JP2019152981A - Settlement terminal, settlement processing system, and program - Google Patents

Abstract

To provide a settlement terminal, a settlement processing system, and a program that can prevent settlement from being made in a settlement terminal different from a settlement terminal linked to host terminals.SOLUTION: In a settlement processing system 100 comprising: a plurality of host terminals 12 that determine the amount of money; a plurality of settlement terminals 14 that are connected by communication to any of the plurality of host terminals 12 and perform processing related to the settlement of the determined amount of money; and an information processing center 16 that executes settlement, the settlement terminals 14 each include a display unit 310 that displays a host terminal ID on a screen.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a payment terminal, a payment processing system, and a program, and more particularly, to a payment terminal, a payment processing system, and a program for performing payment using a payment terminal that is wirelessly linked to a host terminal.

  2. Description of the Related Art Conventionally, there is a payment processing system in which a payment terminal for payment of credits is linked with a host terminal (POS or the like) for inputting an amount.

  There is also a payment processing system that uses a payment terminal in combination with a plurality of connection devices (see Patent Document 1).

Japanese Patent Laid-Open No. 2006-162355

  In a conventional payment processing system, it is assumed that a payment terminal and a host terminal are used in a one-to-one combination when performing payment. For example, as shown in FIG. 7, there is a case where one host terminal and one payment terminal exist in the same store. However, if there are multiple higher-level terminals and multiple payment terminals in the same store, and the higher-level terminal can be connected to any payment terminal, it is difficult to identify the payment terminal that specified payment at the higher-level terminal. There was a problem that sometimes settled.

  For example, FIG. 1 shows the case of a store composed of three POS (Point of Sale) terminals and two payment terminals. In the store having the configuration shown in FIG. 1, when two payments, that is, customer A's 1,000 yen payment and customer B's 10,000 yen payment, are attempted at the same time, customer A's payment is transferred to the POS terminal (A ) And 1,000 yen are input and linked to the payment terminal (A). Further, it is assumed that the customer B inputs 10,000 yen at the POS terminal (B) and is linked to the payment terminal (B). When the POS terminal and the payment terminal are connected by wireless communication, for example, both the payment terminal (A) and the payment terminal (B) are linked with the higher order terminal, but with which higher order terminal is linked. I can't figure out. In this way, when it is difficult to determine the combination of the POS terminal and the payment terminal, the linked payment terminal such as the payment terminal (B) that makes payment for the customer A misunderstood. In some cases, payment was made at another payment terminal.

  The present invention has been made to solve the above problems, and provides a payment terminal, a payment processing system, and a program that can prevent payment from being made at a payment terminal different from the linked payment terminal. Objective.

  In order to achieve the above object, a payment terminal according to the present invention is a payment terminal for performing processing related to payment of the determined amount by connecting to any of a plurality of higher-order terminals for determining the amount, A display unit configured to display information for specifying the higher-order terminal on the screen.

  According to the present invention, by displaying information for identifying the connected upper terminal on the screen, it is possible to specify which upper terminal the payment terminal is linked to, and the payment terminal linked to the upper terminal. Can be prevented from being settled at a different payment terminal.

  Moreover, in the payment terminal, information for specifying the higher order terminal may be an ID associated with the higher order terminal.

  According to the present invention, by displaying the ID of the linked higher order terminal, it is possible to specify which higher order terminal the payment terminal is linked to, and the payment is made at a different payment terminal from the payment terminal linked to the higher order terminal. Can be prevented.

  The payment terminal further includes a storage unit storing an image as information associated with the upper terminal, and the display unit displays the image on the screen as information for specifying the upper terminal. You may do it.

  According to the present invention, by displaying an image associated with the upper terminal on the screen, it is possible to identify by which image the upper terminal is linked with the payment terminal. Can be prevented from being settled at different payment terminals.

  The settlement terminal further includes a speaker unit and a storage unit storing sound as information associated with the upper terminal, wherein the speaker unit outputs the sound as information for specifying the upper terminal. You may make it alert | report.

  According to the present invention, by notifying the sound associated with the upper terminal, it is possible to specify which upper terminal the payment terminal is linked with the sound pattern. Can be prevented from being settled at different payment terminals.

  In the payment terminal, the information associated with the upper terminal may be acquired from the upper terminal and stored in the storage unit.

