JP6207741B1 - Financial product transaction system, financial product transaction method, communication terminal device, server device, computer program, and server program - Google Patents

Abstract

An object of the present invention is to make it possible to easily and quickly construct a basic portfolio of a plurality of stock brands with the same monetary value of each stock brand. A basic portfolio creation screen is displayed on a user terminal used by an investor (user) in online stock trading. The basic portfolio creation screen 20 includes an amount designation unit 20a for designating the purchase price, and A to E company stock columns 21 to 25 indicating a plurality of stocks constituting the basic portfolio, and the amount designation unit 20a designates the amount. As a result, the same amounts as the designated amounts are also presented in the A to E company stock columns 21 to 25, respectively. In this state, when the selection operation of the simultaneous purchase button 20d in the basic portfolio creation screen 20 is performed, a purchase order for purchasing the shares of the companies A to E for the same amount as the designated amount is made from the user terminal. Transmit to the securities trading system 2. [Selection] Figure 6

Description

  The present invention allows a user who is an investor to make a purchase order for a financial product with listing identification information via a network, and in particular, purchases a plurality of issues simultaneously in a single purchase operation, The present invention relates to a financial product transaction system, a financial product transaction method, a communication terminal device, a server device, a computer program, and a server program that can quickly construct a portfolio of a plurality of brands.

  Conventionally, a wide range of services that enable investors to buy and sell various financial products (for example, stocks, investment trusts, etc.) online using communication terminal devices such as computers, smartphones, and mobile phones with communication functions. Generally used. For example, in online stock transactions, a transaction screen for selecting a brand, selecting a transaction type (sale or purchase), specifying a transaction volume, etc. is presented on the communication terminal device of the investor (user), and the transaction Various user operations are accepted through the screen and transactions are made. In addition, as for the designation of the trading amount of stock, trading in the number of shares unit (designating the number of shares) that designates the number of shares is common. .

  In such online transactions, two methods are mainly used. As a first method, a transaction application program (a kind of computer program) is installed in a communication terminal device on the user side, and a user operation is performed. The second method is to open a website for online transactions on the network and conduct transactions through the web page screen on this website. There is a method to do. Through such online trading of stock stocks multiple times, an investor constructs a portfolio composed of desired stock stocks.

  In addition, in Patent Document 1 below, when an investor wishes to replace the portfolio of shares held, a sell order for all stocks held for a certain industry is entered, and a plurality of other industries are entered. If you enter a buy order for a stock, there is a risk that the selling price will fall and the purchase price will rise in the meantime, so if you place a sell order for multiple orders at the same time and all the orders are filled, It is described that setting such as placing an order is performed (see paragraph 0010 of Patent Document 1).

  Further, in Patent Document 2 below, when purchasing a plurality of different financial products, after the purchase amount is determined for each financial product, a single order for instructing a batch order of those financial products is provided. Based on the operation, it is described that the order processing for each financial product vendor is executed collectively (see paragraphs 0007, 0040, etc. of Patent Document 2).

  Further, in Patent Document 3 below, a plurality of types of portfolios with a plurality of issues are prepared in advance, and a portfolio selected from the plurality of types of portfolios is presented to an investor, and 1 or When a trading order for two or more stocks is accepted and an ordering instruction for a bulk order including the reserved trading orders is received from an investor, each stock included in the bulk order is ordered to the stock exchange for each stock. (See the abstract of Patent Document 3, paragraph 0008, etc.).

JP 2004-213546 A JP 2001-344418 A Japanese Patent Laid-Open No. 2004-310761

  There are investors who wish to quickly and easily build a portfolio of multiple brands when starting to invest in financial products with listed identification information such as stocks. For such investors, the above-mentioned Patent Document 1 replaces the portfolio, so it is assumed that the portfolio already exists, and before placing a plurality of buy orders, a plurality of sell orders are placed. Since it is required to make a contract, there is a problem that the above-mentioned investor's wish cannot be met.

  In Patent Document 2 above, the purchase amount of each financial product is determined on the system side based on a questionnaire result to the user. Therefore, investors who want to build a portfolio that equalizes the monetary value of each issue. In the first place, since Patent Document 2 covers a portfolio that combines different investment trusts and time deposits (see FIGS. 6 to 9 in Patent Document 2), There is a problem that it is not possible to respond to the construction of a portfolio of stock issues.

  Furthermore, in the above-mentioned Patent Document 3, it is necessary for the user to select a stock from the beginning when constructing a portfolio, and when placing an order based on the constructed portfolio, the number of stocks of the stock is designated individually. There is a problem that a portfolio cannot be constructed quickly and easily because it is necessary and time-consuming.

  The present invention has been made in view of such circumstances, and when starting to invest in financial products with listing identification information such as stocks, first, the base portfolio (basic portfolio) can be quickly and easily In order to be able to build, a financial product trading system that presents multiple stocks to be traded by default and enables construction of a basic portfolio with a structure that focuses on a structure where the monetary value of each stock is equal. An object of the present invention is to provide a financial product transaction method, a communication terminal device, a server device, a computer program, and a server program.

  In addition, the present invention enables a basic portfolio to be constructed in accordance with the user's (investors) 's preferences, even when a basic portfolio is quickly constructed so that a plurality of stocks presented by default can be increased, decreased, or changed as appropriate. It is an object of the present invention to provide a financial product transaction system, a financial product transaction method, a communication terminal device, a server device, a computer program, and a server program that enable a portfolio to be constructed.

  Furthermore, the present invention presents a user interface with easy-to-understand operation content by clearly distinguishing between transaction situations when a basic portfolio with a plurality of issues is quickly constructed and transactions with a general issue unit are performed. It is an object of the present invention to provide a financial product transaction system, a financial product transaction method, a communication terminal device, a server device, a computer program, and a server program.

In order to solve the above problems, a financial product transaction system according to the present invention is a stock transaction system in which a communication terminal device displays a stock transaction screen and transmits a stock transaction order based on a user operation to a server device. The communication terminal device has a means for displaying a transaction screen including a plurality of stock issues to be traded, a means for accepting a purchase amount on the displayed transaction screen, and a case of accepting the purchase amount, A means for receiving a purchase operation related to a purchase instruction for a plurality of stock issues, and a purchase amount for each of the plurality of stock issues corresponding to the purchase operation in accordance with the reception of the purchase operation. Means for transmitting to the server device a purchase order indicating that the purchase order is to be purchased, and when the server device receives the purchase order, each of the plurality of stocks is converted into the purchase price. And performing by purchasing process.

  Further, in the financial product transaction system according to the present invention, the communication terminal device displays a transaction screen of the financial product to which listing identification information is attached, and the transaction order of the financial product is sent to the server device based on a user operation. In the financial product transaction system to be transmitted, the communication terminal device displays a transaction screen including a plurality of brands related to the financial product, means for accepting a purchase amount on the displayed transaction screen, and the purchase Means for accepting a purchase operation relating to a purchase instruction for the plurality of issues when the amount is received, and finance relating to the plurality of issues according to the purchase operation in accordance with the acceptance of the purchase operation Means for transmitting a purchase order to the server device to purchase each of the products at the purchase price, and when the server device receives the purchase order, the plurality of brands Each financial instruments according, and performs the process by purchasing by the Purchaser amount.

  In the financial product transaction method according to the present invention, a communication terminal device displays a transaction screen of a financial product with listing identification information, and transmits a transaction order of the financial product to a server device based on a user operation. In the commodity transaction method, the communication terminal device displays a transaction screen including a plurality of brands related to the financial product, accepts a purchase amount on the displayed transaction screen, and accepts the purchase amount. And a step of accepting a purchase operation related to a purchase instruction for the plurality of issues, and each of the financial products related to the plurality of issues according to the purchase operation in accordance with the acceptance of the purchase operation. And a process of transmitting a purchase order to the server device to the effect that the purchase amount is to be purchased, and when the server device receives the purchase order, the server device Each financial instruments according, characterized in that it comprises a step of performing processing by purchasing by the Purchaser amount.

  Moreover, the financial product transaction method according to the present invention provides a communication terminal device that receives transaction screen data transmitted from the server device by accessing the server device, so that the listing of the financial product to which listing identification information is attached. In the financial product transaction method of displaying a transaction screen and transmitting a transaction order of the financial product to a server device based on a user operation, the server device responds to a transaction screen including a plurality of brands related to the financial product. A step of performing a process of transmitting transaction screen data to the communication terminal device, and the communication terminal device, when receiving the transaction screen data, based on the received transaction screen data, a transaction screen including the plurality of brands A step of displaying, a step of accepting a purchase amount on the displayed transaction screen, and a purchase instruction for the plurality of issues when the purchase amount is accepted. A step of accepting a purchase operation, and a purchase for purchasing each of the financial instruments related to the plurality of issues according to the purchase operation at the purchase price in accordance with the acceptance of the purchase operation. A process of transmitting an order to the server device, and the server device further purchases each of the financial products related to the plurality of issues at the purchase price when the purchase order is received. The step of performing is provided.

  A communication terminal device according to the present invention displays a transaction screen of a financial product with listing identification information, and receives a user operation related to the transaction of the financial product. Means for displaying a transaction screen including a brand, means for receiving a purchase price on the displayed transaction screen, and accepting a purchase operation related to a purchase instruction for the plurality of brands when the purchase price is received And an external server device for submitting a purchase order for purchasing each of the financial products related to the plurality of issues according to the purchase operation at the purchase price in response to receiving the purchase operation. And a means for performing a process of transmitting to.

  The communication terminal device according to the present invention, when accepting selection of an additional brand, a means for displaying a brand that becomes an additional transaction candidate, and when the selection of the additional brand is received, the additional brand related to the selection among the plurality of brands Means for displaying a transaction screen including the transaction screen.

  The communication terminal device according to the present invention has a means for receiving a deletion instruction for deleting any one brand when the number of brands included in the transaction screen is 5 or more, and when receiving the deletion instruction, the deletion instruction And a means for displaying a transaction screen from which the issue related to the product is deleted.

  The communication terminal device according to the present invention includes: a means for displaying a brand menu capable of selecting a plurality of brands related to the financial product; and a plurality of brands received when selection of a plurality of brands is received in the brand menu. And a means for displaying a transaction screen including the brands.

  The communication terminal device according to the present invention receives a selection of the one icon on the icon screen and a means for displaying an icon screen including a single icon and a plurality of other icons related to a specific brand. Means for displaying the transaction screen, and means for displaying a specific brand transaction screen related to a transaction of a specific brand corresponding to the other icon when the selection of the other icon is accepted on the icon screen. It is characterized by providing.

  The communication terminal device according to the present invention displays a transaction screen of a financial product with listing identification information based on transaction screen data transmitted from an external server device by accessing the external server device, and In a communication terminal device that accepts a user operation related to a transaction of a financial product, when receiving transaction screen data corresponding to a transaction screen including a plurality of brands related to the financial product from an external server device, the received transaction screen data And a means for displaying a transaction screen including the plurality of issues, a means for accepting a purchase amount on the displayed transaction screen, and a purchase instruction for the plurality of issues when the purchase amount is accepted. A means for accepting the purchase operation, and a purchase amount for each of the financial instruments relating to the plurality of issues according to the purchase operation in accordance with the acceptance of the purchase operation. Characterized in that it comprises a means for performing a process of transmitting by purchasing the purchase orders to the effect to an external server device.

  The communication terminal device according to the present invention includes a means for displaying an additional issue candidate in a selectable manner and, when an additional issue selection is received, issues additional information for notifying an additional issue related to the selection from an external source. A means for performing processing to be transmitted to a server device, and receiving transaction screen data corresponding to a transaction screen including the additional brand in the plurality of brands from an external server device in response to transmission of the brand additional information And a means for displaying a transaction screen including the additional brand in the plurality of brands based on the received trading screen data.

  The communication terminal device according to the present invention has a means for receiving a deletion instruction for deleting any one brand when the number of brands included in the transaction screen is 5 or more, and when receiving the deletion instruction, the deletion instruction A means for performing processing for transmitting the brand deletion information for notifying the brand related to the external server device, and a transaction in which the brand related to the brand deletion information is deleted from the external server device in response to the transmission of the brand deletion information And a means for displaying a transaction screen from which the brand related to the brand deletion information is deleted based on the received trading screen data when transaction screen data corresponding to the screen is received.

  The communication terminal device according to the present invention includes: a means for displaying a brand menu capable of selecting a plurality of brands related to the financial product; and a plurality of brands received when selection of a plurality of brands is received in the brand menu. Means for performing processing for transmitting the brand notification information to the external server device, and a transaction including a plurality of brands related to the brand notification information from the external server device in response to the transmission of the brand notification information And a means for displaying a transaction screen including a plurality of brands related to the brand notification information based on the received trading screen data when trading screen data corresponding to the screen is received.

  The communication terminal device according to the present invention receives a selection of the one icon on the icon screen and a means for displaying an icon screen including a single icon and a plurality of other icons related to a specific brand. If the transaction screen data is received from the external server device in response to the transmission of the transaction screen request and the means for transmitting the transaction screen request to the external server device, the received transaction screen data When the selection of the other icon is accepted on the icon screen and the means for displaying the transaction screen, the specific brand transaction screen request relating to the trading of the specific brand corresponding to the other icon is externally issued. A means for performing processing to be transmitted to the server device, and a specific brand transaction related to the specific brand from an external server device in response to the transmission of the specific brand transaction screen request When receiving a specific stock transaction screen data corresponding to the surface, characterized in that it comprises a means for displaying the particular brand transaction screen on the basis of the particular stock transaction screen data received.

  The server device according to the present invention transmits transaction screen data of a financial product with listing identification information to the access source in response to receiving the access, and transaction processing according to a transaction order transmitted from the access source In the server device that performs the processing, means for transmitting transaction screen data corresponding to a transaction screen including a plurality of issues relating to the financial product to an access source, and the plurality of issues according to the transmission of the transaction screen data Means for performing a process of purchasing each of the financial products related to the plurality of issues at the purchase price when receiving a purchase order for purchasing each of the financial products according to the purchase price at a designated purchase price; It is characterized by providing.

  The computer program according to the present invention is a computer program having a communication function, displaying a transaction screen of a financial product with listing identification information, and allowing a user operation related to the transaction of the financial product to be accepted. , A step of displaying a transaction screen including a plurality of issues relating to the financial product on the computer, a step of receiving a purchase amount on the displayed transaction screen, and a step of receiving the purchase amount, A step of receiving a purchase operation related to a purchase instruction of a brand, and a purchase amount of each of the financial products related to the plurality of brands according to the purchase operation in accordance with the receipt of the purchase operation. And a step of performing a process of transmitting a purchase order to the outside server device.

  A computer program according to the present invention is a computer having a communication function, and by accessing an external server device, a transaction of a financial product to which listing identification information is attached based on transaction screen data transmitted from the external server device In a computer program that displays a screen and allows a user operation relating to the transaction of the financial product to be accepted, the computer responds to a transaction screen including a plurality of brands related to the financial product from an external server device. When receiving transaction screen data, based on the received transaction screen data, displaying a transaction screen including the plurality of issues, receiving the purchase amount on the displayed transaction screen, and the purchase amount If accepted, a step of accepting a purchase operation related to the purchase instruction of the plurality of issues, and receiving the purchase operation. Performing a process of transmitting, to the external server device, a purchase order for purchasing each of the financial products related to the plurality of issues according to the purchase operation with the purchase price. Is executed.

  The server program according to the present invention transmits the transaction screen data of the financial product with the listing identification information to the access source in response to being accessed by the server computer, and the transaction order transmitted from the access source. In the server program for performing transaction processing according to the transaction, the server computer performs processing for transmitting transaction screen data corresponding to a transaction screen including a plurality of issues related to the financial product to an access source, and the transaction In response to the transmission of the screen data, when receiving a purchase order for purchasing each of the financial products related to the plurality of issues at a specified purchase price, each of the financial products related to the multiple issues is And performing a process of purchasing with the purchase price.

  In the present invention, since the communication terminal device displays a transaction screen including a plurality of brands of the financial product to be traded, the brand is presented by default to the user, and the brand for constructing the portfolio This eliminates the need for the user to select and can contribute to building a portfolio quickly. Further, in the present invention, when an operation for specifying the purchase price is received from the user and the purchase price is received from the user, the communication terminal device purchases a plurality of brands with the same purchase price. Since the server device executes the purchase process according to the purchase order, the user can purchase multiple brands at the same price with a single purchase operation on the transaction screen. As a result, it becomes possible to quickly and easily construct a portfolio composed of a plurality of brands with equal monetary values.

  Once a portfolio has been constructed in this way, a basic basic portfolio can be secured when trading financial instruments. After this, for example, by repeating the same procedure as above, the amount of money for each issue can be determined at once. It is possible to appropriately carry out various transactions according to the user's intentions, such as increasing the value equally or performing transactions in units of brands included in the basic portfolio. In the present invention, financial products with listing identification information are targeted for trading. Examples of such financial products include stocks, ETFs (listed investment trusts), and REITs (real estate investment trusts such as J -REIT) and the like, and specific examples of listing identification information include listing code numbers, securities codes, and, in the case of US stocks, tuckers.

  Further, in the present invention, a brand that is an additional candidate for trading is displayed in a selectable manner, and when a selection of the additional brand is accepted from the user, a transaction screen including contents of the additional brand is displayed. Therefore, it becomes possible to build a portfolio that includes the stocks offered by default plus the stocks desired by the user, and even if the portfolio is constructed quickly and easily, You can build a portfolio that includes it.

  Furthermore, in the present invention, if the number of brands included in the transaction screen is 5 or more, when a deletion instruction for any one brand is received from the user, and such a deletion instruction is received, Since the transaction screen is displayed with the stocks subject to the deletion instruction deleted, even if the stocks that the user does not want are included in the multiple stocks presented by default, the portfolio with the configuration excluding the stocks that do not want them is displayed. It becomes possible to construct a portfolio based on brands suited to the user's intention even when a portfolio is constructed quickly and easily. The acceptance of the deletion instruction is limited to the case where the number of issues is 5 or more, so that it is possible to avoid that the number of issues for constructing the portfolio becomes unnecessarily small.

  Furthermore, in the present invention, a brand selection menu capable of selecting a plurality of brands is displayed, and when selection of a plurality of brands is accepted in the brand selection menu, a transaction screen including the plurality of brands is displayed. Therefore, it is possible to easily construct a portfolio composed of a plurality of brands according to the user's wishes.

  In the present invention, the above-described portfolio construction is performed by installing an application program in a communication terminal device (application-based), or through an online transaction website constructed on a network (website-based). In this case, the configuration can be flexibly applied according to the specifications of the business operator who implements the service related to the portfolio construction.

  Further, in the present invention, an icon screen including a plurality of icons is displayed, and one of the plurality of icons is linked to the display of the transaction screen according to the present invention, while the other icons in the plurality are displayed. In the transaction screen according to the present invention, since it is linked to the display of the transaction screen for a specific issue among a plurality of issues included by default, the transaction according to the present invention and the transaction of the specific issue are performed. The user can distinguish the case from which icon is selected on the icon screen, and an easy-to-understand operation environment can be provided to the user.

  In the present invention, the communication terminal device displays a transaction screen including a plurality of issues to be traded by default, thereby eliminating the need to select issues for constructing the portfolio. When the operation is accepted from the user, the communication terminal device transmits a purchase order to the server device to purchase a plurality of brands with the same purchase price, and the server device purchases according to the purchase order. Because the process is executed, the user can purchase multiple stocks at the same price at the same time with a single purchase operation, and can quickly and easily build a basic portfolio consisting of multiple stocks with equal monetary value. .

  In the present invention, when a selection of an additional brand is received from the user, a transaction screen including the content of the additional brand is displayed. Therefore, a brand desired by the user is added to a plurality of brands presented by default. It is easy to build a portfolio with different configurations.

  Further, in the present invention, if the number of brands included in the transaction screen is 5 or more, when a deletion instruction for any one brand is received from the user, and such a deletion instruction is received, Since the transaction screen with the deletion target brands deleted is displayed, even if multiple brands presented by default include brands that the user does not want, it is easy to create a portfolio that excludes those brands that you do not want. Can be built.

  Furthermore, in the present invention, when a selection of a plurality of brands is accepted in a brand selection menu capable of selecting a plurality of brands, a transaction screen including the plurality of brands is displayed. It is possible to easily construct a portfolio composed of a plurality of brands according to the user's wish.

