JP2011248803A - Financial transaction system, terminal device, and control method of terminal device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent and reduce misuse of a processing device in a financial transaction system, and to improve financial transaction speed using a terminal device.SOLUTION: A terminal device 10 is physically connected to processing devices 40a-40b. The terminal device 10 acquires user identification information for identifying a user of the terminal device through an input device 25, and acquires use authority information which associates the user identification information with use authority of the processing device from a server 30. The terminal device 10 determines the processing devices 40a-40b which the user can use, using the acquired user identification information and use authority information. The terminal 10 performs logical connections to the determined processing devices 40a-40b.

Description

  The present invention relates to a financial transaction system used at a financial institution window.

  A terminal device used for a financial transaction is generally physically connected to a processing device that executes processing necessary for a transaction with a customer via a local cable or a network cable. Here, as the processing device, a passbook processing device, a form processing device, a card processing device, and a biometric authentication processing device are generally used.

  An application program for executing a financial transaction is installed in the terminal device, and when the initial processing of the application program is executed, a logical connection between the terminal device and a physically connected processing device is executed. ing. Accordingly, each processing device cannot be used immediately after the terminal device is activated, that is, after the operating system of the terminal device is activated.

  Generally, the transaction screen of the terminal device and the processing device, that is, the transaction screen and the processing content are associated with each other, and the processing can be executed only from the unique transaction screen for each processing device. Moreover, since each transaction screen is displayed according to the execution authority of each operator, the operator who does not have execution authority regarding a certain transaction process cannot perform the said transaction process via a processing apparatus. In addition to this, as a technique for managing the execution authority of the operator for the device (processing device), by setting the use authority of the logged-in operator for each device connected to the control device, it is possible to prevent incorrect use of the device. A technique for preventing this has been proposed (for example, Patent Document 1).

JP 2006-350526 A

  However, if the usage authority information is always managed for each device and the usage authority information is updated each time a new device is connected, the overhead of the system increases and the processing speed of the control device may decrease. . In recent years, there has been a demand for prevention and reduction of misuse of processing devices and reduction of time burden on operators, that is, speeding up of financial transaction systems.

  The present invention has been made to solve at least a part of the above problems, and aims to prevent and reduce misuse of a processing device in a financial transaction system and to improve the financial transaction speed using a terminal device. To do.

  In order to solve at least a part of the above problems, the present invention adopts the following various aspects.

  A 1st aspect provides the terminal device physically connected with the processing apparatus used for a financial transaction. The terminal device according to the first aspect uses an identification information acquisition unit that acquires user identification information for identifying a user of the terminal device, and uses the user identification information and the use authority of the processing device in association with each other A use authority information acquisition unit that acquires authority information, a determination unit that determines the processing device that can be used by the user using the acquired user identification information and the use authority information, and the terminal device. A connection execution unit that logically connects to the determined processing device.

  According to the terminal device according to the first aspect, the processing device that can be used by the user is determined using the user identification information and the use authority information, and the terminal device is logically determined with respect to the determined processing device. Since the connection is made, it is possible to prevent or reduce the misuse of the processing device in the financial transaction system, and to improve the financial transaction speed using the terminal device.

  The terminal device according to the first aspect further includes a program storage unit that stores an application program for executing a financial transaction, and the identification information acquisition unit acquires the user identification information when initializing the application program. The connection execution unit may execute the logical connection when the application program is initialized. In this case, when the application program is initialized, the logical connection to the processing device usable by the user can be completed.

  In the terminal device according to the first aspect, the identification information acquisition unit acquires the user identification information when the terminal device is activated, and the connection execution unit executes the logical connection when the terminal device is activated. You may do it. In this case, when the terminal device is activated, the logical connection to the processing device usable by the user can be completed.

  In the terminal device according to the first aspect, the terminal device may be connected to a server that stores the usage authority information, and the usage authority information acquisition unit may acquire the usage authority information from the server. . In this case, the usage authority information can be managed centrally.

  The terminal device according to the first aspect further includes a usage authority information storage unit that stores an initial value of the usage authority information, and the usage authority information acquisition unit cannot acquire the usage authority information from the server. In addition, an initial value of the usage authority information may be acquired from the usage authority information storage unit, and the determination unit may determine the processing device that can be used by the user according to the acquired initial value. In this case, even if the user authority information cannot be acquired from the server, the logical connection between the terminal device and the processing device can be completed.

