JP2023035808A - Program for settlement - Google Patents

Abstract

PROBLEM TO BE SOLVED: To reduce the time required for settlement procedures.

SOLUTION: A settlement program causes a user terminal 1 having a display unit 14 and an imaging unit 13 to function as: a captured image acquisition unit 171 which acquires, on receipt of an operation to start a settlement using a settlement code, an image captured by the imaging unit 13; a code acquisition unit 172 which causes the display unit 14 to display a read screen showing the acquired captured image, and acquires a settlement code presented in a store from the captured image; an input receiving unit 173 which causes the display unit 14 to display input candidates for the amount to be settled, and receives an input of the amount to be settled related to the settlement in response to receiving the selection from among the input candidates; and a transmission unit 174 which transmits a settlement token indicated by the settlement code acquired by the code acquisition unit 172 and the amount to be settled for which the input has been received by the input receiving unit 173, to a settlement processing apparatus 2 that executes processing on the settlement.

SELECTED DRAWING: Figure 2

COPYRIGHT: (C)2023,JPO&INPIT

Description

The present invention relates to a settlement program.

Code settlement using a settlement code such as a QR code (registered trademark) has become popular (see Patent Document 1, for example). In code payment, for example, a payment code displayed by the store is read by the user terminal, and the payment server performs payment processing based on the information indicating the payment code received from the user terminal and the payment amount entered on the user terminal. It is realized by doing.

Japanese Patent No. 6528160

In the conventional code payment, the user had to enter the payment amount presented at the store. As a result, there is a problem that the user is burdened.

Accordingly, the present invention has been made in view of these points, and an object of the present invention is to reduce the burden on the user.

A payment program according to a first aspect of the present invention causes a portable terminal having a display unit and an imaging unit to display an image captured by the imaging unit when an operation for starting payment using a payment code is received. a captured image acquiring unit for acquiring; a code acquiring unit for displaying a reading screen showing the acquired captured image on the display unit and acquiring the payment code presented at the store from the captured image; an input reception unit for receiving input of the payment amount by displaying input candidates for on the display unit and receiving a selection from the input candidates; and payment data indicated by the payment code acquired by the code acquisition unit; and a transmission unit that transmits the payment amount received by the input reception unit to an information processing device that performs processing related to payment.

ADVANTAGE OF THE INVENTION According to this invention, there exists an effect that the time which concerns on a settlement procedure can be shortened.

It is a figure which shows the outline of a settlement system. 3 is a diagram showing a functional configuration of a user terminal; FIG. It is a figure which shows an example of a code reading screen. It is a figure which shows an example of a reception screen. It is a figure which shows an example of a confirmation screen. 4 is a flow chart showing the flow of processing in a user terminal; It is a figure which shows an example of the code reading screen which has an input end button. FIG. 11 shows another example of a code reading screen with an input end button;

[Overview of payment system S]
FIG. 1 is a diagram showing an outline of a settlement system S. As shown in FIG. The payment system S has a user terminal 1 , a payment processing device 2 as an information processing device, and a store terminal 3 . The user terminal 1 is, for example, a mobile terminal such as a smart phone or a tablet, and is a terminal used for code payment in which payment is made using a payment code.

The payment processing device 2 is a server that performs payment for the purchase price of the product or service purchased by the user. The store terminal 3 is, for example, a POS terminal. It should be noted that, in the following description, when products and services are not distinguished, they are referred to as products.

Hereinafter, the flow of processing when code settlement is performed will be described with reference to FIG.
A user moves to a store and purchases a product at the store. When the user pays the bill at the store, the store clerk reads the bar code attached to the product to be purchased at the store terminal 3 and presents the total price of the product purchased by the user to the user.

Further, the store clerk performs an operation on the store terminal 3 to display the settlement code on the store terminal 3 . The shop terminal 3 transmits a payment code issue request and shop information for identifying the shop to the payment processing device 2 ((1) in FIG. 1).

When the payment processing device 2 receives a payment code issue request and shop information from the shop terminal 3, it generates a payment token ((2) in FIG. 1). The payment token is a data string used when the shop terminal 3 generates a payment code that the shop terminal 3 presents to the user. Here, the payment token may be generated only for a specific store specified by the store information. The payment processing device 2 associates the generated payment token with the shop information and stores them in the storage medium ((3) in FIG. 1).

