JP2009187512A - Membership card system allowing medical examination information of pet, contraindication medicine information, or the like to be written in electronic information storage area of ic chip type membership card and to be browsed, confirmed and changed in medical institution, and allowing part of paid-out amount to be returned - Google Patents

Membership card system allowing medical examination information of pet, contraindication medicine information, or the like to be written in electronic information storage area of ic chip type membership card and to be browsed, confirmed and changed in medical institution, and allowing part of paid-out amount to be returned Download PDF

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JP2009187512A
JP2009187512A JP2008056969A JP2008056969A JP2009187512A JP 2009187512 A JP2009187512 A JP 2009187512A JP 2008056969 A JP2008056969 A JP 2008056969A JP 2008056969 A JP2008056969 A JP 2008056969A JP 2009187512 A JP2009187512 A JP 2009187512A
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card
information
medical
electronic money
membership card
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Morihide Nakamura
守秀 中村
Joji Oshima
譲二 大島
Toru Amamiya
徹 雨宮
Keiko Konishi
啓子 小西
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

<P>PROBLEM TO BE SOLVED: To provide a membership card allowing medical examination information of a pet to be browsed and referred to in any medical institution and usable to pay out as electronic money in each medical institution. <P>SOLUTION: The medical examination information of the pet is written in a storage area in an IC chip body of the membership card containing a credit card type IC chip, and the medical examination information is read from a card body. The card includes an electronic money function, and when used to pay out in each medical institution, a card issuer is notified of an electronic money card management number managed by an electronic money operating entrepreneur, through the Internet or the like. <P>COPYRIGHT: (C)2009,JPO&INPIT

Description

この発明は、ICチップ式会員カードの構造設計、電子マネー利用による会員払い出しの対価の一部を還元するビジネスモデル、その利便性の為のプログラムに関する。The present invention relates to a structural design of an IC chip type membership card, a business model for reducing a part of the payment for membership payment by using electronic money, and a program for its convenience.

従来の場合、ペットが何らかの病気に罹病した際、かかりつけの医療機関を訪問し、血液検査や、診療に必要な診断を受ける。診療中の場合、受診した医療機関に投薬などに際し患畜にとって危険な禁忌薬情報、治療上の注意点などが記載されたカルテが保管される。Conventionally, when a pet suffers from some kind of illness, he / she visits his / her medical institution to receive blood tests and diagnosis necessary for medical care. During medical treatment, medical records that contain information on contraindications that are dangerous for the patient during medication, medical precautions, etc. are stored at the medical institution.

しかしながら、以上の技術によれば、患畜が飼い主について遠方に旅行中の場合など、旅先で病状が悪化した場合等に付近の医療機関に患畜の緊急診断を飼い主が依頼した際、手元にかかりつけ医の診療情報などを携帯していない場合が想定され、患畜にとって重要な診療情報、禁忌薬情報などは緊急時に生かされていない状況が生じている。
そこで、この発明は、携帯性に優れたクレジットカードサイズのICチップに各患畜の禁忌情報、診療上の注意点などを書き込み、電子マネー機能を付随することで所属会員が常時携帯することを想定でき、同時にどの診療医療機関でも装備可能なレベルでの閲覧プログラムを提供することを課題とする。
However, according to the above technique, when the owner requests an emergency diagnosis of the affected animal from a nearby medical institution, such as when the patient is traveling far away with respect to the owner, such as when the animal is traveling far away, the doctor who is in charge at hand It is assumed that the patient does not carry any medical information or the like, and the medical information and contraindication information important for the livestock are not utilized in an emergency.
In view of this, the present invention assumes that each member is always carrying the electronic money function by writing the contraindication information of each patient and the medical precautions on a credit card-sized IC chip with excellent portability. It is possible to provide a browsing program at a level that can be equipped at any medical institution at the same time.

