JP2547414B2 - Cash deposit / withdrawal processing device - Google Patents

Description

Description: TECHNICAL FIELD The present invention relates to a cash deposit / withdrawal device installed in a financial institution such as a bank, and more particularly to a cash deposit / withdrawal processing device operated by a person in charge of window service. It is a thing.

[Conventional technology]

The window operation of financial institutions such as banks has been automated due to the rapid development of equipment in recent years, and accordingly, at the window that accepts transactions, the window clerk (hereinafter referred to as teller) handles online cash, slips, and passbooks. The so-called one-line completion processing, in which all operations are performed by operating the device, is becoming mainstream.

In such a one-line completion process, a device that is connected to an online terminal device and is installed at a window together with the online terminal device to automatically process cash deposit / withdrawal is indispensable.

As a conventional device of this type, a bill counting machine and a bill paying machine are provided independently of each other, and connected to an online terminal device to separately perform bill depositing and dispensing processing, and bill depositing, respectively. A cash-receipt-and-disbursement device having a cash-receipt-and-disbursement function, capable of using deposited banknotes for withdrawal, and having functions such as automatic storage and recovery of banknotes. There are many cases in which a coin paying machine or a coin depositing / dispensing machine is connected so that the former and the latter can process coins.

[Problems to be solved by the invention]

However, in the case of the conventional device described above, in the former case, since the number of devices for processing cash increases, the problem is that the layout is inevitably cramped to be placed at the counter, in other words. The inlet or outlet provided for each independent counter and payment machine must be placed in a position where the teller can operate, and the counter or counter can be installed in a space near the teller, which is already too small. There is a problem that the proportion of payment machines will increase,
Moreover, as the number of operating units operated by the teller increases,
When loading cash into a bill dispenser or the like, it is necessary to take out a bill storage box and manually set bills, and therefore there is a problem that the operation becomes complicated and the operability is poor.

On the other hand, in the latter case, in order to enable all cash processing to be performed automatically with an emphasis on the functional aspect, for example, at the time of deposit transaction, the cash for deposit after discrimination is owned by the financial institution side until the transaction is completed. It is necessary to provide a temporary storage part for temporarily storing separately from the cash and a mechanism for operating the same in the vicinity of a storage box for storing cash, and therefore the structure and control of the device are complicated, As a result, there was a problem that it became expensive.

The present invention has been made in order to solve these problems, and reduces the proportion of the space near the teller, has good operability, has a simple structure, etc. It is intended to be realized.

[Means for solving problems]

In order to achieve this object, the present invention has an opening opened so that cash can be set, a discrimination section for performing various discrimination and counting necessary for storing and depositing / discharging cash, and at the time of withdrawal or When the deposit is made, the cash that has been classified as withdrawable or withdrawable by the discrimination unit is accumulated, and the accumulated cash is also opened so that the accumulated cash can be directly withdrawn from the outside of the device, and for withdrawal When storing or depositing cash to be used as cash, cash discriminated as non-storable or non-receiptable by the discrimination section is accumulated, and a reject opening opened so that the accumulated cash can be directly withdrawn from the outside of the device, It is equipped with a storage box for storing cash used for money by type of money and an operation keyboard, and at the time of deposit transaction, the cash set in the insertion slot is conveyed to the discrimination section one by one to be discriminated, and the deposit cannot be accepted. Re-identify cash In addition to transporting and accumulating to the deposit port, counting the cash that has been identified as depositable, transporting the cash to the deposit port / withdrawal port and accumulating, the cash accumulated at this deposit port / withdrawal port is input. When reset in the mouth, 1 cash
After being conveyed to the discriminating section one by one and discriminated, it is conveyed and stored in a storage box corresponding to the denomination, and cash that has been discriminated as non-depositable by the discriminating section can be deposited by entering the amount using the operation keyboard. It is characterized by

[Action]

The present invention having the above-described configuration is capable of storing cash, withdrawing money,
When depositing, the banknotes after discrimination can be separately accumulated into an accumulation withdrawal opening and a rejection opening according to need, whereby all processing can be performed without temporarily storing cash in the device.

Therefore, according to this, as compared with the case where a conventional independent counter and a payment machine are installed, the ratio of the device near the teller becomes smaller, the space can be effectively used, and the operator, the teller, Since the number of operating parts to be operated is reduced and the cash for withdrawal can be automatically stored,
The operation becomes easy and the operability is improved.

Further, as compared with the conventional cash-receipt-and-disbursement device, it is not necessary to provide a temporary cash storage unit in the device and a drive mechanism thereof is not required, so that the device configuration is simplified and
Control becomes easy, and it becomes a small and inexpensive cash deposit / withdrawal processing device.

〔Example〕

 Embodiments will be described below with reference to the drawings.

FIG. 1 is a side sectional view showing an embodiment of the cash deposit / withdrawal processing device according to the present invention, and schematically shows the internal structure of the device.

