JP3892437B2 - Financial information notification system, method and program, information processing system and method - Google Patents

Description

  The present invention relates to an improvement in technology for notifying that financial information such as a stock price has reached a notification condition such as a specified price, and in particular, a different contact e-mail address can be used for each date and time. Is.

In recent years, information processing technology, which continues to develop rapidly, centered on the Internet, has been actively introduced in the financial field that is becoming larger and wider. For example, financial figures represented by stock prices often change from moment to moment, such as, when they rise, they fall again, or conversely, they suddenly rise after falling. For this reason, in order for the customer to accurately determine the timing of buying and selling, it is desirable to receive a notification every time there is an interesting price movement. Therefore, financial information notification technology has been proposed that allows customers to input notification conditions in advance, such as when the stock price exceeds, and notifies the customer by e-mail notification mail when the notification conditions are satisfied (See Patent Document 1). This takes advantage of the immediacy of e-mail, which has rapidly become common with the Internet.
Japanese Patent Laid-Open No. 2-151962

  Incidentally, e-mail destination addresses can be broadly classified into personal computer (personal computer) addresses provided by Internet service providers (ISPs) and the like, and mobile phone (terminal) addresses, but have different characteristics. For this reason, if the address of the notification mail as described above is fixed to one e-mail address, the following inconvenience occurs.

  For example, if the notification mail is always addressed to the address of the personal computer, the attached file and the full text of the long mail can be viewed, but if the personal computer is not at hand because of going out, the notification will be missed. On the other hand, if the notification email is always addressed to a mobile phone, you can see the email that you carry while you are on the go, anytime, anywhere, but if the notification conditions are met, you do not know when you will receive it even during a meeting or during busy times, and frequently There is annoyance that can interfere with work and peace due to incoming notification emails. In addition to the limitations on the number of characters that can be received in a single cell phone and the small size of the display screen, there is a problem that the packet communication fee charged accordingly increases when the amount of received information is large. It was.

  In addition, people's lifestyles vary from customer to customer, including days of work and vacation days, time zones, etc., and more than one e-mail address is used alone, such as at work and at home, with or without a mobile phone. The number of examples is increasing, and there are cases where the convenient e-mail address varies depending on the date and time. However, conventionally, there has been no known technique for dealing with such a situation.

  Also, e-mail is an easy, quick and low-cost way to contact, but forgetting to check the e-mail address of the PC, and the mobile phone is out of service area when the e-mail is received or the power is turned off. In some cases, as financial information is directly linked to economic gains and losses through investment opportunities, reliable communication to customers has also been an issue.

The present invention solves the problems of the prior art as described above. The purpose of the present invention is to use a plurality of notification destination e-mail addresses according to the date and time in the financial information notification technique. By providing effective investment support suitable for the company, and providing news and analyst reports related to the reasons as well as fluctuations in stock prices, etc., based on consideration of specific backgrounds and reasons, It is possible to make appropriate investment decisions.

In order to achieve the above object, according to one aspect of the present invention, in a financial information notification system, financial information data including a plurality of fluctuating numerical items that are transmitted in real time by a predetermined communication means from outside is received and stored. Means for each customer from the client terminal via the communication network, receiving an input of a notification condition for requesting a numerical item in the financial information data, storing it as notification condition data, and one or more serving as a notification destination of the notification Receiving means for accepting the input of the e-mail address and the applicable date / time zone for each notification destination and storing it as the date / time zone / notification destination data, the notification condition by comparing the financial information data and the notification condition data Detecting means for detecting the establishment of any one of the date and time / notification destination data when any of the notification conditions is detected More, along with determining the notification destination of the application time period corresponding to that date, a mail management unit generating and transmitting notification mail is an e-mail informing its formation, to the determined said notification destination,
News input means for receiving input from the outside for news including at least text data, news storage means for storing the inputted news together with distribution time, and each numerical item or a plurality of items of financial information that can be the target of the notification condition A comparison table associating each related keyword with a group of business types and the like, and one or more related news including the related keyword associated with the numerical item of the notification condition detected to be established, A news selection means for selecting by referring to the news in the storage means and the comparison table; and the mail management means, together with the notification mail for establishment of the notification condition, the selected related news It is characterized by transmitting.

In these aspects, multiple e-mail addresses can be used properly according to the desired date and time as the destination of notification emails that inform the establishment of notification conditions related to financial information, so it is effective to respect the thoughts, lifestyles and circumstances of each customer As well as stock price fluctuations as well as news and analyst reports related to the reasons, so that more appropriate investment decisions can be made based on consideration of specific background and reasons. Is possible.

According to another aspect of the present invention, the news selection means further prepares a search index by searching in advance whether or not each related keyword is included in the input text data of each news, and the control By referring to the table and this search index, the related news related to the numerical item of the notification condition is selected.

  In these aspects, the search index is prepared in advance, so that it is not necessary to search the news data in full text every time the notification condition is satisfied, and the processing load on the system is reduced. It should be noted that the preparation of the search index by prior search may be performed in batches every time news or related keywords are added, or may be sequentially performed in the CPU free time.

According to another aspect of the present invention, there is further provided an item-keyword comparison table in which each numerical item of financial information that can be a target of the notification condition and each related keyword are associated with each other, and an external input regarding news including at least text data. The notification condition is obtained by searching for news input means to accept, news storage means for storing the inputted news, and which related keywords in the item-keyword comparison table are included for each inputted news. The numerical information item of financial information that can be subject to the determination is determined and the result is recorded in the news-item comparison table. When any of the notification conditions is satisfied, the news-item comparison table is By referencing, select one or more related news items corresponding to the numerical item. Realized and news selection means, the said computer, the mail management unit, together with the establishment of the notification of the notification condition, characterized in that it is configured to transmit the selected was the news.

  In these aspects, not only fluctuations in stock prices, but also the provision of news related to the reason makes it possible to make appropriate investment decisions based on consideration of specific background and reasons, and at the time of news incoming Since numerical items such as related stock price issues are determined, the news specifying process when the notification condition is satisfied does not become a load on the system even at the peak time of closing.

In another aspect of the present invention, the news input unit is configured to receive the text data and the news input including moving image or audio content, and the reception unit is configured to receive the customer via the communication network. Each of the notification destinations is configured to accept designation of a type of transmission of text data of news or video or audio content and record it in the date / time / notification destination data, and the news selection means Is configured to select related news based on the text data portion of the news, and the mail management means refers to the date / time / notification destination data to transmit the news. Depending on the customer's notification destination and the type specified, the text data or video or audio of the news Characterized in that it is configured to transmit the content.

  In these aspects, the type of news such as text data, video, or voice can be selected for each notification destination. Therefore, depending on the state of introduction and usage intention of broadband such as ADSL, optical cable, and wireless LAN, and portable broadband such as CDMA. Provision of information that respects independent judgment is realized.

In another aspect of the present invention, the news input unit is configured to accept the input of the news from a plurality of different distribution sources, and the news selection unit is configured for each numerical item that can be a target of the notification condition. When the priority data among the distribution sources is held in advance and a plurality of the related news related to the selection is narrowed down to a predetermined number, by referring to the priority data of the numerical item, the one with the higher priority is selected. It is characterized by being configured to narrow down and leave.

  In these aspects, when the priority order is determined according to the specialty of the distribution source and the number of related news items that are detected in a plurality is narrowed down, the one with the highest priority order is given priority. Specializing in industries such as “XX Economic Newspaper” for the general economy and banks, “XX Economic Newspaper” and “XX Financial Newspaper” for securities companies, “XX Industrial Newspaper” for electricity, and “XX Industrial Newspaper” for retail Emphasis on paper can provide more reliable information.

In another aspect of the present invention, the news selection means further comprises domain name table data of a mobile phone company, and when the plurality of related news related to selection is narrowed down to a predetermined number, Based on the collation, it is determined whether or not the e-mail address to be applied at that time is for a mobile phone. If it is for a mobile phone, the number of characters in the text data is small. It is characterized in that it is configured so as to narrow down the news with a large number of characters in order of priority.

  In these aspects, when the related news related to the selection is narrowed down to a predetermined number, if the domain name of the notification destination email address applied at that time is that of a mobile phone, priority will be given to news with a small number of characters, For example, Internet service providers give priority to news with many characters. For this reason, short news is delivered to mobile phones, so it is easy to see even on small screens and the burden of packet communication charges on the customer can be reduced. On the other hand, on a personal computer, you can check long, detailed news that matches the size of the screen. Smooth investment decisions are effectively supported.

