JP2008052405A - Exchange centralized processing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To improve capability of processing transfer request in an exchange centralized processing system 1000. <P>SOLUTION: In a centralized center 200, a data processing part 210 generates destination data irrespective of credit processing for a transfer document to store the destination data in a close storage area 212-1. In a store 100, a funds unsecured content inquiry checking means 110-1 checks credit processing for the transfer destination data stored in the close storage area 212-1, and a funds securement transmission instruction means 110-2 instructs the data processing part 210 to transmit the corresponding transfer destination data to a HOST computer 300 when the check result by the funds unsecured content inquiry checking means 110-1 shows that the credit processing is carried out. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to a centralized exchange rate processing system, and more particularly to a centralized exchange rate processing system for the purpose of improving the processing capability of a transfer request form.

In the centralized exchange processing system, the transfer request slips sent from each branch office are once collected in a centralized center, predetermined processing is executed, and transmitted to the host computer as transfer destination data. In order to improve the processing capacity in the course of this process, a technology is also disclosed in which the centralized center creates destination data in advance of the designated transfer date regardless of whether or not there is a deposit process (Patent Document). 1).
JP 2000-163491 A

  As described above, in the centralized center, even if the transfer destination data preparation work is preceded, the transfer destination data is not transmitted to the HOST computer unless the deposit process is confirmed. Therefore, in order to efficiently execute the transfer process, the sales store needs to prompt the customer to perform the deposit process. In order to promote this deposit process, there remains a problem to be solved that the operator must inquire the centralized center about the pre-creation status of the transfer destination data and constantly monitor it.

  A centralized exchange processing system in which a branch office that accepts a transfer form and a centralized center that generates transfer destination data based on the transfer form and sends it to a processing host are connected to each other, and It has a data processing unit that generates and deposits the transfer-oriented data regardless of whether or not there is a deposit process for the form, and the store confirms whether or not the transfer-destination data is deposited in the data processing unit. A destination data content confirmation means, and a transmission instruction means for instructing the centralized center to send the relevant transfer destination data to the processing host if the confirmation result of the destination data content confirmation means is a deposit process. This is the main feature.

  In the centralized exchange processing system according to the present invention, the destination data content confirmation means for confirming whether or not the above-mentioned destination data deposited in the data processing unit is received at the sales office, and the confirmation result of the destination data content confirmation means is the receipt processing. If it is present, it is provided with a transmission instruction means for instructing the processing center to transmit the corresponding destination data to the processing host, so that the operator of the sales office can easily obtain the transfer destination data list when necessary. According to the status of the process for creating the transfer destination data, it is possible to easily prompt the customer for the deposit process.

  The exchange concentration processing system according to the present invention is configured as follows.

FIG. 1 is a system configuration diagram of the exchange rate concentration processing system according to the first embodiment.
As shown in the figure, the exchange concentration processing system 1000 according to the first embodiment is configured by connecting a sales office 100, a concentration center 200, and a HOST computer 300 via a network 400.

  The business store 100 includes a data reading / transmitting unit 110 and an IF unit 120, and is a store that accepts a transfer request form (form) from a customer. In the figure, only one store is shown as an example, but normally, a plurality of stores are connected to the network 400.

  The data reading / transmitting unit 110 is a computer control unit that is activated and generated by a CPU provided in a branch terminal device (for example, a personal computer) executing a computer control program stored in a predetermined memory in advance. is there. In particular, the present embodiment includes a fund unsecured content inquiry confirmation unit 110-1 and a fund securement transmission instructing unit 110-2, and includes the functions (1) to (3) described below. (1) A function of reading data of a transfer request slip brought in by a customer by a scanner and transmitting it to the centralized center 200 via the network 400 regardless of whether the funds are secured or not secured. (2) From the centralized center 200 to the network 400. (3) A function for allowing the operator to confirm the fund secured / unsecured status by accepting the introduction of the contents of the transfer destination data stored in the deposit storage area 212-1 which will be described later. When confirmed, a function of transmitting a fund securing transmission instruction to the data processing unit 210 described later via the network 400

  The IF unit 120 is an interface circuit board that connects the common line 130 in the sales office and the network 400 based on a predetermined network protocol. The common line 130 is a communication line that communicatively connects each component in the sales office 100.

