JP5482246B2 - Foreign exchange transaction processing system and foreign exchange transaction processing method - Google Patents

Description

  The present invention relates to an exchange transaction processing system for exchange transaction processing in a financial institution such as a bank.

  In financial institutions such as banks, OCR (Optical Character Reader) installed at each branch office is used for procedures of exchange transactions such as transfer of cash to a predetermined account in response to a request from a customer at each branch office. ) Is used to read the exchange document on which the information necessary for the procedure is written, and the read data is transmitted to a centralized center that centralizes paperwork in financial institutions. In the centralized center, necessary processing is performed based on the received data.

Also, in such exchange transaction processing, a unique transaction serial number is assigned to each exchange transaction form, that is, for each transaction, and printed on the exchange transaction form to prevent double processing and verify data. Has been done.
The exchange transaction form on which the transaction serial number is printed may be prevented from being read again by OCR, for example, in order to prevent double processing of the transaction.

  On the other hand, in the case of being prevented from being read again like this, after the transaction serial number was assigned, it was discovered that the necessary items in the exchange transaction form were not described, and that the exchange transaction form was incomplete, such as unclear characters. In this case, even if the deficiency is corrected, the corrected exchange transaction form cannot be read again by OCR.

  Therefore, there is a technique that enables re-reading by OCR even after correction of the exchange transaction form by specifying the transaction serial number and instructing re-reading of the exchange transaction form (for example, Patent Documents). 1).

JP 2002-245394 A

  By the way, in the technology described in Patent Document 1 that prevents double processing using a transaction serial number and related technology, when reading a foreign exchange transaction report by OCR, for each sales office that performs the reading operation, Transaction serial numbers are assigned.

  For this reason, financial institutions with multiple branches need to have a system for assigning and managing transaction serial numbers for each branch while performing actual processing at a centralized center. This is a burden on processing and is a problem in designing a foreign exchange transaction processing system in a financial institution.

  For example, if you want to change the format of the transaction serial number, etc., you must change all the specifications of the transaction serial number management system installed at each branch office. It will take.

  The present invention has been made in view of the above circumstances, and provides a foreign exchange transaction processing system and the like that can prevent double processing of foreign exchange transaction processing while reducing the processing burden on the system at each branch office of a financial institution. The purpose is to do.

In order to achieve the above object, a foreign exchange transaction processing system according to the first aspect of the present invention provides:
A center system that is provided by a financial institution having a plurality of sales offices and that processes exchange transactions at the financial institution, and a sales office system that is provided by the sales office and that accepts requests for exchange transactions processed by the center system; , Are exchange transaction processing systems connected via a communication network,
The center system identifies an exchange transaction, an exchange server device that performs an exchange process based on an exchange transaction accepted by the sales office system, an accounting server device that performs an account process based on a processing result of the exchange server device, and A transaction identifier management device for managing transaction identifiers for
The store system includes a transaction accepting device that accepts a currency transaction specified by information described in a currency transaction report, and a report information transmitting device that transmits information described in the currency transaction report to the center system. , And
The transaction acceptance device of the store system is
Transaction identifier request information transmitting means for transmitting the transaction identifier request information to be given to the exchange transaction specified by the information described in the exchange transaction form to the transaction identifier management device of the center system;
Upon receiving a transaction identifier transmitted from the transaction identifier management device in response to the request information transmitted by the transaction identifier request information transmitting unit, a transaction identifier printing unit that prints the received transaction identifier on the exchange transaction form; With
The form information transmitting device of the store system is
Form information acquisition means for acquiring the image data of the exchange transaction form on which the transaction identifier is printed by the transaction identifier printing means, and the transaction identifier printed on the exchange transaction form,
Form information transmission means for transmitting the image data and transaction identifier acquired by the form information acquisition means to the transaction identifier management device of the center system,
The transaction identifier management device of the center system is
Transaction identifier storage means for storing the transaction identifier assigned to the exchange transaction and the status information of the exchange transaction identified by the transaction identifier in association with each other;
Image data storage means for associating and storing the transaction identifier and the image data of the exchange transaction form on which the transaction identifier is printed;
Upon receiving the request information transmitted by the transaction identifier request information transmitting means of the transaction accepting device, a grant transaction identifier transmitting means for transmitting a transaction identifier that has not yet been granted to the exchange transaction to the transaction accepting device;
Status information recording means for recording the transaction identifier transmitted by the grant transaction identifier transmission means and image data non-acquisition information which is status information indicating that image data has not been acquired in association with the transaction identifier storage means When,
When receiving the transaction identifier transmitted by the form information transmitting means of the form information transmitting device, it is determined whether or not the received transaction identifier is associated with image data unacquired information in the transaction identifier storage means, Image data recording means for associating the transaction identifier transmitted by the form information transmitting means with the image data and recording them in the image data storage means when it is determined that the transaction identifier is associated with image data non-acquired information; ,
When the transaction identifier and the image data are associated with each other and recorded in the image data storage unit by the image data recording unit, status information stored in the transaction identifier storage unit in association with the transaction identifier is stored in the image data. Status information changing means for changing to image data acquired information indicating that
Recording image data transmitting means for transmitting the image data recorded by the image data recording means to the exchange server device for performing exchange processing based on the exchange transaction specified by the image data;
It is characterized by that.

