JP4836610B2 - Electronic money management server and electronic money system - Google Patents

Description

  The present invention relates to an electronic money management server and an electronic money system. Specifically, an electronic money management server that issues electronic money information to a requesting mobile terminal in response to an issuance request from a mobile terminal that includes storage means for storing electronic money information, and stores electronic money information The present invention relates to an electronic money system including a mobile terminal provided with storage means and an electronic money management server that issues electronic money information to a requesting mobile terminal in response to an issue request from the mobile terminal.

Conventionally, there has been a management device that manages event information provided from each store and an e-mail address of each store member. As a system including such a management device, there is a system that transmits an e-mail including contents of event information provided from a store to an e-mail address of a customer who is a member of the store (for example, Patent Document 1).
JP 2005-174258 A

  However, in the conventional system, when a member becomes a member, information provided from the store is transmitted to the customer who becomes the member. That is, in the conventional system, the information provided from the store is transmitted regardless of the use situation such as whether the customer actually uses the store. For this reason, it was not possible to provide information with high utility value in line with customer usage results. For this reason, information on stores with high interest cannot be obtained from customers, while it is not effective in terms of urging customers to visit stores from stores.

  The present invention has been conceived in view of such circumstances, and an object of the present invention is to provide electronic money that can effectively encourage a store to visit a store by providing information about the store that is highly interested for the customer as information about the store. A management server and an electronic money system are provided.

Specific examples of means for solving the problems and their effects

(1) Charge request (for example, charge request information) from a mobile terminal (for example, mobile phone 100) provided with storage means (for example, storage unit 192) for storing electronic money information (for example, electronic money such as value) An electronic money management server (for example, the electronic money management server 200) that outputs the electronic money information to charge the requesting mobile terminal according to
A specific transaction using the electronic money information (for example, a prepaid card 371 in which prepaid data having a predetermined game value enabling a game in a pachinko gaming machine 700 or a slot machine or the like is issued and stored in the storage unit 192. Paying out game balls according to the value subtracted from the value that is subtracted, and receiving cash and value from the user and handing over movable goods such as cigarettes, food, electrical appliances, beer, etc. Provision of various services including provision of services, provision of usage rights at fitness clubs, provision of various tickets such as travel tickets, movies, concerts, etc., and provision of various services (for example, stores) Corresponding to store identification information (for example, store ID) for individually identifying a plurality of stores including 30a, 30b, etc. , Shop-related information related to the plurality of stores each (e.g., content data) shop-related information storage means for storing (for example, content identification information DB 272),
The specific transaction is performed using electronic money information stored in storage means of the portable terminal in association with portable terminal identification information (for example, member ID, portable ID) for individually identifying the portable terminal. Transaction store storage means (for example, user information DB 221) for storing the store identification information (for example, the transaction store ID) of the completed transaction store,
Mobile terminal identification information acquisition means (for example, step S241, communication unit 260) for acquiring mobile terminal identification information of the mobile terminal when the charge request is made from the mobile terminal;
When the portable terminal identification information is acquired by the companion turned by said portable terminal identification information obtaining means to the charge request stored by the transaction already store storage means in association with the acquired the mobile terminal identification information the Store identification information specifying means (for example, step S264b) for specifying store identification information of a traded store;
When the store identification information is specified by the store identification information specifying means in association with the charge request, the store related information storage means is stored in association with the store identification information of the specified traded store. Store related information specifying means (for example, step S264g) for specifying store related information of the traded store;
When outputting to charge the electronic money information to the mobile terminal, the store related information of the traded store specified by the store related information specifying means is output for transmission to the mobile terminal Store-related information output means (for example, step S273c).

  According to such a configuration, since the store-related information of the traded store where the specific transaction has been performed using the electronic money information is transmitted to the mobile terminal, it is possible to provide information with high use value according to the use results. Can do. As a result, it is possible to obtain information on stores that are of great interest to customers, and it is also possible to effectively encourage stores to visit stores.

(2) Notification information for informing the mobile terminal of a plurality of traded stores identified from the plurality of store identification information when a plurality of store identification information is specified by the store identification information specifying means ( For example, it further includes notification information output means (for example, step S264e) for outputting store selection request information) to the portable terminal.
The store related information specifying means is:
Selected store acquisition for acquiring store identification information (for example, selection result information) of a selected store selected in the mobile terminal among the plurality of traded stores notified based on the notification information transmitted by the notification information output means Means (eg, step S264f),
The store-related information of the selected store stored by the store-related information storage unit in association with the store identification information acquired by the selected store acquisition unit is specified.

  According to such a configuration, even if a large number of traded stores are specified, the store related information of the traded stores selected by the customer can be transmitted to the mobile terminal.

(3) Location data storage means (for example, user information DB 221, store specification information DB 271, content) for storing location data for specifying the location (for example, address) of each of the plurality of stores and the location of the user of the mobile terminal Specific information DB272, step S224c),
The store identification information specifying means includes:
Based on the location data stored by the location data storage means, the location of the user of the mobile terminal is a predetermined region (for example, a region within a few kilometers from a predetermined point, the same trade area formed by social wisdom, the same municipality) Etc.) including an in-region store specifying means (for example, step S264b) for specifying an in-region store (for example, a store in the same group) having a location in
Further, store identification information for identifying the in-region store specified by the in-region store specifying means is further specified (for example, step S264b).

  According to such a configuration, since store-related information of stores in the region is transmitted to the mobile terminal, not only the stores that have been traded, it is possible to provide information on stores that are highly available to customers, The store can be encouraged to visit the store.

(4) The transaction store storage means is a transaction that is a usage amount of the electronic money information used in the specific transaction in the transaction store identified from the store identification information in association with the store identification information. Stored in-store usage (for example, user information DB 221, step S293),
The store related information storage means stores, as the store related information, a plurality of types of store related information corresponding to the used amount within the store (for example, stores two content data for the store ID 000002 in FIG. 7).
The store identification information specifying means further specifies the used amount in the traded store stored by the traded store storage means in association with the identified shop identification information (for example, step S264b),
The store related information specifying means is:
Store-related information corresponding to the transaction-stored usage amount specified by the store identification information specifying means is specified (for example, step S264g).

  According to such a configuration, since store-related information corresponding to the in-store usage amount is transmitted to the mobile terminal, further use of electronic money information at the store can be promoted.

(5) The store-related information is transmitted to the mobile terminal on condition that the store-related information is transmitted to the mobile terminal by the store-related information output means (for example, step S273c is executed). Further includes transmitted information registration means (for example, step S273d) for registering that it has been specified (for example, updating the status information of the target content to “2”),
The store-related information specifying unit specifies store-related information of the traded store that has not been transmitted based on the registration information registered by the transmitted information registration unit (for example, content corresponding to the amount used in step S264b). A store where “2” is not stored as the status information of the target content in association with the term ID for identifying data is identified, so the term ID for identifying content data corresponding to the amount used in step S264g The content data of the store in which “2” is not stored as the state information of the target content is specified in association with

  According to such a configuration, it is possible to prevent waste of store-related information that has already been transmitted to the mobile terminal of the customer being transmitted again.

(6) A mobile terminal (for example, mobile phone 100) provided with a storage means (for example, storage unit 192) for storing electronic money information (for example, electronic money such as value), and a charge request (for example, the mobile terminal) , An electronic money system (for example, electronic money) including an electronic money management server (for example, electronic money management server 200) that outputs electronic money information to charge the requesting mobile terminal in response to the charge request information) System 10),
The portable terminal is
Portable terminal identification information for outputting portable terminal identification information (for example, charge request information including a portable ID) for individually identifying the portable terminal to be transmitted to the electronic money management server along with the charge request Output means (for example, step S133),
The electronic money management server is:
A specific transaction using the electronic money information (for example, a prepaid card 371 in which prepaid data having a predetermined game value enabling a game in a pachinko gaming machine 700 or a slot machine or the like is issued and stored in the storage unit 192. Paying out game balls according to the value subtracted from the value that is subtracted, and receiving cash and value from the user and handing over movable goods such as cigarettes, food, electrical appliances, beer, etc. Provision of various services including provision of services, provision of usage rights at fitness clubs, provision of various tickets such as travel tickets, movies, concerts, etc., and provision of various services (for example, stores) Corresponding to store identification information (for example, store ID) for individually identifying a plurality of stores including 30a, 30b, etc. , Store relevant information related to the plurality of stores each (e.g., content data) shop-related information storage means for storing (for example, content identification information DB 272),
The store identification information of the traded store where the specific transaction has been performed using the electronic money information stored in the storage means of the portable terminal identified from the portable terminal identification information in association with the portable terminal identification information ( For example, traded store storage means (for example, user information DB 221) for storing traded store ID),
When the charge request is made from the portable terminal, the portable terminal identification information is received on the condition that the portable terminal identification information transmitted from the portable terminal identification information output means is received (for example, YES in step S241). Store identification information specifying means (for example, step S264b) for specifying the store identification information of the traded store stored in association with the traded store storage means;
When the store identification information is specified by the store identification information specifying means in association with the charge request, the store related information storage means is stored in association with the store identification information of the specified traded store. Store related information specifying means (for example, step S264g) for specifying store related information of the traded store;
When outputting to charge the electronic money information to the mobile terminal, the store related information of the traded store specified by the store related information specifying means is output for transmission to the mobile terminal Store-related information output means (for example, step S273c),
The mobile terminal further includes:
On the condition that the store related information transmitted from the store related information output means is received (for example, YES in step S153a), the portable store related information storage means (for example, step S153b) stores the store related information. Is provided.

  According to such a configuration, since the store-related information of the traded store where the specific transaction has been performed using the electronic money information is transmitted to the mobile terminal, it is possible to provide information with high use value according to the use results. Can do. As a result, it is possible to obtain information on stores that are of great interest to customers, and it is also possible to effectively encourage stores to visit stores.

  The best mode for carrying out the present invention will be described below in detail with reference to the drawings. In the following best mode, as an example of the storage means, for example, a storage portion of a non-contact type IC (Integrated Circuit) chip provided in a mobile phone is shown, but the storage means in the present invention is a non-contact type provided in a mobile phone. The storage unit is not limited to the IC chip storage unit. For example, the storage unit may be an electronic money card, a PDA (Personal Digital Assistant), a portable personal computer, a wristwatch, or the like, as long as the storage unit stores electronic money information. Any storage means may be used.

  Further, as an example of the electronic money management server, for example, an electronic money management server 200 managed by an operating organization is shown, but the electronic money management server in the present invention is not limited to the electronic money management server 200 managed by the operating organization, and electronic money information Any server may be used as long as it is an electronic money management server that issues electronic money information to a requesting mobile terminal in response to an issuance request from a mobile terminal provided with storage means for storing.

(Description of each component of the electronic money system 10)
FIG. 1 is a block diagram showing an example of the configuration of an electronic money system 10 according to the present invention. Referring to FIG. 1, an electronic money system 10 includes a mobile phone 100, an electronic money management server 200, a payment server 280, a remote issuing server 400, a financial institution server 500, a game arcade, a convenience store, a supermarket, Equipment installed in stores 30a and 30b such as an electric store, a liquor store, a restaurant, a sports club, a travel agency, a movie theater, and a planning company.

  The electronic money system 10 is a pachinko gaming machine installed in a store 30a using a value that is a specific type of electronic money charged to a user's mobile phone 100 via an electronic money management server 200 managed by an operating organization. It is a system that provides an electronic money transaction service for enabling a specific transaction for enabling a pachinko game at 700. Further, the electronic money system 10 uses a value, which is a specific type of electronic money charged to the user's mobile phone 100 via the electronic money management server 200 managed by the operating organization, at each store such as the store 30b. Not only for movables such as cigarettes, food, electrical appliances, beer, etc., services such as providing food at restaurants, providing usage rights at fitness clubs, providing tickets for travel tickets, movies, concerts, etc. It is a system that provides an electronic money transaction service for enabling a specific transaction to enjoy various services including provision and the like.

  Furthermore, the electronic money system 10 is used for notifications, coupons, etc. from stores that have partnered with the operating organization as the user's mobile phone 100 is charged with value via the electronic money management server 200 managed by the operating organization. It is a system that provides a content distribution service that distributes information for specifying related content. A store in the present embodiment refers to a store that has partnered with an operation organization. In FIG. 1, stores 30a and 30b are shown as stores. However, the configuration of the electronic money system 10 includes devices installed in each of a plurality of other stores. In addition, the case where the store 30a is a game hall in which a gaming machine such as a pachinko gaming machine is installed will be described.

  The equipment installed in the store 30a includes a ticket vending machine 300, a card unit 600, a pachinko gaming machine 700, and a store server 800. The card unit 600 is provided corresponding to the pachinko gaming machine 700.

  The devices installed in the store 30b include a POS (Point Of Sales) terminal device 600b and a store server 800b. Similarly, in other stores, equipment including a ticket machine, a card unit, a specific transaction device such as a POS terminal device, and a store server is installed.

  The electronic money management server 200 has, as main components in the present embodiment, an initial registration AP (Application Program) 211, a value purchase AP 212, a value issuance AP 213, a balance management AP 214, a user information DB ( Database) 221, issue information DB 222, store specifying information DB 271 and content specifying information DB 272.

  The cellular phone 100 includes an electronic money application 111 and a non-contact type IC chip 190 as main components in the present embodiment.

The mobile phone 100 includes a call function, a web page browsing function by a web browser, an e-mail function, an application software execution function, and a short-range communication function by a non-contact type IC chip 190. In addition, if it is a device having a web page browsing function, an e-mail function, an application software execution function, and a short-range communication function using a non-contact type IC chip 190, a mobile information terminal having no call function instead of the mobile phone 100 (Personal Digital
Other portable terminals such as Assistance (hereinafter referred to as “PDA”) may be used.

  In the present embodiment, an electronic money application 111, which is a program showing a processing procedure on the mobile phone 100 side for allowing the mobile phone 100 to enjoy the electronic money transaction service and the content distribution service, is introduced later. As described above, the mobile phone 100 can be used in the electronic money system 10.

The electronic money application 111 can communicate with the electronic money management server 200 and the financial institution server 500 via the mobile phone Internet network 910.

  The non-contact type IC chip 190 can communicate with the electronic money application 111 and an external chip reader / writer. The communication between the non-contact type IC chip 190 and the external chip reader / writer is such that the mobile phone 100 is held over the chip reader / writer so that the non-contact type IC chip 190 is close to a distance of several centimeters from the chip reader / writer. Is done by.

  Communication between the non-contact type IC chip 190 and an external chip reader / writer is performed by the non-contact type IC chip 190 or the chip reader / writer modulating a carrier wave that is an electromagnetic wave from the chip reader / writer. The non-contact type IC chip 190 is supplied with electric power from the external chip reader / writer side by electromagnetic induction by electromagnetic waves from the chip reader / writer.

  Therefore, even when power is not supplied from the mobile phone 100 side, the non-contact type IC chip 190 can be operated by bringing the non-contact type IC chip 190 close to the chip reader / writer.

  The electronic money management server 200 has functions such as an initial registration AP 211, a value purchase AP 212, a value issuance AP 213, a balance management AP 214, a user information DB 221, and an issuance information DB 222, and the like. Provide an electronic money transaction service for performing a specific transaction using the value stored in the mobile phone 100 at the store.

  Further, the electronic money management server 200 uses the functions such as the value purchase AP 212, the value issue AP 213, the balance management AP 214, the user information DB 221, the store identification information DB 271, and the content identification information DB 272 on the user's mobile phone 100. As the value is charged, information for specifying the content stored in the content specifying information DB 272 is transmitted to the mobile phone 100 to provide a content distribution service. The provided content includes information useful to the user, such as notifications from stores and coupons.

  The settlement server 280 includes a billing information DB 281 and manages user settlement when providing an electronic money transaction service.

  The remote issuing server 400 performs processing for constructing and deleting a service providing area in accordance with a service provided by each service providing organization in the storage unit 192 that can be used by a plurality of service providing organizations, It is operated by a service providing area management organization that performs billing management for each service providing organization in order to charge a fee according to the construction of the service providing region. The remote issuance server 400 manages securing of storage areas and writing of information from the electronic money management server 200 and the mobile phone 100 to the non-contact type IC chip 190. Specifically, in this embodiment, the remote issuing server 400 constructs and deletes a storage area for receiving services such as an electronic money transaction service and a content distribution service in the storage unit 192 of the non-contact type IC chip 190. And billing management is performed in order to charge a fee in accordance with the construction of a storage area for service enjoyment. Here, the storage unit 192 of the non-contact type IC chip 190 is a storage medium that can be used by a plurality of service providing organizations, and is a portable storage medium mounted on the mobile phone 100.

The financial institution server 500 is a server of a financial institution used by a user in order to pay value for the operating institution when using the electronic money transaction service.

  The electronic money management server 200, the remote issue server 400, and the financial institution server 500 can communicate with the mobile phone 100 via the mobile phone Internet network 910. The electronic money management server 200 can communicate with the settlement server 280 via a dedicated line. The settlement server 280 can communicate with the financial institution server 500 via a financial institution dedicated network 920 in which various storage institutions and financial institutions are closed-connected by a dedicated line.

  The ticket vending machine 300 installed in the store 30a receives cash and value from the user and issues a prepaid card 371 in which prepaid data having a predetermined game value enabling a game is recorded. As will be described later, the ticket vending machine 300 includes a chip reader / writer and can communicate with the non-contact type IC chip 190 of the mobile phone 100 as described above. That is, the ticket vending machine 300 performs a specific transaction for issuing the prepaid card 371 using the value stored in the mobile phone 100.

  The card unit 600 installed in the store 30a is provided corresponding to the pachinko gaming machine 700. The card unit 600 accepts a prepaid card 371, cash and value from the player, and the value indicated by the prepaid data recorded on the prepaid card 371 in response to an operation of a ball rental button provided on the pachinko gaming machine 700. The value equivalent to a predetermined amount (for example, equivalent to 500 yen) is subtracted from the inside.

  The card unit 600 transmits to the pachinko gaming machine 700 a ball lending operation signal instructing to pay out a game ball corresponding to the subtracted value. The card unit 600 discharges the prepaid card 371 in response to an operation of a return button 632 provided on the pachinko gaming machine 700. The card unit 600 includes a chip reader / writer as will be described later, and can communicate with the non-contact type IC chip 190 of the mobile phone 100 as described above. That is, the card unit 600 performs a specific transaction for paying out a game ball from the pachinko gaming machine 700 using the value stored in the mobile phone 100.

  The pachinko gaming machine 700 is a device that provides a pachinko game to a player who is a user. The pachinko gaming machine 700 receives a ball lending operation signal from the card unit 600 and pays out a game ball equivalent to a predetermined amount. Then, according to the operation of the launch handle provided in the pachinko gaming machine 700 by the player, the paid-out game balls are launched into the game area, whereby the pachinko game is performed.

  A store server 800 installed in the store 30a can communicate with the ticket vending machine 300 and the card unit 600 via a LAN (Local Area Network) in the store 30a. The store server 800 can communicate with the electronic money management server 200 via a dedicated line or the like.

  The store server 800 stores information such as transaction information associated with a specific transaction such as the sale of the prepaid card 371 in the ticket vending machine 300 and usage information associated with the use of the prepaid card 371 in the card unit 600. And receiving the information from the card unit 600 and storing the information.

  The store server 800 transmits, to the electronic money management server 200, information related to the use of value, which will be described later, among the stored information. The store server 800 receives information about fraud in the electronic money transaction service from the electronic money management server 200.

  The store server 800 transmits the information received from the electronic money management server 200 to the ticket vending machine 300 or the card unit 600 as necessary.

  The POS terminal device 600b installed in the store 30b uses the value stored in the mobile phone as a specific transaction to settle the price. Note that the specific transaction apparatus is not limited to the above-described ticket vending machine 300, card unit 600, POS terminal apparatus 600b, and the like, but may be a game machine or the like in an amusement park, etc. Any specific transaction apparatus may be used as long as the specific transaction apparatus executes a specific transaction using the. For example, in a game machine, as a specific transaction, the value stored in a mobile phone may be used to perform a game price settlement and a process for starting a game. In addition, what is provided to users by making payments is not limited to mobile goods such as tobacco, food, electrical appliances, and beer, but also provides food at restaurants, provides usage rights at fitness clubs, Various services including services such as travel tickets, movies, concerts, etc., and information provision.

  The store server 800b installed in the store 30b can communicate with the POS terminal device 600b via a LAN (Local Area Network) in the store 30b. The store server 800b can communicate with the electronic money management server 200 via a dedicated line or the like.

  The store server 800b receives cash and value from the user, receives transaction information accompanying a specific transaction from the POS terminal device 600b in order to enjoy the various services described above, and stores the information.

  The store server 800b transmits, to the electronic money management server 200, information related to the use of value described later among the stored transaction information. The store server 800b receives information on fraud in the electronic money transaction service from the electronic money management server 200.

  The store server 800b transmits the information received from the electronic money management server 200 to the POS terminal device 600b as necessary.

  Payment server 280 may be configured to be included in electronic money management server 200. Also, the configurations of the initial registration AP 211, value purchase AP 212, value issue AP 213, balance management AP 214, user information DB 221, issue information DB 222, store specific information DB 271, and content specific information DB 272 are respectively electronic money management. It may be included in a computer different from the server 200. Further, for example, a server that exchanges information during web processing of the mobile phone 100 and a server that exchanges information during the processing of the electronic money application 111 of the mobile phone 100 may be configured by different computers.

  FIG. 2 is a block diagram showing an example of the configuration of the mobile phone 100 according to the present invention. Referring to FIG. 2, mobile phone 100 includes a data processing unit 110, a storage unit 120, a data input unit 130, a display unit 140, a voice input / output unit 150, a wireless communication unit 160, an antenna 161, and the like. And the non-contact type IC chip 190 described above.

  The non-contact type IC chip 190 includes a control unit 191, a storage unit 192, a non-contact communication unit 193, and an antenna 194.

The storage unit 120 includes a semiconductor memory such as a nonvolatile memory such as a ROM (Read Only Memory) or a flash memory, or a volatile memory such as a RAM (Random Access Memory). The storage unit 120 stores programs and data for causing the data processing unit 110 to execute various functions of the mobile phone 100. In addition, the storage unit 120 stores in advance a mobile ID that is mobile terminal information for identifying the mobile phone 100. The storage unit 120 is an application program in various services using the non-contact type IC chip 190, and in this embodiment, processing means for receiving the electronic money service received from the electronic money management server 200 is shown. The electronic money application 111 as the specified program is stored. Furthermore, the storage unit 120 stores a store ID, a term ID, and content data as information for specifying the content transmitted from the electronic money management server 200 in step S273c, which will be described later with reference to FIG.

  The data input unit 130 includes dial keys, cross operation keys, and other function keys for inputting numbers such as telephone numbers and various data, alphabets, and other characters. The data input unit 130 receives data input from the user and transfers the input data to the data processing unit 110.

  The display unit 140 includes a liquid crystal display (hereinafter referred to as “LCD”). The display unit 140 may be configured by other display devices such as an EL (Electro Luminescence) display. Display unit 140 displays character data and image data received from data processing unit 110.

  The voice input / output unit 150 includes a microphone and a speaker. The voice input / output unit 150 converts the voice input from the outside into an electrical signal, delivers it to the data processing unit 110, converts the electrical signal from the data processing unit 110 into a voice, and outputs it to the outside.

  The wireless communication unit 160 delivers a signal received by the antenna 161 from another mobile phone or server to the data processing unit 110 and causes the antenna 161 to output a signal to be transmitted from the data processing unit 110 to the other mobile phone or server.

  The data processing unit 110 is configured by a microprocessor (Micro Processing Unit, hereinafter referred to as “MPU”). The data processing unit 110 can communicate with the control unit 191 of the non-contact type IC chip 190. The data processing unit 110 is input from the storage unit 120, the data input unit 130, the wireless communication unit 160, the voice input / output unit 150, or the control unit 191 of the non-contact type IC chip 190 according to the program stored in the storage unit 120. The processed data is processed and output to the storage unit 120, the display unit 140, the wireless communication unit 160, the voice input / output unit 150, or the control unit 191 of the non-contact type IC chip 190.

  The storage unit 192 of the non-contact type IC chip 190 automatically grants a privilege at the time of a specific transaction among electronic money such as value used in various services using the non-contact type IC chip 190 and provided contents. Information and data used in the application program are stored.

  The non-contact communication unit 193 of the non-contact type IC chip 190 communicates with an external chip reader / writer via the antenna 194. In the present embodiment, the non-contact communication unit 193 communicates with the chip reader / writer 390 provided in the ticket vending machine 300 and the chip reader / writer 690 provided in the card unit 600. Further, as described above, the non-contact communication unit 193 receives power from the antenna 194 and supplies power to each part of the non-contact type IC chip 190 by electromagnetic induction by electromagnetic waves from an external chip reader / writer.

The control unit 191 of the non-contact type IC chip 190 processes data input from the storage unit 192, the non-contact communication unit 193, or the data processing unit 110 according to the program stored in the storage unit 192, and stores the storage unit 192, the non-contact communication unit 193, or the data processing unit 110.

  In the present embodiment, mobile phone 100 may or may not include voice input / output unit 150.

  FIG. 3 is a block diagram showing an example of the configuration of the electronic money management server 200 according to the present invention. Referring to FIG. 3, electronic money management server 200 includes a data processing unit 210, a storage unit 220, a data input unit 230, a display unit 240, and a communication unit 260.

  The storage unit 220 includes a nonvolatile memory such as a ROM and a flash memory, a semiconductor memory such as a volatile memory such as a RAM, and an external storage device such as a hard disk. The storage unit 220 stores programs and data for causing the data processing unit 210 to execute various functions of the electronic money management server 200.

  In this embodiment, the initial registration AP 211, the value purchase AP 212, the value issuance AP 213, and the balance management AP 214 are stored in the storage unit 220. Further, the above-described user information DB 221, issue information DB 222, store specific information DB 271, and content specific information DB 272 are also stored in the storage unit 220.

  The data input unit 230 includes input devices such as a keyboard and a mouse. The data input unit 230 receives data input from a user such as an administrator of the electronic money management server, and transfers the input data to the data processing unit 110.

  The display unit 240 is configured with an LCD. The display unit 240 may be configured by other display devices such as a CRT (Cathode Ray Tube) display and an EL (Electro Luminescence) display. Display unit 240 displays character data and image data received from data processing unit 210.

  The communication unit 260 passes data received from the mobile phone 100 or other server via the mobile phone Internet network 910 or other network to the data processing unit 210, and the data processing unit 210 transmits the data to the mobile phone Internet network 910 or other Data to be transmitted to the mobile phone 100 or another server via the network is output.

  The data processing unit 210 is configured with an MPU. The data processing unit 210 processes the data input from the storage unit 220, the data input unit 230, or the communication unit 260 according to the program stored in the storage unit 220, and the storage unit 220, the display unit 240, or The data is output to the communication unit 260.

  The configuration of the settlement server 280, the remote issue server 400, the financial institution server 500, and the store server 800 is the same as the configuration of the electronic money management server 200 described with reference to FIG.

  FIG. 4 is a diagram for explaining the user information database 221 used when the electronic money management server 200 according to the present embodiment provides an electronic money transaction service and a content distribution service.

Referring to FIG. 4, in user information DB 221, an address, an e-mail address of mobile phone 100, financial institution designation information, a count value of an uncharged deletion counter, mobile phone 100 are associated with the member ID and mobile terminal information. The daily purchase limit amount, the mobile phone 100 hold limit amount, the transaction store ID, the usage amount, the term ID, and the state information of the target content are stored.

  The member ID is an ID for uniquely identifying a member who has been registered to enjoy services such as an electronic money transaction service and a content distribution service. The mobile terminal information is information for uniquely identifying the mobile phone 100. The electronic money address of the mobile phone 100 is an address used for an electronic mail that is uniquely set for the mobile phone 100. The address is an example of location data for specifying the location of the user, and is input and registered by the user during registration for enjoying services such as an electronic money transaction service and a content distribution service. In the present embodiment, an example of registering the user's address as the location data for specifying the user's location will be described. However, the group corresponding to the area to which the user's location belongs will be described later using FIG. You may comprise so that a group number may be registered.

  The financial institution designation information is a number uniquely given in advance to the financial institution. The uncharge deletion counter is a counter for counting, for each mobile terminal 100, the number of times registration is deleted without being charged once by the mobile phone 100 registered in the electronic money transaction service.

  The daily purchase limit is the limit of the value that can be purchased per day. The mobile holding limit is a limit of value that can be charged to the mobile phone 100.