以上の課題を解決するために、第一発明は、電子マネー機能が付随可能なICチップ上に患畜の禁忌薬情報、診療情報を会員カードとして設けたことを特徴とするカードの構造設計にある。
また、第二発明は、使用者がこのカードを常時携帯する意義を発生させるため、使用者が特定の医療機関で払い出しを行った場合、電子マネーを管理する事業者からのインターネットなどを通じた利用者台帳通知を会員カード発行元が受けることで、カード発行元より会員非特定の一定率対価の還元をカード発行元が行うことを特徴とする会員非特定の引き落とし代金還元システムにある。
また、第三発明は、患畜名や、ひいては会員個人のプライバシーである、所属会員個人情報の病歴、診療情報をこのシステム運営上カード発行元が知りえることなく、医療機関側でも閲覧可能なものの、読み取る側に個人情報保存を前提としないプログラムを提供することで、所属会員の個人情報の機密漏えい保護を前提としないことを特徴とする会員情報運営システムにある。
また、第四発明は、自由な形に加工できるICカードの利点を生かし、患畜の首輪などにコイン型に加工した第一発明と同様の識別タグを取り付け、このタグに第三発明のプログラムを介し患畜名や所属会員の住所などの個人情報を書き写すことを可能としたICチップ内臓であることを特徴とする識別タグの構造設計にある。
In order to solve the above problems, the first invention resides in a card structure design characterized in that a contraceptive drug information and medical care information of a patient is provided as a membership card on an IC chip that can be accompanied by an electronic money function. .
In addition, the second invention has the significance that the user always carries this card. Therefore, when the user pays out at a specific medical institution, the use of the electronic money management company through the Internet, etc. This is a non-member specific withdrawal fee reduction system in which a card issuer performs a return of a certain amount of non-member specific consideration from the card issuer by receiving a subscriber's ledger notification.
In addition, the third invention is that the medical institution can view the name of the affected animal and, as a result, the privacy of the member's individual, the medical history of the member's personal information, and the medical information without knowing the card issuer in this system operation. The member information management system is characterized in that the program that does not presuppose the storage of personal information is provided to the reading side, so that it is not premised on the protection of confidential leakage of the personal information of the member.
In addition, the fourth invention takes advantage of the IC card that can be processed into a free form, and attaches an identification tag similar to the first invention processed into a coin shape to the collar of a patient, and the program of the third invention is attached to this tag. The identification tag has a built-in IC chip capable of copying personal information such as the name of a livestock patient and the address of a member to be transcribed.

