JP2008040883A - Settlement information gathering server, settlement information gathering system, and positional information notifying method - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To surely specify a position of a mobile communication terminal, in which a settlement function is used illicitly, and to notify an owner of the mobile communication terminal of its position. <P>SOLUTION: The settlement information gathering server 100 connected to a reader/writer terminal 10, which receives owner identification information from a portable terminal 1 in settlement, via a communication network NT for receiving the owner identification information and the settlement information from the reader/writer terminal 10 extracts a reader/writer terminal identification number from the settlement information transmitted from the reader/writer terminal 10, acquires positional information of the reader/writer terminal 10 based on the extracted reader/writer terminal identification number, and transmits the positional information to a contact destination terminal device 50 designated by the owner of the portable terminal 1. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to a payment information collection server, a payment information collection system, and a position information notification method for collecting payment information from a plurality of payment terminal devices.

  In recent years, a mobile communication terminal such as a mobile phone that has a settlement function is known. In this type of mobile communication terminal, for example, a non-contact type IC chip is mounted, and predetermined information is read / read by bringing it close to a reader / writer terminal provided in a vending machine, a POS register, a station ticket gate, or the like. Read by writer terminal. The payment terminal device is connected to a predetermined payment processing system through an online line, and the predetermined information and payment information read by the reader / writer terminal are sent to the payment processing system, for example, only the amount corresponding to the payment information And automatically withdrawn from the account associated with the owner of the mobile communication terminal.

In addition, a mobile communication terminal whose position information can be specified by a GPS function or the like is associated with an electronic payment card owned by the owner of the mobile communication terminal, and the use location of the card matches the position information of the mobile communication terminal. If not, electronic payment is not allowed, and a system that prevents unauthorized use of a card is known (see Patent Document 1).
JP 2003-36498 A

  However, in the conventional system, the location of the mobile communication terminal is specified by using the GPS function, and therefore, when the mobile communication terminal owner loses the mobile communication terminal, the signal from the GPS satellite is difficult to reach. When the payment function of a mobile communication terminal is illegally used in an area outside the service area, it is difficult to find the mobile communication terminal.

  The present invention provides a payment information collection server, a payment information collection system, and a position information notification method capable of reliably specifying the position of a mobile communication terminal in which the payment function has been illegally used and notifying the owner of the mobile communication terminal of the position. The purpose is to provide.

  In order to solve the above problems, the present invention is connected via a communication network to a payment terminal device that receives owner identification information assigned to a mobile communication terminal owner from a mobile communication terminal at the time of payment. Owner information storage for storing the owner identification information and the contact information of the owner in association with each other in the payment information collection server capable of receiving the owner identification information and the payment information corresponding to the owner identification information from the terminal device Means, payment device information storage means for storing payment device identification information used for specifying the payment terminal device and location information of the payment terminal device in association with each other, and payment information transmitted from the payment terminal device The identification information extracting means for extracting the payment device identification information from the payment device, and the payment device information storage means based on the payment device identification information extracted by the identification information extraction means to search the payment terminal Based on the position information acquisition means for acquiring the position information of the device and the owner identification information transmitted from the payment terminal device corresponding to the payment information, the owner information storage means is searched for and the contact information of the owner Contact information acquisition means for acquiring the position information notification means for transmitting the position information acquired by the position information acquisition means to the contact terminal device corresponding to the contact information acquired by the contact information acquisition means, It was characterized by having.

  In such a payment information collection server, when the payment information and the owner identification information are received from the payment terminal device, the payment device identification information of the payment terminal device is extracted from the payment information, and the extracted payment device identification information The position information of the payment terminal device is acquired from the information, and the position information is transmitted to the owner terminal device corresponding to the contact information related to the owner of the mobile communication terminal. As a result, when the payment function of the mobile communication terminal is illegally used, the position of the mobile communication terminal that has been illegally used can be reliably identified based on the payment information transmitted from the payment terminal device, and the position Can be notified to the owner of the mobile communication terminal. Furthermore, the owner of the mobile communication terminal, for example, can receive follow-up investigations of unauthorized users by receiving a plurality of notifications from the payment information collection server, and obtain useful information for recovering the mobile communication terminal. It becomes possible.

  Furthermore, it further comprises map image generation means for generating map image information indicating the location of the payment terminal device based on the position information acquired by the position information acquisition means, and the position information notification means is map image generation means as position information. It is preferable that the map image information generated by the above is transmitted to the contact terminal device. Since the owner of the mobile communication terminal can acquire map image information indicating the position of the mobile communication terminal that has been illegally used via the contact terminal device, it is easy to grasp the position of the mobile communication terminal that has been illegally used.

