JP2016539436A - 取引認証 - Google Patents

取引認証 Download PDF

Info

Publication number
JP2016539436A
JP2016539436A JP2016544026A JP2016544026A JP2016539436A JP 2016539436 A JP2016539436 A JP 2016539436A JP 2016544026 A JP2016544026 A JP 2016544026A JP 2016544026 A JP2016544026 A JP 2016544026A JP 2016539436 A JP2016539436 A JP 2016539436A
Authority
JP
Japan
Prior art keywords
user
transaction
location
social network
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP2016544026A
Other languages
English (en)
Japanese (ja)
Other versions
JP2016539436A5 (enExample
Inventor
ジェイ.ラデュチェル ウイリアム
ジェイ.ラデュチェル ウイリアム
Original Assignee
エインゴット エルエルシー
エインゴット エルエルシー
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by エインゴット エルエルシー, エインゴット エルエルシー filed Critical エインゴット エルエルシー
Publication of JP2016539436A publication Critical patent/JP2016539436A/ja
Publication of JP2016539436A5 publication Critical patent/JP2016539436A5/ja
Pending legal-status Critical Current

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/384Payment protocols; Details thereof using social networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4015Transaction verification using location information
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/01Social networking

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • General Health & Medical Sciences (AREA)
  • Tourism & Hospitality (AREA)
  • Primary Health Care (AREA)
  • Marketing (AREA)
  • Human Resources & Organizations (AREA)
  • Economics (AREA)
  • Health & Medical Sciences (AREA)
  • Computing Systems (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
JP2016544026A 2013-09-20 2014-09-19 取引認証 Pending JP2016539436A (ja)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201361880793P 2013-09-20 2013-09-20
US61/880,793 2013-09-20
PCT/US2014/056595 WO2015042426A1 (en) 2013-09-20 2014-09-19 Transaction authentication

Publications (2)

Publication Number Publication Date
JP2016539436A true JP2016539436A (ja) 2016-12-15
JP2016539436A5 JP2016539436A5 (enExample) 2017-11-02

Family

ID=52689456

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2016544026A Pending JP2016539436A (ja) 2013-09-20 2014-09-19 取引認証

Country Status (5)

Country Link
US (1) US20150088744A1 (enExample)
EP (1) EP3047448A1 (enExample)
JP (1) JP2016539436A (enExample)
CN (1) CN105723392A (enExample)
WO (1) WO2015042426A1 (enExample)