  In the terminal device according to the first aspect, the logical connection may be a process that enables signals to be exchanged between the terminal device and the processing device. With the logical connection, the processing device can be controlled by the terminal device.

A second aspect provides a financial transaction system comprising a processing device used for financial transactions, a terminal device physically connected to the processing device, and a server connected to be communicable with the terminal device. To do. In the financial transaction system according to the second aspect,
The server includes a server storage unit that stores use authority information for associating user identification information for identifying a user of the terminal device and use authority of the processing device,
The terminal device includes an identification information input unit for inputting the user identification information, an identification information acquisition unit for acquiring the input user identification information, and a usage authority for acquiring the usage authority information from the server. An information acquisition unit, a determination unit that determines the processing device that can be used by the user, using the acquired user identification information and the usage authority information, and the terminal device as the determined processing device A connection execution unit logically connected to the connection execution unit.

  According to the financial transaction system according to the second aspect, using the user identification information and the use authority information, a processing device that can be used by the user is determined, and the terminal device is logically determined with respect to the determined processing device. Therefore, it is possible to prevent or reduce the misuse of the processing device in the financial transaction system and to improve the financial transaction speed using the terminal device. Moreover, the terminal device with which the financial transaction system which concerns on a 2nd aspect is provided can be implement | achieved by various aspects similarly to the terminal device which concerns on a 1st aspect.

  A 3rd aspect provides the control method of the terminal device physically connected with the processing apparatus used for financial transaction. The control method according to the third aspect acquires user identification information for identifying a user of the terminal device, and acquires usage authority information that associates the user identification information with the usage authority of the processing device. The processing device that can be used by the user is determined using the acquired user identification information and the usage authority information, and the terminal device is logically connected to the determined processing device. Prepare for that.

  The control method according to the third aspect can obtain the same advantages as the terminal apparatus according to the first aspect, and can be realized in various aspects in the same manner as the terminal apparatus according to the first aspect. The control method according to the third aspect can also be realized as a computer readable medium storing a computer program for controlling a terminal device and a computer program for controlling the terminal device. As the computer-readable medium, various media such as an optical disk, a magnetic disk, and a large-capacity semiconductor storage device can be used.

It is explanatory drawing which shows schematic structure of the financial transaction system in a present Example. It is a schematic explanatory drawing which shows the internal structure of the terminal device in a present Example with a functional block. It is a schematic explanatory drawing which shows the internal structure of the server in a present Example with a functional block. It is a schematic explanatory drawing which shows the internal structure of the banknote processing apparatus in a present Example with a functional block. It is a schematic explanatory drawing which shows the internal structure of the bankbook processing apparatus in a present Example with a functional block. It is a schematic explanatory drawing which shows the internal structure of the slip processing apparatus in a present Example with a functional block. It is explanatory drawing which shows an example of the use authority information table used in a present Example. It is a flowchart which shows the process routine at the time of the processing apparatus setting process execution performed by the terminal device which concerns on a present Example. It is a flowchart which shows the processing routine at the time of the processing apparatus connection process performed by the terminal device which concerns on a present Example.

Structure of financial transaction system:
FIG. 1 is an explanatory diagram showing a schematic configuration of a financial transaction system in the present embodiment. The financial transaction system 100 according to the present embodiment includes a terminal device 10, a display device 20, an input device 25, a server 30, and processing devices 40a to 40d. The processing devices 40a to 40d may be collectively referred to as the processing device 40. The terminal device 10 and the server 30 are connected via an external network NE1, for example, the Internet or a dedicated external network. In FIG. 1, only one terminal device 10 is illustrated for simplicity of explanation, but it goes without saying that a plurality of terminal devices 10 may be used. The terminal device 10 and the processing devices 40a to 40d are physically connected. Specifically, the terminal device 10, the processing device 40a, and the processing device 40b are connected via a wired cable CV. The terminal device 10, the processing device 40c, and the processing device 40d are connected via an intra network NE2. Note that “physically connected” means a state in which a signal cable is connected between devices so that communication is possible, and a state in which signals cannot be exchanged between devices yet. means.

  The terminal device 10 is a computer that is used by a user operator when performing financial work, and is connected to a display device 20 for displaying processing contents and an input device 25 for inputting processing contents. As the input device 25, for example, a keyboard and a pointing device (mouse) can be used. In general, the terminal device 10 causes the display device 20 to display a dedicated transaction screen corresponding to the processing content (transaction slip). Moreover, the processing content and the processing device which can process the said processing content are matched, and the processing device which can be operated in each transaction screen is limited. Furthermore, transaction authority is assigned to the operator in accordance with the transaction modes that can be handled.

