JP2009251776A - Charging processing method and system for continuous sales content in content selling system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a charging processing method of a continuous sales content in a content selling system for enabling both a consumer and a content seller to use the content without anxiety without causing any consumer trouble that it is not possible for the consumer to acquire the content even if the consumer pays a price. <P>SOLUTION: The content selling system is provided with a content server for selling the continuous sales content in response to a purchase request from the communication terminal of a purchase candidate and a purchaser information database for storing and managing a credit frame for the purchase candidate and the number of times of continuous purchase. The content server decides, as preliminary examination processing, whether or not the charge of the n-th content to be provided this time to the purchase candidate is within the range of the credit frame each time receiving a purchase request from the communication terminal of the purchase candidate, and downloads the n-th content to the communication terminal of the purchase candidate when deciding that the charge of the content is within the range of the credit frame, and automatically executes the charging settlement processing after the completion of download, and updates the number of times of continuous purchase. <P>COPYRIGHT: (C)2010,JPO&INPIT

Description

  The present invention relates to a billing processing method and system for continuously selling content in a content selling system, and in particular, when a consumer purchases continuously sold content, performs billing settlement processing for each individual content, The present invention relates to a billing processing method for continuously selling content in a content selling system and a system for the content selling system in which a consumer can stop purchasing at any time without paying a cancellation fee.

  Conventionally, digital contents such as music, video, and electronic books are stored in data storage media such as DVD (Digital Versatile Disk) and CD-ROM (Compact Disk Read Only Memory), and sales of goods on retail stores and networks. Sold on the site. In recent years, a content sales system has been realized or proposed that provides a website for downloading and selling to digital users via a network on behalf of the above digital contents. In such a system, for example, after settlement of a content price using a prepaid card or a credit card (after confirming the transfer of the fee), sales have been performed in a system that permits downloading of the content (for example, Patent Document 1). See).

JP 2002-117242 A

  However, in the method of permitting content download after payment, there is a case where payment is made but troubles such as inability to download the product may occur, so it must be said that it is not a safe payment method for consumers. Followed.

  Conventionally, many consumer troubles have occurred in specific continuous services such as esthetic salons and language classes (such as English conversation classes). Currently, under the Specified Commercial Transactions Law, consumers can cancel a specified continuous service provision contract anytime for any reason as long as the contract is still in place even after the cooling-off period has elapsed. However, the types of services that are targeted are limited, and there is still a situation where consumer troubles still occur.

  It is assumed that such consumer troubles that occur in specific continuous services will also occur in systems that sell content in virtual shopping malls, etc., but the current situation is that no effective measures have been taken. It is. In particular, when content that is continuously provided multiple times is targeted for sale, a method such as a lump sum payment or a one-year advance payment will result in a large fee, and consumers can purchase content with peace of mind. It is considered impossible.

  The present invention has been made in the circumstances as described above, and the object of the present invention is to solve the above-mentioned problems and prevent the occurrence of consumer troubles such as inability to obtain content even though the price has been paid. Another object of the present invention is to provide a billing processing method for a continuously sold content in a content sales system that can be used with peace of mind by both consumers and content sellers, and its system.

The present invention relates to a billing processing method and a content sales system for continuous sales content in a content sales system, and a person who wishes to purchase the continuous sales content for sales of the continuous sales content continuously provided over a plurality of times. A content server that performs sales processing in response to a purchase request from the communication terminal, and a purchaser information database that stores and manages a credit line for the purchase applicant and the number of continuous purchases of the continuous sale content purchased by the purchase applicant. The content sales system includes a billing processing method for continuous sales content, including a sales mode in which digital content is downloaded and sold to the communication terminal as a sales mode of the continuous sales content, and the content server includes the continuous sales Preliminary trial before selling content As a process, whether or not the charge of the n-th content (n = the number of continuous purchases + 1) provided this time to the purchase applicant is within the credit frame is determined from the purchase requester's communication terminal as the purchase request. , A step of downloading the n-th content to the communication terminal of the purchase applicant when it is determined that it is within the range of the credit limit, and the n-th time after the download is completed. Automatically executing billing settlement processing of content price and updating the number of continuous purchases;
Is achieved by having

