JP5857331B2 - Transaction information registration system, method, and computer program - Google Patents

Description

  The present invention relates to a technique for registering information necessary for refueling service transactions.

Conventionally, at a gas station, a credit card is often used for settlement of expenses at the time of refueling. However, in recent years, various cards are provided with a credit function, and customers have many credit cards.
However, even if you own a lot of credit cards, the credit card that is actually used as the main card is often decided, and this credit card is used for refueling. In some cases, the application is determined.

  On the other hand, in recent years, self-type gas stations have increased in response to requests for cost reduction. In a self-service gas station, it is assumed that the customer himself is responsible for everything from refueling to settlement of expenses. Therefore, it is necessary for a gas station operator to prepare a system that makes it easy and easy even for unskilled customers to perform a series of operations from refueling to cost settlement.

  In this regard, Patent Document 1 is a system including a fuel supply device that reads the identification information of an RFID tag attached to a vehicle with a reader / writer and performs a fuel supply service, and for identifying the vehicle as the identification information. There has been proposed information that records at least one of vehicle identification information, replenishment information indicating a replenishment location and a replenishment amount, and privilege information corresponding to the replenishment amount.

  Moreover, in patent document 2, the vehicle-mounted apparatus provided with the communication means which is mounted in a vehicle and communicates with the exterior using narrow area | region radio | wire, and the vehicle fuel sales side, provided in the limited communication area A service station in a vehicular fuel sales office, comprising a fixed station that performs various controls based on information obtained from the on-vehicle device by performing wireless communication with the on-vehicle device that exists, the fixed station, Proposals have been made to perform management control related to fuel supply and payment, or management control for guidance to a fuel supply location, in accordance with the vehicle-side request content obtained from the in-vehicle device.

JP 2010-163187 A JP 2001-213286 A

  However, in the system described in Patent Document 1, since identification information is attached to a vehicle, when a plurality of vehicles are used, the identification information must be attached to each vehicle. Furthermore, at the time of settlement, a series of processes must be performed manually, which is troublesome.

  Moreover, in the system described in Patent Document 2, in order to recognize an in-vehicle device mounted on a vehicle, an electromagnetic wave is always transmitted by narrow-band radio. In addition, regarding payment, credit card information is acquired from the in-vehicle device and credit is given. However, it is not preferable that the in-vehicle device has the credit card information itself.

  SUMMARY OF THE INVENTION An object of the present invention is to provide a system that registers and manages information necessary for a transaction in advance in order to provide a smooth refueling service to a customer.

  In order to achieve the above object, a transaction information registration system according to one aspect of the present invention is a credit information management device that grants credit approval for a transaction by a credit card, and information that is installed in a service station and stored in an IC tag. Setting information when refueling is configured such that a store terminal connected to a reader / writer that reads and writes data and a transaction information management device that manages customer payments are communicable via a network and stored in an IC tag And a system for registering information for settling the price of the refueling service provided to the customer based on identification information that can uniquely identify the customer, wherein the store terminal A credit inquiry request transmitting means for transmitting the credit card transaction card information together with the credit card transaction credit request; A determination result receiving unit that receives a determination result of whether or not credit is permitted for the transaction by the credit card from an information management device; an information reading unit that reads the identification information from the IC tag by the reader / writer; and As a result, when credit for the transaction by the credit card is approved, transaction information transmitting means for transmitting the card information and the identification information to the transaction information management device, and as a result of the credit inquiry, by the credit card A setting information receiving means for receiving an input of the setting information when a credit for a transaction is approved; and an information writing means for writing the setting information into the IC tag by the reader / writer. The management device is a transaction information receiver who receives the card information and the identification information from the store terminal. Transaction information storage means for storing the received card information and the identification information in association with each other, and the credit information management device includes credit information storage means for storing credit information of the credit card, Refer to the credit inquiry request receiving means for receiving the credit card information together with the credit card transaction request from the store terminal and the credit information storage means, and based on the card information, the credit card transaction request is received. It is characterized by having a credit acceptability judging means for judging credit acceptability and a judgment result transmitting means for sending a credit acceptability judgment result for the transaction by the credit card to the store terminal.

  The store terminal further includes a password receiving means for receiving an input of a password from the customer, and the transaction information transmitting means sends the card information, the identification information, and the transaction information management device. The transaction information management device, the transaction information receiving means receives the card information, the identification information, and the password from the store terminal, and the transaction information storage means The received card information, the identification information, and the personal identification number may be stored in association with each other.