  FIG. 2 is a schematic explanatory diagram showing the internal configuration of the terminal device according to the present embodiment in function blocks. The terminal device 10 includes a central processing unit (CPU) 11, a memory 12, a mass storage device 13, an input interface (I / F) 14, a server communication unit 15, a processing device communication unit 16, and an internal bus 17. The CPU 11 executes each program stored in the memory 12 and realizes functions such as transaction processing and processing device setting processing by the terminal device 10. The memory 12 includes nonvolatile and volatile semiconductor storage devices, and the nonvolatile semiconductor storage device stores a terminal device program P1 for operating the terminal device 10 and a general-purpose business processing program P2. The volatile semiconductor memory device provides a work area for developing programs when various programs are executed.

  The terminal device program P1 includes a transaction processing program P11 for executing financial transactions and a processing device setting program P12 for logically connecting the terminal device 10 and the processing devices 40a to 40d. The transaction processing program P11 is a program for causing the display device 20 to display a processing screen corresponding to the operator's transaction authority and for executing the requested processing contents via the processing devices 40a to 40d. The processing device setting program P12 will be described later.

  The large-capacity storage device 13 is a secondary storage device such as a magnetic hard disk drive or a large-capacity flash memory, for example, for storing transaction data generated by the execution of the transaction processing program P11 and data received from the outside of the terminal device 10. Used. Each program stored in the memory 12 may be stored in the mass storage device 13.

  The input / output interface 14 is a physical and logical interface for exchanging signals between the display device 20 and the input device 25. That is, a connector shape (terminal pattern) used for connection between the display device 20 and the input device 25 is provided as a physical interface, and a signal for controlling the display device 20 as a logical interface, the input device 25. A logic circuit that performs conversion of the signal input from the. Note that the logical interface may be realized by the CPU 11 executing a separate driver.

  The server communication unit 15 is a communication interface for exchanging signals with the server 30, and executes a signal conversion process according to a communication protocol as a connector shape (pattern) as a physical interface and a logical interface.

  The processing device communication unit 16 is a communication interface for exchanging signals with each of the processing devices 40a to 40d, and is connected via the intra network NE2 as a connector shape (pattern) as a physical interface and a logical interface. The signal conversion processing corresponding to the communication protocol is executed between the processing devices 40c and 40d, and the signal corresponding to each device is connected to the processing devices 40a and 40b connected locally via the cable CV. Perform the conversion process.

  The CPU 11, the memory 12, the mass storage device 13, the input interface (I / F) 14, the server communication unit 15, and the processing device communication unit 16 are connected via an internal bus 17 so that bidirectional communication is possible.

  FIG. 3 is a schematic explanatory diagram showing the internal configuration of the server in this embodiment in functional blocks. The server 30 includes a control unit 31, a use authority database (DB) 32, and a communication unit 33. The control unit 31 includes a CPU and a memory, and realizes each function of the server 30. The usage authority database 32 stores a usage authority information table T1 described later. The communication unit 33 is a communication interface for exchanging signals with the terminal device 10 and provides a physical and logical interface as described above.

  FIG. 4 is a schematic explanatory diagram illustrating the internal configuration of the banknote handling apparatus according to the present embodiment using functional blocks. The banknote processing apparatus 40a includes a control unit 41a, a banknote processing unit 42a, and a communication unit 43a. Control part 41a is provided with CPU and memory and realizes each function of bill processing device 40a. The banknote processing part 42a is a function realization part provided with the structure for implement | achieving functions, such as a banknote count, accommodation, withdrawal, and discrimination. The communication unit 43a is a communication interface for exchanging signals with the terminal device 10, and provides a physical and logical interface as described above. In addition, the banknote processing apparatus 40a is generally provided in the ratio of one to the two terminal devices 10. FIG.

  FIG. 5 is a schematic explanatory diagram showing the internal configuration of the bankbook processing apparatus in the present embodiment as functional blocks. The bankbook processing device 40b includes a control unit 41b, a bankbook processing unit 42b, and a communication unit 43b. The control unit 41b includes a CPU and a memory, and realizes each function of the passbook processing device 40b. The passbook processing unit 42b is a function realization unit having a configuration for realizing functions such as book entry into the passbook, turning pages, and reading information stored in the magnetic stripe. The communication unit 43b is a communication interface for exchanging signals with the terminal device 10, and provides a physical and logical interface as described above. Note that one passbook processing device 40b is generally provided in one or two terminal devices 10 at a rate of one.

