JP2021009692A - System, method and program - Google Patents

Abstract

To provide a system which facilitates management for exchanging a plurality of points for aggregation points.SOLUTION: In a point accumulation system 1, which is a kind of system, an automatic exchange condition determination unit 134 of an accumulation point management system 10 determines whether an exchange condition is satisfied or not, for a predetermined user, on the basis of the exchange condition which specifies conditions for exchanging first points for second points stored in a storage unit 12. When it is determined that the exchange condition is satisfied, a transmission unit 132 transmits an update request to update ledger data of the first points to the point management system so as to subtract at least a part of the first points, for the predetermined user. An update unit 136 updates ledger data of the second points so as to add the second points of the amount based on at least a part of the first points, for the predetermined user, in addition to the subtraction processing.SELECTED DRAWING: Figure 1

Description

The present invention relates to systems, methods, and programs.

Conventionally, various businesses have provided services that give a certain number of points to users who have purchased products or used services. In such point services, various benefits such as discounting the price of products and services provided by the business operator of the point issuer, or exchanging for a gift certificate or a free service ticket when the specified number of points is reached. Is provided to the user.

More recently, a service that aggregates a plurality of points into one point has been provided. For example, Patent Document 1 discloses a point investment and loan operation management system and a point investment and loan operation management method that can collect points issued by a plurality of point issuers and make an investment and loan.

JP-A-2015-88088

However, as the number of types of points increases, the management of each point becomes complicated. Therefore, there is a high possibility that the expiration date will be passed without exchanging the original points for the points for aggregation.

Therefore, an object of the present invention is to provide a system, a method, and a program capable of facilitating management for exchanging a plurality of points for aggregation points.

The system according to one aspect of the present invention has a storage unit that stores exchange conditions that define conditions for exchanging the first point managed by the point management system for second points, and exchange conditions for a predetermined user. When the exchange condition determination unit determines whether or not the exchange condition is satisfied and the exchange condition determination unit determines that the exchange condition is satisfied, at least a part of the first point is subtracted from the predetermined user. When the transmission unit that sends an update request for updating the ledger data of the first point to the point management system and the exchange condition determination unit determines that the exchange conditions are satisfied, the first is to the predetermined user. It is provided with an update unit that updates the ledger data of the second point so as to add the second point of the quantity based on at least a part of one point.

According to this aspect, the exchange condition that defines the condition for exchanging the first point for the second point is stored in the storage unit in advance. Then, when it is determined that the exchange condition is satisfied, the point management system requests the predetermined user to update the ledger data of the first point so as to subtract at least a part of the first point. The ledger data of the second point is updated so as to add the second point of the quantity based on at least a part of the first point to the predetermined user. Therefore, at least a part of the first point is exchanged for the second point under a predetermined condition without the user himself instructing the exchange.

According to the present invention, it is possible to provide a system, a method, and a program capable of facilitating management for exchanging a plurality of points for aggregation points.

It is a figure which shows an example of the structure of the point accumulation system 1. It is a figure which shows an example of the data structure of a user information table. It is a figure which shows an example of the data structure of the accumulation point ledger table. It is a figure which shows an example of the data structure of the original point ledger table. It is a figure which shows an example of the data structure of the resource account table. It is a figure which shows an example of the data structure of the resource transfer record table. It is a figure which shows an example of the operation sequence of the notification processing by a point accumulation system 1. It is a figure which shows an example of the operation sequence of the accumulation processing by a point accumulation system 1. It is a figure which shows an example of the notification displayed on the user terminal 20. It is a figure which shows an example of the notification displayed on the user terminal 20.

Preferred embodiments of the present invention will be described with reference to the accompanying drawings. (In each figure, those having the same reference numerals have the same or similar configurations.)

(1) Configuration (1-1) Point accumulation system 1
FIG. 1 is a diagram showing an example of the configuration of the point accumulation system 1 according to the embodiment of the present invention. The point accumulation system 1 is a system for providing a point accumulation service for accumulating original points at accumulation points. Here, the original point is an example of the first point issued or managed by a predetermined business operator. Further, the accumulated points are an example of the second points issued by exchanging the first points. In the point accumulation system 1, it is possible to aggregate the original points into the accumulation points by appropriately exchanging each of the plurality of types of original points for the accumulation points.

As shown in FIG. 1, the point accumulation system 1 includes, for example, an accumulation point management system 10 connected so as to be communicable via a communication network N such as the Internet, a user terminal 20, an original point management system 30, and resource management. It has a system 40. The point accumulation system 1 may have a plurality of user terminals 20, a source point management system 30, and a plurality of resource management systems 40. When distinguishing each of the plurality of user terminals 20, the source point management system 30, and the resource management system 40, A, B, at the end of the code,
C etc. may be attached.

(1-2) Accumulation point management system 10
The accumulation point management system 10 is a server device for managing accumulation points, and includes, for example, a communication unit 11, a storage unit 12, and a processing unit 13. The accumulation point management system 10 may be composed of one or more information processing devices.

The communication unit 11 has a communication interface circuit for connecting the accumulation point management system 10 to the communication network N. The communication unit 11 processes data received from information processing devices such as the user terminal 20, the source point management system 30, and the resource management system 40.
Supply to. Further, the communication unit 11 uses the data supplied from the processing unit 13 as the user terminal 20.
It is transmitted to the original point management system 30, the resource management system 40, and the like.

