JP2568684Y2 - Cash machine - Google Patents

Description

[Detailed description of the invention]

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic device of a financial institution, and more particularly to an automatic cash machine operated directly by a customer.

[0002]

2. Description of the Related Art As shown in FIG. 2, a conventional automatic teller machine has a main unit 1, a control unit 3, a cash processing unit 5, a card / passbook processing unit 6, and a customer display / input unit 7. And

Then, the card / passbook processing section 6 stores the card / passbook
At the same time, the bankbook is inserted, and necessary information required for cash transactions is input from the customer display / input unit 7, and the cash processing unit 5 performs cash processing based on the input data by the control unit 3.

[0004] A customer 9 occupies the device and enters / exits cash in his / her own deposit account by verifying his / her identity with a card / passbook. Further, the next operator 10 simply waits without doing anything about the transaction until the operator 9 ends.

[0005]

In the conventional automatic teller machine, since the operator occupies the apparatus, the next operator cannot operate anything during this time. There was a problem that waste occurred.

The present invention has been made in view of the above problems, and has as its object to provide an automatic teller machine which enables the next operator to operate and improves processing efficiency.

[0007]

In order to achieve the above object, an automatic teller machine according to the present invention comprises a card and a passbook.
Card / passbook processing unit for writing and writing
A customer operation unit for inputting necessary information
Cash that performs cash processing based on the input data of the customer operation unit
Processing unit and center computer for customer account confirmation
Control unit that communicates with the
Transaction to enter the required information for cash transactions
In a cash vending machine with a machine body,
The next trader of the body trader will conduct this transaction with the above transaction machine.
Customer operation to input necessary information required for cash transaction before
Control and control the data input to the customer operation unit
A control unit for transmitting data to the control unit of the transaction machine;
Issue a certification card for the trader who operated the customer operation unit
If a pre-entry machine with a card issuing mechanism is installed,
In addition, the transaction machine itself is
When using the certification card issued by the advance entry machine
Thus, a card confirmation mechanism for confirming the identity is provided .

[0008]

According to the cash automatic teller machine of the present invention having the above structure,
If the next operator uses the entry machine in advance, the waiting time
If you enter the required information in this transaction,
Is omitted, and the processing efficiency is improved accordingly.

In addition, at the time of this transaction, the
Transaction machine using a certification card issued by
The card confirmation mechanism on the main unit confirms that you are a pre-processor.
And safety is ensured.

[0010]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a block diagram showing an automatic teller machine according to one embodiment of the present invention.

Reference numeral 1 denotes an automatic teller machine body, in which a control unit 3, a cash processing unit 5, and a card / passbook processing unit 6 are provided.
And a customer display / input unit 7.

The card / passbook processing section 6 reads a card or passbook brought by the customer and selects an account of the customer to be transacted. The customer display / input unit 7 is for interactively inputting a selection of a transaction desired by the customer and a password input as a personal identification. The cash processing unit 5 discharges cash when paying out from an account, and counts cash when depositing into an account. Further, the control unit 3 performs communication with a center computer for checking an account of a customer and comprehensive control of internal devices. Further, the control unit 3 has a function of validating input data input to the advance entry machine 2 at the time of the transaction. The automatic teller machine body 1 has a structure in which a single transaction can be performed.

Reference numeral 2 denotes a pre-entry machine, which has the same customer display / input unit 7 and control unit 4 as described above.
The control unit 3 of the automatic teller machine 1 and the control unit 4 of the pre-entry machine are connected so that data can be exchanged.

This automatic teller machine has a card issuing unit 11 for issuing a certification card for confirming the identity of a trader in the pre-entry machine 2, and issues the card to the transaction machine body 1 using the pre-entry machine 2. It has a card confirmation unit 8 for reading the certification card for personal identification and performing personal identification.

Next, the operation of the automatic teller machine will be described. While the operator 9 is conducting a transaction with the transaction machine main unit 1, the next operator 10 uses the pre-entry machine 2 to input an account number, input a personal identification number, select a subject, and input a transaction amount. Perform The input data is transmitted to the control unit 4
Is transmitted between the control unit 3 and the operator 9, and the operator 9
Even when the main transaction is completed during the pre-entry work, the operator 10 can continue the processing on the main body side.

The operator 10 who has completed the pre-input enters the main transaction with the transaction machine 1 when the operation of the operator 9 is completed. This transaction is completed by inserting a card / passbook and depositing / withdrawing cash.

In this case, since the identification is performed using the identification card in advance, security is provided when only the entry is made and the transaction is forgotten, and the crime is prevented.

In the embodiment of the present invention, instead of the above-mentioned certification card system, a fingerprint registration device for personal identification is provided on the pre-entry machine 2 side, and a fingerprint of the person is read on the transaction machine main body 1 side. It is effective to provide a fingerprint confirmation mechanism for collating with the registered fingerprint.

According to this, since the fingerprint is used for personal identification as compared with the certification card system, paperless operation can be achieved, and operation can only be performed by the same person as the pre-processor. Safety is ensured.

[0020]

[Effects of the Invention] As described above, according to the automatic teller machine of the present invention, since a pre-entry machine is provided, customer input can be performed in a waiting time. This has the effect of greatly reducing the processing efficiency.

Further, if the identification card is used to confirm the identity, there is an effect that it is possible to prevent a customer's operation error and to improve security.

Further, if the identity is confirmed by using the fingerprint, paperless operation can be performed, and the operation cost can be reduced, and the security can be further improved.

[Brief description of the drawings]

FIG. 1 is a block diagram showing an automatic teller machine according to one embodiment of the present invention.

FIG. 2 is a block diagram showing a conventional automatic teller machine.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Automatic teller machine main body 2 Prior entry machine 3 Automatic teller machine control part 4 Prior entry machine control part 5 Cash processing part 6 Card / passbook processing part 7 Customer display / input part 8 Card confirmation part 9 Operator 10 Next operation Person 11 card issuance department

Claims (1)

(57) [Scope of request for utility model registration] 1. Reading and writing to a card or passbook
Card / passbook processing unit and the necessary place for cash transactions
A customer operation unit for inputting necessary information and a customer operation unit
A cash processing unit that performs cash processing based on force data;
Communication with the center computer for customer account confirmation and
A control unit that performs comprehensive control of internal devices
Has a transaction machine that enters cash and performs cash transactions
In an automatic teller machine, the next trader of the above trader's body trader
Enter the necessary information required for cash transactions before the transaction.
Customer operation unit to perform and the data input to this customer operation unit
Data transmission to the controller of the transaction machine
A control unit and a certificate for certification of a trader operating the customer operation unit.
Pre-entry machine with card issuing mechanism to issue cards
In addition to the above, the transaction machine itself is provided with
Book with a certification card issued on the entry machine before the article
An automatic teller machine having a card confirmation mechanism for performing person confirmation .