JP2018025844A - Settlement support system and portable terminal - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a settlement system capable of performing a settlement in which user convenience is improved by utilizing a portable terminal, and the portable terminal.SOLUTION: In a settlement system 100, an IC tag 8 stores a tag ID that is non- overlapped and specific identification information, and a portable terminal 1 carried by a user comprises an inquiry transmission part for transmitting to a settlement support server 4 the tag ID obtained by a reader part for reading the IC tag 8 added to an article that is displayed in a shop S. The settlement support server 4 comprises: an inquiry reception part for receiving the tag ID; and a price transmission part for extracting a price corresponding to the tag ID received by the inquiry reception part based on an article management DB storing tag IDs and a price DB storing prices of articles and transmitting the price together with the tag ID. The portable terminal 1 comprises a settlement screen output part for outputting a settlement request screen including the price received from the settlement support server 4.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a payment support system and a mobile terminal.

  2. Description of the Related Art Conventionally, there has been disclosed a shopping system that allows a user to purchase a product without using a mobile terminal owned by a user without being lined up in a register (for example, Patent Document 1).

Japanese Patent No. 5451033

  The thing of patent document 1 has a price in an IC tag. Therefore, when it is desired to change the price, the work is complicated, and it is difficult to set and change the price freely on the store side.

  An object of this invention is to provide the payment assistance system and portable terminal which improved the convenience more.

  The present invention solves the above problems by the following means. In addition, in order to make an understanding easy, although the code | symbol corresponding to embodiment of this invention is attached | subjected and demonstrated, it is not limited to this. In addition, the configuration described with reference numerals may be improved as appropriate, or at least a part thereof may be replaced with another configuration.

The first invention supports the information recording medium (8) attached to the purchase target displayed at the actual store (S), the mobile terminal (1) possessed by the user, and the settlement related to the purchase target by the mobile terminal. A payment support system (100) comprising: a payment support system (100), wherein the information recording medium stores medium identification information that is unique identification information that does not overlap; Reading means (28) for reading the information recording medium attached to the purchase target, and inquiry transmission means (13) for transmitting the medium identification information obtained by reading by the reading means to the settlement support server. The settlement support server includes an inquiry receiving means (41) for receiving the medium identification information, a purchase target management database (57a) storing the medium identification information, and a price storing the price of the purchase target. A database (57b), and a price transmission means for extracting the price corresponding to the medium identification information received by the inquiry reception means based on the purchase object management database and the price database, and transmitting it together with the medium identification information ( 43), and the mobile terminal includes a payment screen output means (15) for outputting a payment request screen including the price received from the payment support server.
In a settlement support system (100) of the first invention, a second invention is communicably connected to a gate (9) provided with a reading means for reading the information recording medium (8), and the medium identification information The mobile terminal (6) includes a gate server (6) including a storage unit (66) for storing information indicating whether or not to allow traffic, and the mobile terminal (1) has completed the payment related to the purchase target based on the payment request screen. The medium identification information of the information recording medium attached to the purchase target for which payment has been completed is sent to the payment support server (4). A payment completion transmission means (18) for transmitting to the purchase support management database (57a) of the payment support server, storing the medium identification information in association with payment status information, The payment support server receives the payment status information corresponding to the received medium identification information in the purchase target management database to the gate server and the update means (48) for updating from unsettled to payment completion. Gate transmission means (49) for transmitting permission request information including the medium identification information, and the gate server passes traffic information based on the medium identification information acquired by the gate and the information in the storage unit. And a permission registration means (62) for storing the medium identification information so as to permit passage based on the permission request information received from the settlement support server. This is a settlement support system characterized by that.
According to a third invention, in the payment support system (100) of the second invention, the payment support system (100) includes a cancellation terminal (3) for performing cancellation after completion of payment, and the cancellation terminal reads the information recording medium (8) ( 38) and a price corresponding to the medium identification information obtained by the reading means is extracted with reference to the purchase object management database (57a) and the price database (57b), and the settlement server (7) Cancel request means (32) for requesting the cancellation of the price to the settlement server, and in response to receiving the result of the cancellation request from the settlement server, A result transmitting means (33) for transmitting to the server, wherein the updating means (48) of the settlement support server receives the medium identification received from the purchase target management database. The settlement status information corresponding to the information is updated from completion of settlement to unsettled, and the gate transmission means (49) of the settlement support server sends the cancellation request information including the received medium identification information to the gate server (6). And the gate server is provided with rejection registration means (62) for storing the medium identification information so as not to permit the passage based on the cancellation request information received from the settlement support server. This is a settlement support system.
A fourth invention is the payment support system according to any one of the first to third inventions, wherein the purchase object management database of the payment support server associates inventory status information with the medium identification information. An inventory management terminal that is stored and capable of inquiring and updating the purchase target management database, wherein the inventory management terminal reads the information recording medium; and the purchase target with the medium identification information An input receiving unit that receives an input of a management state, and updates the inventory status information of the purchase target management database corresponding to the medium identification information obtained by reading by the reading unit to the management state received by the input receiving unit. Update request means for transmitting update request information to the settlement support server, for a settlement support system, It is a non.
According to a fifth invention, in any one of the payment support systems (100) from the first invention to the fourth invention, the portable terminal (1) and the payment support server (100) are installed in the actual store (S). 4) including a wireless relay device (R) that mediates communication with the settlement support server, whether or not the inquiry receiving means (41) has received the medium identification information via the wireless relay device. A relay device judging means (42) for judging whether the price transmitting means (43) of the settlement support server has received the medium identification information via the wireless relay device by the relay device judging means. A payment support system, wherein the price is transmitted in the event of a failure.
According to a sixth aspect of the present invention, in any one of the payment support systems (100) from the first invention to the fifth aspect, the payment support server (4) includes privilege information related to a price, and a grant condition for granting a privilege. The price privilege information storage unit (57d) for storing the grant condition and the notification condition for notifying the privilege information in association with each other and the notification condition of the price privilege information storage unit are satisfied. An information notifying means (50) for transmitting the corresponding privilege information and the granting condition to the portable terminal (1).
According to a seventh aspect of the present invention, in the payment support system (100) of the sixth aspect, the price transmission means (43) of the payment support server (4) is stored in the price privilege information storage unit (57d). When the grant condition is satisfied, the settlement support system is characterized in that the reflected price reflecting the privilege information corresponding to the grant condition is transmitted to the mobile terminal (1).
The eighth invention is the payment support system (100) according to any one of the first to seventh inventions, wherein the purchase object management database (57a) of the payment support server (4) is the medium identification information. Are stored in association with individual prices, which are information related to individual prices for each purchase target, and the price transmitting means (43) of the settlement support server stores the individual prices corresponding to the received medium identification information. Extracting the price from the purchase object management database, and transmitting the reflected price reflecting the individual price to the price extracted from the price database (57b) to the mobile terminal (1), This is a settlement support system.
According to a ninth aspect of the present invention, in the payment support system of the eighth aspect, the purchase target management database of the payment support server further stores date information related to the purchase target in association with the medium identification information. The settlement support server is a settlement support system comprising update means for determining and updating the individual price based on the date information included in the purchase target management database.
According to a tenth aspect of the present invention, in the payment support system according to any one of the first to ninth aspects, the payment support server includes a user history storage unit that stores a purchase history for each user of the mobile terminal, A privilege storage unit that stores a privilege according to a history, and a privilege grant unit that grants a privilege stored in the privilege storage unit based on a purchase history of the user history storage unit. It is a payment support system.
The eleventh invention is a portable terminal (1) used in any one of the settlement support systems (100) from the first invention to the tenth invention, and is a wireless relay device installed in a store (S) ( A mobile terminal characterized by comprising application execution means (11) for executing an application (21a) for payment processing in response to reception of radio waves from R).

