JP2023131645A - Cancel adjustment management device, cancel adjustment management method and cancel adjustment management program - Google Patents

Abstract

To provide a cancel adjustment management device, a cancel adjustment management method and a cancel adjustment management program that can control an object of adjustment at adjustment timing of each affiliated store in an adjustment operation for application cancel.SOLUTION: When a trade is canceled, cancel data having an adjustment object flag, including a cancel date, an affiliated store, a cancel amount, and whether an adjustment is possible as initial values, linked and set is acquired based upon credit data. When the cancel amount becomes adjustable, the adjustment object flag set in the cancel data is changed into an adjustable state, an adjustment date is set in the cancel data based upon a closing payment master, and adjustment processing is executed based upon the credit data and the cancel data in which the adjustment object flag is set into the adjustable state.SELECTED DRAWING: Figure 2

Description

The present invention relates to a cancellation payment management device, a cancellation payment management method, and a cancellation payment management program.

Patent Document 1 states that if a cancellation occurs after a customer makes a payment to a credit sales company for a product sold in installments, the amount paid by the customer to the credit sales company is held as a hold amount until a return destination is determined, and settlement of the payment is suspended. It has been disclosed that advance payments will be settled between credit card companies and member stores as usual.

JP2019-46237A

However, in the invention described in Patent Document 1, there was a problem in that it was not possible to control the timing of settlement of the advance payment after the cancellation process in the settlement process when canceling an application.

The present invention has been made in view of the above-mentioned problems, and includes a cancellation settlement management device, a cancellation settlement management method, and a cancellation settlement management device that can control settlement targets in accordance with the settlement timing of each member store in settlement operations at the time of application cancellation. And, the purpose is to provide a cancellation settlement management program.

In order to solve the above-mentioned problems and achieve the purpose, a cancellation settlement management device according to the present invention is a cancellation settlement management device including a storage section and a control section, and the storage section is configured to store information on advance payment contracts. A transaction storage means for storing receivables data set by linking the member store of the credit sales company that conducted the transaction, the advance date and settlement date of the advance payment contract, and the advance amount; date, and a closing payment master that is set by linking the payment date, and when cancellation of the transaction occurs, the control unit determines the cancellation date, the member store, and the cancellation amount based on the receivables data. , and a cancellation acquisition means that acquires cancellation data set by linking a settlement target flag whose initial value is "non-payment", and when the cancellation amount is set as settlement possible, the settlement target set in the cancellation data. a cancellation settlement confirmation means that changes the flag to the settlement possible and sets a settlement date in the cancellation data based on the closing payment master; the receivables data; and the settlement target flag set to the settlement possible; The present invention is characterized by comprising a payment means that executes payment processing based on the cancellation data.

Further, in the cancellation settlement management device according to the present invention, when the cancellation data is set as a settlement target on the cancellation settlement confirmation processing screen, the cancellation settlement confirmation means sets the settlement target flag set in the cancellation data. The method is characterized in that the cancellation data is changed to allow settlement, and the settlement date is set in the cancellation data based on the closing payment master.

Further, in the cancellation settlement management device according to the present invention, the control unit includes a debt acquisition unit that acquires debt data different from the debt data, which is set by linking a transaction target different from the transaction target and the affiliated store. , wherein the cancellation settlement confirmation means sets the settlement target flag set in the cancellation data to the settlement target flag when the different debt data to be offset by the cancellation data is acquired by the debt acquisition means. , and the settlement date is set in the cancellation data based on the closing payment master.

Further, in the cancellation settlement management device according to the present invention, the settlement means may be configured to calculate the amount for each member store and for each settlement date based on the receivables data and the cancellation data in which the settlement target flag is set to allow settlement. The method is characterized by acquiring payment data in which the payment amount is set.

Further, in the cancellation settlement management device according to the present invention, the cancellation settlement confirmation means changes the settlement target flag set in the cancellation data to the settlement possible when the cancellation amount becomes the settlement possible, Based on the closing payment master, the payment date linked to the closing date for the cancellation date set in the cancellation data is set in the cancellation data as the settlement date.

