JP3448895B2 - Transaction processing equipment - Google Patents

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction processing apparatus for optically reading transaction data described in a form used for transactions performed by financial institutions such as banks, and performing processing based on the read data. Regarding In recent years, an optical character reading device (OC
It is known that R) is used to automatically enter a currency transfer slip. However, since the conventional optical character reading device cannot be said to have a sufficiently high recognition rate for handwritten characters, especially handwritten characters other than numbers, it is necessary for humans to intervene to perform correction input or the like for the recognition result.

Further, the amount of exchange transfer processing handled by a financial institution varies depending on the financial institution, but the amount handled by the window is 25.
It is said to be about%, and the amount is enormous. In addition, there are variations in the number of exchange transactions handled at different times,
At peak times, rapid processing of large numbers of transactions is required. Moreover, since the customer fills in the currency transfer slip,
There are many mistakes due to erroneous entries and misunderstandings, and it is necessary to perform these checks as well.

[0003]

2. Description of the Related Art In banks, securities companies, etc., when a customer makes a transaction based on a handwritten form, the format of the currency transfer slip is displayed on the screen and the operator puts a handwritten money transfer placed horizontally. I was using the keyboard to enter the description in the corresponding screen while looking at the slip, but my line of sight had to be moved frequently between the currency transfer slip and the screen, and the efficiency was extremely poor.

Therefore, at present, a character recognition processing device using an optical character reading device for optically reading handwritten characters on a currency transfer slip is widely used. It is best if it is possible to completely recognize the handwritten characters read by an optical character reader, but at present, the recognition rate is low due to abbreviations, habit characters, cluttered characters, etc., and operator intervention is required. , Needs to be corrected.

Therefore, in the conventional transaction processing apparatus, the handwritten character image read by the optical character reading device from the currency transfer slip is displayed on the screen side by side with the character image input / edited by the operator, and the handwritten character is displayed. While comparing the above, the operator is allowed to enter the correct characters using the keyboard. A transaction processing device in a financial institution is shown in FIG.
It is configured as shown in FIG.

The details of the conventional embodiment will be described below with reference to the drawings. FIG. 10 is a block diagram showing a conventional example. In the figure, 50 is a photoelectric conversion device that optically scans characters and numbers (hereinafter referred to as “characters”) written on a currency transfer slip to read image data, and 51 is output from the photoelectric conversion device 50. Sheet buffer in which image data is expanded, 52 is 1 from image data
A recognition processing unit for executing a recognition process of cutting out a character pattern for each character and converting it into code data, and 53 is a recognition processing unit 5
2, a dictionary pattern storage unit in which dictionary patterns necessary for the recognition processing are stored in advance, and 54 is the recognition processing unit 5.
A display device for displaying the code data recognized and processed in 2.
Reference numeral 55 is an input unit such as a keyboard.

Next, the operation of the conventional embodiment will be described. First, the photoelectric conversion device 50 scans the currency transfer slip and writes the image information in the sheet buffer 51. Next, the recognition processing unit 52 cuts out a character pattern for each character from the sheet buffer 51, compares it with a dictionary pattern, converts it into code data, and executes recognition processing for recognizing a character corresponding to the converted code data. .

The recognition character as the recognition result is displayed on the display device 54.
Is displayed in. The operator recognizes the recognition result displayed on the screen of the display device 54 as an exchange transfer slip to check for erroneous recognition and unrecognizable characters, etc., and corrects it using the input unit 55 such as a keyboard if necessary. Was there.

[0009]

Conventionally, since the recognition rate of the optical character reader is limited, the recognition result is displayed on the screen of the display device after the initial recognition by the optical character reader. The operator visually checked the mistaken recognition of the static character reading device and the customer's entry error.

Therefore, even if the optical character reading device is introduced, there is a problem that it takes time to process the currency transfer slip and it is difficult to greatly improve the processing capability because human intervention is involved. Moreover, since the confirmation work is left to the operator's judgment, the burden on the operator is large,
There was a drawback that there could be a check failure. The present invention has been made in view of the above circumstances, and an object thereof is to perform predetermined processing on data read by an optical character reading device to increase the recognition rate, and to reduce the portion where human intervention is performed as much as possible. It is an object of the present invention to provide a transaction processing device that can improve processing capacity and operability and reduce the burden on an operator.