The payment processing device 2 transmits the generated payment token to the shop terminal 3 ((4) in FIG. 1). The payment processing device 2 may transmit the encrypted payment token to the store terminal 3 after encrypting the payment token.

The store terminal 3 generates and displays a payment code based on the received payment token ((5) in FIG. 1).
When the user terminal 1 receives an operation to start payment using the payment code, the user terminal 1 reads the payment code displayed on the store terminal 3 ((6) in FIG. 1). The user terminal 1 accepts input of the payment amount from the user, and transmits the user ID, payment information including the input payment amount, and the payment token indicated by the read payment code to the payment processing device 2 (Fig. (7) in 1).

When receiving the user ID, the payment information, and the payment token from the user terminal 1, the payment processing device 2 determines whether the received payment token matches the payment token sent to the store terminal 3. do. If the payment processing device 2 determines that the payment tokens match, the payment processing device 2 executes payment processing based on the received user ID and payment information, and store information stored in association with the payment token (Fig. (8) in 1). The payment processing apparatus 2 notifies the user that the payment has been completed by transmitting payment completion information indicating that the payment has been completed to the user terminal 1 ((9) in FIG. 1). By operating the user terminal 1, the payment processing device 2, and the shop terminal 3 as described above, the payment system S can perform the code payment.

By the way, in the conventional code settlement, the user performs the task of capturing the settlement code presented at the store and the task of inputting the settlement amount on different screens. Therefore, the user cannot perform the other task until the screen for performing the other task is displayed after completing one task on the screen for performing the other task, and the settlement procedure takes time. was

On the other hand, the user terminal 1 according to the present embodiment accepts the input of the payment amount for the payment while the captured image captured by the imaging unit is being displayed on the display unit. By doing so, the user can perform the task of capturing the payment code presented at the store and the task of inputting the payment amount on the same screen, so that the task of capturing the payment code can be performed. , and the work of inputting the settlement amount on different screens, the time required for the settlement procedure can be shortened compared to the conventional code settlement.
The details of the configuration of the user terminal 1 will be described below.

[Functional Configuration of User Terminal 1]
FIG. 2 is a diagram showing the functional configuration of the user terminal 1. As shown in FIG. The user terminal 1 has an operation unit 11 , a communication unit 12 , an imaging unit 13 , a display unit 14 , a sound collection unit 15 , a storage unit 16 and a control unit 17 . The control unit 17 has a captured image acquisition unit 171 , a code acquisition unit 172 , an input reception unit 173 , a transmission unit 174 and a notification unit 175 .

The operation unit 11 is an operation device that receives user operations, and is, for example, a touch panel provided on the surface of the display unit 14 . The operation unit 11 notifies the control unit 17 of a signal indicating the position touched by the user.
The communication unit 12 is, for example, a wireless communication interface for transmitting/receiving data to/from a base station of a mobile phone network.

The imaging unit 13 is, for example, a camera. The imaging unit 13 reads the settlement code by capturing an image of the settlement code displayed on the shop terminal 3 .
The display unit 14 is a display that displays various information.
The sound collector 15 is, for example, a microphone, and functions as a sound acquisition unit. The sound collector 15 acquires sounds around the user terminal 1 and converts the acquired sounds into electric signals. The sound collector 15 inputs the converted electric signal to the controller 17 as a sound signal.

The storage unit 16 is a storage medium including ROM (Read Only Memory), RAM (Random Access Memory), and the like. The storage unit 16 stores programs executed by the control unit 17 . The storage unit 16 stores a code settlement program that causes the control unit 17 to function as a captured image acquisition unit 171 , a code acquisition unit 172 , an input reception unit 173 , a transmission unit 174 and a notification unit 175 .

The control unit 17 is, for example, a CPU (Central Processing Unit), and by executing a code settlement program stored in the storage unit 16, a captured image acquisition unit 171, a code acquisition unit 172, an input reception unit 173, a transmission unit 174 and a notification unit 175 .

The captured image acquisition unit 171 acquires the captured image captured by the imaging unit 13 when receiving an operation to start payment using the payment code. Specifically, when receiving an operation to start payment using the payment code via the operation unit 11, the captured image acquisition unit 171 controls the imaging unit 13 and causes the imaging unit 13 to start imaging. The imaging unit 13 generates a captured image at predetermined time intervals (for example, several milliseconds to several tens of milliseconds) and outputs the generated captured image to the captured image acquisition unit 171 . The captured image acquisition unit 171 acquires the captured image captured by the imaging unit 13 .

