JP2023176846A - Bank book updating system - Google Patents

Abstract

To update a bank book with no branch code or account number assigned thereto.SOLUTION: A terminal 10 is used for login operation to log in to a control server 20 and for an operation on a bank transaction screen. A printer 1 for printing information on a bank book is connected to the terminal 10 or the control server 20. The control server 20 has user accounts 22-1, 22-2, ... for each combination of branch code and account number of a bank account. The control server 20 acquires, on receipt of a login operation from the terminal to log in to a login account, a transaction record of a bank account which is a combination of a branch code and an account number corresponding to the login account, from a management server 2 which manages transaction records for each bank account. The control server 20 causes the printer 1 to print the acquired transaction record on the bank book.SELECTED DRAWING: Figure 1

Description

The present invention relates to a bookkeeping system.

Passbooks issued by financial institutions have a magnetic stripe with information on the store number and account number. For example, when recording in a passbook, a bookkeeping machine or automated teller machine (ATM) obtains the bank account transaction record of the store number and account number read from the magnetic stripe from a server that manages transaction records. . Then, the bookkeeping machine or ATM prints the transaction record obtained from the server on a passbook.

As a technique for acquiring transaction records, for example, an account information service system has been proposed that provides transaction history including unrecorded data of account transactions with financial institutions to the customer via a network. Further, for example, a terminal device has been proposed that acquires transaction information from a bank server and automatically transmits it to a server used by a user. Furthermore, for example, in online banking, a transaction account information providing system has been proposed that eliminates the issuance of paper bankbooks as much as possible.

Japanese Patent Application Publication No. 2006-11925 JP2017-187930A Japanese Patent Application Publication No. 2005-216097

If a passbook with a magnetic stripe is lost, the store number and account number that can identify the account may be leaked. Therefore, it is preferable that the bankbook does not include information indicating the store number and account number.

In one aspect, the purpose of this case is to record in a passbook that is not assigned a store number and account number.

In one proposal, a bookkeeping system is provided that includes a printer, a terminal, and a control server. The printer can print on passbooks. The terminal performs login operations and bank transaction screen operations. The control server has a user account for each combination of bank account branch number and account number, and when it receives a login operation from a terminal to a login account among the user accounts, the control server controls the management server that manages transaction records for each bank account. From there, the bank account transaction record of the combination of store number and account number corresponding to the login account is acquired, and the printer prints the acquired transaction record on a passbook.

According to one aspect, it is possible to record in a passbook that is not assigned a store number and account number.

FIG. 1 is a diagram showing an example of a bookkeeping system according to a first embodiment. It is a figure showing an example of the bookkeeping system concerning a 2nd embodiment. FIG. 2 is a diagram illustrating an example of a hardware configuration of a terminal. FIG. 7 is a block diagram illustrating an example of functions of each device according to the second embodiment. It is a figure showing an example of account information. FIG. 7 is a diagram illustrating an example of the flow of processing according to the second embodiment. 2 is a flowchart (part 1) showing an example of the procedure of bookkeeping processing. 12 is a flowchart (part 2) showing an example of the procedure of bookkeeping processing. 1 is a diagram showing an example of an ATM hardware configuration. FIG. 7 is a block diagram showing an example of functions of each device according to a third embodiment. FIG. 7 is a diagram showing an example of the flow of processing according to the third embodiment. 12 is a flowchart (part 1) illustrating another example of the procedure of bookkeeping processing. 12 is a flowchart (Part 2) illustrating another example of the procedure of bookkeeping processing.

The present embodiment will be described below with reference to the drawings. Note that each embodiment can be implemented by combining a plurality of embodiments within a consistent range.
[First embodiment]
First, a first embodiment will be described.

FIG. 1 is a diagram showing an example of a bookkeeping system according to the first embodiment. The first embodiment is for recording in a passbook.
The bookkeeping system of the first embodiment includes a management server 2, a terminal 10, and a control server 20. The management server 2 is a server computer that manages transaction records for each bank account. For example, the management server 2 stores a transaction record indicating a history of deposits and withdrawals to a bank account in association with a combination of a branch number and an account number of the bank account.

The terminal 10 is a computer that operates the virtual machine 22 of the control server 20. The terminal 10 performs a login operation and a bank transaction screen operation. The terminal 10 is connected to a printer 1 that can print on a bankbook. For example, the terminal 10 is a computer installed in a bank branch, and the printer 1 is a printer connected to the terminal 10. Further, for example, the terminal 10 is an ATM, and the printer 1 is a passbook processing unit installed in the ATM. The terminal 10 has a processing section 11. The processing unit 11 can control the terminal 10 and execute required processing. The processing unit 11 is, for example, a processor or an arithmetic circuit included in the terminal 10. The processing unit 11 operates the virtual machine 22 by, for example, executing software for operating a connected computer and connecting to the control server 20 .

