JP2023501021A - 安全なメッセージングのための非接触カードを介して資格情報を提供する多要素認証 - Google Patents
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Abstract
Description
この出願は、2019年12月26日に出願された「安全なメッセージングのための非接触カードを介して資格情報を提供する多要素認証」という名称の米国特許出願第16/727,162号(2020年8月25日に米国特許第10,757,574号として発行)の優先権を主張する。前述の特許出願の内容は、参照によりその全体が本明細書に援用される。
Claims (20)
- コンピューティングデバイスで実施される方法であって、
関連付けられた電話番号を有するショートメッセージサービス(SMS)対応デバイスからコンピューティングデバイスでメッセージを受信することであって、前記メッセージは、SMSセッションを開始することを望むことを示し、前記メッセージは、安全なコンポーネントを含む、ことと、
前記安全なコンポーネントを復号して、少なくともワンタイムパスワードおよびアカウント識別子のハッシュを取得することと、
前記ワンタイムパスワードおよび前記アカウント識別子を抽出することと、
前記ワンタイムパスワードが有効かどうかを決定することと、
前記アカウント識別子に関連付けられているアカウントを決定することと、
前記決定されたアカウントに接続されている電話番号にアクセスすることと、
前記関連付けられた電話番号が、前記アカウントに接続されている前記電話番号と一致する一致電話番号であるかどうかを決定することと、
前記パスワードが有効で、かつ前記関連付けられた電話番号が一致電話番号である場合、前記SMS対応デバイスにSMSメッセージを送信することにより、安全なSMSセッションを開始することと、
前記パスワードが有効でない、および/または、前記関連付けられたパスワードが一致電話番号ではない場合、前記SMS対応デバイスとの前記安全なSMSセッションの開始を拒否することと、
を含む方法。 - 前記復号することは、対称復号アルゴリズムを使用する、請求項1に記載の方法。
- 前記方法は、
前記SMS対応デバイスのジオロケーションを確認することと、
前記安全なSMSセッションを開始するかどうかを決定する際の他の認証要素として前記ジオロケーションを使用することと、
をさらに含む、請求項1に記載の方法。 - 前記メッセージを受信することは、SMSメッセージを受信することを含む、請求項1に記載の方法。
- 前記方法は、
前記安全なSMSセッションが開始される場合、チャットボットを使用して前記安全なSMSセッションに参加することをさらに含む、請求項1に記載の方法。 - 前記ワンタイムパスワードは、時間ベースのパスワードである、請求項1に記載の方法。
- 前記コンピューティングデバイスは、カウンタを維持し、前記コンピューティングデバイスは、パスワードの有効期限が切れているかどうかを決定する際に前記カウンタの値を使用する、請求項1に記載の方法。
- 前記コンピューティングデバイスによって維持される前記カウンタは、前記非接触カードによって維持されるカウンタと同期している、請求項7に記載の方法。
- ショートメッセージサービス(SMS)対応デバイスで実施される方法であって、
近距離無線通信を介して前記SMS対応デバイスの非接触カードから暗号的に安全なワンタイムパスワードを受信することであって、
前記暗号的に安全なワンタイムパスワードは、少なくとも前記ワンタイムパスワードおよびアカウント識別子の暗号化されたハッシュを備え、
前記ワンタイムパスワードは、対称暗号化アルゴリズムによって暗号化され、
前記ワンタイムパスワードは、設定された期間のみ有効である、ことと、
前記SMS対応デバイスから当事者にメッセージを送信して、安全なSMSセッションの開始を要求することであって、前記メッセージは、前記暗号的に安全なワンタイムパスワードを含み、前記SMS対応デバイスは、関連付けられた電話番号を有する、ことと、
前記パスワードが有効であり、前記SMS対応デバイスの前記電話番号が前記アカウント識別子によって識別されるアカウントに関連付けられている場合、前記SMS対応デバイスにおいて前記当事者からSMSメッセージを受信することと、
を含む方法。 - 前記SMS対応デバイスから前記メッセージを送信することは、最初のSMSメッセージを送信することを含む、請求項9に記載の方法。
- 前記SMS対応デバイスから前記メッセージを送信することは、前記当事者のウェブサイトに前記メッセージを送信すること、または前記当事者に直接前記メッセージを送信することのうちの1つを含む、請求項9に記載の方法。
- 前記方法は、
前記SMS対応デバイスから前記当事者にジオロケーション情報を送信することをさらに含む、請求項9に記載の方法。 - 前記SMSメッセージは、チャットボットから受信される、請求項9に記載の方法。
- 非接触カードによって実行される方法であって、
コンピューティングデバイスとの近距離無線通信(NFC)セッションを開始することと、
前記NFCセッションの一部として、
前記コンピューティングデバイスで実行されているアプリケーションプログラムと通信することと、
ハッシュ関数を介して少なくともワンタイムパスワードおよびアカウント識別子を渡してハッシュ値を作成することと、
前記ハッシュ値を暗号化することと、
前記暗号化されたハッシュ値を前記コンピューティングデバイスで実行されている前記アプリケーションに渡すことと、
前記アプリケーションに、リモートコンピューティングデバイスにメッセージを送信し、前記リモートコンピューティングデバイスとのメッセージングセッションを開始するよう促すことであって、前記メッセージは、前記メッセージングセッションの開始を希望する当事者の身元の証拠として前記暗号化されたハッシュ値を含む、ことと、
を含む方法。 - 前記ワンタイムパスワードは、時間ベースのパスワードである、請求項14に記載の方法。
- 前記非接触カードは、カウンタを維持し、前記カウンタの値は、前記暗号化されたハッシュ値を作成する際に使用される、請求項15に記載の方法。
- 前記カウンタの前記値は、前記ハッシュ関数を介して渡される、請求項16に記載の方法。
- 前記カウンタの前記値は、前記ワンタイムパスワードおよび前記アカウント識別子とともに前記ハッシュ関数を介して渡される、請求項17に記載の方法。
- 前記ワンタイムパスワードは、設定された期間のみ有効である、請求項16に記載の方法。
- 前記NFCセッションは、前記コンピューティングデバイス内のカードリーダで前記非接触カードをタップすることに応答して開始される、請求項14に記載の方法。
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