JP2018088074A - Automatic transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic transaction device that reduces occurrence of phishing fraud.SOLUTION: An automatic transaction device comprises an insertion slot into which a card is inserted, a conveyance unit that conveys the card inserted from the insertion slot, a first detection unit that detects the presence or absence of the card in a first position of the conveyance unit, and a control unit that performs control to cancel a transaction when a removal/insertion operation of the card that satisfies a predetermined condition is detected on the basis of a detection result by the first detection unit.SELECTED DRAWING: Figure 1

Description

  The present invention relates to an automatic transaction apparatus.

  In recent years, automatic transaction apparatuses represented by ATM (Automated Teller Machine) of financial institutions are installed in various places such as banks, station premises, and convenience stores. Many automatic transaction devices are equipped with an operation display unit that has both a detection function and a display function for customer operations, and the automatic transaction device detects operations performed by the customer on the transaction screen by the operation display unit, and deposits, Transactions such as transfer and balance inquiry can be performed.

  The automatic transaction apparatus executes a transaction based on the insertion of a cash card. In recent years, crimes by third parties related to the cash card have increased. For example, a crime is known in which a skimming device is attached to a card insertion slot, and the cash card inserted into the card insertion slot is read by the skimming device. The attachment of the skimming device can be detected by providing a foreign matter sensor near the card insertion slot on the front surface of the automatic transaction device.

  There is also known a phishing scam in which a wire-like foreign object is charged inside the card insertion slot. In the phishing scam, a third party takes out the cash card from the automatic transaction apparatus after the customer has left the automatic transaction apparatus and the customer has left the automatic transaction apparatus. The phishing scam is also disclosed in Patent Document 1, for example.

Japanese Patent No. 4778172

  As described above, since a foreign object is charged inside the card insertion slot in a phishing scam, the method of providing a foreign object sensor on the front surface of the automatic transaction apparatus can detect that a foreign object has been charged inside the card insertion slot. There was a problem that I could not.

  The present invention has been made in view of the above problems, and an object of the present invention is to provide a new and improved automatic transaction apparatus capable of reducing the occurrence of phishing fraud. It is in.

  In order to solve the above-described problems, according to an aspect of the present invention, an insertion slot into which a card is inserted, a transport unit that transports the card inserted from the insertion port, and a first position of the transport unit A first detection unit that detects the presence or absence of the card and a control unit that controls the cancellation of the transaction when an insertion / removal operation satisfying a predetermined condition is detected for the card based on a detection result by the first detection unit An automatic transaction apparatus is provided.

  The insertion / removal operation satisfying the predetermined condition may be a predetermined number of insertion / removal operations within a predetermined time.

  The automatic transaction apparatus further includes a second detection unit that detects the presence / absence of the card at a second position of the transport unit, and the first position is closer to the insertion slot than the second position. The control unit may control the execution of the transaction based on the detection of the card by the second detection unit.

  The control unit may close a shutter provided in the transport unit when controlling the cancellation of the transaction.

  The control unit may control notification of a failure to the host computer when controlling the cancellation of the transaction.

  The control unit manages the number of failures that have occurred based on an insertion / removal operation that satisfies the predetermined condition, and when a recovery operation is performed by an operator, the number of failures is less than a threshold value. Failure recovery processing may be executed, and the failure recovery processing may not be executed based on the fact that the number of failures has reached the threshold value.

  When the failure is recovered after the failure recovery processing is not performed based on the failure count reaching the threshold, the control unit may reset the failure count.

  As described above, according to the present invention, it is possible to reduce the occurrence of phishing fraud.

It is explanatory drawing which showed the structure of the automatic transaction system which is embodiment of this invention. It is the functional block diagram which showed the structure of the automatic transaction apparatus. It is explanatory drawing which shows the structure of a card | curd process part. It is explanatory drawing which shows the process of card insertion. It is explanatory drawing which shows the process of card insertion. It is explanatory drawing which shows clogging of a card | curd. It is a flowchart which shows operation | movement of the card | curd process part high-order program by embodiment of this invention. It is a flowchart which shows the operation | movement regarding recovery of the failure of an automatic transaction apparatus.

  Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. In addition, in this specification and drawing, about the component which has the substantially same function structure, duplication description is abbreviate | omitted by attaching | subjecting the same code | symbol.

  In the present specification and drawings, a plurality of components having substantially the same functional configuration may be distinguished by adding different alphabets after the same reference numeral. However, when it is not necessary to particularly distinguish each of a plurality of constituent elements having substantially the same functional configuration, only the same reference numeral is given to each of the plurality of constituent elements.

<1. Overview of automatic transaction system>
First, with reference to FIG. 1, the outline | summary of the automatic transaction system by embodiment of this invention is demonstrated.

  FIG. 1 is an explanatory diagram showing a configuration of an automatic transaction system according to an embodiment of the present invention. As shown in FIG. 1, the automatic transaction system includes a plurality of automatic transaction apparatuses 10, a dedicated network 12, and a host computer 20.

  The automatic transaction apparatus 10 is a customer operation type terminal that executes money transactions based on operations by customers of financial institutions. The automatic transaction apparatus 10 is installed in various facilities such as a financial institution sales store, a convenience store, a station premises, a hotel, a hospital, an amusement park, a restaurant, and an office building.

  The automatic transaction apparatus 10 includes a display operation unit 14, a passbook insertion port 16, a card insertion port 18, and a customer service port 19. The display operation unit 14 includes a display unit that displays an operation guidance screen for a customer and a function as a customer operation unit that detects a customer operation. The function as the display unit is realized by, for example, a CRT (Cathode Ray Tube) display device, a liquid crystal display (LCD) device, or an OLED (Organic Light Emitting Diode) device. Moreover, the function as a customer operation part is implement | achieved by the touch panel, for example. 1 shows an example in which the functions of the display unit and the customer operation unit are integrally configured in the automatic transaction apparatus 10, the functions of the display unit and the customer operation unit may be configured separately. .

  The passbook insertion slot 16 inserts and discharges the customer's passbook, and the card insertion slot 18 inserts and discharges the customer's cash card (hereinafter simply referred to as a card). Moreover, the customer service port 19 has a function as a deposit port for bills and coins by a customer and a withdrawal port for bills and coins to a customer.

  The dedicated network 12 is a network of a financial institution, and is configured by, for example, an IP-VPN (Internet Protocol-Virtual Private Network). The host computer 20 can communicate with the automatic transaction apparatus 10 via the dedicated network 12.

  The host computer 20 controls various transactions by communicating with the automatic transaction apparatus 10 via the dedicated network 12. For example, the host computer 20 performs authentication of a customer who operates the automatic transaction apparatus 10, or executes a monetary transaction (account transaction process) such as payment or transfer instructed by the customer in the automatic transaction apparatus 10. The host computer 20 manages customer information (account ledger) such as account number, personal identification number, name, address, age, date of birth, telephone number, occupation, family structure, annual income, and deposit balance.

<2. Configuration of automatic transaction apparatus 10>
The outline of the automatic transaction system according to the embodiment of the present invention has been described above. Then, the structure of the automatic transaction apparatus 10 is demonstrated.

  FIG. 2 is a functional block diagram showing the configuration of the automatic transaction apparatus 10. As shown in FIG. 2, the automatic transaction apparatus 10 includes a display operation unit 14, a bill deposit / withdrawal unit 30, a card processing unit 42, a coin deposit / withdrawal unit 44, a journal recording unit 45, a passbook processing unit 46, a statement slip issuing unit. 47, a staff member operation unit 48, a control unit 50, and a memory 60.

(Display operation section)
As described with reference to FIG. 1, the display operation unit 14 functions as a display unit that displays an operation guidance screen by a customer and a customer operation unit that detects a customer operation.

