JP2022140376A5 - - Google Patents
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- JP2022140376A5 JP2022140376A5 JP2022035970A JP2022035970A JP2022140376A5 JP 2022140376 A5 JP2022140376 A5 JP 2022140376A5 JP 2022035970 A JP2022035970 A JP 2022035970A JP 2022035970 A JP2022035970 A JP 2022035970A JP 2022140376 A5 JP2022140376 A5 JP 2022140376A5
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- information
- virtual currency
- cryptocurrency
- payment
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Claims (4)
決済代行サーバが、使用者端末または取引所サーバから暗号通貨担保提供信号を受信するステップと、
前記暗号通貨担保提供信号には、通信情報及び保安情報、暗号通貨情報、暗号通貨トークン情報、暗号通貨相場情報、暗号通貨信用度情報、暗号通貨担保設定情報、暗号通貨担保提供対象情報のうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバが、受信した暗号通貨担保提供信号に基づき、仮想通貨の限度を与えるステップと、
前記決済代行サーバが、仮想通貨情報提供信号を前記使用者端末または前記取引所サーバに送信するステップと、
前記仮想通貨情報提供信号には、通信情報及び担保暗号通貨相場情報、仮想通貨情報、仮想通貨トークン情報、仮想通貨限度情報、仮想通貨使用情報、仮想通貨残余情報、法定通貨残高情報、累積ポイントのうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバが、前記使用者端末または決済要請端末から仮想通貨決済要請信号を受信するステップと、
前記仮想通貨決済要請信号には、通信情報、保安情報、決済情報のうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバが、受信した前記仮想通貨決済要請信号に含まれている決済情報の金額だけ、使用者に与えられた仮想通貨の限度内で仮想通貨を差し引くか、それを判断する決済処理ステップと、
前記決済代行サーバが、前記使用者端末または前記決済要請端末に仮想通貨決済結果信号を送信するステップと、
前記仮想通貨決済結果信号には、通信情報、決済情報、決済結果情報のうち少なくともいずれか一つが含まれ、
前記決済結果情報は、認証、承認、拒絶のいずれか一つに相当する決済結果または支払保証に関する情報で構成されることを特徴とする、暗号通貨を担保として限度が与えられた仮想通貨を用いた電子決済代行方法。 In an electronic payment agency method using a virtual currency with a limit given with a cryptocurrency as collateral,
a payment agency server receiving a cryptocurrency collateral offer signal from a user terminal or an exchange server;
The cryptocurrency collateral provision signal includes at least one of communication information and security information, cryptocurrency information, cryptocurrency token information, cryptocurrency market information, cryptocurrency credit information, cryptocurrency collateral setting information, and cryptocurrency collateral provision information. characterized by including one or
the settlement agency server providing a virtual currency limit based on the received cryptocurrency collateral provision signal;
a step in which the settlement agency server transmits a virtual currency information provision signal to the user terminal or the exchange server;
The virtual currency information provision signal includes communication information and collateral cryptocurrency market price information, virtual currency information, virtual currency token information, virtual currency limit information, virtual currency usage information, virtual currency residual information, legal currency balance information, and accumulated points. characterized by including at least one of
a step in which the payment agent server receives a virtual currency payment request signal from the user terminal or the payment request terminal;
The virtual currency payment request signal includes at least one of communication information, security information, and payment information,
A payment processing step in which the payment agency server deducts the virtual currency within the virtual currency limit given to the user by the amount of the payment information included in the received virtual currency payment request signal, or determines it. When,
a step of the payment agency server transmitting a virtual currency payment result signal to the user terminal or the payment request terminal;
the virtual currency settlement result signal includes at least one of communication information, settlement information, and settlement result information;
The settlement result information is composed of information on settlement results or payment guarantees corresponding to any one of authentication, approval, and refusal. electronic payment method.