Families Citing this family (40)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8997230B1 (en) 2012-06-15 2015-03-31 Square, Inc. Hierarchical data security measures for a mobile device
US20150127536A1 (en) * 2013-11-05 2015-05-07 Mastercard International Incorporated Method and system of utilizing mobile phone as locator to manage card acceptance
US9558488B2 (en) 2014-09-23 2017-01-31 Sony Corporation Customer's CE device interrogating customer's e-card for transaction information
US9317847B2 (en) 2014-09-23 2016-04-19 Sony Corporation E-card transaction authorization based on geographic location
US9953323B2 (en) 2014-09-23 2018-04-24 Sony Corporation Limiting e-card transactions based on lack of proximity to associated CE device
US9646307B2 (en) 2014-09-23 2017-05-09 Sony Corporation Receiving fingerprints through touch screen of CE device
US9292875B1 (en) 2014-09-23 2016-03-22 Sony Corporation Using CE device record of E-card transactions to reconcile bank record
US9355424B2 (en) 2014-09-23 2016-05-31 Sony Corporation Analyzing hack attempts of E-cards
US9378502B2 (en) * 2014-09-23 2016-06-28 Sony Corporation Using biometrics to recover password in customer mobile device
US10262316B2 (en) 2014-09-23 2019-04-16 Sony Corporation Automatic notification of transaction by bank card to customer device
US10031925B2 (en) * 2014-10-15 2018-07-24 Thinkcx Technologies, Inc. Method and system of using image recognition and geolocation signal analysis in the construction of a social media user identity graph
US10397346B2 (en) * 2014-11-24 2019-08-27 Facebook, Inc. Prefetching places
US10863354B2 (en) 2014-11-24 2020-12-08 Facebook, Inc. Automated check-ins
US10733594B1 (en) * 2015-05-11 2020-08-04 Square, Inc. Data security measures for mobile devices
US10373167B2 (en) 2016-06-30 2019-08-06 Square, Inc. Logical validation of devices against fraud
US10546302B2 (en) 2016-06-30 2020-01-28 Square, Inc. Logical validation of devices against fraud and tampering
US10284538B2 (en) 2016-10-26 2019-05-07 Bank Of America Corporation System for processing an even request by determining a matching user profile based on user identifying information
US20180187335A1 (en) 2017-01-01 2018-07-05 Lummus Corporation Materials segregating seed cotton extractor cleaner
US10496993B1 (en) 2017-02-15 2019-12-03 Square, Inc. DNS-based device geolocation
US10972444B1 (en) * 2017-04-18 2021-04-06 Amazon Technologies, Inc. Mapping account information
US10552308B1 (en) 2017-06-23 2020-02-04 Square, Inc. Analyzing attributes of memory mappings to identify processes running on a device
US12444266B2 (en) * 2017-08-09 2025-10-14 Raymond Anthony Joao Sports betting apparatus and method
US12430993B2 (en) 2017-08-09 2025-09-30 Raymond Anthony Joao Sports betting apparatus and method
US11069195B2 (en) 2017-08-09 2021-07-20 Raymond Anthony Joao Sports betting apparatus and method
US10419313B2 (en) 2017-11-29 2019-09-17 General Electric Company Industrial network monitoring
CN108171505A (zh) * 2017-12-19 2018-06-15 阿里巴巴集团控股有限公司 交易处理的方法、装置和系统
US10715536B2 (en) 2017-12-29 2020-07-14 Square, Inc. Logical validation of devices against fraud and tampering
US12387568B2 (en) 2018-03-31 2025-08-12 Raymond Anthony Joao Sports betting apparatus and method
US12412451B2 (en) 2019-03-12 2025-09-09 Raymond Anthony Joao Sports betting apparatus and method
US12424060B2 (en) 2018-12-01 2025-09-23 Raymond Anthony Joao Sports betting apparatus and method
US12387569B2 (en) 2020-02-25 2025-08-12 Raymond Anthony Joao Sports betting apparatus and method
US12354444B2 (en) 2019-10-17 2025-07-08 Raymond Anthony Joao Sports betting apparatus and method
US12347277B2 (en) 2018-08-01 2025-07-01 Raymond Anthony Joao Sports betting apparatus and method
US20220374905A1 (en) * 2021-05-19 2022-11-24 Car IQ, Inc. System and method for fraud prevention when using a machine account for a machine conducting transactions
US11507958B1 (en) 2018-09-26 2022-11-22 Block, Inc. Trust-based security for transaction payments
US11494762B1 (en) 2018-09-26 2022-11-08 Block, Inc. Device driver for contactless payments
US10602237B1 (en) * 2018-12-10 2020-03-24 Facebook, Inc. Ephemeral digital story channels
US11134081B2 (en) * 2019-10-31 2021-09-28 International Business Machines Corporation Authentication mechanism utilizing location corroboration
US11836727B1 (en) * 2020-12-04 2023-12-05 Wells Fargo Bank, N.A. Location based transaction authentication
US12229622B1 (en) 2023-02-03 2025-02-18 Block, Inc. Extended reality tags in an extended reality platform

Citations (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002298056A (ja) * 2001-04-02 2002-10-11 Hitachi Ltd 成りすまし防止方法
JP2003196566A (ja) * 2001-12-28 2003-07-11 Sony Corp 情報処理装置および情報処理方法、記録媒体、認証処理システム、並びに、プログラム
JP2006215779A (ja) * 2005-02-03 2006-08-17 Seiko Epson Corp 決済システムおよび決済システムを構成する端末とサーバ
JP2007304977A (ja) * 2006-05-12 2007-11-22 Yafoo Japan Corp 投稿情報の評価方法およびシステム
JP2011048424A (ja) * 2009-08-25 2011-03-10 Square Enix Co Ltd コミュニティ支援サーバ、コミュニティ支援方法、及びコミュニティ支援プログラム
WO2012024157A2 (en) * 2010-08-18 2012-02-23 Facebook, Inc. Location ranking using social graph information
US20120239479A1 (en) * 2011-03-15 2012-09-20 Visa International Service Association Systems and Methods to Combine Transaction Terminal Location Data and Social Networking Check-In
JP2012524359A (ja) * 2010-07-09 2012-10-11 ポリディグム カンパニー リミテッド ソーシャルロケーションサービス方法
JP2012247840A (ja) * 2011-05-25 2012-12-13 Sony Corp 近隣人物特定装置、近隣人物特定方法、近隣人物特定プログラム及び近隣人物特定システム
WO2013009546A1 (en) * 2011-07-10 2013-01-17 Facebook, Inc. Clustering a user's connections in a social networking system
JP2013138278A (ja) * 2011-12-28 2013-07-11 Zenrin Datacom Co Ltd 集合位置への誘導システム、誘導端末装置、集合位置への誘導方法および集合位置への誘導プログラム

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030182194A1 (en) * 2002-02-06 2003-09-25 Mark Choey Method and system of transaction card fraud mitigation utilizing location based services
US20040010472A1 (en) * 2002-07-12 2004-01-15 Hilby Robert T. System and method for verifying information
US9070146B2 (en) * 2010-02-04 2015-06-30 Playspan Inc. Method and system for authenticating online transactions
US20120209772A1 (en) * 2011-02-14 2012-08-16 Ebay Inc. Payment system with time restrictions
US20120221437A1 (en) * 2011-02-24 2012-08-30 Boku, Inc. Systems and Methods to Automate Social Networking Activities
EP2681666A4 (en) * 2011-03-04 2014-10-15 Foursquare Labs Inc SYSTEM AND METHOD FOR ADMINISTERING AND REDEEMING OFFERING WITH A LOCATION-BASED SERVICE
US9721282B2 (en) * 2011-12-07 2017-08-01 Amazon Technologies, Inc. Merchant verification of in-person electronic transactions