    According to the present invention, the information associated with the upper terminal can be managed in the upper terminal by acquiring and storing the information associated with the upper terminal from the upper terminal.

  In the payment terminal, for receiving the request for processing related to the payment from the high-order terminal after communication with the high-level terminal is started and for specifying the high-order terminal until the processing related to the payment is started Information may be displayed on the screen of the display unit.

  According to the present invention, until the communication is started and the settlement is started, the information for identifying the upper terminal is displayed, so that the upper terminal that is going to make the settlement can be surely identified. It is possible to prevent payment from being made at a payment terminal different from the payment terminal linked to the terminal.

  In the payment terminal, after transmitting that the processing related to the payment is completed to the upper terminal, information for specifying the upper terminal is displayed on the screen of the display unit until an end request is received from the upper terminal. You may make it do.

  According to the present invention, by displaying the information for specifying the upper terminal until the processing related to the payment is completed, the upper terminal trying to make the payment can be surely specified and linked with the upper terminal. It is possible to prevent payment from being made at a payment terminal different from the payment terminal.

  In addition, a payment processing system according to the present invention includes a plurality of higher-order terminals that determine an amount of money, a plurality of payment terminals that are connected to any of the upper-level terminals by communication and perform processing related to the payment of the determined amount, The payment terminal includes a display unit that displays information for specifying the connected higher-level terminal on a screen.

  According to the present invention, by displaying information for identifying the connected upper terminal on the screen, it is possible to specify which upper terminal the payment terminal is linked to, and the payment terminal linked to the upper terminal. Can be prevented from being settled at a different payment terminal.

  Moreover, the program of this invention is a program for functioning a computer as each part of the payment terminal of this invention.

  According to the present invention, it is possible to specify which higher-order terminal the payment terminal is linked to, and it is possible to prevent payment from being made at a payment terminal different from the payment terminal linked to the higher-level terminal.

  ADVANTAGE OF THE INVENTION According to this invention, it can prevent paying with the payment terminal different from the payment terminal linked with the high-order terminal.

It is a figure which shows an example of the payment processing system which concerns on embodiment of this invention, and is a figure which shows an example in case the several high-order terminal and several payment terminals exist in the same store. It is a block diagram which shows the structure of the high-order terminal which concerns on embodiment of this invention. It is a block diagram which shows the structure of the payment terminal which concerns on embodiment of this invention. It is a block diagram which shows the structure of the information processing center which concerns on embodiment of this invention. It is a sequence diagram which shows the payment process routine in the payment processing system which concerns on embodiment of this invention. It is a figure which shows an example of the screen display of the payment terminal according to the interlocking | linkage condition of a high-order terminal and a payment terminal. It is a figure which shows an example of the payment processing system in case the one high-order terminal and one payment terminal exist in the same store.

  Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

<Embodiment of the present invention>
A configuration of the payment processing system according to the embodiment of the present invention will be described. As shown in FIG. 1, the payment processing system 100 according to the embodiment of the present invention functionally includes a plurality of upper terminals 12 and a plurality of payment terminals 14 in the same store as shown in FIG. 1. Connected by wireless communication such as Wi-Fi (registered trademark) or Bluetooth (registered trademark), and the settlement terminal 14 is connected to the information processing center 16 via the network 3 such as the Internet by wireless communication. Hereinafter, one upper terminal 12 among the plurality of upper terminals 12 and one payment terminal 14 among the plurality of payment terminals 14 will be described.

  The host terminal 12 is a device such as a POS terminal that inputs business contents such as sales and cancellation of credits and David, and transaction contents such as the amount of a customer's purchased product. Further, the upper terminal 12 is connected to a management server (not shown) installed in the store or in the head office and can communicate.

  The payment terminal 14 is a device that performs processing related to payment by connecting to any of the upper terminals 12 by wireless communication. For example, card information such as a credit card, a debit card, and an IC card corresponding to electronic money is read to obtain payment information related to payment. In addition, an execution key is input before settlement related to the product. In addition, the settled slip is printed.

  FIG. 2 is a block diagram showing the configuration of the upper terminal 12 in the present embodiment. As shown in FIG. 2, the upper terminal 12 includes a control unit 202, a storage unit 204, a communication unit 206, a display unit 208, an input unit 210, a speaker unit 212, and a printer unit 214. Is done.