The storage unit 12 is composed of, for example, a semiconductor memory, a magnetic disk device, an optical disk device, or the like, and stores a driver program, an operating system program, an application program, data, and the like used for processing by the processing unit 13. For example, the storage unit 12 stores a communication device driver program or the like that controls the communication unit 11 as a driver program. The various programs may be installed in the storage unit 12 from a computer-readable portable recording medium such as a CD-ROM or a DVD-ROM using a known setup program or the like. In addition, the storage unit 12 stores the user information table and the accumulation point ledger table as data.

FIG. 2 is a diagram showing an example of the data structure of the user information table. The user information table is a table for managing various settings and data related to each user who uses the point accumulation service. As shown in FIG. 2, the user information table is, for example, "user ID",
Includes "user information", "original points", "original point balance", "expiration date", "original point type", "notification setting", "automatic exchange setting" and the like.

An ID for identifying a user is registered in the "user ID". Arbitrary personal information including the user's name, name, address, occupation, gender, affiliation, etc. is registered in the "user information".
Information for identifying the original point, such as the name of the original point, is registered in the "original point". In the "original point balance", the quantity of the original point balance currently held by the user is registered. The expiration date of the original point is registered in the "expiration date". In addition, 1
A difference in expiration date may be provided between a part of the original points held by the user and the other part, and a plurality of different expiration dates may be registered in the user information table. Further, for example, the processing unit 13 of the accumulated point management system 10 periodically acquires information such as the original point balance held by each user and the expiration date thereof from the original point management system 30, and based on these, the processing unit 13 of the user information table The "original point balance", "expiration date", etc. may be updated. In the "original point type", when the original points are classified according to a predetermined classification standard, the type to which the original points belong is registered.

Here, the predetermined classification standard is not particularly limited, and classification criteria from various viewpoints can be adopted. For example, as the predetermined classification standard, the classification standard related to the original point issuance scheme may be adopted. As the classification standard for the issuance scheme, for example, the classification standard based on the difference in the tax calculation method applied when exchanging the reserve points (second point) for cash or goods is assumed, but it is not limited to this. Absent. Further, as the predetermined classification standard, a classification standard or the like conforming to an arbitrary law (for example, the Fund Settlement Law) may be adopted. As a classification standard for any law, for example, a classification standard based on whether or not the original points are issued on condition that the user provides consideration (whether or not it corresponds to a so-called prepaid payment method) is assumed. It is not limited to this.

In the "notification setting" of the user information table, at least one pair of a notification condition and a notification content to be transmitted to the user when the notification condition is satisfied is registered.

The notification condition included in the notification setting may be a condition specified including the arrival of a predetermined timing. The predetermined timing may be, for example, a timing defined based on the expiration date of the original point. Specifically, for example, "N days before the expiration date of A points * year * month * day" may be set as a predetermined timing.

Further, the predetermined timing may be a periodic timing defined by a predetermined cycle. The cycle is not particularly limited, but may be a cycle defined in units such as minutes, hours, days, weeks, months, and years.

Further, the notification condition may be a condition defined including the fact that the balance of the original points has reached a predetermined threshold value. Specifically, for example, "1000 points" may be set as a predetermined threshold value.

The notification condition may be defined to include both the arrival of a predetermined timing and the arrival of the balance of the original points at a predetermined threshold value. Specifically, the notification condition is, for example, "The expiration date of A points * year * month * day has arrived N days before, and the balance of A points has reached 1000 points at that time." It may be specified. Alternatively, the notification condition is, for example, "the * year * month * day, which is a periodic timing defined by a predetermined cycle, has arrived, and the balance of A points has reached 1000 points at that time." May be specified as.

The content of the notification condition including the predetermined timing and the predetermined threshold value described above can be arbitrarily set by the user, the point manager (accumulated point manager, original point manager, etc.) and the like.

The notification content included in the notification setting may include, for example, information related to the original point. The information related to the original points is not particularly limited, but may include, for example, the balance of the original points, the expiration date of the original points, the subtraction quantity of the original points in the exchange, and the like.

In addition, the notification content included in the notification setting may include information related to the accumulation points. The information related to the accumulated points is not particularly limited, but may include, for example, the balance of the accumulated points, the additional quantity of the accumulated points in the exchange, and the like.

In addition, the notification content included in the notification setting may include information related to the exchange between the original points and the accumulated points. The information relating to the exchange of the original points and the reserve points is not particularly limited, but may include, for example, the fact that the original points are exchanged for the reserve points and the timing for exchanging the original points for the reserve points.

In the "automatic exchange setting" of the user information table, a set of a predetermined automatic exchange condition and an automatic exchange content that defines the exchange content between the original point and the reserve point when the automatic exchange condition is satisfied is set. At least one is registered.

The automatic exchange condition included in the automatic exchange setting may be a condition specified including the arrival of a predetermined timing. The predetermined timing may be, for example, a timing defined based on the expiration date of the original point. Specifically, for example, "M days before the expiration date of B points * year * month * day" may be set as a predetermined timing.

Further, the predetermined timing may be a periodic timing defined by a predetermined cycle. The cycle is not particularly limited, but may be a cycle defined in units such as minutes, hours, days, weeks, months, and years.