In the figure, 1 is a slot for setting banknotes to be counted for deposit and banknotes to be automatically stored, 2 is a stacking port for collecting banknotes that have been discriminated to be payable or depositable by a discriminating section described later. Gold outlets 3 are reject outlets for accumulating rejected bills that have been identified as non-storable or non-payable. These are placed in 3 levels on the upper front of the device and opened so that bills can be directly set and removed by a teller. There is.

Reference numeral 4 denotes a separating / feeding mechanism for separating the banknotes set in the input slot 1 one by one and feeding the separated bills into the apparatus, and is composed of, for example, a pickup roller, a feed roller, and a reverse roller.

Reference numeral 5 is a stacking / dispensing mechanism for stacking banknotes in the stacking port / dispensing port 2, and 6 is a reject stacking mechanism for stacking banknotes in the reject port 3, both of which are provided by a predetermined roller, belt, or the like. It is configured.

7 is a discrimination section arranged at a predetermined position in the apparatus, which has a discrimination function and a counting function necessary for cash deposit / withdrawal processing such as bill authenticity, denomination, damage, double feeding, and skew. ing.

8 is a 10,000-yen ticket storage that stores 10,000-yen banknotes, 9 is a 1,000-yen ticket storage that stores 1,000-yen banknotes, and 10 is a loss that stores rejected banknotes when storing banknotes In the ticket storage, these storages 8 to 10 are arranged side by side at the bottom of the apparatus so that they can be taken out integrally as needed.

Reference numeral 11 is a 10,000-yen ticket storage mechanism for storing banknotes in the 10,000-yen ticket storage 8, 12 is a 10,000-yen ticket delivery mechanism for separating and delivering each banknote from the 10,000-yen ticket storage 8, and 13 is Thousand yen ticket storage mechanism for storing the banknotes in the one thousand yen ticket storage 9, 14 is a 1,000 yen ticket delivery mechanism for separating and delivering one banknote from the one thousand yen ticket storage 9 and 15 is an unfit note It is a reject ticket storage mechanism for storing banknotes in the storage box 10, where each storage mechanism 11, 13, 15
Is composed of a predetermined roller and a belt, and the feeding mechanisms 12 and 14 are composed of a pickup roller, a feed roller, a reverse roller and the like.

Reference numerals 16a to 16h denote conveyance paths constituted by a belt that holds and conveys bills, a roller that supports and rotates a nuclear belt, and is arranged as follows.

First, the transport path 16a is provided so as to connect the bill separating / feeding mechanism 4 provided in the slot 1 and the discrimination section 7,
b is provided so as to extend to the rear of the discriminating portion 7, and further convey paths 16c and 16d are connected to the end of the convey path 16b.
Is provided, and the one conveying path 16c extends to reach the collecting and dispensing mechanism 5 and the reject collecting mechanism 6 provided at the collecting and dispensing port 2 and the reject port 3, respectively. Further, the transport path 16d extends around the unfit banknote storage box 10 and extends from the end of the transport path 16d to the transport paths 16e, 16f, 1
6g is provided so as to linearly communicate with each other so as to pass through one end of each storage mechanism 15, 13, 11 and each feeding mechanism 12, 14, and is inverted from the end of the transport path 16g to the middle of the transport path 16a. A transport path 16h is arranged so as to be connected.

The transport paths 16a to 16h are arranged as described above. Here, the transport path 16a constitutes the first transport path, and the transport paths 16b and
16c constitutes a second transport path, and further the transport paths 16d to 16h are branched from the second transport path and join the first transport path with the third transport path.
Forming a transport path of.

17a to 17e are rotatable switching gates for switching the banknote transport direction, and the switching gate 17a is a transport path 16c and a transport path 16d.
Of the banknote stacking and dispensing mechanism 5 and the reject stacking mechanism 6 and the transport path 16c, and the switching gates 17c, 17d, and 17e are respectively located at the transport path 16e. , 16f, 16g are located at the end.

Reference numeral 18 denotes a power source / control unit installed at a predetermined position in the apparatus, for example, a position adjacent to the unfit banknote storage box 10.
Reference numeral 18 is composed of a circuit for supplying various kinds of power necessary for the operation of the entire apparatus and a control circuit for controlling the operation of each of the above-mentioned mechanical parts.

Here, the control circuit has a microcomputer (MPU) at its center, a read-only memory (ROM) that stores a program of the microcomputer, and a random access memory (RAM) that stores control information, transaction history information, and the like.
Of a detector (sensor) (not shown) for monitoring the states of the input port 1, the accumulation / withdrawal port 2, the reject port 3, the storage boxes 8 to 10, and the transport paths 16a to 16h. Based on the information, the operation buttons described below, and instructions from the online terminal device connected online, the power source such as a motor or solenoid (not shown) corresponding to each of the above-mentioned mechanical units is driven to make a deposit, which will be described later. It has a function of performing processing operations such as withdrawal and automatic loading, monitoring the operations, and calculating and storing the number of bills stored and withdrawn according to the operation result.