  The traded shop ID refers to the shop ID of a traded shop that has made a specific transaction in the past. The store ID is an ID for uniquely identifying a store that has joined the content distribution service. The usage amount is the amount of value used in the store within a predetermined period. As described later with reference to FIG. 39 and FIG. 40, the traded store ID and the usage amount correspond to the member ID and mobile ID based on the transaction information transmitted from the servers of a plurality of stores including the stores 30a and 30b. In addition, each is memorized. That is, the user information DB 221 has been subjected to a specific transaction using the value stored in the storage area for service reception in the storage unit 192 of the contactless IC chip 190 of the mobile phone 100 in association with the mobile ID. Stores the store ID of the traded store. In addition, the user information DB 221 stores the amount of electronic money used for the specific transaction at the transaction store identified from the store ID in association with the store ID of the transaction store.

  The term ID is an ID for specifying the expiration date of the content. In the present embodiment, as will be described later, one piece of content data is specified from the store ID and the time limit ID. The content data is data indicating the content itself. The term ID is registered based on the value purchase as will be described later with reference to FIG.

  The status information of the target content is whether the content data specified from the store ID and the deadline ID is in a selected state selected by the user, is in a transmittable state that can be transmitted to the user's mobile phone 100, or the user This is information for specifying whether or not the mobile phone 100 is in a transmitted state. In this embodiment, when “0” is set, it is specified that it is in a selected state, when “1” is set, it is specified that it is in a transmittable state, and “2” is set. When set, it is specified to be in a transmitted state. The state information of the target content is registered based on value purchase as described later with reference to FIG. 14, and is updated based on completion of settlement of value consideration and value issuance as described later with reference to FIGS.

The electronic money management server 200 is based on the member ID or the mobile terminal information, and corresponds to the member ID or the mobile terminal information, the e-mail address, the financial institution designation information, the count value of the uncharge deletion counter, the daily purchase limit In addition, it is possible to easily search for a portable holding limit, a traded shop ID, a usage amount, a time limit ID, and state information of the target content.

  In FIG. 4, for example, “1101” and “1102” are issued as member IDs to mobile phone users “MN7RE” and “NO8SF” as mobile terminal information. Correspondingly, “mailto @ jp” and “testyo @ jp” are used as e-mail addresses, “2409329” and “351430” for specifying a specified bank's designated account as financial institution designation information, and an uncharged deletion counter, respectively. “2”, “0” as a count value of “1”, “30000” yen as a daily purchase limit amount and a portable retention limit amount, “000001”, “000003”, “000006” as traded store IDs corresponding to the member ID “1101”, “000007”, “500, 250” for each shop ID that has been traded 0,2000,2000 "," 06063000,06013100,06021510 to the store ID000003,000006,000007 each of the transactions already as the deadline ID "," 1,1,2 "is stored as the state information of the target content.

  FIG. 5 is a diagram for explaining the issue information database 222 used when the electronic money management server 200 according to the present embodiment provides an electronic money transaction service.

  Referring to FIG. 5, in issue information DB 222, the value balance, purchase number, purchase price, fee, time stamp, value purchase record (uncharged value) of mobile phone 100 is associated with the above-described member ID and mobile terminal information. ), The number of value purchases, the accumulated amount on the day, the accumulated charge amount, and the transaction amount are stored.

  The value balance is the remaining value stored in the service enjoyment storage area constructed in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100. The purchase number is a number for identifying purchase of each value. The purchase amount is a consideration for the value to be purchased. The fee is a fee for purchasing the value that the member should pay to the manager. The time stamp is information indicating the time when processing for purchasing value is performed. The value purchase record is a record of information related to purchase such as an uncharged value for each member ID. The number of value purchases is the number of times the member has purchased value since becoming a member. The accumulated amount on the day is the accumulated amount of the value purchased by the member on that day. The accumulated charge is the accumulated value that the member has purchased so far. The transaction amount is the amount that the user has traded using the value. Note that the transaction amount is different from the usage amount, which is the amount of value used at a store within a predetermined period, in that it is the total amount of value used at a plurality of stores.

  Therefore, the electronic money management server 200, based on the member ID or the mobile terminal information, corresponds to the member ID or the mobile terminal information, the value balance, purchase number, purchase price, fee, time stamp, value purchase record, value It is possible to easily search for the number of purchases, the current day accumulated amount, the accumulated charge amount, and the transaction amount. The value purchase record includes the amount of value and written information indicating whether or not the value has been written.

  In FIG. 5, for example, in association with the member ID “1101” and the mobile terminal information “MN7RE”, the value balance is “11000” yen, the value purchase count is “28th”, the accumulated amount is “6000” yen, “24000” yen is stored as the accumulated amount, and “22000” yen is stored as the transaction amount.

Further, “90010801” and “90005587” are stored as purchase numbers in association with the above-described member ID “1101” and portable terminal information “MN7RE”. In the present embodiment, every time value purchase is performed, a purchase number is stored in association with the member ID and the mobile terminal information.

  Corresponding to the purchase numbers “90010801” and “90005587”, the purchase amounts are “1000” yen and “5000” yen, the commissions are “200” yen and “200” yen, and the time stamps are “200504428153457”, “ "20050417071134", "1000" yen, "5000" yen as the amount of value, "0" indicating that the value has not been written as written information, and "1" indicating that the value has been written Is remembered. That is, the uncharged value is a value whose written information is “0”. As described above, the issue information DB 222 stores the purchase history corresponding to the purchase number.

  As above, the configuration including the user information DB 221 and the issue information DB 222 has been described as the database of the electronic money management server 200 in the present embodiment. However, the present invention is not limited to this, and a single database may be used. For example, it may be configured to store various information corresponding to the member ID or the mobile terminal information in association with the member ID and the mobile terminal information.

  As described above, the electronic money management server 200 associates each mobile phone 100 with the individually identifiable (mobile terminal) identification information (member ID, mobile terminal information) in the user information DB 221, and The number of times that the owner of 100 has established a storage area for receiving services in the storage unit 192 of the mobile phone 100 and the financial institution designation information for specifying the financial institution used for the settlement processing for the charge of the electronic money An uncharged deletion counter indicating, a daily purchase limit amount and a portable retention limit amount are stored and managed.

  In addition, the electronic money management server 200 associates the member ID and the mobile terminal information in the user information DB 221 in accordance with the transaction status and charge status of the user of the mobile phone 100, and the transaction store ID and the amount used. And the term ID and the status information of the target content are stored and managed.

  Further, in the issue information DB 222, electronic money that can be charged to the mobile phone 100 in association with identification information (member ID, mobile terminal information) that can individually identify each mobile phone 100 (mobile terminal). And a value purchase record including written information indicating whether or not the electronic money has been written, and an accumulated amount of electronic money that is allowed to be charged on that day (predetermined period) Remember and manage.

  FIG. 6 is a diagram for explaining the store identification information DB 271 used when the electronic money management server 200 according to the present embodiment provides a content distribution service.

  The electronic money management server 200 is information for specifying content related to a store having a location in the area for each area obtained by subdividing the providing area where the electronic money transaction service and the content distribution service can be provided. Is managing. In the present embodiment, the subdivided areas are referred to as groups, and stores in the same group are referred to as stores in the same group. The subdivided area means, for example, an area within a few kilometers from a predetermined point. A plurality of predetermined points are set in the provision area. For this reason, the above-mentioned stores include stores that belong to an area within a few kilometers from one point and belong to an area within a few kilometers from another point. The store specifying information DB is configured to be able to specify stores in the same group for stores that have joined the content distribution service.

Referring to FIG. 6, the provision area is subdivided into a group 1 area, a group 2 area, a group 3 area, and so on. And store ID of the store in the same group is memorize | stored in store specific information DB271 for each group. Store identification information DB271 stores store ID of a store in the same group based on the location of each store.

  For example, 000001 to 000007, etc. are stored as store IDs for individually specifying stores in the same group belonging to group 1. As store IDs for individually specifying stores in the same group belonging to group 2, 000002, 000006, 000008 to 000010, etc. are stored. As store IDs for individually specifying stores in the same group belonging to group 3, 000005, 000006, 000009, 000011, 000012,... Are stored. The store identification information DB 271 similarly stores store IDs for individually specifying stores in the same group belonging to other groups.

  For this reason, from the store identification information DB 271 shown in FIG. 6, among the stores that have joined the content distribution service, for example, stores with store IDs of 000001 to 000012 are the same group as stores with store IDs of 000001, 000003, 000004, and 000007. The in-store is a store with store ID belonging to group 1, the same in-group store as the store with store ID 000002 is in the same group as the store with store ID belonging to group 1 and group 2, and the store ID is 000005 The stores are stores with store IDs belonging to Group 1 and Group 3, stores within the same group as the stores with store ID 000006 are stores with store IDs belonging to Group 1, Group 2, and Group 3, and store ID is 000008. , Same as 000010 store A store in the loop is a store with a store ID belonging to group 2, a store with a store ID of 000009 is a store with the store ID belonging to group 2 and group 3, and stores with store IDs 000011 and 000012 It is specified that the store in the same group is a store having a store ID belonging to group 3. As described above, the store specifying information DB 271 is configured such that a store in the same group is specified for each store that has joined the content distribution service.

  The data stored in the store identification information DB 271 is managed by the electronic money management server 200 in response to a request from each store (for example, receiving an e-mail notifying address change or receiving a call notifying address change). It is memorize | stored when a person inputs using a data input part.

  As described above, the electronic money management server 200 stores a group number as location data for identifying the location of the store in the store identification information DB 271 in association with the store ID of each store. The location of the store can be specified by separately storing the location (for example, within 5 km from XX station) in association with the number. In addition, as location data, it is not restricted to this, For example, you may make it memorize | store the address of each store.

  FIG. 7 is a diagram for explaining the content specifying information DB 272 used when the electronic money management server 200 according to the present embodiment provides a content distribution service.

The content specifying information DB in the present embodiment is configured to be able to specify information related to each store that has joined the content distribution service. Information related to the store includes distribution information for the electronic money management server 200 to distribute to the user's mobile phone 100 and server management information for management by the electronic money management server 200. The distribution information includes a store ID, a time limit ID, and content data. The server management information includes distribution start date information, usage amount, and store content specifying information. In the content identification information DB, the term ID, content data, distribution start date information,
The usage amount and store content specifying information are stored.

  The store can register a plurality of contents in the content specifying information DB in accordance with the usage amount of the user. For this reason, the content specifying information DB in the present embodiment associates store IDs (for example, store IDs 000002, 000003, 000006, etc.) with a plurality of contents registered according to the usage amount of the user. A plurality of sets of time limit IDs, content data, and distribution start date information are stored. In addition, the content specifying information DB is associated with the store ID for a store (for example, store ID 000001, 000004, 000005, 000007, etc.) in which one content is registered regardless of the usage amount. ID, content data, and distribution start date information are stored.

  The store ID is an ID for uniquely identifying a store that has joined the content distribution service as described above. In FIG. 7, store IDs of 000001 to 000007 are stored.

  The term expiration ID is the content expiration date based on the first six digits of the ID shown in FIG. 7, and whether the content is related to the notification from the store according to the last two digits of the ID shown in FIG. Whether the content is related to the coupon that can be used in the item ID is an ID for specifying the content corresponding to the amount of use by the last one digit of the ID shown in FIG.

  Since the store with the store ID 000001 shown in FIG. 7 registers the content of one content regardless of the usage amount, the term ID 06013110 with the last digit “0” is stored in association with the store ID 000001. . The expiration date of the content is specified as “January 31, 2006” from the first six digits “060131” of the term ID, and the store with store ID 000001 is identified by the last digit “1” of the term ID. It can be specified that the content is related to the notification from.

  Since the store with the store ID 000002 shown in FIG. 7 has a plurality of contents registered in accordance with the usage amount, it is associated with the store ID 000002 with a time limit ID 06021000 in which the last digit is “0” and the last one digit. A deadline ID 0602001 which is “1” is stored. As described above, for a store in which a plurality of contents are registered according to the amount used, it is possible to specify which content is the content by the last digit of the term ID. The expiration date of the content is specified as “February 10, 2006” from the first six digits “060210” of the time limit ID, and the store ID “000002” is determined by “0” in the second digit of the time limit ID. It can be specified that the content is related to a coupon that can be used at the store. Similarly, the expiration date and content type of the content of other stores are specified from the time limit ID.

Content data is data indicating the content itself. As the content data, one content data is specified from the store ID and the term ID. The content itself is specified using data obtained by adding the validity period specified from the first six digits of the above-mentioned time limit ID before the specified content data. For example, the content itself of the store ID 000001 in FIG. 7 has an effective period “January 31, 2006” specified from the first six digits of the above-mentioned term ID before the “half price sale!” Content data. "Half price sale until January 31, 2006!" Similarly, the content of the other content itself is specified by adding a validity period specified from the first six digits of the time limit ID to the content data specified from the store ID and the time limit ID. As described above, the content in the present embodiment includes content related to notifications from stores and content related to coupons that can be used in stores. In addition, as content related to coupons that can be used in stores, it is necessary to automatically grant benefits at the time of specific transactions, and it is used by checking the content of stores used by specific transaction devices and the clerk of the store Content.

  The distribution start date information is information for specifying a date on which distribution of distribution information is started. In FIG. 7, it is possible to specify that the distribution start date is “January 1, 2006” from “060101” of the distribution start date information stored in association with the store ID 000001. Similarly, the distribution start date of distribution information for other stores is specified from the distribution start date information. The electronic money management server 200 can transmit the corresponding distribution data to the mobile phone 100 from the distribution start date specified from the distribution start date information.

  The usage amount is information for specifying an amount for specifying which content is to be transmitted to the user's mobile phone 100 when a plurality of contents are registered. In FIG. 7, “less than 100,000” and “100,000 or more” are stored in association with the store ID 000002. Therefore, when the use amount of the store stored in the user information DB 221 described in FIG. 4 is “less than 100,000”, the content data specified from the store ID 000002 and the term ID 06021000 is “until present at the time of purchase” Is transmitted to the mobile phone 100 of the user. Further, when the use amount of the store stored in the user information DB 221 described with reference to FIG. (3 times) "is transmitted to the mobile phone 100 of the user.

  The store content specifying information is information for specifying content related to the store itself. In FIG. 7, a location such as “〒 103-...” Is stored as the store content specifying information. Note that the store content specifying information is not limited to the location, but may be information for specifying a contact information, a map, or the like of the store. The electronic money management server 200 uses, for example, a mobile phone on a web page of a predetermined URL including a store ID (Uniform Resource Locator, for example, “http://tenpokanren.co.jp/(store ID) .html”). When accessed from 100, the content related to the store itself specified from the store content specifying information stored in association with the store ID is displayed on the display unit 140 or the like of the mobile phone 100. Thereby, the user of the mobile phone 100 can browse the store content specifying information of the store. The predetermined URL including the store ID is displayed when the store content data is received or when the store content is selected for confirmation.

  The data to be stored in the content identification information DB 272 includes requests from each store (for example, a deadline ID, content data, a delivery start date, a usage amount, an email informing a change of the store content identification information, etc., a deadline ID, a content Stored by the administrator of the electronic money management server 200 using the data input unit in response to a call notifying the change of data, distribution start date, usage amount, store content specifying information, etc. Is done.

  As described above, the electronic money management server 200 stores content data such as notification information and coupon information as store related information related to the store in the content identification information DB 272 in association with the store ID. A plurality of types of content data corresponding to the amount of electronic money used for the specific transaction at the store are stored.

  FIG. 8 is a block diagram showing an example of the configuration of the ticket vending machine 300 according to the present invention. Referring to FIG. 8, ticket vending machine 300 includes a data processing unit 310, a storage unit 320, an operation unit 330, a display unit 340, a communication unit 360, a card reader / writer 370, a money handling machine 380, A chip reader / writer 390.

  The chip reader / writer 390 includes a control unit 391, a storage unit 392, a non-contact communication unit 393, and an antenna 394.

  The storage unit 320 includes a nonvolatile memory such as a ROM or a flash memory and a semiconductor memory such as a volatile memory such as a RAM. The storage unit 320 stores programs and data for causing the data processing unit 310 to execute various functions of the ticket vending machine 300.

  The operation unit 330 includes an amount button for selecting the amount of the prepaid card to be purchased. The amount button is configured such that the lamp is turned on when selected. The operation unit 330 accepts an operation from the user and delivers a signal indicating the accepted operation to the data processing unit 310.

  The display unit 340 is configured with an LCD. The display unit 340 may be configured by other display devices such as an EL display. Display unit 340 displays character data and image data received from data processing unit 310.

  The communication unit 360 transfers data received from the store server 800 via the LAN of the store 30a to the data processing unit 310, and transmits data transmitted from the data processing unit 310 to the store server 800 via the LAN in the store 30a. Output.

  The card reader / writer 370 reads data from the prepaid card 371, delivers the read data to the data processing unit 310, records the data received from the data processing unit 310 on the prepaid card 371, and issues the prepaid card 371.

  The money handling machine 380 accepts cash of coins and banknotes, and delivers data indicating the amount of accepted cash to the data processing unit 310. Further, the money handling machine 380 returns the amount of cash indicated by the data received from the data processing unit 310 to the outside.

  The data processing unit 310 is configured with an MPU. The data processing unit 310 can communicate with the control unit 391 of the chip reader / writer 390. The data processing unit 310 is input from the control unit 391 of the storage unit 320, the operation unit 330, the communication unit 360, the card reader / writer 370, the money processor 380, or the chip reader / writer 390 according to the program stored in the storage unit 320. The processed data is processed and output to the storage unit 320, the display unit 340, the communication unit 360, the card reader / writer 370, the money handling machine 380, or the control unit 391 of the chip reader / writer 390.

  The storage unit 392 of the chip reader / writer 390 stores application programs for exchanging with the non-contact type IC chip 190 in various services using the non-contact type IC chip 190, and data used in those application programs.

  The non-contact communication unit 393 of the chip reader / writer 390 communicates with the non-contact type IC chip 190 of the mobile phone 100 via the antenna 394. Further, as described above, the non-contact communication unit 393 supplies electric power to the non-contact type IC chip 190 via the antenna 394 by electromagnetic induction by an electromagnetic wave that is a carrier wave from the non-contact communication unit 393.

The control unit 391 of the chip reader / writer 390 processes the data input from the storage unit 392, the non-contact communication unit 393, or the data processing unit 310 according to the program stored in the storage unit 392, and stores the storage unit 392, Non-contact communication unit 393 or data processing unit 310
Output to.

  In addition, about the POS terminal device 600b installed in the store 30b etc., the structure different from the ticket vending machine 300 demonstrated with reference to FIG. 8 is demonstrated. The POS terminal device 600b does not include the card reader / writer 370 and the money handling machine 380 described with reference to FIG. 8, but includes an output device such as a printer that prints a receipt, a bar code that inputs a product code and a price, and a bar that reads a magnetic card. Includes data input units such as code and magnetic card readers and keyboards.

  FIG. 9 is a block diagram showing an example of the configuration of the card unit 600 according to the present invention. Referring to FIG. 9, the card unit 600 includes a data processing unit 610, a storage unit 620, a display unit 640, a communication unit 660, a card reader / writer 670, a money handling machine 680, and a chip reader / writer 690. including. Further, as operation units for inputting signals to the card unit 600, there are a ball lending button 631 and a return button 632 provided in the pachinko gaming machine 700.

  The chip reader / writer 690 includes a control unit 691, a storage unit 692, a non-contact communication unit 693, and an antenna 694.

  The storage unit 620 includes a nonvolatile memory such as a ROM or a flash memory and a semiconductor memory such as a volatile memory such as a RAM. The storage unit 620 stores programs and data for causing the data processing unit 610 to execute various functions of the card unit 600.

  The ball lending button 631 outputs a ball lending operation signal requesting lending of game balls to the data processing unit 610 when pressed by the player. The return button 632 outputs a return operation signal for requesting the return of the prepaid card 371 to the data processing unit 610 when pressed by the player.

  Display unit 640 includes an LCD. The display unit 640 may be configured by other display devices such as an EL display. Display unit 640 displays character data and image data received from data processing unit 610.

  The communication unit 660 delivers data received from the store server 800 via the LAN of the store 30a to the data processing unit 610, and transmits data transmitted from the data processing unit 610 to the store server 800 via the LAN in the store 30a. Output.

  The card reader / writer 670 reads data from the prepaid card 371, transfers the read data to the data processing unit 610, and records the data received from the data processing unit 610 on the prepaid card 371. Further, the card reader / writer 670 discharges the prepaid card 371 to the outside in response to a return operation signal received from the return button 632 via the data processing unit 610.

  The money handling machine 680 accepts coins and banknote cash, and delivers data indicating the amount of accepted cash to the data processing unit 610. The money handling machine 680 returns the amount of cash indicated by the data received from the data processing unit 610 to the outside.

The data processing unit 610 is configured with an MPU. The data processing unit 610 can communicate with the control unit 691 of the chip reader / writer 690. The data processing unit 610 includes a storage unit 620, a ball lending button 631, a return button 632, a communication unit 660, a card reader / writer 670, a money processor 680, or a chip reader / writer 690 according to the program stored in the storage unit 620. Data input from the control unit 691 is processed and output to the storage unit 620, the display unit 640, the communication unit 660, the card reader / writer 670, the money processor 680, or the control unit 691 of the chip reader / writer 690.

  The storage unit 692 of the chip reader / writer 690 stores application programs for exchanging with the non-contact type IC chip 190 in various services using the non-contact type IC chip 190 and data used in those application programs.

  The control unit 691 of the chip reader / writer 690 processes data input from the storage unit 692, the non-contact communication unit 693, or the data processing unit 610 according to the program stored in the storage unit 692, and stores the storage unit 692, The data is output to the non-contact communication unit 693 or the data processing unit 610.

(Description of initial registration of mobile phone 100 to electronic money system 10)
FIG. 18 is a first display screen view displayed on display unit 140 of mobile phone 100 when the mobile phone is initially registered in the electronic money system in the present embodiment. FIG. 18A is a screen of a web page that is first displayed on the display unit 140 of the mobile phone 100 when the web browser function is executed in the mobile phone 100.

  The screen of FIG. 18A is a “menu” screen. In the screen of FIG. 18A, “My Menu”, “Weekly Guide”, “Menu List”, “Tokuto Menu”, “Area”, and “Easy Search” are displayed as links to other web pages. Here, the “menu list” is highlighted as a selection candidate. Selection candidates can be switched with the cross operation key.

  Further, as a common display in the screens after FIG. 18A, there are “return”, “selection”, and “menu” displays at the bottom of the screen. By operating the left, middle, and right function keys of the data input unit 130, the functions of “return”, “select”, and “menu” can be executed.

  When the “return” function is executed, the screen of the previous web page is displayed. When the “select” function is executed, the screen of the web page linked to the selection candidate highlighted by the operation of the cross operation key is displayed. When the “menu” function is executed, the “menu” screen described with reference to FIG.

  When the “menu list” link is selected on the screen of FIG. 18A, the screen of FIG. 18B is displayed.

  The screen of FIG. 18B is a “menu list” screen. In the screen of FIG. 18B, “weather / news / information”, “mobile banking”, “hobby”, and other links are displayed as links to other web pages. Here, the “hobby” link is highlighted as a selection candidate.

  When the “hobby” link is selected on the screen of FIG. 18B, the screen of FIG. 18C is displayed.

  In the screen of FIG. 18C, “Pachinko / pachislot”, “electronic money”, “→ all 23 sites”, and other links are displayed as links to other web pages. Here, the link of “electronic money” is highlighted as a selection candidate.

  When the link “→ 23 sites in total” is selected on the screen of FIG. 18C, links to other sites are further displayed. When the “electronic money” link is selected on the screen of FIG. 18C, the fact that the “electronic money” link has been accessed is transmitted from the mobile phone 100 to the electronic money management server 200.

  FIG. 10 is a flowchart showing the flow of processing of the initial registration application program 211 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 10, first, in step S <b> 201, the data processing unit 210 of the electronic money management server 200 determines whether or not the “electronic money” URL has been accessed on the screen of FIG. 18C.

  If it is determined that access has been made (YES in step S201), in step S202, the data processing unit 210 transmits a top page screen for registration with the electronic money transaction service to the mobile phone 100. In the present embodiment, when the registration to the electronic money transaction service is completed, the electronic money transaction service and the content distribution service can be provided. In the present embodiment, “send screen” means to send data for displaying a screen. If it is determined that there is no access (NO in step S201), and after step S202, the data processing unit 210 proceeds to step S203.

  Proceeding to FIG. 18, the screen of FIG. 18 (d) is a top page screen for registration of the mobile phone 100 to the electronic money transaction service. In the screen of FIG. 18 (d), in addition to the text of the registration guidance for the electronic money transaction service, as a link to another web page, “electronic money” is a link to the web page of the outline of the electronic money transaction service. What is? ”,“ My Menu Registration ”, which is a link for registering a favorite web page in a user-specific menu,“ What's New! ”, Which is a link to a web page of an update history of an electronic money transaction service, “New member registration is here!”, Which is a link to the web page for new member registration to the money transaction service, and other links are displayed. Here, “Register new member here!” Is highlighted as a selection candidate.

  FIG. 11 is a flowchart showing the flow of web processing executed by the web browser function of mobile phone 100 in the present embodiment. FIG. 11A is a flowchart showing the flow of web processing during initial registration among web processing. Referring to FIG. 11A, first, in step S101, the data processing unit 110 of the mobile phone 100 has selected the link “Register new member here!” On the screen of FIG. 18D. To determine whether a registration request has been made. If it is determined that there is a registration request (YES in step S101), in step S102, the data processing unit 110 transmits registration request information including model information of the mobile phone 100 to the electronic money management server 200.

  Returning to FIG. 10, in step S <b> 203, the data processing unit 210 determines whether registration request information including model information has been transmitted from the mobile phone 100. If it is determined that the registration request information has not been transmitted (NO in step S203), the data processing unit 210 advances the process to be executed to step S207. On the other hand, if it is determined that the registration request information has been transmitted (YES in step S203), in step S204, the data processing unit 210 receives the model information included in the transmitted registration request information in the electronic money system 10. It is determined whether or not the corresponding model is indicated.

When it is determined that the mobile phone 100 is a model compatible with the electronic money system (YES in step S204), the data processing unit 210 transmits a mail transmission screen to the mobile phone 100 in step S205. Thereafter, the data processing unit 210 advances the process to be executed to step S207. On the other hand, when it is determined that the mobile phone 100 is not a model compatible with the electronic money system (NO in step S204), the data processing unit 210 transmits an incompatible model notification screen to the mobile phone 100 in step S206. Thereafter, the data processing unit 210 returns the process to be executed to step S201.

  FIG. 19 is a second display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment. FIG. 19A is a non-compatible model notification screen transmitted to the mobile phone 100 in step S206.

  In the screen of FIG. 19A, a text stating that the mobile phone 100 is not a compatible model of the electronic money system 10, a “mobile model compatible with electronic money” that is a link to a list of models compatible with electronic money, and FIG. "Go to the top of this site", which is a link to the top page of this site shown in).

  FIG. 19B is a mail transmission screen transmitted to the mobile phone 100 in step S205. In the screen of FIG. 19 (b), notes on registration to the electronic money transaction service, “click here! (To empty mail transmission screen)” which is a link for displaying the mail transmission screen, and FIG. “To the top of this site” which is a link to the top page of this site shown in FIG. 18D is displayed. When the “Click here! (To empty mail transmission screen)” link is selected on the screen of FIG. 19B, the electronic mail function of the mobile phone 100 is activated, and the mail transmission screen of FIG. 19C. Is displayed.

  At the destination of the mail transmission screen in FIG. 19 (c), the mail transmission screen is displayed with the electronic mail address for registration to the electronic money transaction service already entered. Also, nothing is entered in the title and text of the mail transmission screen.

  Returning to FIG. 11A, in step S103, the data processing unit 110 determines whether or not a mail transmission operation on the mail transmission screen of FIG. 19C has been performed by the user. If it is determined that a mail transmission operation has been performed (YES in step S103), in step S104, the data processing unit 110 transmits the mail on the mail transmission screen in FIG. 19C to the electronic money management server 200. That is, an empty mail is transmitted.

  Returning to FIG. 10, in step S <b> 207, the data processing unit 210 determines whether an empty mail has been received from the user's mobile phone 100. By receiving the empty mail, the data processing unit 210 can know the electronic mail address of the user's mobile phone 100.

  If it is determined that an empty mail has been received (YES in step S207), in step S208, the data processing unit 210 sends an e-mail describing a registration URL for continuing the registration procedure to the user's mobile phone 100. Send to an email address. Thereafter, the data processing unit 210 advances the process to be executed to step S210. On the other hand, if it is determined that the e-mail address has not been received (NO in step S207), data processing unit 210 advances the process to be executed to step S210.