Moreover, the foreign exchange transaction processing method according to the second aspect of the present invention includes:
A center system that is provided by a financial institution having a plurality of sales offices and that processes exchange transactions at the financial institution, and a sales office system that is provided by the sales office and that accepts requests for exchange transactions processed by the center system; , A currency exchange transaction processing method executed using a currency exchange transaction processing system connected via a communication network,
The center system identifies an exchange transaction, an exchange server device that performs an exchange process based on an exchange transaction accepted by the sales office system, an accounting server device that performs an account process based on a processing result of the exchange server device, and A transaction identifier management device for managing transaction identifiers for
The store system includes a transaction accepting device that accepts a currency transaction specified by information described in a currency transaction report, and a report information transmitting device that transmits information described in the currency transaction report to the center system. , And
The transaction identifier management device of the center system includes a transaction identifier storage unit that stores a transaction identifier assigned to a foreign exchange transaction and status information of the foreign exchange transaction identified by the transaction identifier, and a transaction identifier. An image data storage unit for storing the image data of the exchange transaction form on which the transaction identifier is printed,
Transaction in which the transaction accepting device of the sales office system transmits, to the transaction identifier management device of the center system, request information of a transaction identifier to be given to the exchange transaction specified by the information described in the exchange transaction form An identifier request information transmission step;
When the transaction identifier management device of the center system receives the request information transmitted by the transaction identifier request information transmission step, the transaction identifier transmission for transmitting the transaction identifier not yet granted to the exchange transaction to the transaction acceptance device. Steps,
The transaction identifier management device of the center system includes the transaction identifier transmitted by the grant transaction identifier transmission step and image data unacquired information which is status information indicating that image data is not acquired. A status information recording step for recording in association with the storage unit;
When the transaction reception device of the sales office system receives the transaction identifier transmitted by the grant transaction identifier transmission step, a transaction identifier printing step of printing the received transaction identifier on the exchange transaction form;
The form information transmitting device of the branch office system acquires form data for obtaining the image data of the exchange transaction form on which the transaction identifier is printed by the transaction identifier printing step, and the transaction identifier printed on the exchange transaction form. An acquisition step;
The form information transmitting device of the sales office system transmits the image data and transaction identifier acquired by the form information acquisition step to the transaction identifier management device of the center system,
When the transaction identifier management device of the center system receives the transaction identifier transmitted in the form information transmission step, whether or not the received transaction identifier is associated with image data unacquired information in the transaction identifier storage unit. When the transaction identifier is determined to be associated with the image data unacquired information, the transaction identifier transmitted by the form information transmission step is associated with the image data and recorded in the image data storage unit. An image data recording step;
When the transaction identifier management device of the center system records the transaction identifier and image data in the image data storage unit in association with the image data recording step, the transaction identifier storage unit is associated with the transaction identifier. A status information change step for changing the status information stored in the image data to acquired image data indicating that image data has been acquired,
Record image data transmission in which the transaction identifier management device of the center system transmits the image data recorded in the image data recording step to the exchange server device that performs exchange processing based on the exchange transaction specified by the image data Steps,
It is characterized by including.

  According to the present invention, it is possible to prevent double processing of exchange transaction processing while reducing the processing burden on the system at each branch office of a financial institution.

It is a block diagram which shows schematic structure of the exchange transaction processing system which concerns on the 1st Embodiment of this invention. It is a block diagram which shows the functional structural example of an exchange transaction processing system. It is a figure which shows the data structural example of the data memorize | stored in the transaction serial number memory | storage part. It is a figure which shows an example of the exchange transaction form on which the transaction serial number was printed. It is a figure which shows the data structural example of the data memorize | stored in the image data memory | storage part. It is a block diagram which shows the hardware structural example of an IWF relay server. It is a block diagram which shows the functional structural example of the exchange transaction processing system which concerns on the 2nd Embodiment of this invention. It is a block diagram which shows the functional structural example of the exchange transaction processing system which concerns on the 3rd Embodiment of this invention. It is a block diagram which shows the functional structural example of the exchange transaction processing system which concerns on the 4th Embodiment of this invention.

  Hereinafter, embodiments of the present invention will be described with reference to the drawings.

[First Embodiment]
FIG. 1 is a block diagram showing a schematic configuration of an exchange transaction processing system 1 according to the first embodiment of the present invention.
As shown in FIG. 1, the exchange transaction processing system 1 includes a centralized center system 10 provided in a financial institution such as a bank, and a plurality of sales office systems 20 provided in each sales office of the financial institution. I have. The centralized center system 10 and the branch office system 20 are connected via a communication network 30.

  The centralized center system 10 is a system that performs exchange transaction processing in a financial institution. The branch office system 20 is a system that accepts requests for exchange transactions processed by the centralized center system 10. The communication network 30 is a communication network such as the Internet, an intranet, a WAN (Wide Area Network), and a LAN (Local Area Network).

The centralized center system 10 includes an exchange server 11, a billing system host 12, and an image workflow relay server (hereinafter referred to as IWF relay server) 13.
In the centralized center system 10, the exchange server 11 is connected to the accounting host 12 and the IWF relay server 13.

  The exchange server 11 is a server device that performs exchange processing based on exchange transactions accepted by the sales office system 20. The exchange server 11 is connected to a plurality of entry terminals (not shown) for an operator to perform entry processing based on data stored in the exchange server 11.