  Furthermore, the present invention can provide a configuration that can support the construction of a portfolio based on a plurality of brands described above on an application basis or a website basis. It is possible to respond flexibly according to the specifications of the business operator who performs the service.

  In the present invention, one of the icons included in the icon screen is linked to the display of the transaction screen according to the present invention, while the other icon in the plurality of icons is linked to the transaction screen according to the present invention. Since the link is made to the display of the transaction screen for one specific issue among the multiple issues included by default, the icon for the case of performing the transaction according to the present invention and the case of performing the transaction for the specific issue are displayed. The user can distinguish which icon is selected on the screen, and the operation environment related to the subsequent transaction can be easily understood by the user.

It is the schematic which shows the whole structure of the stock trading system which concerns on 1st Embodiment of this invention. It is a block diagram which shows the main internal structures of the smart phone (communication terminal device) which is an example of a user terminal. It is the schematic which shows a home screen. It is the schematic which shows a login screen. It is the schematic which shows the top page screen (icon screen) of a stock transaction application. It is the schematic which shows a basic portfolio creation screen (transaction screen). It is the schematic of the basic portfolio preparation screen of the state which completed the input of purchase amount. (A) is a schematic diagram of a purchase confirmation screen, (b) is a schematic diagram of a purchase completion screen. It is the schematic which shows a portfolio screen. It is the schematic of the portfolio graph which shows the state which made A company stock the object of transaction operation. It is the schematic which shows the portfolio screen of the purchase operation state of A company stock. It is the schematic which shows the portfolio screen of the sale operation state of A company stock. It is the schematic which shows the specific brand transaction screen of the buying transaction state of A company stock. It is the schematic which shows the specific brand transaction screen of the selling transaction state of A company stock. It is a block diagram which shows the main internal structures of a system server (server apparatus). It is a graph which shows an example of brand DB (database). It is a chart which shows an example of user DB. It is the schematic which shows the outline | summary of the content of account DB. It is a chart which shows an example of the contents of a user account table. It is a 1st flowchart which shows the process sequence of a financial product transaction method. It is a 2nd flowchart which shows the process sequence of the financial product transaction method. It is a 3rd flowchart which shows the process sequence of a financial product transaction method. It is a 4th flowchart which shows the process sequence of a financial product transaction method. It is a 5th flowchart which shows the process sequence of the financial product transaction method. It is a 6th flowchart which shows the process sequence of a financial product transaction method. (A) is the schematic which shows a part of basic portfolio creation screen of the modification containing an addition button, (b) is the schematic which shows an additional brand menu screen. It is the schematic which shows the basic portfolio creation screen of the modification which added the stock brand. Schematic showing a part of the basic portfolio creation screen of a modified example including a brand deletion button It is the schematic which shows the basic portfolio creation screen of the modification which deleted one stock brand column from the several stock brand column. (A) is the schematic which shows a part of basic portfolio creation screen of the modification containing a brand change button, (b) is the schematic which shows a brand change menu screen. It is the schematic which shows the basic portfolio creation screen of the modification which replaced the stock brand from the default stock brand. It is the schematic which shows the portfolio screen of the modification containing the portfolio graph which has a cash figure part. (A) is the schematic which shows the memory content of the user terminal (communication terminal device) which concerns on 2nd Embodiment, (b) is the schematic which shows the memory content of the system server (server apparatus) of 2nd Embodiment. It is a 7th flowchart which shows the process sequence of the financial product transaction method of 2nd Embodiment. It is an 8th flowchart which shows the process sequence of the financial product transaction method of 2nd Embodiment.

  FIG. 1 shows an overall configuration of a stock trading system 1 (corresponding to a financial product trading system, the same applies hereinafter) according to the first embodiment of the present invention. The stock trading system 1 provides online stock trading services to users who are investors (U1, U2, U3, etc.), and user terminals (T1, T2, T3, etc.) are users involved in stock trading. A transaction screen on which the operation can be accepted is presented, and the content of the transaction operation (transaction order, etc.) on this transaction screen is transmitted to the securities company system 2 of the securities company. In the present embodiment, the user can operate stock transactions through a plurality of types of user interface screens (transaction screens), and the type of transaction screen is a transaction screen dedicated to a single issue (specific issue transaction screen). ), A trading screen (portfolio screen) that enables trading by showing a portfolio graph composed of a plurality of stocks, and a trading screen (basic portfolio) that makes it possible to construct a basic portfolio easily and quickly Creation screen).

  In the stock trading system 1 of the present embodiment, a securities company provides a user with an application program (app. Kind of computer program) for presenting the above-described various trading screens and the like on a user terminal (T1, T2, T3, etc.). Such an application program can be downloaded to the user terminal from the securities company system 2 by the securities company via the network (of course, the storage company distributes a storage medium such as a USB memory in which the securities company records the application to the user). It is also possible to install the application on the user terminal through a storage medium). In addition, the securities company system 2 accepts a trading order (sell or buy order) from a user terminal (T1, T2, T3, etc.), and performs a trading process corresponding to the order with a relative transaction (buying and selling without going through the market). (Transactions in which buying and selling methods, transaction prices, and transaction volumes are determined between the parties). Note that the securities company system 2 is mainly constructed by a server device.

  Investor users (U1, U2, U3, etc.) must submit various user information (user name, phone number, email address, etc.) to a securities company in advance in order to use the online stock trading service. When registering with the company's online stock trading service and completing the registration, each user is given a user ID from the securities company. In addition, when registering for the online stock trading service, the user opens an account related to online stock trading at a securities company or the like, and conducts transactions after performing a procedure for putting cash in the account.

  The user terminals T1, T2, T3 and the like used by the user correspond to communication terminal devices, and specifically, a personal computer (stationary or portable personal computer) having a communication function, a portable user terminal (tablet, A kind of computer-like device having a communication function such as a smartphone, a PDA with a communication function, a mobile phone, etc.) can be applied as a user terminal.

  The stock trading system 1 of the present embodiment also includes an information collection system 3 and an exchange system 4. The information collection system 3 includes a scraping server 3a, etc., and requests from the users (U1, U2, U3, etc.) for information on investors relating to corporations of stock brands to be traded by the processing of the scraping server etc. It can be provided according to the situation. Further, the exchange system 4 performs stock market transactions, and provides various information related to transactions of each issue (stock price of each issue, fluctuation of unit price, etc.) to the securities company system 2 etc. . Hereinafter, the present invention will be described in detail.

  FIG. 2 shows a main internal configuration of a smartphone 10 (corresponding to a communication terminal device) which is an example of a user terminal (T1, T2, T3, etc.). The smartphone 10 corresponds to a kind of computer (computer equipped with communication means and storage means) that performs various processes according to a program. The smartphone 10 is connected to a CPU 10a (processor 10a) that performs overall control and various processes via an internal connection line 10k, a communication / call module 10b (corresponding to communication means), a RAM 10c, a ROM 10d, an input / output interface 10e, and a storage. 10g (corresponding to storage means) and various devices such as a sensor 10i are connected, and an operation unit 10h that can be operated by the user is also connected to the internal connection line 10k.

  The communication / call module 10b of the smartphone 10 includes a function for making a call to a predetermined telephone number (calling function) and a function for receiving a call (incoming call function) in addition to wireless communication processing via the network. Have The RAM 10c temporarily stores contents, files, etc. associated with the processing of the CPU 10a. The ROM 10d stores a program that defines the basic processing contents of the CPU 10a, and also stores identification information (UID) that identifies the smartphone 10. This UID is included in the transmission content when communicating (transmitting) with the communication / call module 10b described above (for example, transmission is performed including the UID in the header of the transmission packet).

  The input / output interface 10e is connected to a display 10f having a rectangular panel screen having a touch panel function, and displays various screens (see screens shown in FIGS. 3 to 14) generated by the control processing of the CPU 10a. The output screen content is displayed on the display 10f. The input / output interface 10e also performs a process of sending the operation content received by the user touching the surface of the display 10f to the CPU 10a.

  Note that the operation content received by the user touching the surface of the display 10f changes as appropriate according to the displayed screen content. For example, the home screen 11 (see FIG. 3) that serves as the basic screen of the smartphone 10 is displayed. When displayed on the display 10f and touched by the user on the surface corresponding to the location of various icons 11a, 11b, 11c, etc. included in the home screen 11, the icon (for example, the location where the touch is made) The input / output interface 10e accepts that the user has selected the icon 11a) (user selection operation of the icon 11a) via the touch panel function of the display 10f, and the input / output interface 10e transmits the selection operation of the icon 11a to the CPU 10a. .

  The operation unit 10h is a hard button provided on the housing of the smartphone 10, and when the operation unit 10h is operated, the CPU 10g is notified that the operation unit 10h has been operated by the user. The meaning of the operation of the operation unit 10h varies depending on the processing status of the smartphone 10. For example, when the operation unit 10h is operated in a state where the application is activated, an operation for ending the application is performed. In this case, the operation of the operation unit 10h receives an application end instruction from the user. In the case of the present invention, as will be described later, since the stock trading application P2 for online stock trading service (which is downloaded and installed in the storage unit 10g) is used, the stock trading application P2 is activated, When the operation unit 10h is operated, the smartphone 10 accepts an end instruction for the stock trading application P2, and a log-off instruction for the stock trading application P2 is transmitted to the securities company system 2.

  The sensor 10i detects the orientation of the main body of the smartphone 10 (detects whether the panel screen of the display 10f is portrait or landscape), and transmits the detected orientation to the CPU 10a. Note that an inclination sensor (acceleration sensor) is used as a specific specification of the sensor 10i.

  The storage unit 10g stores (installs) programs such as the OS program P1, the stock trading application P2, and other various applications, and also stores various data. The OS program P1 is a basic program corresponding to an operating system, and defines the processing of the CPU 10a for the user terminal (smartphone 10) to function as a kind of computer. As one of the basic processes defined by the OS program P1, when the user terminal (smartphone 10) is ready for use, the home screen 11 (see FIG. 3) is first displayed on the display 10f. In this home screen 11, the icons 11a, 11b, 11c and the like corresponding to various applications installed in the storage unit 10g are also arranged by the process defined by the OS program P1.

  The stock trading application P2 stored in the storage unit 10g is an application program (computer program) for online stock trading service provided by the securities company system 2, and various screens for stock trading (see FIGS. 4 to 14). Is displayed on the user terminal, and it is defined that the CPU 10a performs various controls in accordance with the process of transmitting the content of the user operation (such as trading order) to the securities company system 2 on the screen. According to the specified contents, the CPU 10a functions as a generating unit and a displaying unit for various screens such as a transaction screen. The stock transaction application P2 includes screen data corresponding to various screens in addition to the program code defining the processing. The stock trading application P2 can be installed in the storage unit 10g via various storage media (USB memory, memory card, etc.).

  As shown in FIG. 3, when the stock trading application P2 is installed in the storage unit 10g, the stock trading icon 12 for starting the stock trading application P2 can be selected in the home screen 11 based on the OS program P1. Be placed. FIG. 3 shows a state where the home screen 11 is displayed on the panel screen of the display 10f.

  FIG. 4 shows a login screen 15 displayed on the display 10 f when an operation for selecting the stock transaction icon 12 on the home screen 11 is accepted. The stock trading application P2 specifies that the CPU 10a performs the display process of the login screen 15 when the user is not logged in to the stock trading service when the stock trading icon 12 is selected. Once login is completed, the login state is continued unless a log-off operation is performed. When the login state continues, when the stock trading icon 12 is selected on the home screen 11 of FIG. The top page screen 17 of FIG. 5 described later is displayed on the display 10f without displaying the login screen 15 of FIG.

  The login screen 15 is generated based on the screen data for the login screen, and has an email address input field 15a, a password input field 15b, and a selectable login button 15c. The stock transaction application P2 also includes part data corresponding to each part arranged as described above as screen data for the login screen. When the login screen 15 is displayed, the soft keyboard 16 is displayed on the display 10f by a function corresponding to the process defined by the OS program P1 described above, and the user operates each key included in the soft keyboard 16 by operating the key. Then, predetermined contents are input to the input fields 15a and 15b. The e-mail address and password to be entered are determined for each user at the time of user registration with the stock trading service.

  Then, when the enter key of the soft keyboard 16 is selected in a state where predetermined contents are input to the input fields 15a and 15b, the input contents are confirmed, and in this confirmed state, the user selection operation of the login button 15c is performed by the user. When the terminal (smartphone 10) accepts, the input content (login information) is created so as to be transmitted to the securities company system 2, and data ( Data described in a script language or the like) is also included in the screen data for the login screen (the contents relating to such selection buttons are the same for other screen data).

  When the login information associated with the login operation is transmitted and the registered user can be confirmed in the securities company system 2, a notification that the login processing is completed (login completion notification) is sent to the communication terminal device (login information transmission source device ( Smartphone 10, user terminal).

  FIG. 5 shows a top page screen 17 (corresponding to an icon screen) of the stock trading application P2, and when the user terminal (smart phone 10) receives a notification that the login process has been completed on the login screen 15, 10f. When the top page screen 17 is displayed along with the login process, the notification regarding the completion of the login transmitted from the securities company system 2 includes the information related to the stock price of the predetermined stock at the time of login and the login process. Various information such as transaction history information of the user so far is attached, and various information received together with the notification is temporarily stored in the RAM 10c. About each information temporarily stored in the RAM 10c May be used in each screen to be displayed.

  Further, even if the stock trading application P2 is temporarily stopped, if the login to the securities company system 2 is still continued, the stock trading icon 12 in the home screen 11 in FIG. When the page screen 17 is displayed, various information requests such as information relating to the stock price of each brand and user transaction history information are transmitted to the securities company system 2, and accordingly, the latest necessary information is acquired. Thus, it is temporarily stored in the RAM 10c.

  The top page screen 17 includes a plurality of selectable icons, and the plurality of icons can be roughly classified into two types. The first type is a company A stock trading icon 17a, a company B stock trading icon 17b, a company C stock trading icon 17c, etc. for starting up a trading process of a brand according to each company such as A, B, and C.・ Etc. (corresponds to other icons). Stock stocks among a plurality of stock stocks such as Company A, Company B, Company C, etc. corresponding to these company icons 17a, 17b, 17c, etc. include those constituting the basic portfolio, A plurality of stocks such as Company A, Company B, Company C, etc. are each assigned a code number (listed identification information) by listing. The second type in the top page screen 17 is a basic portfolio icon 18 (corresponding to one icon) for basic portfolio construction, which is a feature of the present invention.

  The top page screen 17 has a menu bar 19 arranged at the bottom of the screen. The menu bar 19 includes a plurality of selectable menu buttons 19a to 19d and the like (the arrangement of the menu bar 19 is basically common to other screens). The first menu button 19a is a portfolio button, and is a button for displaying a portfolio screen (see FIG. 9 and the like) including a portfolio graph that represents a holding amount corresponding to stocks held by the user.

  When this first menu button 19a is selected by a user operation, portfolio information for requesting portfolio information (information indicating the amount of each stock and the amount of an account, etc.) related to the logged-in user necessary for displaying the portfolio screen The stock trading application P2 also prescribes processing to transmit a request to the securities company system 2. When portfolio information is received, a portfolio screen is displayed on the display 10f (see FIG. 9). If the user does not own shares through the services of the securities company system 2, the portfolio screen does not exist because there is no portfolio related to the stock. Instead, a message that there is no stock currently owned is displayed. Will be displayed.

  The second menu button 19b is a notification button, and is a button for displaying a notification screen that presents matters to be conveyed to the user by the securities company. When the second menu button 19b is selected by a user operation, the stock trading application P2 also specifies that a notification request for requesting notification information necessary for display of the notification screen is transmitted to the securities company system 2. In response to the acquisition of the notification information, a notification screen is displayed on the display 10f.

The third menu button 19c is a history button, and is a button for displaying a history screen showing the transaction history of the user so far. When the third menu button 19c is selected by a user operation, the stock transaction application P2 also prescribes that the transaction history information stored in the RAM 10c is read and displayed on the display 10f. In response to the acquisition, a transaction history screen is displayed on the display 10f.

  Further, the fourth menu button 19d is a button for displaying a menu screen for performing various settings. When the fourth menu button 19d is selected by a user operation, the stock transaction application P2 defines that a menu screen including various menu items is displayed.

  In addition, when an operation for selecting one of the stock transaction icons 17a, 17b, 17c,... For each company, which is the first type icon on the top page screen 17, is received by the user, the CPU 10a is selected. The specific brand transaction screen related to the trading of the stock brand (for example, Company A) related to the icon is displayed on the display 10f (see FIG. 13 described later). It should be noted that the number of stock transaction icons 17a, 17b, 17c,... For each company arranged on the top page screen 17 is at least 5 so that it does not fall under the recommendation of a specific brand in the association self-regulation rules in the stock trading industry. It is preferable to arrange icons more than brands.

  Furthermore, the basic portfolio icon 18 which is the second type of icon on the top page screen 17 is a selectable icon for displaying a transaction screen for constructing the basic portfolio which is a feature of the present invention. When the smartphone 10 (CPU 10a), which is a user terminal, accepts the selection operation, the stock trading application P2 defines that display processing for displaying the basic portfolio creation screen 20 as shown in FIG. 6 on the display 10f is performed.

  The basic portfolio creation screen 20 in FIG. 6 corresponds to a transaction screen including a plurality of stocks (stock stocks) related to financial products (stocks) to which listing identification information is given (the same applies hereinafter). In addition, it is possible to easily and quickly create a portfolio of a plurality of stocks by placing a purchase order at the same time by specifying an amount.

  In this embodiment, A, B, C, D, and E are included by default as a plurality of stocks to be traded. Such trades are securities that provide stock trading services. It has been selected by the company. As a selection criterion, it is preferable to select a brand of a prominent company in order to increase the possibility that it can be a transaction target for a wide range of people. The number of companies (number of stocks) selected by the securities company is not limited to five companies, but can be increased or decreased as appropriate, but it should not fall under the recommendation of specific stocks in the Association's self-regulation rules in the stock trading industry From the viewpoint, at least 4 brands or more, preferably 5 brands or more are included in the basic portfolio creation screen 20.

  In addition to selecting companies from Japan as the target of such transactions, depending on the content of stock trading services provided by securities companies, select prominent companies in certain overseas countries, It is also possible to provide stock trading services for overseas countries (for example, offering stock trading services for US companies by selecting stocks from highly prominent companies listed on the US market). ).

  The basic portfolio creation screen 20 is provided with an amount designation section 20a at the top of the screen, and an amount setting column 20b is arranged in the amount designation section 20a. The occupancy range in the screen of the amount designation unit 20a can be selected, and when the smartphone 10 (CPU 10a) which is the user terminal accepts the selection operation of the amount designation unit 20a by the user, the amount setting column 20b displays the purchase amount. As in the case shown in FIG. 4, the soft keyboard 16 is displayed in an overlay on the basic portfolio creation screen 20 by a function corresponding to the processing of the OS program P1 below the screen of the display 10f. . The user designates (sets) a desired amount (purchase amount) in the amount setting column 20b by operating the numeric keys included in the soft keyboard 16. In this embodiment, input of money is specified in units of 10,000 yen in Japanese yen in order to reduce the amount processing burden on the securities company side, but is not limited to this. It is also possible to make specifications that allow the amount to be set in units of yen, hundreds of yen, ten yen, or one yen, and furthermore, it is possible to make specifications that are in units of 100,000 yen.

  By inputting a predetermined amount (amount to be purchased) into the amount setting field 20b using the numeric keys included in the soft keyboard 16 described above, and selecting the enter key included in the soft keyboard 16, the user terminal The CPU 10a of the smartphone 10 accepts the purchase amount input in the amount setting column 20b and removes the soft keyboard 16 displayed as an overlay.

  Moreover, the basic portfolio creation screen 20 arranges the company name stock columns 21 to 25 of the companies A to E below the amount designation unit 20a described above. Each company stock column 21 to 25 has the same structure. For example, the A company stock column 21 includes the name of A company, the offer column 21a, and the stock price column 21b indicating the latest stock price of A company. It is the composition which arranged. The purchase amount presentation column 21a is blank until the purchase amount acceptance is completed in the above-described amount designation unit 20a (see FIG. 6), and when the purchase amount acceptance is completed (amount) When the amount is entered in the setting field 20b and the enter key of the soft keyboard 16 is selected), the same amount as the amount entered in the amount setting field 20a is automatically presented in the presentation field 21a (FIG. 7). reference).

