JP2021117868A - Settlement system and image processing apparatus - Google Patents

Abstract

To provide a settlement system that simplifies the procedure for stopping a settlement service.SOLUTION: In a settlement system 100, a multifunctional printer control unit 11 displays a method for stopping an electronic settlement service on an operation panel 15, causes a reading unit 13 to perform reading, generates data for a stop request based on image data obtained through reading in a stop request mode, and transmits the data for the stop request to a management server 2. Subsequently, when receiving a confirmation request from the management server 2, the multifunctional printer control unit performs, on the operation panel 15, reception as to whether to stop the electronic settlement service, and when receiving to the effect that the electronic settlement service is to be stopped, transmits the stop request to the management server 2. The management server 2 stops the electronic settlement service with a settlement medium owned by a stop requester.SELECTED DRAWING: Figure 1

Description

The present invention relates to a payment system and an image processing device that manage a payment service using a payment medium.

In recent years, the number of users of electronic payment services has increased. A user of an electronic payment service possesses a payment medium such as an IC card.

For example, in Patent Document 1, a store card is used as a payment medium. A user account is linked to the store card. When the user uses the store card, the charge is deducted from the user account to the store account.

JP-A-2002-197372

If the payment medium is lost, there is a risk that a third party will acquire the payment medium and use it illegally. Therefore, when the payment medium is lost, the user of the electronic payment service requests the service provider to stop the electronic payment service using his / her own payment medium.

In order to stop the electronic payment service, the client must make various exchanges with the service provider. For example, you must call the service provider or send identity verification information to the service provider. Therefore, it is troublesome and inconvenient for the client. There is also the inconvenience that the electronic payment service cannot be stopped promptly.

The present invention has been made to solve the above problems, and an object of the present invention is to provide a payment system and an image processing device capable of simplifying a procedure for stopping a payment service.

In order to achieve the above object, the payment system according to the first aspect of the present invention is a management that manages a payment service by a payment medium by being communicably connected to an image processing device including a reading unit for reading a document and the image processing device. It has a server. When reading is performed in the stop request mode, the image processing device generates stop request data based on the image data obtained by reading in the stop request mode, and transmits the generated stop request data to the management server. The management server stores confirmation data for each user of the payment service, and when it receives the stop request data, it becomes the confirmation data whose matching rate with the received stop request data exceeds a predetermined threshold. Recognize the corresponding user as the suspension requester and suspend the payment service of the suspension requester.

The image processing device according to the second aspect of the present invention includes a reading unit that reads a document, a communication unit that is communicably connected to a management server that manages a payment service using a payment medium, a storage unit, and a control unit. Be prepared. The storage unit stores confirmation data for each user of the payment service. When reading by the reading unit is performed in the stop request mode, the control unit generates stop request data based on the image data obtained by reading in the stop request mode, and the matching rate with the generated stop request data. Recognizes the user corresponding to the confirmation data exceeding the predetermined threshold value as the stop requester, and transmits the stop request of the stop requester's payment service to the management server using the communication unit.

In the configuration of the present invention, the procedure for stopping the payment service can be simplified.

It is a figure which shows the structure of the payment system by 1st Embodiment. It is a flowchart which shows the flow of the process performed by the multifunction device of the payment system by 1st Embodiment. It is a flowchart which shows the flow of the process performed by the management server of the payment system by 1st Embodiment. It is a figure which shows the structure of the multifunction device by 2nd Embodiment. It is a flowchart which shows the flow of the process performed by the multifunction device by 2nd Embodiment. It is a flowchart which shows the flow of the process performed by the management server which is communicably connected to the multifunction device by 2nd Embodiment.

<< First Embodiment >>
<Payment system configuration>
As shown in FIG. 1, the payment system 100 of the first embodiment includes a multifunction device 1 and a management server 2. The multifunction device 1 and the management server 2 are connected to each other so as to be able to communicate with each other via the network NT. The multifunction device 1 corresponds to an "image processing device".