  The control unit 202 includes a CPU (Central Processing Unit) and controls the entire upper terminal 12. The storage unit 204 includes a RAM (Random Access Memory) and a ROM (Read Only Memory), and stores various information. For example, the storage unit 204 stores necessary information such as the individual identification number of the own terminal, the cash register number of the own terminal in the store, and the user ID of the terminal user. The individual identification number is a unique number assigned to the upper terminal 12 or an ID composed of symbols such as alphabets. The cash register number is a serial number assigned in the store, or an ID composed of symbols such as alphabets. The user ID is an ID registered in advance for a terminal user who uses the upper terminal 12. The individual identification number, cash register number, or user ID is used as the upper terminal ID. The communication unit 206 communicates with the payment terminal 14 by wireless communication such as Wi-Fi. The display unit 208 is an LCD (Liquid Crystal Display) and displays various information. The input unit 210 receives an input of an amount, an authentication key of a terminal user, and the like. The speaker unit 212 is a speaker that outputs sounds such as notifications and sounds such as announcements. The printer unit 214 is a printer that prints a slip.

  FIG. 3 is a block diagram showing the configuration of the payment terminal 14 in the present embodiment. As shown in FIG. 3, the payment terminal 14 includes a control unit 302, a storage unit 304, a communication unit 306, a card reading unit 308, a display unit 310, an input unit 312, a speaker unit 314, and a printer unit. 316.

  The control unit 302 includes a CPU and controls the entire payment terminal 14. The storage unit 304 stores the upper terminal ID received from the upper terminal 12. The storage unit 304 temporarily stores card information related to payment. The card information is, for example, a credit card, a debit card, a card number of an IC card, a personal identification number, or the like. The communication unit 306 communicates with the upper terminal 12 and the information processing center by wireless communication such as Wi-Fi. The card reading unit 308 is a reading unit such as a magnetic card reader or an IC card reader that reads card information from a credit card. The display unit 310 is an LCD and displays various information. The information displayed by the display unit 310 is, for example, the state of linkage with the upper terminal 12 or the upper terminal ID that is the individual identification number of the upper terminal 12. The input unit 312 is a keypad for inputting buttons representing numbers and symbols for inputting a password. The speaker unit 314 is a speaker that outputs sounds such as notifications and sounds such as announcements. The printer unit 316 is a printer that prints a slip relating to a purchased product. Further, it is also possible to transmit the print contents of the printer unit 316 to the upper terminal 12 and print it by the printer unit 214. An example of information for specifying the upper terminal is the upper terminal ID.

  The information processing center 16 is a server device that accepts a payment request from the payment terminal 14 and executes payment.

  FIG. 4 is a block diagram showing a configuration of the information processing center 16 in the present embodiment. As shown in FIG. 4, the information processing center 16 includes a communication unit 402, a payment terminal authentication unit 404, a payment information management unit 406, a payment terminal maintenance unit 408, and a card payment service center relay unit 410.

  The communication unit 402 communicates with the payment terminal 14 via the network 3. The payment terminal authentication unit 404 authenticates the payment terminal 14 using an ID, a password, or the like. The payment information management unit 406 executes payment processing based on the card information received from the payment terminal 14. The card information is information necessary for settlement such as a card number and a password. The payment terminal maintenance unit 408 performs maintenance of the payment terminal 14 that accesses the information processing center 16. For example, the payment terminal maintenance unit 408 temporarily disables the illegally operated payment terminal 14 as maintenance. The card settlement service center relay unit 410 is connected to a server device such as a credit card company and executes settlement processing using a credit card.

  Next, a processing sequence according to the embodiment of the present invention will be described with reference to FIG. In the following processing sequence, a description will be given assuming that one upper terminal of the plurality of upper terminals 12 and one payment terminal of the plurality of payment terminals 14 communicate with each other.

  First, in step S <b> 100, the upper terminal 12 receives an input of an amount of money through the input unit 210. Here, it is assumed that the amount read by a barcode or the like is automatically input.

  In S <b> 102, the upper terminal 12 accepts selection of a settlement type such as credit sales. As the payment type, cash, credit card, debit card, electronic money IC card, or the like can be selected. In this embodiment, it is assumed that a credit card is selected.