  The account host 12 is a server device that performs account processing based on the processing result of the exchange server 11.

  The IWF relay server 13 is a server device that mediates data from the sales office system 20 to a target business server in order to realize a workflow using image data (image) of a form such as a slip. Specifically, the IWF relay server 13 transmits data such as image data received from the branch office system 20 to the exchange server 11. The IWF relay server 13 also functions as a device that manages a transaction serial number that is an identifier for identifying a foreign exchange transaction.

  On the other hand, the branch office system 20 includes a window terminal 21 and an image transmission terminal 22.

  The counter terminal 21 is a terminal device that is installed at a counter of a sales office and is operated by a person in charge of the counter. Connected to the window terminal 21 as peripheral devices are a printing device such as a printer for printing on a form, a cash acquisition device for depositing and withdrawing cash, and the like. Hereinafter, these peripheral devices may be referred to as a window terminal 21 in some cases. The window terminal 21 also functions as a transaction accepting device that accepts a currency transaction specified by information described in a currency transaction report written by the customer, for example, in response to a request from the customer.

  The image transmission terminal 22 is a terminal device for transmitting image data from the sales office system 20 to the centralized center system 10. Connected to the image transmission terminal 22 as peripheral devices are an image scanner that generates image data of the document, an OCR (Optical Character Reader) that reads characters printed on the document, and the like. Hereinafter, these peripheral devices may be collectively referred to as an image transmission terminal 22. The OCR function may be realized by identifying characters from image data read by the image scanner by software installed in the image transmission terminal 22. In addition, the image transmission terminal 22 functions as a form information transmitting apparatus that transmits information described in the exchange transaction form to the centralized center system 10.

FIG. 2 is a block diagram illustrating a functional configuration example of the exchange transaction processing system 1.
As shown in FIG. 2, the IWF relay server 13 of the centralized center system 10 includes a transaction sequence number storage unit 131, an image data storage unit 132, an assigned transaction sequence number transmission unit 133, a status information recording unit 134, and an image data recording unit. A unit 135, a status information change unit 136, and a recording image data transmission unit 137.

Further, the counter terminal 21 of the branch office system 20 includes a transaction sequence number request information transmission unit 211 and a transaction sequence number printing unit 212.
Further, the image transmission terminal 22 of the sales office system 20 includes a form information acquisition unit 221 and a form information transmission unit 222.

Hereafter, each said part is concretely demonstrated along the flow of operation | movement of the exchange transaction processing system 1. FIG.
First, the transaction sequence number request information transmitting unit 211 of the window terminal 21 transmits the transaction sequence number request information to be given to the exchange transaction to the IWF relay server 13 of the centralized center system 10.

  For example, when a customer receives a request for a foreign exchange transaction such as a transfer from a customer at a sales office, he / she fills in the necessary information on the exchange transaction form such as a transfer request form, Identify the transaction. When the person in charge of the exchange identifies the exchange transaction, it sets the exchange transaction form on the printing device connected to the contact terminal 21 and operates the window terminal 21 to distinguish the exchange transaction from other exchange transactions. The IWF relay server 13 is requested for numbering of the transaction serial number that is the management number. In response to this operation by the person in charge of the counter, the transaction sequence number request information transmission unit 211 transmits the transaction sequence number request information to the IWF relay server 13.

  Upon receipt of the request information transmitted by the transaction sequence number request information transmission unit 211 of the window terminal 21, the assigned transaction sequence number transmission unit 133 of the IWF relay server 13 transmits to the window terminal 21 a transaction sequence number that has not yet been assigned to the exchange transaction. To do.

  For example, when the transaction transaction number is requested from the window terminal 21, the grant transaction number transmission unit 133 newly numbers the transaction number and transmits it to the window terminal 21.

Here, the transaction sequence number storage unit 131 that stores the transaction sequence number will be described.
FIG. 3 is a diagram illustrating a data structure example of data stored in the transaction serial number storage unit 131.
As shown in FIG. 3, the transaction sequence number storage unit 131 stores the transaction sequence number assigned to the exchange transaction and the status information of the exchange transaction identified by the transaction sequence number in association with each other.

  Examples of status information include information such as “image data not acquired” and “image data acquired”. “Image data not acquired” indicates that the IWF relay server 13 has not yet acquired the image data of the exchange transaction report indicating the exchange transaction to which the transaction serial number associated with the status information is assigned. . “Image data acquired” indicates that the IWF relay server 13 has already acquired such image data.

  The status information recording unit 134 records the transaction sequence number transmitted by the assigned transaction sequence number transmission unit 133 and the status information “image data not acquired” in association with the transaction sequence number storage unit 131.

  That is, for example, when the grant transaction sequence number transmission unit 133 receives a request for numbering a transaction sequence number from the window terminal 21 and assigns a new transaction sequence number in response to the request, the assigned transaction sequence number, Status information “image data not yet acquired” is associated and added to the transaction serial number storage unit 131.

  The transaction sequence number printing unit 212 of the window terminal 21 receives the transaction sequence number transmitted by the assigned transaction sequence number transmission unit 133 of the IWF relay server 13 in accordance with the request information transmitted by the transaction sequence number request information transmission unit 211.

