JP2024034183A - Information processing device, information processing method, and information processing program - Google Patents

Abstract

[Problem] To promote improvement of the user experience of users who make offerings/visits online. An information processing device according to the present application includes an issuing section and a remittance control section. The issuing department issues identification information linked to one of the multiple wallets linked to the religious corporation. When the remittance control unit receives a remittance request from the terminal device using the identification information issued by the issuing unit, the remittance control unit remits money from the user's wallet to the wallet linked to the identification information. [Selection diagram] Figure 4

Description

The present invention relates to an information processing device, an information processing method, and an information processing program.

In recent years, proposals have begun to be made for ways to move away from cash such as banknotes and coins and to send cashless remittances such as donations in the event of a disaster or offerings to temples and shrines. Furthermore, in recent years, fundraising through networks, such as crowdfunding, has become generally recognized, and cases in which individuals send remittances to specific organizations are now expected on a daily basis.

Furthermore, technology aimed at supporting electronic payment of donations during worship services is known.

JP2020-173710A

However, with the conventional technology, there is room for further improvement in promoting an improvement in the user experience of users who make offerings/visits online.

The present application has been made in view of the above, and aims to promote improvement of the user experience of users who make offerings/visits online.

The information processing device according to the present application includes an issuing unit that issues identification information linked to one of a plurality of wallets linked to a religious corporation, and an issuing unit that uses the identification information issued by the issuing unit. When a remittance request is received from the terminal device, the remittance control unit remits the remittance from the user's wallet to the wallet linked to the identification information.

According to one aspect of the embodiment, it is possible to promote an improvement in the user experience of users who make offerings/visit online.

FIG. 1 is a diagram showing an overview of processing that is a premise of information processing according to this embodiment. FIG. 2 is a diagram showing an overview of information processing according to this embodiment. FIG. 3 is a block diagram showing a configuration example of a terminal device according to this embodiment. FIG. 4 is a block diagram showing a configuration example of an information processing device according to this embodiment. FIG. 5 is a diagram illustrating an example of a religious corporation wallet storage unit according to the present embodiment. FIG. 6 is a diagram illustrating an example of the temple and shrine information storage unit according to the present embodiment. FIG. 7 is a flowchart illustrating an example of a processing procedure of the information processing apparatus according to the present embodiment. FIG. 8 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing apparatus according to the present embodiment.

DESCRIPTION OF THE PREFERRED EMBODIMENTS An information processing apparatus, an information processing method, and an information processing program according to the present application (hereinafter referred to as "embodiments") will be described in detail below with reference to the drawings. Note that the information processing apparatus, information processing method, and information processing program according to the present application are not limited to this embodiment. Further, in each of the embodiments below, the same parts are given the same reference numerals, and redundant explanations will be omitted.

[1. An example of processing that is a premise of information processing according to this embodiment]
An example of processing that is a premise of information processing according to this embodiment will be described below. FIG. 1 is a diagram showing an overview of processing that is a premise of information processing according to this embodiment. Note that the prerequisite processing described below and the information processing according to this embodiment are executed in the information processing system SYS having the same configuration.

As shown in FIG. 1, the information processing system SYS according to this embodiment includes a terminal device 10 and an information processing device 100. Note that FIG. 1 shows an example of the information processing system SYS according to the present embodiment, and other terminal devices not shown in FIG. 1 may be included.

The terminal device 10 and the information processing device 100 are connected to a network N (see, for example, FIG. 4) by wire or wirelessly. The terminal device 10 and the information processing device 100 can communicate with each other through the network N.

The terminal device 10 shown in FIG. 1 is an information processing terminal used by a user U who is a user of an electronic payment service provided by the information processing device 100. A typical example of the terminal device 10 is a smartphone, but it may also be realized by a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), etc. . In the example of FIG. 1, a smartphone is shown as the terminal device 10. Note that in the following description, the terminal device 10 may be referred to as user U. In other words, the user U can be read as the terminal device 10. Furthermore, in the following description, a user of the electronic payment service provided by the information processing device 100 may be simply referred to as a "user."

The terminal device 10 also supports wireless communication networks such as LTE (Long Term Evolution), 4G (4th Generation), and 5G (5th Generation), Bluetooth (registered trademark), and wireless LAN (Local Area It has a communication unit for connecting to a network N via short-range wireless communication such as a network N. Thereby, the user U can operate the terminal device 10 to access the information processing device 100 and use the electronic payment service provided by the information processing device 100.

Further, the terminal device 10 can display information for using the electronic payment service provided by the information processing device 100 using a web browser or an application. At this time, if the terminal device 10 receives control information for realizing information display processing by a web browser, application, etc. from the information processing device 100, it realizes the display processing according to the received control information.

Information processing device 100 shown in FIG. 1 provides electronic payment service to user U. The information processing device 100 is typically a server device, but may also be realized by a mainframe, a workstation, or the like. When the information processing device 100 is implemented as a server device, it may be implemented as a single server, or may be implemented as a cloud system in which multiple server devices and multiple storage devices operate cooperatively.

Note that the information processing device 100 may function as a distribution device that distributes control information to the terminal device 10 used by the user U. Here, the control information is written in, for example, a script language such as JavaScript (registered trademark) or a style sheet language such as CSS (Cascading Style Sheets). Note that the application itself distributed from the information processing device 100 may be regarded as control information.