The reader / writer enables the wireless function to read / write information stored in the IC tag each time the identification information is read by the information reading means and the setting information is written by the information writing means. It is good also as what receives / transmits the electromagnetic wave for performing and reads / writes each information.

  The IC tag may be attached to a key holder.

  The IC tag may be built in a mobile terminal used by the customer.

  Further, a transaction information registration method according to another aspect of the present invention has a credit information storage means for storing credit information of a customer's credit card, and a credit information management device that gives credit approval for a transaction by a credit card; A system in which a store terminal installed in a service station and connected to a reader / writer that reads and writes information stored in an IC tag and a transaction information management device that manages customer payments are configured to communicate with each other via a network. By the method for registering the information for settlement of the price of the refueling service provided to the customer by the setting information when refueling stored in the IC tag and the identification information that can uniquely identify the customer Then, the credit information management device sends a credit inquiry request for the credit card transaction to the credit information management device. A process of transmitting the card information of the credit card, a process of receiving a determination result of whether credit is permitted for the transaction by the credit card from the credit information management device, and the reader / writer reads the identification information from the IC tag When the credit for the transaction by the credit card is approved as a result of the processing and the credit inquiry, the processing for transmitting the card information and the identification information to the transaction information management device, the result of the credit inquiry, The transaction information management device executes a process of accepting input of the setting information when a credit for a transaction by the credit card is approved, and a process of writing the setting information to the IC tag by the reader / writer, The process of receiving the card information and the identification information from the store terminal, The credit card information and the identification information are associated with each other and stored in a transaction information storage means, and the credit information management device, from the store terminal, together with a credit inquiry request for the transaction by the credit card, A process of receiving card information, a process of determining whether or not credit for a transaction by the credit card is based on the card information with reference to the credit information storage means, and And a process of transmitting a determination result of whether or not credit is possible for the transaction.

  Further, a computer program according to still another aspect of the present invention includes a credit information management device that has credit information storage means for storing credit information of a customer's credit card, and gives credit approval for a transaction by the credit card, and a service A system in which a store terminal installed in a station and connected to a reader / writer that reads and writes information stored in an IC tag and a transaction information management device that manages customer payments are configured to communicate via a network. Transaction information registration for registering information for settlement of the refueling service provided to the customer, based on the setting information for refueling stored in the IC tag and identification information for uniquely identifying the customer A program for causing the system to function as a system, wherein the store terminal uses the credit information management device to A process for transmitting credit card transaction information with a credit card transaction request, a process for receiving a credit card transaction determination result from the credit information management device, and a reader / writer When the credit for the transaction by the credit card is approved as a result of the process of reading the identification information from the IC tag and the credit inquiry, the card information and the identification information are sent to the transaction information management device. , A process of accepting input of the setting information when credit for a transaction by the credit card is approved as a result of the credit inquiry, and the setting information is written to the IC tag by the reader / writer And the store terminal is executed by the transaction information management device. The process of receiving the card information and the identification information, and the process of associating the received card information and the identification information and storing them in the transaction information storage means, the credit information management device, A process for receiving the credit card transaction request from the store terminal together with the credit card transaction request, and referring to the credit information storage means, based on the credit card information to determine whether the credit card transaction is acceptable. A process of determining and a process of transmitting to the store terminal a result of determining whether or not the credit card transaction is acceptable are executed.

According to the present invention, information necessary for the transaction can be registered in advance, so that a smooth refueling service can be provided to the customer.
In addition, the customer does not have to carry the credit card necessary for payment, so it is easy and safe.

It is the functional block diagram which showed the function with which the transaction information registration system which concerns on embodiment of this invention is provided. In the transaction information registration system which concerns on this embodiment, it is the figure which showed an example of the data memorize | stored in a transaction information storage part. In the transaction information registration system which concerns on this embodiment, it is the figure which showed an example of the data memorize | stored in a credit information storage part. In the transaction information registration system which concerns on this embodiment, it is the figure which showed an example of the data memorize | stored in a setting information storage part. It is the sequence diagram which showed the flow of a series of processes by the transaction information registration system which concerns on this embodiment. It is the sequence diagram which showed the flow of a series of processes by the transaction information registration system which concerns on this embodiment. It is the sequence figure which showed the flow of the process when a fueling service is provided and a payment process is performed based on the transaction information registration system which concerns on this embodiment. It is the sequence figure which showed the flow of the process when a fueling service is provided and a payment process is performed based on the transaction information registration system which concerns on this embodiment. It is the figure which showed the example of an output of the setting information shown when a fuel supply service is provided based on the transaction information registration system which concerns on this embodiment. It is the figure which showed another output example of the setting information shown when a fuel supply service is provided based on the transaction information registration system which concerns on this embodiment. It is the functional block diagram which showed the function with which the transaction information registration system which concerns on another embodiment of this invention is provided.