Further, in the cancellation settlement management device according to the present invention, when application data including the member store, the payment date, and the payment amount are input, the control unit may process the application data based on the closing payment master. The payment date linked to the closing date for the payment date set in the data is specified as the payment date, and the member store, the payment date, the payment date, and the payment amount are linked and set. The present invention is characterized in that it further comprises a claim acquisition means for acquiring the claim data.

Moreover, in the cancellation settlement management device according to the present invention, the control unit further includes a journal creation means for creating settlement journal data based on the settlement data.

Further, in the cancellation settlement management device according to the present invention, if there is cancellation data in which the settlement target flag is set to the settlement not possible at the end of the month, the control unit controls the debit account based on the cancellation data. The present invention is characterized by further comprising a journal creation means for creating cancellation journal data with accounts receivable as accounts receivable.

Further, in the cancellation settlement management device according to the present invention, the journal creation means further creates reversal journal data for the cancellation journal data at the beginning of the month following the end of the month.

Further, the cancellation settlement management method according to the present invention is a cancellation settlement management method for causing a cancellation settlement management device including a storage section and a control section to execute the cancellation settlement management method, wherein the storage section is a transaction object related to an advance payment contract. transaction storage means for storing receivables data set by linking the member store of the credit sales company that conducted the transaction, the advance date of the advance payment contract, the settlement date, and the advance amount, and the member store, closing date, and , a closing payment master in which a payment date is linked and set, and is executed by the control unit. When cancellation of the transaction occurs, based on the receivables data, the cancellation date, the member store, the cancellation amount, and a cancellation acquisition step of acquiring cancellation data set by linking a settlement target flag whose initial value is "non-payment", and when the cancellation amount is set as settlement possible, the settlement target flag set in the cancellation data. a cancellation settlement confirmation step in which the settlement date is set in the cancellation data based on the closing payment master, and the receivable data and the settlement target flag are set as settlement possible. The method is characterized in that it includes a payment step of executing payment processing based on cancellation data.

Further, the cancellation settlement management program according to the present invention is a cancellation settlement management program to be executed by a cancellation settlement management device including a storage section and a control section, and the storage section is a cancellation settlement management program that is executed by a cancellation settlement management device that includes a storage section and a control section. transaction storage means for storing receivables data set by linking the member store of the credit sales company that conducted the transaction, the advance date of the advance payment contract, the settlement date, and the advance amount, and the member store, closing date, and , and a closing payment master in which a payment date is linked and set, and in the control unit, when cancellation of the transaction occurs, based on the receivables data, the cancellation date, the member store, the cancellation amount, and a cancellation acquisition step of acquiring cancellation data set by linking a settlement target flag whose initial value is "cancellation not possible"; and, when the cancellation amount becomes payable, the settlement target flag set in the cancellation data is acquired as described above; a cancellation settlement confirmation step of changing the cancellation data to allow settlement and setting a settlement date in the cancellation data based on the closing payment master; and the receivables data and the cancellation data whose settlement target flag is set to allow settlement. and a payment step of executing payment processing based on the payment method.