According to another aspect of the present invention, the accepting unit accepts designation of a function option with a preference for a large number of characters or a preference for a small number of characters in the related news selection for each notification destination of the customer via the communication network. It is configured to record in the date / time / notification destination data, and the news selection means refers to the date / time / notification destination data, so that the number of characters for the notification destination of the customer who wants to transmit the news The related news is selected in accordance with the specification of the function option that gives priority to the one with more characters or the one with less characters.

  In these modes, whether the e-mail address of the notification destination is for a mobile phone or a personal computer, whether long news priority or short news priority can be set by independent judgment according to the customer's own circumstances and preferences. Usability with respect to the independence of.

In another aspect of the present invention, the news selection unit is further configured to select, as the related news, news within a predetermined time from the distribution time among news stored in the news storage unit. It is characterized by that.

  In these aspects, since news within a predetermined time from the distribution is targeted for transmission when the notification condition is satisfied, old news is excluded from the target, and the customer can make an effective investment decision based on fresh information. .

According to another aspect of the present invention, the news selection means is configured to narrow down a plurality of related news related to selection to a predetermined number in order of preferentially leaving news whose distribution time is close to the current time. It is characterized by that.

In another aspect of the present invention, the computer further narrows down the plurality of related news items related to selection to a predetermined number in order of preferentially leaving news whose distribution time is close to the current time. .

  In the stock market, when news comes out, it is often reflected immediately in the stock price, and the latest news is likely to be the most important fluctuation factor. In this respect, in this aspect, when there are more related news than the specified number, the latest news with the closest distribution time is preferentially distributed when the notification condition is established, so that important fluctuation factors can be effectively transmitted to the customer. Become.

According to another aspect of the present invention, in the information processing system in which any one of the above financial information notification systems and a predetermined mobile phone network system are connected via a communication network, the mail of the financial information notification system is provided. When the management means tries to send the notification mail, the management means determines whether the notification destination is a mobile phone belonging to the predetermined mobile phone network based on the email address of the notification destination. When it is determined that the mobile phone terminal belongs to the predetermined mobile phone network, an inquiry message is sent to the mobile phone network system by designating the terminal and inquiring whether or not an e-mail can be received. The mobile phone network system that received the inquiry message is designated by the inquiry message. A determination reply means for determining whether or not an e-mail can be received by trying a predetermined signal transmission / reception for the terminal and returning a reply message for notifying the determination result to the financial information notification system, The mail management means of the financial information notification system receives the reply message and, according to the determination result, immediately sends a notification mail if the terminal is ready to receive an email, and the terminal can receive the email. If it is not a state, the notification mail is transmitted to another predetermined notification destination, or the inquiry message is transmitted to the mobile phone network system again after a predetermined waiting time has elapsed. It is characterized by.

  In these aspects, before sending the notification mail to the mobile phone, the mobile phone network is inquired whether the destination terminal is in an e-mail reception enabled state. By responding such as sending to and repeating the inquiry after a predetermined time, it is possible to avoid the disadvantage of missing important notifications and investment opportunities due to the terminal being out of service area or running out of battery.

According to another aspect of the present invention, the accepting unit accepts designation of a function option for GPS location confirmation from a client terminal via the communication network, for a notification destination of a customer using the client terminal, and the date and time zone. The mail management unit is configured to record in the notification destination data, and for the notification destination to which the notification mail is to be transmitted, the GPS location confirmation function option is provided by referring to the date / time / notification destination data. If the GPS position confirmation function option is designated as a result of the confirmation, a position inquiry telegram that designates the terminal and inquires about the current position coordinates by GPS is confirmed. To the network system and receive the result response message to the location inquiry message When the current position coordinates of the terminal can be confirmed according to the determination result, a notification mail is immediately transmitted. When the current position coordinates of the terminal cannot be confirmed, the notification mail is sent to another predetermined mail. The inquiry message is transmitted to the notification destination or the inquiry message is transmitted to the network system of the cellular phone again after a predetermined waiting time has elapsed.

In these aspects, before sending the notification mail to the mobile phone, the mobile phone network system is requested to check the location of the destination terminal by GPS, and if the location can be confirmed, the mobile phone terminal is estimated to be in a mail receivable state. Therefore, if the notification mail is sent immediately and the location cannot be confirmed, the terminal is presumed to be incapable of receiving mail. Therefore, the terminal can be used by sending to other notification destinations or repeating the inquiry after a predetermined time. However, it is possible to avoid the disadvantages of missing important notices and investment opportunities due to out-of-service areas and running out of batteries.
Note that the method and program also conform to the above-described embodiments.

According to the present invention as described above, in the technique of financial information notification, by effectively using a plurality of notification destination e-mail addresses according to the date and time zone, effective investment support suitable for each customer is realized , In addition to stock price fluctuations, news and analyst reports related to the reasons are also provided, so that more appropriate investment decisions can be made based on consideration of specific background and reasons.

  Hereinafter, the best mode for carrying out the present invention (hereinafter referred to as “embodiment”) will be described with reference to the drawings. The present embodiment is realized by a program (software) controlling a computer having hardware. However, since the hardware and software are implemented in various ways, the present invention and the present invention are also described below using functional blocks. An embodiment will be described. The present invention can be grasped not only as an apparatus but also as a method, a program, and a computer-readable recording medium recording such a program.

[1. Concept example)
First, a conceptual example (FIG. 2) is shown before the specific configuration (FIG. 1) of the present embodiment. That is, the financial information notification system of the present invention is realized as a mail notification server 12 by a computer. This server 12 accepts input of a notification condition for requesting a numerical item in financial information data such as stock price information from a client terminal such as a home personal computer 5a via the Internet 4 for each customer, and the notification condition as notification condition data Save to file 17. Similarly, one or more e-mail addresses (may be those of the mobile phone 5b) to be notified of the notification, and applicable date / time zones (hereinafter referred to as “date / time zone”, “time zone”, “notification time zone”) for each of the notification destinations. Is also received in the notification time zone / notification destination file 18 as date / time / notification destination data.

  Then, as shown in the flowchart of FIG. 3, the mail notification server 12 acquires financial information data related to the stock market 11 or the like in real time from the outside by a predetermined communication means (step S301), and the financial information data and the notification condition When the establishment of the previous notification condition is detected by comparing the data (step S302), the customer who has set the notification condition is confirmed by referring to the customer DB (database) 16 (step S303). Then, by referring to the notification time zone / notification destination file 18 for the current time (step S304), the notification destination of the applicable date and time corresponding to the date and time is determined, and the mobile phone (steps S305 and S306) or the home personal computer (step S307). 308) or the like to notify that the notification condition is satisfied by generating and transmitting a notification mail that is an electronic mail. The received notification mail includes stock information such as an opening price, a high price, a low price, and a current price (steps S306 and S308). If it is not in any application date / time band, the notification mail is stored (step S309) and transmitted to the corresponding notification destination in the first application date / time band thereafter.

[2. Constitution〕
Next, a specific configuration of the present embodiment is shown in a functional block diagram of FIG. A financial information notification system (hereinafter referred to as “notification server”) 12 of the present embodiment is connected to each client terminal such as a home personal computer 5a, a mobile phone 5b, and a company personal computer 5c used by a customer via the Internet 4. In addition, although there are actually many terminals used by each customer, FIG. 1 illustrates one each.

  In the notification server 12, the elements shown in the notification server 12 in FIG. 1 are realized by a predetermined program controlling the computer. Among these, the service reception unit 66 receives an input of a notification condition for requesting notification regarding a numerical item in the financial information data for each customer from the client terminal via the Internet 4 which is a communication network, and stores it as notification condition data 73. The receiving means accepts input of one or more e-mail addresses as notification destinations of the notification and application date / time zones for each of the notification destinations, and stores them as date / time / notification destination data 8.

  The financial information input unit 80 is means for receiving and storing financial information data 74 including a plurality of numerical items that are transmitted in real time by a predetermined communication unit from outside and stored in a predetermined storage unit. It is a detecting means for detecting the establishment of the notification condition by comparing the financial information data 74 and the notification condition data 73.

  In addition, when the establishment of any of the notification conditions is detected, the mail creation unit 76 and the transmission management unit 69 refer to the date / time / notification destination data 8 to notify the destination of the application date / time corresponding to the date / time. Is a mail management unit that generates a notification mail that is an electronic mail notifying that the notification condition is satisfied and transmits the notification mail to the determined notification destination. Conceptually, the mail creation unit 76 is responsible for creating a character string, a header, and the like of the email, and the transmission management unit 69 is responsible for the transmission, but the format of the email may be different depending on the notification destination. Therefore, the strict division should not be made, and the mail creation unit 76 and the transmission management unit 69 perform generation and transmission together to constitute the mail management means in the present invention.

