JP2023146424A - Information processing device, information processing method, and information processing program - Google Patents

Abstract

To provide an information processing device, an information processing method, and an information processing program that facilitate settlement related to a wish list.SOLUTION: In an information processing system 1 in which an information processing device, a user terminal, and an electronic shopping mall are connected to each other via a network so as to be able to communicate with each other by wire or wirelessly, the information processing device includes: a providing unit that provides a list that lists products desired by a user of settlement means using a mobile terminal to another person; a reception unit that receives a remittance instruction from the other person for electronic money that can be used by the settlement means and is a purchase fee for purchasing a product listed on the list provided by the providing unit; and a remittance processing unit that transfers electronic money corresponding to the sales price of the product from the other person's account to the user's account when the remittance instruction is received by the reception unit.SELECTED DRAWING: Figure 1

Description

The present invention relates to an information processing device, an information processing method, and an information processing program.

Conventionally, one of the services provided by online shopping sites is a wish list service. A wish list service is a service in which a user registers products to be purchased in advance on a server, and others who view the wish list purchase the products and provide them to the user.

For example, in such wish list services, a technology has been proposed that creates a wish list across multiple online shopping sites by aggregating information posted on multiple online shopping sites (for example, Patent Document (see 1).

Japanese Patent Application Publication No. 2013-218697

However, in the conventional technology, it is necessary to make payments at each online shopping site, and there is room for improvement in making payments regarding wish lists easier.

The present invention has been made in view of the above, and an object of the present invention is to provide an information processing device, an information processing method, and an information processing program that can facilitate payment regarding a wish list.

In order to solve the above-mentioned problems and achieve the purpose, an information processing device according to the present invention includes a providing unit that provides a list of products desired by a user of a payment method using a mobile terminal to another person. , a reception unit that receives from the other person an instruction to remit electronic money that is a purchase cost for purchasing the product listed on the list provided by the provider and that can be used with the payment means; and a remittance processing unit that transfers the electronic money corresponding to the sales price of the product from the other person's account to the user's account when the remittance instruction is accepted by the reception unit.

According to the present invention, it is possible to facilitate payment regarding a wish list.

FIG. 1 is a diagram illustrating an example of information processing according to an embodiment. FIG. 2 is a diagram illustrating an example of a screen displayed to the list creator according to the embodiment. FIG. 3 is a diagram illustrating an example of a screen displayed to a supporter according to the embodiment. FIG. 4 is a block diagram illustrating a configuration example of an information processing apparatus according to an embodiment. FIG. 5 is a diagram illustrating an example of the wallet information storage unit according to the embodiment. FIG. 6 is a diagram illustrating an example of a product information storage unit according to the embodiment. FIG. 7 is a diagram illustrating an example of a list information storage unit according to the embodiment. FIG. 8 is a diagram illustrating an example of a purchase history information storage unit according to the embodiment. FIG. 9 is a diagram illustrating an example of content related to the tally results according to the embodiment. FIG. 10 is a diagram illustrating an example of content regarding the tally results according to the embodiment. FIG. 11 is a diagram illustrating an example of a remittance screen according to the embodiment. FIG. 12 is a diagram illustrating an example of remittance processing based on purchase conditions according to the embodiment. FIG. 13 is a flowchart illustrating an example of display control processing according to the embodiment. FIG. 14 is a flowchart illustrating an example of remittance processing based on the list according to the embodiment. FIG. 15 is a flowchart illustrating an example of payment processing according to the embodiment. FIG. 16 is a flowchart illustrating an example of remittance processing based on purchase conditions according to the embodiment. FIG. 17 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing device according to the embodiment.

DESCRIPTION OF THE PREFERRED EMBODIMENTS An information processing apparatus, an information processing method, and an embodiment of an information processing program (hereinafter referred to as "embodiments") according to the present application will be described in detail below with reference to the drawings. Note that the information processing apparatus, information processing method, and information processing program according to the present application are not limited to this embodiment.

[1. Embodiment]
Information processing realized by the information processing apparatus and the like of this embodiment will be described with reference to FIG. FIG. 1 is a diagram illustrating an example of information processing according to an embodiment. Note that in FIG. 1, it is assumed that the information processing apparatus 10 according to the present embodiment realizes information processing according to the embodiment.

As shown in FIG. 1, the information processing system 1 according to the embodiment includes an information processing device 10, a plurality of user terminals 50-1 and 50-2 (hereinafter also referred to as user terminals 50), and an electronic shopping mall. Including 100 cities. The information processing device 10, the user terminal 50, and the electronic shopping mall 100 are connected to each other via a network so that they can communicate with each other by wire or wirelessly. The network is, for example, a WAN (Wide Area Network) such as the Internet. Note that the information processing system 1 shown in FIG. 1 may include a plurality of information processing apparatuses 10, user terminals 50, and electronic shopping malls 100.

The information processing device 10 shown in FIG. 1 is an information processing device that executes information processing according to the embodiment, and is realized by a server device, a cloud system, or the like. For example, the information processing device 10 is a server device that provides electronic payment services related to electronic payments using the user terminal 50 and performs various payments, and is realized by, for example, a server device or a cloud system. For example, the information processing device 10 manages the accounts of providers (business operators) of transaction objects and users to whom transaction objects are provided, and performs electronic money transfer between accounts in accordance with payment requests from users. By doing this, various payments can be realized. Note that electronic money may be, for example, stamps or currencies used independently by various companies, or may be currency provided by a country such as Japanese yen or dollars that can be electronically transacted. good.

Further, the information processing device 10 transmits profit information regarding benefits (coupons, etc.) that are given to users in the electronic payment service and available for use in the electronic payment service to the profit provider (in other words, the person who plans, sets, etc. The coupon funds are accepted from the person who invests (provides) the coupons, and are managed in the storage unit of the device itself.