Further, the automatic exchange condition included in the automatic exchange setting may be a condition defined including the fact that the balance of the original points has reached a predetermined threshold value. Specifically, for example, "2000 points" may be set as a predetermined threshold value.

In addition, the automatic exchange conditions included in the automatic exchange setting are that the predetermined timing has arrived and that the predetermined timing has arrived.
It may be specified including the fact that the balance of the original points has reached a predetermined threshold value.
Specifically, the automatic exchange condition included in the automatic exchange setting is, for example, "M days before the expiration date of B points * year * month * day arrives, and at that time, the balance of B points reaches 2000 points. It may be specified as "what is being done". Alternatively, the automatic exchange condition included in the automatic exchange setting is, for example, "a periodic timing defined by a predetermined period * year *.
The month * day has arrived, and the balance of B points has reached 2000 points at that time. "

The contents of the automatic exchange conditions including the predetermined timing and the predetermined threshold value described above can be arbitrarily set by the user, the point manager (accumulated point manager, original point manager, etc.) and the like.

The automatic exchange content included in the automatic exchange setting may specify the subtraction quantity of the original points, the addition quantity of the reserve points, and the like. The subtraction quantity of the original points is not particularly limited and may be any quantity, but may be, for example, a predetermined fixed amount quantity, or a quantity exceeding a preset predetermined threshold value. There may be. The addition quantity of the accumulated points is not particularly limited and may be any quantity, but for example, it may be the same quantity as the subtraction quantity of the original points, or the quantity for the commission from the subtraction quantity of the original points. The quantity may be excluded. Here, the quantity for the fee can be arbitrarily set for each original point, for each user, etc., for example, as a predetermined fixed amount or as a predetermined ratio to the subtraction quantity of the original points. Also, the fee is 0
(No fee is provided). In this case, the subtraction quantity of the original points becomes the addition quantity of the reserve points as it is. In addition, the fee may be divided into the amount acquired by the original point manager and the amount acquired by the accumulated point manager.

In the user information table, the provision of the fee applied to the exchange process by the exchange request described later may be registered.

FIG. 3 is a diagram showing an example of the data structure of the accumulation point ledger table. Here, the reserve point ledger table is a ledger table for managing the reserve points held by each user. As shown in FIG. 3, the accumulation point ledger table is, for example, "user ID".
, "Account ID", "Original point type", "Reserve point balance", etc. "User I
An ID for identifying the user is registered in "D". In the "account ID", an ID for identifying the account of the accumulation points is registered. In the "original point type", the type of the original point to be exchanged for the accumulated points is registered.

Here, the account of the accumulated points may be set up separately for each type of the original points to be exchanged for the accumulated points. For example, the account with the account ID "U01-A1" shown in FIG. 3 is an account for accumulated points obtained by exchanging the original points whose original point type is "first type". In this way, it is easy to manage the accumulated points by dividing the account of the accumulated points for each type of the original points.

The processing unit 13 includes one or more processors and peripheral circuits thereof. The processing unit 13 comprehensively controls the overall operation of the accumulation point management system 10, and is, for example, a CPU (Central Processing Unit). The processing unit 13 controls the operation of the communication unit 11 and the like so that various processes of the accumulation point management system 10 are executed in an appropriate procedure based on the program and the like stored in the storage unit 12. The processing unit 13 executes processing based on a program (operating system program, driver program, application program, etc.) stored in the storage unit 12.

The processing unit 13 includes, for example, a receiving unit 131, a transmitting unit 132, a notification condition determination unit 133, an automatic exchange condition determination unit 134, an exchange request reception determination unit 135, an update unit 136, and a matching processing unit 137.
Etc. The receiving unit 131 receives various data transmitted from other information processing devices and the like via the communication unit 11. The transmission unit 132 transmits various data to other information processing devices and the like via the communication unit 11. The notification condition determination unit 133 determines whether or not a predetermined notification condition is satisfied. The automatic exchange condition determination unit 134 determines whether or not a predetermined automatic exchange condition is satisfied.
The exchange request reception determination unit 135 determines whether or not the reception unit 131 has received the exchange request from the user terminal 20. The update unit 136 updates the user information table, the accumulation point ledger table, and the like. The matching processing unit 137 executes matching processing between the resource transfer notification received from the source point management system 30 and the transfer record received from the resource management system 40.

(1-3) User terminal 20
The user terminal 20 is an information processing device for the user to use the point accumulation service provided by the point accumulation system 1, and is, for example, a communication unit 21, a storage unit 22, and so on.
It includes an operation unit 23, a display unit 24, and a processing unit 25.

The communication unit 21 includes a communication interface circuit including an antenna having a predetermined frequency band as a sensitive band, and connects the user terminal 20 to the communication network N. And the communication unit 21
The data supplied from the processing unit 25 is transmitted to the accumulation point management system 10, the original point management system 30, the resource management system 40, and the like. Further, the communication unit 21 supplies the data received from the accumulation point management system 10, the source point management system 30, the resource management system 40, and the like to the processing unit 25.

The storage unit 22 includes, for example, a semiconductor memory device. The storage unit 22 stores an operating system program, a driver program, an application program, data, and the like used for processing in the processing unit 25. Various programs include, for example, CD-ROM and DV.
It may be installed in the storage unit 22 from a computer-readable portable recording medium such as a D-ROM using a known setup program or the like. In addition, the storage unit 22 may temporarily store temporary data related to a predetermined process.