[3. Action)
In the present embodiment, a customer who intends to use a notification service related to financial information first applies for the notification service and specifies a notification condition and a notification destination for each application date and time. In addition, for customers who are not registered as customers of the securities company that implements this service, customer registration may be performed together with the application for the notification service. These applications and registration are performed on the client terminal by the service reception unit 66 performing data exchange including transmission of data such as an HTML file for displaying a web page via a client terminal such as the home personal computer 5a and the Internet 4. The web page to be displayed is accepted as follows. FIG. 4 shows a procedure for such acceptance.

[3-1. Customer registration)
For example, a customer accesses a predetermined website provided by the notification server 12 using the web browser of the home personal computer 5a, applies for a notification service (step S201), and enters a name, address, etc. on a predetermined input screen (not shown). When the customer information is input and transmitted to the server 12 (step S202), the service reception unit 66 of the server 12 registers the sent customer information as customer data 67 in a storage unit such as a customer database (DB) (step S202). S203). Instead of inputting customer information, for example, if it is a registered customer of a securities company, a branch code or an account number may be input.

[3-2. (Enter notification conditions)
Subsequently, the service reception unit 66 sends a setting input screen as illustrated in FIG. 5 to the home personal computer 5a (step S204), and the customer sets the notification condition (step S205) and the notification date / time (notification time zone) on the screen. ) Is input (step S206).

Typically, the notification condition is as shown by reference numeral 41 in FIG.

Notify when the price of [Target Brand] is [Amount] Yen [More than or less]

As shown, the text input field and the selection combo box (drop box) are displayed in the sentence, and the example of FIG. 5 shows a state in which a character string is input from the keyboard in each field.

  In this case, conditions such as “above” can be entered if you want to leave “above” displayed as the initial value (default) as is, or just click to change to another option such as “below”. Is made more efficient.

[3-3. (Enter notification destination and date / time zone)
In addition, the applicable date / time zone includes a day of the week and a time zone. For this reason, the customer must enter one or more pairs of time zone and notification e-mail address in the input fields divided into weekdays, Sundays, Saturdays, and public holidays. Are input (step S206). In the example of FIG. 5, weekdays or weekends and holidays are alternatives for the day of the week, but various date and time zones may be set independently for each day of the week.

  In the example of FIG. 5, on weekdays, from 8:30 am to 8:00 pm (reference numeral 43), the email address of the company personal computer 5c that is the domain “˜.co.jp” is sent from 6:30 pm to pm Up to 10:00 (symbol 44), two pairs are input to the e-mail address of the home personal computer 5a that is the domain “˜.com”. The notification time zones for each notification destination may overlap, and in this example, a notification mail is sent to both the company personal computer 5c and the home personal computer 5a from 6:30 pm to 8:00 pm on weekdays.

  The same applies to Sundays, Saturdays, and holidays. In the example of FIG. 5, from 10:30 am to 5:00 pm, the e-mail address of the mobile phone 5b that is the domain “˜.ne.jp” is notified (reference numeral 46) From 5:00 p.m. to 11:30 p.m., two pairs of e-mail addresses (reference numeral 47) of the home personal computer 5a which is the “˜.com” domain are input. Further, other pairs can be specified in the following column, and any number of columns may be provided.

[3-4. More desirable input interface)
Further, as a more preferable input interface for inputting the notification condition, the notification destination, and the application date / time zone, the following may be considered. If these examples are appropriately combined, synergistic effects such as ease of input and fine notification settings can be obtained.

[3-4-1. (Select notification destination)
As an example, the service reception unit 66 first receives input of one or more notification destinations, and then the notification destination corresponding to each application date / time band is a number or the like from each of the input notification destinations. Accept selection. This eliminates the need for repeated input of the same notification destination e-mail address, and improves the input efficiency.

[3-4-2. Select date and time from candidates)
Further, as an example, the service reception unit 66 holds a plurality of candidate application date / time candidates and candidate data for the number of times selected, and the application date / time zone is displayed on the client terminal based on the candidate data. Are selected from a plurality of candidates to be displayed, or numbers are input in hours and minutes. On the server 12 side, the number of times selected for each candidate selected by the terminal is counted to update the candidate data, and a predetermined number is displayed on the input screen in order from the counted number of the candidates. . In this example, selecting the application date and time from a plurality of frequently used candidates reduces the number input, thereby improving the input efficiency.

[3-4-3. Add candidate)
Further, as an example, the service reception unit 66 may input a start time and an end time of the application date and time range that are numerically input or a predetermined number of minutes (for example, 5 minutes, 10 minutes, 15 minutes, 20 minutes, or Record the information of the time rounded in units of 30 minutes, the day of the week or weekday Saturdays or holidays, and the entered customer as history data, and by summing up these history data, the start time when rounding, When a predetermined number or more of end time, a combination of start time and end time, or a combination of these with another day of the week, weekdays, weekends, or holidays (referred to as a pattern) are input from different customers, the pattern is selected as the candidate. Or automatically notify a predetermined system administrator. In this example, when the same application date / time range is repeatedly entered, it is added to the selection candidate or notified to the system administrator for review so that the selection interface that meets the actual needs of the customer can be quickly and reliably confirmed. To be realized.

[3-4-4. (Specify exclusion date and time)
Further, as an example, the service reception unit 66 receives designation of an exemption date / time zone on a web page displayed on the client terminal. In this case, when the specified exemption date and time and any of the applicable date and time zones overlap, a confirmation or correction is requested after warning.

  Then, the mail management means suspends the transmission of the notification mail when the establishment of the notification condition falls within the designated exemption date and time zone, and stores the contents to be notified by the notification mail or the notification mail as, for example, mail storage data The notification mail is transmitted to the notification destination corresponding to the application date / time zone in the application date / time zone that is recorded in the unit 70 and arrives first after the application exclusion date / time zone elapses.

  As described above, in the present embodiment, even if the notification condition is satisfied, the notification mail is not transmitted during the period that does not fall within any application date and time period or the specified application exclusion date and time period. Even if there are movements in the night trading market or overseas markets, inconveniences such as those caused by incoming mail to mobile phones can be avoided appropriately according to the circumstances of each individual customer.

[3-5. (Specify urgent mail and open notification mail)
Further, the service reception unit 66 receives specification of a function option as an emergency condition for a desired notification condition and specification of an emergency notification destination related thereto. This emergency notification destination is selected from any of the other notification destinations, or is input separately. In addition, the service reception unit 66 designates the function option for confirmation reply and the retransmission destination electronic device when there is no confirmation reply for all the notification conditions of the customer who uses the client terminal or a part of the notification conditions to be designated. Accepts specification of email address and waiting time until retransmission.

  Specifically, for each notification condition (FIG. 5), clicking on the “emergency mail” button 81 and the “open notification mail” button 82 displayed on the right side of the notification condition changes the colors and screen states. The notification mail when the notification condition is satisfied can be designated as an emergency mail or an opening notification mail. The emergency mail is sent to a predetermined contact regardless of the day of the week or the time of day, and the opening notification mail is an e-mail with a request for an opening confirmation message known as a function of the e-mail software, and is opened within a predetermined time. If the confirmation message is not returned, the notification mail is resent once or more than once.

  The destination e-mail address of the above emergency mail is specified by inputting it in the column 83 of FIG. 5. For the above-mentioned opening notification mail, the address is input in the column 84, and the waiting time until the retransmission is input in the column 85 by a number. In the field 86, the destination of the retransmission is input and designated.

[3-6. (Check and register the schedule)
As described above, when the input of the correspondence relationship between each application date and time and each notification destination is also completed from the client terminal, the service reception unit 66 graphically displays the input correspondence relationship on the web page displayed on the client terminal. It is displayed in a timetable format using images, HTML table tags, etc., and confirmation or correction is selected.

  That is, after confirming the input on the screen of FIG. 5, the customer can clear the input so far by clicking the “reset” button 88 at the bottom of the screen, but can click the “next” button 87 to start the service. The reception unit 66 displays a notification schedule for confirmation as illustrated in FIG. 6 on the browser of the home personal computer 5a (step 207). This notification schedule is a graphic display of the application date and time zone 51 of the mobile phone mail address (mobile mail) and the application date and time zone 52 of the personal computer mail address (e-mail) for each day of the week and holidays. , Shows the time zone in which both addresses are notified in duplicate.

  The customer checks the displayed notification schedule (FIG. 6), and operates the correction button 55 at the lower right of the screen in response to “Are you sure you want to use the upper notification schedule?” Displayed at the bottom of the screen. And time zone input (step S206 in FIG. 4). On the other hand, if the displayed notification schedule is acceptable (step S208), the confirmation conditions entered in FIG. 5, the specified contents such as the notification destination and time zone, etc. are operated by operating the “Yes” button 54 for confirmation (FIG. 6). Alternatively, data for confirming this is transmitted from the home personal computer 5a to the mail notification server 12 via the Internet 4 (step S209), and the service reception unit 66 of the mail notification server 12 sets notification conditions for each customer as notification condition data. 73, and the notification destination and date / time zone are recorded as date / time / notification destination data 8 (step S210).