According to the present invention, there is no need to manage accounts receivable for amounts that do not originally need to be treated as accounts receivable, so that settlement and accounting operations can be performed efficiently. Further, according to the present invention, it is possible to perform settlement processing for cancellations in accordance with the timing of occurrence of advance settlement, and there is an effect that the flow of funds at member stores can be made smooth. Furthermore, according to the present invention, in installment business that requires a three-party contract, it is beneficial for credit sales companies and member stores to have settlement processing with member stores as simple and versatile as possible; By focusing on the receivables at the time, it is possible to handle more flexible settlement operations with journal entries in mind. Furthermore, according to the present invention, in the cancellation and settlement operations that occur in the credit card business, it is possible to flexibly respond to the settlement (closing payment) timing of each member store, and it is also possible to respond to businesses that provide a wider variety of services. It has the effect of being able to Further, depending on the timing of cancellation, the timing of settlement is fixed, which causes unaccounted management, but according to the present invention, this can be omitted, and the efficiency of accounting operations can be improved. Further, according to the present invention, it is possible to control the settlement date when canceling an application for each member store. Further, according to the present invention, credit companies do not need to manage receivables for amounts that do not originally need to be recorded as receivables in terms of financial accounting, so it is possible to efficiently perform settlement and accounting operations. play. Further, according to the present invention, the credit sales company can flexibly control the timing of settlement of cancellations in accordance with the timing of settlement of advances (closing payment timing) for each member store. Further, according to the present invention, when settlement of cancellation occurs at a member store, the settlement process is performed in accordance with the timing of occurrence of advance settlement, thereby making it possible to smooth the flow of funds. Further, according to the present invention, it is possible to adjust the timing of payment for cancellations, thereby making it easier to manage cash.

FIG. 1 is a diagram illustrating an example of payment operations when canceling an application in this embodiment. FIG. 2 is a block diagram showing an example of the configuration of the cancellation and settlement management device in this embodiment. FIG. 3 is a flowchart showing an example of the processing of the cancellation and settlement management device in this embodiment. FIG. 4 is a diagram illustrating an example of the cancellation settlement management process in this embodiment. FIG. 5 is a diagram illustrating an example of the cancellation settlement management process in this embodiment. FIG. 6 is a diagram illustrating an example of the cancellation settlement management process in this embodiment. FIG. 7 is a diagram illustrating an example of the cancellation settlement management process in this embodiment. FIG. 8 is a diagram illustrating an example of the cancellation settlement management process in this embodiment. FIG. 9 is a diagram illustrating an example of the cancellation settlement management process in this embodiment. FIG. 10 is a diagram showing an example of a cancellation settlement confirmation screen in this embodiment. FIG. 11 is a diagram showing an example of a cancellation settlement confirmation screen in this embodiment.

Embodiments of the present invention will be described in detail based on the drawings. Note that the present invention is not limited to this embodiment.

[1. overview]
First, an overview of the present invention will be explained with reference to FIG. FIG. 1 is a diagram illustrating an example of payment operations when canceling an application in this embodiment.

As shown in Figure 1, conventionally, in the settlement process when an application is canceled in an installment sales contract, the settlement process is based on the settlement timing (closing payment timing) of each member store, without taking into consideration the details of transactions within the same month (advance payment/cancellation). Payment processing was in progress.

Therefore, conventionally, if the cancellation amount was greater than the advance amount, the settlement amount would be negative, and for credit companies, if they had contracts with member stores with various closing systems, the settlement timing (closing payment timing) for each member store Because it is difficult to respond flexibly to financial matters, receivables that do not need to be generated in terms of financial accounting are generated, and for franchised stores, settlement and accounting operations become complicated as they frequently have to manage receivables. In some cases, complicated fund management was required, such as the need to separately transfer unpaid amounts.

Therefore, in the present embodiment, a mechanism is provided in which the payment target can be controlled after the cancellation process in the payment process when canceling an application.

[2. composition]
An example of the configuration of the cancellation and settlement management device 100 according to this embodiment will be described with reference to FIG. 2. FIG. 2 is a block diagram showing an example of the configuration of the cancellation and settlement management device 100 in this embodiment.

As shown in FIG. 2, the cancellation and settlement management device 100 is a commercially available desktop personal computer. Note that the cancellation and settlement management device 100 is not limited to stationary information processing devices such as desktop personal computers, but also mobile devices such as commercially available notebook personal computers, PDAs (Personal Digital Assistants), smartphones, and tablet personal computers. It may be a type information processing device.

The cancellation settlement management device 100 includes a control section 102, a communication interface section 104, a storage section 106, and an input/output interface section 108. Each unit included in the cancellation and settlement management device 100 is communicably connected via an arbitrary communication path.