Reference numeral 19 denotes a compulsory storage box. The compulsory storage box 19 is a banknote that has been discriminated as non-depositable by the discriminating unit 7 at the time of counting the amount of deposit, but the teller throws in a banknote determined to be receivable by the teller. It is for storing, and an opening is provided at the lower part of the front surface of the device so that it can be taken out integrally with the storage boxes 8-10.

FIG. 2 is a perspective view showing the external appearance of the apparatus having the above-mentioned internal structure. As shown in this figure, the insertion port 1, the collection port / withdrawal port 2, and the reject port 3 are located in the center of the upper front of the device. It is positioned so as to form a step, and on the right side of the input port 1, there is provided an inspection key insertion part 20 for switching whether the deposit / withdrawal processing by the device is possible or not, and the accumulation port / withdrawal port 2 and Occupied buttons 21a, 21b and cancel buttons 22a, 22b necessary for deposit / withdrawal processing are provided on the left and right of the reject port 3 so that two tellers can operate them.

Further, at a predetermined position on the front surface of the other device, the insertion portion 23 of the transport path release key that enables the removal of jam banknotes by pulling out the portion composed of the discrimination section 7, the transport paths 16a to 16d and 16h.
And an insertion section 24 of a storage release key for pulling out the storages 8 to 10 and 19 to enable operations such as withdrawal of banknotes.

FIG. 4 is a block diagram of a bank teller system configured by connecting the above-described cash deposit / withdrawal processing device to an online terminal device. In FIG. 25, 25 is the cash deposit / withdrawal processing device having the above-mentioned configuration. In response to a command from the terminal device, the banknote storage / dispensing process described below is performed, and cash processing of depositing is performed, and the result is returned to the online terminal device.

An online terminal device 26 is composed of an operation keyboard 27, a display unit (CRT) 28, a printing unit 29, and a control unit 30. Here, the operation keyboard 27 is, for example, a teller for deposit (payment) and payment. It is used to call processing programs corresponding to various transactions such as (withdrawal), passbook entry, inquiry, transfer, and transfer, and to input items and information corresponding to each transaction, and the display unit 28 Is the operation keyboard 27
The printing unit 29 displays the guidance text for operating the teller, the input information, the processing result, etc., and the printing unit 29 is the result of various transactions, the transaction total amount and the scrutinization amount, etc. It works as an output device that prints on a class.

Further, the control unit 30 has a function of connecting the operation keyboard 27, the display unit 28, and the printing unit 29, respectively, and controlling them in general, and connecting with the cash deposit / withdrawal processing device 25 to exchange information. Besides, it also has a function of enabling online processing of various transactions by connecting online with a central processing unit (not shown) and exchanging information with the central processing unit.

4 (a), (b), and (c) are explanatory views of each processing mode in the cash deposit / withdrawal processing device 25 of the present embodiment, and FIG. 4 and FIGS. 1 to 3 are used. The operation will be described.

First, the cash automatic storage mode shown in FIG. 4A will be described.

Here, the automatic cash storage means that the banknotes are stored in the withdrawal ticket storages of each denomination, that is, the 10,000-yen ticket storage 8 and the 1,000-yen ticket storage 9, and the number of the stored bills is managed as information. To do.

When the operator, Teller, needs to set banknotes in the 10,000 yen ticket storage 8 and the 1,000 yen ticket storage 9, that is, the banknotes in the storages 8 and 9 are insufficient before the start of the work and during the work. At this time, the operation keyboard 27 of the online terminal device 26 is operated to select the automatic storage process.

By this operation, the control unit 30 of the online terminal device 26 enters the automatic loading process of the cash deposit / withdrawal processing device 25, and sends an instruction of the automatic storing operation to the cash deposit / withdrawal processing device 25.

The power supply / control unit 28 of the cash deposit / withdrawal processing device 25 is the control unit.
In response to the instruction from 30, the lamp (not shown) built in the occupation button 21a (or 21b) on the relevant teller side is blinked to prompt the operation of the banknote setting in the slot 1 and the storage start instruction.

The teller looks at the blinking of the occupancy button 21a (or 21b), sets the bill to be loaded in the slot 1, and then presses the occupancy button 21a (or 21b) to instruct the start of loading.

When the storage start instruction is input in this way, the banknotes set in the insertion slot 1 are separated one by one by the separation feeder 4 and fed to the transport path 16a, and the banknotes are sequentially identified by the transport path 16a. It is sent to part 7.