  As described above, by displaying which notification destination is applied for each time zone for each day of the week in a timetable format using graphics or the like (FIG. 6), it is visually determined whether or not the input is as intended. At first glance, it can be easily confirmed, and input accuracy and excellent usability are realized.

  It should be noted that customer service such as service reception and notification by email as described above, and accumulation of financial information based on designation from the customer and determination of establishment of notification conditions may be performed separately on separate servers. FIG. 7 shows an example of such a configuration, and FIG. 8 shows a processing procedure for the server side to notify a customer in such an example of the configuration. In the case of FIG. 7, the servers 62a and 62b deliver necessary information. For example, the service reception unit 66 of the notification service reception server 62b sends the notification condition to the condition detection / mail creation server 62a (step S803) among the information specified in the application as described above (step S802 in FIG. 8). However, it is not essential to divide in this way. Even if it is divided, the processing content to be performed is in accordance with the functional block diagram of FIG.

[3-7. Detection of notification conditions)
That is, the establishment of the notification condition designated as described above is determined as follows. First (FIG. 1), the financial information input unit 80 of the server 12 acquires financial information such as a current stock price (genzain) for each stock in each stock market 11, and stores financial information data such as a financial information file 74. It memorize | stores in a memory | storage part sequentially (step S801 of FIG. 8). Acquisition of such financial information is performed sequentially, preferably in real time, by receiving transmission through an information service such as a stock exchange or QUICK (trademark), or by accessing the computer of the transaction market from the server 12 side. Then, the condition detecting unit 75 repeatedly compares and determines the notification condition data 73 of each customer stored in the notification condition file or the like with the stock price of the corresponding brand in the financial information file (step S804), and any notification is made. Every time it is detected that the condition is met, the detected content is transmitted to the mail creating unit 76.

  Note that the condition detection unit 75 puts the notification condition that has transmitted the detection to the mail creation unit 76 into a dormant state by changing the status flag, moving to a predetermined storage area, or deleting it from the notification condition data 73. . If real-time latest data such as the current stock price can be acquired from the outside one after another, the condition can be detected only by comparison with the current value in the memory, and the current value itself can be saved in a file such as an HDD (hard disk drive). Is not required.

[3-8. (Attach news)
Further, the server 12 includes related news in the notification mail notifying that the notification condition is satisfied. For this reason, the news input unit 81 stores the input news as news data 82 in a storage unit such as a file together with the distribution time as news input means for receiving external input regarding news including at least text data. In addition, the server 12 compares each numerical keyword item (for example, individual stock current value) or a group of industries (sectors) in which a plurality of items are grouped together with each related keyword, which can be subject to notification conditions. 83.

  In the comparison table 83, for each individual brand and industry, the company name, industry name, name of the minister in charge, representative director, name of the director of the industry group, title of the company, keywords such as “XX problem”, “XX bill”, etc. Is associated. For example, Ai, B Food (brand code) or food industry as a whole is associated with ○ I ○ yuki (Minister of Agriculture, Forestry and Fisheries), and similarly, C Bank, D Bank, or the entire financial corporation, (Minister in charge of finance / Ministry of Economic and Fiscal Policy), keywords such as “hot heat”, “cold summer”, “sake tax”, “sparkling liquor”, “public investment” and “interest rate cut” are associated with the entire market. Good. The news includes, for example, an analyst report from a securities company.

  Then, the news selection unit 84 selects one or more related news including the related keyword associated with the numerical item of the notification condition that has been detected by referring to the news of the news data 82 and the comparison table 83. .

[3-9. (News selection method)
In addition, some examples such as algorithms for selecting related news more efficiently are shown below. If these examples are appropriately combined, a synergistic effect such as enhancement of news provided to customers can be obtained.

[3-9-1. (Use of search index)
As an example, the news selection unit 84 prepares a search index by searching beforehand whether or not each related keyword is included in the text data of each input news, and uses the comparison table 83 and the search index. The related news related to the numerical item of the notification condition may be selected by referring. In this example, because the search index is prepared in advance, it is not necessary to search the news data 82 in full text every time the notification condition is satisfied, and the processing load on the system is reduced. It should be noted that the preparation of the search index by prior search may be performed in batches every time news or related keywords are added, or may be sequentially performed in the CPU free time.

[3-9-2. (Associate news with item)
Further, as an example, the news selection unit 84 searches in advance for which relevant keywords in the comparison table 83 are included for each of the inputted news, so as to which numerical item of financial information that can be the target of the notification condition Judgment is made and the result is recorded in the news-item comparison table. When any of the notification conditions is satisfied, the news-item comparison table is referred to, so that one or more corresponding to the numerical item is referred to. The related news items may be selected.

  In this example, not only fluctuations in stock prices, etc., but also provision of news related to the reason makes it possible to make appropriate investment decisions based on consideration of specific background and reasons, and at the time of news incoming Since numerical items such as stock prices are determined in advance, the news selection process when the notification condition is satisfied does not become a load on the system even at the peak time of closing.

[3-9-3. (Video and audio news)
Further, as an example, video or audio news and text news may be selected. In this example, the news input unit 81 receives input of text data and news including moving image or audio content, and the service receiving unit 66 transmits the text data of news for each customer notification destination, Specification of the type of transmission of audio content is accepted via the Internet 4 and recorded in the date / time / notification destination data 8.
The news selection unit 84 selects related news based on the text data portion of the news, and the mail management means (the mail creation unit 76 and the transmission management unit 69) refer to the date / time / notification destination data 8. As a result, the text data of the news or the moving image or audio content is transmitted according to the notification destination of the customer who intends to transmit the news and the designation of the type.

  In this example, the type of news such as text data, video, or voice can be selected for each notification destination. Therefore, depending on the state of introduction of mobile broadband such as ADSL, optical cable, wireless LAN, and portable broadband such as CDMA, and the intention of use, Provision of information that respects intellectual judgment is realized. It should be noted that it is naturally within the scope of the present invention to replace the transmission by including a hyperlink for browsing the news in the notification mail instead of the text data, video or sound of the news.

[3-9-4. (Selection by distributor)
Further, as an example, when the news input unit 81 accepts input of news from a plurality of different distribution sources, the news selection unit 84 displays priority data among the distribution sources for each numerical item that can be the target of the notification condition. When a plurality of related news items related to selection are narrowed down to a predetermined number, they may be narrowed down by referring to the priority order data of the numerical items, leaving the one with the highest priority.

  That is, when the priority order is determined according to the specialty of the distribution source and the number of related news items detected in a plurality is narrowed down, priority is given to the one with the highest priority order. Specializing in industries such as “XX Economic Newspaper” for the general economy and banks, “XX Economic Newspaper” and “XX Financial Newspaper” for securities companies, “XX Industrial Newspaper” for electricity, and “XX Industrial Newspaper” for retail Emphasis on paper can provide more reliable information.

[3-9-5. (Selection by number of characters)
Further, as an example, the news selection unit 84 includes domain name table data of a mobile phone company, and when a plurality of related news related to selection is narrowed down to a predetermined number, by matching with the domain name table data, Determine whether the notification email address to be applied is for a mobile phone. If it is for a mobile phone, give priority to news with a small number of characters in text data, and if it is not a mobile phone, give priority to news with a large number of characters in text data And narrow down in order to leave.

  In this example, short news is sent to the mobile phone, so it is easy to see even on a small screen, and the burden of packet communication charges on the customer can be reduced. On the other hand, on a personal computer, you can check long, detailed news that matches the size of the screen Therefore, smooth investment decisions are effectively supported.

[3-9-6. (Customer designation with long and short priority)
Also, as an example, the service reception unit 66 accepts designation of function options with a preference for a large number of characters or a preference for a small number of characters in the related news selection for each customer notification destination via the Internet 4, and the date / time / notification destination. Record in data 8. Then, the news selection unit 84 refers to the date / time / notification destination data 8 to select a function option with a preference for a character having a higher number of characters or a function having a lower number of characters for the notification destination of the customer who wants to transmit the news. Select relevant news according to your specifications.

  In this example, whether the e-mail address of the notification destination is for a mobile phone or a PC, whether long news priority or short news priority can be set by the independent judgment according to the customer's own circumstances and preferences. Usability with independence is realized.