  The remaining B to E company stock columns 22 to 25 have the same configuration as the above-mentioned A company stock column 21, and each name of the B to E companies, the offer amount presentation columns 22a to 25a, and the B to E companies. The stock price columns 22b to 25b indicating the most recent stock price are arranged. As with the above-mentioned presentation column 21a of the A company stock column 21, the same amount as the amount entered in the amount setting column 20a is also present in the purchase amount presentation columns 22a to 25a in these B to E company stock columns 22 to 25. Presented automatically (see FIG. 7). In addition, the stock price columns 21b to 25b of each company stock column 21 to 25 are acquired from the securities company system 2 by the user terminal (smart phone 10) and temporarily stored in the RAM 10c at the time of login or when the top page screen 17 is displayed. The CPU 10a reads out the stored stock prices of the companies A to E, and performs processing for placing them in the stock price columns 21b to 25b. Thus, the latest stock price of each company arranged in each stock price column 21b to 25b is useful for determining when the user purchases stocks of each company brand.

  Further, the basic portfolio creation screen 20 has a simultaneous purchase button 20d arranged below the E company stock column 25. This simultaneous purchase button 20d is used when a purchase amount from the user is received. When the purchase amount is specified in the amount setting field 20b of the above-described amount specifying unit 20a, the enter key of the soft keyboard 16 is selected, and the purchase amount is received, The button can be selected. That is, when a purchase operation by the user of the simultaneous purchase button 20d is accepted in a state in which a purchase amount (for example, 100,000 yen) is received, the CPU 10a purchases each of the shares of Company A to Company E with the same purchase amount. The purchase operation related to the purchase instruction to purchase at (100,000 yen) is accepted.

  FIG. 8A shows a purchase confirmation screen 26. This purchase confirmation screen 26 is overlaid on the basic portfolio creation screen 20 on the display 10f when the selection operation of the simultaneous purchase button 20d is accepted. It is what is displayed. The purchase confirmation screen 26 includes a text 26c for confirming to the user that “buy stocks of each company (stocks of companies A to E) for ¥ 100,000 yen”, a selectable OK button 26a, and The back button 26b is included. The amount entered in the amount setting field 20b is arranged by the processing of the CPU 10a as the amount in the text 26c. Then, when the OK button 26a accepts a selection operation (a purchase operation and consent) by the user, the CPU 10a accepts the purchase operation in accordance with the content of the purchase instruction described above. Processing to transmit from the communication / call module 10b to the securities company system 2 is performed. The present invention presents the above-described user interface (user interface through the basic portfolio creation screen 20 etc.) to the user, so that the user can purchase a plurality of issues (stock issues) at the same price at the same time by a single purchase operation. Realized.

  When the return button 26b on the purchase confirmation screen 26 accepts a selection operation by the user, the CPU 10a deletes the purchase confirmation screen 26 and displays the basic portfolio creation screen 20 (amount setting field 20b as shown in FIG. 7). The basic portfolio creation screen 20) in a state where the amount has been input is displayed. Further, the simultaneous purchase button 20d on the basic portfolio creation screen 20 described above, the OK button 26a on the purchase confirmation screen 26 in FIG. 8A, and the CPU 10a accept purchase instructions related to purchase instructions for a plurality of stocks. Functions as a means.

  FIG. 8 (b) shows a purchase completion screen 27. This purchase completion screen 27 shows that a purchase order has been placed by operating the OK button 26a on the purchase confirmation screen 26 in FIG. 8 (a). When the purchase process in the company system 2 is completed, the basic portfolio creation screen 20 is displayed as an overlay on the display 10f. Specifically, when the purchase processing for the purchase order is completed in the securities company system 2, a purchase completion notification is transmitted from the securities company system 2 to the user terminal (smart phone 10), so the purchase completion notification is communicated. The CPU 10a performs display processing for switching the display content to the purchase completion screen 27, triggered by the reception by the call module 10b.

  When the purchase completion screen 27 is displayed in this way, a portfolio corresponding to the user's purchase order is constructed. In the case of a purchase order according to the example of the purchase amount shown in FIG. 7, the stock of Company A is 100,000 yen, the stock of Company B is 100,000 yen, the stock of Company C is 100,000 yen, the stock of Company D is 100,000 yen, and A basic portfolio with a structure of 100,000 yen for Company E's stock will be built with a single purchase order. Once the basic portfolio is established, it becomes easier for investors to make various investments based on the constructed basic portfolio, and multiple stocks for making investments have the same monetary value (equal) A user can quickly and easily create a portfolio with a basic structure (basic portfolio).

  The purchase completion screen 27 includes a text 27c for notifying completion of the purchase order, and includes a selectable confirmation button 27a and a portfolio button 27b. When the selection operation of the confirmation button 27a is performed by the user, the CPU 10a performs a process of displaying the top page screen 17 on which the icons 18 such as the plurality of icons 17a illustrated in FIG. 5 are arranged on the display 10f. On the other hand, when the selection operation of the portfolio button 27b is performed by the user, the CPU 10a sends a request for information on the portfolio of the logged-in user (portfolio information request) to the securities company system 2 from the communication / call module 10b to the securities company system 2. Process to send. When the portfolio information is received along with the transmission of the portfolio information request, the CPU 10a performs a process of creating a portfolio screen (see FIG. 9) and displaying it on the display 10f.

  FIG. 9 shows an example of the portfolio screen 28 displayed on the display 10f. This portfolio screen 28 shows the contents of the portfolio constructed by operating the simultaneous purchase button 20d on the basic portfolio creation screen 20 shown in FIG. The portfolio screen 28 has a portfolio graph 30 in the upper part 28a of the screen, portfolio detail information 29 in the lower part 28b of the screen, and a menu bar 19 arranged at the bottom of the screen, like the other screens. It has become. The portfolio screen 28 graphically shows a portfolio related to stocks and the like held by the user in the portfolio graph 30. Furthermore, the portfolio screen 28 has a user interface capable of performing buying and selling operations of stocks held by the user for each stock through the portfolio graph. It has become.

  Note that the portfolio screen 28 shown in FIG. 9 is displayed in the menu bar 19 of each screen if the logged-in user has already built a portfolio of a plurality of stocks, in addition to being displayed as described above. It is also possible to display on the display 10f by selecting one menu button 19a. Also in this case, when the first menu button 19a is selected, a portfolio information request is transmitted from the user terminal (smartphone 10) to the securities company system 2, and accordingly, the portfolio information ( The portfolio screen 28 including the portfolio graph 30 and the portfolio details information 29 is generated by the CPU 10a based on the provisions of the stock trading application P2 using the stock holding information and the account cash information), and displayed on the display 10f. Will be.

  In the example of the portfolio screen 28 shown in FIG. 9, the user who is logged in by the purchase order for creating the basic portfolio described above, the total stock asset amount is 500,000 yen, and the stock of A company is 100,000 yen (the stock of A company The most recent appraisal value (the same shall apply hereinafter), Company B shares 100,000 yen, Company C shares 100,000 yen, Company D shares 100,000 yen, and Company E shares 100,000 yen The contents are displayed when the portfolio information shown is received. When the portfolio information having such contents is received, the CPU 10a calculates the ratio (percentage) of the evaluation value of the stock of each brand to the total asset amount, and controls the CPU 10a to generate the portfolio graph 30 based on the calculated information and the like. The stock trading application P2 defines what to do.

  The portfolio graph 30 on the portfolio screen 28 shows the portfolio of the logged-in user by a pie chart, and the fan-shaped A company stock graphic part 31, B company stock graphic part 32, C company stock graphic part 33, D company stock graphic part 34, and the E company stock figure part 35 (A-E company stock figure parts 31-35 correspond to a brand figure part). The A company stock graphic part 31 to the E company stock graphic part 35 have the dimensions (arc dimensions) in the circumferential direction in the circumferential direction according to the amount held for each brand (evaluation amount of each brand). It is a graphic representation of each holding amount.

  The portfolio screen 28 in FIG. 9 includes a portfolio graph 30 related to the stocks of Company A to Company E. The type of stock issues included in the portfolio graph 30 depends on the stock issues held by the logged-in user. However, the stock brands included in the portfolio graph 30 are appropriately changed depending on the types of brands held by the user. Therefore, for example, if the logged-in user has only the stocks of 4 companies, A company, B company, C company, and D company, the portfolio graph in that case is A company stock graphic part, B company stock graphic part, C It will consist of the company stock graphic part and the D company graphic part. In addition, the portfolio graph 30 in FIG. 10 shows a total stock asset amount (500,000 yen in FIG. 9) of the user of the online stock trading service in the space where the central portion 30a is opened in a donut shape.

  Company A's stock graphic part 31 in the portfolio graph 30 accounts for one-fifth of the total assets amounting to 100,000 yen out of the total assets of 500,000 yen. It has a fan shape in which a range of one fifth of the dimension (arc range) is secured, and has an A company stock boundary line 31a on the side of the adjacent B company stock figure portion 32. This A company stock boundary line 31b is located in the graphic part that divides the circumference of the pie chart into a 1/5 range, so the holding amount that specifies the holding amount of A company stock (20% of total stock assets) Acts as a quantity indicator.

  In addition, the B company figure part 32 to the E company figure part 35 are also fans which have secured a range (arc range) according to the user holding amount of the B to E company stock, similarly to the A company figure part 31 described above. The B company stock boundary line 32a to the E company stock boundary line 35a are arranged as possession amount indicators at graphic locations that divide the circumferential dimension of the pie chart into a 1/5 range on the clockwise direction side. .

  These company stock boundary lines 31a to 35a can be moved in the clockwise or counterclockwise direction by a user operation in order to individually buy and sell each stock issue. It is possible to put out. The details of operations of these company stock boundary lines 31a to 35a will be described later with reference to FIGS.

  And the A company stock figure part 31-the E company stock figure part 35 are the text (for example, A company stock figure in the internal area | region 31b-35b which shows the percentage of the amount of assets based on a brand and the amount of brand stock with respect to a total stock asset amount. In part 31, “Company A 20%”) is arranged so that the portfolio graph 30 can also check the possessed numerical value of the specific monetary value of each issue. In addition, the internal area | region of each stock figure part 31-35 can be selected by user operation so that it may mention later.

  In addition, the portfolio detail information 29 in the screen lower part 28b in the portfolio screen 28 is a text indicating the contents of the received portfolio information, and the stock holding amount of each company stock held by the logged-in user (the most recently acquired) (Evaluation amount) etc. are presented. The portfolio detail information 29 in the example shown in FIG. 9 includes “Company A: 100,000 yen”, “B Company: 100,000 yen”, “C Company: 100,000 yen”, “D Company: 100,000 yen”, “E The contents of the portfolio relating to the user-owned stock "Company: 100,000 yen" are shown, and the contents shown graphically in the portfolio graph 30 in the upper part 28a of the screen are described in detail in text.

  In the present invention, after creating the basic portfolio, by presenting such a portfolio screen 28 to the user, the user can quickly grasp the outline of his / her own stock in the portfolio graph 30 in the upper part 28a of the screen, Detailed contents can be accurately grasped by the portfolio detail information 29 in the lower part 28b of the screen.

  FIG. 10 shows a state in which the internal region 31b of the A company stock graphic part 31 or the A company stock boundary line 31a (corresponding to the holding amount indicator) of the portfolio graph 30 in the portfolio screen 28 of FIG. 9 is selected by the user operation. Yes. When the internal region 31b or the A company stock boundary line 31a is selected, the A company stock boundary line 31a can be moved by the user, and the CPU 10a of the smartphone 10 can execute the A company stock boundary line according to the rules of the stock trading application P2. A movement mark 31c including an arrow indicating a movable direction of 31a (clockwise rotation direction or counterclockwise rotation direction) is arranged so as to overlap the A company stock boundary line 31a. The display of the movement mark 40 allows the user to visually recognize that the A company stock boundary line 31a is moved and the movable direction.

  FIG. 11 is a portfolio screen in a state (buy operation state) in which a user operation is performed to rotate the A company stock boundary line 31a of the A company stock figure portion 31 in the movable state shown in FIG. 10 in the clockwise direction. 28 (rotation in the direction of the black arrow in the figure). When the A company stock boundary line 31a is rotated in the clockwise direction, the graphic range of the internal area 31b of the A company stock graphic section 31 is expanded, and the expansion of the internal area 31b increases the shares held by the A company stock. Means that. In this embodiment, the operation for rotating the A company stock boundary line 31a in the clockwise direction corresponds to the purchase order instruction operation for increasing the stock held by the A company stock in this embodiment. A user operation for rotating 31a in the clockwise direction is accepted as a purchase operation for A company stock.

  Further, the purchase amount (transaction amount) of the purchase order corresponds to the movement amount (rotation amount) of the A company stock boundary line 31a. In the case shown in FIG. A state where the company A stock boundary line 31a is moved from the position (indicated by a broken line in FIG. 11) by one-tenth of the total circumferential range of the portfolio graph 30 is shown. In the case of FIG. 11, since the total asset amount is 500,000 yen (see FIG. 9), the CPU 10a detects the movement amount of the A company stock boundary line 31a (1/10 of the total circumference range), The transaction amount of 50,000 yen, which is one-tenth of 500,000 yen, is specified as the transaction amount, and the movement operation of the A company stock boundary line 31a is accepted as the specified purchase order for 50,000 yen. In addition, when the figure range of A company stock figure part 31 expands by such movement of A company stock boundary line 31a, the remaining B to E company stock figures are absorbed so as to absorb the amount corresponding to the enlarged range. The sections 32 to 35 are processed by the CPU 10a to uniformly reduce the circumferential range, whereby the positions of the respective boundary lines 32a to 34a are moved, and the occupying ranges of the B to E stock figure sections 32 to 35 Adjustments are made.

  As a specific movement operation of the above-mentioned A company stock boundary line 31a, the display direction corresponding to the A company stock boundary line 31a on the display 10f is touched with the fingertip of the user, and the movement direction (in the case of FIG. This is performed by a drag operation in which the fingertip is slid in the direction indicated by the arrow (such a drag operation applies to a purchase operation and a sale operation).

  When the above-described drag operation is performed, the CPU 10a controls the screen lower part 28b of the portfolio screen 28 to present the purchase order menu 37 from the presentation of the portfolio details information 29 (see FIG. 9). Is automatically switched to (see FIG. 11). The sales order menu 37 includes a transaction amount display field 37a, a purchase button 37b, a sale button 37c, and a cancel button 37d.

  The transaction amount display column 37a is a column in which the transaction amount corresponding to the amount of movement (rotation amount) by the user's drag operation described above is shown, and the CPU 10a detects the amount of movement by the drag operation, and the detected amount of movement. The corresponding amount is calculated (calculated) from the total stock asset amount of the user and specified, and the specified amount is arranged in the transaction amount display field 37a. In addition, since the transaction according to the present embodiment has a specification in which an amount is set in units of 10,000 yen as described above, the transaction is specified by calculating the amount by drag operation in units of 10,000 yen. By rounding off the amount corresponding to the amount of movement, the CPU 10a specifies the amount in units of 10,000 yen. Since the transaction amount is presented in the transaction amount display field 23a in synchronization with the drag operation, the desired transaction amount is adjusted by adjusting the amount of movement of the drag operation while viewing the amount indicated in the transaction amount display field 23a. The user can specify it.

  The purchase button 37b is in a state where a user's selection operation can be accepted when the user's drag operation is a purchase operation (active state), and when the user's drag operation is a sale operation, the user's selection operation cannot be accepted. State (inactive state, see FIG. 12). The active state and inactive state of the purchase button 37b are switched by the CPU 10a when the CPU 10a detects whether the user's drag operation is a purchase order or a sale order, and in the active state When the selection is accepted, an operation of a purchase order for the transaction amount indicated in the transaction amount display field 37a when the selection is accepted is accepted.

  When the CPU 10a receives a purchase order instruction by the selection operation of the purchase button 37b, the purchase confirmation screen 26 as shown in FIG. 8A described above is displayed on the portfolio screen 28 in the purchase operation state in FIG. A purchase confirmation screen having a similar configuration is displayed as an overlay. In addition, the purchase confirmation screen displayed in the overlay includes, for example, a text for confirming to the user that “buy the stock of Company A for ¥ 50,000 yen”, a selectable OK button, and a back button. It is a configuration that includes it. When this OK button accepts a selection operation by the user, the CPU 10a sends a purchase order according to the content of the purchase instruction to purchase 50,000 yen of the stock of the company A from the communication / call module 10b. Processing to transmit to the securities company system 2 is performed.

  Then, when the purchase completion notification is transmitted from the securities company system 2 to the user terminal (smart phone 10) by the selection of the OK button, triggered by the receipt of the purchase completion notification by the communication / call module 10b, The CPU 10a performs display processing for switching the display content to a purchase completion screen having the same configuration as the purchase completion screen 27 as shown in FIG. When the return button is selected on the purchase confirmation screen, the purchase confirmation screen is deleted, and the original portfolio screen is returned to the state displayed on the display 10f. When the confirmation button is operated while the purchase completion screen is displayed, the top page screen 17 of FIG. 5 is displayed on the display 10f as in the case of FIG. When the portfolio button is operated, a portfolio screen (see FIG. 9) showing the portfolio after completion of the purchase is displayed, whereby the user can check the breakdown of the portfolio after completion of the purchase.

  Returning to FIGS. 11 and 12, the sale button 37c included in the buy / sell order menu 37 in the lower part 28b of the screen accepts the user's selection operation when the drag operation of the A company stock boundary line 31a by the user is a sale operation. When the user's drag operation is a purchase operation, the user's selection operation cannot be accepted (inactive state, see FIG. 11). As in the case of the purchase button 37b described above, the active state and the inactive state of the sale button 37c indicate that the CPU 10a is operated by either a purchase order or a sale order when the user drags the company A stock boundary line 31a. The CPU 10a is switched by detecting whether it is present. When the selection is accepted in the active state, the CPU 10a accepts an instruction to sell the transaction amount indicated in the transaction amount display column 37a when the selection is accepted. It will be.

  Then, when the CPU 10a accepts the sale order by the selection operation of the sale button 37c, the sale confirmation screen is displayed as an overlay on the portfolio screen 28 in the sale operation state in FIG. This sale confirmation screen is also structurally similar to the above-described purchase confirmation screen. For example, the user performs a move operation in the sale direction of the A company stock boundary line 31a and a selection operation of the sale button 37c. A text for confirming to the user that “A company's shares will be sold for ¥ 50,000 yen” and a selectable OK when a 50,000-yen sale operation is carried out of the shares of Company A It includes a button and a back button. When the OK button accepts the selection operation by the user, the CPU 10a sends a sales order corresponding to the content of the sale instruction to sell the stock of Company A for 50,000 yen from the communication / call module 10b to the securities company system 2 Process to send to.

  When the sale completion notification is transmitted from the securities company system 2 to the user terminal (smartphone 10) by selecting the OK button, the CPU 10a displays the sale completion notification received by the communication / call module 10b as a trigger. The content is switched to the sale completion screen. This sale completion screen is structurally similar to the above-described purchase completion screen, and includes a text indicating “sale order completed”, selectable confirmation buttons and portfolio buttons.

  When the selection operation of the confirmation button on the sale completion screen is performed, the top page screen 17 of FIG. 5 is displayed on the display 10f as in the case of FIG. 8B described above, while when the portfolio button is operated. A portfolio screen (see FIG. 9) showing the portfolio after the sale is completed is displayed, so that the user can confirm the breakdown of the portfolio after the sale is completed.

  11 and 12, the cancel button 37d included in the buy / sell order menu 37 is in an active state in which a selection operation can be performed regardless of the rotation direction of the user's drag operation, and the cancel button 37d is operated by the user. 9, the CPU 10a performs control for switching the display of the display 10f to the portfolio screen 28 in the state shown in FIG. 9 (in the switched portfolio screen 28, the A company stock boundary line 31a is moved by a drag operation). Reset to the previous position).

  In FIG. 12, the portfolio screen 28 in a state in which the user operation for rotating the A company stock boundary 31a of the A company stock graphic section 31 in the selected state shown in FIG. 10 in the counterclockwise rotation direction (sale operation state) is performed. (Rotation in the direction of the black arrow in the figure). When the A company stock boundary line 31a is rotated in the counterclockwise direction, the graphic area of the internal area 31b of the A company stock graphic section 31 decreases, and the decrease in the internal area 31b decreases the stock held by the A company stock. Therefore, the operation of rotating the A company stock boundary line 31a in the counterclockwise direction as described above corresponds to the operation for instructing the sale order to decrease the stock held by the A company stock in this embodiment, and the CPU 10a Accepts a user operation for rotating the A company stock boundary line 31a in the counterclockwise direction as a sale operation for the A company stock.