[0011]

As shown in principle in FIGS. 1, 2 and 3, the transaction processing apparatus of the present invention optically stores a form in which data relating to transactions composed of letters and numbers is described. Which is a transaction processing device that reads and processes the data, and uses the optical character reading means 10 for reading the data described in the form 19 having a plurality of items in which the data related to the transaction is recorded, and the form 19 The transaction history data holding means 11 that holds the past data for each customer and the item data relating to the transactions described in the items of the form 19 read by the optical character reading means 10 are searched, and the search result is applicable. When there are a plurality of data, the transaction history data holding means 11 is duplicated by using the data related to the transaction described in the item different from the item data used for the search. The optical character reading means 10 identifies the corresponding data from among the corresponding data that existed a number of times.
If there is unreadable data in the sent data, the transaction history recognition / correction means 12 that uses the transaction history data holding means 11 to make corrections, and the related items among the plurality of items in the form 19 are displayed. Of the related item dictionary 13 in which the data described in this item is registered as a set and the data read by the optical character reading means 10,
Recognizing the data described in the related item as the data registered in the related item dictionary 13 and performing the correction using the related item dictionary 13 when the result of the recognition requires the correction of the related item. Of the correction means 14, the item dictionary 15 in which data of a plurality of items of the form 19 are registered, and the data not recognized by the related item recognition / correction means 14, the data described for each item is the item dictionary 15 Item recognition / correction means 16 for recognizing the data registered in the table and correcting the data as a result of the recognition when the data needs to be corrected, and a plurality of items in the form 19 are described. Of the data that is not recognized by the item recognition / correction unit 16 and the candidate dictionary 17 in which the data for each minimum unit forming the data is registered, the data for each minimum unit forming the data described in the item is displayed. Dictionary 17 and recognized result of the recognition, when the correction data is necessary a candidate recognition means 18 for correcting using candidate dictionary 17, related item recognition and correction means 1
4 and the item recognition / correction means 16 and the item control means 20 for performing control to distinguish from data sent from the candidate recognition means 18 other than data composed only of numbers sent from the item recognition / correction means 16. Composed of and.

[0012]

According to the present invention , when the data described in the form 19 read by the optical character reading means 10 is given to the transaction history recognizing / correcting means 12, the transaction history recognizing / correcting means 12 is provided.
Searches the transaction history data holding means 11 constructed by accumulating past transaction history, and reads the optical character reading means 10
The data having a high probability of being the same as the data described in the form 19 read in step 3 are taken out, and the recognition processing is executed.

As a result of performing this recognition processing, if unreadable data is included in the data described in the form 19 read by the optical character reading means 10, the transaction history data holding means 11 is used to perform correction processing. To execute. According to claim 1 of the present invention, the data described in the form 19 read by the optical character reading means 10 is related item recognition / correction means 1.
4, the related item recognition / correction unit 14 executes the recognition process using the related item dictionary 13 in units of related items such as bank / branch names which are related items.

As a result of this recognition processing, if unreadable data is included in the data described in the form 19 read by the optical character reading means 10, the correction processing is executed using the related item dictionary 13. To do. Then, the item data that has undergone the recognition and correction processing is supplied to the item control means 20, and the item data that has not undergone the recognition processing is supplied to the item recognition / correction means 16.

The item recognition / correction means 16 executes a recognition process using the item dictionary 15 in units of each item such as name and address in the data sent from the related item recognition / correction means 14. As a result of this recognition processing, if there is unreadable data in the data on the form 19 read by the optical character reading means 10, the correction processing is executed using the item dictionary 15.

The recognized and corrected data is supplied to the item control means 20, and the unrecognized data is supplied to the candidate recognition means 18. Candidate recognition means 18
Performs the recognition process by using the candidate dictionary 17 in units of each item that is composed of only numbers such as an account number and a telephone number in the data sent from the item recognition / correction unit 16.

Further, the candidate recognizing means 18 executes the recognizing process using the candidate dictionary 17 for each character, for example, for the name data which has not been recognized by the item recognizing / correcting means 16. Then, the recognition-processed data is the item control means 20.
Is supplied to. On the other hand, the item control means 20 distinguishes the item data sent from the related item recognition / correction means 14 and the item recognition / correction means 16 from the item data sent from the candidate recognition means 18, for example, Controls such as changing colors.

According to the second aspect of the present invention, when the data written in the form 19 read by the optical character reading means 10 is given to the transaction history recognizing / correcting means 12, the transaction history recognizing / correcting means is recognized.
The correction means 12 searches the transaction history data holding means 11 which is constructed by accumulating past transaction history, and finds data having a high probability of being the same as the data described in the form 19 read by the optical character reading means 10. Take out and execute recognition processing.

