JP2017157096A - Program and information processing device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a program capable of displaying detail information of a bank account on a user's information processing terminal with a simple operation, and an information processing device.SOLUTION: A program P acquires dates of transactions for one or more times and detail information including a balance after each transaction in a user's bank account from an information processing device 2 for managing the bank account to an information processing terminal 1 owned by the user, stores the acquired detail information in a storage part 12, reads the detail information from the storage part 12, and causes a display part 14 to execute processing for displaying a calendar screen for displaying transition of balances of the bank account in a calendar format.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a program and an information processing apparatus.

  There is a technique for displaying transaction details of a bank account on an information processing terminal possessed by a user. For example, Patent Document 1 discloses an electronic passbook display system that downloads and displays a bank account transaction statement on a user's personal computer. Patent Document 2 discloses a receipt issuing system that captures a receipt image displayed by an ATM at the time of a transaction on an ATM (Automated Teller Machine) with a camera of a user's mobile phone and downloads and displays the receipt data on the mobile phone. ing.

JP 2001-357208 A JP 2006-318099 A

  However, in Patent Document 1, it is necessary to input a transaction date or the like when displaying the transaction details, which is troublesome. In Patent Document 2, transaction details for ATM transactions can only be downloaded, and transaction details such as automatic withdrawal cannot be downloaded. Further, when displaying the receipt data, it is necessary to input a user ID, a personal identification number, etc., which is troublesome.

  The present invention has been made under such circumstances, and an object of the present invention is to provide a program and an information processing apparatus capable of displaying detailed information of a bank account on a user information processing terminal with a simple operation. There is.

  The program according to the present invention includes, on an information processing terminal owned by a user, from an information processing device that manages the user's bank account, a date of one or more transactions in the bank account, and a balance after each transaction. Processing for acquiring detailed information, storing the acquired detailed information in a storage unit, reading the detailed information from the storage unit, and displaying a calendar screen for displaying a transition of the balance of the bank account in a calendar format on the display unit Is executed.

  In the program according to the present invention, the detailed information includes a date on which a transaction is scheduled and a transaction amount scheduled for the transaction. The transaction details being displayed are displayed in a different format.

  The program according to the present invention acquires the detailed information relating to the bank account shared by a family, and displays the transaction details by the user and the transaction details by the user's family in different formats on the calendar screen. It is characterized by.

  The program according to the present invention displays an account object for switching a bank account related to the calendar screen on a part of the calendar screen, and when an operation input to the account object is accepted, A calendar screen relating to another bank account is displayed.

  The program according to the present invention reads out the detailed information from the storage unit, and displays on the display unit a passbook screen in which the date, transaction amount, and balance after each transaction in the bank account are associated with each other. It is characterized by.

  The program according to the present invention is characterized in that an unacquired transmission request for detailed information is output to the information processing device based on an operation input by the user or the detailed information stored in the storage unit.

  The program according to the present invention has transitioned to a confirmation screen for confirming purchase information of a product in online shopping, when receiving a designation input of a purchased product related to online shopping, referring to URL information related to online shopping In this case, the calendar screen is displayed.

  An information processing apparatus according to the present invention is an information processing apparatus that communicates with an information processing terminal in which any of the above programs is installed, the storage unit storing the detailed information, and the transaction in the bank account A receiving unit that receives the request, and an acquisition unit that acquires, from the storage unit, the detailed information relating to one or more transactions including at least the transaction related to the request when the receiving unit receives the request And a transmission unit that transmits the detailed information acquired by the acquisition unit to the information processing terminal.

  In the information processing apparatus according to the present invention, the receiving unit receives the request from a terminal device that accepts an instruction for a transaction in the bank account, and the transmitting unit performs near field communication with the information processing terminal. The detailed information is transmitted through a device.

  In the information processing apparatus according to the present invention, the storage unit stores information on each of the user and the user's family with respect to the bank account shared by the family, and the transmission unit stores each of the user and the user's family. The detailed information is transmitted to the information processing terminal.

  According to the present invention, bank account details can be displayed on a user's information processing terminal with a simple operation.

It is a block diagram which shows the structural example of an information processing system. It is explanatory drawing which shows an example of the record layout of bankbook DB. It is explanatory drawing which shows an example of the record layout of account DB. It is explanatory drawing for demonstrating the outline | summary of the synchronization process of detailed information. It is explanatory drawing which shows the example of a display of notification mail. It is explanatory drawing which shows an example of a menu screen. It is explanatory drawing which shows an example of a bankbook screen. It is explanatory drawing which shows an example of a calendar screen. It is a flowchart which shows an example of the process sequence of information processing system. It is a flowchart which shows an example of the process sequence of a terminal. It is explanatory drawing which shows an example of the record layout of bankbook DB which concerns on Embodiment 2. FIG. It is explanatory drawing which shows an example of the record layout of account DB which concerns on Embodiment 2. FIG. 10 is an explanatory diagram illustrating an example of a bankbook screen according to Embodiment 2. FIG. 6 is an explanatory diagram illustrating an example of a calendar screen according to Embodiment 2. FIG. 10 is a flowchart illustrating an example of a processing procedure of the information processing system according to the second embodiment. 6 is a flowchart illustrating an example of a processing procedure of a terminal according to Embodiment 2. 10 is an explanatory diagram for explaining an example of a transmission request process according to Embodiment 3. FIG. 10 is an explanatory diagram illustrating an example of a menu screen according to Embodiment 3. FIG. 14 is a flowchart illustrating an example of a processing procedure regarding detailed information synchronization processing according to the third embodiment. 15 is a flowchart illustrating an example of a processing procedure regarding detailed information display processing according to the third embodiment. FIG. 10 is a block diagram illustrating a configuration example of an information processing system according to a fourth embodiment. 10 is a flowchart illustrating an example of a processing procedure of the information processing system according to the fourth embodiment. 10 is an explanatory diagram illustrating an example of a shopping screen according to Embodiment 5. FIG. FIG. 10 is an explanatory diagram illustrating an example of a calendar screen according to a fifth embodiment. 15 is a flowchart illustrating an example of a processing procedure executed by the information processing system according to the fourth embodiment.

Hereinafter, the present invention will be described in detail with reference to the drawings illustrating embodiments thereof.
(Embodiment 1)
FIG. 1 is a block diagram illustrating a configuration example of an information processing system. The information processing system includes an information processing terminal 1, information processing devices 2, 2, 2,. The devices are connected to each other via a network N. The network N is, for example, the Internet or a LAN (Local Area Network).