  ADVANTAGE OF THE INVENTION According to this invention, the payment assistance system and portable terminal which improved the convenience more can be provided.

1 is an overall schematic diagram of a payment system according to the present embodiment. It is a functional block diagram of the portable terminal which concerns on this embodiment. It is a functional block diagram of a store terminal and a gate server according to the present embodiment. It is a functional block diagram of the settlement support server according to the present embodiment. It is a figure which shows the example of the memory | storage part of the payment assistance server which concerns on this embodiment. It is a flowchart which shows the tag ID registration process of the payment system which concerns on this embodiment. It is a flowchart which shows the payment assistance process of the payment system which concerns on this embodiment. It is a figure which shows the example of a display with the portable terminal which concerns on this embodiment. It is a flowchart which shows the price acquisition process of the payment system which concerns on this embodiment. It is a figure which shows the example of a display with the portable terminal which concerns on this embodiment. It is a flowchart which shows the payment completion process of the payment system which concerns on this embodiment. It is a flowchart which shows the post-payment cancellation process of the payment system which concerns on this embodiment. It is a figure which shows the example of a display in the shop terminal and portable terminal which concern on this embodiment. It is a flowchart which shows the notification process of the payment system which concerns on this embodiment.

DESCRIPTION OF EMBODIMENTS Hereinafter, embodiments for carrying out the present invention will be described with reference to the drawings. This is merely an example, and the technical scope of the present invention is not limited to this.
(Embodiment)
<Overall configuration of payment system 100>
FIG. 1 is an overall schematic diagram of a payment system 100 according to the present embodiment.
FIG. 2 is a functional block diagram of the mobile terminal 1 according to the present embodiment.
FIG. 3 is a functional block diagram of the store terminal 3 and the gate server 6 according to the present embodiment.
FIG. 4 is a functional block diagram of the settlement support server 4 according to the present embodiment.
FIG. 5 is a diagram illustrating an example of the storage unit 55 of the settlement support server 4 according to the present embodiment.

A settlement system 100 (including a settlement support system) shown in FIG. 1 includes a mobile terminal 1, a store terminal 3 (cancellation terminal, inventory management terminal), a settlement support server 4, a gate server 6, and a settlement server 7. IC tag 8 (information recording medium) and a gate 9 are provided.
The portable terminal 1, the shop terminal 3, and the gate 9 can be connected to the communication network N via a base station such as a router R (wireless relay device). The mobile terminal 1, the store terminal 3, the payment support server 4, the gate server 6, the payment server 7, and the gate 9 can be connected via the communication network N.
The router R performs, for example, communication between the mobile terminal 1 or the store terminal 3, the payment support server 4, the payment server 7, or the like, or relay for communication between the gate 9 and the gate server 6. .
The communication network N is, for example, a network between the router R and the settlement support server 4 or the like, and is an Internet line, a mobile terminal communication network, or the like.

The payment system 100 uses, for example, a user's mobile terminal 1 instead of a register in a store S (actual store) which is a retail store (for example, a supermarket, a clothing store, a home appliance mass retailer, etc.) of goods (purchase target). The product is settled. The store S is not a store in a virtual space, but is a store that actually exists in a town or the like. In the store S, a router R is installed. And the portable terminal 1 performs the payment regarding the goods purchased by the user by communication via the router R.
In the payment system 100, the mobile terminal 1 reads the tag ID (IDentification) (medium identification information) of the IC tag 8 attached to each product, and the product indicated by the tag ID is a product that the user purchases. Perform payment processing. Furthermore, in the payment system 100, when the payment process is normally performed, the user passes through the gate 9 provided at the exit of the sales space X in the store S with the product for which payment has been completed. be able to.

<Mobile terminal 1>
The portable terminal 1 is a terminal that is carried and carried by a user who makes a purchase. The mobile terminal 1 is used for settlement processing instead of a register. The mobile terminal 1 is, for example, a mobile phone or the like having a computer function represented by a smartphone. In addition, the portable terminal 1 may be a portable terminal such as a tablet terminal.
The mobile terminal 1 can communicate with the settlement support server 4 and the settlement server 7 via the router R and the communication network N.

As shown in FIG. 2, the mobile terminal 1 includes a control unit 10, a storage unit 20, a touch panel display 26, a reader unit 28 (reading unit), and a communication interface unit 29.
The control unit 10 is a central processing unit (CPU) that controls the entire mobile terminal 1. The controller 10 executes various functions in cooperation with the hardware described above by appropriately reading and executing an operating system (OS) and application programs stored in the storage unit 20.
The control unit 10 includes a payment application activation unit 11 (application execution unit), a tag reception unit 12, an inquiry transmission unit 13 (inquiry transmission unit), a price reception unit 14, and a payment screen output unit 15 (payment screen output unit). ), A settlement requesting unit 16, a settlement result receiving unit 17, and a settlement completion transmitting unit 18 (settlement completion transmitting means).

The settlement application activation unit 11 causes the settlement application 21a to be executed in response to receiving a radio wave including information for activating the settlement application 21a transmitted by the router R.
The tag receiving unit 12 receives tag data including the tag ID of the IC tag 8 attached to each product that the user intends to purchase via the reader unit 28. The tag ID is unique identification information that differs from one tag to another. The tag data is data stored in the IC tag 8, and includes, in addition to the tag ID, the product ID, the product name, date data of the registration date that is the date on which the tag data was written, and the like.
The inquiry transmission unit 13 transmits inquiry data including the tag ID received by the tag reception unit 12 to the settlement support server 4.
The price receiving unit 14 receives inquiry result data including the price of the product corresponding to the tag ID from the settlement support server 4.
The settlement screen output unit 15 causes the touch panel display 26 to display the settlement screen data including the price included in the received inquiry result data.

  The price receiving unit 14 may receive payment screen data including a price corresponding to the tag ID from the payment support server 4 as inquiry result data. Then, the payment screen output unit 15 may display the received payment screen data on the touch panel display 26.

The settlement request unit 16 transmits settlement request data for performing a settlement process to the settlement server 7. The settlement request data includes, for example, a settlement ID for identifying one settlement, card information including a card number of a credit card used in the settlement process, and a settlement amount.
The settlement result receiving unit 17 receives settlement result data corresponding to the settlement request data from the settlement server 7.
The payment completion transmitting unit 18 transmits payment completion data including the tag ID of the IC tag 8 attached to the product for which payment has been completed to the payment support server 4 together with the user ID.

The storage unit 20 is a storage area such as a semiconductor memory element for storing programs, data, and the like necessary for the control unit 10 to execute various processes.
The storage unit 20 includes a program storage unit 21, a purchased product data storage unit 22, and a settlement data storage unit 23.
The program storage unit 21 is a storage area for storing various programs such as the payment application 21a.
The payment application 21 a is an application program for executing various functions of the control unit 10 of the mobile terminal 1. Hereinafter, the application program is also simply referred to as “application”.

The purchased merchandise data storage unit 22 is a storage area for storing data relating to purchased merchandise for which payment processing has been completed. The data related to the purchased product is, for example, data in which one or more tag IDs are associated with the settlement ID. The settlement ID is identification information given when requesting settlement processing by the settlement request unit 16. The tag ID is the tag ID of the IC tag 8 attached to the purchased product. In addition, as data regarding purchased products, the purchased product data storage unit 22 may further store the price in association with the tag ID.
The payment data storage unit 23 is a storage area for storing data related to payment. Data relating to payment is data including a payment ID, a total amount, and a payment date and time.

