JP2015132982A - Information processor and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an information processor and a program capable of processing an exchange telegram created in another financial institute in the same way as an own exchange telegram.SOLUTION: An information processor includes: an acquisition part for acquiring an exchange telegram created in a first financial institute; an exchange telegram changing part for changing a financial institute number of a transmission source included in the acquired exchange telegram from the number of the first financial institute to the number of a second financial institute; and a transmission control part for enabling the transmission of the exchange telegram changed by the exchange telegram changing part to the host computer of the second financial institute.

Description

  The present invention relates to an information processing apparatus and a program.

  Conventionally, it has been demanded to continue main operations even when an abnormality such as a natural disaster or a hardware failure occurs in a government agency or a company. For this reason, various countermeasure methods have been proposed.

  For example, in Patent Document 1, when one host computer is installed in a building in a different area, and one of the host computers stops, a terminal device connected to the stopped host computer is relayed. Describes a technique for connecting to the other host computer. Patent Document 2 describes a technique in which a relay server performs a transaction process on behalf of a foreign exchange institution when a host computer of an overseas financial institution stops. Patent Document 3 describes a technique for determining a host to be connected to a terminal in consideration of load states of a plurality of hosts.

  Various methods for automating the calculation of transaction amounts have been proposed for the purpose of improving business efficiency. For example, Patent Document 4 describes a technique for calculating a difference by comparing a fee paid by a recipient in a transfer transaction with a fee paid by a client to a financial institution. Japanese Patent Application Laid-Open No. 2004-228561 describes a technique for improving the calculation of the sales amount and commission generated by using content.

JP-A-8-16499 JP 2010-66849 A Japanese Patent Laid-Open No. 10-27146 JP-A-10-240842 JP 2011-145835 A

  By the way, when a failure occurs in the host computer of the financial institution, the host computer of the financial institution cannot process the exchange message created in the financial institution. For this reason, it is desired that a foreign exchange message created in the financial institution be processed by a host computer of another financial institution.

  On the other hand, in the conventional technique, the number of the financial institution that created the exchange message is set as the number of the transmission source financial institution included in the exchange message. For example, in the conventional technology, the number of the other financial institution is set as the number of the source financial institution in the exchange message of the other financial institution, and the number of the own financial institution is set in the exchange message of the own exchange message. Is done. For this reason, with the conventional technology, it is not possible to process exchange messages created in other financial institutions in the same way as their own exchange messages.

  Accordingly, the present invention has been made in view of the above problems, and an object of the present invention is to allow a foreign exchange message created in another financial institution to be processed in the same manner as its own foreign exchange message. To provide a new and improved information processing apparatus and program.

  In order to solve the above-described problem, according to an aspect of the present invention, an acquisition unit that acquires an exchange message created in a first financial institution, and a transmission source financial institution number included in the acquired exchange message are obtained. Exchange message change unit for changing from the number of the first financial institution to the number of the second financial institution, and transmission for sending the exchange message changed by the exchange message change unit to the host computer of the second financial institution And an information processing apparatus including the control unit.

  The exchange message change unit may further change the store number of the first financial institution recorded as the source store number in the acquired exchange message to the store number of the second financial institution.

  The store number of the second financial institution may be a predetermined number registered in association with the second financial institution.

  The information processing apparatus sets one of the plurality of financial institutions as the second financial institution based on the priority order of the plurality of financial institutions registered in association with the first financial institution. The exchange message changing unit further includes a selection unit for selecting the source financial institution number included in the exchange message from the number of the first financial institution to the number of the financial institution selected by the selection unit. It may be changed.

  The priority order of the plurality of financial institutions may be determined according to a small exchange rate addressed from the first financial institution to each of the plurality of financial institutions.

  The priority order of the plurality of financial institutions may be determined according to a small load applied to each host computer of the plurality of financial institutions.

  The information processing apparatus includes a foreign exchange fee when the source financial institution is the first financial institution and an exchange fee when the source financial institution is the second financial institution for the acquired exchange message. The transmission control unit may further transmit the exchange fee difference calculated by the fee difference calculation unit to the host computer of the second financial institution. .