  Furthermore, the map information storing means for temporarily storing the map image information generated by the map image generating means is further provided, and the position information notification means is a map image request signal transmitted from the contact terminal device via the communication network. Accordingly, it is preferable to transmit the map image information stored in the map information storage means to the contact terminal device. Only when the owner of the mobile communication terminal desires, it is sufficient to transmit the map image information to the contact terminal device, which reduces the processing burden, and the owner does not have to receive unnecessary map image information. Therefore, for example, the used capacity of the memory of the contact terminal device can be reduced.

  The present invention also provides a mobile communication terminal having a payment function, a plurality of payment terminal devices that receive owner identification information assigned to the owner of the mobile communication terminal from the mobile communication terminal during payment, and a plurality of payment terminals In a payment information collection system comprising a payment information collection server connected to a terminal device via a communication network and capable of receiving owner identification information and payment information corresponding to the owner identification information from a payment terminal device, The payment information collection server includes owner information storage means for storing owner identification information and contact information of the owner in association with each other, payment device identification information used for specifying a payment terminal device, and a payment terminal. Payment device information storage means for storing the position information of the device in association with each other, identification information extraction means for extracting payment device identification information from the payment information transmitted from the payment terminal device, Position information acquisition means for searching the payment apparatus information storage means based on the payment apparatus identification information extracted by the separate information extraction means and acquiring the position information of the payment terminal apparatus; and a payment terminal apparatus corresponding to the payment information Based on the owner identification information sent from the contact information acquisition means for searching the owner information storage means to acquire the contact information of the owner, and the contact information acquired by the contact information acquisition means It has a position information notification means for transmitting the position information acquired by the position information acquisition means to the corresponding contact terminal device.

  According to such a payment information collection system, when payment information and owner identification information are received from a payment terminal device, payment device identification information of the payment terminal device is extracted from the payment information, and the extracted payment device The position information of the payment terminal device is acquired from the identification information, and the position information is transmitted to the owner terminal device corresponding to the contact information related to the owner of the mobile communication terminal. As a result, when the payment function of the mobile communication terminal is illegally used, the position of the mobile communication terminal that has been illegally used can be reliably identified based on the payment information transmitted from the payment terminal device, and the position Can be notified to the owner of the mobile communication terminal. Furthermore, the owner of the mobile communication terminal, for example, can receive follow-up investigations of unauthorized users by receiving a plurality of notifications from the payment information collection server, and obtain useful information for recovering the mobile communication terminal. It becomes possible.

  In addition, the present invention is connected via a communication network to a payment terminal device that receives owner identification information assigned to the mobile communication terminal owner from the mobile communication terminal at the time of payment. In a position information notification method executed by a payment information collection server capable of receiving information and payment information corresponding to owner identification information and transmitting position information related to a mobile communication terminal to a contact terminal device, the payment information collection server However, when the payment information is received from the payment terminal device, the identification information extraction step for extracting the payment device identification information used for specifying the payment terminal device from the payment information; Based on the payment device identification information extracted in the extraction step, the decision is made to store the payment device identification information and the position information of the payment terminal device in association with each other. A location information acquisition step of searching for device information storage means to acquire location information of the settlement terminal device, and a settlement information collection server based on owner identification information transmitted from the settlement terminal device in response to the settlement information. A contact information acquisition step of searching for owner information storage means for storing the owner identification information and the contact information of the owner in association with each other, and acquiring the contact information of the owner; And a location information notifying step of transmitting the location information acquired in the location information acquisition step to the contact terminal device corresponding to the contact information acquired in the contact information acquisition step.

  According to such a positional information notification method, when payment information and owner identification information are received from the payment terminal device, payment device identification information of the payment terminal device is extracted from the payment information, and the extracted payment device The position information of the payment terminal device is acquired from the identification information, and the position information is transmitted to the owner terminal device corresponding to the contact information related to the owner of the mobile communication terminal. As a result, when the payment function of the mobile communication terminal is illegally used, the position of the mobile communication terminal that has been illegally used can be reliably identified based on the payment information transmitted from the payment terminal device, and the position Can be notified to the owner of the mobile communication terminal. Furthermore, the owner of the mobile communication terminal, for example, can receive follow-up surveys of unauthorized users by receiving notification of location information multiple times, and can obtain useful information for regaining the mobile communication terminal. Become.

  ADVANTAGE OF THE INVENTION According to this invention, while being able to pinpoint the position of the mobile communication terminal where the payment function was used illegally, the position of the mobile communication terminal can be notified.

