KR100200036B1 - Automatic transaction device - Google Patents

Abstract

The present invention relates to a utility bill storage device for use in financial institutions, and through the slip processing unit 40, when the paper is input, the recognition characters on the paper are decoded, automatic stamping when the cashier completes the storage process Will be automatically cut through the receipt to be discharged through the slip insert / discharge unit 41, and at the same time through the change discharge unit 30, when there is change, the calculated change can be automatically discharged window service Its characteristics are that it can simplify and improve customer service.

Description

Jiro automatic storage device and control method

1 is a block diagram showing the automatic storage device of the branch of the present invention.

2 is a flowchart showing a method for automatically storing control of the branch of the present invention.

* Explanation of symbols for main parts of the drawings

1: key input 2: display

3: journal printer portion 4: main control portion

5: line connection part 6: card reader part

10: relay operator 20: relay terminal

30: change discharge portion 31: bill discharge portion

32: coin release unit 40: slip processing unit

41: Document insertion / discharge unit 42: Character recognition unit

43: stamp portion 44: receipt cutting portion

45: Document transfer unit 46: Document stacking unit

50: customer display unit

The present invention relates to a utility bill storage device for use in financial institutions, and more particularly, to improve the manual processing of giro papers and bills processing by the manual of the cashier at the time of storing the utility bills in financial institutions, It automatically recognizes, automatically stamps the receipt for stamping the paper, automatically cuts and releases the customer's receipt, pays the change automatically, and automatically accepts the paper by cash or debit card. The present invention relates to an automatic storage device and a control method thereof.

The general method of storing giro is that if the customer passes the paper and the payment, which indicates the amount to be paid to the cashier at the store, the cashier checks the amount and payment on the paper by hand. If it is larger than the amount of giro paper, it will change the change (if there is no change in the amount of the giro paper, there will be no change), and a receipt check stamp will be placed on the receipt included in the paper, and then the receipt will be cut and returned to the customer.

In this way, by storing the cashiers manually by hand, the problem of missing amount of money is accidentally missed, and the amount of time required for calculating the amount of money is increased, which leads to a long waiting time for customers according to the storage time of the store. There was a problem in that the transaction details and the transaction amount had to be redefined during the daily settlement of the company.

The present invention was devised to solve the problems of the prior art as described above. When the paper is input through the slip processing unit, the recognition characters on the paper are decoded and the stamp is automatically stamped when the storage account is completed. In addition, the receipt is automatically cut to be discharged through the slip insertion / release unit, and at the same time through the change discharge unit, when there is change, the calculated change can be automatically discharged, thereby simplifying the window work and improving customer service. The purpose is to make it possible.

Another object of the present invention is to allow the customer to easily check the amount to be stored, the amount received by the customer, the change is automatically displayed through the customer display.

Still another object of the present invention is to allow payment by cash or debit card through the card reader, instead of cash, even if there is no cash.

As a means for realizing the above object,

If the difference between the amount to be stored and the amount received from the customer is more than 1,000 won, the bill release unit for discharging the bills of 1,000 won unit, and if the difference is less than 1,000 won, 500 won, 100 won, A change-out means comprising a coin-emitting unit for ejecting coins in the order of 10 won;

Slip insert / ejection unit for inputting and outputting paper for giro paper, character recognition unit for reading and recognizing recognition characters printed on paper with paper, stamping unit for stamping receipt confirmation and storage date on paper, Receipt cutting unit for cutting receipts that should be returned to customers from paper, slip conveying unit for moving giro papers, and stacking part for storing banking papers and bank papers for temporary storage. A document processing means formed;

Customer display means for allowing the customer to confirm the amount of money to be stored, the amount received by the customer, and the change change automatically;

This is accomplished by including card reader means for reading out the card data (current balance, etc.) of the cash or debit card so that the customer can calculate the amount of money to be stored.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram of the automatic storage device according to the present invention. The key input unit 1 operated by the cashier in charge, the amount of money to be stored, the amount of money stored, and a display part 2 for displaying change, and transaction details are shown. A line for connecting a line with a journal printer section 3 for recording, a main control section 4 for controlling the respective key input section 1, a display section 2, and a journal printer section 3, and a relay terminal In the automatic storage device consisting of a meter operating section 10 consisting of a connecting portion 5 and the meter terminal 20,

If the difference between the amount of money to be stored by the customer and the amount received from the customer is more than 1,000 won, the bill discharge unit 31 for releasing the bills of 1,000 won unit, and 500 won according to the amount if the difference is less than 1000 won. A change discharge unit 30 comprising a coin discharge unit 32 for discharging coins in the order of 100 won and 10 won;

Stamp insertion / ejection unit 41 for inputting and outputting the paper, paper character recognition unit 42 for reading and recognizing the recognition characters printed on the paper, and the storage confirmation, stamping the storage date on the paper Stamp section 43 for receipt, receipt cutting section 44 for cutting the receipt to be returned to the customer from the paper, the slip transfer section 45 for moving the paper to the paper, and storage to be stored in addition to the receipt for the customer recovery A bill processing unit (40) comprising a stacking unit (46) for temporarily storing paper for banking and banking land;

A customer display unit 50 which allows the customer to check the amount of money to be stored, the amount received by the customer, and the change change automatically;

And a card reader section 6 which reads card data (current balance, etc.) of the debit card or the debit card so that the customer can calculate the amount of money to be stored.