The multifunction device 1 includes a multifunction device control unit 11. Further, the multifunction device 1 includes a multifunction device storage unit 12. The multifunction device control unit 11 includes a CPU. The multifunction device control unit 11 controls the multifunction device 1 based on the control program of the multifunction device 1. The multifunction device storage unit 12 includes a non-volatile memory and a volatile memory. The multifunction device storage unit 12 is connected to the multifunction device control unit 11. The multifunction device control unit 11 reads information from the multifunction device storage unit 12 and writes information to the multifunction device storage unit 12. The control program of the multifunction device 1 is stored in the multifunction device storage unit 12.

The multifunction device 1 includes a reading unit 13 and a printing unit 14. The multifunction device control unit 11 controls the reading operation of the reading unit 13. In addition, the multifunction device control unit 11 controls the printing operation of the printing unit 14.

The reading unit 13 reads the document and generates image data of the document. The reading unit 13 includes a light source and an image sensor. The light source irradiates the document with light. The image sensor receives the reflected light reflected by the document and performs photoelectric conversion.

The printing unit 14 conveys the paper and prints an image on the conveyed paper. The printing unit 14 includes a photoconductor drum, a charging device, a developing device, an exposure device, and a transfer roller. The printing unit 14 develops an electrostatic latent image corresponding to the image to be printed into a toner image, and transfers the toner image to the paper being conveyed.

The multifunction device 1 includes an operation panel 15. The operation panel 15 includes a touch screen and hardware buttons. The touch screen displays a screen with software buttons and the like, and accepts operations from the user. A plurality of hardware buttons are provided on the operation panel 15. The hardware button has a start button for receiving a document scanning instruction from the user by the scanning unit 13.

The operation panel 15 is connected to the multifunction device control unit 11. The multifunction device control unit 11 controls the display operation of the operation panel 15. In addition, the multifunction device control unit 11 detects operations performed on the operation panel 15 (operations on the touch screen and operations on the hardware buttons).

The multifunction device 1 includes a multifunction device communication unit 16. The multifunction device communication unit 16 includes a communication circuit, a communication memory, and the like. The multifunction device communication unit 16 is connected to the network NT. The multifunction device control unit 11 communicates with the management server 2 connected to the network NT by using the multifunction device communication unit 16.

The management server 2 includes a server control unit 21. Further, the management server 2 includes a server storage unit 22. The server control unit 21 includes a CPU. The server control unit 21 controls the management server 2 based on the control program of the management server 2. The server storage unit 22 includes a non-volatile memory and a volatile memory. The server storage unit 22 is connected to the server control unit 21. The server control unit 21 reads information from the server storage unit 22 and writes information to the server storage unit 22. The control program of the management server 2 is stored in the server storage unit 22.

The management server 2 includes a server communication unit 23. The server communication unit 23 includes a communication circuit, a communication memory, and the like. The server communication unit 23 is connected to the network NT. The server control unit 21 communicates with the multifunction device 1 connected to the network NT by using the server communication unit 23.

The management server 2 is managed by a service provider of an electronic payment service. The management server 2 performs processing related to the electronic payment service.

Electronic payment methods include a prepaid method and a postpay method. An IC card for payment is provided to the user of the electronic payment service. An IC card for payment corresponds to a "payment medium". It is also possible to use a communication terminal such as a smartphone as a "payment medium".

To use the electronic payment service, it is necessary to register various user information such as user name, age, address, telephone number, e-mail address and password. By transmitting these user information to the service provider via the communication terminal, the user information is registered at the service provider and the electronic payment service can be used.

Here, one of the processes related to the electronic payment service is a stop process. The management server 2 performs a process of stopping the electronic payment service by the payment medium of the user who requested the stop of the electronic payment service (hereinafter, referred to as a stop requester) as a stop process. After the stop processing by the management server 2 is completed, the electronic payment service by the payment medium of the stop requester cannot be used.

For example, when a payment medium is lost, a user of an electronic payment service requests a service provider to stop the electronic payment service using his / her own payment medium. This makes it possible to prevent the third party from illegally using the payment medium even if the third party acquires the payment medium.