[3-9-7. (Time limit after delivery)
As an example, the news selection unit 84 selects news within a predetermined time, for example, 24 hours from the distribution time, as news related to the news in the news data 82. This removes old news from the target and allows customers to make effective investment decisions based on fresh information.

[3-9-8. (Narrow by news novelty)
Further, as an example, when the news selection unit 84 narrows down the plurality of related news related to selection to a predetermined number, the news selection unit 84 narrows down in order of preferentially leaving news whose distribution time is close to the current time. That is, in the stock market, when news comes out, it is often reflected immediately in the stock price, and the latest news is likely to be the most important fluctuation factor. In this point, in this example, when there are more related news than the specified number, the latest news with the closest delivery time is preferentially delivered when the notification condition is established, so that important fluctuation factors can be effectively communicated to the customer. Become.

[3-10. Managing email composition and sending)
As described above, if there is a selected related news, the news selection unit 84 passes the data of the news to the mail creation unit 76, and the mail creation unit 76 and the transmission management unit 69 add the news to the notification mail, or Separately sent to the customer. For this reason, in this embodiment, not only fluctuations in stock prices etc. but also news such as analyst reports related to the reason are provided, so more appropriate investment decision based on consideration of specific background and reason Is possible.

  In addition, regardless of the presence or absence of news, transmission of mail is performed at least as follows. First, the mail creating unit 76 creates a notification mail that informs the customer of the established notification condition, and the transmission management unit 69 manages the notification mail including transmission. At this time, the customer to be the notification destination may be specified by either the mail creation unit 76 or the transmission management unit 69.

[3-11. (Send emergency mail)
When the condition detection unit 75 detects that the notification condition designated as the emergency condition is satisfied, the mail creation unit 76 and the transmission management unit 69 send the notification mail to the designated emergency notification destination regardless of the date and time. Send. In this way, in this embodiment, based on the customer's own convenience, judgment of urgency and priority, the specified notification condition is sent to the specified notification destination regardless of the date and time, distinguishing it from others. The customer's response according to the degree becomes easy.

  Specifically, for example, the mail creation unit 76 creates a notification mail, and the transmission management unit 69 first refers to the date / time / notification destination data 8 and designates an emergency mail for the notification condition corresponding to the notification mail. It is determined whether or not (step S806). For example, in the screen example of FIG. 5, if the “emergency mail” button 81 on the right side of the notification condition for the company B is operated and an e-mail address is input as a notification destination in the emergency mail column, this notification is made. Emergency mail is used for conditions.

  The transmission management unit 69 transmits the emergency mail to a designated emergency mail notification destination, for example, the mobile phone 5b, regardless of the day of the week, and in that case, the mobile phone 5b receives the mail (step S807). ). As for the display of urgent mail, in addition to the mail title and text, and the importance level display such as the exclamation mark display, which is known as a mail software function, even if there are a large number of received mails, it will alert and overlook customers. It is effective for prevention.

[3-12. (Send notification mail)
The mail creation section 76 and the transmission management section 69 request a read confirmation message or other predetermined confirmation reply for the notification mail when the confirmation reply function option, that is, the “open notification mail” (FIG. 5) is designated. The transmission history data including the transmission date and time is recorded in the transmission history storage unit 72 for each mail. The transmission management unit 69 deletes the corresponding transmission history data in the transmission history storage unit 72 or performs predetermined processing when an opening confirmation message or other predetermined confirmation reply corresponding to the notification mail is received. Change to completed state.

  On the other hand, the transmission management unit 69 receives the opening confirmation message or another predetermined confirmation reply within a predetermined time (for example, 30 minutes) from the recorded transmission date and time based on the transmission history data in the transmission history storage unit 72. When it is determined that it has not been received, and when it is determined that the incoming call has not been received, the notification mail is retransmitted.

  That is, in this way, the notification mail is retransmitted if the confirmation message such as the opening confirmation message or “Re: ˜” does not return within the predetermined time. For example, even if the customer is unable to check the email on the computer for some reason, or the notification recipient's mobile phone is out of service area or not aware of the manner mode, the customer's attention is renewed by resending, Notifications and missed investment opportunities can be effectively prevented.

  In particular, depending on the system of the mobile phone company, if it is not possible to communicate with the terminal when receiving an e-mail when it is out of radio range or turned off, the center equipment such as an answering machine service center will be available even if it returns to the communicable state by turning on the area or turning on the power again. There is an example in which the received mail is not automatically retransmitted unless an e-mail inquiry operation is performed. In this case, in particular, in such a case, there is a great advantage that the concern over missing the notification mail and the investment opportunity is solved.

  In addition, in this embodiment, since the customer can specify the resending destination and the waiting time until the resending when there is no confirmation reply, the customer's circumstances and intentions are reflected in detail in the resending for reliable notification of financial information. Is possible. However, retransmission is not essential to the present invention. For example, a stored notification mail may be transmitted when a customer actively inquires or reads out.

  Note that the read confirmation message is a function provided by some mailers (e-mail software, that is, software for e-mails). If the mail requesting mailer selects the "Request read confirmation message" function option, it will be sent. Such request data is attached to the email, and if the mailer of the receiving side selects the “Send receipt message” or “Notify receipt request” function option, it will receive such request data. In response to the mail, a reply mail for opening confirmation is generated automatically or after confirmation with the user. The request data of the opening confirmation message may be the same as the mailer that is often used, and the mail management means of the server 12 attaches the notification mail to the notification mail.

  In addition, instead of requesting a read confirmation message, for example, request a confirmation reply in the body of the email. If the customer confirms the contents, please reply to this email as it is. It will be notified. " In this case, the title includes an e-mail identification character string such as “H151125102252135” in which the transmission time and customer code are combined. Then, the transmission management unit 69 records the mail identification character string related to transmission as transmission history data, and monitors whether a reply mail containing the same mail identification character string as the record has arrived after transmitting the notification mail. If there is no incoming call within the waiting time, take measures such as resending.

[3-13. Example of processing procedure related to open notification mail]
Here, referring to FIG. 8 showing an example of the processing procedure related to the unsealing notification mail, first, the transmission management unit 69 refers to the date / time / notification destination data 8 for the notification mail, and the notification condition corresponding to the notification mail. In step S808, it is determined whether an opening notification mail is designated. The transmission management unit 69 transmits the opening notification mail to the destination of the opening notification mail specified in FIG. 5 in the format accompanied with the opening confirmation message request as described above, and transmits the transmission time and the notification destination to the transmission history. By recording the data in the transmission history storage unit 72 as data, a time measurement for replying to the opening confirmation message and monitoring the waiting time thereof is started (step S809).

  For example, if the address of the opening notification mail is the company personal computer 5c, the transmission management unit 69 sends the opening notification mail to the company personal computer 5c, and the company personal computer 5c receives the opening notification mail (step S810).

  Then, the transmission management unit 69 sends a notification mail for the transmitted opening notification mail when the opening confirmation message is not returned within a predetermined time designated by the customer (2 hours in the case of FIG. 7) (step 811). Retransmits to the mobile phone 5b designated in FIG. 5 (step S812). The retransmission in this case may be addressed to the same address, or may be repeated many times at a predetermined time interval. The re-sending notification mail itself may or may not be an opening notification mail.

  The emergency mail and the opening notification mail as described above may be used together under the same notification condition. In addition, regarding the opening notification mail, if the e-mail address input as the destination is the domain name of the mobile phone company, it is desirable to warn that when receiving the designation. This is because in such a case, it is considered that there are many cases where an opening confirmation message cannot be returned from the mobile phone.

  However, even if the opening notification e-mail is addressed to the mobile phone, if the customer further sets forwarding to the PC address, the opening confirmation message can be returned from the e-mail address of the PC. Therefore, if the customer can select a function option that accepts a receipt confirmation message from another e-mail address of the same customer as a reply, flexible use becomes possible.

[3-14. (Send other mail)
If the notification mail to be transmitted is neither an emergency mail nor an opening notification mail, the transmission management unit 69 obtains the current time from the internal clock of the server (step S813), refers to the date / time / notification destination data 8, and the customer Among the notification destinations, those whose current time is included in the applicable date and time are determined as transmission destinations, and the mobile phone 5b (steps S814 and S815), the home personal computer 5a (steps S816 and S817), and the company personal computer according to the result A notification mail is transmitted to the corresponding one of 5c (steps S818 and S819).

  However, the mail creation unit 76 and the transmission management unit 69 suspend the creation and transmission of the notification email when the notification condition is not met in any applicable date and time zone, and the created notification email or the content to be notified Is recorded in the mail storage unit 70 as transmission waiting data, and based on the transmission waiting data, a notification mail is transmitted to the notification destination corresponding to the application date and time at the first application date and time that comes after that. .

