JP2021077417A5 - - Google Patents

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JP2021077417A5
JP2021077417A5 JP2021021056A JP2021021056A JP2021077417A5 JP 2021077417 A5 JP2021077417 A5 JP 2021077417A5 JP 2021021056 A JP2021021056 A JP 2021021056A JP 2021021056 A JP2021021056 A JP 2021021056A JP 2021077417 A5 JP2021077417 A5 JP 2021077417A5
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Japan
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identifier
remittance
account
deposit
transit
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JP2021021056A
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Japanese (ja)
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JP2021077417A (en
JP7132377B2 (en
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Priority claimed from JP2021021056A external-priority patent/JP7132377B2/en
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Publication of JP2021077417A5 publication Critical patent/JP2021077417A5/ja
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Claims (3)

金融機関名義の預金口座である送金元口座の口座識別子からなる通過識別子、顧客識別子を関連付けて記憶した通過情報記憶部と、
海外金融機関システムと通信を行なう銀行ホストシステム、支払人のユーザ端末に接続された制御部とを備えた送金支援システムであって、
前記制御部が、
前記ユーザ端末から、支払人から送金された資金を一時的に保存する預金口座の通過識別子及び複数の受取人口座を特定するための情報毎の支払金額に関する情報を含む支払データを受信し、
前記通過情報記憶部を用いて、前記支払データに含まれる通過識別子に関連付けられた顧客識別子を特定し、
前記海外金融機関システムから、前記通過識別子を含む入金データを受信した前記銀行ホストシステムに対して、前記入金データに対応した送金目的に基づいて、前記通過識別子に対応した送金元口座の残高を用いて、前記通過情報記憶部の前記顧客識別子を支払人名として設定した複数の振込電文を生成し、前記支払データに含まれる各受取人口座に対する振込指示を行なうことを特徴とする送金支援システム。
A transit identifier consisting of the account identifier of the remittance source account, which is a deposit account in the name of a financial institution, a transit information storage unit that stores the customer identifier in association with each other,
A remittance support system equipped with a bank host system that communicates with an overseas financial institution system and a control unit connected to the payer's user terminal.
The control unit
From the user terminal, payment data including a transit identifier of a deposit account for temporarily storing funds remitted from a payer and information on a payment amount for each information for identifying a plurality of payee accounts is received.
The pass information storage unit is used to identify the customer identifier associated with the pass identifier included in the payment data.
Based on the remittance purpose corresponding to the deposit data, the balance of the remittance source account corresponding to the passage identifier is used for the bank host system that has received the deposit data including the passage identifier from the overseas financial institution system. Te, remittance support system wherein the customer identifier of passage information storage unit to generate a plurality of transfer message configured as payment personal names, and performing transfer instruction for each recipient account contained in the payment data.
金融機関名義の預金口座である送金元口座の口座識別子からなる通過識別子、顧客識別子を関連付けて記憶した通過情報記憶部と、
海外金融機関システムと通信を行なう銀行ホストシステム、支払人のユーザ端末に接続された制御部とを備えた送金支援システムを用いて、送金を支援する方法であって、
前記制御部が、
前記ユーザ端末から、支払人から送金された資金を一時的に保存する預金口座の通過識別子及び複数の受取人口座を特定するための情報毎の支払金額に関する情報を含む支払データを受信し、
前記通過情報記憶部を用いて、前記支払データに含まれる通過識別子に関連付けられた顧客識別子を特定し、
前記海外金融機関システムから、前記通過識別子を含む入金データを受信した前記銀行ホストシステムに対して、前記入金データに対応した送金目的に基づいて、前記通過識別子に対応した送金元口座の残高を用いて、前記通過情報記憶部の前記顧客識別子を支払人名として設定した複数の振込電文を生成し、前記支払データに含まれる各受取人口座に対する振込指示を行なうことを特徴とする送金支援方法。
A transit identifier consisting of the account identifier of the remittance source account, which is a deposit account in the name of a financial institution, a transit information storage unit that stores the customer identifier in association with each other,
This is a method of supporting remittance using a bank host system that communicates with an overseas financial institution system and a remittance support system that has a control unit connected to the payer's user terminal.
The control unit
From the user terminal, payment data including a transit identifier of a deposit account for temporarily storing funds remitted from a payer and information on a payment amount for each information for identifying a plurality of payee accounts is received.
The pass information storage unit is used to identify the customer identifier associated with the pass identifier included in the payment data.
Based on the remittance purpose corresponding to the deposit data, the balance of the remittance source account corresponding to the passage identifier is used for the bank host system that has received the deposit data including the passage identifier from the overseas financial institution system. Te, wherein generating a plurality of transfer message which sets the customer identifier of passage information storage section as the payment personal names, remittance support method and performing transfer instruction for each recipient account contained in the payment data.
金融機関名義の預金口座である送金元口座の口座識別子からなる通過識別子、顧客識別子を関連付けて記憶した通過情報記憶部と、
海外金融機関システムと通信を行なう銀行ホストシステム、支払人のユーザ端末に接続された制御部とを備えた送金支援システムを用いて、送金を支援するプログラムであって、
前記制御部を、
前記ユーザ端末から、支払人から送金された資金を一時的に保存する預金口座の通過識別子及び複数の受取人口座を特定するための情報毎の支払金額に関する情報を含む支払データを受信し、
前記通過情報記憶部を用いて、前記支払データに含まれる通過識別子に関連付けられた顧客識別子を特定し、
前記海外金融機関システムから、前記通過識別子を含む入金データを受信した前記銀行ホストシステムに対して、前記入金データに対応した送金目的に基づいて、前記通過識別子に対応した送金元口座の残高を用いて、前記通過情報記憶部の前記顧客識別子を支払人名として設定した複数の振込電文を生成し、前記支払データに含まれる各受取人口座に対する振込指示を行なう手段として機能させることを特徴とする送金支援プログラム。
A transit identifier consisting of the account identifier of the remittance source account, which is a deposit account in the name of a financial institution, a transit information storage unit that stores the customer identifier in association with each other,
A program that supports remittance using a bank host system that communicates with an overseas financial institution system and a remittance support system that has a control unit connected to the payer's user terminal.
The control unit
From the user terminal, payment data including a transit identifier of a deposit account for temporarily storing funds remitted from a payer and information on a payment amount for each information for identifying a plurality of payee accounts is received.
The pass information storage unit is used to identify the customer identifier associated with the pass identifier included in the payment data.
Based on the remittance purpose corresponding to the deposit data, the balance of the remittance source account corresponding to the passage identifier is used for the bank host system that has received the deposit data including the passage identifier from the overseas financial institution system. The remittance is characterized in that a plurality of transfer messages in which the customer identifier of the passage information storage unit is set as the payer's name are generated and functioned as a means for giving a transfer instruction to each payee account included in the payment data. Support program.
JP2021021056A 2021-02-12 2021-02-12 Remittance support system, remittance support method, and remittance support program Active JP7132377B2 (en)