Furthermore, the above object of the present invention is to
The content server has a step of updating storage information of the credit frame every time the billing settlement process is executed, with the credit frame with the content price reduced as a new credit frame;
The content server is connected via a network to a credit processing server of a financial institution that performs credit screening, and the purchase request is determined based on the result of credit screening received from the credit processing server. Having a step executed every time the purchase request is received from the communication terminal of the person in charge,
If the content server does not receive the purchase request within a predetermined period from the time when the next content is provided, the content server determines that there is no intention of continuous purchase for the continuous sale content, and stores the credit frame storage information. Having a step of executing a continuous charge cancellation process including erasure;
In response to the request from the communication terminal of the purchase applicant, the content server transmits a purchase screen displaying a purchase button for the content to be provided next time to the communication terminal, and the purchase button on the purchase screen is displayed. Having a step of executing a download process of the content and the billing settlement process according to an operation;
Is achieved more effectively by each.

  In addition, regarding the content sales system, the object of the present invention is to respond to a purchase request from a communication terminal of a person who wants to purchase the continuous sales content for continuous sales content that is continuously provided over a plurality of times. A content sales system comprising: a content server that performs sales processing; and a purchaser information database that stores and manages a credit line for a purchase applicant and the number of continuous purchases of the continuous sale content purchased by the purchase applicant, In the content server, as a preliminary examination process before selling the continuously sold content, the charge of the n-th content (n = the number of times of continuous purchase + 1) provided to the purchase applicant this time is within the range of the credit frame. Preliminarily examining means for determining whether or not the purchase request is received from the communication terminal of the purchase applicant, A content transmitting unit that downloads the n-th content to the communication terminal of the purchase requester when the re-examination unit determines that it is within the range of the credit frame; and the n-th time after the download by the content transmitting unit is completed This is achieved by including a continuous billing settlement processing means for automatically executing the billing settlement processing for the content price and updating the number of continuous purchases.

  Furthermore, the above-mentioned object of the present invention is that, as the sales form of the continuous sales content, in addition to the first sales form in which digital content is downloaded and sold to the communication terminal, an actual article is used as the content and the purchase applicant In the case of the second sales form, when the preliminary examination means determines that the content server is within the range of the credit limit, the content server A delivery code specifying the purchase applicant and delivery destination is automatically generated and stored in the storage means, and the delivery code containing the delivery code is sent to a delivery management server of a delivery company that delivers the actual article. The delivery management server that transmits a delivery request via the network and receives the delivery request sends a delivery completion notification after the delivery of the content is completed. The content server that has transmitted to the content server and received the delivery completion notification receives information specifying the content and the purchase requester included in the delivery completion notification, and information in the delivery code stored in the storage means And when it is determined that they match, the billing settlement processing for the nth content price is automatically executed by the continuous billing settlement processing means. Is achieved more effectively.

  According to the present invention, since the payment processing for the content price is performed after the product is downloaded, the trouble that the product cannot be downloaded even though the price has been paid can be eliminated. Further, in the present invention, the continuous sale content is not automatically distributed periodically from the content server side, but is distributed (downloaded) when a purchase request is received from the purchase applicant. The billing settlement process is performed. Therefore, when the user wants to stop midway, it is only necessary not to request the continuous purchase (only download), and the user can purchase the continuous sales content with peace of mind. Furthermore, in the present invention, the preliminary screening process for the purchase applicant is performed every time before the content is downloaded, so that the content issuer (seller) and the intermediary can be prevented from suffering damage due to unpaid payment. , Can improve the safety of transactions.

  FIG. 1 is a block diagram showing an example of the overall configuration of a computer network system to which a content sales system according to the present invention is applied. The “content” referred to in the present invention refers to all products sold using a network, and includes actual goods in addition to digital content composed of digitized information.