  In step S <b> 103, the upper terminal 12 designates the payment terminal 14 to be interlocked with the upper terminal 12.

  As for the method for designating the payment terminal 14 in S103, the host terminal 12 displays the identification information of the payment terminal 14 that can be used at that time and allows the employee to select it. For example, there may be a method of storing identification information of the payment terminals 14 together with priorities and automatically designating currently available payment terminals 14 from the payment terminals 14 according to the priorities. Any method may be adopted.

  In S104, the payment terminal 14 transmits an interlock start request to the payment terminal 14 designated in S103. At this time, the host terminal ID is notified to the settlement terminal 14.

  If the payment terminal 14 is not linked to another higher-level terminal 12 in S106, the payment terminal 14 sends a linked start response to the higher-level terminal 12. It is assumed that the settlement terminal 14 does not make an interlock start response if it is in a state of being interlocked with another upper terminal 12. Therefore, if there is no interlocking start response, the upper terminal 12 designates another settlement terminal 14 and transmits an interlocking start request. Further, the settlement terminal 14 displays a standby display as shown in FIG. 6A on the screen of the display unit 310 until the linkage with the host terminal 12 is started.

  In S108, when the payment terminal 14 starts to link with the upper terminal 12, the upper terminal ID notified in S104 as the terminal authentication screen is displayed on the display unit 310 by a display during authentication as shown in FIG. 6B. Display on the screen.

  In S <b> 110, the upper terminal 12 transmits a terminal authentication request to the settlement terminal 14.

  In S112, when the terminal authentication is successful, the payment terminal 14 responds to the upper terminal 12 with a successful authentication. The terminal authentication is successful when the host terminal 12 and the payment terminal 14 match the IDs generated by a predetermined authentication procedure.

  In S114, the settlement terminal 14 displays the upper terminal ID notified in S104 as the interlocking screen on the screen of the display unit 310 using the interlocking characters as shown in FIG. 6C.

  In S <b> 116, the upper terminal 12 transmits a payment start request to the payment terminal 14.

  In S118, the settlement terminal 14 displays a transaction start display on the screen of the display unit 310, as shown in FIG. 6D, together with the upper terminal ID notified in S104 as a transaction start screen.

  In S120, the payment terminal 14 reads the card information of the credit card by the card reading unit 308.

  In S122, the payment terminal 14 accepts the password of the credit card as the card information when the card user inputs the password from the input unit 312.

  In S <b> 124, the payment terminal 14 transmits a payment request including card information to the information processing center 16.

  In S126, the information processing center 16 executes a payment process based on the card information. In the settlement process, the information processing center 16 communicates with a card company server device (not shown), and the settlement process is performed based on the card information.

  In S128, the information processing center 16 transmits a settlement response to the settlement terminal 14 to the settlement terminal.

  In S130, the settlement terminal 14 executes a settlement slip printing for the purchased product. When the slip printing is executed on the upper terminal 12 side, the settlement response is notified to the upper terminal 12, and the slip printing is executed on the upper terminal 12 side.

  In S <b> 132, a payment completion response is transmitted from the payment terminal 14 to the upper terminal 12.

  In S134, the payment terminal 14 displays the upper terminal ID notified in S104 as the interlocking screen on the screen of the display unit 310 using characters as shown in FIG.

  In S136, a termination request is transmitted from the upper terminal 12 to the settlement terminal 14.

  In S138, the end response is transmitted from the settlement terminal 14 to the upper terminal 12, and the interlocking state with the upper terminal 12 is released. Further, when the link with the host terminal 12 is released, the screen of the display unit 310 is switched to a standby display as shown in FIG.

  As described above, according to the payment processing system according to the embodiment of the present invention, the payment terminal displays information for specifying the connected upper terminal on the screen. Thus, in a configuration in which a plurality of upper terminals and a plurality of payment terminals are in the same store, in a case where two or more payments are to be performed simultaneously with the plurality of upper terminals, any upper terminal on the payment terminal side Therefore, it is possible to prevent payment from being made at a payment terminal different from the linked payment terminal. In the present embodiment, the upper terminal ID is displayed on the screen as information for specifying the upper terminal.

<Modification of Embodiment>
A modification of the above-described embodiment will be described.