第一発明によれば、会員カード利用者はカード上のICチップ上に用意された保存領域を使い、使用者患畜の診療情報、禁忌薬情報などを書き込み事が可能で、この領域はカード発行者により解読に必要な特別なシステムコードを書き込んでおく事で、当該会員は悪意のある第三者からの改竄、消去に耐えうる構造となった自己、若しくはかかりつけの医療機関のみが閲覧、更新可能な禁忌薬情報、診療情報を安全に携帯できる。
またこの解読プログラム以外では閲覧不可とする事で、手帳などとは異なり当該会員の病歴、受診事実などのプライバシー保護にも繋がる。
また第二発明によれば、使用者はこのカードに付随している電子マネー機能を常時利用でき、この利用の際、電子マネー運用事業者が管理する電子マネーカード管理番号がカード発行者にインターネットなどを通じ通知される。カード発行者はカード使用者が匿名の場合でもこの電子マネーカード管理番号所持者に向かって一定額の還元をインターネットなどを通じ行うことが可能であり、その際カード発行者は当該カードを所持している会員の住所氏名など、個人特定作業を行う必要がない。
また第三発明によれば、カード発行元業者が配布するのは当該カードの閲覧、更新が可能なプログラム、診療情報を書き込む保存領域を用意したのみの会員名等を特定記載しない白紙のカードであり、このICチップ保存領域に診療情報を書き込まない状態でも、当該会員は電子マネー管理番号により上記第二発明の還元を受けることは可能である。
またカード本体のIC保存領域以外に会員情報を記載する項目が無いため、当該カードの盗難、紛失の場合も保存領域の患者診療情報は盗難、紛失者と特定することが困難である。また配布後に書き込まれるこの患者診療情報はカード発行元、電子マネー運用業者にも知りえない情報の為、病歴、受診事実などをカード発行元、電子マネー運用業者双方とも保護する義務を負わず、当該会員カード事業を運用可能である。
また第四発明によれば、患畜の首輪などにコイン型に加工した第一発明と同様の識別タグを取り付け、このタグに第三発明のプログラムを介し患畜名や所属会員の住所などの個人情報を書き写してやれば、患畜が行方不明になってしまったような場合でも、会員の個人情報が一般人の目に触れることなく、第三発明のプログラムを持つしかるべき施設に患畜が保護されたような際に、飼い主に連絡が入るシステムが提案可能である。
According to the first invention, the member card user can use the storage area prepared on the IC chip on the card and write the medical information, contraindication information, etc. of the user's livestock. By writing a special system code necessary for decryption by the user, the member can view and update only the self or family medical institution that can withstand tampering and erasure from a malicious third party. Safe contraindication information and medical information can be carried safely.
Also, by making the browsing impossible except for this decryption program, it is possible to protect the privacy of the member's medical history, medical examination facts, etc. unlike the notebook.
According to the second invention, the user can always use the electronic money function attached to the card, and the electronic money card management number managed by the electronic money management company is used by the card issuer to the card issuer. It is notified through such as. The card issuer can return a certain amount to the holder of this electronic money card management number via the Internet, even if the card user is anonymous, in which case the card issuer possesses the card There is no need to perform personal identification work such as the names and addresses of existing members.
Further, according to the third invention, the card issuer distributes a blank card that does not specify a member name or the like that only provides a storage area in which medical information can be viewed and updated, a program that allows the card to be viewed and updated. Yes, even if the medical information is not written in the IC chip storage area, the member can receive the reduction of the second invention by the electronic money management number.
Further, since there is no item for describing member information other than the IC storage area of the card body, it is difficult to identify the patient medical information in the storage area as theft or lost even if the card is stolen or lost. In addition, since this patient medical information written after distribution is information that the card issuer and the electronic money operator cannot know, the medical history, the medical examination facts, etc. are not obligated to protect both the card issuer and the electronic money operator, The membership card business can be operated.
Further, according to the fourth invention, an identification tag similar to that of the first invention, which is processed into a coin shape, is attached to the collar of the patient, and personal information such as the name of the patient and the address of the member belonging to the tag is attached to this tag through the program of the third invention If the patient is lost, the patient's personal information is not exposed to the general public, and the patient is protected in the appropriate facility with the third invention program. It is possible to propose a system for contacting the owner at such times.

この発明の一実施形態を、図2に示す。
このカードを持つ使用者は、常にこのカードを携帯し、かかりつけの医療機関で患畜の診察を受ける際、このカード本体の記憶域からの読み出しのみで、患者個人の診療情報、禁忌薬等の情報閲覧が可能で、同一のプログラムで当該カードに新たな診療情報の更新も可能である。
One embodiment of the present invention is shown in FIG.
Users with this card always carry this card, and when they receive medical examinations of their patients at their medical institution, only reading from the memory area of this card body, personal patient information, information on contraindications, etc. It is possible to browse and to update new medical information on the card with the same program.

「実施形態の効果」
この実施形態によれば、使用者がこのカードを携帯し、患畜と共に旅行などで他の医療機関にて受診する場合、医療機関同士に患畜情報のネットワークが無くとも、会員が持参する会員カードを媒体とし、最新の診療情報を参照することが出来る。
また患畜が難病疾患などで服用に注意すべき禁忌薬等がある場合でも、このカード情報を参照することで緊急医療機関などでの救急医療に役立てることができる。
"Effect of the embodiment"
According to this embodiment, when a user carries this card and takes a medical examination at another medical institution with a patient, even if there is no patient information network between medical institutions, the member card that the member brings The latest medical information can be referred to as a medium.
Moreover, even if there are contraindicated drugs that should be taken with illness due to intractable disease, etc., it can be used for emergency medical care at an emergency medical institution by referring to this card information.