The discriminating section 7 discriminates the authenticity, denomination, damage, etc. of the bills sent by the conveying path 16a, that is, the place where the bills should be classified and sent, and only the bills discriminated as genuine bills are denominations. Each time counting is performed, the information is sent to the power supply / control unit 18, and the power supply / control unit 18 stores the sent count information.

The banknotes after discrimination are conveyed by the conveyance path 16b, sorted by the switching gate 17a and conveyed to the conveyance path 16c or 16d. That is, the switching gate 17a conveys the banknotes that are discriminated as counterfeit by the discriminating unit 7 and the banknotes that are discriminated as denomination indeterminable
The bills are sent to 16c, and bills discriminated as genuine bills are sent to the conveying path 16d. The operation of the switching gate 17a at this time is based on the information from the discrimination unit 7 described above, and is based on the information from the power supply / control unit.
Controlled by 18.

By the way, if the bill sent to the transport path 16d is a bill of 10,000 yen and is a bill discriminated as a genuine bill by the discrimination section 7,
The banknote passes from the transport path 16d through the transport paths 16e and 16f to the transport path 16d.
It is sent to g and the 10,000 yen ticket storage mechanism is guided by the switching gate 17e
After passing to 11, the 10,000-yen ticket storage mechanism 11 stores it in the 10,000-yen storage box 8 in a predetermined horizontal orientation.

If the bill is a 1,000-yen bill and a bill that has been identified as a genuine bill, the bill is passed from the transport path 16d through the transport paths 16e, 16f to the 1,000-yen bill storage mechanism 13 by the guide of the switching gate 17d. The 1,000-yen ticket storage mechanism 13 collects and stores them in the 1,000-yen ticket storage 9 in a predetermined direction.

Furthermore, if the banknote is a banknote that is discriminated as an unfit banknote that is not suitable for withdrawal by the discriminating unit 7, the banknote passes through the conveyance path 16d to the conveyance path 16e regardless of the denomination, and then the switching gate 17c It is passed to the unfit note storage mechanism 15 by guidance, and this unfit note storage mechanism
It is stored in the unfit note storage box 10 by 15.

In addition, in the storage processing in these storages 8 to 10, the operation of the switching gates 17c to 17e is controlled by the power supply / control unit 18 similarly to the switching gate 17a described above.

On the other hand, the banknotes sent to the transfer path 16c, that is, the banknotes that have been discriminated as non-storable by the discrimination section 7 are conveyed by the conveyance path 16c and waited at a predetermined angle under the control of the power supply / control section 18. It is guided to the reject stacking mechanism 6 by the switching gate 17b, and is stacked on the reject opening 3.

The above operation is performed until the banknotes set in the insertion slot 1 are exhausted, and thereafter the information accumulated by the power supply / control unit 18, that is, the number of coins for each denomination is used as the automatic storage information as the control unit of the online terminal device 26. Sent to 30.

If there is a bill to be stored subsequently, the bill is set in the slot 1 and the same operation as described above is performed again.

Further, the bills accumulated in the reject port 3 are taken out and collected by the teller, but these bills can be set again in the insertion port and stored, and in any case, they are set in the insertion port 1. The banknotes are stored in the storages 8 to 10 or accumulated in the reject port 3 along the route shown in FIG. 4 (a), and every time there are no banknotes in the slot 1, count values for each denomination in the automatic storage mode. Online terminals 26
Is sent to the control unit 30 of.

The control unit 30 of the online terminal device 26 displays the count value on the display unit 28, and by looking at this, determines whether or not the number of banknotes targeted by the teller has been stored, and if stored, the operation keyboard 27. Operate and enter the information for confirmation.

This input information is sent to the cash deposit / withdrawal processing device via the control unit 30.
25 to the power / control unit 18, which supplies the power / control unit.
18 adds the count value to the total value of the number of stored sheets which is also stored in another address of the RAM. That is, if the storage of the banknotes is before the start of business, the total value of the number of stored banknotes is “0” at the time of the last inspection, so the total value of the banknotes for each stored denomination is the total value. In the case of storage due to a shortage of banknotes in operation, the count value for each denomination of newly stored banknotes is added to the total value up to the previous time, and the addition result is stored in the RAM as a new total value.

Automatic information processing of banknotes is performed as described above, and thus it becomes possible to carry out withdrawal transactions.

Next, the withdrawal mode shown in FIG. 4 (b) will be described.

In the case of a withdrawal transaction at a teller's desk, the customer generally writes the necessary information on a withdrawal slip and submits it to a teller to accept the transaction.

The teller who accepted the transaction inputs the information necessary for the withdrawal transaction and the amount of the withdrawal transaction using the operation keyboard 27 of the online terminal device 26 based on the items described in the slip received from the customer, and the cash deposit / withdrawal processing device 25 When the operation for starting the withdrawal process is performed, the control unit 30 communicates with a central processing unit (not shown) and inquires whether or not the declared withdrawal amount in the corresponding account can be paid.

