JP3946496B2 - Transaction information distribution system, distribution information creation server, distribution server, program, recording medium - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a transaction information distribution system, a server, a program, and a recording medium that distribute transaction information related to use of a service provided by an operator.
[0002]
[Prior art]
Conventionally, when shopping using a credit card, a statement describing the details is mailed to the user in the form of printed matter. Similarly, for the use of public works such as gas and water, the statement is mailed to the user. In addition, transaction information is exchanged in the form of purchase orders, delivery documents, etc., regarding transactions such as ordering and purchasing products between companies.
[0003]
[Problems to be solved by the invention]
However, there are many users, and it is a troublesome work to create printed matter for each user and mail it in the form of a mailed item, and the cost for the whole operation becomes enormous. In addition, the number of transactions between companies is enormous, and a document such as a purchase order or a delivery note is created and sent for each transaction.
[0004]
The present invention has been made in view of such a problem, and an object of the present invention is to provide a transaction information distribution system and a server capable of distributing transaction information relating to use to individual users at low cost and efficiently. It is to provide a program and a recording medium.
[0005]
[Means for Solving the Problems]
A user transaction comprising a terminal, a distribution server connected to the terminal via a network, and a distribution information creation server connected to the distribution server, and indicating a usage content by a user of a service provided by an operator A transaction information distribution system for processing and distributing information, wherein the distribution information creation server includes first control means and first storage means, and the first control means includes a plurality of Authentication information and transaction information for each user are extracted from the user transaction information provided by the operator, integrated for each user, and the transaction information for each user is stored in the first storage means. Storing, creating an electronic file having the transaction information for each user, and transmitting the authentication information and the electronic file for each user to the distribution server, wherein the distribution server includes a second control unit. When, 2, and the second control unit stores the electronic file and the authentication information in the second storage unit, and is an item of the authentication information, which is input from the terminal. The user identification information and the authentication information held in the second storage means are collated to perform authentication work, and when authenticated, the user is stored and authenticated in the second storage means The transaction information distribution system is characterized in that the electronic file having the transaction information of the user can be viewed from the terminal.
[0006]
In the first invention, the electronic file creation means creates an electronic file having transaction information for each user. The authentication setting means collates the user identification information input from the terminal with the authentication information held by the authentication information storage means to perform the authentication work. When authenticated, the electronic file having the transaction information of the authenticated user can be viewed from the terminal.
[0007]
Here, the operator is a person who provides some service to the user. The business operators are, for example, credit card companies, banks, securities companies, etc., and companies that perform public works such as gas and water. The transaction information is information described in, for example, a purchase order, a delivery note, an invoice, and a description.
[0008]
A second invention is a distribution information creation server that is connected to a distribution server via a terminal and a network, and that creates distribution information based on user transaction information that indicates the use contents of a service provided by a business operator. The first control unit includes a first control unit and a first storage unit, and the first control unit authenticates each user based on the user transaction information provided from a plurality of the business operators. Extracting information and transaction information, integrating for each user, storing the transaction information for each user in the first storage means, creating an electronic file having the transaction information for each user; A distribution information creation server, wherein authentication information for each user and the electronic file are transmitted to the distribution server.
[0009]
In the second invention, based on the transaction information stored in the transaction information storage means, the electronic file creation means creates an electronic file having transaction information for each user.
[0010]
The third invention is based on user transaction information that is connected to a terminal and the terminal via a network, is connected to a distribution information creation server, and indicates usage by a user of a service provided by an operator. A distribution server for distributing information, comprising: a second control unit; and a second storage unit, wherein the second control unit is the user transaction information provided from a plurality of the businesses. From the distribution information creation server, an electronic file having transaction information for each user, integrated for each user, is stored in the second storage means, and the user transaction is performed by the distribution information creation server. Authentication information for authenticating a user extracted from the information is stored in a second storage means, and is an item of the authentication information, the user identification information input from the terminal, the authentication information, When verification is performed by collating, and authentication is performed, the electronic file having the transaction information of the authenticated user stored in the second storage unit can be viewed from the terminal. It is a distribution server.