  FIG. 20 is a third display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 according to the present embodiment.

  FIG. 20A is a screen for notifying the number of new messages in the electronic mail function of the mobile phone 100. Here, the display of “mail unread 001” indicates that there is one unread mail among newly arrived electronic mails.

  When “mail unread 001” is selected on the screen of FIG. 20A, the contents of the new mail sent from the electronic money management server 200 to the mobile phone 100 in step S208 as shown in FIG. 20B. Is displayed.

  In the e-mail in FIG. 20 (b), a text indicating that the registration procedure for the electronic money transaction service is continued by selecting the registration URL for the web page for continuing the registration procedure, and the registration URL are described. Link is displayed.

  Returning to FIG. 11A, in step S105, the data processing unit 110 determines whether or not the link of the registration URL has been selected on the screen of FIG. If it is determined that the link of the registration URL has been selected (YES in step S105), in step S106, the data processing unit 110 accesses the registration URL and transmits the model information of the mobile phone 100 to the electronic money management server 200. To do.

  Returning to FIG. 10, in step S <b> 210, the data processing unit 210 determines whether the registered URL is accessed from the mobile phone 100 and the model information of the mobile phone 100 is received. When the registration URL is accessed and model information is received (YES in step S210), in step S211, the data processing unit 210 determines whether the transmitted model information indicates a model corresponding to the electronic money system 10. Determine whether.

  Proceeding to FIG. 20, FIG. 20 (c) is a non-compatible model notification screen transmitted to the mobile phone 100 in step S213. Since the screen of FIG. 20C is the same as the screen of FIG. 19A, description thereof will not be repeated.

  FIG. 20D is a usage agreement screen transmitted to the mobile phone 100 in step S212. In the screen of FIG. 20 (d), a note on registration to the electronic money transaction service, “Read service agreement (required)” which is a link to the web page of the service agreement, and agree to the service agreement and register “Agree and register”, which is a link for proceeding with the procedure, is displayed. Here, “Agree and register” is highlighted as a selection candidate.

  Returning to FIG. 11A, in step S107, the data processing unit 110 determines whether or not the link “Agree and register” is selected by the user on the screen of FIG. If it is determined that the “Agree and register” link has been selected (YES in step S107), in step S108, the data processing unit 110 identifies mobile terminal information (hereinafter referred to as mobile terminal information) for uniquely identifying the mobile phone 100. (Also referred to as “mobile ID”) to the electronic money management server 200.

  Returning to FIG. 10, in step S <b> 214, the data processing unit 210 determines whether mobile terminal information has been transmitted from the mobile phone 100. If it is determined that portable terminal information has not been transmitted (NO in step S214), data processing unit 210 advances the process to be executed to step S221.

On the other hand, if it is determined that the mobile terminal information has been transmitted (YES in step S214), in step S215, the data processing unit 210 refers to the mobile terminal information and member ID in the user information DB 221 of FIG. Thus, it is determined whether or not the received mobile terminal information has been registered in the user information DB 221. If it is determined that there is a registration history of the received mobile terminal information (YES in step S215), in step S216, the data processing unit 210 displays the mobile terminal information and uncharged deletion counter in the user information DB 221 of FIG. By referring, it is determined whether or not the count value of the uncharge deletion counter corresponding to the mobile phone 100 indicated by the received mobile terminal information is 3 or more.

  If the count value of the uncharge deletion counter is 3 or more (YES in step S216), the data processing unit 210 transmits a registration count over screen to the mobile phone 100 in step S217. Thereafter, the data processing unit 210 returns the process to be executed to step S201. That is, in this case, the output of area securing information (see S236) for constructing a storage area for receiving services in the storage unit 192 of the mobile phone 100 is prohibited.

  FIG. 21 is a fourth display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment. FIG. 21A is a registration count over screen transmitted to the mobile phone 100 in step S217.

  In the screen of FIG. 21 (a), a text stating that the number of registrations has exceeded the limit, and a link to the top page of this site shown in FIG. 18 (d) is “to the top of this site”. Is displayed.

  Returning to FIG. 10, when it is determined that there is no registration history of the received mobile terminal information (NO in step S215), or when the count value of the uncharge deletion counter is less than 3 (NO in step S216). In step S218, the data processing unit 210 registers the received mobile terminal information in the user information DB 221. Next, in step S219, the data processing unit 210 transmits a financial institution selection screen, which is the first screen of a web page for selecting a financial institution, to the mobile phone 100. Thereafter, the data processing unit 210 advances the process to be executed to step S221.

  Proceeding to FIG. 21, the screen of FIG. 21B is a mobile banking registration top screen transmitted to the mobile phone 100 in step S219. In the screen of FIG. 21 (b), a text indicating how to use value in the electronic money transaction service, a text prompting registration to mobile banking, and a link for proceeding to mobile banking registration "From here" , And a link for skipping registration for mobile banking, “Please select here if you want to skip mobile banking registration”.

  Returning to FIG. 11A, in step S109, the data processing unit 110 determines whether or not the financial institution inquiry link “From here” has been selected on the screen of FIG. 21B. It is determined whether or not any financial institution inquiry link is selected on the screen, or whether or not any financial institution inquiry link is selected on the screen of FIG.

  If it is determined that a financial institution inquiry link has been selected (YES in step S109), in step S110, the data processing unit 110 transmits financial institution inquiry information corresponding to each link to the electronic money management server 200.

  Returning to FIG. 10, in step S <b> 221, the data processing unit 210 determines whether financial institution inquiry information has been received from the mobile phone 100. If it is determined that the financial institution inquiry information has been received (YES in step S221), the data processing unit 210 transmits a screen corresponding to the financial institution inquiry information to the mobile phone 100 in step S222.

Proceeding to FIG. 21, the screen of FIG. 21C is a first financial institution selection screen corresponding to the financial institution inquiry information transmitted by selecting the “from here” link on the screen of FIG. 21B. is there. In the screen of FIG. 21 (c), a text prompting selection of a business type for mobile banking, “city bank” which is a link for selecting a city bank, and “local bank” which is a link for selecting a regional bank ”,“ Second regional bank ”which is a link for selecting a second local bank,“ labor bank ”which is a link for selecting a labor union,“ credit bank ”which is a link for selecting a credit union, A “credit union” that is a link for selecting a credit union and a “other” that is a link for selecting another financial institution are displayed. Here, a case will be described in which the “city bank” link is selected on the screen of FIG.

  The screen of FIG. 21D is a second financial institution selection screen corresponding to the financial institution inquiry information transmitted by selecting the “city bank” link on the screen of FIG. In the screen of FIG. 21 (d), there are texts prompting selection of mobile banking to be used and links for selecting one of city banks, “Yamato Bank”, “Mitomo Bank”, “Diamond Bank” "" Riezon Bank "is displayed. Here, the case where the link “Yamato Bank” is selected on the screen of FIG.

  FIG. 22 is a fifth display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment.

  The screen of FIG. 22A is a screen for confirming mobile banking corresponding to the financial institution inquiry information transmitted by selecting the “Yamato Bank” link on the screen of FIG. On the screen of FIG. 22 (a), a text confirming that Yamato Bank is registered as mobile banking to be used, “Confirm” which is a link for confirming registration and continuing the procedure, In addition, a link for returning to the previous screen in order to correct the selected mobile banking is displayed.

  Returning to FIG. 11A, in step S111, the data processing unit 110 determines whether or not the “confirm” link is selected on the screen of FIG. If it is determined that the “confirm” link is selected (YES in step S111), in step S112, the data processing unit 110 sends the electronic money management server 200 the financial institution designation information indicating the selected mobile banking and the above-described information. Mobile device information sent. That is, the financial institution designation information for specifying the financial institution designated by the user as the settlement processing institution used for the settlement processing for the payment of the value related to the charge of the value is transmitted.

  Returning to FIG. 10, in step S <b> 223, the data processing unit 210 determines whether or not the financial institution designation information is received from the mobile phone 100. If it is determined that the financial institution designation information has not been received (NO in step S223), data processing unit 210 advances the process to be executed to step S224b.

  On the other hand, if it is determined that the financial institution designation information has been received (YES in step S223), the data processing unit 210 is the same as the mobile terminal information received together with the financial institution designation information in step S224 and is user information. Corresponding to the mobile terminal information provisionally registered in the DB 221, the received financial institution designation information is provisionally registered in the user information DB 221. Note that the financial institution server 500 may be inquired as to whether or not the designated account exists in the financial institution specified from the financial institution designation information.

  Next, in step S224a, the data processing unit 210 transmits an address input screen to the mobile phone 100. Thereafter, the data processing unit 210 advances the process to be executed to step S224b.

  Proceeding to FIG. 22, FIG. 22B shows an address input screen transmitted to the mobile phone 100 in step S224a. In the screen of FIG. 22B, there is a text for prompting the user to input an address, an input field for inputting the address, and “input” which is a link for inputting that the input of the address is completed. Is displayed.

  Returning to FIG. 11A, in step S112a, the data processing unit 110 completes the input of the address in the input field by selecting the “input” link on the screen of FIG. 22B. Determine whether or not. If it is determined that the input of the address in the input field has been completed, in step S112b, the data processing unit 110 uses the electronic money management server 200 together with the mobile ID and address input information for specifying the data input in the input field. Send to.

  Returning to FIG. 10, in step S <b> 224 b, the data processing unit 210 determines whether address input information is received from the mobile phone 100. If it is determined that the address input information has not been received (NO in step S224b), data processing unit 210 advances the process to be executed to step S226.

  On the other hand, if it is determined that the address input information has been received (YES in step S224b), the data processing unit 210 uses the mobile ID received together with the address input information temporarily registered in the user information DB 221 in step S224c. Correspondingly, the received address input information is provisionally registered in the user information DB 221. In step S225, the data processing unit 210 transmits a promotion mail reception availability setting screen to the mobile phone 100. Thereafter, the data processing unit 210 advances the process to be executed to step S226.

  Proceeding to FIG. 22, FIG. 22 (c) is a promotion mail reception availability setting screen transmitted to the mobile phone 100 in step S225. In the screen of FIG. 22 (c), a text confirming whether or not to receive a promotion mail which is a notification mail of the latest information on electronic money, a radio button of “desired”, “not desired” Radio button, “Send” which is a link for instructing transmission of the selection result by the radio button, and “Link to the top of this site” which is a link to the top page of this site shown in FIG. Is displayed.

  Returning to FIG. 11A, in step S113, the data processing unit 110 selects a radio button of “desired” or “not desired” on the screen of FIG. By selecting, it is determined whether or not the reception of the promotion mail is determined. In step S <b> 114, the data processing unit 110 transmits to the electronic money management server 200 promotion receipt permission / inhibition information indicating whether or not the promotion mail can be received.

  Returning to FIG. 10, in step S <b> 226, the data processing unit 210 determines whether or not the promotion reception availability information is received from the mobile phone 100. If it is determined that the promotion receipt permission / inhibition information has not been received (NO in step S226), data processing unit 210 advances the process to be executed to step S231. On the other hand, if it is determined that the promotion receipt information has been received (YES in step S226), in step S227, the data processing unit 210 issues a member ID, the member ID, the e-mail address received in step S207, The financial institution designation information and the promotion receipt availability information provisionally registered in step S224 are provisionally registered in association with the mobile terminal information of the mobile phone 100 that transmitted the promotion receipt availability information. If YES is determined in step S215, the already issued member ID may be provisionally registered without issuing a new member ID. Next, in step S 228, the data processing unit 210 transmits a screen for confirming the download of the electronic money application 111 to the mobile phone 100.

Proceeding to FIG. 22, FIG. 22D is a screen for confirming the download transmitted to the mobile phone 100 in step S <b> 228. In the screen of FIG. 22 (d), a text on how to use the value, a text prompting the download of the electronic money application 111, “download start” that is a link for instructing the start of the download, and the electronic money application A sentence indicating the size of 111 is displayed.

  Returning to FIG. 11A, in step S115, the data processing unit 110 determines whether or not download of the electronic money application 111 has been requested by selecting “start download” on the screen of FIG. Determine whether. If it is determined that “start download” is selected (YES in step S115), in step S116, the data processing unit 110 displays application download request information, which is information indicating that the electronic money application 111 is requested to be downloaded, in electronic money. It transmits to the management server 200.

  Returning to FIG. 10, in step S <b> 231, the data processing unit 210 determines whether application download request information is received from the mobile phone 100. If it is determined that the application download request information has been received (YES in step S231), the electronic money application 111 is transmitted to the mobile phone 100 in step S232.

  22, when reception of the electronic money application 111 is started by the mobile phone 100, the screen of FIG. 22D is in the state shown in FIG. That is, a display indicating that downloading is in progress is displayed on the screen of FIG.

  Returning to FIG. 11A, in step S116a, the data processing unit 110 determines whether or not the download of the electronic money application 111 is completed. That is, it is determined whether or not the electronic money application 111 is stored in the storage unit 120. If it is determined that the download has not ended (NO in step S116a), data processing unit 110 repeats the process in step S116a. On the other hand, if it is determined that the download is complete (YES in step S116a), the data processing unit 110 terminates the initial registration web process.

  As described above, in this embodiment, the registration request information for requesting registration for enjoying the electronic money transaction service includes the registration request information in step S102, the mobile terminal information in step S108, and the application download request information in step S116. However, information transmitted to and received from the electronic money management server 200 at the time of initial registration is arbitrary, and at least registration request information for requesting registration may be transmitted once.

  When the downloading of the electronic money application 111 is completed, the data processing unit 110 of the mobile phone 100 activates the electronic money application 111 stored in the storage unit 120.

  FIG. 23 is a sixth display screen displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 according to the present embodiment. FIG. 23A is a screen displayed while the electronic money application 111 is activated. On the screen of FIG. 23A, characters indicating “electronic money application”, which is the name of the application being activated, and a graph showing an outline of the ratio of the processes that have elapsed among all the activation processes are displayed.

  FIG. 12 is a flowchart showing a process flow of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 12, when electronic money application 111 is activated, in step S120, data processing unit 110 determines whether or not it is the first activation after electronic money application 111 is downloaded. If it is determined that the activation is not the first time (NO in step S120), data processing unit 110 advances the process to be executed to step S180. On the other hand, if it is determined that the activation is the first time (YES in step S120), the data processing unit 110 transmits the mobile terminal information to the electronic money management server 200 in step S121.

Returning to FIG. 10, the data processing unit 210 of the electronic money management server 200 performs step S2.
In 33, the mobile terminal information is received from the mobile phone 100, and it is determined whether or not the received mobile terminal information is provisionally registered. If it is determined that the mobile terminal information has not been provisionally registered (NO in step S233), the data processing unit 210 returns the process to be executed to step S201.

  On the other hand, if it is determined that the mobile terminal information is provisionally registered (YES in step S233), the data processing unit 210, in step S234, temporarily registers the member ID and mail that are associated with the mobile terminal information. The address, the financial institution designation information, the address input information, and the promotion receipt availability information are registered in the user information DB 221 in association with the mobile terminal information. In step S235, the data processing unit 210 adds 1 to the count value of the uncharged deletion counter corresponding to the registered mobile terminal 100. Note that the added uncharged deletion counter is retained in the user information DB 221 even when the member is withdrawn from the member.

  Next, in step S <b> 236, the data processing unit 210 stores area reservation information (area construction information), which is information for ensuring (constructing) a storage area for receiving services in the storage unit 192 of the mobile phone 100. Send to. Thereafter, the data processing unit 210 returns the process to be executed to step S201.

  Note that, as described in step S234, in the present embodiment, a case where the mobile phone 100 is mobile terminal information is described as an example of identification information for enabling the mobile phone 100 to be distinguished from other mobile phones. The identification information is not limited to the information, but may be information such as a member ID that can identify the mobile phone 100 from other mobile phones. For example, in step S234, financial institution designation information or the like is registered in association with the member ID, and thereafter the mobile phone is identified based on the member ID transmitted from the mobile phone, and the financial institution designation information or the like is read out. It may be. In this case, the member ID may be transmitted and stored on the mobile phone 100 side after the main registration in step S234.

  Proceeding to FIG. 12, the data processing unit 110 determines whether or not the area securing information is received from the electronic money management server 200 in step S122. If it is determined that the area securing information has not been received (NO in step S122), data processing unit 110 repeats step S122. On the other hand, if it is determined that the area allocation information has been received (YES in step S122), in step S123, the data processing unit 110 requests the start of an area allocation process for securing a storage area for service reception. An area securing process start request (request for building a storage area for service reception indicated by the area securing information) is transmitted to the remote issuing server 400.

  When the remote issuing server 400 receives the area securing process start request from the mobile phone 100, the remote issuing server 400 uses the contactless IC chip 190 of the mobile phone 100 that has transmitted the area securing process start request for the electronic money transaction service and the content distribution service. The storage area of the storage unit 192 is secured, and area securing execution information for storing the member ID in the secured storage area is transmitted to the mobile phone 100 that has transmitted the area securing process start request.

  Returning to FIG. 12, the data processing unit 110 of the mobile phone 100 determines whether or not the area securing execution information is received from the remote issuing server 400 in step S <b> 124. If it is determined that the area allocation execution information has not been received (NO in step S124), data processing unit 110 repeats step S124.

On the other hand, if it is determined that the area allocation execution information has been received (YES in step S124), the data processing unit 110 executes the area allocation process indicated by the area allocation execution information from the remote issuing server 400 in step S125. To do. The area securing process secures a service enjoyment storage area in the storage unit 192 of the non-contact type IC chip 190, transmits the member ID to the remote issuing server 400, and is equivalent to 0 yen in the secured storage area of the storage unit 192. This is a process for storing the value.

  Next, in step S126, the data processing unit 110 receives the area reservation end information from the remote issuing server 400, and determines whether the area reservation process has ended. If it is determined that the area securing process has ended (YES in step S126), data processing unit 110 advances the process to be executed to step S192.

  In step S180, the data processing unit 110 determines whether the activation of the electronic money application 111 is activation from the non-contact type IC chip 190. From the non-contact type IC chip 390 of the ticket vending machine 300 in the ticket issuing process by the ticket vending machine 300 described later in FIG. 31, or from the non-contact type IC chip 690 of the card unit 600 in the ball lending process by the card unit 600 described later in FIG. When an application activation signal for activating the electronic money application 111 is transmitted to the non-contact IC chip 190 of the cellular phone 100, the cellular phone 100 activates the electronic money application 111 according to the application activation signal. The application activation signal will be described with reference to FIG. The case where it is determined that the activation of the electronic money application 111 is the activation from the non-contact type IC chip 190 (in the case of YES in step S180) will be described together with the description of FIG.

  On the other hand, if it is determined that activation of the electronic money application 111 is not activation from the non-contact type IC chip 190 (NO in step S180), in step S191, the data processing unit 110 takes over as described in FIG. It is determined whether or not the activation is based on information. As will be described later, an e-mail with transfer information attached after purchase of value is transmitted to the mobile phone 100, the electronic money application 111 is activated by the transfer information, and the purchased value is charged to the mobile phone 100. . If it is determined that the activation is based on the takeover information (YES in step S191), the data processing unit 110 advances the process to be executed to step S150.

  On the other hand, if it is determined that the activation is not based on the takeover information (NO in step S191), the process to be executed is advanced to step S192.

  In step S192, the data processing unit 110 acquires the value balance from the service enjoyment storage area of the storage unit 192 of the non-contact type IC chip 190, and displays the startup initial screen of the electronic money application 111 on the display unit 140. Let

  Proceeding to FIG. 23, FIG. 23B is an initial screen at start-up displayed in step S <b> 192. In the screen of FIG. 23B, the chip ID given from the time of manufacture of the non-contact type IC chip 190 is 00002000012398, and the value stored in the non-contact type IC chip 190 acquired in step S192. Balance of 0 yen, “value purchase (via mobile banking)” as a link for purchasing value, and “IC chip as a link for charging the purchased value to the non-contact IC chip 190” "Purchase Value for Purchase" and "Content Confirmation" which is a link for confirming the content of the acquired content.

(Description of value purchase in the electronic money system 10)
FIG. 24 is a first display screen diagram displayed on the display unit 140 of the mobile phone 100 when purchasing value with the mobile phone 100 in the electronic money system 10 according to the present embodiment.

  FIG. 24A shows a software list screen that is first displayed on the display unit 140 of the mobile phone 100 when the application execution function is executed in the mobile phone 100. On the screen of FIG. 24A, “electronic money application” and “travel navigator” are displayed as links for executing application programs installed in the mobile phone 100. That is, it is shown that mobile phone 100 according to the present embodiment has electronic money application 111 and an application program named travel navigator installed therein.

  Returning to FIG. 12, when the link of “electronic money application” is selected on the screen of FIG. 24A and the electronic money application 111 is activated, it is not the first activation (in the case of NO in step S120), the IC chip. If the activation is not started from (in the case of NO in step S180) and the activation is not from the takeover information (in the case of NO in step S191), in step S192, the data processing unit 110 stores the storage unit 192 of the non-contact type IC chip 190. The value balance is acquired from the service enjoyment area, and the initial screen when the electronic money application 111 is activated is displayed. Note that the “content confirmation” link on the startup initial screen may be displayed only when information for specifying the content is stored in the storage unit 120 of the mobile phone 100.

  Proceeding to FIG. 24, the screen of FIG. 24B is an initial screen at the time of start-up displayed in step S192. The screen in FIG. 24B is the same as the screen in FIG. 23B described above, and therefore, repeated description will not be repeated. However, the value balance stored in the non-contact type IC chip 190 is 0 yen on the screen of FIG. 23B, whereas it is 1000 yen on the screen of FIG. In addition, on the screen of FIG. 24B, the “value purchase (via mobile banking)” link is shaded as a selection candidate.

  Returning to FIG. 12, in step S193, the data processing unit 110 determines whether or not value purchase is selected. When the “value purchase (via mobile banking)” link is selected on the screen of FIG. 24B, the data processing unit 110 determines that value purchase has been selected (YES in step S193), and in step S130, Execute value purchase processing.

  FIG. 13 is a flowchart showing a flow of value purchase processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. With reference to FIG. 13, first, in step S <b> 133, the data processing unit 110 transmits charge request information including a member ID, portable terminal information, and a value balance to the electronic money management server 200.

  FIG. 14 is a flowchart showing the flow of processing of the value purchase application program 212 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 14, first, in step S <b> 241, data processing unit 210 determines whether or not charge request information has been received from mobile phone 100. If it is determined that the charge request information has not been received (NO in step S241), data processing unit 210 advances the process to be executed to step S257.

On the other hand, if it is determined that the charge request information has been received (YES in step S241), the data processing unit 210 registers the member ID and mobile terminal information included in the charge request information in the user information DB 221 in step S242. It is determined whether or not the mobile phone 100 can be used in the electronic money transaction service. If it is determined that it is not usable (NO in step S242), in step S243, the data processing unit 210 transmits an unusable screen to the mobile phone 100 and executes the process to be executed in step S241.
Return to.

  Proceeding to FIG. 24, FIG. 24C is an unusable screen transmitted in step S <b> 243. On the screen of FIG. 24C, a sentence that the mobile phone 100 is not registered in the electronic money management server 200 and a link “OK” that confirms that and terminates the electronic money application 111. Is displayed.

  Returning to FIG. 14, on the other hand, when it is determined that the data can be used (YES in step S242), in step S244, the data processing unit 210 has been purchased but not charged in the mobile phone 100. It is determined whether there is an uncharged value.

  Whether or not there is an uncharged value is set as “0” as written information in the issue information DB 222 described with reference to FIG. 5 corresponding to the member ID and mobile terminal information included in the charge request information received in step S241. The determination is made based on whether or not there is a stored value. In the present embodiment, when it is determined that there is a value in which “0” is stored as written information, the data processing unit 210 determines that there is an uncharged value.

  Note that the determination of whether there is an uncharged value is not limited to this. For example, the value charged and written in the mobile phone 100 may be deleted from the issue information DB 222. Whether or not there is an uncharged value may be determined based on whether or not an uncharged value is stored in the issue information DB 222.

  If it is determined that there is an uncharged value (YES in step S244), the data processing unit 210 transmits a charge induction screen to the mobile phone 100 in step S245, and executes processing to be described later in step S276 of FIG. Proceed to

  That is, the process proceeds to the value issuing process shown in FIG. 17 in order to issue the uncharged value without proceeding to step S256 described later, which is a step of transmitting balance information as charge acceptance information.

  Proceeding to FIG. 24, FIG. 24 (d) is a charge inducing screen displayed in step S245. Since there is an uncharged value on the screen shown in FIG. 24D, a text that prompts charging is displayed. After this screen is displayed, the processing from step S276 of AP 213 at the time of value issuance in FIG. 17 to be described later is executed, and an uncharged value is charged to the mobile phone 100.

  Here, after the charge induction screen is displayed, the process automatically proceeds from step S276. However, the present invention is not limited to this, and after the confirmation operation from the user is performed on the charge induction screen, the process may proceed to step S276.

  On the other hand, if it is determined that there is no uncharged value (NO in step S244), data processing unit 210 advances the process to be executed to step S246.

  Next, in step S246, the data processing unit 210 retrieves the financial institution designation information corresponding to the mobile terminal information of the mobile phone 100 that has transmitted the charge request information received in step S241 from the user information DB 221 and reads it out. .

In step S250, the data processing unit 210 reads display amount list information stored in advance in the storage unit 220 of the electronic money management server 200.

  The display amount list information is information indicating a list of value amounts that the user can select with the mobile phone 100. In the present embodiment, “1000 yen”, “5000 yen”, “10000 yen”, “20000 yen”, “ Information indicating five amounts of money “30000 yen”. The amount of value that can be selected is determined in advance by the operating organization based on a portable retention limit, a daily purchase limit, and the like that are set in order to prevent the user from getting into the game. The mobile holding limit is a limit of value that can be charged to the mobile phone 100. The daily purchase limit is the limit of the value that can be purchased per day.

  Next, in step S251, the data processing unit 210 adds, to the value balance charged in the mobile phone 100 included in the charge request information received in step S241, among the amounts indicated by the display amount list information read in step S250. It is determined whether the sum of the minimum purchase amount (1000 yen in the present embodiment) is 30000 yen or less.

  In the present embodiment, since the carrying amount limit is 30000 yen, it is determined in step S251 whether or not it is 30000 yen or less. However, the present invention is not limited to this, and the portable holding limit may be another amount.

  If the amount obtained by adding the minimum purchase amount to the value balance is not 30000 yen or less (NO in step S251), the data processing unit 210 transmits a portable retention limit amount purchase impossibility screen to the mobile phone 100 in step S252. .

  FIG. 25 is a second display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment. FIG. 25A is a portable retention limit purchase prohibition screen transmitted to the mobile phone 100 in step S252. In the screen of FIG. 25 (a), the sum of the minimum purchase amount and the value balance exceeds the retention limit on the mobile phone, so that the text indicating that the value cannot be purchased and the electronic money application 111 is confirmed by confirming that. “OK”, which is a link for ending, is displayed.

  Returning to FIG. 14, if the value obtained by adding the minimum purchase amount to the value balance is 30000 yen or less (YES in step S251), the data processing unit 210 is stored in the issue information DB 222 in step S253. On the same day, it is determined whether or not the sum obtained by adding the minimum purchase amount to the current day accumulated value of the value purchased by the mobile phone 100 is 30000 yen or less.

  In the present embodiment, since the daily purchase limit is the same as the portable retention limit, it is determined in step S252 whether it is 30000 yen or less. However, the present invention is not limited to this, and the daily purchase limit may not be the same as the portable retention limit.

  If the amount obtained by adding the minimum purchase amount to the accumulated amount on the day is not less than 30000 yen (NO in step S253), in step S254, the data processing unit 210 transmits a daily purchase limit purchase impossibility screen to the mobile phone 100. To do.

  Proceeding to FIG. 25, FIG. 25 (b) is a daily purchase limit purchase prohibition screen transmitted to the mobile phone 100 in step S254. In the screen of FIG. 25 (b), since the sum of the minimum purchase amount and the accumulated amount on the day exceeds the daily purchase limit, a statement that value cannot be purchased, and the electronic money application 111 confirming that fact. “OK”, which is a link for ending the message, is displayed.

  Returning to FIG. 14, on the other hand, if the sum obtained by adding the minimum purchase amount to the accumulated amount on the day is equal to or less than the daily purchase limit amount (in the case of YES in step S253), in step S255, the data processing unit 210 sets the value balance And the amount that can be purchased is calculated from the amount accumulated on the day. Specifically, the data processing unit 210 can purchase the lower amount of the amount obtained by subtracting the value balance from the portable holding limit amount and the amount obtained by subtracting the daily accumulated amount from the daily purchase limit amount. Calculate as

  In this embodiment, it is determined whether or not value can be purchased based on the value balance and the mobile holding limit, the current day accumulated amount and the daily purchase limit, and the purchaseable amount is calculated. I tried to do it. However, the present invention is not limited to this, and based on the value balance and the mobile holding limit, or the accumulated amount on the day and the daily purchase limit, it is determined whether or not the value can be purchased, and the purchaseable amount is calculated. You may do it.

