JP2546862B2 - Payment terminal device and payment method thereof - Google Patents

Description

DETAILED DESCRIPTION [Table of Contents] Outline Industrial field of application Conventional technology (Figs. 6 and 7) Problems to be solved by the invention (Fig. 7) Means for solving problems ( (Embodiments 1 and 2) Operation Embodiment (FIGS. 3, 4, and 5) Effect of the invention [Outline] The present invention determines the payment eligibility and the payment amount based on the data described in the ticket. The reliability of the payment terminal device and its payment method, which is connected to a higher-level device that performs calculation, reads the data written on the ticket, and pays a predetermined amount of money or issues a payment instruction based on the data, impairs reliability. The purpose of the present invention is to provide a payment terminal device and a payment method for shortening the payment time without the need for the terminal device to read the data written on the ticket, determine the payment qualification and calculate the payment amount by the host device. In parallel with the processing, the terminal device tentatively calculates the payment amount, and based on the amount, the terminal device instructs cash counting or an operator counting, and the higher-level device and the terminal device make payment. After the amount of money is calculated, the amount of money is collated, and if the amount of money is matched and the amounts of money match and the counting is completed, cash payment or an instruction for payment corresponding to the amount of money is issued.

[Industrial applications]

The present invention relates to a payment terminal device and a payment method therefor, and in particular, is connected to a host device that determines payment qualification and calculates a payment amount based on data described in a ticket such as a winning horse voting ticket, The present invention relates to a payment terminal device that reads the data described in (1) and pays a predetermined amount of money or issues a payment instruction based on the data, and a payment method thereof.

[Conventional technology]

Conventionally, there has been a payment terminal device 51 as shown in FIG. This device 51 is a reading device 54 such as a magnetic reading device for reading the data written on a ticket, and a cash counting device (or a terminal operator for counting the cash for refund, which counts the cash for refund. Display device 56).

Further, the payment terminal device 51 is connected to a higher-level device 52 that manages the payment.

The host device 52 is a host central processing unit that is connected to the plurality of payment terminal devices 51 and manages each terminal device 51, and qualifies for payment of the ticket based on the data read by the reading device 54. If there is a payment, and if it is determined that the customer is eligible for payment, the amount of payment is calculated based on the data, and the result is displayed by the cash counting device (or a display device that gives an operator a counting instruction). ) 56 to send cash for counting.

 The payment terminal device 51 operates as follows.

As shown in FIG. 7, this device 51 inserts a voting ticket into the insertion slot of the reading device 54 in step SB1 and in step SB2 data such as date, race name, voting horse number, etc. To read.

In step SB3, the higher-level device 52 makes a transmission request by polling the payment terminal device 51. When the polling is received in step SB4, the terminal device 51 transmits the data read by the reading device 54 to the host device 52 in step SB5.

Upon receiving the data in step SB6, the host device 52 determines whether the ticket is eligible for payment based on the data.

Here, to determine the payment qualification, as shown in FIG. 7, in step SB7, it is determined whether the ticket is hit or not (whether the winning horse number is written on the ticket), and If the ticket is a medium ticket, the authenticity of the ticket is further determined in step SB8, and if the ticket is true, the payment amount for the ticket is further calculated in step SB9.

These results are transmitted to the terminal device 51 in step SB10, and the terminal device 51 receives the results in step SB11.

When it is determined in step SB12 that the ticket indicates that the ticket is unqualified, the process proceeds to step SB13, in which the unqualified ticket is returned, and when it is determined that the result is the hit ticket. In step SB14, the payment amount is displayed and, in parallel with the display, cash is counted in step SB15 by the cash counting device 56 based on the payment amount (or the operator is instructed to count). In step SB16, the cash payment or the payment instruction will be issued.

[Problems to be solved by the invention]

By the way, in the conventional payment terminal device 51, as shown in FIG.
In step 15), the higher-level device 52 determines the payment qualification and calculates the payment amount. In order to determine the payment qualification of the host device and to calculate the payment amount, it is necessary to send the data read by the terminal device 51 to the host device 52, and at the same time it takes a considerable amount of time to perform the determination and the calculation. Further cash counting was carried out after these processes were completed.