[0011]
In the third invention, the authentication setting means performs the authentication work by comparing the user identification information input from the terminal with the authentication information held in the authentication information storage means. When authenticated, the electronic file having the transaction information of the authenticated user can be viewed from the terminal.
[0012]
A fourth invention is a program that causes a computer to function as the server described above. This program can be distributed via a network.
[0013]
A fifth invention is a computer-readable recording medium storing the above-described program. This recording medium can be distributed.
[0014]
DETAILED DESCRIPTION OF THE INVENTION
Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings. FIG. 1 is a schematic configuration diagram of a transaction information distribution system 1 according to an embodiment of the present invention. The transaction information distribution system 1 mainly includes a distribution information creation server 3, a distribution server 5, and terminals 9 and 11 connected to the distribution server 5 via a network 7 capable of bidirectional communication. The distribution information creation server 3 and the distribution server 5 are connected by a network 7 and a line 8 not passing through the network 7.
[0015]
The terminal 9 is a terminal operated by the business operator 13. The business operator 13 is a person who provides some service to the user. Here, the business operator 13 will be described assuming a credit card company as an example. The terminal 9 has a communication function and can transmit and receive data via the network 7.
[0016]
The terminal 11 is a terminal operated by the user 15. The user 15 is, for example, a contractor who has contracted with a credit card company. The terminal 11 has a communication function and can transmit and receive data via the network 7.
[0017]
There may be a plurality of businesses 13 and users 15, and there may also be a plurality of terminals 9 and 11. Although the terminals 9 and 11 are assumed to be personal computers here, the present invention is not limited to this.
[0018]
The distribution information creation server 3 has a communication function and can transmit and receive data via the network 7 and the line 8. The distribution information creation server 3 has a function of creating a description or the like based on transaction information sent from the business operator 13. The distribution information creation server 3 has a communication function, and includes a transaction information database 17, a printed matter creation unit, an electronic file creation unit, and a distribution management unit.
[0019]
The transaction information database 17 is a database that holds, for each user 15, transaction information 30 having contents used by the user 15 for the service provided by the business operator 13. Here, shopping using a credit card can be considered as the use of the service. The transaction information 30 may be information that integrates the use of services provided from a plurality of business operators 13.
[0020]
FIG. 2 shows an example item of the transaction information 30. The transaction information 30 includes items such as a name 31, an ID 33, a date 35, a purchase product 37, a purchase store 39, an amount 41, and a point 43. The transaction information 30 is managed for each user 15.
[0021]
The name 31 is the name of the user 15. The ID 33 is a character string assigned to each user 15 in order to identify each user 15. A date 35 is a date when the service is used. Purchased goods 37 are goods purchased using a credit card. The purchase store 39 is a store using a credit card. The amount 41 is an amount paid using a credit card. The point 43 is a point generated with the use of the credit card.
[0022]
The printed matter creating means creates a description or the like having transaction information 30 for each user 15 as a printed matter. The electronic file creation means creates a description or the like having transaction information 30 for each user 15 as an electronic file.
[0023]
In other words, the specification and the like in this system has two types of forms: a printed matter and an electronic file. The specification of the printed matter is mailed to each user 15 and distributed. The electronic file description and the like are distributed by being viewed from the terminal 11 via the network 7.
[0024]
The distribution management means sets and manages, for each user 15, two types of distribution methods such as the delivery of printed matter and the browsing of electronic files as described above. In setting the distribution method, one or both of two types of distribution methods are set for each user 15 for each user 15 by selection of the user 15.
[0025]
Then, the distribution management means issues an execution instruction to the printed matter creation means when creating the user's 15 specification etc. that uses the delivery of the printed matter as the delivery method, and the details of the user 15 that uses the electronic file browsing as the delivery method. When creating a document, etc., it has a function of issuing an execution instruction to the electronic file creation means.
[0026]
The distribution server 5 has a communication function and can transmit and receive data via the network 7 and the line 8. The distribution server 5 has a function of distributing a description or the like converted into an electronic file to the terminal 11. The distribution server 5 includes an electronic file database 19, an authentication database 21, and authentication setting means.
[0027]
The electronic file database 19 is a database that holds an electronic file created by the electronic file creation means in the distribution information creation server 3 and is managed for each user 15 related to the electronic file.