「他の実施形態」
図2の実施形態では、この会員カードを医療機関において使用することを前提としているが、各々の読み取り拠点間で構築するネットワークが必要ないため、店舗側に顧客サービスの為のオンラインのネットワークを全国展開する必要がなく、他の実施形態では、全国展開しているペットショップやペットの美容院などでカードに診療情報ではなく、会員情報を書き込み、閲覧するプログラムの項目名を変更することで新たな会員サービスを付加した会員カードとする利用方法も可能である。
"Other embodiments"
In the embodiment of FIG. 2, it is assumed that this membership card is used in a medical institution, but since there is no need for a network constructed between each reading base, an online network for customer service is established on the store side nationwide. In other embodiments, it is possible to write a member information instead of medical information on a card at a pet shop or a pet beauty salon that is deployed nationwide, and change the item name of the program to be viewed. It is also possible to use a membership card with additional member services.

000*000 *

この発明の一実施形態を示す俯瞰図である。当該会員カード(1)の内部には基本サービスを提供するICカード用サービス(2)が搭載されており、このサービス上に個別のアプリケーションが稼動する、システムが複数搭載されている(3,4,5)。このカード内部の記憶領域の一部を当該サービスの為に解放し、診療情報を書き込むための保存領域とする(3)。この部分の記憶領域を参照、更新するためにはカード発行者のみが知りえるプログラムに用いる為のシステムコード(鍵)が必要な構成となっている。またこのカードには電子マネーサービス用のアプリケーション(4)も搭載されている。この電子マネー領域(4)には電子マネー管理用の管理番号が書き込まれており、電子マネー運用業者からはこの管理番号に向けての電子マネーのギフト(払出し)が可能である。It is an overhead view which shows one Embodiment of this invention. The membership card (1) is equipped with an IC card service (2) that provides a basic service, and a plurality of systems on which individual applications operate are installed (3,4). , 5). A part of the storage area inside the card is released for the service, and is used as a storage area for writing medical information (3). In order to refer to and update this storage area, a system code (key) for use in a program that only the card issuer knows is necessary. The card also has an application (4) for electronic money service. In this electronic money area (4), a management number for electronic money management is written, and an electronic money operator can give a gift (payout) of electronic money toward this management number. 会員が当該システムを利用する場合の想定図である。本会員(10)は、常時携帯している会員カード(9)を患畜のかかりつけの医療機関で提示し、コンピューターに接続されたカードリーダー(7)に会員カード(8)を読み込ますことで、会員がもつ患畜の診療情報が画面上(6)に表示され、同時に診療情報の書き換え(更新)も可能である。同様に本会員が、旅行などで他の医療機関で受診する際、かかりつけの医療機関と旅行先の医療機関に患者情報のネットワークが構築されていない場合でも、本会員(10)がデータが書き込まれたカードを携帯(9)し受診することで、本会員の患畜の最新の診療情報が参照閲覧可能である。It is an assumption figure in case a member uses the said system. The primary member (10) presents the member card (9) that is always carried by the patient's family medical institution and reads the member card (8) into the card reader (7) connected to the computer. The medical information of the patient's livestock is displayed on the screen (6), and the medical information can be rewritten (updated) at the same time. Similarly, when a primary member visits another medical institution, such as a trip, even if a patient information network is not established between the primary medical institution and the destination medical institution, the primary member (10) writes data. By carrying (9) the card and taking a medical examination, the latest medical information of the main member's patient can be referred to and browsed. 本会員が払出し対価の還元を受ける運用図である。本会員が(14)により提携加盟店にて電子マネーを利用する。(例として1000円)この利用情報は払出し情報(15)として電子マネー運用事業者にインターネット等を通じて通達され、同様に電子マネーの原資を管理する事業者に通達(15)される。電子マネー原資を管理する事業者からは、この払出し請求(15)により原資の払出し(16)が行われ、電子マネー運用事業者からは電子マネーのインフラ資源を使用した対価として加盟店手数料を差し引いた額(17)が加盟店に対し支払われる。当該会員のカード発行者にはこの時インターネット等を通じてカード利用者の電子マネー管理番号、支払い額、所定の加盟店手数料還元が通達される。この時カード発行事業者は提携加盟店で使用された電子マネーの管理番号が把握できるため、使用した会員が特定できない場合でも、この電子マネー管理番号を指定して支払額の還元を行うことが可能である。この時還元を受ける当該会員は全国何処にいてもインターネット等(19)を通じ、支払額の還元を受けることが可能で、還元を受けた電子マネーは、現金同様に全国の電子マネー加盟店で使用する事が可能である。It is an operational diagram in which the primary member receives the payout compensation. The main member uses electronic money at the affiliated member store according to (14). (For example, 1000 yen) This usage information is notified as payout information (15) to the electronic money management company through the Internet or the like, and is similarly notified (15) to the company managing the resources of electronic money. From the business that manages the electronic money resources, the funds are paid out (16) by this payment request (15), and the merchant fee is subtracted from the electronic money management business as consideration using the infrastructure resources of electronic money. The amount (17) is paid to the member store. At this time, the card issuer of the member is notified of the card user's electronic money management number, payment amount, and predetermined member store fee reduction through the Internet or the like. At this time, the card issuer can grasp the management number of the electronic money used at the affiliated merchant, so even if the member who used it cannot be specified, the payment amount can be returned by specifying this electronic money management number. Is possible. The member who receives the refund at this time can receive a payment reduction through the Internet etc. (19) anywhere in the country, and the returned electronic money can be used at electronic money merchants nationwide like cash. It is possible to do.