Here, prior to information processing according to the embodiment, an example of payment (electronic payment) using the terminal device 10 will be described. In addition, in the following explanation, we will use a two-dimensional code (QR code (registered trademark)) placed at stores that are members of electronic payment services, which indicates store identification information to identify the store. An example in which the user U makes a payment using the terminal device 10 will be described below, but the embodiment is not limited to this. An example of a payment described below can be applied to a case where any user makes a payment at any store using any terminal device. Further, the store identification information may be not only a QR code (registered trademark) but also a barcode, a predetermined mark, a number, etc.

For example, when user U makes a payment for the use or purchase of payment objects (transaction objects) such as various products and services at a store, user U uses a payment application (payment application) installed on the terminal device 10. Start. Then, the user photographs the store identification information installed at the store via the payment application. In such a case, the terminal device 10 displays a screen for inputting the price to be paid, and accepts input of the payment amount from the user U or the store clerk. The terminal device 10 then receives user identification information for identifying user U, store identification information (or information indicated by the store identification information, that is, information indicating the store (for example, store ID)), and the payment amount. The payment information shown is transmitted to the information processing device 100.

In such a case, the information processing device 100 transfers the amount of electronic money indicated by the payment amount from the account of the user U indicated by the user identification information to the account of the store indicated by the store identification information. Then, the information processing device 100 transmits a notification to the terminal device 10 that the payment has been completed. In such a case, the terminal device 10 notifies that the payment has been made using electronic money by displaying a screen or outputting a predetermined sound indicating that the payment has been completed.

Note that payment using the terminal device 10 is not limited to the above-described processing. For example, the payment using the terminal device 10 may be made using a store terminal installed in a store. For example, the terminal device 10 displays user identification information for identifying the user U on the screen. In such a case, the store terminal installed in the store reads the user identification information displayed on the terminal device 10 and reads the user identification information (or the information indicated by the user identification information, that is, the information indicating the user U). (for example, user ID)), the payment amount, and information for identifying the store, is transmitted to the information processing device 100. In such a case, the information processing device 100 transfers the amount of electronic money indicated by the payment amount from the user U's account indicated by the user identification information to the store's account, and transfers it to the store terminal or terminal device 10 of the store. On the other hand, the fact that the payment has been completed may be notified by outputting a screen or a predetermined sound indicating that the payment has been completed.

In addition, the payment using the terminal device 10 is not limited to the process of transferring electronic money from the account to which the user U has previously charged electronic money to the store's account; for example, payment using the credit card that the user U has registered in advance It may be payment. In such a case, for example, the terminal device 10 may transfer the electronic money of the payment amount to the store's account and request the payment amount from the operating company of the user U's credit card.

Note that the payment means and payment services described above are not limited to those for providing consideration for purchasing products or providing services (settlement of debts). For example, as described above, the payment means or payment service may have a function related to remittance between accounts owned by multiple users. That is, the payment means and payment service described above may be any service that controls the transmission and reception of electronic money between the accounts of any owners linked to the electronic money owner, such as the user U and the store. In other words, the payment means and payment services according to the embodiments include various controls for realizing electronic money exchange (not only various inter-account remittance controls via electronic money, but also control regarding exchanges between electronic money accounts and bank accounts). Transaction methods and transaction services that carry out various types of debt processing such as control, processing related to splits and bonus payments, and various other controls related to the exchange of assets, including electronic money, may be provided in any format. Good too. Furthermore, the various controls realized by such transaction means and transaction services may include both payment-related control and remittance-related control. That is, the term "transaction" is a concept that includes not only "settlement" related to electronic money, but also "remittance" of electronic money and various other types of processing. That is, the information processing device 100 may be an information processing device that implements a transaction means that controls the exchange of electronic money between arbitrary owners.

Further, the information processing apparatus 100 shown in FIG. 1 provides a corporate account service for corporations. The corporate account service is used when using various services related to domestic exchange transactions for corporations. In the corporate account service, the corporate account provided by the information processing device 100 to the business operator X includes, for example, a main wallet and a sub-wallet.

The main wallet is linked to a financial institution account designated in advance by business operator X. For example, business operator X can use this main wallet to deposit funds to be used for transactions of various services that business operator X has registered for use in advance. Further, for example, business operator X can also receive a payout of funds remaining unused for transactions of various services through this main wallet. Further, the sub-wallet is linked to various services that business operator X registers for use in advance. The balance transferred from the main wallet to the sub-wallet will be applied to transactions for various services.

Further, as a premise of the information processing according to the present embodiment, the information processing apparatus 100 can efficiently process services related to digital money such as electronic money by distributing processing requests from the user U to appropriate processing. Hereinafter, the processing that is the premise of the information processing according to this embodiment will be specifically explained along the flow expected when this processing is implemented. In the following explanation, business operator It is assumed that the agreement has been concluded. In other words, it can be said that business operator X is a service user who has a predetermined contractual relationship with a business operator that operates electronic payment services and corporate account services.

For example, the user U operates the terminal device 10 to read the identification information Q, which is a two-dimensional code linked to the business operator X, and transmits a processing request corresponding to the identification information Q to the information processing device 100. The identification information Q shown in FIG. 1 is associated with either payment or remittance processing. The identification information Q is configured to be readable by the user U using the terminal device 10 when transmitting a processing request. If the identification information Q is identification information for the purpose of payment, it is assumed that the identification information Q is installed in a store that is a member store of an electronic payment service. In addition, if the identification information Q is identification information for the purpose of remittance such as donations or offering offerings, it may be placed at fundraising venues where donations are collected, at temples and shrines, and on designated websites for fundraising such as crowdfunding. It is assumed that there will be cases where The processing request sent from the terminal device 10 to the information processing apparatus 100 includes request identification information for specifying the processing content corresponding to the processing request. For example, the request identification information is embedded in the code in advance when writing the identification information Q.

