JP2020170556A5 - Information processing equipment and programs - Google Patents

Information processing equipment and programs Download PDF

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Publication number
JP2020170556A5
JP2020170556A5 JP2020120393A JP2020120393A JP2020170556A5 JP 2020170556 A5 JP2020170556 A5 JP 2020170556A5 JP 2020120393 A JP2020120393 A JP 2020120393A JP 2020120393 A JP2020120393 A JP 2020120393A JP 2020170556 A5 JP2020170556 A5 JP 2020170556A5
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Japan
Prior art keywords
information
debtor
storage unit
settlement
creditor
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JP2020120393A
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Japanese (ja)
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JP2020170556A (en
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Priority to JP2020120393A priority Critical patent/JP2020170556A/en
Priority claimed from JP2020120393A external-priority patent/JP2020170556A/en
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Publication of JP2020170556A5 publication Critical patent/JP2020170556A5/en
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Claims (14)

債務者からの依頼に基づく債務整理に係る情報を受け付け、前記債務者に紐づく債務整理に係る情報を記憶部に記憶するための受付手段と、
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段と、
を備える、情報処理装置。
A receiving means for receiving information related to debt consolidation based on a request from a debtor and storing information related to debt consolidation associated with the debtor in a storage unit.
A reflection means for reflecting information on deposits and withdrawals of a proxy account that the debtor can deposit and withdraw to the creditor in the information related to the debt consolidation stored by the storage unit .
Information processing device.
債務整理に係る情報を受け付け、債務者に紐づく前記債務整理に係る情報を記憶部に記憶するための受付手段と、 Receiving means for receiving information related to debt consolidation and storing the information related to debt consolidation associated with the debtor in the storage unit,
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段と、 A reflection means for reflecting information on deposits and withdrawals of a proxy account that the debtor can deposit and withdraw to the creditor in the information related to the debt consolidation stored by the storage unit.
精算に関する情報又は精算に関する機能を、外部に提供する提供手段と、 Providing means to provide information about settlement or functions related to settlement to the outside,
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者との和解に関する和解情報を反映する手段と、 A means for reflecting the settlement information regarding the settlement with the creditor for each debtor in the information relating to the debt consolidation stored by the storage unit, and
前記代理口座に入金された金額に基づいて、和解交渉を行うか否かを判断する手段と、 A means of deciding whether or not to negotiate a settlement based on the amount deposited in the proxy account,
を備える、情報処理装置。 Information processing device.
債務整理に係る情報を受け付け、債務者に紐づく前記債務整理に係る情報を記憶部に記憶するための受付手段と、 Receiving means for receiving information related to debt consolidation and storing the information related to debt consolidation associated with the debtor in the storage unit,
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段と、 A reflection means for reflecting information on deposits and withdrawals of a proxy account that the debtor can deposit and withdraw to the creditor in the information related to the debt consolidation stored by the storage unit.
前記債務整理に関する費用を前記代理口座から精算する手段と、 A means of reimbursing the debt consolidation costs from the agency account,
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者との和解に関する和解情報を反映する手段と、 A means for reflecting the settlement information regarding the settlement with the creditor for each debtor in the information relating to the debt consolidation stored by the storage unit, and
前記代理口座に入金された金額を、和解交渉を行うか否かを判断するユーザに報知する報知手段と、 A notification means for notifying the user who decides whether or not to negotiate a settlement with the amount deposited in the proxy account, and
を備える、情報処理装置。 Information processing device.
債務整理に係る情報を受け付け、債務者に紐づく前記債務整理に係る情報を記憶部に記憶するための受付手段と、 Receiving means for receiving information related to debt consolidation and storing the information related to debt consolidation associated with the debtor in the storage unit,
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段と、 A reflection means for reflecting information on deposits and withdrawals of a proxy account that the debtor can deposit and withdraw to the creditor in the information related to the debt consolidation stored by the storage unit.
精算に関する情報又は精算に関する機能を、外部に提供する提供手段と、 Providing means to provide information about settlement or functions related to settlement to the outside,