According to the present invention configured as described above, when the customer passes the paper and the payment of the paper, which indicates the amount to be paid to the cashier through the storage counter, the storage cashier firstly corresponds to the key input unit corresponding to the type due to the variety of the paper. Press the type selection key (not shown) of 1) and insert the paper into the slip insert / release section 41.

The inserted Jiro paper finds the recognition algorithm corresponding to the paper designated by the character recognition unit 42 of the slip processing unit 40, and recognizes the characters written on the Jiro paper such as customer information and the amount to be stored, and then recognizes the information. Is input to the main control unit 4 of the field source control unit 10.

The main control unit 4 displays the recognized amount to be paid for the giro paper on the display unit 2 of the customer display unit 50 and the cashier control unit 10.

If the amount to be paid by the customer is cash, pressing the cash key not shown in the key input unit 1 is determined to be cash, and pressing the card key not shown in the key input unit 1 is determined to be cashed by the card. .

When the customer pays in cash, press the cash key of the key input unit 1 and input the amount of money received, calculate the amount to be received from the customer and the amount received by the customer, and if there is a difference, the customer display part ( 50) and the display unit 2 of the field operator 10.

When the storing is completed and the cashier presses the not shown storing key of the key input unit 1, the stamp is stored in each receiving bank, financial settlement agent, and customer for each of the giro paper through the stamp unit 43. Stamp your confirmation.

After cutting the receipt to be returned to the customer from the paper through the receipt cutting unit 44. Among the cut giro paper, the paper for the bank and the KFTC are transferred to the document stacking unit 46 through the document transfer unit 45 and temporarily stored, while the receipt is sent to the customer bank paper among the cut giro papers. The transfer part 45 is delivered to the slip inserting / discharging part 41 is discharged to the customer.

At the same time, the change corresponding to the difference is paid through the change discharge unit 30.

At this time, if the difference between the amount of money to be stored by the customer and the amount received from the customer is 1000 won or more, the bill is released through the bill discharge unit 31, and the coin is released if the difference is less than 1000 won. Through (32), coins are released in the order of 500 won, 100 won and 10 won depending on the amount.

When the receipt and change change is delivered to the customer as described above, the transaction history is printed through the journal printer unit 3 of the cashier control unit 10.

On the other hand, when the customer pays with a card, when the card key of the key input unit 1 is pressed and the card is read by the card reader unit 6, the card reader unit 6 reads the magnetic data of the card, The amount data to be stored under the magnetic data of the user is transmitted to the host computer not shown online.

The transferred data is checked from the host computer to confirm the data and the balance recorded on the card and deducted from the customer's account by the amount of money to be stored, and displays the storage completion indication on the display unit 2 of the cashier control unit 10.

When the storage is completed and the storage accountant presses the storage completion key of the key input unit 1, the stamp of the storage paper is stamped on the paper by the stamp unit 43 as in the case of cash.

In addition, the receipt is cut from the giro paper through the cutting section 44, the giro paper for storing banks and financial settlement centers of the giro paper to move to the slip stacking unit 46 and temporarily stored, the bank note receipt for the customer inserts the slip It discharges to a customer via the / discharge part 41.

Then, the transaction history is printed through the journal printer unit 3 of the cashier control unit 10.

2 is a flowchart illustrating a method for automatically storing a paper into a paper according to the present invention. When a paper type of paper is input, the type of paper is recognized by executing a recognition algorithm corresponding to the paper type (step 1). When inserted into the slip insertion / release unit 41, the character recognition unit 42 reads and recognizes the characters written on the paper such as customer information and the amount of money to be stored (step 2), the customer display unit 50 and the accountant The amount of money is displayed on the display unit 2 of the operation unit 10 (step 3).

It is determined whether the cash key of the key control unit 1 is pressed or the card key is pressed (step 4), and when the cash key is pressed, the cash is recognized as a cash processing and the received amount is recognized (step 5). The amount of money received from the customer and the amount received by the customer are calculated (step 6), and if there is a difference, it is displayed on the display unit 2 of the customer display unit 50 and the cashier control unit 10 (step 7). ).

The storage clerk judges whether or not the storage completion key of the key input unit 1 has been pressed (step 8), and if it has been pressed, the stamp unit 43 uses the stamp unit 43 for each storage bank, financial settlement agent, and customer. A stamp for confirming receipt is stamped on each recipient (step 9).