(Bill deposit / withdrawal department)
The banknote deposit / withdrawal unit 30 performs banknote deposit / withdrawal processing, withdrawal processing, and scrutiny processing. In the deposit process, the banknote deposit / withdrawal unit 30 discriminates the banknotes placed on the customer service port 19 by the customer, and if they are normal banknotes, they are accumulated in the banknote cassette. In the withdrawal process, the banknote deposit / withdrawal unit 30 feeds out a number of banknotes corresponding to the amount requested by the customer from the banknote cassette and accumulates the fed banknotes in the customer service port 19. The scrutiny process is a process for determining the number of banknotes in the banknote cassette.

(Card processing department)
The card processing unit 42 reads the magnetic information recorded on the customer's card inserted from the card insertion slot 18. The magnetic information may include, for example, information indicating an account number and an account type.

(Coin deposit and withdrawal department)
The coin deposit / withdrawal unit 44 includes a coin conveyance path, a coin cassette, and a coin discriminating unit that discriminates the validity of the coin. The coins inserted into the customer service port 19 at the time of depositing are transported to the coin discriminating unit via the transport path, and when a normal discrimination result is obtained by the coin discriminating unit, the coin is transported to a coin cassette corresponding to the denomination. Further, at the time of withdrawal, coins are paid out from the coin cassette, the coin discriminating unit discriminates the coins drawn out from the coin cassette, and when a normal discrimination result is obtained, the coins are conveyed to the service port 19. In the above description, an example in which coins and banknotes are deposited / withdrawn through the same service port 19 has been described. However, the present embodiment is not limited to this example, and coins and banknotes are deposited / withdrawn through different service ports. May be.

(Journal Recording Department)
The journal recording unit 45 records a journal related to processing performed in the automatic transaction apparatus 10.

(Passbook Processing Department)
The passbook processing unit 46 includes a magnetic head, a page feed unit, a printing unit, and the like, and performs a book entry on the passbook inserted from the passbook insertion port 16. For example, when a passbook is inserted from the passbook insertion port 16, the magnetic head reads magnetic information from the magnetic stripe formed on the cover paper of the passbook. In addition, the page sending section opens a passbook entry page, and the printing section prints transaction information on the passbook entry page.

(Detailed slip issuing department)
The statement slip issuing unit 47 includes a receipt roll, a thermal head, a cutter, and the like, and creates a statement slip on which transaction detail information is printed. For example, when a transaction specified by the customer is executed, the thermal head prints the transaction details information on the continuous paper separated from the receipt roll, and the cutter separates the area where the details information is printed from the continuous paper, A statement slip is created.

(Personnel operation section)
The clerk operation unit 48 is configured for a clerk of a financial institution to operate the automatic transaction apparatus 10. The clerk operation unit 48 is used for applications such as maintenance of the automatic transaction apparatus 10.

(Control part)
The control unit 50 is a function realized by cooperation of hardware such as a CPU (Central Processing Unit) and RAM (Random Access Memory) and software. For example, as shown in FIG. 2, the control unit 50 includes a display operation unit upper program 51, a card processing unit upper program 52, a banknote deposit / withdrawal unit upper program 53, a coin deposit / withdrawal unit upper program 54, and a journal recording unit upper program 55. The functions defined by the passbook processing unit upper program 56, the statement slip issuing unit upper program 57, and the clerk operation unit upper program 58 are realized.

  The display operation unit upper program 51 is a program for controlling the display operation unit 14, the card processing unit upper program 52 is a program for controlling the card processing unit 42, and the banknote deposit / withdrawal unit upper program 53 is a banknote deposit / withdrawal unit. 30, the coin deposit / withdrawal unit upper program 54 is a program for controlling the coin deposit / withdrawal unit, the journal recording unit upper program 55 is a program for controlling the journal recording unit 45, and the passbook processing unit upper program 56 is a program for controlling the passbook processing unit 46, the statement slip issuing unit upper program 57 is a program for controlling the statement slip issuing unit 47, and the clerk operation unit upper program 58 is a program for controlling the clerk operation unit 48. .

