JP3018303B2 - Paper processing equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an apparatus installed in a financial institution such as a bank, for example, for automatically performing a payment transaction using bills or other paper sheets. The present invention relates to a sheet processing apparatus capable of performing a payment process and issuing a receipt regardless of a direction.

[0002]

2. Description of the Related Art Generally, when performing a payment process using an automatic fee payment machine, a paper sheet processing apparatus accepts a payment slip such as an invoice, and optically reads information on payment from the payment slip. The payment transaction is executed based on the information, and after the payment transaction is completed, the received payment slip is stamped with a receipt mark or printed in place of the receipt mark, and the receipt portion is separated and discharged. At this time, it is necessary to insert the receipt part of the payment slip in a direction that can be returned to the customer, and it is necessary to consider the insertion direction for invoices composed of various forms depending on the issuer, and There was annoyance. A related device of this type is disclosed, for example, in Japanese Patent Application No. 2-36987.

[0003]

In the above-mentioned prior art, when a payment process is performed in an automatic fee payment machine, a receipt portion of a payment slip, such as an invoice, is separated and returned. It is necessary to consider the insertion direction of the invoice, which puts a burden on the user and has poor serviceability. An object of the present invention is to provide a paper sheet processing apparatus that can solve such problems and reduce the burden on the user.

[0004]

In order to achieve the above object, a sheet processing apparatus according to the present invention comprises a means (OCR) for detecting an insertion direction of an invoice (payment slip) and a sheet processing apparatus for separating the separated sheets. Means for temporary evacuation (temporary holding unit A, temporary holding unit B)
When the paper sheets are inserted in a predetermined direction (D direction),
A control unit (control unit) for temporarily retreating the separated paper sheets and then transporting and returning a return fragment (receipt) to the insertion slot; The information is read optically, the insertion direction is determined, and if there is a receipt at the insertion slot, a payment transaction is executed based on the read information, and after the payment transaction is completed, the receipt is separated and the receipt If the invoice part (notice to the issuer and copy at the receiving financial institution) is at the insertion side, the receipt cannot be returned as it is Therefore, the receipt is evacuated to the escrow unit A and the invoice portion is evacuated to the escrow unit B, and then the receipt in the escrow unit A is returned, and the invoice portion is stored in the collection box in the mechanism unit. There is a feature in doing.

[0005]

According to the present invention, the insertion direction of the bill (payment slip) inserted into the insertion slot is detected by OCR or the like, the information regarding the payment is read, and the payment transaction is executed. The received payment slip is stamped with a receipt or printed in place of the receipt, and one piece of the receipt is cut and discharged. At this time, when the sheet is returned as it is depending on the insertion direction of the sheet, the receipt side is evacuated to the temporary holding section A, the bill side is evacuated to the temporary holding section B, and then the receipt in the temporary holding section A is returned. And return it for processing. Thereby, regardless of the insertion direction of the bill, the receipt is separated and returned, so that the burden on the user can be reduced.

[0006]

An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 is a configuration diagram of a paper sheet processing apparatus according to an embodiment of the present invention, FIG. 2 is an external view of an automatic fee paying machine according to an embodiment of the present invention, and FIG. FIG. 4 is a flowchart showing the operation of the sheet processing apparatus according to the embodiment of the present invention. In FIG.
2 is a guidance display unit and an operation unit for guiding the user to operate the device, 3 is a bill (payment slip) insertion slot, 4 is a magnetic card entrance and exit, 5 is a magnetic passbook entrance and exit, 6 is a bill entrance and exit, and 7 is a bill entrance and exit. Coin entrance and exit, 8 is a handling indicator, 9 is a clerk call button, 10
Is a staff key, and 11 is a customer proximity detection sensor, which are arranged on the front of the automatic toll machine 1. FIG. 1 shows the configuration of a paper sheet processing device in the automatic fee payment machine 1. In FIG. 1, reference numeral 12 denotes a conveyance path for conveying an invoice, reference numeral 13 denotes an OCR head, reference numeral 14 denotes a receipt stamp unit, reference numeral 15 denotes a printing unit, reference numeral 16 denotes a cutter, reference numeral 17 denotes a tax office approved stamp stamp unit, and reference numeral 18 denotes an issuance. Original classification storage box section, 19 is a financial institution storage box, 20 is a temporary storage section A, 21 is a temporary storage section B, 22 is a forgotten collection box, 23
Is a control unit for controlling the entire apparatus, and the sheet processing apparatus 50 provided with them is provided at a position corresponding to the bill insertion slot 3 in FIG. The bill used in the present embodiment is shown in FIG. In FIG. 3, P ₁ is a receipt (payment notice sheet) to the user (payer), P ₂ is a notice to the issuer (payment postal transfer payment receipt), and P ₃ is a storage financial institution. Of (payment slip, fee payment receipt slip)
The bill of this example can be divided into four pieces by a dotted line portion.