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JP2021021056A JP7132377B2 (en) 2021-02-12 2021-02-12 Remittance support system, remittance support method, and remittance support program

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JP2021021056A JP7132377B2 (en) 2021-02-12 2021-02-12 Remittance support system, remittance support method, and remittance support program

Related Parent Applications (1)

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JP2019164603A Division JP6839247B1 (en) 2019-09-10 2019-09-10 Remittance support system, remittance support method and remittance support program

Publications (3)

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JP2021077417A JP2021077417A (en) 2021-05-20
JP2021077417A5 true JP2021077417A5 (en) 2021-07-26
JP7132377B2 JP7132377B2 (en) 2022-09-06

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Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003006444A (en) 2001-06-25 2003-01-10 Ufj Bank Ltd Bank system with transfer and overseas remitting function
JP2005115741A (en) 2003-10-09 2005-04-28 Nec Corp Overseas remittance system and overseas remittance service server
JP2007052610A (en) 2005-08-17 2007-03-01 Ufj Nicos Co Ltd Transfer proxy management device, control method for transfer proxy management device, control program for transfer proxy management device and computer-readable recording medium recording control program for transfer proxy device
JP5530698B2 (en) 2009-10-28 2014-06-25 株式会社 みずほ銀行 Overseas remittance system and overseas remittance method
JP5070306B2 (en) 2010-01-29 2012-11-14 株式会社日本総合研究所 Transaction relay method and transaction relay system
KR20180017099A (en) 2015-06-12 2018-02-20 빌트레이더 피티와이 리미티드 Computer-implemented multi-currency invoice capture, transaction, access and payment system
JP6321847B1 (en) 2017-03-13 2018-05-09 株式会社 みずほ銀行 Remittance support system, remittance support method, and remittance support program

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