前記決済代行サーバは、使用者端末または取引所サーバから暗号通貨担保提供信号を受信することと、
前記暗号通貨担保提供信号には、通信情報及び保安情報、暗号通貨情報、暗号通貨トークン情報、暗号通貨相場情報、暗号通貨信用度情報、暗号通貨担保設定情報、暗号通貨担保提供対象情報のうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバは、受信した暗号通貨担保提供信号に基づき、仮想通貨の限度を与えることと、
前記決済代行サーバは、仮想通貨情報提供信号を前記使用者端末または前記取引所サーバに送信することと、
前記仮想通貨情報提供信号には、通信情報及び担保暗号通貨相場情報、仮想通貨情報、仮想通貨トークン情報、仮想通貨限度情報、仮想通貨使用情報、仮想通貨残余情報、法定通貨残高情報、累積ポイントのうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバは、前記使用者端末または決済要請端末から仮想通貨決済要請信号を受信することと、
前記仮想通貨決済要請信号には、通信情報、保安情報、決済情報のうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバは、受信した前記仮想通貨決済要請信号に含まれている決済情報の金額だけ、使用者に与えられた仮想通貨の限度内で、仮想通貨を差し引くか否かを判断して決済処理することと、
前記決済代行サーバは、前記使用者端末または前記決済要請端末に仮想通貨決済結果信号を送信することと、
前記仮想通貨決済結果信号には、通信情報、決済情報、決済結果情報のうち少なくともいずれか一つが含まれ、
前記決済結果情報は、認証、承認、拒絶のいずれか一つに相当する決済結果または支払保証に関する情報で構成されることを特徴とする、暗号通貨を担保として限度が与えられた仮想通貨を用いた電子決済代行システム。 An electronic payment agency system using a virtual currency secured with a cryptocurrency as collateral includes a payment agency server,
The settlement agent server receives a cryptocurrency collateral offer signal from a user terminal or an exchange server;
The cryptocurrency collateral provision signal includes at least one of communication information and security information, cryptocurrency information, cryptocurrency token information, cryptocurrency market information, cryptocurrency credit information, cryptocurrency collateral setting information, and cryptocurrency collateral provision information. characterized by including one or
the settlement agency server provides a virtual currency limit based on the received cryptocurrency collateral provision signal;
the settlement agent server transmitting a virtual currency information provision signal to the user terminal or the exchange server;
The virtual currency information provision signal includes communication information and collateral cryptocurrency market price information, virtual currency information, virtual currency token information, virtual currency limit information, virtual currency usage information, virtual currency residual information, legal currency balance information, and accumulated points. characterized by including at least one of
the payment agent server receives a virtual currency payment request signal from the user terminal or the payment request terminal;
The virtual currency payment request signal includes at least one of communication information, security information, and payment information,
The settlement agent server determines whether or not to deduct the virtual currency from the amount of the settlement information included in the received virtual currency settlement request signal within the limit of the virtual currency given to the user, and settles the settlement. to process;
the payment proxy server transmitting a virtual currency payment result signal to the user terminal or the payment request terminal;
the virtual currency settlement result signal includes at least one of communication information, settlement information, and settlement result information;
The settlement result information is composed of information on settlement results or payment guarantees corresponding to any one of authentication, approval, and refusal. electronic payment system.
暗号通貨担保提供信号に基づき、仮想通貨の限度を与えた決済代行サーバから仮想通貨情報提供信号を受信し、
前記暗号通貨担保提供信号には、通信情報及び保安情報、暗号通貨情報、暗号通貨トークン情報、暗号通貨相場情報、暗号通貨信用度情報、暗号通貨担保設定情報、暗号通貨担保提供対象情報のうち少なくともいずれか一つが含まれることと、前記仮想通貨情報提供信号には、通信情報及び担保暗号通貨相場情報、仮想通貨情報、仮想通貨トークン情報、仮想通貨限度情報、仮想通貨使用情報、仮想通貨残余情報、法定通貨残高情報、累積ポイントのうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバに仮想通貨決済要請信号を送信し、前記決済代行サーバをして、前記仮想通貨決済要請信号に含まれている決済情報の金額だけ、使用者に与えられた仮想通貨の限度内で、仮想通貨を差し引くか否かを判断する決済処理を行わせるか、あるいは、前記決済代行サーバから仮想通貨決済結果信号を受信する使用者端末を含むことを特徴とし、
前記仮想通貨決済要請信号には、通信情報、保安情報、決済情報のうち少なくともいずれか一つが含まれることを特徴とし、
前記仮想通貨決済結果信号には、通信情報、決済情報、決済結果情報のうち少なくともいずれか一つが含まれ、前記決済結果情報は、認証、承認、拒絶のいずれか一つに相当する決済結果または支払保証に関する情報で構成されることを特徴とする、暗号通貨を担保として限度が与えられた仮想通貨を用いた電子決済代行システム。 In an electronic payment agency system using a virtual currency with a limit given with a cryptocurrency as collateral,
Receiving a virtual currency information provision signal from a settlement agency server that has given a virtual currency limit based on a cryptocurrency collateral provision signal,
The cryptocurrency collateral provision signal includes at least one of communication information and security information, cryptocurrency information, cryptocurrency token information, cryptocurrency market information, cryptocurrency credit information, cryptocurrency collateral setting information, and cryptocurrency collateral provision information. and the virtual currency information provision signal includes communication information and collateral cryptocurrency quote information, virtual currency information, virtual currency token information, virtual currency limit information, virtual currency usage information, virtual currency residual information, characterized by including at least one of legal currency balance information and accumulated points,
A virtual currency payment request signal is transmitted to the payment agency server, and the payment agency server controls the amount of payment information included in the virtual currency payment request signal to be within the virtual currency limit given to the user. and a user terminal for performing settlement processing for determining whether or not to deduct the virtual currency, or for receiving a virtual currency settlement result signal from the settlement agent server,
The virtual currency payment request signal includes at least one of communication information, security information, and payment information,
The virtual currency settlement result signal includes at least one of communication information, settlement information, and settlement result information, and the settlement result information is a settlement result corresponding to any one of authentication, approval, and refusal, or 1. An electronic payment agency system using a virtual currency with a limit given with a cryptocurrency as collateral, characterized by comprising information on payment guarantee.