Then, when it is confirmed that payment is possible, the control unit 30 sends the denomination and the number of the declared amount to be paid and the withdrawal instruction to the power supply / control unit 18 of the cash deposit / withdrawal processing device 25. In response to this, the power supply / control unit 18 lights up the occupancy button 21a (or 21b) on the relevant teller side to notify the teller that preparation for withdrawal has started, and the number of money types for which the withdrawal instruction is given, The number of coins stored in the 10,000-yen ticket storage 8 and the 1,000-yen ticket storage 9 (approximately) is collated.

Then, as a result of the collation, if there is more denomination than the number of coins to be withdrawn than the number of coins to be stored, the controller 30 of the online terminal device 26 is notified of non-payment information, and this controller 30 releases the withdrawal operation Cash deposit / withdrawal processing device 25
Is released from the withdrawal mode, and the teller operation switches to the above-mentioned automatic storage mode to store the banknotes. However, if the number of stored bills is equal to the number of withdrawal instructions, or the number of stored bills is greater. For example, the cash deposit / withdrawal processing device 25 starts a dispensing operation.

At that time, the power supply / control unit 18 checks whether there is any banknote remaining in the stacking port / withdrawal port 2 by the output from a sensor (not shown).

This is to prevent the risk of erroneously paying a bill that is not an output bill to the customer, and after it is confirmed that no bill remains, the following operation is performed subsequently.

That is, when the declared amount of money includes 10,000-yen banknotes, the power source / control unit 18 drives the 10,000-yen ticket delivery mechanism 12 to instruct the 10,000-yen banknotes from the 10,000-yen banknote storage box 8 one by one. Feed only the number of sheets. Then, the fed-out bills are fed to the conveying path 16g and conveyed, and after being guided to the conveying path 16h by the switching gate 17e that is waiting at a predetermined angle under the control of the preliminary power supply / control unit 18, It is sequentially sent to the discriminating unit 7 via the transport path 16h and the transport path 16a.

Here, the discriminating unit 7 discriminates whether or not the fed bill is normal, that is, discriminates whether or not there is a double feed or an abnormal approach, and discriminates the denomination, and at the same time, discriminates the bill which is discriminated to be payable normally. The counting is performed and the information is sequentially transmitted to the power supply / control unit 18.

The banknotes after discrimination are conveyed by the conveyance path 16b, and are distributed to the conveyance path 16c or 16d by the switching gate 17a according to the discrimination result as in the case of the automatic storage mode described above. That is, the banknotes that are normally discriminated to be dispensable are sent to the conveying path 16c, and are accumulated in the accumulating and dispensing port 2 by the accumulating and dispensing mechanism 5 via the conveying path 16c. Then, the banknotes that have been discriminated as being unable to be dispensed due to an abnormality are sent to the transport path 16d as reject tickets, and are stored in the unfit banknote storage 10 by the unfit banknote storage mechanism 15 via the transport paths 16d and 16e.

Therefore, when there is a bill discriminated as abnormal, the bills are additionally fed out from the 10,000-yen bill storage 8 and are piled in the designated stacking and dispensing port 2 in the designated number.

After that, when there are 1,000 yen banknotes in the denomination of the declared amount of money, the power supply / control unit 18 drives the 1,000 yen ticket delivery mechanism 14 to dispense the banknotes from the 1,000 yen ticket storage 9 and The banknotes are accumulated in the accumulating and dispensing port 2 as in the case of.

When the withdrawal operation is completed in this way, the power / control unit
18 stores the withdrawal information in an area (not shown) for deposit transaction history in RAM, and sets the count value of the withdrawal banknotes to the total value of the number of withdrawn transactions already performed. While adding and storing at a predetermined address of the RAM,
The controller 30 of the online terminal device 26 is notified of the end of the withdrawal operation.

In response to this, the control unit 30 transmits the above-mentioned input information by the teller and the withdrawal amount information to the central processing unit as the withdrawal transaction information, and at the same time, accumulates in the teller's accumulating and dispensing port 2 through the display unit. The cash dispenser 25 is released from the dispense mode by prompting the dispenser to remove the dispensed bill, and the teller withdrawing the bill, and confirming this by the power supply / control unit 18.

Of course, the bills taken by the teller are paid to the customer.

In the above-described withdrawal operation, the number of withdrawal instructions is large, and the maximum number of sheets to be accumulated in the accumulation port / withdrawal port 2 (for example, 100)
If the number of bills exceeds the limit, the feeding operation is stopped at the time when the bills are fed out, and after it is confirmed that the bills have been taken out from the stacking and dispensing port 2, the remaining amount is fed out. You can also withdraw money.

Also, as mentioned above, the total value of the number of dispensed money is stored in the RAM, so the total value of the number of dispensed money is calculated from the total value of the stored number stored in another address of the RAM after the end of the operation of the device. Can be scrutinized by subtracting and comparing the result of the subtraction with the cash in each storage box 8-10.