  The information processing terminal 1 is an information processing terminal possessed by each user. The information processing terminal 1 is, for example, a smartphone, a personal computer, a tablet terminal, or the like. In the present embodiment, the information processing terminal 1 is assumed to be a smartphone, and will be read as the terminal 1 below for the sake of brevity. The terminal 1 downloads and displays detailed information related to the user's bank account from the information processing apparatus 2.

  The information processing apparatus 2 is an information processing apparatus that stores various types of information and transmits and receives information via the network N. The information processing apparatus 2 is, for example, a server computer or a personal computer. In the present embodiment, the information processing apparatus 2 is assumed to be a server computer and is read as the server 2. The server 2 is a server for performing information processing related to bank operations, manages various information related to the user's bank account, and transmits detailed information related to the bank account to the terminal 1.

  The terminal device 3 is an automatic teller machine that can withdraw and deposit cash, for example. Hereinafter, the terminal device 3 is read as ATM3. The ATM 3 receives an instruction input for a transaction request in the bank account, and transmits the received instruction content to the server 2. Further, the ATM 3 receives information returned from the server 2 regarding the transaction request, and performs processing such as withdrawal of cash and deposit.

The terminal 1 includes a control unit 11, a storage unit 12, a communication unit 13, a display unit 14, and an input unit 15.
The control unit 11 includes an arithmetic processing device such as a CPU (Central Processing Unit) or an MPU (Micro-Processing Unit). The control unit 11 reads out and executes the program P stored in the storage unit 12 to perform various information processing or control processing related to the terminal 1.

  The storage unit 12 includes memory elements such as a RAM (Random Access Memory) and a ROM (Read Only Memory). The storage unit 12 stores a program or data necessary for the control unit 11 to execute the processing according to the present embodiment. The storage unit 12 temporarily stores data and the like necessary for the control unit 11 to execute arithmetic processing. In addition, the storage unit 12 stores an application program P (hereinafter referred to as a program P) for the control unit 11 to execute processing according to the present embodiment. The program P may be installed in the terminal 1 in advance or may be installed via the network N. The storage unit 12 stores a passbook DB 121. The passbook DB 121 is a database for storing detailed information transmitted from the information processing apparatus 2. In addition, the storage unit 12 stores a decryption key (not shown) for decrypting the detailed information encrypted and transmitted from the information processing apparatus 2.

  The communication unit 13 includes, for example, an antenna and a processing circuit necessary for executing communication processing. More specifically, for example, communication is performed via a mobile phone network, the Internet network, or the like.

  The display unit 14 has a screen such as a liquid crystal display or an organic EL (Electro Luminescence) display, and displays an image given from the control unit 11.

  The input unit 15 is, for example, a touch panel or a push button provided on the display unit 14. The input unit 15 receives an operation input by a user. The input unit 15 notifies the control unit 11 of the operation content performed by the user.

  In the present embodiment, the terminal 1 is not limited to the above configuration, and may include, for example, a camera that captures an image, a microphone that inputs and outputs audio, a speaker, and the like.

The server 2 includes a control unit 21, a storage unit 22, a communication unit 23, and a large capacity storage device 24.
The control unit 21 includes an arithmetic processing device such as a CPU or MPU. The control unit 21 performs various information processing or control processing related to the server 2 by reading and executing the program stored in the storage unit 22.

  The memory | storage part 22 contains memory elements, such as RAM and ROM, for example. The storage unit 22 stores a program or data necessary for the control unit 21 to execute processing. The storage unit 22 temporarily stores data and the like necessary for the control unit 21 to execute arithmetic processing.

  The communication unit 23 includes, for example, a processing circuit for performing processing related to communication, and transmits / receives information to / from the terminal 1 and the ATM 3 via the network N.

The large-capacity storage device 24 is a large-capacity storage device including, for example, a hard disk. The mass storage device 24 stores an account DB 241. The account DB 241 stores various information related to each user's bank account.
In the present embodiment, the storage unit 22 and the mass storage device 24 may be configured as an integrated storage device. Further, the mass storage device 24 may be composed of a plurality of storage devices. The mass storage device 24 may be an external storage device connected to the server 2.

  In the present embodiment, the server 2 is not limited to the above configuration. For example, an input unit that receives an operation input, a display unit that displays information related to the server 2, a reading unit that reads information stored in a portable storage medium, and the like May be included.

The ATM 3 includes a control unit 31, a storage unit 32, a communication unit 33, a display unit 34, and an input unit 35.
The control unit 31 includes an arithmetic processing device such as a CPU or MPU. The control unit 31 reads out and executes the program stored in the storage unit 32, thereby performing various information processing or control processing related to ATM3.

  The memory | storage part 32 contains memory elements, such as RAM and ROM, for example. The storage unit 32 stores a program or data necessary for the control unit 31 to execute processing. The storage unit 32 temporarily stores data and the like necessary for the control unit 31 to execute arithmetic processing.

  The communication unit 33 includes, for example, a processing circuit for performing processing related to communication, and transmits and receives information to and from the server 2 via the network N.

  The display unit 34 has a screen such as a liquid crystal display or an organic EL display, for example, and displays an image given from the control unit 31.

  The input unit 35 is, for example, a touch panel or a push button provided on the display unit 34. The input unit 35 receives an operation input by a user. The input unit 35 notifies the control unit 31 of the operation content performed by the user.

  FIG. 2 is an explanatory diagram showing an example of a record layout of the passbook DB 121. The bankbook DB 121 includes a bank code column, a branch number column, an account number column, a type column, a date column, a summary column, a deposit amount column, a withdrawal amount column, and a balance column. The bank code string stores a bank code indicating each bank related to the user's bank account. The branch number column stores the branch number of the bank where the user's bank account is opened in association with the bank code. The account number column stores the account number of the user's bank account in association with the bank code and the branch number. The type column stores the types of bank accounts such as ordinary deposits and time deposits in association with account numbers. The date column stores the transaction date in the bank account in association with the account number. In addition to the date, the date and time including the hour and minute may be stored. The summary column stores the summary of the transaction in association with the account number and date. The deposit amount column and withdrawal amount column store the deposit amount and withdrawal amount in the transaction in association with the account number and date. In the following description, the deposit amount and the withdrawal amount are collectively referred to as a transaction amount. The balance column stores the balance of the bank account after the transaction in association with the account number and date.