暗号通貨担保提供信号に基づき、仮想通貨の限度を与えた決済代行サーバに仮想通貨決済要請信号を送信し、
前記暗号通貨担保提供信号には、通信情報及び保安情報、暗号通貨情報、暗号通貨トークン情報、暗号通貨相場情報、暗号通貨信用度情報、暗号通貨担保設定情報、暗号通貨担保提供対象情報のうち少なくともいずれか一つが含まれることと、前記仮想通貨決済要請信号には、通信情報、保安情報、決済情報のうち少なくともいずれか一つが含まれることを特徴とし、
前記決済代行サーバをして、前記仮想通貨決済要請信号に含まれている決済情報の金額だけ、使用者に与えられた仮想通貨の限度内で、仮想通貨を差し引くか否かを判断する決済処理を行わせるか、あるいは、前記決済代行サーバから仮想通貨決済結果信号を受信する決済要請端末を含み、
前記仮想通貨決済結果信号には、通信情報、決済情報、決済結果情報のうち少なくともいずれか一つが含まれ、前記決済結果情報は、認証、承認、拒絶のいずれか一つに相当する決済結果または支払保証に関する情報で構成されることを特徴とする、暗号通貨を担保として限度が与えられた仮想通貨を用いた電子決済代行システム。 In an electronic payment agency system using a virtual currency with a limit given with a cryptocurrency as collateral,
Based on the cryptocurrency collateral offer signal, send a virtual currency settlement request signal to the settlement agency server that has given the virtual currency limit,
The cryptocurrency collateral provision signal includes at least one of communication information and security information, cryptocurrency information, cryptocurrency token information, cryptocurrency market information, cryptocurrency credit information, cryptocurrency collateral setting information, and cryptocurrency collateral provision information. and the virtual currency payment request signal includes at least one of communication information, security information, and payment information,
Settlement processing for determining whether or not the virtual currency is deducted by the settlement agency server within the limit of the virtual currency given to the user by the amount of the settlement information included in the virtual currency settlement request signal. or a payment request terminal that receives a virtual currency payment result signal from the payment agency server,
The virtual currency settlement result signal includes at least one of communication information, settlement information, and settlement result information, and the settlement result information is a settlement result corresponding to any one of authentication, approval, and refusal, or 1. An electronic payment agency system using a virtual currency with a limit given with a cryptocurrency as collateral, characterized by comprising information on payment guarantee.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| KR10-2021-0032139 | 2021-03-11 | ||
| KR1020210032139A KR102381729B1 (en) | 2021-03-11 | 2021-03-11 | Method and system for electronic payment using virtual currency limit granted with cryptocurrency as collateral |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| JP2022140376A JP2022140376A (en) | 2022-09-26 |
| JP2022140376A5 true JP2022140376A5 (en) | 2022-12-01 |
| JP7214170B2 JP7214170B2 (en) | 2023-01-30 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2022035970A Active JP7214170B2 (en) | 2021-03-11 | 2022-03-09 | Electronic payment agency method and system using virtual currency with cryptocurrency as collateral and limited limit |
Country Status (2)
| Country | Link |
|---|---|
| JP (1) | JP7214170B2 (en) |
| KR (2) | KR102381729B1 (en) |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20240035668A (en) | 2022-09-08 | 2024-03-18 | 비씨카드(주) | Method and device providing information about credit limit |
| KR102478744B1 (en) | 2022-09-29 | 2022-12-20 | 주식회사 위메이드 | Method for providing stablecoin service in the blockchain network and blockchain system using the same |
| KR20240075103A (en) | 2022-11-21 | 2024-05-29 | 비씨카드(주) | processing transaction information using blockchain methods and devices |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP6926452B2 (en) * | 2016-11-28 | 2021-08-25 | 沖電気工業株式会社 | Payment system, information processing device, payment method, program |
| KR102325019B1 (en) * | 2018-04-26 | 2021-11-11 | 김태구 | Credit offering based credit dealing method and credit dealing apparatus |
| KR102193753B1 (en) * | 2019-01-24 | 2020-12-21 | 주식회사 더휴먼플러스 | Payment mediation system and method based block-chain exchange |
| KR20200094061A (en) * | 2019-01-29 | 2020-08-06 | 김성일 | Control method of loan for stablecoin and computing system therefor |
-
2021
- 2021-03-11 KR KR1020210032139A patent/KR102381729B1/en active IP Right Grant
-
2022
- 2022-02-28 KR KR1020220026301A patent/KR20220127743A/en unknown
- 2022-03-09 JP JP2022035970A patent/JP7214170B2/en active Active
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