The information processing device 100 executes a distribution process of distributing the processing request received from the user U to a payment process or a remittance process (step S1). For example, based on the request identification information included in the processing request from the user U, the information processing device 100 allocates processing based on the processing request to either payment processing or remittance processing.

Further, when the information processing device 100 distributes the processing request to payment processing, the information processing device 100 executes the payment processing according to the contents of the processing request (step S2-1). When the payment processing is successfully completed, the information processing device 100 sends electronic money equivalent to the payment amount through the payment service compatible wallet provided to business operator X based on the conclusion of the electronic payment service member store contract. Accept deposits. Then, the information processing device 100 pays out the balance of the wallet compatible with the payment service to the financial institution account designated in advance as the transfer destination by the business operator X at a predetermined timing according to the member store contract.

Furthermore, when the information processing device 100 distributes the processing request to remittance processing, it executes the remittance processing according to the contents of the processing request (step S2-2). When the remittance process is successfully completed, the information processing device 100 receives electronic money in an amount equivalent to the remittance amount through the sub-wallet for the remittance service linked to the corporate account of business operator X. Then, the information processing device 100 adds the balance of the sub-wallet compatible with the remittance service to the balance of the main wallet of the corporate account as the receipt of business operator X. Then, the information processing device 100 pays out the balance of the corporate wallet to a financial institution account designated in advance as a transfer destination by the business operator X at a predetermined timing according to the usage contract of the corporate account service.

In this way, the information processing apparatus 100 according to the present embodiment can allocate processing requests from the user U to appropriate processing, and can efficiently execute processing related to services related to digital money such as electronic money. Furthermore, the information processing device 100 according to the present embodiment can provide the user U with a service that processes payment processing and remittance processing on the same platform.

[2. An example of information processing according to this embodiment]
An example of information processing according to this embodiment will be described below. FIG. 2 is a diagram showing an overview of information processing according to this embodiment. In addition, in the information processing according to the present embodiment, in the above-mentioned prerequisite processing, when a processing request from user U is assigned to remittance processing, the wallet of the religious corporation linked to the identification information is transferred from the user's wallet. Realize remittances to. Thereby, the information processing device 100 according to the present embodiment can promote improvement of the user experience of users who make offerings/visit online.

For example, the user U can easily perform electronic payment or remittance by reading the identification information Q using a payment application installed on the terminal device 10. Note that the function related to remittance may be provided in advance as a mini-app that operates in a payment application that functions as a super-app, or may be provided as an individual application program.

The information processing according to this embodiment will be specifically described below along the flow expected when the information processing is performed. Note that the following describes a case where user U uses a payment app to remit a donation in digital money such as electronic money or virtual currency to a specific remittance destination, but the information processing according to the embodiment is not particularly limited to this example, and can be applied to various cashless remittances using digital money. Furthermore, the religious corporation according to the embodiment is not limited to temples and shrines, but may be, for example, a public interest incorporated foundation that aims to contribute to society.

For example, user U visits a certain temple or shrine. In a certain temple and shrine, identification information Q1 is installed in multiple locations. For example, they are installed in multiple locations such as the main shrine, Inari Shrine, Otorii, and the approach to the shrine. The user U operates the terminal device 10 to read the identification information Q1 installed at a location of the temple or shrine he is visiting (step S11). Note that the identification information Q1 is generated in advance in the information processing device 100 in response to a request from a religious corporation. For example, the identification information Q1 is composed of a two-dimensional code such as a QR code (registered trademark), and functions as a reception means for receiving a remittance request from the user U. Note that the identification information Q1 is an example of a reception means for receiving a remittance request from the user U, and any means capable of accepting a remittance request from the user U can be adopted. Identification information Q1 describes information for making remittances for a predetermined purpose by linking to corporate accounts provided to religious corporations and using these corporations as remittance destinations. The identification information Q1 describes information for accessing a remittance screen (web page) prepared in advance for offering money. For example, the information described in the identification information Q1 includes remittance destination identification information for identifying the remittance destination, a remittance flag indicating that it is a remittance request, and the like. Further, the identification information according to the embodiment may be laminated or may include the logo of a temple or shrine.

Note that purchasing fortunes, charms, etc. is carried out through normal payment processing. For example, the identification information Q2 describes information for displaying a remittance screen prepared in advance for purchasing fortunes, charms, and the like. For example, the information described in the identification information Q2 includes remittance destination identification information for identifying the remittance destination, a remittance flag indicating that it is a remittance request, and the like. The user U operates the terminal device 10 to check the identification information Q2 installed at the awarding place of the temple and shrine he is visiting, and the identification information displayed on the terminal device of the worker (for example, an assistant worker) at the offering place. Read Q2 etc. Note that, similar to the identification information Q1, the identification information Q2 is generated in advance in the information processing device 100 in response to a request from a religious corporation. For example, the identification information Q2 is composed of a two-dimensional code such as a QR code (registered trademark), and functions as a reception means for receiving a remittance request from the user U. Note that the identification information Q2 is an example of a reception means for accepting a remittance request from the user U, and any means capable of accepting a remittance request from the user U can be adopted. Identification information Q2 describes information for making remittances for a predetermined purpose by linking to corporate accounts provided to religious corporations and using these corporations as remittance destinations.