  FIG. 6 is a schematic explanatory diagram showing the internal configuration of the slip processing apparatus according to the present embodiment in function blocks. The slip processing apparatus 40c includes a control unit 41c, a slip processing unit 42c, and a communication unit 43c. The control unit 41c includes a CPU and a memory, and realizes each function of the slip processing device 40c. The slip processing unit 42c is a function realization unit having a configuration for realizing a function such as printing on a slip. The communication unit 43c is a communication interface for exchanging signals with the terminal device 10, and provides a physical and logical interface as described above. The slip processing device 40c is provided as a set with the passbook processing device 40b.

  In addition to this, the processing device 40 may include a processing device such as a biometric authentication device or a barcode reader.

  FIG. 7 is an explanatory diagram showing an example of the usage authority information table used in this embodiment. The use authority information table T1 is a table that associates operator identification information (ID) with transaction authority and processing apparatus use authority. For example, the transaction authority may define the level to which the financial transaction processing permitted by the operator is assigned, or may define the financial transaction processing type group permitted by the operator. The processing device use authority has a relationship with the transaction authority and defines a processing device that can be used when the operator executes the financial transaction processing. In the example of FIG. 7, the financial transaction processing that can be executed from 1 to 3 is limited for the transaction authority. As for the use authority, “1” means use authority, “0” means no use authority, the first place indicates whether the slip processing apparatus 40c can be used, and the tenth place shows that the passbook processing apparatus 40b. With regard to availability, the hundreds indicates the availability of the banknote handling apparatus 40a. Accordingly, in the example of FIG. 7, the operator having the operator ID A is associated with the transaction authority “1” and the processing device use authority “111”, so that the operator A has the highest transaction authority. The right to use all the processing apparatuses is given. The use authority information table T1 is merely an example, and it is sufficient that at least information for identifying the operator is associated with the use authority of the processing device for the identification information. It goes without saying that the value can take various forms.

・ Operation of terminal equipment:
FIG. 8 is a flowchart illustrating a processing routine when the processing device setting process is executed by the terminal device according to the present embodiment. FIG. 9 is a flowchart illustrating a processing routine at the time of executing the processing apparatus connection process executed by the terminal device according to the present embodiment. The processing device setting process shown in FIG. 8 is executed when the terminal device 10 is activated (when the operating system is activated) or when the application program is initialized (when the application program is activated). The terminal control processing CPU 11 waits for input of operator identification information (ID) via the input device 25 (step S100: No), receives input of ID (step S100: Yes), and uses authority database of the server 30. 32 is accessed (step S110). The ID input request may be executed, for example, by causing the display device 20 to display a screen requesting login when the terminal device 10 is activated, or displaying the screen requesting login when the application program is initialized. It may be executed by displaying it. That is, the operator's ID may be acquired along with the authentication process for authenticating the use of the terminal device 10 (financial transaction processing using the terminal device 10).

  The CPU 11 reads the usage authority information table T1 from the usage authority database 32 of the server 30, and determines whether or not an ID that matches the input ID is recorded in the usage authority information table T1 (step S120). If an ID that matches the input ID is recorded (step S120: Yes), the CPU 11 acquires device use authority information associated with the matched ID (step S130). On the other hand, if an ID that matches the input ID is not recorded (step S120: No), the CPU 11 displays that the login is impossible on the display device 20 (step S160), and ends this processing routine. That is, the operator is not registered as an operator having transaction authority in the financial transaction system 100, and use of the terminal device 10 by such an operator is not permitted.

  The CPU 11 determines a processing device that can be used by the logged-in operator based on the acquired device use authority information (step S140). Specifically, as described above, it is determined that a processing apparatus in which 1 is recorded as the apparatus use authority information including a three-digit value can be used. As described above, the value of the device use authority information is merely an example, a numerical value of four or more digits, a combination with an alphabetic character other than a numerical value, or an arbitrary associated with a processing device that can be used in advance. A numerical value or the like may be used.

  The CPU 11 executes a logical connection process for the determined usable processing apparatus (step S150), and ends this processing routine. The processing device connection process executed in step S150 will be described with reference to FIG.