  A settlement information collection system according to an embodiment of the present invention will be described with reference to the drawings. 1 is a functional block diagram of a payment information collection system according to an embodiment of the present invention, FIG. 2 is a hardware block diagram of a center server according to an embodiment of the present invention, and FIG. 3 is a block diagram of the payment information collection system of FIG. FIG. 4 is a diagram illustrating an example of an owner identification number management DB, FIG. 5 is a diagram illustrating an example of a white list, and FIG. 6 is an example of an emergency contact DB. FIG. 7 is a diagram showing an example of the reader / writer terminal location DB, FIG. 8 is a diagram showing a data structure stored in the temporary storage unit, and FIG. 9 is a diagram of data held by each component of the payment information collection system. It is a figure which shows a flow. In addition, the same code | symbol is attached | subjected to the same part and the overlapping description is abbreviate | omitted.

  As shown in FIG. 1, the payment information collection system 100 includes a mobile terminal (mobile communication terminal) 1 having a payment function, and an owner identification number (owned) assigned from the mobile terminal 1 to the owner of the mobile terminal 1 at the time of payment. A plurality of reader / writer terminals (payment terminal devices) 10 for receiving the user identification information), a center server (payment information collection server) 20 connected to the plurality of reader / writer terminals 10 via the communication network NT, Connected to the center server 20 via the communication network NT, connected to the center server 20 via the input terminal device 40 for inputting emergency contact information and whitelist registration data, which will be described later, and the communication network NT. Connected to the center server 20 via the contact terminal device 50 corresponding to the contact and the communication network NT, the center server 0 comprises a settlement management server 60 executes settlement processing based on the settlement data to be transmitted (payment information) from.

  The mobile terminal 1 includes a CPU, a RAM, a ROM, an operation unit, a display, a wireless communication module that is a data transmission / reception device, and includes an antenna that receives electromagnetic waves transmitted from the reader / writer terminal 10 and an IC chip. In addition, a prepaid electronic money function is provided as a settlement function. As shown in FIG. 3, the mobile terminal 1 holds an owner identification number assigned in advance to the owner of the mobile terminal 1. As shown in FIG. 9, the mobile terminal 1 communicates with the reader / writer terminal 10 during settlement. The data such as the owner identification number is transmitted / received.

  The reader / writer terminal 10 transmits and receives electromagnetic waves between a circuit unit equipped with a communication module capable of transmitting and receiving data via the CPU, RAM, ROM and communication network NT and the antenna of the portable terminal 1. It has an antenna that can be used. A ROM mounted on the control board stores a reader / writer terminal identification number (payment device identification information) for distinguishing the reader / writer terminal 10 from other reader / writer terminals 10. When the reader / writer terminal 10 receives the owner identification number from the portable terminal 1 in conjunction with the use of the payment function of the portable terminal 1, the amount data of electronic money corresponding to the amount to be paid by the owner of the portable terminal 1 and The payment data including the reader / writer terminal identification number is associated with the owner identification number received from the mobile terminal 1, and the payment data and the owner identification number are transmitted to the center server 20 via the communication network NT (FIG. 9).

  The input terminal device 40 is, for example, a personal computer or the like connected to the communication network NT, and includes a CPU, RAM, ROM, a keyboard and mouse as input devices, a display as a display unit, a communication module as a data transmission / reception device, and the like. It is configured as a computer system including. On the display unit of the input terminal device 40, predetermined screens 71, 72, and 73 (see FIGS. 10 to 12) to be described later for performing emergency contact address registration and white list registration are displayed. When a predetermined input operation using the keyboard or mouse is performed by the owner of the mobile phone 1, various data for performing emergency contact registration and white list registration are transmitted from the input terminal device 40 to the center via the communication network NT. It is transmitted to the server 20 (see FIG. 9).

  The contact terminal device 50 is, for example, a personal computer or the like connected to the communication network NT, and includes a CPU, RAM, ROM, a keyboard and mouse that are input devices, a display that is a display unit, a communication module that is a data transmission / reception device, and the like. It is comprised as a computer system containing, and can receive the email for notifying position data and map image data from the center server 20 (refer FIG. 9). The contact terminal device 50 is designated by the owner of the mobile phone 1, and the mail address of the contact terminal device 50 is set as an emergency contact mail address by a predetermined input operation using the input terminal device 40. Registered in the server 20. Note that the owner of the mobile phone 1 may use the input terminal device 40 as the contact terminal device 50.