The communication interface unit 104 communicably connects the cancellation and settlement management device 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via a communication line. Here, the network 300 has a function of connecting the cancellation and settlement management device 100 and the server 200 so that they can communicate with each other, and is, for example, the Internet or a LAN (Local Area Network).

An input device 112 and an output device 114 are connected to the input/output interface unit 108 . As the output device 114, in addition to a monitor (including a touch panel), a speaker or a printer can be used. As the input device 112, in addition to a keyboard, a mouse, and a microphone, a monitor that cooperates with the mouse to realize a pointing device function can be used. Note that, below, the output device 114 may be described as the monitor 114 or the printer 114, and the input device 112 may be described as the keyboard 112 or the mouse 112.

The storage unit 106 stores various databases, tables, files, and the like. The storage unit 106 stores a computer program for giving instructions to a CPU (Central Processing Unit) to perform various processes in cooperation with an OS (Operating System). As the storage unit 106, for example, a memory device such as a RAM (Random Access Memory) or a ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, an optical disk, etc. can be used. The storage unit 106 includes a payment master 106a and a transaction database 106b.

The closing payment master 106a is a master that is set by linking the affiliated stores of the credit company, closing dates, and payment dates. Here, the closing payment master 106a may be set in association with the member store name, closing payment date, closing date, payment date, and holiday determination classification.

The transaction database 106b stores transaction data of credit sales companies. Here, the transaction database 106b stores receivables data set by linking the affiliated store of the credit company that conducted the transaction related to the advance payment contract, the advance date of the advance payment contract, the settlement date, and the advance amount. You may do so. Further, the transaction data may include settlement data, cancellation data, accounts receivable data, and/or journal data. Here, the transaction object may be a product and/or a service.

The control unit 102 is a CPU or the like that controls the cancellation and settlement management device 100 in an integrated manner. The control unit 102 has an internal memory for storing control programs such as an OS, programs specifying various processing procedures, required data, etc., and performs various information processing based on these stored programs. Execute. Functionally, the control unit 102 includes a debt acquisition unit 102a, a cancellation acquisition unit 102b, a cancellation settlement confirmation unit 102c, a settlement unit 102d, and a journal creation unit 102e.

The debt acquisition unit 102a acquires debt data. Here, the debt acquisition unit 102a may acquire debt data related to the advance payment contract. Further, the debt acquisition unit 102a may acquire debt data different from the debt data, which is set by linking a transaction target different from the transaction target and an affiliated store. In addition, when application data including a member store, payment date, and payment amount is input, the debt acquisition unit 102a links the closing date to the payment date set in the application data based on the closing payment master 106a. The payment date obtained may be specified as the settlement date, and receivable data set by linking the member store, payment date, settlement date, and payment amount may be obtained. Further, the debt acquisition unit 102a may register debt data in the transaction database 106b.

The cancellation acquisition unit 102b acquires cancellation data of a transaction related to a replacement payment contract. Here, when cancellation of a transaction related to an advance payment contract occurs, the cancellation acquisition unit 102b determines, based on the receivables data, the cancellation date, affiliated store, cancellation amount, and settlement with initial values of non-payment. Cancellation data set by linking the target flag may be acquired. Further, the cancellation acquisition unit 102b may register cancellation data in the transaction database 106b.

The cancellation settlement confirmation unit 102c changes the settlement target flag set in the cancellation data to allow settlement. Here, when the cancellation amount becomes eligible for settlement, the cancellation settlement confirmation unit 102c changes the settlement target flag set in the cancellation data to allow settlement, and sets the settlement date in the cancellation data based on the closing payment master 106a. May be set. Further, when the cancellation data is set as a settlement target on the cancellation settlement confirmation processing screen, the cancellation settlement confirmation unit 102c changes the settlement target flag set in the cancellation data to settlement possible, and based on the closing payment master 106a. , the settlement date may be set in the cancellation data. In addition, when the receivable acquisition unit 102a acquires different receivable data to be offset by the cancellation data, the cancellation settlement confirmation unit 102c changes the settlement target flag set in the cancellation data to “settlement possible”, and updates the closing payment master 106a. Based on this, the settlement date may be set in the cancellation data. In addition, when the cancellation amount can be settled, the cancellation settlement confirmation unit 102c changes the settlement target flag set in the cancellation data to settlement possible, and cancels the cancellation set in the cancellation data based on the closing payment master 106a. The payment date linked to the closing date for the date may be set in the cancellation data as the settlement date.