The code acquisition unit 172 causes the display unit 14 to display the captured image acquired by the captured image acquisition unit 171, and acquires the payment code presented at the store from the captured image. For example, the code acquisition unit 172 causes the display unit 14 to display a code reading screen that includes the captured image acquired by the captured image acquisition unit 171 and accepts the input of the payment amount. The code acquisition unit 172 performs image analysis of the captured image acquired by the captured image acquisition unit 171, and obtains a settlement code included in the captured image that can be recognized by the code settlement program, that is, the code issued by the settlement processing device 2. Get the code for payment made. When the code for payment contained in the captured image is acquired, the code acquisition section 172 may cause the display section 14 to display information indicating that the code for payment has been acquired.

The input accepting unit 173 accepts input of the payment amount for the payment while the captured image is being displayed on the display unit 14 . For example, the input accepting unit 173 accepts input of the payment amount using an input field for accepting input of the payment amount provided on the code reading screen. FIG. 3 is a diagram showing an example of a code reading screen. As shown in FIG. 3, it can be confirmed that the captured image P is displayed on the code reading screen, and the input field A1 for receiving the input of the payment amount is displayed superimposed on the captured image P. By doing so, the user terminal 1 can accept the payment amount without screen transition after acquiring the payment code.

Here, the input receiving unit 173 may receive the input of the payment amount by a sound signal indicating the sound acquired by the sound collecting unit 15 while the captured image is displayed on the display unit 14 . For example, the input reception unit 173 analyzes the sound signal acquired by the sound collection unit 15, and determines whether the sound signal acquired by the sound collection unit 15 includes a sound signal corresponding to the sound indicating the payment amount. . When the input accepting unit 173 determines that the sound signal corresponding to the voice indicating the payment amount is included, the input reception unit 173 inputs the payment amount into the input field provided on the code reading screen. By doing so, the user can input the payment amount more easily than when operating the user terminal 1 .

When the code acquisition unit 172 acquires the payment code, the input reception unit 173 switches the screen displayed on the display unit 14 from the code reading screen that displays the captured image to the reception screen that receives the input of the payment amount. Then, the input accepting unit 173 causes the acceptance screen to display the input payment amount while the captured image is being displayed on the display unit 14, and accepts an operation to terminate the input of the payment amount.

FIG. 4 is a diagram showing an example of a reception screen. When code acquisition unit 172 acquires the payment code, input reception unit 173 switches the screen displayed on display unit 14 from the code reading screen shown in FIG. 3 to the reception screen shown in FIG. An input field A2 is displayed on the reception screen shown in FIG. Enter the settlement amount and display the settlement amount on the reception screen. Input accepting portion 173 accepts correction of the entered settlement amount on the acceptance screen. Further, the acceptance screen shown in FIG. 4 is provided with an input end button that displays "Next" and accepts input operation of the payment amount. When the input end button is pressed, the input accepting portion 173 accepts the input end operation of the payment amount.

The transmission unit 174 transmits the payment token indicated by the payment code acquired by the code acquisition unit 172 and the payment amount received by the input reception unit 173 to the payment processing device 2 that performs processing related to payment. The transmission unit 174 transmits to the payment processing apparatus 2 the payment token indicated by the payment code acquired by the code acquisition unit 172 and the payment amount displayed on the reception screen when the input end operation was received.

Specifically, first, when the input end button is pressed on the reception screen shown in FIG. 4 and the input end operation of the payment amount is received, the input reception unit 173 inputs the input to the input field A2 of the reception screen shown in FIG. A confirmation screen is displayed to indicate that the settled payment amount has been determined and to have the store clerk confirm the payment amount. FIG. 5 is a diagram showing an example of a confirmation screen. By presenting the confirmation screen shown in FIG. 5 to the store clerk, the store clerk can confirm whether the payment amount is correct.

The transmission unit 174 receives the payment token indicated by the payment code acquired by the code acquisition unit 172 in response to the input acceptance unit 173 accepting a payment confirmation operation for confirming payment via the confirmation screen, The payment amount entered in the input field A2 of the reception screen shown in FIG. 4 and the user ID for identifying the user of the user terminal 1 are transmitted to the payment processing device 2.

The notification unit 175 receives payment completion information indicating completion of payment based on the payment token, payment amount, and user ID transmitted by the transmission unit 174 from the payment processing apparatus 2 . The notification unit 175 notifies the user that the payment has been completed by displaying the received payment completion information on the display unit 14 .