  The payment management server 60 executes a process of withdrawing a predetermined amount of electronic money from a predetermined account related to the owner of the mobile terminal 1 based on the owner identification number and payment data (see FIG. 9) transmitted from the center server 20. Then, a payment function usage details file indicating the usage history of electronic money for each owner identification number is created (see FIG. 3), and the payment function usage details file is stored.

  The center server 20 includes an owner information storage unit (owner information storage unit) 21 that stores information about the owner of the mobile terminal 1 and a reader / writer terminal information storage unit (settlement device) that stores information about the reader / writer terminal. Information storage means) 22, a transmission / reception unit 23 that transmits / receives data via the communication network NT, an identification information extraction unit 24 that extracts a reader / writer terminal identification number from the settlement data received by the transmission / reception unit 23, and an identification Based on the reader / writer terminal identification number extracted by the information extraction unit 24, the reader / writer terminal information storage unit 22 is searched to include store name data where the reader / writer terminal 10 is installed, address data of the store, and the like. Based on the location information acquisition unit 26 that acquires location data (location information) and the owner identification number received by the transmission / reception unit 23 A contact information acquisition unit 27 that searches the manned information storage unit 21 to acquire an emergency contact email address (contact information), and a contact corresponding to the emergency contact email address acquired by the contact information acquisition unit 27 The destination terminal device 50 includes a location information notification unit 28 that transmits the location data acquired by the location information acquisition unit 26.

  The center server 20 further includes a map image generation unit 29 that generates map image data (map image information) indicating the location of the reader / writer terminal 10 based on the position data acquired by the position information acquisition unit 26, and a map image. A map information storage unit 30 that temporarily stores map image data generated by the generation unit 29, and a temporary storage unit 31 that temporarily stores data received by the transmission / reception unit 23 and other data.

  As shown in FIG. 2, the center server 20 physically includes a CPU 200, a RAM 201 as a main storage device, a ROM 202, an auxiliary storage device 203 such as a hard disk, an input device 204 such as a keyboard and a mouse as input devices, and a display. And the like, and a computer system including a communication module 206 which is a data transmission / reception device such as a network. Each function of the center server 20 shown in FIG. 1 is configured such that predetermined computer software is read on hardware such as the CPU 200 and the RAM 201 shown in FIG. This is realized by operating the output device 205 and reading and writing data in the RAM 201 and the auxiliary storage device 203.

  Hereinafter, each functional element of the center server 20 will be described with reference to FIG.

  The owner information storage unit 21 includes an owner identification number management DB 21a, a white list 21b, and an emergency contact DB 21c. The owner identification number management DB 21a (see FIG. 4) stores the telephone number of each portable terminal in association with the owner identification number (for example, the identification number of the IC chip) assigned to each owner of the portable terminal 1. The corresponding telephone number can be acquired by searching the owner identification number management DB 21a based on the owner identification number. The white list 21b (see FIG. 5) is a file that stores the telephone number of the mobile terminal 1 when the owner of the mobile terminal 1 inputs predetermined data for requesting the location information notification of the mobile terminal 1. is there. The emergency contact DB 21c (see FIG. 6) is a database that stores a mail address to be an emergency contact in association with the telephone numbers stored in the white list 21b, and searches the emergency contact DB 21c based on the telephone numbers. The corresponding emergency contact mail address can be obtained.

  The reader / writer terminal information storage unit 22 includes a reader / writer terminal location DB 22a. The reader / writer terminal location DB 22a (see FIG. 7) stores store name data in which the reader / writer terminal 10 is installed in association with the reader / writer terminal identification number, store address data, and phone number data of the store. Store name data, address data, and telephone number data corresponding to the location information of the reader / writer terminal 10 by searching the reader / writer terminal location DB 22a based on the reader / writer terminal identification number It can be done.

  The transmission / reception unit 23 exchanges data with the portable terminal 1, the reader / writer terminal 10, the input terminal device 40, the payment management server 60, and the contact terminal device 50 via a communication network NT such as the Internet or a telephone network. Transmission and reception can be performed. Further, the transmission / reception unit 23 causes the temporary storage unit 31 to store the owner identification number and settlement data received from the reader / writer terminal 10 as needed (regularly or in real time).

  The identification information extraction unit 24 extracts the reader / writer terminal identification number from the payment data stored in the temporary storage unit 31 as needed, and associates the extracted reader / writer terminal identification number with the owner identification number and the payment data. It is stored in the temporary storage unit 31.