The touch panel display 26 has a function as a display unit configured by a liquid crystal panel or the like and a function as an input unit that detects a touch input by a user's finger or the like.
The reader unit 28 is a reading device for reading the IC tag 8 attached to the product.
The communication interface unit 29 is an interface for communicating with the settlement support server 4 via the router R and the communication network N. Further, the communication interface unit 29 includes an interface such as Bluetooth (registered trademark) capable of performing short-range wireless communication with the store terminal 3.
The computer refers to an information processing device including a control unit, a storage device, and the like. The mobile terminal 1 is an information processing device including the control unit 10, the storage unit 20, and the like, and is included in the concept of a computer.

<Store terminal 3>
The store terminal 3 is a terminal provided in the store S and used by employees of the store S. Store terminal 3 (inventory management terminal) is used for tag ID registration processing performed at the time of arrival of goods in registration processing mode, for example. In addition, the store terminal 3 (cancellation terminal) is used for, for example, a post-payment cancellation process when a user returns a product after a payment process using the mobile terminal 1 in the cancellation process mode.
In this example, the tag ID registration process and the post-settlement cancellation process will be described using the same store terminal 3, but different terminals may be used.

As shown in FIG. 3A, the store terminal 3 includes a control unit 30, a storage unit 35, an input unit 36, a display unit 37, a reader unit 38 (reading means), and a communication interface unit 39. Prepare.
The control unit 30 is a CPU that controls the entire store terminal 3. The control unit 30 performs various functions in cooperation with the hardware described above by appropriately reading and executing the OS and application programs stored in the storage unit 35.
The control unit 30 includes a registration request unit 31 (input reception unit, update request unit), a cancellation request unit 32 (cancellation request unit), and a result transmission unit 33 (result transmission unit).
When the product is received, the registration request unit 31 transmits tag data obtained by reading the IC tag 8 attached to the product to the settlement support server 4.
The cancellation request unit 32 transmits cancellation request data including the price for the tag ID obtained by reading the IC tag 8 attached to the returned merchandise after completion of the settlement to the settlement server 7.
The result transmission unit 33 receives the cancellation result data of the cancellation process in the settlement server 7 for the cancellation request data by the cancellation request unit 32 and transmits update data including the tag ID to the settlement support server 4.

The storage unit 35 is a storage area such as a semiconductor memory element for storing programs, data, and the like necessary for the control unit 30 to execute various processes.
The input unit 36 is an input device such as a keyboard or a mouse.
The display unit 37 is a display device configured with, for example, a liquid crystal panel.
The reader unit 38 is a reading device for reading the IC tag 8 attached to the product.
The communication interface unit 39 is an interface for communicating with the settlement support server 4 and the like via the router R and the communication network N. In addition, the communication interface unit 39 includes an interface such as Bluetooth that is capable of short-range wireless communication with the mobile terminal 1.

<Payment support server 4>
The settlement support server 4 is a server for supporting settlement performed by the mobile terminal 1 with the settlement server 7. The settlement support server 4 supports settlement processing performed by each mobile terminal 1 at a plurality of stores S.
As shown in FIG. 4, the settlement support server 4 includes a control unit 40, a storage unit 55, and a communication interface unit 59.
The control unit 40 is a CPU that controls the entire payment support server 4. The control unit 40 reads out and executes the OS and application programs stored in the storage unit 55 as appropriate, thereby executing various functions in cooperation with the hardware described above.
The control unit 40 includes an inquiry reception unit 41 (inquiry reception unit), a relay device determination unit 42 (relay device determination unit), a price transmission unit 43 (price transmission unit), a settlement completion reception unit 46, and an update request reception. Unit 47, update unit 48 (update unit), gate transmission unit 49 (gate transmission unit), and information notification unit 50 (information notification unit).

The inquiry receiving unit 41 receives inquiry data including a tag ID from the mobile terminal 1.
The relay device determination unit 42 determines whether the inquiry data has been received through the router R. Specifically, the relay device determination unit 42 can determine whether or not the router R has been relayed based on whether or not the communication information included in the inquiry data packet includes the address or name of the router R.
The price transmission unit 43 transmits inquiry result data including the price of the product corresponding to the tag ID to the mobile terminal 1. The price transmission unit 43 includes a price acquisition unit 44 and a price privilege reflection unit 45.
The price acquisition unit 44 refers to the product management DB (database) 57a (purchase target management database) and the price DB 57b, and acquires the price of the product corresponding to the tag ID.
The price privilege reflecting unit 45 reflects the individual privilege data (individual price), which will be described later, stored in the product management DB 57a and the privilege data stored in the price privilege storage unit 57d in the price acquired by the price acquisition unit 44.

The payment completion receiving unit 46 receives payment completion data including the tag ID from the mobile terminal 1.
The update request receiving unit 47 receives tag data including a tag ID from the store terminal 3. In addition, the update request receiving unit 47 receives update data (update request information) including the tag ID from the store terminal 3.
The updating unit 48 updates the product management DB 57a based on the payment completion data received by the payment completion receiving unit 46. The update unit 48 updates the product management DB 57a based on the tag data and update data received by the update request receiving unit 47.
The gate transmission unit 49 transmits registration request data including the tag ID to the gate server 6. The gate transmission unit 49 transmits permission request data including the tag ID to the gate server 6 based on the payment completion data. Further, the gate transmission unit 49 transmits update data including the tag ID to the gate server 6.
The information notification unit 50 refers to the price privilege storage unit 57 d and transmits notification data including the grant condition and the privilege data that match the notification condition to the mobile terminal 1.

The storage unit 55 is a storage area such as a hard disk or a semiconductor memory element for storing programs, data, and the like necessary for the control unit 40 to execute various processes.
The storage unit 55 includes a program storage unit 56 and a data storage unit 57.
The program storage unit 56 is a storage area for storing various programs. The program storage unit 56 stores a server program 56a.
The server program 56 a is a program for executing various functions of the control unit 40 of the settlement support server 4.
The data storage unit 57 stores a product management DB 57a, a price DB 57b, a user management storage unit 57c, and a price privilege storage unit 57d.

As shown in FIG. 5A, the product management DB 57a is a database in which a product ID, individual privilege data, an inventory flag, and a settlement flag are associated with each other using a tag ID as a key.
The product ID is identification information for identifying the product.
The individual privilege data is data relating to an individual privilege for the tag ID, and is, for example, 10% discount. In the individual privilege data of the product management DB 57a, for example, individual privilege data input by the store terminal 3 is stored.
The stock flag manages the stock status of the store.
The settlement flag is for managing the settlement status.
In addition, the product management DB 57a may have an arrival date, a product expiration date, a expiration date, or the like, or may include all items of tag data of the IC tag 8. The product management DB 57a may have a store ID for identifying the store S. Further, the settlement support server 4 may have a merchandise management DB 57 a for each company that uses the settlement system 100 or for each store S.

  As shown in FIG. 5B, the price DB 57b is a database in which prices are associated with product IDs as keys. The price DB 57b may be stored in the external server such as a manufacturer of commodities connected to the payment support server 4 so as to be communicable without being stored in the payment support server 4. Then, the settlement support server 4 may obtain the price (price) of each product by accessing each external server. Moreover, you may have price DB57b for every company (for example, super P, super Q, ...) which uses this payment system 100. FIG. By doing so, the price DB 57b can be set to the price of the commodity determined by the management department of the head office that manages each store S.

The user management storage unit 57c is a storage area for storing information about users. The user management storage unit 57c stores a user ID for identifying a user who can use the payment system 100. In addition to the user ID, the user management storage unit 57c may have store information related to stores that the user frequently visits and user attributes such as age and sex.
The price privilege storage unit 57d is a storage area that stores privilege data related to prices. As shown in FIG. 5C, the price privilege storage unit 57d stores the notification condition, the grant condition, and the privilege data in association with each other. The notification condition is, for example, a condition related to date and time such as “○ month × day” or “two days before the granting condition”. The grant condition may be a condition related to a date such as “○ month □ day”, a condition related to time such as “○ hour”, a condition related to a store such as “○ △ store”, etc. Also good. The privilege data is a privilege related to the price. The privilege data includes “product A 1 discount”, “product C 20 yen discount”, and the like.
Returning to FIG. 4, the communication interface unit 59 is an interface for performing communication with the mobile terminal 1 or the like via the communication network N.