[0028]
The authentication database 21 is a database that holds authentication information 50 for authenticating the user 15. FIG. 3 shows an example of items of the authentication information 50. The authentication information 50 includes items such as name 31, ID 33, password 51, address 53, telephone number 55, mail address 57, and financial institution 59. The authentication information 50 is managed for each user 15.
[0029]
The password 51 is a character string for identifying each user 15. The user 15 may set a desired character string. The address 53, telephone number 55, and mail address 57 are the address, telephone number, and mail address of the user 15, respectively. The financial institution 59 is a financial institution such as a bank used when paying a usage fee.
[0030]
The items included in each piece of information described above are examples, and the present invention is not limited to these. Not all of the above items are necessarily required, and items other than the above may be included.
[0031]
The authentication setting means performs authentication work by collating the identification information of the user 15 input from the terminal 11 and the authentication information 50. The identification information is information for identifying each user 15. For example, one or more items in the authentication information 50 can be used as identification information. The identification information is information held by the user 15. If authenticated, the authentication setting means sets the electronic file having the transaction information of the authenticated user 15 so that it can be viewed from the terminal 11.
[0032]
FIG. 4 is a functional block diagram for explaining the creation and distribution of a description and the like in this system. The business operator 13 sends information related to the service used by the user 15 and transaction information / user information 71 related to the user 15 to the distribution information creation server 3. This sending may be performed by transmission from the terminal 9 or offline delivery.
[0033]
In the distribution information creation server 3, the transaction information / user information 71 is organized by the processing means 73, the information that becomes the transaction information 30 and the authentication information 50 is extracted and selected, and the information is collected for each user 15. . The extracted authentication information 50 is held in the authentication database 21 of the distribution server 5. The extracted transaction information 30 is held in the transaction information database 17.
[0034]
The editing unit 75 determines the format, layout, and the like, and creates print data 77 serving as a description for each user 15 based on the transaction information 30. The print data 77 is sent to the printing unit 81 or the conversion unit 83 via the distribution management unit 79.
[0035]
As described above, the distribution management unit 79 sets and manages a distribution method for each user 15. Based on the distribution method selected by the user 15 regarding the specification to be processed, the distribution management unit 79 issues an execution instruction to the printing unit 81 or the conversion unit 83.
[0036]
The printing unit 81 is a unit that creates a printed material 85 from the print data 77, and constitutes the above-described printed material creating unit. The conversion unit 83 is a unit that converts the print data 77 to create an electronic file 87, and constitutes the above-described electronic file creation unit. As the format of the electronic file 87, for example, the PDF format can be adopted. In this case, the printed material 85 and the electronic file 87 have the same appearance. The electronic file 87 is held in the electronic file database 19 of the distribution server 5.
[0037]
The electronic file 87 is a file for each user 15. The distribution management means 79 further creates a related list 89 representing the relationship between each electronic file 87 and its user 15. The related list 89 may be a list of the ID 33 of the user 15 and the file name 88 of the electronic file 87 as illustrated in FIG. At this time, the ID 33 and the file name 88 of the electronic file 87 may be the same for simplicity. The related list 89 is held in the distribution server 5.
[0038]
In the above description, the processing unit 73, the editing unit 75, the distribution management unit 79, the printing unit 81, and the conversion unit 83 are included in the distribution information creation server 3.
[0039]
The specification or the like as the printed matter 85 created as described above is distributed to the user 15 by a method such as mailing. Further, the description as the electronic file 87 is distributed to the user 15 by a method of browsing by the terminal 11.
[0040]
Note that the print data 77 may include advertisement information. In consideration of the gender, age, hobbies, and the like of the user 15, the advertisement information includes information for each user 15 that matches the hobby taste of the user 15. This advertisement information is printed or electronically filed together with the transaction information 30 and can be distributed to the user 15 together with the description.
[0041]
Next, with reference to FIG. 6, the operation when browsing the specification as the electronic file 87 by the terminal 11 will be described. The operation from the state in which the electronic file 87 is created and stored in the electronic file database 19 will be described.
[0042]
The distribution server 5 notifies each terminal 11 of a URL (Uniform Resource Locator) for browsing the electronic file 87 related to each user 15 by mail (step 601). The user 15 that has received the mail connects to the distribution server 5 via the network 7 via the terminal 11 and accesses the notified URL (step 602).