  Also, the sale amount (holding amount) of the sale order corresponds to the movement amount (rotation amount) of the A company stock boundary line 31a as in the case of the purchase order described above. In the case shown in FIG. In this case, the CPU 10a detects the amount of movement of the A company stock boundary line 31a from the original position of the stock boundary line 31a by moving by one-tenth of the total circumference range of the portfolio graph 30. 50,000 yen, which is one-tenth of the total asset amount of 500,000 yen, is specified, and a movement operation of the A company stock boundary line 31a is accepted as an operation of the specified sales order for 50,000 yen. In addition, since the occupation range of A company stock figure part 31 reduces by such movement of A company stock boundary line 31a, the reduced part is the other B company stock figure part 32-E company stock figure part 35. Each occupation range is distributed so as to increase evenly, and each occupation range is adjusted by moving the positions of the boundary lines 32a to 34a.

  Even with the sale operation as described above, the buy / sell order menu 37 is automatically presented in the screen lower part 28b of the portfolio screen 28. Since FIG. 12 is in the sale state, the purchase button 37b is in an inactive state. On the other hand, the sale button 37c is in an active state so that a user's selection operation can be accepted. In addition, although the description mentioned above was performed in the case of the movement operation with respect to the A company stock boundary line 31a of the A company stock figure part 31 about the selection state of FIGS. 9-12, the purchase state, and the sale state, other B The movement operation for the B company stock boundary line 32a to the E company stock border line 35a of the stock company graphic part 32 to the E company stock graphic part 35 is the same as described above.

  FIG. 13 shows a specific brand transaction screen 45 corresponding to the stock of Company A (corresponding to one specific brand). This specific brand transaction screen 45 is a first type icon on the top page screen 17 of FIG. In accordance with the control processing of the CPU 10a based on the rules of the stock trading application P2 in response to the selection of the A company stock trading icon 17a from among the certain company trading icons 17a, 17b, 17c,. This is displayed on the display 10f as a specific brand transaction screen 45 relating to the transaction of the company A stock according to the transaction icon 17a. 13 is a trading screen dedicated to stock trading of company A. In the top page screen 17, stock trading icons 17b, 17c, etc. of companies B, C, etc. other than company A stock trading icon 17a are displayed. The basic configurations of the transaction screens dedicated to the shares of B and C companies displayed when selected are the same, and only the text portion (screen title 46i, etc.) indicating the company is different. In addition, the specific brand trading screen of the present embodiment is a specification for stock trading in monetary units.

  The specific brand transaction screen 45 can be switched between a purchase transaction state (see FIG. 13) and a sale transaction state (see FIG. 14), and when displayed, the purchase transaction state is displayed first. It has become. Further, when the user does not own the stock of the brand related to the specific brand trading screen 45, it is not switched to the sale trading state. The specific brand transaction screen 45 has a first common portion 46 on the upper side of the screen, a purchase transaction portion 48 dedicated to a purchase transaction state near the lower center of the screen, and a second common portion 47 on the lower side of the screen. The first common part 46 and the second common part 47 are parts that have the same configuration in common even if the screen state is switched to the purchase transaction state or the sale transaction state, The configuration is changed according to the switching of the screen state.

  The specific brand transaction screen 45 is switched between the purchase transaction state shown in FIG. 13 and the sale transaction state shown in FIG. 14 as described above, and even if the screen state is switched, the first common unit 46 and the The two common portions 47 are portions that have the same configuration in common without being switched, while the vicinity of the lower center portion of the screen is a portion whose configuration is switched according to the switching of the screen state. Note that the above-described menu bar 19 is also arranged at the lowermost part of the specific brand transaction screen 45.

  The first common unit 46 includes a return button 46g at the upper left corner of the screen and a guide button 46h at the upper right corner of the screen. The return button 46g is a selectable button for returning to the top page screen 17 of FIG. 5, and is selected when the top page screen 17 is shifted to other brand transactions or the like. The guidance button 46h is a selectable button for displaying information related to the transaction. When selected, the guidance button 46h is switched from the specific brand transaction screen 45 to an information menu screen (not shown) and displayed on this information menu screen. The desired item is selected. Items on the information menu screen include a pre-transaction grant, a risk dislodger, etc. If the trading issue is a foreign company, the contents of the foreign securities will be included in the item. Further, the item on the information menu screen may include the transaction history of the user so far. When the item of the transaction history is selected, the request for the user history regarding the specific issue on the specific issue transaction screen 45 being displayed is requested. Is transmitted to the securities company system 2, and the received transaction history is displayed in response to the transmission of the request.

  Further, between the return button 46g and the guidance button 46h, a screen title 46i for Company A called “Company A stock trading app” is arranged. The screen title 46i is referred to as “B company stock trading application” if the specific brand transaction screen 45 is for B company (when the B company transaction icon 17b is selected on the top page screen 17 in FIG. 5). If it is for company C (when company C trading icon 17c is selected on top page screen 17), it becomes the notation "C company stock trading app" (other companies D, E, etc.) The same applies to cases).

  In addition, on the specific brand transaction screen 45, a purchase transaction button 46a and a sell transaction button 46b that can accept a selection operation are arranged below the screen title 46i in the first common unit 46. One of these buttons 46a, 46b is in a selectable state (active state), and by operating the selectable one, the purchase transaction state and the sale transaction state can be switched as appropriate. Yes. That is, in the purchase transaction state, only the sale transaction button 46b can be selected (active state), while in the sale transaction state, only the purchase transaction button 46a can be selected, and the selection operation of the button 46a or 46b in the active state By switching the purchase / sale transaction state.

  Note that the sale transaction button 46b may not be selectable even on the specific brand transaction screen 45 in the purchase transaction state, and the information sent with the login completion notification (temporarily stored in the RAM 10c). The CPU 10a detects whether or not the logged-in user includes information that holds the shares of the company A, and information indicating that the shares of the company A are held cannot be detected. The sale transaction button 46b cannot be selected, and the specific brand transaction screen 45 in the purchase transaction state is displayed. In this case, the logged-in user can only perform a buying transaction for the shares of company A. Note that, as described above, the specific brand transaction screen 45 is in the purchase transaction state shown in FIG. 13 immediately after being displayed on the display 10f.

  Further, on the specific brand transaction screen 45, a brand column 46 c is arranged below the buy / sell transaction buttons 46 a and 46 b in the first common part 46. In the brand column 46c, if the specific brand transaction screen 45 in FIG. 13 is for A company, the company name of A company is arranged, and if it is for B company, the company name of B company is arranged (others) The same applies to companies C and E). A selectable brand button 46d (company information button) is arranged in the brand column 46c. When the brand button 46d accepts a user's selection operation, the information collection system 3 shown in FIG. 1 is accessed. , An acquisition request for information on Company A is transmitted. Then, when the user terminal (smart phone 10) receives information (IR information, etc.) relating to company A from the scraping server 3a of the information collection system 3 in response to the transmission of the acquisition request, the received information is displayed on the display 10f. The stock trading application P2 also stipulates. Such received information can be displayed on a separate screen or in a pop-up manner superimposed on the specific brand transaction screen 45, or can be displayed on a screen switched to the specific brand transaction screen 45.

  In the specific brand transaction screen 45, an amount setting column 46e is arranged below the brand column 46c. The amount setting field 46e is used to set an amount when performing a purchase transaction. In this embodiment, the amount is set in an amount unit (10,000 yen unit) in which the fourth digit or less is all zero in Japanese yen. By touching the surface of the display 10f according to the amount setting field 46e, the amount display in the unit of 10,000 yen is rotated like a slot machine (when used with a smartphone or the like, "Picker" The amount displayed within the amount frame 46f provided in the amount setting field 46e becomes the set amount (specified amount). Therefore, the user can easily perform an operation of touching the surface of the display 10f so as to rotate the amount setting field 46e like a slot machine (an operation of tracing the display surface upward with a finger or an operation of tracing downward). The amount of money can be set (specify the amount of money), and in particular, the amount of money is set in units of 10,000 yen, so that a wide range of amounts can be quickly set even if the amount of rotation is small.

  In addition, the specific brand transaction screen 45 includes a purchase transaction unit 48 below the first common unit 46 described above, and the purchase transaction unit 48 includes a purchase button 48a and an amount confirmation column 48b. The buy button 48a is a button (equivalent to a buy operation unit) that accepts a user operation of a purchase order for A company stock. When the user operation is accepted with the purchase button 48a, the stock of the A company is set in the amount setting field 46e. Thus, the CPU 10a accepts an operation of a purchase order (buy order) by the amount set (designated).

  The amount confirmation column 48b automatically displays the amount synchronized with the amount within the amount frame 46f of the amount setting column 46e described above by the control processing of the CPU 10a, and is shown in this amount confirmation column 48b. By confirming the text (eg, “Invest 50,000 yen!”), The user can surely grasp the amount of the purchase transaction.

  Further, on the specific issue transaction screen 45, a second common unit 47 is arranged below the above-described buy transaction unit 48. The second common unit 47 includes an average purchase unit price column 47a, a current stock price column 47b, an investment total amount. A column 47c and a current evaluation amount column 47d are included.

  The average buying unit price column 47a shows the amount of the average buying unit price of the user with respect to the stock of Company A at the time of login, and this amount is related to the completion of login by the login operation on the login screen 15 described above. It is extracted from the information included in the information transmitted from the system 2 to the smartphone 10. That is, from the various information temporarily stored in the RAM 10c, according to the selection of the A company stock trading icon 17a, the average buy unit price of the A company stock is extracted by the CPU 10a and stored in the average buy unit price column 47a. It is supposed to be arranged in.

  The current stock price column 47b is a column showing the latest stock price (the latest stock price) of the stock of A company at the time of login, and this amount is also stored in the RAM 10c in the same manner as the above-mentioned average buying unit price of the stock of A company. The CPU 10a extracts the stored information and places it in the current stock price column 47b.

  The total investment column 47c is a column indicating the total amount invested in the shares of the company A by the time of login (the total amount paid for purchasing the shares of the company A so far). Similarly to the above-mentioned average purchase unit price of the A company stock, the CPU 10a extracts the information from the various information stored in the RAM 10c and arranges it in the total investment amount column 47c. The current appraisal value field 47d is an appraisal value for the stock of the Company A shares that the logged-in user has bought up to the time of login (the latest value calculated based on the stock price at the time of login for all stocks of the Company A purchased so far) This value is also extracted from the various information stored in the RAM 10c by the CPU 10a in the same manner as the above-described average purchase unit price of the stock of the company A, and is also the current evaluation value column 47d. Is placed inside.

  Thus, since the second common unit 47 presents various numerical values in the respective columns 47a to 47d, the user can use these presented contents as an index for determining whether or not to place a purchase order, By presenting information on the same screen as the operation screen for performing a purchase order, it is not necessary to switch screens when determining the suitability of the purchase order, which can contribute to a quick purchase order. In addition, the above-mentioned specific brand transaction screen 45 shows a state after the purchase of the Company A shares on the basic portfolio creation screen 20 of FIG. As a result, it is assumed that each column 47a to 47d of the second common unit 47 is presented with each piece of information relating to the transaction of the A company stock.

  FIG. 14 shows a specific brand transaction screen 45 in the sale transaction state. In the purchase transaction state shown in FIG. 13, the sale transaction button 46 b in the first common unit 46 accepts the user's selection operation. The screen state shown is switched. The specific brand transaction screen 45 in the sale transaction state in FIG. 14 is basically the same as that in FIG. 13 in the first common part 46 and the second common part 47, but the buy transaction button 46a is selectable. This is different from FIG.

  Further, the selling transaction unit 49 arranged between the first common unit 46 and the second common unit 47 has a configuration dedicated to the selling transaction. In FIG. 14, from the left to the right, the amount designation selling button 49a ( An amount-sale operation unit), a full-selling button 49b (corresponding to a full-selling operation unit), and a profit-selling button 49c (corresponding to a profit-selling operation unit) are arranged so as to accept a user's selection operation. An amount confirmation column 49d is arranged below the amount designated sale button 49a.

  As in the case of the purchase button 48a shown in FIG. 13 described above, the amount-designated sell button 49a is a sales order (in FIG. 13, the amount is set (designated) in the amount setting field 46e of the first common unit 46). This is for the CPU 10a to accept the operation of (Sale order of A company stock). The amount confirmation column 49d is the same as the amount confirmation column 48b shown in FIG. 13 described above, and the amount display synchronized with the amount set in the amount setting field 46e of the first common unit 46 is automatically performed by the control processing of the CPU 10a. indicate. Thereby, after confirming the amount set by the user, the user can securely place a sell order of the desired amount.

  The full sale button 49b is for issuing a sell order for all stocks of a specific brand held by the logged-in user. When a user operation is accepted with the full sell button 49b, all of the shares held by the logged-in user are received. The CPU 10a accepts an operation for selling order (in FIG. 14, all of the shares of Company A). With this full sale button 49b, the user can easily sell stocks of a specific brand with one touch.

  The profit selling button 49c is for placing a selling order for the profit related to the stock held (one specific brand corresponding to the specific brand trading screen 45 being displayed). When the profit selling button 49c receives a user operation, When the operation is accepted, the CPU 10a accepts the operation of the selling order for the profit related to the stock held by the logged-in user (company A stock in FIG. 14).

  Also, in the specific brand transaction screen 45 in the sale transaction state shown in FIG. 14, various numerical values are presented in the respective columns 47 a to 47 d of the second common unit 47 described above. No, or even when placing a sell order, it can be used as an index to determine which of the above three patterns to place a sell order, and these indices are presented on the same screen as the sell order operation screen As a result, it is not necessary to switch screens when making various decisions related to selling orders, and prompt selling order instructions can be made from one of three patterns with a one-touch operation.

  13 and 14, when the purchase operation and the sale operation are performed, the purchase confirmation screen and the sale confirmation screen are specified as in the case of the basic portfolio creation screen 20 or the portfolio screen 28 described above. It is displayed on the display 10 f with the overlay of the brand transaction screen 45.

  For example, when the purchase button 48a is operated on the specific brand transaction screen 45 of FIG. 13, the CPU 10a accepts an instruction for a purchase order and is similar to the purchase confirmation screen 26 as shown in FIG. A purchase confirmation screen with a simple structure will be displayed in an overlay. In the purchase confirmation screen displayed in the overlay, in the case of FIG. 13, a text for confirming to the user that “buy stock of Company A for ¥ 50,000 yen” and selectable OK are displayed. It consists of a button and a back button. When the return button is selected on this purchase confirmation screen, the purchase confirmation screen is removed, and the specific brand transaction screen 45 is displayed again to be operable.

  In addition, when an OK button is selected by the user on this purchase confirmation screen, a purchase order having contents corresponding to the text on the purchase confirmation screen is transmitted to the securities company system 2, and when the purchase process is completed, A purchase completion notification is transmitted from the securities company system 2 to the user terminal (smart phone 10). Based on the purchase completion notification, the CPU 10a performs a process of displaying a purchase completion screen (see FIG. 8B). The confirmation button and portfolio button included in the purchase completion screen are the same as those described above.

  Furthermore, when the amount designation sale button 49a or the like is operated on the specific brand transaction screen 45 of FIG. 14, the CPU 10a accepts a sale order instruction and displays a sale confirmation screen in an overlay. The sale confirmation screen displayed as an overlay includes a text for confirming the contents corresponding to the sale order to the user, a selectable OK button, and a return button. As a specific example of the text, when the designated amount sale button 49a is operated, for example, the content indicates that “Sale of company A is worth ¥ 50,000 yen”, and the full sale button 49b is operated. For example, when the profit selling button 49c is operated, for example, “sale of company A's shares (¥ 250,000 yen)” will be displayed. ¥ 110,000 yen) ”is sold. When the return button is selected on the sale confirmation screen, the sale confirmation screen is removed, and the specific brand transaction screen 45 is displayed again so as to be operable.

  In addition, when the user selects the OK button on this sale confirmation screen, a sale order having contents corresponding to the text on the sale confirmation screen is transmitted to the securities company system 2 and when the sale process is completed, the securities company system 2 Is sent to the user terminal (smartphone 10). Based on the sale completion notification, the CPU 10a performs a process of displaying a sale completion screen. This sale completion screen also includes a confirmation button and a portfolio button, similar to the purchase completion screen, and these buttons are the same as those on the purchase completion screen.

  Although the description regarding the smart phone 10 (communication terminal device) is as above, as described above, the user terminals T1, T2, T3, etc. are applied to personal computers other than smart phones, tablets, PDAs with communication functions, mobile phones, and the like. In devices other than these smartphones that do not have a touch panel function, in contrast to the configuration shown in FIG. 2, the display unit is connected to an output interface that outputs display information, and The key, button, switch, mouse, etc. for accepting an operation from the user are connected to the input interface, but other points are basically the same as the configuration shown in FIG. Therefore, the configurations of the user terminals T1, T2, T3 and the like applicable to the present invention conform to the contents shown in FIG. Next, the securities company system 2 that provides the online stock service of this embodiment will be described.

  FIG. 15 shows a system server 80 (corresponding to a server device) included in the securities company system 2. The system server 80 constitutes a core part of the securities company system 2 and performs processing necessary for providing an online stock transaction service to the user. In FIG. 15, the system server 80 is shown as the server computer. For example, the system server 80 is configured by combining a plurality of server computers and database systems by performing distributed processing or the like for various processes performed by the system server 80. A configuration with a plurality of devices is also equivalent to the server device of the present invention. Hereinafter, the system server 80 will be described.

  As the system server 80 in this embodiment, a general server computer is applied, and various devices and the like are connected to an MPU 80a (control unit 80a) that performs overall control and various processes by an internal connection line 80h. It has become. The various devices include a communication module 80b, a RAM 80c, a ROM 80d, an input interface 80e, an output interface 80f, a mass storage system (HDD system) 80g, and the like.

  The communication module 80b is a communication device (communication means) corresponding to a connection module with a network and conforms to a required communication standard (for example, a LAN module based on the IEEE communication standard). The communication module 80b is connected to a network (such as an internal network of the securities company system 2 and an external network) via required communication equipment (not shown; for example, a router or the like), and the user terminals T1, T2 , T3, etc. and various external servers (scraping server 3a, web server, database server, etc.).

  The RAM 80c temporarily stores contents, files and the like accompanying the processing of the MPU 80a, and the ROM 80d stores programs and the like that define the basic processing contents of the MPU 80a. The input interface 80e is connected to a keyboard 80i and a mouse for receiving operation instructions from a securities company system administrator or the like, and transmits the operation instructions received from the system administrator or the like to the MPU 80a. The output interface 80f is connected to a display 80j (display output device), and outputs the contents accompanying the processing of the MPU 80a to the display 80j so that the system administrator can check the current processing contents and the like. .

  The large-capacity storage system 80g (corresponding to storage medium means) stores programs, databases (DB), and the like. In this embodiment, the system program P10, transaction program P11, brand DB 81, user DB 82, account DB 83, etc. Is remembered.

  The system program P10 defines various processes according to the operation system for the server, and the system server 80 performs basic functions as a server when the MPU 80a executes processes based on the specified contents. . The transaction program P11 will be described later, and the brand DB 81 and the like will be described first.

  FIG. 16 shows an example of the contents of the brand DB 81. The brand DB 81 stores the closing price, the highest price, and the lowest price for each day in association with the brand ID assigned to each of the A, B, and C companies. When the closing price is not fixed on the most recent day, the latest price at that time is stored instead of the closing price (see today's column). Each value stored in the brand DB 81 indicates a value in a relative transaction, and can be set to a value referring to various information transmitted from the exchange system 4 shown in FIG. Updated as needed depending on the situation.

  FIG. 17 shows an outline of the contents of the user DB 82. The user DB 82 is a database that stores various types of information of a user who has registered with the online stock trading service provided by the securities company system 2 and opened a trading account, and a user ID for identifying the user in accordance with the user registration. It is given to registered users from the securities company system 2, and the user DB 82 stores various information in association with the given user ID. Specifically, the user DB 82 stores, for each user ID, the user's name, address, telephone number, e-mail address, UID (identification information of the user terminal), occupation, password, and the like. In the present embodiment, the registered e-mail address is used as a login ID at the time of login, and the password uses alphanumeric information registered by the user at the time of user registration. Note that the contents of the user DB 82 are appropriately updated by the service management side in accordance with registration of a new user or withdrawal of a registered user.