Next, a transaction information registration system according to an embodiment of the present invention will be described with reference to the drawings.
As shown in FIG. 1, the transaction information registration system according to this embodiment includes a transaction information management device 1, a store terminal 2, a credit information management device 3, and an IC tag 4.
Among these, the transaction information management device 1, the store terminal 2, and the credit information management device 3 are configured to be communicable via a network NW such as the Internet.

  In the present embodiment, only one store terminal 2 and one IC tag 4 are shown, but actually, there are a plurality of store terminals 2 depending on the number of stores, and the transaction according to the present embodiment There are a plurality of IC tags 4 according to the number of customers who use the information registration system. Further, with respect to the credit information management device 3, there may be a plurality of credit information management devices 3 for each credit card company that issues different types of credit cards.

The transaction information management device 1 is a device that stores information necessary to settle the price of the refueling service provided to the customer and supplies this information to each terminal as necessary.
The transaction information management device 1 includes a CPU (Central Processing Unit), a computer program executed by the CPU, a RAM (Random Access Memory) storing a computer program and predetermined data, a ROM (Read Only Memory), and an external device such as a hard disk drive. The storage device constitutes a functional block including a transaction information storage unit 11, an extraction processing unit 12, and a communication processing unit 13.

The transaction information storage unit 11 is a storage unit that stores information and the like necessary for performing payment of compensation after providing a refueling service to a customer.
For example, as shown in FIG. 2, the transaction information storage unit 11 can store, as transaction information, identification information, card information including information related to a credit card number and an expiration date, and a password. .

The identification information is information stored in the IC tag 4 and is information that can uniquely identify a customer.
The credit card number is an identification number of a credit card used when using a fueling service provided based on the transaction information registration system according to the present embodiment.
The personal identification number is information for authenticating a customer who is a holder of a credit card associated with each other, and is referred to when registering or changing information regarding the handling and management of the credit card.

  Prior to providing the customer with a refueling service, the extraction processing unit 12 refers to the transaction information storage unit 11 in response to a request from the store terminal 2 and extracts card information associated with predetermined identification information. Execute. Note that the card information is information related to a credit card and includes information related to a credit card number and an expiration date.

The communication processing unit 13 is a processing unit that executes data transmission / reception processing in accordance with a predetermined protocol with the transaction information management device 1 and the credit information management device 3 via a network NW such as the Internet.
For example, the communication processing unit 13 can uniquely identify the customer as the information to be registered in the transaction information storage unit 11 from the POS terminal 2a, the card information including the credit card number and expiration date information of the credit card used by the customer. Receive the correct identification information.

The store terminal 2 is a terminal installed in a store that provides services to customers.
The store in this embodiment is a service station or a gas station, and provides a refueling service to customers. In particular, in the present embodiment, a self-standing stand where the customer refuels himself is taken into consideration.

The store terminal 2 includes a POS terminal 2a, a reader / writer 2b, a refueling machine 2c, and a CAT terminal 2d.
The POS terminal 2a, the reader / writer 2b, the refueling machine 2c, and the CAT terminal 2d constituting the store terminal 2 are connected via a predetermined communication line network and can exchange data with each other.

The POS terminal 2a (point of sale system: point-of-sale information management) is a terminal for performing sales accounting by a refueling service provided to a customer.
The POS terminal 2a includes a CPU (Central Processing Unit), a computer program executed by the CPU, a RAM (Random Access Memory) storing a computer program and predetermined data, a ROM (Read Only Memory), and an external storage such as a hard disk drive. A functional block including a settlement processing unit 21, a communication processing unit 22, and an input / output processing unit 23 is configured by the apparatus.

The checkout processing unit 21 executes a process for calculating the value of the fueling service provided to the customer.
In this process, referring to a predetermined table storing the unit price for each type of fuel , the amount corresponding to the oil type and the amount of fuel supplied to the customer is calculated.
It is also possible to execute processing such as issuing a slip in accordance with the settlement of the value of the refueling service.