The user terminal 50 shown in FIG. 1 is an information processing device used by users U1 and U2 (hereinafter also simply referred to as user U). The user terminal 50 is realized by, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like. For example, the user terminal 50 performs payment using the payment service provided by the information processing device 10 at a store that provides transactions to the user U.

The electronic shopping mall 100 is a shopping mall created on the Internet. For example, in the electronic shopping mall 100, a plurality of businesses have stores, and each of the businesses sells products and services to the user U.

[1-1. About payment using user terminal 50]
Here, an example of payment (electronic payment) using the user terminal 50 will be described prior to the provision processing performed by the information processing device 10. In the following explanation, a two-dimensional code (QR code (registered trademark)) placed at store A (not shown) and indicating store identification information for identifying store A will be used. Although an example in which person U performs payment using the user terminal 50 will be described, the embodiment is not limited to this. An example of a payment described below can be applied to a case where any user makes a payment at any store using any user terminal 50. Further, the store identification information may be not only a QR code but also a bar code, a predetermined mark, a number, etc.

For example, when user U makes a payment for the use or purchase of payment objects (transaction objects) such as various products and services at store A, user U uses the payment application pre-installed on the user terminal 50. to start. Then, the user U photographs the store identification information installed at the store A via the payment application. In such a case, the user terminal 50 displays a screen for inputting the price to be paid, and accepts input of the payment amount from the user U or the clerk at the store A. The user terminal 50 then stores the user identification information that identifies the user U and the store identification information (or information indicated by the store identification information, that is, information indicating the store A (or the business operator of the store A) (for example, , store ID) and the payment amount are transmitted to the information processing device 10.

In such a case, the information processing device 10 transfers the amount of electronic money indicated by the payment amount from the account of the user U indicated by the user identification information to the account of the store A indicated by the store identification information. The information processing device 10 then sends a notification to the user terminal 50 that the payment has been completed. In such a case, the user terminal 50 notifies that the payment has been made using electronic money by displaying a screen or outputting a predetermined sound indicating that the payment has been completed.

Note that the payment using the user terminal 50 is not limited to the above-described processing. For example, the payment using the user terminal 50 may be made using a store terminal installed at the store A. For example, the user terminal 50 displays user identification information for identifying the user U on the screen. In such a case, the store terminal installed in store A reads the user identification information displayed on the user terminal 50 and identifies the user identification information (or the information indicated by the user identification information, that is, the user U (for example, user ID), the payment amount, and information that identifies the store A. In such a case, the information processing device 10 transmits the The amount of electronic money indicated by the payment amount is transferred from the account of user U indicated by the information to the account of store A, and a screen indicating that the payment has been completed or a predetermined message is displayed on the store terminal or user terminal 50 of store A. It may be possible to notify that the payment has been made by outputting a voice.

In addition, the payment using the user terminal 50 is not limited to the process of transferring electronic money from the account to which the user U has previously charged electronic money to the store A's account, but also uses a credit card registered in advance by the user U, for example. Payment may be made using In such a case, for example, the user terminal 50 transfers the electronic money of the payment amount to the store A's account, and requests the payment amount from the operating company (card company) of the credit card of the user U. You may.

[1-2. About information processing according to embodiment]
By the way, one of the services provided by the electronic shopping mall 100 is a wash list service. The wish list service is a service in which the wash list created by the user U1 is made public to another user U2, and the user U2 bears the purchase cost of the product desired by the user U1.

The information processing device 10 is an information processing device that provides a new service that combines a payment service and a wish list service. An overview of information processing according to the embodiment will be described below.

As shown in FIG. 1, the information processing device 10 according to the embodiment first acquires product information regarding products sold in the online shopping mall 100 (step S01). For example, the product information includes information regarding an identifier for identifying a product, the number of items in stock, a selling price, and the like. For example, since information regarding inventory quantities, sales prices, etc. changes sequentially, the information processing device 10 periodically acquires product information.

Subsequently, the information processing device 10 creates a list of products desired by the user U1 based on the operation of the user terminal 50-1 by the user U1 (step S02). The list here corresponds to a wash list and corresponds to an example of a wish list.

For example, as will be described later with reference to FIG. 2, the user U1 can create a list by selecting products to be added to the list and entering the desired number from among the products posted on the payment application of the user terminal 50-1. can be created. Note that hereinafter, the user U1 who created the list will also be referred to as a "list creator."

Subsequently, as will be described later with reference to FIG. 3, the information processing device 10 provides the list of the user U1 to the user U2 other than the creator of the list (step S03). If the user U2 wishes to bear part or all of the purchase cost of the product listed on the user U1's list, the user U2 instructs the user to remit electronic money to purchase the product (step S04). Note that below, the user U2 may also be referred to as a "supporter," and the remittance by the supporter to the list creator may also be referred to as support money.

For example, when the information processing device 10 receives a remittance instruction from the user terminal 50-2 of the user U2 who is a supporter, the information processing device 10 executes a remittance process to transfer electronic money from the account of the user U2 to the account of the user U1. At the same time, a remittance completion notification is sent to the user U1 who is the list creator (step S05).

As a result, the user U1 who is the list creator can know that the purchase cost of the product listed on the list has been remitted from the user U2 who is the supporter. Note that the user U2 can issue a remittance instruction by inputting the number of products to present to the list creator or by specifying a portion of the purchase cost of the products.

In the case of a remittance instruction based on the number of products, the information processing device 10 calculates the amount corresponding to the number of products specified by the user U2 based on the product information, and transfers the calculated amount of electronic money to the user U2. A remittance process is performed to transfer the money from the account to the account of the user U1 who is the list creator.