The control server 20 is a server computer that acquires transaction records from the management server 2. The control server 20 has a processing section 21. The processing unit 21 can control the control server 20 and execute required processing. The processing unit 21 is, for example, a processor or an arithmetic circuit included in the control server 20. The processing unit 21 controls the virtual machine 22. The virtual machine 22 is realized by virtualization software executed by the processing unit 21. The virtual machine 22 has user accounts 22-1, 22-2, . . . for each combination of bank account branch number and account number. The user accounts 22-1, 22-2, . . . are, for example, user accounts of an OS (Operating System) executed on the virtual machine 22.

The virtual machine 22 has a user profile for each user account. The user profile is a storage area of the virtual machine 22 that can be used when logged in with a corresponding user account. The virtual machine 22 stores a combination of a store number and an account number corresponding to a user account in each user profile. For example, the virtual machine 22 stores the combination of store number and account number corresponding to the user account 22-1 in the user profile 23 of the user account 22-1.

The virtual machine 22 receives a login operation to one of the user accounts 22-1, 22-2, . . . from the terminal 10. Then, the virtual machine 22 acquires from the management server 2 the bank account transaction record of the combination of store number and account number corresponding to the login account. Here, the virtual machine 22 acquires from the management server 2 the bank account transaction record of the combination of store number and account number stored in the user profile of the login account.

For example, the virtual machine 22 logs into the user account 22-1 by inputting the ID and password of the user account 22-1 from the terminal 10. Then, the virtual machine 22 transmits the combination of store number and account number stored in the user profile 23 to the management server 2, and requests transaction records of the bank account specified by the combination. The virtual machine 22 receives transaction records sent from the management server 2 in response to requests.

Then, the virtual machine 22 causes the printer 1 to print the acquired transaction record on the passbook. For example, the virtual machine 22 uses a driver to control the printer 1 to generate an instruction to print a transaction record. The virtual machine 22 transmits the generated command to the printer 1 via the software executed by the processing unit 11 that operates the connected computer, and causes the printer 1 to print the transaction record on the passbook set in the printer 1.

According to the first embodiment, the terminal 10 is connected to a printer 1 that can print on a bankbook. The control server 20 has a user account for each combination of bank account branch number and account number. When the control server 20 receives a login operation for a login account among the user accounts 22-1, 22-2, . . . from the terminal 10, it receives from the management server 2 the store number and account number corresponding to the login account. Obtain transaction records for combined bank accounts. The control server 20 causes the printer 1 to print the acquired transaction record on a passbook.

Thereby, the bookkeeping system of the first embodiment can identify a bank account and record transaction records without acquiring the store number and account number from the passbook. Therefore, the bookkeeping system of the first embodiment can record in a passbook to which a store number and account number are not assigned.

Further, the control server 20 stores a combination of store number and account number corresponding to the user account in the user profile for each user account. The control server 20 acquires from the management server 2 the bank account transaction record of the combination of store number and account number stored in the user profile of the login account. Thereby, the bookkeeping system of the first embodiment can prevent the combination of store number and account number from being acquired from other user accounts, and can improve security.

The control server 20 also controls the virtual machines 22 and has user accounts 22-1, 22-2, . . . on the virtual machines 22. In this way, the bookkeeping system of the first embodiment can easily migrate the system by implementing the system for acquiring transaction records on the virtual machine 22.

[Second embodiment]
Next, a second embodiment will be described. In the second embodiment, entries are made in a passbook using a computer installed at a bank branch.

FIG. 2 is a diagram illustrating an example of a bookkeeping system according to the second embodiment. The bookkeeping system of the second embodiment includes a terminal 100, a control server 200, a business server 300, and a management server 400. Terminal 100, control server 200, business server 300, and management server 400 are connected to network 40. The network 40 is, for example, a wide area network such as the Internet.

Terminal 100 is installed in store 30. Store 30 is a bank. Terminal 100 is a computer operated by a customer of store 30. Terminal 100 is connected to printer 38. The printer 38 is a printer that can print on passbooks. The terminal 100 accesses the control server 200 and operates a virtual machine running on the control server 200. For example, the terminal 100 accepts input of an ID and password, and logs into a user account on a virtual machine running on the control server 200. Furthermore, the terminal 100 accepts input of transaction details to the virtual machine running on the control server 200 .