The communication processing unit 22 is a processing unit that executes data transmission / reception processing with the transaction information management device 1 and the credit information management device 3 through a network NW such as the Internet according to a predetermined protocol.
For example, the communication processing unit 22 can uniquely identify the customer or the IC tag 4 with the card information including the credit card number and expiration date information of the credit card used by the customer with the transaction information management device 1. Along with the information, a registration request for the information to the transaction information storage unit 11 is transmitted.
Also, a credit inquiry request is transmitted to the credit information management device 3 together with the card information acquired from the transaction information management device 1 .

The input / output processing unit 23 includes an input processing unit configured by a touch panel or the like for inputting data, and an output processing unit configured by a display or a speaker for outputting data.
For example, when the customer is registered, the input / output processing unit 23 receives an input of a password for authenticating the customer and setting information related to the oil type and the amount of oil supplied at the time of refueling.
The input / output processing unit 23 may be installed in the store, beside the refueling machine 2c, or installed at an appropriate place according to the convenience of work.

The reader / writer 2b is a device that can read information stored in the IC tag 4 and write information in the IC tag 4, and performs communication control for controlling the operation of the antenna coil. Device. Further, a communication processing unit and supplies the information to be written into the IC tag 4 or received from the POS terminal 2 a, the information read from the IC tag 4 to the POS terminal 2 a.

  The reader / writer 2b generates an induced electromotive force in the IC tag 4 by sending out electromagnetic waves, thereby operating the control mechanism on the IC tag 4 side. Then, by transmitting a question signal to the IC tag 4 and receiving a response signal corresponding to the inquiry signal from the IC tag 4, information stored in the IC tag 4 is read or a write request signal is transmitted to the predetermined information. At the same time, information can be written to the IC tag 4 by transmitting to the IC tag 4.

The reader / writer 2b normally disables a wireless function for transmitting an electromagnetic wave for generating an induced electromotive force in the IC tag 4, transmitting a question signal, or receiving a response signal. 2a, a request for acquiring the identification information stored in the identification information storage unit 41, a request for acquiring the setting information stored in the setting information storage unit 42, or a request for writing the setting information to the setting information storage unit 42. Each time it is received, it activates the wireless function and reads and writes predetermined information. Then, by supplying the information requested to be read to the POS terminal 2a or writing the information requested to be written to the IC tag 4, the wireless function is again activated when the processing requested from the POS terminal 2a is completed. Disable it.
As a result, the reader / writer 2b activates the wireless function within the minimum necessary range, so that the influence of electromagnetic waves on the surroundings can be minimized.

The refueling machine 2c is a device for refueling a vehicle or the like used by a customer in response to a customer request.
The fueling device 2c includes an oil storage mechanism such as a tank for storing various fuels such as high-octane, regular, and light oil, and a fuel supply mechanism such as a nozzle and a pump for supplying the fuel stored in the tank to a customer's vehicle, etc. In addition to a mechanism required for refueling, such as a measurement mechanism for measuring the amount of refueling, a communication processing unit that supplies data related to refueling to the POS terminal 2a is provided.

  The CAT terminal 2d is a so-called credit authorization terminal, and has a function of reading a magnetic stripe of a credit card, a communication function of communicating with the credit information management device 3 via the network NW, and the like. And by these functions, in order to confirm the validity of the credit card used by the customer, the credit information management device 3 is inquired of the credit based on the card information. The credit result obtained from the credit information management device 3 is supplied to the POS terminal 2a.

The credit information management device 3 is a terminal installed in a credit card company or the like, and is a terminal that processes information relating to whether or not credit approval is given for a transaction based on a credit card.
The credit information management device 3 includes a CPU (Central Processing Unit), a computer program executed by the CPU, a RAM (Random Access Memory) storing a computer program and predetermined data, a ROM (Read Only Memory), and a hard disk drive. The external storage device constitutes a functional block including a credit information storage unit 31, a credit availability determination unit 32, and a communication processing unit 33.

The credit information storage unit 31 is a storage unit that stores credit information related to a credit card used by a customer.
For example, as shown in FIG. 3, the credit information storage unit 31 stores credit information, attribute information, and usage information in association with each other for each credit card number.

The credit information is information for determining whether or not credit is permitted for the use of the credit card, and is composed of information such as an expiration date, a limit frame, and presence / absence of registration in the black list.
The attribute information is information relating to the attribute of the credit card holder, and is composed of information such as the holder's name, address, telephone number, date of birth, annual income, and work place.
The usage information is information related to the usage history of the credit card, and includes information such as usage date, usage amount, and member store. This usage information is accumulated when a refueling service is provided to a customer and transaction information such as compensation information based on the service is received.