  Next, in step S256, the data processing unit 210 receives the electronic mail address stored in the user information DB 221 corresponding to the mobile terminal information included in the charge request information received in step S241, and the financial data read in step S246. The institution designation information, the display amount list information read in step S250, the portable holding limit amount, the daily purchase limit amount, and the purchase amount information calculated in step S255, the balance information (the fact that the charge request information has been accepted) To the mobile phone 100 as charge acceptance information).

  Returning to FIG. 13, in step S <b> 134, the data processing unit 110 determines whether or not the balance information is received from the electronic money management server 200. If it is determined that the balance information has been received (YES in step S134), in step S135, the data processing unit 110 determines whether the email address included in the received balance information is correct as the email address used to purchase value. An address confirmation screen for confirming whether or not is displayed on the display unit 140. Thereafter, the data processing unit 110 advances the process to be executed to step S136.

  Proceeding to FIG. 25, FIG. 25C shows an address confirmation screen displayed in step S135. In the screen of FIG. 25 (c), the text for explaining the method of charging the value, the e-mail address to be confirmed included in the balance information received in step S134, and the displayed e-mail address are electronic. “Confirmation”, which is a link for inputting that the e-mail address of the mobile phone 100 used in the money transaction service is correct, and the mobile phone in which the displayed e-mail address is used in the electronic money transaction service A link to be selected when it differs from 100 e-mail addresses is displayed as “→ If the above address is different from the address of your mobile phone, click here”.

  Returning to FIG. 13, in step S <b> 136, the data processing unit 110 determines whether or not the e-mail address has been confirmed by the user by selecting the “confirm” link on the screen of FIG. 25C. . If it is determined that the address has been confirmed (YES in step S136), the data processing unit 110 causes the display unit 140 to display a financial institution confirmation screen in step S137.

  FIG. 26 is a third display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment.

FIG. 26A is a financial institution confirmation screen displayed on the mobile phone 100 in step S137. The screen in FIG. 26 (a) is a link for confirming the mobile banking to be used, the name of the financial institution used for mobile banking, and a link for confirming the mobile banking used and continuing the procedure. "Confirmation" and a link for changing the financial institution "Please select here if you want to change the financial institution" are displayed. As for the name of the financial institution, the financial institution designation information included in the received balance information is uniquely determined in advance corresponding to the name of the financial institution. For this reason, the name of the financial institution can be specified by the mobile phone 100 by receiving the balance information.

  Returning to FIG. 13, in step S138, the data processor 110 determines whether or not the mobile banking financial institution to be used has been confirmed by the user by selecting the “confirm” link on the screen of FIG. Determine whether.

  If it is determined that the financial institution has not been confirmed (NO in step S138), in step S140a, the data processing unit 110 determines whether or not a financial institution change has been selected. If it is determined that the financial institution change is not selected (NO in step S140a), the data processing unit 110 returns the process to be executed to the process in step S138.

  On the other hand, if it is determined that the financial institution change has been selected (YES in step S140a), the data processing unit 110 transmits the financial institution change inquiry information to the electronic money management server 200 in step S140b, and the electronic money in step S140d. A financial institution change process for changing the financial institution designation information registered in the user information DB 221 of the management server 200 in association with the mobile terminal information to another financial institution designation information is performed, and the process to be executed is performed in step S138. Return to processing. In the financial institution change process, the financial institution designation information of the changed financial institution is transmitted. When the data processing unit 210 of the electronic money management server 200 receives the financial institution change inquiry information from the mobile phone 100, the screen corresponding to the financial institution change inquiry information (FIGS. 21C, 21D, and 22A). And the like) are transmitted to the mobile phone 100. When the data processing unit 210 of the electronic money management server 200 determines that the financial institution designation information (information for designating a financial institution that has received designation as a change destination) has been received from the mobile phone 100, the changed financial A process of registering the financial institution designation information of the institution in the user information DB 221 in correspondence with the mobile terminal information is performed.

  Note that the registration process only needs to update the changed financial institution server so that it can be used for payment. It may be a process of registering the financial institution designation information of the financial institution. Further, it may be a process of newly registering the financial institution designation information after the change as a financial institution used for settlement without deleting the financial institution designation information before the change. In this case, the financial institution designated before the change may be used to change the financial institution used for settlement again to the pre-change financial institution.

  If it is determined that the financial institution has been confirmed (YES in step S138), the data processing unit 110, in step S139, displays the display amount list information included in the balance information, the portable retention limit, the daily purchase limit, and A purchase price selection screen is displayed on the display unit 140 in accordance with the display price list and the purchase price indicated by the purchase price information.

  Proceeding to FIG. 26, FIG. 26 (b) is a purchase amount selection screen displayed on the mobile phone 100 in step S139. In the screen of FIG. 26 (b), a text prompting the user to select the amount of value desired to be purchased and charged, a text indicating a daily purchase limit, a text regarding a mobile limit, and a choice of desired purchase price And a radio button that is paired with “SEND”, which is a link for instructing transmission of the desired purchase price of the selected value.

The option of the desired purchase amount displayed on the purchase amount selection screen of FIG. 26B, the daily purchase limit amount, and the portable retention limit amount are respectively stored in the balance information transmitted from the electronic money management server 10. "1000 yen, 5000 yen, 10000 yen, 20000 yen, 30000 yen", "30000 yen" and "30000 yen" respectively indicated by the displayed amount list information, the daily purchase limit amount, and the carrying limit amount is there.

  Here, a radio button that is paired with an option of an amount exceeding the purchaseable amount indicated by the purchaseable amount information included in the balance information received in step S134 is displayed but cannot be selected. Also, the “Send” link cannot be selected unless one of the radio buttons that are paired with the choice of the desired purchase amount is selected. In the present embodiment, an example has been described in which a radio button that is paired with an option with an amount that exceeds the purchase amount is also described. It is possible to display only the radio buttons that make up, and not to display the radio buttons that make a pair with an option that exceeds the purchaseable amount. Moreover, you may make it not display the choice of the money amount exceeding a purchaseable money amount. That is, what is necessary is just to display in the display mode which can designate the choice of the charge amount below the amount which can be purchased.

  Returning to FIG. 13, when one of the radio buttons that make a pair with the desired purchase amount is selected on the screen of FIG. 26B and the “Send” link is selected, in step S141, the mobile phone 100 The data processing unit 110 determines whether or not the desired purchase amount has been selected by selecting the desired purchase amount radio button.

  If it is determined that the desired purchase amount has been selected (YES in step S141), in step S142, the data processing unit 110 includes first purchase request information including information indicating the desired purchase amount and the member ID received in step S142. Is transmitted to the electronic money management server 200.

  Proceeding to FIG. 14, in step S257, the data processing unit 210 determines whether or not the first account transfer request information has been received from the mobile phone 100. If it is determined that the first account transfer request information has not been received (NO in step S257), the data processing unit 210 advances the process to be executed to step S265.

  On the other hand, if it is determined that the first account transfer request information has been received (YES in step S257), in step S258, the data processing unit 210 counts the value purchases counted for each mobile phone 100 by the value purchase count counter. It is determined whether or not the number of times is zero. That is, it is determined whether or not the charge request is transmitted from the mobile phone 100 and YES is determined in step S241 after the area securing information is transmitted to the mobile phone 100 in step S236.

  If it is determined that the number of value purchases is zero (YES in step S258), it is necessary to collect an initial registration fee since the mobile phone 100 is the first purchase of value after being registered in the electronic money transaction service. There is. Therefore, in this case, in step S259, the data processing unit 210 calculates an initial registration fee and a charge fee.

  On the other hand, if it is determined that the number of value purchases is not zero (NO in step S258), the initial registration fee has already been collected, so the initial registration fee need not be collected. Therefore, in this case, in step S260, the data processing unit 210 calculates a charge fee.

  In this embodiment, the initial registration fee and the charge fee are calculated in steps S259 and S260, respectively. However, the present invention is not limited to this, and the initial registration fee and the charge fee are stored in the storage unit 220 in advance. In addition, the data may be read in steps S259 and S260, respectively.

  Next, in step S261, the data processing unit 210 issues a purchase number for distinguishing the current value purchase from other value purchases. In step S262, the data processing unit 210 indicates the first account transfer request information received in step S257. The total amount of the desired purchase amount and the fee calculated in step S259 or step S260 is calculated.

  Next, in step S263, the data processing unit 210 registers the total amount calculated in step S262, the purchase number issued in step S261, and the current time stamp in the issue information DB 222 in association with the member ID. To do. In step S264, the data processing unit 210 transmits to the mobile phone 100 total amount confirmation information for displaying a total amount confirmation screen for confirming the total amount to the user.

  Returning to FIG. 13, in step S <b> 143, the data processing unit 110 determines whether or not the total amount confirmation information is received from the electronic money management server 200. If it is determined that the total amount confirmation information has been received (YES in step S143), in step S144, the data processing unit 110 causes the display unit 140 to display a total amount confirmation screen based on the total amount confirmation information.

  Proceeding to FIG. 26, FIG. 26C shows a total amount confirmation screen displayed in step S144. In the screen of FIG. 26 (c), a text requesting confirmation of the total amount, “confirmation” which is a link for confirming the total amount and transmitting the second account transfer request information, and the previous one “Here.”, Which is a link for returning to the purchase price selection screen of FIG. 26B, is displayed.

  Returning to FIG. 13, in step S145, the data processing unit 110 determines whether or not the total amount has been confirmed by the user by selecting the “confirm” link on the screen of FIG. 26C. If it is determined that the total amount has been confirmed (YES in step S145), the electronic money management server 200 is transmitted to the electronic money management server 200, indicating that the total amount has been confirmed by the user, and the amount confirmation information including the mobile ID.

  Proceeding to FIG. 14, in step S264a, the data processing unit 210 determines whether or not the money amount confirmation information is received from the mobile phone 100. If it is determined that the money amount confirmation information has not been received (NO in step S264a), data processing unit 210 advances the process to be executed to step S264f.

  On the other hand, if it is determined that the amount confirmation information has been received (YES in step S264a), in step S264b, the data processing unit 210 first receives the amount received based on the user information DB 221 described in FIG. The store of the transaction store ID stored in association with the mobile ID included in the confirmation information is specified. As described above, the electronic money management server 200 receives the charge request transmitted from the mobile phone 100 as an electronic money issue request in step S241, and then transmits the mobile request transmitted from the mobile phone 100 together with the amount confirmation information in step S264a. The ID is received (acquired) in step S264a. In addition, although this mobile ID is for specifying a shop where the transaction has been made, it is not limited to the mobile ID included in the amount confirmation information, and may be a mobile ID included in the charge request, In addition to the information for charging, the mobile ID may be acquired separately from the mobile phone 100. That is, the mobile phone 100 may transmit the mobile ID to the electronic money management server 200 in response to a charge request as an electronic money issue request, and the electronic money management server 200 may request a charge request as an electronic money issue request. Accordingly, the mobile ID may be acquired from the mobile phone 100. In step S264b, the electronic money management server 200 specifies the store ID of the traded store stored in the user information DB 221 in association with the acquired mobile ID.

  In step S264b, the data processing unit 210 secondly specifies the usage amount stored in association with the transaction-stored store ID specified in the user information DB 221, and the store ID and the usage amount. The term ID for identifying the content data stored in the content identification information DB 272 in association with the content ID is identified, and the user information DB 221 is associated with the store ID and the term ID and has been transmitted as the state information of the target content. A store having a traded store ID in which “2” indicating “” is not stored is specified. That is, in step S264b, the electronic money management server 200 further specifies the usage amount of the value stored in the user information DB 221 in association with the store ID of the specified traded store. In step S264b, the electronic money management server 200 further specifies information for specifying the content stored in the content specifying information DB 272 in association with the specified usage amount, and the information indicates a transmitted state. A store ID of a traded store that is not in a storage state, that is, for which information for specifying content has not yet been transmitted is specified. Thereby, the content data according to the amount of value used in each traded store can be specified.

  Further, in step S264b, the data processing unit 210 thirdly determines a region to which the address stored in the user information DB 221 in association with the mobile ID belongs (for example, zip code, registered municipality, etc.). 6), a group corresponding to the area is identified, and stores in the same group are extracted with reference to the store identification information DB 271 described in FIG. 6, and one store is selected from the stores in the same group ( For example, the store ID of the selected store is specified, and the process to be executed is advanced to step S264c. In this Embodiment, although the example which selects one store from the store in the same group in step S264b was demonstrated, not only this but a multiple store may be sufficient. That is, the electronic money management server 200 further specifies a store in the same group having a location in the same group to which the user's address of the mobile ID belongs based on the location data stored in the user information DB 221 in step S264b. The store ID of the store for identifying the specified store in the same group is specified.

  As described above, in step S264b according to the present embodiment, stores that have been transacted are excluded from stores that have been transmitted with content corresponding to the user's usage amount for each store. Furthermore, in step S264b in the present embodiment, one selected store among the stores in the same group as the user's address is specified.

  In step S264c, the data processing unit 210 determines whether there is a store specified in step S264b. If it is determined that there is no specified store (NO in step S264c), data processing unit 210 advances the process to be executed to step S265. On the other hand, if it is determined that there is a specified store (YES in step S264c), data processing unit 210 determines whether there are a plurality of stores specified in step S264d. If it is determined that there are not a plurality of specified stores (NO in step S264d), data processing unit 210 advances the process to be executed to step S264g. On the other hand, if it is determined that there are a plurality of specified stores (YES in step S264d), data processing unit 210 advances the process to be executed to step S264e.

  In step S264e, the data processing unit 210 is information (notification information for notification) for displaying the store specified in step S264b on the display unit 140 of the mobile phone 100, and allows the user to select a desired store. Store selection request information for requesting this is transmitted to the mobile phone 100. That is, when it is determined in step S264d that there are a plurality of stores specified in step S264b, the electronic money management server 200 notifies the mobile phone 100 of a plurality of traded stores identified from the plurality of store IDs. Notification information for output to the mobile phone 100.

  Returning to FIG. 13, in step S <b> 145 b, the data processing unit 110 determines whether store selection request information has been received from the electronic money management server 200. If it is determined that the store selection request information has been received (YES in step S145b), in step S145c, the data processing unit 110 displays a store selection screen for selecting a store based on the store selection request information. 140 is displayed.

  FIG. 27 is a fourth display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment.

  Proceeding to FIG. 27, FIG. 27 (a) is a store selection screen displayed in step S145c. The screen of FIG. 27A is a text requesting selection of a store for which content acquisition is desired, a radio button paired with a store option, and a link for instructing determination of the selected store. “OK” is displayed. In FIG. 27A, an example is described in which four stores “Tiei”, “ABC clothing store”, “success hall”, and “three seven” are identified in step S264b. In this embodiment, an example in which any number of stores can be selected is described. However, the present invention is not limited to this, and an upper limit (for example, up to three stores) may be provided for the number of stores that can be selected, and an upper limit is provided for the number of contents that can be stored in the storage unit 120 of the mobile phone 100. If there are, it may be configured such that the remaining number of stores up to the upper limit can be selected.

  Returning to FIG. 13, in step S <b> 145 d, the data of the mobile phone 100 is selected depending on whether or not the radio button that is paired with the store option is selected on the screen of FIG. The processing unit 110 determines whether a store has been selected.

  If it is determined that the store has been selected (YES in step S145d), the data processing unit 110 transmits selection result information for specifying the store ID of the selected store to the electronic money management server 200 in step S145e. To do.

  Proceeding to FIG. 14, in step S264f, the data processing unit 210 determines whether selection result information has been received from the mobile phone 100 or not. If it is determined that selection result information has not been received (NO in step S264f), data processing unit 210 advances the process to be executed to step S265.

  On the other hand, if it is determined that the selection result information has been received (YES in step S264f), in step S264g, the data processing unit 210 associates with the store ID of the selected store or the store specified in step S264b. The content is stored in the content specifying information DB 272, and the information for specifying the content corresponding to the usage amount of the user stored in association with the store ID in the user information DB 221 is specified, and the information is selected. A process for updating the state to be specified is performed. Specifically, in step S264g, the data processing unit 210 uses the user's use to identify the content data of the selected store or the store specified in step S264b in the user information DB 221 described in FIG. A process of registering and executing a time limit ID for specifying the content according to the amount and “0” indicating that the content is selected as the state information of the target content in association with the store ID of the store Proceed to S265.

That is, in step S264b, the electronic money management server 200 specifies the store ID of the traded store stored in the user information DB 221 in association with the mobile ID included in the amount confirmation information, and sets the specified store ID. The content data stored in the content specifying information DB 272 in association with each other is specified. More specifically, the store ID and the corresponding usage amount are specified in the user information DB 221, and the content data stored in the content specifying information DB 272 is specified in association with the specified store ID and usage amount. More specifically, among the identified content data, content data for which status information in the user information DB 221 has not been transmitted is identified. More specifically, the content data of the store indicated by the selection result information received in step S264f is specified among the content data specified in step S264b.

  In step S264b and step S264f, not the content data itself but the time limit ID stored in the content specifying information DB 272 in association with the content data is specified, and the specified time limit ID is used in association with the store ID. By registering in the person information DB 221, content data corresponding to the specified store ID and time limit ID is specified in step S273b in the value issuing process shown in FIG.

  Returning to FIG. 13, in step S145f, the display unit 140 displays a value issuance content reception screen for notifying that the content of the store selected at the time of value issuance is received.

  Proceeding to FIG. 27, FIG. 27 (b) is a value issuance content reception screen displayed in step S145f. The screen of FIG. 27B displays the selected store, the fact that the content of the selected store can be acquired at the time of value issuance, and “confirm” which is a link for confirming and continuing the procedure. The In the present embodiment, the content of the selected store can be acquired on the condition that the payment for the value purchase is completed within a predetermined time (for example, 1 hour). For this reason, on the screen of FIG. 27 (b), a message prompting the user to finish the settlement within a predetermined time is displayed.

  Returning to FIG. 13, in step S145g, the data processing unit 110 of the mobile phone 100 determines whether or not a confirmation operation has been performed based on whether or not the “confirmation” link has been selected on the screen of FIG. To do.

  If it is determined that the confirmation operation has been performed (YES in step S145g), the data processing unit 110 displays a mobile banking confirmation screen in step S145h.

  Proceeding to FIG. 27, FIG. 27 (c) is a mobile banking confirmation screen displayed in step S145h. In the screen of FIG. 27 (c), a text indicating that the procedure is to be transferred to mobile banking, “confirmation” which is a link for inputting confirmation to that effect, and an initial screen at the start of FIG. 24 (b) “Cancel procedure (return to app menu screen)”, which is a link for returning to, is displayed.

  Returning to FIG. 13, in step S <b> 145 i, the data processing unit 110 determines whether the transition to mobile banking has been confirmed by the user by selecting the “confirm” link on the screen of FIG. 27C. To do. If it is determined that the transition to mobile banking has been confirmed (YES in step S145i), in step S146, the data processing unit 110 sends the second account transfer request information including information indicating the member ID to the electronic money management server 200. To complete the value purchase process. Thereafter, as described later, in response to the reception of the takeover screen information transmitted from the electronic money management server 200, the web processing at the time of takeover is executed.

Proceeding to FIG. 14, in step S <b> 265, the data processing unit 210 determines whether or not the second account transfer request information is received from the mobile phone 100. If it is determined that the second account transfer request information has not been received (NO in step S265), the data processing unit 210 advances the process to be executed to step S269.

  On the other hand, if it is determined that the second account transfer request information has been received (YES in step S265), in step S266, the data processing unit 210 compares the time stamp registered in step S263 with the current time. A stamp check is executed to determine whether there is an abnormality. For example, it is determined that there is an abnormality when the difference between the time stamp and the current time is greater than or equal to a specified time.

  If it is determined that there is an abnormality (YES in step S266), the data processing unit 210 transmits a time stamp check error screen to the mobile phone 100 in step S267.

  Proceeding to FIG. 26, FIG. 26D is a time stamp check error screen transmitted to the mobile phone 100 in step S267. In the screen of FIG. 26 (d), since a certain amount of time has passed since the desired purchase amount has been selected, a message prompting the user to redo the procedure, and for returning to the initial screen at start-up of FIG. 24 (b) The link “Cancel procedure (return to app menu screen)” is displayed.

  Returning to FIG. 14, if it is determined that there is no abnormality (NO in step S266), the data processing unit 210 transmits, to the mobile phone 100, takeover screen information for transitioning to mobile banking in step S268. To do. In the takeover screen information, at least the Internet banking system of the financial institution server of the financial institution identified from the financial institution information registered in association with the mobile terminal information of the mobile phone 100 retrieved and read in step S246 URL as communication destination designation information that can be accessed is included.

  FIG. 11B is a flowchart showing the flow of the web processing at the time of takeover among the web processing. The takeover web process is executed in response to the receipt of the takeover screen information transmitted in step S268. Referring to FIG. 11B, in step S117, the data processing unit 110 determines whether or not takeover screen information is received from the electronic money management server 200. If it is determined that the takeover screen information has been received (YES in step S117), in step S118, the data processing unit 110 notifies the mobile banking of the transition to mobile banking based on the takeover screen information. A confirmation screen is displayed on the display unit 140, and in step S118a, mobile banking processing for executing settlement processing for value purchase in mobile banking is executed. In the mobile banking process, information related to payment for value purchase is transmitted to the financial institution server 500 according to the operation, and when the payment is completed, the web process at the time of takeover is completed. Specifically, access is made to the Internet banking system of the financial institution server indicated by the URL included in the takeover screen information, and it is received in step S143 by logging in to the mobile banking account registered in advance and performing the transfer process. The settlement request for the total amount specified from the total amount confirmation information is transmitted to the financial institution server. At this time, since the total amount specified from the total amount confirmation information received in step S143 is also transmitted to the financial institution server 500, the input operation after login is reduced. Here, since this mobile banking process uses a mobile banking system currently provided by each financial institution, detailed description thereof will be omitted.

As described above, in the present embodiment, payment processing is completed at the time of transfer processing by mobile banking by using mobile banking by a financial institution as a payment processing for payment for a value charge. However, the settlement process is not limited to the process in which the settlement is completed at the time of the process as described above. For example, the credit card providing institution is requested to pay for the charge for the charge to the server of the credit card providing institution. The server may perform payment by credit, and actual payment may be performed at a later date.

  Returning to FIG. 1, when the payment for the value purchase is completed, the financial institution server 500 transmits an application message to the payment server 280 indicating that the payment for the value purchase is completed.

  The settlement server 280 registers the received application message in the billing information DB 281. Then, the settlement server 280 transmits a consumption breaking report corresponding to the received consumption message to the electronic money management server 200.

  Proceeding to FIG. 14, in step S <b> 269, the data processing unit 210 determines whether or not a consumption breaking report has been received from the settlement server 280. If it is determined that the consumption bulletin has been received (YES in step S269), the data processing unit 210 executes a post value settlement process in step S270. The post-value consideration settlement process will be described with reference to FIG. On the other hand, when it is determined that the consumption breaking news has not been received (NO in step S269), or after step S270, the data processing unit 210 returns the process to be executed to step S241.

  FIG. 15 is a flowchart showing a flow of post value settlement processing that is a subroutine of the value purchase application program 212 executed by the electronic money management server 200 according to the present embodiment.

  Referring to FIG. 15, first, in step S2700, data processing unit 210 of electronic money management server 200 registers the purchase number indicated by the breaking report received from settlement server 280 in step S269 in issue information DB 222. Determine whether or not. If it is determined that the purchase number is not registered (NO in step S2700), in step S2701, the data processing unit 210 performs error processing. For example, an alarm is generated so that the administrator of the electronic money management server 200 can check. Then, after the confirmation operation, the data processing unit 210 returns the process to be executed to the value purchase AP 212 which is a process of calling this process.

  On the other hand, if it is determined that the purchase number is registered (YES in step S2700), in step S2702, the data processing unit 210 determines that the purchase of the value indicated by the purchase number corresponds to the mobile phone corresponding to the purchase number. It is determined whether or not it is the first purchase at 100. Specifically, it is determined whether or not the count value of the value purchase number counter corresponding to the mobile phone 100 is zero.

  If it is determined that the purchase is the first time (YES in step S2702), the data processing unit 210 sets the count value of the uncharged deletion counter to 0 in step S2703. When it is determined that the purchase is the first time, the data processing unit 210 may subtract 1 from the count value of the uncharged deletion counter. Thereafter, the data processing unit 210 advances the process to be executed to step S2704. On the other hand, if it is determined that the purchase is not the first time (NO in step S2702), data processing unit 210 advances the process to be executed to step S2704.

Next, in step S2704, the data processing unit 210 updates the value purchase record corresponding to the member ID corresponding to the purchase number. Here, a process for setting the uncharged value to be present is performed. Specifically, in the issue information DB 222, information for specifying the amount of value (for example, “1000” when the purchase amount is 1000 yen) and written that indicates that the amount is uncharged Information (for example, “0”) is associated and stored. Thereby, a value purchase record (identification information) for identifying the value corresponding to the charge request received by the determination in step S241 and the uncharged value that can be charged to the mobile phone 100 of the charge request source. Means for registering.

  Then, in step S2705, the data processing unit 210 adds 1 to the count value of the value purchase count counter, and in step S2706, adds the purchase amount to the current day sum corresponding to the mobile phone 100 to update the day sum. In step S2707, the purchase amount is added to the accumulated charge amount corresponding to the mobile phone 100, and the accumulated charge amount is updated and stored.

  In addition, in step S2707a, the data processing unit 210 is in a transmittable state when the state information of the target content indicating “0” in step S264g is registered in association with the mobile ID specified from the purchase number. The process of updating to “1” is performed. As described above, when the settlement of the value consideration is completed, the state of the target content registered in step S264g is updated to the transmittable state. In the present embodiment, if value payment is not completed within a predetermined time (for example, 1 hour) after the status information “0” of the target content is registered, the status information of the target content and the corresponding Processing for deleting the time limit ID to be performed from the user information DB 221 is performed.

  Next, in step S2708, the data processing unit 210 transmits response information to the effect that the consumption breaking news received in step S2700 has been processed normally to the settlement server 280. In step S2709, the data processing unit 210 transmits the e-mail with the takeover information to the e-mail address of the member ID corresponding to the breaking news. Thereafter, the data processing unit 210 ends the process after value consideration settlement, and returns the process to be executed to the caller of this process. Link information is included as the takeover information. The link information in the present embodiment includes information for automatically starting an electronic money application 111 described later. When the electronic money application 111 is activated, it is activated from the takeover information (YES in step S191), so a value issuing process described later with reference to FIG. 16 is executed.

(Description of value charging in the electronic money system 10)
FIG. 28 is a first display screen diagram displayed on the display unit 140 of the mobile phone 100 when the mobile phone 100 is charged with value in the electronic money system 10 according to the present embodiment.

  FIG. 28A is a screen showing the number of new messages in the electronic mail function of the mobile phone 100. Here, the display of “mail unread 001” indicates that there is one unread mail among newly arrived electronic mails.

  When “mail unread 001” is selected on the screen of FIG. 28A, the contents of the new mail transmitted from the electronic money management server 200 to the mobile phone 100 in step S2709 as shown in FIG. 28B. Is displayed.

  In the e-mail in FIG. 28 (b), “Click here” is a link indicating that the purchased value has been registered in the electronic money management server 200 and the handover information for charging the purchased value. Start the app and charge the IC chip. ”Is displayed. If the process of updating to “1” indicating that transmission is possible is performed in step S2707a, the screen in FIG. 28B further displays that content can be acquired when value is issued. It may be. When this link is selected on the screen of FIG. 28B, the electronic money application 111 is activated.

Returning to FIG. 12, when the link as the takeover information is selected and the electronic money application 111 is activated, in step S191, the data processing unit 110 determines that the activation is from the takeover information and executes the process. Advances to step S150.

  Further, in step S194, the data processing unit 110 selects the value of “Charge purchase value to IC chip (update latest balance)” on the startup initial screen described with reference to FIG. It is determined whether or not the issue is selected. If value issuance is selected (YES in step S194), data processing unit 110 advances the process to be executed to step S150.

  In step S150, the data processing unit 110 executes value issue processing described later with reference to FIG.