<Gate server 6>
The gate server 6 shown in FIG. 1 is a server that manages whether or not the user can pass through the gate 9.
As shown in FIG. 3B, the gate server 6 includes a control unit 60, a storage unit 65, and a communication interface unit 69.
The control unit 60 is a CPU that controls the entire gate server 6. The controller 60 performs various functions in cooperation with the hardware described above by appropriately reading and executing the OS and application programs stored in the storage unit 65.
The control unit 60 includes a traffic control unit 61 (traffic control unit) and a registration processing unit 62 (permission registration unit, rejection registration unit).

The passage control unit 61 controls the passage of the gate 9 by the user. If the tag ID acquired from the gate 9 is stored in the tag registration unit 66 and the permission flag indicates permission, the traffic control unit 61 permits traffic. In addition, the passage control unit 61 permits passage even when the tag ID acquired from the gate 9 is not stored in the tag registration unit 66. This is in consideration of a case where another IC tag attached to an item that is not a product is read. On the other hand, if the tag ID acquired from the gate 9 is stored in the tag registration unit 66 and the permission flag indicates rejection, the traffic control unit 61 does not permit the traffic.
The registration processing unit 62 causes the tag registration unit 66 to store the tag ID included in the registration request data received from the settlement support server 4. At that time, the registration processing unit 62 sets the permission flag to indicate rejection. Also, the registration processing unit 62 extracts the tag ID included in the permission request data received from the settlement support server 4 from the tag registration unit 66, and changes the permission flag to indicate permission.

The storage unit 65 is a storage area such as a hard disk or a semiconductor memory element for storing programs, data, and the like necessary for the control unit 60 to execute various processes.
The storage unit 65 includes a tag registration unit 66. The tag registration unit 66 stores the tag ID of the IC tag 8 attached to the product and the permission flag in association with each other.
The communication interface unit 69 is an interface for communicating with the settlement support server 4 and the gate 9 through the communication network N.

<Payment server 7>
Returning to FIG. 1, the payment server 7 is a server that performs a payment process with the mobile terminal 1. Although only one settlement server 7 is shown in FIG. 1, for example, it may be provided as a separate server for each credit card company. Although not shown, the settlement server 7 includes a control unit, a storage unit, a communication interface unit, and the like.

<IC tag 8>
The IC tag 8 is attached to each product sold at the store S. The IC tag 8 is, for example, an RFID (Radio Frequency IDentification) tag. Although not shown, the IC tag 8 includes an IC chip and an antenna. Tag data including a tag ID is stored in the IC chip. The tag ID is identification information for identifying the IC tag 8 and is unique information that does not overlap as described above. That is, even if it is the same product, the tag ID of the IC tag 8 is different.

<Gate 9>
The gate 9 is an exit of the store space X of the store S, and at least one or more gates 9 are provided at positions where a user who has finished shopping always passes. The gate 9 has a reader unit (not shown) for reading the IC tag 8. The gate 9 reads the IC tag 8 attached to the product possessed by the user passing by the reader unit, and communicates with the gate server 6 to confirm whether there is any fraud such as shoplifting of the product. The gate 9 may have a lamp or a speaker for notifying when an unauthorized take-out of a product is confirmed. Further, the gate 9 may close the gate so as to prevent the user from passing when the fraud is confirmed.

Next, processing of the payment system 100 will be described in order.
<Attaching IC tag 8 to product>
A manufacturer of a product, a purchaser who purchases the product, etc. performs processing for attaching the IC tag 8 to the product and shipping it.
In this process, for example, tag data such as a tag ID is written to the IC tag 8 using a tag printing device (not shown). The tag data is input from, for example, an input unit (not shown) of the tag printing apparatus. In addition to the data described above, the tag data may include a supplier code for identifying the supplier of the product, the date of manufacture of the product, and the like.
Then, the IC tag 8 in which the tag data is written is attached to the product and shipped to the store S.

Next, the advance preparation process performed in the store S will be described.
<Tag ID registration process>
FIG. 6 is a flowchart showing tag ID registration processing of the payment system 100 according to the present embodiment.
The process described here is performed at each store S, for example, in response to the arrival of a product with the IC tag 8 from the supplier. The employee of the store S can execute the tag ID registration process by, for example, using the store terminal 3 to read the IC tags 8 of the received products one by one.
The tag ID registration process described below is a process related to the IC tag 8 of one product, but the employee of the store S needs to perform this tag ID registration process for all products received from the supplier. is there.
Further, it is assumed that the store terminal 3 is set to the registration processing mode.

In step S (hereinafter referred to as “S”) 10, the control unit 30 of the store terminal 3 receives the tag data by reading the IC tag 8 attached to the product via the reader unit 38.
In S <b> 11, the control unit 30 (registration request unit 31) transmits tag data including the tag ID read from the IC tag 8 to the settlement support server 4. Then, the control part 30 complete | finishes this process.

In S13, the control unit 40 (update request receiving unit 47) of the settlement support server 4 receives the tag data.
In S14, the control unit 40 (update unit 48) stores the received tag data in the product management DB 57a. At that time, “0” indicating that the stock is managed as stock in the warehouse is set in the stock flag. In addition, “0” indicating that the payment has not been made is set in the payment flag.
With this process, the tag data of the IC tag 8 attached to the product received in the store S can be registered in the product management DB 57a. And the inventory management of each goods in store S can be performed by this goods management DB57a.

In S15, the control unit 40 (gate transmission unit 49) transmits registration request data including the tag ID registered in the product management DB 57a to the gate server 6. Thereafter, the control unit 40 ends this process.
In S17, the control unit 60 of the gate server 6 receives the registration request data.
In S18, the control unit 60 (registration processing unit 62) causes the tag registration unit 66 to store the tag ID included in the received registration request data. At that time, the control unit 60 sets the permission flag to “0” indicating rejection. Thereafter, the control unit 60 ends this process.

  With this process, the tag ID of the IC tag 8 attached to the product received in the store S can be registered in the tag registration unit 66. Therefore, as will be described later, when the IC tag 8 storing the tag ID stored in the tag registration unit 66 passes through the gate 9, it is determined whether or not it has been purchased for which payment processing has been performed. You can check.

<Registration process to price DB 57b>
When each company using this payment system 100 has a price DB 57b, the management department of the head office that manages the store S accesses the price DB 57b of the payment support server 4 using, for example, a terminal of the head office (not shown). The product ID and the price corresponding to the product ID are registered.

<Preparation for setup>
In the store S, a gate 9 is arranged in the vicinity of the exit so that the shop space user cannot freely leave the shop space X. The gate 9 is provided at a position where the customer always passes when the customer leaves the store S. And it checks that it is not fraudulent, such as shoplifting, with respect to the customer who passes the gate 9 and leaves the store S. When the shopper enters the sales floor space X, the gate 9 may pass through without performing a special check. Alternatively, the customer may be allowed to enter the shopper from a dedicated entrance and not pass through the gate 9.
In the store S, a router R is installed. The router R is, for example, a free wi-fi router. Thus, by eliminating the communication cost when using the router R, the user can easily use the mechanism of the payment system 100.

