JP3466850B2 - Automatic transaction equipment - Google Patents

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction device, and more particularly to an automatic transaction device having an automatic return function for a medium such as a card, passbook or cash that a customer forgets to receive.

[0002]

2. Description of the Related Art Conventionally, operation is performed by an automatic transaction device,
When the customer forgets the medium to be released at the end of the operation and returns, the automatic transaction apparatus draws the medium into the inside of the apparatus, and a staff member later mails or contacts the customer. In addition, when a customer notices that he / she has forgotten to take it and proposes it, the staff member responds by sending it to the device and returning it.

[0003]

[Problems to be Solved by the Invention] However, when returning by a request from a customer, it is difficult to strictly determine whether or not the person making the request is a legitimate person to be returned, and the security aspect is incomplete. Met. Moreover, the return act could not be automated.

[0004]

SUMMARY OF THE INVENTION The present invention automatically transaction processing line cormorants automatic teller machine odor by the input operation of the customer
Te, when a customer performs a transaction operation, the iris data of the customer obtained by the iris acquisition unit, is discharged by the transaction
If the customer forgets to remove the media
Then, the information of the medium and the iris data are stored together.
Stored in the part, when returning to take the medium that the customer has forgotten to take, by acquiring an iris data again, the SL and the iris data
The iris data stored in the memory is compared, and the medium is returned to the customer only when both iris data match.

[0005]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is an explanatory diagram of an automatic transaction device according to an embodiment. In the figure, 1 is a display / input unit, which is composed of, for example, a liquid crystal display or a CRT display screen for displaying information to a customer or an attendant, a touch panel provided on the screen or a keyboard provided near the screen, And the staff members perform input and operations while viewing the screen.

A card handling unit 2 is a card reader / writer capable of reading information recorded on a medium such as a customer's cash card and writing information on the medium. A passbook handling unit 3 is capable of reading information recorded in the customer's passbook and printing on the passbook. A cash handling unit 4 manages cash deposits and withdrawals, can accept customer deposits, and can dispense cash to customers.

The card handling section 2, the passbook handling section 3 and the cash handling section 4 serve as a medium handling section for handling a medium such as a card, a passbook and cash. Reference numeral 5 denotes an iris acquisition unit as an iris acquisition / identification device, which optically acquires iris data that is information about the iris of the eye of the customer who is operating the automatic transaction device. The iris acquisition unit 5 has a camera and can process information acquired by the camera.

The iris pattern of the eye is peculiar to each individual, and once formed by infancy, it does not change thereafter and is stable, which makes it very suitable for identification. The iris acquisition unit 5 optically acquires an iris pattern and performs feature extraction from the image to obtain iris data. Then, by comparing the plurality of iris data with each other, it is possible to accurately determine whether the iris data belong to the same person.

Reference numeral 6 denotes an external storage device as a storage unit,
For example, it is composed of a hard disk, a memory, etc., and can store various kinds of information. Reference numeral 7 denotes a control unit, which controls each of the above-described components and appropriately communicates with the host computer 8 to proceed with the transaction. The operation of this embodiment will be described below.

If the transaction conducted by the customer uses a card such as a cash card, the card handling section 2 accepts the card of the customer and reads the information from the card. If the transaction performed by the customer uses a passbook, the passbook handling unit 3 accepts the customer's passbook and reads information from the passbook. In this way, based on the information read from the card or passbook, the customer's input is requested as needed,
When it is determined that the transaction is possible, the processing is continued.

The iris acquisition unit 5 controls the built-in camera to take an image of the iris of the customer and performs feature extraction based on the image to acquire iris data. The customer does not need to be aware of such a thing, and only needs to perform the normal operation of the automatic transaction device. The acquired iris data is stored in the memory (not shown) or the storage unit 6 of the control unit 7.

Transaction processing proceeds according to an instruction from the host computer 8 or a judgment made by the automatic transaction apparatus. This means, for example, that the cash handling unit 4 executes payment and deposit, and performs transfer, transfer, and other processing. Return media such as cards, passbooks or cash and wait for the customer to pick it up. If it is not received within a certain time, the medium is drawn into the device. At this time, the stored medium and account information are stored in the storage unit 6 together with the iris information of the person himself / herself so that the transaction can be specified.

When the customer who forgets to pick up the item returns to the receipt, he operates the display / input unit 1 to make a declaration. A button for reporting the return of the forgotten medium is prepared on the first screen of the display / input unit 1, and the customer starts the reporting by pressing the button. For example, a customer inputs information about the type of medium he has forgotten to take.

The iris data is again read by the iris acquisition unit 5, and when the designated account information, the type of the forget-to-remove medium and the like match the information stored in the apparatus, and the iris data match, the iris data is automatically detected. Will be returned to. in this way,
It is possible to reliably return the medium that you have forgotten to take.
In addition, it is not necessary to use a person such as a staff member.

The customer who has forgotten to pick up the item does not always remember the account number and the like.
In such a case, only the type of the medium that has been forgotten to be input may be input, and the identity confirmation may be performed based on the medium type information and the iris data.

[0016]

As described in detail above, the automatic transaction device is provided with the iris acquisition section, and the iris data at the time of the initial operation,
Since it was decided to compare with the iris data when coming to get the forgotten medium, it is possible to reliably return the forgotten medium to the legitimate person, and it will not be accidentally returned to other people, It has the effect of improving security capability.

Further, it becomes possible to return the forgotten medium by the customer operation without the help of a staff member or the like, so that the return process can be automated.

[Brief description of drawings]

FIG. 1 is an explanatory diagram of an automatic transaction device according to an embodiment.

[Explanation of symbols]

1 Display / input section 2 Card handling department 3 Passbook handling department 4 Cash Handling Department 5 Iris acquisition section 6 memory 7 control unit

Claims (3)

(57) [Claims] Te [Claim 1] 顧 automatically transaction processing line cormorants automatic teller machine odor by the input operation of the customer, when the customer performs a transaction operation, the iris data of the customer rainbow
If the customer forgets to pick up the medium that is acquired by the Aya Acquisition Department and is emitted by the transaction.
In that case, take in the medium, and read the information of the medium and the iris.
And data combined and stored in the storage unit, when returning to take the medium that the customer has forgotten to take, by acquiring an iris data again, and <br/> iris data stored in the storage unit and該虹chroma data An automatic transaction device that compares and returns the medium to the customer only when both iris data match. 2. The automatic transaction apparatus according to claim 1, wherein the medium is a card, a passbook or cash. 3. An apparatus according to claim 1 or claim 2, customer, when returning to take the media left behind, and is input the type of media left behind by operating the display and input unit, the storage Return the medium to the customer only when the iris data stored in the storage unit and the iris data acquired when returning to the storage unit match and the type of the input medium matches the type of the medium stored in the storage unit. An automatic transaction device characterized by.