  The position information acquisition unit 26 reads the reader / writer terminal identification number stored in the temporary storage unit 31, and based on the reader / writer terminal identification number, the reader / writer terminal location DB 22a of the reader / writer terminal information storage unit 22 To obtain location data (location information) including store name data and address data where the reader / writer terminal 10 is installed, and associate the obtained location data with the owner identification number and settlement data to temporarily store the data. 31 is stored.

  The contact information acquisition unit 27 reads the owner identification number stored in the temporary storage unit 31, searches the owner identification number management DB 21a of the owner information storage unit 21 based on the owner identification number, and calls Extract the number. Further, the contact information acquisition unit 27 searches the emergency contact DB 21c of the owner information storage unit 21 based on the extracted telephone number, acquires the emergency contact mail address (contact information), and acquires the acquired emergency contact. The destination mail address is stored in the temporary storage unit 31 in association with the owner identification number and the payment data.

  The location information notification unit 28 reads a record (see FIG. 8) stored in the temporary storage unit 31, creates an e-mail for notifying location data from the location data and the emergency contact email address of the record, The electronic mail is transmitted to the contact terminal device 50 corresponding to the emergency contact mail address. Further, the position information notification unit 28 transmits map image data stored in a map information storage unit 30 described later to the contact terminal device 50 in response to a request operation from the owner of the mobile terminal 1.

  The map image generation unit 29 generates map image data (map image information) indicating the location of the reader / writer terminal 10 as needed based on the position data stored in the temporary storage unit 31. The map image data is transmitted to the contact terminal device 50 by the position information notification unit 28 as described above. When receiving the map image data, the contact terminal device 50 controls the operation according to a predetermined program and outputs the map image to a display unit such as a display.

  The map information storage unit 30 temporarily stores the map image data generated by the map image generation unit 29. As shown in FIG. 8, the temporary storage unit 31 temporarily stores a record including an owner identification number, settlement data, reader / writer terminal identification number, position data, and emergency contact mail address.

  Next, emergency contact address registration and white list registration procedures executed in the center server 20 based on an input operation by the owner of the mobile phone 1 will be described.

  The owner of the mobile terminal 1 can register the emergency contact information by operating the input terminal device 40 in case the mobile terminal 1 is lost. FIG. 10 shows an emergency contact pre-registration screen 71 when lost. The owner operates the keyboard or the like while viewing the emergency contact pre-registration screen 71 displayed on the display unit of the input terminal device 40, and inputs the telephone number of the target mobile terminal 1 in the telephone number input area 71a. Then, an e-mail address to be an emergency contact is entered in the emergency contact input area 71b, and a registration input operation is executed by clicking the registration area 71c. The input terminal device 40 transmits the telephone number and mail address input by the owner to the center server 20. In the center server 20, the received telephone number and the mail address are associated with each other and stored in the emergency contact DB 21c as an emergency contact mail address.

  Furthermore, the owner of the mobile terminal 1 needs to perform whitelist registration by operating the input terminal device 40 in order to request notification of position data related to the lost mobile terminal 1. FIG. 11 shows a white list registration screen 72. The owner operates the keyboard or the like while viewing the white list registration screen 72 displayed on the display unit of the input terminal device 40, inputs the telephone number of the target mobile terminal 1 in the telephone number input area 72a, and registers it. The registration input operation is executed by clicking the area 72c. The input terminal device 40 transmits the telephone number and white list registration request data input by the owner to the center server 20. In the center server 20, when a telephone number is received together with the white list registration request data, the telephone number is stored in the white list 21b.

  When canceling the whitelist registration, the owner inputs the telephone number in the telephone number input area 72a of the whitelist registration screen 72 and clicks the registration cancellation area 72c. Then, the input telephone number and white list release request data are transmitted to the center server 20. The center server 20 deletes the telephone number received together with the white list cancellation request data from the white list 21b, and deletes the emergency contact mail address stored in the emergency contact DB 21c in association with the telephone number.

  The emergency contact address registration and the white list registration may be performed simultaneously by the owner's operation input. FIG. 12 shows an emergency contact and white list simultaneous registration screen (hereinafter “simultaneous registration screen”) 73. The owner operates the keyboard or the like while viewing the simultaneous registration screen 73 displayed on the display unit of the input terminal device 40, inputs the telephone number of the target portable terminal 1 in the telephone number input area 73a, and sends the mail address In the input area 73b, the mail address of the contact terminal device 50 to be an emergency contact is entered, and the registration area 73c is clicked. Then, the whitelist registration request data, the telephone number, and the mail address are transmitted from the input terminal device 40 to the center server 20. When the center server 20 receives the white list registration request data, the telephone number, and the mail address, it performs emergency contact registration and white list registration at the same time. When the cancellation area 73d is clicked, the center server 20 deletes the telephone number received together with the whitelist cancellation request data from the whitelist 21b and stores it in the emergency contact DB 21c in association with the telephone number. Delete the emergency contact email address.