The operation unit 23 may be any device as long as the user terminal 20 can be operated, for example, a touch panel, key buttons, or the like. The user can input characters, numbers, symbols, etc. using the operation unit 23. When the operation unit 23 is operated by the user, the operation unit 23 generates a signal corresponding to the operation. Then, the generated signal is used as a user instruction by the processing unit 25.
Is supplied to.

The display unit 24 may be any device as long as it can display an image, an image, or the like, and is, for example, a liquid crystal display or an organic EL display. The display unit 24 displays an image corresponding to the image data supplied from the processing unit 25, an image corresponding to the image data, and the like.

The processing unit 25 includes one or more processors and peripheral circuits thereof. The processing unit 25 controls the overall operation of the user terminal 20 in an integrated manner, and is, for example, a CPU. The processing unit 25 has a communication unit 21 and a display unit 24 so that various processes of the user terminal 20 are executed in an appropriate procedure based on a program stored in the storage unit 22 or an operation of the operation unit 23.
Etc. are controlled. The processing unit 25 executes processing based on a program (operating system program, driver program, application program, etc.) stored in the storage unit 22.

The processing unit 25 includes, for example, a receiving unit 251, a transmitting unit 252, and a display processing unit 253. The receiving unit 251 receives various data transmitted from another information processing device or the like via the communication unit 21. The transmission unit 252 transmits various data to other information processing devices and the like via the communication unit 21. In particular, the transmission unit 252 transmits the exchange request input by the user via the operation unit 23 to the accumulation point management system 10. The display unit 24 is based on the display data stored in the display processing unit 253 and the storage unit 22, and the display data received by the receiving unit via the communication unit 21.
Display various screens.

(1-4) Original point management system 30
The original point management system 30 is a server device that manages the original points, for example.
It includes a communication unit 31, a storage unit 32, and a processing unit 33. The original point management system 30
It may be composed of one or more information processing devices.

The communication unit 31 has a communication interface circuit for connecting the original point management system 30 to the communication network N. The communication unit 31 processes data received from information processing devices such as the accumulation point management system 10, the user terminal 20, and the resource management system 40.
Supply to. Further, the communication unit 31 transmits the data supplied from the processing unit 33 to the accumulation point management system 10, the user terminal 20, the resource management system 40, and the like.

The storage unit 32 is composed of, for example, a semiconductor memory, a magnetic disk device, an optical disk device, or the like, and stores a driver program, an operating system program, an application program, data, and the like used for processing by the processing unit 33. For example, the storage unit 32 stores a communication device driver program or the like that controls the communication unit 31 as a driver program. The various programs may be installed in the storage unit 32 from a computer-readable portable recording medium such as a CD-ROM or a DVD-ROM using a known setup program or the like. In addition, the storage unit 32 stores the original point ledger table as data.

FIG. 4 is a diagram showing an example of the data structure of the original point ledger table. Here, the original point ledger table is a ledger table for managing the original points held by each user. The original point ledger table includes a "user ID", an "original point balance", and an "expiration date". The user ID of the holder of the original point is registered in the "user ID". The quantity of original points held by the user is registered in the "original point balance". The expiration date of the original point is registered in the "expiration date". It should be noted that a difference in expiration date may be set between a part of the original points held by one user and the other part, and a plurality of different expiration dates are registered in the original point ledger table in this way. You may.

The processing unit 33 includes one or more processors and peripheral circuits thereof. The processing unit 33 comprehensively controls the overall operation of the original point management system 30, for example.
It is a CPU (Central Processing Unit). The processing unit 33 is the original point management system 3
The operation of the communication unit 31 and the like is controlled so that various processes of 0 are executed by an appropriate procedure based on the program and the like stored in the storage unit 32. The processing unit 33 executes processing based on a program (operating system program, driver program, application program, etc.) stored in the storage unit 32.

The processing unit 33 includes, for example, a receiving unit 331, a transmitting unit 332, and an updating unit 333.
The receiving unit 331 receives various data transmitted from other information processing devices and the like via the communication unit 31. The transmission unit 332 transmits various data to other information processing devices and the like via the communication unit 31. The update unit 333 updates the original point ledger table and the like.

(1-5) Resource management system 40
The resource management system 40 is a system used by financial institutions such as banks to manage resources for source points, reserve points, and the like. In this embodiment, a case where legal tender is used as a source of funds will be described as an example. However, the resources are not limited to legal tender, but securities such as stocks,
It may be any asset such as a financial asset.

The resource management system 40 includes, for example, a communication unit 41, a storage unit 42, and a processing unit 43. The resource management system 40 may be composed of one or more information processing devices.

The communication unit 41 has a communication interface circuit for connecting the resource management system 40 to the communication network N. The communication unit 41 is a reserve point management system 10, a user terminal 2.
Data received from information processing devices such as 0 and the original point management system 30 are processed by the processing unit 43.
Supply to. Further, the communication unit 41 transmits the data supplied from the processing unit 43 to information processing devices such as the accumulation point management system 10, the user terminal 20, and the original point management system 30.