Therefore, conventionally, the time from the reading of the ticket data to the payment of cash is the sum of the cash counting time and the judgment and calculation time by the higher-level device, which is time-consuming. It was

Therefore, the present invention has been made in order to solve the above problems, and has as its object to reduce the processing time from reading of ticket data to payment without impairing reliability.

[Means for solving problems]

In order to solve the above problems, as shown in FIG.
Is connected to a higher-level device 2 that determines the payment qualification and calculates the payment amount based on the data described on the ticket, and the reading device 4 that reads the data described on the ticket and the payment amount. In a payment terminal device having a cash counting device 6 that counts corresponding cash and pays the cash, a ticket information storage unit 3 that stores ticket information regarding the ticket, and the ticket information storage unit 3 based on the data and the ticket information. The payment amount temporary calculation unit 5 that temporarily calculates the payment amount to be paid for the ticket, and the payment amounts calculated by the payment amount temporary calculation unit 5 and the higher-level device 2 are compared with each other, and the payment is qualified, and It also has a collation unit 7 that gives permission to the cash counting device 6 when the payment amounts match and collates the payment amounts when the payment amounts do not match. It is.

A second aspect of the invention is to connect to a host device that determines payment qualification and calculate the amount of payment based on the data written on the ticket, and a reading device for reading the data written on the ticket, and a terminal. In a payment terminal device having a display device for instructing an operator to perform cash counting and payment, a ticket information storage unit that stores ticket information regarding the ticket,
A payment amount temporary calculation unit that temporarily calculates the payment amount to be paid for the ticket based on the data and the ticket information, and collates each payment amount calculated by the payment amount temporary calculation unit and the host device. If the user is qualified to pay and the amounts of payment agree with each other by collation, the collation means gives permission of the payment instruction to the display device and prohibits the payment instruction if they do not coincide.

As shown in FIG. 2, the third invention is connected to a host device that determines payment qualification and calculates the payment amount based on the data written on the ticket, and reads the data written on the ticket. In the payment method of a payment terminal device that pays a predetermined amount of money based on the data, the terminal device reads the data described in the ticket (S1), and the ticket is acquired based on the data by the host device. The payment amount is calculated and the payment amount is calculated when the payment is qualified (S2), and in parallel with the process, the terminal device temporarily calculates the payment amount based on the data (S3), and temporarily calculates the payment amount. The terminal device counts cash based on the payment amount paid (S4), and the payment amount is calculated after the payment amount is calculated by the host device and the terminal device. Performs verification (S5), there is payment credentials, if the payment amount match and cash counting has been completed is to make payments of cash corresponding to the amount.

A fourth aspect of the invention is connected to a host device that determines payment qualification and calculates a payment amount based on the data written on the ticket, reads the data written on the ticket, and determines the predetermined amount based on the data. In the payment method of the payment terminal device for instructing the operator to pay the amount of money, the terminal device reads the data described in the ticket and determines the payment qualification for the ticket based on the data by the higher-order device. When the user is qualified to pay, the payment amount is calculated, the terminal device tentatively calculates the payment amount based on the data in parallel with the processing, and the terminal device tentatively calculates the payment amount based on the calculated payment amount. The operator is instructed to count the cash, and after the payment amount is calculated by the host device and the terminal device, the payment amount is collated. There is payment credential, the payment amount match and if the cash counting has been completed is to make a payment instruction cash corresponding to the amount.

[Action]

 The present invention operates as follows.

In step S1, the reading device 4 of the payment terminal device 1
Reads the data written on the target ticket.

Based on the read data, the higher-level device 2 determines whether or not the ticket is eligible for payment in step S2, and calculates the payment amount to be paid for the ticket.

In parallel with the processing (S2) of the higher-level device 2, the terminal device 1 uses the payment amount provisional calculation unit 5 to read, for example, the ticket information stored in the ticket information storage unit 3 shown in the first invention. The payment amount to be paid for the ticket is temporarily calculated based on the data read by the device 4. This is because the calculation of the payment amount by the terminal device 1 is shorter than the calculation by the higher-level device 2 by the amount of time and the like required for communication of the data, so that the cash counting can be performed faster. Because.

The calculated payment amount is the cash counting device 6
Alternatively, the cash counting or the instruction thereof is performed based on the payment amount sent to the display device and temporarily calculated in step S4.