  FIG. 18 shows an outline of the contents of the account database 83 stored in the mass storage system 80g described above. The account database 83 corresponds to a transaction history database that stores a history of trading transactions of registered users. For each user ID, account information relating to a user's stock trading history (date information on stock trading, the number of shares associated with trading) The user account table 900, 901, 902, etc. for storing information on the amount of money used for buying and selling, etc., so that account information can be stored for each user (user ID). .

  FIG. 19 shows an example of the contents of the user account table 900 with the user ID 0001. The user account table 900 stores data associated with stock transactions relating to each brand and account. The date and the contents of the buying and selling transaction (buy amount) for each brand (brand ID) transaction column 900a, 900b, 900c, etc. Stores the number of shares purchased, number of shares sold, number of shares sold, unit price at the time of trading) and holding status (number of shares held after trading), and details of cash in and out of the account (cash in and out associated with trading of brands) And the holding state (the amount of money in the account after the cash goes in and out) is stored in the cash column 901.

  In such a user account table 900, with the completion of the trading process according to the user's trading order, information indicating the trading process content is controlled by the MPU 80a as needed, and the transaction column 900a for each brand and the cash column 901 are displayed. It will be stored in. When a transaction history list request is transmitted from the user terminal of the logged-in user to the securities company system 2, the MPU 80a identifies the user account table corresponding to the user ID of the logged-in user. A transaction history list is generated based on the user account table and transmitted to the requesting user terminal.

  Next, the processing content prescribed | regulated by the transaction program P11 memorize | stored in the mass storage system 80g in the system server 80 of the securities company system 2 is demonstrated. The transaction program P11 of the present embodiment defines a control process and the like executed by the MPU 80a with respect to user login and sales transactions. First, when login information (user email address, password, user terminal UID, etc.) transmitted from the user terminal is received by the communication module 80b, the received login information is stored in the user DB 82 in FIG. The transaction program P11 defines that the MPU 80a performs a process of determining whether there is a match among the stored information.

  When it is determined that the received login information is not stored in the user DB 82, the transaction program P11 performs control for the MPU 80a to transmit, using the communication module 80b, the fact that the login information does not match to the user terminal that is the login information transmission source. Regulates. On the other hand, when it is determined that the received login information is stored in the user DB 82, the MPU 80a performs control to transmit the login information match to the user terminal that is the login information transmission source using the communication module 80b, and The transaction program P11 prescribes that the MPU 80a performs a process of setting the user ID corresponding to the login information to the login state and storing the login state information indicating that the login is being performed in the RAM 80c or the like. This login state information is stored until logoff information is received.

  When the purchase order is received from the logged-in user terminal, the system server 80 performs the purchase process, and the purchase order is used as the stock price of the brand indicated by the brand information included in the received purchase order. 16 is specified from the stock DB 81 in FIG. 16 and the amount indicated by the amount information included in the received purchase order is divided by the specified latest stock price to obtain the number of purchased shares ( The transaction program P11 defines that the MPU 80a performs calculation of the (number of transactions). Then, the trading program P11 defines that the MPU 80a executes a purchase process of the number of shares in a tradeable unit based on the calculated number of shares purchased in a relative transaction. At this time, if the calculated number of purchased shares is smaller than the number of shares in the tradeable unit, the CPU 80a executes the purchase process with the number of shares in the tradeable unit. When the purchase process is completed, the transaction program P11 defines that the MPU 80a performs the process of transmitting the purchase completion notification to the user terminal that has transmitted the purchase order using the communication module 80b.

  The purchase process described above is based on the contents of a purchase order related to a single specific issue, and the purchase order associated with the selection operation of the simultaneous purchase button 20d on the basic portfolio creation screen 20 shown in FIGS. In this case, the system server 80 simultaneously performs the purchase process for each stock brand included in the purchase order with the same amount.

  Specifically, the purchase order transmitted from the user terminal (smart phone 10) is the same specified amount (for example, 100,000 yen) for each of a plurality of specific stocks (for example, shares of Company A to Company E). 16), the latest value at the time of receiving the purchase order is specified for each specific issue included in the purchase order from the issue DB 81 of FIG. 16, and the received purchase order The MPU 80a calculates the number of purchased shares (the number of transactions) by dividing the amount indicated by the included amount information (for example, 100,000 yen) by the identified recent stock price. The MPU 80a executes a buy-out process for the number of tradeable units based on the calculated number of purchased shares in a relative transaction, and executes such a process (buy process) in parallel for each specific issue. The system server 80 simultaneously performs the same amount purchase of each of the specified stocks as a series of processes, and the transaction program P11 also defines such purchase processing of multiple stocks. When the purchase process for a plurality of issues is completed, the system server 80 (MPU 80a) transmits a purchase completion notification and a purchase order as in the case of the purchase process for a single specific issue. It is transmitted to the user terminal.

  In addition, when a sale order with a set amount is received from a logged-in user terminal, the latest value at the time when the sale order is received is displayed as the stock price indicated by the brand information included in the sale order. The MPU 80a calculates the number of shares to be sold (the number of transactions) by performing an operation of specifying the 16 stock DBs 81 and dividing the amount indicated by the amount information included in the received sale order by the latest stock price specified. The transaction program P11 defines this. Then, the trading program P11 defines that the MPU 80a executes the selling process of the number of tradeable units based on the calculated number of sold shares in a relative trade. Also in the selling transaction, as in the case of the buying transaction described above, if the calculated number of sold shares is smaller than the number of shares in a tradeable unit, the CPU 80a executes a process of selling with the number of shares in a tradeable unit. Then, when the sale process is completed, the transaction program P11 defines that the MPU 80a performs the process of sending the sale completion notification to the user terminal that has sent the sale order using the communication module 80b.

  Furthermore, when all selling orders are received from the user terminal that has entered the login state, a user account table corresponding to the logged-in user is identified from the account DB 83 shown in FIG. The trading program P11 defines that the MPU 80a performs processing for specifying the total number of shares (number of transactions) held by the user based on the information stored in the brand column indicated by the brand information included in the received all-sell order. (For example, from the user account table 900 shown in FIG. 19, the total number of shares is specified from the column of the possession state of the brand to be traded). Then, the trading program P11 prescribes that the MPU 80a executes the process of selling the number of tradeable units based on the total number of shares specified. After this, it is the same as in the case of the sell instruction in which the amount is set as described above, and the sale completion notification is transmitted to the user terminal that has transmitted the sell order.

  Furthermore, when a profit selling order is received from a logged-in user terminal, when the profit selling order is received as the stock price indicated by the brand information included in the profit selling order. The transaction program P11 defines that the MPU 80a performs the process of specifying the latest value (unit price of the financial product) from the brand DB 81 in FIG. Also, the user account table corresponding to the logged-in user is specified from the account DB 83 shown in FIG. 18, and the brand information indicated by the brand information included in the received profit selling order from the identified user account table. Extract historical information related to sales transactions stored in the column, calculate the contract amount in each sales transaction based on the extracted historical information and the specified most recent unit price (stock price) The transaction program P11 defines what the MPU 80a does.

  The subsequent processing is the same as in the case of a sell order with the above-mentioned amount set, and the number of shares sold (number of transactions) is calculated by dividing the calculated amount of profit by the last stock price specified. Then, the MPU 80a will execute the sale processing of the number of shares in the tradeable unit based on the calculated number of sold shares as a relative transaction, and a sale completion notice will be sent to the user terminal upon completion of the transaction for the profit selling order. Will do.

  In order to explain the specific contents of the profit calculation process described above, first, calculation of profits in a normal stock unit (stock number designation) trading will be described. The profit of stocks is the difference between the contract price at the time of sale (stock price at the time of sale x the number of shares sold) and the contract price at the time of purchase of the issue (average share price of shares x number of shares sold).

  As a specific example, 100 shares with a stock price of 200 yen were purchased in October (the contract price is 20000 yen, the average purchase price at this time is 200 yen), and then 100 shares of the same brand are purchased in November. However, if the stock price as of November has risen to 250 yen, the contract price required for purchase will be 25000 yen (250 yen x 100 shares), and the average purchase price at the time of purchase in November will be 225 Yen. And in December, when selling only 100 shares from the stocks purchased in October and November mentioned above, if the stock price at the time of sale in December has risen further to 270 yen, The contract price is 27,000 yen (270 yen x 100 shares). Therefore, the calculation of profits is 4500 yen (27,000 yen-22500 yen), which is the difference between the contract price of 27,000 yen for sale and 22500 yen, which is the average purchase price of 225 yen at the time of the most recent purchase multiplied by 100 shares. ) Is profitable. In actual transactions, expenses such as brokerage fees will also be incurred, but here we exclude costs such as fees for simplicity of explanation.

  In this way, stock trading is generally performed by specifying the number of shares, but there is also a view that general investors etc. recognize that the contents of transactions are easier to recognize if the amount is trading units rather than the number of shares. . Therefore, the investor specifies the amount in the stock transaction, the number of shares corresponding to the specified amount is back calculated by the securities company and presented to the investor, and the investor approves the presented number of shares and places an order. The transaction service by the specified amount is performed. For example, when an investor wants to purchase 50,000 yen worth of stock of a certain brand, the securities company side divides 50,000 yen by the stock price at that time, and calculates the number of shares that can be purchased.

  The selling order for profit by operating the profit selling button 49c in FIG. 14 is an application of the transaction service by the above-mentioned amount designation, and when the selling order for profit is issued from the investor. Then, the amount of profit at that time is calculated, and the calculated profit is handled as the amount designated for the transaction service by the amount designation. The profit is calculated by multiplying the stock price at the time of calculation by the total number of shares held by the investor (the amount that should be obtained by selling all the shares. Equivalent to the contract price of the sale). It can be obtained by subtracting the amount required for the investment (the principal amount of the investment for the purchase, which corresponds to the purchase price of the purchase).

  Therefore, when the trading program P11 receives the selling order for profit, the MPU 80a calculates the above-mentioned profit based on the buying / selling information related to the specified brand for the order in the user account table of the user who placed the order. Stipulate that

  It should be noted that the profit recognized by investors differs from the profit on taxation. As described above, it is conceivable that the investor recognizes the profit obtained by subtracting the purchase price from the sale price from the sale. For example, in the specific example described above, 100 shares with a stock price of 200 yen were purchased in October, 100 shares of the same brand were purchased in November (the share price at the time of purchase in November was 250 yen), and December If the stock price becomes 270 yen, the sale price (54,000 yen = 270 yen x 200 shares) will be deducted from the sale price (45,000 yen = 200 yen x 100 shares + 250 yen x 100 shares). Investors recognize that the yen is profit.

  However, the amount obtained by subtracting the purchase contract price from the above-mentioned sale contract price (9000 yen in the above example) is an act of selling a certain number of shares with profits. It does not fall under the profit. For tax purposes, the number of shares generated by back calculation is subject to sale. In the above example, 9000 yen is divided by the stock price as of December (270 yen) (33.33 shares. ) Is considered for tax purposes, so only the increase in the number of shares (33.33 shares) (the difference between the price of the shares sold and the amount required for the purchase) is the tax profit. Become. In the above example, the stock price at the time of sale in December (270 yen) x the number of shares sold (33.33 shares), the average purchase price in October and November (225 yen) x the number of shares sold (33.33 shares) After deducting 1,500 yen will be tax profit.

  In addition, it is conceivable to sell the above-mentioned profit by specifying the normal number of shares, but the calculation process of the profit will include the calculation details of the sale of profit by specifying the above-mentioned amount of money. The sale of profits will depend on the difference between the calculation based on the amount or the number of shares. For this reason, the sale of the profit designated by the amount is a concept including the sale of the profit designated by the number of shares.

  Next, the contents defined by the transaction program P11 will be described with respect to processing for displaying the above-described various transaction screens (such as the portfolio screen 28 in FIG. 9) on the user terminal (for example, the smartphone 10). When the portfolio information request is received from the user terminal of the logged-in user, the user ID table corresponding to the logged-in user is specified from the account DB 83 shown in FIG. It is specified that the MPU 80a performs the process of extracting the latest storage information (the number of the latest stocks stored in the holding state column of each brand) in the holding state column in the specified user account table.

  For each brand of the extracted storage information, the latest value of the stock price at the time of receiving the portfolio information request is specified from the brand DB 81 of FIG. 16, and the stock price of each specified brand and each of the stock information included in the extracted storage information The trading program P11 prescribes that the MPU 80a performs a process of calculating the stock evaluation amount for each brand by multiplying the number of brands of the brand. Then, from the calculated stock valuation amount for each brand, the latest total stock asset amount of the logged-in user is calculated, and information including the calculated total stock asset amount and the stock valuation amount calculated for each brand, The transaction program P11 defines that the MPU 80a performs a process of generating as portfolio information and transmitting the generated portfolio information to the user terminal that requests the portfolio information. In the portfolio information as described above, the stock valuation amount for each brand corresponds to the brand holding information related to the holding amount of the brand stock held by the user.

  As an example of the contents of the portfolio information generated by the above processing, the portfolio information used for the display of the portfolio screen 28 shown in FIG. 9 is “total stock asset amount 500,000 yen, A company stock 100,000 yen, B company The contents are 100,000 yen for stock, 100,000 yen for company C, 100,000 yen for company D, and 100,000 yen for company E. In addition to representing the evaluation value of each issue on a monetary basis in this way, portfolio information shown as a percentage (percentage) may be generated and sent to the user terminal. Examples of portfolio information shown as a percentage are as follows: , "Total stock assets of 500,000 yen, Company A stock 20%, Company B stock 20%, Company C stock 20%, Company D stock 20%, Company E stock 20%" Based on the ratio of each company brand to the asset amount, an evaluation amount of each company stock is calculated on the user terminal side and various processes are performed.

  Therefore, the portfolio screen 28 shown in FIG. 9 is generated by the user terminal based on the portfolio information generated as described above, and the portfolio information from which the portfolio screen 28 is generated is “total stock asset amount: "500,000 yen", "Company A stock appraisal value: 100,000 yen", "Company B stock appraisal value: 100,000 yen", "Company C stock appraisal value: 100,000 yen", "Company D stock appraisal value: 100,000" Yen ”and“ E company valuation: 100,000 yen ”are included.

  Note that, for a buy / sell order using the portfolio screen 28, the buy / sell order specified by the amount is transmitted from the user terminal to the system server 80, and thus the purchase button 48a in FIG. 13 described above is selected. In this case, the system server 80 performs the same processing as when the amount designation sale button 49a in FIG. 14 is selected.

  Next, by displaying various transaction screens and the like on the user terminal from login through various processes performed by the user terminal (for example, the smartphone 10) and the securities company system 2 (system server 80) described above, and on each transaction screen The processing contents (contents of the financial product transaction method) executed by the stock trading system 1 with respect to the buying and selling orders and the like will be described based on the first to sixth flowcharts of FIGS.

  The first flowchart of FIG. 20 shows a processing procedure when the user logs in to the securities company system 2 (system server 80) that provides the online stock trading service using the user terminal. 3 shows a process from displaying the home screen 11 of 3 to displaying the basic portfolio creation screen 20. First, the user terminal (CPU 10a) determines whether or not a selection operation for the stock transaction icon 12 has been accepted from among a plurality of icons arranged on the home screen 11 shown in FIG. 3 (S1). When the selection operation is not accepted (S1: NO), the stock transaction icon 12 is waiting to be selected. On the other hand, when the selection operation is accepted (S1: YES), the user terminal displays the login screen 15 shown in FIG. (S2).

  On the login screen 15, the user terminal determines whether or not there is a login operation such as an email address input operation, a password input operation, and a login button 15c selection operation (S3). When there is no login operation (S3: NO), the login operation is waited. When there is a login operation (S3: YES), login information (input email address and password, and user terminal are identified). The user terminal transmits information including the UID to the securities company system 2 (S4).

  The system server 80 (MPU 80a) of the securities company system 2 is in a stage of determining whether or not login information has been received (S10), and when login information is not received (S10: NO), Become. If login information is received (S10: YES), whether or not there is a match between the information stored in the user DB 82 shown in FIG. 17, such as the email address and password included in the received login information. The system server 80 determines (S11). When the matching information is not stored (S11: NO), the system server 80 transmits a mismatch notification to the access source user terminal (S13), and then returns to the first login information reception determination step (S10). If matching information is stored (S11: YES), the system server 80 transmits a matching notification to the access source user terminal (S12). At this time, the system server 80 also transmits information about the brands handled at the time of login (latest stock price, etc.) to the user terminal that is the access source.

  After transmitting the login information in step S4, the user terminal determines whether a match notification or a mismatch notification has been received (S5). If a mismatch notification is received (S5: mismatch), the process proceeds to step S2. The login screen 15 is returned to provide the user with an opportunity to log in again. If a match notification is received (S5: match), the user terminal displays the top page screen 17 of FIG. 5 (S6). With this top page screen 17, the trading function of the stock trading application P2 is completely activated. In the present embodiment, once in the login state, it is possible to set the login state to continue even if the screen based on the stock trading application P2 is switched to another application screen until the logoff operation is performed. If this setting is made, stock trading transactions and the like can be performed without repeating the login processing shown in the first flowchart of FIG. 14 while the login state is maintained.

  In the displayed top page screen 17, the user terminal (CPU 10a) determines whether or not the selection operation for the basic portfolio icon 18 has been accepted (S7), and the selection operation for the basic portfolio icon 18 has not been accepted (S7: NO), waiting for a selection operation of the basic portfolio icon 18. When the selection operation of the basic portfolio icon 18 is accepted (S7: YES), the user terminal (CPU 10a) generates and displays the basic portfolio creation screen 20 shown in FIG. 6 (S8).

  The second flowchart of FIG. 21 shows processing according to a user operation on the basic portfolio creation screen 20, and the enter key of the soft keyboard 16 with the specified amount entered in the amount setting field 20 a in the amount specifying unit 20 a. The CPU 10a determines whether or not the purchase amount is accepted to accept the selection operation (S20). If the purchase amount is not received (S20: NO), the state is waiting for an amount setting operation. If the purchase amount is received (S20: YES), the basic portfolio creation screen is set to the state shown in FIG. The CPU 10a determines whether or not the selection operation of the simultaneous purchase button 20d has been received (a state in which the amounts input in the presentation fields 21a to 25a of the stock fields 21 to 25 are presented) (S21).

  When the selection operation of the simultaneous purchase button 20d is not accepted (S21: NO), the selection operation of the simultaneous purchase button 20d is awaited, and when the selection operation of the simultaneous purchase button 20d is accepted (S21: YES), the CPU 10a The purchase confirmation screen 26 shown in FIG. 8A is displayed (S22). The CPU 10a determines whether or not the selection operation of the OK button 26a is accepted on the purchase confirmation screen 26 (S23). When the selection operation of the OK button 26a has not been received (S23: NO), the CPU 10a determines whether or not the selection operation of the return button 26b has been received (S24).

  When the selection operation of the return button 26b is accepted (S24: YES), the process returns to the step S8 in the first flowchart so that the amount designation can be redone, and the basic portfolio creation screen 20 in the state shown in FIG. 6 is displayed. become. If the selection operation of the return button 26b has not been received (S24: NO), the process returns to the determination step (S23) as to whether or not the selection operation of the OK button 26a has been received.

  When the selection operation of the OK button 26a is accepted (S23: YES), each of a plurality of stocks (stocks of companies A to E in the examples of FIGS. 6 and 7) is simultaneously performed with the designated amount (same amount). The CPU 10a performs a process of transmitting a purchase order for purchasing to the system server 80 of the securities company system 2 (S25).

  On the other hand, the system server 80 of the securities company system 2 is in a stage of determining whether or not a purchase order has been received from a logged-in user terminal (S30) and does not receive a purchase order (S30: NO), waiting to receive a purchase order. In addition, when a purchase order is received (S30: YES), the content included in the purchase order (for example, content indicating that the shares of Company A to Company E are simultaneously purchased at the same amount of 100,000 yen each) The system server 80 executes the purchase process (S31). The MPU 80a also stores the processing contents in the user account table in the logged-in user's account DB 83 as the purchase process is executed. Then, the system server 80 transmits a purchase completion notification to the user terminal that is the transmission source of the purchase order (S32).