  The host computer of the first financial institution is in a state where it cannot process the acquired exchange message, and the host computer of the second financial institution can process the exchange message changed by the exchange message changing unit. It may be in a state.

  The transmission control unit, when the number of the destination financial institution included in the exchange message changed by the exchange message change unit is other than the number of the first financial institution, the changed exchange message You may make it transmit to the host computer of a 2nd financial institution.

  The exchange message may be a message for a cash transfer transaction.

  In order to solve the above-described problem, according to another aspect of the present invention, the computer includes an acquisition unit that acquires the exchange message created in the first financial institution, and an outgoing message included in the acquired exchange message. The exchange message changing unit for changing the original financial institution number from the number of the first financial institution to the number of the second financial institution, and the exchange message changed by the exchange message changing unit of the second financial institution A program for causing a host computer to function as a transmission control unit is provided.

  As described above, according to the present invention, exchange messages created in other financial institutions can be processed in the same manner as their own exchange messages.

It is explanatory drawing which showed the structural example of the information processing system by embodiment of this invention. It is explanatory drawing which showed the hardware constitutions of the relay server 10 by the embodiment. It is explanatory drawing which showed the structural example of the information processing system in the bank 2 by the embodiment. 3 is a functional block diagram showing a configuration of a relay server 10 according to the same embodiment. FIG. It is explanatory drawing which showed the structural example of the priority order table 124 by the embodiment. It is explanatory drawing which showed the structural example of the fee table 126 by the embodiment. It is explanatory drawing which showed the example of calculation of the difference of the fee by the same embodiment. It is the sequence figure which showed a part of operation | movement at the time of the exchange transmission by the same embodiment. It is the sequence figure which showed a part of operation | movement at the time of the exchange transmission by the same embodiment. It is the sequence diagram which showed the operation | movement after the exchange transmission by the same embodiment.

  Exemplary embodiments of the present invention will be described below in detail with reference to the accompanying drawings. In addition, in this specification and drawing, about the component which has the substantially same function structure, duplication description is abbreviate | omitted by attaching | subjecting the same code | symbol.

  In the present specification and drawings, a plurality of components having substantially the same functional configuration may be distinguished by adding different alphabets after the same reference numeral. For example, a plurality of configurations having substantially the same functional configuration are distinguished as the host computer 20a and the host computer 20b as necessary. However, when it is not necessary to particularly distinguish each of a plurality of constituent elements having substantially the same functional configuration, only the same reference numerals are given. For example, when it is not necessary to distinguish between the host computer 20a and the host computer 20b, they are simply referred to as the host computer 20.

Further, the “DETAILED DESCRIPTION OF THE INVENTION” will be described according to the following item order.
1. Background 2 2. Basic configuration of information processing system 2-1. Overall system 2-2. 2. System within each bank 3. Detailed Description of Embodiment 3-1. Configuration 3-2. Operation 3-3. Effect 4. Modified example

<< 1. Background >>
The present invention can be implemented in various forms as will be described in detail in “3. Detailed Description of Embodiments” as an example. First, in order to clearly show the features of the present invention, the background that led to the creation of the information processing apparatus according to the present invention will be described.

  Conventionally, host computers of many banks in Japan are interconnected in a national bank data communication system. With this national bank data communication system, exchange transactions between domestic banks can be realized by exchanging electronic data.

  By the way, in the national bank data communication system, when sending an exchange in a bank, there is a rule that causes the host computer of the bank corresponding to the sender's bank number included in the exchange message to process the exchange message. For this reason, when a failure has occurred in the host computer of the sender bank, the host computer cannot process the exchange telegram, so that there is a problem that the exchange transaction is temporarily disabled. In order to avoid the above problems, it is conceivable to change the rules in the national bank data communication system, but it is difficult to change the rules in terms of cost and time.