  FIG. 3 is an explanatory diagram showing an example of the record layout of the account DB 241. The account DB 241 includes a name column, branch number column, account number column, type column, PIN number column, address column, encryption key column, date column, summary column, deposit amount column, withdrawal amount column, and balance column. The name column stores the name of the user. The branch number column stores the branch number of the bank in which the user's bank account is opened in association with the user's name. The account number column stores the account number of the user's bank account in association with the user's name and branch number. The type column stores the type of bank account in association with the account number column. The personal identification number string stores the personal identification number of the bank account in association with the account number. The address column stores the user's mail address in association with the user's name. In the encryption key string, an encryption key corresponding to the decryption key stored in the user terminal 1 is stored in association with the user's name. The date column stores the transaction date in the bank account in association with the account number. In addition to the date, the date and time including the hour and minute may be stored. The summary column stores the summary of the transaction in association with the account number and date. The deposit amount column and withdrawal amount column store the deposit amount and withdrawal amount in the transaction in association with the account number and date. The balance column stores the balance of the bank account after the transaction in association with the account number and date.

FIG. 4 is an explanatory diagram for explaining an overview of the detailed information synchronization processing. The outline of the detailed information synchronization processing executed by the information processing system will be described below. Hereinafter, for convenience of explanation, the processing entity of the terminal 1 is the control unit 11, the processing entity of the server 2 is the control unit 21, and the processing entity of the ATM 3 is the control unit 31.
The control part 31 of ATM3 receives the instruction | indication input of the transaction request in a bank account by a user. For example, the control unit 31 reads information on the cash card via a predetermined reading device (not shown), and receives an instruction input such as deposit, withdrawal, transfer, etc. via the input unit 35 such as a touch panel. The control unit 31 generates a signal indicating the transaction request content and transmits it to the server 2.

  The control unit 21 of the server 2 receives a signal related to the transaction request. The control unit 21 reads the signal and determines the transaction content. For example, the control unit 21 refers to the balance of the user's bank account, a preset limit, and the like, and determines whether or not to accept a transaction request. When receiving a transaction request, the control unit 21 performs a process related to the transaction. The control unit 21 updates the stored content of the account DB 241 according to the transaction content. Moreover, the control part 21 transmits the response with respect to a transaction request to ATM3. ATM3 which received the judgment result performs transaction processing, such as withdrawal of cash, for example.

  The control unit 21 that has received the signal relating to the transaction request further refers to the account DB 241 and acquires detailed information relating to one or more transactions including at least the transaction relating to the request. Specifically, the control unit 21 acquires detailed information related to transactions for a plurality of new dates, for example. Note that the detailed information acquired by the control unit 21 may be only detailed information related to the current transaction, not a plurality of times. The detailed information includes the account number of the user's bank account, the date of each transaction, a description, the transaction amount, the balance after each transaction, and the like. The control unit 21 reads the encryption key associated with the user with reference to the account DB 241, encrypts the acquired detailed information, attaches it to a notification mail described later, and transmits the notification mail to the user terminal 1. .

  FIG. 5 is an explanatory diagram showing a display example of the notification mail. When the notification mail is received, the control unit 11 of the terminal 1 displays the mail screen shown in FIG. The notification mail is a mail containing the receipt related to the transaction at ATM3. The notification mail includes a read object 51 in addition to the contents of the transaction performed at ATM3. The read object 51 is displayed by a predetermined text, for example.

  Returning to FIG. 4, when a touch input to the read object 51 is received via the touch panel related to the input unit 15, the control unit 11 reads the decryption key stored in the storage unit 12 and is attached to the notification mail. The detailed information is decrypted. The control unit 11 stores the decrypted detailed information in addition to the passbook DB 121.

FIG. 6 is an explanatory diagram illustrating an example of a menu screen. Below, the outline | summary of the display process of the detailed information which the terminal 1 performs is demonstrated.
When receiving a predetermined operation input on the home screen, the control unit 11 of the terminal 1 starts the program P and displays the menu screen shown in FIG. The menu screen includes, for example, menu items such as “new arrival”, “market information”, “card loan”, “setting”, etc., a passbook display object 61 including the text of “passbook”, and a calendar display including the text of “calendar”. Object 62. The passbook display object 61 is an object for displaying a passbook screen described later. The calendar display object 62 is an object for displaying a calendar screen described later.

  FIG. 7 is an explanatory diagram showing an example of a bankbook screen. When the touch input to the passbook display object 61 is received, the control unit 11 displays the passbook screen shown in FIG. The bankbook screen is a screen that displays detailed information about the user's bank account. The bankbook screen displays the transaction details that the user has traded in the bank account. The transaction details include a date for each transaction, a description, a transaction amount, a balance after each transaction, and the like.

  Further, the control unit 11 displays the account object 71 at the upper part of the passbook screen. The account object 71 is a tab for switching the display to the bankbook screen of another bank account. The account object 71 includes text indicating a bank related to each bank account, for example. In FIG. 7, the account object 71 is shown in a tab format, but the present embodiment is not limited to this, and may be an icon indicating a bank associated with each bank account, for example. When the touch input to the account object 71 is received, the control unit 11 reads the detailed information related to the designated bank account from the passbook DB 121 and switches the display to the passbook screen related to the bank account.

  Further, the control unit 11 displays the regular object 72 on the bankbook screen. When the touch input to the fixed object 72 is received, the control unit 11 switches the display from the passbook screen related to the ordinary deposit to the passbook screen related to the fixed deposit.

  FIG. 8 is an explanatory diagram showing an example of a calendar screen. When the touch input to the calendar display object 62 is received, the control unit 11 displays the calendar screen shown in FIG. The calendar screen is a screen for displaying the transition of the balance of the bank account in a calendar format for the user's bank account. Specifically, the calendar screen displays changes in the balance of the bank account on a monthly basis. The control unit 11 indicates the balance of each date by a color-coded rectangular area, and the height of the rectangular area in the vertical direction in FIG. 8 indicates the balance. In FIG. 8, the color coding for the rectangular area is indicated by hatching. The control unit 11 displays the balance transition by displaying the balance on each date.

Further, the calendar screen includes transaction details 81 relating to transactions performed on each date. The transaction details 81 include a summary of each transaction, a transaction amount, and the like. When the control unit 11 displays the transaction details 81 together with the balance transition on the calendar screen, the user can easily grasp the details information related to the bank account.
For example, the control unit 11 may add predetermined link information in association with the transaction details 81 and display the details of the transaction details 81 when a touch input to the transaction details 81 is received.