  In this embodiment, when a link as takeover information attached to an e-mail is selected, the electronic money application 111 is automatically activated, and a value issuance process is executed in step S150. However, the present invention is not limited to this, and when a link is selected, the electronic money application 111 is automatically activated, and the initial startup screen described with reference to FIG. 24B is displayed. The value issue process may be executed by selecting the value. When the link is selected, the screen described with reference to FIG. 24A is displayed, the electronic money application 111 is activated by the user, and the value issuance processing is executed by selecting the value charge link. You may make it do.

  FIG. 16 is a flowchart showing a flow of value issue processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 16, first, in step S152, the data processing unit 110 obtains value issuance request information, which is information for requesting charge of value and includes a member ID and mobile terminal information, to the electronic money management server 200. Send to.

  FIG. 17 is a flowchart showing the flow of processing of the value issuing application program 213 executed by the electronic money management server 200 in the present embodiment.

  With reference to FIG. 17, first, in step S271, the data processing unit 210 determines whether or not there has been a value issue request by receiving value issue request information from the mobile phone 100. If it is determined that there is no value issue request (NO in step S271), the data processing unit 210 returns the process to be executed to step S271.

  On the other hand, if it is determined that there has been a value issuance request (YES in step S271), in step S272, the data processing unit 210 uses the member ID and mobile terminal information included in the value issuance request information received in step S271. It is determined whether or not the information registered in the person information DB 211 is usable. If it is determined that it is not usable (NO in step S272), the data processing unit 210 transmits an unusable screen to the mobile phone 100 in step S273. The unusable screen is the same screen as the screen described in FIG.

On the other hand, when it is determined that it is usable (YES in step S272), in step S273a, the data processing unit 210 sets “1” corresponding to the mobile ID included in the received value issuance request information. It is determined whether or not the status information of the target content to be indicated is stored in the user information DB 221. Here, the state in which the state information of the target content indicating “1” corresponding to the mobile ID is stored in the user information DB 221 is specified in step S264g of FIG. 14 at the time of value purchase as described above. “0” indicating the selected state registered as the state information of the target content in association with the store ID and the term ID in order to specify the content data of the selected store is step S2707a in FIG. Is updated to “1” indicating that transmission is possible. When it is determined that the state information of the target content indicating “1” is not stored (NO in step S273a), the process to be executed is advanced to step S274.

  On the other hand, when it is determined that the state information of the target content indicating “1” is stored (YES in step S273a), in step S273b, the data processing unit 210 determines the state of the target content indicating “1”. The content data stored in the content specifying information DB 272 in association with the store ID and time limit ID stored in the user information DB 221 in association with the information is extracted. In step S273c, the data processing unit 210 transmits a store ID, a term ID, and content data for specifying the extracted content to the mobile phone 100. In step S273d, the data processing unit 210 performs processing to update the status information of the target content corresponding to the transmitted content from “1” to “2” indicating that the content has been transmitted. Advances to step S274. As described above, when the value is issued, information for specifying the content is transmitted to the mobile phone 100 in step S273c, and the state of the target content registered in step S273d is updated to the transmitted state. . That is, the electronic money management server 200 transmits the information to the mobile phone 100 in step S273d on condition that the information for specifying the content is transmitted to the mobile phone 100 in step S273c. That can be specified.

  In step S274, the data processing unit 210 determines whether an uncharged value corresponding to the member ID and the mobile terminal information is stored in the issue information DB 222. If it is determined that there is no uncharged value (NO in step S274), the data processing unit 210 transmits an uncharged value no screen to the mobile phone 100 in step S275. In addition, although the case where the process of step S274 and step S275 is executed in the value issuing AP 213 has been described, the present invention is not limited to this, and the value issuing AP 213 may not execute the process of step S274 and step S275. Good.

  Proceeding to FIG. 28, FIG. 28 (c) shows an uncharged value no screen transmitted to the mobile phone 100 in step S275. On the screen of FIG. 28C, a text indicating that there is no unreceived value and “OK”, which is a link for confirming that and terminating the electronic money application 111, are displayed.

  Returning to FIG. 17, when it is determined that there is an uncharged value (YES in step S274), and when it is determined that there is an uncharged value at the time of a charge request (YES in step S244), the data processing unit 210 In step S276, the value purchase record of the uncharged value stored in the issue information DB 222 is set to the value written, and whether or not the value purchase record of the uncharged value is stored in the issue information DB 222 in step S276a. Determine whether. That is, it is determined whether or not a value purchase record that is not set to be written is stored in the issue information DB 222. Thereby, when a plurality of values whose written information is “0” are stored in the issuance information DB 222, value issuance information for collectively writing the plurality of values is transmitted to the mobile phone 100 and issued. Is done.

If a value purchase record that is not set to be written is stored (YES in step S276a), the value purchase record is set to value written. On the other hand, if there is no value purchase record that is not set to be written (NO in step S276a), the data processing unit 210 has written in the mobile phone 100 from the remote issuing server 400 in step S276 in step S277. Value issuance information for writing the value of the amount specified from the value purchase record set in is transmitted to the mobile phone 100. The value issuance information includes at least information for specifying a writable value. Thereafter, the data processing unit 210 returns the process to be executed to step S271.

  As a result, on the condition that the value issue request has been received by the determination in step S271, the uncharged value specified from the value purchase record (specific information) corresponding to the member ID registered in the issue information DB 222 is A means for outputting to the mobile phone 100 of the value issue request source is configured. Note that the process of setting the value purchase record of the uncharged value to the value written in step S276 specifies the value amount in the value purchase record corresponding to the member ID registered in the issue information DB 222 of FIG. The written information registered in association with the information for updating is updated from “0” to “1”. The value issuance information includes at least information for specifying a writable value.

  In this embodiment, the value issuance information is transmitted in step S277, and the value purchase record is set to the value written in step S276, so that the registration state is updated to the transmitted state. . However, the present invention is not limited to this, and the registered state may be updated to the transmitted state by deleting the value purchase record.

  In the present embodiment, when a value purchase record that is not set to be written in step S276a is recorded, value issuance information for writing the uncharged value is transmitted to the mobile phone 100. I tried to do it. However, the present invention is not limited to this, and when a value purchase record that is not set to be written in step S276a is stored, it is determined whether or not the uncharged value is written and the mobile phone holding limit is exceeded. An uncharged amount limit determining means may be provided. Then, when the uncharged limit amount determination means determines that the portable retention limit is not exceeded, value issue information for reading the uncharged value is transmitted to the mobile phone 100. As a result, a plurality of uncharged values can be written within a range that does not exceed the carrying limit.

  Returning to FIG. 16, in step S <b> 153, the data processing unit 110 determines whether or not value issue information has been received from the electronic money management server 200. When it is determined that the value issue information has not been received (NO in step S153), in step S153a, the data processing unit 110 determines whether the store ID, the term ID, and the content data have been received. If it is determined that the store ID, the time limit ID, and the content data have not been received (NO in step S153a), the process to be executed proceeds to step S153.

  On the other hand, if it is determined that the store ID, the term ID, and the content data have been received (YES in step S153a), the data processing unit 110 carries the received store ID, term ID, and content data in step S153b. The process stored in the storage unit 120 of the telephone 100 and executed is advanced to step S153.

  Returning to step S153, if it is determined that the value issuance information has been received (YES in step S153), in step S154, the data processing unit 110 stores the service for receiving in the storage unit 192 of the non-contact type IC chip 190. Information for starting a writing process for storing the value specified from the value issue information in the area, including the value issue amount information indicating the amount of the value specified from the value issue information and the mobile terminal information Processing start request information is transmitted to the remote issuing server 400.

  Returning to FIG. 1, the remote issuing server 400 transmits value write execution information to the mobile phone 100 indicated by the mobile terminal information included in the write process start request information. The value write execution information stores the value of the amount indicated by the value issue amount information included in the write processing start request information in the service enjoyment storage area of the storage unit 192 of the non-contact IC chip 190 of the mobile phone 100. It is information to make it.

  Proceeding to FIG. 16, the data processing unit 110 determines whether or not the value writing execution information is received from the remote issuing server 400 in step S155. If it is determined that the value writing execution information has been received (YES in step S155), in step S156, the data processing unit 110 performs the writing process indicated by the value writing execution information received from the remote issuing server 400. Execute. The writing process is a process of writing the value indicated by the value writing execution information in the service enjoyment storage area of the storage unit 192 of the non-contact type IC chip 190. When a value is stored in the service enjoyment storage area of the storage unit 192 of the non-contact type IC chip 190 when the writing process is started, a value to be newly written to the stored value is stored. Processing for addition is performed. That is, when the writing process is performed, the total value of the amount of value stored before writing and the amount of value to be newly written is written in the storage unit 192.

  The data processing unit 110 transmits a write request signal to the control unit 191 of the non-contact type IC chip 190, and the control unit 191 writes the value in the storage area for service reception in the storage unit 192. There may be. In this case, a process of transmitting a write request signal from the data processing unit 110 to the control unit 191 corresponds to a process for adding value.

  Even if the remote issuing server 400 and the control unit 191 of the non-contact type IC chip 190 communicate with each other via the antenna 194, the control unit 191 writes the value in the service reception area of the storage unit 192. Good. In this case, the process of transmitting the write process start request information from the data processing unit 110 to the remote issuing server 400 in step S154 corresponds to a process for adding value.

  Next, in step S157, the data processing unit 110 receives the write end information from the remote issuing server 400, and determines whether the write process has ended. If it is determined that the writing process has been completed (YES in step S157), the data processing unit 110 obtains the value balance from the service receiving storage area of the storage unit 192 of the non-contact IC chip 190 in step S158. Obtaining and displaying the value issue completion screen on the display unit 140.

  Proceeding to FIG. 28, the screen of FIG. 28D is a value issuance completion screen displayed in step S158. In the screen of FIG. 28 (d), the same chip ID as that of the screen of FIG. 23 (b), a sentence that the charging of the value is completed, the current charge amount is 1000 yen, and the value balance after charging is “11,000 yen”, precautions when using value, the fact that content has been acquired, and “content reference” that is a link for referring to the content of the acquired content are displayed. When the “content reference” link is selected on the value issue completion screen, the acquired content reference screen shown in FIG. 29 is displayed. FIG. 29 is an acquired content reference screen displayed on display unit 140 of mobile phone 100 when referring to newly acquired content in electronic money system 10 according to the present embodiment. The screen of FIG. 29 displays the newly acquired content store, the fact that the content has been acquired, and “confirm” which is a link for confirming the acquired content and proceeding to the next procedure.

Returning to FIG. 16, in step S159a, the data processing unit 110 determines whether or not a confirmation operation has been performed on the value issuance completion screen. If it is determined that a confirmation operation has been performed (YES in step S159a), in step S159b, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

  As described above, the user can charge the mobile phone 100 with the purchased value. In addition, the user can store the acquired content in the mobile phone 100. That is, the content data specified from the time limit ID registered in association with the shop ID that has been traded in step S264g at the time of value purchase is transmitted to the mobile phone 100 in step S273c at the time of value issuance. Here, with reference to FIG. 30, the store ID, the used amount, the term ID, and the state information of the target content stored in the user information DB 221 described in FIG. The transition will be described in detail.

  FIG. 30 is a diagram for specifically explaining the transition of the traded store ID, usage amount, term ID, and state information of the target content in the user information DB 221.

  FIG. 30 (a) shows a store ID, a used amount, a term ID, and a target in the user information DB 221 when an operation for value purchase is performed for the first time after initial registration, that is, at the time of an initial value purchase request. It is a figure for demonstrating the status information of a content. In step S264b at the time of value purchase described with reference to FIG. 14, the store with store ID 000007 is selected and specified as the store in the same group, and the store ID 000007 is selected by the user as the desired store, as shown in FIG. 30 (a). In association with the traded shop ID 000007, a time limit ID 06021510 and state information of the target content indicating “0” are stored.

  FIG. 30 (b) illustrates the traded store ID, usage amount, time limit ID, and state information of the target content in the user information DB 221 when the payment for the first value is completed, that is, when the first payment is completed. It is a figure for doing. In step S2707a at the time of value consideration settlement described with reference to FIG. 15, the state information of the target content stored in association with the traded shop ID 000007 and the term ID 06021510 is updated from “0” to “1”.

  FIG. 30 (c) illustrates the store ID, usage amount, term ID, and status information of the target content in the user information DB 221 when the first value is issued, that is, when the first value is issued. FIG. In step S273d at the time of value issuance described with reference to FIG. 17, the state information of the target content stored in association with the traded store ID 000007 and the term ID 06021510 is updated from “1” to “2”.

  FIG. 30 (d) shows a transaction store ID, a used amount, a term ID, and target content in the user information DB 221 when an operation for the second value purchase is performed, that is, at the second value purchase request. It is a figure for demonstrating the state information.

In step S264b at the time of value purchase described with reference to FIG. 14, the store with store ID 000005 is selected and specified as a store in the same group. In FIG. 30D, since the value of 500, 25000, 2000, 2000 was used in each of the store IDs 000001, 000003, 000006, and 000007 using the issued value, it corresponds to the store ID. The usage amount has been updated. For this reason, in step S264b, a store with a store ID having a store ID of 000001,000003,000006 is specified as a store that has been processed, and the user stores the store ID 000003,0000.
05,000006 is selected, and as shown in FIG. 30 (d), the deadline ID and the status information of the target content indicating “0” are stored in association with the traded store IDs 000003, 000005, and 000006, respectively. ing.

  FIG. 30 (e) shows the transaction store ID, usage amount, term ID, and status information of the target content in the user information DB 221 when the payment for the second value is completed, that is, when the second payment is completed. It is a figure for demonstrating. In step S2707a at the time of value consideration settlement described with reference to FIG. 15, the state information of the target content stored in association with the traded store IDs 000003, 000005, 000006 and the respective time limit IDs changes from “0” to “1”. Has been updated.

  FIG. 30F shows the store ID, the used amount, the term ID, and the state information of the target content in the user information DB 221 when the second value is issued, that is, when the second value is issued. It is a figure for demonstrating. In step S273d at the time of value issuance described with reference to FIG. 17, the state information of the target content stored in association with the traded store IDs 000003, 000005, 000006 and the respective time limit IDs is updated from “1” to “2”. Has been.

  FIG. 30 (g) shows a transaction store ID, usage amount, time limit ID, and target content in the user information DB 221 when the operation for the third value purchase is performed, that is, at the time of the third value purchase request. It is a figure for demonstrating the state information.

  In step S264b at the time of value purchase described with reference to FIG. 14, the store with store ID 000002 is selected and specified as the store in the same group. Further, in FIG. 30 (g), since the value of 10,000 and 20000 is used in each store with store ID 000003,000006 using the issued value, compared to the usage amount of FIG. 30 (f), The usage amount corresponding to the store ID is updated to 35000 and 22000. As described with reference to FIG. 30 (f), the contents of the stores with the store IDs 000003 and 000006 have already been transmitted to the mobile phone 100. However, as described with reference to FIG. 7, the store ID 000003 is a store in which contents having different contents are registered depending on whether the usage amount of the user is less than 30000 or 30000 or more. For this reason, in step S264b, the store with the store ID of the store ID 000002,000003 that has been processed is specified as the store that has been processed, and the user selects the store ID 000002,000003, as shown in FIG. 30 (g). In association with the store IDs 000002 and 000003, the time limit ID and the status information of the target content indicating “0” are stored.

  FIG. 30 (h) shows the transaction ID, usage amount, time limit ID, and status information of the target content in the user information DB 221 when the third payment for the value is completed, that is, when the third payment is completed. It is a figure for demonstrating. In step S2707a at the time of value consideration settlement described with reference to FIG. 15, the state information of the target content stored in association with the traded store IDs 000002 and 000003 and the respective time limit IDs is updated from “0” to “1”. ing.

  FIG. 30 (i) shows the traded store ID, usage amount, time limit ID, and status information of the target content in the user information DB 221 when the third value is issued, that is, at the third value issuance. It is a figure for demonstrating. In step S273d at the time of value issuance described with reference to FIG. 17, the state information of the target content stored in association with each of the traded store IDs 000002 and 000003 and the deadline IDs is updated from “1” to “2”. Yes.

  FIG. 30 (j) shows the transaction store ID, usage amount, time limit ID, and target content in the user information DB 221 when an operation for the fourth value purchase is performed, that is, at the time of the fourth value purchase request. It is a figure for demonstrating the state information.

  In FIG. 30 (j), the value corresponding to the store ID is used since the value of 30000 is used in each store with store ID 000006 using the issued value as compared with the used amount in FIG. 30 (i). The amount has been updated to 52000. As described with reference to FIG. 30 (f), the store content with store ID 000006 has already been transmitted to the mobile phone 100. However, as described with reference to FIG. 7, the store ID 000006 is a store in which contents having different contents are registered depending on whether the usage amount of the user is less than 50000 or 50000 or more. For this reason, in step S264b, the store with the shop ID of the store ID 000006 is identified as the shop that has been traded, the store ID 000006 is selected by the user, and as shown in FIG. Correspondingly, a time limit ID and state information of the target content indicating “0” are stored. In FIG. 30 (j), in step S264b at the time of value purchase described in FIG. 14, it is not stored because, for example, it is selected and specified as a store in the same group, but the store is not selected by the user. .

  Thereafter, in the same manner, corresponding to the purchase and issue of value, the store ID, the used amount, the term ID, and the state information of the target content stored in the user information DB 221 described in FIG. 4 are stored and updated. Is done.

(Confirmation and use of acquired content)
Next, processing for confirming and using the acquired content will be described with reference to FIG. Returning to FIG. 12, in step S195, the data processing unit 110 determines whether or not content confirmation is selected by selecting the “content confirmation” link on the startup initial screen described with reference to FIG. to decide. If content confirmation is selected (YES in step S195), data processing unit 110 advances the process to be executed to step S160.

  In step S <b> 160, the data processing unit 110 executes content notification processing for notifying the content stored in the storage unit 120. In the content notification process, information for specifying the content acquired from the storage unit 120 is read, and the display unit 140 displays a list of contents and URLs of the content itself. Further, in the content notification process according to the present embodiment, it is possible to select content displayed in a list and use and delete the content.

Specifically, for example, content that does not need to be automatically given a privilege at the time of a specific transaction (for example, the content data specified from the store ID 000001 and the term ID 06013110 described in FIG. 7 is “half price sale!”) Is selected. In such a case, since a privilege is given personally, the detailed contents of the content itself can be displayed on the display unit 140 and used by confirming the store clerk. Further, content that needs to be automatically given a privilege at the time of a specific transaction (for example, content data “100 ball present ticket at the time of ball rental” specified from the store ID 000006 and the term ID 06013100 described in FIG. 7) is selected. In such a case, the content writing process start request information for starting the writing process for storing the information for specifying the content in the storage area for service reception in the storage unit 192 of the non-contact type IC chip 190 is provided. Transmit to the remote issuing server 400. As a result, processing similar to that described in steps S155 to S157 of FIG. 16 is performed thereafter, and the next time a specific transaction is performed, the non-contact type IC is in a state where a privilege specified from the content is given. It is stored in the storage area for service reception in the storage unit 192 of the chip 190.
As a result, when a specific transaction is performed next time, information for specifying the content stored in the storage area for service reception in the storage unit 192 of the non-contact IC chip 190 is read out and automatically converted into the content. The corresponding privilege is granted.

  In the content notification process, a process for displaying the expiration date specified from the expiration ID may be performed in association with the displayed content. Further, the content notification process may be configured to perform a process of displaying a content that has expired differently from a content that has not expired.

  In step S197, the data processing unit 110 determines whether or not an operation for terminating the electronic money application 111 has been performed on the mobile phone 100. When an operation for ending (for example, operation of a clear key of data input unit 130 of mobile phone 100) is performed (YES in step S197), data processing unit 110 ends electronic money application 111. . On the other hand, when the operation for ending is not performed (NO in step S197), data processing unit 110 advances the process to be executed to step S193 described above.

  As described above, the user can check, use, or delete the content provided by the content distribution service.

(Description of use of value in the electronic money system 10)
FIG. 31 is a flowchart showing the flow of the ticket issuing process executed by the ticket vending machine 300 in the present embodiment. Referring to FIG. 31, first, in step S310, the data processing unit 310 of the ticket vending machine 300 executes an unauthorized registration process.

  FIG. 32 is a flowchart showing the flow of unauthorized registration processing executed by the ticket vending machine 300 in the present embodiment. Referring to FIG. 32, data processing unit 310 determines whether or not portable use prohibition information has been received from electronic money management server 200 via store server 800 in step S311.

  The portable use prohibition information is information for instructing to prohibit the use of value in all the mobile phones 100 in the store 30a. The process of transmitting the portable use prohibition information will be described with reference to FIGS. 40 and 39 described later.

  If it is determined that the portable use prohibition information has been received (YES in step S311), the data processing unit 310 causes the storage unit 320 to store the portable use prohibition information in step S312. On the other hand, when it is determined that the portable use prohibition information has not been received (NO in step S311), or after step S312, the data processing unit 310 advances the process to be executed to step S313.

  In step S <b> 313, the data processing unit 310 determines whether unauthorized terminal information has been received from the electronic money management server 200 via the store server 800.

  The unauthorized terminal information is information for instructing to prohibit the use of the value in the mobile phone 100 including the mobile ID and indicated by the mobile ID. The process of transmitting unauthorized terminal information will be described with reference to FIGS. 40 and 39 described later.

If it is determined that the unauthorized terminal information has been received (YES in step S313), the data processing unit 310 stores the unauthorized terminal information in the storage unit 320 in step S314. On the other hand, if it is determined that the unauthorized terminal information has not been received (NO in step S313), or after step S314, the data processing unit 310 performs the process to be executed by the process of the caller of this unauthorized registration process. Returning to the ticketing process of FIG.

  Referring back to FIG. 31, in step S320, the data processing unit 310 determines whether or not a cash insertion signal indicating that cash has been inserted from the money handling machine 380 has been received.

  If it is determined that the cash input signal has been received (YES in step S320), in step S323, the data processing unit 310 receives the cash count signal from the money handling machine 380, and receives the cash indicated by the cash count signal. Set amount to cash input.

  In step S324, the data processing unit 310 determines whether or not additional cash has been input by determining whether or not the cash count signal has been received again. If it is determined that additional cash has been inserted (YES in step S324), data processing unit 310 adds the amount of cash indicated by the cash count signal received again to the amount of cash input.

  If it is determined that no additional cash has been input (NO in step S324), or after step S325, the data processing unit 310 controls the amount of money less than or equal to the amount of cash input. By executing the activation control, it is possible to effectively accept an operation on the amount button of the operation unit 330, and a lamp provided on the validated amount button is turned on.

  In step S327, the data processing unit 310 determines whether an operation signal indicating that the amount button activated in step S326 has been operated is received from the operation unit 330. That is, it is determined whether or not an amount button equal to or less than the cash input amount has been operated. If it is determined that the amount button equal to or less than the cash input amount has not been operated (NO in step S327), the data processing unit 310 returns the process to be executed to step S324.

  On the other hand, if it is determined that the validated amount button has been operated (YES in step S327), the data processing unit 310 sets the amount of the amount button indicated by the operation signal to the purchase amount in step S328. Thereafter, the data processing unit 310 advances the process to be executed to step S361.

  On the other hand, when it is determined that the cash input signal has not been received (NO in step S320), the data processing unit 310 indicates that the operation button operation of the operation unit 330 has been operated in step S321. Is received from the operation unit 330, it is determined whether or not the use button has been operated. The use button is a button operated by the user when using the value. If it is determined that the use button has not been operated (NO in step S321), data processing unit 310 returns the process to be executed to step S310.

  On the other hand, if it is determined that the use button has been operated (YES in step S321), the data processing unit 310 determines whether or not the portable use prohibition information is stored in the storage unit 320 in the unauthorized registration process of FIG. Determine whether. That is, it is determined whether or not the use of the value in all mobile phones 100 is prohibited.

If it is determined that the use of value on all mobile phones 100 is not prohibited (NO in step S322), the data processing unit 310 controls to validate the amount button for all amounts in step S331. In step S <b> 332, the data processing unit 310 determines whether an operation signal indicating that the amount button whose activation is controlled in step S <b> 331 has been operated is received from the operation unit 330. That is, it is determined whether any amount button has been operated. If it is determined that none of the amount buttons have been operated (NO in step S331), data processing unit 310 repeats step S331.

  On the other hand, if it is determined that one of the amount buttons has been operated (YES in step S331), the data processing unit 310 sets the amount of the amount button indicated by the operation signal as the purchase amount in step S333.

  In step S341, the data processing unit 310 determines whether the chip reader / writer 390 has read the mobile ID and value balance as information for requesting a specific transaction from the non-contact type IC chip 190 of the mobile phone 100. to decide.

  More specifically, in step S341, the chip reader / writer 390 performs an acquisition process of acquiring a mobile ID and a value balance as information for requesting a specific transaction from the non-contact type IC chip 190 of the mobile phone 100. When the acquisition process is performed, the non-contact type IC chip 190 of the mobile phone 100 is portable as information for requesting a specific transaction from the non-contact communication unit 193 mounted on the non-contact type IC chip 190. Send ID and value balance. In step S341, it is determined whether the mobile ID and the value balance have been acquired by the acquisition process. When it is determined that the mobile ID and the value balance have been acquired, it is determined that the mobile ID has been read.

  If it is determined that the data has not been read (NO in step S341), data processing unit 310 repeats the process in step S341. When it is determined that the mobile ID and the value balance are not read for a certain time (for example, 30 seconds), the data processing unit 310 invalidates the amount button activated in step S331 and resets the purchase amount. You may make it do.

  On the other hand, when it is determined that the mobile phone ID and the value balance have been read from the mobile phone 100 (YES in step S341), the data processing unit 310 determines that the read mobile ID is the unauthorized registration process of FIG. 32 in step S342. It is determined whether or not the mobile ID is indicated by the unauthorized terminal information stored in the storage unit 320. That is, it is determined whether or not the mobile phone 100 is an unauthorized one.

  If it is determined that the mobile phone is an unauthorized mobile phone (YES in step S342), the data processing unit 310 reports an error in step S343. As the error notification, for example, a warning lamp blinks or a warning buzzer sounds. In step S344, the data processing unit 310 confirms whether the mobile phone is an unauthorized mobile phone by a staff member of the store 30a, and determines whether a confirmation operation has been performed. If the confirmation operation has not been performed (NO in step S344), data processing unit 310 repeats step S344. On the other hand, if it is determined that a confirmation operation has been performed (YES in step S344), data processing unit 310 returns the process to be executed to step S310.

  If it is determined that the mobile phone is not an unauthorized mobile phone (NO in step S342), data processing unit 310 advances the process to be executed to step S351.

  On the other hand, when it is determined that the use of value in all mobile phones 100 is prohibited (YES in step S322), data processing unit 310 returns the process to be executed to step S310.

  If YES in step S342, the data processing unit 310 invalidates the amount button activated in step S331 and resets the purchase amount.

  In step S351, the data processing unit 310 determines whether or not the purchase amount is larger than the remaining value. When it is determined that the purchase amount is not larger than the remaining value (NO in step S351), in step S356, the data processing unit 310 executes a settlement process.

  FIG. 33 is a flowchart showing the flow of processing at the time of settlement executed by a specific transaction device such as a ticket vending machine, a card unit, and a POS terminal device in the present embodiment. In FIG. 33, the process at the time of settlement executed by the ticket vending machine will be described, but the same process at the time of settlement is executed also in other specific transaction devices such as a card unit and a POS terminal device.

  Referring to FIG. 33, in step S710, data processing unit 310 stores content for specifying a coupon or the like of its own store in a storage area for service reception constructed in storage unit 192 of mobile phone 100. If it is, a privilege granting process for granting a privilege corresponding to the content is performed.

  FIG. 34 is a flowchart showing the flow of a privilege grant process that is a subroutine of a process at the time of settlement executed by a specific transaction apparatus such as a ticket machine, a card unit, and a POS terminal apparatus in the present embodiment. Note that although FIG. 34 illustrates the privilege granting process executed by the ticket vending machine, the same privilege granting process is also executed in other specific transaction devices such as card units and POS terminal devices.

  Referring to FIG. 34, in step S715, data processing unit 310 causes mobile phone 100 to transmit request information for requesting store ID and time limit ID for specifying content to mobile phone 100. The reader / writer 390 is controlled.

  In response to the request information from step S715 of FIG. 34, the control unit 191 of the mobile phone 100 reads the store ID and the time limit ID stored in the storage area for service enjoyment constructed in the storage unit 192, and is contactless. A process of transmitting to the requesting specific transaction apparatus via the communication unit 193 is performed.

  Returning to FIG. 34, in step S716, a service in which content such as a coupon ticket of a valid own store is built in the storage unit 192 of the mobile phone 100 from the store ID and the time limit ID received due to the request in step S715. It is determined whether it is stored in the storage area for enjoyment.

