JP2743815B2 - Batch processing of deposit and withdrawal transactions - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a batch processing method for depositing and withdrawing transactions in an accounting system of a financial institution such as a bank.
More specifically, an improvement in the collective processing method for depositing and withdrawing transactions, in which a processing request from the information input terminal to the host computer is collectively performed for a plurality of items relating to the same transaction set on the dedicated transaction screen of the information input terminal. About.

[0002]

2. Description of the Related Art In a banking system of a financial institution,
Although the details of the deposit and withdrawal transaction are input from the information input terminal and the corresponding account ledger record is updated on the host computer side, processing is performed from the information input terminal to the host computer in units of details of one transaction. In such a configuration, the communication between the information input terminal and the host computer is performed for each item of one transaction, and the person in charge must perform an operation such as a transmission key for each item. ineffective.

[0003] Therefore, a processing request from the information input terminal to the host computer is sent to the same account or a different account for a plurality of items relating to the same transaction (payment transaction or withdrawal transaction) set on the dedicated transaction screen of the information input terminal. Regardless, a batch processing method of deposit and withdrawal transactions that can be performed collectively has been considered.

[0004] In such a batch processing method of depositing and withdrawing transactions, it is premised that, from the viewpoint of the host computer, a request on a dedicated transaction screen is processed by an all-or-nothing method in the same manner as a request for a normal transaction. I have. That is, it is checked whether the transaction can be completed for each received statement, and after confirming that there is no failure (error) in completing the transaction, the account ledger file is updated for all the statements. However, if any error is detected, it is assumed that the request itself is invalid, the account ledger file is not updated at all, and the error is notified to the information input terminal.

[0005]

According to the above-described batch processing method of the deposit and withdrawal transactions, the processing of a plurality of items relating to the deposit and withdrawal transactions in one operation is performed by the host regardless of the same account or different accounts. Since the request can be made to the computer side, the processing efficiency can be greatly improved. However, this can be said about the case where there is no error in all the items, and if there is even one error, the processing of all the items is not performed. Become.

The present invention has been proposed in view of such circumstances, and an object of the present invention is to prevent a reduction in processing efficiency when an error occurs in any of the details on a dedicated transaction screen. is there.

[0007]

SUMMARY OF THE INVENTION In order to achieve the above object, the present invention provides an account ledger file having an account ledger record for each account on a host computer side, and a deposit / withdrawal transaction sent from an information input terminal. Is a method of performing a deposit and withdrawal transaction with respect to the corresponding account based on the specification according to the above, wherein a processing request from the information input terminal to the host computer is set on a dedicated transaction screen of the information input terminal, a plurality of transactions relating to the same transaction. In the collective processing method of deposit and withdrawal transactions that are performed collectively for the details, in the host computer side, an input processing area for storing all the details set on the dedicated transaction screen sent from the information input terminal, A processing result area for storing all the processing results of each item stored in the input processing area, and a processing result area for storing all the items stored in the input processing area. It is checked whether or not the transaction should be established, and for the statement to complete the transaction, the corresponding account ledger record is updated and the processing result including the predetermined output item is stored in the processing result area, and the statement that the transaction is not completed is For the account ledger check updating means for storing in the processing result area a processing result including an error code indicating the reason for not establishing a transaction and a predetermined output item, and after processing by the account ledger check updating means, A processing result notifying unit for notifying the information input terminal of a processing result of each stored specification.

Further, for the purpose of making the operator who has requested the collective processing of the deposit and withdrawal transactions immediately understand the meaning of the error code and to prevent a re-operation error from occurring, the operator responds to each error code. An error notice message file storing a Japanese error wording that describes the meaning in Japanese is provided, and the processing result notifying means refers to the error notice message file for an error code stored in the processing result area. To convert the data into a corresponding Japanese error text, and to notify the information input terminal of a processing result including the converted Japanese error text.

[0009]

In the collective processing method of the deposit and withdrawal transactions of the present invention, the operator displays on the dedicated transaction screen of the information input terminal a plurality of transactions relating to one of the deposit and withdrawal transactions regardless of the same account or different accounts. When the details, for example, the account number, the deposit amount or the withdrawal amount, etc., are set and transmitted to the host computer to request processing, the host computer sets the special transaction screen sent from the information input terminal. After storing all the details in the input processing area, the account ledger check updating means checks whether or not predetermined required items are set for all the details stored in the input processing area, and determines whether the account number is in the account ledger. Whether or not the transaction should be completed by performing a predetermined check such as whether or not it is registered in the file, whether or not the deposit and withdrawal amounts have a minus sign For the details of the transaction, the corresponding account ledger record is updated, and the processing result including the predetermined output item is stored in the processing result area. The processing result including the error code and the predetermined output item is stored in the processing result area. Then, after the processing by the account ledger check updating means, the processing result notifying means notifies the information input terminal of the processing result of the details of each transaction stored in the processing result area.

[0010] Further, in the configuration provided with an error notice message file storing a Japanese error wording in which the meaning of each error code is described in Japanese,
The processing result notifying means converts the error code stored in the processing result area into a corresponding Japanese error message by referring to the error notice message file, and inputs the processing result including the converted Japanese error message into information. Notify the terminal.