  Further, the control unit 11 displays, on the calendar screen, the scheduled transaction details 81a for which transactions are scheduled in addition to the transaction details 81 for which transactions have already been completed, in a format different from the transaction details 81. For example, the control unit 11 displays the planned transaction details 81a by color coding, blinking, shading, or the like. In FIG. 8, the state in which the scheduled transaction details 81a are displayed in another format is shown in bold. The control unit 11 receives detailed information relating to a scheduled transaction such as an automatic withdrawal from the server 2 and stores it in the passbook DB 121. When displaying a calendar screen, the control unit 11 displays the planned transaction details 81a in another format. indicate. For example, the control unit 11 determines whether or not the detailed information of each transaction stored in the passbook DB 121 is a scheduled amount based on the transaction date.

  Further, the control unit 11 displays the account object 82 at the upper part of the calendar screen. The account object 82 is a tab for switching the display to the calendar screen of another bank account. The account object 82 includes, for example, text indicating a bank related to each bank account. As with the account object 71 shown in FIG. 7, the account object 82 may be an icon or the like. When the touch input to the account object 82 is received, the control unit 11 reads the detailed information related to the designated bank account from the passbook DB 121 and switches the display to the calendar screen related to the bank account.

  Further, the control unit 11 displays the regular object 83 on the calendar screen. When the touch input to the fixed object 83 is received, the control unit 11 switches the display from the calendar screen related to the ordinary deposit to the calendar screen related to the fixed deposit.

FIG. 9 is a flowchart illustrating an example of a processing procedure of the information processing system. Based on FIG. 9, the detailed information synchronization processing executed by the information processing system will be described.
The control part 31 of ATM3 receives the instruction | indication input of the transaction request in a user's bank account via the input part 35 (step S11). Based on the received instruction input, the control unit 31 transmits a transaction request signal in the bank account to the server 2 (step S12).

  The control unit 21 of the server 2 receives a transaction request signal in the user's bank account (step S13). The control unit 21 reads the received signal and stores the detailed transaction information related to the request in the account DB 241 (step S14). The control unit 21 refers to the account DB 241 and acquires detailed information relating to one or more transactions including at least the transaction relating to the request from the mass storage device 24 (step S15). The detailed information includes the date of one or more transactions in the user's bank account and the balance after each transaction. The control unit 21 reads the encryption key associated with the account number related to the transaction with reference to the account DB 241 and encrypts the detailed information acquired in step S15 (step S16). The control unit 21 reads the user's email address related to the transaction with reference to the account DB 241 and transmits the encrypted detailed information to the user's terminal 1 (step S17).

  The control unit 11 of the terminal 1 receives the encrypted detailed information including the date of one or more transactions in the user's bank account and the balance after each transaction (step S18). The control unit 11 determines whether to add the received detailed information to the passbook DB 121 (step S19). For example, the control unit 11 determines whether or not an operation input to the reading object 51 related to the notification mail with the detailed information attached is received. When it determines with not adding detailed information (S19: NO), the control part 11 complete | finishes a series of processes.

  When it determines with adding detailed information (S19: YES), the control part 11 reads the decoding key memorize | stored in the memory | storage part 12, and decodes detailed information (step S20). The control unit 11 adds the decrypted detailed information to the passbook DB 121 and stores it (step S21), and ends the series of processes.

  FIG. 10 is a flowchart illustrating an example of a processing procedure of the terminal 1. Based on FIG. 10, the display process of the detailed information which the terminal 1 performs is demonstrated. For example, when the terminal 1 receives an operation input to the push button associated with the input unit 15, the terminal 1 ends the series of processes.

  For example, the control unit 11 of the terminal 1 activates the program P when a predetermined operation input is received on the home screen, and executes the following processing. The control unit 11 displays the menu screen illustrated in FIG. 6 (Step S41). The control unit 11 determines whether to display a bankbook screen (step S42). For example, the control unit 11 determines whether or not a touch input to the passbook display object 61 on the menu screen has been received. If it is determined to display the passbook screen (S42: YES), the control unit 11 reads the detailed information from the passbook DB 121, and includes the date, description, transaction amount, and balance after each transaction for the user's bank account. A bankbook screen is displayed (step S43).

  The controller 11 determines whether or not to display the bankbook screen related to another bank account by switching the displayed bankbook screen (step S44). For example, the control unit 11 determines whether or not a touch input to the account object 71 displayed on the bankbook screen has been received. When it determines with not switching a bankbook screen (S44: NO), the control part 11 transfers a process to step S46.

  When it determines with switching a bankbook screen (S44: YES), the control part 11 switches a bankbook screen to the bankbook screen which concerns on another bank account (step S45). The control unit 11 determines whether or not to switch the passbook screen from the ordinary deposit to the fixed deposit (step S46). For example, the control unit 11 determines whether or not an operation input to the periodic object 72 displayed on the calendar screen has been received. When it determines with not switching to a time deposit (S46: NO), the control part 11 transfers a process to step S48. When it determines with switching to a fixed deposit (S46: YES), the control part 11 switches a bankbook screen from a regular deposit to a fixed deposit (step S47).

  The control unit 11 determines whether to end the passbook screen and return to the menu screen (step S48). When it determines with not returning to a menu screen (S48: NO), the control part 11 returns a process to step S44. When it determines with returning to a menu screen (S48: YES), the control part 11 returns a process to step S41.

  When it determines with not displaying a bankbook screen (S42: NO), the control part 11 determines whether the calendar screen which shows the transition of the balance of a bank account in a calendar format is displayed (step S49). When it determines with not displaying a calendar screen (S49: NO), the control part 11 returns a process to step S42. When it determines with displaying a calendar screen (S49: YES), the control part 11 reads detailed information from the bankbook DB121, and displays the calendar screen which shows the transition of the balance of a bank account in a calendar format (step S50). Specifically, the control unit 11 refers to the date stored in the passbook DB 121 and the balance associated with the date, and displays the balance of each date on the calendar screen. For example, the control unit 11 indicates the balance of each date by a color-coded rectangular area, and changes the height in the vertical direction of the display screen according to the amount of the balance and displays it. Moreover, the control part 11 displays the description concerning the transaction performed on each date, and the transaction details 81 including the transaction amount on the calendar screen. Further, the control unit 11 displays the transaction details 81 that have already been traded and the scheduled transaction details 81a that are scheduled to be traded in different formats according to the date when the calendar screen is displayed. For example, the control unit 11 displays the planned transaction details 81 a by color-coding, blinking, shading, etc. separately from the transaction details 81.