Control server 200 is a server computer that obtains transaction records. The control server 200 runs a virtual machine. The virtual machine running on the control server 200 notifies the business server 300 of the store number and account number stored in the user profile of the logged-in user account in response to the operation of the terminal 100, and processes the information entered using the terminal 100. Instruct the execution of transactions. Then, the virtual machine running on the control server 200 acquires unrecorded transaction records from the business server 300 and instructs the printer 38 via the terminal 100 to print the acquired transaction records on a passbook.

The business server 300 is a server computer that executes transactions such as deposits and withdrawals from bank accounts. The business server 300 executes the transaction instructed by the control server 200 for the bank account with the store number and account number notified from the control server 200. The business server 300 notifies the management server 400 of the details of the executed transaction. Then, the business server 300 acquires unrecorded transaction records from the management server 400 and transmits the acquired transaction records to the control server 200.

The management server 400 is a server computer that manages transaction records of transactions. When the management server 400 is notified of the details of the transaction from the business server 300, the management server 400 records the notified details of the transaction as a transaction record. The management server 400 then transmits the unrecorded transaction records to the business server 300.

FIG. 3 is a diagram showing an example of a hardware configuration of a terminal. The entire device of the terminal 100 is controlled by a processor 101. A memory 102 and a plurality of peripheral devices are connected to the processor 101 via a bus 110. Processor 101 may be a multiprocessor. The processor 101 is, for example, a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or a DSP (Digital Signal Processor). At least a part of the functions realized by the processor 101 executing a program may be realized by an electronic circuit such as an ASIC (Application Specific Integrated Circuit) or a PLD (Programmable Logic Device).

Memory 102 is used as a main storage device of terminal 100. The memory 102 temporarily stores at least a portion of an OS program or an application program to be executed by the processor 101. The memory 102 also stores various data used for processing by the processor 101. As the memory 102, a volatile semiconductor storage device such as a RAM (Random Access Memory) is used, for example.

Peripheral devices connected to the bus 110 include a storage device 103, a GPU (Graphics Processing Unit) 104, an input interface 105, an optical drive device 106, device connection interfaces 107 and 108, and a network interface 109.

The storage device 103 electrically or magnetically writes and reads data to and from a built-in recording medium. The storage device 103 is used as an auxiliary storage device for the computer. The storage device 103 stores OS programs, application programs, and various data. Note that as the storage device 103, for example, an HDD (Hard Disk Drive) or an SSD (Solid State Drive) can be used.

A monitor 31 is connected to the GPU 104 . The GPU 104 displays an image on the screen of the monitor 31 according to instructions from the processor 101. Examples of the monitor 31 include a display device using organic EL (Electro Luminescence), a liquid crystal display device, and the like.

A keyboard 32 and a mouse 33 are connected to the input interface 105. The input interface 105 transmits signals sent from the keyboard 32 and mouse 33 to the processor 101. Note that the mouse 33 is an example of a pointing device, and other pointing devices can also be used. Other pointing devices include touch panels, tablets, touch pads, trackballs, and the like.

The optical drive device 106 reads data recorded on the optical disc 34 using laser light or the like. The optical disc 34 is a portable recording medium on which data is recorded so as to be readable by reflection of light. Examples of the optical disk 34 include a DVD (Digital Versatile Disc), a DVD-RAM, a CD-ROM (Compact Disc Read Only Memory), and a CD-R (Recordable)/RW (ReWritable).

The device connection interface 107 is a communication interface for connecting peripheral devices to the terminal 100. For example, a memory device 35 or a memory reader/writer 36 can be connected to the device connection interface 107. The memory device 35 is a recording medium equipped with a communication function with the device connection interface 107. The memory reader/writer 36 is a device that writes data to or reads data from the memory card 37. The memory card 37 is a card-type recording medium.

The device connection interface 108 is connected to the printer 38. The printer 38 prints characters and figures on paper according to instructions from the processor 101. For example, the printer 38 prints transaction details on a passbook according to instructions from the processor 101. The device connection interface 108 is, for example, a USB (Universal Serial Bus). Note that the terminal 100 and the printer 38 may be connected via a LAN (Local Area Network).

Network interface 109 is connected to network 40 . The network interface 109 sends and receives data to and from other computers or communication devices via the network 40 .

The terminal 100 can implement the processing functions of the second embodiment with the hardware configuration described above. Note that the management server 2, terminal 10, and control server 20 shown in the first embodiment can also be realized by the same hardware as the terminal 100 shown in FIG. Further, the control server 200, the business server 300, and the management server 400 can also be realized by the same hardware as the terminal 100. Further, the processor 101 is an example of the processing unit 11 shown in the first embodiment. Further, the processor of the control server 200 is an example of the processing unit 21 shown in the first embodiment.