Further, in the case of a remittance instruction in which an amount is specified, the information processing device 10 performs remittance processing to transfer electronic money for the specified amount from the account of the user U2 to the account of the user U1 who is the list creator. Particularly in this case, the purchase cost can be raised by multiple supporters, and the burden of each supporter can be reduced.

For example, the information processing device 10 may limit the use of electronic money transferred from the account of the user U2 who is the supporter to the account of the user U1 who is the list creator. In other words, the information processing device 10 may manage electronic money by associating it with a usage purpose.

That is, in the information processing device 10, even if the electronic money sent from the user U2 who is a supporter to the user U1 who is a list creator is limited to the purchase of a product specified by the user U2. good. In other words, the electronic money remitted by the supporter and the electronic money owned by the list creator may be managed separately.

Thereby, for example, it is possible to prevent unethical use in which the user U1 who is the list creator uses the electronic money remitted by the user U2 who is the supporter for another purpose. Note that, for example, depending on the intention of the user U2 who is the supporter, the usage of the electronic money may not be limited.

Thereafter, for example, the user U1 to whom the electronic money was transferred can use the electronic money to order the products listed on the list. When the user U1 orders the product from the online shopping mall 100, the online shopping mall 100 is notified of order information regarding the order from the user terminal 50-1. Note that the user U2 who is a supporter may order products from the online shopping mall 100 on behalf of the user U1 who is a list creator.

Then, for example, the online shopping mall 100 performs payment based on the order information, and the information processing device 10 receives payment information regarding the payment of the product from the online shopping mall 100 (step S07).

Thereafter, the information processing device 10 transfers electronic money equivalent to the purchase cost from the account of the user U1 to the account of the store where the user U1 purchased the product based on the payment information received from the online shopping mall 100. payment processing is executed (step S08).

For example, at a predetermined timing after completing the payment process, the information processing device 10 sends a purchase completion notification to the user, informing the user that the product has been purchased with the electronic money provided by the user U2 to the user U1. This is done to the user terminal 50-2 of U2 (step S09).

In this way, in the information processing according to the embodiment, by combining the provided payment service and the wish list service, it is possible to easily provide funds to the list creator.

Furthermore, in the information processing according to the embodiment, by combining the provided payment service and the wish list service, it is possible to track the use of electronic money provided by the supporter to the list creator. As a result, in the information processing according to the embodiment, it is possible to restrict unauthorized use of electronic money by the list creator, and therefore it is possible to design a service that is easier to use.

In this way, the information processing according to the embodiment can facilitate payment regarding the wish list.

[1-3. Regarding display control processing according to embodiment]
Next, an example of an application screen provided by the information processing device 10 will be described using FIGS. 2 and 3. FIG. 2 is a diagram illustrating an example of a screen displayed to the list creator according to the embodiment. FIG. 3 is a diagram illustrating an example of a screen displayed to a supporter according to the embodiment.

As shown in FIG. 2, for example, when a payment application is started on the user terminal 50 of the list creator, a top screen G1 is displayed. For example, when the list creator scrolls the top screen G1 toward the bottom of the screen, the screen transitions to a recommendation screen G2 where recommended products for the list creator are displayed.

As shown in FIG. 2, for example, on the recommendation screen G2, an add button B1 for "add to list" is displayed for each recommended product. The list creator can add the selected product to the list by selecting the add button B1 displayed on the recommendation screen G2.

For example, when the list creator operates the user terminal 50, the screen transitions to a list screen G3 that displays a list of products listed on the list. The list screen G3 displays basic information such as review information, sales price, product name, required quantity, etc. of the products listed on the list, as well as an add to cart button B11 and a confirmation button B12 for confirming the amount of support.

For example, a list creator can add a product to the cart by selecting the Add to Cart button B11, and then purchase/order the product by making various inputs along the displayed screen. be able to.

Furthermore, by selecting the confirmation button B12, the list creator can check the status of support money (electronic money) collected from supporters regarding the product. Information displayed on the screen when the confirmation button B12 is operated will be described later using FIG. 9.

Further, as shown in FIG. 3, for example, when the supporter selects the "send/receive" button B21 displayed on the top screen G1, the screen transitions from the top screen G1 to the search screen G12.

For example, the supporter can search for the list creator by entering the phone number, ID, etc. of the list creator on the search screen G12, and the search results include a wish list of the list creator. A viewing button B31 for viewing the screen is displayed.

When the supporter selects the browse button B31, the screen transitions to a list screen G13 that displays a wish list. On the list screen G13 displayed to the supporter, a remittance button B41 for "remitting purchase price" and a confirmation button B42 for confirming the support amount are displayed for each product along with a list of products.

For example, when the supporter selects the remittance button B41 and then performs a predetermined operation, a remittance instruction is issued from the supporter's user terminal 50 to the information processing device 10. Note that, for example, a UI may be provided that allows the supporter to select multiple products and issue remittance instructions for multiple products at once after displaying check boxes or the like on the list screen G13. . An example of a screen related to remittance will be described later using FIG. 11. Further, information displayed on the screen when the confirmation button B42 is operated will be described later using FIG. 10.

In this way, in the information processing according to the embodiment, the list screen G3 shown in FIG. 2 is displayed for the list creator, and the list screen G13 shown in FIG. 3 is displayed for users other than the list creator.

As a result, in the information processing according to the embodiment, it is possible to easily purchase a product by using the support money collected by the list creator, or to have the supporter remit the purchase price to the list creator.

[2. Configuration example of information processing device]
Next, a configuration example of the information processing device 10 will be described using FIG. 4. FIG. 4 is a block diagram showing a configuration example of the information processing device 10 according to the embodiment. As shown in FIG. 4, the information processing device 10 includes a communication section 20, a storage section 30, and a control section 40.