  The computer network system shown in FIG. 1 includes a content sales system 1 that sells various types of content using a network, and a content issuer (individual, company) terminal 2 (hereinafter referred to as “issuer terminal”). , A payment system 4 that performs payment processing between a terminal 3 (hereinafter referred to as a “buyer terminal”) of a user who purchases content and a computer of each card company or a computer on the bank side, and delivers the actual goods. A delivery management server 5 of a delivery company, a credit processing server 6 of a financial institution that performs credit examination, and a network 7 such as the Internet or a mobile communication network that connect these to each other so as to communicate with each other. In the content sales system 1 or the payment system 4, when the credit examination process is performed solely based on the personal information stored in the database, the credit processing server 6 is not used.

  The content sales system 1 is a sales service based on a content download method, a delivery service that delivers content ordered by a user to a designated place by courier or mail, an electronic book browsing service from a mobile phone, and an escrow that guarantees the safety of transactions. A computer system that provides services and the like, and includes a web server 11 (hereinafter referred to as a “content server”), a database 12, and a virtual store 13 for providing these services.

  The contents to be exhibited in the virtual store 13 can be roughly classified as follows: (1) digital contents such as electronic books, music data, video data, computer software, and (2) storage media storing these digital contents, printed materials, food and drinks It is roughly divided into actual articles such as minerals.

  Digital content, for example, in the case of electronic books, such as novels, business books, textbooks, comic books, photo books, hobbies / practical books, etc., is converted into digital data that can be read by the purchaser terminal 3 owned by the user And an electronic book composed of a combination of any one or more of digitized text information, audio information, image information, and video information.

  The main database 12 includes: (a) a content archiving database 12a that stores information on content to be exhibited in the virtual store 13 in association with a product ID (identifier that identifies the product), a category ID indicating the category of the content, and the like. (B) Issuer information database 12b that stores issuer information (issuer's name, address, transfer account for sales price, etc.) in association with the issuer ID, and (c) information on purchased content ( Purchase data including a product ID) and purchaser information database 12c for storing in association with purchaser authentication information, and (d) book data for each carrier type consisting of page data divided by page size for mobile phones ( In this example, PDF (Portable Document Format) file) is stored in association with book ID and carrier type. Content and a database 12d.

  The issuer terminal 2 is an information processing apparatus such as a PC (personal computer) or a server. The content file D1 that is issued by the issuer to the virtual store 13 is uploaded from the storage unit of the issuer terminal 2 to the content server 11, registered in the database 12 in association with the issuer information, and at the virtual store 13. Content information is released.

  Information disclosed in the virtual store 13 is information (referred to as “public information”) input by the issuer on the content registration screen provided by the content server 11. For example, in the case of electronic books, the title of the book, author, category (business, magazine, novel, comic, doujinshi, etc.), image of the book (book cover, etc.), sample (summary information such as table of contents, synopsis, etc.), Public information such as comments (comments such as the issuer's profile and recommended content) is disclosed at the virtual store 13.

  FIG. 2 is a schematic diagram illustrating an example of a display screen of content sold at the virtual store 13 (product sales site). When the user accesses the virtual store 13 from the purchaser terminal 3, the content server 11 transmits a web page G1 including a product list (book list in this example) G11 as shown in FIG. To display on the screen. On the screen, a screen switching button A1 indicating a sales form (download sales, paid mail magazine, article sales), an input field A2 for keyword search, a category switching button A3, and a list of products belonging to the category are displayed. The

  The example of FIG. 2 shows a screen example of a top page in “download sales” of an electronic book, and a general (all categories) book list G11 is displayed as the top page. In the ranking column in the book list G11, the ranking of the number of electronic books sold within a predetermined period is displayed. The mark “>>” in FIG. 2 is link information to the page of the detailed explanation (detailed description of the electronic book, etc.). When the character part (detail) next to the mark is designated, the page is displayed. Is done. In the book list G11, when public information of each book (simple introduction information, image image of the book, name of the publisher, link information to the detailed explanation page) is displayed, new arrival information of the book (for example, Information on books newly registered within one week from the present) is displayed.

  On this screen, for example, when the “entertainment / music” button in the category switching button A3 is designated, a list of books belonging to “entertainment / music” is displayed in the same format as the book list G11 of FIG. It has become so. In this case, the ranking of books belonging to “entertainment / music” is displayed. In addition, a purchase button is provided on the “detailed description” page of the book, and when the purchase button is instructed, a purchase screen of the electronic book is displayed. (Payment form for price, etc.) is input and a desired electronic book is purchased.