Multiple wallets are linked to the religious corporation of the shrines and temples that user U visits, and among the multiple wallets, one wallet is linked to identification information Q1, and when making an offering, the money is sent via identification information Q1. The money will be sent to that wallet. Moreover, one wallet among the plurality of wallets is linked with identification information Q2, and when purchasing a fortune, amulet, etc., money is transferred to that wallet via identification information Q2. In this way, remittances are sent to different wallets of the same religious organization depending on the purpose of the remittance.

The terminal device 10 transmits the code reading information read from the identification information Q1 to the information processing device 100 as a processing request to the information processing device 100 (step S12). For example, the code reading information includes remittance identification information for identifying the remittance recipient, remittance flag indicating that it is a remittance request (corresponding to the above-mentioned "request identification information"), and the remittance source (user U). Contains remittance source identification information for identification. For example, the remittance source identification information may be a user ID (for example, U#000) that is individually assigned to the user U who uses the electronic payment service.

If the code reading information received from the terminal device 10 includes a remittance flag, the information processing device 100 recognizes that it is a remittance process, and reads the remittance information based on the remittance identification information included in the code reading information. Acquire (step S13).

Here, the user interface will be explained. Since the identification information Q1 describes information for displaying a remittance screen prepared in advance for offering money, the remittance screen is displayed by reading the identification information Q1 (step S14/step S15). Therefore, during busy times, the user U can make an offering by reading the identification information Q1 installed at other places such as Inari Shrine, without having to go to the main shrine.

The remittance is executed by inputting and confirming the amount on the remittance screen (step S16/step S18/step S19). At this time, the remittance may be confirmed by entering the amount on the remittance screen and operating the confirmation button, or the remittance may be confirmed by entering the amount on the remittance screen and the terminal ringing a bell like the one often seen in offering boxes. By shaking the device 10, the gyro sensor may react and the remittance may be confirmed. Further, when the remittance is confirmed, a different effect may be performed than when the remittance is normally performed. For example, when a remittance is confirmed, output the sound of a bell or hichiriki (change the payment sound), output animation content such as ringing a bell or bell, or output animation content such as playing a hichiriki. outputting animation content such as throwing money into an offering box, outputting content with predetermined words for each temple and shrine (such as greetings for New Year's greetings), and outputting content with a goshuin stamp. It is also possible to output content that has been dressed up as a stamp of the temple or shrine that is being visited (execution of dressing up the stamp) (step S17). Further, a set of contents including these contents and sounds and a fortune may be output. Upon receiving the remittance instruction from the terminal device 10, the information processing device 100 executes remittance processing according to the received remittance instruction. Then, when the transmission process is successfully completed, the information processing device 100 transmits a remittance completion notification to the terminal device 10 (step S20).

Moreover, such an effect may be performed not when the remittance is confirmed but when the amount is entered on the remittance screen. Further, when inputting the amount on the remittance screen, a different effect may be performed than when confirming the remittance. For example, when inputting the amount on the remittance screen, animation content such as throwing money into an offering box may be output, and when the remittance is confirmed, animation content such as ringing a bell may be output. Also, depending on the time of year you visit, the deity of the temple or shrine you visit may not be present. For example, Kannazuki is a time when the gods are absent, so it can be thought that the gods are absent at the temples and shrines we visit. Therefore, when the remittance screen is displayed and the god is absent, content indicating the god's absence may be output.

Furthermore, for example, when making an offering by reading the identification information Q1 displayed on the terminal device of a service worker at an awarding place, not only the terminal device 10 but also the terminal device of the service worker at an awarding center is used when the remittance is confirmed. Contents and sounds different from those used during normal remittance may be output. Furthermore, different contents and sounds may be output depending on the user side, the religious corporation side (for example, the side of the minister at the temple), and depending on the temples and shrines. For example, if a temple or shrine is a shrine, animation content such as ringing a bell will be output, and if the temple or shrine is a temple, animation content such as ringing a bell will be output. May be output.

The information processing device 100 may perform authentication to prevent fraud, and if the authentication is successful, transfer the money to the wallet of the destination religious corporation. Here, the identification information according to the embodiment may be linked with a map to display temples and shrines where offerings can be made on the map. For example, the terminal device 10 displays a map showing temples and shrines located near the user U. For example, if there are a plurality of temples and shrines located in the vicinity of the user U, the plurality of temples and shrines are displayed. When the user U specifies a temple or shrine that is currently being worshiped, the information processing device 100 issues identification information that is linked to the offering wallet of the specified temple or shrine. In this way, remittances may be made by reading actual identification information installed at temples and shrines, or remittances may be made based on identification information issued by specifying temples and shrines on a map. This allows the user U to make an offering without reading the actual identification information, thereby preventing fraud by an offering thief or the like. For example, it may be assumed that identification information is forged by a thief offering money. For example, if the actual identification information is replaced with fake identification information, it is possible that the fake identification information may be read. The information processing device 100 compares the identification information actually read by the user U and the identification information issued by the user U by specifying it on the map, determines whether they match, and if they match. (If the authentication is successful), the money can be transferred to the wallet of the destination religious institution. Note that if the information processing device 100 does not match (authentication fails), the information processing device 100 determines that it is fraudulent (recognizes it as a forgery), does not remit the money (rejects the payment), and sends the information to the user U. It may be possible to notify that the read identification information is incorrect identification information. Further, at this time, the information processing device 100 may notify the administrator of the religious corporation or the administrator of the information processing device 100 that the fraud has been committed. Further, for example, when the user U actually reads the identification information, the terminal device 10 links to the mini app website before displaying the remittance screen. The information processing device 100 determines that the identification information of the religious corporation included in the site information of the website is based on the site information (for example, URL (Uniform Resource Locator)) of the linked website and the identification information of the religious corporation. It may be determined whether the identification information matches the identification information of the religious corporation of the temple or shrine that the user U is visiting, and if they match, the money may be transferred to the wallet of the destination religious corporation.