符号の説明Explanation of symbols

1 本会員ICカード全体
2 ICカード内に内蔵されたアプリケーションを稼動させるICカード用のサービス
3 診療情報を書き込む使用領域で解読にはプログラム側にカード発行者しか知りえない解読用のシステムキーが必要。
4 電子マネーを使用するためのサービス提供エリア。診療情報保存領域には接点を持たず、個別に存在する。この領域には電子マネーを使用するための電子マネー管理用の管理番号(改竄不可)が書き込まれている。
5 将来的に本カードに更なる付加機能を持たせる場合に備え、アプリケーションを特定しない空白の保存領域を装備する。
6 本会員患畜の診療情報を閲覧、更新するためのプログラム画面
7 本会員のカードを読み取るためのカードリーダー
8 診療情報が書き込まれた本会員カード
9 本会員が携帯する当該会員カード
10 当該本会員
11 旅行先の診療情報を閲覧、更新するためのプログラム画面(図2−6と同一)
12 旅行先のカードを読み取るためのカードリーダー(図2−7と同一)
13 旅行先の本会員カード(図2−8と同一)
14 本会員カード発行元の提携加盟店(医療機関)にて電子マネーを利用する。
15 加盟店より電子マネー運用業者、原資を管理する事業者に払出し情報がインターネット等を通じ、通達される。
16 電子マネー原資管理事業者より原資の払い出しが電子マネー運用事業者に行われる。
17 電子マネー運用事業者より加盟店手数料を差し引いた額が支払われる。
18 電子マネー運用事業者より、当該会員カード発行者に加盟店手数料の一定額の還元を受けると同時に電子マネー利用者の一覧台帳がインターネット等を通じて通達される。
19 会員カード発行者は(図3−18)の利用者台帳に基づき還元を行いたい会員の電子マネー管理番号に電子マネー原資の還元を行う。
1 The whole member IC card 2 IC card service that runs the application built in the IC card 3 The decryption system key that only the card issuer knows can be decrypted by the program in the usage area where medical information is written necessary.
4 Service provision area for using electronic money. The medical information storage area does not have a contact and exists individually. In this area, a management number for electronic money management for using electronic money (impossible tampering) is written.
5 Equipped with a blank storage area that does not specify an application, in case the card has additional functions in the future.
6 Program screen for viewing and updating medical information of the main patient 7 Card reader for reading the card of the main member 8 Primary card with medical information 9 Member card carried by the main member 10 Main member 11 Program screen for browsing and updating medical information of travel destination (same as Fig. 2-6)
12 Card reader for reading travel cards (same as Figure 2-7)
13 Primary card for travel destination (same as Figure 2-8)
14 Use electronic money at affiliated merchants (medical institutions) from which this membership card is issued.
15 Disbursed information is sent from member stores to electronic money managers and businesses that manage resources through the Internet.
16 The money is paid out by the electronic money resource management business operator to the electronic money management business operator.
17 The electronic money management company pays the amount after deducting the member store fee.
18 The electronic money management company receives a certain amount of member store fee reduction to the member card issuer, and at the same time a list of electronic money users is notified via the Internet.
19 The member card issuer returns the electronic money resources to the electronic money management number of the member who wants to return based on the user ledger of (FIG. 3-18).

