JP3485439B2 - Automatic teller machine - Google Patents

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automated teller machine for automatically performing cash transactions by a customer's operation, and more particularly to a bill depositing / dispensing device for depositing / dispensing bills.

[0002]

2. Description of the Related Art Conventionally, an automatic teller machine installed in a financial institution or the like has a bill that has been determined to be unsuitable for withdrawal due to dirt and the like, and a customer who forgets to forget the bill A banknote storage is provided in which separate spaces for storing banknotes are provided.

[0003]

In the conventional automated teller machine, when a banknote is dispensed by the operation of the customer,
The customer may forget to take out the withdrawn bill, and after a lapse of a predetermined time, it has to be taken into the device, and even if it is not frequent, it is necessary to secure a space to store the withdrawn bill. However, there was a problem that a useless space had to be installed and placed.

The present invention provides an automatic teller machine equipped with a bill storage that secures a sufficient take-in space when a customer takes in banknotes that he / she has forgotten and makes a minimum necessary space after taking-in. It is an object.

[0005]

In order to achieve the above object, in the automatic teller machine of the present invention, it is sandwiched between a banknote unsuitable for withdrawal and a banknote that has been forgotten and moved by a lift mechanism when the banknote is loaded. Then, a partitioning member that forms a bill taking-in space is provided in the taking-in bill storage.

[0006]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described with reference to the drawings. Elements common to the drawings are given the same reference numerals. FIG. 2 is a side view showing the configuration of the automatic teller machine according to the embodiment. The automatic transaction device 1 has a bill depositing / dispensing machine 2 built therein. The banknote depositing / dispensing machine 2 dispenses and deposits banknotes in response to a customer's request, and has a banknote storage 3 for storing banknotes, an escrow unit 4 for storing abnormal banknotes, and a discrimination for discriminating banknotes. There are provided a unit 5, a customer service opening 6 for accepting deposited banknotes and dispensing dispensed banknotes, and a replenishment / recovery cassette 7 for replenishing or collecting banknotes in the banknote storage 3.

Further, there is a banknote storage box 8 for storing forgotten banknotes that the customer forgets at the time of withdrawal and banknotes that are not suitable for withdrawal that were not discriminated as genuine by the discriminating unit 5 at the time of withdrawal or withdrawal. It is provided. In the taken-in bill storage box 8, a partition plate 9 is sandwiched between the lowermost banknote unsuitable for withdrawal and the uppermost banknote unforgettable and as a partitioning member for separating the unforgettable banknote and the banknote unsuitable for withdrawal. It is provided.

At the upper part of the banknote storage case 3, there is provided a temporary storage section 10 for temporarily accumulating deposited banknotes at the time of depositing and temporarily storing the banknotes delivered from the banknote storage case 3 at the time of withdrawal. It is provided. A stage 3a is provided in the bill storage 3 so as to be vertically movable, and bills are stacked on the stage 3a. The discrimination unit 5 discriminates the denomination, authenticity, and damage of the banknote. The discriminating unit 5 is capable of conveying bills in both directions.

The replenishment / recovery cassette 7 is provided with a payout unit 12 for paying out bills, and accumulating units 13, 14 for taking in the bills inside. Further, a bill storage unit 15 is provided corresponding to the feeding unit 12, a collection unit 16 corresponding to the stacking unit 13 for storing the collected banknotes is provided corresponding to the stacking unit 14 at the time of bill replenishment. Rejected banknote storage units 17 for storing banknotes determined to be unsuitable as gold banknotes are provided. A stage 15a is vertically movable in the bill storage unit 15, and bills are stacked on the stage 15a. The replenishment / recovery cassette 7 has a structure that is attachable to and detachable from the automatic transaction device 1.

A bill transport path 18 for transporting bills is arranged between the above-mentioned respective parts. A switching blade 19a for switching the banknote transport direction is provided at each branch point of the transport path 18.
.About.19 g are provided. The banknote transport path 18 is capable of bidirectionally transporting banknotes by a roller rotatably arranged at a predetermined position.

In front of the automatic transaction apparatus 1, there is provided a customer operation section 20 for the customer to operate. The customer operation unit 20 is composed of a touch panel with a display unit or the like, and the customer can input the transaction type, transaction amount, personal identification number, and the like.