  The purchaser terminal 3 is a general communication terminal owned by a user such as a mobile phone 31 or a PC 32 equipped with a browser function.

  The user who purchases the contents, when purchasing for the first time, provides user information such as address, name, phone number, e-mail address, payment method (payment method such as credit payment, bank account transfer) according to the guide on the purchaser registration screen. Register with a password set by the purchaser. The information (member information) registered by the user is stored in the purchaser information database 12c described above, and at the time of the second purchase, the purchaser authentication information (in this example, an e-mail address and password) is input to obtain the desired information. Purchases can be made simply by specifying the content.

  Next, a content sales mode and a billing settlement method according to the present invention will be described.

  As a form of selling content in the virtual store 13, (1) a form in which digital content is downloaded from the content server 11 in the content selling system 1 to the storage unit of the purchaser terminal 3 via the network 7 and sold (hereinafter “ (Referred to as “first sales form”) and (2) a form in which an actual article is delivered to a user's designated place and sold (hereinafter referred to as “second sales form”). Includes a form in which digital content (for example, a paid mail magazine) is distributed to a mail server by e-mail and downloaded to the storage unit of the purchaser terminal 3 via the mail server for sale.

  In the present invention, the content sales system 1 makes it possible to use a postpaid payment method in which the user pays the price after obtaining the content. In the present embodiment, in the first sales form, after the download of the content to the purchaser terminal 3 is completed (in the present embodiment, in real time when the download is completed), the charge settlement processing for the content price is performed. Automatically, in the second sales form, after the delivery of the content to the designated location is completed (in this embodiment, in real time when the delivery completion notification is received from the delivery management server 5), The billing settlement process for the content price is automatically executed.

  In addition, content that is continuously provided over a plurality of times (hereinafter referred to as “continuous sales content”) is charged for each content, and when the download of the content is completed (second In this sales form, when the delivery of the content to the designated place is completed), the payment processing for the content price is automatically executed. Whether or not the download of the content has been completed is confirmed based on, for example, a predetermined confirmation response message defined by the communication protocol from the purchaser terminal 3 side.

  For example, (C1) monthly teaching materials used in English conversation classrooms, (C2) digital books obtained by digitizing the monthly teaching materials, (C3) user designation (multiple designated content, Content (periodical, order, etc.), periodically distributed according to desired information (desired music data, video data, etc.), (C4) a specific article (world) in which a plurality of products are individually distributed and sold Wines, local specialties, health foods, seasonal flowers and foods, etc.), (C5) subscription books such as weekly and monthly magazines, and (C6) digital books that are digitized subscription books. .

  Hereinafter, charging settlement processing (hereinafter referred to as “continuous charging processing”) in the case of the above-described continuous sales content will be described.

  FIG. 3 is a block diagram illustrating an example of a functional configuration of each unit included in the content server 11. Note that the names of the means shown in FIG. 3 are names given for convenience of explanation, and do not limit the software configuration or the processing order.

  In FIG. 3, the content server 11 is a main data processing unit related to the continuous billing process, and receives a continuous purchase request from a purchaser terminal 3 of a user who wants to purchase continuous sales content (hereinafter referred to as “purchase applicant”). A continuous purchase request receiving means 11a that accepts an initial purchase request), a preliminary examination means 11b that performs a process relating to a credit examination for a purchase applicant as a preliminary examination process, and a purchaser of the content in the group of continuous sales contents A continuous sales content transmitting unit 11c that performs a process of downloading to the terminal 3 and a continuous charging settlement processing unit 11d that executes a billing settlement process for the content price for each content are provided. These means 11a to 11d are means for performing the continuous billing process in the first sales form described above.

  In the purchaser information database 12c shown in FIG. 1, in addition to information on contents purchased by the purchase applicant (such as purchase history information including the current number of continuous purchases (initial value = 0) of continuous sales contents). , Information on a credit line (credit line for a purchase applicant) used for the preliminary examination process is stored.