  When it is determined that content such as a valid coupon ticket of the own store is stored (YES in step S716), the data processing unit 310 provides a privilege corresponding to the content in step S717. Perform privilege processing. Specifically, as a privilege handling process, in the case of content for discounting / discounting value used for a specific transaction, a state for specifying that discounting / discounting is performed (for example, specifying a value to be discounted / discounted) The state is updated to a state where possible information is stored.

  Note that in step S716 of the privilege granting process in the specific transaction device of the POS terminal device 600b, the content is valid content such as a coupon ticket of the own store and is read by the barcode / magnetic card reader of the POS terminal device 600b. Content such as coupons (for example, in a convenience store or the like, if the product read by the bar code / magnetic card reader is tea, the content such as a 50 yen discount coupon corresponding to the tea) You may make it judge whether it is memorize | stored.

  In step S718, the chip reader / writer 390 is controlled to cause the mobile phone 100 to transmit the store ID corresponding to the privilege granted in step S717, the term ID, and the deletion request information for deleting the content data. Thereby, the control unit 191 of the mobile phone 100 stores the store ID, the time limit ID, and the content data specified from the deletion request information from step S718 in FIG. Process to delete from.

  If NO is determined in step S716, and if the process in step S718 is performed, the process to be executed is returned to the process at the time of settlement in FIG. 33 in which the privilege grant process is the caller process.

  Returning to FIG. 33, in step S <b> 711, the data processing unit 310 causes the mobile phone 100 to transmit a subtraction request signal for subtracting the value corresponding to the purchase amount from the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100. Thus, the chip reader / writer 390 is controlled. If the privilege granted in step S717 is discount / discount or the like, the value corresponding to the amount obtained by subtracting the amount corresponding to the discount / discount value specified from the information stored in step S717 from the purchase amount is calculated. A subtraction request signal for subtracting from the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100 is transmitted to the mobile phone 100.

  Specifically, in step S711, the data processing unit 310 includes electronic money identification information that designates a value as a deduction target among a plurality of types of electronic money, and subtraction amount information indicating that a value corresponding to the deduction amount is subtracted. A subtraction control command for controlling the non-contact communication unit 393 so as to transmit a subtraction request signal to the mobile phone 100 is transmitted to the control unit 391 of the chip reader / writer 390. The control unit 391 of the chip reader / writer 390 controls the non-contact communication unit 393 so as to transmit a subtraction request signal to the mobile phone 100 in response to the subtraction control command.

  On the other hand, in the mobile phone 100 that has received the subtraction request signal, the control unit 191 of the non-contact IC chip 190 withdraws from the electronic money designated as the withdrawal target stored in the secured area of the storage unit 192. A value corresponding to the amount is subtracted, and when the value subtraction is completed, a process of transmitting a subtraction end signal indicating that to the chip reader / writer 390 of the ticket vending machine 300 is performed.

  Then, the data processing unit 310 determines whether or not a subtraction end signal has been received from the mobile phone 100 in step S712. Specifically, the control unit 391 of the chip reader / writer 390 transmits a subtraction end command indicating that the subtraction has been completed to the data processing unit 310 in response to the reception of the subtraction end signal from the mobile phone 100. When receiving the subtraction end command, the data processing unit 310 determines that the subtraction of the value corresponding to the deduction amount has ended. In step S712, data processing unit 310 repeatedly makes a determination until a subtraction end command is received. If a subtraction end command is not received before a predetermined condition (number of determinations, time, etc.) is satisfied, an error indicating that subtraction does not end may be notified on display unit 340.

  If it is determined that the subtraction end signal has been received (YES in step S712), the data processing unit 310 returns the process to be executed to the ticket issuing process in FIG.

Returning to FIG. 31, in step S358, the data processing unit 310 determines whether or not the amount obtained by subtracting the purchase amount from the remaining value is equal to or less than a predetermined amount. If it is determined that the amount obtained by subtracting the purchase amount from the remaining value is equal to or less than the predetermined amount (YES in step S358), the data processing unit 310 stores the non-contact type IC chip 190 of the mobile phone 100 in step S359.
The chip reader / writer 390 is controlled so as to transmit an application activation signal including the balance subtraction information after subtraction.

  The balance subtraction information after subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is small after the value is subtracted. The predetermined amount is, for example, an amount by which the minimum amount of prepaid card 371 can be purchased once, and is 1000 yen in the present embodiment. The predetermined amount may be another amount as long as it is a small amount.

  On the other hand, when it is determined that the amount obtained by subtracting the purchase amount from the remaining value is not equal to or less than the predetermined amount (NO in step S358), or after step S359, the data processing unit 310 advances the process to be executed to step S361. .

  On the other hand, when it is determined that the purchase amount is larger than the remaining value (YES in step S351), in step S352, the data processing unit 310 transmits an application activation signal including the balance shortage information before subtraction to the mobile phone 100. The chip reader / writer 390 is controlled to transmit to the non-contact type IC chip 190. The balance shortage information before subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is insufficient before the value is subtracted. Thereafter, the data processing unit 310 returns the process to be executed to step S310.

  In step S361, the data processing unit 310 determines the card ID of the prepaid card 371 to be issued, the cash amount used for purchase, the mobile phone ID of the mobile phone 100 used for purchase, and the amount of value used for purchase (hereinafter referred to as transaction). Transaction information including information for identifying each of them is also transmitted to the store server 800.

  Next, in step S362, the data processing unit 310 controls the card reader / writer 370 to issue the prepaid card 371 for the purchase amount. When the cash input amount is larger than the purchase amount, the data processing unit 310 controls the money handling machine 380 so as to pay out a change obtained by subtracting the purchase amount from the cash input amount. In step S363, the data processing unit 310 resets the purchase amount, the value remaining amount, and the cash input amount, and returns the process to be executed to step S310.

  When the application activation signal transmitted from the ticket vending machine 300 is received by the non-contact type IC chip 190 by executing steps S359 and S352 of FIG. 31, the control unit 191 of the non-contact type IC chip 190 causes the electronic money A command for starting the application 111 is output to the data processing unit 110. When receiving the command for starting the electronic money application 111, the data processing unit 110 starts the electronic money application 111.

  Returning to FIG. 12, in step S <b> 180 of the electronic money application 111, the data processing unit 110 determines whether the activation of the electronic money application 111 is activation from the non-contact type IC chip 190. If it is determined that the activation is from the non-contact type IC chip 190 (YES in step S180), the data processing unit 110 advances the process to be executed to step S181.

  In step S181, the data processing unit 110 determines whether or not the balance shortage information before subtraction has been received. That is, it is determined whether or not the balance starting shortage information before subtraction is included in the application activation signal that activated the electronic money application 111. If it is determined that the balance shortage information before subtraction has not been received (NO in step S181), in step S182, the data processing unit 310 determines whether or not the balance shortage information after subtraction has been received. That is, it is determined whether or not the post-subtraction balance shortage information is included in the application activation signal that activated the electronic money application 111.

  If it is determined that the balance shortage information after subtraction has not been received (NO in step S182), in step S184, the data processing unit 310 indicates that the value balance stored in the mobile phone 100 is very small. Inform. In the present embodiment, the fact that the balance is small is displayed on display unit 140 to notify that the balance is small. However, the present invention is not limited to this. For example, the data processing unit 310 outputs a voice indicating that the balance is very small or generates a vibration indicating that the balance is small, thereby causing the balance to be small. You may make it alert | report.

  Here, with reference to FIG. 35, a display screen when the balance is insufficient or the balance shortage is notified in steps S184 and 185 will be described. FIG. 35 shows a display unit of the mobile phone 100 when the electronic money application 111 of the mobile phone 100 is activated from a specific transaction device such as a ticket vending machine, a card unit, and a POS terminal device in the electronic money system 10 according to the present embodiment. FIG. Here, a case where the electronic money application 111 of the mobile phone 100 is activated from the ticket machine will be described, but the electronic money application 111 of the mobile phone 100 is activated from another payment processing terminal such as a card unit or a POS terminal device. A similar display screen is displayed even in the case of being performed. The screen in FIG. 35 (a) is the same as the screen in FIG. 23 (a), and therefore, repeated description will not be repeated.

  FIG. 35B is a display screen diagram indicating that the balance is very small. The screen of FIG. 35B displays that the balance of the value stored in the mobile phone 100 is very small and that the process shifts to a process for purchasing value.

  Returning to FIG. 12, when it is determined that the balance shortage information before subtraction has been received (YES in step S181) or when it is determined that the balance shortage information after subtraction has been received (YES in step S182), In step S185, the data processing unit 310 notifies that the value balance stored in the mobile phone 100 is insufficient. In the present embodiment, the fact that the balance is insufficient is notified by displaying on the display unit 140 that the balance is insufficient. However, the present invention is not limited to this. For example, the data processing unit 310 outputs a voice indicating that the balance is insufficient or generates a vibration indicating that the balance is insufficient. You may make it alert | report that it is doing.

  Proceeding to FIG. 35, FIG. 35 (c) is a display screen diagram indicating that the balance is insufficient. The screen of FIG. 35C displays that the value balance stored in the mobile phone 100 is insufficient, and that the process proceeds to processing for purchasing value.

  In the present embodiment, the application activation signal is transmitted from the ticket vending machine 300 to the mobile phone 100 by dividing that the balance of the value stored in the mobile phone 100 is very small and insufficient. In this way, the mobile phone 100 is notified. However, the present invention is not limited to this, and the mobile phone 100 may notify the user of the fact that the balance of the value is scarce and insufficient. In other words, when the value balance is equal to or less than a predetermined amount including when the value balance is 0 yen, balance shortage information indicating that the value balance is insufficient is transmitted from the ticket vending machine 300 to the mobile phone 100. The mobile phone 100 may notify that the balance is insufficient.

  Returning to FIG. 12, after step S184 or step S185, in step S130, the data processing unit 310 executes value purchase processing. By executing the value purchase process, the purchase amount selection screen is displayed in step S139 as described with reference to FIG. Thus, even if the user does not activate the electronic money application 111, the purchase amount selection screen can be automatically displayed.

  In addition, although it changed to step S130 after step S184 or step S185, it is not limited to this, You may make it change to step S192. Thus, the value purchase process can be executed by the user selecting value purchase on the startup initial screen.

  FIG. 36 is a flowchart showing the flow of the ball lending process executed by the card unit 600 in the present embodiment. Referring to FIG. 36, first, in step S610, data processing unit 610 of card unit 600 executes unit unauthorized registration processing.

  FIG. 37 is a flowchart showing a unit unauthorized registration process executed by the card unit 600 according to the present embodiment. Referring to FIG. 37, in step S601, data processing unit 610 determines whether portable use prohibition information has been received from electronic money management server 200 via store server 800 or not. Since the portable use prohibition information has been described in step S311 in FIG. 32, redundant description will not be repeated.

  If it is determined that the portable use prohibition information has been received (YES in step S601), the data processing unit 610 causes the storage unit 620 to store the portable use prohibition information in step S602. On the other hand, if it is determined that portable use prohibition information has not been received (NO in step S601), or after step S602, data processing unit 610 advances the process to be executed to step S603.

  In step S <b> 603, the data processing unit 610 determines whether or not unauthorized terminal information has been received from the electronic money management server 200 via the store server 800. Since the unauthorized terminal information has been described in step S313 in FIG. 32, the overlapping description will not be repeated.

  If it is determined that the unauthorized terminal information has been received (YES in step S603), the data processing unit 610 stores the unauthorized terminal information in the storage unit 620 in step S604. On the other hand, when it is determined that the unauthorized terminal information has not been received (NO in step S603), or after step S604, in step S605, the data processing unit 610 moves the store server 800 from the electronic money management server 200. It is determined whether or not an illegal card ID is received.

  The unauthorized card ID is an ID for identifying a prepaid card 371 purchased with an unauthorized mobile phone 100. The process of transmitting the unauthorized card ID will be described with reference to FIGS. 40 and 39 described later.

  If it is determined that the unauthorized card ID has been received (YES in step S605), the data processing unit 610 stores the unauthorized card ID in the storage unit 620 in step S606. If it is determined that an unauthorized card ID has not been received (NO in step S605), or after step S606, the data processing unit 610 executes the process to be executed by the caller of this unit unauthorized registration process. Returning to the ball lending process of FIG. On the other hand, if it is determined that the unauthorized card ID has not been received (NO in step S605), data processing unit 610 returns the process to be executed to the ball lending process of FIG.

  Returning to FIG. 36, in step S611, the data processing unit 610 determines whether or not an insertion signal indicating that the prepaid card 371 has been inserted is received from the card reader / writer 670.

If it is determined that the insertion signal has been received (YES in step S611), the data processing unit 610 stores the card ID of the inserted prepaid card 371 from the card reader / writer 670 in the storage unit 620 in step S612. It is determined whether or not a fraudulent card signal indicating that the fraudulent card ID is the same is received.

  If it is determined that the card is not an unauthorized card (NO in step S612), data processing unit 610 advances the process to be executed to step S690. On the other hand, if it is determined that the card is an unauthorized card (YES in step S612), the data processing unit 610 notifies an error in step S671 that an unauthorized prepaid card has been inserted. The error notification is performed, for example, by blinking an alarm lamp or sounding an alarm buzzer. In step S672, the data processing unit 610 determines whether or not there has been a confirmation operation indicating that the error notification has been confirmed by the staff of the store 30a. If it is determined that there is no confirmation operation (NO in step S672), data processing unit 610 repeats the process in step S672. On the other hand, if it is determined that there has been a confirmation operation (YES in step S672), data processing unit 610 returns the process to be executed to step S610.

  On the other hand, if it is determined that the insertion signal has not been received (NO in step S611), the data processing unit 610 has received a cash insertion signal indicating that cash has been inserted from the money handling machine 680 in step S620. Determine whether or not.

  If it is determined that a cash insertion signal has been received (YES in step S620), in step S681, the data processing unit 610 identifies the card ID of the prepaid card 371 to be issued and the cash amount used for purchase. The transaction information including the information is transmitted to the store server 800.

  Next, in step S682, the data processing unit 610 issues a prepaid card 371, and the amount of cash input indicated by the cash count signal from the money handling machine 680 is stored in advance in the card reader / writer 670. The card reader / writer 670 is controlled to deposit the card 371. Here, after payment, the prepaid card 371 is held in the card unit 600 and is not discharged. Thereafter, the data processing unit 610 advances the process to be executed to step S690.

  In step S690, the data processing unit 610 executes a prepaid ball lending process. The prepaid ball lending process will be described later with reference to FIG.

  FIG. 38 is a flowchart showing the flow of the prepaid ball lending process executed by the card unit 600 in the present embodiment.

  Referring to FIG. 38, in step S691, data processing unit 610 determines whether or not a cash insertion signal indicating that cash has been inserted is received from money handling machine 680. If it is determined that the cash input signal has been received (YES in step S691), in step S692, the data processing unit 610 receives the cash count signal from the money handling machine 680, and receives the cash indicated by the cash count signal. The card reader / writer 670 is controlled to add the amount to the prepaid card 371.

  On the other hand, if it is determined that the cash input signal has not been received (NO in step S691), or after step S692, the data processing unit 610 reads the prepaid card read by the card reader / writer 670 in step S613. The prepaid balance recorded in 371 is received from the card reader / writer 670.

Next, in step S614, the data processing unit 610 determines whether the received balance is a value greater than 0, that is, whether the balance is not 0. If it is determined that the balance is not a value greater than 0 (NO in step S614), data processing unit 610 advances the process to be executed to step S632.

  On the other hand, if it is determined that the balance is greater than 0 (YES in step S614), data processing unit 610 determines in step S615 whether a ball lending operation signal has been received from ball lending button 631. To do. If it is determined that a ball lending operation signal has not been received (NO in step S615), data processing unit 610 advances the process to be executed to step S631.

  On the other hand, if it is determined that the ball lending operation signal has been received (YES in step S615), the data processing unit 610 subtracts the consideration equivalent to the predetermined lending from the balance of the prepaid card 371 in step S616. Next, in step S617, the data processing unit 610 controls the card reader / writer 670 to write the subtracted balance to the prepaid card 371.

  Next, in step S618, the data processing unit 610 transmits a ball lending signal for requesting the payout of a predetermined number of game balls to the pachinko gaming machine 700. In response to the ball lending signal, the pachinko gaming machine 700 pays out a predetermined number of game balls. The player can play a pachinko game using the paid out game balls. Note that the card unit 600 is not limited to the one that causes the pachinko gaming machine 700 to pay out the game ball by transmitting a ball lending signal, and may be one that pays out the game ball itself. That is, in step S618, a process of paying out game balls may be executed. Thereafter, the data processing unit 610 advances the process to be executed to step S631.

  In step S <b> 631, the data processing unit 610 determines whether a return operation signal is received from the return button 632. If it is determined that the return operation signal has not been received (NO in step S631), data processing unit 610 returns the process to be executed to step S691.

  On the other hand, if it is determined that a return operation signal has been received (YES in step S631), data processing unit 610 advances the process to be executed to step S632.

  In step S632, the data processing unit 610 resets the balance read from the prepaid card 371. Next, in step S633, the data processing unit 610 controls the card reader / writer 670 to return the prepaid card 371. Thereafter, the data processing unit 610 returns the process to be executed to the ball lending process of FIG. 36 which is the calling source process of this prepaid ball lending process.

  Returning to FIG. 36, after the prepaid ball lending process is executed in step S690, the data processing unit 610 returns the process to be executed to step S610.

  On the other hand, if it is determined that the cash input signal has not been received (NO in step S620), the data processing unit 610 stores the portable use prohibition information in the storage unit 620 in step S622 in the unit unauthorized registration process of FIG. It is determined whether or not it has been stored. That is, it is determined whether or not the use of the value in all mobile phones 100 is prohibited. If it is determined that the use of value in all mobile phones 100 is prohibited (YES in step S622), data processing unit 610 returns the process to be executed to step S610.

On the other hand, when it is determined that the use of the value in all the mobile phones 100 is not prohibited (NO in step S622), the data processing unit 610 executes processing from step S641 to step S648. Since the process from step S641 to step S644 is the same as step S341 to step S344 of the ticket issuing process described in FIG. 31, the description will not be repeated.

  In step S651, the data processing unit 610 determines whether or not the remaining value is 0 yen. If it is determined that the value balance is 0 yen (YES in step S651), in step S652, the data processing unit 610 activates the application including the shortage balance information before subtraction similar to step S352 of the ticketing process in FIG. The chip reader / writer 690 is controlled to transmit the signal to the non-contact type IC chip 190 of the mobile phone 100. Thereafter, the data processing unit 610 returns the process to be executed to step S610.

  In the present embodiment, it is determined in step S651 whether the value balance is 0 yen. This is because the value in this embodiment is used only for games and the value is deducted in units of 100 yen, which is the unit of ball rental, so it is possible to lend a ball by determining whether it is 0 yen This is because it can be determined whether or not there is any remaining value. However, in a store other than the game hall, it may be determined in step S651 whether or not the remaining value is less than 100 yen, which is the minimum amount that can be used for ball rental.

  On the other hand, if it is determined that the value balance is not 0 yen (NO in step S651), the data processing unit 610 determines whether the value balance is 1000 yen or more in step S653. If it is determined that the remaining value is 1000 yen or more (YES in step S653), in step S654, the data processing unit 610 sets 1000 yen as the purchase amount. On the other hand, if it is determined that the value balance is less than 1000 yen (NO in step S653), in step S655, the data processing unit 610 sets the value balance to the purchase price.

  In step S653 and step S654, since it is 1000 yen, in step S662, which will be described later, a rental ball equivalent to 1000 yen is paid out. However, the present invention is not limited to this, and a rental ball equivalent to 500 yen may be paid out. In this case, in step S653, it is determined whether the value balance is 500 yen or more. In step S654, the data processing unit 610 sets 500 yen as the purchase amount.

  After step S654 or step S655, in step S656, the data processing unit 610 executes the settlement processing described in step S356 of the ticketing process in FIG. In the processing content of the settlement processing in step S656, for example, when it is determined that content such as a coupon ticket of a valid own store that performs discount / discount of the value used for the specific transaction is stored in the mobile phone 100, Since it is the same as the contents explained in FIG. 31 such as discounting / discounting according to the contents from the ball lending amount, the duplicated explanation will not be repeated.

  Next, in step S658, the data processing unit 610 determines whether or not the amount obtained by subtracting the purchase amount from the remaining value is 0 yen. When it is determined that the amount obtained by subtracting the purchase amount from the remaining value is 0 yen (YES in step S658), the data processing unit 610 subtracts the contactless IC chip 190 of the mobile phone 100 in step S659. The chip reader / writer 690 is controlled so as to transmit an application activation signal including back balance shortage information.

  The balance shortage information after subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is insufficient after the value is subtracted. The application activation signal is the same as that described in step S359.

As in step S651, it may be determined in step S658 whether the amount obtained by subtracting the purchase amount from the remaining value is less than 100 yen, which is the minimum amount that can be used for ball rental.

  Furthermore, in addition to step S658, as in step S358 of the ticketing process in FIG. 31, it is determined whether or not the amount obtained by subtracting the purchase amount from the remaining value is equal to or less than a predetermined amount. In the same manner as described above, an application activation signal including the subtraction remaining amount information may be transmitted to the mobile phone 100.

  On the other hand, when it is determined that the amount obtained by subtracting the purchase amount from the remaining value is not 0 yen (NO in step S658), or after step S659, the data processing unit 610 performs the processing from step S661 to step S663. Execute. The processing from step S661 to step S663 is the same as that shown in FIG. 31 except that in step S662, a ball lending signal for requesting the payout of the number of game balls equivalent to the purchase amount is sent to the pachinko gaming machine 700 to lend the ball. Since this is the same as the process from step S361 to step S363, the description will not be repeated. After step S663, the data processing unit 610 returns the process to be executed to step S610.

  Since the processing from step S170 to step S185 of the electronic money application 111 executed when the application activation signal transmitted from the card unit 600 is received by the non-contact type IC chip 190 has been described with reference to FIG. Does not repeat.

  Although not shown, as the processing in the POS terminal device 600b, processing similar to the processing described with reference to FIGS. 31 to 34 is performed. Specifically, as processing in the POS terminal device 600b, the same processing as the settlement processing described with reference to FIG. 33 is performed every time a specific transaction is performed.

  FIG. 39 is a flowchart showing the flow of the store server process executed by the store server installed in each store in the present embodiment. In addition, in FIG. 39, although demonstrated as a store server process performed with the store server 800 of the store 30a, the same store server process is performed also in the store server of another store.

  Referring to FIG. 39, the data processing unit of store server 800 determines whether or not transaction information has been received from ticket vending machine 300 or card unit 600 in step S811.

  If it is determined that the transaction information has been received (YES in step S811), the data processing unit of the store server 800, in step S812, for each portable ID included in the transaction information, the card ID of the issued prepaid card 371, Information for specifying the amount of cash used for purchase and the amount of value used for purchase is associated with each other and stored in the storage unit.

  After step S812 or when it is determined that transaction information has not been received (NO in step S811), the data processing unit of the store server 800 sends the transaction information to the electronic money management server 200 last time in step S813. It is determined whether or not a predetermined time has elapsed since the transmission. In the present embodiment, the predetermined time is 3 hours.

  If it is determined that a predetermined time has elapsed since the previous transmission of the transaction information (YES in step S813), the data processing unit of the store server 800 uses the mobile phone 100 after the previous transmission stored in the storage unit in step S814. Is sent to the electronic money management server 200.

After step S814 or when it is determined that the predetermined time has not elapsed since the previous transmission of transaction information (NO in step S814), the data processing unit of the store server 800 obtains the portable use prohibition information in step S821. It is determined whether it has been received from the electronic money management server 200.

  If it is determined that the portable use prohibition information has been received (YES in step S821), the data processing unit of the store server 800 sends the portable use prohibition information to all the ticket vending machines 300 and card units in the store 30a in step S822. 600.

  After step S822, or when it is determined that the portable use prohibition information has not been received (NO in step S821), the data processing unit of the store server 800 acquires the unauthorized terminal information in step S823. It is determined whether or not the message is received from 200.

  If it is determined that the unauthorized terminal information has been received (YES in step S823), the data processing unit of the store server 800 transmits the unauthorized terminal information to all the ticket machines 300 and card units 600 in the store 30a in step S824. Send.

  After step S824 or when it is determined that fraudulent terminal information has not been received (NO in step S823), the data processing unit of the store server 800 obtains fraudulent medium information from the electronic money management server 200 in step S825. It is determined whether or not received from.

  If it is determined that the unauthorized medium information has been received (YES in step S825), the data processing unit of the store server 800 stores the portable ID included in the unauthorized medium information in the storage unit in step S826. Is sent to all card units 600 in the store 30a.

  After step S826 or when determining that the unauthorized medium information has not been received (NO in step S825), the data processing unit of the store server 800 returns the process to be executed to step S811.

  FIG. 40 is a flowchart showing a processing flow of the remaining amount management application program 214 executed by the electronic money management server 200 in the present embodiment.

  With reference to FIG. 40, first, in step S291, the data processing unit 210 of the electronic money management server 200 determines whether or not the transaction information has been received from store servers installed in a plurality of stores including the stores 30a and 30b. to decide. When the transaction information is received (YES in step S291), the data processing unit 210 includes, in step S292, the mobile ID included in the transaction information from the accumulated charge amount stored in the issuance information DB 222 in the transaction information. Subtract the transaction amount.

  Further, in step S293, the data processing unit 210 converts the mobile ID included in the transaction information to the usage amount corresponding to the transaction store ID of the transaction information transmission source stored in the user information DB 221 to the transaction information. Add the transaction amount included. When the store ID of the transaction information transmission source is not stored as the transaction completed store ID in the user information DB 221, the transaction information transmission source store ID is stored as the transaction completed store ID together with the usage amount. As a result, as described with reference to FIG. 30D and the like, the transaction-stored store ID and the usage amount stored in the user information DB 221 described with reference to FIG. 4 are updated in correspondence with the specific transaction.

  After step S293, or when it is determined that transaction information has not been received (NO in step S291), the data processing unit 210 returns the usage amount stored in the user information DB 221 to the previous time in step S294. It is determined whether or not a predetermined period has elapsed since the reset. In the present embodiment, the predetermined period is one month.

  If it is determined that a predetermined period has elapsed since the previous resetting of the usage amount (YES in step S294), the data processing unit 210 resets the total usage amount stored in the user information DB 221 in step S295.

  After step S295, or when it is determined that a predetermined period has not elapsed since the previous resetting of the usage amount (NO in step S294), the data processing unit 210 in step S281, the member ID whose accumulated charge is negative Judge whether there is.

  If it is determined that there is a member ID whose accumulated charge is negative (YES in step S281), in step S282, the data processing unit 210 adds the fraud count of the member ID once.

  After step S282, or when it is determined that there is no member ID whose accumulated charge is negative (NO in step S281), in step S283, the data processing unit 210 has a member ID whose fraud count is one. Determine whether or not.

  If it is determined that there is a member ID with one fraud count (YES in step S283), in step S284, the data processing unit 210 purchases using the mobile phone value of the mobile ID corresponding to the member ID. The fact that the card ID of the prepaid card is registered in the card unit and the unauthorized medium information including the mobile ID are transmitted to the store where the card unit is installed.

  After step S284, or when it is determined that there is no member ID with one fraud count (NO in step S283), in step S285, the data processing unit 210 determines whether there is a member ID with two fraud times. Judge whether or not.

  If it is determined that there is a member ID with two fraud times (YES in step S285), in step S286, the data processing unit 210 registers the portable ID corresponding to the member ID in the ticket vending machine 300, and The unauthorized terminal information including the mobile ID corresponding to the member ID is transmitted to the store where the fraud has occurred. In step S287, the data processing unit 210 also transmits the unauthorized terminal information to stores in the same group as the store where the fraud occurred. In addition, the store to which the data processing unit 210 transmits the unauthorized terminal information is not limited to the store in which the fraud has occurred, or the store in the same group as the store in which the fraud has occurred, but in the group adjacent to the group to which the store belongs. It may be a store or a store nationwide.

  After step S287, or when it is determined that there is no member ID for the number of frauds twice (NO in step S285), in step S288, the data processor 210 determines that the number of frauds that occurred at stores nationwide is three times. It is determined whether this is the case.