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者との和解に関する和解情報を反映する手段と、 A means for reflecting the settlement information regarding the settlement with the creditor for each debtor in the information relating to the debt consolidation stored by the storage unit, and
前記代理口座に入金された金額を、和解交渉を行うか否かを判断するユーザに報知する報知手段と、 A notification means for notifying the user who decides whether or not to negotiate a settlement with the amount deposited in the proxy account, and
を備える、情報処理装置。 Information processing device.
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債務事件に関する事件情報を反映する手段と、 A means for reflecting the case information regarding the debt case for each debtor in the information related to the debt consolidation stored by the storage unit, and
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者に関する債権者情報を反映する手段と、 A means for reflecting the creditor information regarding the creditor for each debtor in the information related to the debt consolidation stored by the storage unit, and
前記記憶部により記憶された前記債務整理に係る情報に、前記債権者ごとの債務に関する債務情報を反映する手段と、 A means for reflecting the debt information related to the debt of each creditor in the information related to the debt consolidation stored by the storage unit, and
をさらに備える請求項1から請求項4の何れか一項に記載の情報処理装置。 The information processing apparatus according to any one of claims 1 to 4, further comprising.
前記情報処理装置は通信網を介してインターネットバンキングシステムに接続されており、 The information processing device is connected to an Internet banking system via a communication network.
前記インターネットバンキングシステムに対し、前記債務者に係る債権者ごとに前記代理口座から送金する前記債権者ごとの送金額を示す送金情報を送信する手段と、 A means for transmitting remittance information indicating the remittance amount for each creditor to be remitted from the proxy account for each creditor related to the debtor to the Internet banking system.
をさらに備える請求項5に記載の情報処理装置。 The information processing apparatus according to claim 5, further comprising.
前記インターネットバンキングシステムから前記債務者ごとに代理口座に入金した前記債務者ごとの入金額を示す入金情報を受信する手段と、 A means for receiving deposit information indicating the deposit amount for each debtor that has been deposited in a proxy account for each debtor from the Internet banking system.
をさらに備える請求項6に記載の情報処理装置。 The information processing apparatus according to claim 6, further comprising.
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者との交渉記録に関する交渉記録情報、前記債務者ごとの裁判進捗に関する裁判進捗情報及び前記債務者ごとの裁判経費に関する裁判経費情報のいずれか又は全てを反映する手段と、 In addition to the information related to debt consolidation stored by the storage unit, negotiation record information regarding negotiation records with creditors for each debtor, trial progress information regarding trial progress for each debtor, and trial expenses for each debtor. Means to reflect any or all of the court expense information regarding
をさらに備える請求項1から請求項7のいずれか一項に記載の情報処理装置。 The information processing apparatus according to any one of claims 1 to 7, further comprising.
前記情報処理装置は通信網を介してインターネットバンキングシステムに接続されており、 The information processing device is connected to an Internet banking system via a communication network.
前記インターネットバンキングシステムから、前記債務者ごとに代理口座に入金した前記債務者ごとの入金額を示す入金情報を受信する手段と、 A means for receiving deposit information indicating the deposit amount for each debtor who has deposited in the proxy account for each debtor from the Internet banking system.
前記インターネットバンキングシステムに対し、前記債務者に係る債権者ごとに前記代理口座から送金する前記債権者ごとの送金額を示す送金情報を送信する手段と、 A means for transmitting remittance information indicating the remittance amount for each creditor to be remitted from the proxy account for each creditor related to the debtor to the Internet banking system.
をさらに備える請求項1から請求項4の何れか一項に記載の情報処理装置。 The information processing apparatus according to any one of claims 1 to 4, further comprising.
前記インターネットバンキングシステムから、前記債権者ごとに前記代理口座から出金した前記債権者ごとの出金額を示す出金情報を受信する手段と、 A means for receiving withdrawal information indicating the withdrawal amount of each creditor withdrawn from the proxy account for each creditor from the Internet banking system.
前記記憶部により記憶された前記債務者ごとの情報に前記出金情報を反映する手段と、 A means for reflecting the withdrawal information in the information for each debtor stored by the storage unit, and
をさらに備える請求項9に記載の情報処理装置。 The information processing apparatus according to claim 9.
コンピュータを、 Computer,
債務者からの依頼に基づく債務整理に係る情報を受け付け、前記債務者に紐づく債務整理に係る情報を記憶部に記憶するための受付手段、 A reception means for accepting information related to debt consolidation based on a request from a debtor and storing information related to debt consolidation associated with the debtor in a storage unit,
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段、 A reflection means for reflecting information on deposits and withdrawals of a proxy account that can be deposited by the debtor and can be withdrawn to the creditor in the information related to the debt consolidation stored by the storage unit.