Claims (4)

大型犬のペットなどが、かかりつけ医から遠方にいる際に罹病した際などに有効な、常時携帯を可能としたペットの診療情報、禁忌薬情報などをICカードの電子情報保存領域に書込み、医療機関先で閲覧確認、変更を可能としたことを特徴とする会員カード。Writes medical information and contraindication information on pets that can be carried around at any time, such as when a large dog pet is ill while away from the family doctor, to the electronic information storage area of the IC card. A membership card characterized in that it can be viewed and changed at the institution. この会員カードに付随した電子マネー機能による、会員の払出し行為の払い出し金の一定額を、会員カード発行元が電子マネー払出し管理元のインターネットなどを通じた電子マネー使用ユーザー台帳の提供により、カード所持者を非特定としながらも、匿名の会員にインターネット等を通じ会員カードの電子マネーポイントに還元することを特徴とするビジネスモデル。The card holder can provide a certain amount of the member's withdrawal due to the electronic money function attached to the membership card by providing the electronic money usage user ledger through the Internet etc. A business model that returns anonymous members to electronic money points on membership cards through the Internet, etc. この会員カードユーザーの移動受診医療機関毎で、容易に導入可能でありながら、医療機関のコンピューター本体の記憶領域に依らず、会員カードの保存領域とプログラム上の参照データのみで患者診療情報を閲覧参照、カード保存情報を更新できることを特徴とする請求項1記載のプログラム。This membership card user's mobile medical examination can be easily introduced at each medical institution, but patient medical information can be browsed only by the membership card storage area and program reference data, regardless of the storage area of the medical institution's computer. The program according to claim 1, wherein the reference and card storage information can be updated. どのような形にも加工可能なICチップカードの特性を活かし、ペットの首輪などに取り付け可能な請求項1記載の会員情報の一部が転記できる構造を持つことを特徴とするペット用識別タグ。The identification tag for pets having a structure capable of transferring a part of member information according to claim 1, which can be attached to a pet collar or the like, utilizing the characteristics of an IC chip card which can be processed into any shape. .
JP2008056969A 2008-02-08 2008-02-08 Membership card system allowing medical examination information of pet, contraindication medicine information, or the like to be written in electronic information storage area of ic chip type membership card and to be browsed, confirmed and changed in medical institution, and allowing part of paid-out amount to be returned Pending JP2009187512A (en)

Priority Applications (1)

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JP2008056969A JP2009187512A (en) 2008-02-08 2008-02-08 Membership card system allowing medical examination information of pet, contraindication medicine information, or the like to be written in electronic information storage area of ic chip type membership card and to be browsed, confirmed and changed in medical institution, and allowing part of paid-out amount to be returned

Applications Claiming Priority (1)

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JP2008056969A JP2009187512A (en) 2008-02-08 2008-02-08 Membership card system allowing medical examination information of pet, contraindication medicine information, or the like to be written in electronic information storage area of ic chip type membership card and to be browsed, confirmed and changed in medical institution, and allowing part of paid-out amount to be returned

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JP2009187512A true JP2009187512A (en) 2009-08-20

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