  Then, the transaction sequence number printing unit 212 prints the received transaction sequence number on the exchange transaction form. For example, the transaction sequence number printing unit 212 prints the transaction sequence number on a currency exchange transaction form set in advance in the printing device using a printing device connected to the window terminal 21.

FIG. 4 is a diagram showing an example of the exchange transaction form on which the transaction serial number is printed.
As shown in FIG. 4, the transfer request form, which is an example of the exchange transaction form, describes information necessary for the transfer such as the transfer designated date, the transfer amount, the transfer destination, and the client. In the example of the transfer request form, the transaction serial number is printed in the upper right corner.

  In the sales office system 20, the exchange transaction form on which the transaction serial number is printed at the window terminal 21 is transferred to the image transmission terminal 22.

  The form information acquisition unit 221 of the image transmission terminal 22 acquires the image data of the exchange transaction form on which the transaction sequence number is printed by the transaction sequence number printing unit 212 and the transaction sequence number printed on the exchange transaction form.

  For example, the form information acquisition unit 221 reads an exchange transaction form using an image scanner connected to the image transmission terminal 22 and generates image data thereof. Further, for example, the form information acquisition unit 221 reads the transaction serial number printed on the exchange transaction form using the OCR connected to the image transmission terminal 22 and acquires the character data.

  The form information transmission unit 222 transmits the image data acquired by the form information acquisition unit 221 and the transaction serial number to the IWF relay server 13 of the centralized center system 10.

When the image data recording unit 135 of the IWF relay server 13 receives the transaction sequence number transmitted by the form information transmission unit 222, the received transaction sequence number is associated with the status information “image data not acquired” in the transaction sequence number storage unit 131. It is determined whether or not.
When the image data recording unit 135 determines that the transaction sequence number is associated with the status information “image data not acquired”, the image data recording unit 135 associates the transaction sequence number transmitted by the form information transmission unit 222 with the image data, and Record in the data storage unit 132.

FIG. 5 is a diagram illustrating a data structure example of data stored in the image data storage unit 132.
As shown in FIG. 5, the image data storage unit 132 stores a transaction serial number and image data of an exchange transaction form on which the transaction serial number is printed in association with each other.

  That is, when the image data received from the image transmission terminal 22 of the sales office system 20 is image data that has not yet been acquired, the image data recording unit 135 associates the image data with the transaction serial number and stores the image data. The data is added to the data storage unit 132 and recorded.

  When the transaction sequence number and the image data are associated with each other and recorded in the image data storage unit 132 by the image data recording unit 135, the status information changing unit 136 is stored in the transaction sequence number storage unit 131 in association with the transaction sequence number. Status information is changed to “image data already acquired”.

  For example, when the data illustrated in FIG. 3 is recorded in the transaction sequence number storage unit 131, the image data recording unit 135 displays the image data of the exchange transaction form on which the transaction sequence number “01003” is printed as the image data storage unit. When the information is recorded in 132, the status information changing unit 136 changes the status information “image data not acquired” associated with the transaction sequence number “01003” in the transaction sequence number storage unit 131 to “image data acquired”.

As a result, even if the image data of the exchange transaction form having the transaction serial number “01003” is transmitted from the image transmission terminal 22 of the sales office system 20 to the IWF relay server 13 thereafter, the status information of the transaction serial number “01003” is displayed. Since “image data has been acquired”, the image data recording unit 135 does not add the image data of the exchange transaction report having the transaction serial number “01003” to the image data storage unit 132.
Accordingly, only one image data is recorded in the image data storage unit 132 for one transaction serial number.

The recorded image data transmission unit 137 transmits the image data recorded in the image data storage unit 132 by the image data recording unit 135 to the exchange server 11. In the exchange server 11, exchange processing based on the exchange transaction specified by the image data of the exchange transaction form is performed.
For example, when the image data of the exchange transaction form is requested from the exchange server 11, the recorded image data transmission unit 137 reads it from the image data storage unit 132 and transmits it to the exchange server 11.

Here, as described above, only one image data is recorded for one transaction serial number in the image data recording unit 135, and the image data of the exchange transaction form of the same transaction serial number is stored in the image data recording unit 135. There is no heavy recording.
Therefore, according to the exchange transaction processing system 1 according to the present embodiment, the exchange transaction specified by the image data of the exchange transaction form can be prevented from being processed twice in the exchange server 11.

  Furthermore, according to the exchange transaction processing system 1 according to the present embodiment, the IWF relay server 13 on the centralized center system 10 side, not the branch office system 20 side, performs the numbering of the transaction serial number. Double processing of exchange transaction processing can be prevented while reducing the burden.

Next, the hardware configuration of each device provided in the centralized center system 10 and the branch office system 20 will be described.
Here, the hardware configuration of the IWF relay server 13 provided in the centralized center system 10 will be described. The exchange server 11, account host 12, window terminal 21, and image transmission terminal 22, which are other devices, can have a hardware configuration substantially similar to that of the IWF relay server 13, and the description thereof will be described. Omitted.

FIG. 6 is a block diagram illustrating a hardware configuration example of the IWF relay server 13.
As shown in FIG. 6, the IWF relay server 13 includes a communication unit 141, a peripheral device connection unit 142, an input unit 143, an output unit 144, a storage unit 145, a control unit 146, as a hardware configuration. Is provided.