Next, the deposit counting mode shown in FIG. 4 (c) will be described.

In the case of a deposit transaction at a teller window, a customer generally fills in a deposit slip and submits it to a teller together with cash to be deposited, so that the teller accepts the transaction.

Here, the teller first inputs the information necessary for deposit transaction and the amount of declared deposit based on the items described in the slip received from the customer with the operation keyboard 27, and further the operation for activating the deposit processing by the cash deposit / withdrawal processing device 25. I do.

The control unit 30 of the online terminal device 26 receives an input from the operation keyboard 21 by this teller operation and issues a deposit counting operation instruction to the power supply / control unit 18 of the cash deposit / withdrawal processing device 25. The section 18 blinks a lamp (not shown) built in the occupancy button 21a (or 21b) on the relevant teller side to prompt operation of setting banknotes in the insertion slot 1 and instructing deposit counting start.

Looking at this, the teller sets the banknotes deposited by the customer in the slot 1 and further presses the occupancy button 21a (or 21b) to instruct the start of deposit counting, and the banknotes set in the slot 1 Are separated one by one by the separating and feeding mechanism 4 and fed to the conveying path 16a, and the bills are sequentially sent to the discriminating section 7 by the conveying path 16a.

The discriminating unit 7 discriminates the authenticity, denomination, etc. of the bills sent in through the conveying path 16a as in the case of storing the above-mentioned bills, and only discriminates genuine bills, that is, bills that can be deposited, into respective denominations. Each time counting is performed, the information is sent to the power supply / control unit 18,
The power supply / control unit 18 accumulates the transmitted count information.

The banknotes after discrimination are conveyed by the conveying path 16b, and all are guided to the conveying path 16c by the switching gate 17a which is waiting at a predetermined angle under the control of the power supply / control unit 18.

Then, after the bills are further conveyed by the conveying path 16c, they are distributed to the collecting and dispensing mechanism 5 or the reject collecting mechanism 6 by the switching gate 17b and are sent to the collecting and discharging mechanism 5 and the both mechanisms 5,6.
Are accumulated in the accumulating and dispensing port 2 and the reject port 3, respectively.

That is, here, the switching gate 17b sends the banknotes that are discriminated to be depositable by the discriminating unit 7 to the stacking and dispensing mechanism 5, and rejects the bills that are discriminated as counterfeit bills or denominations that cannot be deposited due to denomination determination. As a result, genuine banknotes that can be deposited and banknotes such as counterfeit bills that cannot be deposited are rejected and collected separately in the stacking port / withdrawing port 2 and the rejecting port 3 respectively. It Switching gate at this time
The operation of 17b is also controlled by the power supply / control unit 18 based on the discrimination result of the discrimination unit 7.

The above operation is performed until the banknotes set in the slot 1 are exhausted, and then the count value for each denomination stored in the RAM of the power supply / control unit 18 is used as deposit handling information by the control unit of the online terminal device 26. Sent to 30.

Further, at this time, if the banknotes are accumulated in the reject port 3 at this time, the teller judges that the banknotes can be counted by removing the banknotes and returning the banknotes to the customer. At this time, the bill is reinserted into the insertion slot 1 to perform the deposit counting operation.

As a result, if the bill is discriminated as a genuine bill and the denomination is confirmed, the bills are accumulated in the accumulating and dispensing port 2, the count value is added to the above-mentioned count value, and the addition result is again used as the deposit handling information in the online terminal. It is sent to the control unit 30 of the device 26.

Even when the result of re-insertion is discriminated from counterfeit bills and accumulated in the reject mouth 3, and because of the first accumulation in the reject mouth 3, it is impossible or unnecessary for the teller to count in the discrimination part 7, And when it is judged that it can be handled as a genuine note, the teller himself counts and confirms the bill, puts the bill into the forced storage box 19 and stores it, and operates the operation keyboard 27 to deposit the counting result. Enter as minutes.

Here, the control unit 30 adds the number value from the cash deposit / withdrawal processing device 25 and the count value by manual deposit, collates the addition result with the first declared deposit amount information, and if they match, A message to the effect is displayed on the display unit 28, and the confirmation operation of the teller is prompted.

As a result, when the teller inputs confirmation information using the operation keyboard 27, the transaction is completed, and the control unit of the online terminal device 26
30 transmits the input information by the teller and the addition result to the central processing unit (not shown) as the deposit transaction information, and also sends the confirmation information to the cash deposit / withdrawal processing unit 25.

In response to this, the power supply / control unit 18 of the cash deposit / withdrawal processing device 25
Stores the deposit information in an area for deposit transaction history in the RAM, and when a teller detects that the teller has withdrawn from the accumulation / withdrawal port 2, the detected information is detected by the online terminal device. 26, and the cash deposit / withdrawal processing device 25 is released from the deposit counting mode.