  The centralized center 200 includes a data processing unit 210, an IF unit 220, a data entry unit 230, a data verification unit 240, a data approval unit 250, and a data automatic transmission unit 260, and is sent from each sales office. This is a data operation processing center that accepts a transfer request form, executes predetermined processing, creates transfer destination data, and sends it to a HOST computer 300 arranged for each financial institution.

  The data processing unit 210 includes an exchange server 211 and a database 212, and is activated and generated by a CPU provided in the exchange server 211 executing a computer control program stored in advance in a predetermined memory. The computer control means is a part that requests the operator to execute a predetermined process on the transfer request form and creates transfer destination data. Furthermore, it is also a part for storing the created transfer destination data as accumulated data.

  The exchange server 211 is a part that controls the data entry unit 230, the data verify unit 240, and the data approval unit 250, requests the operator to execute predetermined processing, and creates transfer destination data. Here, the data entry unit 230, the data verification unit 240, and the data approval unit 250 are computer control programs stored in advance in a predetermined memory by a CPU provided in the centralized center terminal device (for example, a personal computer). It is a computer control means started and produced | generated by performing.

  In addition, using the exchange item check table or the unregistered data table (not shown) stored in advance in the database 212, transfer destination data for the next day or later of the received transfer request slips is provided in the database 212. It is also a part that is temporarily stored in the puddle storage area 212-1.

  Further, when there is a request from the sales office 100 to introduce the contents of the transfer destination data (corresponding to the function (2) of the data reading / transmitting unit 110), the transfer destination data stored in the batting storage area 212-1 is stored. This is a part for reading out and transmitting the list to the sales office 100 via the network 400.

  Further, when a fund securing transmission instruction (corresponding to the function (3) of the data reading / transmitting unit 110) is received from the sales office 100, the corresponding transfer destination data is transmitted to the HOST computer 300 via the network 400. is there.

  The database 212 is a memory that stores in advance a control table such as an exchange item check table or a batting data table (not shown). Furthermore, it is also a database having a deposit storage area 212-1 for storing transfer destination data for the next day and after.

  The data entry part 230 is a part for displaying the contents (transfer destination etc.) and data (amount of money etc.) described in the transfer request form on the display part, and allowing the operator A to confirm the contents and data. The data verifying unit 240 is a part for allowing the operator B to input the contents and data again to the display part in a state where the contents determined by the operator A and the data are deleted.

  The data approval unit 250 displays the data confirmed by the operator A in the data entry unit 230 on the display portion, and whether or not this display matches the contents and data input by the operator B in the data verification unit 240. This is a part for displaying the data determined to be inconsistent on the display part and requesting the operator to determine whether or not to make a deposit. The automatic data transmission part 260 is a part which, when receiving a fund securing transmission instruction from the sales office 100, transmits relevant transfer destination data to the HOST computer 300 from the data stored in the deposit storage area 212-1. .

  The common line 270 is a communication line that communicatively connects each component in the centralized center 200. The IF unit 220 is an interface circuit board that connects the common line 270 in the centralized center 200 and the network 400 based on a predetermined network protocol.

The exchange concentrated processing system of the first embodiment described above operates as follows.
In the sales office 100, the transfer request slip brought in by the customer regardless of whether the funds are secured or not is read by the sales office scanner included in the data reading / transmitting unit 110 and transmitted to the centralized center 200 via the network 400.

  The centralized center 200 causes the operator to create transfer destination data via the data entry unit 230, the data verify unit 240, and the data approval unit 250 based on the description content of the transfer request slip brought in by the customer. [1] The created transfer destination data is temporarily stored in the deposit storage area 212-1.

  The operator of the sales office 100 obtains and confirms a list of transfer destination data stored in the deposit storage area 212-1 via [2] fund unsecured content inquiry confirmation means 110-1 (the data reading and transmitting unit). 110 corresponding to function (2)).