When the service provider accepts the suspension request of the electronic payment service, the service provider requests the suspension requester to present the user information registered by the suspension requester in order to confirm the identity. One way to stop the electronic payment service is to fill in the registered user information on the application form issued by the service provider and send the application form with the necessary information to the service provider. be. There is also a method of accessing the site of the service provider using a communication terminal and transmitting the registered user information via the Internet.

In this way, in order to stop the electronic payment service, it is necessary to present the registered user information to the service provider. However, from the viewpoint of the user of the electronic payment service (suspension requester), it is troublesome to fill in the registered user information in the application form or enter it in the communication terminal. In addition, the electronic payment service cannot be stopped promptly.

Therefore, in the first embodiment, the multifunction device 1 is equipped with a simple procedure function (a function of stopping the electronic payment service). In other words, the procedure for stopping the electronic payment service can be performed on the multifunction device 1. This will be described in detail below.

The installation location of the multifunction device 1 equipped with the simple procedure function is not particularly limited. The multifunction device 1 can be installed in stores, commercial facilities, public facilities, etc. of financial institutions.

<Easy procedure function>
In order to use the simple procedure function mounted on the multifunction device 1, it is necessary to register the confirmation data associated with the user in advance. If you do not use the simple procedure function, you do not need to register the confirmation data. That is, not all users of the electronic payment service register the confirmation data.

The multifunction device 1 accepts registration of confirmation data. Modes related to the simple procedure function include a stop request mode and a registration acceptance mode. By shifting the mode of the multifunction device 1 to the registration acceptance mode, confirmation data can be registered.

For example, when the operation panel 15 receives a predetermined operation, the operation panel 15 displays a menu screen (not shown). On the menu screen, an operation for selecting one of a plurality of items including an item corresponding to the simple procedure function is accepted. The operation panel 15 displays a mode selection screen (not shown) when an item corresponding to the simple procedure function is selected. On the mode selection screen, the operation of selecting either the stop request mode or the registration acceptance mode is accepted.

When the registration acceptance mode is selected on the mode selection screen, the multifunction device control unit 11 shifts to the registration acceptance mode. Then, the multifunction device control unit 11 performs registration acceptance processing of confirmation data. The multifunction device control unit 11 causes the operation panel 15 to display a method of registering confirmation data.

The operation panel 15 displays a message prompting the user to scan an identification card (such as a driver's license). A user of the electronic payment service (a person who is trying to register confirmation data) who has confirmed the message sets his / her identification card as a reading target in the multifunction device 1 and presses the start button on the operation panel 15.

When the multifunction device control unit 11 detects an operation on the start button, the multifunction device control unit 11 causes the reading unit 13 to read. Then, the multifunction device control unit 11 generates confirmation data based on the image data obtained by reading in the registration acceptance mode. For example, the image data obtained by reading in the registration acceptance mode is used as confirmation data.

When the identification card read by the reading unit 13 has a face photograph, the image data of the face photograph among the image data obtained by reading by the reading unit 13 may be used as confirmation data. Further, text data may be extracted by OCR processing from the image data obtained by reading by the reading unit 13, and the extracted text data may be used as confirmation data. Both image data and text data may be used as confirmation data.

Further, the operation panel 15 displays an account information input screen (not shown) and accepts the input of the account information from the user of the electronic payment service. For example, a registered email address and registered password are entered as account information.

The multifunction device control unit 11 uses the multifunction device communication unit 16 to transmit the confirmation data of the user of the electronic payment service to the management server 2 in association with the account information of the user. When the preview image of the confirmation data is displayed on the operation panel 15 before the confirmation data is transmitted, it is accepted whether or not to register the confirmation data corresponding to the preview image being displayed, and the registration is accepted. Confirmation data may be sent (registered) only to.

When the server control unit 21 receives the confirmation data, the server control unit 21 identifies the registration requester of the confirmation data based on the account information associated with the confirmation data. Then, the server control unit 21 associates the confirmation data with the user information of the registration requester and stores it in the server storage unit 22 (registers the confirmation data).