  CPU11 performs the following processes about each processing apparatus 40a-40d physically connected with respect to the terminal device 10. FIG. That is, the CPU 11 determines whether or not the target processing device is determined as a usable processing device (step S1500). If the target processing device is not determined as a usable processing device (step S1500: No), the step is performed. The process proceeds to S1520. When the target processing device is determined as an available processing device (step S1500: Yes), the CPU 11 logically connects the target processing devices (step S1510). Here, the logical connection process means that the application program of the terminal device 10 is in a state in which a control signal or a data signal can be exchanged with the processing device 40. For example, the application program of the terminal device 10 , A process of assigning a logical port on the operating system assigned to a physical port of the terminal device 10 to which the processing device 40 is connected, a signal in the processing device communication unit 16 of the terminal device 10 This is realized by a process of turning on (conducting) a connection switch capable of electrically turning on and off the line. That is, the processing devices 40a to 40d are physically connected to the terminal device 10 via a cable CV or the like, and cables or the like are physically inserted into each device. On the other hand, logical connection means that signals can be exchanged via cables or the like inserted into each device. Therefore, it is possible to logically access the processing devices 40a to 40d from the terminal device 10 and to connect the processing devices 40a to 40d and the terminal device 10 by software control. .

  The CPU 11 determines whether or not connection processing for all target processing devices has been completed (step S1520), and steps S1500 to S1520 are performed until connection processing for all target processing devices is completed (step S1520: No). repeat. When the connection processing for all the target processing devices is completed (step S1520: Yes), the CPU 11 ends this processing routine and returns to the processing routine shown in FIG.

  As described above, according to the terminal device 10 according to the present embodiment, logical connection is executed only to the processing device 40 that can be used by the operator, that is, the minimum necessary processing device. The time required can be shortened. That is, conventionally, logical connection is made to all processing devices physically connected to the terminal device at the time of starting the terminal device or initializing the application program without considering the use authority of the operator. The connection time for a processing device that is executing and has no use authority was wasted.

  Even if the terminal device 10 uses a transaction screen that is not synchronized with the use authority of the operator, the usable processing device 40 is limited according to the use authority of the operator, so there is no use authority. Even if financial transaction processing is executed, the corresponding processing device 40 cannot be used, and erroneous operations can be suppressed or prevented. Therefore, a highly versatile transaction screen that is not bound by the operator's transaction authority can be used as the transaction screen for financial transaction processing provided by the terminal device 10.

Other examples:
(1) In the above embodiment, the usage authority information table T1 is stored in the usage authority database 32 of the server 30. However, the usage authority information table T1 is stored in the server in the local network to which the terminal device 10 belongs and in the mass storage device 13 of the terminal device 10. It may be stored. In this case, whether or not the processing device 40 can be used can be determined without going through the external network NE1. Note that it is desirable that the use authority information table T1 in the server in the local network or the mass storage device 13 is updated periodically. In addition, when the initial value of the use authority is stored in the memory 12 or the mass storage device 13 of each terminal device 10 and the use authority information table T1 of the server 30 cannot be accessed through the external network NE1, each terminal is determined according to the initial value. The authority to use the device 10 may be set. In this case, even when a failure occurs in the external network NE1, usable processing devices 40 can be set for each terminal device 10 (for each operator to be used). The initial value may be common to all the terminal devices 10. In this case, there is no need to limit the operators who use each terminal device 10, and transaction errors can be further suppressed or prevented.

(2) In the above embodiment, when the operator who operates the terminal device 10 is switched, it is preferably executed through termination of the application program or OS, and logoff from the application program or OS. This is because a login process using the user ID of the operator is always executed in such an aspect. Further, the user ID may be periodically requested. In this case, financial transaction processing by a regular operator can be secured at a higher level.

(3) In the above embodiment, when the physical connection between the terminal device 10 and each processing device 40 is released, that is, when the cable is disconnected from the connector, even if the cable is physically connected again, the processing device 40 On the other hand, a logical port different from the logical port before reconnection may be associated. In this case, the application program cannot execute the transaction process using the processing device 40, and a failure occurs. In this case, initialization (reactivation) of the application program may be prompted and the above-described processing device setting process may be re-executed. Alternatively, the application program may execute only the financial transaction process corresponding to the usable processing device 40. In this case, the types of transactions that can be executed by the terminal device 10 are limited. However, since the time required for initializing the application program can be omitted, for example, interruption of the counter service can be avoided. it can.

(4) In the above-described embodiment, the example of connection via the interface function of the operating system has been described as the logical connection, but a dedicated driver for each processing device 40a to 40d prepared for each application program unit It may be executed using a program. In this case, the logical connection between the terminal device 10 and the processing devices 40a to 40d may be executed by assigning logical ports for the processing devices 40a to 40d to the application program by the driver program.