The communication unit 20 is realized by, for example, a NIC (Network Interface Card). The communication unit 20 connects networks such as various wireless communication networks such as 4G (Generation), 5G, LTE (Long Term Evolution), WiFi (registered trademark), or wireless LAN (Local Area Network), or various wired communication networks. Information is sent and received to and from external devices via the external device.

The storage unit 30 is realized by, for example, a semiconductor memory device such as a RAM or a flash memory, or a storage device such as a hard disk or an optical disk. The storage unit 30 also includes a wallet information storage unit 31, a product information storage unit 32, a list information storage unit 33, and a purchase history information storage unit 34.

The wallet information storage unit 31 stores wallet information regarding each user U's electronic money account. FIG. 5 is a diagram illustrating an example of the wallet information storage unit 31 according to the embodiment.

As shown in FIG. 5, for example, the wallet information storage unit 31 stores information on items such as "user ID" and "account balance" in association with each other. The "user ID" item stores an identifier for identifying each user U.

Further, the "account balance" item stores information regarding the account balance. As shown in FIG. 5, for example, the information processing apparatus 10 according to the embodiment manages a regular account and a dedicated account.

A regular account is an account whose use is not limited, and a dedicated account is an account whose use is limited. For example, in the list creator's account, electronic money transferred from supporters is transferred to a dedicated account.

Note that, for example, the information processing device 10 may newly create a dedicated account for each product listed on the list, and may manage the dedicated account by limiting its use. In other words, each dedicated account may be associated with information regarding products listed on the list, and the balance of each dedicated account may be permitted to be used when purchasing a product.

Returning to the explanation of FIG. 4, the product information storage section 32 will be explained. The product information storage unit 32 stores product information regarding products sold on the electronic shopping mall 100 (see FIG. 1). FIG. 6 is a diagram showing an example of the product information storage unit 32 according to the embodiment.

As shown in FIG. 6, for example, the product information storage unit 32 stores information on items such as "product ID," "store ID," and "product information" in association with each other. The "Product ID" item stores an identifier for identifying each product.

The "store ID" item stores an identifier for identifying a store that sells the product identified by the corresponding product ID. The "product information" item stores information regarding the product identified by the corresponding product ID.

Note that, for example, the "product information" item may store information about products at a store identified by the corresponding store ID, for example. That is, the information processing device 10 may individually manage information regarding, for example, the selling price, the number of items in stock, and the presence or absence of shipping charges at each store.

Returning to the explanation of FIG. 4, the list information storage section 33 will be explained. List information storage section 33 stores list information. List information is information regarding lists created by list creators.

FIG. 7 is a diagram showing an example of the list information storage section 33 according to the embodiment. As shown in FIG. 7, the list information storage unit 33 stores information on items such as "user ID" and "list information" in association with each other.

The "user ID" item stores an identifier for identifying user U. Note that the user ID here also functions as an identifier for identifying the list creator. The "list information" item stores information regarding the list of users U identified by the corresponding user IDs.

For example, as shown in FIG. 7, the list information includes information on items such as product ID, quantity, purchase conditions, and account ID. The product ID is an identifier for identifying the product listed on the list, and the number indicates the number of products desired by the user U. Furthermore, the purchase conditions indicate desired conditions when purchasing the product, and the account ID indicates the account ID of the dedicated account when purchasing the product.

Returning to the explanation of FIG. 4, the purchase history information storage section 34 will be explained. The purchase history information storage unit 34 stores purchase history information. The purchase history information is information regarding each user U's purchase history of products in the online shopping mall 100 (see FIG. 1).

FIG. 8 is a diagram illustrating an example of the purchase history information storage unit 34 according to the embodiment. As shown in FIG. 8, the purchase history information storage unit 34 stores information on items such as "user ID", "product ID", "quantity", "purchase date and time", and "wish list" in association with each other. do.

The "user ID" item stores an identifier for identifying the corresponding user U. The "Product ID" item stores an identifier for identifying a product purchased at the online shopping mall 100 by the user U identified by the corresponding user ID.

"Number" stores information regarding the number of products identified by the corresponding product ID that the user U actually purchased. The "wish list" item stores a flag indicating whether the product identified by the corresponding product ID is a product listed on the wish list. For example, the "wish list" item will be "1" if the product is on the list, and "0" if the product is not on the list.

Returning to the explanation of FIG. 4, the control section 40 will be explained. The control unit 40 is, for example, a controller, and various programs stored in a storage device inside the information processing device 10 use a RAM as a work area using a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or the like. This is achieved by executing as .

As shown in FIG. 3, the control unit 40 includes an acquisition unit 41, a provision unit 42, a reception unit 43, a remittance processing unit 44, a payment processing unit 45, and a notification unit 46.

The acquisition unit 41 acquires product information and purchase history information regarding the purchase history of each user U from the online shopping mall 100. For example, the acquisition unit 41 stores the acquired product information in the product information storage unit 32 and stores the acquired purchase history information in the purchase history information storage unit 34.

For example, by periodically acquiring product information and purchase history information, the acquisition unit 41 updates the product information stored in the product information storage unit 32 and the purchase history information stored in the purchase history information storage unit 34 to the latest version. The information can be updated.

The providing unit 42 provides each user U with a list created by each user U. For example, upon receiving access to the list, the providing unit 42 reads the list information of the corresponding user U from the list information storage unit 33, and provides content including the list information.

For example, the providing unit 42 provides first content that accepts an operation to purchase a product or second content that accepts an operation to remit electronic money for purchasing a product, depending on the list provider.

Here, the first content corresponds to the list screen G3 shown in FIG. 2, and the second content corresponds to the list screen G13 shown in FIG. 3. For example, the providing unit 42 determines whether the recipient of the list is the list creator based on the user ID of the recipient and the user ID associated with the requested list.