  The control unit 11 determines whether or not to display the calendar screen related to another bank account by switching the displayed calendar screen (step S51). For example, the control unit 11 determines whether or not a touch input to the account object 82 displayed on the calendar screen has been received. When it determines with not switching a calendar screen (S51: NO), the control part 11 transfers a process to step S53.

  When it determines with switching a calendar screen (S51: YES), the control part 11 switches a calendar screen to the calendar screen which concerns on another bank account (step S52). The control unit 11 determines whether or not to switch the calendar screen from the ordinary deposit to the fixed deposit (step S53). When it determines with not switching to a time deposit (S53: NO), the control part 11 transfers a process to step S55. When it determines with switching to a time deposit (S53: YES), the control part 11 switches a calendar screen from a normal deposit to a time deposit (step S54).

  The control unit 11 determines whether to end the calendar screen and return to the menu screen (step S55). When it determines with not returning to a menu screen (S55: NO), the control part 11 returns a process to step S51. When it determines with returning to a menu screen (S55: YES), the control part 11 returns a process to step S41.

  In addition, although the form based on the transaction in ATM3 was demonstrated above, this Embodiment is not restricted to this, For example, it can apply also in the case of the transaction etc. in a bank window.

  Further, in the above, the server 2 attaches the detailed information to the notification mail indicating the transaction receipt and transmits it to the terminal 1, but the present embodiment is not limited to this. For example, the server 2 may transmit the detailed information in a form that is distributed to the terminal 1 instead of being attached to the mail. In this case, the terminal 1 omits the determination process in step S19 and automatically stores the detailed information in the passbook DB 121.

  As described above, according to the first embodiment, it is possible to display the detailed information of the bank account on the user information processing terminal with a simple operation.

  Further, according to the first embodiment, not only the transaction details that have already been completed, but also the transaction details that are scheduled for the transaction can be displayed.

  Moreover, according to this Embodiment 1, the server 2 can transmit detailed information to the terminal 1 automatically, when a transaction request is received.

(Embodiment 2)
In the present embodiment, a mode in which a user's family owns a so-called agent card and shares one bank account with the family will be described. In addition, about the content which overlaps with Embodiment 1, the same code | symbol is attached | subjected and description is abbreviate | omitted.

  FIG. 11 is an explanatory diagram showing an example of a record layout of the passbook DB 121 according to the second embodiment. The passbook DB 121 includes a transaction column in addition to a bank code column and a branch number column. The trader column stores the name of the trader who performed the transaction in association with the date of the transaction.

  FIG. 12 is an explanatory diagram showing an example of a record layout of the account DB 241 according to the second embodiment. The account DB 241 includes a family column, a family address column, and a trader column in addition to a name column and a branch number column. The family column stores the name of the family of the user who shares the bank account in association with the account number. The family address column stores the mail address of the family in association with the family. The trader column stores the name of the trader who performed the transaction in association with the date of the transaction.

  The information processing system according to the present embodiment performs a process of transmitting and synchronizing detailed information to the terminal 1 of each of the user and the user's family when the user or the user's family performs a transaction in the bank account. Specifically, the control unit 21 of the server 2 that has received the signal related to the transaction request from the ATM 3 reads the signal, determines the transaction, and stores it in the account DB 241 in association with the transaction date, transaction amount, and the like. . When transmitting the detailed information to the terminal 1, the control unit 21 of the server 2 reads out the mail address of the user's family together with the user's mail address related to the detailed information. The control unit 21 refers to the read e-mail address and transmits detailed information including the traders of each transaction to the terminals 1 of the user and the user's family. Each terminal 1 that has received the detailed information stores the detailed information in the passbook DB 121.

  FIG. 13 is an explanatory diagram illustrating an example of a bankbook screen according to the second embodiment. In the present embodiment, the control unit 11 of the terminal 1 displays the name of the trader who has made each transaction, that is, the name of the user or the family of the user, in association with the date, summary, etc. of each transaction on the passbook screen.

FIG. 14 is an explanatory diagram illustrating an example of a calendar screen according to the second embodiment. In this Embodiment, the control part 11 of the terminal 1 displays transition of the balance on a calendar screen, and displays each transaction statement 81 in a different format for each trader. For example, the control unit 11 displays the transaction details 81 in different colors depending on whether the trader related to each transaction detail 81 is a user or a user's family. In FIG. 14, the state in which each transaction detail 81 is color-coded is illustrated by a shaded line.
In addition, the display format for every trader shown in FIG. 14 is an example, and this Embodiment is not restricted to this. For example, the control unit 11 may display the transaction details 81 including an icon for distinguishing each trader.

FIG. 15 is a flowchart illustrating an example of a processing procedure of the information processing system according to the second embodiment. Based on FIG. 15, detailed information synchronization processing executed by the information processing system according to the present embodiment will be described.
The control unit 21 of the server 2 receives a transaction request signal in a bank account by the user or the user's family (step S201). The control part 21 reads the received signal, discriminate | determines the trader who performed the transaction, and memorize | stores the detailed information of the transaction which concerns on the said request in account DB241 (step S202). Specifically, the control unit 21 refers to the received transaction request signal to determine whether the trader is a user or a user's family. The control part 21 memorize | stores the name of the discriminating trader in account DB241 with the date of the said transaction, summary, transaction amount, etc. FIG.

  The control unit 21 refers to the account DB 241 and acquires from the mass storage device 24 detailed information relating to one or more transactions including at least the transaction relating to the request (step S203). The detailed information includes the trader of each transaction in addition to the date of one or more transactions, the balance after each transaction, and the like. The control unit 21 reads the encryption key associated with the account number related to the transaction with reference to the account DB 241 and encrypts the detailed information acquired in step S203 (step S204). The control unit 21 refers to the account DB 241 and identifies the bank account user according to the detailed information to be transmitted and the family of the user who shares the bank account (step S205). The control unit 21 refers to the account DB 241 to read the mail addresses of the user and the family, and transmits the encrypted detailed information to the terminals 1 of the user and the family (Step S206). Each terminal 1 of a user and a family performs the process after step S18.