(5) In the above embodiment, the processing device setting process is executed when the terminal device 10 is started up or when the application program is initialized. In addition, the processing is performed when the first financial transaction processing is started via the application program. A device setting process may be executed. Even in this case, since the logical connection process is executed only for the processing device 40 that can be used by the operator, the time required for the logical connection between the terminal device 10 and the processing device 40 can be reduced. Can do.

(6) In the above embodiment, whether the login to the terminal device 10 is possible or not is executed using the use authority information table T1, but the terminal device 10 includes a login authentication table, and the terminal device 10 logs in. It may be possible to determine whether or not it is possible. In this case, an operator whose ID is not registered in the use authority information table T <b> 1 can use the terminal device 10 to execute a task using a paperwork program.

  As mentioned above, although this invention was demonstrated based on the Example and the modification, Embodiment mentioned above is for making an understanding of this invention easy, and does not limit this invention. The present invention can be changed and improved without departing from the spirit and scope of the claims, and equivalents thereof are included in the present invention.

10 ... Terminal device 11 ... CPU
DESCRIPTION OF SYMBOLS 12 ... Memory 13 ... Mass storage device 14 ... Input / output interface 15 ... Server communication part 16 ... Processing apparatus communication part 17 ... Internal bus 20 ... Display apparatus 25 ... Input device 30 ... Server 31 ... Control part 32 ... Usage authority database 33 ... Communication unit 40, 40a to 40d ... Processing device 40a ... Banknote processing device 40b ... Passbook processing device 40c ... Voucher processing device 41a, 41b, 41c ... Control unit 42a ... Banknote processing unit 42b ... Passbook processing unit 42c ... Voucher processing unit 43a 43b, 43c ... communication unit 100 ... financial transaction system CV ... cable NE1 ... external network NE2 ... intra network P1 ... terminal device program P11 ... transaction processing program P12 ... processing device setting program P2 ... business processing program T1 ... use authority information table

Claims (8)

A terminal device physically connected to a processing device used for financial transactions,
An identification information acquisition unit for acquiring user identification information for identifying a user of the terminal device;
A usage authority information acquisition unit that acquires usage authority information that associates the user identification information with the usage authority of the processing device;
A determination unit that determines the processing device that can be used by the user, using the acquired user identification information and the use authority information;
A terminal device comprising: a connection execution unit that logically connects the terminal device to the determined processing device. The terminal device according to claim 1 further includes:
A program storage unit for storing an application program for executing a financial transaction;
The identification information acquisition unit acquires the user identification information at the time of initialization of the application program,
The connection execution unit executes the logical connection when the application program is initialized. The terminal device according to claim 1,
The identification information acquisition unit acquires the user identification information when starting the terminal device,
The connection execution unit executes the logical connection when the terminal device is activated. In the terminal device in any one of Claim 1 to 3,
The terminal device is connected to a server that stores the usage right information;
The usage authority information acquisition unit is a terminal device that acquires the usage authority information from the server. The terminal device according to claim 4 further includes:
A usage right information storage unit for storing an initial value of the usage right information;
The usage authority information acquisition unit, when the usage authority information cannot be acquired from the server, acquires an initial value of the usage authority information from the usage authority information storage unit,
The said determination part is a terminal device which determines the said processing apparatus which the said user can use according to the acquired said initial value. In the terminal device in any one of Claim 1 to 5,
The logical connection is a terminal device that is a process that enables signals to be exchanged between the terminal device and the processing device. A financial transaction system comprising a processing device used for financial transactions, a terminal device physically connected to the processing device, and a server communicably connected to the terminal device,
The server
A server storage unit that stores use authority information for associating user identification information for identifying a user of the terminal device and use authority of the processing device;
The terminal device
An identification information input unit for inputting the user identification information;
An identification information acquisition unit for acquiring the input user identification information;
A usage authority information acquisition unit that acquires the usage authority information from the server;
A determination unit that determines the processing device that can be used by the user, using the acquired user identification information and the use authority information;
A connection execution unit that logically connects the terminal device to the determined processing device;
Financial transaction system. A method for controlling a terminal device physically connected to a processing device used for financial transactions,
Obtaining user identification information for identifying a user of the terminal device;
The usage authority information that associates the user identification information with the usage authority of the processing apparatus is acquired, and the processing apparatus that can be used by the user is obtained using the acquired user identification information and the usage authority information. Decide
A control method for logically connecting the terminal device to the determined processing device.

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