If both user IDs match, the providing unit 42 determines that the list creator is the list creator, and provides the first content. Furthermore, if the two user IDs do not match, the providing unit 42 determines that the recipient of the list is not the list creator, and provides the second content.

Further, the providing unit 42 aggregates the results of remittances through the second content and provides content related to the aggregated results. Here, content related to the tally results will be explained using FIGS. 9 to 11.

FIGS. 9 and 10 are diagrams illustrating examples of content related to the tally results according to the embodiment. FIG. 11 is a diagram illustrating an example of a remittance screen according to the embodiment. Note that FIG. 9 shows an example of content displayed to a list creator, and FIG. 10 shows an example of content displayed to users other than the list creator.

The screen shown in FIG. 9 is a screen that is displayed, for example, when the support amount confirmation button B12 on the list screen G3 in FIG. 2 is selected. As shown in FIG. 9, the list creator's user terminal 50 displays the aggregated results of items such as the product name, sales price, required quantity, and possession quantity, as well as target amount, support amount, supporters, etc. Is displayed.

In the example shown in the figure, the target amount is the selling price of the product (golf shoes), the current support amount is 2,000 yen, and there is one supporter. For example, when the list creator selects the purchase button B111 displayed in FIG. 9 to purchase using support money, the list creator can purchase a product using support money.

At this time, the electronic money corresponding to the support money will be debited from the dedicated account, and the difference between the product's sales price and the support money (in the figure, "9,900 yen - 2,000 yen = 7,900 yen") will be deducted from the dedicated account. will be debited, for example, from the list creator's regular account.

Further, the screen shown in FIG. 10 is a screen displayed when, for example, the support amount confirmation button B42 on the list screen G13 in FIG. 3 is selected. As shown in FIG. 10, similar to FIG. 9, the user terminal 50 other than the list creator has information such as the product name, sales price, required quantity, and number of possessions, as well as target amount, support amount, supporters, etc. The aggregation results for the items are displayed.

Further, as shown in FIG. 10, a remittance button B211 for remitting the purchase price is displayed on the user terminal 50 of a user other than the list creator. For example, when the user selects the remittance button B211, the screen transitions to the remittance screen shown in FIG. 11.

As shown in Figure 11, on the remittance screen, you can select either quantity specification or amount specification. If you select quantity specification, you can specify the number of items, and if you select amount specification, you can transfer the amount. You can specify the amount.

In this way, on the remittance screen, the number and amount can be entered as appropriate, so the user can freely remit money according to his or her economic situation.

Furthermore, the providing unit 42 may update the provided list information based on the list creator's product purchase history, for example. That is, for example, when a list creator purchases a product listed on the list, the necessary number of products to be listed on the list and the number of products in possession are updated. Further, for example, when the number of items in possession reaches a required number, or when the amount of support reaches a target amount, the item may be deleted from the list.

As a result, it is possible to avoid, for example, the event that more support money is collected than the required number or the target amount. Note that the list is updated by the providing unit 42 based on the list information stored in the list information storage unit 33 and the purchase history information stored in the purchase history information storage unit 34.

Further, the providing unit 42 may update the selling price or target price of the item when the selling price of the item listed on the list is revised. For example, in the example of FIG. 10, if the selling price and target amount of the product are 9,900 yen, and the price of the product is reduced or increased, the providing unit 42 will adjust the selling price and the target amount according to the result of the price revision. Update your target amount.

Returning to the explanation of FIG. 4, the reception section 43 will be explained. The reception unit 43 receives remittance instructions from supporters. For example, the reception unit 43 receives a remittance instruction from the supporter's user terminal 50 based on the operation on the remittance screen shown in FIG.

Upon receiving the remittance instruction, the receiving section 43 passes information regarding the remittance instruction to the remittance processing section 44 . Here, the information regarding the remittance instructions includes the user ID of the supporter who will be the remittance source, the user ID of the list creator who will be the remittance destination, the product ID of the supported product, and whether the remittance is by specifying the number of items or the amount, and specifying the amount. If so, information regarding the specified amount is included.

The remittance processing unit 44 executes remittance processing based on the remittance instruction received by the reception unit 43. For example, upon receiving information regarding a remittance instruction from the receiving section 43, the remittance processing section 44 performs remittance processing based on the information regarding the remittance instruction.

For example, the remittance processing unit 44 refers to the wallet information storage unit 31 and transfers the electronic data from the account associated with the user ID of the supporter who is the remittance source to the account associated with the user ID of the list creator who is the remittance destination. Execute remittance processing by moving money. After completing the remittance process, the remittance processing unit 44 passes information regarding the remittance details to the notification unit 46.

At this time, if the remittance instruction specifies an amount, the remittance processing unit 44 transfers electronic money corresponding to the specified amount. Furthermore, if the remittance instruction specifies a quantity, the remittance processing unit 44 refers to the product information storage unit 32, identifies the selling price of the corresponding product, and calculates the remittance amount (sales price x quantity). and transfer electronic money equivalent to the remittance amount.

Further, the remittance processing unit 44 may set the account of the list creator who is the remittance destination to a dedicated account linked to the corresponding product. As described above, a dedicated account is an account for limited use, and is an account for purchasing the corresponding product.

In other words, by transferring the electronic money to the dedicated account, the remittance processing unit 44 can prevent the list creator from using the electronic money in a manner unintended by the supporter. Note that a specification may be adopted in which the electronic money is transferred to the regular account of the list creator without providing a dedicated account.

In addition, when the product information acquired by the acquisition unit 41 satisfies the purchase conditions (see FIG. 7) for the list information stored in the list information storage unit 33, the remittance processing unit 44 transfers the product information from the list creator's regular account to a dedicated account. Electronic money may be transferred to the account.