FIG. 16 is a flowchart illustrating an example of a processing procedure of the terminal 1 according to the second embodiment. Based on FIG. 16, detailed information display processing executed by the terminal 1 according to the present embodiment will be described.
If it is determined to display the passbook screen (S42: YES), the control unit 11 of the terminal 1 reads the detailed information from the passbook DB 121, and displays the passbook screen including the trader of each transaction for the user's bank account (step S211). ). Specifically, as illustrated in FIG. 13, the passbook screen includes the date of each transaction, the trader, the summary, the transaction amount, and the balance after each transaction.

  When it determines with displaying a calendar screen (S49: YES), the control part 11 reads detailed information from the bankbook DB121, and displays the calendar screen which shows the transaction details by a user, and the transaction details by a user's family in another format ( Step S212). Specifically, as illustrated in FIG. 14, the control unit 11 displays the transaction details by the user and the transaction details by the user's family by color coding on the calendar screen.

  In the above description, the transaction details 81 are displayed in a different format for each trader for the same bank account shared by the family. However, the present embodiment is not limited to this. For example, the terminal 1 may acquire detailed information related to the bank account of the user's family other than the user's bank account from the server 2 and display a passbook screen, a calendar screen, and the like related to the bank account of the family.

  As mentioned above, according to this Embodiment 2, when a user browses a calendar screen, he can grasp | ascertain the trader of each transaction details displayed easily.

  Moreover, according to this Embodiment 2, detailed information is memorize | stored in each terminal 1 of a user and a user's family, and a user and a user's family can each browse detailed information freely.

(Embodiment 3)
In the present embodiment, a mode in which the terminal 1 makes a transmission request to the server 2 for unacquired detailed information will be described. In addition, about the content which overlaps with Embodiment 1, the same code | symbol is attached | subjected and description is abbreviate | omitted.

  FIG. 17 is an explanatory diagram for explaining an example of a transmission request process according to the third embodiment. In FIG. 17, the detailed information memorize | stored in the passbook DB121 of the terminal 1 is shown typically. The control unit 11 of the terminal 1 according to the present embodiment transmits a transmission request for unacquired detailed information to the server 2 based on the detailed information stored in the passbook DB 121. Specifically, the control unit 11 determines whether or not the amount obtained by adding or subtracting the transaction amount from the balance related to one transaction matches the balance related to the previous transaction of the one transaction.

  For example, in the case of the example in FIG. 17, the amount obtained by adding the withdrawal amount associated with the balance to the balance indicated by italics is 330,000 yen. On the other hand, the balance (illustrated by italics and underline) related to the previous transaction related to the balance is 490,000 yen. In this case, it is considered that there is detailed information that is not synchronized with the terminal 1, that is, the server 2 has not been transmitted to the terminal 1. If it is determined that the amount obtained by adding or subtracting the transaction amount from the balance does not match the balance relating to the previous transaction, the control unit 11 transmits a transmission request for unsent detailed information to the server 2. The transmission request includes dates of two transactions whose amounts do not match. The control unit 21 of the server 2 that has received the transmission request reads the dates of two transactions whose amounts do not match, acquires unsent detailed information with reference to the account DB 241, and transmits the details to the terminal 1. The control unit 11 of the terminal 1 receives the detailed information and stores it in the passbook DB 121 to synchronize the detailed information.

  FIG. 18 is an explanatory diagram illustrating an example of a menu screen according to the third embodiment. The terminal 1 according to the present embodiment further requests transmission of detailed information based on an operation input by the user. Specifically, as illustrated in FIG. 18, the control unit 11 of the terminal 1 displays a synchronization object 363 on the menu screen. The synchronization object 363 is an icon for receiving a transmission request operation input by the user. When the touch input to the synchronization object 363 is received, the control unit 11 generates a signal requesting transmission of unsent detailed information and transmits the signal to the server 2. The server 2 that has received the signal in the same manner as described above transmits unsent detailed information to the terminal 1, and the terminal 1 stores the detailed information in the passbook DB 121.

FIG. 19 is a flowchart illustrating an example of a processing procedure regarding detailed information synchronization processing according to the third embodiment. Based on FIG. 19, detailed information synchronization processing executed by the information processing system according to the present embodiment will be described.
After the decrypted detailed information is added to the passbook DB 121 and stored (step S21), the control unit 11 of the terminal 1 executes the following processing. The control unit 11 refers to the passbook DB 121 and determines whether or not the amount obtained by adding or subtracting the transaction amount from the balance related to one transaction matches the balance related to the previous transaction of the one transaction (step S301). ). When it determines with matching with a balance (S301: YES), the control part 11 complete | finishes a series of processes. When it determines with it not matching with a balance (S301: NO), the control part 11 transmits the transmission request | requirement which should transmit unsent detailed information to the server 2 (step S302). Note that the transmission request includes dates and the like relating to the two transactions that have been determined in step S301 that the amounts do not match.

  The control unit 21 of the server 2 receives the transmission request from the terminal 1 (step S303). The control unit 21 reads out the transmission request, determines the dates related to the two transactions that are determined not to match, and acquires untransmitted detailed information from the account DB 241 (step S304). The control unit 21 returns the process to step S16.

FIG. 20 is a flowchart illustrating an example of a processing procedure regarding detailed information display processing according to the third embodiment. Based on FIG. 20, detailed information display processing executed by the information processing system based on user operation input will be described.
The control unit 11 executes the program P and displays the menu screen illustrated in FIG. 18 (step S321). The control unit 11 determines whether or not an operation input for a transmission request by the user has been received (step S322). Specifically, the control unit 11 determines whether or not a touch input to the synchronization object 363 on the menu screen has been received. When it determines with not receiving the operation input (S322: NO), the control part 11 transfers a process to step S42. When it determines with having received the operation input (S322: YES), the control part 11 transmits the transmission request to the effect of transmitting unsent detailed information to the server 2 (step S323).

  The control unit 21 of the server 2 receives the transmission request (step S324). The control unit 21 acquires unsent detailed information from the account DB 241 (step S325). Specifically, for example, the control unit 21 stores the previous transmission time of detailed information in the account DB 241, and acquires detailed information related to a transaction newly stored after the transmission time. The control unit 21 encrypts the acquired detailed information (step S326). The control unit 21 transmits the encrypted detailed information to the terminal 1 (step S327).

  The control unit 11 of the terminal 1 receives the encrypted detailed information (step S328). The control unit 11 reads the decryption key stored in the storage unit 12 and decrypts the detailed information (step S329). The control unit 11 stores the decrypted detailed information in the passbook DB 121 (step S330), and the process proceeds to step S42.