Next, a preparation process performed by the user will be described.
<User preparation>
For example, the user connects to an application distribution server (not shown) via the communication network N using the mobile terminal 1 and downloads the payment application 21a from the application distribution server. Then, the downloaded payment application 21a is installed in the mobile terminal 1 in advance. Then, the mobile terminal 1 stores the user ID for using the payment application 21a and the card information including the card number of the credit card used in the payment process in association with the payment application 21a. After installing the payment application 21a, the control unit 10 of the mobile terminal 1 automatically activates the payment application 21a, for example, and registers card information including a user ID and a card number of a credit card used for payment processing. Also good.

<Shopping processing>
Next, a process when the user actually performs shopping will be described.
FIG. 7 is a flowchart showing a payment support process of the payment system 100 according to the present embodiment.
8 and 10 are diagrams showing display examples on the mobile terminal 1 according to the present embodiment.
FIG. 9 is a flowchart showing price acquisition processing of the payment system 100 according to the present embodiment.
FIG. 11 is a flowchart showing a payment completion process of the payment system 100 according to the present embodiment.
As a premise of this process, the mobile terminal 1 is in a state after the above-described user preparation is performed, the payment application 21a is installed, and the initial setting is completed.

  In response to the user having the portable terminal 1 entering the store S and receiving a radio wave from the router R installed in the store S, the control unit 10 (payment application activation unit) of the portable terminal 1 in S20 of FIG. 11) activates the payment application 21a. And the control part 10 displays the goods input screen 70 shown to FIG. 8 (A) on the touchscreen display 26, for example. The product input screen 70 is a screen that prompts the user to read the IC tag 8. Further, the control unit 10 controls the reader unit 28 so that the IC tag 8 can be read.

Next, the user holding the mobile terminal 1 brings the IC tag 8 attached to the product to be purchased closer to the reader unit 28 of the mobile terminal 1. By doing so, in S <b> 21, the control unit 10 (tag reception unit 12) receives tag data including the tag ID of the IC tag 8 attached to the product via the reader unit 28. Here, when the user intends to purchase a plurality of products, the user brings the IC tag 8 of each product close to the reader unit 28, so that the control unit 10 receives a plurality of tag IDs. The control unit 10 may add and display the product name of the read product on the product input screen 70 as shown in FIG. 8B each time.
If a product that has not been purchased by mistake has been read, the user may cancel it by selecting a cancel button on the product input screen 70.
In S <b> 22, for example, when the user selects the amount reflecting button on the product input screen 70, the control unit 10 performs price acquisition processing.

Here, the price acquisition process will be described with reference to FIG.
In S <b> 30 of FIG. 9, the control unit 10 (inquiry transmission unit 13) of the mobile terminal 1 transmits inquiry data including the received at least one tag ID to the settlement support server 4.
In S31, the control unit 40 (inquiry receiving unit 41) of the settlement support server 4 receives the inquiry data.
In S <b> 32, the control unit 40 (relay device determination unit 42) confirms whether or not the communication from the mobile terminal 1 is via the router R. If the communication is via the router R (S32: YES), the control unit 40 moves the process to S33. On the other hand, when it is not communication via the router R (S32: NO), the control part 40 moves a process to S36a.

In S33, the control unit 40 (price acquisition unit 44) refers to the product management DB 57a and the price DB 57b, and acquires the price for the tag ID included in the inquiry data. Specifically, the control unit 40 first extracts a product ID for the tag ID with reference to the product management DB 57a. Next, the control unit 40 refers to the price DB 57b and acquires the price for the product ID.
In S34, the control unit 40 refers to the product management DB 57a and the price privilege storage unit 57d, and confirms whether or not there is a privilege to be reflected in the price. The privilege to be reflected refers to individual privilege data in the product management DB 57a or privilege data corresponding to the matching grant condition in the price privilege storage unit 57d. And when it has the privilege reflected on a price (S34: YES), the control part 40 moves a process to S35. On the other hand, when it does not have the privilege reflected in a price (S34: NO), the control part 40 moves a process to S36.

In S35, the control unit 40 (price privilege reflecting unit 45) reflects the privilege to be reflected in the price acquired in S33. The control unit 40 may associate the price with the privilege data or the individual privilege data without reflecting the privilege data or the individual privilege data in the price. And in the portable terminal 1, the control part 10 uses the price memorize | stored in price DB57b, and the price used at the time of a settlement which finally reflected the privilege including privilege data and individual privilege data, and the settlement request screen 72 May be output. By doing so, it is possible to directly show the discount status from the normal price to the user, so that the benefit data is used for the user, and the user is given a sense of profit. , You can feel more.
In S36, the control unit 40 generates inquiry result data including the price for the tag ID. Thereafter, the control unit 40 moves the process to S37.

On the other hand, in S36a, the control unit 40 generates inquiry result data that cannot be settled.
In S <b> 37, the control unit 40 (price transmission unit 43) transmits inquiry result data to the mobile terminal 1. Thereafter, the control unit 40 ends this process.
In S <b> 38, the control unit 10 (price receiving unit 14) of the mobile terminal 1 receives the inquiry result data from the settlement support server 4. Then, the control part 10 complete | finishes this process, and moves a process to FIG.

Returning to FIG. 7, in S23, the control unit 10 determines whether or not the inquiry result data includes a price. As described above, the control unit 40 of the settlement support server 4 determines whether or not it passes through the router R (S32 in FIG. 9), and if it passes through the router R, the price is included (in FIG. 9). S36). On the other hand, if it does not go through the router R, the price is not included (S36a in FIG. 9). When the price is included in the inquiry result data (S23: YES), the control unit 10 moves the process to S24. On the other hand, when the inquiry result data does not include the price (S23: NO), the control unit 10 moves the process to S24a.
In S24a, the control unit 10 causes the touch panel display 26 to output an error screen. Then, the control part 10 complete | finishes this process. The error screen informs that payment processing cannot be performed and that processing related to the payment application 21a is performed in the store S. Then, the control part 10 complete | finishes this process.

On the other hand, in S24, the control unit 10 (payment screen output unit 15) causes the touch panel display 26 to output the payment request screen 72 shown in FIG. The settlement request screen 72 is a screen for the user to confirm before performing settlement. A cancel button is provided in the line displaying the product and its price on the settlement request screen 72, and the user can exclude the product from the settlement by selecting the button. In addition, a settlement button for performing settlement is provided below the product list, and the user can perform settlement processing by selecting the settlement button.
In addition, the control unit 10 stores the tag ID and the price in the purchased product data storage unit 22.

  In this example, the product name is first displayed, and then the price is reflected by communicating with the settlement support server 4 by the user selecting the amount reflection. However, each time the mobile terminal 1 reads the IC tag 8 and acquires tag data, the mobile terminal 1 may communicate with the settlement support server 4 to display the price. By doing so, there is a demerit that the frequency of communication with the settlement support server 4 is increased, but for the user, there is an advantage that the price of the product can be confirmed immediately.

Returning to FIG. 7, the control unit 10 determines whether or not a settlement request is accepted in S <b> 25 depending on whether or not the user has accepted an operation for selecting the settlement button on the settlement request screen 72 described above. When the settlement request is accepted (S25: YES), the control unit 10 moves the process to S26. On the other hand, when the settlement request is not received (S25: NO), the control unit 10 stays in this process and waits until the settlement request is received.
In S <b> 26, the control unit 10 (settlement request unit 16) transmits settlement request data to the settlement server 7. Here, the payment request data includes a payment ID, card information, and a payment amount. In addition, what is necessary is just to determine payment ID so that it may not overlap with the portable terminal 1. FIG.
Further, the control unit 10 stores the settlement ID in association with the tag ID and the price stored in the purchased product data storage unit 22.

In the settlement server 7, the control unit receives the settlement request data and performs settlement processing. And the control part of the payment server 7 transmits payment result data with respect to the portable terminal 1, and the control part 10 (payment result receiving part 17) receives payment result data in S27. The settlement result data includes a settlement ID and a settlement result.
In S28, the control unit 10 (settlement completion transmission unit 18) performs a settlement completion process.