With such a configuration, under the control of the control unit 23, an automatic payment process is performed in the procedure shown in FIG. That is, the bill inserted into the bill insertion slot 3 of the sheet processing apparatus 50 passes through the transport path 12 provided inside the apparatus,
Proceed to the position of the OCR head 13 and
Read the contents of the invoice optically (401),
Based on the read information, the type and insertion direction of the bill are determined (402), and a payment transaction is executed. For example,
If the invoice illustrated in FIG. 3 is inserted in the direction of arrow C, after executing the payment transaction (403), receipt P _1, copy P ₃ at notice P _2, and housed financial institutions to publisher The printing unit 15 prints the receipt date and transaction serial number (40
4), in handling financial institution name and receipt already marked for the stamp unit 14 that contains the branch name, disconnect and seal the receipt already marked in their P ₁ ~P ₃ (405), the receipt P ₁ by the cutter 16 (406). Further, by driving the conveyance path 12 of the detached receipt P ₁ side, if you require tax office approval mark stamped in (407), the tax office approved mark stamp unit 17 (408), receipt P ₁ Is returned (409).
Also, if you do not need a tax office approved mark to return the receipt P ₁ without the stamp of tax office approved mark (409). Next, copy P ₃ in the notice P ₂ and housing financial institutions to the publisher
Detach the cutter (410), the notice P ₂ the issuing sorting and stacking box portion 18, the copy P ₃ in housing financial institution to the financial institution refrain collection box 19, housing respectively (411).

On the other hand, if the bill is inserted in the direction of the arrow D (402), after executing the payment transaction, a receipt P ₁ , a notice P ₂ to the issuer, and a copy P ₃ at the receiving financial institution. Then, the receipt date and transaction serial number are printed by the printing unit 15 (4
12,413), at the receipt already marked for the stamp unit 14, copy P ₃ in the notice P ₂ and housing financial institutions to the publisher
Is stamped (414), and _one piece of the receipt P1 is cut by the cutter 16 (415). Thereafter, by removing all receipts P ₁ that is isolated to the escrow unit A20 (416),
Retracting the copy P ₃ at notice P ₂ and housing financial institutions to publisher to the escrow unit B21 (417). Then, stamped receipts already mark conveys the receipt P ₁ that has been saved in the temporary holding section A20 to the place of receipt already indicia stamp unit 14 (4
18) If you need a tax office approved seal (41)
9), stamped at the tax office approved mark for the stamp unit 17 (420), and returns the receipt P ₁ (421). Also,
If the tax office approval stamp is not required, it is returned as it is (421). Then, the escrow unit to copy P ₃ at notice P ₂ and housing financial institution has been saved to the B21 cut in and conveyed to the position of the cutter 16 (422), notice P ₂ the issuer classification collection box to part 18, the copy P ₃ in the housing financial institutions to financial institutions refrain collection box 19, for housing, respectively (423). In this embodiment, the temporary holding unit A20 and the temporary holding unit B21
The by providing, it can be regardless of the insertion direction of accepted bills, conduct payment processing, and returns to disconnect the receipt P _1. Therefore, it is not necessary for the user to consider the insertion direction, and the service can be improved.

[0009]

According to the present invention, the receipt can be returned by performing the payment processing regardless of the insertion direction of the paper sheet, so that the user does not need to consider the insertion direction, and the serviceability is improved. Is improved.

[0010]

[Brief description of the drawings]

FIG. 1 is a configuration diagram of a paper sheet processing apparatus according to an embodiment of the present invention.

FIG. 2 is an external view of an automatic fee payment machine according to an embodiment of the present invention.

FIG. 3 is a diagram showing a fee payment slip in one embodiment of the present invention.

FIG. 4 is a flowchart illustrating an operation of the sheet processing apparatus according to the embodiment of the present invention.

[Explanation of symbols]

 2 Guide display unit and operation unit 3 Bill insertion slot 4 Magnetic card entry and exit 5 Magnetic passbook entry and exit 6 Banknote entry and exit 7 Coin entry and exit 8 Handling indicator 9 Staff call button 10 Staff key 11 Customer proximity detection sensor 12 Transport path 13 OCR head 14 Stamp unit for received stamp 15 Printing unit 16 Cutter 17 Stamp unit for stamp approved by tax office 18 Publisher classification stack box 19 Financial institution copy stack box 20 Temporary holding unit A 21 Temporary holding unit B 22 Missing collection box 23 Control unit

──────────────────────────────────────────────────続 き Continued on the front page (56) References JP-A-4-367975 (JP, A) (58) Fields investigated (Int. Cl. ⁷ , DB name) B65H 7/02 B65H 29/58 B65H 29 / 60

Claims (1)

(57) [Claims] 1. A paper sheet inserted from an insertion slot is inserted into the apparatus.
In disconnecting cut, return one fragment <br/> of the paper sheets is disconnected to the insertion port, the sheet processing apparatus for storing processing the other fragments in the collection box, the insertion direction of the paper sheet means for detecting and means for temporarily saving the fragments detached, if the side to return the paper sheet is inserted first, before disconnecting
After the two pieces are temporarily evacuated, the piece to be returned is transported to the insertion slot, returned , and stored in the paper sheet device.
If the is inserted first, the side that returns the separated paper sheets
Sheet processing apparatus characterized by comprising as a control means for Ru is returned by conveyor to the insertion opening of the fragment.