JP2009029096A - Credit card with membership identification number and membership card with credit card function - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To solve a problem that the purpose of the conventional customer membership card is limited to the usefulness only between the issuing company and the member customer, and when used as a credit card, a credit card number information can be leaked out to anybody other than the customer him or herself, and when used in the internet mail order, there is a concern of personal information effluence. <P>SOLUTION: The invention refers to a business model that can remarkably expand the activity applications benefitting not only the issuing company by adding the credit card capability to the membership card and can generate to the issuing company revenues in the form of credit card transaction commission from the members. At the same time, the membership identification number is issued and listed together with the credit card number, the personal information effluence opportunities such as reading out orally the credit card information which is an essential personal information can be well prevented. <P>COPYRIGHT: (C)2009,JPO&INPIT

Description

In the present invention, a card issued by a company to a member customer as a member proof card is provided with a credit function.
In addition, the company's unique membership number can be written on the credit card to facilitate the inquiry of membership information.

Since conventional membership cards are not intended for use by companies other than the issuing company, many customers give up holding.
Issuing companies have their membership cards used only for transactions with members, but there was no other revenue from customers.

Encourage the use of membership cards not only for specific purposes but also in all purchasing situations.
The member at the issuing company makes a cashless and cardless payment using only the membership number.

In order to solve the above problems, the first invention is a business model characterized by issuing a conventional membership card as a credit card. By attaching a credit card function, the fear of being discarded is reduced.
The second invention is a business model for issuing a credit card, wherein the member number is described on the card face apart from the credit card number.

Since the card issuer can issue a member card as an original design from the partner card company, the chance of being discarded due to the improvement of the company's name recognition and the characteristics of the credit card is reduced.
According to the second invention, the member information can be inquired from the member number, the point addition to the member, the provision of a privilege and the like can be performed.
In addition, since the credit card number can be found by inquiring the member number within the issuing company, it is possible for the customer to make a payment without going through cash and without the card, thus preventing the outflow of the credit card number, which is personal information. be able to.

One embodiment of the present invention is shown in FIG.
FIG. 1 shows a member card with a credit card function of a walking tour of a journey operated by Fuji Kosho Co., Ltd.
The company name and company logo design can be displayed on the face of the member card.
The member number is displayed on the credit card face, and the member information unique to the issuing company can be inquired separately from the credit card number.
One embodiment of the present invention is shown in FIG.

It is a perspective view showing one embodiment of this invention.

Claims (1)

  Credit card with unique membership number on face value

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