JP4846507B2 - Automatic cash transaction equipment - Google Patents

Description

  The present invention relates to an automatic cash transaction apparatus such as a so-called ATM installed in, for example, a financial institution or a convenience store, and more particularly to an automatic cash transaction apparatus having a shutter at a customer service port for transferring banknotes.

  2. Description of the Related Art Conventionally, an automatic teller machine is provided with a shutter at a customer service port that delivers banknotes, and this shutter is configured to be opened and closed by a pulse motor (see Patent Document 1). In such an automatic teller machine, in order to detect whether the shutter is in an open state or a closed state, an open / close detection sensor for detecting opening / closing of the shutter may be attached.

  Here, due to a failure or the like, there may occur a case where the shutter open / close sensor detects “closed” even though the shutter is in a half-open state. When such a situation occurs, the automatic teller machine detects that it is “closed” by the open / close sensor, and therefore, the banknote is conveyed to the customer service as usual.

However, if the shutter does not operate normally after conveyance and is stopped in a half-open state, it is conceivable that a shutter abnormality is detected after the banknote is dispensed and the automatic teller machine goes down. If the automatic teller machine goes down in such a situation, there is a possibility that banknotes are present at the customer service opening, so that the third party can open the shutter and take away the banknotes at the service opening.
Japanese Patent Publication No. 8-3863

  It is an object of the present invention to provide an automatic cash transaction apparatus that prevents a banknote from being conveyed to a customer service port in a state in which the shutter operation is abnormal and prevents money from being taken away by a third party due to a shutter abnormality. Objective.

  The present invention includes an opening / closing driving means for opening / closing a shutter, a confirmation means for confirming whether the opening / closing operation of the shutter is normal, and if the confirmation result of the confirmation means is normal, the banknote storage section It is a cash automatic transaction apparatus provided with a withdrawal enable / disable determining unit that executes the conveyance of banknotes to a cash outlet and, if not normal, does not carry the banknotes from the banknote storage unit to the withdrawal port. And

  According to the present invention, there is provided an automatic teller machine capable of preventing a banknote from being conveyed to a customer service port in a state in which the shutter operation is abnormal and preventing money from being taken away by a third party due to a shutter abnormality. Objective.

  An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a perspective view showing an external appearance of the automatic teller machine 101.
Inside the left part of the automatic teller machine 101 is a card / detail slip processing mechanism 102 that communicates with a card slot 102a provided on the upper front plate 101a, processes a user's card, prints and releases a transaction statement slip. And a customer operation unit 105 for displaying and inputting the contents of the transaction. The entire automatic cash transaction apparatus 101 is surrounded by an apparatus casing 101c. A bill depositing / dispensing machine 1 for processing bills is provided inside the right portion of the automatic teller machine 101, and a shutter 20a is provided on an inclined front plate 101b. The bill storage part at the bottom of the bill depositing / dispensing machine 1 is surrounded by a safe case 106 made of a thick iron plate of several tens of millimeters different from the device case 101c. The device casing 101c also has a robust casing structure, but the safe casing 106 has a more robust structure and enhances security. This automatic teller machine 101 uses a card, banknote, and statement slip as a medium, and performs processing such as deposit, payment, and transfer of a user.

FIG. 2 is a control block diagram showing the control relationship of the automatic teller machine 101. As shown in FIG.
The card / detail slip processing mechanism 102, the bill depositing / dispensing machine 1 and the customer operation unit 105 stored in the automatic teller machine 101 are connected to the main body control unit 107 via the bus 106a, and are controlled by the main body control unit 107. Perform the necessary actions under. In addition, the main body control unit 107 is also connected to the interface unit 107b, the clerk operation unit 107c, and the external storage device 107d via the bus 106a, and exchanges necessary data. In addition, 101d shown in FIG. 2 is a power supply part which supplies electric power to each said mechanism part and component.

FIG. 3 is a control block diagram showing the control relationship of the banknote depositing / dispensing machine 1 arranged in the automatic teller machine 101.
The control unit 10 of the banknote depositing / dispensing machine 1 is connected to the main body control unit 107 of the automatic teller machine 101 via the bus 106a, and the banknotes according to the command from the main body control unit 107 and the state detection of the banknote depositing / dispensing machine 1. The depositing / dispensing machine 1 is controlled, and the state of the banknote depositing / dispensing machine 1 is sent to the main body control unit 107 as necessary.

