JP2008083880A - Ic card for securities trading, and online securities trading system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an IC card for securities trading and an online securities trading system that prevent an investor's errors in input to a user terminal in online securities trading. <P>SOLUTION: The IC card has a storage means for storing password information, temporary order data and code information, and an authentication processing means. The user terminal having an IC card reader/writer has an input means, means for sending input password information to the IC card and receiving authentication result information from the IC card, means for reading the password information, temporary order data and code information from the IC card via the IC card reader when the authentication result information is received, and means for sending the information and data read to an online securities trading server. The online securities trading server has a member information database, and means for registering the code information in the member information database in association with the password information received from the user terminal. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to an IC card for securities trading used for online trading of securities and an online securities trading system for conducting online trading of securities.

With the spread of the Internet, online securities trading that allows securities to be bought and sold on a network is performed, and technologies such as systems related to online securities trading are also known. (For example, refer to Patent Document 1)
These online securities transactions can be processed efficiently in a short time by using a user terminal such as a personal computer owned by an investor to place securities purchase orders or sell orders on a securities company server. There is a tendency to increase the number of users such as housewives who are not used to buying and selling securities because they can easily buy and sell.

Japanese Patent Laid-Open No. 2002-245251

However, in online securities trading, there is a problem that unexpected damage may occur due to an operation error or an input error of a user terminal by an investor.
For example, there is a problem that anyone can take care of mistakes when entering a security code or the number of trades on the keyboard of a user terminal.
.

  In order to solve the above-described problems, the present invention can prevent unexpected damages caused by mistakes in operation of the user terminal or input errors by investors in online securities trading. An object is to provide a trading IC card and an online securities trading system.

  The IC card for securities trading of the present invention is an IC card for securities trading used for online trading of securities, and the information transmitted to the server of the securities company when performing online trading of securities is stored in the storage means of the IC card. It is characterized by having a storage area for storing it.

  Also, the IC card for securities trading of the present invention is characterized in that the information transmitted to the server of the securities company is provisional order data.

  Furthermore, the IC card for securities trading according to the present invention is characterized in that the information transmitted to the server of the securities company is code information including a product code or an index code of interest to the IC card holder.

  The online securities trading system of the present invention is an online securities trading system comprising an IC card used for online trading of securities, a user terminal equipped with an IC card reader, and an online securities trading server connected online to the user terminal. The IC card includes a storage means for storing password information of the IC card holder, provisional order data, and code information including a product code or an index code of interest to the IC card holder, and the password An authentication processing means for performing an authentication process based on the information, and a user terminal equipped with the IC card reader / writer transmits an input means for inputting a password and password information input by the input means to the IC card. And means for receiving authentication result information from the IC card, and the IC card Password information, provisional order data, and a product code or index code of interest to the IC card holder when the IC card reader receives authentication result information indicating that authentication has been received from the IC card reader A means for reading the code information comprising: the password information; the provisional order data; and the code information comprising the product code or index code of interest of the IC card holder to the online securities trading server. The online securities trading server includes a member information database for registering member information capable of performing online trading of securities, and the product code or the index code in association with the password information received from the user terminal. A means for registering code information consisting of And features.

  Therefore, the IC card for securities trading of the present invention has a storage area for storing information to be transmitted to the server of the securities company when performing online trading of securities in the storage means. Since the information to be transmitted to the server of the securities company can be stored in the storage means in advance before accessing the online securities trading server in the online securities trading, This has the effect of preventing unexpected damage caused by input errors.

  The IC card for securities trading of the present invention can store temporary order data in the storage means of the IC card for securities trading before the user terminal accesses the online securities trading server. Even when order processing is performed on the securities trading server, it is possible to prevent unexpected damages caused by mistakes in the operation or input of the user terminal by the investor.

  Further, since the IC card for securities trading of the present invention stores code information consisting of a merchandise code or an index code of interest to the IC card holder in the storage means, the merchandise code or the There is an effect that the code information composed of the index code can be transmitted without making a mistake.

  In addition, the online securities trading system of the present invention includes IC card holder password information, provisional order data, and code information comprising a product code or index code of interest to the IC card holder in the IC card storage means. When the information or data is transmitted from the user terminal to the online securities trading server, the information or data stored in the storage means of the IC card is transmitted. This has the effect of preventing unexpected damage caused by input errors.