  When the operator of the sales office 100 confirms that funds have been secured at the sales office, [3] sequentially issue transmission instructions using the funds securing transmission instruction means 110-2. This transmission instruction is transmitted from the data reading / transmitting unit 110 to the exchange server 211 via the network 400.

  When the exchange server 211 accepts the transmission instruction, the exchange server 211 reads the transfer destination data instructed by the transmission instruction from the deposit storage area 212-1 via the automatic data transmission unit 260 and transmits the data to the HOST computer 300 via the network 400. To finish the operation.

  In the exchange concentrated processing system of the first embodiment described above, the data reading / transmitting unit 110 is provided with the fund unsecured content inquiry confirmation unit 110-1, so that the operator of the sales office can display the transfer destination data list when necessary. Since the data can be easily acquired, it is possible to easily prompt the customer for the deposit process according to the status of the process for creating the transfer destination data.

  In the first embodiment, by providing the fund-unsecured content inquiry confirmation means, the operator of the sales office can easily confirm the status of the process for creating the transfer destination data when necessary. In this embodiment, by providing an automatic unconfirmed inquiry confirmation means, the status of the destination data creation process is automatically transmitted from the centralized center to the sales office regardless of the operator's intention. Adopt a mechanism.

FIG. 2 is a system configuration diagram of the exchange rate concentration processing system according to the second embodiment.
As shown in the figure, a centralized exchange processing system 2000 according to the second embodiment is configured by connecting a sales office 500, a centralized center 200, and a HOST computer 300 via a network 400. Hereinafter, only portions different from the first embodiment will be described in detail. The same parts as those in the first embodiment are denoted by the same reference numerals as those in the first embodiment, and the description thereof is omitted.

  The business store 500 includes a data reading / transmission unit 510, an IF unit 120, and a corresponding item list output unit 510-3, and is a store that accepts a transfer request form (form) from a customer. In the figure, only one store is shown as an example, but normally, a plurality of stores are connected to the network 400.

  The data reading / transmitting unit 510 is a computer control unit that is activated and generated by a CPU provided in a branch office terminal device (for example, a personal computer) executing a computer control program stored in a predetermined memory in advance. is there. There is a fund unsecured automatic inquiry means 510-1, a fund unsecured case automatic output means 510-2, a corresponding case list output means 510-3, and a fund securement transmission instruction means 110-2, which will be described below ( This is a part having the functions of 1), (3), (4), and (5). (1) A function for reading data of a transfer request slip brought in by a customer with a scanner and transmitting it to the centralized center 200 via the network 400 regardless of whether the fund is secured or not secured. (3) The operator confirms the fund securing. Then, a function to transmit a fund securing transmission instruction to the data processing unit 210 to be described later via the network 400, and (4) to store the fund storage area 212-1 to be described later from the centralized center 200 via the network 400. A function for automatically accepting the introduction of the contents of the transfer destination data being made and allowing the operator to confirm whether the funds have been secured or not, (5) from among the transfer destination data stored in the deposit storage area 212-1 A function that automatically lists only unfunded projects for a specified date, and in addition to this list, for example, Ability to include such earlier information,

The exchange concentrated processing system of the second embodiment described above operates as follows.
In the sales office 500, the transfer request slip brought in by the customer regardless of whether the funds are secured or not is read by the sales office scanner included in the data reading and transmitting unit 110 and transmitted to the centralized center 200 via the network 400.

  The centralized center 200 causes the operator to create transfer destination data via the data entry unit 230, the data verify unit 240, and the data approval unit 250 based on the description content of the transfer request slip brought in by the customer. [1] The created transfer destination data is temporarily stored in the deposit storage area 212-1.

  [4] The fund-unsecured automatic inquiry unit 510-1 automatically displays the current state of the transfer destination data stored in the deposit storage area 212-1 on the display unit of the data reading / transmitting unit 510 (the above data). Corresponds to the function (4) of the reading and transmitting unit 510).

  [5] The fund-unsecured item automatic output means 510-2 automatically lists the items for which funds have not been secured for a predetermined designated date from the transfer destination data stored in the deposit storage area 212-1. The list is displayed on the data reading / transmitting unit 510. Further, the list is automatically printed out from the corresponding item list output means 510-3 (corresponding to the function (5) of the data reading / transmitting unit 510).