After that, the teller operates the operation keyboard 27 to select the automatic storage mode, sets the banknotes withdrawn from the stacking / withdrawing port 2 into the insertion port 1, and occupies the exclusive button 21a (or 21).
If b) is pressed, the banknotes are sorted and stored in the storage boxes 8 to 10 in the same operation as in the automatic storage mode described above, and at this time, the discrimination section 7 counts and sorts the denominations of genuine bills and unfit bills. The numerical value is added to the total number of stored sheets and stored.

The above is the normal deposit counting mode and a series of deposit banknote storage processes, that is, a series of processes in deposit transactions.

That is, in the deposit counting mode described above, in the preceding stage of the confirmation operation by the teller, it is confirmed by the control unit 30 that the addition result of the count value is larger than the declared deposit amount, and the teller gives an instruction of change dispensing with the operation keyboard 27. Enter the control
The display 30 prompts the teller through the display unit 28 to remove the banknotes from the stacking and dispensing port 2, calculates the difference, and notifies the cash deposit / withdrawal processing device 25 of the calculation result and the dispensing instruction.

In response to this, the power supply / control unit 18 of the cash deposit / withdrawal processing device 25
After confirming that the teller has taken out the bills, the same operation as in the withdrawal mode described above is performed, and the bills are fed out by the number equivalent to the amount instructed from the 1,000-yen bill storage 9 (10,000-yen bill storage). It is possible to withdraw change from the warehouse 8, but change of 10,000-yen banknote does not occur in normal operation.) It is transmitted to the control unit 30 of the device 26.

The control unit 30 automatically confirms the sent information and returns the confirmation information to the power supply / control unit 18. In response to this, the power supply / control unit 18 transfers the change dispensing information to the RAM. In addition to being stored in the history area, the count value of the dispensed bills is added to the total value of the dispensed numbers and stored, and the teller withdraws the bills accumulated in the accumulating and dispensing port 2. After confirming, the cash deposit / withdrawal processing device 25 is released from the change dispensing mode.

Needless to say, the banknotes taken out by the teller are paid as change to the customer.

On the other hand, before the confirmation operation of the teller, the control unit 30 recognizes a discrepancy such as the addition result of the count value being smaller than the declared amount, and when the teller wants to cancel the transaction based on the count result, the teller presses the cancel button 22a (or 22b). Press down.

As a result, the power supply / control unit 18 clears the count value and also transmits the pressing information to the control unit 30 of the online terminal device 26. In response to this, the control unit 30 receives the count value previously sent. Also, while clearing the count value input by the teller, the teller is prompted through the display unit 28 to remove the bill.

Looking at this, the teller withdraws the banknotes in the collection / withdrawal port 2 so that the cash deposit / withdrawal processing device 25 is released from the deposit counting mode, but after this, the transaction is stopped, or all the bills are transferred by the teller himself. Whether to count and treat as a deposit, or to change the declared deposit amount and perform deposit counting again with the cash deposit / withdrawal processing device 25 is determined by the operation mode and the judgment of the teller.

In the deposit counting mode, when the number of deposited bills is large and cannot be set in the insertion slot 1 once, the bills can be divided and set in the insertion slot 1 so that the number of coins can be counted without limitation due to the structure. Is possible, and in that case also, the processing of the counting information is performed in the same manner as above each time.

That is, after the bills set in the insertion slot 1 are first discriminated and counted by the discrimination section 7, the bills are sequentially accumulated in the accumulation port / withdrawal port 2, and when the accumulation port / withdrawal port 2 becomes full, that is, When a predetermined fixed number (for example, 100) is reached, the counting is temporarily stopped and the teller is allowed to remove the banknotes in the stacking port / withdrawal port 2.

After that, the uncounted banknotes are set in the teller by the teller, the counting is restarted, and the counted banknotes are similarly stacked in the stacking and dispensing port 2.

Then, in parallel with these operations, the count value for each denomination is sequentially accumulated, and when the counting is completed by repeating the above processing, the cumulative count value is transmitted to the control unit 30 of the online terminal device 26. By doing so, it is possible to carry out a transaction in exactly the same manner as in the deposit counting mode.

In addition, the above-described embodiment describes the device for depositing and withdrawing two kinds of banknotes of 10,000 yen banknotes and 1,000 yen banknotes. Of course, it can be applied to a device for depositing and withdrawing various kinds of banknotes.

〔The invention's effect〕

INDUSTRIAL APPLICABILITY As described above, the present invention provides an input port for setting cash, an accumulation port / withdrawal port for accumulating cash that has been discriminated as withdrawable or depositable in the discriminating unit, and unacceptable or depositable in the discriminating unit A reject opening for accumulating cash that has been identified as improper is provided, and these are opened to the operator, the teller, so that the teller can directly set and withdraw the cash. Since all cash processing such as storing, withdrawing, and depositing can be performed without temporary storage in the Teller, compared to the case where an independent counter and a payment machine are installed as in the conventional case, The installation space of the device will be smaller, the number of operating units operated by the teller will be reduced, and the cash for withdrawal can be automatically stored, so that the operation will be easy and the operability will be improved. The effect is It is.