The terminal 100 implements the processing functions of the second embodiment, for example, by executing a program recorded on a computer-readable recording medium. A program that describes the processing content to be executed by the terminal 100 can be recorded on various recording media. For example, a program to be executed by the terminal 100 can be stored in the storage device 103. The processor 101 loads at least part of the program in the storage device 103 into the memory 102 and executes the program. Further, the program to be executed by the terminal 100 may be recorded on a portable recording medium such as the optical disk 34, the memory device 35, the memory card 37, or the like. The program stored in the portable recording medium becomes executable after being installed in the storage device 103 under the control of the processor 101, for example. Furthermore, the processor 101 can also directly read and execute a program from a portable recording medium.

Next, the functions of each device in the bookkeeping system of the second embodiment will be explained in detail.
FIG. 4 is a block diagram showing functional examples of each device according to the second embodiment. Terminal 100 has an operation reception section 120. The operation reception unit 120 is realized by the processor 101 executing a program stored in the memory 102. The operation accepting unit 120 accepts operations on the virtual machine 210 running on the control server 200.

The operation accepting unit 120 accepts a login operation. For example, the operation reception unit 120 accepts input of an ID and password by a customer from the keyboard 32, and inputs the input ID and password into the virtual machine 210. Further, the operation reception unit 120 accepts a transaction selection operation. For example, the operation reception unit 120 displays a transaction selection screen on the monitor 31 and accepts a transaction selection by the operator of the store 30. The operation reception unit 120 inputs the details of the transaction selection operation to the virtual machine 210.

Control server 200 has virtual machine 210. The virtual machine 210 is realized by the processor of the control server 200 executing a virtualization software program stored in the memory of the control server 200. Note that the storage area of the virtual machine 210 is realized by allocating at least part of the memory of the control server 200 or the storage area of the storage device using virtualization software.

The virtual machine 210 has user accounts 220-1, 220-2, . The user accounts 220-1, 220-2, . . . are user accounts of the OS of the virtual machine 210. User account 220-1 has user profile 221, transaction control unit 222, and driver 223.

The user profile 221 is a storage area that can be used by the user account 220-1 among the user accounts 220-1, 220-2, . User profile 221 stores the combination of store number and account number corresponding to user account 220-1.

Transaction control unit 222 instructs business server 300 to execute a transaction based on a transaction selection operation from terminal 100 . When the transaction control unit 222 receives a login operation from the terminal 100, the transaction control unit 222 acquires the store number and account number from the user profile 221. Then, the transaction control unit 222 instructs the business server 300 to execute the transaction selected by the transaction selection operation on the terminal 100 for the account with the store number and account number obtained from the user profile 221.

The driver 223 is a driver for controlling the printer 38. The driver 223 instructs the printer 38 to print the unrecorded transaction record received from the business server 300. For example, the driver 223 generates a command to print the transaction record received from the business server 300, and transmits the generated command to the printer 38 via the terminal 100. Note that the user accounts 220-2, . . . also have the same functions as the user account 220-1.

Management server 400 includes a storage section 420 and a recording section 430. The storage unit 420 is realized using the memory of the management server 400 or the storage area of a storage device. The recording unit 430 is realized by the processor of the management server 400 executing a program stored in the memory of the management server 400.

Storage unit 420 stores account information 421. Account information 421 is information indicating transaction records for each bank account. The recording unit 430 acquires the details of transactions executed by the business server 300 and updates transaction records. For example, the recording unit 430 acquires the details of the executed transaction from the business server 300 and adds the acquired transaction details to the account information 421 as a transaction record. Furthermore, the recording unit 430 transmits unrecorded transaction records to the control server 200 via the business server 300.

Note that the lines connecting each element shown in FIG. 4 show a part of the communication route, and communication routes other than the illustrated communication route can also be set. Next, the account information 421 stored in the storage unit 420 will be explained in detail.

FIG. 5 is a diagram showing an example of account information. Account information 421 is information indicating transaction records for each bank account. Account information 421 includes items such as store number, account number, and transaction record. The branch number of the bank account is set in the branch number field. The account number of the bank account is set in the account number field.

In the transaction record field, a transaction record indicating the history of transactions regarding the bank account is set. For example, in the transaction record field, for each transaction, the transaction date, transaction details, transaction amount, and whether or not it has been recorded are set.

Next, the flow of processing in the second embodiment will be explained.
FIG. 6 is a diagram illustrating an example of the flow of processing in the second embodiment. The operation accepting unit 120 of the terminal 100 accepts a login operation to the virtual machine 210. For example, the operation reception unit 120 accepts input of an ID and password by a customer from the keyboard 32, and inputs the input ID and password into the virtual machine 210. Further, the customer's passbook is set in the printer 38 by the operator of the store 30.