The storage unit 42 is composed of, for example, a semiconductor memory, a magnetic disk device, an optical disk device, or the like, and stores a driver program, an operating system program, an application program, data, and the like used for processing by the processing unit 43. For example, the storage unit 42 stores a communication device driver program or the like that controls the communication unit 41 as a driver program. The various programs may be installed in the storage unit 42 from a computer-readable portable recording medium such as a CD-ROM or a DVD-ROM using a known setup program or the like. In addition, the storage unit 42 stores the resource account table and the resource transfer record table as data.

FIG. 5 is a diagram showing an example of the data structure of the resource account table. The resource account table is
It is a data table for managing the account of the source of funds such as the source points and the reserve points (source account). As shown in FIG. 5, the resource account table includes, for example, a “source account holder”, a “source account ID”, and a “source account balance”. Information for identifying the holder of the resource account (for example, information for identifying the manager of the source point or the manager of the reserve point) is registered in the "account holder". An ID for identifying the resource account is registered in the "resource account ID". The balance of the resources deposited in the account is registered in the "balance of the resources account".

FIG. 6 is a diagram showing an example of the data structure of the resource transfer record table. The resource transfer record table is a table for managing the record of the transaction of resources between the resource accounts managed by the resource account table. As shown in FIG. 6, the resource transfer record table includes, for example, "transfer ID", "transfer date and time", "resource transfer source", "resource transfer destination", and "transfer amount". In the "transfer ID", an ID for identifying the transfer process assigned for each resource transfer process is registered. The date and time when the resource transfer process is executed is registered in the "transfer date and time". The resource account ID that is the transfer source of the resource is registered in the "source account ID of the transfer source". In the "transfer destination resource account ID", the resource account ID to which the resource is transferred (that is, the resource account ID of the resource account held by the reserve point manager) is registered. The amount of resources to be transferred is registered in the "transfer amount".

The processing unit 43 includes one or more processors and peripheral circuits thereof. The processing unit 43 comprehensively controls the overall operation of the resource management system 40, for example, the CPU.
(Central Processing Unit). The processing unit 43 so that various processes of the resource management system 40 are executed in an appropriate procedure based on a program or the like stored in the storage unit 42.
Controls the operation of the communication unit 41 and the like. The processing unit 43 executes processing based on a program (operating system program, driver program, application program, etc.) stored in the storage unit 12.

The processing unit 43 includes, for example, a receiving unit 431, a transmitting unit 432, an updating unit 433, and a transfer record extraction unit 434. The receiving unit 431 receives various data transmitted from other information processing devices and the like via the communication unit 41. The transmission unit 432 transmits various data to other information processing devices and the like via the communication unit 41. The update unit 433 updates the resource account table, the resource transfer record table, and the like. The transfer record extraction unit 434 extracts the transfer record corresponding to the transfer record request from the resource transfer record table in response to the transfer record request.

(3) Operation processing (3-1) Notification processing FIG. 7 is a diagram showing an example of an operation sequence of notification processing by the point accumulation system 1. In the notification process, when a predetermined notification condition is satisfied, the accumulation point management system 10
Sends predetermined notifications of various contents related to the point accumulation service to the user terminal 20.

(S101)
First, the notification condition determination unit 133 of the accumulation point management system 10 refers to the notification setting included in the user information table and determines whether or not the predetermined notification condition is satisfied. As described above, the notification conditions are that the predetermined timing (timing determined based on the expiration date of the original point, periodic timing defined by the predetermined cycle, etc.) has arrived, and the balance of the original point is predetermined. It is defined by the fact that the threshold has been reached and the combination thereof.

(S102)
Next, when the notification condition determination unit 133 determines that the predetermined notification condition is satisfied, the transmission unit 132 of the accumulation point management system 10 notifies the user information table regarding the notification content associated with the notification condition. It is transmitted to the user terminal 20. The receiving unit 251 of the user terminal 20 receives the notification transmitted from the accumulation point management system 10. The content of the notification is
As described above, information related to the original points, information related to the accumulated points, information related to the exchange of these points, and the like may be included.

(S103)
The display processing unit 253 of the user terminal 20 causes the display unit 24 to display the notification received from the accumulation point management system 10. 9A and 9B are diagrams showing an example of a notification displayed on the user terminal 20, respectively. The notification shown in FIG. 9A is a push notification displayed on the lock screen, the standby screen, or the like of the user terminal 20. The notice includes a notice that there are 14 days left until the expiration date of C points. The notification shown in FIG. 9B is a notification displayed on the display screen of the point accumulation service on the user terminal 20. The notification includes the number of points held (balance) of C points and the expiration date of C points. The notification also includes a selection unit for selecting the exchange of C points for accumulated points. By selecting the selection unit, the user can exchange the above-mentioned points for which the exchange contents are specified for the accumulated points. This completes the notification process.

(3-2) Accumulation processing FIG. 8 is a diagram showing an example of an operation sequence of the accumulation processing by the point accumulation system 1. In the accumulation process, when the automatic exchange condition is satisfied or when the user inputs an exchange request, a predetermined quantity of the original points is exchanged for the accumulation points.