  When the operator of the sales office 500 confirms that the funds have been secured for the project before the predetermined transfer designated date, the operator of the sales office 500 uses the funds securing transmission instruction means 110-2 to [3] sequentially issue transmission instructions. I do. This transmission instruction is transmitted from the data reading / transmitting unit 510 to the exchange server 211 via the network 400.

  When the exchange server 211 accepts the transmission instruction, the exchange server 211 reads the transfer destination data instructed by the transmission instruction from the deposit storage area 212-1 via the automatic data transmission unit 260 and transmits the data to the HOST computer 300 via the network 400. To finish the operation.

  The exchange concentrated processing system of the second embodiment described above is provided with the unsecured automatic inquiry means 510-1, and automatically displays the state of unsecured funds, so the state of unsecured funds cannot be improved. The effect of being able to automatically confirm the customer's transfer case every day is obtained. In addition, by providing a means for automatically outputting unsecured cases, a list of cases where funds have not been secured for cases before the designated transfer date is displayed (customer information is appended to this display). The effect that it becomes easy to prompt the customer to deposit is obtained.

  In the second embodiment, it is possible to easily obtain the contact information of the unsecured case without confirming the customer ledger by adding the unsecured case automatic output means and adding the customer information to the corresponding list. I did it. In the present embodiment, the corresponding list can be facsimile-transmitted to the contact information of the unsecured case.

FIG. 3 is a system configuration diagram of the exchange concentration processing system according to the third embodiment.
As shown in the figure, the exchange concentration processing system 3000 according to the third embodiment is configured by connecting a sales office 600, a concentration center 200, and a HOST computer 300 via a network 400. Hereinafter, only the parts different from the second embodiment will be described in detail. The same parts as those in the second embodiment are denoted by the same reference numerals as those in the second embodiment, and the description thereof is omitted.

  The business store 600 includes a data reading / transmitting unit 610 and an IF unit 120, and is a store that accepts a transfer request form (form) from a customer. In the figure, only one store is shown as an example, but normally, a plurality of stores are connected to the network 400.

  The data reading / transmitting unit 610 is computer control means that is activated and generated by a CPU provided in a branch terminal device (for example, a personal computer) executing a computer control program stored in advance in a predetermined memory. is there. The fund unsecured automatic inquiry means 510-1, the fund unsecured case automatic output means 510-2, the applicable case list output means 510-3, the fund securement transmission instruction means 110-2, and the FAX communication means 610-1 It is a part that executes the functions (1), (3), (4), (5), and (6) described below. (1) A function for reading data of a transfer request slip brought in by a customer with a scanner and transmitting it to the centralized center 200 via the network 400 regardless of whether the fund is secured or not secured. (3) The operator confirms the fund securing. Then, a function of transmitting a fund securing transmission instruction to the data processing unit 210 via the network 400, (4) transfer destination data stored in the deposit storage area 212-1 from the centralized center 200 via the network 400 A function that automatically accepts the introduction of the contents and allows the operator to confirm whether the funds are secured or not secured. (5) Funds related to a predetermined designated date from the transfer destination data stored in the deposit storage area 212-1. A function that automatically lists only unsecured items, and a function that includes, for example, customer contact information in this list (6) Funds function of FAX transmission to the non-secure transactions automatic output means customers applicable via the FAX communication unit 610-1 outputs of 510-2,

The exchange concentrated processing system of the third embodiment described above operates as follows.
In the sales office 600, the transfer request slip brought in by the customer regardless of whether the funds are secured or not is read by the sales office scanner included in the data reading / transmitting unit 110 and transmitted to the centralized center 200 via the network 400.

  The centralized center 200 causes the operator to create transfer destination data via the data entry unit 230, the data verify unit 240, and the data approval unit 250 based on the description content of the transfer request slip brought in by the customer. [1] The created transfer destination data is temporarily stored in the deposit storage area 212-1.