The virtual machine 210 of the control server 200 logs in with the user account (eg, user account 220-1) corresponding to the input ID. Then, the transaction control unit 222 of the user account 220-1 transmits the combination of store number and account number stored in the user profile 221 to the management server 400 via the business server 300.

The recording unit 430 of the management server 400 extracts unrecorded transaction records from the account information 421 among the transaction records corresponding to the combination of store number and account number received from the control server 200, and records the extracted transaction records on the business server 300. to the control server 200 via.

The driver 223 of the user account 220-1 instructs the printer 38 to print the transaction record received from the management server 400. For example, the driver 223 generates a command to print the received transaction record, and transmits the generated command to the printer 38 via the terminal 100. The printer 38 prints transaction records on the set passbook in response to instructions from the control server 200.

In this way, the bookkeeping system of the second embodiment prints transaction records on the customer's bankbook. Here, the control server 200 acquires the store number and account number of the bank account for which transaction records are to be acquired from the user profile 221. Therefore, the bookkeeping system according to the second embodiment can record in a passbook to which a store number and account number are not assigned.

Next, the processing executed by each device will be described in detail.
FIG. 7 is a flowchart (part 1) showing an example of the procedure of bookkeeping processing. The process shown in FIG. 7 will be described below in accordance with step numbers.

[Step S11] The operation accepting unit 120 of the terminal 100 accepts a login operation. For example, the operation reception unit 120 accepts input of an ID and password by a customer from the keyboard 32, and inputs the input ID and password into the virtual machine 210.

[Step S12] The virtual machine 210 of the control server 200 logs in with the user account (for example, user account 220-1) corresponding to the input ID, and the transaction control unit 222 of the user account 220-1 displays the transaction selection screen. Display.

[Step S13] The operation accepting unit 120 accepts a transaction selection operation. For example, the operation reception unit 120 displays a transaction selection screen on the monitor 31 and accepts a transaction selection by the operator of the store 30. The operation reception unit 120 inputs the details of the transaction selection operation to the virtual machine 210.

[Step S14] The driver 223 of the user account 220-1 monitors whether the passbook has been set in the printer 38.
[Step S15] The printer 38 notifies the control server 200 that the passbook has been set.

[Step S16] The transaction control unit 222 obtains the store number and account number from the user profile 221.
[Step S17] The transaction control unit 222 displays the store number and account number.

[Step S18] The operation accepting unit 120 accepts a transaction execution operation. For example, the operation reception unit 120 displays the store number and account number on the monitor 31, and accepts a selection by the operator of the store 30 to execute a transaction. The operation reception unit 120 inputs a selection for executing a transaction to the virtual machine 210.

[Step S19] The transaction control unit 222 instructs the business server 300 to execute the transaction. For example, the transaction control unit 222 instructs the business server 300 to execute the transaction selected in step S13 for the bank account with the store number and account number obtained in step S16.

[Step S20] The business server 300 executes the transaction instructed by the control server 200. The business server 300 then instructs the management server 400 to update the transaction record. For example, the business server 300 notifies the management server 400 of the branch number and account number of the bank account where the transaction was executed, and the details of the transaction, and instructs the management server 400 to add the executed transaction as a transaction record.

[Step S21] The recording unit 430 of the management server 400 updates the transaction record. For example, the recording unit 430 identifies a record in which the store number and account number notified from the business server 300 are set in the store number and account number items of the account information 421. Then, the recording unit 430 adds the transaction date, transaction details, and transaction amount notified from the business server 300 to the transaction record items of the specified record.

FIG. 8 is a flowchart (part 2) showing an example of the procedure of bookkeeping processing. The process shown in FIG. 8 will be described below in accordance with step numbers.
[Step S22] The recording unit 430 transmits the unrecorded transaction record to the business server 300. For example, the recording unit 430 extracts transaction records that are not set as recorded from among the transaction records set in the transaction record item of the record identified in step S21 in the account information 421, and stores the extracted transaction records. Send it to the business server 300. Note that the recording unit 430 sets the transaction record sent to the business server 300 as already recorded.

[Step S23] The business server 300 transmits the unrecorded transaction record obtained from the management server 400 to the control server 200.
[Step S24] The driver 223 instructs the printer 38 to print unrecorded transaction records. For example, the driver 223 generates a command to print the transaction record received from the business server 300, and transmits the generated command to the printer 38 via the terminal 100.

[Step S25] The printer 38 prints on the set passbook in response to the command from the control server 200.
[Step S26] The transaction control unit 222 displays a transaction completion screen.