  If it is determined that the number of frauds occurring at stores nationwide is 3 or more (YES in step S288), in step S289, the data processing unit 210 transmits portable use prohibition information to the store where fraud occurred. . In step S290, the data processing unit 210 also transmits the portable use prohibition information to stores nationwide. In addition, although the case where the data processing unit 210 transmits the portable use prohibition information to stores all over the country other than the store where the fraud occurred has been described, the present invention is not limited to this. It may be a store in a group adjacent to the group to which the store belongs. In this case, in step S288, it may be determined whether or not the number of frauds that have occurred in the store to which the portable use prohibition information is transmitted is three or more. Thereafter, the data processing unit 210 returns the process to be executed to step S291.

  Next, main effects obtained by the embodiment described above will be described.

  (1) When the administrator of the electronic money management server 200 inputs using a data input unit in response to a request from each store, the content specifying information DB 272 corresponds to the store ID of the store that has joined the content distribution service. In addition, information for specifying content related to notifications from each store, coupon tickets and the like is stored. Further, based on the transaction information transmitted from the store server to the electronic money management server 200 in step S814 in FIG. 39, the user information DB 221 is associated with the portable ID in step S293 in FIG. Stored store IDs for which a specific transaction has been performed using the value are stored.

  The electronic money management server 200 corresponds to the mobile ID included in the money amount confirmation information received based on the user information DB 221 in step S264b on the condition that the charge request information from the mobile phone 100 is received in step S241 of FIG. The store with the store ID of the transaction that has been stored together is specified. Further, in order to specify the store content data in step S264g, the electronic money management server 200 corresponds to the store ID of the store with the term ID and “0” indicating the selected state as the status information of the target content. Attached and registered. Further, in the electronic money management server 200, in step S2707a of FIG. 15, the status information of the target content registered in step S264g is updated from “0” to “1” indicating that transmission is possible. Then, the electronic money management server 200 corresponds to the mobile ID included in the value issuance request information received in step S273b on condition that the value issuance request information from the mobile phone 100 is received in step S271 of FIG. The stored content data of the target content indicating “1” is extracted from the content specifying information DB 272, and the store ID, the term ID, and the content data for specifying the content extracted in step S273c are transmitted to the mobile phone 100. The

  In the mobile phone 100, the information is stored in the storage unit 120 in step S 153 b on condition that the information for specifying the content from the electronic money management server 200 is received in step S 153 a in FIG. Information for specifying the stored content is confirmed and used as described in the content notification processing in step S160 of FIG. In this way, information from the shop where the specific transaction using the value has been made, information for specifying the content related to the coupon ticket, etc. is transmitted to the mobile phone 100, so the usage according to the usage record High-value information can be provided. As a result, it is possible to obtain information on a store that is highly interested for the customer who is a user, and to effectively encourage the store to visit the store.

  (2) In the electronic money management server 200, the store selection request information is stored in the mobile phone 100 in step S264e unless there is no store specified in step S264b in FIG. 14 and the specified store is one store. Sent to.

  In the mobile phone 100, on the condition that the store selection information from the electronic money management server 200 is received in step S145b of FIG. 13, the desired store is selected by the user in steps S145c to S145e, and the selection result information is stored in the electronic money. It is transmitted to the management server 200.

In the electronic money management server 200, on the condition that the selection result information from the mobile phone 100 is received in step S264f of FIG. 14, in order to specify the content data of the store selected by the user in step S264g, “0” indicating that the target content is in the selected state is registered in the user information DB 221 in association with the store ID of the store. Thus, even if a plurality of traded stores are specified in step S264b of FIG. 14, the content related to the notification, coupon ticket, etc. from the traded store selected by the customer as the user is specified. Information can be transmitted to the mobile phone 100.

  (3) Based on the address input information transmitted from the mobile phone 100 to the electronic money management server 200 in step S112b in FIG. 11, the user information DB 221 is associated with the mobile ID in step S224c in FIG. The address input by the user of the mobile ID is stored. Further, in the content specifying information DB 272 of FIG. 7, the location is stored as the store content specifying information as the server management information. Then, the electronic money management server 200 further determines the group to which the address stored in the user information DB 221 in association with the mobile ID belongs in S264b of FIG. 14, and stores the store specifying information DB 271 described in FIG. The stores in the same group are extracted with reference to the above, and one store is selected and specified from the stores in the same group. In this way, information for specifying content related to notifications, coupons, etc. from stores in the same group as well as traded stores is transmitted to the mobile phone 100, so the availability of customers who are users is possible. It is possible to provide information on stores with high prices and to encourage customers to visit stores in the same group.

  (4) Based on the transaction information transmitted from the store server to the electronic money management server 200 in step S814 in FIG. 39, the user information DB 221 is used in association with the transaction-stored store ID in step S293 in FIG. The amount is memorized. In addition, when the administrator of the electronic money management server 200 inputs using a data input unit in response to a request from each store, the content specifying information DB 272 includes a plurality of contents data according to the amount used by the user. Is stored in advance. In step S264b of FIG. 14, the electronic money management server 200 further specifies the usage amount corresponding to the transactioned store, and stores the content data corresponding to the usage amount are not transmitted to the mobile phone 100. Identified. Thus, since the information for specifying the content related to the usage amount stored in association with the traded store ID, the coupon, etc. is transmitted to the mobile phone 100, the traded Can encourage further use of value at stores.

  (5) In electronic money management server 200, on the condition that information for specifying content is transmitted to mobile phone 100 in step S273c of FIG. 17, the state of target content corresponding to the transmitted content in step S273d The information is updated from “1” to “2” indicating that the transmission is completed.

  In step S264b of FIG. 14, the electronic money management server 200 identifies a store in which “2” is not stored as the state information of the target content in association with the time limit ID for identifying content data corresponding to the usage amount. Therefore, in step S264g, the content data of the store in which “2” is not stored as the state information of the target content is specified in association with the time limit ID for specifying the content data corresponding to the usage amount. In this way, it is possible to prevent waste that information for specifying the content transmitted to the mobile phone 100 of the customer who is already a user is transmitted again.

(6) In the content notification process in step S160 of FIG. 12, when content that needs to be automatically given a privilege at the time of a specific transaction is selected, information for specifying the content is a non-contact type IC chip. 190 is stored in a storage area for service reception in the storage unit 192. Then, when the specific transaction is performed, it is determined whether or not the content such as the coupon ticket of the own store that is valid in step S716 in FIG. 34 is stored in the storage area for receiving the service. In step S717, a privilege handling process for granting a privilege corresponding to the content such as the coupon ticket that has been performed is performed. Furthermore, the store ID corresponding to the content corresponding to the privilege granted in step S717, the term ID, and the deletion request information for deleting the content data are transmitted to the mobile phone 100 in step S718. The control unit 191 of the mobile phone 100 that has received the deletion request information performs a process of deleting the store ID, the term ID, and the content data specified from the deletion request information. As a result, a privilege corresponding to the content is automatically given at the time of a specific transaction, and content such as a coupon ticket to which the privilege is given can be prevented from being repeatedly used, thereby improving user convenience. It is possible to prevent the occurrence of disadvantages in the store.

  (7) In accordance with the ticketing process in FIG. 31 and the ball lending process in FIG. 36, subtraction request signals including electronic money identification information that designates a value that is a specific type of electronic money as a debit target in steps S356 and S656, respectively. Since the prepaid card 371 can be purchased or lent using only the value transmitted from the ticket vending machine 300 or the card unit 600 to the mobile phone 100 and specified by the electronic money identification information, different types of values are used. Thus, purchase of prepaid card 371 or ball lending can be prevented.

  (8) In step S812, the value amount used for the purchase or ball lending process of the prepaid card 371 and the mobile ID of the mobile phone 100 used for the purchase or ball lending are associated with each other and stored in the store server 800. . If it is determined in step S813 that the predetermined time has elapsed, the information stored in the store server 800 in step S814 is transmitted to the electronic money management server 200 as transaction information. On the other hand, in step S2707, the accumulated charge amount and the mobile ID are associated with each other and stored in the issuance information DB 222. In step S292, the transaction amount included in the transaction information is subtracted from the accumulated charge amount of the member ID corresponding to the mobile ID included in the transaction information. In step S281, whether there is a member ID whose accumulated charge amount is negative. It is determined whether or not there has been an illegal transaction. If there is an unauthorized transaction, the unauthorized terminal information is transmitted to the store 30a where the unauthorized transaction has occurred in step S286.

  In the store 30a that has received the unauthorized terminal information, the unauthorized terminal information is stored in steps S314 and S604, and when the prepaid card 371 is purchased with the value and used for the ball lending process, the portable ID of the cellular phone 100 is invalid. It is determined whether or not it matches the terminal information. If the terminal information matches, processing for not setting the balance to the value remaining amount, that is, use stop processing is performed. As a result, it is possible to minimize damage when fraud exceeding the remaining amount is performed.

  (9) When there is an unauthorized transaction in step S281, the number of frauds is incremented by 1 in step S282, and the frequency of the unauthorized transaction is measured. If the number of frauds is 1, illegal media information is transmitted to the store where the fraudulent transaction occurred in step S284, and ball rental with a prepaid card used for fraudulent transactions is prohibited. In addition, when the number of frauds is two times, the specific transaction by the mobile phone 100 used in the fraudulent transaction is transmitted to the store where the fraudulent transaction has occurred and the store in the same group as the store in step S286 and step S287. Is prohibited.

Furthermore, when the number of frauds is 3, in step S289 and step S290, portable use prohibition information is transmitted to stores where fraudulent transactions have occurred and stores nationwide. In the store that has received the portable use prohibition information, the portable use prohibition information is stored in steps S312 and S602, respectively, and in steps S322 and S622, the value is used for all mobile phones. Processing to prohibit specific transactions is performed. As described above, since the prohibited content is selected and executed according to the frequency of fraudulent transactions, it is possible to minimize damage caused when fraud is performed more effectively.

  (10) Some mobile phones with a built-in non-contact IC chip communicate with an electronic money terminal or server to add and subtract values (for example, paragraphs 0016 and 0017 of JP-A-2005-38209). Paragraphs, paragraphs 0049 to 0055, 0111 to 0114, 0136, and 0138). In the application unit of the mobile phone, a terminal ID for specifying an electronic money terminal to be settled, a business operator code, an operation parameter, and an operation file are stored in association with each other.

  When the mobile phone is used for payment with an electronic money terminal, a terminal ID and a payment amount value are subtracted from the electronic money terminal, a subtraction completion notification is transmitted, and an operator code is sent from the terminal ID. , An operation parameter and an operation file are specified, and a predetermined operation is executed using the operation file. In addition, if the log confirmation unit is provided in the mobile phone and the confirmation amount is set in advance in the application unit, the log confirmation unit periodically checks the remaining amount of value, and if the confirmation amount falls below the confirmation amount, the application unit The user is prompted to charge electronic money by issuing an alarm with an image or sound as a predetermined operation using the operation file. However, according to the technique disclosed in Japanese Patent Application Laid-Open No. 2005-38209, the operation file that can be executed by the mobile phone is one file for each business operator code corresponding to the terminal ID, and thus the operation that is executed. Are limited to operations that are executed each time a specific transaction with an electronic money terminal is performed. In addition, since the mobile phone actively executes the operation file, the lack of value balance is confirmed as described above. For this reason, even if the value balance exceeds the amount of confirmation, there is a problem in that useless processing of confirming the value balance at a predetermined regular interval occurs. In addition, even if the balance of the value is less than the confirmation amount, if the determined regular interval is a long interval (for example, 1 hour), the electronic money terminal or the server may ask the user to charge the value before being charged. When the value is subtracted, the user recognizes that the balance is insufficient, and the original purpose of the technique disclosed in Japanese Patent Laid-Open No. 2005-38209 cannot be achieved. End up. For this reason, it is necessary to shorten the periodic interval for checking the balance of the value (for example, 1 minute or 30 seconds) in order to prompt charging of the value before the user recognizes the shortage of the balance. For this reason, a wasteful process of checking the value balance must be frequently executed, which is inefficient and affects the duration of the battery of the mobile phone. However, since the present embodiment is configured as described above, the user can be efficiently and accurately recognized that the remaining amount of value is small.

Specifically, the value balance is transmitted to the ticket vending machine 300 or the card unit 600 by the function of the non-contact type IC chip 190 of the mobile phone 100. Further, as described in step S351, it is determined that the value balance stored in the mobile phone 100 by the ticket vending machine 300 is insufficient for the purchase amount of the prepaid card 371, and as described in step S352, before subtraction. Balance shortage information is transmitted to the mobile phone 100. Further, as described in step S651 and step S658, it is determined that the value balance stored in mobile phone 100 by card unit 600 is insufficient for the minimum amount that can be lent (in this embodiment, It is determined whether or not the value balance is 0 yen. If the value can be used outside the amusement hall, it is determined whether or not the value balance is less than 100 yen, which is the minimum amount that can be lent to a ball), step S652 and As described in step S659, the balance shortage information before subtraction or the balance shortage information after subtraction is transmitted to the mobile phone 100, respectively. Then, as described in step S185, the mobile phone 100 notifies that the value balance is insufficient. That is, when the value is used, the mobile phone 100 is passively notified that the value balance is insufficient. As a result, it is possible to make the user recognize efficiently and accurately that the value balance is small.

  (11) The value balance is transmitted to the ticket vending machine 300 by the function of the non-contact type IC chip 190 of the mobile phone 100, and prepaid from the value balance stored in the mobile phone 100 by the ticket vending machine 300 as described in step S358. It is determined that the amount obtained by subtracting the purchase amount of the card 371 is equal to or less than the predetermined amount, and as described in step S359, the post-subtraction balance information is transmitted to the mobile phone 100, and as described in step S184, the mobile phone 100 informs that the value balance is less than or equal to the predetermined amount. The same applies to the card unit 600. That is, when the value is used, the mobile phone 100 is passively notified that the value balance is equal to or less than the predetermined amount. As a result, it is possible to make the user recognize efficiently and accurately that the value balance is small.

  (12) Value purchase processing is executed when the balance shortage information before subtraction, post-subtraction balance shortage information, or post-subtraction balance shortage information is received in step S181 or step S182, and as described in step S133, Since charge request information is automatically transmitted after the execution of the value purchase process, the user does not have to actively execute the value purchase process. For this reason, it is possible to prevent the user from having to perform the process of executing value purchase processing. Further, since the value purchase process is immediately executed, the time required for the value purchase is shortened, and the operating rate of the gaming machine such as the pachinko gaming machine 700 and the slot machine in the store 30a can be improved.

  (13) Conventionally, there have been issues of game recording media used for games with electronic money and additional payments to game recording media (for example, JP 2002-224423 (for example, paragraph 0035)) . This electronic money can be charged from the user's transaction financial institution. Then, the user purchases a game recording medium using the charged electronic money, or makes an additional payment to the game recording medium. However, according to such a technique, it is necessary to charge electronic money by connecting to a predetermined deposit machine in the game hall. For this reason, it was necessary to bother to go to the deposit machine to charge the electronic money. In addition, when the number of deposit machines is small, a state in which users wait in line to charge electronic money occurs, and the time spent on the game is reduced. For this reason, it is conceivable to increase the number of depositing machines. However, there is a limit to the space for installing the depositing machine and the capital investment cost is generated. In any case, it is necessary to spend the time spent on the game out of the time that the user is at the game hall, which has a problem of adversely affecting the operation of the gaming machine. However, in this embodiment, since it is configured as described above, it is possible to reduce time and effort during value charging.

  Specifically, the charge request information is transmitted from the mobile phone 100 to the electronic money management server 200 in step S133 in accordance with the value purchase processing in FIG. 13, so that the takeover in step S268 is performed in accordance with the value purchase AP in FIG. The screen information is transmitted from the electronic money management server 200 to the mobile phone 100. From the mobile phone 100 that has received the takeover screen information, in accordance with the web processing of FIG. 11, in step S118a, information related to payment for the purchase of value is transmitted to the financial institution server 500, and the financial institution performs payment, and thereafter FIG. The uncharged value is written in the storage unit 192 in accordance with the value issuing process. As a result, by transmitting charge request information from the mobile phone 100 to the electronic money management server 200, it is possible to charge the value anytime and anywhere in advance or charge the value without leaving the seat. Further, in a game hall such as the store 30a, adverse effects on the operation of the pachinko gaming machine 700 installed in the game hall can be reduced.

(14) In the conventional technique, the electronic money management server 2 is started from the mobile phone 100.
The value can be purchased by accessing 00, and for payment of the value, even if the mobile banking service is used by accessing the financial institution server specified by the user, it is deposited every time the value is purchased. It is necessary to designate a financial institution to be used for this, which causes inconvenience. However, in this embodiment, since it is configured as described above, it is possible to reduce time and effort during value charging.

  Specifically, according to the initial registration AP in FIG. 10, in steps S219 to S224, the user selects a financial institution and registers it in the user information DB 221. Then, the electronic money management server 200 receives the charge request information from the mobile phone 100, and in accordance with the value purchase AP in FIG. 14, the financial institution registered in association with the mobile phone 100 in step S246. Search is performed, and takeover screen information including communication destination designation information that enables access to the Internet banking system of the financial institution server searched for in step S268 is transmitted to the mobile phone 100. Then, according to the web process of FIG. 11, the mobile phone 100 can perform payment by transmitting information related to payment for value purchase to a designated financial institution server based on the transfer screen information in step S118a. For this reason, it is not necessary to designate a financial institution to be used for settlement each time a charge is requested, so that it is possible to reduce the trouble of charging value.

  (15) If it is determined in step S140a that financial institution change has been selected in accordance with the value purchase process of FIG. 13, financial institution change inquiry information is transmitted from the mobile phone 100 to the electronic money management server 200. On the other hand, the electronic money management server 200 transmits a screen (refer to FIGS. 21C, 21D, 22A, etc.) corresponding to the financial institution change inquiry information to the mobile phone 100, and the mobile phone 100 receives the financial information. If it is determined that the institution designation information has been received, a process of registering the changed institution designation information of the financial institution in the user information DB 221 in association with the mobile terminal information is performed. Thereby, since the financial institution utilized for payment can be changed, a user's convenience can be improved.

  (16) In order to solve the problem described in (13), for example, it is possible to purchase the value by accessing the electronic money management server 200 from the mobile phone 100, and for the payment of the consideration, the financial institution server designated by the user It is conceivable to settle the value purchase amount using the mobile banking service by accessing. However, in actual value purchase, since the connection between the mobile phone 100 and the electronic money management server 200 is disconnected to connect to the financial institution server, the communication with the electronic money management server 200 is maintained and a series of operations are performed. The value cannot be charged by operation. That is, the connection with the electronic money management server 200 is temporarily disconnected, the value purchase amount is settled by connecting to the financial institution server, and then the electronic money management server 200 is connected again to charge the mobile phone 100 with the value. Is essential. For this reason, the operation for charging the value becomes complicated, resulting in a disadvantage that the operation burden on the user increases. However, since the present embodiment is configured as described above, it is possible to reduce the user's operation burden.

  More specifically, when the electronic money management server 200 receives the breaking news from the financial institution server 500, the post-value-payment processing is performed in step S270 according to the value purchase AP in FIG. 14, and step S2709 in FIG. The e-mail with the takeover information is transmitted to the mobile phone 100. When the hand-over information attached to the mail from the electronic money management server 200 is selected in the mobile phone 100, YES is determined in step S191 in FIG. 12, and uncharged according to the value issuance process in FIG. The value is written in the storage unit 192. Therefore, the user can recognize that the value can be charged by receiving the mail. Moreover, the operation burden for charging the value can be reduced.

  (17) By operating the takeover information attached to the mail, the value issuance processing shown in FIG. 16 is started, and the value issuance request information is transmitted to the electronic money management server 200 in step S152, so that the value is charged. Therefore, it is possible to further reduce the operation burden.

  (18) In addition to the problem described in (16), there is another inconvenience that it cannot be confirmed whether or not the value has been purchased and can be charged. For this reason, due to a user error or the like, in spite of the fact that the uncharged value exists in the electronic money management server, there arises a disadvantage that the charge is repeatedly requested and the value is purchased. However, in the present embodiment, since it is configured as described above, it is possible to prevent inconvenience caused by a user error or the like.

  Specifically, even when the electronic money management server 200 receives the charge request information from the mobile phone 100, “1” is written as the written information in step S244 in accordance with the value purchase AP of FIG. If a value purchase record that has not been updated to the stored state is registered and it is determined YES, the balance information in step S256, the total amount confirmation information in step S264, and the takeover screen information in step S268 are transmitted. Therefore, it is possible to prevent the information regarding the payment for the purchase of the value from being transmitted to the financial institution server 500 in step S118a. For this reason, there is an inconvenience that even though there is an uncharged value in which “0” is stored as written information, a further payment request is made due to a user's error or the like, and the value is purchased redundantly. Can be prevented.

  (19) When the electronic money management server 200 determines that the value purchase record that has not been updated to the state in which “1” is stored as the written information in step S244 is registered and it is determined YES, step S245 is performed. After the charge inducing screen is transmitted to the mobile phone 100, in step 276 to S277, it is specified from the value purchase record in which “0” is stored as written information in accordance with the value issuance processing AP in FIG. Value issuance information for writing a certain amount of value is transmitted to the mobile phone 100. For this reason, the operation for charging the uncharged value can be omitted, and the convenience for the user can be improved.

  (20) When the electronic money management server 200 receives new charge request information in step S241 until it receives the consumption breaking information from the financial institution server 500 in step S269, it is written as written information in the issue information DB 222. A plurality of value purchase records in which “0” is stored are stored. In this state, when the charge request information is further received in step S241 and when the value issuance request information is accepted in step S271, a plurality of documents stored in the issuance information DB 222 in steps 276 to S277 are stored. Value issuance information for writing the amount of value specified from the value purchase record in a state where “0” is stored as embedded information is transmitted to the mobile phone 100. That is, it is possible to charge values in a lump and improve user convenience.

(21) As a timing for collecting the initial registration fee described in step S259, it is conceivable to transmit the area securing information to the mobile phone 100 after the initial registration fee is settled. However, in this case, there is a problem that it takes time and trouble to make a settlement with the financial institution server 500 for a small initial registration fee. In order to save this trouble, it may be possible to settle the initial registration fee together with the initial charge fee. However, if it is repeated maliciously to leave the electronic money game usage service and register again with the electronic money game usage service without charging the value, the electronic money game usage service is provided. However, even though the providing organization pays the service providing area management organization for the storage area for the electronic money game use service, the initial registration fee for the reservation cannot be settled from the user. However, in the present embodiment, since it is configured as described above, it is possible to reduce the user's operation burden for the settlement of the compensation for securing the storage area for the electronic money game use service, It is possible to reduce the initial registration fee.

  Specifically, the electronic money management server 200 receives charge request information from the mobile phone 100 for the first time after the area reservation information is transmitted to the mobile phone 100 that is the source of the charge request information. Transmits the value issuance information to the mobile phone 100 that is the transmission source of the charge request information on condition that the settlement of the total amount of the charge fee and the initial registration fee is completed. That is, when the value is charged for the first time, the initial registration fee is settled together with the charge fee. On the other hand, the electronic money management server 200 sets the area reservation information on the condition that the count value of the uncharge deletion counter corresponding to the registration request from the mobile phone 100 has reached a predetermined number (three times in the present embodiment). Prohibit transmission. As a result, the area reservation information of the storage area for the electronic money game use service is not transmitted to the remote issue server 400 of the service use area management organization, so that the remote issue server 400 does not charge the initial registration fee. As a result, the user's operational burden for the settlement of the initial registration fee can be reduced, while the unpaid amount generated by repeatedly securing the storage area for the electronic money game use service without purchasing value. It is possible to reduce the initial registration fee, that is, the damage caused to the provider of the electronic money game use service.

  (22) As described in step S2703, the count value of the uncharged deletion counter is subtracted on condition that the initial registration fee has been settled. For this reason, if you have to re-register multiple times unavoidably, the initial registration fee is settled at the first charge after registration, but the count value of the uncharged deletion counter exceeds the specified number of times, It is possible to prevent the inconvenience that the storage area for the electronic money game use service cannot be secured.

  (23) As described above, the predetermined number of times of (22) may be one. In that case, even if the count value of the uncharged deletion counter is not managed, the information indicating whether or not the initial registration fee has been settled is managed, so that the electronic money game use service can be performed without purchasing value. Therefore, it is possible to reduce an unsettled initial registration fee caused by repeatedly securing a storage area for use.

  (24) Conventionally, there has been a mobile phone in which a charge request amount is input and transmitted to the server, and the electronic money management server transmits the requested amount of value to the mobile phone to charge (for example, Japanese Patent Application Laid-Open No. 2004-2004). No. 272560, paragraphs 0125 to 0129, FIG. 11 and FIG. 14). According to such a system, the value can be easily charged. In this case, the user's value consumption is not particularly limited. In addition, since convenience is improved, there may be a problem that the user gets into the game. Furthermore, when the value can be charged without going to the deposit machine, the convenience is further improved, and the user is more likely to get into the game. However, in the present embodiment, since it is configured as described above, it is possible to prevent excessive intrusion into the game.

Specifically, first, as described in step S253, the electronic money management server 200 manages a predetermined period (in the present embodiment, that day) that is managed for the mobile phone 100 that is the source of the charge request information. Whether or not to allow the purchase of value based on the accumulated amount on the day and the daily purchase limit (30000 yen in the present embodiment) determined in advance for the accumulated amount on the day Then, on the condition that it is determined to be acceptable, the value issue information is transmitted to the mobile phone 100 that is the transmission source of the charge request information, as described in step S277. For this reason, since it is determined whether or not value purchase is permitted based on the current day accumulated amount and the daily purchase limit amount, the charge amount within a predetermined period can be limited. As a result, it is possible to prevent a user who uses the mobile phone 100 from which the charge request information is transmitted from being excessively involved in a game in a pachinko gaming machine 700 or the like installed in a game hall such as a store 30a. Can do.

  (25) Secondly, as described in step S251, the electronic money management server 200 determines in advance the value balance and the value balance that are the remaining value stored in the mobile phone 100 that is the transmission source of the charge request information. It is determined whether or not the purchase of the value is permitted based on the portable holding limit, and on the condition that it is determined that the purchase is permitted, the value issuance information is stored in the charge request information as described in step S277. It transmits to the mobile phone 100 of the transmission source. For this reason, it is further determined whether or not the purchase of the value is allowed based on the value balance stored in the mobile phone 100 and the mobile holding limit, so that the value balance stored in the mobile phone 100 can be determined. Can be limited. As a result, it is possible to prevent the mobile phone 100 from accumulating value within the daily purchase limit on the day when the store 30a, 30b or the like is not visited. Further, it is possible to further prevent a user who uses the mobile phone 100 from which the charge request information is transmitted from being excessively involved in a game such as a pachinko gaming machine 700 installed in a game hall such as a store 30a. Can do.

  (26) Conventionally, when charging a value, there has been a case in which a numerical value input field for inputting a charge amount is displayed on the mobile phone 100 to allow a user to input a desired purchase amount. However, since the user can freely input the amount of money, there is a problem that if the amount of input exceeds the upper limit, it is necessary to prompt the user to input again, and the user is troubled. For this reason, it is conceivable that options for the charge amount of the value within the upper limit amount are incorporated in the electronic money application in advance and selected from the options. In this case, in order to change the option of the charge amount in accordance with the change of the charge upper limit amount, it is necessary to introduce the electronic money application purposely. However, since the present embodiment is configured as described above, it is possible to allow the user to select an appropriate charge amount efficiently.

  Specifically, as described in step S256, balance information including the display amount list information read in step S250 is transmitted to the mobile phone 100. Therefore, in the electronic money management server 200, even when the mobile holding limit or the daily purchase limit is changed, the display amount list information is changed in the electronic money management server 200 without changing the electronic money application. By doing so, the option of the charge amount displayed on the mobile phone 100 can be changed.

  (27) As described with reference to FIG. 26 (b), less than the purchaseable amount calculated in step S255 obtained by subtracting the daily purchase amount from the daily purchase limit amount among a plurality of types of amounts included in the display amount list information. In this case, the user can be made aware that it is possible to specify an option for an amount less than or equal to the purchaseable amount calculated in step S255 obtained by subtracting the value balance from the portable holding limit. In other words, among the multiple types of amounts included in the displayed amount list information, it is possible to specify options for the amount within the range of the difference between the daily purchase limit and the accumulated amount on the day, and the difference between the mobile holding limit and the value balance. It can be made to recognize that it is. As a result, it is possible to prevent the user from performing a useless operation that causes the user to select an option that cannot be purchased.

(28) As processing at the time of value purchase, the option of the desired purchase amount is displayed at step S139, and the selection of the desired purchase amount is accepted at step S141. It is not necessary to display the options. For this reason, it is possible to prevent the user from having to execute the process at the time of value purchase and display the option of the desired purchase amount. In addition, since the value purchase process is immediately executed and options for the desired purchase amount are displayed, the time required for the value purchase is shortened, for example, a pachinko gaming machine 700 or a slot machine installed in a game hall such as the store 30a. The operating rate of such gaming machines can be improved.