[3. Variation of processing of embodiment]
(Remote worship)
In the embodiment described above, a case has been described in which the user U actually visits temples and shrines and makes an offering on the remittance screen displayed in association with the identification information Q1 installed at a plurality of locations in the temples and shrines. Here, we will explain the process for realizing remote worship that allows offering money/visiting worship at any time and from anywhere. By remote visiting a shrine, it is possible to make an offering/visit from home, for example, which can help improve the convenience of users who make an offering/visit online. For example, since it is possible to make an offering without reading identification information, it is possible to make an offering while waiting in line to enter the main shrine during busy times. The terminal device 10 displays, for example, temples and shrines where offerings can be made on a map. For example, when the user U specifies a temple or shrine to which he/she wishes to make an offering/visit from among the temples and shrines displayed on the map, the information processing device 100 receives identification information linked to the wallet for offering money of the religious corporation of the specified temple, shrine, or temple. sent to. Further, the terminal device 10 displays a remittance screen for remitting the offering money to the offering wallet of the religious corporation of the designated temple or shrine. The information processing device 100 executes remittance based on the acquired identification information when the user U inputs and confirms the amount on the remittance screen.

(Fraud prevention)
In the past, public interest corporations such as religious corporations were targeted by malicious forces because of their tax advantages, and there were cases in which they became a cover for tax evasion and money laundering. In the embodiment described above, the information processing device 100 identifies suspicious cases that meet predetermined conditions based on information on the remitter and the remittance business (for example, amount, period, purpose, deposit/withdrawal, eKYC (electronic Know Your Customer), etc.). Remittances of transactions determined to be inappropriate transactions may be restricted. For example, if the remittance amount exceeds a predetermined amount that is predetermined as the maximum amount of saisen (for example, when the remittance amount exceeds 1 million yen or an amount that cannot be assumed for saisen), the information processing device 100 The remittance may be restricted by determining that the transaction is not an offering but a suspicious transaction. Further, for example, if a predetermined period of time has not passed since the wallet of the remittance destination business operator was set up (for example, when less than one minute has passed since the wallet was set up), the information processing device 100 , the remittance may be determined to be a suspicious transaction and not an offering, and the remittance may be restricted. Further, for example, if the purpose of the wallet of the remittance destination business is unknown (for example, if the wallet is only used occasionally), the information processing device 100 may determine that the remittance is not an offering but a suspicious transaction. You may also restrict remittances. Further, for example, if the number of deposits and withdrawals in the wallet of the remittance destination business operator exceeds a predetermined number of times (for example, if there is 10 or more remittances from the same sender on the same day) etc.), the remittance may be determined to be a suspicious transaction and not an offering, and the remittance may be restricted. In this way, the information processing device 100 can also prevent fraud such as tax evasion and money laundering by restricting remittances of transactions that are determined to be suspicious transactions that meet predetermined conditions. Therefore, the information processing device 100 can realize remittance only when it is determined that the transaction is not fraudulent, such as tax evasion or money laundering.

[4. Terminal device configuration]
Next, the configuration of the terminal device 10 according to the embodiment will be described using FIG. 3. FIG. 3 is a diagram showing a configuration example of the terminal device 10 according to the embodiment. As shown in FIG. 3, the terminal device 10 includes a communication section 11, an input section 12, an output section 13, and a control section 14.

(Communication Department 11)
The communication unit 11 is realized by, for example, a NIC (Network Interface Card). The communication unit 11 is connected to a predetermined network N by wire or wirelessly, and transmits and receives information to and from the information processing device 100 and the like via the predetermined network N.

(Input section 12)
The input unit 12 accepts various operations from the user. In the example shown in FIG. 1, various operations from the user U are accepted. For example, the input unit 12 may receive various operations from the user via the display screen using a touch panel function. Further, the input unit 12 may accept various operations from buttons provided on the terminal device 10 or a keyboard or mouse connected to the terminal device 10.

(Output section 13)
The output unit 13 is a display screen of a tablet terminal or the like realized by, for example, a liquid crystal display or an organic EL (Electro-Luminescence) display, and is a display device for displaying various information. For example, the output unit 13 displays information acquired from the information processing device 100.

(Control unit 14)
The control unit 14 is, for example, a controller, and various programs stored in a storage device inside the terminal device 10 are stored in a RAM (Random Access Memory) by a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or the like. ) as the work area. For example, these various programs include application programs installed on the terminal device 10. For example, these various programs include an application program that acquires and displays information from the information processing device 100. Further, the control unit 14 is realized by, for example, an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array).