The credit availability determination unit 32 is a functional unit that refers to the credit information storage unit 31 and determines whether credit is permitted for a transaction by a credit card related to the card information based on the card information.
Based on the credit information stored in the credit information storage unit 31, the credit availability determination unit 32 determines whether the credit card designated by the credit card number has expired or the transaction amount exceeds the limit frame. And whether it is registered in the black list, etc., and determines whether or not the credit is acceptable. In determining whether or not the transaction amount exceeds the limit, information on the usage amount is referred to as appropriate.

The communication processing unit 33 is a processing unit that executes data transmission / reception processing between the transaction information management device 1 and the store terminal 2 according to a predetermined protocol via a network NW such as the Internet.
The communication processing unit 33 receives, for example, a credit card transaction credit inquiry request with the store terminal 2 and transmits a credit card transaction credit decision result.

The IC tag 4 is a passive non-contact electronic device that stores electronic data and can execute a predetermined information processing operation by receiving an electromagnetic wave transmitted from the reader / writer 2b.
The IC tag 4, or receive and transmit electromagnetic waves between the reader writer 2 b, and an antenna coil or to generate an induced electromotive force by electromagnetic waves received, CPU as a control unit (Central Processing Unit) or EEPROM ( A functional unit including an identification information storage unit 41, a setting information storage unit 42, a transmission / reception processing unit 43 , and an information processing unit 44 is configured by an IC chip or the like in which a memory such as an electrically erasable programmable read-only memory is unitized.

  The identification information storage unit 41 is information for uniquely identifying a customer, and is a storage unit that can store identification information unique to each IC tag.

The setting information storage unit 42 is a storage unit that can store information regarding service contents when a customer receives a fueling service.
For example, as shown in FIG. 4, the setting information storage unit 42 stores information such as the type of oil such as fuel to be supplied and the amount of oil supplied.

The oil type is a type of fuel, and there are types such as high-octane (gasoline), regular (gasoline), light oil, and kerosene.
The amount of oil supply can be set by a method such as full tank, a predetermined amount (for example, 3000 yen), a predetermined amount (for example, 30 liters), and the like.

The transmission / reception processing unit 43 is a processing unit for transmitting / receiving data to / from the reader / writer 2b.
The transmission / reception processing unit 43 receives a question signal or a write request signal from the reader / writer 2b, or transmits setting information to the reader / writer 2b based on an instruction from the information processing unit 44.

  The information processing unit 44 acquires identification information from the identification information storage unit 41 based on the question signal from the reader / writer 2b, and causes the transmission / reception processing unit 43 to transmit the identification information to the reader / writer 2b, or from the reader / writer 2b. The setting information is written in the setting information storage unit 42 based on the write request signal.

  The IC tag 4 in the present embodiment is configured as a key holder provided with a ring for attaching a key or the like, or built in the key holder or built in a mobile phone used by the customer. It is better to configure in a convenient form. In particular, if it is configured as a key holder, it is suitable as an item associated with driving the vehicle.

Next, a flow of a series of processes by the transaction information registration system according to the present embodiment will be described with reference to FIGS.
When a customer visits a store or the like and performs registration for receiving a refueling service using the IC tag 4, first, the customer is presented with a credit card used for the refueling service.
Then, when the card information including the credit card number and the expiration date information is acquired from the credit card by the CAT terminal 2d, the card information is transmitted to the credit information management device 3 together with a credit inquiry request for confirming the validity of the credit card. (S101).

The credit information management device 3 that has received this information determines whether or not the credit is acceptable for the transaction based on the credit card related to the card information by referring to the credit information storage unit 31 based on the card information. (S102).
The determination result of the credit availability is transmitted to the CAT terminal 2d by the communication processing unit 33 (S103).

  The store terminal 2 that has received the credit approval / disapproval determination result by the CAT terminal 2d determines whether the credit is not accepted according to the determination result of the credit approval / disapproval (S104), a message to that effect on the POS terminal 2a, etc. Is displayed, and the series of processing is terminated (S105).

On the other hand, if the credit is approved, the POS terminal 2a issues an acquisition request for the identification information of the IC tag 4 to the reader / writer 2b (S106).
In response to this, the reader / writer 2b enables the wireless function (S107), and acquires identification information from the IC tag 4 held over a predetermined reading unit (S108).
The reader / writer 2b disables the wireless function when the supply of the identification information is completed (S109).

The POS terminal 2a further receives an input of a personal identification number arbitrarily determined by the customer via the input / output processing unit 23 (S110). Thereby, card information including a credit card number and expiration date information, identification information, and a personal identification number are aligned as transaction information used for a fueling service provided to a customer.
The POS terminal 2a transmits these card information, identification information, and password to the transaction information management apparatus 1 (S111).