  The user terminal is in a stage to determine whether or not the purchase completion notification from the system server 80 has been received (S26). When the user terminal does not receive the purchase completion notification (S26: NO), When it is in a reception waiting state and a purchase completion notification is received (S26: YES), a purchase completion screen 27 shown in FIG. 8B is displayed. By displaying the purchase completion screen, the user can confirm that the basic portfolio has been constructed.

  Next, in the third flowchart of FIG. 22, the CPU 10a determines whether or not the selection operation of the confirmation button 27a is accepted on the purchase completion screen 27 (S40). When the selection operation of the confirmation button 27a has not been received (S40: NO), the CPU 10a next determines whether or not the selection operation of the portfolio button 27b has been received (S41). If the selection operation of the portfolio button 27b has not been accepted (S41: NO), the process returns to the determination step (S40) of whether the selection operation of the confirmation button 27a has been accepted, or the selection operation of the confirmation button 27a has been accepted (S40: YES), in order to be able to perform other transaction operations, the process returns to the step S6 in the first flowchart, and the user terminal displays the top page screen 17 of FIG. By displaying the top page screen 17 in this way, it is possible to trade for a specific brand after that. By selecting the stock trading icons 17a, 17b, etc. on the top page screen 17, the specific brand trading in FIG. It is easy to display the screen 45.

  When the selection operation of the portfolio button 27b is received (S41: YES), the user terminal transmits a portfolio information request to the system server 80 of the securities company system 2 (S42).

  The system server 80 (MPU 80a) of the securities company system 2 determines whether or not a portfolio information request has been received from the user terminal of the logged-in user (S45), and does not receive a portfolio information request (S45: NO), waiting to receive a portfolio information request. When a portfolio information request is received (S45: YES), the user account table corresponding to the logged-in user ID is specified from the account DB 83 of FIG. 18, and the possession status column in the specified user account table is closest. The portfolio information (including the total asset value, the evaluation value of each brand (brand holding information), etc.) is generated based on the stock price at the time of receiving the portfolio reception request (S46). The portfolio information is transmitted to the user terminal (S47).

  When receiving the portfolio information, the user terminal generates a portfolio screen 28 shown in FIG. 9 using the received portfolio information (S43), and displays the generated portfolio screen 28 on the display 10f (S44). By displaying such a portfolio screen 28, the user can visually confirm the breakdown of the constructed basic portfolio, and following the construction of the basic portfolio, a trading transaction of a specific brand is performed as shown in the following diagram. As shown in the fourth flowchart 23 of FIG.

  The fourth flowchart of FIG. 23 shows the processing contents when a single specific issue is traded on the portfolio screen 28 showing the basic portfolio created by the above-described processing. The processing contents will be described using the example described above. First, the user terminal selects the internal area 31b of the A company stock graphic section 31 or the A company stock boundary line 31a by the user operation on the portfolio screen 28 shown in FIG. It is determined whether or not (S50).

  When the A company stock boundary line 31a is not the operation target (S50: NO), the user terminal is in a selection waiting state. On the other hand, when the A company stock boundary line 31a is the operation target (S50: YES), the user terminal As shown in FIG. 10, the line width of the A company stock boundary line 31a is increased and a movement mark 31c is displayed (S51). Next, the user terminal determines whether or not a movement operation (drag operation) of the A company stock boundary line 31a has been performed (S52). When the moving operation is not performed (S52: NO), the moving operation is waited. When there is a moving operation (S52: YES), the moving operation is performed by the movement of the A company stock boundary line 31a. From the direction, the user terminal determines whether the operation instruction is a sale order or a purchase order (S53).

  When it is determined that the operation is a sale order operation (S53: sale), the user terminal detects the amount of movement of the A company stock boundary line 31a and performs a sale transaction amount (transaction amount) by calculation processing using the detection result. Is identified (S54), and the portfolio screen 28 (see FIG. 12) in the sale operation state including the identified sale transaction amount in the transaction amount display field 23a is displayed (S55). In the portfolio screen 28 displayed in this manner, the graphic ranges of the other B to E stock figure parts 32 to 35 are the figures of the A company stock figure part 31 reduced by the movement of the A company stock boundary line 31a. The range is enlarged by the amount equally divided in each figure range. In this sale operation state, the user terminal determines whether or not a selection operation by the user of the sale button 37c has been accepted (S56). When there is an operation for selecting the sale button 37c (S56: YES), the user terminal displays a sale confirmation screen showing the sale details (S58). After the sale confirmation screen is displayed, the process shown in the fifth flowchart of FIG. 24, which will be described later, continues.

  If there is no selection operation of the sale button 37c (S56: NO), the user terminal next determines whether or not the selection operation by the user of the cancel button 37d has been accepted (S57). When the selection operation by the user of the cancel button 37d is received (S57: YES), the user terminal returns to the stage of S44 in the third flowchart of FIG. Is displayed (S44). If the cancel button 37d is not selected (S57: NO), the process returns to the determination step (S56) for determining whether or not the sell button 37c is selected.

  On the other hand, when the user terminal determines that the movement operation of the A company stock boundary line 31a is a purchase order operation instruction (S53: purchase), the movement amount of the A company stock boundary line 31a is detected and The purchase transaction amount (transaction amount) is specified by the calculation process using the detection result (S59), and the purchase operation state portfolio screen 28 including the specified purchase transaction amount in the transaction amount display field 23a (see FIG. 11). ) Is displayed (S60). In addition, on the portfolio screen 28 displayed in the purchase operation state, the graphic range of the other B to E company stock graphic parts 32 to 35 is the A company stock boundary, contrary to the display of the sale operation state described above. A portion of the graphic range of the A company stock graphic portion 31 enlarged by the movement of the line 31a is reduced by an amount equally divided by the respective graphic ranges. In this purchase operation state, the user terminal determines whether or not a selection operation by the user of the purchase button 37b has been accepted (S61). When there is an operation for selecting the purchase button 37b (S61: YES), the user terminal displays a purchase confirmation screen (S62). After the purchase confirmation screen is displayed, the process shown in the sixth flowchart of FIG.

  When there is no selection operation of the purchase button 37b (S61: NO), the user terminal next determines whether or not the selection operation by the user of the cancel button 37d is accepted (S63). When the selection operation by the user of the cancel button 37d is received (S63: YES), the user terminal returns to the stage of S44 in the third flowchart of FIG. Is displayed (S44). If there is no selection operation of the cancel button 37d (S63: NO), the process returns to the determination step (S61) of the presence / absence of the selection operation of the purchase button 37b.

  The fifth flowchart of FIG. 24 shows the processing content related to the stock brand selling process based on the sale confirmation screen displayed in the step S58 of the fourth flowchart of FIG. In this sale confirmation screen, the user terminal determines whether or not the user has selected the OK button (S70). When the selection operation of the OK button is not received (S70: NO), the user terminal then determines whether or not the selection operation by the user of the return button is received (S71), and the selection operation of the return button is received (S71: YES), the user terminal returns to the stage of S44 in the third flowchart of FIG. 22 and displays the portfolio screen 28 shown in FIG. 9 which is the state before the operation of the A company stock boundary line 31a ( S44). If there is no selection operation of the return button (S71: NO), the process returns to the determination step (S70) of the presence / absence of the selection operation of the OK button.

  When the selection operation of the OK button is accepted (S70: YES), the user terminal describes the contents (contents designated by the operation of the A company stock boundary line 31a. For example, “A company” The sales order (information including the brand identification (brand ID) and the order including the sale price) corresponding to the “sale of 50,000 yen” is transmitted to the securities company system 2 (system server 80) (S72).

  The system server 80 (MPU 80a) of the securities company system 2 determines whether or not a sale order has been received from a logged-in user terminal (S77), and if a sale order is not received (S77: NO), will be described later. When the process proceeds to the processing step (S97) of the sixth flowchart relating to the purchase process of FIG. 25 and a sale order is received (S77: YES), the stock price (the latest stock price at the time of reception) included in the sale order is While specifying from the stock DB 81 of FIG. 16, the number of shares that can be sold is calculated on the basis of the sale price included in the sales order, and the sale processing of the tradeable number of units related to the calculated number of shares is executed as a relative transaction (S78). . The MPU 80a also stores the processing contents in the user account table in the logged-in user's account DB 83 as the sale process is executed. Then, the system server 80 (MPU 80a) transmits a sale completion notification to the user terminal that has sent the sale order (S79).

  The user terminal determines whether or not a sale completion notification has been received from the securities company system 2 after the sale order is transmitted in step S72 (S73), and has not received the sale completion notification (S73: NO), waiting for reception, and when a sale completion notification is received (S73: YES), a sale completion screen is displayed (S74). With this sale completion screen, the user confirms that the sale order issued by the user has been completed. Then, the user terminal determines whether or not the confirmation button selection operation on the sale completion screen has been accepted (S75). If the selection operation has not been accepted (S75: NO), then the portfolio button selection operation is performed. It is determined whether it has been accepted (S76).

  If there is a portfolio button selection operation (S76: YES), the process returns to the stage of transmitting the portfolio information request of S42 in the third flowchart of FIG. 22, and in this case, the stage after S42 shown in the third flowchart Each of these processes is executed again, and the user terminal displays a portfolio screen with the contents of the sale process completed. If there is no portfolio button selection operation (S76: NO), the process returns to the step of determining whether or not there is a confirmation button selection operation (S75). When the confirmation button selection operation is received (S75: YES), the process returns to the stage of displaying the top page screen 17 (see FIG. 5) of S6 in the first flowchart of FIG.

  The sixth flowchart in FIG. 25 shows the processing content related to the stock brand purchase process based on the purchase confirmation screen displayed in the step S62 of the fourth flowchart in FIG. In this purchase confirmation screen, the user terminal determines whether or not the user has selected the OK button (S90). When the OK button selection operation has not been received (S90: NO), the user terminal then determines whether or not the return button selection operation by the user has been received (S91), and the return button selection operation has been received. (S91: YES), the user terminal returns to the stage of S44 in the third flowchart of FIG. 22, and displays the portfolio screen 28 shown in FIG. 9 which is the state before the operation of the A company stock boundary line 31a. If there is no selection operation of the return button (S91: NO), the process returns to the determination step (S90) of the presence / absence of the selection operation of the OK button.

  When the selection operation of the OK button is accepted (S90: YES), the user terminal displays the contents (contents designated by the operation of the A company stock boundary line 31a. For example, “A A purchase order (an order including information (brand ID) for identifying a brand and a purchase price) according to “buy 50,000 yen” is transmitted to the securities company system 2 (system server 80) (S92).

  The system server 80 (MPU 80a) of the securities company system 2 determines whether or not a purchase order has been received from a logged-in user terminal (S97) and does not receive a purchase order (S97: NO). Returning to the processing step (S77) of the fifth flowchart relating to the sale processing in FIG. 24, when a purchase order is received (S97: YES), the stock price of the brand included in the purchase order (the latest stock price at the time of reception) 16 is determined from the stock DB 81 of FIG. 16, and the number of shares that can be purchased is calculated based on the purchase price included in the purchase order, and the purchase processing in the unit of tradeable shares related to the calculated number of shares is performed in a relative transaction. Execute (S98). The MPU 80a also stores the processing contents in the user account table in the logged-in user's account DB 83 as the purchase process is executed. Then, the system server 80 (MPU 80a) transmits a purchase completion notification to the user terminal that has transmitted the purchase order (S99). The processing on the system server 80 side is repeated until the logged-in user transmits a logoff operation to the securities company system 2 (system server 80) (not shown in each flowchart).

  The user terminal determines whether or not a purchase completion notification has been received from the securities company system 2 after the purchase order is transmitted in step S92 (S93), and has not received the purchase completion notification. (S93: NO), the reception is awaited, and when a purchase completion notification is received (S93: YES), a purchase completion screen is displayed (S94). With this purchase completion screen, the user confirms that the purchase order issued by the user has been completed. Then, the user terminal determines whether or not the confirmation button selection operation on the purchase completion screen has been accepted (S95). If the selection operation has not been accepted (S95: NO), then the portfolio button selection operation is performed. Is determined (S96).

  When there is an operation for selecting a portfolio button (S96: YES), the process returns to the stage of transmitting the portfolio information request in S42 of the third flowchart of FIG. Each of these processes is executed again, and the user terminal displays a portfolio screen having the contents of the purchase process completed. If there is no portfolio button selection operation (S96: NO), the process returns to the step of determining whether or not there is a confirmation button selection operation (S95). When the confirmation button selection operation is received (S95: YES), the process returns to the stage of displaying the top page screen 17 (see FIG. 5) of S6 in the first flowchart of FIG. The processing on the user terminal side is also repeated until the logged-in user performs a logoff operation (not shown in each flowchart).

  As described above, according to the first embodiment, the basic portfolio creation screen 20 shown in FIG. 6 is used to quickly and easily create a basic portfolio (basic portfolio) composed of a plurality of issues when making a stock investment. Therefore, it is possible to avoid the user from the redundant operation burden of creating a portfolio by repeating transaction processing for a single brand. In addition, since the basic portfolio created has the same monetary value for each issue, subsequent transactions for individual issues can also be made from the same amount basis, so the portfolio will change to the desired percentage of the portfolio. It is easy to let them. Further, when the creation of the basic portfolio is completed, the contents of the basic portfolio can be visually confirmed on the portfolio screen 28 shown in FIG. 9, so that the user can quickly grasp the breakdown of the portfolio.

  Then, from the portfolio screen 28, as shown in FIGS. 10 to 12, since it is possible to operate either a sales order or a purchase order for a single specific issue, it is possible to smoothly specify a single specific issue from a created basic portfolio. It is possible to shift to a brand trading operation, and there is also an advantage that this trading operation can be easily performed while visually confirming using the portfolio graph 30.

  Further, if the display of the user terminal is switched to the top page screen 17 of FIG. 5, by selecting the stock transaction icons 17a, 17b, 17c, etc., such as A, B, C, etc., for individual brands, FIG. As shown in the specific brand transaction screen 45 of FIG. 4, since the sale operation can be performed, especially for the sale operation, the three ways of sale can be selected: sale by specifying the amount, sale in full, or sale only for profit. The portfolio can be easily modified to the desired content. Furthermore, since the basic portfolio icon 18 can be selected again on the top page screen 17 of FIG. 5, it is possible to easily increase the same amount for each stock constituting the constructed basic portfolio. Can be increased quickly.

  In addition, 1st Embodiment of this invention is not limited to the content mentioned above, Various modifications can be considered. For example, in addition to the transition from the top page screen 17 (icon screen) in which a plurality of icons 17a and 17b shown in FIG. 5 are arranged to the specific brand transaction screen 45 shown in FIGS. By selecting one brand from the list screen showing brands, it is possible to make the display transition from the brand list screen to the specific brand transaction screen 45.

  Further, in the above description, at the time of the purchase operation, for example, the purchase confirmation screen 26 shown in FIG. 8A is displayed, and the purchase order is transmitted by the selection operation of the OK button 26a. However, the display of the purchase confirmation screen 26 is omitted, and the CPU 10a accepts the selection operation of the simultaneous purchase button 20d in FIG. 6, the buy button 37b in FIG. 11, or the buy button 48a in FIG. You may make it the specification which transmits an attached order. The same applies to the sale operation. The display of the sale confirmation screen is omitted, and the CPU 10a accepts the selection operation of the sell button 37c, the sell button 49a, the sell-all button 49b, or the sell-only button 49c. Along with this, a specification for transmitting a sale order may be used.

  Furthermore, in the above description, when the purchase is completed, for example, the purchase completion screen 27 shown in FIG. 8B is displayed, but the display of the purchase completion screen 27 is omitted, Upon completion of the purchase, a portfolio screen 28 as shown in FIG. 9 including a portfolio graph constructed by the purchase process may be displayed on the user terminal. In this case, when the purchase process is completed (see S98 of the sixth flowchart), the system server 80 does not transmit a purchase completion notification, but displays a user account table corresponding to the user who has completed the purchase process in FIG. The latest stored information (information for which the purchase process has been completed) is extracted from the account DB 83 of the specified user account table, and portfolio information (total assets) is extracted based on the stock price at the time of extraction. Amount, and an evaluation amount (brand holding information) of each brand) are generated and transmitted to the user terminal.

  Upon receiving the portfolio information, the user terminal generates a portfolio screen 28 as shown in FIG. 9 based on the received portfolio information and displays it on the display 10f. Accordingly, the basic portfolio created by the purchase order is automatically displayed on the user terminal, and the user can visually confirm the result of the purchase order on the portfolio screen 28, and the contents of the created basic portfolio. Can be quickly grasped, and the displayed portfolio screen 28 can also be used for the subsequent trading of a specific stock name (for example, the stock of Company A), making it easier to make adjustments to the portfolio at a user-desired ratio.

  On the other hand, in the basic portfolio creation screen 20 shown in FIG. 6, the latest stock prices are shown in the stock price columns 21b to 25b in the company stock stock columns 21 to 25 of the company A to the company E. CPU 10a calculates the number of shares that can be purchased with the input amount from the latest stock price, and the calculated number of shares is also placed in each company name stock column 21-25. Then, it may be presented to the user. By indicating the number of shares that can be purchased in this way, it is possible to provide the user with further determination information regarding the purchase. On the other hand, when simplifying the specifications of the basic portfolio creation screen 20, presentation of the latest stock price or the number of shares that can be purchased as described above may be omitted.

  FIGS. 26 (a) and 26 (b) show a modified example in which the increase of stock issues constituting the basic portfolio is possible, and FIG. 26 (a) shows a part of the modified basic portfolio creating screen 120. Yes. In the basic portfolio creation screen 120 of this modification, a selectable add button 120e is arranged above the simultaneous purchase button 120d. When the selection operation of the add button 120e is accepted, the CPU 10a displays the additional stock menu screen 50 shown in FIG. 26B on the overlay of the basic portfolio creation screen 120 according to the definition of the stock trading application P2 of the modified example. Processing to display in 10f is performed.

  The additional stock menu screen 50 in FIG. 26 (b) displays stock stocks that can be added as trading candidates in a selectable manner. Specifically, the F stock column 51, G stock column 52, H The company stock column 53, the I company stock column 54, etc. are arranged to be selectable as additional candidates, and a selectable OK button 50a and a return button 50b are arranged at the bottom of the screen. Each company stock column 51, 52, 53... Includes the stock price of each company based on the stock price information acquired at the time of login or the like and temporarily stored in the RAM 10c. With reference to these stock prices, The user can determine whether to include in the basic portfolio. When the number of additional stocks that can be added is large and cannot be displayed on the display 10f at a time, the user can check all stocks using the scroll function (in this case, the user performs a scroll operation). Will be.)

  In each company stock column 51, 52, 53..., Etc., one or more columns can be selected, and with any column selected (in FIG. Since the inside circle is a black circle, it indicates a state in which the company G is selected. (The white circle indicates a non-selection state.) When the selection operation of the OK button 50a is accepted, the CPU 10a receives an additional stock symbol. When the selection is accepted, it is specified that the stock stock corresponding to the stock column 51 in the selected state is added to the constituent stock of the basic portfolio, and the display of the additional stock menu screen 50 is deleted, Generate and display a basic portfolio creation screen that includes newly added stock issues (stock issues field) as a transaction target.

  FIG. 27 shows an example of a modified basic portfolio creation screen 120 ′ in which a brand is added on the above-mentioned additional brand menu screen 50. In this example, a brand of G company is added and a company A stock column 121 ′ is added. In addition to the E company stock column 125 ', a G company stock column 126' is added. On the basic portfolio creation screen 120 ′ of this modification, it is possible to create a basic portfolio with the shares of Company A to E and Company G. Therefore, in the modified example in which the brand can be added, it is advantageous that the basic portfolio can be created including the brand desired by the user. In addition, when the selection operation of the return button 50b is performed on the additional brand menu screen 50 of FIG. 26B, the basic portfolio creation screen 120 of FIG. 26A is displayed without adding a new brand. The CPU 10a performs the returning process.

  FIG. 28 shows a basic portfolio creation screen 220 of another modification. In this basic portfolio creation screen 220, stock issues constituting the basic portfolio can be deleted, and the basic configuration is the same as the basic portfolio creation screen 20 shown in FIG. Any one of the stock columns 225 to 221 of the E company can be selected, and a feature deletion button 220f is provided above the simultaneous purchase button 220d so as to be selectable.