  The banknote depositing / dispensing machine 1 includes each unit (a service port 20 as a withdrawal port, a banknote discriminating unit 30, a temporary storage box 40, a banknote transport path 50, a deposit box 60, a withdrawal box 70, a recycling box 80, loading / collecting. It also has an actuator such as a drive motor of the storage 81), an electromagnetic solenoid, and a sensor (not shown), and drives and controls the actuator while monitoring the state with the sensor according to the transaction. Therefore, the opening / closing drive of the shutter 20a of the customer service port 20 and the opening / closing detection of the shutter 20a are also executed.

FIG. 4 is a side view showing the configuration of the banknote depositing / dispensing machine 1.
The bill depositing / dispensing machine 1 includes a customer service port 20 through which a user inserts and removes bills, a bill discriminating unit 30 that discriminates bills, and a temporary storage 40 that temporarily stores the deposited bills until the transaction is established. , One deposit box 60 for storing banknotes for which a deposit transaction has been made, one deposit box 70 for storing banknotes for withdrawal, two recycling boxes 80 for both depositing and dispensing, and recycling box 80 It passes through the bill / recovery box 81 for storing the banknotes to be replenished and the banknotes collected from the recycle box 80, and the banknote discriminating unit 30. -It is comprised from the banknote conveyance path 50 (501a-501h) which conveys a banknote between the collection | recovery stores 81, and the control part 10. FIG. In FIG. 4, the control unit 10 is omitted.
The bill depositing / withdrawing machine 1 configured as described above executes the deposit transaction process and the withdrawal transaction process as follows.

  At the time of deposit transaction processing, banknotes inserted into the customer service port 20 are separated one by one, and the banknote discriminating unit 30 determines the denomination and authenticity of the banknotes. The banknote discriminated by the banknote discriminating unit 30 is temporarily stored in the temporary storage 40 by switching the switching gate 503 (503a, 503b). In the case of banknotes that could not be discriminated by the judgment of the banknote discriminating unit 30, banknotes that are tilted, or the intervals between banknotes are abnormal (for example, overlapping banknotes), banknotes to be rejected (hereinafter rejected banknotes) It is determined. The reject banknote is not taken into the temporary storage 40, but the switching gate 503 is switched, returned to the customer service port 20, stored, and returned to the user.

  When the deposited amount matches the amount counted as the device and the deposit transaction is confirmed (OK) by the user, the banknotes temporarily stored in the temporary storage 40 are in the reverse order of the storage order. Then, it is sent out in the reverse direction and passes through the bill discriminating unit 30. And the banknote which passed this banknote discrimination | determination part 30 is switched by the switching gate 502 being switched to the 502a direction, and the switching gate 903 of any one of the safe 60, the recycling store 80, and the rejection store | warehouse | chamber 90 is switched to the direction 903b shown And is stored in the designated storage. Thereby, the deposit transaction processing is completed.

  In the withdrawal transaction process, first, a predetermined number of banknotes are paid out from the denomination safes of the withdrawal bank 70 and the recycle box 80 and supplied to the banknote discriminating unit 30. In the banknote discrimination | determination part 30, a denomination is discriminate | determined. Then, the switching gate 503 is switched so that the banknote is stored in the service opening 20 side, the banknote that has passed through the banknote determination unit 30 is stored in the service opening 20, and then the user can take out the banknote by opening the shutter 20a. It becomes a state. The withdrawal process ends when the user closes the shutter 20a after receiving the banknote in the storage section of the customer service port 20.

  FIG. 5 is a flowchart regarding the shutter control executed by the control unit 10 in the withdrawal transaction process, FIG. 6 is a flowchart of the shutter operation confirmation process executed by the control unit 10, and FIG. 7 is a description of the operation of the shutter 20a. FIG.

  As shown in FIG. 5, in the withdrawal transaction process, when “shutter operation confirmation” is designated from the main body control unit 107 (step S1: YES), the shutter operation confirmation process (step S1) is started before the withdrawal operation is started. S2) is performed. If there is no designation of “shutter operation confirmation” (step S1: NO), the process proceeds to step S5 without performing the shutter operation confirmation process. The control unit 10 that executes the shutter operation confirmation process functions as a confirmation unit.