In other words, the remittance processing unit 44 may move electronic money within the user's account. In this case, for example, the electronic money transferred to the dedicated account will be reserved for purchasing the corresponding product.

Here, an example of remittance processing based on purchase conditions according to the embodiment will be described using FIG. 12. FIG. 12 is a diagram illustrating an example of remittance processing based on purchase conditions according to the embodiment. In the example shown in FIG. 12, the purchase condition is that the sales amount is 8,500 yen or less, and the initial selling price is 11,500 yen.

For example, a user may wish to purchase a product, but if the selling price drops to a predetermined price, the user may wish to purchase the product. In such a case, if purchase conditions are set, the remittance processing unit 44 transfers electronic money from the regular account to the dedicated account when the selling price of the product satisfies the purchase conditions.

The example shown in the figure shows a case where the purchase condition is 8,500 yen and the selling price is reduced from 11,500 yen to 8,000 yen at time t11. In such a case, the remittance processing unit 44 transfers 8,000 yen worth of electronic money, which is the purchase cost of the product, from the user's regular account to the dedicated account at a predetermined timing after time t11.

The 8,000 yen worth of electronic money transferred to the dedicated account becomes electronic money that can be used when purchasing products, for example, and is managed separately from the regular account. Thereby, for example, a situation where the user runs out of funds when purchasing a product can be avoided. Furthermore, upon completing the remittance processing within the user's account, the remittance processing unit 44 passes information regarding the details of the remittance, the current selling price, etc. to the notification unit 46 .

Note that if the balance in the regular account is insufficient, a notification may be sent to prompt the user to top up the balance. For example, the remittance processing unit 44 may return the electronic money transferred to the dedicated account to the regular account if the purchase condition is no longer satisfied even though the purchase condition was satisfied.

Moreover, although the case has been described here in which it is determined whether the purchase conditions are satisfied based on the sales price, the present invention is not limited to this. For example, it may be determined whether the purchase conditions are satisfied after considering coupons available to the user. That is, if the price after applying the coupon satisfies the purchase conditions, it may be determined that the purchase conditions are satisfied.

Moreover, although the case where the purchase condition is the sales price specified by the user has been described here, the present invention is not limited to this.

For example, the purchase condition may be the number of items in stock. That is, the purchase condition may be that the number of items in stock has reached the desired number, or the purchase condition may be that the color or model number of the desired product is newly arrived.

Returning to the explanation of FIG. 4, the payment processing section 45 will be explained. The payment processing unit 45 executes payment processing when a product is purchased by a user. In this embodiment, in particular, when the list creator purchases a product listed on the list, the payment processing unit 45 executes payment processing using the support amount.

In this case, the payment processing by the payment processing unit 45 is executed by transferring electronic money from the list creator's exclusive account to the store's account. At this time, for example, electronic money may be transferred from the regular account for the difference between the account balance of the dedicated account and the payment amount. In other words, the payment processing unit 45 may perform payment processing by supplementing a part of the payment amount from the regular account.

Further, the payment processing unit 45 executes payment processing using the account balance of the dedicated account even when the user purchases a product when the purchase conditions specified by the user are satisfied.

The notification unit 46 provides various notifications to each user. For example, the notification unit 46 notifies the user of the result of the remittance processing by the remittance processing unit 44. For example, when remittance is made from the supporter's account to the list creator's account, the notification unit 46 notifies each of the supporter and the list creator of the completion of the remittance.

Furthermore, when the purchase conditions specified by the user are satisfied and a remittance is made from the user's regular account to the dedicated account, the notification unit 46 notifies the user that the remittance is complete. Note that the remittance completion notification here may include information regarding the fact that the purchase conditions have been met.

Furthermore, when the list creator purchases a product using the support money from the supporter, the notification unit 46 notifies the supporter of a purchase completion notification. Thereby, the supporter can recognize that the electronic money supported by the list creator has been used appropriately.

Note that, for example, the notification by the notification unit 46 is not particularly limited, but may be made through a payment application provided by the information processing device 10, or may be made through an SMS or an email address.

Further, for example, the notification unit 46 may notify the store owners of the online shopping mall 100 (see FIG. 1) of information regarding purchase conditions (see FIG. 7) specified by each user. For example, in this case, the notification unit 46 notifies the store owner who handles the product specified by the user of information regarding the purchase conditions.

This allows the store owner to understand the needs of each consumer, such as revising the selling price to meet purchase conditions. The electronic shopping mall 100 or the information processing device 10 may, for example, provide a UI that allows store owners to individually set selling prices for each user.

In this case, the store owner can set sales conditions for each user individually after referring to each purchase condition specified by the user. For example, when a store owner sets individual sales conditions, the information processing device 10 individually determines whether the product information satisfies the purchase conditions for each user. Then, the information processing device 10 transfers the purchase cost from the regular account to the dedicated account for the user who satisfies the purchase conditions, as shown in FIG. 12, for example.

[3. Processing flow]
Next, the processing procedure executed by the information processing apparatus 10 according to the embodiment will be described using FIGS. 13 to 16. FIG. 13 is a flowchart illustrating an example of display control processing according to the embodiment.

As shown in FIG. 13, the information processing device 10 obtains a wish list from each user (step S101), and publishes the wish list (step S102). Subsequently, the information processing device 10 determines whether the viewer of the wish list is the list creator (step S103).

If the information processing device 10 determines in step S103 that the viewer is the list creator (step S103; Yes), the information processing device 10 provides the first content as shown in FIG. 2 or FIG. 9, for example. (step S104), and the process ends.

Further, in the determination in step S103, if the information processing device 10 determines that the viewer is other than the list creator (step S103; No), the information processing device 10, for example, The content is provided (step S105), and the process ends.