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.
FIG. 1 is a diagram illustrating an outline of an online securities trading system according to an embodiment of the present invention, FIG. 2 is a diagram illustrating a configuration of an online securities trading system according to an embodiment of the present invention, and FIG. 3 is a diagram illustrating the present invention. FIG. 4 is a block diagram of an IC card for securities trading according to the embodiment of the present invention, and FIG. 5 is a block diagram of the online securities trading system according to the embodiment of the invention. FIG. 6 is a block diagram illustrating a system configuration, and FIG. 6 is a flowchart showing a processing procedure of the online securities trading system according to the embodiment of the present invention.

As shown in FIG. 1, an online securities trading system according to an embodiment of the present invention accesses an online securities trading server managed by a securities company or the like, and a user 1 who trades securities online uses a user terminal. When trading online, the transaction information is a securities card issued by the securities company to the user once, instead of entering and transmitting transaction information from the user terminal. When the information is stored in an IC card (hereinafter also referred to as an IC card) and transmitted to the online securities trading server, the information stored in the IC card is read and transmitted.
In other words, the transmission information is temporarily stored in the IC card, so that it is possible to prevent mistaken information transmission.

In addition, code information consisting of product codes or index codes that are of interest to the IC card holder who is the user is also stored in the IC card at any time and stored in the IC card when it is transmitted to the online securities trading server as necessary. The information is read and transmitted, and the information in the member information database provided on the online securities trading server side can be updated.
Thereby, based on the latest product code or index code that is of interest to the user, services such as distribution of relevant information from the securities company to the user can be performed.

  As shown in FIG. 2, an online securities trading system according to an embodiment of the present invention includes an IC card 1 used for securities online trading, a user terminal 3 having an IC card reader 2, and a user terminal via a network 4. 3 and an online securities trading server 5 connected online.

As shown in FIGS. 3 and 4, the IC card 1 has an IC module 6 in which an IC chip is embedded embedded in a card substrate.
As shown in FIG. 4, the IC chip incorporated in the IC module 6 includes a CPU 7, a volatile memory (RAM) 8, a rewritable nonvolatile memory (EEPROM) 9, and a read only memory (ROM) 10. Is provided.
Further, the IC module 6 further includes a VCC terminal 11 for supplying a power supply voltage, a GND terminal 12 for grounding, an RST terminal 13 for supplying a reset signal, a CLK terminal 14 for supplying a clock signal, an I / O for data input / output. An O terminal 15 is provided.

In the IC chip of the IC module 6, the EEPROM 9 has a password information storage area 16a for storing password information, a provisional order data storage area 16b for storing provisional order data, and a product code of interest to the IC card holder. Alternatively, a code information storage area 16c for storing code information including an index code and a card specific information storage area 16d for storing card specific information are provided.
Here, the password information registered in the password information storage area 16a and the card unique information stored in the card unique information storage area 16d are registered in advance when the securities company issues the IC card 1. deep.
In addition, the information registered in the other temporary order data storage area 16b and code information storage area 16c is registered by the IC card holder operating the user terminal.

The read-only memory (ROM) 10 is loaded with a processing program for performing verification processing based on password information in the IC card 1.
Thus, the password information input from the user terminal 3 and transmitted from the user terminal 3 to the IC card 1 via the IC card reader / writer 2 and the password registered in the password information storage area 16a of the EEPROM 9 of the IC card 1 Verification processing is performed with information, and authentication is received when the verification matches.

Next, the system configuration of the online securities trading system according to the embodiment of the present invention will be described with reference to FIG.
The IC card reader 2 of the user terminal 3 includes a data reading unit 20 that reads data from the IC card 1 and a data writing unit 21 that writes data to the IC card 1, and reads the data read by the data reading unit 20. Data transmitted to the user terminal 3 and received from the user terminal 3 can be written to the IC card 1.

  The user terminal 3 includes interfaces 22 and 23, display means 24, communication means 25, input means 26, storage means 27, control means 28, and the like.

The online securities trading server includes a communication unit 29, a card authentication unit 30, a storage unit 31, a registration unit 32, a control unit 33, a member information database 34, and the like.
The card authentication means 30 performs card authentication processing based on the card specific information received from the user terminal 3.
The registration unit 32 has a function of registering the code information including the product code or the index code received from the user terminal 3 in the member information database 34 in association with the password when the card authentication unit 30 receives the card authentication. Have.
In other words, the code information including the product code or the index code once stored in the storage unit of the IC card 1 can be registered in the member information database 34 in association with the password.