[Operation flow]
FIG. 6 is a flow chart showing the flow of processing in the user terminal 1. As shown in FIG.
The flowchart shown in FIG. 6 describes the flow of processing from when the user performs a payment code reading operation on the user terminal 1 to when the payment token is transmitted.

First, the captured image acquisition unit 171 acquires a captured image captured by the imaging unit 13 (S1).
Subsequently, the code acquisition unit 172 causes the captured image acquired by the captured image acquisition unit 171 and an input field for the payment amount to be displayed on the code reading screen (S2).
Subsequently, the code acquisition unit 172 analyzes the captured image acquired by the captured image acquisition unit 171 and tries to acquire the settlement code included in the captured image (S3).

Subsequently, the input receiving unit 173 receives input of the payment amount in the input field displayed on the code reading screen (S4). Note that the processing shown in S3 and the processing shown in S4 may be executed in parallel.

Subsequently, the code acquisition unit 172 determines whether or not the payment code has been acquired (S5). If the code acquisition unit 172 determines that the payment code has been acquired, the process proceeds to S6, and if it determines that the payment code has not been acquired, the process proceeds to S1.
Subsequently, the input reception unit 173 causes the display unit 14 to display the reception screen with the payment amount received in S4 entered (S6). Here, the input receiving unit 173 may receive correction of the settlement amount.

Subsequently, the input reception unit 173 determines whether or not an input end operation has been received on the reception screen (S7). If the input reception unit 173 determines that the input end operation has been received, the process proceeds to S8, and if it determines that the input end operation has not been received, the process of S7 is repeated.

Subsequently, the input reception unit 173 indicates that the settlement amount has been confirmed, and displays a confirmation screen for allowing the store clerk to confirm the settlement amount (S8).
Subsequently, the input reception unit 173 determines whether or not a payment confirmation operation has been received on the confirmation screen (S9). If the input reception unit 173 determines that the payment confirmation operation has been received, the process proceeds to S10, and if it determines that the payment confirmation operation has not been received, the process of S9 is repeated.

Subsequently, the transmission unit 174 sends the payment information including the payment amount displayed on the reception screen when the input end operation is received, the payment token indicated by the acquired payment code, and the user terminal 1 user ID is transmitted to the payment processing device 2 (S10).

[Modification 1]
In the above description, when the code acquisition unit 172 acquires the payment code, the input reception unit 173 switches the screen displayed on the display unit 14 from the code reading screen to the reception screen. do not have. When the code acquisition unit 172 acquires the payment code, the input reception unit 173 may receive an operation to finish inputting the payment amount on the code reading screen including the captured image. Then, the input accepting unit 173 may stop accepting the input of the payment amount when the input end operation is accepted.

For example, the input receiving unit 173 displays an input field A1 for receiving input of the payment amount and an input end button for receiving an input end operation for the payment amount on the code reading screen. FIG. 7 is a diagram showing an example of a code reading screen having an input end button. In the example shown in FIG. 7, an input end button B is displayed below the input field A1. The input accepting unit 173 stops accepting the input of the payment amount in response to the input end button B being pressed. Here, the input reception unit 173 stops accepting input of the settlement amount, displays a correction button for accepting correction of the settlement amount, and accepts input of the settlement amount in response to pressing of the correction button. You can restart. By doing so, the user can complete the input of the payment amount on the code reading screen.

In this case, when the code acquisition unit 172 acquires the payment code, the input reception unit 173 may display the confirmation screen shown in FIG. 5 without displaying the reception screen shown in FIG. Then, in response to the input reception unit 173 accepting the payment confirmation operation, the transmission unit 174 receives the payment token indicated by the payment code acquired by the code acquisition unit 172 and the payment token input by the input reception unit 173 on the code reading screen. The payment amount entered at the time the end operation is received may be transmitted to the payment processing apparatus 2 . By doing so, the user terminal 1 does not need to display the reception screen, so the number of screen transitions can be reduced, and the time required for payment can be shortened.