Patent Citations (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002298056A (ja) * 2001-04-02 2002-10-11 Hitachi Ltd 成りすまし防止方法
JP2003196566A (ja) * 2001-12-28 2003-07-11 Sony Corp 情報処理装置および情報処理方法、記録媒体、認証処理システム、並びに、プログラム
JP2006215779A (ja) * 2005-02-03 2006-08-17 Seiko Epson Corp 決済システムおよび決済システムを構成する端末とサーバ
JP2007304977A (ja) * 2006-05-12 2007-11-22 Yafoo Japan Corp 投稿情報の評価方法およびシステム
JP2011048424A (ja) * 2009-08-25 2011-03-10 Square Enix Co Ltd コミュニティ支援サーバ、コミュニティ支援方法、及びコミュニティ支援プログラム
JP2012524359A (ja) * 2010-07-09 2012-10-11 ポリディグム カンパニー リミテッド ソーシャルロケーションサービス方法
WO2012024157A2 (en) * 2010-08-18 2012-02-23 Facebook, Inc. Location ranking using social graph information
US20120239479A1 (en) * 2011-03-15 2012-09-20 Visa International Service Association Systems and Methods to Combine Transaction Terminal Location Data and Social Networking Check-In
JP2012247840A (ja) * 2011-05-25 2012-12-13 Sony Corp 近隣人物特定装置、近隣人物特定方法、近隣人物特定プログラム及び近隣人物特定システム
WO2013009546A1 (en) * 2011-07-10 2013-01-17 Facebook, Inc. Clustering a user's connections in a social networking system
JP2013138278A (ja) * 2011-12-28 2013-07-11 Zenrin Datacom Co Ltd 集合位置への誘導システム、誘導端末装置、集合位置への誘導方法および集合位置への誘導プログラム

Also Published As

Publication number Publication date
CN105723392A (zh) 2016-06-29
WO2015042426A1 (en) 2015-03-26
EP3047448A4 (en) 2016-07-27
EP3047448A1 (en) 2016-07-27
US20150088744A1 (en) 2015-03-26

Similar Documents

Publication Publication Date Title
JP2016539436A (ja) 取引認証
US11550886B2 (en) Disambiguation and authentication of device users
CN113168637B (zh) 用于交易验证期间的次级欺诈检测的方法和系统
US9811848B2 (en) Verifying purchasers of restricted gifts
US10489834B2 (en) System and method for performing transactions similar to previous transactions
JP6991211B2 (ja) デバイスおよびシステムに依存しない電子支払トークンの提供
US10719786B1 (en) Event ticketing in online social networks
JP6349328B2 (ja) アクセスの管理されたインタラクションのシステムおよび方法
US11270286B2 (en) System and method for providing a group account
US20130227011A1 (en) Interest-Based Social Recommendations for Event Ticket Network Systems
US20150348166A1 (en) System and method for providing enhanced financial services based on social signals
US20170169508A1 (en) Enabling peer-to-peer loan transaction
US20230259941A1 (en) Computer-implemented system and method for performing social network secure transactions
US10445701B2 (en) Generating company profiles based on member data
US10896410B2 (en) Method and system for providing transaction information for multiple payment platforms
JP2018506103A (ja) ピア・ツー・ビジネスの支払いの送信および受信の促進
JP2017517070A (ja) 当日支払取引の促進
US10692087B2 (en) Electronic financial service risk evaluation
JP6524205B1 (ja) 取引管理システム、取引管理装置、取引管理方法及び取引管理プログラム
US20160019552A1 (en) System and method for using social media information to identify and classify users
US20170345073A1 (en) Electronic notifications to facilitate collateralized agreements
US20250124434A1 (en) Configuring foreign payment instruments based on travel transactions
US20200045121A1 (en) Multicomputer processing of user data with centralized event control
HK1224779A1 (en) Transaction authentication
US20180255063A1 (en) System and method for providing a decision engine with data from a query server

Legal Events

Date Code Title Description
A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20160412

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20170915

A621 Written request for application examination

Free format text: JAPANESE INTERMEDIATE CODE: A621

Effective date: 20170915

A977 Report on retrieval

Free format text: JAPANESE INTERMEDIATE CODE: A971007

Effective date: 20180724

A131 Notification of reasons for refusal

Free format text: JAPANESE INTERMEDIATE CODE: A131

Effective date: 20180814

A601 Written request for extension of time

Free format text: JAPANESE INTERMEDIATE CODE: A601

Effective date: 20181112

A02 Decision of refusal

Free format text: JAPANESE INTERMEDIATE CODE: A02

Effective date: 20190409