[Step S27] The operation reception unit 120 displays a transaction completion screen on the monitor 31 to notify the customer of the transaction completion.
In this way, when the control server 200 receives a login operation for the user account 220-1 from the terminal 100, the control server 200 sends a request from the management server 400 to the bank account transaction for the combination of store number and account number corresponding to the user account 220-1. Get records. The control server 200 then causes the printer 38 to print the acquired transaction record on the passbook. Thereby, the bookkeeping system of the second embodiment can specify a bank account and record transaction records without acquiring the store number and account number from the passbook.

Therefore, the bookkeeping system according to the second embodiment can record in a passbook to which a store number and account number are not assigned. The bookkeeping system of the second embodiment can prevent the store number and account number from being leaked even if the bankbook is lost by making it possible to use a bankbook to which such a store number and account number are not assigned. Further, the bookkeeping system of the second embodiment can eliminate the need for setting changes such as changing the arrangement of magnetic stripes.

The control server 200 also stores the combination of store number and account number in the user profile for each user account, and sends the transaction record of the bank account for the combination of store number and account number stored in the user profile from the management server 400. get. Thereby, the bookkeeping system of the second embodiment can prevent the combination of store number and account number from being acquired from other user accounts, thereby improving security.

Further, the control server 200 controls the virtual machine 210 and has user accounts 220-1, 220-2, . . . on the virtual machine 210. In this way, the bookkeeping system of the second embodiment can facilitate system migration by implementing a system for acquiring transaction records on the virtual machine 210.

[Third embodiment]
Next, a third embodiment will be described. In the third embodiment, instead of the terminal 100 and printer 38 of the second embodiment, an ATM and a passbook processing unit installed in the ATM are used to record in a passbook. Note that the same symbols as in the second embodiment may be used in the third embodiment as well.

FIG. 9 is a diagram showing an example of an ATM hardware configuration. The entire ATM 500 is controlled by a processor 501. A memory 502 and a plurality of peripheral devices are connected to the processor 501 via a bus 508. Processor 501 may be a multiprocessor. Processor 501 is, for example, a CPU, MPU, or DSP. At least a part of the functions realized by the processor 501 executing a program may be realized by an electronic circuit such as an ASIC or a PLD.

Memory 502 is used as a main storage device of ATM 500. The memory 502 temporarily stores at least a portion of an OS program or an application program to be executed by the processor 501. Further, the memory 502 stores various data used for processing by the processor 501. As the memory 502, for example, a volatile semiconductor storage device such as a RAM is used.

Peripheral devices connected to the bus 508 include a storage device 503, a network interface 504, a display processing unit 505, a touch panel processing unit 506, and an I/O (Input/Output) control unit 507.

The storage device 503 electrically or magnetically writes and reads data to and from a built-in recording medium. The storage device 503 is used as an auxiliary storage device for the ATM 500. The storage device 503 stores OS programs, application programs, and various data including transaction history information and the like. Note that as the storage device 503, for example, an HDD or an SSD can be used.

Network interface 504 is connected to network 40a. The network interface 504 sends and receives data to and from other computers via the network 40a.

A display 511 is connected to the display processing unit 505. The display processing unit 505 displays various information such as operation guidance on the screen of the display 511 according to instructions from the processor 501. Examples of the display 511 include a display device using organic EL, a liquid crystal display device, and the like.

A touch panel 512 is connected to the touch panel processing unit 506. Touch panel 512 is arranged in front of display 511, for example. Touch panel processing unit 506 detects the position on the screen where the customer's finger touches or approaches touch panel 512 and notifies processor 501 of the position.

A card processing unit 513, a passbook processing unit 514, a coin processing unit 515, a banknote processing unit 516, and speakers 517a and 517b are connected to the I/O control unit 507. The I/O control unit 507 notifies each connected unit of instructions from the processor 501 according to instructions from the processor 501. Further, the I/O control unit 507 notifies the processor 501 of information acquired from each unit via the bus 508.

Card processing unit 513 controls the loading and unloading of cards. The card processing unit 513 reads magnetically recorded information (account number, etc.) attached to the loaded card. Further, the card processing unit 513 can also store the captured card in a card storage area. The passbook processing unit 514 controls the import and release of passbooks. The passbook processing unit 514 also has a function of printing on a passbook, and is capable of making bankbook entries.

The coin processing unit 515 controls the deposit and withdrawal of coins and the opening and closing of the coin entrance/exit door according to instructions from the processor 101 . The banknote processing unit 516 controls the deposit and withdrawal of banknotes and the opening and closing of the banknote entrance/exit door according to instructions from the processor 501 . The banknote processing unit 516 has a function of reading the type and serial number of banknotes. The banknote processing unit 516 reads the serial number of the banknote deposited or withdrawn at the time of deposit or withdrawal, and outputs it to the processor 501. Speakers 517a and 517b output audio according to audio signals acquired from processor 501.