(memory)
The memory 60 is a storage medium that stores various types of information used for the operation of the automatic transaction apparatus 10. For example, the memory 60 stores the above-described program that is executed by the control unit 50. Further, the memory 60 may store the number of bills accumulated in each cassette in the bill deposit / withdrawal unit 30.

  The memory 60 may include a storage medium such as a non-volatile memory, a magnetic disk, an optical disk, and an MO (Magneto Optical) disk. Examples of the nonvolatile memory include a flash memory, an SD card, a micro SD card, a USB memory, an EEPROM (Electrically Erasable Programmable Programmable Memory), and an EPROM (Erasable Programmable ROM). Examples of the magnetic disk include a hard disk and a disk type magnetic disk. Examples of the optical disk include a CD (Compact Disc), a DVD (Digital Versatile Disc), and a BD (Blu-Ray Disc (registered trademark)).

<3. Configuration of card processing unit>
Embodiment of this invention is related with the card | curd process part 42 especially among the structures which the automatic transaction apparatus 10 mentioned above has. Therefore, the card processing unit 42 will be described more specifically below.

  FIG. 3 is an explanatory diagram showing the configuration of the card processing unit 42. As shown in FIG. 3, the card processing unit 42 includes a card insertion slot 18, a plurality of transport rollers 110, a reading unit 120, an insertion slot shutter 130, a card insertion slot sensor 140, and a plurality of transport path sensors. 150.

  The plurality of transport rollers 110 transport the card C by rotation. The conveyance roller 110 functions as a conveyance unit that conveys the card C in and out along with a motor (not shown) that drives the conveyance roller 110 and a conveyance path.

  The reading unit 120 reads information from the magnetic stripe formed on the card C. For example, the reading unit 120 may read customer information such as an account number and a customer name from a magnetic stripe formed on the card C.

  The insertion slot shutter 130 is provided in the vicinity of the card insertion slot 18 and opens or closes the card C conveyance path. For example, the insertion slot shutter 130 closes the conveyance path when the automatic transaction apparatus 10 is in a standby state, and opens the conveyance path when the automatic transaction apparatus 10 starts to be used.

  The card insertion slot sensor 140 (first detection unit) detects the presence or absence of the card C at a position (first position) between the transport roller 110 and the card insertion slot 18. The conveyance path sensor 150 (second detection unit) detects the presence or absence of the card C at a position (second position) on the back side from the card insertion port sensor 140.

  As shown in FIG. 5, the card C is inserted into the card processing unit 42 through the card insertion slot 18 as shown in FIG. Card C is completely inserted. After the transaction ends, the conveyance roller 110 rotates in the direction opposite to that at the time of taking in, whereby the card C is conveyed to the card insertion slot 18 side, and the card C is discharged from the card insertion slot 18.

(background)
With regard to card insertion and ejection, there is known a phishing scam in which a wire-like foreign object is charged inside the card insertion slot. In a phishing scam, a cash card is clogged with foreign objects, and after the customer leaves the automatic transaction apparatus, the cash card is taken out from the automatic transaction apparatus by a third party. For example, if a customer forcibly inserts a card in a state where foreign matter is charged in the region X shown in FIG. 6, the card is jammed on the conveyance path.

  In such a phishing scam, foreign matter is charged inside the card insertion slot, so even if a foreign matter sensor is provided on the front of the automatic transaction apparatus, it is not possible to detect that foreign matter has been charged inside the card insertion slot. It was difficult.

  Therefore, the present inventor has come up with an embodiment of the present invention by focusing on the above circumstances. According to the embodiment of the present invention, it is possible to prevent the occurrence of phishing fraud. The operation according to the embodiment of the present invention for realizing such an effect will be specifically described below.

<4. Operation>
As described above, in a state in which a foreign object is charged inside the card insertion slot, the customer may feel a catch when inserting the card and may repeatedly insert and remove the card. The embodiment of the present invention performs an operation of indirectly inferring the presence of a foreign object and canceling a transaction based on occurrence of insertion / removal of the card. Hereinafter, the operation according to the embodiment of the present invention will be described more specifically with reference to FIG.