The database DB is stored in the server storage unit 22 (see FIG. 1). The confirmation data is stored in the database DB for each user (registration requester) of the electronic payment service. When a plurality of users have registered the confirmation data, a plurality of confirmation data corresponding to the plurality of users are stored in the server storage unit 22.

For example, after registering the confirmation data, the server control unit 21 sends a registered notification to the multifunction device 1 that the registration is completed. Upon receiving the registered notification, the multifunction device control unit 11 causes the operation panel 15 to display information indicating that the registration of the confirmation data has been completed.

After registering the confirmation data, the electronic payment service can be requested to be stopped by shifting the mode of the multifunction device 1 to the stop request mode.

When the stop request mode is selected on the mode selection screen, the multifunction device control unit 11 shifts to the stop request mode. Then, the multifunction device control unit 11 performs processing according to the flow shown in FIG. The server control unit 21 performs processing according to the flow shown in FIG. This will be described in detail below.

First, the flow of processing performed by the multifunction device control unit 11 will be described with reference to the flowchart shown in FIG. The flow shown in FIG. 2 starts when the mode shifts to the stop request mode.

In step S1, the multifunction device control unit 11 causes the operation panel 15 to display a method of stopping the electronic payment service. At this time, the operation panel 15 displays a message prompting to scan the same ID card (registered ID card) that was scanned when the confirmation data was registered. When the stop requester confirms the message displayed on the operation panel 15, the registered ID card is set in the multifunction device 1 as a reading target, and the start button on the operation panel 15 is pressed.

In step S2, the multifunction device control unit 11 causes the reading unit 13 to read. Then, in step S3, the multifunction device control unit 11 generates stop request data based on the image data obtained by reading in the stop request mode. The multifunction device control unit 11 generates stop request data by the same method as the confirmation data generation method. That is, the image data obtained by reading in the stop request mode is used as the stop request data.

In step S4, the multifunction device control unit 11 transmits the stop request data to the management server 2. Here, when the management server 2 receives the stop request data, it performs processing according to the flow shown in FIG. Details will be described later.

In step S5, the multifunction device control unit 11 determines whether or not a confirmation request has been received from the management server 2. The details will be described later, but the fact that the confirmation request is sent from the management server 2 means that the confirmation data whose matching rate with the stop request data sent this time to the management server 2 exceeds a predetermined threshold is the management server 2. It was remembered in. In other words, the ID card read this time was a registered ID card. If the ID card read this time is not a registered ID card, the management server 2 does not send a confirmation request.

If the multifunction device control unit 11 determines that the confirmation request has been received from the management server 2 in step S5, the process proceeds to step S6. If the multifunction device control unit 11 determines that the confirmation request has not been received from the management server 2, this flow ends.

In step S6, the multifunction device control unit 11 causes the operation panel 15 to accept (final confirmation) whether or not to stop the electronic payment service. Then, the multifunction device control unit 11 transmits the final confirmation result to the management server 2.

When the electronic payment service is accepted to be stopped in step S6, the multifunction device control unit 11 transmits a stop request to the management server 2. In this case, the electronic payment service by the payment medium of the suspension requester is stopped.

When it is received in step S6 that the electronic payment service is not stopped, the multifunction device control unit 11 transmits a cancellation request to the management server 2. In this case, the electronic payment service by the payment medium of the suspension requester is not stopped.

In step S7, the multifunction device control unit 11 determines whether or not the stop notification has been received from the management server 2. When the stop processing of the electronic payment service by the payment medium of the stop requester is completed, the stop notification is transmitted from the management server 2. That is, when the stop request is sent to the management server 2, the stop notification is sent from the management server 2. On the other hand, when the cancellation request is sent to the management server 2, the stop notification is not sent from the management server 2.

If the multifunction device control unit 11 determines that the stop notification has been received from the management server 2 in step S7, the process proceeds to step S8. If the multifunction device control unit 11 determines that the stop notification has not been received from the management server 2, this flow ends.