  In a state where any one of the A company stock column 221 to the E company stock column 225 is selected by the user (in FIG. 28, the circle in the B company stock column 222 is a black circle, so B company is selected. When the selection operation of the brand deletion button 220f is accepted, the CPU 10a has received a stock brand deletion instruction corresponding to the stock column in the selected state. Thus, in this case, a process of generating a basic portfolio creation screen in which the trading stocks subject to the deletion instruction is deleted and displayed on the display 10f from the state before the deletion is performed.

  FIG. 29 shows a basic portfolio creation screen 220 ′ displayed on the display 10f after the deletion operation of the B company is completed on the basic portfolio creation screen 220 of FIG. In the basic portfolio creation screen 220 ′, the B company stock column 222 shown in FIG. 28 is deleted by the deletion process of the B company. By making it possible to delete a stock brand desired by the user from a plurality of stock brands presented in this way, a basic portfolio having a configuration desired by the user can be created.

  In this issue deletion, from the viewpoint of not corresponding to the recommendation of a specific issue in the association self-regulation rules in the stock trading industry, it is necessary that four or more issues remain in the state where the issue is deleted. Therefore, the CPU 10a detects whether or not five or more brands are included in the basic portfolio creation screen in the state before deletion, and if it detects that five or more brands are not included, the brand deletion button 220f is activated. If it is in a state where it cannot be accepted (a state where the selection operation cannot be accepted) or the brand deletion button 220f is selected, a deletion instruction cannot be accepted, for example, by displaying a text indicating that the current deletion process cannot be performed. To.

  On the other hand, when it is detected that five or more brands are included, any one of the desired brands can be deleted by operating the brand deletion button 220f as described above. At this time, if 6 or more issues are included in the basic portfolio creation screen, multiple issues can be deleted by repeating the process of selecting and deleting only one issue to be selected multiple times. Is possible.

  Furthermore, when six or more issues are included in the basic portfolio creation screen, a plurality of issues can be selected on the displayed basic portfolio creation screen, and a plurality of issues can be selected by selecting the issue deletion button 220f once. It may be possible to delete at once. In this case, the CPU 10a detects the number of issues included in the basic portfolio creation screen. If the detected number is 5, only one can be selected from each company stock column 221, etc., and if one is selected, The above-mentioned company stock column 221 etc. cannot be selected, and if the detected number is 6, it is possible to select up to two from each company stock column 221 etc., and no more company stock column 221 etc. can be selected If the detected number is 7, it is possible to select up to three from each company stock column 221 etc. (hereinafter the same).

  Furthermore, the contents of the brand deletion modification shown in FIGS. 28 and 29 can be combined with the contents of the brand addition modification shown in FIGS. When both are combined, the basic portfolio creation screen includes an add button (see the add button 120e shown in FIG. 26A) and a brand delete button (see the brand delete button 220f in FIG. 28). When the user appropriately operates the buttons, a basic portfolio including four or more desired brands can be easily and quickly created.

  Further, FIG. 30A shows a part of the basic portfolio creation screen 320 of another modified example. The basic portfolio creation screen 320 of this modified example has a selectable brand change button 320g above the simultaneous purchase button 320d. This modification is a suitable example when, for example, the stock brand is completely replaced. When the selection operation of the brand change button 320g is accepted, the CPU 10a displays the brand change menu screen 60 shown in FIG. 30B on the overlay of the basic portfolio creation screen 320 according to the definition of the stock trading application P2 of the modified example. Process to be displayed.

  The stock change menu screen 60 in FIG. 30B is a stock menu in which a plurality of stock stocks to be traded that are candidates for constituting the basic portfolio can be selected, and includes a company A stock column 61, a company B stock column 62, ... AB stock column, BB stock column, etc. are arranged, and selectable OK button 60a and return button 60b are arranged at the bottom of the screen. Each company stock column 61 and the like includes stock prices based on information on stock prices acquired at the time of login or the like and temporarily stored in the RAM 10c, as in the case of the additional stock menu screen 50 in FIG. . In the stock change menu screen 60, it is assumed that the user can check all the stocks that are candidates for the basic portfolio by the scroll function (in this case, the user performs a scroll operation). become).

  Each company's stock column 61, 62, etc. can be selected from four or more columns from the viewpoint of not corresponding to the recommendation of a specific issue in the association voluntary regulation rules in the stock trading industry, and the CPU 10a selects the selected column. When the number of selected columns is less than 4, the OK button 60a is not activated (a state in which the selection operation cannot be accepted) or the OK button 60a is selected. In addition, by displaying a text indicating that it is necessary to select four or more fields, a brand change instruction is not accepted.

  In addition, when the CPU 10a detects that the number of selected columns is four or more and accepts the selection operation of the OK button 60a, the basic portfolio component brands are changed to a plurality of stock brands corresponding to the selected columns. The CPU 10a accepts the selection (corresponding to the brand change instruction), and the display of the brand change menu screen 60 is erased and a basic portfolio creation screen including a plurality of trading brands for which selection has been received is generated and displayed. .

  FIG. 31 shows an example of a basic portfolio creation screen 320 ′ of a modified example in which a brand is added on the brand change menu screen 60 described above. In this example, before the change, A, B, The fact that the brands of companies C, D, and E are included indicates that the brand has been changed to a state that includes brands of companies C, G, H, Z, AB, and BB by the user's brand change operation. In this way, in the modified examples shown in FIGS. 30 and 31, the constituent stocks of the basic portfolio provided by the service side by default can be completely replaced by a single stock change operation, and the number of stocks can be 4 or more. For example, since the number can be changed to a number desired by the user, it is suitable when it is desired to construct a basic portfolio with the constituent brands desired by the user.

  In addition, when selection operation of the return button 60b is performed on the brand change menu screen 60 of FIG.30 (b), CPU10a will perform the process which returns to the display of the basic portfolio creation screen 320 of Fig.30 (a). In addition, the modification related to the brand change may be combined with either or both of the contents of the brand addition modification shown in FIGS. 26 and 27 and the contents of the brand deletion modification shown in FIGS. It is possible, and by combining each variation in this way, it is also possible to add a brand after the brand that has been completely replaced, or to delete a part of the brand that has been completely replaced. It is possible to cope with the case where the user wishes to adjust the constituent stocks of the basic portfolio due to changes in the stock price or the like.

  FIG. 32 shows a portfolio screen 128 of a modified example. Compared to the portfolio screen 28 of FIG. 9, the portfolio screen 128 of this modified example is included in the portfolio graph 130 of the screen information part 128 a in addition to the fan-shaped A company stock graphic part 131 to the E company stock graphic part 135. The cash figure part 136 is added, and the central part 130a shows the total amount of assets including cash corresponding to the cash figure part 136 (in FIG. 32, 700,000 yen). The lower part 128b also includes portfolio detail information 129 including the amount of cash in the user's account for online stock transactions. The cash figure portion 136 has an occupied portion having a circumferential range corresponding to the amount of cash in the user's account, and information transmitted from the securities company system 2 (the money of each brand) CPU 10a generates the portfolio screen 128 showing the cash figure portion 136 and the like based on the brand holding information showing the target value and the like and the information including the account cash information showing the cash amount of the account.

  The portfolio screen 128 of the modified example can also trade the stocks of the companies A to E included in the portfolio graph 130 by the same operation as the portfolio screen 28 of FIG. When a user operation (for example, a purchase operation for moving the A company stock boundary line 131a to the clockwise direction or a selling operation for moving the counterclockwise direction to the counterclockwise direction) is performed, the graphic part of another stock (above In the case of the example, the cash boundary line 136a of the cash figure part 136 moves according to the transaction amount without changing the range of the B company figure part 132 to the E company figure part 135).

  If the A company stock boundary line 131a is moved in the clockwise direction for the purchase of the A company stock, and the purchase operation of the 50,000 yen A company stock is performed, the cash boundary line 136a of the cash figure portion 136 is The CPU 10a performs control to move in the clockwise direction in conjunction with the purchase operation up to a position indicating that the cash in the cash figure portion 136 has been reduced by 50,000 yen. As a result, the user can visually confirm that the company A's stock is purchased using 50,000 yen in the cash in the account.

  In addition, when the Company A stock boundary line 131a is moved in the counterclockwise direction to sell the Company A stock, and the operation of selling the Company A stock of 50,000 yen is performed, the cash boundary line 136a of the cash figure portion 136 is obtained. However, the CPU 10a performs control to move in the counterclockwise direction in conjunction with the sale operation up to a position indicating that the cash in the cash figure portion 136 has increased by 50,000 yen. As a result, the user can visually confirm that 50,000 yen newly enters the account by selling the stock of Company A for 50,000 yen. Thus, the portfolio screen 128 according to the modified example has an advantage in that the contents of the user's portfolio can be confirmed including the amount of cash in the account. In addition, although the example mentioned above was demonstrated by buying and selling of A company stock, it is the same also in the case of buying and selling of stocks of other stocks (B to E companies). In addition to the above, the portfolio screen 128 of the modified example is the same as the portfolio screen 28 of FIG.

  Furthermore, the basic portfolio creation screen 20, the portfolio screens 28 and 128, the specific brand transaction screen 45, and the like may be provided with columns for providing various information that can be used for transaction determination. As examples of such information columns, an average exchange column and a current exchange column can be assumed. In such information column, if the stock is an overseas stock (for example, the United States), and information regarding the exchange with the foreign country is displayed in the average exchange column and the current exchange column, the investor (user) Considering the relationship with the monetary unit of the home country, it is preferable because it makes it easier to conduct sales transactions. When foreign stocks are to be traded, the system server 80 or the like appropriately performs exchange processing related to the amount of money in the country specified by the user operation and the trade target country as money. Etc. will be calculated. Such information regarding the exchange target to be displayed is directly acquired by the user terminal (smartphone 10 or the like) from the information collection system 3, or the securities company system 2 acquires the information regarding the exchange and transmits it to the user terminal. It will be.

  In addition to the 10,000 yen unit, the monetary unit used on the basic portfolio creation screen 20, the portfolio screens 28 and 128, the specific brand transaction screen 45, etc. is set to 0 from the first digit to the third digit. To the unit of one thousand yen (unit with the third digit or less set to 0), to the unit of one hundred yen with the first digit to the second digit set to 0 (unit with the second digit or less set to 0), or It is also possible to make a unit of ten yen with the first digit being zero.

  Furthermore, stocks that can be handled in the present invention are stocks from around the world, and in that case, the type of money to be set for buying / selling on each screen 20, 28, 45, 128, etc. is other than Japanese yen. , US: Dollar, Canada: Dollar, Europe: Euro, Brazil: Real, Australia: Dollar, China: Yuan, UK: Pound, South Korea: Won, New Zealand: Dollar, Singapore: Dollar, South Africa: Land, Hong Kong: Dollar, Thailand : Baht, Switzerland: Franc, India: Rupee, Russia: Ruble, Philippines: Peso, Indonesia: Rupiah. In that case, for foreign currency (dollar, euro, etc.) whose monetary unit is 100 yen or more of the Japanese yen, at least the first digit of the monetary amount is reduced to 0, thereby reducing the handling burden of the monetary amount. Therefore, it is suitable. In addition, when using foreign currency units in this way, processing related to exchange is performed by the system server 80.

  As described above, the present invention can accept a trade order operation instruction in stock units in addition to accepting a user trade order operation in monetary units. In this case, each screen 20, 28, 45 , 128, etc., will be switched to the stock number setting field. Furthermore, the present invention can be applied not only to the securities company system 2 performing transaction processing with relative transactions, but also to performing transaction processing with consignment transactions (execution of transactions on the stock exchange according to the exchange system 4). Assumes the case).

  Further, the portfolio information transmitted to the user terminal by the securities company system 2 (system server 80) includes necessary information as its contents. Specifically, “total asset amount, evaluation amount of each brand, and Information such as “account amount”, “total asset amount, percentage ratio of each brand to total asset quantity, and account percentage ratio to total asset amount (percent)”, etc., “total asset amount, login for each brand Information such as the number of shares held by the user (corresponding to the brand holding information), the latest stock price of each brand, the account amount, etc. is appropriately transmitted according to the service specifications. You may do it.

  Furthermore, when the change of the portfolio due to the fluctuation of the stock price is presented to the user in detail, the stock price of the latest stock is also obtained from the securities company system 2 or the information collecting system 3 after transmitting the portfolio information once. The user terminal (CPU 10a) stores the portfolio information received earlier, the stock price of the latest brand received, and each brand included in the stored portfolio information. The latest portfolio screen may be generated by calculating the evaluation amount of each issue or the ratio (percentage) of each issue with respect to the total asset amount using the number of shares.

  Furthermore, as described above, when stocks of overseas companies are to be traded, the total asset amount included in the portfolio information transmitted to the user terminal, the evaluation amount of each issue (or the amount of each issue relative to the total asset amount) As for the ratio, etc., it can be assumed that the securities company system 2 (system server 80) side uses the amount calculated using the foreign exchange rate. The exchange rate used at this time is the latest exchange rate known by the securities company system 2 when the securities company system 2 receives the portfolio request information from the user terminal. In addition, if the exchange rate fluctuates, etc., the above-mentioned amounts etc. are calculated by the securities company system 2 (system server 80) according to the exchange rate fluctuation, so that the exchange rate fluctuation can be It may be possible to express. Further, the foreign exchange rate is transmitted from the securities company system 2 or the information collection system 3 to the user terminal, and the received exchange rate is received at the user terminal, and the total asset amount, the evaluation amount of each brand (or the total asset) Of course, it is also possible to generate a portfolio screen using the calculated result.

  In addition, although the cash figure part (for example, cash figure part 136 of FIG. 32) mentioned above was intended for the cash contained in the account, the cash equivalent (a financial product having the same liquidity as cash, for example, For accounts according to MRF, MMF, etc.), the cash figure portion may be evaluated for cash equivalents, and when the user has both cash and cash equivalents accounts, You may target the sum of both. In the above description of the first embodiment, the case where the financial product with listing identification information is a stock has been described as an example. However, the same applies to the case of other financial products such as ETF or REIT. Of course, it is possible to implement the present invention, and in this case, the above-mentioned contents are implemented by replacing each brand of the stock described above with each brand of ETF or each brand of REIT.

  The financial product transaction system according to the second embodiment of the present invention displays various screens according to the first embodiment described above as a web page screen on a user terminal on a website basis. In the second embodiment, since the hardware configuration is basically the same as that of the first embodiment, the same reference numerals are used as in the first embodiment, and the contents of the second embodiment are described below. I will do it.

  In the second embodiment, the securities company system 2 constructs a stock trading website on the network NW, and the system server 80 included in the securities company system 2 plays a role as a web server. By displaying the various screens (each screen related to stock trading) described in the first embodiment in response to access as a web page screen on the user terminal via the website, the system server 80 places stock trading orders based on user operations. Can be sent to.

  FIG. 33A shows the contents of a program and the like stored in the storage unit 10g by the smartphone 10 (see FIG. 2) as an example of a user terminal. As a unique to the second embodiment, a new browser is shown. The program P3 is stored. This browser program P3 performs processing in cooperation with the stock trading program P2 ′ for the second embodiment. For example, when the stock trading icon 12 on the home screen 11 in FIG. After accessing the website to be constructed, after the access, the CPU 10a generates a web page screen based on the web page data transmitted from the securities company system 2 based on the process defined by the browser program P3. The page screen is displayed on the display 10f. In addition, when a selection operation for each button included in the web page screen is received, the CPU 10a also controls to transmit an operation notification indicating that the button has been selected to the securities company system 2 based on the rules of the browser program P3. It will be.

  FIG. 33 (b) shows the contents of a program and the like stored in the mass storage system 80g of the system server 80 (see FIG. 15) of the securities company system 2. In addition, the web server program P12 is stored, and a web site DB 85 that stores web page data corresponding to a plurality of web pages constituting the web site constructed on the network is also stored. The web server program P12 reads screen data of a required web page from the website DB 85 according to the access status from the user terminal and transmits it to the access source user terminal, and is transmitted from the access source user terminal. The screen data corresponding to the incoming operation notification is transmitted.

  Further, the transaction program P11 ′ of the second embodiment performs processing in cooperation with the processing of the web server program P12, and the processing contents to be executed (generation, transmission, sale / buy processing of portfolio information, etc.) ) Is the same as in the first embodiment.

  The seventh flowchart of FIG. 34 shows the contents of the financial product transaction method relating to the login process of the second embodiment, and corresponds to the first flowchart of FIG. 20 in the first embodiment. First, the user terminal accesses the securities company system 2 based on the user selection operation of the stock transaction icon 12 on the home screen 11 of FIG. 3 (S100). In the second embodiment, the stock transaction icon 12 is embedded with a link that specifies a URL to a stock transaction website that the system server 80 constructs on the network.

  The system server 80 (which also functions as a web server in the second embodiment) of the securities company system 2 is in a state of determining whether or not there is access from the user terminal at the first stage where the user has not logged in (S110), If there is no access (S110: NO), the access is waited. On the other hand, when there is an access (S110), the web page screen data for login having the same content as the login screen 15 shown in FIG. 4 is read from the website DB 85 and transmitted to the user terminal of the access source (S111). .

  Upon receiving the web page screen data for login, the user terminal generates and displays a web page screen (web page version login screen 15) according to the contents of the login screen 15 of FIG. 4 using the screen data. Then, it is determined whether or not a login operation necessary for login such as input of an e-mail address and a password has been accepted (S102). When the login operation is not accepted (S102: NO), the login operation is waited. When the login operation is accepted (S102: YES), the user terminal stores the login information (input contents, UID, etc.) as a securities company system. 2 (S103).

  The system server 80 of the securities company system 2 is in a stage where it is determined whether or not login information has been received after transmitting the screen data for login (S112), and when login information has not been received (S112: NO), when the login information is received and the login information is received (S112: YES), it is determined whether or not the received login information matches the information stored in the user DB 82 of FIG. S113). If the login information does not match (S113: NO), the process returns to the stage of S111, and the web page screen data for login is transmitted to the user terminal again. In this case, the user terminal also returns to the stage of S101, displays a login screen, and presents the login opportunity to the user again.

  On the other hand, if the login information matches (S113: YES), the system server 80 reads out the screen data for the top page having the content according to the top page screen 17 of FIG. 5 from the website DB 85 (S114), and the access source It transmits to a user terminal (S115). The user terminal that has received the screen data for the top page generates a content web page screen (web page version top page screen 17) according to the top page screen 17 of FIG. 5 based on the received screen data, and displays the display 10f. (S104).

  The eighth flowchart of FIG. 35 shows the processing contents for displaying on the user terminal the web page screen according to the basic portfolio creation screen 20 of FIG. 6 from the web page screen according to the top page screen 17 of FIG. Is. First, the user terminal (CPU 10a) determines whether or not a selection operation for the basic portfolio icon 18 (corresponding to one icon) is accepted on the web page version of the top page screen 17 displayed on the user terminal of the user who has logged in. If it is determined (S120) and the selection operation for the basic portfolio icon 18 is not accepted (S120: NO), the selection operation for the basic portfolio icon 18 is awaited. When the selection operation of the basic portfolio icon 18 is received (S120: YES), the user terminal (CPU 10a) sends a basic portfolio creation screen request (corresponding to a transaction screen request) to the securities company system 2 (system server 80). Transmit (S121).

  The system server 80 is in a stage of determining whether or not a basic portfolio creation screen request has been received (S130). When the basic server creation screen request is not received (S130: NO), the system server 80 is in a waiting state for reception. If so (S130: YES), the web page screen data corresponding to the basic portfolio creation screen 20 of FIG. 6 (corresponding to transaction screen data; the same applies hereinafter) is read from the website DB 85 (S131), and the read web page screen data is read. Processing to transmit to the user terminal is performed (S132). In addition, the process of the system server 80 after the stage of S132 is based on the content (purchasing order etc.) sent according to the operation on each transaction screen such as the basic portfolio creation screen displayed on the user terminal, A web page corresponding to an operation situation sent from the user terminal in order to perform the same processing as the first embodiment (buying and selling process etc.) and to display each screen to be displayed on the user terminal as a web page. The processing for transmitting the screen data for use to the user terminal is performed as appropriate.

  The user terminal that has received the web page screen data for the basic portfolio creation screen page, on the basis of the received web page screen data, has a web page screen (the web page version of the basic portfolio) with the content according to the basic portfolio creation screen 20 of FIG. (Corresponding to the creation screen 20) is generated (S122), and the generated web page screen (screen according to the basic portfolio creation screen 20) is displayed on the display 10f (S123).

