG. 10 is a flowchart showing the change prediction process according to this embodiment.

  In the change amount prediction unit 350, the sales amount acquisition unit 351 acquires sales data from the database 320. Here, the sales acquisition unit 351 acquires sales data of each person in charge, for example. In other words, the change amount prediction unit 350 predicts the change amount required for each person in charge.

  The denomination number calculation unit 350 calculates the number of denominations with changes in the amount of money based on the acquired sales data.

Specifically, as shown in FIG. 10, the denomination calculating unit 350 sets “X” as the amount of acquired sales and “L” as the maximum amount that can be paid as change. Further, since the highest denomination is in units of 10,000 yen, the denomination number calculating unit 350 calculates the maximum amount L that can be paid as change according to the equation (1) (S301).

L = {10000- (X mod 10000)} (1)
Equation (1), - it means "10,000 yen amount of the remainder of the sales proceeds were divided by 10,000 yen".

Here, when the maximum amount L that can be paid as change is “L> 0”, the denomination number calculation unit 350 proceeds to S303. If the amount L for calculating the change amount is “L ≦ 0”, the denomination number calculation unit 350 proceeds to S306 (S302).

The denomination number calculating unit 350 uses the amount of money L , for example, the mod function of Expressions (3-1) to (3-7) and the tru of Expressions (4-1) to (4-8). The required number of denominations is calculated using the nc function.

mod ( L / 5000) = M1 (3-1)
mod (M1 / 1000) = M2 (3-2)
mod (M2 / 500) = M3 (3-3)
mod (M3 / 100) = M4 (3-4)
mod (M4 / 50) = M5 (3-5)
mod (M5 / 10) = M6 (3-6)
mod (M6 / 5) = M7 (3-7)
run c (5000 / L ) = N1 (the number of change of 5,000 tickets) ... (4-1)
run c (1000 / M1) = N2 (the number of change of thousand tickets) (4-2)
run c (500 / M2) = N3 (the number of change of 500 yen coins) ... (4-3)
run c (100 / M3) = N4 (the number of change of 100 yen coins) ... (4-4)
run c (50 / M4) = N5 (number of coins of 50 yen coins) ... (4-5)
run c (10 / M5) = N6 (number of 10-yen coin change) (4-6)
run c (5 / M6) = N7 (the number of change of 5-yen coins) ... (4-7)
run c (1 / M7) = N8 (number of 1-yen change) (4-8)
The method for calculating the number of denominations will be described using a specific example.

For example, it is assumed that the sales proceeds X = 122,200 yen.

In this case, the denomination number calculating unit 351 obtains the maximum amount L that can be paid as change according to the equation (1).

L = 10,000 yen-2,200 yen = 7,800 yen (2)
Next, the denomination number calculation unit 351, based on the mod function of Expressions (3-1) to (3-7), M1 = 2,800 yen, M2 = 800 yen, M3 = 300 yen, M4 = Calculate 0 yen, M5 = 0 yen, M6 = 0 yen, and M7 = 0 yen.

Then, KimuTane number calculation unit 351, the formula (4-1 Formula (4-8) on the basis of tru nc function, N1 = trun c (5,000 yen for determining the number of denominations as follows / 7,800 yen) = 1 sheet N2 = run c (1,000 yen / (7,800 yen mod 5,000 yen)) = 2 sheets N3 = run c (500 yen / (2,800 yen mod 1, 000 yen)) = 1 sheet N4 = run c (100 yen / (800 yen mod 500 yen)) = 3 sheets N5 = run c (50 yen / (300 yen mod 100 yen)) = 0 sheets N6 = run c ( 10 yen / (0 yen mod 50 yen)) = 0 sheets N7 = run c (5 yen / (0 yen mod 10 yen)) = 0 sheets N8 = run c (1 yen / (0 yen mod 5 yen) = 0 In the case of sales 122,200 yen as above, denomination The number calculation unit 351 obtains 5,000 yen coupons: 1, 1000 yen coupons: 2, 500 yen coins: 1, 100 yen coins: 3 as denominations for the maximum amount to be paid as change.

  Next, the change replenishment determination unit 353 obtains the total value K of the change amount necessary for all persons in charge based on the calculation result of S303. Then, the change replenishment determination unit 353 compares the current change amount B with the total value K of the required change amount (S305).

  If (BK)> 0, the change replenishment determination unit 353 moves the process to S306. That is, the process of comparing and discriminating the past change in cash amount shown in FIG.

  On the other hand, in the case of (BK) ≦ 0, the change replenishment determining unit 353 determines that the change is insufficient for (BK) (S307).

  The discrimination result output unit 370 outputs the discrimination result of S307 or FIG.

  Next, the operation of the cash adjustment process of this embodiment will be described in detail with reference to the drawings.