  As described above, according to the third embodiment, the terminal 1 can acquire and synchronize unsent detailed information even when the user does a transaction with a bank account.

(Embodiment 4)
In the present embodiment, a mode in which the terminal 1 synchronizes the detailed information by performing short-range wireless communication with the ATM 3 will be described. In addition, about the content which overlaps with Embodiment 1, the same code | symbol is attached | subjected and description is abbreviate | omitted.

  FIG. 21 is a block diagram illustrating a configuration example of an information processing system according to the fourth embodiment. Terminal 1 according to the present embodiment includes short-range communication unit 16 in addition to control unit 11, storage unit 12, and the like. The short-range communication unit 16 is a short-range wireless communication module including an antenna, a communication processing circuit, and the like. The short-range communication unit 16 performs short-range wireless communication according to, for example, NFC (Near Field Communication) standards.

  The ATM 3 according to the present embodiment includes a short-range communication unit 36 in addition to the control unit 31, the storage unit 32, and the like. The short-range communication unit 36 is a short-range wireless communication module including an antenna, a communication processing circuit, and the like, and performs short-range wireless communication according to, for example, the NFC standard, like the short-range communication unit 16 of the terminal 1. The short-range wireless communication unit 36 is provided in the vicinity of the monitor related to the display unit 34, for example.

  The control unit 21 of the server 2 according to the present embodiment performs transaction processing in response to a request from the ATM 3, and then transmits the encrypted detailed information to the ATM 3. The control unit 31 of the ATM 3 receives the detailed information. Then, the control unit 31 determines whether or not the terminal 1 is located within a predetermined distance from the short-range wireless communication unit 36. For example, the control unit 31 issues a search signal from the short-range wireless communication unit 36 within a predetermined distance. When the search signal is received, the short-range communication unit 16 of the terminal 1 transmits a response signal to the ATM 3. The control unit 31 of the ATM 3 determines whether or not the response signal has been received.

  After the transaction at ATM 3 is completed, the user brings the terminal 1 closer to the short-range wireless communication unit 36. The control unit 31 of the ATM 3 that determines that the terminal 1 is within the predetermined distance by the above determination processing transmits the detailed information received from the server 2 to the terminal 1. That is, the server 2 transmits detailed information to the terminal 1 via the ATM 3 that performs short-range wireless communication with the terminal 1. The control unit 11 of the terminal 1 receives the detailed information from the ATM 3 and stores the decrypted detailed information in the passbook DB 121.

FIG. 22 is a flowchart illustrating an example of a processing procedure of the information processing system according to the fourth embodiment. Based on FIG. 22, detailed information synchronization processing executed by the information processing system according to the present embodiment will be described.
After the detailed information acquired from the account DB 241 is encrypted (step S16), the control unit 21 of the server 2 executes the following processing. The control unit 21 transmits the encrypted detailed information to the ATM 3 that is the transmission source of the transaction request received in step S13 (step S401).

  The control part 31 of ATM3 receives detailed information from the server 2 (step S402). The control unit 31 determines whether or not the terminal 1 is located within a predetermined distance from the short-range wireless communication unit 36 (step S403). For example, the control unit 31 issues a search signal within a predetermined distance, and determines whether or not a response signal from the terminal 1 for the search signal has been received. When it is determined that the terminal 1 is not located within the predetermined distance (S403: NO), the control unit 31 waits for processing. When it is determined that the terminal 1 is located within the predetermined distance (S403: YES), the control unit 31 performs short-range wireless communication with the terminal 1 and transmits the detailed information received from the server 2 to the terminal 1 (step 404). After receiving the detailed information from the ATM 3 (step S405), the control unit 11 of the terminal 1 shifts the processing to step S20.

  As mentioned above, according to this Embodiment 4, a user can synchronize the detailed information to the terminal 1 in the case of the transaction in ATM3.

  For example, when the terminal 1 refers to the passbook DB 121 periodically and determines that there is a scheduled transaction detail that has not been synchronized even after the scheduled transaction date, the terminal 1 prompts the user to synchronize the detailed information at ATM3. The predetermined information may be displayed on the display unit 14.

(Embodiment 5)
In the present embodiment, a mode in which a calendar screen is displayed when the terminal 1 executes a predetermined process related to online shopping will be described. In addition, about the content which overlaps with Embodiment 1, the same code | symbol is attached | subjected and description is abbreviate | omitted.

  FIG. 23 is an explanatory diagram illustrating an example of a shopping screen according to the fifth embodiment. The control unit 11 of the terminal 1 displays a shopping screen illustrated in FIG. 23 when accessing an online store related to online shopping. Note that, for an online store that can correspond to the application program P according to the present embodiment, for example, URL information related to the online store in the program P is set by default. The shopping screen includes, for example, a designated object 91 in addition to information related to a product sold in an online store. The designated object 91 is an object for designating and inputting a product displayed on the shopping screen as a purchase candidate, and includes, for example, an icon in a basket notation. When the user wishes to purchase a product, the user touches the designated object 91.

  FIG. 24 is an explanatory diagram showing an example of a calendar screen according to the fifth embodiment. When the touch input to the designated object 91 is received, the control unit 11 activates the program P and displays the calendar screen shown in FIG. The calendar screen according to the present embodiment includes purchase transaction details 81b in addition to transaction details 81 and scheduled transaction details 81a described in the first embodiment. The purchase transaction description 81b indicates detailed information of a transaction planned when the product is purchased as a purchase candidate by touch input to the designated object 91. Specifically, the purchase transaction statement 81b includes, for example, the name of the online store and the purchase price of the product. The purchase transaction details 81b may include the name of the product.

  When the calendar screen is displayed, the control unit 11 accesses a predetermined server device (not shown) that operates the online store and acquires information such as a purchase price of a product to be purchased. Further, the control unit 11 accesses a predetermined server device (not shown) that manages credit card settlement processing, and stores information such as the settlement date of the purchase price planned for the credit card registered in the online store. get. The control unit 11 displays the purchase transaction details 81b on the calendar screen according to the settlement date. The control unit 11 displays the purchase transaction details 81b in a format different from the other transaction details 81, the scheduled transaction details 81a, etc. by displaying the purchase transaction details 81b by blinking, color coding, shading, etc. In FIG. 24, a state in which the purchase transaction details 81b are displayed in another format is indicated by an underline.