In addition to the above, the automatic transaction apparatus 1 is provided with a passbook processing device, statement slip printing device, card processing device, etc., but these devices are not directly related to the present invention and therefore omitted. .

FIG. 1 is a perspective view showing a structure of a bill storage box for storing bills including breakage portions which are not suitable for dispensing and bills which have been left uncollected. The take-in banknote storage 8 has a box shape having a partition plate 9 which is vertically movable. The partition plate 9 is a long hole 22a as a guide portion provided on side walls 8b and 8c facing each other with a side wall 8a having a banknote intake port 21a for a banknote unsuitable for dispensing and a banknote intake port 21b for a banknote left uncollected, 22b (side wall 8c side is not shown) as guide members 23a, 23b as guide members.
(The side wall 8c side is not shown) and the long hole 22 as a guide portion.
a post 24a that is loosely fitted to c (side wall 8c side is not shown),
24b (24b is not shown). Slot 22a,
22b and 22c have major axes along the moving direction of the partition plate 9.

A lift mechanism 28 including a plunger magnet 25 and links 26a and 26b is provided on the lower side of the bill storage box 8. Plunger magnet 2
5 is fixed to a frame (not shown) of the bill depositing / dispensing machine 2 and has a core 25a which is attracted in the direction of arrow B when energized. One end of the link 26a is rotatably connected to the tip of the core 25a, and the other end is connected to one end of the link 26b.

The link 26b is rotatably supported by a support shaft 29 provided on a frame (not shown) of the bill depositing / dispensing machine 2,
When the plunger magnet 25 is energized, the other end has a cutout portion 26c that rotates in the direction of the arrow C and contacts the post 24a. Further, one end of a tension coil spring 30 is hooked on one end of the link 26b, and the core 25
a and the link 26a are urged in the direction of arrow A, and when the plunger magnet 25 is not energized, the notch 26c and the post 24a are brought into a non-contact state. The other end of the tension coil spring 30 is fixed to a frame (not shown) of the bill depositing / dispensing machine 2.

A pair of banknote take-up rollers 27a and 27b are provided inside the take-in banknote storage box 8 near the banknote take-in ports 21a and 21b, respectively, and rotate in synchronization with the banknote transport path 18.

FIG. 3 is a control block diagram of the bill depositing / dispensing machine shown in FIG. The customer operation unit 20 and the bill depositing / dispensing machine control unit 32 of the bill depositing / dispensing machine 2 are connected to the main control unit 31 that controls the entire operation of the automatic transaction apparatus 1. Other devices (passbook processing device, statement slip printing device, card processing device, etc.) not shown are further connected to the main control unit 31, but are omitted because they are not directly related to the present invention.

The bill depositing / dispensing machine control unit 32 controls the entire operation of the bill depositing / dispensing machine 2, and the I / O interface circuit 33.
1 to each unit described in FIG. The motor drive circuit 34 drives the motor 35 of the temporary holding unit 10 to temporarily stack the banknotes in the temporary holding unit 10, and further feeds the stacked banknotes. The motor drive circuit 36 drives the motor 37 of the banknote storage 3 to raise and lower the stage 3a of the banknote storage 3.

The motor drive circuit 38 drives the motor 39 of the escrow unit 4 to stack the banknotes on the escrow unit 4 and feeds the stacked banknotes.
The motor drive circuit 40 is a motor 41 of the replenishment / recovery cassette 7.
By driving, the banknotes are accumulated in the replenishment / recovery cassette 7, and the accumulated banknotes are fed out. The motor drive circuit 42 drives the motor 43 of the bill transport path 18 to rotate the transport rollers of the bill transport path 18. The transport roller is rotatable in both directions. The magnet drive circuit 44 drives the plunger magnet 45 to drive the switching blade 19 arranged in the conveyance path 18.
Activate a to 19 g.

The magnet drive circuit 46 operates the partition plate 9 by driving the plunger magnet 25 of the bill storage box 8.

Further, the bill depositing / dispensing machine control unit 32 is a discrimination unit 5
When the bill is discriminated by the discriminating unit 5, the discrimination information is sent to the depositing / dispensing machine control unit 32, and the depositing / dispensing machine control unit 32 is based on this information, the denomination, the authenticity, and the damage. And so on.