As a result of performing this recognition processing, if unreadable data is included in the data described in the form 19 read by the optical character reading means 10, the transaction history data holding means 11 is used to perform correction processing. To execute. The item data that has been recognized and corrected is the item control means 2.
Supplied to zero. If the transaction history recognition / correction means 12 searches the transaction history data holding means 11 and there is no corresponding data, the data described in the form 19 read by the optical character reading means 10 is related item recognition / correction. It is given to the correction means 14.

The related item recognition / correction means 14 executes a recognition process by using the related item dictionary 13 in units of related items such as bank / branch names which are related items. As a result of this recognition processing, if there is unreadable data in the data described in the form 19 read by the optical character reading means 10, the correction processing is executed using the related item dictionary 13.

The item data that has undergone the recognition and correction processing is supplied to the item control means 20, and the item data that has not undergone the recognition processing is supplied to the item recognition / correction means 16. The item recognition / correction means 16 is related item recognition / correction means 14.
The recognition process is executed using the item dictionary 15 in units of each item such as name and address of the data sent from the computer.

As a result of this recognition processing, if there is unreadable data in the data in the form 19 read by the optical character reading means 10, the item dictionary 15
To execute the correction process. Then, the data that has undergone the recognition and correction processing is supplied to the item control means 20, and the data that has not undergone the recognition processing is supplied to the candidate recognition means 18.

The candidate recognition means 18 includes, for example, an account number among the data sent from the item recognition / correction means 16.
The recognition process is executed by using the candidate dictionary 17 in units of each item including only numbers such as telephone numbers. Further, the candidate recognizing means 18 uses, for each character, the candidate dictionary 17 for each character, for example, the name data which has not been recognized by the item recognizing / correcting means 16.
The recognition process is executed using.

Then, the recognition-processed data is supplied to the item control means 20. On the other hand, the item control means 20 includes transaction history recognition / correction means 12 and related item recognition / correction means 1.
4. Among the item data sent from the item recognition / correction means 16, the item data other than the item data such as the account number and the telephone number sent from the transaction history recognition / correction means 12 are candidates. In order to distinguish it from the item data sent from the recognition means 18, for example, control such as changing colors is performed.

[0025]

Embodiments of the present invention will be described below with reference to the drawings. Note that the same or corresponding portions as those in FIGS. 1, 2 and 3 are designated by the same reference numerals and will be described. FIG. 4 is a block diagram showing the configuration of an embodiment of the transaction processing apparatus according to the present invention.

In the figure, 10 is an optical character reading device (OCR), which comprises a photoelectric conversion unit 50 and a sheet buffer 51. This optical character reader 1
In the case of 0, the photoelectric conversion unit 50 reads characters or numbers written in a predetermined column of the currency transfer slip under the control of the sheet buffer 51. The data read by the optical character reading device 10 is hereinafter referred to as initial read data.

Here, an explanation will be given by taking a currency transfer slip as an example. As shown in FIG. 7, for example, the transfer account slip, the transfer destination account deposit category, the transfer amount, the transfer destination bank name, the transfer destination bank branch name, the payee name, the requester address, and the requester name It is assumed that each item (column) of the client telephone number is provided. Numbers are entered in each column of the transfer destination account number, the transfer amount, and the client telephone number of this exchange transfer slip, the transfer destination bank name, the transfer destination bank branch name, the recipient name, the client address, the client name Kana or Kanji is entered in each column of, and a predetermined mark is entered in the column of transfer destination account deposit category.

Reference numeral 1 denotes a control device, which comprises an item processing section 20, a correction item processing executing section 30, and an editing section 2525. Reference numeral 30 is a correction processing execution unit, which recognizes transaction history and
Transaction history recognition / correction unit 12 as correction means, bank / branch recognition / correction unit 14 as related item recognition / correction means,
It comprises an address / name recognition / correction processing unit 16 as item recognition / correction means and a candidate recognition processing unit 18 as candidate recognition means.

A file device 2 includes a transaction history storage file 11, a bank / branch dictionary storage file 13, an address /
Name dictionary storage file 15, candidate dictionary storage file 17
It is composed by. The transaction history recognition / correction unit 12 is connected to a transaction history storage file 11 as a transaction history data holding means, and the bank / branch recognition / correction unit 14 is connected to a bank / branch dictionary storage file 13 as a related item dictionary. An address / name dictionary storage file 15 as an item dictionary is connected to the address / name recognition / correction processing unit 16,
A candidate dictionary storage file 17 as a candidate dictionary is connected to the candidate recognition processing unit 18.