  The communication unit 141 includes a communication interface and the like, and is used for communication with other devices connected to the IWF relay server 13. Specifically, the IWF relay server 13 transmits / receives data to / from the exchange server 11 using the communication unit 141, and also includes a window terminal 21 and an image transmission terminal 22 provided in the branch office system 20 via the communication network 30. Send and receive data.

  The peripheral device connection unit 142 includes a connection interface with peripheral devices and the like, and is used when connecting peripheral devices such as a printer and an image scanner to the IWF relay server 13.

The input unit 143 includes input devices such as a keyboard and a mouse. Various information is input to the input unit 143 according to an input operation by a person who performs the operation.
The output unit 144 includes an output device such as a display, and outputs various information.

  The storage unit 145 includes an auxiliary storage device such as a hard disk, and stores various information, programs, and the like. The storage unit 145 implements the transaction sequence number storage unit 131 and the image data storage unit 132 described above. The storage unit 145 stores a program for the IWF relay server 13 to realize various functions such as a function for managing a transaction serial number.

  The control unit 146 includes a CPU (Central Processing Unit) 147, a ROM (Read Only Memory) 148, a RAM (Random Access Memory) 149, and the like. The control unit 146 performs data arithmetic processing and controls the entire IWF relay server 13. . Specifically, the arithmetic processing and control processing in the control unit 146 is performed by the CPU 147 executing the control program stored in the ROM 148 while temporarily storing various data using the RAM 149 as a work area. Done.

  The control unit 146 controls the communication unit 141, the peripheral device connection unit 142, the input unit 143, the output unit 144, and the storage unit 145 according to the programs stored in the ROM 148 and the storage unit 145, so that the IWF relay server 13. In FIG. 5, various operations such as an operation for managing the transaction serial number are executed.

  The transaction sequence number storage unit 131, the image data storage unit 132, the assigned transaction sequence number transmission unit 133, the status information recording unit 134, the image data recording unit 135, the status information change unit 136, and the like shown in FIG. Specifically, the recorded image data transmission unit 137 has a functional configuration realized by the processing of the control unit 146.

[Second Embodiment]
Next, as a second embodiment of the present invention, a more specific embodiment when the image transmission terminal 22 transmits the image data of the exchange transaction report to the IWF relay server 13 will be described.
FIG. 7 is a block diagram showing a functional configuration example of the exchange transaction processing system 1 according to the second embodiment of the present invention.
Note that FIG. 7 mainly shows parts different from the configuration of the first embodiment shown in FIG.

  As illustrated in FIG. 7, the form information transmission unit 222 of the image transmission terminal 22 in the sales office system 20 includes a transmission permission request information transmission unit 251 and a permission form information transmission unit 252. The image data recording unit 135 of the IWF relay server 13 in the centralized center system 10 includes an image data non-acquisition determining unit 151, a transmission permission information transmitting unit 152, a permission form information receiving unit 153, and a permission image data recording unit 154. And.

  The transmission permission request information transmission unit 251 transmits transmission permission request information for requesting permission to transmit the image data of the exchange transaction form to the centralized center system 10 to the IWF relay server 13 of the centralized center system 10. Specifically, the transmission permission request information includes the transaction serial number acquired by the form information acquisition unit 221 and information requesting permission to transmit image data of the exchange transaction form on which the transaction serial number is printed. It is.

  When the image data non-acquisition determining unit 151 receives the transmission permission request information transmitted by the transmission permission request information transmitting unit 251, the received transaction sequence number is associated with the status information “image data not acquired” in the transaction sequence number storage unit 131. It is determined whether or not.

  When the image data non-acquisition determining unit 151 determines that the transaction serial number is associated with the status information “image data not acquired”, the transmission permission information transmitting unit 152 transmits the image data of the exchange transaction form to the sales office system 20. Is transmitted to the image transmission terminal 22 of the branch office system 20 for permitting transmission to the centralized center system 10. In the transmission permission information, specifically, it is permitted to transmit the transaction serial number determined to be associated with the status information “image data not acquired” and the image data of the exchange transaction report on which the transaction serial number is printed. And information to be included.

  The image transmission terminal 22 of the branch office system 20 is transmitted from the IWF relay server 13 when the IWF relay server 13 permits transmission according to the transmission permission request information transmitted by the transmission permission request information transmission unit 251. Receive transmission permission information.

  When the permission form information transmission unit 252 receives the transmission permission information transmitted from the transmission permission information transmission unit 152 of the IWF relay server 13, the transaction number included in the transmission permission information and the transaction number are printed. The image data acquired by the form information acquisition unit 221 of the exchange transaction form being stored is associated and transmitted to the IWF relay server 13.

  The permission form information receiving unit 153 receives the transaction serial number and the image data transmitted by the permission form information transmitting unit 252 according to the transmission permission information transmitted by the transmission permission information transmitting unit 152.

  The permission image data recording unit 154 records the transaction serial number received by the permission form information receiving unit 153 and the image data in the image data storage unit 132 in association with each other.

According to the exchange transaction processing system 1 according to the second embodiment of the present invention having the above-described configuration, only image data that can be recorded in the image data storage unit 132 is permitted to be transmitted, and the sales office system. Since the data is transmitted from 20 to the centralized center system 10, transmission of unnecessary image data can be suppressed.
Therefore, it is possible to reduce a load caused by transmission of image data on a communication line between the centralized center system 10 and the branch office system 20 via the communication network 30.