  The continuous purchase request receiving unit 11a receives a continuous purchase request from the purchaser terminal 3 via the network 7, and, for example, the requested product ID of the n-th content (n = number of continuous purchases + 1) and the purchase applicant The authentication information is temporarily stored in the memory.

  The preliminary examination means 11b reads out price information of the content corresponding to the product ID from the content storage database 12a, and reads out credit line information stored in association with the purchaser's authentication information from the purchaser information database 12c. Then, it is determined whether or not the price of the n-th content provided this time to the purchase applicant is within the credit frame. And if it is out of the range of a credit frame, the process which refuses the continuous purchase request | requirement of the said content will be performed. At that time, for example, a message indicating that the content cannot be purchased due to a shortage of charges due to the card payment method specified by the purchaser (message prompting the change of the payment method) is displayed on the display screen of the purchaser terminal 3. And the continuous purchase request acceptance process is temporarily terminated.

  The credit frame used for this determination is, for example, information necessary for the credit of the purchase applicant (for example, possessed by the purchase applicant when the order for the continuous sale content (first purchase request) is received. Bank account card or credit card information) to be transmitted to the credit processing server 6 and determined based on the result of the credit review received from the credit processing server 6 (or the result and the n-th content fee). ing.

  If the price of the n-th content provided this time is within the range of the credit frame, the continuous sales content transmitting unit 11c executes processing for reading the content from the content storage database 12a and downloading it to the purchaser terminal 3.

  The continuous billing settlement processing unit 11d executes the billing settlement processing of the nth content price for the purchaser via the settlement system 4 in real time when the download of the content to the purchaser terminal 3 is completed, and the continuous purchase. Execute processing to update the number of times. Further, the continuous billing settlement processing unit 11d executes a process of updating the storage information of the credit frame stored in the purchaser information database 12c using the credit frame with the content price reduced as a new credit frame.

  Payment methods for the above contents include credit payment, bank account transfer, convenience store payment (for example, a payment method in which an automatically assigned “transfer number” is transmitted at a cash register of a store or paid using a terminal), electronic money There are various forms of electronic settlement by means of points and points, and the continuous billing settlement processing means 11d executes billing and settlement processing according to the settlement mode selected by the purchaser.

  The payment system 4 transmits a payment completion notice to the content server 11 when the payment is withdrawn from the purchaser's account in response to immediate payment by bank account transfer or credit payment. In the conventional download sales method, a purchase completion email is delivered to the purchaser when payment is completed, and a product download guide and download URL (Uniform Resource Locator) link is included in the email text. The purchaser clicks on the download URL link to download the product, but in this embodiment, when a request for continuous purchase is received, the credit card is credited to perform preliminary examination of the card. This is a method in which actual payment is not performed. Then, as described above, the actual billing settlement is performed when the download of the content is completed.

  In addition to the above-described means 11a to 11d, the content server 11 is a means for performing the above-described billing and settlement processing in the second sales form, that is, a form in which an actual article is delivered to a user's designated place and sold. A delivery code generating unit 11e for generating a delivery code, a delivery request transmitting unit 11f for sending a delivery request for the content including the delivery code to the delivery management server 5, and a delivery for receiving a delivery completion notification from the delivery management server 5 A completion notification receiving unit 11g and a charging settlement processing starting unit 11h that starts the continuous charging settlement processing unit 11d in response to the delivery completion notification and automatically executes the billing settlement processing of the content.

  The delivery code generation unit 11e automatically generates a delivery code (identifying the content, user, delivery destination, delivery time zone, etc.) of the content that has received the continuous purchase request and stores it in the storage unit. The delivery code is a delivery code set by an agreement with the delivery company side, and the delivery code generation means 11e is composed of a preset code format and data format (text data, barcode, etc.) of the delivery company. A delivery code is generated based on the information of the code image data).

  The delivery request transmission unit 11f includes the delivery code for the delivery management server 5 when the preliminary examination unit 11b determines that the charge of the n-th content for which the continuous purchase request has been received is within the credit frame range. Processing for transmitting the content delivery request via the network 7 is executed.