  Therefore, the information processing apparatus according to the present invention has been created by focusing on the above circumstances. The information processing apparatus according to the present invention can process a foreign exchange message created in another bank in the same manner as its own foreign exchange message.

<< 2. Basic configuration of information processing system >>
Next, the basic configuration of the information processing system according to the embodiment of the present invention will be described with reference to FIG.

<2-1. Overall system>
As shown in FIG. 1, the information processing system according to the present embodiment includes a relay server 10, a production network 12, a disaster response network 14, and an information processing system in each bank 2 described later. In the following description, the example in which the information processing system according to the present embodiment is applied to a system for continuing the exchange business in the event of a bank host computer failure will be mainly described. Further, the exchange business will be described mainly with respect to an example in which the business is related to a cash transfer transaction.

[2-1-1. Relay server 10]
The relay server 10 is an example of an information processing apparatus according to the present invention. The relay server 10 can communicate with the host computer 20 of each bank 2 connected to the disaster recovery network 14.

  The relay server 10 has a hardware configuration as shown in FIG. As shown in FIG. 2, the relay server 10 includes a CPU (Central Processing Unit) 150, a ROM (Read Only Memory) 152, a RAM (Random Access Memory) 154, an internal bus 156, an input / output interface 158, and an HDD (Hard Disk). Drive) 160 and network interface 162.

(2-1-1-1. CPU 150)
The CPU 150 functions as an arithmetic processing device and a control device, and controls the overall operation in the relay server 10 according to various programs. In addition, the CPU 150 realizes the function of the control unit 100 in the relay server 10. The CPU 150 is configured by a processor such as a microprocessor.

(2-1-1-2. ROM152)
The ROM 152 stores programs used by the CPU 150, calculation parameters, and the like.

(2-1-1-3. RAM154)
The RAM 154 temporarily stores programs used in the execution of the CPU 150, parameters that change as appropriate during the execution, and the like.

(2-1-1-4. Internal bus 156)
The internal bus 156 is composed of a CPU bus and the like. The internal bus 156 connects the CPU 150, the ROM 152, and the RAM 154 to each other.

(2-1-1-5. Input / output interface 158)
The input / output interface 158 connects the HDD 160 and the network interface 162 to the internal bus 156. For example, the HDD 160 exchanges data with the RAM 154 or the like via the input / output interface 158 and the internal bus 156.

(2-1-1-6. HDD 160)
The HDD 160 is a data storage device that functions as a storage unit 122 described later. The HDD 160 includes, for example, a storage medium, a recording device that records data on the storage medium, a reading device that reads data from the storage medium, and a deletion device that deletes data recorded on the storage medium. The HDD 160 stores programs executed by the CPU 150 and various data.

(2-1-1-7. Network Interface 162)
The network interface 162 is a communication interface configured by a communication device for connecting to a communication network such as the Internet, for example. The network interface 162 functions as the communication unit 120 described later. The network interface 162 may be a wireless LAN (Local Area Network) compatible communication device, an LTE (Long Term Evolution) compatible communication device, or a wire communication device that performs wired communication.

[2-1-2. Production network 12]
The production network 12 is a network used for transmitting and receiving information between the host computers 20 of each bank 2 in a normal time. The production network 12 is configured by, for example, an IP-VPN (Internet Protocol-Virtual Private Network).

[2-1-3. Disaster response network 14]
The disaster response network 14 is used for transmission / reception of information between the devices of the bank 2 connected to the disaster response network 14 when a failure occurs in the host computer 20 or the bank network 16 described later. Network. The disaster recovery network 14 is configured by, for example, IP-VPN.

<2-2. System within each bank>
Next, an information processing system in each bank 2 will be described with reference to FIG. As shown in FIG. 3, the bank 2 is provided with an office center 4 and a branch office 6 for concentrating exchange business. The information processing system in the bank 2 includes an intra-bank network 16, a host computer 20, an exchange server 22, an entry terminal 24, a branch office terminal 26, a scanner terminal 28, and a scanner 30. In the following, an example of the information processing system of the bank 2 connected to the disaster recovery network 14 will be described.