Upon receiving this, the transaction information management device 1 stores the customer's card information, the identification information of the IC tag 4, and the password determined by the customer in the transaction information storage unit 11 in association with each other (S112).

Further, the POS terminal 2a accepts input of setting information related to the refueling service such as the oil type and the refueling amount when providing the refueling service by the input / output processing unit 23 (S113).
In addition, although setting information consists of the combination of the oil seed | species at the time of refueling, and the amount of oil supply, it is not restricted to one combination in particular, A plurality of combinations can be received by the customer arbitrarily.
When receiving the input of the setting information, the POS terminal 2a issues a write request for the received setting information to the reader / writer 2b (S114).

In response to this, the reader / writer 2b validates the wireless function (S115), and writes the setting information in the setting information storage unit 42 of the IC tag 4 (S116).
When the writing is completed, the reader / writer 2b invalidates the wireless function (S117).
Thus, the registration of the customer card information and the information to the IC tag 4 is completed.

Next, the flow of processing for providing a fueling service to a customer based on transaction information registered in the transaction information management device according to the present embodiment will be described with reference to FIGS. 7 and 8.
Incidentally advance, before providing the refueling service, the customer is previously finished the registration of the customer information to the card information and the IC tag 4 described above.

When the POS terminal 2a receives a request to start providing a fueling service from a customer or store staff via the reception screen displayed by the input / output processing unit 23, the POS terminal 2a is stored in the IC tag 4 with respect to the reader / writer 2b. The acquisition request for identification information and setting information is issued (S201).

In response to this, the reader / writer 2b activates the wireless function (S202), transmits a radio wave to the IC tag 4 held over a predetermined reading unit, and is stored in the identification information storage unit 41 and the setting information storage unit 42, respectively. The identification information and setting information are read (S203).
When the reading is completed, the reader / writer 2b invalidates the wireless function (S204).

  The POS terminal 2a transmits the identification information supplied from the reader / writer 2b to the transaction information management apparatus 1 together with the card information acquisition request (S205).

The transaction information management device 1 extracts the card information including the credit card number and the expiration date information associated with the identification information received from the POS terminal 2a by referring to the transaction information storage unit 11 by the extraction processing unit 12 ( S206).
The extracted card information is transmitted to the POS terminal 2a (S207).

  When the store terminal 2 acquires the card information from the transaction information management device 1 by the POS terminal 2a, the store terminal 2 uses the CAT terminal 2d to transfer the card information to the credit information management device 3 based on the credit card related to the card information. (S208)

The credit information management device 3 requested for credit inquiry refers to the credit information storage unit 31 by the credit permission determination unit 32 and determines whether or not credit is permitted for a transaction based on the credit card related to the card information received from the POS terminal 2a. Is determined (S209).
Here, the credit inquiry performed in S208 and S209 is performed in order to confirm the validity of the credit card because the settlement amount of the transaction is not fixed because the refueling is actually performed.
Then, the determination result of the credit availability by the credit availability judgment unit 32 is transmitted to the CAT terminal 2d (S210).

  The POS terminal 2a terminates the process by displaying, for example, that the transaction cannot be continued by the input / output processing unit 23 if the credit is not accepted in accordance with the result of the credit decision (S211). S212).

On the other hand, if the credit is approved, the output processing section 23, to deploy the setting information that has been acquired by the reader writer 2 b (S213).
Here, an example of the development of the setting information by the input / output processing unit 23 is shown in FIG.
In this example, only one setting information is registered in the IC tag 4. The customer presses a “confirm” button when receiving a fueling service corresponding to the displayed setting information.
On the other hand, when refueling by a method different from the setting information is desired, the “change” button is pressed. When the “change” button is pressed, the screen changes to a screen or the like for changing and inputting the payment method, oil type, and amount of oil supply to any method.

Further, another example of the development of the setting information by the input / output processing unit 23 is shown in FIG.
This example shows a case where two pieces of setting information are registered in the IC tag 4. The customer can arbitrarily select the setting information by pressing one of the two displayed setting information.
In addition, as described above, it is possible to select refueling by a method different from the setting information by pressing the “change” button.

When an input of a predetermined refueling method is received from the screen shown in the above example (S214) , the POS terminal 2a instructs the refueling machine 2c to refuel by the designated method (S215).
Refueling with the designated oil type and amount is performed by the refueling machine 2c that has received the instruction (S216).
Refueling information relating to actual refueling such as oil type and refueling amount is supplied from the refueling machine 2c to the POS terminal 2a (S217).