[0011]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Next, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 1 is a block diagram of one embodiment of the present invention.
It has a host computer 1 and an information input terminal 3 connected to the host computer 1 via a communication path 2, and constitutes an accounting system as a whole. The information input terminal 3 is a terminal installed at a window of a financial institution such as a bank, for example, and has a CRT 3a, a keyboard 3b, and a printer 3c. Also, the host computer 1
Transmitting / receiving unit 10, request receiving module 11, input processing area 12, account ledger check updating module 1,
3, the account ledger file 14, and the processing result area 15
, A processing result notification module 16, an error notice message file 17, and an output processing area 18.

Here, the account ledger file 14 is composed of account ledger records R1 to Rx for each account, and each account ledger record has an account code, account number, balance,
Account owner name etc. are recorded. The error caution message file 17 is composed of message records H1 to Hy for each error code, and each message record contains a Japanese error word that describes the meaning of the error code in Japanese. Have been.

In FIG. 1, when performing batch processing of the depositing transaction, the operator of the information input terminal 3 displays a centralized transaction screen for centralized payment on the screen of the CRT 3a, and displays a plurality of items relating to the same transaction, that is, a deposit transaction. The setting is made in the displayed centralized transaction screen by the keyboard 3b. When collective processing of withdrawal transactions is performed, a centralized transaction screen for centralized withdrawal is displayed on the screen of the CRT 3a, and a plurality of details relating to the same transaction, that is, the withdrawal transaction, are displayed on the keyboard 3b in the centralized transaction screen. Set to. Here, the centralized transaction screen is a screen having an area in which a plurality of details relating to the same transaction (payment transaction or withdrawal transaction) can be entered regardless of the same account or a different account. An example of the centralized transaction screen in the state of being performed is shown by reference numeral 4 in FIG.

The concentrated transaction screen 4 is for concentrated payment, and "centralized payment" is displayed at the upper left of the screen. In the case of the concentrated transaction screen of the concentrated withdrawal, "concentrated withdrawal" is displayed. The number of the set details is n in total, and in each of the details, items such as an account number, a deposit amount, a denomination, and a passbook summary (only the preceding two are shown) are set.

After setting necessary specifications on the centralized transaction screen 4, the operator performs a transmission operation on the centralized transaction screen 4 from the keyboard 3b.
And the control information designating the number of data items, the data length, the type of the deposit transaction or the withdrawal transaction, etc. set in the centralized transaction screen 4 and the content of each item set in the centralized transaction screen 4 to the host computer 1 through the communication path 2. And request batch processing. Note that whether the transaction is a payment transaction or a payment transaction may be notified to the host computer 1 by a separate method.

The information transmitted from the information input terminal 3 is received by the transmission / reception unit 10 of the host computer 1 and notified to the request receiving module 11, and the request receiving module 11 collectively collects the information as shown in FIG. Is stored in the input processing area 12 as shown in FIG. Then, the account ledger check update module 13 is started.

When the account ledger check update module 13 is started, the process shown in FIG. 2 is started. First, the control information stored at the head of the input processing area 12 is input to recognize the number of items and the data length, and to identify whether the transaction is a payment transaction or a withdrawal transaction (S1). Then, attention is paid to the details of the first transaction stored in the input processing area 12 (S2), and the following processing is executed.

The contents of the specification are checked to determine whether or not the transaction can be concluded (S4). Here, formal checks such as whether predetermined required items are set in the statement, whether the deposit amount and withdrawal amount have a minus sign, etc., and the account number is stored in the account ledger file 14 and a check based on the account ledger, such as whether or not the transaction is registered, is performed. If all passes, it is determined that the transaction should be completed, and if any error is detected, the transaction is completed. Judge not to let.

If it is determined that the transaction can be concluded (YES in S5), the corresponding account ledger record in the account ledger file 14 is updated in accordance with the contents of the statement (S6), and the result is stored in the processing result area 15. , Items specified in advance to be output at the time of normal termination, such as the fact that processing has been completed normally, the account number in the statement, the deposit / withdrawal amount,
The account code, account owner name, and the like acquired from the account ledger record are output (S7). On the other hand, if it is determined that there is an error and the transaction cannot be established (NO in S5), an error code corresponding to the error and an item specified in advance to be output at the time of abnormal termination, for example, information indicating that the process has terminated abnormally Then, the account number, the deposit / withdrawal amount, and the like in the statement are output to the processing result area 15 as a processing result (S8).

The account ledger check update module 13
When the above-described processing is completed for one item in the input processing area 12, the same processing is performed for the next item in the input processing area 12. This is input processing area 1
When it is determined that all of the specifications have been processed in step S3 after performing the processing up to the last specification in step 2, the processing result notification module 16 is activated (S9), and the processing ends.

When the processing result notification module 16 is started, the processing shown in FIG. 3 is started. First, attention is paid to the first processing result stored in the processing result area 15 (S1).
1) The following processing is performed.