  For example, the payment terminal 14 may use at least one of an image, a color, and a sound as information for specifying the upper terminal. In this case, it is assumed that the storage unit 304 of the payment terminal stores the image, color, and sound associated with the higher-level terminal ID. If it is an image, for example, it is a symbol for identifying the upper terminal 12. For example, the color is a color for identifying the upper terminal 12. If it is a sound, it is a melody and a sound corresponding to the upper terminal 12, for example. When the ID of the upper terminal 12 is acquired by the interlock start request in S104 and then notified by an image, the settlement terminal 14 displays an image associated with the upper terminal ID on the display unit 310. In the case of notification by color, the payment terminal 14 displays a color mark associated with the upper terminal ID on the display unit 310. When the notification is made by sound, the settlement terminal 14 notifies the sound associated with the upper terminal ID by the speaker unit 314 along with the display by the display unit 310. In addition, information on images, colors, and sounds may be stored in the storage unit 304 in advance, or may be acquired from the upper terminal 12 at a predetermined timing. For example, the predetermined timing may be acquired all at once when the payment terminal 14 is turned on, or acquired when executing the payment.

  The present invention is not limited to the above-described embodiment, and various modifications and applications can be made without departing from the gist of the present invention.

  For example, in the above-described embodiment, the case where the host terminal and the payment terminal are connected by wireless communication in the payment processing system has been described. However, the case where the host terminal and the payment terminal are connected by wire is also the same. The method can be applied. It differs from linked payment terminals by displaying information on the screen to identify the upper terminal for a case where two or more payments are attempted simultaneously in a store where wired wiring is complicated. It is possible to prevent settlement at a settlement terminal.

  Further, for example, in a payment processing system, there are a limited number such as three or more upper terminals and two payment terminals, the upper terminals are connected wirelessly, and the payment terminal is wired to a specific upper terminal. It is also assumed that it is connected. Even when the payment terminal is shared and used in this way, the method of the embodiment of the present invention is applied and the information for specifying the upper terminal is displayed on the screen, which is different from the linked payment terminal. It is possible to prevent settlement at a settlement terminal.

  Further, for example, which payment terminal is designated to be linked to the higher order terminal of the payment processing system may be displayed on the display unit on the higher order terminal side. As a result, it becomes easier to find a linked payment terminal.

3 Network 12 Host terminal 14 Payment terminal 16 Information processing center 100 Payment processing system 202, 302 Control unit 204, 304 Storage unit 206, 306, 402 Communication unit 208, 310 Display unit 210, 312 Input unit 212, 314 Speaker unit 214, 316 Printer unit 308 Card reading unit 404 Payment terminal authentication unit 406 Payment information management unit 408 Payment terminal maintenance unit 410 Card payment service center relay unit

Claims (9)

A payment terminal connected by communication with one of a plurality of higher-level terminals for determining the amount of money, and performing processing related to the payment of the determined amount;
A display unit for displaying on the screen information for identifying the connected upper terminal;
Payment terminal.   The payment terminal according to claim 1, wherein information for specifying the upper terminal is an ID associated with the upper terminal. A storage unit storing an image as information associated with the upper terminal;
The settlement terminal according to claim 1, wherein the display unit displays the image on a screen as information for specifying the upper terminal. A speaker unit;
A storage unit storing sound as information associated with the upper terminal;
The payment terminal according to any one of claims 1 to 3, wherein the speaker unit notifies the sound as information for specifying the upper terminal.   The payment terminal according to claim 3 or 4, wherein information associated with the upper terminal is acquired from the upper terminal and stored in the storage unit.   After the communication with the upper terminal is started, information for specifying the upper terminal is received from the upper terminal until the processing related to the payment is received from the upper terminal until the processing related to the payment is started. The payment terminal according to any one of claims 1 to 5, which is displayed on a screen.   The information for specifying the higher order terminal is displayed on the screen of the display unit until a termination request is received from the higher order terminal after transmitting the processing related to the settlement to the higher order terminal. Payment terminal. A payment process comprising a plurality of higher-level terminals for determining the amount of money, a plurality of payment terminals connected by communication with any one of the higher-level terminals and performing processing relating to the payment of the determined amount, and an information processing center for executing the payment A system,
The payment terminal is
A display unit for displaying on the screen information for identifying the connected upper terminal;
A payment processing system comprising:   The program for functioning a computer as each part of the payment terminal of any one of Claims 1-7.