[0043]
When accessed in step 602, for example, a screen as shown in FIG. This screen asks for login ID and password. Here, the login ID and the password correspond to the above-described identification information. The user 15 inputs the login ID and password in the input boxes 701 and 703, and then clicks an OK button 705 (step 603).
[0044]
In the distribution server 5, the authentication setting means refers to the authentication database 21, collates the input identification information with the authentication information 50 (step 604), and performs the authentication work of the user 15 (step 605). If authenticated, the related list is referred to, and an electronic file related to the authenticated user 15, that is, an electronic specification or the like is transmitted to the terminal 11 (step 606). The user 15 browses the transmitted description etc. with the terminal 11 (step 607). If it is not authenticated in step 605, the process ends.
[0045]
When authenticated in step 605, the distribution server 5 may display screens as shown in FIGS. 8 and 9 on the terminal 11. In the screen of FIG. 8, the name 31 of the authenticated user 15, a menu, and the like are displayed. The menu consists of a usage fee statement inquiry, point inquiry, document request, and registration information change, and is configured so that operations other than browsing the statement information are possible.
[0046]
FIG. 9 is an example of a screen that is displayed after clicking the usage price statement inquiry in FIG. Here, it is comprised so that a usage statement can be browsed for every month. Here, when a usage statement for a desired month is clicked, an electronic file description for that month is displayed.
[0047]
Advertisement 1 and advertisement 2 are displayed on the left side of the screens of FIGS. When these are clicked, the advertisement information adapted to the hobby and preferences of the user 15 in the form of an electronic file is displayed. This advertisement information is included in the print data 77 in FIG. 4 as described above, and usually has the same appearance as the advertisement printed matter that is enclosed and mailed together with the description as a printed matter.
[0048]
FIG. 10 is an example of a screen that is displayed when the usage details for October are clicked, and a description in an electronic file is displayed. In this example, the user name, description guidance, specification, billing amount, etc. are shown, which have the same appearance as the specification in the form of printed matter.
[0049]
In this system, the operator of the distribution information creation server 3 and the distribution server 5 may charge the operator 13.
[0050]
In the above example, the case where the business is a credit card company has been described as an example. However, even if the business is a business of another occupation, transaction information and advertisement information can be distributed in the same manner.
[0051]
As described above, according to the present embodiment, the following many effects can be obtained. By making it possible to view electronic filed specifications etc. from the terminal, businesses do not need the trouble of mailing to individual users as in the past, and delivery of the specifications etc. efficiently and at low cost Can be done. Since the electronic file specification etc. has the same appearance as the printed matter specification etc., the user can obtain transaction information as usual. In addition, when browsing the specification and the like, security is ensured by including authentication work.
[0052]
In addition, the specification distribution method in the system includes three methods, that is, a conventional method of mailing a specification of a printed matter, a method of browsing the specification of an electronic file of the present invention, and a method of both the mailing and browsing. There is. The user can select a delivery method from these three methods according to his / her preference.
[0053]
Further, not only the transaction information but also the advertisement information having the same appearance as the advertisement enclosed in the specification of the conventional printed matter can be viewed from the terminal. Furthermore, in this system, since it is possible to easily select and distribute advertisement information suitable for the user's hobbies and preferences, an improvement in advertisement effect can also be expected.
[0054]
Furthermore, the convenience of the user is improved by making the transaction information information that integrates the use of services provided by a plurality of business operators. In particular, when the business is a bank, a securities company, etc., the user can perform asset management all at once, which is effective.
[0055]
【The invention's effect】
As described above in detail, according to the present invention, it is possible to provide a transaction information distribution system, server, program, and recording medium capable of distributing transaction information related to use to individual users at low cost and efficiently. Can do.
[Brief description of the drawings]
FIG. 1 is a schematic configuration diagram of a transaction information distribution system 1 according to an embodiment of the present invention. FIG. 2 is a diagram illustrating an example of transaction information items. FIG. 3 is a diagram illustrating an example of authentication information items. Functional block diagram for explaining creation and distribution of documents, etc. FIG. 5 A diagram showing a related list. FIG. 6 is a flowchart showing an operation when browsing a description made into an electronic file. FIG. 8 is a diagram illustrating a display example of a menu selection screen. FIG. 9 is a diagram illustrating a display example of a detail inquiry screen. FIG. 10 is a diagram illustrating a description.