[Third Embodiment]
Next, as a third embodiment of the present invention, when the image data transmitted from the sales office system 20 and stored in the centralized center system 10 is difficult to read in the currency exchange process, the image data is stored in the sales office system 20. An embodiment that can be retransmitted from will be described.

FIG. 8 is a block diagram showing a functional configuration example of the exchange transaction processing system 1 according to the third embodiment of the present invention.
Note that FIG. 8 mainly shows parts different from the configuration of the first embodiment shown in FIG.

  As shown in FIG. 8, the IWF relay server 13 of the centralized center system 10 further includes a retransmission request information receiving unit 161 and a retransmission request status information changing unit 162 in addition to the units shown in FIG. 2. Yes.

  The retransmission request information receiving unit 161 receives from the exchange server 11 retransmission request information including a transaction serial number and information requesting retransmission of the image data of the exchange transaction form on which the transaction serial number is printed.

  When retransmission request information is received by retransmission request information receiving section 161, retransmission request status information changing section 162 is stored in transaction sequence number storage section 131 in association with the transaction sequence number included in the retransmission request information. The status information is changed to “image data retransmission request” information indicating that retransmission of image data is requested.

  When the image data recording unit 135 in the present embodiment receives the transaction sequence number transmitted by the form information transmission unit 222 of the image transmission terminal 22, the received transaction sequence number is “image data not acquired” in the transaction sequence number storage unit 131. It is determined whether or not the status information is “image data retransmission request”. Then, when the image data recording unit 135 determines that the received transaction serial number is associated with the status information of “image data not acquired” or “image data retransmission request”, it is transmitted by the form information transmission unit 222. The transaction serial number and the image data are recorded in the image data storage unit 132 in association with each other.

  According to the exchange transaction processing system 1 according to the third embodiment of the present invention having the above-described configuration, if the image data of the exchange transaction form stored in the centralized center system 10 is difficult to read in the exchange process, The image data can be retransmitted from the sales office system 20 when there is an unclear portion.

[Fourth Embodiment]
Next, as a fourth embodiment of the present invention, an embodiment in which a transaction serial number is given to a foreign exchange transaction after depositing the foreign exchange transaction will be described.
FIG. 9 is a block diagram showing a functional configuration example of the exchange transaction processing system 1 according to the fourth embodiment of the present invention.
Note that FIG. 9 mainly shows parts different from the configuration of the first embodiment shown in FIG.

  As shown in FIG. 9, in addition to the units shown in FIG. 2, the window terminal 21 of the sales office system 20 further includes a deposit amount acquisition unit 271, a deposit amount transmission unit 272, and a stored information reception unit 273. It is equipped with.

The deposit amount acquisition unit 271 acquires the amount deposited in the accepted exchange transaction.
For example, when cash that is traded in a currency exchange transaction such as a transfer is deposited in a cash deposit / withdrawal device connected to the window terminal 21, the deposit amount acquisition unit 271 acquires the deposited amount.

The deposit amount transmission unit 272 transmits the deposit amount acquired by the deposit amount acquisition unit 271 to the account host 12 of the centralized center system 10.
The stored information receiving unit 273 receives stored information indicating that the deposit amount transmitted by the deposit amount transmitting unit 272 is stored from the account host 12.

  Then, the transaction sequence number request information transmission unit 211 in the present embodiment transmits the transaction sequence number request information to the IWF relay server 13 of the centralized center system 10 when the stored information is received by the stored information reception unit 273. .

  According to the foreign exchange transaction processing system 1 according to the fourth embodiment of the present invention having the above configuration, since the transaction serial number is not given to the foreign exchange transaction after the deposit, the image data of the exchange transaction form is not obtained after the deposit. It is possible to prevent transmission from the branch office system 20 to the centralized center system 10.

  As mentioned above, although embodiment of this invention was described, in implementing this invention, the deformation | transformation and application by a various form are possible, and it is not restricted to the said embodiment.

For example, the functions of the exchange server 11, the accounting host 12, and the IWF relay server 13 provided in the centralized center system 10 may be combined with each other to be realized by one or two server devices.
Similarly, the functions of the window terminal 21 and the image transmission terminal 22 provided in the sales office system 20 may be realized by one terminal device.

  Furthermore, while the function of the IWF relay server 13 according to the above embodiment can be realized by dedicated hardware, it can also be realized by a normal computer system.

  For example, in the above embodiment, the program stored in the storage unit 145 of the IWF relay server 13 is a flexible disk, a CD-ROM (Compact Disk Read-Only Memory), a DVD (Digital Versatile Disk), an MO (Magneto-Optical). A device that realizes the above-described functions can be configured by storing and distributing the program in a computer-readable recording medium such as disk) and installing the program in the computer.

  Further, the program may be stored in a disk device or the like included in a predetermined server device on a communication network such as the Internet, and may be downloaded onto a computer by being superimposed on a carrier wave, for example.

The above-described functions can also be achieved by starting and executing a program while transferring it via a communication network.
Furthermore, the above-described functions can be achieved by executing all or part of the program on the server device and executing the program while the computer transmits and receives information on the processing via the communication network.

  Note that when the above functions are realized by sharing an OS (Operating System) or when the functions are realized by cooperation between the OS and an application, only the part other than the OS may be stored in a medium and distributed. It may also be downloaded to a computer.

