JP4388039B2 - ネット決済システム - Google Patents

ネット決済システム Download PDF

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Publication number
JP4388039B2
JP4388039B2 JP2006188341A JP2006188341A JP4388039B2 JP 4388039 B2 JP4388039 B2 JP 4388039B2 JP 2006188341 A JP2006188341 A JP 2006188341A JP 2006188341 A JP2006188341 A JP 2006188341A JP 4388039 B2 JP4388039 B2 JP 4388039B2
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JP
Japan
Prior art keywords
card
information
authentication
contractor
terminal
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Active
Application number
JP2006188341A
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English (en)
Japanese (ja)
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JP2008015924A (ja
Inventor
俊 田中
実之 川勝
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
JCB Co Ltd
Original Assignee
JCB Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by JCB Co Ltd filed Critical JCB Co Ltd
Priority to JP2006188341A priority Critical patent/JP4388039B2/ja
Priority to PCT/JP2006/313658 priority patent/WO2008004312A1/ja
Priority to CN2006800552299A priority patent/CN101496024B/zh
Priority to KR1020087031300A priority patent/KR101248058B1/ko
Priority to TW095134475A priority patent/TW200805203A/zh
Publication of JP2008015924A publication Critical patent/JP2008015924A/ja
Application granted granted Critical
Publication of JP4388039B2 publication Critical patent/JP4388039B2/ja
Active legal-status Critical Current
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • H04L9/0861Generation of secret information including derivation or calculation of cryptographic keys or passwords
    • H04L9/0863Generation of secret information including derivation or calculation of cryptographic keys or passwords involving passwords or one-time passwords
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • H04L9/0861Generation of secret information including derivation or calculation of cryptographic keys or passwords
    • H04L9/0869Generation of secret information including derivation or calculation of cryptographic keys or passwords involving random numbers or seeds

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
JP2006188341A 2006-07-07 2006-07-07 ネット決済システム Active JP4388039B2 (ja)

Priority Applications (5)

Application Number Priority Date Filing Date Title
JP2006188341A JP4388039B2 (ja) 2006-07-07 2006-07-07 ネット決済システム
PCT/JP2006/313658 WO2008004312A1 (en) 2006-07-07 2006-07-10 Net settlement assisting device
CN2006800552299A CN101496024B (zh) 2006-07-07 2006-07-10 网络结账辅助装置
KR1020087031300A KR101248058B1 (ko) 2006-07-07 2006-07-10 인터넷 결제 시스템
TW095134475A TW200805203A (en) 2006-07-07 2006-09-18 Net settlement assisting device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP2006188341A JP4388039B2 (ja) 2006-07-07 2006-07-07 ネット決済システム

Related Child Applications (1)

Application Number Title Priority Date Filing Date
JP2009187365A Division JP2009259297A (ja) 2009-08-12 2009-08-12 ネット決済補助装置

Publications (2)

Publication Number Publication Date
JP2008015924A JP2008015924A (ja) 2008-01-24
JP4388039B2 true JP4388039B2 (ja) 2009-12-24

Family

ID=38894290

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2006188341A Active JP4388039B2 (ja) 2006-07-07 2006-07-07 ネット決済システム

Country Status (5)

Country Link
JP (1) JP4388039B2 (https=)
KR (1) KR101248058B1 (https=)
CN (1) CN101496024B (https=)
TW (1) TW200805203A (https=)
WO (1) WO2008004312A1 (https=)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2011197985A (ja) * 2010-03-19 2011-10-06 Dainippon Printing Co Ltd ロイヤリティ管理システム,ロイヤリティ管理方法及びトークン