The correction processing executing unit 30 corrects the unreadable characters that cannot be recognized in the currency transfer slip read by the optical character reading device 10 and confirms the validity of the recognized character information. Transaction history storage file 11, bank / branch dictionary storage file 13,
Various dictionaries stored in the address / name dictionary storage file 15 are searched and it is checked whether or not the character information exists in these dictionaries (this process is called recognition / correction process). For this recognition / correction processing, "transaction history recognition / correction"
And "Bank / branch recognition / correction" and "Address / name recognition / correction". The recognition / correction processing will be described below.

The transaction history recognition / correction is performed by the transaction history recognition / correction processing unit 12, and the recognition / correction is performed based on the numerical information of the currency transfer slip, that is, the transfer destination account number and the client telephone number. It is a correction, and the transfer destination account deposit classification, the transfer amount, the transfer destination bank name, the transfer destination bank branch name, the payee name, the client's address, the client's name, which has been traded with the account number a predetermined number of times in the past. Transaction history storage file 1 in which the client's telephone number and other information is stored as customer transaction history information
1 is created in advance, and as shown in FIG. 7, the transaction history storage file 11 is searched using the transfer account number as a key,
The data for each slip of the currency transfer slip is compared with the transaction history information of the transaction history storage file 11 and recognized, and the unreadable character is corrected.

Although the same transaction transfer slip data is not registered in the transaction history storage file 11, the transfer destination bank name, transfer destination bank branch name, transfer destination account number, transfer destination account deposit category, transfer amount. Since multiple exchange transfer slips with the same payee name may be registered, as a result of searching the transaction history storage file 11 using the transfer account number as a key, there are a plurality of relevant data and transaction history information. There are times when it is not decided as one. At this time, the transaction history storage file 11 is further searched using the client telephone number as a key,
After the transaction history information is set to one, correction processing is performed while recognizing unreadable characters for each slip of the currency transfer slip by comparing with the transaction history storage file 11.

The transfer account number or the client's telephone number is used as a key, because all of them are composed of numbers, and the peculiar character is difficult to appear. Therefore, the recognition rate is relatively high. This is because it is suitable for The bank / branch recognition / correction is performed by the bank / branch recognition / correction unit 14, and the items have meanings such as “bank name” and “branch name”. The bank / branch dictionary storage file 13 is searched while associating items with each other in a pair, and the unreadable characters are corrected while being compared and recognized.

The address / name recognition / correction is performed by the address / name recognition / correction processing unit 16, and the address / name dictionary storage file 15 in which the place name and the name are stored in advance as the address / name information is created in advance. The address / name dictionary storage file 15 is searched for each item, and the unreadable character is corrected while comparing and recognizing the file. An example of this transaction history storage file 11 is shown in FIG.

Further, the transaction history recognition / correction processing unit 11
Data that has not been searched for and has not been corrected is sent to the bank / branch recognition / correction unit 14, and data that has been corrected and has been corrected for unreadable characters while comparing and recognizing has been processed by the item processing unit 2.
Sent to 0. The bank / branch recognizing / correcting unit 14 searches the bank / branch name dictionary storage file 13 for comparison by recognizing the relevant item unit of the electronic slip, that is, the transfer destination bank name and the transfer destination bank branch name as a unit. Performs correction processing for unreadable characters.

Further, the transfer destination bank name that has not been searched and corrected by the bank / branch name recognition / correction processing unit 14,
Data in item units other than related item units of the transfer destination bank branch name are sent to the address / name recognition / correction processing unit 16 and the transfer destination bank name and transfer destination bank in which the unreadable characters are corrected while being compared and recognized. The data of the branch item in the related item unit is sent to the item processing unit 20.

The address / name recognition / correction processing unit 16 has a unit for each item of the electronic slip, that is, the recipient's name, the client's address,
Using the name of the client as a unit, the address / name dictionary storage file 15 is searched, and the unreadable character is corrected while comparing and recognizing. The name is divided into a family name and a first name and registered in the address / name dictionary storage file 15.

Further, this address / name recognition / correction processing unit 1
The data in item units not searched and corrected in 6 is sent to the candidate recognition processing unit 18, and the data in item units such as addresses and names for which unreadable characters are corrected while being compared and recognized for comparison are processed by the item processing unit 18. Sent to 20. The candidate recognition processing unit 18 is a character unit of the electronic slip, that is, the transfer destination account number, the transfer destination account deposit type, the transfer amount, the client telephone number, and the bank / branch name recognition / correction processing unit 14, address / name. The recognition / correction processing unit 16 searches the candidate dictionary 17 for data that has not been searched for for each character and performs correction processing for unrecognizable characters while performing comparative recognition.