As shown in FIG. 3, the control unit 14 includes a receiving unit 141 and a transmitting unit 142, and realizes or executes the information processing operation described below.

(Receiving unit 141)
The receiving unit 141 receives various information from an external information processing device. The receiving unit 141 receives various information from other information processing devices such as the information processing device 100. For example, the receiving unit 141 receives information for displaying a remittance screen for offering money. Further, for example, the receiving unit 141 receives information for displaying a remittance screen for purchasing fortune slips, amulets, and the like. Further, for example, the receiving unit 141 receives map information in order to display temples and shrines where offerings can be made on the map.

(Transmission unit 142)
The transmitter 142 transmits various information to an external information processing device. The transmitter 142 transmits various information to other information processing apparatuses such as the information processing apparatus 100. For example, when a QR code (registered trademark) installed at a temple or shrine is photographed, the transmitter 142 transmits identification information of the photographed QR code (registered trademark). Further, for example, when the transmitting unit 142 specifies a temple or shrine where an offering is possible on the map, it transmits identification information linked to a wallet for offering money of a religious corporation of the designated temple or shrine. Based on this identification information, a remittance screen for offering money is displayed.

[5. Configuration of information processing device]
Next, the configuration of the information processing device 100 according to the embodiment will be described using FIG. 4. FIG. 4 is a diagram illustrating a configuration example of the information processing device 100 according to the embodiment. As shown in FIG. 4, the information processing device 100 includes a communication section 110, a storage section 120, and a control section 130. Note that the information processing device 100 has an input unit (for example, a keyboard, a mouse, etc.) that accepts various operations from the administrator of the information processing device 100, and a display unit (for example, a liquid crystal display, etc.) for displaying various information. You may.

(Communication Department 110)
The communication unit 110 is realized by, for example, a NIC or the like. The communication unit 110 is connected to the network N by wire or wirelessly, and transmits and receives information to and from the terminal device 10 and the like via the network N.

(Storage unit 120)
The storage unit 120 is realized by, for example, a semiconductor memory device such as a RAM or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 4, the storage unit 120 includes a religious corporation wallet storage unit 121 and a temple and shrine information storage unit 122.

The religious corporation wallet storage unit 121 stores identification information linked to each wallet of a religious corporation. Here, an example of information stored in the religious corporation wallet storage unit 121 will be explained using FIG. 5. FIG. 5 is a diagram illustrating an example of the religious corporation wallet storage unit 121 according to the embodiment. In the example of FIG. 5, the religious corporation wallet storage unit 121 has items such as "wallet ID," "religious corporation ID," and "identification information."

“Wallet ID” indicates identification information for identifying the wallet of a religious corporation. “Religious corporation ID” indicates identification information for identifying a religious corporation. "Identification information" indicates identification information linked to the wallet. In the example shown in FIG. 5, conceptual information such as "identification information #1" and "identification information #2" is stored in "identification information", but in reality, QR code (registered trademark ) and other information is stored. This QR code (registered trademark) will be installed at the temples and shrines of the linked religious corporation. In addition, when linking to a wallet for saisen, by reading the QR code (registered trademark), a remittance screen for saisen will be displayed.

The temple and shrine information storage unit 122 stores information on temples and shrines. Here, an example of information stored in the temple/shrine information storage section 122 will be explained using FIG. 6. FIG. 6 is a diagram illustrating an example of the temple and shrine information storage unit 122 according to the embodiment. In the example of FIG. 6, the temple/shrine/temple information storage unit 122 has items such as "temple/shrine/temple ID" and "temple/shrine/temple information."

“Temple/Shrine/Temple ID” indicates identification information for identifying a temple/shrine/temple. In the example shown in Figure 6, "Temples and Shrines Information" includes conceptual information such as "Temples and Shrines Information #1" and "Temples and Shrines Information #2." In reality, information such as location information of temples and shrines is stored. Based on this temple and shrine information, information indicating temples and shrines is displayed on the map. Furthermore, by specifying a temple or shrine displayed on the map, if the purpose is to make an offering, identification information linked to the offering wallet of the religious corporation of the temple or shrine is acquired.

(Control unit 130)
The control unit 130 is a controller, and is realized by, for example, a CPU, an MPU, or the like executing various programs stored in a storage device inside the information processing device 100 using the RAM as a work area. Further, the control unit 130 is realized by, for example, an integrated circuit such as an ASIC or an FPGA. As shown in FIG. 4, the control unit 130 according to the embodiment includes an issuing unit 131, an acquisition unit 132, a remittance control unit 133, and a notification unit 134, and has information processing functions and operations described below. to realize or carry out.