  When the current time is not included in the application date / time zone of any notification destination (steps S814, S816, S818), or when it falls within the specified application exclusion date / time zone, the transmission management unit 69 stores the mail as a file or the like. The notification mail is temporarily stored in the unit 70 (step S820), and after waiting for the start date / time of the application date / time zone that comes first (for example, 8:30 am on weekdays in the example of FIG. 5), Send a notification email to the corresponding notification destination. Thus, the notification mail is not bothered at the date and time when notification is not desired for any notification destination.

  As described above, in the present embodiment, when the notification condition is satisfied other than the applicable date / time zone, the notification email is not sent, and in the first applied date / time zone thereafter, the notification email is transmitted to the notification destination corresponding to the applicable date / time zone. The establishment is notified. For this reason, it is possible to satisfy both the customer's intention such as the calmness of private life and the reliable notification of financial information to the customer.

  In particular, in this embodiment, an exemption date and time zone can be specified, so even if you do not pay attention to the combination of the applicable date and time zone, for example, if you exempt the sleeping time zone, the night trading market and overseas market while sleeping It is possible to easily reflect the circumstances of each individual customer in the notification mail transmission, such as being not caused by incoming mail to the mobile phone even if there is a price movement.

[4. effect〕
As described above, according to the present embodiment, since a plurality of e-mail addresses can be properly used according to a desired date and time as a destination of a notification e-mail notifying that a notification condition regarding financial information is established, each customer's thoughts, lifestyles and circumstances Effective investment support that respects In particular, in the present embodiment, since the mobile phone is included in the notification destination, it is excellent in responsiveness to quickly know the establishment of the notification condition even when going out.

[5. Second Embodiment]
In addition, some examples in which the transmission form of the notification mail is more diverse are shown as the second embodiment. In addition, if each of the following examples is appropriately combined, a more reliable synergistic effect such as arousing attention is obtained.

[5-1. (Repeat notification)
For example, a service reception unit (corresponding to reference numeral 66 in FIG. 1) is sent from a client terminal (corresponding to reference numerals 5a, 5b, and 5c in FIG. 1) via the Internet 4 to all notification conditions or designated ones of customers using the client terminal. For the notification condition of the copy, the specification of an option for repeating the notification is accepted. In this case, the condition detection unit (corresponding to reference numeral 75 in FIG. 1) and the mail management means (corresponding to reference numerals 76 and 69 in FIG. 1) detect the establishment of the notification condition for which the option to repeat the notification is specified. As long as the notification condition is satisfied, the transmission of the notification mail is repeated at a predetermined repetition cycle.

  Then, the mail management means inputs an operation to cancel the notification condition or the option to repeat the notification, or buys a brand of the notification condition from the customer in a predetermined online trading server system of a securities company, for example. When the order or sell order is entered or when the order is executed, the repetition is canceled.

  In this example, the notification is repeated while the notification condition is satisfied according to the customer's selection, thereby avoiding the disadvantage of losing important trading opportunities by paying attention to other things.

[5-3. Use different notification destinations according to the fluctuation range)
In addition, as an example, the service reception unit receives a first notification condition, a first notification destination pair corresponding to the numerical value of the financial information from the client terminal, and the first notification condition. A second notification condition having a large variation and a second notification destination pair corresponding thereto are designated and received as a set. When the detection means detects that the first notification condition is satisfied, the mail management means transmits a notification mail to that effect to the first notification destination, and the detection means detects that the second notification condition is satisfied. When this happens, a notification mail to that effect is sent to the second notification destination.

  In this example, since different notification destinations can be designated according to the magnitude of the fluctuation range, it is possible to selectively use the contact means according to the customer's convenience, such as “To the mobile phone if it is good”. Note that when the second notification condition is satisfied, the destination of the notification mail may be only the second notification destination or both the first notification destination.

[5-4. Notification of failure of notification conditions)
Further, as an example, when the detection unit does not detect that the notification condition is satisfied, the mail management unit transmits a notification mail notifying that the notification condition is not satisfied. In this example, by notifying that the notification condition is no longer satisfied, the customer can grasp the situation change, and can appropriately make a flexible investment decision.

[5-5. Use of notification cycle according to fluctuation range)
Also, as an example, the accepting means receives a first notification condition for one numerical value of financial information from the client terminal via a communication network (corresponding to reference numeral 4 in FIG. 1), and the variation is larger than the first notification condition. When the second notification condition is designated and accepted as a set, designation of an option for repeating the notification is accepted for the set from the client terminal. Then, the mail management means, for the set for which the option to repeat the notification is specified, while the detection means detects only the establishment of the first notification condition, sends a notification mail to that effect for a predetermined first period. And while the detection means detects the establishment of the second notification condition, a notification mail to that effect is repeatedly transmitted in a predetermined second cycle shorter than the first cycle.

  As a specific example, when the ratio of the closing price on the previous day becomes ± 3% or more, it is notified to the company personal computer at intervals of 60 minutes, and when it becomes ± 5% or more, it is notified to the mobile phone or both the mobile phone and the company personal computer at intervals of 30 minutes. In such an example, it is possible to effectively prevent important aspects and investment opportunities from being missed by frequently notifying customers when the market price movement is large and further raising the customer's attention.

  Note that the notification destination of repeated transmission may be common to the first and second notification conditions or may be specified as different ones. In addition, the notification condition is no longer established from the reference level (for example, ± 3%, ± 5%) when the notification condition is satisfied and notification is started by the specification of the server side or the user's function option. If the reference level when notifying and stopping the notification is judged to be a little lower, for example ± 2.5%, ± 4.5%, the market price will come and go around the reference level. (Not raised or lowered), the notification is repeated and the customer is not bothered. The notification condition in these cases may be the rate of change, the range of change, or the price designation for the stock price, etc., but if the stop high or stop is low before the second notification condition is satisfied, the second notification condition is satisfied You may make it notify that it is regarded as a thing.

[6. Third Embodiment]
An example of determining whether or not the mobile phone is in a mail receivable state before sending the notification mail to the mobile phone (corresponding to reference numeral 5b in FIG. 1) is shown as a third embodiment. In addition, if the following examples are combined as appropriate, a synergistic effect such as more reliable mail notification can be obtained.

[6-1. (By signal transmission / reception with the network side)
As an example, in an information system in which the above-described financial information notification system (corresponding to reference numeral 12 in FIG. 1) and a predetermined mobile phone network system are connected by a communication network such as a dedicated line or VPN, the financial information notification system When the mail management means (corresponding to reference numerals 76 and 69 in FIG. 1) attempts to send a notification mail, the notification destination is a mobile phone belonging to the predetermined mobile phone network based on the e-mail address of the notification destination. It is determined whether or not. Then, when it is determined that the notification destination is a mobile phone terminal belonging to the predetermined mobile phone network, an inquiry message for inquiring whether or not an e-mail can be received by designating the terminal is sent before transmission. Send to mobile phone network system.

  The mobile phone network system that has received such an inquiry message determines whether or not the terminal specified by the inquiry message is in an e-mail receivable state by attempting to transmit / receive a predetermined signal from each antenna base station. At the same time, a reply message notifying the determination result is returned to the financial information notification system.

  The mail management means of the financial information notification system receives such a reply message and, according to the determination result, immediately sends a notification mail if the terminal is ready to receive an email, but the terminal can receive the email. If not, the notification mail is transmitted to another predetermined notification destination, or the inquiry message is transmitted to the mobile phone network system again after a predetermined waiting time, for example, 30 minutes.

  In this example, before sending the notification mail to the mobile phone, the mobile phone network is inquired whether the destination terminal is ready to receive e-mails. By responding such as sending an inquiry and repeating the inquiry after a predetermined time, it is possible to avoid the disadvantage of missing important notifications and investment opportunities due to the terminal being out of service area or running out of battery.

[6-2. (Using GPS position confirmation)
Also, as an example, the reception means of the financial information notification system receives the specification of the function option of GPS position confirmation for the notification destination of the customer using the client terminal from the client terminal via the Internet, and receives the date / time / notification destination data 8 To record.

  Then, the mail management means confirms whether or not the GPS location confirmation function option is designated by referring to the date / time / notification destination data for the notification destination to which the notification mail is to be transmitted. As a result, when the GPS position confirmation function option is designated, a position inquiry message for inquiring the current position coordinates by GPS by designating the terminal is transmitted to the network system of the mobile phone.

  And when a result response message to the position inquiry message is received and the current position coordinates of the terminal can be confirmed according to the determination result, a notification mail is immediately sent, and the current position coordinates of the terminal cannot be confirmed. At that time, the notification mail is transmitted to another predetermined notification destination, or the inquiry message is transmitted again to the network system of the mobile phone after a predetermined waiting time, for example, 30 minutes elapses.