The settlement unit 102d executes settlement processing for transactions. Here, the settlement unit 102d may execute the settlement process based on the debt data and the cancellation data whose settlement target flag is set to allow settlement. Further, the settlement unit 102d may acquire settlement data in which the settlement amount is set for each member store and each settlement date based on the debt data and the cancellation data in which the settlement target flag is set to allow settlement. Further, the settlement unit 102d may register the settlement data in the transaction database 106b.

The journal creation unit 102e creates journal data. Here, the journal creation unit 102e may create settlement journal data based on the settlement data. Furthermore, at the end of the month, if there is cancellation data whose settlement target flag is set to not be settled, the journal creation unit 102e creates cancellation journal data with the debit account as accounts receivable based on the cancellation data. It's okay. Further, the journal creation unit 102e may create reversal journal data for the canceled journal data at the beginning of the month following the creation of the canceled journal data. Further, the journal creation unit 102e may register journal data in the transaction database 106b.

[3. Concrete example]
A specific example of this embodiment will be described with reference to FIGS. 3 to 11.

[Cancellation settlement management process]
Here, with reference to FIG. 3, an example of the cancellation settlement management process in this embodiment will be described. FIG. 3 is a flowchart showing an example of the processing of the cancellation and settlement management device 100 in this embodiment.

As shown in FIG. 3, when the user inputs application data including a member store, payment date, and payment amount through the input device 112, the debt acquisition unit 102a receives the application data based on the closing and payment master 106a. The payment date linked to the closing date for the payment date set in the data is specified as the payment date, and the receivables data set by linking the member store, payment date, payment date, and payment amount is obtained, and the relevant The debt data is registered in the transaction database 106b (step SA-1).

Then, when a transaction for a product related to an advance payment contract is canceled, the cancellation acquisition unit 102b determines, based on the receivables data, the cancellation date, member store, cancellation amount, and a settlement target flag whose initial value is ``Unable to make settlement.'' The cancellation data set by linking is acquired, and the cancellation data is registered in the transaction database 106b (step SA-2).

Then, when the cancellation amount set in the cancellation data becomes eligible for settlement, the cancellation settlement confirmation unit 102c changes the settlement target flag set in the cancellation data to allow settlement, and cancels the settlement based on the closing payment master 106a. The payment date linked to the closing date for the cancellation date set in the data is set as the settlement date in the cancellation data (step SA-3).

Then, the settlement unit 102d acquires settlement data in which the settlement amount is set for each member store and each settlement date based on the receivables data and the cancellation data in which the settlement target flag is set to allow settlement, and uses the settlement data. It is registered in the transaction database 106b (step SA-4).

Then, the journal creation unit 102e creates settlement journal data based on the settlement data (step SA-5), and ends the process.

Here, with reference to FIGS. 4 to 9, an example of a comparison of cancellation and settlement management in the conventional method and the present embodiment will be described. 4 to 9 are diagrams illustrating an example of the cancellation settlement management process in this embodiment.

In the March 2021 operation in the conventional method and this embodiment, as shown in Figure 4, receivables data is registered by the user's application input for an installment sales contract, and the data is compiled for each settlement date and transfer destination (member store). and the settlement amount is determined.