Next, the operation of this embodiment will be described. First, the operation of replenishing the bill storage 3 with bills will be described with reference to FIG. The operation of replenishing the bill storage 3 with bills is performed at the start of business or when the number of bills in the bill storage 3 becomes low. At this time, it is assumed that the replenishment / recovery cassette 7 stores bills of two kinds of denominations (10,000-yen bill and 1,000-yen bill). When the motor drive circuit 40 of the replenishment / recovery cassette 7 drives the motor 41 according to an instruction from the bill depositing / dispensing machine control unit 32, the bills P on the stage 15a are fed from the feeding unit 12 one by one.
It is delivered to 8.

The banknote P delivered to the transport path 18 is transported as shown by a thick solid line and sent to the discrimination section 5. The discrimination unit 5 discriminates the denomination, authenticity, and the like of the banknote P. As a result of discrimination,
A predetermined number of banknotes P, which are discriminated as 10,000-yen notes, are accumulated in the temporary holding unit 10 by switching the switching blade 19d. The 10,000-yen bills are further accumulated on the stage 3a of the bill storage 3 from the temporary holding unit 10. The banknotes P, which have been discriminated as 1,000-yen bills by discrimination, are conveyed through the conveyance path 18 after exiting the discrimination section 5, and are accumulated in the collecting section 16 from the accumulating section 13 of the replenishment and collection cassette 7. Further, the banknote P determined to be unsuitable for withdrawal by discrimination is further transported through the transport path 18 and stored in the reject banknote storage unit 17 from the stacking unit 14 of the replenishment / recovery cassette 7.

The banknotes P collected in the collecting section 16 of the replenishment / collection cassette 7 are stacked on the stage 15a by means (not shown) and placed in a state in which they can be taken out.

When no banknotes are stored in the banknote storage case 3 before the replenishment operation is performed, such as at the start of business, only the 10,000-yen note is stored in the banknote storage case 3 by the above-described replenishment operation. The bill storage 3 is replenished until the required number of 10,000 yen bills are stored. If all the bills in the replenishment / recovery cassette 7 have been used for replenishment, all 1000-yen bills are accumulated on the stage 15a of the bill storage unit 15 of the replenishment / recovery cassette 7. As described above, the 10,000-yen ticket and the 1,000-yen ticket are separately stored in the bill storage 3 and the replenishment / recovery cassette 7. Trading is performed in this state.

Next, the operation for making a withdrawal transaction will be described with reference to FIGS. 5 is a side view showing a withdrawal transaction operation of a 10,000 yen ticket, and FIG. 6 is a side view showing a withdrawal transaction operation of a 1,000 yen ticket.
FIG. 7 is a side view showing the reject bill taking operation, and FIG.
Is a side view (1) showing the forgotten banknote loading operation, FIG.
1 is a side view (2) showing the operation of taking in forgotten banknotes, FIG.
FIG. 0 is a side view showing the operation after taking in the forgotten banknotes. First, the customer operates the customer operation unit 20 to start the withdrawal transaction. When the withdrawal amount is input after the identity of the customer is confirmed, the withdrawal operation is started.

First, when only the 10,000 yen ticket is designated for withdrawal,
As shown in FIG. 5, a designated number of 10,000-yen bills in the bill storage 3 are fed out one by one, and as shown by a thick solid line, the bill feeding path 1
Send to 8. Then, it is sent to the discrimination section 5 by the transport path 18 and is discriminated there. If there is no abnormality as a result of the discrimination, it is sent to the customer service port 6 by the transport path 18.

The banknote P, which is determined to be unsuitable for withdrawal as a result of the discrimination, has its transfer direction switched by the switching blade 19a and is transferred to the banknote storage 8 by the transfer path 18 as indicated by the thick broken line. 7, as shown in FIG.
The sheets are sequentially loaded on the partition plate 9. When the designated number of 10,000-yen tickets are paid out to the customer service opening 6, the 10,000-yen ticket dispensing operation is completed.

When the customer specifies the withdrawal of only the 1,000-yen note in the withdrawal transaction, as shown in FIG.
Are delivered to the transport path 18 one by one. The banknote P delivered to the transport path 18 is transported as indicated by a thick solid line, and is sent to the discrimination section 5. If there is no abnormality as a result of the discrimination by the discrimination section 5, the banknote P is sent to the temporary holding section 10. The banknote P determined to be abnormal is switched in the conveying direction by the switching blade 19d and is sent to the reject banknote storage unit 17 as indicated by a thick broken line. When the designated number of sheets is accumulated in the temporary storage unit 10, the temporary storage unit 10 conveys the sheets one by one.
8 and pays out to the customer service opening 6 through the discrimination section 5. As a result, only 1,000 yen tickets will be paid out.