The I/O control unit 507 can read data from or write data to the portable recording medium 518. The portable recording medium 518 is, for example, a recording medium such as a DVD (Digital Versatile Disc) or a CD (Compact Disc). The portable recording medium 518 can store transaction history information and the like.

The ATM 500 realizes the processing functions of the third embodiment by executing a program recorded on a computer-readable recording medium, for example. A program that describes the processing content to be executed by the ATM 500 can be recorded on various recording media. For example, a program to be executed by the ATM 500 can be stored in the storage device 503. The processor 501 loads at least part of the program in the storage device 503 into the memory 502 and executes the program. Further, a program to be executed by the ATM 500 can also be recorded on the portable recording medium 518. The program stored in the portable recording medium 518 becomes executable after being installed in the storage device 503 under the control of the processor 501, for example. Furthermore, the processor 501 can directly read a program from the portable recording medium 518 and execute it.

Next, the functions of each device in the bookkeeping system of the third embodiment will be described in detail.
FIG. 10 is a block diagram showing a functional example of each device according to the third embodiment. ATM 500 has an operation reception section 520. The operation reception unit 520 is realized by the processor 501 executing a program stored in the memory 502. The operation accepting unit 520 accepts operations on the virtual machine 210a running on the control server 200a.

The operation accepting unit 520 accepts a login operation. For example, the operation reception unit 520 receives an ID and password input by a customer from the touch panel 512, and inputs the input ID and password to the virtual machine 210a. Further, the operation accepting unit 520 accepts a transaction selection operation. For example, the operation reception unit 520 displays a transaction selection screen on the display 511 and accepts a transaction selection by the customer. The operation reception unit 520 inputs the details of the transaction selection operation to the virtual machine 210a.

The control server 200a has a virtual machine 210a. The virtual machine 210a is realized by the processor of the control server 200a executing a virtualization software program stored in the memory of the control server 200a. Note that the storage area of the virtual machine 210a is realized by allocating at least part of the memory of the control server 200a or the storage area of the storage device using virtualization software.

The virtual machine 210a has user accounts 220a-1, 220a-2, . The user accounts 220a-1, 220a-2, . . . are user accounts of the OS of the virtual machine 210a. The user account 220a-1 includes a user profile 221, a transaction control unit 222, and a driver 223a. The functions of the user profile 221 and the transaction control unit 222 are similar to those of the user profile 221 and the transaction control unit 222 of the second embodiment.

The driver 223a is a driver for controlling the passbook processing unit 514. The driver 223a instructs the passbook processing unit 514 to print the unrecorded transaction records received from the business server 300. For example, the driver 223a generates a command to print the transaction record received from the business server 300, and transmits the generated command to the passbook processing unit 514 via the ATM 500. Note that the user accounts 220a-2, . . . also have the same functions as the user account 220a-1.

Further, the functions of the business server 300 and the management server 400 are similar to those of the business server 300 and the management server 400 of the second embodiment. Next, the flow of processing in the third embodiment will be explained.

FIG. 11 is a diagram illustrating an example of the flow of processing according to the third embodiment. The operation accepting unit 520 of the ATM 500 accepts a login operation to the virtual machine 210a. For example, the operation reception unit 520 receives an ID and password input by a customer from the touch panel 512, and inputs the input ID and password to the virtual machine 210a. Further, a bankbook is set in the bankbook processing unit 514 by the customer.

The virtual machine 210a of the control server 200a logs in with a user account (for example, user account 220a-1) corresponding to the input ID. Then, the transaction control unit 222 of the user account 220a-1 transmits the combination of store number and account number stored in the user profile 221 to the management server 400 via the business server 300.

The recording unit 430 of the management server 400 extracts unrecorded transaction records from the account information 421 among the transaction records corresponding to the combination of store number and account number received from the control server 200, and records the extracted transaction records on the business server 300. to the control server 200 via.

The driver 223a of the user account 220a-1 instructs the passbook processing unit 514 to print the transaction record received from the management server 400. For example, the driver 223a generates a command to print the received transaction record, and transmits the generated command to the passbook processing unit 514 via the ATM 500. The printer 38 prints transaction records on the set passbook in response to instructions from the control server 200.

Next, the processing executed by each device will be described in detail.
FIG. 12 is a flowchart (part 1) showing another example of the procedure of bookkeeping processing. The process shown in FIG. 12 will be described below in accordance with step numbers.

[Step S31] The operation accepting unit 520 of the ATM 500 accepts a login operation. For example, the operation reception unit 520 receives an ID and password input by a customer from the touch panel 512, and inputs the input ID and password to the virtual machine 210a.