Then, in the April 2021 operation in the conventional method and this embodiment, as shown in FIG. 5, the settlement date is determined from the closing payment master 106a and receivables data is registered by the user's application input for the installment sales contract. . In the April 2021 operation using the conventional method, if there is a cancellation as shown in Figure 5, the settlement date is determined from the payment master 106a, cancellation data is registered in the cancellation process, and as shown in Figure 6. Then, the data is compiled for each settlement date and each transfer destination (affiliated store), the settlement amount is determined, and as shown in FIG. 7, the receivables are registered and the amount of the receivables is added up. On the other hand, in the April 2021 operation in this embodiment, as shown in FIG. 5, if there is a cancellation, the settlement date is determined from the closing payment master 106a, cancellation data is registered in the cancellation process, and As shown in Figure 7, the data is compiled for each settlement date and transfer destination (member store), the settlement amount is determined, and as shown in Figure 7, there is no need to record it as an account receivable, so journal entries are automatically created. At the end of the month, in the cancellation settlement confirmation process, the confirmation flag is set to 0: unconfirmed items are treated as receivables, journal entries are automatically created, and as shown in FIG. 8, the recorded receivables are offset at the beginning of the next month. Here, in the cancellation data in this embodiment, if there is no advance money that can be offset, it is not subject to settlement, and the confirmation flag is held as 0: unconfirmed.

Then, in the May 2021 operation in the conventional method and this embodiment, as shown in FIG. 8, the settlement date is determined from the closing payment master 106a and receivables data is registered by the user's application input for the installment sales contract. . Then, in the May 2021 operation using the conventional method, as shown in Figure 9, data is compiled for each payment date and payment destination (member store), the payment amount is determined, and the payment is made by transfer or payment on May 20, 2021. The amount is manually adjusted, the amount receivable is collected, the amount recorded as receivable is offset, and a journal entry is created for the settled amount. On the other hand, in the May 2021 operation in this embodiment, as shown in FIG. 8, the confirmation flag of the cancellation data for which the confirmation flag is set to 0 and is subject to settlement this time is updated to 1: Confirmation, and the settlement is The date has been changed from April 20, 2021 to May 20, 2021, and as shown in Figure 9, data is compiled for each payment date and transfer destination (member store), the payment amount is determined, and the payment amount is Journal entries are automatically created.

Here, an example of the cancellation settlement confirmation screen in this embodiment will be described with reference to FIGS. 10 and 11. FIGS. 10 and 11 are diagrams showing an example of a cancellation settlement confirmation screen in this embodiment.

The cancellation payment confirmation screen in this embodiment includes the main screen shown in FIG. 10, and when "F10: Registration" is pressed with "Target" checked, the payment confirmation flag set in the cancellation data is is updated to "1". Further, the cancellation settlement confirmation screen in this embodiment includes a sub-screen shown in FIG. 11, and allows changing the settlement date.

[4. Contribution to the Sustainable Development Goals (SDGs) led by the United Nations]
This embodiment can contribute to improving business efficiency and promoting appropriate business decisions of companies, and thus can contribute to Goals 8 and 9 of the SDGs.

Furthermore, this embodiment can contribute to reducing waste loss and promoting paperless and electronic systems, making it possible to contribute to Goals 12, 13, and 15 of the SDGs.

Furthermore, this embodiment can contribute to strengthening control and governance, making it possible to contribute to Goal 16 of the SDGs.

[5. Other embodiments]
In addition to the embodiments described above, the present invention may be implemented in various different embodiments within the scope of the technical idea described in the claims.

For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all of the processes described as being performed manually can be performed manually. Alternatively, some of the steps can be performed automatically using known methods.

In addition, unless otherwise specified, information including processing procedures, control procedures, specific names, parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and drawings are included. It can be changed arbitrarily.

Further, regarding the cancellation and settlement management device 100, each illustrated component is functionally conceptual, and does not necessarily need to be physically configured as illustrated.

For example, the processing functions of the cancellation and settlement management device 100, especially each processing function performed by the control unit 102, may be realized in whole or in part by a CPU and a program interpreted and executed by the CPU. Alternatively, it may be realized as hardware using wired logic. Note that the program is recorded on a non-temporary computer-readable recording medium that includes programmed instructions for causing the information processing device to execute the processing described in this embodiment, and can be used to manage cancellation and settlement as necessary. Mechanically read by device 100. That is, a storage unit such as a ROM or an HDD (Hard Disk Drive) stores a computer program that cooperates with an OS to give instructions to a CPU and perform various processes. This computer program is executed by being loaded into the RAM, and constitutes a control unit in cooperation with the CPU.