  Further, as with the IWF relay server 13, the functions of the exchange server 11, the account host 12, the window terminal 21, and the image transmission terminal 22 can be realized by a normal computer system.

  It should be noted that the present invention can be variously modified and modified without departing from the broad spirit and scope of the present invention. Further, the above-described embodiment is for explaining the present invention, and does not limit the scope of the present invention. That is, the scope of the present invention is shown not by the embodiments but by the claims. Various modifications within the scope of the claims and within the scope of the equivalent invention are considered to be within the scope of the present invention.

DESCRIPTION OF SYMBOLS 1 Exchange transaction processing system 10 Centralized center system 11 Exchange server 12 Account system host 13 IWF relay server 20 Branch office system 21 Contact terminal 22 Image transmission terminal 30 Communication network 131 Transaction number storage part 132 Image data storage part 133 Giving transaction number transmission Unit 134 status information recording unit 135 image data recording unit 136 status information changing unit 137 recorded image data transmitting unit 151 image data non-acquisition determining unit 152 transmission permission information transmitting unit 153 permission form information receiving unit 154 permission image data recording unit 161 retransmission request Information receiving unit 162 Retransmission request status information changing unit 211 Transaction serial number request information transmitting unit 212 Transaction serial number printing unit 221 Form information acquiring unit 222 Form information transmitting unit 251 Transmission permission request information transmitting unit 252 Sending permission form information Trust part 271 Deposit amount acquisition part 272 Deposit amount transmission part 273 Stored information reception part

Claims (5)