[Step S32] The virtual machine 210a of the control server 200a logs in with the user account (for example, user account 220a-1) corresponding to the input ID, and the transaction control unit 222 of the user account 220a-1 displays the transaction selection screen. Display.

[Step S33] The operation accepting unit 520 accepts a transaction selection operation. For example, the operation reception unit 520 displays a transaction selection screen on the display 511 and accepts a transaction selection by the customer. The operation reception unit 520 inputs the details of the transaction selection operation to the virtual machine 210a.

[Step S34] The driver 223a of the user account 220a-1 monitors whether the passbook has been set in the passbook processing unit 514.
[Step S35] The passbook processing unit 514 notifies the control server 200a that the passbook has been set.

[Step S36] The transaction control unit 222 obtains the store number and account number from the user profile 221.
[Step S37] The transaction control unit 222 displays the store number and account number.

[Step S38] The operation accepting unit 520 accepts a transaction execution operation. For example, the operation reception unit 520 displays the store number and account number on the display 511, and accepts a customer's selection to execute a transaction. The operation reception unit 520 inputs a selection to execute a transaction to the virtual machine 210a.

[Step S39] The transaction control unit 222 instructs the business server 300 to execute the transaction. For example, the transaction control unit 222 instructs the business server 300 to execute the transaction selected in step S33 for the bank account with the store number and account number obtained in step S36.

[Step S40] The business server 300 executes the transaction instructed by the control server 200a. The business server 300 then instructs the management server 400 to update the transaction record. For example, the business server 300 notifies the management server 400 of the branch number and account number of the bank account where the transaction was executed, and the details of the transaction, and instructs the management server 400 to add the executed transaction as a transaction record.

[Step S41] The recording unit 430 of the management server 400 updates the transaction record. For example, the recording unit 430 identifies a record in which the store number and account number notified from the business server 300 are set in the store number and account number items of the account information 421. Then, the recording unit 430 adds the transaction date, transaction details, and transaction amount notified from the business server 300 to the transaction record items of the specified record.

FIG. 13 is a flowchart (part 2) showing an example of the procedure of bookkeeping processing. The process shown in FIG. 13 will be described below in accordance with step numbers.
[Step S42] The recording unit 430 transmits the unrecorded transaction record to the business server 300. For example, the recording unit 430 extracts transaction records that are not set as recorded from among the transaction records set in the transaction record item of the record identified in step S41 in the account information 421, and stores the extracted transaction records. Send it to the business server 300. Note that the recording unit 430 sets the transaction record sent to the business server 300 as recorded.

[Step S43] The business server 300 transmits the unrecorded transaction record obtained from the management server 400 to the control server 200a.
[Step S44] The driver 223a instructs the passbook processing unit 514 to print unrecorded transaction records. For example, the driver 223a generates a command to print the transaction record received from the business server 300, and transmits the generated command to the passbook processing unit 514 via the ATM 500.

[Step S45] The passbook processing unit 514 prints on the set passbook in response to the command from the control server 200a.
[Step S46] The transaction control unit 222 displays a transaction completion screen.

[Step S47] The operation reception unit 520 displays a transaction completion screen on the display 511 to notify the customer of the transaction completion.
In this way, the bookkeeping system of the third embodiment uses the ATM 500 and the passbook processing unit 514 instead of the terminal 100 and the printer 38 to record in a passbook. As a result, the bookkeeping system of the third embodiment, like the second embodiment, can record in a passbook to which a store number and account number are not assigned.

Although the embodiments have been illustrated above, the configuration of each part shown in the embodiments can be replaced with other components having similar functions. Further, other arbitrary components or steps may be added. Furthermore, any two or more configurations (features) of the embodiments described above may be combined.

1 Printer 2 Management Server 10 Terminal 11, 21 Processing Unit 20 Control Server 22 Virtual Machine 22-1, 22-2,... User Account 23 User Profile

Claims (3)

A printer that can print on passbooks,
A terminal for logging in and operating the bank transaction screen,
A management server that has a user account for each combination of bank account store number and account number, and that manages transaction records for each bank account when the login operation for a login account among the user accounts is received from the terminal. a control server that acquires the transaction record of the bank account for the combination of store number and account number corresponding to the login account from the server, and causes the printer to print the acquired transaction record on the passbook;
A bookkeeping system with The control server stores a combination of store number and account number corresponding to the user account in a user profile for each user account, and stores a combination of store number and account number that corresponds to the user profile of the login account. obtaining the transaction record of the bank account from the management server;
The bookkeeping system according to claim 1. the control server controls a virtual machine and has the user account on the virtual machine;
The bookkeeping system according to claim 1.

Images