Further, when the code acquisition unit 172 acquires a payment code while the screen shown in FIG. 7 is displayed, the input reception unit 173 does not automatically transition to the reception screen shown in FIG. The input of the payment amount may be continued on the reading screen. FIG. 8 is a diagram showing another example of a code reading screen having an input end button. In the example shown in FIG. 8, a message indicating that the code acquisition unit 172 has acquired the payment code is displayed, and an input end button B is displayed below the input field A1. As shown in FIG. 8, the input reception unit 173 responds to the input end button B being pressed when a message indicating that the code acquisition unit 172 has acquired the settlement code is displayed. It is determined whether or not the settlement amount has been entered in column A1. When determining that the payment amount has been entered in the input field A1, the input reception unit 173 displays the confirmation screen shown in FIG. 5 without displaying the reception screen shown in FIG. By doing so, the user can complete the input of the payment amount on the code reading screen even if the payment code is acquired before the payment amount is entered. It should be noted that, when the input receiving portion 173 determines that the payment amount has not been input in the input field A1, the input receiving portion 173 may display the receiving screen shown in FIG.

[Modification 2]
Further, the input accepting unit 173 may accept the input of the settlement amount by displaying input candidates for the settlement amount on the display unit 14 based on the settlement amount input in the past and accepting a selection from the input candidates. .

For example, in the payment processing device 2, the user ID received from the user terminal 1, the payment amount, and the date and time information indicating the date and time when the payment was made are associated and stored in the storage unit. When the code reading screen is displayed on the display unit 14 , the input reception unit 173 sends a candidate acquisition request including the user ID of the user of the user terminal 1 and requesting acquisition of input candidates for the payment amount to the payment processing apparatus 2 . Send to When acquiring the candidate acquisition request, the payment processing device 2 acquires a plurality of payment amounts stored in the storage unit in association with the user ID included in the candidate acquisition request in order of the newest payment date and time, and stores the payment amounts. Send to user terminal 1.

The input receiving unit 173 receives from the payment processing device 2 one or more settlement amounts that have been transmitted by the transmission unit 174 in the past as past settlement amounts, and displays the past settlement amounts as input candidates for the settlement amount on the display unit 14. and accepts the selection of one input candidate among the input candidates for the payment amount. In this manner, when the user purchases the same product each time and the settlement amount is the same, the user can input the settlement amount by selecting the settlement amount from past settlement amounts as input candidates. Therefore, the burden of inputting the settlement amount can be reduced.

The payment processing device 2 stores the user ID received from the user terminal 1, the payment amount, and the date and time information indicating the date and time when the payment was made in association with each other in the storage unit. Not exclusively. For example, when the transmission unit 174 transmits the user ID, the payment amount, and the payment token to the payment processing device 2, the terminal location information indicating the location of the user terminal 1 may be transmitted to the payment processing device 2. good. In this case, the payment processing device 2 associates the user ID received from the user terminal 1, the payment amount, the terminal position information, and the date and time information indicating the date and time when the payment was made, and stores them in the storage unit.

The input accepting unit 173, when the code reading screen is displayed on the display unit 14, requests acquisition of an input candidate for the payment amount including the user ID of the user of the user terminal 1 and the terminal location information. is sent to the payment processing device 2. When acquiring the candidate acquisition request, the payment processing device 2 acquires a plurality of payment amounts stored in the storage unit in association with the user ID and the terminal location information included in the candidate acquisition request in order of the newest payment date and time. , the payment amount is transmitted to the user terminal 1 . Here, the payment processing apparatus 2 may acquire the payment amount associated with the terminal position information indicating the position within a predetermined range from the position indicated by the terminal position information included in the candidate acquisition request. By doing so, when the user purchases the same product each time at the same store and the payment amount is the same, the user terminal 1 can present the payment amount to the user as an input candidate. can.

In addition, although the input reception unit 173 receives input candidates for the payment amount from the payment processing apparatus 2, the storage unit 16 stores the payment amount and date and time information indicating the date and time when the payment was made. may be associated with and stored, and input candidates for the payment amount may be identified by referring to the storage unit 16 .

[Modification 3]
Further, the input accepting unit 173 may accept the input of the settlement amount by displaying input candidates for the settlement amount predetermined by the user of the user terminal 1 on the display unit 14 and accepting a selection from the input candidates. .

For example, the input reception unit 173 receives input candidates for the payment amount in advance, and transmits the received input candidates and the user ID of the user of the user terminal 1 to the payment processing apparatus 2 . The payment processing apparatus 2 associates the received user ID with the input candidate for the payment amount and stores them in the storage unit. When the code reading screen is displayed on the display unit 14 , the input reception unit 173 sends a candidate acquisition request including the user ID of the user of the user terminal 1 and requesting acquisition of input candidates for the payment amount to the payment processing apparatus 2 . Send to Upon acquiring the candidate acquisition request, the payment processing apparatus 2 transmits to the user terminal 1 input candidates for the payment amount stored in the storage unit in association with the user ID included in the candidate acquisition request.