It is checked whether or not an error code is present in the processing result (S13). If not, the contents of the output item in the processing result are edited into a print format of the information input terminal 3 and output processing is performed. It is set in the area 18 (S14). If an error code exists, a message record corresponding to the error code is input from the error message file 17, and the Japanese error message recorded therein is extracted (S15). The contents of the output items in the processing result are edited into the print format of the information input terminal 3 and set in the output processing area 18 (S16).

When the processing result notifying module 16 finishes the above-described processing for one processing result in the processing result area 15, it performs the same processing as described above for the next processing result in the processing result area 15. This is called processing result area 1
5, when it is determined that all the processing results have been processed in the processing S12, the contents stored in the output processing area 18 are transmitted to the information input terminal 3 of the processing request request source by the transmitting / receiving unit. 10 (S17), and the process ends.

The information receiving terminal 3 prints the processing result from a printer 3c on a paper in accordance with the contents of the output processing area 18 transmitted from the host computer 1, and outputs a processing result report such as that indicated by reference numeral 5 in FIG. Generate.

In the example of the processing result report 5, an error code "1562" is printed on the second item among the items set on the centralized transaction screen 4 because the second item was abnormally terminated, and "No corresponding account exists". "Is printed in Japanese. Therefore, it is understood that the operation can be performed again after confirming the account number. In the processing result report 5, "current savings" and "ordinary savings" are subject codes, "Taro Yamada" and "Hanako Kobayashi" are accountant names,
The reason why these items are not printed for the abnormally terminated second statement is that there is no corresponding account.

In the above embodiment, the processing result report 5 is output from the printer 3c of the information input terminal 3, but it may be output to the CRT 3a of the information input terminal 3 on a screen.

[0028]

As described above, according to the collective processing method of the deposit and withdrawal transactions of the present invention, the following effects can be obtained.

Even if there is an error in any of a plurality of items for which batch processing has been requested, the host computer continues processing all items without terminating the process at that point in time. Since the account ledger record to be updated is updated, the processing efficiency can be improved as compared with the case where the processing of all the statements is stopped when at least one error occurs.

Since the processing results of all the details are notified to the information input terminal of the request source, the operator can clearly grasp the details of the normal processing and the details having the error from the notified processing results, and furthermore, the error can be obtained. The cause of the error can be known from the code. Therefore, it is possible to know what kind of treatment should be performed on the statement relating to the transaction in which the error has occurred and to re-request the transaction, thereby preventing an operation error.

According to the configuration of notifying the Japanese error wording in which the meaning of the error code is described in Japanese, the operator can immediately understand the meaning of the error code, and more quickly and accurately reproduce the error code. Operation becomes possible.

[Brief description of the drawings]

FIG. 1 is a configuration diagram of an embodiment of the present invention.

FIG. 2 is a flowchart illustrating a processing example of an account ledger check update module.

FIG. 3 is a flowchart illustrating a processing example of a processing result notification module.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... Host computer 10 ... Transmission / reception part 11 ... Request receiving module 12 ... Input processing area 13 ... Account ledger check update module 14 ... Account ledger file R1-Rx ... Account ledger record 15 ... Processing result area 16 ... Processing result notification module 17 ... Area attention message file H1-Hy Message record 18 Output processing area 2 Communication path 3 Information input terminal 3a CRT 3b Keyboard 3c Printer 4 Centralized transaction screen 5 Processing result report

Claims (3)

(57) [Claims] An account ledger file having an account ledger record for each account is provided on the host computer side, and based on the details of the deposit / withdrawal transaction sent from the information input terminal, the deposit / withdrawal transaction is performed for the corresponding account. This is a batch processing method for depositing and withdrawing transactions, in which a processing request from the information input terminal to the host computer is performed collectively for a plurality of items related to the same transaction set on the dedicated transaction screen of the information input terminal. In the host computer, an input processing area for storing all the details set on the dedicated transaction screen sent from the information input terminal and all the processing results of each of the details stored in the input processing area are stored. Processing result area for performing, and all the details stored in the input processing area,
Check whether the transaction should be completed or not, update the corresponding account ledger record for the details to complete the transaction, store the processing result including predetermined output items in the processing result area, and do not complete the transaction With regard to the details, an account ledger check updating means for storing in the processing result area a processing result including an error code indicating a reason why a transaction is not established and a predetermined output item, and after processing by the account ledger check updating means, the processing result area And a processing result notifying unit for notifying the information input terminal of a processing result of each item stored in the information input terminal. 2. An error caution message file storing a Japanese error message in which the meaning of each error code is described in Japanese corresponding to each error code, wherein the processing result notifying means is stored in the processing result area. Referring to the error caution message file to convert the corresponding error code into a corresponding Japanese error message, and notifying the information input terminal of a processing result including the converted Japanese error message. Item 1. A collective processing method for deposit / withdrawal transactions. 3. An output processing area for storing notification information corresponding to each processing result stored in said processing result area, wherein said processing result notifying means is provided for each processing result stored in said processing result area. In each case, for the processing result including the error code, the Japanese error word is edited to the output format of the information input terminal, and the output processing is performed by editing the output format of the information input terminal. 3. A batch processing method for deposit and withdrawal transactions according to claim 2, wherein the information is output to an area and the contents of the output processing area are notified to the information input terminal.