  Subsequently, a first operation procedure of the position information notification method will be described. FIG. 13 is a diagram showing a first operation procedure of the mobile communication terminal location information notification method, and the step is abbreviated as S. Here, it is assumed that the owner of the mobile terminal 1 has lost the mobile terminal 1, and emergency contact registration and white list registration have already been executed by the operation input of the owner.

  When the third party other than the owner of the portable terminal 1 uses the payment function of the portable terminal 1 and the reader / writer terminal 10 reads the owner identification number from the portable terminal 1, the reader / writer terminal 10 sends the center server 20 The owner identification number and the settlement data are transmitted to. When the transmission / reception unit 23 of the center server 20 executes the receiving step of receiving the owner identification number and the settlement data, the transmission / reception unit 23 stores the received owner identification number and the settlement data in the temporary storage unit 31 and the owner identification number. And the settlement data are transmitted to the settlement management server 60. The payment management server 60 specifies a debit account based on the received owner identification number and performs a process of deducting a predetermined amount from the debit account based on the payment data. Note that the payment management server 60 may be configured to perform control to automatically stop the withdrawal from the withdrawal account based on the settlement stop request data input along with the loss notification.

  In the center server 20 that has received the owner identification number and the settlement data, the contact information acquisition unit 27 searches the owner identification number management DB 21a based on the owner identification number in order to convert the owner identification number into a telephone number. Then, the telephone number of the owner is acquired (S1). Thereafter, the contact information acquisition unit 27 determines whether or not the telephone number acquired in step S1 is stored in the white list 21b. Here, the contact information acquisition unit 27 terminates the process associated with the location information notification method when not stored in the white list 21b, and executes the contact information acquisition step when stored (S3). ). In the contact information acquisition step, the emergency contact DB 21c is searched based on the telephone number acquired in step S1, the emergency contact mail address is acquired, and stored in the temporary storage unit 31 as the emergency contact mail address.

  Thereafter, the identification information extraction unit 24 of the center server 20 executes an identification information extraction step, extracts the reader / writer terminal identification number from the payment information stored in the temporary storage unit 31, and stores it in the temporary storage unit 31. Furthermore, the position information acquisition unit 26 of the center server 20 executes a position information acquisition step (S4). That is, the position information acquisition unit 26 reads the reader / writer terminal identification number stored in the temporary storage unit 31, and based on the reader / writer terminal identification number, the reader / writer terminal of the reader / writer terminal information storage unit 22 The location DB 22 a is searched, the position data of the reader / writer terminal 10 is acquired, and stored in the temporary storage unit 31.

  Thereafter, the location information notification unit 28 of the center server 20 reads the record (see FIG. 8) stored in the temporary storage unit 31, and notifies the location data from the location data and the emergency contact mail address of the record. A mail is created (S5). Further, the location information notification unit 28 transmits the created electronic mail to the contact terminal device 10 corresponding to the emergency contact mail address (S6).

  The e-mail from the center server 20 reaches the contact terminal device 50 designated by the owner who has lost the portable terminal 1. FIG. 14 shows an example of the position information notification image 75 displayed on the display unit of the contact terminal device 10 that has received the e-mail. As shown in FIG. 14, the location information notification image 75 shows the store name, store address, store phone number, and amount used as the place of use of the payment function of the mobile terminal 1. The owner of the portable terminal 1 that has received the e-mail can grasp the position of the portable terminal 1 by confirming the position information notification image 75.

  According to the payment information collection system 100 and the location information notification method described above, when the payment function of the mobile terminal 1 is illegally used, the mobile phone illegally used based on the payment data transmitted from the reader / writer terminal 10 is used. While being able to identify the position of the terminal 1 reliably, the position can be notified to the owner of the portable terminal 1. Furthermore, the owner of the portable terminal 1 can track the portable terminal 1 by receiving a plurality of notifications from the center server 20, for example, and can obtain useful information for recovering the portable terminal 1. It becomes possible.

  Further, when the power of the mobile phone 1 is turned off, when the mobile phone 1 is in an out-of-service area, the mobile phone 1 is located indoors and the position of the mobile terminal 1 is specified by the GPS positioning method. Even if it is difficult to do so, if the payment function of the portable terminal 1 is illegally used, the position of the portable terminal 1 can be reliably identified based on the position data of the reader / writer terminal 10, The location can be notified to the owner of the mobile terminal 1.