  In this example, before sending the notification mail to the mobile phone, the mobile phone network system is requested to check the location of the destination terminal by GPS, and if the location can be confirmed, the mobile phone terminal is estimated to be in a mail receivable state. When the notification mail is sent immediately and the location cannot be confirmed, the terminal is presumed to be incapable of receiving the mail. You can avoid the disadvantages of missing important notices and investment opportunities due to out of service area or running out of battery.

[7. Other embodiments]
In addition, since this invention is not limited to the said embodiment, other embodiments which are illustrated below are also included. For example, the financial information targeted by the present invention is not limited to the stock price of individual domestic stocks, but domestic and foreign stock prices, investment trusts such as ETFs, foreign exchange rates, various bonds such as sovereigns and corporate bonds, gold, platinum, etc. Various financial products that are currently known and appear in the future, such as various products such as futures, options, various derivatives (financial derivative products), the gap between the selling price and the buying price (spread), various indexes such as the Nikkei average, TOPIX and the Dow average Target information.

  In addition, the conditions of notification are also free, not only high and low stock prices, but also sell, buy, stop high, stop low, buy and sell, ex-dividend, ex-rights, stock split, remaining stock, reverse steps, Covers all current and future financial events, including regulated stock selection, special post (management post, supervision post, consolidation post) allocation, bond and share price rating changes.

  In addition, the “e-mail address” that is the notification destination of the present invention is not limited to a narrowly defined e-mail address using SMTP, POP3, or the like. For example, a messenger service that can be unicasted to a specific partner according to the e-mail address. Identifiers, IP addresses and port numbers, and other communication destinations on currently known or future communication network technologies. Further, it is not essential to use a personal computer or a mobile phone as a terminal, and it can also be applied to a communication terminal such as a PDA.

  Further, the functions of the emergency mail and the opening notification mail can be omitted, and if omitted, a simple input screen as illustrated in FIG. 9 is obtained. In addition, designation input of notification conditions, application date and time / notification destination data is also possible from a mobile phone. Further, the order of the customer identification corresponding to the established notification condition and the acquisition of the current time is arbitrary and may be simultaneous. Further, the order and algorithm for determining whether the notification destination is a mobile phone or a home personal computer as shown in FIGS.

The functional block diagram which shows the structure of 1st Embodiment of this invention. The figure which shows the conceptual example of 1st Embodiment of this invention. The flowchart which shows the process sequence in the conceptual example of 1st Embodiment of this invention. The flowchart which shows the registration processing procedure regarding the customer registration and notification service in 1st Embodiment of this invention. The figure which illustrates input screens, such as notification conditions, in a 1st embodiment of the present invention. The figure which illustrates the confirmation screen of the schedule in 1st Embodiment of this invention. The figure which shows the structural example which divides a server into two in 1st Embodiment of this invention. The flowchart which shows the process sequence which notifies establishment of notification conditions in 1st Embodiment of this invention. The figure which shows the simpler example of an input screen in other embodiment of this invention.

Explanation of symbols

DESCRIPTION OF SYMBOLS 4 ... Network 5a ... Home personal computer 5b ... Mobile phone 5c ... Company personal computer 8 ... Date and time zone / notification destination data 10, 60 ... Overall embodiment 11 ... Stock market 111 ... News source 12 ... Mail notification server 67 ... Customer data 61 ... Financial market 62a ... Condition detection / mail creation server 62b ... Notification service reception server 65c ... Company personal computer 66 ... Service reception unit 69 ... Transmission management unit 70 ... Mail storage unit 72 ... Transmission history storage unit 73 ... Notification condition data 74 ... Financial information Data 75 ... Condition detection part 76 ... Mail creation part 80 ... Financial information input part 81 ... News input part 82 ... News data 83 ... Comparison table 84 ... News selection part

Claims (23)