(S201)
First, the automatic exchange condition determination unit 134 of the accumulation point management system 10 refers to the automatic exchange setting associated with an arbitrary user ID included in the user information table, and determines whether or not the automatic exchange condition is satisfied. To do. As described above, the automatic exchange conditions are that the predetermined timing (the timing specified based on the expiration date of the original points, the periodic timing specified by the predetermined cycle, etc.) has arrived, and the balance of the original points is It is defined by the fact that a predetermined threshold value has been reached and a combination thereof. If it is determined that the automatic exchange condition is satisfied (S201; Yes), the process proceeds to S203. If it is determined that the automatic exchange condition is not satisfied (S201; No), the process proceeds to S202.

(S202)
When it is determined that the automatic exchange condition is not satisfied (S201; No), the exchange request reception determination unit 135 of the accumulation point management system 10 determines whether or not the reception unit 131 has received the exchange request from the user terminal 20. .. Here, the exchange request is received by the transmission unit 25 of the user terminal 20 in response to the user inputting the transmission of the exchange request via the operation unit 23 of the user terminal 20.
It is transmitted to the accumulation point management system 10 by 2. Accumulation point management system 10
The receiving unit 131 of the above receives the exchange request transmitted from the user terminal 20. In this way, in the point accumulation system 1, the user can also exchange the original points for the accumulation points at the timing he / she desires.

The exchange request includes the user ID of the source of the exchange request, the subtraction quantity of the original points specified by the user, and the like. If it is determined that the exchange request has been received (S202; Yes), the process is S2.
Proceed to 03. If it is determined that the exchange request has not been received (S202; No), the process is S.
Return to 201.

(S203)
When it is determined that the automatic exchange condition is satisfied (S201; Yes), or when it is determined that the exchange request has been received, the transmission unit 132 of the accumulation point management system 10 (S202;
Yes), the original point deduction processing request, and the resource transfer request are transmitted to the automatic exchange condition or the original point management system 30 specified in the exchange request. The receiving unit 331 of the original point management system 30 receives the original point subtraction processing request and the resource transfer request.

Here, the original point subtraction processing request is a request to update the original point ledger table so that the original points are subtracted by a predetermined quantity for the user ID (target user ID) to be exchanged for the original points. .. When it is determined that the automatic exchange condition is satisfied (S201; Yes), the subtraction quantity of the original points is the quantity specified in the automatic exchange content associated with the automatic exchange condition in the user information table, and is an exchange request. (S202; Yes) is the quantity specified in the exchange request transmitted by the user terminal 20.

In addition, the request for transfer of resources is a request to transfer a predetermined amount of resources as resources for reserve points. The predetermined amount is determined based on, for example, a user information table. Specifically, when the fee is 0 (when the fee is not set), the predetermined amount may be an amount corresponding to the subtraction quantity of the original points. In addition, when a fee is set, the predetermined amount may be an amount corresponding to the amount obtained by subtracting the amount corresponding to the acquisition fee of the reserve point manager from the subtraction amount of the original points. The acquisition fee of the original point manager does not have to be included in the resources.

(S204)
Next, the update unit 333 of the original point management system 30 is the reserve point management system 10.
Based on the original point subtraction processing request received from, the original point subtraction processing is executed for the target user ID. Specifically, the update unit 333 subtracts the original point balance associated with the target user ID in the original point ledger table stored in the storage unit 32 by the subtraction quantity specified in the original point subtraction processing request. To do. At this time, the update unit 333
May preferentially subtract original points with close expiration dates when a plurality of expiration dates are set in the original point ledger table.

(S205)
Next, the transmission unit 332 of the original point management system 30 transmits a notification that the original point subtraction process is completed (original point subtraction process completion notification) to the accumulated point management system 10. The receiving unit 131 of the accumulation point management system 10 receives the notification of the completion of the original point subtraction process. The original point subtraction process completion notification may include information indicating the balance of the original points after the subtraction process in S204 is executed.

When the original point management system 30 receives the original point subtraction processing request in S203, it may determine whether the original point balance is insufficient. Specifically, the original point management system 30 may determine whether or not the original point balance recorded in the original point ledger table is equal to or greater than the subtraction quantity specified in the original point subtraction processing request. When it is determined that the original point balance is not equal to or greater than the subtraction quantity, the original point management system 30 determines S2.
Instead of 05, a notification that the subtraction process of the original points cannot be executed may be transmitted to the accumulation point management system 10. Further, the accumulation point management system 10 may send a notification to the user terminal 20 that the exchange process cannot be executed when the exchange request is received from the user terminal 20.

(S206)
Upon receiving the notification of the completion of the original point subtraction process from the original point management system 30, the update unit 136 of the accumulated point management system 10 executes a process of updating the accumulated point ledger table.

Specifically, the update unit 136 is the target user I in the accumulation point ledger table.
The number of accumulated points associated with D is added by a predetermined quantity. Here, the addition quantity of the accumulated points is when it is determined that the automatic exchange condition is satisfied (S201; Ye).
s) is the quantity specified in the automatic exchange content associated with the automatic exchange condition in the user information table, and when it is determined that the exchange request has been received (S202; Yes), the user terminal 20 transmits. The quantity specified in the exchange request or the preset quantity. Further, when the update unit 136 includes information indicating the balance of the original points in the notification of completion of the original point subtraction process, the update unit 136 may update the user information table based on the information.

(S207)
Next, the transmission unit 132 of the accumulation point management system 10 notifies the user terminal 2 of the exchange success.
Send to 0. The receiving unit 251 of the user terminal 20 receives the exchange success notification.