At that time, the payment amount calculated by the higher-level device 2 in step S2 and the provisionally calculated payment amount are
The collation means 7 collates in S5. If the payment amounts match by collation, wait for the end of cash counting, or if the cash counting ends first, wait for collation and then at step S6 at least one of the cash counting device 6 or the display device. On the one hand, the payment of the cash or the instruction thereof will be permitted.

〔Example〕

 Next, examples of the first and second inventions will be described.

FIG. 3 is an overall block diagram according to the present embodiment. As the payment terminal device 1, cash payment for the winning horse voting ticket is performed at a predetermined rate.
2, ... 31l, 321, ... 32m, ... and the winning horse refund terminal device 31
1,312, ... 31l, 321, ... 32m, ... Divided into a predetermined number of units (100 to 400 units) into device groups (311 to 31l, 321 to 32m, ...), and read by the device for each device group TCU (totalizer control unit) 3 that controls to suck up the information such as the data written on the voting ticket and send it to the host device 30
Based on 1,32, ... 3n and information collected from each device via the TCU 31,32, ... 3n, it is determined whether the voting ticket is eligible for refund and the amount to be paid if the voting ticket is qualified. And a higher-level device 30 that calculates a refund amount for the voting ticket. The host device 30 is composed of a host central processing unit and its program.

FIG. 4 shows a refund terminal device 311 as the payment terminal device 1.

The device 311 is a refund operation console 11, 12 on which the operator performs a refund operation, a withdrawal control device 13 that controls the entire refund terminal device 311 and a cash counting and cash refund operation. And a cash counting device (or a display device for instructing the operator to count and refund) 14.

The refund operation consoles 11 and 12 are display portions 11a and 12a for displaying the amount of refund to the customer, and the operator can read the data written on the voting ticket, for example, when the voting ticket is damaged. Keyboards 11b and 12b for inputting the data when the data cannot be read, a reading unit 11e as a reading device 4 using a magnetic reader for automatically reading the data described in the voting ticket, and the voting ticket Ticket insertion ports 11d, 12d for inserting the voting ticket when reading, abolished ticket portions 11f, 12f for discarding the read voting ticket, and sticker portions 11g, 12g for accumulating the discarded voting tickets, When the voting ticket is an improper ticket, it has ticket outlets 11c and 12c used for returning the ticket.

Further, the refund control device 13 collates the refund amount temporary calculation unit as the payment amount temporary calculation unit 5, the refund amount calculated by the higher-level device 30 with the refund amount temporarily calculated by the refund amount temporary calculation unit. It comprises a collating means 7 for performing, a search unit for searching a quick reference table described later, and a central processing unit corresponding to a provisional determination unit for determining whether or not the voting ticket is a hit ticket based on the data and its program. The main control unit 15 is provided.

Further, the refund control device 13 stores a quick reference table as ticket information, which is information about the voting ticket, in the memory 16
And a read control unit 17 for controlling the read units 11e and 12e.
And a display control unit 18 that controls the display units 11f and 12f,
Keyboard control unit 1 for controlling the keyboards 11b, 12b
9, an interface control unit 20 for controlling connection with the host device 30 via the TCU 31, 32, ... 3n, and the terminal device.
A power supply unit 21 that supplies power to 311; a thermal printer 22 that prints a copy of the voting ticket;
And the refund control device 13
There is an operator panel 24 for performing the operation for and a maintenance panel 25 for holding the refund control device.

The refund terminal device 311 according to the present embodiment operates as follows.

As shown in FIG. 5, in order to use the present device 311, the voting ticket is refunded at the ticket insertion slot 11d, 11d, at step SJ1.
Insert from 12d. Then, in step SJ2, the data such as the date, race name, and voting horse number written on the voting ticket is read by the reading units 11e and 12e.

In step SJ3, the main control unit 15 searches the quick reference table as the ticket information stored in the memory 16 based on the data read by the reading units 11e and 12e.

Here, the quick reference table is a table showing the date of the race, the race name, the winning horse number in each race and the data such as the refund rate for each winning race for the day or the day before the race. According to a survey conducted on May 31, 1987 at the Tokyo Racecourse of the Japan Central Horse Racing Association, 86.2% of all voting tickets eligible for refund were raced. Refund will be made on the day, and including the day and the day before, approximately 86.2% + 11.8% = 98
Refund will be made on the% voting ticket. Therefore, as the quick reference table, it is sufficient to store the quick reference table for the race for the current day and the race for the previous day, and the memory 16 of the refund terminal device 311 is not burdened with a large load. Absent.