Further, this computer program may be stored in an application program server connected to the cancellation settlement management device 100 via an arbitrary network, and it is also possible to download all or part of it as necessary. It is.

Further, a program for executing the processing described in this embodiment may be stored in a non-temporary computer-readable recording medium, or may be configured as a program product. Here, the "recording medium" includes a memory card, a USB (Universal Serial Bus) memory, an SD (Secure Digital) card, a flexible disk, a magneto-optical disk, a ROM, an EPROM (Erasable Programmable Read Only Memory), and an EE. PROM (registration Trademark) (Electrically Erasable and Programmable Read Only Memory), CD-ROM (Compact Disk Read Only Memory), MO (Magneto-Optical disk) ), DVD (Digital Versatile Disk), Blu-ray (registered trademark) Disc, etc. shall include any “portable physical medium”.

Further, a "program" is a data processing method written in any language or writing method, and does not matter in the form of source code or binary code. Note that a "program" is not necessarily limited to a unitary structure, but may be distributed as multiple modules or libraries, or may work together with separate programs such as an OS to achieve its functions. Including things. Note that well-known configurations and procedures can be used for the specific configuration and reading procedure for reading the recording medium in each device shown in this embodiment, and the installation procedure after reading.

Various databases and the like stored in the storage unit 106 are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and various databases used for various processing and website provision. Stores programs, tables, databases, web page files, etc.

Further, the cancellation and settlement management device 100 may be configured as an information processing device such as a known personal computer or workstation, or may be configured as the information processing device to which any peripheral device is connected. Further, the cancellation and settlement management device 100 may be realized by installing software (including programs, data, etc.) that causes the device to realize the processing described in this embodiment.

Furthermore, the specific form of dispersion and integration of devices is not limited to what is shown in the diagram, and all or part of them can be functionally or physically divided into arbitrary units according to various additions or functional loads. It can be configured in a distributed/integrated manner. That is, the embodiments described above may be implemented in any combination, or the embodiments may be implemented selectively.

INDUSTRIAL APPLICATION This invention is useful in the financial industry which deals with an installment business or a credit business.

100 Cancellation settlement management device 102 Control section 102a Obligation acquisition section 102b Cancellation acquisition section 102c Cancellation settlement confirmation section 102d Settlement section 102e Journal preparation section 104 Communication interface section 106 Storage section 106a Closing payment master 106b Transaction database 108 Input/output interface section 112 Input device 114 Output device 200 Server 300 Network

Claims (11)