(Cancellation of transactions based on card insertion / removal)
FIG. 7 is a flowchart showing the operation of the card processing unit upper program 52 according to the embodiment of the present invention. As shown in FIG. 7, when the card processing unit upper program 52 receives a card insertion instruction from the host computer 20 (S201), the card processing unit 42 opens the insertion slot shutter 130 and starts the rotation of the transport roller 110. An instruction is given (S202). Thereafter, the card processing unit upper program 52 acquires card detection information indicating whether or not a card has been detected from the card insertion port sensor 140 and the transport path sensor 150 (S203).

  If the card is detected by the conveyance path sensor 150 (the innermost conveyance path sensor 150 in the example shown in FIG. 3) that detects the presence or absence of the card at the card insertion completion position (S204 / YES), the card processing The superior program 52 notifies the host computer 20 of the completion of card insertion (S205). Thereafter, the transaction specified by the customer begins.

  On the other hand, while the card is not detected by the conveyance path sensor 150 that detects the presence or absence of the card at the card insertion completion position (S204 / NO), the card processing unit upper program 52 acquires the card detection information acquired from the card insertion slot sensor 140. Based on the above, it is determined whether or not a card has been inserted or removed (S206). For example, after the card detection information indicating that a card has been detected is acquired from the card insertion slot sensor 140, the card detection information indicating that no card has been detected is displayed on the card processing unit upper program 52. Based on what is acquired from 140, it may be determined that there has been an insertion / removal.

  If the card processing unit upper program 52 determines that a card has been inserted or removed (S206 / YES), the card processing unit upper program 52 counts up the card insertion / removal count (S207). Then, when the card insertion / removal number is 1, the process from S203 is repeated, and when the card insertion / removal number is a plurality of times, the process of S209 is performed.

  In S209, the card processing unit upper program 52 determines whether or not the time point when a new insertion / removal is determined in S206 is before a predetermined time has elapsed since the first insertion / removal (S209). When the card processing unit upper program 52 determines that a new insertion / removal is determined in S206 after a predetermined time (for example, 5 seconds) has passed since the first insertion / removal (S209 / YES), the card processing unit upper program 52 The program 52 resets the card insertion / removal count (S210).

  On the other hand, when the new insertion / removal time is determined in S206 before the predetermined time has elapsed since the first insertion / removal (S209 / NO), the card processing unit upper program 52 determines that the number of insertion / removal of the card is a predetermined number (for example, It is further determined whether or not (5 times) has been reached (S211). If the card insertion / removal count has not reached the predetermined number (S211 / NO), the processing from S209 is repeated.

  On the other hand, when the card insertion / removal count reaches a predetermined number (S211 / YES), the card processing unit upper program 52 closes the insertion slot shutter 130 and rotates the conveyance roller 110 in the card processing unit 42 as a transaction stop control. The stop is instructed (S212). Then, the card processing unit upper program 52 notifies the host computer 20 of the occurrence of a failure (S213), and counts up the number of occurrences of failure based on card insertion / removal detection (S214).

  As described above, according to the embodiment of the present invention, based on the detection of an insertion / removal operation that satisfies a predetermined condition (in the example shown in FIG. 7, a predetermined number of insertions / removals within a predetermined time), the insertion port shutter is detected. 130 is closed and the transaction is stopped. With such a configuration, the transaction can be stopped before the customer forcibly inserts the card into the card insertion slot 18, so that the occurrence of a phishing scam can be prevented.

  In addition, since the card is not taken into the card processing unit 42 when the transaction is stopped, the customer can take the card home without waiting for an operation by an attendant. Moreover, the administrator of the automatic transaction apparatus 10 can grasp the abnormality of the automatic transaction apparatus 10 based on the notification of the occurrence of a failure, and can quickly remove foreign matters by a confirmation operation.

  In the above description, the insertion / removal operation of a predetermined number or more within a predetermined time has been described as the insertion / removal operation satisfying the predetermined condition. For example, the insertion / removal operation satisfying a predetermined condition may be a predetermined number of insertions / removals.