  [4] The fund-unsecured automatic inquiry means 510-1 automatically displays the current state of the transfer destination data stored in the deposit storage area 212-1 on the display means of the data reading and transmitting unit 610 (the above data Corresponds to the function (4) of the reading and transmitting unit 510).

  [5] The fund-unsecured item automatic output means 510-2 automatically lists the items for which funds have not been secured for a predetermined designated date from the transfer destination data stored in the deposit storage area 212-1. The list is displayed on the data reading / transmitting unit 510. Further, the list is automatically printed out from the corresponding item list output means 510-3 (corresponding to the function (5) of the data reading / transmitting unit 510).

  [6] The FAX communication unit 610-1 accepts the list of the fund-unsecured cases automatically listed from the fund-unsecured case automatic output means 510-2, and faxes it to the corresponding customer. The transmission destination is based on customer information included in the list of unsecured projects (corresponding to the function (6) of the data reading / transmitting unit 510).

  When the operator of the sales office 600 confirms that funds have been secured for the project before the predetermined transfer designated date at the sales office, [3] sequential transmission instructions are made using the funds securing transmission instruction means 110-2. I do. This transmission instruction is transmitted from the data reading / transmitting unit 610 to the exchange server 211 via the network 400.

  When the exchange server 211 accepts the transmission instruction, the exchange server 211 reads the transfer destination data instructed by the transmission instruction from the deposit storage area 212-1 via the automatic data transmission unit 260 and transmits the data to the HOST computer 300 via the network 400. To finish the operation.

  In the centralized exchange processing system according to the third embodiment described above, the FAX communication means 610-1 is provided, and the data of the list of unfunded cases automatically listed from the unsecured case automatic output means 510-2 is stored. Since it is received and faxed to the corresponding customer, it is possible to save the labor of the operator of the sales office.

  In the above description, the description is limited to the case where one set of the data reading / transmitting unit is arranged in the sales office, but the present invention is not limited to this example. The present invention can be similarly applied to a case where a plurality of sets of data reading / transmitting units are arranged in a sales office, or a case where a plurality of sales offices are included in the system.

1 is a system configuration diagram of a currency exchange concentration processing system according to Embodiment 1. FIG. It is a system configuration | structure figure of the exchange concentration centralized processing system of Example 2. FIG. It is a system configuration | structure figure of the exchange concentration centralized processing system of Example 3.

Explanation of symbols

DESCRIPTION OF SYMBOLS 100 Sales office 110 Data reading transmission part 110-1 Fund unsecured content inquiry confirmation means 110-2 Fund securing transmission instruction means 120 IF part 130 Common line 200 Centralized center 210 Data processing part 211 Exchange server 212 Database 212-1 Storing storage Area 220 IF section 230 Data entry section 240 Data verify section 250 Data approval section 260 Data automatic transmission section 300 HOST computer 400 Network 1000 Centralized exchange processing system

Claims (4)

A centralized exchange processing system in which a branch office that accepts a transfer form and a centralized center that generates transfer destination data based on the transfer form and sends it to a processing host are connected,
The centralized center is
A data processing unit that generates and deposits the transfer data regardless of whether or not there is a deposit process for the transfer form;
The store is
Destination data content confirmation means for confirming the presence / absence of a deposit process for the transfer destination data accumulated in the data processing unit;
A currency exchange concentration process comprising: a transmission instructing unit for instructing the centralized center to transmit the relevant transfer destination data to the processing host when the confirmation result of the destination data content confirmation unit indicates that the deposit processing is present. system. In the store,
The destination data content confirmation means automatically inquires whether there is a deposit process of the destination data accumulated in the data processing unit,
2. The currency exchange concentration processing system according to claim 1, further comprising: a deposit processing no matter output means for automatically extracting and outputting the transfer destination data without the deposit processing based on the result of the automatic inquiry.   3. The exchange rate concentration processing system according to claim 2, further comprising a corresponding case output means for printing out the output of the case output means without deposit processing. 3. The exchange rate concentration processing system according to claim 2, further comprising a communication means for transmitting the output of the no-payment-issue item output means to a predetermined address.

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