  Next, a modification of the above-described embodiment will be described.

  (1) In embodiment mentioned above, the content according to the amount of use is not transmitted to the mobile phone 100 among the stores of the transaction store ID stored in association with the mobile ID in step S264b. While specifying a store, it judges the group to which the address memorize | stored in the user information DB221 corresponding to the said mobile ID belongs, and extracts the store in the same group with reference to the store specific information DB271 demonstrated in FIG. The example of selecting and specifying one store from the stores in the same group has been described. However, without selecting and specifying one store from the stores in the same group in this way, in step S264b, the store ID corresponding to the usage amount is selected from the stores with the transaction store ID stored in association with the mobile ID. You may comprise so that the shop where the content is not transmitted to the mobile telephone 100 may be specified.

  (2) In the above-described embodiment, the content corresponding to the usage amount is not transmitted to the mobile phone 100 among the stores having the transaction store ID stored in association with the mobile ID in step S264b. While specifying a store, it judges the group to which the address memorize | stored in the user information DB221 corresponding to the said mobile ID belongs, and extracts the store in the same group with reference to the store specific information DB271 demonstrated in FIG. The example of selecting and specifying one store from the stores in the same group has been described. However, the present invention is not limited to this, and in step S264b, a store whose content corresponding to the amount of use is not transmitted to the mobile phone 100 among the stores having the transaction store ID stored in association with the mobile ID is specified. The group described in FIG. 6 is determined by determining the group to which the address stored in the user information DB 221 is associated with the mobile ID, on the condition that the number of stores specified is not less than the predetermined number. It may be configured to extract the stores in the same group with reference to the specific information DB 271 and select and specify one store from the stores in the same group.

  (3) In the embodiment described above, in step S264b, based on the user information DB 221 described with reference to FIG. The example which specifies the store where the corresponding content is not transmitted to the mobile phone 100 has been described. However, the content according to the usage amount is not limited to the store where the mobile phone 100 is not transmitted, and in step S264b, the content is associated with the mobile ID based on the user information DB 221 described in FIG. You may comprise so that all the stores of the stored store ID of the transaction may be specified.

  (4) In step S264b in the above-described embodiment, the example in which the number of specified stores is not limited has been described. However, the present invention is not limited thereto, and an upper limit may be provided as the number of stores that can be specified. In such a configuration, when the number of specified stores reaches the upper limit, the upper limit number of stores is selected (for example, randomly drawn by random lottery, etc.), and the selected stores are specified. Good.

(5) In the above-described embodiment, an example has been described in which, after a store is specified in step S264b, store selection request information is transmitted to the mobile phone 100 in step S264f, and the store is selected by the user. However, the store ID of the store identified in step S264b in step S264g without allowing the user to select the store in this way.
The information for specifying the content stored in association with the information may be specified, and the information may be configured to be updated so as to be specified.

  (6) In the above-described embodiment, the content data specified from the store ID and the term ID is in a selected state selected by the user or in a transmittable state that can be transmitted to the mobile phone 100 of the user. An example has been described in which whether or not a transmission has been performed with respect to the user's mobile phone 100 is specified from the state information of the target content. However, the present invention is not limited to this, and the content data specified from the store ID and the time limit ID is in a selected state selected by the user, is in a transmittable state that can be transmitted to the user's mobile phone 100, or the user Any device may be used as long as it can be registered in a state where it can be specified whether the mobile phone 100 has been transmitted. For example, in the user information DB 221, a storage area for a selection state selected by the user, a storage area for a transmittable state that can be transmitted to the user's mobile phone 100, and a transmission to the user's mobile phone 100 May be stored in the corresponding storage area, and a time limit ID for specifying content data in accordance with the state may be stored. The state of the content data can be specified from the storage area in which the time limit ID is stored.

  (7) In the above-described embodiment, the processing of steps S264b to S264g is executed when the value is purchased as shown in FIG. 14, and the processing of step S2707a is executed when the settlement of the value consideration is completed as shown in FIG. And the example which performs the process of step S273a-S273d at the time of value issuing as shown in FIG. 17 was demonstrated. In the above-described embodiment, in the processing at the time of value purchase shown in FIG. 14, after the charge request received in step S241, the transaction has already been made in steps S264b to S264g based on the mobile ID acquired in step S264a. A process of specifying a store or content is performed, and the content specified in step S273c is transmitted to the mobile phone 100 in the value issuing process shown in FIG.

  However, the present invention is not limited to this, and by the timing at which the purchased value is issued in the mobile phone 100, steps S264b to S264g shown in FIG. 14, steps S2707a shown in FIG. 15, and steps S273a to S273d shown in FIG. Any configuration may be used as long as the processing is executed. For example, steps S264b to S264g shown in FIG. 14, steps S2707a shown in FIG. 15, and steps S273a to S273d shown in FIG. . That is, the process of transmitting the specified content to the mobile phone 100 may be performed in the process at the time of value purchase shown in FIG.

  Further, when value is issued, the processing of steps S264b to S264g shown in FIG. 14, step S2707a shown in FIG. 15, and steps S273a to S273d shown in FIG. 17 may be executed. That is, in the process at the time of value purchase shown in FIG. 14, the process of specifying a traded store or content is not performed, and in the process at the time of value issuance shown in FIG. Based on the mobile ID acquired therewith, processing for specifying a traded store or content may be performed in the same manner as in steps S264b to S264g, and then the content specified in step S273c may be transmitted.

(8) In step S264b of the above-described embodiment, an example has been described in which a traded shop ID stored in the user information DB 221 is used to specify a traded shop. However, the present invention is not limited to this, and in step S264b, a transaction store ID may be requested from the mobile phone 100, and the transaction store ID acquired due to the request may be used. Note that the usage amount used in step S264b may also be specified by requesting the mobile phone 100 for the usage amount for each store and using the usage amount for each store acquired due to the request. . When configured in this manner, the specific transaction device such as the ticket vending machine 200, the card unit 600, and the POS terminal device 600b specifies the store where the specific transaction device is installed with respect to the mobile phone 100 targeted for the specific transaction. You may comprise so that store ID for performing and the amount of value used for the specific transaction may be transmitted. Then, the mobile phone 100 stores the store ID acquired at the time of the specific transaction and the amount of value used for the specific transaction in the storage unit 120, and stores it in the storage unit 120 in response to a request from the electronic money management server 200. It may be configured to transmit the used store ID as a traded store ID and the amount of value used for the specific transaction as a used amount in the store.

  (9) In step S224c in the above-described embodiment, the example in which the received address input information is provisionally registered in the user information DB 221 has been described. However, the present invention is not limited to this, and the group to which the address specified from the address input information belongs. The group based on the determination result may be temporarily registered / registered in the user information DB 221. Moreover, in step S264b, you may comprise so that the store in the same group may be specified with reference to the group registered into user information DB221.

  (10) In the embodiment described above, when it is determined in step S273a of FIG. 17 that “1” is stored as the status information of the target content, information for specifying the content extracted in step S273c is used. The example of automatically transmitting to the mobile phone 100 has been described. However, the present invention is not limited to this, and the electronic money management server 200 determines whether “1” is stored as the state information of the target content on the condition that information indicating a content reception request is received from the mobile phone 100. If it is determined that the content is stored, information for specifying the content may be extracted and transmitted to the mobile phone 100. In this case, for example, on the initial screen when the electronic money application 111 is started, “content reception” that is a link for outputting information indicating a content reception request is further displayed, and the link is selected. You may comprise so that a content can be received.

  (11) In the above-described embodiment, description has been made by taking, as an example, a store affiliated with an operation organization as a store affiliated to provide a content distribution service. However, the stores that have partnered to provide content distribution services are not limited to stores that have partnered with asset managers. For example, unions organized for the purpose of promoting the use of electronic money and the use of electronic money. It may be a store that is affiliated with an organization or the like composed of stores that are targeted for promotion, or may be a store that is affiliated between stores that provide content distribution services.

(12) In the above-described embodiment, an example has been described in which content data is further managed as distribution information in the content specifying information DB 272 illustrated in FIG. However, it is not limited to managing content data as distribution information in this way. For example, store ID and time limit ID are managed as distribution information in the content specifying information DB 272, and content data is managed as server management information. You may do it. In this case, since the information transmitted from the electronic money management server 200 to the mobile phone 100 is sufficient only for the store ID and the term ID, the amount of transmission data can be reduced and the communication time can be shortened. When configured in this way, the electronic money management server 200 manages the server stored as the content identification information DB 272 when the mobile phone 100 accesses a web page with a predetermined URL including the store ID. The content data specified from the store ID and the term ID stored in the storage unit 120 of the mobile phone 100 is extracted from the business information and transmitted to store the content data in the storage unit 120 of the mobile phone 100. Alternatively, the display unit 140 of the mobile phone 100 may be displayed.

  (13) In the above-described embodiment, after the privilege handling process is performed in step S717 in FIG. 34, the deletion request information is transmitted to the mobile phone in step S718, and the store ID and the time limit corresponding to the given privilege The example in which the ID and content data are automatically deleted has been described. However, it is not limited to those that are automatically deleted. For example, in step S718, a storage state (in which a store ID, a term ID, and content data corresponding to the privilege granted in step S717 can be specified has been assigned ( For example, you may comprise so that the application starting signal containing the update information updated in the state which set the granted flag) may be transmitted. Thereby, it is updated to a storage state in which it is possible to specify that the store ID, the time limit ID, and the content data stored in the storage area for service reception of the storage unit 192 of the non-contact type IC chip 190 have been given. At the same time, the electronic money application 111 can be activated. And it is comprised so that the alerting | reporting screen which deletes the store ID updated by the memory | storage state which can specify that the said assignment | provided by the user's operation, the term ID, and content data will be displayed on the display part 140 of the mobile telephone 100 May be. When the storage state is such that it can be specified that the content data has been assigned, the control unit 191 of the mobile phone 100 sets the store ID and time limit ID corresponding to the content data in response to the request information from step S715. Processing that is not transmitted to the requesting specific transaction device is performed.

  (14) The store in the same group in the above-described embodiment has been described as a store having a location in an area within a few kilometers from a predetermined point. However, the present invention is not limited to this, and for example, the store in the same group may be a store having a location in the same business area formed for social reasons, or may be a store having a location in the same municipality.

  (15) In the above-described embodiment, the example in which the process of subtracting the value in step S711 and step S712 is performed after the privilege granting process is performed in step S710 as shown in FIG. In this case, when the subtraction end signal is not received even after a predetermined period of time in step S712, a cancellation process for canceling the privilege granted in step S710 may be performed.

  (16) In the above-described embodiments, the case of a mobile phone provided with a display unit has been described. However, the present invention is not limited to the one provided with a display unit, and may be, for example, an IC card. In this case, the content confirmation in step S160 may be configured to use a display device that has a display unit and displays information stored in the IC card on the display unit.

  (17) In the above-described embodiment, the electronic money management server 200 determines that the payment for the value purchase has been completed on the condition that the consumption bulletin is received from the payment server 280 in step S269, and the step The value issuing information is transmitted to the mobile phone 100 in S277. In other words, as an example of the settlement process, the process for performing the settlement of the value for the purchase of the value from the financial institution has been described as an example.

However, the processing for settlement is not limited to this. For example, the settlement process may be a process for obtaining a credit approval result in the determination of whether or not credit is possible for settlement of value for purchase of value to a credit card provider. Specifically, the value can be purchased with credit card credit, and the value issuance information may be transmitted to the mobile phone 100 even if the actual settlement has not been completed. In the value purchase process, the electronic money management server 200 or the mobile phone 100 stores the credit card provider, the card number, etc., and the electronic money management server 200 reads the credit card provider, the card number, etc. Obtained from the mobile phone 100, inquires of the provider whether the credit is acceptable, and if there is a reply of credit approval, performs the processing after value consideration settlement shown in FIG. 15, and registers the uncharged value in the issue information DB 222. You should do it.

  (18) In the above-described embodiment, the electronic money management server 200 and the settlement server 280 have been described as examples of service providing servers. However, it is not limited to a server, but may be a grid computing system that is a computer that is virtually constructed by connecting a plurality of computers via a network.

  (19) In the above-described embodiment, the electronic money system 10 includes an apparatus installed in a store such as the stores 30a and 30b, the mobile phone 100, the electronic money management server 200, the settlement server 280, the remote issuing server 400, and The financial institution server 500 is configured.

  However, the present invention is not limited to this, and the electronic money management server 200 includes all or part of the functions of the settlement server 280, the remote issuing server 400, and the financial institution server 500. You may make it comprise with the apparatus installed in stores, such as store 30a, 30b, the mobile telephone 100, and the electronic money management server 200. FIG.

  (20) In the above embodiment, the electronic money system 10 has been described. However, the present invention is not limited to this, and can be understood as an invention of the devices of the mobile phone 100, the electronic money management server 200, the settlement server 280, the ticket vending machine 300, the card unit 600, and the store server 800.

  Further, it can be understood as an invention of the programs of the electronic money application 111, the initial registration AP 211, the value purchase AP 212, the value issue AP 213, and the balance management AP 214.

  Furthermore, the processing performed by the mobile phone 100, the electronic money management server 200, the payment server 280, the ticket vending machine 300, the card unit 600, the POS terminal device 600b, and the store servers 800 and 800b is regarded as a processing method invention. be able to.

  (21) In the above-described embodiment, information indicating the remaining amount is recorded on the prepaid card 371. However, the present invention is not limited to this. Only the card ID is recorded in the prepaid card 371, and information indicating the remaining amount is managed in correspondence with the card ID in a server such as the store server 800, and the prepaid card 371 is issued. Or when the remaining amount is subtracted from the prepaid card 371, the store server 800 may be exchanged.

  (22) In the above-described embodiment, processing for fraud is performed by the remaining amount management AP 214 in FIG. 40 according to the frequency of the number of frauds for each member ID. However, the present invention is not limited to this, and processing for fraud may be performed according to the frequency of the total number of frauds in all mobile phones.

  (23) As described in step S281, the occurrence of an illegal transaction is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction exceeding the accumulated charge amount, the operation is described in step S284. As described above, an electronic money system that prohibits the use of a prepaid card 371 purchased by an unauthorized mobile phone 100 of the mobile ID of the member ID that performed the illegal transaction may be used.

  In addition, as described in step S281, the occurrence of fraudulent transactions is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction that exceeds the accumulated charge amount, it is described in step S286. As described above, an electronic money system that prohibits the use of the unauthorized mobile phone 100 value of the mobile ID of the member ID that performed the illegal transaction may be used.

  In addition, as described in step S281, the occurrence of fraudulent transactions is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction that exceeds the accumulated charge amount, it is described in step S289. In this way, an electronic money system that prohibits the use of value on all mobile phones in a store where an illegal transaction has occurred may be used.

  (24) In the embodiment described above, based on the portable use prohibition information and the illegal terminal storage information transmitted from the balance management AP 214 of the electronic money management server 200 via the store server 800, the data processing unit 310 of the ticket vending machine 300. Stores the portable use prohibition information and the illegal terminal information in the storage unit 320. In the ticket vending machine 300, the portable ID of the mobile phone 100 used to purchase the prepaid card 371 is not the unauthorized terminal information stored in the storage unit 310, or the portable use prohibition information is stored in the storage unit 310. It is judged whether or not it is stored, and when it is memorized, the transaction is disabled. That is, in the above-described embodiment, an example in which it is determined whether or not the ticket vending machine 300 is an illegal transaction, and control is performed to disable the transaction when it is determined to be an illegal transaction has been described.

  However, the present invention is not limited to this, and the store server 800 determines whether or not the transaction is fraudulent. When the fraudulent transaction is determined, the store server 800 transmits a transaction impossibility signal indicating that the transaction is impossible to the ticket vending machine 300, When the ticket vending machine 300 receives a transaction impossible signal, control may be performed to disable the transaction. For example, the data processing unit of the store server 800 stores portable use prohibition information and unauthorized terminal storage information from the balance management AP 214 of the electronic money management server 200 in the storage unit of the store server 800. On the other hand, every time a transaction is performed, the data processing unit 310 of the ticket vending machine 300 transmits the portable ID of the mobile phone 100 used for the transaction to the store server 800. The data processing unit of the store server 800 determines whether the transmitted mobile ID is not the illegal terminal information stored in the storage unit or whether the mobile use prohibition information is stored in the storage unit, and is stored. A transaction impossible signal indicating that the transaction is disabled when the customer is present is transmitted to the ticket vending machine 300. The data processing unit 310 of the ticket vending machine 300 controls to disable the transaction based on the transaction disable signal.

  Further, based on the unauthorized medium information transmitted from the balance management AP 214 of the electronic money management server 200 to the store server 800, the data processing unit of the store server 800 stores a storage unit corresponding to the mobile ID included in the unauthorized medium information. Is transmitted to the card unit 600 as an unauthorized card ID and stored in the storage unit 620 of the card unit 600. Then, in the card unit 600, it is determined whether or not the card ID of the prepaid card used for ball rental is an illegal card ID stored in the storage unit 620, and if the card ID is an illegal card ID, the ball rental is disabled. That is, in the above-described embodiment, the card unit 600 determines whether or not the transaction is an illegal transaction, and the example of performing the control to disable the ball lending when it is determined that the transaction is an illegal transaction has been described.

However, the present invention is not limited to this, and the store server 800 determines whether or not the transaction is an illegal transaction, and when it is determined that the transaction is an illegal transaction, a non-ball rental signal indicating that the ball cannot be borrowed is transmitted to the card unit 600. Then, when the card unit 600 receives a ball lending impossible signal, control to disable ball lending may be performed. For example, the data processing unit of the store server 800 is a storage unit corresponding to the mobile ID included in the unauthorized medium information based on the unauthorized medium information transmitted from the balance management AP 214 of the electronic money management server 200 to the store server 800. Is stored in the storage unit of the store server 800 as an illegal card ID. On the other hand, the data processing unit 610 of the card unit 600 transmits the card ID of the prepaid card used for ball lending to the store server 800 every time ball lending is performed. The data processing unit of the store server 800 determines whether or not the transmitted card ID is an unauthorized card ID stored in the storage unit, and indicates that the ball cannot be loaned when stored. A signal is transmitted to the card unit 600. The data processing unit 610 of the card unit 600 performs control to disable ball lending based on the ball lend-unavailable signal.

  (25) The settlement processing for the settlement of the payment related to the charge of electronic money is not limited to the transfer processing using mobile banking provided by the financial institution server 500 or the credit processing provided by the credit card institution server, Processing for performing settlement using electronic money or the like different from the value provided by the electronic money management server 200 in the present embodiment may be used. Further, in the present embodiment, the settlement processing is performed by communication between the mobile phone 100 and the financial institution server 500. However, the present invention is not limited to the use of the mobile phone 100 as described above. Payment may be made by making a cash transfer to the account, and the electronic money management server 200 may be notified of the withdrawal notice from the financial institution server where the transfer has been made.

  (26) In the present embodiment, the ticket issuing machine 300, the card unit 600, and the POS terminal device 600b are described as the specific transaction devices that perform specific transactions using the value stored in the mobile phone 100. The specific transaction apparatus is not limited to such an apparatus. For example, the specific transaction apparatus may be an automatic vending apparatus that performs a specific transaction for paying out an article, a ticket, or the like using a value stored in the mobile phone 100, Internet shopping, or the like. When the value is used as the consideration for the product purchased by the user, the shopping site operation server that performs processing for collecting the value as the consideration constitutes the specific transaction device.

  (27) Although the electronic money in the above-described embodiment is one that can be used in a plurality of types of stores such as a game arcade and a convenience store, the electronic money is not limited to this, but one type such as a game arcade limitation and a convenience store limitation Electronic money that can be used only in other stores may be used.

  (28) The embodiment disclosed this time should be considered as illustrative in all points and not restrictive. The scope of the present invention is defined by the terms of the claims, rather than the description above, and is intended to include any modifications within the scope and meaning equivalent to the terms of the claims.

It is a block diagram which shows an example of a structure of the electronic money system which concerns on this invention. It is a block diagram which shows an example of a structure of the mobile telephone which concerns on this invention. It is a block diagram which shows an example of a structure of the electronic money management server which concerns on this invention. It is a figure for demonstrating user information DB used when the electronic money management server in this Embodiment provides an electronic money transaction service. It is a figure for demonstrating issue information DB used when the electronic money management server in this Embodiment provides an electronic money transaction service. It is a figure for demonstrating store specific information DB used when the electronic money management server in this Embodiment provides a content delivery service. It is a figure for demonstrating content specific information DB used when the electronic money management server in this Embodiment provides a content delivery service. It is a block diagram which shows an example of a structure of the ticket vending machine which concerns on this invention. It is a block diagram which shows an example of a structure of the card unit in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of the initial registration performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the web process performed by the web browser function of the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of the process at the time of value purchase which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value purchase performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the process after value consideration payment which is a subroutine of the application program at the time of value purchase performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the process at the time of value issuing which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value issuing performed by the electronic money management server in this Embodiment. FIG. 6 is a first display screen diagram displayed on the display unit of the mobile phone when the mobile phone is initially registered in the electronic money system in the present embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 3rd display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 4th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 5th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration to the electronic money system in this Embodiment. It is a 6th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 3rd display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 4th display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. FIG. 10 is a first display screen diagram displayed on the display unit of the mobile phone when the mobile phone is charged with value in the electronic money system in the present embodiment. It is an acquired content reference screen figure displayed on the display part of a mobile telephone when referring to the newly acquired content in the electronic money system in this Embodiment. It is a figure for demonstrating specifically the transition of the shop ID of the user information DB, the used amount, the time limit ID, and the status information of object content. It is a flowchart which shows the flow of the ticketing process performed with the ticket vending machine in this Embodiment. It is a flowchart which shows the flow of the unauthorized registration process performed with the ticket vending machine in this Embodiment. It is a flowchart which shows the flow of the process at the time of payment performed with specific transaction apparatuses, such as a ticket vending machine, a card unit, and a POS terminal device in this Embodiment. It is a flowchart which shows the flow of the privilege provision process which is a subroutine of the process at the time of the settlement performed with specific transaction apparatuses, such as a ticket vending machine, a card unit, and a POS terminal device in this Embodiment. FIG. 6 is a display screen diagram displayed on a display unit of a mobile phone when an electronic money application of the mobile phone is activated from a specific transaction device such as a ticket machine, a card unit, and a POS terminal device in the electronic money system in the present embodiment. is there. It is a flowchart which shows the flow of the ball lending process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of the unit unauthorized registration process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of the prepaid ball lending process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of the shop server process performed with the shop server in this Embodiment. It is a flowchart which shows the flow of a process of the balance management application program performed by the electronic money management server in this Embodiment.

Explanation of symbols

10 electronic money system, 30a, 30b store, 100 mobile phone, 110 data processing unit, 111 electronic money application, 120 storage unit, 130 data input unit, 140
Display unit, 150 voice input / output unit, 160 wireless communication unit, 161 antenna, 190 non-contact type IC chip, 191 control unit, 192 storage unit, 193 non-contact communication unit, 194 antenna, 200 electronic money management server, 210 data processing , 211 Initial registration AP, 212 Value purchase AP, 213 Value issue AP, 214 Balance management AP, 220 Storage unit, 221 User information DB, 222 Issue information DB, 230 Data input unit, 240 Display unit, 260 Communication unit, 271 Store specific information DB, 272 Content specific information DB, 280 Payment server, 300 Ticket vending machine, 310 Data processing unit, 320 Storage unit, 330 Operation unit, 340 Display unit, 360 Communication unit, 370 Card reader / writer, 371 Prepaid card, 380 Money handling machine, 390 Chipley Writer, 391 control unit, 392 storage unit, 393 non-contact communication unit, 394 antenna, 400
Remote issuing server, 500 financial institution server, 600 card unit, 600b POS terminal device, 610 data processing unit, 620 storage unit, 631 ball rental button, 632
Return button, 640 display unit, 660 communication unit, 670 card reader / writer, 680
Money handling machine, 690 chip reader / writer, 691 control unit, 692 storage unit, 693
Non-contact communication unit, 694 antenna, 700 pachinko machine, 800, 800b store server.

Claims (6)

An electronic money management server that outputs electronic money information to charge a requesting mobile terminal in response to a charge request from a mobile terminal provided with storage means for storing electronic money information,
Store-related information storage means for storing store-related information related to each of the plurality of stores in association with store identification information for individually identifying the plurality of stores where the specific transaction using the electronic money information is performed ,
The store identification information of the traded store where the specific transaction is performed using the electronic money information stored in the storage means of the portable terminal in association with the portable terminal identification information for individually identifying the portable terminal Transaction store storage means for storing,
Mobile terminal identification information acquisition means for acquiring mobile terminal identification information of the mobile terminal when the charge request is made from the mobile terminal;
When the portable terminal identification information is acquired by the companion turned by said portable terminal identification information obtaining means to the charge request stored by the transaction already store storage means in association with the acquired the mobile terminal identification information the Store identification information specifying means for specifying store identification information of a traded store;
When the store identification information is specified by the store identification information specifying means in association with the charge request, the store related information storage means is stored in association with the store identification information of the specified traded store. Store-related information specifying means for specifying store-related information of the traded store;
When outputting to charge the electronic money information to the mobile terminal, the store related information of the traded store specified by the store related information specifying means is output for transmission to the mobile terminal An electronic money management server comprising: store related information output means. In the case where a plurality of store identification information is specified by the store identification information specifying means, notification information for informing the mobile terminal of a plurality of traded stores identified from the plurality of store identification information, It further comprises broadcast information output means for outputting for transmission to the terminal,
The store related information specifying means is:
Including selected store acquisition means for acquiring store identification information of a selected store selected in the mobile terminal among the plurality of traded stores notified based on the notification information transmitted by the notification information output means;
2. The electronic money management according to claim 1, wherein store-related information of the selected store stored by the store-related information storage unit in association with store identification information acquired by the selected store acquisition unit is specified. server. A location data storage means for storing location data for specifying the location of each of the plurality of stores and the location of the user of the mobile terminal;
The store identification information specifying means includes:
Based on the location data stored by the location data storage means, including an in-region store specifying means for specifying an in-region store having a location in a predetermined area from the location of the user of the mobile terminal,
The electronic money management server according to claim 1, further comprising: store identification information for identifying the in-region store specified by the in-region store specifying unit. The traded store storage means is further associated with the store identification information, in the traded store which is the amount of use of the electronic money information used for the specific transaction in the traded store identified from the store identification information Remember the amount used,
The store-related information storage means stores, as the store-related information, a plurality of types of store-related information corresponding to the amount used in a traded store,
The store identification information specifying means further specifies the used amount in the traded store stored by the traded store storage means in association with the identified shop identification information,
The store related information specifying means is:
The electronic money management server according to any one of claims 1 to 3, wherein store-related information according to a transaction-stored usage amount specified by the store identification information specifying unit is specified. Sent information registration for registering that the store related information is transmitted to the portable terminal on the condition that the store related information is transmitted to the portable terminal by the store related information output means Further comprising means,
5. The store related information specifying unit specifies store related information of the traded store that has not been transmitted based on the registration information registered by the transmitted information registration unit. The electronic money management server according to any one of the above. A portable terminal having storage means for storing electronic money information; and an electronic money management server that outputs electronic money information to charge the requesting portable terminal in response to a charge request from the portable terminal. An electronic money system,
The portable terminal is
Portable terminal identification information output means for outputting portable terminal identification information for individually identifying the portable terminal to transmit to the electronic money management server along with the charge request,
The electronic money management server is:
Store-related information storage means for storing store-related information related to each of the plurality of stores in association with store identification information for individually identifying the plurality of stores where the specific transaction using the electronic money information is performed ,
In association with the mobile terminal identification information, the store identification information of the traded store where the specific transaction has been performed using the electronic money information stored in the storage means of the mobile terminal identified from the mobile terminal identification information. Stored store storage means for storing,
The traded store is associated with the mobile terminal identification information on the condition that the mobile terminal identification information transmitted from the mobile terminal identification information output means is received when the charge request is made from the mobile terminal. Store identification information specifying means for specifying store identification information of the traded store stored by the storage means;
When the store identification information is specified by the store identification information specifying means in association with the charge request, the store related information storage means is stored in association with the store identification information of the specified traded store. Store-related information specifying means for specifying store-related information of the traded store;
When outputting to charge the electronic money information to the mobile terminal, the store related information of the traded store specified by the store related information specifying means is output for transmission to the mobile terminal Store-related information output means,
The mobile terminal further includes:
An electronic money system comprising portable side store related information storage means for storing the store related information on condition that the store related information transmitted from the store related information output means is received.

Images