[2-2-1. Bank network 16]
The bank network 16 is a network for connecting various devices installed in the bank. The in-bank network 16 is configured by, for example, IP-VPN.

[2-2-2. Host computer 20]
The host computer 20 is a device for processing various money transactions (account transaction processing) such as deposits and withdrawals and transfers. For example, the host computer 20 processes the exchange transaction based on the exchange message received from the exchange server 22 described later.

[2-2-3. Exchange server 22]
The exchange server 22 is a device for managing exchange telegrams transmitted from a branch terminal 26 described later. For example, the exchange server 22 transmits the exchange message received from the branch terminal 26 to the entry terminal 24 for an entry operation or a verification operation described later. When the host computer 20 and the bank network 16 are normal, the exchange server 22 transmits the exchange message received from the entry terminal 24 to the host computer 20 via the bank network 16. Further, when a failure has occurred in the host computer 20 or the bank network 16, the exchange server 22 transmits the exchange message received from the entry terminal 24 to the relay server 10 via the disaster recovery network 14. .

[2-2-4. Entry terminal 24]
The entry terminal 24 is a terminal used by an operator working at the office center 4 to perform entry work or verification work. The entry terminal 24 includes, for example, a display for displaying a display screen, a network interface for connecting to a LAN or the like provided in the bank 2, and an input device for an operator to input, such as a mouse. Have The entry terminal 24 may be, for example, a PC (Personal Computer).

  Here, as for the entry work, the operator inputs an item that is unconfirmed at the time of creation, such as the customer's name, for example, to the exchange message created at the branch terminal 26, or is entered incorrectly. It is a task to correct the contents. Note that the operator operates the entry terminal 24 to transmit the entered exchange message to the exchange server 22 when the entry is completed in the entry operation.

  Also, in the verification operation, an operator who is different from the operator who performed the entry operation performs the same input as the entry operation on the exchange message for which the entry operation has been performed, and matches the input contents. This is a task to verify whether there is an error in the input content. When it is confirmed that there is no error, the operator operates the entry terminal 24 to transmit the entered exchange message to the exchange server 22.

[2-2-5. Branch terminal 26]
The sales office terminal 26 is a terminal used by a sales staff working at the sales office 6 to create a currency message based on, for example, a form image read by a scanner 30 described later. The branch terminal 26 can have the same hardware configuration as the entry terminal 24 described above.

[2-2-6. Scanner terminal 28]
The scanner terminal 28 is a terminal used by a sales staff member to cause the scanner 30 to read various forms such as a transfer request form. The scanner terminal 28 can have a hardware configuration similar to that of the entry terminal 24 described above.

[2-2-7. Scanner 30]
The scanner 30 is a device for optically reading a document such as a form and recording it as a digital still image. The scanner 30 records the form as a digital image by shining light on the form disposed on the scanner 30 and converting the reflected light into an electrical signal by the image sensor. Further, the scanner 30 has an OCR (Optical Character Recognition) function, so that it can also recognize characters from the read form.

<< 3. Detailed description of this embodiment >>
<3-1. Configuration>
The basic configuration of the information processing system according to this embodiment has been described above. Next, the configuration according to the present embodiment will be described in detail.

  FIG. 4 is a functional block diagram showing the configuration of the relay server 10 according to the present embodiment. As illustrated in FIG. 4, the relay server 10 includes a control unit 100, a communication unit 120, and a storage unit 122.

[3-1-1. Control unit 100]
The control unit 100 generally controls the operation of the relay server 10 using hardware such as the CPU 150 and the RAM 154 built in the relay server 10. As shown in FIG. 4, the control unit 100 includes a selection unit 102, an exchange message change unit 104, a transmission control unit 106, and a fee difference calculation unit 108.

[3-1-2. Selection unit 102]
For example, the selection unit 102 selects one of the plurality of banks as a currency receiving bank based on the priority order of the plurality of banks registered in association with the exchange source bank in the priority table 124 described later. Is possible. Here, the exchange transmission source bank is an example of the first financial institution in the present invention. The exchange receiving bank is an example of a second financial institution in the present invention.