When both the 10,000 yen ticket and the 1,000 yen ticket are designated by the customer, the 10,000 yen ticket is first paid out as described above, and then the 1,000 yen ticket is paid out. In this case, of course, the payout order of the 10,000 yen ticket and the 1,000 yen ticket may be changed.

In the withdrawal transaction, when the customer does not receive the withdrawn bill even after a predetermined time has passed, as shown in FIG. 8, the switching blades 19a and 19g are used to switch the conveying direction, and as shown in FIG. By driving the plunger magnet 25 of the storage banknote storage 8, the link 26b is rotated in the direction of the arrow C and abuts the post 24a, the partition plate 9 is lifted to the banknote side unsuitable for withdrawal, and the banknote is transferred. An intake space E is formed with respect to the intake port 21b.

The uncollected banknotes are taken into a banknote storage box 8 by a transfer path 18 as shown by a thick broken line in FIG.
As shown in FIG. 9, the banknote take-in port 21 for the banknotes that are left behind
It is stored in the taking-in space E via b and loaded in order.

All of the forgotten banknotes are taken in and the banknote storage 8
10, the energization of the plunger magnet 25 is stopped, the link 26b is rotated in the direction of the arrow D by the urging force of the tension coil spring 30, and the partition plate 9 leaves the uncollected bills. Loaded on top.

Next, the deposit operation will be described with reference to FIG. FIG. 11 is a side view showing the deposit operation. First, when the customer selects a deposit transaction on the customer operation unit 20 and inserts a deposit banknote into the customer service port 6, the deposit banknotes are conveyed from the service port 6 one by one to the transport path 1
8 is rolled out. The fed-out banknotes are sent to the discrimination section 5 by the conveying path 18 as shown by a thick solid line, and are discriminated. As a result of the discrimination, the banknote determined to be abnormal is stored in the escrow unit 4 as indicated by a thick broken line. The abnormal bill stored in the escrow unit 4 is returned to the customer after being sent back to the customer service slot 6 after taking in all the deposited bills.

As a result of the discrimination, the bills which are determined to be normal are further conveyed through the conveyance path 18 and accumulated in the temporary holding section 10 as shown by the thick solid line in FIG. The banknotes accumulated in the temporary holding unit 10 may be only 10,000-yen notes, only 1,000-yen notes, only 5,000-yen notes, or a mixture of these banknotes. In the present embodiment, the subsequent processing differs depending on the denomination state of the deposited banknote. That is, in the case of only 10,000 yen tickets, in the case of only 1,000 yen tickets,
If only the 5,000 yen ticket is used, the processing will be different for other cases.

When the deposited banknotes are only 10,000-yen banknotes, the banknotes are stored in the banknote storage case 3 from the temporary holding section 10 when the customer confirms the deposited amount. The deposit amount is confirmed by displaying the amount on the display unit of the customer operation unit 20 and the customer who sees the amount depresses the confirmation key. When the deposited banknotes are only 1,000-yen banknotes, after being confirmed by the customer, the banknotes are delivered from the temporary holding section 10 to the transport path 18, are once transported in the direction of the discrimination section 5, and then to the recovery section 16 of the replenishment / recovery cassette 7. It is stored. If the deposit banknote is only 5,000 yen note, after confirming the customer,
It is delivered from the temporary holding section 10 to the conveyance path 18, is once conveyed in the direction of the discriminating section 5 in the same manner, is stored in the taken-in bill storage 8, and is stacked on the partition plate 9.

When the deposited bills are mixed bills, all the bills are delivered from the temporary holding section 10 to the transport path 18,
It is conveyed in the direction of the discrimination section 5 and is conveyed to the customer service port 6 through the discrimination section 5. Then, one by one again from the customer service opening 6
8 and sent to the discrimination section 5. The discriminating unit 5 discriminates the denomination, and switches the subsequent conveyance route according to the discrimination result. That is, the bills that are determined to be ten thousand yen bills are sent to the temporary storage unit 10, and the bills that are determined to be one thousand yen bills are switched to the transport direction by the switching blade 19d and are sent to the collection unit 16 of the replenishment and collection cassette 7. The banknotes that are determined to be 5,000-yen bills are sent to the banknote storage box 8 for fetching. Temporary holding section 10
The 10,000 yen ticket sent to is then stored in the banknote storage 3.

