JP2011065307A - Unit amount of stock automatic transfer system in employee stock ownership business proxy operation - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a system for preventing a member from missing a selling timing by, in a timing when the member's equities become equal to or more than the unit amounts of stocks, automatically transferring it to a member account. <P>SOLUTION: An employee stock ownership business proxy operation system includes: a server including an application registration part, a trading order ordering part, a distribution processing part and a transfer processing part; and a terminal for management connected through a private line to this server. This employee stock ownership business proxy operation system includes a means for, when the number of balance stocks of each member is equal to or more than the unit amounts of stocks, automatically transferring the unit amounts of stocks to a member account, and for making a selling order to a market system as a no-limit order or a limit order. <P>COPYRIGHT: (C)2011,JPO&INPIT

Description

  The present invention relates to a system that enables automatic transfer to a member account when a member's share is greater than one unit share in an employee shareholding business.

The Employee Shareholding Association (hereinafter referred to as the Shareholding Association) regularly purchases shares based on the total amount of contributions and incentives of members on a certain day of each month, and the number of shares to be purchased according to the contributions and incentives of members. Is a system that apportions to each member, and the basic business flow is a one-month cycle.
Conventionally, in the system that handles the administrative agency business of the stockholding association, in accordance with the “Guidelines for the stockholding system”, when a member retires or withdraws the accumulated stock, (1) We have dealt with the method of transfer (hereinafter referred to as “transfer”), (2) returning the stock with stock certificates (hereinafter referred to as “return”), and (3) transferring the sale price by selling the equity (hereinafter referred to as “sell”).
Recently, the “Guidelines on the Shareholding System” has been revised, and the sale can no longer be made within the shareholding association, and is now sold in an individual account. In addition, a law concerning the digitization of stock certificates will be promulgated and it will no longer be possible to return stock certificates. Based on the above, there is no way to return and sell, and only transfer to the member account remains.

In addition, there are the following patent documents as prior art documents related to the present invention.

JP 2007-265051 A

JP 2008-90501 A

Now consider the time required from application acceptance to sale.
As shown in FIG. 7, a member makes an application during an application period determined for each shareholding association, which is accepted by the shareholding association. The shareholding association will process all applications received on the last day of the application period. In the case of an application for withdrawal, at this timing, the interest of the unit shares or more of the member is automatically transferred to the member account. Members will be able to sell after transferring to their account. The shares less than one unit are sold in the market as a cross transaction of the shareholding subscription.
Thus, in order for a member to sell, it is necessary to wait until the final date of a predetermined application period, and it takes time to transfer to a member account even after application. This means that the member who wants to sell at the current transaction unit price misses the investment opportunity.

  The object of the present invention is to automatically transfer the member's account to the member account at the timing when the share of the member becomes unit shares or more regardless of the application period, so that the member can keep the timing of sale. It is to provide a unit stock automatic transfer system.

In order to achieve the above object, the present invention is composed of a server composed of an application registration unit, a trade order ordering unit, a distribution processing unit, and a transfer processing unit, and a management terminal connected to the server through a dedicated line. A unit share automatic transfer system in the office work of the employee stock ownership association,
The application registration unit comprises means for registering the application contents applied for by the member of the shareholder association in the member attribute information database,
The buying and selling order ordering unit calculates and aggregates the means for obtaining the reserve contents of each member of the stockholding association from the member attribute information database, and the contribution amount of each member according to the reserve contents. A means to buy and order
The distribution processing unit comprises means for apportioning the number of shares to be purchased linked from the market system to each member according to the contribution amount of each member, and updating the member balance stock number database,
The transfer processing unit comprises means for automatically transferring to a member account and selling to a market system by market order or limit order when the number of outstanding shares of each member is more than one unit. .

According to the unit stock automatic transfer system in the employee stock ownership association office work of the present invention, there are the following effects.
(1) When the number of shares outstanding in a member becomes one unit or more, it is possible to avoid missing the sales timing of the member by automatically transferring it to the member account in advance.

It is a system configuration figure showing an embodiment of a unit stock automatic transfer system concerning the present invention. It is a data block diagram of the information which shows a member's attribute and accumulation state. It is a flowchart which shows the process performed on the application end date. It is a flowchart which shows a transfer process. It is a flowchart which shows the process performed on the purchase date. It is a flowchart which shows the process performed on an allocation day. It is a figure explaining the difference of the existing system and the system of this invention.

Hereinafter, an embodiment of a unit stock automatic transfer system in an office work for an employee shareholding association to which the present invention is applied will be described.
FIG. 1 is a system configuration diagram showing an example of an embodiment of the present invention.
The unit stock automatic transfer system of this embodiment includes an application registration unit 21, a purchase / order ordering unit 22, a distribution processing unit 23, a transfer processing unit 24, a member accumulation / attribute information DB 25, a member balance DB 26, a member purchase fund management DB 27, The server 20 includes an order DB 28 and a management terminal 30 connected to the server 20 through a dedicated line 29. Moreover, as an external system, it is connected with the market system 40, the securities comprehensive account management system 50, and each member's terminal (personal PC) 60 via the Internet.

In the following, each process will be described according to the order of the operation cycle of the stockholding association.
First, the processing performed during the application period for the shareholding association is shown.
During the application period, application information received from each member's personal terminal 60 via the Internet is stored and stored in the file system. The application capture instruction is registered from the management terminal 30 during the day of the last day of the application period.
The application registration unit 21 is activated by a scheduled start at night and stores application information in the member accumulation / attribute information DB 25.
As shown in FIG. 2, the application information stored in the member funding / attribute information DB 25 includes a stock ownership code 31, a purchase code 32, a member code 33, a member name 34, a member transfer destination account 35, and a membership date 36. , Withdrawal date 37, funding number 38, automatic transfer category 39, renewal / registration date 40, each area data, holding membership code, purchase code, member code, member name, member address , Member transfer destination account, membership date, withdrawal date, number of reserved accounts, automatic transfer category, renewal / registration date are registered.