Further, the character-by-character data retrieved by the candidate recognition processing section 18 and subjected to the correction processing of the unreadable character while comparing and recognizing the verification processing section 3 by the operator.
It is supposed to be sent to 5. A display device 36 and a keyboard 37 are connected to the verification processing section 35 by the operator. On the other hand, even in the correction processing by the candidate recognition processing unit 18, when there is a character that cannot be recognized, the correction processing execution unit 30 notifies the editing unit 25 of that fact.

An item processing unit 20 as an item control means includes a transaction history recognition / correction processing unit 11, a bank / branch name recognition / correction processing unit 14, an address / name recognition / correction processing unit 16.
Of the respective items, the transaction history storage file 12, the bank / branch dictionary storage file 13, and the address / name dictionary storage file 15 and the correction processing of each item, the items other than the items in which the numbers are described, In other words, the payee's bank name, payee's name, which are items such as kanji and kana,
Change the color of the item with the client address and client name.

Reference numeral 25 denotes an editing unit, which is a candidate recognition processing unit 18
Controls and displays the cursor for characters that cannot be recognized in. If there are multiple characters that cannot be recognized, the number in the transfer account number item, the number in the transfer amount item, the character in the transfer bank name item, the character in the recipient name item, the request The cursor is controlled to display unrecognizable characters of each item in the order of characters in the person address item, characters in the client name item, and numbers in the client telephone number item.

The configuration of the operator's verification processing unit 35 including the display device 36 and the keyboard 37 is the same as the configuration of the display unit 54 and the input unit 55 of the conventional example shown in FIG. 10, and has the same function. Will be realized. That is, as in the conventional case, the initial reading data by the optical character reading device 10 is displayed on the screen of the display device 34, and the operator visually checks the optical character reading device 10 for erroneous recognition and the customer's entry error and corrects it. Keyboard 35
Can be corrected by.

The operator visually checks only the items whose colors have not changed. Further, since the cursor is displayed on the character that needs the correction by the operator, the correction can be easily performed. Next, the operation of the above configuration will be described with reference to the flowcharts of FIGS.

First, the optical character reading device 10 reads the currency transfer slip 19 (step S10). That is, when the operator inserts the foreign currency transfer slip 19 into the optical character reading device 10, the photoelectric conversion unit 50 reads the foreign currency transfer slip 19 under the control of the sheet buffer 51. Next, the transaction history recognition / correction processing unit 12 takes out data of each item of the electronic slip from the sheet buffer 51 and performs correction processing based on the transaction history information. This is a correction process which is performed by utilizing the characteristic that the client is often repeatedly and regularly transferred from a specific bank sales office to a specific transfer destination. In other words, the transaction data currently being processed is recognized as transaction history data and correction processing is performed to obtain highly reliable data.

The operation of this correction processing will be described with reference to FIG. 8 showing a concrete example. First, the data of each item of the electronic slip is taken out from the sheet buffer 51,
A search process for the currency transfer history information is performed (step S
11). That is, the transaction history recognition / correction processing unit 12 searches the past transaction history stored in the transaction history storage file 11. In this case, the transfer destination account number is used as the search key.

Then, the presence or absence of the corresponding transfer history is checked (step S12). If it is determined that there is no corresponding transfer history, the data of each item of the electronic slip is supplied to the bank / branch name recognition / correction processing unit 14. Further, if it is determined that there is a corresponding transfer history, it is further checked whether or not there are a plurality of corresponding transfer histories (step S13). As shown in FIG. 8, if there are two identical transfer account numbers and the corresponding transfer history cannot be narrowed down to one, the client telephone number is further searched as a search key to retrieve the corresponding transfer history. After narrowing down to one (step S14), a recognition test is performed between the item contents described in the electronic slip and the corresponding history information (step S15), and it is checked whether or not both match (step S16). In this step S16, it is determined as "matched" when the written characters of each item match more than a predetermined ratio. Of course, if all match, it may be configured to determine "matched".

When the transaction history recognition / correction processing unit 12 determines that they match each other, the data of each item of the relevant history information is supplied to the item processing unit 20. If the transaction history recognition / correction processing unit 12 determines that they do not match, the data of each item of the electronic slip is supplied to the bank / branch name recognition / correction processing unit 14.