The POS terminal 2a calculates the price of the refueling service provided to the customer from the refueling information by the settlement processing unit 21 (S218). In this process, the price of the oil supply service is calculated from the unit price and the service content for each oil type with reference to a separately stored fee table and settled. In addition, a slip is issued for payment according to the consideration.
The calculated consideration is paid based on the credit card associated with the identification information of the IC tag 4, but if the calculated consideration exceeds a predetermined amount, the credit inquiry is again made here. It is good.

  When the consideration is calculated and the payment at the store is completed, the POS terminal 2a transmits the card information including the credit card number and the expiration date information, and the consideration information to the transaction information management apparatus 1 (S219).

  The transaction information management device 1 manages the sales information transmitted from the store, and provides the credit card usage information by the customer to the credit card company at a predetermined timing and is necessary for the final settlement. Processing is performed (S220).

As described above, the customer can easily receive the refueling service based on the credit card information registered in advance without presenting the credit card one by one.
In addition, since setting information relating to refueling can be registered, it is not necessary to set refueling each time refueling, which is convenient.

In the above embodiment of the present invention, the CAT terminal 2d is provided separately from the POS terminal 2a in order to make a credit inquiry request. However, the configuration of the CAT terminal 2d may be incorporated in the POS terminal 2a.
In this case, as illustrated in FIG. 11, the POS terminal 2a includes a credit inquiry request function executed by the CAT terminal 2d as the credit inquiry unit 24. Based on the card information , the credit inquiry unit 24 transmits a credit request inquiry request to the credit information management device 3 and receives the result.

  The personal identification number registered in the transaction information storage unit 11 in the present embodiment authenticates the customer when the customer requests to change his / her information or when the use is restricted depending on the loss of the credit card or the like. Can be used for

  In the above embodiment, the card information transmitted and received between the transaction information management device 1, the store terminal 2, and the credit information management device 3 includes a credit card number and expiration date information. However, the present invention is not limited to this, and only the credit card number may be included or other necessary information may be included depending on the transaction arrangement.

1 Transaction Information Management Device 11 Transaction Information Storage Unit
12 extraction processing unit
DESCRIPTION OF SYMBOLS 13 Communication processing part 2 Store terminal 2a POS terminal 2b Reader / writer 2c Refueling machine 2d CAT terminal 21 Settlement processing part 22 Communication processing part 23 Input / output processing part 24 Credit inquiry part 3 Credit information management apparatus 31 Credit information storage part 32 Credit acceptance judgment Unit 33 Communication processing unit 4 IC tag 41 Identification information storage unit 42 Setting information storage unit 43 Transmission / reception processing unit 44 Information processing unit NW network

Claims (6)