In step S8, the multifunction device control unit 11 controls the printing unit 14 and prints information on the paper that the stop processing of the electronic payment service by the payment medium of the stop requester has been completed. Information to the effect that the stop processing of the electronic payment service by the payment medium of the stop requester has been completed may be displayed on the operation panel 15. The information indicating that the suspension processing of the electronic payment service by the payment medium of the suspension requester has been completed may not be printed, and only the information may be displayed.

For example, in step S5, when the multifunction device control unit 11 determines that the confirmation request has not been received from the management server 2, information indicating that the electronic payment service has not been stopped is displayed on the operation panel 15. Will be done. Further, even when the multifunction device control unit 11 determines that the stop notification has not been received from the management server 2 in step S7, the operation panel 15 is informed that the stop processing of the electronic payment service has not been performed. Is displayed.

Next, the flow of processing performed by the server control unit 21 will be described with reference to the flowchart shown in FIG. The flow shown in FIG. 3 starts when the management server 2 receives the stop request data from the multifunction device 1.

In step S11, the server control unit 21 acquires the stop request data received from the multifunction device 1. Then, the server control unit 21 performs a data search process. At this time, the server control unit 21 receives confirmation data (registration acceptance mode) in which the match rate with the stop request data (image data obtained by reading in the stop request mode) exceeds a predetermined threshold value from the database DB. Search for the image data obtained by reading in. For example, the threshold is set from 90% to 95%.

If, as a result of the data search process, confirmation data whose matching rate with the stop request data exceeds the threshold value is found, the process proceeds to step S12. If no confirmation data whose matching rate with the stop request data exceeds the threshold value is found, this flow ends.

In step S12, the server control unit 21 transmits a confirmation request to the multifunction device 1. Then, in step S13, the server control unit 21 determines whether or not the stop request has been received from the multifunction device 1.

If the server control unit 21 determines that the stop request has been received from the multifunction device 1 in step S13, the process proceeds to step S14. If the server control unit 21 determines that the stop request has not been received from the multifunction device 1 (the cancellation request has been received from the multifunction device 1), this flow ends.

In step S14, the server control unit 21 identifies the stop requester this time by performing the requester identification process. The server control unit 21 recognizes the user indicated by the user information associated with the confirmation data whose matching rate with the stop request data exceeds the threshold value as the stop requester this time. Then, in step S15, the server control unit 21 performs the stop processing of the electronic payment service by the payment medium of the stop requester this time. After that, in step S16, the server control unit 21 transmits a stop notification to the multifunction device 1.

As described above, the payment system 100 of the first embodiment is communicably connected to the multifunction device 1 (image processing device) including the reading unit 13 for reading the document, and provides an electronic payment service using a payment medium. It includes a management server 2 for management. When reading is performed in the stop request mode, the multifunction device 1 generates stop request data based on the image data obtained by reading in the stop request mode, and transmits the generated stop request data to the management server 2. .. The management server 2 stores confirmation data for each user of the electronic payment service, and when receiving the stop request data, the management server 2 is for confirmation that the matching rate with the received stop request data exceeds a predetermined threshold. The user corresponding to the data is recognized as the stop requester, and the electronic payment service using the payment medium of the stop requester is stopped.

In the configuration of the first embodiment, if the confirmation data is registered in advance, the registered ID card (scanned when the confirmation data is registered) without exchanging with the service provider by telephone or e-mail. You can stop the electronic payment service just by scanning the ID card. This simplifies the procedure for suspending electronic payment services (just scan your registered ID). Further, since it is not necessary to exchange with the service provider by telephone, e-mail, etc., the electronic payment service can be stopped promptly.

Further, in the first embodiment, the management server 2 transmits a confirmation request to the multifunction device 1 when there is confirmation data whose matching rate with the stop request data exceeds the threshold value. When the multifunction device 1 receives the confirmation request, it accepts whether or not to stop the electronic payment service, and when it receives that the electronic payment service is to be stopped, it sends a stop request to the management server 2. When the management server 2 receives the stop request, the management server 2 stops the electronic payment service by the payment medium of the stop requester. On the other hand, the management server 2 does not stop the electronic payment service by the payment medium of the stop requester unless the stop request is received even if there is confirmation data whose matching rate with the stop request data exceeds the threshold value. .. That is, in the first embodiment, when the registered ID card is scanned in the stop request mode, the electronic payment service is not stopped immediately, but the final confirmation of whether or not to stop the electronic payment service is performed. In this configuration, after scanning the registered ID card in the suspension request mode, the suspension request of the electronic payment service can be canceled, which is convenient.