  In the following description, it is assumed that the host computer 20 of the exchange sender bank is in a state where it cannot process the exchange message, for example, because the host computer 20 is out of order. Further, it is assumed that the host computer 20 of the exchange receiving bank is in a state where it can process the exchange message.

  Here, the function of the selection unit 102 will be described in more detail with reference to FIG. FIG. 5 is an explanatory diagram showing a configuration example of the priority order table 124 stored in the storage unit 122 described later. As shown in FIG. 5, in the priority order table 124, exchange source banks 1240, rank 1 1242, rank 2 1244, and rank 3 1246 are recorded in association with each other. Here, in the rank 1 1242, the rank 2 1244, and the rank 3 1246, when a failure occurs in the bank host computer 20 recorded in the exchange sending source bank 1240, the priority for sending the exchange message is 1st. The name of the bank (and the store number of the bank), the name of the second bank (and the store number of the bank), and the name of the third bank (and the store number of the bank) are recorded.

  In the example shown in FIG. 5, when a failure occurs in the host computer 20 of the exchange sender bank, the selection unit 102 processes the exchange message among a plurality of banks associated with the exchange sender bank. Select a bank that is in a possible state and has a higher priority as a currency receiving bank.

(3-1-2-1. Example 1 for determining priority)
The priority order in the priority order table 124 can be set by the following method. For example, the priority order can be determined in accordance with the small exchange fee addressed to each bank 2 from the exchange source bank. More specifically, the priority is set higher in the priority table 124 as the bank has a smaller exchange fee from the exchange sender bank.

(3-1-2-2. Priority Determination Example 2)
The priority order can also be determined according to the small load on the host computer 20 of each bank. More specifically, based on the load status received from the host computer 20 of each bank in real time by the communication unit 120, which will be described later, the bank with a smaller load on the host computer 20 has a priority table. At 124, the priority is set higher. In addition, the bank in which the host computer 20 is temporarily incapable of processing (blocked state) is set so that it is not selected as a currency receiving bank in principle, for example, the priority is set to the lowest.

(3-1-2-3. Example 3 for determining priority)
Further, the priority order can be determined according to the number of cases that can be processed by the host computer 20 of each bank. More specifically, the higher the priority order is set in the priority order table 124, the higher the bank that can be processed by the host computer 20 is.

[3-1-3. Exchange message change unit 104]
Based on the selection result by the selection unit 102, the exchange message change unit 104 changes the bank number of the sender included in the exchange message received by the communication unit 120 described later from the number of the exchange source bank to the number of the exchange receiving bank. change. Furthermore, the exchange message changing unit 104 can change the store number of the sender included in the received exchange message from the store number of the exchange sender bank to the store number of the exchange receiving bank. In addition, the store number of the currency receiving bank is a predetermined number such as a number determined as another bank receiving store number in the currency receiving bank.

  For example, in the example shown in FIG. 5, when the exchange source bank is “A bank” and “B bank” is selected as the exchange receiving bank by the selection unit 102, the exchange message change unit 104 receives The sender bank number included in the received exchange message is changed to the “B bank” number, and the sender store number is changed to “101”.

[3-1-4. Transmission control unit 106]
The transmission control unit 106 transmits the exchange message changed by the exchange message changing unit 104 to the host computer 20 of the exchange receiving bank. For example, if the destination bank number is other than the exchange source bank number, the transmission control unit 106 transmits the changed exchange message to the host computer 20 of the destination bank. When the destination bank number is the number of the exchange sender bank, the transmission control unit 106 does not transmit the changed exchange message to the host computer 20 of the sender bank. This is because, in this embodiment, the host computer 20 of the exchange sender bank is assumed to be in a state where it cannot process the exchange message, so even if the exchange message is transmitted, the host computer 20 This is because the exchange message cannot be processed.