  FIG. 11 is a flowchart showing the cash adjustment process of this embodiment.

  The cash balance adjustment unit 360 acquires the change amount of cash before and after the transaction of the cash processors 2-1 and 2-2 stored in the database 320 and the data of the cash amount from the database 320 (S401).

  FIG. 12 is an explanatory diagram for explaining the change in the amount of cash and the amount of cash before the transactions of the cash processors 2-1 and 2-2.

  As shown in FIG. 12, the change in cash and cash before the transaction of the cash processor 2-1 is 50,000 yen, and the change in cash and cash before the transaction of the cash processor 2-2 is Suppose that it is 50,000 yen.

  Next, the cash balance adjustment unit 360 acquires management data of each of the cash processors 2-1 and 2-2 after the transaction (that is, after deposit) from the database 320 (S402).

  FIG. 13 is an explanatory diagram for explaining management data after transactions of the cash processors 2-1 and 2-2.

  As shown in FIG. 13, the management data includes items of “withdrawal source”, “payment source”, “total sales”, and “change in cash”. “Withdrawal source” and “Payment source” indicate the source of withdrawal and the source of payment by each person in charge. In addition, “payment source” describes the sales amount and the return amount as change in each of the cash processors 2-1 and 2-2. Further, “total sales” and “change balance” are the total sales and total change.

  The cash appropriation processing unit 361 has changed amounts of cash before and after the transaction shown in FIG. 12, and changed amounts of cash before and after the transaction shown in FIG. The height is compared (S403).

  And the cash appropriation processing part 361 calculates | requires the reduction | decrease amount of change amount when the change amount of money of each cash processing machine 2-1 and 2-2 reduces based on a comparison result (S404). Then, the cash appropriation processing unit 361 reduces the amount corresponding to the decrease from the sales amount, and adds the amount corresponding to the decrease to the change in the amount of change (S405).

  Moreover, when the cash amount of each cash processing machine 2-1 and 2-2 increases based on a comparison result, the cash allocation processing part 361 calculates | requires the increase amount of a cash amount (S406). Then, the cash allocation processing unit 361 reduces the amount corresponding to the increase from the change in the amount of money and adds the amount corresponding to the decrease to the sales (S407).

  For example, in the case of FIG. 13, it is assumed that the person in charge 1 and the person in charge 3 make a withdrawal with the cash processing machine 2-1 and deposit with the cash processing machine 2-2. Further, it is assumed that the person in charge 4 withdraws money with the cash processor 2-2 and deposits with the cash processor 2-1.

  In this case, the cash appropriation processing unit 361 has a change in cash amount of 50,000 yen (see FIG. 12) before the transaction of the cash processor 2-1 and a change in cash amount before adjustment of the cash processor 2-1 of 10,000. Compare with the circle (see FIG. 13).

  Then, the cash appropriation processing unit 361 recognizes that the change in cash amount for the cash processing machine 2-1 has decreased by 40,000 yen.

  Therefore, for cash processing machine 2-1, the cash appropriation processing unit 361 reduces 40,000 yen corresponding to the decrease from the total sales before adjustment of 40,000 yen, and the change in monetary amount before adjustment is 10,000 yen. Is added 40,000 yen equivalent to the reduction amount.

  In addition, the cash appropriation processing unit 361 includes a change of 50,000 yen before the transaction of the cash processor 2-2 (see FIG. 12) and a change of 140,000 yen before the adjustment of the cash processor 2-2. (See FIG. 13).

  Then, the cash appropriation processing unit 361 recognizes that the change in cash amount for the cash processing machine 2-2 has increased by 40,000 yen.

  Therefore, for the cash processor 2-2, the cash appropriation processing unit 361 subtracts 40,000 yen corresponding to the increase from the change in the monetary amount 140,000 before adjustment, and the total sales 250,000 before adjustment. Add 40,000 yen equivalent to the increase to the yen.

  As described above, it is possible to balance the amount of change between the cash processors 2-1 and 2-2.

  In addition, about the sales proceeds of the cash processing machines 2-1 and 2-2, the cash management apparatus 1-1 manages the sales proceeds of the cash processing machines 2-1 and 2-2 in a lump. Therefore, the cash management apparatus 1-1 can correctly calculate the sales even if the withdrawal source and the withdrawal source are different.

(A-3) Effect of the Embodiment As described above, according to this embodiment, the amount of change of money on the same day as the previous year, the amount of money of the latest denomination, and the number of necessary change denominations calculated from sales. It is possible to determine whether or not excess change is stored or whether or not the change is insufficient, and an appropriate change amount can be calculated. Further, according to this embodiment, the mental burden on the manager is reduced, and it becomes possible for the company to allocate surplus cash to other investments.