Next, a remittance process between users according to the embodiment will be described using FIG. 14. FIG. 14 is a flowchart illustrating an example of remittance processing regarding the list according to the embodiment. As shown in FIG. 14, upon receiving a remittance instruction from a supporter (step S111), the information processing device 10 performs remittance processing to remit money from the supporter's account to the list creator's account based on the content of the remittance instruction. Execute (step S112).

Subsequently, the information processing device 10 notifies each of the list creator and the supporter that the remittance has been completed (step S113), and ends the remittance process between the users.

Next, payment processing according to the embodiment will be described using FIG. 15. FIG. 15 is a flowchart illustrating an example of payment processing according to the embodiment. As shown in FIG. 15, the information processing device 10 first obtains payment information (step S121).

Subsequently, the information processing device 10 determines whether the support money has been used from the payment source account indicated by the payment information (step S122). When the information processing device 10 determines that the support money has been used (step S122; Yes), the information processing device 10 notifies the supporter of the purchase completion (step S123).

The information processing device 10 then updates the wish list (step S124) and ends the payment process. Further, when the information processing device 10 determines that the support money is not used (step S122; No), the processing of step S123 and step S124 is omitted.

Next, a remittance process based on purchase conditions according to the embodiment will be described using FIG. 16. FIG. 16 is a flowchart illustrating an example of remittance processing based on purchase conditions according to the embodiment. As shown in FIG. 16, the information processing device 10 first obtains product information (step S131).

Subsequently, the information processing device 10 determines whether the sales price indicated by the product information is lower than the desired purchase price specified by the user, that is, whether the purchase conditions are satisfied (step S132).

If the information processing device 10 determines in step S132 that the selling price is lower than the desired purchase price, that is, if it determines that the purchase conditions are satisfied (step S132; Yes), the information processing device 10 will transfer funds from the user's regular account. A remittance process is executed to transfer the purchase cost to a dedicated account (step S133).

Then, the information processing device 10 notifies the user (step S134), and ends the process. Further, if the information processing device 10 determines in step S132 that the selling price is higher than the desired purchase price, that is, if it determines that the purchase condition is not satisfied (step S132; No), in step S133 And the process of step S134 is omitted.

[4. Modified example]
Incidentally, in the embodiment described above, a case has been described in which the information processing device 10 provides services in cooperation with the electronic shopping mall 100, but the present invention is not limited to this. For example, each store may cooperate with its own EC site, or may provide services in cooperation with various auction sites, flea market sites, etc.

[5. effect〕
The information processing device 10 according to the embodiment described above includes a providing unit 42 that provides a list of products desired by a user of a payment method using a user terminal 50 (an example of a mobile terminal) to others; A reception unit 43 accepts instructions for remittance of electronic money, which can be used as a payment method, from others for purchase costs for purchasing products listed on the list provided by the reception unit 42; and a remittance processing unit 44 that transfers electronic money corresponding to the selling price of the product from the other person's account to the user's account when the transaction is accepted. Therefore, according to the information processing device 10 according to the embodiment, payment regarding the wish list can be facilitated.

Furthermore, in the information processing device 10 according to the embodiment, the user's account includes a regular account for which the purpose of use is not limited and a dedicated account for purchasing products, and the remittance processing unit 44 Transfer electronic money from to the user's dedicated account. Therefore, according to the information processing device 10 according to the embodiment, it is possible to suppress illegal use of electronic money by a user.

The information processing device 10 according to the embodiment also includes an acquisition unit 41 that acquires product information regarding products sold in the online shopping mall 100, and the provision unit 42 acquires product information based on the product information acquired by the acquisition unit 41. , determine the selling price of the products to be listed. Therefore, according to the information processing device 10 according to the embodiment, the selling price of the product can be determined appropriately.

Further, the information processing device 10 according to the embodiment notifies the other person and the user of the completion of the remittance when the remittance processing unit 44 completes the transfer of electronic money from the other person's account to the user's account. A notification section 46 is provided. Therefore, according to the information processing device 10 according to the embodiment, it is possible to easily grasp the exchange of electronic money related to the wash list.

Further, the notification unit 46 according to the embodiment notifies the other person of completion of purchase when the user purchases a product listed on the list using electronic money remitted by another person. Therefore, according to the information processing device 10 according to the embodiment, the supporter can be made aware that the electronic money supported by the list creator has been used appropriately.

In addition, when the purchase cost of a product listed on the list is remitted by another person, or when the user purchases the product listed on the list, the providing unit 42 according to the embodiment provides information about the product from the list. Delete. Therefore, according to the information processing apparatus 10 according to the embodiment, the list can be appropriately managed.

Further, the information processing method according to the embodiment is an information processing method executed by a computer, and includes a providing step of providing a list of products desired by a user of a payment method using a mobile terminal to another person; a reception step of receiving from the other person a remittance instruction for electronic money that is a purchase fee for purchasing the product listed on the list provided in the provision step and that can be used with the payment means; and a remittance processing step of transferring the electronic money corresponding to the sales price of the product from the other person's account to the user's account when the remittance instruction is accepted by the step. Therefore, according to the information processing method according to the embodiment, payment regarding the wish list can be facilitated.

Further, the information processing program according to the embodiment includes a providing procedure for providing a list of products desired by a user of a payment method using a mobile terminal to another person, and a list provided by the providing procedure. a reception procedure for accepting a remittance instruction of electronic money that can be used by the payment method from the other person, and when the remittance instruction is accepted by the reception procedure; , causing the computer to execute a remittance processing procedure for transferring the electronic money corresponding to the selling price of the product from the other person's account to the user's account. Therefore, according to the information processing program according to the embodiment, payment regarding the wish list can be facilitated.