  Further, as will be described later, the transmission control unit 106 can further transmit the exchange fee difference calculated by the fee difference calculation unit 108 to the host computer 20 of the exchange receiving bank.

[3-1-5. Fee difference calculation unit 108]
The fee difference calculation unit 108 calculates the exchange fee when the sender bank is the exchange sender bank and the exchange fee when the sender bank is the exchange receiving bank with respect to the exchange message received by the communication unit 120. It is possible to calculate the difference.

(3-1-5-1. Fee table 126)
Here, with reference to FIG. 6 and FIG. 7, it demonstrates in detail about said function. FIG. 6 is an explanatory diagram showing a configuration example of the fee table 126 stored in the storage unit 122 described later. As shown in FIG. 6, in the fee table 126, the transfer source bank 1260, the transfer destination bank 1262, and the fee 1264 are recorded in association with each other. Here, in the fee 1264, a transfer fee for making a transfer from a bank recorded in the transfer source bank 1260 to a bank recorded in the transfer destination bank 1262 is recorded.

  For example, the first record in FIG. 6 indicates that the transfer fee is “100 yen” when the transfer source bank and the transfer destination bank are “A bank”.

(3-1-5-2. Calculation example of fee difference)
FIG. 7 is an explanatory diagram illustrating a calculation example in which the fee difference calculation unit 108 calculates the fee difference based on the fee table 126 illustrated in FIG. 6. In the example illustrated in FIG. 6, for example, when the transfer source bank is “A bank” and the transfer destination bank is “B bank”, the transfer fee is “200 yen”. Further, when the transfer source bank is “B bank” and the transfer destination bank is “B bank”, the transfer fee is “130 yen”. For this reason, as shown in the first record of FIG. 7, the transfer bank described in the original exchange message is “A bank”, the transfer bank is “B bank”, and the exchange message change section When the transfer source bank is changed to “B bank” by 104, the fee difference calculation unit 108 subtracts the initial transfer fee (= 200 yen) from the changed transfer fee (= 130 yen). The fee difference (= -70 yen) is calculated.

The difference calculated by the fee difference calculation unit 108 is used, for example, to settle the difference between the exchange sending source bank and the exchange receiving bank.
[3-1-6. Communication unit 120]
The communication unit 120 is an example of an acquisition unit in the present invention. The communication unit 120 transmits and receives information to and from each device connected to the relay server 10 via the disaster recovery network 14. For example, the communication unit 120 receives the exchange message created in the exchange source bank from the exchange server 22 in the exchange source bank.

[3-1-7. Storage unit 122]
As shown in FIG. 4, the storage unit 122 can store a priority table 124 and a fee table 126.

  Note that the configuration of the relay server 10 according to the present embodiment is not limited to the configuration described above. For example, instead of being included in the relay server 10, the priority order table 124 or the fee table 126 may be provided in another device that can communicate with the relay server 10.

<3-2. Operation>
The configuration according to this embodiment has been described above. Subsequently, the operation according to the present embodiment will be described in “3-2-1. Operation at the time of sending a currency exchange” to “3-2-2. Operation after sending a currency exchange”.

[3-2-1. Operation when sending exchange]
First, the operation at the time of outgoing exchange will be described. Here, an example of an operation in a scene where an exchange telegram created in the branch 6a (store number “001”) of the bank A 2a is processed will be described.

  FIG. 8 is a sequence diagram showing a part of the operation at the time of sending the exchange. As shown in FIG. 8, first, the staff of the sales office 6a sets the source bank as bank A and the store number as 001 in the sales office terminal 26a based on the image of the transfer request document read by the scanner 30, for example. An exchange message is created (S101). Then, the staff of the branch 6a causes the exchange server 22a to transmit the created exchange message to the branch terminal 26a (S102).

  Thereafter, the exchange server 22a transmits the exchange message received from the branch terminal 26a to the entry terminal 24a (S103).

  Thereafter, the operator who operates the entry terminal 24a performs entry work on the exchange message received from the exchange server 22a (S104).