In step SJ4, the temporary determination unit of the main control unit 15 determines whether or not the voting ticket is a hit ticket from the quick reference table, and if it is a hit ticket, returns the hit ticket in step SJ5. .

On the other hand, in the case of a hit ticket, the process proceeds to steps SJ6 and SJ7 in parallel.

In step SJ6, the refund amount for the hit ticket is tentatively calculated by the main control unit 15 corresponding to the tentative payment amount calculating unit based on the quick reference table searched in step SJ3.

While the main control unit 15 of the refund controller 13 is temporarily calculating the refund amount, in step SJ7, the central processing unit as the higher-level device 30 determines the refund qualification and calculates the regular refund amount. become.

For details, from step SJ70 to step SJ7
There are 9 processes, and in step SJ70, the refund controller 13
The interface control unit 20 is placed in a state of waiting for a transmission request from the central processing unit as the host device 30.

In step SJ71, the withdrawal terminal device 311 is polled from the higher-level device 30, and when the interface control unit 20 receives the polling in step SJ72, the withdrawal terminal device 311 causes the interface control unit 20 to operate in step SJ73. The data such as the date, race name, and horse number of the vote written on the voting ticket read by the reading unit 11e is transmitted to the central processing unit, which is the higher-level device 30, via the above.

When the host device 30 receives the data in step SJ74, the central processing unit of the host device 30 and the program in the host device 30 is a hit ticket whose horse number described in the voting ticket is eligible for refund in step SJ75. It is determined by comparing the number with the number stored in the memory of the central processing unit whether it is an unreasonable voucher that is not eligible for refund.

If the voting ticket is a hit ticket, step SJ
Proceeding to 76, the central processing unit determines whether or not the hit ticket is forged, and in step SJ77, the central processing unit calculates the refund amount based on the data.

The results determined and calculated in steps SJ75 to SJ77 above are the results of the higher-level device 30 to the TCU3 in step SJ78.
It is sent to the refund terminal device 311 via 1.

The interface control unit 20 of the refund terminal device 311 receives the processing result.

On the other hand, while these processes are being performed in step SJ7, the refund terminal device 311 tentatively calculates the refund amount in step SJ6, and then in step SJ8 the main control unit 15 returns the provisionally calculated amount to the refund. It is displayed on the display units 11a and 12a provided on the operation consoles 11 and 12 and is provided to the customer's flights, and at the same time, the cash count is calculated through the cash counting device 14 or the display device based on the amount of money temporarily calculated in step SJ9. Command the operator.

In addition, the refund amount temporarily calculated in step SJ76 is collated and compared with the refund amount received in step SJ79 by the main control unit 15 as the collating means 7 in step SJ10. If the refund amount for the same, the main control unit 15 waits for the end of the cash counting performed in step SJ9, the main controller 15 in step SJ9 to the operator via the cash counting device 14 or the display device. It will order cash refunds. The returned betting tickets are discarded by the abandoned ticket unit 11f and stored in the stacker unit 11g in order to prevent double refunds.

If the voting ticket is false or the refund amounts do not match in step SJ10, the main control unit 15 as the matching unit 7 prohibits the cash counter 14 from refunding cash. Investigations will be conducted for the situation.

As described above, in the present embodiment, the refund amount for the customer is calculated based on not only the central processing unit of the upper level device 30 but also the central processing unit and the quick reference table provided in the refund terminal device 311 and the amount is collated. Therefore, the reliability is higher than the case where the refund amount is calculated by only one central processing unit. Further, in this embodiment, whether or not the voting ticket is a hit ticket is immediately determined based on the quick reference table before sending the data to the host device.
Since the improper ticket is not sent to the higher-level device, the burden on the higher-level device is reduced, and wasteful time is saved to enable quick processing.

Although the present embodiment has described only the refund terminal device and the refund method for a horse race, the invention is not limited to the device and method, and a central processing such as a cash payment operation in a bank or the like can be performed. The present invention can also be applied to a payment device and a payment method that require qualification judgment by the device. Further, the display device includes not only a visual display but also an aural display.