Further, in the first embodiment, when the management server 2 stops the electronic payment service by the payment medium of the stop requester, the management server 2 transmits the stop notification to the multifunction device 1. When the multifunction device 1 receives the stop notification, it prints information on the paper to the effect that the stop processing of the electronic payment service has been completed. With this configuration, it is possible to quickly confirm whether or not the stop processing of the electronic payment service has been completed normally. Further, when the stop processing of the electronic payment service is completed, a printed matter indicating that fact can be obtained, which is convenient.

Further, in the first embodiment, when the multifunction device 1 reads in the registration reception mode, it generates confirmation data based on the image data obtained by reading in the registration reception mode, and generates the confirmation data. It is sent to the management server 2 and stored in the management server 2. In this configuration, confirmation data can be registered simply by scanning the ID card, so that it is easy to use the simple procedure function installed in the multifunction device 1.

<< Second Embodiment >>
The basic configuration of the second embodiment is the same as that of the first embodiment. Therefore, in the following description, the components common to the first embodiment will be given the same name and the same reference numerals, and the description thereof will be omitted.

In the second embodiment, the multifunction device control unit 11 corresponds to the “control unit”. The multifunction device storage unit 12 corresponds to the “storage unit”. The multifunction device communication unit 16 corresponds to the “communication unit”.

As shown in FIG. 4, in the second embodiment, unlike the first embodiment, the database DB for storing the confirmation data is stored in the multifunction device 1. That is, in the second embodiment, when the reading by the reading unit 13 is performed in the registration acceptance mode, the multifunction device control unit 11 generates confirmation data based on the image data obtained by the reading in the registration acceptance mode. , The generated confirmation data is stored in the multifunction device storage unit 12.

Further, in the second embodiment, when the reading by the reading unit 13 is performed in the stop request mode, the multifunction device control unit 11 performs the processing according to the flow shown in FIG. The server control unit 21 performs processing according to the flow shown in FIG.

First, the flow of processing performed by the multifunction device control unit 11 will be described with reference to the flowchart shown in FIG. The flow shown in FIG. 5 starts when the mode shifts to the stop request mode.

Here, each process of steps S21 to S23 of FIG. 5 is the same as each process of steps S1 to S3 of FIG. Therefore, the description of each process in steps S21 to S23 in FIG. 5 will be omitted as the description of each process in steps S1 to S3 in FIG. 2 is incorporated.

After the process of step S23, in step S24, the multifunction device control unit 11 performs a data search process. At this time, the multifunction device control unit 11 searches the database DB for confirmation data whose matching rate with the stop request data exceeds a predetermined threshold value. The data search process performed by the multifunction device control unit 11 at this time is the same as the data search process performed by the server control unit 21 in the first embodiment (process in step S11 of FIG. 3).

If, as a result of the data search process, confirmation data whose matching rate with the stop request data exceeds the threshold value is found, the process proceeds to step S25. If no confirmation data whose matching rate with the stop request data exceeds the threshold value is found, this flow ends.

In step S25, the multifunction device control unit 11 causes the operation panel 15 to accept (final confirmation) whether or not to stop the electronic payment service. Then, the multifunction device control unit 11 determines whether or not it has been accepted to stop the electronic payment service. When it is accepted that the electronic payment service will be stopped, the process proceeds to step S26. This flow ends when it is accepted that the electronic payment service will not be stopped.

In step S26, the multifunction device control unit 21 performs the requester identification process. The requester identification process performed by the multifunction device control unit 11 at this time is the same as the requester identification process (process in step S14 of FIG. 3) performed by the server control unit 21 in the first embodiment. That is, the multifunction device control unit 11 identifies the stop requester this time. Then, in step S27, the multifunction device control unit 11 transmits a stop request for the electronic payment service by the storage medium of the stop requester to the management server 2.