  Thereafter, another operator who operates the entry terminal 24a verifies whether the entered content is correct by performing a verification operation on the exchange message received from the exchange server 22a (S105). Then, when it is verified that the entered content is correct, the operator causes the exchange server 22a to transmit the exchange message to the entry terminal 24a (S106).

  Thereafter, the exchange server 22a confirms the failure status of the bank A host computer 20a by, for example, confirming communication with the bank A host computer 20a (S107). When it is confirmed that the bank A host computer 20a is normal (S108: No), the exchange server 22a transmits the exchange message received in S106 to the bank A host computer 20a (S109). ).

  On the other hand, when it is confirmed that the host computer 20a of the A bank is in trouble (S108: Yes), the exchange server 22a transmits the exchange message received in S106 to the relay server 10 (S110).

  Next, operations after S110 will be described with reference to FIG. As shown in FIG. 9, after S110, the selection unit 102 of the relay server 10 selects a plurality of banks based on the priorities of the plurality of banks registered in association with the A bank in the priority table 124. One of them is selected as a currency receiving bank (S111). In the following description, it is assumed that “Bank B” is selected as the currency exchange receiving bank in S111.

  Subsequently, the exchange message change unit 104 changes the bank number of the sender included in the exchange message received in S110 from the number of Bank A to the number of Bank B. Further, the exchange message changing unit 104 changes the store number of the transmission source included in the received exchange message from “001” to “101”, which is a predetermined store number of the B bank (S112).

  Subsequently, the fee difference calculation unit 108 calculates the difference between the exchange fee when the sender bank is Bank A and the exchange fee when the sender bank is Bank B with respect to the exchange message received in S110. Calculate (S113).

  Subsequently, the transmission control unit 106 causes the communication unit 120 to transmit the exchange message changed in S112 and the fee difference calculated in S113 to the host computer 20b of the B bank (S114).

  Thereafter, the host computer 20b of the B bank processes the exchange transaction based on the exchange message received in S114 (S115).

[3-2-2. Operation after sending exchange]
Next, the operation after the exchange is issued will be described. Note that the operation after sending the exchange is performed at a predetermined timing, for example, once after the end of daily business hours.

  First, the control unit 100 of the relay server 10 uses, for example, the number of exchange messages transmitted on the day, the amount stored in the storage unit 122, and the fee difference calculated by the fee difference calculation unit 108, in the exchange message. The data is counted for each sender bank 2 (S201). Thereafter, the transmission control unit 106 causes the communication unit 120 to transmit the results totaled for each bank 2 in S201 to the branch terminal 26 of each bank 2 (S202).

<3-3. Effect>
As described above, for example, as described with reference to FIGS. 4, 8, 9, and the like, the relay server 10 according to the present embodiment acquires the exchange message created in the exchange sender bank, and the acquired exchange message Is changed from the number of the exchange sending source bank to the number of the exchange receiving bank, and the changed exchange message is transmitted to the host computer 20 of the exchange receiving bank. For this reason, the exchange message created at the exchange sender bank can be processed by the host computer 20 of the exchange receiving bank in the same manner as the exchange message of the exchange receiving bank.

  For example, even if a failure has occurred in the host computer 20 of the exchange sender bank, the relay server 10 acquires the exchange message created in the exchange sender bank and sends the outgoing message included in the exchange message. By changing the original bank number to the number of the exchange receiving bank, the host computer 20 of the exchange receiving bank can process the exchange message. For this reason, it becomes possible to prevent the exchange transaction from being disabled, and it becomes possible to continue the exchange transaction.

<4. Modification>
Although the preferred embodiments of the present invention have been described in detail with reference to the accompanying drawings, the present invention is not limited to such examples. It is obvious that a person having ordinary knowledge in the technical field to which the present invention pertains can come up with various changes or modifications within the scope of the technical idea described in the claims. Of course, it is understood that these also belong to the technical scope of the present invention.