(Disaster recovery)
As described above, the occurrence of a failure is notified to the host computer 20 by the insertion / removal operation that satisfies the predetermined condition, and the transaction is stopped. Below, with reference to FIG. 8, the operation | movement regarding recovery of the failure of the automatic transaction apparatus 10 is demonstrated.

  FIG. 8 is a flowchart showing an operation related to recovery of a failure of the automatic transaction apparatus 10. When the automatic transaction apparatus 10 stops the transaction due to a failure, if a clerk performs a predetermined operation such as pressing a reset button, a recovery instruction is normally transmitted from the host computer 20 to the card processing unit upper program 52. The As shown in FIG. 8, when the card processing unit upper program 52 receives the recovery instruction within a predetermined time after notifying the host computer 20 of the occurrence of the failure (S401 / YES), the card processing unit 42 recovers. Processing (initial processing) is executed, and after the recovery processing is completed, the host computer 20 is notified of the recovery completion (S403). Thereby, the state of the automatic transaction apparatus 10 returns to an operation state.

  On the other hand, if a recovery instruction is not received within a predetermined time after notifying the occurrence of the failure to the host computer 20 (S401 / NO), the card processing unit upper program 52 determines whether the current failure is a failure due to card insertion / removal. Is determined (S404). If the current failure state is not a failure due to card insertion / removal (S404 / NO), the card processing unit upper program 52 executes automatic recovery processing (S406), and after the recovery processing is completed, recovery to the host computer 20 is completed. Is notified (S407).

  When the current failure is a failure due to card insertion / removal (S404 / YES), the card processing unit upper program 52 determines whether or not the number of occurrences of failure based on card insertion / removal detection has reached a predetermined number (threshold). (S405). If the number of occurrences of failures based on card insertion / removal is less than the predetermined number (S405 / NO), the card processing unit upper program 52 executes automatic recovery processing (S406), and after completion of the recovery processing, the host computer 20 is notified of the restoration completion (S407).

  On the other hand, when the number of occurrences of failures based on card insertion / removal reaches a predetermined number (S405 / YES), the card processing unit upper program 52 does not execute automatic recovery processing. For this reason, the cancellation state of the transaction continues. In this case, the automatic transaction apparatus 10 can be restored by pressing the reset button after the clerk removes the foreign matter.

  As described above, according to the present embodiment, even if a failure occurs due to an insertion / removal operation that satisfies a predetermined condition, if the number of failures based on card insertion / removal does not reach the predetermined number, Transaction device 10 can automatically recover and return to the operational state. The insertion / removal operation that satisfies the predetermined condition is considered to be performed when there is a foreign object, but even if there is no foreign object, the insertion / removal operation that satisfies the predetermined condition may be performed, that is, the presence of a foreign object may be erroneously detected. . For this reason, if the number of failures based on card insertion / removal does not reach the predetermined number as described above, the transaction based on false detection is performed by performing automatic recovery, taking into account the possibility of false detection of the presence of foreign objects. It is possible to avoid continuation of the stop state.

  On the other hand, when the occurrence of a failure based on card insertion / removal is repeated, the presence of a foreign object is strongly inferred. For this reason, it is possible to more surely prevent phishing fraud by adopting a design in which automatic recovery is not performed when the number of occurrences of failures based on card insertion / removal reaches a predetermined number.

  It should be noted that the occurrence count of failures based on card insertion / removal detection described with reference to S214 in FIG. 7 is determined in S405 in FIG. 8 that the failure occurrence count based on card insertion / removal has reached a predetermined number. Later, when the automatic transaction apparatus 10 is restored after the foreign matter is removed, it is reset.

<5. Conclusion>
As described above, according to the embodiment of the present invention, the insertion slot shutter 130 is closed based on the detection of the insertion / removal operation that satisfies the predetermined condition, and the transaction is stopped. With such a configuration, the transaction can be stopped before the customer forcibly inserts the card into the card insertion slot 18, so that the occurrence of a phishing scam can be prevented.