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JP4936967B2 (ja) * 2007-04-13 2012-05-23 株式会社東芝 通信端末装置、情報管理システムおよび情報管理方法
US8607329B2 (en) 2007-12-19 2013-12-10 Icon Corp. Server device, information providing method and information succession system
US20090287603A1 (en) * 2008-05-15 2009-11-19 Bank Of America Corporation Actionable Alerts in Corporate Mobile Banking
CN101789864B (zh) * 2010-02-05 2012-10-10 中国工商银行股份有限公司 一种网上银行后台身份认证方法、装置及系统
FR2963191B1 (fr) * 2010-07-23 2012-12-07 Viaccess Sa Procede de detection d'une utilisation illicite d'un processeur de securite
KR101242024B1 (ko) * 2011-01-14 2013-03-11 시큐어플랫폼즈테크놀로지(주) 번호생성장치의 화면제어 방법 및 번호생성장치
KR101249587B1 (ko) * 2011-09-09 2013-04-01 아이리텍 잉크 홍채이미지 정보를 포함하는 일회용 비밀번호가 탑재된 스마트카드
KR20130100872A (ko) * 2012-02-22 2013-09-12 주식회사 엘지씨엔에스 일회용 응답코드를 통한 결제 방법, 이를 수행하는 결제 서버 및 사업자 단말
US10212158B2 (en) 2012-06-29 2019-02-19 Apple Inc. Automatic association of authentication credentials with biometrics
US9819676B2 (en) 2012-06-29 2017-11-14 Apple Inc. Biometric capture for unauthorized user identification
US9959539B2 (en) 2012-06-29 2018-05-01 Apple Inc. Continual authorization for secured functions
US9832189B2 (en) 2012-06-29 2017-11-28 Apple Inc. Automatic association of authentication credentials with biometrics
US10331866B2 (en) 2013-09-06 2019-06-25 Apple Inc. User verification for changing a setting of an electronic device
US20150073998A1 (en) 2013-09-09 2015-03-12 Apple Inc. Use of a Biometric Image in Online Commerce
CN104715361A (zh) * 2013-12-17 2015-06-17 康迅数位整合股份有限公司 移动装置付费系统及方法
US20150220931A1 (en) 2014-01-31 2015-08-06 Apple Inc. Use of a Biometric Image for Authorization
KR101623710B1 (ko) * 2014-11-19 2016-05-24 주식회사 텔스카 무선 거래연동 일회용 패스워드 생성 시스템 및 방법
KR101663699B1 (ko) * 2015-07-20 2016-10-17 주식회사 비즈모델라인 생체 인식을 이용한 네트워크 형 오티피 제공 방법
CN105208005B (zh) * 2015-08-25 2019-10-11 宇龙计算机通信科技(深圳)有限公司 一种指纹认证方法、连接设备和终端设备
KR101636068B1 (ko) * 2015-09-25 2016-07-06 주식회사 비즈모델라인 생체 인식을 이용한 오티피 운영 방법
GB2552458A (en) * 2016-06-30 2018-01-31 Vocalink Ltd Generation of web pages for verification of data
CN109426913A (zh) * 2017-08-31 2019-03-05 北京橙鑫数据科技有限公司 卡片的管理方法、管理装置和电子设备
KR102005549B1 (ko) * 2018-08-09 2019-07-30 주식회사 센스톤 가상코드 기반의 금융거래제공시스템, 가상코드생성장치, 가상코드검증장치, 가상코드 기반의 금융거래제공방법 및 가상코드 기반의 금융거래제공프로그램
JP2023048939A (ja) * 2021-09-28 2023-04-07 ブラザー工業株式会社 消耗品管理システム、消耗品発注プログラム、及び消耗品管理方法
JP2023048938A (ja) * 2021-09-28 2023-04-07 ブラザー工業株式会社 消耗品管理システム、消耗品管理プログラム、及び、消耗品管理方法
WO2025169351A1 (ja) * 2024-02-07 2025-08-14 株式会社Nttドコモ 端末及び方法

Family Cites Families (6)

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Publication number Priority date Publication date Assignee Title
JPH11316740A (ja) * 1998-05-06 1999-11-16 Meidensha Corp ワンタイムパスワード認証システム
JP2001312477A (ja) * 2000-04-28 2001-11-09 Nippon Yunishisu Kk 認証システム、並びに、認証装置およびその方法
KR20010025234A (ko) * 2000-11-09 2001-04-06 김진삼 지문정보를 이용한 카드거래 인증방법 및 그 시스템
JP2006072890A (ja) * 2004-09-06 2006-03-16 Seiko Epson Corp Icカード
US20060107067A1 (en) * 2004-11-15 2006-05-18 Max Safal Identification card with bio-sensor and user authentication method
KR100548638B1 (ko) * 2005-08-03 2006-02-02 주식회사 하이스마텍 스마트카드를 이용한 원 타임 패스워드 생성 및 인증방법그리고 이를 위한 스마트카드

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2011197985A (ja) * 2010-03-19 2011-10-06 Dainippon Printing Co Ltd ロイヤリティ管理システム,ロイヤリティ管理方法及びトークン

Also Published As

Publication number Publication date
CN101496024A (zh) 2009-07-29
TW200805203A (en) 2008-01-16
WO2008004312A1 (en) 2008-01-10
JP2008015924A (ja) 2008-01-24
KR20090051147A (ko) 2009-05-21
CN101496024B (zh) 2013-05-01
KR101248058B1 (ko) 2013-03-27
TWI304190B (https=) 2008-12-11

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