After cutting the receipt to be returned to the customer from the paper through the receipt cutting unit 44, and delivered to the document insertion / discharge unit 41 through the document transfer unit 45 is discharged to the customer (step 10).

Among the cut giro paper, the giro paper for the receiving bank and the KFTC is moved to the slip stacking unit 46 through the slip transfer unit 45 and temporarily stored (step 11).

At the same time, the change corresponding to the difference is paid through the change discharge unit 30 (step 12). Thereafter, the transaction history is printed through the journal printer unit 3 of the cashier control unit 10 (step 13).

When the card key is pressed in step 4, the card reader unit 6 recognizes the card processing and reads the card to the card reader unit 6, and the card reader unit 6 reads the magnetic data of the card (step 14), When the transfered data is transferred to the illustrated host computer (step 15), the transferred data confirms the customer confirmation and balance recorded on the card, deducts the amount to be stored in the customer account and returns the processing completion (step 16). The process of returning to step 8 is performed.

In the above, the present invention has been described based on the embodiment of the automatic giro storage device used at the Giro window of a financial institution, but the embodiments described herein are exemplary and not limiting. Therefore, the scope of the present invention can also be used in ATM automatic teller machine (ATM), which is merely an embodiment according to the use change of the present invention, all modifications and variations that fall within the scope of the invention the scope of the present invention. It does not escape

As described above, in the present invention, when the paper is inputted through the slip processing unit, the recognition characters on the paper are decoded, and when the storage accountant completes the storing processing, the stamp is automatically stamped and the receipt is automatically cut to insert / insert the slip. At the same time to be discharged through the discharge unit, through the discharge unit, when there is change, the calculated change can be automatically discharged, thereby simplifying the window work and improving customer service.

Claims (2)

An automatic storage device comprising a key input section 1, a display section 2, a journal printer section 3, a field operator section 10 composed of a main control section 4 and a line connection section 5, and the meter terminal terminal 20. In the case of the difference between the amount of money to be stored by the customer and the amount received from the customer is more than 1,000 won, the bill discharge unit 31 for releasing the bills of 1,000 won unit, and if the difference between the amount is less than 1000 won A change discharge unit 30 comprising a coin discharge unit 32 for discharging coins in the order of 500 won, 100 won, and 10 won; Stamp insertion / ejection unit 41 for inputting and outputting the paper, paper character recognition section 42 for reading and recognizing optical characters printed on the paper, and confirming the storage date, stamping the paper on the paper Stamp section 43 for receipt, receipt cutting section 44 for cutting the receipt to be returned to the customer from the paper, the slip transfer section 45 for moving the paper to the paper, and storage to be stored in addition to the receipt for the customer recovery A bill processing unit (40) comprising a stacking unit (46) for temporarily storing the paper for banking and banking land; A customer display unit 50 which allows the customer to check the amount of money to be stored, the amount received by the customer, and the change change automatically; And a card reader (6) which reads card data (current balance, etc.) of a debit or debit card to enable a customer to calculate the amount of money to be stored. Recognizing the type of land paper by executing a recognition algorithm corresponding to the type when the land paper type is input (step 1); When the paper is inserted into the slip insertion / release unit 41, reading and recognizing characters written on the paper such as customer information and the amount of money to be stored through the letter recognition unit 42 (step 2); Displaying the amount of money on the display unit 2 of the customer display unit 50 and the cashier control unit 10 (step 3); Determining whether the cash key of the key operating unit 1 is pressed or the card key is pressed (step 4); When the cash key is pressed, recognizing it as cash processing and recognizing the received amount (step 5); Calculating the amount of money received from the customer and the amount received by the customer (step 6); If there is a difference, displaying on the display unit 2 of the customer display unit 50 and the cashier control unit 10 (step 7); Determining, by the storing accountant, whether the storing completed key of the key input unit 1 has been pressed (step 8); If it is pressed, stamping the acceptance confirmation stamps for each storage bank, financial settlement agent, and customer for each of the giro paper through the stamp portion 43 (step 9); Cutting the receipt to be returned to the customer from the paper through the receipt cutting unit 44, and passing it to the document insertion / release unit 41 through the document moving unit 45 and discharging it to the customer (step 10); Of the cut giro paper for the receiving bank and the financial settlement agency paper jiro paper is moved to the document stacking unit 46 through the document moving unit 45 and temporarily stored (step 11); Paying the change corresponding to the difference through the change discharge unit 30 (step 12); Printing transaction details through the journal printer unit 3 of the cashier control unit 10 (step 13); When the card key is pressed in step 4, recognizing card processing and reading the card in the card reader unit 6 to read magnetic data of the card (step 14); Transmitting to a host computer via online (step 15); The transmitted data is returned to the host computer by processing and confirming the customer confirmation and the balance recorded on the card (step 16); And a step of returning to step 8 in step 16.