The input accepting unit 173 causes the display unit 14 to display the input candidates for the payment amount received from the payment processing apparatus 2, and accepts selection of one of the input candidates for the payment amount. For example, the input receiving unit 173 causes the display unit 14 to display input candidates for the settlement amount received from the settlement processing apparatus 2 on the code reading screen, and receives selection of one of the input candidates for the settlement amount. . By doing so, the user terminal 1 can reduce the user's burden of inputting the payment amount, as in the case of selecting payment amount candidates.

[Modification 4]
In the above description, the code payment is an example in which payment is made based on the payment amount entered by the user, but the present invention is not limited to this. For example, the store terminal 3 may transmit the settlement amount to the settlement processing apparatus 2 , and the settlement processing apparatus 2 may settle based on the settlement amount received from the store terminal 3 .

In this case, the shop terminal 3 transmits to the payment processing device 2 a payment code issuance request, payment information indicating the payment amount, and shop information for identifying the shop. The payment processing device 2 generates a payment token including the payment amount and store information included in the received payment information, and stores the generated payment token, payment information, and store information in a storage unit in association with each other. When the input reception unit 173 of the user terminal 1 acquires the payment code displayed on the store terminal 3, the confirmation screen shown in FIG. 5 is displayed based on the payment token indicated by the payment code. The transmission unit 174 transmits the payment token and the user ID of the user of the user terminal 1 to the payment processing apparatus 2 in response to the input reception unit 173 accepting the payment confirmation operation, and transmits the payment amount to the payment processing apparatus. Control not to send to 2.

In this way, code settlement includes a method of settlement based on the settlement amount transmitted from the store terminal 3 and a method of settlement based on the settlement amount transmitted from the user terminal 1.例文帳に追加For this reason, the input reception unit 173 may receive the input of the payment amount on the code reading screen when the input start operation of the payment amount is received on the code reading screen including the captured image. By doing so, when the user recognizes that the code settlement at the store is a method of settlement based on the settlement amount transmitted from the user terminal 1, the user performs an operation to start inputting the settlement amount. You can enter the payment amount.

Further, when acquiring the payment code acquired by the code acquisition unit 172, the transmission unit 174 may determine whether or not the payment token indicated by the payment code includes amount information indicating the payment amount. When determining that the amount information is not included, the transmission unit 174 transmits the payment token indicated by the acquired payment code and the payment amount received by the input reception unit 173 to the payment processing device 2. Further, if the transmission unit 174 determines that the amount information is included, the transmission unit 174 does not transmit the payment amount input by the input reception unit 173 to the payment processing apparatus 2, and transmits the payment token indicated by the acquired payment code. to the payment processing device 2. By doing so, the user terminal 1 can invalidate the payment amount input in the user terminal 1 when the payment is made based on the payment amount transmitted from the shop terminal 3.例文帳に追加

[Effects of payment system S]
As described above, when the user terminal 1 receives an operation to start payment using a payment code, the user terminal 1 acquires the captured image captured by the imaging unit 13, displays the captured image on the display unit 14, The settlement code presented at the store is acquired from the captured image. While the captured image is displayed on the display unit 14, the user terminal 1 accepts the input of the payment amount related to the payment, and inputs the payment token indicated by the acquired payment code and the accepted payment amount. Send to payment processing device 2 . By doing so, the user terminal 1 can shorten the time required for the payment procedure.

The present invention makes it possible to contribute to Goal 9 of the Sustainable Development Goals (SDGs) led by the United Nations, "Industry and technological innovation."

Although the present invention has been described above using the embodiments, the technical scope of the present invention is not limited to the scope described in the above embodiments, and various modifications and changes are possible within the scope of the gist thereof. be. For example, all or part of the device can be functionally or physically distributed and integrated in arbitrary units. In addition, new embodiments resulting from arbitrary combinations of multiple embodiments are also included in the embodiments of the present invention. The effect of the new embodiment caused by the combination has the effect of the original embodiment.