A cancellation settlement management device comprising a storage unit and a control unit,
The storage unit is
a transaction storage means for storing receivables data set in association with a member store of a credit sales company that has conducted a transaction related to an advance payment contract, an advance date of the advance payment contract, a settlement date, and an advance amount;
A closing payment master that is set by linking the member store, closing date, and payment date,
Equipped with
The control unit includes:
When a cancellation occurs for the transaction, the cancellation data is obtained based on the receivables data by linking the cancellation date, the affiliated store, the cancellation amount, and a settlement target flag whose initial value is "non-payment". acquisition means,
When the cancellation amount becomes eligible for settlement, the settlement target flag set in the cancellation data is changed to the settlement possible, and the settlement date is set in the cancellation data based on the closing payment master. Cancellation settlement is confirmed. means and
Settlement means that executes a settlement process based on the debt data and the cancellation data in which the settlement target flag is set to allow settlement;
A cancellation settlement management device characterized by comprising: The cancellation settlement confirmation means is:
When the cancellation data is set as a settlement target on the cancellation settlement confirmation processing screen, the settlement target flag set in the cancellation data is changed to the settlement possible, and the cancellation data is set based on the closing payment master. The cancellation and settlement management device according to claim 1, wherein the settlement date is set. The control unit includes:
a debt acquisition means for acquiring debt data different from the debt data, which is set by linking a transaction target different from the transaction target and the member store;
further comprising;
The cancellation settlement confirmation means is:
When the different debt data to be offset by the cancellation data is acquired by the debt acquisition means, the settlement target flag set in the cancellation data is changed to the settlement possible, and based on the closing payment master, 3. The cancellation and settlement management device according to claim 1, wherein the settlement date is set in the cancellation data. The payment means is
A claim characterized in that, based on the receivables data and the cancellation data in which the settlement target flag is set to allow settlement, settlement data is obtained in which a settlement amount is set for each member store and for each settlement date. The cancellation settlement management device according to any one of Items 1 to 3. The cancellation settlement confirmation means is:
When the cancellation amount becomes the settlement possible, the settlement target flag set in the cancellation data is changed to the settlement possible, and the cancellation date set in the cancellation data is changed based on the closing payment master. The cancellation settlement management device according to claim 1, wherein the payment date linked to the closing date is set in the cancellation data as the settlement date. The control unit includes:
When application data including the member store, the advance date, and the advance amount is entered, the closing date is linked to the advance date set in the application data based on the closing payment master. Receivables acquisition means that specifies the payment date as the settlement date and acquires the receivables data set by linking the member store, the advance date, the settlement date, and the advance amount;
The cancellation settlement management device according to claim 1 or 2, further comprising: The control unit includes:
Journal creation means for creating settlement journal data based on the settlement data;
5. The cancellation settlement management device according to claim 4, further comprising the following. The control unit includes:
At the end of the month, if there is cancellation data in which the settlement target flag is set to not be settled, journal creation means creates cancellation journal data in which the debit account item is receivable based on the cancellation data;
The cancellation and settlement management device according to any one of claims 1 to 6, further comprising the following. The journal preparation means is
9. The cancellation settlement management device according to claim 8, further comprising creating reversal journal entry data for the cancellation journal data at the beginning of the month following the end of the month. A cancellation payment management method for causing a cancellation payment management device including a storage unit and a control unit to execute the cancellation payment management method, the method comprising:
The storage unit is
a transaction storage means for storing receivables data set in association with a member store of a credit sales company that has conducted a transaction related to an advance payment contract, an advance date of the advance payment contract, a settlement date, and an advance amount;
A closing payment master that is set by linking the member store, closing date, and payment date;
Equipped with
Executed by the control unit,
When a cancellation occurs for the transaction, the cancellation data is obtained based on the receivables data by linking the cancellation date, the affiliated store, the cancellation amount, and a settlement target flag whose initial value is "non-payment". an acquisition step;
When the cancellation amount becomes eligible for settlement, the settlement target flag set in the cancellation data is changed to the settlement possible, and the settlement date is set in the cancellation data based on the closing payment master. Cancellation settlement is confirmed. step and
a settlement step of executing a settlement process based on the debt data and the cancellation data in which the settlement target flag is set to allow settlement;
A cancellation settlement management method characterized by comprising: A cancellation payment management program to be executed by a cancellation payment management device including a storage unit and a control unit,
The storage unit includes:
a transaction storage means for storing receivables data set in association with a member store of a credit sales company that has conducted a transaction related to an advance payment contract, an advance date of the advance payment contract, a settlement date, and an advance amount;
A closing payment master that is set by linking the member store, closing date, and payment date,
Equipped with
In the control section,
When a cancellation occurs for the transaction, the cancellation data is obtained based on the receivables data by linking the cancellation date, the affiliated store, the cancellation amount, and a settlement target flag whose initial value is "non-payment". an acquisition step;
When the cancellation amount becomes eligible for settlement, the settlement target flag set in the cancellation data is changed to the settlement possible, and the settlement date is set in the cancellation data based on the closing payment master. Cancellation settlement is confirmed. step and
a settlement step of executing a settlement process based on the debt data and the cancellation data in which the settlement target flag is set to allow settlement;
Cancellation settlement management program for executing.

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