Next, the processing procedure of the online securities trading system according to the embodiment of the present invention will be described based on the flowchart shown in FIG.
A user who performs online trading of securities first inserts and sets the IC card 1 into the card insertion slot of the IC card reader / writer 2 of the user terminal 3. (Step S1)
Next, the user inputs a password using the input means of the user terminal 3. (Step S2)
The password input to the user terminal 3 is sent to the IC card 1 via the IC card reader / writer 2. (Step S3)
In the IC card 1, the password input to the user terminal 3 and the password information stored in advance in the storage unit of the IC card 1 are collated. (Step S4)

The authentication result information verified in the IC card 1 is sent to the user terminal 3 via the IC card reader / writer 2. (Step S5)
When the authentication of the card holder is received by the received authentication result information, the user terminal 3 stores the provisional order data stored in the storage means of the IC card 1 via the IC card reader / writer 2 and the IC card possession The code information consisting of the product code or the index code that the person is interested in and the card specific information are read. (Step S6)

Then, a password, provisional order data, code information consisting of a product code or index code that the IC card holder is interested in, and card specific information are transmitted from the user terminal 3 to the online securities trading server 5. . (Step S7)
The online securities trading server 5 performs card authentication processing based on the card specific information received from the user terminal 3. (Step S8)

Then, when the card authentication is received, the online securities trading server 5 registers the code information including the product code or the index code received from the user terminal 3 in the member information database 34 in relation to the password. (Step S9)
Further, the online securities trading server 5 performs provisional order processing based on the provisional order data received from the user terminal 3. (Step S10)

  In the online securities trading system according to the embodiment of the present invention, the information to be transmitted from the user terminal 3 to the online securities trading server 5 is temporarily stored in the storage means of the IC card 1, and when transmitted, the IC card reader Since the writer 2 can read the information from the IC card 1 and send it to the online securities trading server 5, it can be thought of in an online securities trading due to an error in the operation of the user terminal or an input error by the investor side. It is designed to prevent any damage from occurring.

It is a figure explaining the outline | summary of the online securities transaction system which concerns on embodiment of this invention. It is a figure explaining the structure of the online securities trading system which concerns on embodiment of this invention. It is a top view of the IC card for securities transaction concerning the embodiment of the present invention. It is a block diagram of the IC card for securities transaction concerning the embodiment of the present invention. It is a block diagram explaining the system configuration | structure of the online securities transaction system which concerns on embodiment of this invention. It is a flowchart figure which shows the process sequence of the online securities transaction system which concerns on embodiment of this invention.

Explanation of symbols

1 IC card
2 IC card reader
3 User terminal
4 network
5 Online securities trading server
6 IC module
7 CPU
8 Volatile memory (RAM)
9 Rewritable non-volatile memory (EEPROM)
10 Read-only memory (ROM)
11 VCC terminal
12 GND terminal for grounding
13 RST terminal
14 CLK terminal
15 I / O terminal
16a Password information storage area
16b Temporary order data storage area
16c Code information storage area
16d card specific information storage area
22,23 interface
24 Display means
25, 29 Communication means
26 Input means
27, 31 Storage means
28, 33 Control means
30 Card authentication means
32 Registration means
34 Member information database

Claims (4)

An IC card for securities trading used for online trading of securities,
An IC card for securities trading, wherein the IC card storage means has a storage area for storing information to be transmitted to a server of a securities company when online trading of securities is performed.   2. The IC card for securities trading according to claim 1, wherein the information transmitted to the server of the securities company is provisional order data.   2. The IC card for securities trading according to claim 1, wherein the information transmitted to the server of the securities company is code information including a product code or an index code in which the IC card holder is interested. An online securities trading system comprising an IC card used for online trading of securities, a user terminal equipped with an IC card reader, and an online securities trading server connected online to the user terminal,
The IC card is authenticated on the basis of the password information, storage means for storing IC card holder password information, provisional order data, and code information consisting of a product code or an index code in which the IC card holder is interested. Authentication processing means for processing,
A user terminal provided with the IC card reader / writer; an input means for inputting a password; a means for transmitting the password information input by the input means to the IC card and receiving authentication result information from the IC card; When the authentication result information indicating that the authentication is received from the IC card is received, the IC card reader uses the IC card reader to enter password information, provisional order data, and the product code that the IC card holder is interested in. Or means for reading code information comprising an index code, the password information, the provisional order data, and code information comprising a product code or an index code of interest to the IC card holder. Having means to transmit to
The online securities trading server relates to a member information database for registering member information capable of performing online trading of securities, and password information received from the user terminal, and code information including the product code or index code. An online securities trading system comprising means for registering in a member information database.

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