(S208)
Next, the display processing unit 253 of the user terminal 20 causes the display unit 34 to display the exchange success notification received by the reception unit 251. The exchange success notification is displayed, for example, by a push notification or the like in the case of automatic exchange, or by a normal screen display or the like when the exchange request is transmitted from the user terminal 20 to the accumulation point management system 10.

(S209)
Further, the transmission unit 332 of the original point management system 30 is the reserve point management system 10.
When the resource transfer request is received from, the resource transfer request is transmitted to the resource management system 40. The receiving unit 431 of the resource management system 40 receives the resource transfer request. It should be noted that the process does not necessarily have to be executed immediately after the update process (S206) of the reserve point ledger table by the reserve point management system 10, and may be executed at a regular timing such as monthly.

(S210)
Next, the update unit 433 of the resource management system 40 executes the resource transfer process based on the resource transfer request received from the source point management system 30. Specifically, the update unit 433 of the resource management system 40 specifies the resource account related to the resource point management system 30 which is the transmission source of the resource transfer request in the resource account table. Then, the renewal unit 433 updates the resource account table so that the predetermined amount of resources specified in the resource transfer request is transferred from the resource account to the resource account held by the manager of the reserve points. In addition, the update unit 433
Based on the resource transfer request received from the source point management system 30, the resource transfer record table is updated by adding a new record related to the resource transfer request to the resource transfer record table.

(S211)
When the transmission unit 332 transmits the resource transfer request to the resource management system 40, the transmission unit 332 of the source point management system 30 sends a resource transfer notice to notify that the resource transfer request has been transmitted to the resource management system 40. It is transmitted to the management system 10. The receiving unit 131 of the accumulation point management system 10 receives the resource transfer notification.

(S212)
Next, the transmission unit 132 of the reserve point management system 10 uses the original point management system 30.
Based on the resource transfer notification received from, a transfer record request (transfer record request) corresponding to the resource transfer notification is transmitted to the resource management system 40. Receiver 431 of the resource management system 40
Receives the transfer record request.

(S213)
Next, the transfer record extraction unit 434 of the resource management system 40 is the reserve point management system 1.
When the transfer record request is received from 0, the transfer record corresponding to the transfer record request is extracted from the resource transfer record table stored in the storage unit 42.

(S214)
Next, the transmission unit 432 of the resource management system 40 transmits the transfer record extracted by the transfer record extraction unit 434 to the accumulation point management system 10. The receiving unit 131 of the accumulation point management system 10 receives the transfer record.

(S215)
Next, the matching processing unit 137 of the accumulation point management system 10 executes the matching processing between the resource transfer notification received from the original point management system 30 and the transfer record received from the resource management system 40. Specifically, the matching processing unit 137 determines whether or not the transfer source, transfer destination, transfer amount, etc. included in each of the resource transfer notification and the transfer record match each other, thereby transmitting the resource transfer notification. And the transfer record are determined to match. Immediately after the end of S206 described above, the status of the accumulated points added by the update process of the accumulated point ledger table may be disabled. In this case, the accumulated point management system 10 is concerned. On condition that the matching process in S215 is successful,
The status may be changed to a usable state. This completes the accumulation process.

In the above-described embodiment, the transfer source resource account and the transfer destination resource account are managed by one resource management system 40. However, the resource account of the transfer source and the resource account of the transfer destination may be managed by different resource management systems 40. In this case, for example, in S208 described above, the resource management system 40A that manages the resource account of the transfer source supplies the resource management system 40B that manages the resource account of the transfer destination with the predetermined amount of resources specified in the resource transfer request. You may send a request to transfer from the source account of the transfer source to the source account of the transfer destination. Then, the resource management system 40A executes a process of reducing the predetermined amount of the transfer source resource account, and the resource management system 40B executes a process of increasing the predetermined amount of the transfer destination resource account. May be good. Also, in this case
In S210 described above, the accumulation point management system 10 may transmit the transfer record request to the resource management system 40B that manages the resource account of the transfer destination.

As described above, in the point accumulation system 1, the storage unit 1 has an automatic exchange condition that defines the conditions for exchanging the original points managed by the original point management system 30 for the accumulated points.
It is stored in 2. Then, when the automatic exchange condition determination unit 134 determines that the automatic exchange condition is satisfied for a predetermined user, the transmission unit 132 subtracts at least a part of the original points for the predetermined user. An update request for updating the point ledger table is sent to the original point management system 30, and the update unit 136 reserves a predetermined user so as to add a quantity of accumulated points based on at least a part of the original points. Update the point ledger table. Therefore, it becomes easy to manage the exchange of the original points for the accumulated points.

Arbitrary data including each table described as being stored in each of the above-mentioned storage units (storage unit 12, storage unit 22, storage unit 32, storage unit 42, etc.) is not limited to each system or terminal, but is external. It may be acquired by appropriately accessing the external storage or the like by each system or terminal after being stored and managed in the storage or the like. Alternatively, arbitrary data including each of these tables may be stored and managed in a distributed ledger format inside and / or outside the point accumulation system 1.