として機能させるプログラム。 A program that functions as.
コンピュータを、 Computer,
債務整理に係る情報を受け付け、債務者に紐づく前記債務整理に係る情報を記憶部に記憶するための受付手段、 A reception means for receiving information related to debt consolidation and storing the information related to debt consolidation associated with the debtor in the storage unit,
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段、 A reflection means for reflecting information on deposits and withdrawals of a proxy account that can be deposited by the debtor and can be withdrawn to the creditor in the information related to the debt consolidation stored by the storage unit.
精算に関する情報又は精算に関する機能を、外部に提供する提供手段、 Providing means to provide information about settlement or functions related to settlement to the outside,
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者との和解に関する和解情報を反映する手段、 A means for reflecting the settlement information regarding the settlement with the creditor for each debtor in the information relating to the debt consolidation stored by the storage unit.
前記代理口座に入金された金額に基づいて、和解交渉を行うか否かを判断する手段、 A means of deciding whether or not to negotiate a settlement based on the amount deposited in the proxy account,
として機能させるプログラム。 A program that functions as.
コンピュータを、 Computer,
債務整理に係る情報を受け付け、債務者に紐づく前記債務整理に係る情報を記憶部に記憶するための受付手段、 A reception means for receiving information related to debt consolidation and storing the information related to debt consolidation associated with the debtor in the storage unit,
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段、 A reflection means for reflecting information on deposits and withdrawals of a proxy account that can be deposited by the debtor and can be withdrawn to the creditor in the information related to the debt consolidation stored by the storage unit.
前記債務整理に関する費用を前記代理口座から精算する手段、 A means of reimbursing the debt consolidation costs from the agency account,
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者との和解に関する和解情報を反映する手段、 A means for reflecting the settlement information regarding the settlement with the creditor for each debtor in the information relating to the debt consolidation stored by the storage unit.
前記代理口座に入金された金額を、和解交渉を行うか否かを判断するユーザに報知する報知手段、 A notification means for notifying the user who decides whether or not to negotiate a settlement with the amount deposited in the proxy account.
として機能させるプログラム。 A program that functions as.
コンピュータを、 Computer,
債務整理に係る情報を受け付け、債務者に紐づく前記債務整理に係る情報を記憶部に記憶するための受付手段、 A reception means for receiving information related to debt consolidation and storing the information related to debt consolidation associated with the debtor in the storage unit,
前記債務者が入金可能で、かつ、債権者に対して出金可能な代理口座の入出金に関する情報を、前記記憶部により記憶された前記債務整理に係る情報に反映するための反映手段、 A reflection means for reflecting information on deposits and withdrawals of a proxy account that can be deposited by the debtor and can be withdrawn to the creditor in the information related to the debt consolidation stored by the storage unit.
精算に関する情報又は精算に関する機能を、外部に提供する提供手段、 Providing means to provide information about settlement or functions related to settlement to the outside,
前記記憶部により記憶された前記債務整理に係る情報に、前記債務者ごとの債権者との和解に関する和解情報を反映する手段、 A means for reflecting the settlement information regarding the settlement with the creditor for each debtor in the information relating to the debt consolidation stored by the storage unit.
前記代理口座に入金された金額を、和解交渉を行うか否かを判断するユーザに報知する報知手段、 A notification means for notifying the user who decides whether or not to negotiate a settlement with the amount deposited in the proxy account.
として機能させるプログラム。 A program that functions as.
JP2020120393A 2020-07-14 2020-07-14 Debt customer management system, debt customer management method, and debt customer management program Pending JP2020170556A (en)

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JP2020120393A JP2020170556A (en) 2020-07-14 2020-07-14 Debt customer management system, debt customer management method, and debt customer management program

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JP2020120393A JP2020170556A (en) 2020-07-14 2020-07-14 Debt customer management system, debt customer management method, and debt customer management program

Related Parent Applications (1)

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JP2018114655A Division JP6738097B2 (en) 2018-06-15 2018-06-15 Debt customer management system, debt customer management method and debt customer management program

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JP2020170556A5 true JP2020170556A5 (en) 2021-07-29

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