〔The invention's effect〕

As described above, the present invention allows the terminal device to temporarily calculate the payment amount. Therefore, as compared with the case where the payment amount is calculated only by the upper-level device, the communication time is not required. Cash counting is done quickly and processing time is shortened. Furthermore, when making cash payments, the result of the higher-level device is checked, so that high reliability can be obtained.

[Brief description of drawings]

FIG. 1 is a principle flow chart of the present invention, FIG. 2 is an overall block diagram according to an embodiment, FIG. 3 is a diagram showing a terminal device according to an embodiment, FIG. 4 is a flow chart according to the embodiment, and FIG. 6 is a timing chart according to the embodiment, FIG. 6 is a timing chart according to the conventional example, and FIG. 7 is a flow chart according to the conventional example. 1,311,312… 32m …… Payment terminal device (refund terminal device) 2 …… Host device (host central processing unit) 3, (16) …… Ticket information storage unit (memory) 4,14 …… Reading device (reading unit) ) 5,15 …… Payment (refund) amount temporary calculation unit (main control unit) 6,14 …… Cash counting device (display device) 7 …… Verification means (main control unit)

Claims (4)

(57) [Claims] 1. A reading device (4) which is connected to a host device (2) for judging payment qualification and calculating a payment amount based on the data written on the ticket and for reading the data written on the ticket. And a payment terminal device having a cash counting device (6) for counting the amount of cash corresponding to the payment amount and paying the cash, in a ticket information storage unit (3) for storing ticket information on the ticket.
And a temporary payment amount temporary calculation unit (5) for temporarily calculating the payment amount to be paid for the ticket based on the data and the ticket information, the temporary payment amount temporary calculation unit (5) and the host device (2). The calculated payment amounts are compared with each other, and if the payment amount is qualified and the payment amounts match, the cash counting device (6) is allowed to pay, and if the payment amounts do not match, the payment is made. And a verification means (7) for prohibiting the payment terminal device. 2. A reading device, which is connected to a higher-level device that determines payment qualification and calculates the amount of payment based on the data written on the ticket, and which reads the data written on the ticket, to a terminal operator. In a payment terminal device having a display device for instructing cash counting and payment, a ticket information storage unit that stores ticket information regarding the ticket, and a payment amount to be paid for the ticket based on the data and the ticket information. If the temporary payment amount temporary calculation unit to be temporarily calculated and the respective payment amounts calculated by the temporary payment amount temporary calculation unit and the host device are compared with each other, and there is a payment qualification, and the payment amounts match by the comparison, A payment terminal device, comprising: a verification unit that gives a payment instruction permission to the display device and prohibits the payment instruction when they do not match. 3. Connected to a higher-level device that determines payment qualification and calculates payment amount based on the data written on the ticket, and reads the data written on the ticket,
In the payment method of a payment terminal device that pays a predetermined amount of money based on the data, the terminal device reads the data described in the ticket (S1), and the payment to the ticket based on the data by the higher-level device. Judgment of payment qualification and payment qualification is calculated if there is qualification (S2), and in parallel with the processing, the terminal device tentatively calculates the payment amount based on the data (S3), Based on the payment amount, the terminal device counts cash (S4), and after the payment amount is calculated by the host device and the terminal device, these payment amounts are collated (S5). Yes, payment of the payment terminal device characterized in that when the payment amounts match and the cash count ends, the cash equivalent to the payment amount is paid. Way. 4. The data written on the ticket is read while being connected to a higher-level device that determines payment qualification and calculates the payment amount based on the data written on the ticket.
In the payment method of a payment terminal device for instructing an operator to pay a predetermined amount of money based on the data, the terminal device reads the data described in the ticket, and the ticket is based on the data by the higher-level device. The payment amount is calculated and the payment amount is calculated when the payment amount is qualified, and the terminal device tentatively calculates the payment amount based on the data in parallel with the processing, and the tentatively calculated payment amount is calculated. Based on the above, the terminal device instructs the operator to count cash, and after the payment amounts are calculated by the host device and the terminal device, the payment amounts are collated, and the payment amount is qualified, and the payment amount is equal. In addition, when the cash counting is finished, the payment terminal device is characterized by issuing a cash payment instruction corresponding to the amount. Payment method.