KR20030009733A - A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card - Google Patents

A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card Download PDF

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Publication number
KR20030009733A
KR20030009733A KR1020010044313A KR20010044313A KR20030009733A KR 20030009733 A KR20030009733 A KR 20030009733A KR 1020010044313 A KR1020010044313 A KR 1020010044313A KR 20010044313 A KR20010044313 A KR 20010044313A KR 20030009733 A KR20030009733 A KR 20030009733A
Authority
KR
South Korea
Prior art keywords
credit
child
credit card
student
infancy
Prior art date
Application number
KR1020010044313A
Other languages
Korean (ko)
Inventor
성낙영
Original Assignee
성낙영
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 성낙영 filed Critical 성낙영
Priority to KR1020010044313A priority Critical patent/KR20030009733A/en
Publication of KR20030009733A publication Critical patent/KR20030009733A/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"

Abstract

PURPOSE: A business technique for enabling a legal infancy child to use a credit of a protector possessing a credit card through an issued student card is provided to issue a student credit card to a legal infancy child in a credit card company or a financial institution. CONSTITUTION: When a student credit card is issued to a legal infancy child, an approval of a protector is necessary and a usage amount limit of money is designated. The protector pays an amount of money used by the legal infancy child through the student credit card. Thus, the legal infancy child may learn an importance of a credit and a fund managing ability, the legal infancy is protected from a gang of hoodlums, and the protector recognizes pocket money expenditure details of the child.

Description

신용카드가 있는 보호자의 신용을 미성년 자녀가 학생카드를 발급받아 사용할 수 있도록 하는 사업기법{omitted}A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card. {Omitted}

없었음.None.

신용카드를 소지한 보호자가 미성년 자녀에게 학생 신용카드를 발급하여 주도록 요청할 경우 신용카드회사나 금융기관에서 이를 발급하여 주는 것과 학생 신용카드 사용처를 신용카드 가맹점화 하는 것.When a guardian with a credit card asks a minor child to issue a student credit card, a credit card company or a financial institution may issue it and make the student credit card merchant.

도면 1은 신용카드회사의 회원인 보호자의 신용금액 가운데 일부를 자녀가 사용할 수 있도록 보호자가 신용카드회사나 금융기관에 요청하여 자녀에게 학생 신용카드를 발급하여 주게 하고 자녀가 한도내에서 사용한 학생 신용카드 금액의 견제를 보호자가 대신 한다는 흐름도이다.Figure 1 shows that a guardian asks a credit card company or financial institution to issue a student credit card to a child so that a child can use some of the credit amount of a guardian who is a member of a credit card company. It is a flow chart that the guardian takes the check of the card amount.

본 발명의 구성은The configuration of the present invention

1. 미성년자에게 신용카드를 발급해 주는 것.1. Issuing a credit card to a minor.

2. 보호자의 동의와 사용금액의 지정이 있으며2. There is consent of the guardian and designation of the amount used.

3. 미성년 자녀가 사용한 학생 신용카드의 사용금액을 보호자가 대신 결제하는 것.3. The guardian pays for the student credit card used by the minor child.

어려서부터 신용의 중요성을 깨닫고 자금관리 능력을 키우며 현금을 소지하지 않아 불량배 등으로부터 해를 당하지 않으며 보호자가 자녀 용돈사용 근거를 알게되어 자녀교육에 더 많은 관심을 갖게된다.From an early age, they realize the importance of credit, develop their money management skills, do not have cash, and are not harmed by bullies.

Claims (1)

신용카드회사의 회원인 보호자의 신용금액 가운데 일부를 자녀가 사용할 수 있도록 보호자가 신용카드회사나 금융사에 요청, 자녀에게 학생 신용카드를 발급해 주게 하고 자녀가 한도내에서 사용한 학생 신용카드 금액의 결제를 보호자가 대신 한다는 것.The guardian asks the credit card company or financial company to use a part of the credit card amount of the guardian who is a member of the credit card company, asks the credit card company or financial company to issue the student credit card to the child, and pays the amount of the student credit card used by the child. To be replaced by a guardian.
KR1020010044313A 2001-07-23 2001-07-23 A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card KR20030009733A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020010044313A KR20030009733A (en) 2001-07-23 2001-07-23 A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020010044313A KR20030009733A (en) 2001-07-23 2001-07-23 A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card

Publications (1)

Publication Number Publication Date
KR20030009733A true KR20030009733A (en) 2003-02-05

Family

ID=27716261

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020010044313A KR20030009733A (en) 2001-07-23 2001-07-23 A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card

Country Status (1)

Country Link
KR (1) KR20030009733A (en)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030045232A (en) * 2001-12-01 2003-06-11 주식회사 디지털서비스 Device and method for settling price using transfer card
KR100456343B1 (en) * 2002-02-06 2004-11-09 주식회사 쓰리비 시스템 system for issuing electronic pocket money and transacting with electronic pocket money
KR100764076B1 (en) 2003-03-07 2007-10-09 주식회사 케이티프리텔 Method and apparatus for providing an alternative settlement service
WO2010131906A2 (en) * 2009-05-12 2010-11-18 Choi Si Yeol Tourism management system and method
KR20160021916A (en) 2014-08-18 2016-02-29 이동한 Card service system and method based on keeping of mobile terminal

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000077102A (en) * 1999-05-21 2000-12-26 김대욱 Electronic commerce system using a prepaid card
KR20010078918A (en) * 2001-05-17 2001-08-22 김권 Method for management a credit card and system for the performing the same
KR20020021515A (en) * 2000-09-15 2002-03-21 김영덕 Cyber credit card system

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000077102A (en) * 1999-05-21 2000-12-26 김대욱 Electronic commerce system using a prepaid card
KR20020021515A (en) * 2000-09-15 2002-03-21 김영덕 Cyber credit card system
KR20010078918A (en) * 2001-05-17 2001-08-22 김권 Method for management a credit card and system for the performing the same

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
카다로그(은행계좌의 잔액 점위안에서 신용카드처럼 물품 구매나 현금을 인출할 수 있는 시플러스카드[대한매일], 2000.03.06) *

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030045232A (en) * 2001-12-01 2003-06-11 주식회사 디지털서비스 Device and method for settling price using transfer card
KR100456343B1 (en) * 2002-02-06 2004-11-09 주식회사 쓰리비 시스템 system for issuing electronic pocket money and transacting with electronic pocket money
KR100764076B1 (en) 2003-03-07 2007-10-09 주식회사 케이티프리텔 Method and apparatus for providing an alternative settlement service
WO2010131906A2 (en) * 2009-05-12 2010-11-18 Choi Si Yeol Tourism management system and method
WO2010131906A3 (en) * 2009-05-12 2011-05-05 Choi Si Yeol Tourism management system and method
KR20160021916A (en) 2014-08-18 2016-02-29 이동한 Card service system and method based on keeping of mobile terminal

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