1 --------- Transaction information distribution system 3 --------- Distribution information creation server 5 --------- Distribution server 7 --------- Network 8 -------- Line 9, 11 --------- Terminal 13 --------- Operator 15 --------- User 17 --------- Transaction information database 19 --------- Electronic file database 21 --------- Authentication database

Claims (12)

A user transaction comprising a terminal, a distribution server connected to the terminal via a network, and a distribution information creation server connected to the distribution server, and indicating a usage content by a user of a service provided by an operator A transaction information distribution system for processing and distributing information,
The distribution information creation server includes a first control unit and a first storage unit,
The first control means includes
Extracting authentication information and transaction information for each user from the user transaction information provided by a plurality of the operators, integrating them for each user,
Storing the transaction information for each user in the first storage means;
Create an electronic file with the transaction information for each user,
Send the authentication information for each user and the electronic file to the distribution server,
The distribution server includes second control means and second storage means,
The second control means includes
Storing the electronic file and the authentication information in the second storage means;
In the authentication information item, when the user identification information input from the terminal is collated with the authentication information held in the second storage means to perform authentication work, A transaction information distribution system for enabling browsing from the terminal of the electronic file having the transaction information of the user stored and authenticated in a second storage means. The first control means of the distribution information creation server includes:
For each user, when one or both of delivery of printed matter of the transaction information and browsing of the electronic file is managed as a delivery method, and delivery of the printed matter is selected as the delivery method by the user A printed matter having the transaction information stored in the first storage means is created, and the electronic file is created when browsing of the electronic file is selected as a delivery method by the user. The transaction information distribution system according to claim 1.   The transaction information distribution system according to claim 2, wherein the electronic file has the same appearance as the printed matter.   The transaction information distribution system according to any one of claims 1 to 3, wherein the electronic file further includes advertisement information adapted to the user's hobbies and preferences. A distribution information creation server that is connected to a distribution server via a terminal and a network, and that creates distribution information based on user transaction information that indicates usage by a user of a service provided by a provider,
A first control unit; a first storage unit;
The first control means includes
Extracting authentication information and transaction information for each user from the user transaction information provided by a plurality of the companies, integrating them for each user,
Storing the transaction information for each user in the first storage means;
Create an electronic file with the transaction information for each user,
The distribution information creation server, wherein the authentication information for each user and the electronic file are transmitted to the distribution server. The first control means includes
For each user, when one or both of delivery of printed matter of the transaction information and browsing of the electronic file is managed as a delivery method, and delivery of the printed matter is selected as the delivery method by the user A printed matter having the transaction information stored in the first storage means is created, and the electronic file is created when browsing of the electronic file is selected as a delivery method by the user. The delivery information creation server according to claim 5.   The distribution information creation server according to claim 6, wherein the electronic file has the same appearance as the printed matter.   The distribution information creation server according to any one of claims 5 to 7, wherein the electronic file further includes advertisement information suitable for the user's hobbies and preferences. A distribution server, which is connected to a terminal and the terminal via a network, is connected to a distribution information creation server, and distributes transaction information based on user transaction information indicating usage by a user of a service provided by an operator Because
Second control means, and second storage means,
The second control means includes
An electronic file having transaction information for each user extracted from the user transaction information provided by a plurality of businesses by the distribution information creation server and integrated for each user is stored in the second storage means. Remember
Storing the authentication information for authenticating the user extracted from the user transaction information by the distribution information creation server in the second storage means;
An item of the authentication information, which is stored in the second storage unit when authentication is performed by comparing the user identification information input from the terminal with the authentication information. A distribution server which enables browsing from the terminal to the electronic file having the transaction information of the user.   The distribution server according to claim 9, wherein the electronic file further includes advertisement information adapted to the user's hobbies and preferences.   A program that causes a computer to function as the server according to any one of claims 5 to 10.   A computer-readable recording medium in which the program according to claim 11 is stored.

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