Means for receiving and storing financial information data including a plurality of fluctuating numerical items transmitted in real time by a predetermined communication means from outside;
One or more e-mails that receive notification condition data that is desired to be notified of numerical items in the financial information data for each customer from a client terminal via a communication network, and store the notification condition data as a notification destination. An accepting means for accepting input of an address and an application date / time zone for each of the notification destinations and storing the input date / time / notification destination data;
Detecting means for detecting establishment of the notification condition by comparing the financial information data and the notification condition data;
When the establishment of any of the notification conditions is detected, an email is sent to determine the notification destination of the applicable date / time zone corresponding to the date / time by referring to the date / time / notification destination data, and to notify the establishment thereof A mail management means for generating a notification mail and sending it to the determined notification destination;
News input means for accepting external input for news including at least text data;
News storage means for storing the input news together with the distribution time;
A comparison table associating each numerical value item or group of business categories that can be a target of the notification condition and a group of business categories and the like with each related keyword;
News selection means for selecting one or more related news including the related keyword associated with the numerical item of the notification condition that has been detected by referring to the news in the news storage means and the comparison table When,
The computer realized,
The financial information notification system, wherein the mail management means is configured to transmit the selected related news together with a notification mail of establishment of the notification condition. The news selection means is:
For the input text data of each news, prepare a search index by searching in advance whether or not each related keyword is included,
2. The financial information notification system according to claim 1, wherein the related news related to the numerical item of the notification condition is selected by referring to the comparison table and the search index. An item-keyword comparison table in which each numerical item of financial information that can be a target of the notification condition is associated with each related keyword;
News input means for accepting external input for news including at least text data;
News storage means for storing the inputted news;
For each of the inputted news, by searching which related keywords in the item-keyword comparison table are included, it is determined which numerical item of the financial information that can be the target of the notification condition and the result Is recorded in the news-item comparison table, and when any of the notification conditions is satisfied, one or more related news corresponding to the numerical item is selected by referring to the news-item comparison table. News selection means,
Is realized by the computer,
The financial information notification system according to claim 1, wherein the mail management unit is configured to transmit the selected news together with a notification that the notification condition is satisfied. The news input means is configured to accept the input of the news including the text data and video or audio content,
The accepting means accepts designation of a type of whether to transmit text data of news or video or audio content for each of the notification destinations of the customer via the communication network, and to the date / time / notification destination data Configured to record,
The news selection means is configured to select related news based on the text data portion of news,
The mail management means refers to the date / time / notification destination data, and depending on the notification destination of the customer who wants to send the news and the designation of the type, the text data of the news or the video or audio content The financial information notification system according to any one of claims 1 to 3, wherein the financial information notification system is configured to transmit. The news input means is configured to accept the news input from a plurality of different distribution sources,
The news selection means is:
Pre-priority data between distribution sources is stored in advance for each numerical item that can be the target of the notification condition,
When narrowing down a plurality of related news related to selection to a predetermined number, refer to the priority data of the numerical items, and narrow down leaving high priority items,
The financial information notification system according to claim 1, wherein the financial information notification system is configured as described above. The news selection means is:
Includes domain name table data for mobile phone companies
When narrowing down a plurality of related news related to selection to a predetermined number, it is determined whether or not a notification e-mail address applied at that time is that of a mobile phone by collating with the domain name table data, If there is a phone, news with a small number of characters in the text data, and if it is not a mobile phone, the news with a large number of characters in the text data will be filtered in order of priority,
The financial information notification system according to claim 1, wherein the financial information notification system is configured as described above. The accepting means accepts designation of a function option with priority on a related news selection with a large number of characters or a preference with a small number of characters for each notification destination of a customer via the communication network and records it in the date / time / notification destination data. Configured as
The news selection means, by referring to the date / time / notification destination data, designates a function option of priority for those with a large number of characters or for those with a small number of characters for the notification destination of the customer who intends to transmit the news. The financial information notification system according to any one of claims 1 to 6, wherein the related news is selected according to the following.   The news selection means is configured to select, as the related news, news within a predetermined time from the distribution time among the news stored in the news storage means. 8. The financial information notification system according to any one of items 7.   2. The news selecting means is configured to narrow down a plurality of related news related to selection to a predetermined number in order of preferentially leaving news whose distribution time is close to the current time. The financial information notification system according to any one of 1 to 8. An information processing system in which the financial information notification system according to any one of claims 1 to 9 and a predetermined mobile phone network system are connected by a communication network.
The mail management means of the financial information notification system includes:
When trying to send the notification email, based on the email address of the notification destination, determine whether the notification destination is a mobile phone belonging to the predetermined mobile phone network,
If it is determined that the notification destination is a mobile phone terminal that belongs to the predetermined mobile phone network, an inquiry message is sent to the mobile phone network system that designates the terminal and inquires whether it is ready to receive an e-mail. Configured to
The mobile phone network system that has received the inquiry message determines whether or not the terminal specified by the inquiry message is ready to receive an e-mail by attempting to transmit / receive a predetermined signal and notifies the determination result. A determination reply means for replying a reply message to the financial information notification system;
The mail management means of the financial information notification system receives the reply message and according to the determination result,
If the terminal is ready to receive email, send a notification email immediately,
If the terminal is not in an e-mail receivable state, the notification mail is transmitted to another predetermined notification destination or the inquiry message is transmitted again to the mobile phone network system after a predetermined waiting time has elapsed. ,
An information processing system configured as described above. The accepting unit is configured to accept designation of a GPS position confirmation function option and record it in the date / time / notification destination data for a notification destination of a customer who uses the client terminal from the client terminal via the communication network. And
The mail management means includes
Check whether the GPS location confirmation function option is specified by referring to the date / time / notification destination data for the notification destination to send the notification mail,
As a result of the confirmation, when the GPS position confirmation function option is designated, a position inquiry message for inquiring about the current position coordinates by GPS by designating the terminal is transmitted to the network system of the mobile phone,
According to the result of receiving the result response message to the position inquiry message,
When the current position coordinates of the terminal can be confirmed, immediately send a notification email,
When the current position coordinates of the terminal cannot be confirmed, the notification mail is transmitted to another predetermined notification destination, or the inquiry telegram is again transmitted after a predetermined waiting time has elapsed. Send to
The financial information notification system according to claim 1, wherein the financial information notification system is configured as described above. Computer
Receiving and storing financial information data including a plurality of numerical items transmitted in real time by a predetermined communication means from outside,
For each customer via a communication network from a client terminal, accepts an input of a notification condition for requesting a numerical item in the financial information data, stores it as notification condition data, and at least one electronic device that is a notification destination of the notification Accept the input of the email address and the applicable date and time zone for each notification destination and save it as the date and time zone and notification destination data,
Detecting the establishment of the notification condition by comparing the financial information data and the notification condition data;
When the establishment of any of the notification conditions is detected, an email is sent to determine the notification destination of the applicable date / time zone corresponding to the date / time by referring to the date / time / notification destination data, and to notify the establishment thereof Generate a notification email and send it to the determined notification destination,
Accepts external input for news that contains at least text data,
Storing the inputted news together with the distribution time in a predetermined news storage means;
Holding a comparison table for associating each numerical keyword or group of business types, etc. that summarizes a plurality of items of financial information that can be the target of the notification condition, and each related keyword;
Selecting one or more related news including the related keyword associated with the numerical item of the notification condition detected to be established by referring to the news in the news storage means and the comparison table;
The financial information notification method, wherein the selected related news is transmitted together with a notification mail of establishment of the notification condition. The computer
For the input text data of each news, prepare a search index by searching in advance whether or not each related keyword is included,
By selecting the relevant news related to the numerical item of the notification condition by referring to the comparison table and the search index,
The financial information notifying method according to claim 12. The computer
Holding an item-keyword comparison table associating each numerical item of financial information that can be the target of the notification condition with each related keyword;
Accepts external input for news that contains at least text data,
Storing the inputted news in a news storage means;
For each of the inputted news, by searching which related keywords in the item-keyword comparison table are included, it is determined which numerical item of the financial information that can be the target of the notification condition and the result Is recorded in the news-item comparison table, and when any of the notification conditions is satisfied, one or more related news corresponding to the numerical item is selected by referring to the news-item comparison table. And
The financial information notification method according to any one of claims 12 to 13, wherein the selected news is transmitted together with a notification that the notification condition is satisfied. The computer
Accepting the input of the news including the text data and video or audio content;
For each of the notification destinations of the customer via the communication network, accepting designation of the type of whether to send text data of news or video or audio content and record with the date and time / notification destination data,
Select relevant news based on the text data part of the news,
By referring to the date / time / notification destination data, the text data of the news or video or audio content is transmitted according to the notification destination of the customer who wants to transmit the news and the designation of the type. The method for notifying financial information according to any one of claims 12 to 14. The computer
Accepts the input of news from a plurality of different distribution sources,
Pre-priority data between distribution sources is stored in advance for each numerical item that can be the target of the notification condition,
16. When narrowing down a plurality of the related news related to selection to a predetermined number, by referring to the priority order data of the numerical items, narrowing down leaving high priority ones, The financial information notification method according to any one of the above. The computer
Includes domain name table data for mobile phone companies
When narrowing down a plurality of related news related to selection to a predetermined number, it is determined whether or not a notification e-mail address applied at that time is that of a mobile phone by collating with the domain name table data, If there is a phone, news with a small number of characters in the text data, and if it is not a mobile phone, the news with a large number of characters in the text data will be filtered in order of priority,
The method for notifying financial information according to any one of claims 12 to 16, wherein: The computer
For each of the notification destinations of the customer via the communication network, accept the designation of the function option of the priority of those with a large number of characters or priority with a small number of characters in the related news selection and record it together with the date / time / notification destination data,
The news selection means, by referring to the date / time / notification destination data, designates a function option of priority for those with a large number of characters or for those with a small number of characters for the notification destination of the customer who intends to transmit the news. The financial information notification method according to claim 12, wherein the related news is selected according to:   19. The computer according to claim 12, wherein the computer selects news within a predetermined time from the distribution time as news related to the news stored in the news storage means. The financial information notification method described.   20. The computer according to any one of claims 12 to 19, wherein when the plurality of related news items related to selection are narrowed down to a predetermined number, the news is narrowed down in order of preferentially leaving the news whose distribution time is close to the current time. The financial information notification method described in 1. A financial information processing method in which a financial information notification system for executing the financial information notification method according to any one of claims 12 to 20 and a predetermined mobile phone network system communicate with each other over a communication network,
The financial information notification system includes:
When trying to send the notification email, based on the email address of the notification destination, determine whether the notification destination is a mobile phone belonging to the predetermined mobile phone network,
If it is determined that the notification destination is a mobile phone terminal that belongs to the predetermined mobile phone network, an inquiry message is sent to the mobile phone network system that designates the terminal and inquires whether it is ready to receive an e-mail. And
The mobile phone network system that has received the inquiry message determines whether or not the terminal specified by the inquiry message is ready to receive an e-mail by attempting to transmit / receive a predetermined signal and notifies the determination result. A reply message is sent back to the financial information notification system,
The financial information notification system receives the reply message and according to the determination result,
If the terminal is ready to receive email, send a notification email immediately,
If the terminal is not in an e-mail receivable state, the notification mail is transmitted to another predetermined notification destination or the inquiry message is transmitted again to the mobile phone network system after a predetermined waiting time has elapsed. ,
An information processing method characterized by the above. The computer
For the notification destination of the customer using the client terminal from the client terminal via the communication network, the specification of the function option for GPS position confirmation is accepted and recorded together with the date / time / notification destination data,
Check whether the GPS location confirmation function option is specified by referring to the date / time / notification destination data for the notification destination to send the notification mail,
As a result of the confirmation, when the GPS position confirmation function option is designated, a position inquiry message for inquiring about the current position coordinates by GPS by designating the terminal is transmitted to the network system of the mobile phone,
According to the result of receiving the result response message to the position inquiry message,
When the current position coordinates of the terminal can be confirmed, immediately send a notification email,
When the current position coordinates of the terminal cannot be confirmed, the notification mail is transmitted to another predetermined notification destination, or the inquiry telegram is again transmitted after a predetermined waiting time has elapsed. Send to
The financial information notifying method according to any one of claims 12 to 20, wherein By controlling the computer
Receiving and storing financial information data including a plurality of numerical items transmitted in real time by a predetermined communication means from outside;
For each customer via a communication network from a client terminal, the input of a notification condition for requesting a numerical item in the financial information data is received and stored as notification condition data, and at least one electronic device that is a notification destination of the notification Accept the input of the email address and the applicable date and time zone for each notification destination, and save it as the date and time zone / notification destination data,
The establishment of the notification condition is detected by comparing the financial information data and the notification condition data,
When the establishment of any of the notification conditions is detected, it is an e-mail notifying the establishment of a notification destination of the applicable date / time corresponding to the date / time by referring to the date / time / notification destination data. Generate a notification email, send it to the determined notification destination,
Accept at least external input for news that contains text data,
Store the entered news along with the delivery time,
Holding a comparison table associating each numerical value item or group of business categories that can be a target of the notification condition with a group of business categories and the like, and related keywords;
One or more related news including the related keyword associated with the numerical item of the notification condition detected to be established is selected by referring to the news in the news storage means and the comparison table,
The selected related news is transmitted together with a notification mail of establishment of the notification condition.
A financial information notification program characterized by that.

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