Here, the settlement completion process will be described with reference to FIG.
In S <b> 50 of FIG. 11, the control unit 10 (payment completion transmission unit 18) of the mobile terminal 1 transmits payment completion data to the payment support server 4. The payment completion data includes a tag ID.
In S51, the control unit 40 (payment completion receiving unit 46) of the payment support server 4 receives the payment completion data.
In S52, the control unit 40 (update unit 48) updates the settlement flag of the product management DB 57a corresponding to the tag ID included in the settlement completion data to “complete”.
In S53, the control unit 40 (gate transmission unit 49) transmits permission request data including the tag ID included in the payment completion data to the gate server 6.

In S54, the control unit 60 of the gate server 6 receives the permission request data.
In S55, the control unit 60 (registration processing unit 62) updates the settlement status flag of the tag registration unit 66 corresponding to the tag ID included in the permission request data to “completed”. By doing so, the tag ID of the IC tag 8 attached to the product for which payment has been completed is registered as payment completion in the tag registration unit 66. Therefore, when the gate 9 reads the IC tag 8, The control unit 60 can permit passage.
In S <b> 56, the control unit 60 transmits update completion data to the settlement support server 4. Thereafter, the control unit 60 ends this process.
In S <b> 57, the control unit 40 of the settlement support server 4 transmits the update completion data to the mobile terminal 1 in response to receiving the update completion data from the gate server 6. Thereafter, the control unit 40 ends this process.

In S <b> 58, the control unit 10 of the mobile terminal 1, in response to receiving the update completion data from the payment support server 4, sets the payment data including the payment ID, the payment amount, and the payment date as the payment history. 23.
In S59, the control unit 10 outputs a payment completion screen 73 as shown in FIG. 10B to the touch panel display 26, for example. The payment completion screen 73 is used to indicate to the user that payment has been completed. Then, the control part 10 complete | finishes this process, and moves a process to FIG.
Returning to FIG. 7, the control unit 10 ends this process.

  With this series of processing, the payment system 100 can perform payment using the mobile terminal 1 possessed by the user without using a register. Therefore, the user can make a payment without being arranged in the register, and the convenience of the user can be improved.

<Return processing>
Next, a process for returning a product for some reason after the settlement process will be described. For example, the store terminal 3 is used when the user wants to return a product to the counter equipped with the store terminal 3 installed in the store S.
FIG. 12 is a flowchart showing post-settlement cancellation processing of the settlement system according to the present embodiment.
FIG. 13 is a diagram illustrating a display example on the store terminal and the mobile terminal according to the present embodiment.
In S70 of FIG. 12, the control unit 30 of the store terminal 3 receives the tag data including the tag ID by reading the IC tag 8 attached to the product to be returned via the reader unit 38.

In S71, the control unit 30 creates cancellation request data. First, the control unit 30 receives card information including the card number of the credit card used for the settlement. The control unit 30 may accept card information stored in the storage unit 20 of the mobile terminal 1 using, for example, short-range wireless communication of the communication interface unit 39. Specifically, in the mobile terminal 1, for example, a purchase history screen 77 shown in FIG. 13A is displayed on the touch panel display 26 for displaying a history related to returned products. And by operating the button for outputting a user's card information, the control part 10 of the portable terminal 1 sends out the card information memorize | stored in the memory | storage part 20 from the communication interface part 29, Therefore A shop terminal 3 can receive the card information via the communication interface 39. Moreover, the control part 30 may receive card information, for example, when the user of the portable terminal 1 operates input devices, such as a keyboard.
Next, the control unit 30 of the store terminal 3 acquires the price for the tag ID of the read IC tag 8. For example, the control unit 30 may communicate with the settlement support server 4 to obtain a price for the tag ID. Further, the control unit 30 may communicate with the mobile terminal 1 and obtain the price for the tag ID from the history data stored in the purchased product data storage unit 22.
And the control part 30 outputs the cancellation confirmation screen 75 shown in FIG.13 (B) containing the received card | curd information and the acquired price to the display part 37, for example.

When the cancel button on the cancel confirmation screen 75 is selected by the user, in S72, the control unit 30 (cancellation request unit 32) sends the cancel request data including the received card information and the acquired price to the settlement server 7. Send to.
The settlement server 7 performs settlement cancellation processing. Specifically, settlement with the price included in the cancellation request data minus is performed using the card information. Then, the control unit of the settlement server 7 transmits the cancellation result data to the store terminal 3.
In S73, the control unit 30 of the store terminal 3 receives the cancellation result data.

In S <b> 74, the control unit 30 (result transmission unit 33) transmits update data to the settlement support server 4. The update data includes a tag ID and data indicating that the payment is canceled.
In S76, the control unit 40 (update request receiving unit 47) of the settlement support server 4 receives the update data.
In S77, the control unit 40 (updating unit 48) updates the settlement flag corresponding to the tag ID of the product management DB 57a incomplete in response to receiving the update data.
In S <b> 78, the control unit 40 (gate transmission unit 49) transmits update data to the gate server 6.

In S79, the control unit 60 of the gate server 6 receives the update data.
In S <b> 80, the control unit 60 (registration processing unit 62) updates the settlement status flag corresponding to the tag ID of the tag registration unit 66 incomplete in response to receiving the update data.
In S <b> 81, the control unit 60 transmits the update result data to the settlement support server 4. Thereafter, the control unit 60 ends this process.
In S <b> 82, the control unit 40 of the settlement support server 4 transmits the update result data to the store terminal 3 in response to receiving the update result data. Thereafter, the control unit 40 ends this process.

In S83, the control unit 30 of the store terminal 3 outputs, for example, a cancellation completion screen 76 shown in FIG. 13C to the display unit 37 in response to receiving the update result data. As a result, the employee of the store S who operates the store terminal 3 and the user of the mobile terminal 1 can confirm that the cancellation processing for the payment canceled product has been normally performed.
In S <b> 84, the control unit 30 sends cancellation history data to the communication interface unit 39. By doing so, the control unit 10 of the mobile terminal 1 can receive the cancellation history data via the communication interface unit 29, and thus stores the received cancellation history data in the settlement data storage unit 23. Note that the payment IDs do not overlap. Moreover, the control part 10 outputs the cancellation history screen 78 shown, for example in FIG.13 (D) to the touchscreen display 26 from cancellation history data.

<Notification processing>
Next, notification processing performed by the settlement support server 4 will be described.
This is a process of notifying the portable terminal 1 of an event such as a time sale.
FIG. 14 is a flowchart showing notification processing of the payment system according to the present embodiment.
The control unit 40 of the settlement support server 4 executes this notification process at a predetermined timing (for example, once a day).
In S90 of FIG. 14, the control unit 40 of the settlement support server 4 acquires one notification condition of the price privilege storage unit 57d.

In S91, the control unit 40 determines whether or not the acquired notification condition matches the current condition. For example, if the notification condition is “○ month × day”, it is determined whether or not the current date is “○ month × day”. If the notification condition matches the current condition (S91: YES), the control unit 40 moves the process to S92. On the other hand, when the notification condition does not match the current condition (S91: NO), the control unit 40 moves the process to S94.
In S92, the control unit 40 generates notification data. The notification data is content including grant conditions and privilege data corresponding to the notification conditions.

In S <b> 93, the control unit 40 (information notification unit 50) transmits notification data to the mobile terminal 1. As a result, the control unit 10 of the mobile terminal 1 receives the notification data and outputs it to the touch panel display 26. Therefore, since the user can see the notification data and includes the privilege data, the user can be motivated to go to the store S. In addition, at the store S, customers can be expected.
In S94, the control unit 40 determines whether or not all the notification conditions in the price privilege storage unit 57d have been processed. If all notification conditions have been processed (S94: YES), the control unit 40 ends this process. On the other hand, when the process is not performed for all the notification conditions (S94: NO), the control unit 40 moves the process to S90 and repeats the process for the unprocessed notification conditions.