  The delivery completion notification receiving unit 11 g receives a delivery completion notification indicating that the delivery of the content has been completed on the delivery company side from the delivery management server 5 via the network 7.

  The billing settlement processing activation unit 11h collates the information for identifying the content and the purchase requester included in the delivery completion notice with the information in the delivery code stored in the storage unit of the content server 11, and the two match. In addition to determining whether or not to match, processing for automatically executing the billing settlement processing for the n-th content price by the continuous billing settlement processing means 11d is executed.

  Computer programs and data for causing the CPU 111 to execute these means 11 a to 11 h are stored in the storage medium of the content server 11.

  The main operation of the content sales system according to the present invention in the configuration as described above will be described. Note that the processing that has already been described will be omitted or simplified. Further, the order of the following processing is given for convenience of explanation, and is not limited to this example, and a form in which a part is processed in parallel is also included in the present invention.

  First, the continuous billing process in the first sales form will be described with reference to the flowchart of FIG.

  The person who wants to purchase the content selects the desired content on the content display screen as illustrated in FIG. 2, and according to the guidance on the purchase screen, the necessary information (address, name, e-mail address, payment method for payment, card) Information etc.) and purchase desired continuous sales content. In the case of a user who has already registered as a member, it is not necessary to input an address, a name or the like, and it is only necessary to input user authentication information on the login screen for the member.

  When the content server 11 receives the initial purchase request for the continuously sold content from the purchaser terminal 3, the content server 11 stores the product ID of the requested content and the authentication information (person authentication information) of the purchase requester in the storage means (Step S1). S1).

  Subsequently, the content server 11 transmits the card information of the purchase applicant stored in the purchaser information database 12 c corresponding to the authentication information to the credit processing server 6, and the credit examination result received from the credit processing server 6 is transmitted. Based on this, the credit limit of the purchase applicant is determined, and information on the determined credit limit is stored in the purchaser information database 12c (steps S2 and S3). Then, it is determined whether or not the fee for the continuously sold content (the fee for the first content or all the contents) is within the range of the credit frame (step S4). If the content is within the credit frame, the content is stored in the content storage database. The data is read from 12a and downloaded to the purchaser terminal 3 (step S5).

  Subsequently, the content server 11 determines whether or not the download of the content to the purchaser terminal 3 has been completed. If it is determined that the download has been completed, the content server 11 is the nth (n = number of continuous purchases) for the purchaser. +1) charge settlement processing for the price of the content is executed (step S6). Then, it is determined whether or not the processing of all contents has been completed (for example, in the case of continuous sales content provided for one year every month, it is determined whether or not the content download and billing settlement processing for the 12th month has been completed). (Step S7) If it is determined that the processing of all the contents has been completed, the stored information of the credit frame is deleted, and the continuous billing process for the continuously sold content is terminated.

  On the other hand, if it is determined in step S7 that the processing of all the contents has not been completed, the content server 11 updates (adds 1) the number of continuous purchases (step S8) and reduces the content price. The frame is updated as a new credit frame (step S9).

  Then, the content server 11 monitors the provision time based on the provision schedule of the continuous sales content (step S10), and if the next provision time of the continuous sales content has arrived (or the program is started by starting the timer). ), Turn on the distributable flag of the content. If a request for continuous purchase is not received within a predetermined period from the time when the next content is provided, it is determined that the user does not intend to continue purchasing the continuous sales content, and the user's continuous billing is canceled. Processing (for example, deletion of credit frame storage information for the continuous sales content, setting of a provision stop flag for the continuous sales content, etc.) is executed. In other words, when the user wants to quit midway, it is only necessary to cancel or not download, and the personal information (credit frame) stored in the content server 11 is automatically deleted.

  Thereafter, the content server 11 refers to, for example, the purchase history of the user specified by the personal authentication information at the time of login from the purchaser terminal 3 (or according to a purchase history display instruction by the user after login), A continuous sales content purchase screen G2 as shown in FIG. 5 is generated, and the screen data (web page) is transmitted and displayed on the screen display unit of the purchaser terminal 3.