[6. Hardware configuration]
Further, the information processing apparatus 10 according to the embodiments described above is realized by, for example, a computer 1000 having a configuration as shown in FIG. 17. FIG. 17 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing device 10 according to the embodiment. Computer 1000 has CPU 1100, RAM 1200, ROM 1300, HDD 1400, communication interface (I/F) 1500, input/output interface (I/F) 1600, and media interface (I/F) 1700.

CPU 1100 operates based on a program stored in ROM 1300 or HDD 1400, and controls each section. The ROM 1300 stores a boot program executed by the CPU 1100 when the computer 1000 is started, programs depending on the hardware of the computer 1000, and the like.

The HDD 1400 stores programs executed by the CPU 1100, data used by the programs, and the like. Communication interface 1500 receives data from other devices via network (communication network) N and sends it to CPU 1100, and sends data generated by CPU 1100 to other devices via network N.

The CPU 1100 connects output devices such as displays and printers, and input devices such as keyboards and mice (in FIG. 17, output devices and input devices are collectively referred to as "input/output devices") via an input/output interface 1600. ). CPU 1100 obtains data from an input device via input/output interface 1600. Further, CPU 1100 outputs the generated data to an output device via input/output interface 1600.

Media interface 1700 reads programs or data stored in recording medium 1800 and provides them to CPU 1100 via RAM 1200. CPU 1100 loads this program from recording medium 1800 onto RAM 1200 via media interface 1700, and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or a PD (Phase change rewritable disk), a magneto-optical recording medium such as an MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory. etc.

For example, when the computer 1000 functions as the information processing device 10 according to the embodiment, the CPU 1100 of the computer 1000 realizes the functions of the control unit 40 by executing a program loaded onto the RAM 1200. The CPU 1100 of the computer 1000 reads these programs from the recording medium 1800 and executes them, but as another example, these programs may be acquired from another device via the network N.

Some of the embodiments of the present application have been described above in detail based on the drawings, but these are merely examples, and various modifications and variations may be made based on the knowledge of those skilled in the art, including the embodiments described in the disclosure section of the invention. It is possible to carry out the invention in other forms with modifications.

[7. others〕
Furthermore, among the processes described in the above embodiments and modified examples, all or part of the processes described as being performed automatically can be performed manually, or may be described as being performed manually. All or part of this processing can also be performed automatically using known methods. In addition, information including the processing procedures, specific names, and various data and parameters shown in the above documents and drawings may be changed arbitrarily, unless otherwise specified. For example, the various information shown in each figure is not limited to the illustrated information.

Furthermore, each component of each device shown in the drawings is functionally conceptual, and does not necessarily need to be physically configured as shown in the drawings. In other words, the specific form of distributing and integrating each device is not limited to what is shown in the diagram, and all or part of the devices can be functionally or physically distributed or integrated in arbitrary units depending on various loads and usage conditions. Can be integrated and configured.

Furthermore, the above-described embodiments and modifications can be combined as appropriate within a range that does not conflict with the processing contents.

Further, the above-mentioned "section, module, unit" can be read as "means", "circuit", etc. For example, the acquisition unit can be replaced with an acquisition means or a user information acquisition circuit.

1 Information processing system 10 Information processing device 20 Communication unit 30 Storage unit 31 Wallet information storage unit 32 Product information storage unit 33 List information storage unit 34 Purchase history information storage unit 40 Control unit 41 Acquisition unit 42 Providing unit 43 Reception unit 44 Remittance processing Section 45 Payment processing section 46 Notification section 50 User terminal (an example of a mobile terminal)
100 Electronic shopping mall U users

Claims (8)

a providing unit that provides a list of products desired by a user of a payment method using a mobile terminal to another person;
a reception unit that receives from the other person an instruction to remit electronic money that is a purchase fee for purchasing the product listed on the list provided by the provider and that can be used with the payment means;
and a remittance processing unit that moves the electronic money corresponding to the sales price of the product from the other person's account to the user's account when the remittance instruction is accepted by the reception unit. information processing equipment. The user's account is
It has a regular account that can be used for any purpose, and a dedicated account for purchasing the products.
The remittance processing unit is
The information processing device according to claim 1, wherein the electronic money is transferred from the other person's account to the dedicated account of the user. Equipped with an acquisition unit that acquires product information about products sold on the online shopping mall,
The provision department is
The information processing device according to claim 1 or 2, wherein the selling price of the product to be listed on the list is determined based on the product information acquired by the acquisition unit. The method further comprises: a notification unit that notifies the other person and the user of the completion of remittance when the transfer of the electronic money from the other person's account to the user's account by the remittance processing unit is completed. The information processing apparatus according to claim 1, 2 or 3. The notification section is
A claim characterized in that, when the user purchases the product listed on the list using the electronic money transferred from the other person, a purchase completion notification is sent to the other person. 4. The information processing device according to 4. The provision department is
Deleting the product from the list if the purchase cost of the product listed on the list is remitted by the other person, or if the user purchases the product listed on the list. The information processing device according to any one of claims 1 to 5, characterized in that: An information processing method performed by a computer, the method comprising:
a providing step of providing a list of products desired by a user of a payment method using a mobile terminal to another person;
a reception step of receiving from the other person a remittance instruction for electronic money that can be used by the payment means and is a purchase cost for purchasing the product listed on the list provided in the provision step;
and a remittance processing step of transferring the electronic money corresponding to the sales price of the product from the other person's account to the user's account when the remittance instruction is accepted by the receiving step. information processing method. A provision procedure for providing a list of products desired by a user of a payment method using a mobile terminal to another person;
a reception procedure of accepting from the other person an instruction to remit electronic money that is a purchase cost for purchasing the product listed on the list provided by the provision procedure and that can be used with the payment means;
causing a computer to execute a remittance processing procedure for transferring the electronic money corresponding to the sales price of the product from the account of the other person to the account of the user when the remittance instruction is accepted by the acceptance procedure; An information processing program featuring:

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