<Processing at Gate 9>
Next, processing when the user leaves the store S after settlement is described.
After exiting the store S after the user makes a purchase and makes the above-mentioned settlement, the gate 9 passes through the gate 9 so that the gate 9 has a tag ID from the IC tag 8 attached to the purchased product possessed by the user. To get. Then, the acquired tag ID is transmitted to the gate server 6.
In the gate server 6, the control unit 60 refers to the tag registration unit 66 to determine whether there is a match with the received tag ID, and if so, whether the settlement status flag has been completed. Judge whether or not. When there is no match with the received tag ID and when there is a match with the tag ID and the settlement status flag has been completed, the control unit 60 (traffic control unit 61) determines to permit the passage. To do. On the other hand, if there is one that matches the received tag ID and there is at least one settlement status flag that has not been completed, the control unit 60 (traffic control unit 61) determines that the passage is disabled. Then, the control unit 60 transmits the determination result to the gate 9.
In the gate 9, if the determination result permits passage, the gate 9 is opened so that the user can pass through the gate 9. On the other hand, if the judgment result prohibits passage, the gate 9 is controlled so that the user cannot pass through the gate 9 by closing the gate 9 and sounding a buzzer.

  In this way, when making a payment using the payment system 100, for example, even if a malicious user performs shoplifting or reduces the number of illegally purchased products, the gate 9 Can see through fraud.

Thus, according to the settlement system 100 of the present embodiment, the following effects are obtained.
(1) When the mobile terminal 1 transmits the tag ID read from the IC tag 8 attached to the product in order to make a payment using the mobile terminal 1, the settlement support server 4 displays the price of the product indicated by the tag ID. Is transmitted to the portable terminal 1. Then, the mobile terminal 1 performs a payment process with the payment server 7. By using this mechanism, payment using the mobile terminal 1 can be performed.
Here, since the payment support server 4 has the price, not the IC tag 8, the price can be centrally managed at the store S, the head office that manages the store S, or the like. In addition, since the price can be easily changed, the convenience can be improved.

(2) By making the tag IDs of the IC tags 8 different, there is no one having the same tag ID as one. Therefore, since each product with the IC tag 8 can be managed by the tag ID, inventory management for each store S can be performed using this settlement system 100.
(3) The tag ID of the IC tag 8 attached to the product in the store S is stored in the settlement support server 4 and the gate server 6, and when the settlement of the product is completed, the tag ID is stored in the settlement support server 4 and the gate server 6. The fact that the payment is completed is registered in association with the stored tag ID. Therefore, by referring to the storage unit 55 of the settlement support server 4, it is possible to confirm the purchase status of the product corresponding to the tag ID. Moreover, in the gate server 6, only the user who has the purchased goods can be controlled so that passage through the gate 9 is possible. Therefore, it is possible to prevent shoplifting of products and taking out products before settlement from the sales space X.

(4) The product for which payment has been completed can be canceled using the store terminal 3. Then, by canceling the product for which payment has been completed, the returned product can be in stock.
(5) The mobile terminal 1 stores card information such as a credit card number in advance, and the stored card information can be used in the settlement, so that the user manually inputs each payment. Therefore, the convenience of the user is improved.
(6) Since the payment system 100 performs payment using a credit card, the use of the credit card can be promoted. In addition, a credit card company can create an opportunity to newly acquire a credit card member. Furthermore, with the increase in the use of credit cards, orders for invoice shipping operations by DM (direct mail) etc. due to the use of credit cards increase, and continuous orders can be expected.

(7) When the reader unit 28 of the mobile terminal 1 reads the IC tag 8 attached to the product, the mobile terminal 1 can read the tag data of the IC tag 8 and is necessary for settlement based on the tag data. Various information can be obtained. Therefore, the user does not have to manually input the product code and the convenience of the user is improved. In addition, since the price of the product can be obtained from the tag ID, the settlement amount can be acquired using the IC tag 8.
(8) The settlement support server 4 causes the settlement process to be performed only for the portable terminal 1 that has communicated via the router R. Therefore, since the payment is not performed when not passing through the router R, only the payment processing in the state in the store S can be permitted.
(9) Since the settlement support server 4 has individual privilege data for each tag ID, a privilege such as a discount according to each product can be granted. Therefore, for example, the price can be determined for each product with respect to a product whose expiry date is close or out of season.
(10) Since the payment history at the portable terminal 1 is stored in the purchased product data storage unit 22 and the payment data storage unit 23, the user can check the payment history later.

  As mentioned above, although embodiment of this invention was described, this invention is not limited to embodiment mentioned above. In addition, the effects described in the embodiments are merely a list of the most preferable effects resulting from the present invention, and the effects of the present invention are not limited to those described in the embodiments. In addition, although embodiment mentioned above and the deformation | transformation form mentioned later can also be used in combination as appropriate, detailed description is abbreviate | omitted.

(Deformation)
(1) In this embodiment, although what was used by the payment regarding the goods of a retail store was demonstrated, it is not limited to this. It may be another product or may be related to a service. However, in the case of a service, for example, it is desirable that an IC tag is attached to a tag or the like on which service contents are described, and the user purchases the tag.
(2) In the present embodiment, the case where the mobile terminal or the shop terminal communicates with the payment server to perform the payment process or the cancellation process has been described as an example, but the present invention is not limited to this. The settlement support server may accept a settlement request from the mobile terminal or accept a cancellation request from the store terminal and perform settlement between the settlement server and the settlement support server.

(3) Although the present embodiment has been described as displaying a product name or the like when an IC tag is read, the present invention is not limited to this. For example, detailed information such as product features may be stored in a settlement support server or an external server that is communicably connected from the settlement support server, and the product detail information may be displayed together with the product name. By doing so, for example, if it is a household appliance etc., performance etc. can be displayed and it can become reference information at the time of a user's purchase.
Further, instead of the detailed information or together with the detailed information, multilingual information may be stored, the language used by the user of the mobile terminal 1 may be selected, and the product name or the like may be displayed in that language. By doing so, even for a user whose native language is not Japanese, for example, a user who came to Japan from a foreign country, payment using the mobile terminal 1 can be easily performed.

(4) In the present embodiment, the card information including the card number of the credit card is described as being included in the mobile terminal, but the present invention is not limited to this. The payment support server may have card information for each user. In that case, the payment process may be performed via the payment support server 4.
(5) Although the present embodiment has been described as performing a payment by credit card, the present invention is not limited to this. For example, payment using a value such as electronic money may be used.
(6) In the present embodiment, the description has been given of determining whether or not the product has been settled, but the present invention is not limited to this. Another device instead of the gate may be used.

(7) In the present embodiment, the example in which the user is identified by the user ID has been described as an example, but the present invention is not limited to this. For example, a terminal ID that identifies a mobile terminal may be used.
(8) In the present embodiment, the individual privilege data in the product management DB has been described as an example input from the store terminal, but is not limited thereto. In the product management DB, the management date such as the expiration date or the expiration date of the product acquired from the tag data is stored, and the settlement support server determines the individual privilege data according to the management date and automatically stores it. Also good.
(9) In the present embodiment, the notification condition is described as a condition related to the date, but the present invention is not limited to this. The notification condition may include, for example, sex, age, region, and the like. In that case, a user attribute is memorize | stored in a user management memory | storage part, You may make it notify only to a corresponding user's portable terminal by collating with the attribute.