  In the above description, the calendar screen is displayed when a touch input to the designated object 91 is received. However, the present embodiment is not limited to this. For example, even when the terminal 1 receives a touch input to the designated object 91, the terminal 1 displays the calendar screen only when the total purchase price of the product included in the purchase candidate exceeds a predetermined amount. May be.

  Further, for example, the control unit 11 may display a calendar screen when the purchase candidate product transitions to a predetermined confirmation screen for confirming the purchase of the product. Further, for example, the terminal 1 may display a calendar screen when URL information related to the online store is referred to and a shopping screen is displayed. As described above, the timing for displaying the calendar screen is not particularly limited as long as the control unit 11 performs a predetermined process related to online shopping.

FIG. 25 is a flowchart illustrating an example of a processing procedure executed by the information processing system according to the fourth embodiment. Based on FIG. 25, processing contents of the information processing system according to the present embodiment will be described.
The control unit 11 of the terminal 1 displays a predetermined shopping screen related to online shopping (step S501). The shopping screen includes, for example, a designation object 91 that accepts designation input of purchased products. The control unit 11 determines whether or not a purchase product designation input has been received (step S502). Specifically, the control unit 11 determines whether or not a touch input to the designated object 91 has been received. If it is determined that the designated input is not received (S502: NO), the control unit 11 waits for processing.

  When it determines with having received designation | designated input (S502: YES), the control part 11 accesses the predetermined | prescribed server apparatus which manages the online store which concerns on online shopping, and acquires a purchase price etc. (step S503). The control unit 11 accesses a predetermined server device that manages payment of a user's credit card registered in the online store, and acquires information such as a payment date when purchasing a product (step S504). The control unit 11 displays a calendar screen including the purchase transaction details 81b indicating the name of the online store, the purchase price of the product, and the like (step S505), and ends the series of processes.

  In the above description, the terminal 1 displays the calendar screen including the purchase transaction details 81b. However, the purchase transaction details 81b may not be displayed by displaying the same calendar screen as that in the first embodiment.

  For example, when the terminal 1 is a personal computer, a tablet terminal or the like, and the terminal 1 accepts a touch input to the designated object 91, the shopping screen shown in FIG. 23 and the calendar screen shown in FIG. 24 are arranged in parallel. May be displayed automatically.

  As described above, according to the fifth embodiment, when online shopping is performed, the user can shop while referring to the detailed information related to his / her bank account.

  In the first to fifth embodiments, the terminal 1 is described as a smartphone. However, when the terminal 1 has a hardware configuration such as a personal computer, the contents illustrated and described in each embodiment include various designs. Changes are possible. For example, when the terminal 1 is not a smartphone but a personal computer, the communication unit 13 may communicate via the Internet network instead of the mobile phone network. Further, for example, depending on the hardware configuration of the terminal 1, the display screen of the display unit 14 shown in each figure can be changed in design. Further, for example, depending on the hardware configuration of the terminal 1, the input unit 15 may be a keyboard, a mouse, a touch pen, or the like. As described above, various design changes can be considered depending on the hardware configuration of the terminal 1.

  The embodiment disclosed this time is to be considered as illustrative in all points and not restrictive. The scope of the present invention is defined by the terms of the claims, rather than the meanings described above, and is intended to include any modifications within the scope and meaning equivalent to the terms of the claims.

1 terminal (information processing terminal)
11 Control Unit 12 Storage Unit P Program 121 Passbook DB
13 communication unit 14 display unit 15 input unit 16 short-range communication unit 2 server (information processing apparatus)
21 Control Unit 22 Storage Unit 23 Communication Unit 24 Mass Storage Device 241 Account DB
3 ATM (terminal equipment)
31 Control Unit 32 Storage Unit 33 Communication Unit 34 Display Unit 35 Input Unit 36 Near Field Communication Unit 51 Read Object 61 Passbook Display Object 62 Calendar Display Object 71 Account Object 72 Periodic Object 81 Transaction Details 81a Scheduled Transaction Details 81b Purchase Transaction Details 82 Account Object 83 Regular object 91 Designated object

Claims (10)

In the information processing terminal owned by the user,
From the information processing device that manages the user's bank account, obtain detailed information including the date of one or more transactions in the bank account, and the balance after each transaction,
Storing the acquired detailed information in a storage unit;
A program that reads the detailed information from the storage unit and displays a calendar screen that displays a transition of the balance of the bank account in a calendar format on the display unit. The detailed information includes a date on which a transaction is scheduled, and a transaction amount scheduled for the transaction,
The program according to claim 1, wherein the transaction details for which the transaction has already been completed and the transaction details for which the transaction is scheduled are displayed in different formats on the calendar screen. Obtain the details related to the bank account shared with family members,
The program according to claim 1 or 2, wherein the transaction details by the user and the transaction details by the user's family are displayed in different formats on the calendar screen. An account object for switching the bank account related to the calendar screen is displayed on a part of the calendar screen,
The program according to any one of claims 1 to 3, wherein a calendar screen related to a bank account other than the bank account is displayed when an operation input to the account object is received. . The said detailed information is read from the said memory | storage part, The passbook screen which matches and shows the date of each transaction in the said bank account, transaction amount, and the balance after each transaction is displayed on the said display part. The program according to any one of claims 4 to 5. 6. The transmission request for the unacquired detailed information is output to the information processing apparatus based on the operation input by the user or the detailed information stored in the storage unit. The program according to any one of the above items. When the URL information related to online shopping is referred to, when the designated input of the purchased product related to online shopping is accepted, or when the transition to the confirmation screen for confirming the purchase of the product in online shopping, the calendar screen is displayed. The program according to any one of claims 1 to 6, wherein: An information processing apparatus that communicates with an information processing terminal in which the program according to any one of claims 1 to 7 is installed,
A storage unit for storing the detailed information;
A receiver for receiving a request for a transaction in the bank account;
When the receiving unit receives the request, an acquisition unit that acquires the detailed information on one or more transactions including at least the transaction related to the request from the storage unit;
An information processing apparatus comprising: a transmission unit that transmits the detailed information acquired by the acquisition unit to the information processing terminal. The receiving unit receives the request from a terminal device that accepts a transaction instruction in the bank account,
The information processing apparatus according to claim 8, wherein the transmission unit transmits the detailed information via the terminal apparatus that performs short-range wireless communication with the information processing terminal. The storage unit stores information on each of the user and the user's family for the bank account shared with the family,
The information processing apparatus according to claim 8, wherein the transmission unit transmits the detailed information to the information processing terminal of each of the user and the user's family.

Images