  Further, by adopting a design in which automatic recovery is not performed when the number of occurrences of failures based on card insertion / removal reaches a predetermined number, it is possible to prevent phishing fraud more reliably.

  Although the preferred embodiments of the present invention have been described in detail with reference to the accompanying drawings, the present invention is not limited to such examples. It is obvious that a person having ordinary knowledge in the technical field to which the present invention pertains can come up with various changes or modifications within the scope of the technical idea described in the claims. Of course, it is understood that these also belong to the technical scope of the present invention.

  For example, the example in which the embodiment of the present invention is applied to the automatic transaction apparatus 10 provided in the financial institution has been described above, but the embodiment of the present invention can be applied to other automatic transaction apparatuses. For example, the embodiment of the present invention can be applied to an automatic transaction apparatus such as various ticket machines into which a card such as an electronic money card or a credit card is inserted.

  Moreover, it is not necessary to process each step in the process of the automatic transaction apparatus 10 of this specification in chronological order according to the order described as a flowchart. For example, each step in the processing of the automatic transaction apparatus 10 may be processed in an order different from the order described as the flowchart, or may be processed in parallel.

  Further, it is possible to create a computer program for causing hardware such as a CPU, ROM, and RAM incorporated in the automatic transaction apparatus 10 to perform the same functions as the components of the automatic transaction apparatus 10 described above. A storage medium storing the computer program is also provided.

DESCRIPTION OF SYMBOLS 10 Automatic transaction apparatus 12 Dedicated network 14 Display operation part 16 Passbook insertion slot 18 Card insertion slot 19 Service opening 20 Host computer 30 Banknote depositing / withdrawing part 42 Card processing part 44 Coin depositing / withdrawing part 45 Journal recording part 46 Passbook processing part 47 Issuing unit 48 clerk operation unit 50 control unit 51 display operation unit upper program 52 card processing unit upper program 53 banknote deposit / withdrawal unit upper program 54 coin deposit / withdrawal unit upper program 55 journal recording unit upper program 56 passbook processing unit upper program 57 Issuing unit upper program 58 Staff operation unit upper program 60 Memory 110 Transport roller 120 Reading unit 130 Insertion shutter 140 Card insertion port sensor 150 Conveyance path sensor

Claims (7)

An insertion slot into which the card is inserted;
A transport unit for transporting the card inserted from the insertion slot;
A first detection unit for detecting the presence or absence of the card at a first position of the transport unit;
Based on the detection result by the first detection unit, when detecting an insertion / removal operation that satisfies a predetermined condition for the card, a control unit for controlling the cancellation of the transaction;
An automatic transaction apparatus comprising:   The automatic transaction apparatus according to claim 1, wherein the insertion / removal operation satisfying the predetermined condition is a predetermined or more insertion / removal operation within a predetermined time. The automatic transaction apparatus further includes a second detection unit that detects presence or absence of the card at a second position of the transport unit,
The first position is closer to the insertion slot than the second position;
The automatic transaction device according to claim 1 or 2, wherein the control unit controls execution of the transaction based on the detection of the card by the second detection unit.   The automatic transaction device according to any one of claims 1 to 3, wherein the control unit closes a shutter provided in the transport unit when controlling the cancellation of the transaction.   The automatic transaction apparatus according to any one of claims 1 to 4, wherein the control unit controls notification of a failure to a host computer when controlling the cancellation of the transaction.   The control unit manages the number of failures that have occurred based on an insertion / removal operation that satisfies the predetermined condition, and when a recovery operation is performed by an operator, the number of failures is less than a threshold value. The automatic transaction apparatus according to any one of claims 1 to 5, wherein a failure recovery process is executed, and the failure recovery process is not executed based on the fact that the number of failures reaches the threshold value. The control unit resets the number of failures when the failure is recovered after the failure recovery processing is not performed based on the number of failures reaching the threshold. The automatic transaction apparatus described.

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