  As described above, the web page screen for creating the basic portfolio displayed in the stage of S123 has the same configuration as the basic portfolio creating screen 20 in FIG. 6, and the stock price column 21b of each company stock column 21-25. The latest stock price information of the system server 80 is reflected in ˜25b. In addition, the reception of each operation on the web page screen for creating the basic portfolio is the same as that on the basic portfolio creating screen 20 in FIG. 6. By inputting the amount in the amount designation unit 20 a, each company can receive the operations as shown in FIG. It is the same that the same amount is presented in the stock stock columns 21-25.

  In addition, the web page screen for creating the basic portfolio is designed so that a web page screen similar to the purchase confirmation screen 26 in FIG. 8A is displayed by selecting the simultaneous purchase button 20d. When the user terminal receives the purchase completion notification, a web page screen similar to the purchase completion screen 27 in FIG. 8B is displayed. Therefore, the processing procedure of the system server 80 and the user terminal related to the basic portfolio construction by the web page screen for basic portfolio creation in the second embodiment is the same as the processing procedure shown in the second flowchart of FIG. Through the user operation on the displayed web page screen, for example, the purchase order at the stage of S25 is transmitted to the system server 80.

  Further, in the same web page screen as the purchase completion screen 27 of FIG. 8B, when the confirmation button 27 a is selected, a request for the top page screen is transmitted from the user terminal to the system server 80. Become. When the system server 80 receives the request for the top page screen, the processing in the steps S114 and S115 in the seventh flowchart of FIG. 34 described above is performed, so that the user terminal conforms to the top page screen 17 of FIG. The content web page screen will be displayed again.

  In addition, in the content web page screen according to the top page screen 17, each company's stock transaction icons (corresponding to other icons) such as the A company stock transaction icon 17a, the B company stock transaction icon 17b, the C company stock transaction icon 17c. ) Is received by the user terminal (CPU 10a), a request for a specific brand transaction screen corresponding to the brand to be selected is transmitted to the system server 80. When the system server 80 receives the request for the specific brand transaction screen, the system server 80 reads the screen data of the specific brand transaction screen corresponding to the designated brand from the website DB 85 based on the information for designating the brand included in the request, and Send to user terminal. The user terminal that has received the screen data generates a web page screen (a specific brand transaction screen 45 of the web page version) having the content according to the specific brand transaction screen 45 of FIG. 13 based on the received screen data, and displays the display 10f. To display.

  The web page screen having the same content as the specific brand transaction screen 45 displayed in this way has the same operation interface as that of the specific brand transaction screen 45 shown in FIGS. It is possible to control the trading of stocks on a website basis.

  In addition, when a selection operation of the portfolio button 27b is performed on the same web page screen as the purchase completion screen 27 of FIG. 8B, a request for the portfolio screen is transmitted from the user terminal to the system server 80. . When this portfolio screen is received, the user account table corresponding to the logged-in user ID is identified from the account DB 83 in FIG. 18 and identified in the same manner as in steps S46 and S47 in the third flowchart of FIG. Based on the stock price at the time when the request is received, the portfolio information (including the total asset value, evaluation value of each stock (brand holding information), etc.) is extracted based on the latest stored information in the holding status column in the user account table. Web page screen data for the corresponding portfolio screen is generated and transmitted to the requesting user terminal.

  The user terminal that has received the web page screen data for the portfolio screen generates a web page screen having the content according to the portfolio screen 28 of FIG. 9 based on the received web page screen data, and the generated web page screen (portfolio) A screen according to the screen 28) is displayed on the display 10f. The content web page screen according to the portfolio screen 48 displayed in this way has the same operation interface as that of the portfolio screen 28 of FIGS. The operation is based on a website.

  It should be noted that the web page screen having the content conforming to the portfolio screen 28 is displayed in the menu bar 19 at the bottom of the screen portion on another screen (for example, the web page screen conforming to the top page screen 17 in FIG. 5). When the user terminal (CPU 10a) receives the selection operation of the first menu button 19a, the portfolio is transferred from the user terminal to the system server 80. After the screen request is transmitted, processing similar to that described above is performed by the system server 80 and the user terminal, so that a web page screen having a content conforming to the portfolio screen 28 is displayed on the display 10f of the user terminal. Will be displayed.

  Thus, in the second embodiment of the present invention, each screen of the first embodiment is displayed on the page screen of the website, and each process similar to the first embodiment can be performed on a website basis. As long as it is a user terminal that can browse a website without depending on the model, there is an advantage that the present invention can be widely applied. Also in the second embodiment, various modifications described in the first embodiment can be performed on a website basis.

  For example, as shown in FIGS. 26 and 27 of the first embodiment, it is possible to increase the number of stocks constituting the basic portfolio. In this case, the system server 80 is configured as shown in FIG. The website screen data according to the basic portfolio creation screen 120 including the add button 120e shown is provided to the user terminal, and the website screen data is displayed in FIG. 26B when the add button 120e is selected. It is built so that the display is switched to the website page screen of the content according to the additional brand menu screen 50 shown.

  When a selection operation of the OK button 50a is accepted in a state in which any of the company stock fields 51, 52, 53... Is selected on the website page screen of the content according to the additional stock menu screen 50 The CPU 10a accepts the selection of the additional stock brand, and performs processing to transmit the stock additional information notifying that the stock brand corresponding to the selected stock column is added to the system server 80. The above website screen data is built in. When the system server 80 receives the additional brand information, based on the web page screen data corresponding to the basic portfolio creation screen read from the website DB 85, the system stock 80 includes the original stock brand in the stock stock column relating to the stock brand related to the additional brand information. The web page screen data (equivalent to stock transaction screen data) is generated so that the basic portfolio creation screen with the content added is displayed, and the generated web page screen data is used as the user terminal of the source of the additional information Will be sent to.

  When the user terminal receives the web page screen data, the user terminal displays a web page screen based on the received web page screen data. This web page screen is displayed on the company H in the basic portfolio creation screen 120 ′ of FIG. Like the stock column 126 ′, a stock stock column of a stock brand on which a user performs an addition operation is added on the website page screen according to the additional stock menu screen 50. Thereby, even when the transaction screen is displayed on the website base of the second embodiment, it is possible to easily add stock brands desired by the user.

  In addition, as shown in FIGS. 28 and 29 of the first embodiment, it is possible to reduce the stocks constituting the basic portfolio. In this case, the system server 80 deletes the stocks shown in FIG. The website screen data according to the basic portfolio creation screen 220 including the button 220f and enabling selection of the stock name stock columns 221, 222, 223, etc. is provided to the user terminal. This website screen data is designed so that if the number of each stock column 221 etc. included in the screen data is 5 or more, at least one of each stock stock column 221 can be selected. When the number of each stock column 221 or the like included in is less than 5, the content that informs the user that the stock to be deleted cannot be selected is displayed.

  In addition, in the second embodiment, from the viewpoint of not corresponding to the recommendation of a specific issue in the association self-regulation rules in the stock trading industry, 4 or more issues are left in a state where the issues are deleted. The CPU 10a may be able to select a plurality of brand stock fields 221 and the like as long as the number of the brand stock fields 221 and the like included in the screen data is 6 or more, for example, each brand included in the screen data. If the number of stock columns 221 etc. is 6, it is possible to select up to two from each stock stock column 221 etc. If the number of each stock column 221 etc. included in the screen data is 7, each issue The screen data is created so that up to three of the stock fields 221 can be selected (hereinafter the same).

  This screen data is related to the deletion instruction when the selection operation of the brand deletion button 220f is performed in a state where each brand stock column 221 or the like is selected (corresponding to the case where the deletion instruction is accepted). It is built so that the stock deletion information for notifying the stock stock corresponding to each stock stock column 221 etc. is transmitted to the system server 80.

  When the system server 80 receives the stock deletion information, the stock of the stock related to the stock related to the stock deletion information from the stock stock column included in the web page screen data corresponding to the basic portfolio creation screen read from the website DB 85. Generate web page screen data (equivalent to stock transaction screen data) so that the basic portfolio creation screen with the contents deleted is displayed, and use the generated web page screen data as the user who sent the stock deletion information. It will be sent to the terminal.

  When the user terminal receives the web page screen data, the user terminal displays a web page screen based on the received web page screen data. The web page screen is like a basic portfolio creation screen 220 ′ in FIG. In this case, the stock stock column (in this case, the B company stock column 222 shown in FIG. 28) is deleted from the original stock stock column. Thereby, even when displaying a transaction screen on the website base of 2nd Embodiment, the user can delete an unnecessary stock brand easily. It should be noted that the content related to such stock deletion can be combined with the content related to stock addition in the same manner as in the first embodiment, so that the portfolio can be constructed with the stock stock desired by the user. become.

  Furthermore, as shown in FIGS. 30 and 31 of the first embodiment, it is also possible to adopt a configuration in which stocks constituting the basic portfolio can be exchanged. In this case, the system server 80 is configured as shown in FIG. 30), the website screen data according to the basic portfolio creation screen 320 including the brand change button 320g shown in FIG. 30 is provided to the user terminal, and the website screen data is displayed when the selection operation of the brand change button 320g is performed. It is designed so that the display is switched to a website page screen (corresponding to the brand menu of the web page version) having the contents according to the brand change menu screen 60 shown in FIG.

  On the website page screen having the same content as that of the stock change menu screen 60, the selection operation of the OK button 60a is performed in a state where four or more columns such as each company stock column 61, 62, 63. When accepted, the CPU 10a accepts the selection of a plurality of stock issues, and performs processing to transmit stock notification information to the system server 80 to notify stock stocks corresponding to the stock column in the selected state. The above website screen data is built in. In this website screen data, when the selection number of each company stock column 61, 62, 63... Is less than 4 and the OK button 60a is selected, the same as in the first embodiment, It is designed to display text indicating that it is necessary to select four or more fields.

  Upon receiving the brand notification information, the system server 80 changes the stock page related to the brand notification information from the contents including the plurality of original brand stock fields in the web page screen data corresponding to the basic portfolio creation screen read from the website DB 85. Regenerate and generate web page screen data (equivalent to stock transaction screen data) so that the basic portfolio creation screen changed to the content including the stock column is displayed, and the generated web page screen data is traded. It is transmitted to the user terminal that is the source of the brand information.

  When the user terminal receives the web page screen data, the user terminal displays a web page screen based on the received web page screen data. This web page screen is displayed on a basic portfolio creation screen 320 ′ of FIG. Therefore, even if the trading screen is displayed on the website base of the second embodiment, the content of the stock desired by the user can be obtained. It is possible for the user to easily replace the entire screen and change the number of brands. In addition, the modification related to the brand change can be combined with either or both of the above-described brand addition contents and brand deletion contents. In addition, in the above description of the second embodiment, the case where stock is used as the financial product with listing identification information has been described as an example. However, in the second embodiment, another financial product such as ETF or REIT is used. On the other hand, it is of course possible to carry out the present invention in the same manner as described above. In this case, the above-mentioned stocks are replaced with ETFs or REITs, etc. Each content according to the embodiment will be carried out.

  The present invention can easily and quickly build a basic portfolio of multiple issues with the same monetary value for each issue. Can be suitably used.

1 Stock Trading System 2 Securities Company System 3 Information Collection System 4 Exchange System 10 Smartphone 10a CPU
11 Home Screen 12 Stock Trading Icon 17 Top Page Screen 17a, 17b etc. Stock Trading Icon 18 Basic Portfolio Icon 20 Basic Portfolio Creation Screen 20a Amount Designation Section 20d Simultaneous Purchase Button 26 Purchase Confirmation Screen 27 Purchase Completion Screen 28 Portfolio Screen 30 Portfolio graph 31-35 Company A stock-Company E stock graphic part 45 Specific stock transaction screen 80 System server 80a MPU
81 Brand DB
82 User DB
83 Account DB
P2 Stock trading app P11 Trading program T1-T3 User terminal U1-U3 User (Investor)

Claims (16)

In the financial product transaction system in which the communication terminal device displays a transaction screen of a financial product with listing identification information and transmits a transaction order of the financial product to a server device based on a user operation.
The communication terminal device
Means for displaying a transaction screen including a plurality of issues relating to the financial product;
Means to accept the purchase price per issue;
Means for accepting a purchase operation related to a purchase instruction for the plurality of issues, when the purchase amount per issue is received;
With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue Means for performing processing to transmit to the server device,
The server device
When the purchase order is received, the financial product transaction system performs a process of purchasing each of the financial products related to the plurality of issues at the same amount as the purchase amount per the issue. The communication terminal device receives the transaction screen data transmitted from the server device by accessing the server device, thereby displaying the transaction screen of the financial product with the listing identification information, and based on the user's operation. In the financial product transaction system for transmitting the transaction order of the financial product to the server device,
The server device
Means for performing a process of transmitting transaction screen data corresponding to a transaction screen including a plurality of issues relating to the financial product to the communication terminal device;
The communication terminal device
When receiving the transaction screen data, based on the received transaction screen data, means for displaying a transaction screen including the plurality of brands;
Means to accept the purchase price per issue;
Means for accepting a purchase operation related to a purchase instruction for the plurality of issues, when the purchase amount per issue is received;
With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue Means for performing processing to transmit to the server device,
The server device further includes:
When the purchase order is received, the financial product transaction system performs a process of purchasing each of the financial products related to the plurality of issues at the same amount as the purchase amount per the issue. In the financial product transaction method, wherein the communication terminal device displays a transaction screen of a financial product with listing identification information and transmits a transaction order of the financial product to a server device based on a user operation.
The communication terminal device
Displaying a transaction screen including a plurality of brands related to the financial product;
Receiving a purchase amount per issue;
A step of accepting a purchase operation related to a purchase instruction of the plurality of issues when the purchase amount per issue is received;
With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue A step of performing a process of transmitting to the server device,
The server device
A financial product transaction method comprising a step of, when receiving the purchase order, performing a process of purchasing each of the financial products related to the plurality of issues at the same price as the purchase amount per the issue. By receiving the transaction screen data transmitted from the server device by accessing the server device, the communication terminal device displays the transaction screen of the financial product with listing identification information, and based on the user's operation, In the financial product transaction method of transmitting a transaction order of the financial product to a server device,
The server device
Comprising a step of performing processing for transmitting transaction screen data corresponding to a transaction screen including a plurality of issues relating to the financial product to the communication terminal device,
The communication terminal device
When receiving the transaction screen data, based on the received transaction screen data, displaying a transaction screen including the plurality of brands;
Receiving a purchase amount per issue;
A step of accepting a purchase operation related to a purchase instruction of the plurality of issues when the purchase amount per issue is received;
With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue A step of performing a process of transmitting to the server device,
The server device further includes:
A financial product transaction method comprising a step of, when receiving the purchase order, performing a process of purchasing each of the financial products related to the plurality of issues at the same price as the purchase amount per the issue. In a communication terminal device that displays a transaction screen of a financial product with listing identification information and receives a user operation related to the transaction of the financial product,
Means for displaying a transaction screen including a plurality of issues relating to the financial product;
Means to accept the purchase price per issue;
Means for accepting a purchase operation related to a purchase instruction for the plurality of issues, when the purchase amount per issue is received;
With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue Means for performing processing for transmission to an external server device. A means to selectably select additional trading candidates,
The communication terminal device according to claim 5, further comprising: a unit configured to display a transaction screen including an additional brand related to the selection among the plurality of brands when receiving selection of an additional brand. Means for receiving a delete instruction to delete any one of the brands when the number of brands included in the transaction screen is 5 or more;
The communication terminal device according to claim 5, further comprising: a unit configured to display a transaction screen in which a brand related to the deletion instruction is deleted when the deletion instruction is received. Means for displaying a brand menu capable of selecting a plurality of brands related to the financial product;
8. The communication terminal device according to claim 5, further comprising: a unit configured to display a transaction screen including a plurality of brands for which selection has been accepted when a selection of a plurality of brands is accepted in the brand menu. . Means for displaying an icon screen including a single icon and a plurality of other icons related to a specific brand, respectively, in a selectable manner;
Means for displaying the transaction screen when the selection of the one icon is accepted on the icon screen;
9. The device according to claim 5, further comprising: a unit that displays a specific brand transaction screen related to a transaction of a specific brand corresponding to the other icon when the selection of the other icon is received on the icon screen. The communication terminal device according to claim 1. Based on the transaction screen data transmitted from the external server device by accessing the external server device, the transaction screen of the financial product with listing identification information is displayed, and the user's operation related to the transaction of the financial product In a communication terminal device that accepts
Means for displaying, from an external server device, transaction screen data corresponding to a transaction screen including a plurality of issues relating to the financial product, based on the received transaction screen data, the transaction screen including the plurality of issues; ,
Means to accept the purchase price per issue;
Means for accepting a purchase operation related to a purchase instruction for the plurality of issues, when the purchase amount per issue is received;
With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue Means for performing processing for transmission to an external server device. A means to selectably select additional trading candidates,
Means for performing a process of transmitting, to an external server device, brand additional information for notifying the additional brand related to the selection when the selection of the additional brand is received;
In response to the transmission of the brand additional information, when receiving transaction screen data corresponding to a transaction screen including the additional brand in the multiple brands from an external server device, based on the received transaction screen data, The communication terminal device according to claim 10, further comprising: a transaction screen including the additional brand among the plurality of brands. Means for receiving a delete instruction to delete any one of the brands when the number of brands included in the transaction screen is 5 or more;
When receiving the deletion instruction, means for performing processing to transmit the symbol deletion information for notifying the symbol related to the deletion instruction to an external server device;
In response to the transmission of the brand deletion information, when receiving transaction screen data corresponding to a transaction screen in which the brand related to the brand deletion information is deleted from an external server device, the brand deletion is performed based on the received transaction screen data. The communication terminal device according to claim 10 or 11, further comprising: means for displaying a transaction screen in which a brand related to information is deleted. Means for displaying a brand menu capable of selecting a plurality of brands related to the financial product;
When receiving selection of a plurality of brands in the brand menu, means for performing a process of transmitting brand notification information for notifying a plurality of brands for which selection has been received to an external server device;
In response to the transmission of the brand notification information, when receiving transaction screen data corresponding to a transaction screen including a plurality of brands related to the brand notification information from an external server device, based on the received transaction screen data, the brand The communication terminal device according to any one of claims 10 to 12, further comprising: means for displaying a transaction screen including a plurality of brands related to the notification information. Means for displaying an icon screen including a single icon and a plurality of other icons related to a specific brand, respectively, in a selectable manner;
Means for performing a process of transmitting a transaction screen request to an external server device when the selection of the one icon is accepted on the icon screen;
Means for displaying the transaction screen based on the received transaction screen data when the transaction screen data is received from an external server device in response to the transmission of the transaction screen request;
In the icon screen, when the selection of the other icon is accepted, means for performing a process of transmitting a specific brand transaction screen request related to a transaction of a specific brand according to the other icon to an external server device;
In response to the transmission of the specific brand transaction screen request, when receiving the specific brand transaction screen data corresponding to the specific brand transaction screen related to the specific brand from the external server device, based on the received specific brand transaction screen data The communication terminal device according to claim 10, further comprising: means for displaying the specific brand transaction screen. In a computer program that displays a transaction screen of a financial product with listing identification information on a computer having a communication function, and accepts a user operation related to the transaction of the financial product,
  In the computer,
  Displaying a transaction screen including a plurality of brands related to the financial product;
  Receiving a purchase amount per issue;
  A step of accepting a purchase operation related to a purchase instruction of the plurality of issues when the purchase amount per issue is received;
  With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue Performing a process of transmitting to an external server device;
  A computer program for executing By accessing an external server device with a computer having a communication function, the transaction screen of the financial product with listing identification information is displayed based on the transaction screen data transmitted from the external server device, and the financial In a computer program that makes it possible to accept user operations related to product transactions,
  In the computer,
  When receiving transaction screen data corresponding to a transaction screen including a plurality of issues relating to the financial product from an external server device, displaying a transaction screen including the plurality of issues based on the received transaction screen data; ,
  Receiving a purchase amount per issue;
  A step of accepting a purchase operation related to a purchase instruction of the plurality of issues when the purchase amount per issue is received;
  With the acceptance of the purchase operation, a purchase order for purchasing each of the financial instruments related to the plurality of issues corresponding to the purchase operation at the same price as the purchase amount per one issue Performing a process of transmitting to an external server device;
  A computer program for executing

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