  If an abnormality is detected in one or both of the opening / closing operations of the shutter 20a in the shutter operation confirmation process (step S3: NO), the transaction is made without paying out banknotes from the banknote storage (banknote storage unit) such as the bank vault 70. Is canceled (step S12). In this stage, the shutter operation is confirmed by simply checking whether the shutter 20a has been opened or closed.

  On the other hand, when the shutter operation is normal (step S3: YES), it is confirmed that there is no banknote in the customer service port 20 (step S4), and the banknote is conveyed from the banknote storage such as the safe 70 to the service port 20. (Step S5). The shutter is opened after the banknote conveyance to the customer service port 20 is normally completed (step S6), and the process waits until it is detected that the customer has taken out the banknote (step S7: NO).

  Here, the shutter opening operation will be described in detail. As shown in FIG. 7A, when the shutter 20a is completely closed, the shutter lock means 201a protrudes to the lock position shown in FIG. 7A. The shutter 20a is locked in the fully closed position. At this time, the shutter lock sensor 201b detects that the shutter lock unit 201a is in the lock position. A shutter fully closed sensor 202 provided in the vicinity of the opening direction of the closed shutter 20a detects that the shutter 20a is in the fully closed position simultaneously with the detection of the shutter lock unit 201a. At this fully closed position, a certain width from the opening end of the shutter 20a is arranged so as to be covered by the edge 101e provided in the opening for the shutter 20a of the apparatus housing 101c.

  When opening the shutter 20a, as shown in FIG. 7 (B), the shutter lock means 201a is moved to the retracted position shown in FIG. 7 (B) by the opening / closing drive means (not shown), and the shutter 20a is unlocked. To do. Thereafter, the opening / closing driving means (not shown) detects until the shutter fully open sensor 203 that detects when the shutter 20a is opened to the fully open position detects the shutter open (until both the shutter fully closed sensor 202 and the shutter fully open sensor 203 are turned on). ), The shutter 20a is driven in the opening direction, and the shutter 20a is fully opened.

  When it is detected that the banknote has been taken out (step S7: YES), the shutter 20a is closed again to the fully closed position (until both the shutter fully closed sensor 202 and the shutter fully open sensor 203 are turned off) (step S8). It is confirmed that no banknote remains (step S9).

  In the opening / closing operation of the shutter 20a executed between steps S2 to S9, the control unit 10 loads the load in a normal state with respect to the load applied to the opening / closing driving means (not shown), the opening / closing speed of the shutter 20a, and the like. The shutter opening / closing operation detecting means 201 checks whether the opening / closing speed or the like is finer than the step S3 (step S10). If the load, the opening / closing speed, etc. are not normal and an unstable operation is performed, “shutter operation confirmation” designation is registered in the storage means (not shown) (step S11), and the withdrawal transaction process is terminated. In this registration, specified information is stored in the storage means (confirmation necessity information storage means) as confirmation necessity information. The control unit 10 that performs the registration functions as a withdrawal permission determination unit.

  As a result, when the opening / closing speed of the shutter 20a is slower than normal, or when the load applied to the opening / closing drive means is unstable such as larger than normal, there is an increased possibility that a failure or the like will occur in the future. It is possible to switch to a state in which shutter operation confirmation that has not been executed is executed.

  Here, the shutter closing operation for closing the shutter 20a will be described in detail. The opening / closing driving means (not shown) drives the shutter 20a in the closing direction until the shutter fully closing sensor 202 detects the shutter 20a being fully closed. Close completely. Thereafter, the shutter lock means 201a protrudes to the lock position shown in FIG. 7A, locks the shutter 20a in the fully closed position, and simultaneously detects that the shutter lock means 201a is in the shutter lock position by the shutter lock sensor 201b. .

  As shown in FIG. 6, in the shutter operation confirmation process, first, an opening / closing drive means (not shown) drives the shutter 20a in the closing direction (step S21), and this closing is performed until the shutter fully closed sensor 202 detects the fully closed shutter 20a. Direction driving is executed (step S22).