(Publishing Department 131)
The issuing unit 131 issues identification information associated with one of the plurality of wallets associated with a religious corporation. For example, if a wallet for payment (for example, purchasing a fortune or amulet) is linked to a certain religious corporation A, the issuing unit 131 may send identification information for payment linked to the wallet for payment. A plurality of pieces of identification information may be issued, or if a wallet for offering money is linked, a plurality of pieces of identification information for offering money linked to a wallet for offering money may be issued. In this way, if a religious corporation A has multiple wallets linked to it, such as wallets for offering money and payments, the issuing unit 131 stores the identification information for offering money linked to the wallet for offering money and the wallet for making payments. A plurality of pieces of identification information are issued, including a wallet for the user and identification information for payment linked to the wallet. These pieces of identification information are installed, for example, at a plurality of locations in the temples and shrines of the religious corporation A (for example, the main shrine, the Inari shrine, the large torii gate, the approach to the shrine, etc.). In addition, these identification information may be obtained, for example, by reading identification information installed at multiple locations of temples and shrines of religious corporation A, or by specifying temples and shrines of religious corporation A on a map. It may be obtained by

(Acquisition unit 132)
The acquisition unit 132 acquires various information from other information processing devices such as the terminal device 10. For example, when the user U photographs a QR code (registered trademark) installed at a temple or shrine, the acquisition unit 132 acquires identification information of the photographed QR code (registered trademark). Further, for example, when the user U specifies a temple or shrine on the map where an offering can be made, the acquisition unit 132 acquires identification information linked to the wallet for offering money of the religious corporation of the designated temple or shrine.

The acquisition unit 132 acquires various information from the religious corporation wallet storage unit 121 and the temple and shrine information storage unit 122. For example, the acquisition unit 132 acquires information on a wallet associated with the acquired identification information, which is specified based on a comparison between the acquired identification information and the information stored in the religious corporation wallet storage unit 121. The offering amount entered on the remittance screen will be remitted to this wallet. Further, for example, the acquisition unit 132 acquires location information of temples and shrines that can be visited among the temples and shrines in the vicinity of the location specified by the user U, based on the information stored in the temple and shrine information storage unit 122. When temples and shrines are specified on the map generated based on this location information, the offering amount entered on the remittance screen will be remitted to the wallet linked to the acquired identification information.

(Remittance control unit 133)
When the remittance control unit 133 receives a remittance request using the identification information issued by the issuing unit 131, the remittance control unit 133 remits money from the user's wallet to the wallet linked to the identification information. For example, the remittance control unit 133 executes the remittance when the user U reads the identification information and inputs and confirms the amount on the remittance screen displayed. Further, for example, the remittance control unit 133 executes the remittance by inputting and confirming the amount on the remittance screen that is displayed when the user U specifies a temple or shrine on the map.

(Notification section 134)
The notification unit 134 causes the terminal device 10 to output at least one of content and sound at the time of remittance. For example, when the remittance control unit 133 sends money to a wallet for offering money among multiple wallets linked to a religious corporation, the notification unit 134 may send content that is different from when remittances are made to other wallets. and the terminal device 10 outputs at least one of the sounds.

For example, the notification unit 134 causes the terminal device 10 to output at least one of content and sound when remittance is confirmed. For example, the notification unit 134 causes the terminal device 10 to output at least one of content and sound when the user U inputs the amount on the remittance screen and confirms the remittance. Further, the notification unit 134 causes the terminal device 10 to output at least one of content and sound, for example, when inputting an amount on the remittance screen. For example, the notification unit 134 causes the terminal device 10 to output animation content such as throwing coins into an offering box (an example of content indicating that the purpose is to remit money).

[6. Information processing flow]
The information processing procedure of the information processing apparatus 100 according to the embodiment will be described using FIG. 7. FIG. 7 is a flowchart illustrating an example of an information processing procedure according to the embodiment.

As shown in FIG. 7, the information processing device 100 issues identification information associated with one of the plurality of wallets associated with a religious corporation (step S101).

When the information processing device 100 receives a remittance request using the issued identification information, it executes remittance from the user's wallet to the wallet linked to the identification information (step S102).

The information processing device 100 outputs at least one of content and sound on the remittance screen when remittance is confirmed (step S103).

[7. effect〕
As described above, the information processing device 100 according to the embodiment includes the issuing section 131 and the remittance control section 133. The issuing unit 131 issues identification information associated with one of the plurality of wallets associated with a religious corporation. When the remittance control unit 133 receives a remittance request using the identification information issued by the issuing unit 131 from the terminal device, the remittance control unit 133 remits money from the user's wallet to the wallet linked to the identification information.

As a result, the information processing device 100 according to the embodiment can make an offering online using the identification information, thereby promoting an improvement in the user experience of the user who makes an offering/visiting online. .

Furthermore, the information processing device 100 according to the embodiment is configured to select at least one of different content and sounds when remitting money to a wallet linked to the identification information issued by the issuing unit 131 than when remitting money to other wallets. It further includes a notification section 134 that outputs the information to the terminal device.

As a result, the information processing apparatus 100 according to the embodiment can output sounds and content different from those used when purchasing a fortune-telling fortune, a talisman, etc., and thus can promote improvement of the user's user experience.

Furthermore, the notification unit 134 causes the terminal device to output when the remittance is confirmed.

Thereby, the information processing device 100 according to the embodiment can notify that the remittance has been successfully executed.

Furthermore, the notification unit 134 causes the terminal device to output content indicating that the purpose of remittance is on the remittance screen.

Thereby, the information processing apparatus 100 according to the embodiment can display a remittance screen according to the purpose of remittance, and thus can promote improvement of the user experience of the user.

Furthermore, the notification unit 134 causes the terminal device to output animation content of throwing money into an offering box.

As a result, when the purpose of remittance is to make an offering, the information processing device 100 according to the embodiment can display content such as throwing the offering money into the offering box, which promotes improvement of the user experience for the user. be able to.

Further, the remittance control unit 133 executes remittance when authentication is successful based on the identification information.

Thereby, the information processing apparatus 100 according to the embodiment can appropriately prevent unauthorized authentication.