  Subsequently, a second operation procedure of the position information notification method will be described. FIG. 15 is a diagram showing a second operation procedure of the mobile communication terminal location information notification method in the payment information collection system 100, and the step is abbreviated as “S”. Note that, in the second operation procedure of the mobile communication terminal location information notification method, the description of the same processing as the first operation procedure is omitted.

  In step S1 to step S4, processing similar to the first operation procedure is performed. When the processing proceeds to the subsequent step 5, the map image generation unit 29 of the center server 20 reads the record stored in the temporary storage unit 31, and shows the location of the reader / writer terminal 10 based on the position data of the record. Image data is generated (S5) and stored in the map information storage unit 30 (S6). Thereafter, the map image generation unit 29 issues a URL indicating the storage location of the map image data (S7).

  Thereafter, the location information notification unit 28 of the center server 20 displays an e-mail in which a store name, a store address, an amount used, and a URL indicating the storage location of the map image data are displayed as the use location of the payment function of the mobile terminal 1. Is created (S8), and an e-mail is transmitted to the emergency contact mail address stored in the temporary storage unit 31.

  FIG. 16 shows an example of the location information notification image displayed on the display unit of the contact terminal device 10 that has received the e-mail. FIG. 16A shows the store name, store address, amount used, and URL. The position information notification image 76 is shown, and (b) shows the position information notification image 77 on which the map image is displayed. The owner of the portable terminal 1 that has received the e-mail by the contact terminal device 50 clicks the URL of the position information notification image (see FIG. 16A) if a map image is required. Then, URL data (map image request signal) is transmitted from the contact terminal device 10 to the center server 20. When the URL data is received by the transmission / reception unit 23, the location information notification unit 28 of the center server 20 transmits the map image data stored in the map information storage unit 30 to the contact terminal device 50 according to the URL data.

  The contact terminal device 50 that has received the map image data displays the position information notification image 77 including the map image 77a on the display unit (see FIG. 16B). In the center 77b of the map image, a store that is a place where the payment function of the mobile terminal 1 is used is indicated by an asterisk. Since the owner of the mobile terminal 1 can acquire a map image indicating the position of the mobile terminal 1 that has been illegally used via the contact terminal device 50, the position of the mobile terminal 1 can be easily identified. Furthermore, since the center server 20 only needs to transmit the map image data to the contact terminal device 50 only when the owner of the mobile terminal 1 desires, the processing load is reduced, and an unnecessary map is required on the owner side. Since it is not necessary to receive image data, for example, the memory usage capacity of the contact terminal device 50 can be reduced.

  The present invention is not limited to the above embodiment. For example, the owner of a mobile communication terminal may register a mobile phone or a landline telephone number as an emergency contact information. The notification unit may perform a control process of notifying location information by automatic voice to a mobile phone or a landline phone having a registered telephone number.

It is a functional block diagram of the embodiment of the payment information collection system concerning the present invention. It is a hardware block diagram of the center server which concerns on embodiment of this invention. It is a figure which shows the data which each component of the payment information collection system of FIG. 1 hold | maintains. It is a figure which shows an example of owner identification number management DB. It is a figure which shows an example of a white list. It is a figure which shows an example of emergency contact DB. It is a figure which shows an example of reader / writer terminal location DB. It is a figure which shows the data structure memorize | stored in the temporary memory part. It is a figure which shows the flow of the data which each component of FIG. 3 hold | maintains. It is a figure which shows an example of an emergency contact address registration screen. It is a figure which shows an example of a white list registration screen. It is a figure which shows an example of an emergency contact address and a white list registration screen. It is a flowchart which shows the 1st operation | movement procedure of a positional infomation notification method. It is a figure which shows the example of the positional information notification screen of the portable terminal displayed on the display part of the contact terminal device. It is a flowchart which shows the 2nd operation | movement procedure of a positional infomation notification method. It is a figure which shows the example of the positional infomation notification screen of a portable terminal displayed on the display part of a contact terminal device, (a) URL which showed the use place etc. of a portable terminal, and the storage location of map image data was displayed. It is a figure which shows a positional infomation notification image, (b) is a figure which shows the positional infomation notification image containing a map image.