The embodiments described above are for facilitating the understanding of the present invention, and are not for limiting and interpreting the present invention. Each element included in the embodiment and its arrangement, material, condition, shape, size, etc. are not limited to those exemplified, and can be changed as appropriate. In addition, the configurations shown in different embodiments can be partially replaced or combined.

1 ... Point accumulation system, 10 ... Accumulation point management system, 11 ... Communication unit, 12 ...
Storage unit, 13 ... Processing unit, 131 ... Reception unit, 132 ... Transmission unit, 133 ... Notification condition determination unit, 1
34 ... Automatic exchange condition determination unit, 135 ... Exchange request reception determination unit, 136 ... Update unit, 137 ... Match processing unit, 20 ... User terminal, 21 ... Communication unit, 22 ... Storage unit, 23 ... Operation unit, 24 ... Display Unit, 25 ... Processing unit, 251 ... Receiving unit, 252 ... Transmitting unit, 253 ... Display processing unit, 30 ... Original point management system, 31 ... Communication unit, 32 ... Storage unit, 33 ... Processing unit, 331 ... Receiver unit, 3
32 ... Transmission unit, 333 ... Update unit, 40 ... Resource management system, 41 ... Communication unit, 42 ... Storage unit, 43 ... Processing unit, 431 ... Reception unit, 432 ... Transmission unit, 433 ... Update unit, 434 ... Transfer record Extraction unit

Claims (15)

A storage unit that stores exchange conditions that specify conditions for exchanging the first point managed by the point management system for the second point.
An exchange condition determination unit that determines whether or not the exchange condition is satisfied for a predetermined user,
When the exchange condition determination unit determines that the exchange condition is satisfied, the ledger data of the first point is updated so as to subtract at least a part of the first point for the predetermined user. A transmitter that sends an update request to the point management system,
When the exchange condition determination unit determines that the exchange condition is satisfied, the exchange condition determination unit adds the second point in a quantity based on at least a part of the first point to the predetermined user. The update department that updates the ledger data of the second point,
The system. The system according to claim 1, wherein the exchange condition includes at least one of the arrival of a predetermined first timing and the balance of the first points reaching a predetermined first threshold value. The predetermined first timing is defined based on the expiration date of the first point.
The system according to claim 2. The system according to claim 2, wherein the predetermined first timing is defined by a predetermined first cycle. Further, a receiving unit for receiving an exchange request for exchanging the first point for the second point from the information processing device is provided.
When the receiving unit receives the exchange request, the transmitting unit updates the ledger data of the first point so as to subtract at least a part of the first point for the predetermined user. Send the update request to the point management system
When the receiving unit receives the update request, the updating unit adds the second point in a quantity based on at least a part of the first point to the predetermined user. The system according to any one of claims 1 to 4, which updates 2-point ledger data. From claim 1, the transmitting unit further transmits a resource transfer request for transferring a resource specified based on at least a part of the first point as a resource for the second point to the point management system. The system according to any one of 5. A notification condition determination unit for determining whether or not a predetermined notification condition is satisfied is further provided.
The system according to any one of claims 1 to 6, wherein the transmission unit transmits a predetermined notification when the notification condition determination unit determines that the predetermined notification condition is satisfied. The system according to claim 7, wherein the predetermined notification condition includes at least one of the arrival of a predetermined second timing and the balance of the first point reaching a predetermined second threshold value. The predetermined second timing is defined based on the expiration date of the first point.
The system according to claim 8. The system according to claim 8, wherein the predetermined second timing is defined by a predetermined second cycle. The system according to any one of claims 8 to 10, wherein the predetermined notification includes at least one of the information relating to the first point and the information relating to the second point. The predetermined notification indicates that the first point is exchanged for the second point, the timing for exchanging the first point for the second point, the balance of the first point, the expiration date of the first point, and the subtraction. 11. The system of claim 11, comprising at least one of the quantity of the first points to be added, the quantity of the second points to be added, and the balance of the second points. In the ledger data of the second point, the quantity of the second point is recorded for each type of the first point.
The update unit according to any one of claims 1 to 12, wherein the update unit updates the ledger data of the second point by updating the quantity of the second point corresponding to the type of the first point. System. An information processing device including a storage unit that stores exchange conditions that define conditions for exchanging the first point managed by the point management system for the second point.
A step of determining whether or not the exchange condition is satisfied for a predetermined user, and
The first associated with the user when it is determined that the exchange condition is met.
A step of executing a process of exchanging at least a part of points for the second point, and
Is a way to execute
The step of executing the process of exchanging for the second point is
A step of transmitting an update request to the user to update the ledger data of the first point so as to subtract at least a part of the first point to the point management system.
A step of updating the ledger data of the second point so as to add the second point of the quantity based on at least a part of the first point to the user.
Including methods. An information processing device including a storage unit that stores exchange conditions that define conditions for exchanging the first point managed by the point management system for the second point.
An exchange condition determination unit that determines whether or not the exchange condition is satisfied for a predetermined user,
An exchange processing unit that executes a process of exchanging at least a part of the first point associated with the user for the second point when the exchange condition determination unit determines that the exchange condition is satisfied. It is a program to function as
The exchange processing unit
A request unit that transmits an update request for updating the ledger data of the first point to the point management system so as to subtract at least a part of the first point from the user.
An update unit that updates the ledger data of the second point so as to add the second point of the quantity based on at least a part of the first point to the user.
Including the program.

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