  In the example of FIG. 5, the purchase button (link information) of the content to be provided this time is displayed in the offerable content list B1 for the content being continuously purchased (continuous sale content with the distributable flag turned on). ing. In this example, the download button B11 in FIG. 5 is a purchase button for the content of the first month. Then, after the content of the first month is purchased, when the second month is reached, the download button B12 in FIG. 5 is displayed (step S11).

  In step S10, when it is determined that the next content provision time has come, an electronic mail including the content list B1 that can be provided may be automatically transmitted.

  The content server 11 determines whether or not the purchase button has been operated as described above (step S12). If it is determined that the purchase button has been operated, the content server 11 recognizes that the user has requested continuous purchase, and the step The process proceeds to S5, and the n-th content download process and billing settlement process are repeated.

  Next, another example of the continuous billing process in the first sales form will be described with reference to the flowchart of FIG. Here, only processing different from the above-described continuous billing processing will be described.

  The example of FIG. 6 is an example in which credit examination is performed for each content. In other words, in the example of FIG. 4 described above, when the first purchase request is received, a credit review is performed to determine a credit limit, and thereafter, each time a piece of content is sold, the credit limit is reduced. In the example of FIG. 6, each time individual content is sold, credit examination is performed every time content is sold (steps S <b> 22 and S <b> 23), and the credit frame is used to determine the content. It is determined whether or not the price exceeds the credit limit (step S24). The other processes are the same as in the example of FIG.

  Next, the continuous billing process in the second sales form will be described with reference to the flowchart of FIG. In addition, about the process similar to a 1st sales form, the same step number as the flowchart of FIG. 4 is attached | subjected and description is abbreviate | omitted.

  The second sales form is a form in which an actual article is delivered and sold by courier or mail.

  In the case of the second sales form, when the content server 11 determines in step 4 that it is within the range of the credit frame, the content server 11 automatically generates a delivery code that identifies the content, the purchase requester, and the delivery destination. A delivery request for the content (article) including the code is transmitted to the delivery management server 5 (step 5A).

  The delivery management server 5 that has received the delivery request transmits a delivery completion notice to the content server 11 after the delivery of the content is completed. When the content server 11 receives the delivery completion notification (step 5B), the content server 11 receives the information included in the delivery completion notification (the product ID and purchaser ID of the content) and the information stored on the content server 11 side. It is determined whether or not the two match with each other, and when it is determined that they match, the billing settlement processing for the nth content price is executed (step 6A). The other processes are the same as the processes in the first sales form, and thus description thereof is omitted.

  In the above-described embodiment, the case where the accounting settlement process is executed in real time when the download is completed is described as an example. However, the accounting settlement process may be executed at a predetermined timing after the download is completed. . For example, the billing settlement processing may be performed at the timing when the content of the content (downloaded content) provided by the content server 11 is viewed from the purchaser terminal 3 using the browsing service. Alternatively, the unlocking information of the content is stored on the content server 11 side, the authentication information and the unlocking information received from the purchaser terminal 3 are downloaded after downloading the content that cannot be read by the computer. If the stored information matches the stored information, the key in the content may be unlocked and readable, and the billing settlement process may be executed.

It is a block diagram which shows an example of the whole structure of the computer network system to which the content sales system which concerns on this invention is applied. It is a schematic diagram which shows an example of the display screen of the content sold at a virtual store. It is a block diagram which shows an example of a function structure of the content server which concerns on this invention. It is a flowchart for demonstrating the 1st operation example of the content sales system which concerns on this invention. It is a figure which shows an example of the purchase screen of the continuous sales content which concerns on this invention. It is a flowchart for demonstrating the 2nd operation example of the content sales system which concerns on this invention. It is a flowchart for demonstrating the 3rd operation example of the content sales system which concerns on this invention.