FIG. 3 is a flowchart showing processing of the application registration unit 21.
First, when the application fetch instruction is registered, the process proceeds to the next process. If not registered, the process is terminated (step 41).
If the application fetch instruction is registered, the application type is determined, and the process moves to the corresponding registration process (step 42).

When the application type is “enrollment”, the received application information is stored in the member accumulation / attribute information DB 25 (step 43).
If the application type is “change number”, the member accumulation / attribute information DB 25 is updated with the received application information (step 44).
When the application type is “unsubscribe”, the withdrawal date of the member accumulation / attribute information DB 25 is updated, and the process is transferred to the transfer processing unit 24 (step 45).
When the application type is “unsubscribe”, the share unit of shares has already been transferred by the allocation process described later, and therefore, only the sale process of less than one unit share occurs in the transfer processing unit.

FIG. 4 is a flowchart showing processing of the transfer processing unit 24.
The transfer processing unit 24 acquires the member balance DB 26 of the withdrawal member (Step 51), and obtains the maximum quantity that can be transferred within the balance by the following formula. Transfer data is created based on the number of transferred shares, and file linkage is made to the securities general account management system 50 (step 52).
・ Number of unit shares × k (k = 1, 2,...) ≦ balance ・ Number of transferred shares = k × number of unit shares (k is the largest integer that satisfies the above formula)
In addition, for stocks less than one unit, because the rule of the stock ownership association is to sell them as a cross transaction for a buy order scheduled for the stock ownership association, the sales order data with the number of shares sold as less than this unit is registered in the order DB 28 ( Step 53).
-Number of shares sold (less than one unit) = Balance-Number of shares transferred

Next, the processing performed on the periodic purchase date of the stock ownership association is shown.
On the day of the purchase date, a purchase order instruction is registered from the management terminal 30.
The buying and selling order ordering unit 22 is activated by a scheduled start at night.

FIG. 5 is a flowchart showing the buying and selling order process.
If a trade order instruction is registered, the process proceeds to the next process. If not registered, the process is terminated (step 61).
The buying and selling order ordering unit 22 obtains the number of accumulated members from the member accumulation / attribute information DB 25, calculates the contribution amount of the member for the current month, and stores it in the member purchase fund management DB 27 (step 62).
The contribution amount of each member registered in the member purchase fund management DB 27 is totaled for each shareholding association (step 63).
・ Contribution amount of shareholding association = SUM (contribution amount of each member)
Purchase order data using this amount as purchase funds is registered in the order DB 28 (step 64).
The purchase order data and the sale order data are created from the registered contents of the order DB 28 (if there is a withdrawal process, the sales order data is also registered), and the file is linked to the market system 40 (step 65).

Next, the processing performed on the share allocation date (3 business days after the purchase date) is shown.
The distribution instruction is registered from the management terminal 30 during the day of the distribution date. The distribution processing unit 23 is activated by a scheduled start at night.
FIG. 6 is a flowchart of the distribution process.
When the distribution instruction is registered, the process proceeds to the next process. If not registered, the process is terminated (step 71).
The distribution processing unit 23 apportions the number of shares purchased from the market system 40 according to the contribution amount of the member, and updates the member balance DB 26 (step 72).
・ Number of shares apportioned to each member = Number of shares to be purchased x (contribution / purchase funds of the member)
The member accumulation / attribute DB 25 is searched to determine whether or not the member adopts automatic transfer. When the member adopts automatic transfer, the process proceeds to the next process. If not, the process ends (step 73).
Next, it is determined whether or not the number of shares registered in the updated member balance DB 26 is one or more unit shares, and if it is one or more unit shares, the process is transferred to the transfer processing unit 24. If it is less than one unit stock, the process is terminated (step 74).

As described above, as shown in the lower part of Fig. 7, when the number of outstanding shares of a member exceeds the share unit, the transfer is automatically made to the member account in advance, so the member can transfer without waiting until the last application date. It can be done and the timing of sale will not be missed.
As described above, according to the unit stock automatic transfer system in the office work for the employee shareholding association of the present embodiment, the following effects are obtained.
(1) When a member's balance stock becomes a unit share or more, it is possible to keep the member's sale timing by automatically transferring it to the member account in advance.

20 Server 21 Application Registration Unit 22 Sales Order Ordering Unit 23 Distribution Processing Unit 24 Transfer Processing Unit 25 Member Reserve / Attribute Information DB
26 Member Balance DB
27 Member Purchase Fund Management DB
28 Order DB
30 Management terminal 40 Market system 50 Securities general account system 60 Member's personal terminal

Claims (1)

Unit shares in the employee stock ownership association office work that consists of a server consisting of an application registration department, a purchase / ordering order department, a distribution processing section, and a transfer processing section, and a management terminal connected to this server via a dedicated line An automatic transfer system,
The application registration unit comprises means for registering the application contents applied for by the shareholder association member in the member attribute information database,
The buying and selling order ordering unit calculates and aggregates the means for obtaining the reserve contents of each member of the stockholding association from the member attribute information database, and the contribution amount of each member according to the reserve contents. A means to buy and order
The distribution processing unit comprises means for apportioning the number of shares to be purchased linked from the market system to each member according to the contribution amount of each member, and updating the member balance stock number database,
The transfer processing unit comprises means for automatically transferring to a member account and selling to a market system by market order or limit order when the number of outstanding shares of each member is more than one unit. Unit stock automatic transfer system in the office work of employee stock ownership.

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