Credit information management device that grants credit approval for transactions with credit cards, a store terminal installed at a service station that provides a fueling service, connected to a reader / writer that reads and writes information stored in an IC tag, and customer settlement And a transaction information management device that manages the communication are configured to be communicable via a network,
A system for registering information stored in an IC tag for settlement of refueling service provided to a customer by setting information for refueling and identification information for uniquely identifying the customer,
The store terminal
Credit inquiry request transmitting means for transmitting the credit information card information of the credit card together with the credit inquiry request of the transaction by the customer's credit card to the credit information management device,
Judgment result receiving means for receiving from the credit information management device a result of judging whether credit is allowed for the transaction by the credit card;
Information reading means for reading the identification information from the IC tag by the reader / writer;
As a result of the credit inquiry, when credit for a transaction by the credit card is approved, transaction information transmitting means for transmitting the card information and the identification information to the transaction information management device;
As a result of the credit inquiry, setting information receiving means for receiving input of the setting information when credit for a transaction by the credit card is approved;
Information writing means for writing the setting information to the IC tag by the reader / writer,
The transaction information management device
Transaction information receiving means for receiving the card information and the identification information from the store terminal,
Transaction information storage means for associating and storing the received card information and the identification information,
The credit information management device is
Credit information storage means for storing the credit card credit information;
Credit inquiry request receiving means for receiving the card information together with the credit inquiry request for the transaction by the credit card from the store terminal,
Referring to the credit information storage means, based on the card information, a credit admissibility judging means for judging whether credit for a transaction by the credit card is possible;
With respect to the shop terminal, have a, a determination result transmitting means for transmitting a result of the determination of credit availability for the transaction by the credit card,
The reader / writer is
By enabling a wireless function in response to an acquisition request for identification information from the store terminal or a request for writing setting information, a radio wave for reading and writing information stored in the IC tag is received and transmitted. Perform reading and writing of each information, and invalidate the wireless function according to the end of the process requested from the store terminal,
A transaction information registration system characterized by that. The store terminal
A password receiving means for receiving a password input from the customer;
The transaction information transmitting means transmits the card information, the identification information, and the password to the transaction information management device,
The transaction information management device
The transaction information receiving means receives the card information, the identification information, and the password from the store terminal,
The transaction information storage means stores the received card information, the identification information, and the password in association with each other.
The transaction information registration system according to claim 1. The IC tag is attached to a key holder,
The transaction information registration system according to claim 1 or 2 . The IC tag is built in a mobile terminal used by the customer.
The transaction information registration system according to claim 1 or 2 . Credit information management means for storing credit information of a customer's credit card, credit information management device for granting credit approval for credit card transactions, and a service station that provides a fueling service, and stored in an IC tag A system in which a store terminal to which a reader / writer that reads and writes information is connected and a transaction information management device that manages customer payments are configured to be able to communicate via a network,
A method for registering information for settling the price of a refueling service provided to a customer based on setting information for refueling stored in an IC tag and identification information for uniquely identifying the customer. ,
With the above store terminal,
A process for transmitting the credit card management information to the credit information management device together with the credit card transaction credit inquiry request;
A process for receiving from the credit information management device a determination result of whether or not the credit card transaction is allowed;
A process of reading the identification information from the IC tag by the reader / writer;
As a result of the credit inquiry, when credit for a transaction by the credit card is approved, a process of transmitting the card information and the identification information to the transaction information management device;
As a result of the credit inquiry, a process for accepting input of the setting information when credit for a transaction by the credit card is approved;
A process of writing the setting information to the IC tag by the reader / writer,
With the above transaction information management device,
A process of receiving the card information and the identification information from the store terminal;
A process of associating the received card information and the identification information with each other and storing them in a transaction information storage means,
With the above credit information management device,
A process of receiving the card information from the store terminal together with a credit inquiry request for transactions with the credit card;
With reference to the credit information storage means, based on the card information, a process for determining whether or not the credit card transaction is allowed,
With respect to the shop terminal, it performs a process of transmitting the determination result of credit availability for the transaction by the credit card,
The reader / writer is
By enabling a wireless function in response to an acquisition request for identification information from the store terminal or a request for writing setting information, a radio wave for reading and writing information stored in the IC tag is received and transmitted. Perform reading and writing of each information, and invalidate the wireless function according to the end of the process requested from the store terminal,
The transaction information registration method characterized by the above. Credit information management means for storing credit information of a customer's credit card, credit information management device for granting credit approval for credit card transactions, and a service station that provides a fueling service, and stored in an IC tag A system in which a store terminal to which a reader / writer that reads and writes information is connected and a transaction information management device that manages customer payments are configured to be able to communicate via a network,
Transaction information registration system for registering information for settlement of the price of the refueling service provided to the customer by setting information stored in the IC tag when refueling and identification information capable of uniquely identifying the customer Is a program for functioning as
With the above store terminal,
A process for transmitting the credit card management information to the credit information management device together with the credit card transaction credit inquiry request;
A process for receiving from the credit information management device a determination result of whether or not the credit card transaction is allowed;
A process of reading the identification information from the IC tag by the reader / writer;
As a result of the credit inquiry, when credit for a transaction by the credit card is approved, a process of transmitting the card information and the identification information to the transaction information management device;
As a result of the credit inquiry, a process for accepting input of the setting information when credit for a transaction by the credit card is approved;
A process of writing the setting information to the IC tag by the reader / writer,
With the above transaction information management device,
A process of receiving the card information and the identification information from the store terminal;
A process of associating the received card information and the identification information with each other and storing them in a transaction information storage means,
With the above credit information management device,
A process of receiving the card information from the store terminal together with a credit inquiry request for transactions with the credit card;
With reference to the credit information storage means, based on the card information, a process for determining whether or not the credit card transaction is allowed,
With respect to the shop terminal, it performs a process of transmitting the determination result of credit availability for the transaction by the credit card,
The reader / writer is
By enabling a wireless function in response to an acquisition request for identification information from the store terminal or a request for writing setting information, a radio wave for reading and writing information stored in the IC tag is received and transmitted. Perform reading and writing of each information, and invalidate the wireless function according to the end of the process requested from the store terminal,
Computer program.

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