Further, according to the present invention, since the cash that has been identified as non-depositable by the discriminating unit can be deposited by inputting the amount of money using the operation keyboard, the cash identified as non-depositable in the deposit transaction can be processed as deposit. In addition to the effect that the cash after discrimination in the deposit transaction is returned to the operator's hand once through the accumulation / withdrawal port and the reject port, the cash can be immediately returned to the customer when the transaction is stopped. You can also get the effect.

Further, as compared with the conventional reflux type device, it is not necessary to provide a temporary cash storage unit in the device, and a drive mechanism thereof is not necessary, so that the device configuration can be simplified and the size thereof is reduced. It is also possible to achieve the advantages of being able to realize a low-priced cash deposit / withdrawal processing device at low cost. Further, since it is not necessary to provide a temporary storage section and the operator has an opening of an opening and an opening for accumulation and withdrawal separately so that the operator can directly touch the cash, the cash for each cash There is no limit to the amount of
It is easy to add additional cash and is particularly effective when used as a counter. Moreover, since the transport length of the transport path can be shortened, there is an advantage that the occurrence of functional failures such as jams can be reduced, and the reliability can be improved.

[Brief description of drawings]

FIG. 1 is a side sectional view showing an embodiment of the cash deposit / withdrawal processing device according to the present invention, FIG. 2 is a perspective view showing the appearance of the embodiment of FIG. 1, and FIG. 3 is a window device using the embodiment. Block diagram of
FIG. 4 is an explanatory diagram of processing modes in the embodiment. 1 ... Input port, 2 ... Accumulation / withdrawal port, 3 ... Reject port, 4 ... Separation and feeding mechanism, 5 ... Accumulation and withdrawal mechanism, 6 ...
… Reject stacking mechanism, 7 …… Discrimination department, 8-10 …… Storage box, 11,13,15 …… Storage mechanism, 12,14 …… Delivery mechanism, 16a ～
16h: Transport path, 18: Power supply / control section.

 ─────────────────────────────────────────────────── ─── Continuation of front page (72) Inventor Hiroshi Konishi 1-7-12 Toranomon, Minato-ku, Tokyo Oki Denki Kogyo Co., Ltd. (56) Reference JP 62-138997 (JP, A) JP Sho 62-157994 (JP, A)

Claims (2)

(57) [Claims] 1. An input port opened to set cash, a discrimination section for performing various discrimination and counting necessary for storing and depositing / discharging cash, and the discrimination section at the time of dispensing or depositing. When cash that has been classified as depositable or depositable is accumulated and the accumulated cash is opened so that the accumulated cash can be directly withdrawn from the outside of the device, and the cash used for withdrawal is stored. Alternatively, the cash that has been classified as non-receivable or non-receiptable by the classification unit at the time of deposit is accumulated, and the accumulated cash is opened so that it can be directly withdrawn from the outside of the device, and the cash used for withdrawal. Equipped with a storage box for storing money according to denomination and an operation keyboard. When depositing a transaction, the cash set in the slot is conveyed to the categorization section for discrimination, and the cash discriminated as non-depositable is rejected. Transport it to the mouth After accumulating and counting the cash that has been identified as depositable, the cash is conveyed to the accumulating and dispensing port and accumulated, and the cash accumulated at this accumulating and dispensing port is reset to the depositing port. Then, the cash is conveyed one by one to the discriminating section for discrimination, and then conveyed and stored in a storage box corresponding to the denomination, and the cash discriminated as non-depositable by the discriminating section is operated by the operation keyboard. A cash deposit / withdrawal processing device, which is capable of depositing by inputting an amount of money. 2. The cash deposit / withdrawal processing device according to claim 1, wherein the cash set in the slot is conveyed to the discrimination section one by one to be discriminated, and the cash discriminated to be storable. After counting, the automatic storage mode in which it is transferred to the storage corresponding to the denomination and stored, and the cash paid out from the storage of each denomination is transferred to the identification unit one by one, and it is possible to perform the withdrawal. After counting the cash that has been discriminated as, the delivery mode in which it is conveyed to the collection and withdrawal port and withdrawn, and the cash set in the insertion port is conveyed to the discrimination section one by one for discrimination, and the deposit is made. It is possible to select the deposit counting mode in which cash that has been discriminated as improper is transported to the reject port and accumulated, and after counting the cash that has been discriminated as depositable, then the cash is transported to the accumulating and dispensing port and accumulated. A cash deposit / withdrawal processing device characterized in that