Next, the bank / branch name recognition / correction processing unit 1
In step 4, search processing for performing item correction processing in units of related items is performed (step S17). That is, the bank / branch name recognition / correction processing unit 14 uses the bank / branch dictionary storage file 1
Search the bank name and bank branch name registered in 3. Then, the bank / branch name recognition / correction processing unit 14 uses the bank / branch dictionary storage file 13 for the items of the transfer destination bank name and the transfer destination branch name of the electronic slip, as shown in FIG. Correction processing is executed (step S18).

FIG. 9 shows a more specific example of the item correction processing. The initial read data obtained by the optical character reading device 10a shows a state in which the transfer destination bank name, the transfer destination bank branch name, the recipient name, and the client name each include misrecognized characters. By performing the item correction process using each item dictionary, the erroneously recognized character is corrected to a correct character string as shown on the right side of FIG.

In the related item correction process, the contents of the item described in the electronic slip and the contents of the corresponding related item in the bank / branch name dictionary storage file 13 are compared to correspond to the existing bank name and the bank name. This is a process for correcting the data of the branch name to be executed. Specifically, as shown in FIG. 9, the payee bank name "X
The actual bank name and bank branch name "XXX bank", transfer destination bank branch name "Shinjuk branch" are registered in the bank / branch name dictionary storage file 13, and the bank name and bank branch name of the electronic slip are described. If the transfer destination bank name is "XX? X bank" and the transfer destination bank branch name is "Shinjuta branch", the transfer destination bank name registered in the bank / branch name dictionary storage file 13 The process of correcting to “XXXX bank” and transfer destination bank branch name “Shinjuk branch” is performed.

The bank name / bank branch name data retrieved and corrected by the bank / branch name recognition / correction processing unit 14 is supplied to the item processing unit 20 for each item other than the bank name and bank branch name. The data is the address / name recognition / correction processing unit 1
6 is supplied. Next, the address / name recognition / correction processing unit 16 performs search processing for performing item correction processing in item units (step S19). That is, address / name recognition
The correction processing unit 16 searches for the address and name registered in the address / name dictionary storage file 15.

The address / name recognition / correction processing unit 16
As shown in FIG. 4, using the address / name dictionary storage file 15 for the items of recipient name, client address, and client name of the electronic slip, item correction processing is executed (step S20). This item correction process is a process of comparing the contents of the electronic slip with the contents of the corresponding items in the address / name dictionary storage file 15 and correcting them to data corresponding to the existing addresses and names.

Specifically, as shown in FIG. 9, the recipient's name "Yamamoto""Takeo" and the client's address "Shinjukuku"
The actual address / name of "Kabukicho", client's name "Sugiyama", "Shinji" is registered in the address / name dictionary storage file 15, and the recipient's name is entered in the address and name column of the electronic slip. "Yamamo?""Kukeo",
If the client's address is "Shinjuku Kabukicho" and the client's name is "Sugimama" and "Shinji", the recipient's name "Yamamoto", "Takeo", and the client registered in the address / name dictionary storage file 15 The address "Shinjukuku Kabukicho" and the client name "Sugiyama" and "Shinji" are corrected.

Here, the recipient name “Yamamoto” and “Takeo” and the client name “Sugiyama” and “Shinji” are registered separately for the surname and name. Also, since it is difficult to create a name file that has real existence for all users,
It is assumed that the names that can be created are stored in the address / name dictionary storage file 13.

Note that data having numerical attributes such as the transfer destination account number, the transfer destination account deposit category, the transfer amount, and the client telephone number generally have no meaning in the data arrangement and are therefore not subject to correction. . The address and name data retrieved and corrected by the address / name recognition / correction processing unit 16 are supplied to the item processing unit 20, and the data other than the address and name are supplied to the candidate recognition processing unit 18.

Further, in spite of the name data, the address /
The name data that has not been searched and corrected because it is not stored in the name dictionary storage file 13 is supplied to the candidate recognition processing unit 18. On the other hand, when they match in step S16, or in steps S18 and S20.
When the corresponding data is searched for and the correction processing is performed in step S <b> 21, the item processing unit 20 changes the color of the item in which the corresponding data is described (step S <b> 21). That is, in the transfer destination bank name, transfer destination branch name, recipient name, client address, client name,
The color of the item described in the data retrieved and registered in the transaction history file 12, the bank / branch file 13, and the address / name dictionary storage file 15 is changed.