The deposited bills are stored as described above. Even if the deposited bills are mixed, the bills are sorted according to denominations and stored, so that the denominations of the stored bills of the bill storage 3 and the replenishment / recovery cassette 7 are maintained.

In this embodiment, a uniform partition plate is used as the partition member, but it may be in the shape of, for example, a drainboard by removing the weight.

Further, in this embodiment, the lift mechanism is provided outside the bill storage box, but a drive pulley and a driven pulley are provided inside the storage banknote storage box, and between the pulleys. It is also possible to stretch the belt, fix the partition plate to the belt, and rotate the driving pulley to move the partition plate.

[0041]

Since the present invention is configured as described above, it has the following effects. It is sandwiched between banknotes that are not suitable for withdrawal and banknotes that have been forgotten,
By providing a partitioning member that moves by the lift mechanism and forms a bill taking-in space in the taking-in bill storage, it is necessary to secure a sufficient taking-in space when taking in the bills that the customer forgets to take, and it is necessary after the taking-in. Since the space is minimized, it is not necessary to install and place a useless space for a rarely forgotten bill of a customer, and the device can be downsized.

[Brief description of drawings]

FIG. 1 is a perspective view showing a structure of a storage banknote storage.

FIG. 2 is a side view showing the automatic transaction device according to the embodiment of the present invention.

FIG. 3 is a control block diagram of the bill depositing / dispensing machine shown in FIG. 2.

FIG. 4 is a side view showing a bill replenishing operation.

FIG. 5 is a side view showing a dispensing operation of a 10,000 yen ticket.

FIG. 6 is a side view showing a withdrawal operation of a 1,000-yen ticket.

FIG. 7 is a side view showing a reject bill taking operation.

FIG. 8 is a side view (1) showing the operation of taking the forgotten banknotes.
Is.

FIG. 9 is a side view (2) showing the operation of taking the forgotten bill.
Is.

FIG. 10 is a side view showing an operation after taking in a forgotten banknote.

FIG. 11 is a side view showing a deposit operation.

[Explanation of symbols]

1 automatic transaction equipment 2 banknote deposit and withdrawal machine 8 banknote storage 9 partition boards 28 Lift mechanism

─────────────────────────────────────────────────── ─── Continuation of the front page (72) Inventor Isao Miyake 1-7-12 Toranomon, Minato-ku, Tokyo Inside Oki Electric Industry Co., Ltd. (72) Yasuhisa Ogawa 1-12-12 Toranomon, Minato-ku, Tokyo Oki Electric Industry Co., Ltd. (56) Reference JP-A-7-291511 (JP, A) JP-A-2-79187 (JP, A) JP-A-2-108189 (JP, A) (58) Field (Int.Cl. ⁷ , DB name) G07D 9/00

Claims (4)

(57) [Claims] 1. An automated teller machine equipped with a banknote storage box for taking in banknotes unsuitable for withdrawal and banknotes forgotten by a customer from a banknote take-in port, and storing the banknotes in a distinct manner. The banknote is sandwiched between an unsuitable banknote and the banknote that has been forgotten, and when the banknote is taken in, a partition member that moves up and down by the lift mechanism to form a banknote take-in space in the taken-in banknote storage is provided, and the lift mechanism is After lifting the partition member,
When the banknotes that have been forgotten to be taken are taken in below the partition member and the lift mechanism releases the lift, the partition
An automatic teller machine , wherein the members are loaded on the banknotes that have been forgotten . 2. The automatic teller machine according to claim 1, wherein the partition member has a guide member that fits into a guide portion provided on a side wall opposite to the side wall having the bill inlet port. 3. The cash according to claim 2, wherein the lift mechanism has an electromagnetic solenoid arranged outside a bill storage, and rotates a lever engaging with the guide member to move the partition member. Automatic transaction equipment. 4. The lift mechanism is provided with a driving pulley and a driven pulley inside the storage banknote storage, a belt is stretched between the pulleys, and the partition member is fixed to the belt to rotate the driving pulley. The automatic teller machine according to claim 1, wherein the partition member is moved.