Further, the remittance control unit 133 executes remittance when authentication is successful based on the site information of the website on the linked mini-app linked based on the identification information and the identification information of the religious corporation.

Thereby, the information processing apparatus 100 according to the embodiment can more effectively prevent unauthorized authentication.

Further, the remittance control unit 133 executes remittance when authentication is successful based on comparison with identification information issued according to the location specified by the user on the map displayed on the terminal device.

Thereby, the information processing apparatus 100 according to the embodiment can more effectively prevent unauthorized authentication.

[8. Hardware configuration]
Further, the information processing apparatus 100 according to each of the embodiments described above is realized by, for example, a computer 1000 having a configuration as shown in FIG. The information processing device 100 will be described below as an example. FIG. 8 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing device 100. Computer 1000 has CPU 1100, ROM 1200, RAM 1300, HDD 1400, communication interface (I/F) 1500, input/output interface (I/F) 1600, and media interface (I/F) 1700.

CPU 1100 operates based on a program stored in ROM 1200 or HDD 1400, and controls each part. The ROM 1200 stores a boot program executed by the CPU 1100 when the computer 1000 is started, programs depending on the hardware of the computer 1000, and the like.

The HDD 1400 stores programs executed by the CPU 1100, data used by the programs, and the like. Communication interface 1500 receives data from other devices via communication network 500 (corresponding to network N in the embodiment) and sends it to CPU 1100, and also sends data generated by CPU 1100 to other devices via communication network 500. Send to device.

The CPU 1100 controls output devices such as a display and a printer, and input devices such as a keyboard and mouse via an input/output interface 1600. CPU 1100 obtains data from an input device via input/output interface 1600. Further, CPU 1100 outputs the generated data to an output device via input/output interface 1600.

Media interface 1700 reads programs or data stored in recording medium 1800 and provides them to CPU 1100 via RAM 1300. CPU 1100 loads this program from recording medium 1800 onto RAM 1300 via media interface 1700, and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or a PD (Phase change rewritable disk), a magneto-optical recording medium such as an MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory. etc.

For example, when the computer 1000 functions as the information processing device 100, the CPU 1100 of the computer 1000 realizes the functions of the control unit 130 by executing a program loaded onto the RAM 1300. Further, each data in the storage device of the information processing device 100 is stored in the HDD 1400. The CPU 1100 of the computer 1000 reads these programs from the recording medium 1800 and executes them, but as another example, these programs may be acquired from another device via a predetermined communication network.

[9. others〕
Some of the embodiments of the present application have been described above in detail based on the drawings, but these are merely examples, and various modifications and variations may be made based on the knowledge of those skilled in the art, including the embodiments described in the disclosure section of the invention. It is possible to carry out the invention in other forms with modifications.

Furthermore, the configuration of the information processing apparatus 100 described above can be changed flexibly, such as implementing some functions by calling an external platform or the like using an API (Application Programming Interface), network computing, or the like.

Further, the "unit" described in the claims can be read as "means", "circuit", etc. For example, the acquisition unit can be read as an acquisition means or an acquisition circuit.

10 Terminal device 11 Communication unit 12 Input unit 13 Output unit 14 Control unit 100 Information processing device 110 Communication unit 120 Storage unit 121 Religious corporation wallet storage unit 122 Temple and shrine information storage unit 130 Control unit 131 Issuance unit 132 Acquisition unit 133 Remittance control unit 134 Notification section 141 Receiving section 142 Transmitting section

Claims (10)

An issuing department that issues identification information linked to one of the multiple wallets linked to a religious corporation;
a remittance control unit that remits money from the user's wallet to the wallet linked to the identification information when a remittance request using the identification information issued by the issuing unit is received from the terminal device;
An information processing device comprising: a notification unit that causes the terminal device to output at least one of content and sound that is different from when remittances are made to other wallets when remittances are made to a wallet linked to identification information issued by the issuing unit;
The information processing apparatus according to claim 1, further comprising: an information processing apparatus according to claim 1; The notification section is
The information processing device according to claim 2, wherein the information processing device causes the terminal device to output when the remittance is confirmed. The notification section is
The information processing device according to claim 2, wherein the terminal device outputs content indicating that the purpose of remittance is on a remittance screen. The notification section is
The information processing device according to claim 4, wherein the terminal device outputs animation content of throwing money into an offering box. The remittance control unit
The information processing device according to claim 1, wherein the remittance is executed when authentication is successful based on the identification information. The remittance control unit
According to claim 6, the remittance is executed when authentication is successful based on site information of a website on a linked mini-application linked based on the identification information and identification information of the religious corporation. The information processing device described. The remittance control unit
8. The remittance is executed when authentication is successful based on comparison with identification information issued according to a location specified by the user on a map displayed on the terminal device. The information processing device described. An information processing method performed by a computer, the method comprising:
an issuance step of issuing identification information linked to one of the plurality of wallets linked to a religious corporation;
When a remittance request using the identification information issued in the issuing step is received from the terminal device, a remittance control step of remitting money from the user's wallet to the wallet linked to the identification information;
An information processing method characterized by comprising: An issuance procedure for issuing identification information linked to one of the multiple wallets linked to a religious corporation;
When a remittance request using the identification information issued by the issuing procedure is received from the terminal device, a remittance control procedure for remitting money from the user's wallet to the wallet linked to the identification information;
An information processing program that causes a computer to execute.

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