This data is supplied to the editing section 25.
Next, the candidate recognition processing unit 18 checks whether the recognition processing is possible (step S22). That is, the candidate recognition processing unit 18 searches the candidates registered in the candidate dictionary storage file 17. As a result, when it is determined that the character recognition processing for each character can be performed, the candidate recognition processing unit 18 uses the numerical attribute characters such as the transfer destination account number of the electronic slip, the transfer destination account deposit classification, the transfer amount, and the client telephone number. Further, the character recognition processing is executed for the data of the name which is not searched and corrected by the address / name recognition / correction processing unit 16 using the candidate dictionary storage file 17 (step S23).

This character recognition process is a process of comparing the contents of the electronic slip with the contents of the corresponding characters in the candidate dictionary storage file 17 and encoding them, and recognizing the characters corresponding to the codes. Specifically, as shown in FIG. 9, the transfer destination account number “12344567”, the transfer destination account deposit category “1”, the transfer amount “¥ 345000”, and the transferee telephone number “03 3343 9899” as shown in FIG. Is encoded and the process of recognizing the character corresponding to the code is performed.

Since the address / name recognition storage file 13 is not registered, the address / name recognition / correction processing unit 16 does not recognize or correct the name. Each character unit is encoded by and the process of recognizing the character corresponding to the code is performed.
The item in which the data recognized by the candidate recognition processing unit 18 is described is notified to the editing unit 25 (step S24).

As a result of the search in step S21,
If it is determined that character recognition processing cannot be performed for each character,
The unrecognizable data is transmitted to the editing unit 25 (step S25). The editing unit 25 checks whether there is unrecognizable data (step S26), and if there is unrecognizable data, performs a process of displaying a cursor on the unrecognizable data (step S27). Is transmitted to the verification processing unit 35 by the operator.

If there is no unrecognizable data,
It is checked whether or not the recognized data is the name data (step S28). As a result, when the name is recognized by the candidate recognition processing unit 18, the cursor is displayed at the end of the data in which the recognized name is described (step S29), and data other than the name, that is, If only the numerical data such as the transfer destination account number, the transfer destination account deposit type, the transfer amount, the client's phone number, etc. is recognized, the cursor is displayed at the end of the client's phone number data (step In step S30, the operator is notified of that fact.

The operator verification processing unit 33 displays the contents of the electronic slip sent from the editing unit 25 on the display device 19.
(Step S31). FIG. 10 shows the display device 1.
It is a figure showing the electronic voucher displayed on No. 9. The operator visually checks the screen of the display device 19 and checks whether there are unrecognizable characters or entry errors (step S32).

If there are unrecognizable characters or entry errors, the operator uses the keyboard 34 to correct the unrecognizable characters or entry errors (step S33). When the correction of all the data is completed, the operator presses a predetermined key (or inputs a predetermined command) to complete the process for one currency transfer slip.

As described above, in the present embodiment, the transaction history recognition / correction, bank / branch name recognition / correction, address / name recognition / correction, candidate are added to the data of the currency transfer slip read by the optical character reading device 10a. By performing correction processing and recognition processing by recognition to increase the recognition rate, further changing the color of items that do not need to be checked by the operator, and displaying the cursor on unrecognizable characters, data The reliability is improved, the portion where humans are involved is reduced, the processing capability is improved, and the burden on the operator can be reduced.

In the above-described embodiment, an example of the currency transfer slip having the columns (items) shown in FIG. 7 has been described, but the fields (items) of the currency transfer slip are the types and the numbers shown in FIG. The present invention is not limited to the above, and can be applied to any type and number, and in this case also, the same effect as above can be obtained. Further, although the color change of the item is the data of the item that is searched and corrected, it is also possible to change the color of the item of the data of the item that is not searched and corrected.

[0066]

As described in detail above, according to the present invention,
Provides transaction processing device that can improve processing capacity and reduce operator's burden because the recognition rate is increased by performing predetermined processing on the data recognized by the optical character reading device and the part where human intervention is performed is reduced. can do.

[Brief description of drawings]

FIG. 1 is a diagram illustrating the principle of a transaction processing device of the present invention.

FIG. 2 is a diagram illustrating the principle of the transaction processing device of the present invention.

FIG. 3 is an explanatory diagram of the principle of the transaction processing apparatus of the present invention.

FIG. 4 is a block diagram showing a configuration of an exemplary embodiment of the present invention.

FIG. 5 is a flowchart showing the operation of the embodiment of the present invention.

FIG. 6 is a flowchart showing the operation of the embodiment of the present invention.