  The shutter lock unit 201a is moved to the retracted position illustrated in FIG. 7C by an unillustrated opening / closing drive unit, and releases the closed lock of the shutter 20a. Thereafter, the opening / closing driving means (not shown) is at a position sufficient for the shutter fully closed sensor 202 to detect that the shutter 20a is not in the fully closed position (position where the shutter fully closed sensor 202 is ON and the shutter fully open sensor 203 is OFF). ) Until the shutter 20a is driven by a minute amount in the opening direction (step S23), and at this time, it is confirmed that the shutter fully closed sensor 202 has correctly detected that the shutter is not in the fully closed position (step S24). Here, a minute amount of driving in the opening direction is a movement within a range until the opening-side tip of the shutter 20a reaches the tip of the edge 101e of the apparatus housing 101c. Thereby, even when the shutter 20a is moved in a small amount in the opening direction, the state in which the tip of the shutter 20a is hidden by the edge 101e can be maintained, and the opening / closing operation in a state where the shutter 20a is not opened at all when viewed from the outside. Can be realized.

  Thereafter, the opening / closing drive means (not shown) closes the shutter 20a until the shutter fully closed sensor 202 detects the fully closed state of the shutter 20a (until both the shutter fully closed sensor 202 and the shutter fully opened sensor 203 detect OFF). To fully close the shutter 20a. Then, the shutter lock unit 201a protrudes to the shutter lock position, and locks the shutter 20a at the fully closed position (step S25). At this time, the shutter lock sensor 201b confirms that the shutter lock means 201a is in the lock position (step S26).

  With the above configuration and operation, it is possible to prevent the banknote from being conveyed to the customer service port 20 in a state where the shutter operation is abnormal, and it is possible to prevent money from being taken away by a third party due to the shutter abnormality. Since the shutter operation is confirmed on the spot for each transaction by performing a very small amount of opening and closing operation, it is a case where it is detected that the shutter is closed due to mischief such as an object being caught in the sensor part. However, it is possible to reliably detect that it is not normal.

  While the shutter 20a is opened / closed by a minute amount to confirm the operation, the shutter 20a remains in a state of being overlapped with the edge 101e of the apparatus housing 101c, so that the inside of the customer service port 20 cannot be seen from the outside. . Therefore, it is possible to maintain the aesthetic appearance during the confirmation operation, and it is possible to prevent the foreign matter from being caught during the confirmation operation and the shutter 20a from being closed.

  Also, while the opening / closing operation of the shutter 20a is performed at the normal opening / closing speed and driving load, the shutter operation confirmation is not executed, and the operation is not performed after the opening / closing speed and the driving load become different from normal values. Since the shutter operation check is executed every time after the state becomes unstable, the operation check can be performed efficiently. That is, if the shutter operation is normal, there is little possibility that an abnormality (the shutter 20a does not open or closes properly) appears in the shutter operation at the next transaction. . If the shutter operation is unstable, it is possible that an abnormality will occur in the shutter operation in the near future, so it can be detected that there is a sign of a malfunction, and after that, you can prevent trouble by carefully checking the operation. .

  Further, since the close detection detects that the shutter is locked, it can be detected that the shutter 20a is not closed properly even when the shutter 20a is apparently closed but not locked.

  In addition, since the opening / closing of the shutter 20a is detected by the shutter fully closed sensor 202 and the shutter fully opened sensor 203 provided separately in the opening / closing direction, and the minute opening / closing is detected using the shutter fully closed sensor 202, the number of sensors is small. Can efficiently detect full open, full close, and minute open.

  Further, in step S3, it is possible to simply confirm whether or not the shutter 20a has been finely opened and closed, and in step S10, it is possible to realize efficient confirmation by checking in detail whether the opening / closing speed and the motor load are normal. . That is, the process up to step S8, which is a process related to the transaction with the user, can be completed in a short time with a simple confirmation in step S3, and the operation status can be confirmed slowly in detail in step S20 executed after the transaction is completed.

FIG. 8 is a partially enlarged side view of the automatic teller machine 101 when the shutter has a double structure.
In the second embodiment, an independently controllable outer shutter 20b is disposed outside the shutter 20a, and a double shutter structure is employed so that the operation of opening and closing the shutter 20a by a small amount is not visible to the customer.

  When the withdrawal transaction process is executed in the second embodiment, both the shutters 20a and 20b are opened in step S6 of the first embodiment, and both the shutters 20a and 20b are closed in step S8. In the shutter operation confirmation process, the process described below may be executed.