Explanation of symbols

DESCRIPTION OF SYMBOLS 100 ... Payment information collection system, 1 ... Portable terminal (mobile communication terminal), 10 ... Reader / writer terminal (payment terminal device), 50 ... Contact terminal device, 20 ... Center server (payment information collection server), 21 ... owner information storage unit (owner information storage unit), 22 ... reader / writer terminal information storage unit (settlement device information storage unit), 24 ... identification information extraction unit (identification information extraction unit), 26 ... position information acquisition unit (Location information acquisition means), 27 ... contact information acquisition section (contact information acquisition means), 28 ... position information notification section (position information notification means), 29 ... map image generation section (map image generation means), 30 ... Map information storage unit (map information storage means).

Claims (5)

Connected via a communication network to a payment terminal device that receives owner identification information assigned to the owner of the mobile communication terminal from the mobile communication terminal at the time of payment, and from the payment terminal device, the owner identification information and the In the payment information collection server that can receive payment information corresponding to the owner identification information,
Owner information storage means for storing the owner identification information and the contact information of the owner in association with each other;
Payment device information storage means for storing payment device identification information used for specifying the payment terminal device and location information of the payment terminal device in association with each other;
Identification information extraction means for extracting the payment device identification information from the payment information transmitted from the payment terminal device;
Position information acquisition means for searching the payment apparatus information storage means based on the payment apparatus identification information extracted by the identification information extraction means and acquiring the position information of the payment terminal device;
Contact information acquisition for searching the owner information storage means and acquiring the contact information of the owner based on the owner identification information transmitted from the payment terminal device corresponding to the payment information Means,
Position information notification means for transmitting the position information acquired by the position information acquisition means to a contact terminal device corresponding to the contact information acquired by the contact information acquisition means. Settlement information collection server.   The apparatus further comprises map image generation means for generating map image information indicating the location of the payment terminal device based on the position information acquired by the position information acquisition means, and the position information notification means includes the position information notification means as the position information. 2. The settlement information collection server according to claim 1, wherein the map image information generated by the map image generation means is transmitted to the contact terminal device.   Map information storing means for temporarily storing the map image information generated by the map image generating means is further provided, and the position information notifying means is a map image transmitted from the contact terminal device via the communication network. 3. The settlement information collection server according to claim 2, wherein the map image information stored in the map information storage means is transmitted to the contact terminal device in response to a request signal. A mobile communication terminal having a payment function; a plurality of payment terminal devices that receive owner identification information assigned to the owner of the mobile communication terminal from the mobile communication terminal at the time of payment; and the plurality of payment terminal devices; In a payment information collection system comprising: a payment information collection server connected via a communication network and capable of receiving the owner identification information and the payment information corresponding to the owner identification information from the payment terminal device;
The settlement information collection server
Owner information storage means for storing the owner identification information and the contact information of the owner in association with each other;
Payment device information storage means for storing payment device identification information used for specifying the payment terminal device and location information of the payment terminal device in association with each other;
Identification information extraction means for extracting the payment device identification information from the payment information transmitted from the payment terminal device;
Position information acquisition means for searching the payment apparatus information storage means based on the payment apparatus identification information extracted by the identification information extraction means and acquiring the position information of the payment terminal device;
Contact information acquisition for searching the owner information storage means and acquiring the contact information of the owner based on the owner identification information transmitted from the payment terminal device corresponding to the payment information Means,
A position information notifying unit for transmitting the position information acquired by the position information acquiring unit to a contact terminal device corresponding to the contact information acquired by the contact information acquiring unit; Settlement information collection system. Connected via a communication network to a payment terminal device that receives owner identification information assigned to the owner of the mobile communication terminal from the mobile communication terminal at the time of payment, and from the payment terminal device, the owner identification information and the In a position information notification method executed by a payment information collection server capable of receiving payment information corresponding to owner identification information and transmitting position information related to the mobile communication terminal to a contact terminal device,
An identification information extraction step of extracting payment device identification information used for specifying the payment terminal device from the payment information when the payment information collection server receives the payment information from the payment terminal device When,
A payment apparatus information storage means for the payment information collection server to store the payment apparatus identification information and the position information of the payment terminal apparatus in association with each other based on the payment apparatus identification information extracted in the identification information extraction step. A location information acquisition step of searching for and acquiring the location information of the payment terminal device;
The payment information collection server stores the owner identification information and the contact information of the owner in association with each other based on the owner information transmitted from the payment terminal device corresponding to the payment information. A contact information acquisition step of searching the owner information storage means to acquire the contact information of the owner;
Location information notification step in which the settlement information collection server transmits the location information acquired in the location information acquisition step to the contact terminal device corresponding to the contact information acquired in the contact information acquisition step. And a position information notification method comprising:

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