A center system that is provided by a financial institution having a plurality of sales offices and that processes exchange transactions at the financial institution, and a sales office system that is provided by the sales office and that accepts requests for exchange transactions processed by the center system; , Are exchange transaction processing systems connected via a communication network,
The center system identifies an exchange transaction, an exchange server device that performs an exchange process based on an exchange transaction accepted by the sales office system, an accounting server device that performs an account process based on a processing result of the exchange server device, and A transaction identifier management device for managing transaction identifiers for
The store system includes a transaction accepting device that accepts a currency transaction specified by information described in a currency transaction report, and a report information transmitting device that transmits information described in the currency transaction report to the center system. , And
The transaction acceptance device of the store system is
Transaction identifier request information transmitting means for transmitting the transaction identifier request information to be given to the exchange transaction specified by the information described in the exchange transaction form to the transaction identifier management device of the center system;
Upon receiving a transaction identifier transmitted from the transaction identifier management device in response to the request information transmitted by the transaction identifier request information transmitting unit, a transaction identifier printing unit that prints the received transaction identifier on the exchange transaction form; With
The form information transmitting device of the store system is
Form information acquisition means for acquiring the image data of the exchange transaction form on which the transaction identifier is printed by the transaction identifier printing means, and the transaction identifier printed on the exchange transaction form,
Form information transmission means for transmitting the image data and transaction identifier acquired by the form information acquisition means to the transaction identifier management device of the center system,
The transaction identifier management device of the center system is
Transaction identifier storage means for storing the transaction identifier assigned to the exchange transaction and the status information of the exchange transaction identified by the transaction identifier in association with each other;
Image data storage means for associating and storing the transaction identifier and the image data of the exchange transaction form on which the transaction identifier is printed;
Upon receiving the request information transmitted by the transaction identifier request information transmitting means of the transaction accepting device, a grant transaction identifier transmitting means for transmitting a transaction identifier that has not yet been granted to the exchange transaction to the transaction accepting device;
Status information recording means for recording the transaction identifier transmitted by the grant transaction identifier transmission means and image data non-acquisition information which is status information indicating that image data has not been acquired in association with the transaction identifier storage means When,
When receiving the transaction identifier transmitted by the form information transmitting means of the form information transmitting device, it is determined whether or not the received transaction identifier is associated with image data unacquired information in the transaction identifier storage means, Image data recording means for associating the transaction identifier transmitted by the form information transmitting means with the image data and recording them in the image data storage means when it is determined that the transaction identifier is associated with image data non-acquired information; ,
When the transaction identifier and the image data are associated with each other and recorded in the image data storage unit by the image data recording unit, status information stored in the transaction identifier storage unit in association with the transaction identifier is stored in the image data. Status information changing means for changing to image data acquired information indicating that
Recording image data transmitting means for transmitting the image data recorded by the image data recording means to the exchange server device for performing exchange processing based on the exchange transaction specified by the image data;
A foreign exchange transaction processing system characterized by that. The form information transmitting means of the form information transmitting device of the branch office system is:
The transaction identifier of the center system including the transaction identifier acquired by the form information acquisition means and information requesting permission to transmit image data of the exchange transaction form on which the transaction identifier is printed. A transmission permission request information transmitting means for transmitting to the management device;
When receiving the transmission permission information transmitted from the transaction identifier management device according to the transmission permission request information transmitted by the transmission permission request information transmitting means, a transaction identifier included in the transmission permission information, and the transaction identifier Image data acquired by the form information acquisition means of the exchange transaction form on which is printed, permission form information transmission means for associating and transmitting to the transaction identifier management device,
The image data recording means of the transaction identifier management device of the center system,
When the transmission permission request information transmitted by the transmission permission request information transmitting means is received, it is determined whether or not the received transaction identifier is associated with image data unacquired information in the transaction identifier storage means. Discrimination means;
When it is determined by the image data non-acquisition determining means that the transaction identifier is associated with the image data non-acquisition information, the transaction identifier and image data of the exchange transaction form on which the transaction identifier is printed are transmitted. Transmission permission information transmitting means for transmitting transmission permission information including the permission information to the form information transmission device of the branch office system;
Permission form information receiving means for receiving the transaction identifier and image data transmitted by the permission form information transmitting means according to the transmission permission information transmitted by the transmission permission information transmitting means;
A permitted image data recording unit that records the transaction identifier received by the permitted form information receiving unit and the image data in association with each other, and records the image data in the image data storage unit.
The exchange transaction processing system according to claim 1. The transaction identifier management device of the center system further includes:
From the exchange server device, retransmission request information receiving means for receiving retransmission request information including a transaction identifier and information requesting retransmission of image data of the exchange transaction form on which the transaction identifier is printed,
When the retransmission request information is received by the retransmission request information receiving means, the status information stored in the transaction identifier storage means in association with the transaction identifier included in the retransmission request information is retransmitted. Resending request status information changing means for changing to image data resending request information indicating that it is requested,
The image data recording means of the transaction identifier management device,
When receiving the transaction identifier transmitted by the form information transmitting means of the form information transmitting apparatus, whether or not the received transaction identifier is associated with image data non-acquired information or image data retransmission request information in the transaction identifier storage means And determining that the transaction identifier is associated with image data non-acquisition information or image data retransmission request information, and associating the transaction identifier transmitted by the form information transmitting means with image data, Record in the image data storage means,
The exchange transaction processing system according to claim 1 or 2, characterized in that The transaction accepting apparatus of the store system further includes:
A deposit amount acquisition means for acquiring the amount deposited in the received exchange transaction;
A deposit amount transmitting means for transmitting the deposit amount acquired by the deposit amount acquiring means to the account server device of the center system;
A stored information receiving means for receiving stored information indicating that the deposit amount transmitted by the deposit amount transmitting means is stored from the account server device;
The transaction identifier request information transmitting means of the transaction accepting device,
When the stored information is received by the stored information receiving means, the transaction identifier request information is transmitted to the transaction identifier management device of the center system.
The exchange transaction processing system according to any one of claims 1 to 3. A center system that is provided by a financial institution having a plurality of sales offices and that processes exchange transactions at the financial institution, and a sales office system that is provided by the sales office and that accepts requests for exchange transactions processed by the center system; , A currency exchange transaction processing method executed using a currency exchange transaction processing system connected via a communication network,
The center system identifies an exchange transaction, an exchange server device that performs an exchange process based on an exchange transaction accepted by the sales office system, an accounting server device that performs an account process based on a processing result of the exchange server device, and A transaction identifier management device for managing transaction identifiers for
The store system includes a transaction accepting device that accepts a currency transaction specified by information described in a currency transaction report, and a report information transmitting device that transmits information described in the currency transaction report to the center system. , And
The transaction identifier management device of the center system includes a transaction identifier storage unit that stores a transaction identifier assigned to a foreign exchange transaction and status information of the foreign exchange transaction identified by the transaction identifier, and a transaction identifier. An image data storage unit for storing the image data of the exchange transaction form on which the transaction identifier is printed,
Transaction in which the transaction accepting device of the sales office system transmits, to the transaction identifier management device of the center system, request information of a transaction identifier to be given to the exchange transaction specified by the information described in the exchange transaction form An identifier request information transmission step;
When the transaction identifier management device of the center system receives the request information transmitted by the transaction identifier request information transmission step, the transaction identifier transmission for transmitting the transaction identifier not yet granted to the exchange transaction to the transaction acceptance device. Steps,
The transaction identifier management device of the center system includes the transaction identifier transmitted by the grant transaction identifier transmission step and image data unacquired information which is status information indicating that image data is not acquired. A status information recording step for recording in association with the storage unit;
When the transaction reception device of the sales office system receives the transaction identifier transmitted by the grant transaction identifier transmission step, a transaction identifier printing step of printing the received transaction identifier on the exchange transaction form;
The form information transmitting device of the branch office system acquires form data for obtaining the image data of the exchange transaction form on which the transaction identifier is printed by the transaction identifier printing step, and the transaction identifier printed on the exchange transaction form. An acquisition step;
The form information transmitting device of the sales office system transmits the image data and transaction identifier acquired by the form information acquisition step to the transaction identifier management device of the center system,
When the transaction identifier management device of the center system receives the transaction identifier transmitted in the form information transmission step, whether or not the received transaction identifier is associated with image data unacquired information in the transaction identifier storage unit. When the transaction identifier is determined to be associated with the image data unacquired information, the transaction identifier transmitted by the form information transmission step is associated with the image data and recorded in the image data storage unit. An image data recording step;
When the transaction identifier management device of the center system records the transaction identifier and image data in the image data storage unit in association with the image data recording step, the transaction identifier storage unit is associated with the transaction identifier. A status information change step for changing the status information stored in the image data to acquired image data indicating that image data has been acquired,
Record image data transmission in which the transaction identifier management device of the center system transmits the image data recorded in the image data recording step to the exchange server device that performs exchange processing based on the exchange transaction specified by the image data Steps,
A foreign exchange transaction processing method characterized by comprising:

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