  For example, in section 3-2-2, the “operation after sending a currency exchange” is described as an example performed after the end of daily business hours, but the present invention is not limited to such an example. For example, every time the relay server 10 transmits a currency message to the host computer 20 of the currency receiving bank, the relay server 10 can also transmit the amount of the transmitted currency message and the difference between the fees to the branch terminal 26 of the currency source bank. is there. More specifically, immediately after S114, the relay server 10 can transmit the exchange message amount transmitted in S114 and the fee difference calculated in S113 to the branch terminal 26a.

  Further, according to each embodiment of the present invention, it is also possible to provide a computer program for causing hardware such as the CPU 150, the ROM 152, and the RAM 154 to perform the same functions as the components of the relay server 10 described above. A recording medium on which the computer program is recorded is also provided.

2 Bank 4 Administrative Center 6 Sales Office 10 Relay Server 12 Production Network 14 Disaster Response Network 16 Bank Network 20 Host Computer 22 Exchange Server 24 Entry Terminal 26 Sales Office Terminal 28 Scanner Terminal 30 Scanner 100 Control Unit 102 Selection Unit 104 Exchange Message change unit 106 Transmission control unit 108 Fee difference calculation unit 120 Communication unit 122 Storage unit 124 Priority order table 126 Fee table 150 CPU
152 ROM
154 RAM
156 Internal bus 158 I / O interface 160 HDD
162 Network interface

Claims (11)

An acquisition unit for acquiring a foreign exchange message created in the first financial institution;
A currency exchange message changing unit for changing a source financial institution number included in the acquired exchange message from the number of the first financial institution to the number of the second financial institution;
A transmission control unit that transmits the exchange message changed by the exchange message change unit to a host computer of the second financial institution;
An information processing apparatus comprising:   The said exchange message change part further changes the store number of the said 1st financial institution recorded as a store number of a transmission origin in the acquired exchange message to the store number of a said 2nd financial institution. Information processing device.   The information processing apparatus according to claim 2, wherein the store number of the second financial institution is a predetermined number registered in association with the second financial institution. The information processing apparatus sets one of the plurality of financial institutions as the second financial institution based on the priority order of the plurality of financial institutions registered in association with the first financial institution. It further includes a selection section to select,
The said exchange message change part changes the number of the transmission origin financial institution contained in the said exchange message from the number of a said 1st financial institution to the number of the financial institution selected by the said selection part. The information processing apparatus according to any one of the above.   The information processing apparatus according to claim 4, wherein the priority order of the plurality of financial institutions is determined according to a small exchange rate addressed to each of the plurality of financial institutions from the first financial institution.   6. The information processing apparatus according to claim 4, wherein the priority order of the plurality of financial institutions is determined according to a small load applied to a host computer of each of the plurality of financial institutions. The information processing apparatus includes a foreign exchange fee when the source financial institution is the first financial institution and an exchange fee when the source financial institution is the second financial institution for the acquired exchange message. A fee difference calculation unit that calculates the difference between
The information processing apparatus according to any one of claims 1 to 6, wherein the transmission control unit further causes the exchange fee difference calculated by the fee difference calculation unit to be transmitted to a host computer of the second financial institution. . The host computer of the first financial institution is in a state where it cannot process the acquired exchange message,
The information processing apparatus according to any one of claims 1 to 7, wherein a host computer of the second financial institution is in a state in which the exchange message changed by the exchange message change unit can be processed.   The transmission control unit, when the number of the destination financial institution included in the exchange message changed by the exchange message change unit is other than the number of the first financial institution, the changed exchange message The information processing apparatus according to any one of claims 1 to 8, wherein the information processing apparatus is transmitted to a host computer of a second financial institution.   The information processing apparatus according to claim 1, wherein the exchange message is a message for a transfer transaction using cash. Computer
An acquisition unit for acquiring a foreign exchange message created in the first financial institution;
A currency exchange message changing unit for changing a source financial institution number included in the acquired exchange message from the number of the first financial institution to the number of the second financial institution;
A transmission control unit for transmitting the exchange message changed by the exchange message change unit to the host computer of the second financial institution;
Program to function as

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