  (10) In the present embodiment, it has been described that the arrival registration is performed by the store terminal when the product arrives at the store. However, the present invention is not limited to this. For example, registration using a store terminal may be performed when the product is received and the product is brought into the warehouse and when the product is arranged on a shelf. At that time, whether the item is received or placed on the shelf is input, and the IC tag is read to set the stock flag of the settlement support server 4 to “0” at the time of arrival, for example. More accurate inventory management can be performed by using different statuses such as “1” at the time.

  (11) In this embodiment, the mobile terminal has been described as having a payment history, but the present invention is not limited to this. The payment support server may have a payment history for each user. Then, the payment support server may use the payment history to give a privilege such as distributing a coupon to the mobile terminal. Specifically, the storage unit of the payment support server includes a user history storage unit and a coupon storage unit. And the payment history for every user is memorize | stored in a user history memory | storage part, and a coupon delivery condition, the coupon content, a coupon number, etc. are memorize | stored in a coupon memory | storage part. Then, when the payment history satisfies the coupon distribution condition, the payment support server transmits the coupon content and the coupon number to the mobile terminal that satisfies the condition. And in a portable terminal, the column which inputs a coupon number on the goods input screen as shown in FIG. 8, for example, inputs a coupon number, or selects the coupon number memorize | stored in the memory | storage part. It can be settled by reflecting. Note that the conditions include, for example, the number of payments, the amount, the number of products, and the like. Moreover, a coupon is also an example, and any privilege may be used as long as an incentive to use this settlement system is given to the user.

DESCRIPTION OF SYMBOLS 1 Mobile terminal 3 Store terminal 4 Settlement support server 6 Gate server 7 Settlement server 8 IC tag 9 Gate 10, 30, 40, 60 Control unit 11 Settlement application start unit 13 Inquiry transmission unit 15 Settlement screen output unit 18 Settlement completion transmission unit 20 , 35, 55, 65 Storage unit 21a Payment application 26 Touch panel display 28, 38 Reader unit 31 Registration request unit 32 Cancellation request unit 33 Result transmission unit 41 Inquiry reception unit 42 Relay device determination unit 43 Price transmission unit 47 Update request reception unit 48 Update unit 49 Gate transmission unit 50 Information notification unit 57a Product management DB
57b Price DB
57d Price privilege storage unit 61 Traffic control unit 62 Registration processing unit 66 Tag registration unit 100 Payment system A, B, C Product N Communication network R Router S Store X Sales space

Claims (11)

An information recording medium attached to a purchase target displayed in a physical store;
A mobile terminal owned by the user;
A payment support server that supports payment related to a purchase target by the mobile terminal;
A payment support system comprising:
The information recording medium stores medium identification information that is unique identification information that does not overlap,
The portable terminal is
Reading means for reading the information recording medium attached to the purchase object;
Inquiry transmission means for transmitting the medium identification information obtained by the reading means to the settlement support server;
With
The settlement support server
Inquiry receiving means for receiving the medium identification information;
A purchase object management database storing the medium identification information;
A price database storing the price of the purchase object;
Price transmission means for extracting the price corresponding to the medium identification information received by the inquiry reception means based on the purchase object management database and the price database, and transmitting the extracted price together with the medium identification information;
With
The portable terminal comprises a payment screen output means for outputting a payment request screen including the price received from the payment support server;
A payment support system characterized by The settlement support system according to claim 1,
A gate server including a storage unit that is communicably connected to a gate including a reading unit that reads the information recording medium, and stores information on whether or not to allow passage according to the medium identification information;
The mobile terminal receives the fact that the payment related to the purchase target based on the payment request screen is completed from the payment server that performs the payment process, and the information recording medium attached to the purchase target for which payment has been completed Payment completion transmitting means for transmitting the medium identification information to the payment support server,
The purchase object management database of the payment support server stores payment status information in association with the medium identification information,
The settlement support server
Update means for updating the payment status information corresponding to the received medium identification information in the purchase object management database from unsettled to payment completed;
Gate transmission means for transmitting permission request information including the received medium identification information to the gate server;
With
The gate server is
A traffic control means for controlling traffic based on the medium identification information acquired by the gate and the information in the storage unit;
Permission registration means for storing the medium identification information so as to permit passage based on the permission request information received from the settlement support server;
Providing
A payment support system characterized by In the settlement support system according to claim 2,
With a cancellation terminal that cancels after settlement is completed,
The cancellation terminal is
Reading means for reading the information recording medium;
A cancellation request unit that extracts a price corresponding to the medium identification information obtained by the reading unit with reference to the purchase target management database and the price database, and requests the settlement server to cancel the price. When,
In response to receiving a result for the cancellation request from the settlement server, result transmission means for transmitting cancellation result information including the medium identification information to the settlement support server;
With
The update means of the payment support server updates the payment status information corresponding to the received medium identification information in the purchase target management database from payment completion to unsettled,
The gate transmission means of the settlement support server transmits cancellation request information including the received medium identification information to the gate server,
The gate server includes a rejection registration unit that stores the medium identification information based on the cancellation request information received from the settlement support server so as not to allow passage.
A payment support system characterized by In the settlement support system according to any one of claims 1 to 3,
The purchase object management database of the settlement support server stores the medium identification information in association with inventory status information,
An inventory management terminal capable of inquiring and updating the purchase target management database;
The inventory management terminal
Reading means for reading the information recording medium;
Input receiving means for receiving an input of the management state of the purchase target with the medium identification information;
Update request information for updating the inventory status information of the purchase target management database corresponding to the medium identification information obtained by the reading means to the management state received by the input receiving means, Update request means to send to
Providing
A payment support system characterized by In the settlement support system according to any one of claims 1 to 4,
A wireless relay device that is installed in the actual store and mediates communication between the mobile terminal and the settlement support server,
The settlement support server includes a relay device determination unit that determines whether the inquiry reception unit has received the medium identification information via the wireless relay device,
The price transmitting means of the settlement support server transmits the price when the relay apparatus determining means determines that the medium identification information has been received via the wireless relay apparatus;
A payment support system characterized by In the settlement support system according to any one of claims 1 to 5,
The settlement support server
Price privilege information storage unit that stores privilege information related to a price, a grant condition for granting a privilege, and a notification condition for notifying the grant condition and the privilege information;
Information notification means for transmitting the privilege information corresponding to the notification condition and the grant condition to the mobile terminal when the notification condition of the price privilege information storage unit is satisfied;
Providing
A payment support system characterized by In the settlement support system according to claim 6,
The price transmitting means of the settlement support server, when the grant condition stored in the price privilege information storage unit is satisfied, the reflected price reflecting the privilege information corresponding to the grant condition Sending to the device,
A payment support system characterized by In the settlement support system according to any one of claims 1 to 7,
The purchase object management database of the settlement support server stores the medium identification information in association with an individual price, which is information related to an individual price for each purchase object,
The price transmitting means of the settlement support server extracts the individual price corresponding to the received medium identification information from the purchase target management database, and reflects the individual price reflected in the price extracted from the price database. Sending a later price to the mobile device;
A payment support system characterized by The settlement support system according to claim 8,
The purchase object management database of the settlement support server stores date information related to the purchase object in association with the medium identification information,
The settlement support server comprises update means for determining and updating the individual price based on the date information included in the purchase target management database;
A payment support system characterized by In the settlement support system according to any one of claims 1 to 9,
The settlement support server
A user history storage unit for storing a purchase history for each user of the mobile terminal;
A privilege storage unit that stores privileges according to purchase history;
Based on the purchase history of the user history storage unit, a privilege granting unit that grants a privilege stored in the privilege storage unit;
Providing
A payment support system characterized by A portable terminal used in the settlement support system according to any one of claims 1 to 10,
Comprising an application execution means for executing an application for payment processing in response to reception of radio waves from a wireless relay device installed in a store;
A mobile terminal characterized by.

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