(B) Other Embodiments Although various modified embodiments have been described in the above-described embodiments, the present invention can also be applied to other modified embodiments as described below.

(B-1) In the above-described embodiment, the method of preventing the shortage of the change amount and the change of change balance stored in the cash processing machine by installing a plurality of cash processing machines has been described. However, by applying the above-described embodiment, the sales can be collected from one cash management device.

  That is, the cash management apparatus can manage cash stored in a plurality of cash processors. Cash deposited into the cash handling machine consists of sales and change to be returned. Therefore, in the above-described embodiment, the amount of change can be managed by paying attention to the amount of change in the stored cash, but the amount of money to be collected can also be managed by paying attention to the amount of sales.

(B-2) In embodiment mentioned above, the case where it applied to the cash management system in the branch of a transport organization was illustrated. However, the present invention is not limited to a cash management system in a transport organization. The present invention is not limited to a cash management system in a certain branch, but can be applied to a cash management system between a plurality of branches.

  DESCRIPTION OF SYMBOLS 10 ... Cash management system, 1-1 and 1-2 ... Cash management apparatus, 2-1 and 2-2 ... Cash processing machine, 310 ... Management data acquisition part, 320 ... Database, 330 ... Past change amount judgment part 340... Change change comparison determination unit 350. Change change prediction unit 360. Cash balance adjustment unit.

Claims (6)

Storage means for storing past denomination change amount data in a plurality of cash processors;
Management data acquisition means for acquiring current money type change amount data stored in each of the plurality of cash processors,
Obtain the fluctuation value of the change in cash amount by type in each cash processing machine over a predetermined period, compare the change value of the change in money type and the past change data of the change in money type, and the comparison result Based on the money type change amount change value comparison determination means for determining the money type change amount to be stored in each cash processing machine,
A cash management apparatus comprising: a judgment result output means for outputting a judgment result of money amount change. The above-mentioned money type change value change determination means ,
Based on the fluctuation value of the change in cash amount of each cash processor over a predetermined period and the current money type change amount data of each cash processor, the current money type change amount data is the above money. When the fluctuation value of the type change amount is exceeded, it is stored in each cash processor on the basis of the comparison result between the change value of the change amount of money type and the data of change amount of money of the previous type. The cash management apparatus according to claim 1 , wherein the cash management apparatus determines whether or not the amount of change in money should be changed. The above-mentioned money type change value change determination means ,
Based on the maximum and minimum values of each type of cash amount obtained from each cash processor above, the fluctuation value of each type of cash amount is calculated, and each day's money type change within a predetermined period. The cash management device according to claim 1 or 2 , wherein an average fluctuation value of the cash amount is a fluctuation value of the change in cash amount of each cash processing. Storage means for storing past denomination change amount data in a plurality of cash processors;
Management data acquisition means for acquiring current money type change amount data stored in each of the plurality of cash processors,
The current cash type change amount data of each cash processing machine is compared with the past money type change amount data of the corresponding cash processing machine of the storage means, and each cash process is based on the comparison result. A money type change amount judgment means for judging the money type change amount to be stored in the machine;
Judgment result output means for outputting the judgment result of money amount change
With
The above-mentioned money type change determination means
Based on the sales data obtained from each of the above cash processing machines, the cash type cash value to be prepared for each cash processing machine is predicted, the predicted cash type cash value and the current money type cash value data And a denomination change prediction unit for denominations according to the denominations for determining the denominations of denominations to be stored in the respective cash processors based on the comparison results.
Cash management apparatus shall be the feature and this. Multiple cash machines,
In a cash management system comprising: a cash management device that performs cash management of the plurality of cash processing machines based on management data acquired from the plurality of cash processing machines,
The cash management device
Storage means for storing past denomination change amount data in the plurality of cash processors;
Management data acquisition means for acquiring current money type change amount data stored in each of the plurality of cash processors,
Obtain the fluctuation value of the change in cash amount by type in each cash processing machine over a predetermined period, compare the change value of the change in money type and the past change data of the change in money type, and the comparison result Based on the money type change amount change value comparison determination means for determining the money type change amount to be stored in each cash processing machine,
A cash management system comprising: a judgment result output means for outputting a judgment result of money amount change. In the cash management program of the cash management device that performs cash management of multiple cash processors,
The cash management device comprises storage means for storing past denomination change amount data in the plurality of cash processors,
Computer
Management data acquisition means for acquiring current denomination change data stored in each of the plurality of cash processing machines,
The change value of the change in cash amount by type in each cash processor is obtained over a predetermined period, and the change value of the change in money type is compared with the change data of the change in money type in the past. Based on the money type change amount change value comparison determination means for determining the money type change amount to be stored in each cash processing machine ,
A cash management program that functions as a judgment result output means for outputting a judgment result of money amount change.

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