FIG. 9 shows a flowchart of “shutter operation confirmation processing” when the shutter has a double structure.
In the shutter operation confirmation processing, first, an outer driving means and an inner driving means (not shown) independently drive the outer shutter 20b and the inner shutter 20a in the closing direction (steps S31 and S32), and detect that the inner shutter 20a is fully closed. (Step S32).

Then, with the outer shutter 20b kept closed, the inner shutter 20a is opened by a minute amount (step S34), the inner shutter 20a is detected (step S35), and the inner shutter 20a is closed (step S36). Then, the closing of the inner shutter 20a is detected (step S37).
Since other configurations and operations are the same as those in the first embodiment, detailed description thereof is omitted.

  With the above configuration and operation, as in the first embodiment, the banknote is prevented from being conveyed to the customer service port 20 in a state where the shutter operation is abnormal, and money is taken away by a third party due to the shutter abnormality. Can be prevented.

  While the shutter operation is being confirmed, since the outer shutter 20b is closed, it is possible to reliably detect a mischief such as an object being caught in the sensor portion.

  Since the outer shutter 20b is closed while the inner shutter 20a is opened and closed to confirm the operation, the inside of the customer service port 20 is not visible from the outside. For this reason, it is possible to maintain the aesthetic appearance during the confirmation operation, and to prevent foreign matter from being caught during the confirmation operation and the inner shutter 20a from being closed.

  In addition, this invention is not limited only to the structure of the above-mentioned embodiment, Many embodiments can be obtained.

The perspective view which shows the external appearance of an automatic teller machine. The block diagram which shows the control relationship of an automatic teller machine. The block diagram which shows the control relationship of a banknote depositing / withdrawing machine. The side view of a banknote depositing and dispensing machine. The operation | movement flow which shows the payment process including a shutter confirmation operation | movement. Operation flow for shutter operation confirmation. Explanatory drawing which shows opening and closing of a shutter, and slight opening of a shutter. FIG. 6 is a side view illustrating a structure of a double shutter according to a second embodiment. 9 is an operation flow for confirming the shutter operation with the double shutter according to the second embodiment.

Explanation of symbols

DESCRIPTION OF SYMBOLS 10 ... Control part, 20 ... Service entrance, 20a ... Shutter, inner shutter, 20b ... Outer shutter, 50 (501a-501h) ... Banknote conveyance path, 70 ... Safe box, 101 ... Automatic cash transaction apparatus

Claims (5)

An automatic cash transaction apparatus comprising a banknote storage unit that stores banknotes, a withdrawal port that has a shutter that opens and closes and withdraws banknotes, and a conveyance path that transports banknotes from the banknote storage unit to the withdrawal port. Because
Open / close driving means for opening / closing the shutter;
Confirmation means for confirming whether the opening / closing operation of the shutter is normal;
If the confirmation result of the confirmation means is normal, the banknote is transported from the banknote storage unit to the withdrawal port. If not, the banknote is not transported from the banknote storage unit to the withdrawal port. An automatic cash transaction apparatus comprising a means for determining whether to withdraw money. 2. The automatic teller machine according to claim 1, wherein the confirmation means is configured to slightly open / close the shutter from the fully closed position by the opening / closing drive means and detect whether or not the slight opening / closing operation is normally performed. . The shutter is configured by arranging an outer shutter and an inner shutter that can be individually driven and controlled,
The opening / closing driving means is composed of outer driving means for opening / closing the outer shutter and inner driving means for opening / closing the inner shutter,
The cash according to claim 1, wherein the confirmation means is configured to open / close the inner shutter by the inner driving means with the outer shutter closed, and to detect whether or not the opening / closing operation has been normally performed. Automatic transaction device. Confirmation necessity information storage means for storing confirmation necessity information indicating whether or not to perform confirmation by the confirmation means;
The cash automatic according to claim 1, 2 or 3, wherein the confirmation means is configured to execute the confirmation when the confirmation necessity information is necessary and not perform the confirmation when the confirmation is not necessary. Trading device. The automatic teller machine according to claim 4, wherein the confirmation necessity information is required to be confirmed when the shutter opening / closing operation is unstable.

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