After that, the process proceeds to step S28. The processes of steps S28 and S29 in FIG. 5 are the same as the processes of steps S7 and S8 in FIG. Therefore, the description of each process of steps S28 and S29 in FIG. 5 will be omitted as the description of each process of steps S7 and S8 of FIG. 2 is incorporated.

Next, the flow of processing performed by the server control unit 21 will be described with reference to the flowchart shown in FIG. The flow shown in FIG. 6 starts when the management server 2 receives a stop request for the electronic payment service from the payment medium of the stop requester from the multifunction device 1.

In step S31, the server control unit 21 performs the stop processing of the electronic payment service by the payment medium of the stop requester this time. After that, in step S32, the server control unit 21 transmits a stop notification to the multifunction device 1.

In the second embodiment, the same effect as in the first embodiment can be obtained. Further, in the second embodiment, the burden on the management server 2 can be reduced.

The embodiments disclosed this time should be considered as exemplary in all respects and not restrictive. The scope of the present invention is shown by the scope of claims rather than the description of the above embodiment, and further includes all modifications within the meaning and scope equivalent to the scope of claims.

For example, in the above embodiment, the case where the confirmation data generated based on the image data obtained by reading the ID card is used has been described, but the present invention is not limited to this and can be obtained by reading a manuscript other than the ID card. Confirmation data may be generated based on the obtained image data.

1 Multifunction device (image processing device)
2 Management server 11 Multifunction device control unit (control unit)
12 Multifunction device storage unit (storage unit)
13 Reading unit 14 Printing unit 16 Multifunction device communication unit (communication unit)
100 payment system

Claims (5)

An image processing device that includes a reader that reads the document,
It is equipped with a management server that is communicably connected to the image processing device and manages a payment service using a payment medium.
When the image processing device reads in the stop request mode, the image processing device generates stop request data based on the image data obtained by reading in the stop request mode, and the generated stop request data is used as the management server. Send to
The management server stores confirmation data for each user of the payment service, and when receiving the stop request data, the matching rate with the received stop request data exceeds a predetermined threshold value. A payment system characterized in that a user corresponding to the confirmation data is recognized as a stop requester and the payment service of the stop requester is stopped. The management server transmits a confirmation request to the image processing device when the confirmation data whose matching rate with the stop request data exceeds the threshold value exists.
When the image processing device receives the confirmation request, it accepts whether or not to stop the payment service, and when it receives that the payment service is to be stopped, it sends a stop request to the management server.
When the management server receives the stop request, the management server stops the payment service of the stop requester, and even if there is the confirmation data whose matching rate with the stop request data exceeds the threshold value, the said The payment system according to claim 1, wherein the payment service of the stop requester is not stopped unless a stop request is received. The image processing device includes a printing unit that prints an image on paper.
When the management server stops the payment service of the stop requester, the management server sends a stop notification to the image processing device.
The payment system according to claim 1 or 2, wherein the image processing device prints information indicating that the stop processing of the payment service has been completed on a sheet of paper when the stop notification is received. When the image processing device reads in the registration acceptance mode, the image processing device generates the confirmation data based on the image data obtained by reading in the registration acceptance mode, and the generated confirmation data is sent to the management server. The payment system according to any one of claims 1 to 3, wherein the payment system is transmitted and stored in the management server. A reader that reads the document,
A communication unit that is connected to a management server that manages payment services using payment media so that it can communicate with
Memory and
With a control unit
The storage unit stores confirmation data for each user of the payment service, and stores the confirmation data.
When the reading by the reading unit is performed in the stop request mode, the control unit
The stop request data is generated based on the image data obtained by reading in the stop request mode.
A user corresponding to the confirmation data whose matching rate with the generated stop request data exceeds a predetermined threshold value is recognized as a stop requester.
An image processing device characterized by transmitting a stop request of the payment service of the stop requester to the management server by using the communication unit.

Images