Explanation of symbols

1 Content Sales System 11 Web Server (Content Server)
11a Continuous purchase request receiving means 11b Preliminary screening means 11c Continuous sale content transmitting means 11d Continuous charging settlement processing means 11e Delivery code generating means 11f Delivery request transmitting means 11g Delivery completion notification receiving means 11h Charging settlement processing starting means 12 Database 12a Content storage database 12b Issuer information database 12c Purchaser information database 12d Mobile phone content database 13 Virtual store 2 Issuer terminal 3 Buyer terminal 31 Mobile phone 32 PC
4 Payment System 5 Delivery Management Server 6 Credit Processing Server 7 Network

Claims (7)

A content server that sells continuously sold content continuously provided over a plurality of times in accordance with a purchase request from a communication terminal of a purchase applicant, a credit frame for the purchase applicant, A purchaser information database for storing and managing the number of continuous purchases of the continuous sales content purchased by a purchase applicant, and a billing processing method for continuous sales content in a content sales system comprising:
Including a sales form in which digital content is downloaded to the communication terminal and sold as a form of sales of the continuous sales content
The content server is
As a preliminary examination process before selling the continuously sold content, it is determined whether or not the price of the n-th content (n = the number of times of continuous purchase + 1) provided to the purchase applicant is within the credit range. Determining each time the purchase request is received from a communication terminal of the purchase applicant,
Downloading the n-th content to the communication terminal of the purchase requester when it is determined that the credit line is within the range;
Automatically executing billing settlement processing of the n-th content price after the download is completed and updating the number of continuous purchases;
A billing processing method for continuously sold content in the content sales system. The said content server has a step which updates the memory information of the said credit frame for every execution of the said billing payment process by making the credit frame which reduced the said content price into a new credit frame. A billing processing method for continuously sold content in the content sales system. The content server is connected to a credit processing server of a financial institution that performs credit screening via a network, and the purchase request is determined based on a result of credit screening received from the credit processing server. 2. The billing processing method for continuously selling content in the content selling system according to claim 1, further comprising a step of executing the purchase request every time the purchase request is received from a communication terminal of the user. If the content server does not receive the purchase request within a predetermined period from the time when the next content is provided, the content server determines that there is no intention of continuous purchase for the continuous sale content, and stores the credit frame storage information. 4. The continuous sales content charge processing method in the content sales system according to claim 1, further comprising a step of executing a continuous charge stop processing including erasure. In response to the request from the communication terminal of the purchase applicant, the content server transmits a purchase screen displaying a purchase button for the content to be provided next time to the communication terminal, and the purchase button on the purchase screen is displayed. 5. The billing processing method for continuously sold content in the content selling system according to claim 1, further comprising a step of executing the content download processing and the billing settlement processing according to an operation. A content server that sells continuously sold content continuously provided over a plurality of times in accordance with a purchase request from a communication terminal of a purchase applicant, a credit frame for the purchase applicant, A purchaser information database for storing and managing the number of continuous purchases of the continuous sales content purchased by a purchase applicant, and a content sales system comprising:
The content server
As a preliminary examination process before selling the continuously sold content, it is determined whether or not the price of the n-th content (n = the number of times of continuous purchase + 1) provided to the purchase applicant is within the credit range. Preliminary screening means for determining each time the purchase request is received from the communication terminal of the purchase applicant,
A content transmission unit that downloads the n-th content to the communication terminal of the purchase applicant when the preliminary examination unit determines that it is within the range of the credit frame;
Continuous billing settlement processing means for automatically executing billing settlement processing of the n-th content price after the download by the content transmitting means is completed and updating the number of times of continuous purchase;
Content sales system characterized by comprising In addition to the first sales form in which digital content is downloaded and sold to the communication terminal as the sales form of the continuous sales content, the actual article is delivered to the designated place of the purchase applicant as the content and sold. Including the second form of sales,
In the case of the second sales form, the content server automatically generates a delivery code that identifies the content, the purchase requester, and the delivery destination when the preliminary examination unit determines that the credit range is within the range. And sending the content delivery request including the delivery code to the delivery management server of the delivery company delivering the actual article via the network.
The delivery management server that has received the delivery request sends a delivery completion notification to the content server after delivery of the content is completed,
The content server that has received the delivery completion notification collates the content included in the delivery completion notification and the information specifying the purchase requester with the information in the delivery code stored in the storage means. Is determined to match, and when it is determined to match, billing settlement processing of the n-th content price by the continuous billing settlement processing means is automatically executed. The content sales system according to claim 6.

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