1 user terminal 2 payment processing device 3 store terminal 11 operation unit 12 communication unit 13 imaging unit 14 display unit 15 sound collection unit 16 storage unit 17 control unit 171 captured image acquisition unit 172 code acquisition unit 173 input reception unit 174 transmission unit 175 notification Department S payment system

Claims (12)

A mobile terminal having a display unit and an imaging unit,
a captured image acquiring unit that acquires a captured image captured by the imaging unit when an operation to start settlement using a settlement code is received;
a code acquisition unit that causes the display unit to display a reading screen showing the acquired captured image, and acquires the payment code presented at the store from the captured image;
an input receiving unit for displaying input candidates for the settlement amount related to the settlement on the display unit and receiving an input for the settlement amount by receiving a selection from the input candidates;
a transmission unit for transmitting payment data indicated by the payment code acquired by the code acquisition unit and the payment amount received by the input reception unit to an information processing device that performs processing related to payment;
A payment program that functions as a When the code acquisition unit acquires the payment code, the input reception unit switches a screen displayed on the display unit from the read screen displaying the captured image to a reception screen for accepting input of the payment amount. , displaying the input payment amount on the reception screen, and accepting an operation to finish inputting the payment amount;
The transmission unit transmits the payment data indicated by the payment code acquired by the code acquisition unit, and the payment amount displayed on the reception screen when the input end operation is accepted, to the information processing device. Send,
The settlement program according to claim 1. The input receiving unit causes the display unit to display input candidates for the settlement amount while the read screen is displayed on the display unit, and receives an input of the settlement amount by receiving a selection from the input candidates, When the code acquisition unit acquires the payment code, an operation to finish inputting the payment amount is received on the reading screen,
The transmission unit transmits the payment data indicated by the payment code acquired by the code acquisition unit and the payment amount entered at the time when the input end operation is received to the information processing device.
The settlement program according to claim 1. The input receiving unit causes the display unit to display input candidates for the settlement amount while the read screen is displayed on the display unit, and receives an input of the settlement amount by receiving a selection from the input candidates, before the code acquisition unit acquires the settlement code, an operation to end input of the settlement amount is accepted on the reading screen, and when the input end operation is accepted, acceptance of input of the settlement amount is stopped;
When the code acquisition unit acquires the payment code, the transmission unit performs the information processing on the payment data indicated by the payment code and the payment amount input at the time when the input end operation is received. send to the device,
The settlement program according to claim 1. The mobile terminal has a sound acquisition unit that acquires sounds around the mobile terminal,
The input reception unit receives the input of the payment amount by the sound acquired by the sound acquisition unit in a state where the captured image is displayed on the display unit.
The settlement program according to any one of claims 1 to 4. When the input reception unit receives an input start operation of the payment amount on the reading screen, the input reception unit receives input of the payment amount on the reading screen.
The settlement program according to any one of claims 1 to 5. The input receiving unit displays input candidates for the settlement amount on the display unit based on the past settlement amount, which is the settlement amount input in the past, and receives the input of the settlement amount by receiving a selection from the input candidates. ,
The settlement program according to any one of claims 1 to 5. The input reception unit causes the display unit to display input candidates for payment amounts based on the past payment amounts associated with terminal location information indicating the location of the mobile terminal.
The settlement program according to claim 7. The transmission unit transmits user identification information for identifying a user of the mobile terminal, the payment data, and the payment amount received by the input reception unit to the information processing device,
The input reception unit receives the settlement amount transmitted by the transmission unit as the past settlement amount from the information processing device, and causes the display unit to display the past settlement amount as an input candidate for the settlement amount.
The settlement program according to claim 7 or 8. The input reception unit transmits the user identification information to the information processing device, receives the past settlement amount associated with the user identification information in the information processing device from the information processing device, and receives the past settlement amount from the information processing device. is displayed on the display unit as an input candidate for the payment amount,
The settlement program according to claim 9. The input reception unit causes the display unit to display input candidates for a payment amount predetermined by the user of the mobile terminal, and receives an input of the payment amount by accepting a selection from the input candidates.
The settlement program according to any one of claims 1 to 10. Upon obtaining the payment code obtained by the code obtaining unit, the transmission unit determines whether or not payment data indicated by the payment code includes amount information indicating a payment amount, and determines whether amount information indicating a payment amount is included. is not included, the payment data and the payment amount received by the input receiving unit are transmitted to the information processing device, and if it is determined that the amount information is included, the transmitting the payment data to the information processing device without transmitting the payment amount for which the input reception unit has received the input to the information processing device;
The settlement program according to any one of claims 1 to 11.

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