FIG. 7 is a diagram for explaining the operation of the embodiment of the present invention.

FIG. 8 is a diagram for explaining the operation (transaction history correction process) of the embodiment of the present invention.

FIG. 9 is a diagram for explaining the operation (item correction process) of the embodiment of the present invention.

FIG. 10 is a diagram for explaining the operation of the present invention.

FIG. 11 is a diagram for explaining a conventional transaction processing device.

[Explanation of symbols]

10 Optical Character Reading Means (Optical Character Reading Equipment) 11 Transaction History Data Holding Means (Transaction History Storage File) 12 Transaction History Recognition / Correction Means (Transaction History Recognition / Correction Processing Unit) 13 Related Items Dictionary (Bank / Branch Name) Dictionary storage file) 14 Related item recognition / correction means (bank / branch name recognition /
Correction processing unit) 15-item dictionary (address / name dictionary storage file) 16-item recognition / correction means (address / name recognition / correction processing unit) 17 Candidate dictionary (candidate dictionary storage file) 18 Candidate recognition means (candidate recognition processing unit) 19 forms (exchange slips) 20 item control means (item processing unit)

Front page continuation (58) Fields surveyed (Int.Cl. ⁷ , DB name) G06F 19/00 G06K 9/00-9/72

Claims (2)

(57) [Claims] Claim: What is claimed is: 1. A transaction processing device for optically reading and processing a form in which data related to transactions are recorded, the data being recorded in a form (19) having a plurality of items in which data related to transactions are described. An optical character reading means (10) for reading, a related item dictionary (13) in which the data described in this item is registered as a set of related items among a plurality of items of the form (19), Of the data read by the optical character reading means (10), the data described in the related item is recognized based on the data registered in the related item dictionary (13), and the recognition result is corrected. If necessary, the related item recognition / correction means (14) for correcting using the related item dictionary (13) and the data of a plurality of items of the form (19) are registered. Of the item dictionary (15) and the data not recognized by the related item recognition / correction means (14), the data described for each item is recognized based on the data registered in the item dictionary (15). However, as a result of recognition, if the data needs to be corrected, the item recognition / correction means (16) for performing correction using the item dictionary (15) and a plurality of items in the form (19) are described. Candidate dictionary (1
7), and among the data not recognized by the item recognition / correction means (16), candidate recognition for recognizing data for each minimum unit constituting data described in the item based on the candidate dictionary (17). Control for distinguishing the data sent from the related item recognition / correction means (14) and the item recognition / correction means (16) from the means (18) and the data sent from the candidate recognition means (18). A transaction processing device, comprising: an item control means (20) for performing. 2. A transaction processing device for optically reading and processing a form in which data relating to transactions composed of letters and numbers is processed, the form having a plurality of items in which data relating to transactions are described (19). ) An optical character reading means (10) for reading the data described in (1), a transaction history data holding means (11) for holding past data for each customer traded using the form (19), and the optical The item used for the search when the item data relating to the transaction described in the item of the form (19) read by the dynamic character reading means (10) is searched and a plurality of corresponding data are found as a result of the search. From the corresponding data in which a plurality of the transaction history data holding means (11) exist, using the data regarding the transaction described in the item different from the data A transaction history for identifying the corresponding data and correcting it using the transaction history data holding means (11) when the data sent from the optical character reading means (10) includes unreadable data. A recognition / correction means (12), a related item dictionary (13) in which the data described in this item is registered as a set of related items among a plurality of items of the form (19), and the optical Among the data read by the character reading means (10), the data described in the related item is recognized based on the data registered in the related item dictionary (13), and as a result of the recognition, the data needs to be corrected. In such a case, a related item recognition / correction means (14) for making a correction using the related item dictionary (13), and an item dictionary (data for a plurality of items of the form (19) registered ( 5) and the data not recognized by the related item recognition / correction means (14), the data described for each item is recognized and recognized based on the data registered in the item dictionary (15). As a result, when the data needs to be corrected, the item recognition / correction means (16) for performing the correction using the item dictionary (15) and the data described in the plurality of items of the form (19) are configured. Candidate dictionary (1
7), and among the data not recognized by the item recognition / correction means (16), candidate recognition for recognizing data for each minimum unit constituting data described in the item based on the candidate dictionary (17). Means (18), the related item recognition means (14), the item recognition / correction means (16), and the candidate recognition other than the data composed only of the numbers sent from the item recognition / correction means (16) A transaction processing device comprising: an item control means (20) for controlling to distinguish from data sent from the means (18).